Podcast appearances and mentions of Carl Richards

  • 190PODCASTS
  • 498EPISODES
  • 32mAVG DURATION
  • 5WEEKLY NEW EPISODES
  • Jun 12, 2025LATEST

POPULARITY

20172018201920202021202220232024


Best podcasts about Carl Richards

Latest podcast episodes about Carl Richards

Kitces and Carl - Real Talk for Real Financial Advisors
Financial Planners As The Guide To Help Clients Navigating Potentially Changing Terrain: Kitces & Carl Ep 166

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Jun 12, 2025 35:54


In our 166th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss how to help clients unlearn unhelpful lessons and shift from relying on luck-based decisions to making strategic, informed choices. For full show notes, see kitces.com and thesocietyofadvice.com.

Behavior Gap Radio: Exploring human behavior...with a Sharpie

In this episode of the Deep Shift series, Carl explores how tactical curiosity—like obsessing over budgeting apps or fueling strategies—often hides something deeper. What starts as a surface-level decision can lead to a powerful emotional insight. Maybe it's not about interest rates… maybe it's about fear, identity, or old family patterns. Carl walks us through why it's easier to talk spreadsheets than shame—and how simply asking, “Why are you asking?” can crack open the truth.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Behavior Gap Radio: Exploring human behavior...with a Sharpie

In episode two of the Deep Shift series, Carl names the chase we all know too well: tactical curiosity. The frantic hunt for the perfect app, book, or tool isn't really about solutions—it's often a way to avoid the deeper, scarier questions. This episode invites you to pause the chase and ask, “What am I really trying to solve for?” Because awareness—not another download—is where real change begins.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Behavior Gap Radio: Exploring human behavior...with a Sharpie

In this first episode of a new series, Carl introduces the Deep Shift framework—his attempt to map the real journey of change. It's not about picking the right tactic or finding more information, it's about uncovering what's blocking the doing. From tactical curiosity to deep ritual, Carl explores why lasting change starts below the surface… and invites you to walk through it with him.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Behavior Gap Radio: Exploring human behavior...with a Sharpie

In this wrap-up to the Your Wise Money Friend series, Carl shares where the idea came from and why it matters. People don't want another financial plan—they want to feel okay. They want someone to walk with, someone who listens with golden-retriever-level curiosity. In this episode, Carl challenges us to become that kind of friend: no agenda, no judgment, just love, presence, and deep curiosity. Turns out you don't need to know anything about money to be a wise money friend. You just have to care.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Behavior Gap Radio: Exploring human behavior...with a Sharpie
1309 | A Wise Money Friend Holds the Mirror Gently

Behavior Gap Radio: Exploring human behavior...with a Sharpie

Play Episode Listen Later Jun 3, 2025 1:47


In the final episode of the Your Wise Money Friend series, Carl reflects on what it means to hold the mirror gently. A wise money friend helps you see what's really there—not with blame, but with compassion. It's that rare mix of an empathetic hug and a well-timed kick in the butt. Because real clarity doesn't come from shame—it comes from being seen, kindly.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Behavior Gap Radio: Exploring human behavior...with a Sharpie
1308 | A Wise Money Friend Asks Better Questions

Behavior Gap Radio: Exploring human behavior...with a Sharpie

Play Episode Listen Later Jun 2, 2025 1:25


In episode nine of the Your Wise Money Friend series, Carl highlights a defining trait of true support: Instead of rushing to give answers, instead asking better questions. The kinds of questions that invite reflection, spark clarity, and open doors. Because real change doesn't come from advice, it starts with curiosity.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Behavior Gap Radio: Exploring human behavior...with a Sharpie
1307 | A Wise Money Friend Doesn't Have an Agenda

Behavior Gap Radio: Exploring human behavior...with a Sharpie

Play Episode Listen Later May 30, 2025 0:53


In this episode of the Your Wise Money Friend series, Carl shares a simple but rare truth: A wise money friend doesn't have an agenda. They're not selling, fixing, or convincing. They're just fully present—genuinely invested in your clarity. Once you've felt that kind of presence, you don't forget it… and you stop settling for anything less.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Kitces and Carl - Real Talk for Real Financial Advisors
Finding Repeatable Conversations To Explain Complex Concepts More Understandably To Clients: Kitces & Carl Ep 165

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later May 29, 2025 35:42


In our 165th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards explore strategies for breaking down complex ideas into clear, simple explanations that clients can easily grasp.  For full show notes, see kitces.com and thesocietyofadvice.com.

Behavior Gap Radio: Exploring human behavior...with a Sharpie
1306 | A Wise Money Friend Believes You're Enough

Behavior Gap Radio: Exploring human behavior...with a Sharpie

Play Episode Listen Later May 29, 2025 2:36


In this episode, Carl continues the Your Wise Money Friend series with a powerful reminder: A wise money friend believes you are enough—even when you feel like you've screwed everything up. They don't excuse your mistakes, they restore your dignity. Because real change doesn't come from shame, it comes from remembering who you are.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Behavior Gap Radio: Exploring human behavior...with a Sharpie
1304 | A Wise Money Friend Respects Your Timing

Behavior Gap Radio: Exploring human behavior...with a Sharpie

Play Episode Listen Later May 27, 2025 1:23


In episode five of Your Wise Money Friend, Carl reflects on how true wisdom isn't pushy. A wise money friend doesn't rush your process or pressure your decisions—they wait with you. Because they know money decisions are rarely urgent, and often about something much deeper: identity, emotion, and transition.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Behavior Gap Radio: Exploring human behavior...with a Sharpie
1303 | A Wise Money Friend Helps You Pause

Behavior Gap Radio: Exploring human behavior...with a Sharpie

Play Episode Listen Later May 26, 2025 1:38


In episode four of Your Wise Money Friend, Carl shares how a wise money friend helps you pause, not to stop you, but to give you space. Space between the impulse and the action. Space to breathe, to feel, and to choose. Because the point isn't control—it's clarity. And that little pause? That's where alignment begins.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Behavior Gap Radio: Exploring human behavior...with a Sharpie
1302 | A Wise Money Friend Knows It's All Connected

Behavior Gap Radio: Exploring human behavior...with a Sharpie

Play Episode Listen Later May 23, 2025 1:25


In episode three of Your Wise Money Friend, Carl reminds us that to a wise money friend, your story is never just about money. They listen between the lines—because behind every financial decision is something deeper: fear, joy, dreams, love. A wise money friend knows it's all connected, and that's where the real conversation begins.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Behavior Gap Radio: Exploring human behavior...with a Sharpie
1301 | A Wise Money Friend Is Curious, Not Correct

Behavior Gap Radio: Exploring human behavior...with a Sharpie

Play Episode Listen Later May 22, 2025 1:02


In episode two of Your Wise Money Friend, Carl explores the idea that wisdom isn't about being right—it's about being present. A wise money friend won't hand you a to-do list or correct your choices. Instead, they ask the deeper questions that help you see yourself more clearly. Because the goal isn't certainty, it's clarity.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Kitces and Carl - Real Talk for Real Financial Advisors
Is Complexity In Financial Planning Necessary To Prove (Young) Advisor Credibility? Kitces & Carl Ep 164

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later May 15, 2025 30:35


In our 164th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss how to strike the right balance between technical accuracy and clear, client-friendly communication. For full show notes, see kitces.com and thesocietyofadvice.com.

Elementality for Financial Advisors | Elements of Financial Planning System™
How To Unlock The Power Of Client Referrals (Replay)

Elementality for Financial Advisors | Elements of Financial Planning System™

Play Episode Listen Later May 15, 2025 22:45


Carl Richards shares his innovative approach to getting client referrals, moving away from traditional uncomfortable methods to a more authentic strategy that focuses on genuine conversations over coffee. Through real examples and success stories, Carl demonstrates how asking clients for business development advice can lead to unexpected opportunities and valuable relationships.

Kitces and Carl - Real Talk for Real Financial Advisors
Overcoming Objections When Clients Reject The Recommendation By Asking What You Missed: Kitces & Carl Ep 163

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later May 1, 2025 32:48


In our 163rd episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss how to handle when clients not only ignore advice but actively push back against it. For full show notes, see kitces.com and thesocietyofadvice.com.

Your Intended Message
From Radio to Podcasts: Carl Richards

Your Intended Message

Play Episode Listen Later May 1, 2025 37:36


Podcasting vs. Radio: Carl Richards Explains the Big Shift The Secrets to Sound Bites: Make Your Message Memorable Episode 255 (Carl is based in Gananoque, Ontario) ----- In this conversation, we explore: The evolution from radio to podcasting—what changed, what remained. The core differences between scheduled radio and on-demand podcasting. Why defining your podcast's purpose is the most important first step. The myth of instant podcast success and what to expect as a beginner. Why your podcast will (and should) evolve over time. How to handle tough or off-topic interview questions with grace. What makes a podcast guest truly engaging and memorable. The secret to crafting effective sound bites for reels and audiograms. Lessons learned from 25 years in broadcasting—and how they apply today. Why podcasting is the new “book tour” for subject-matter experts. ----- About our guest, Carl Richards: Carl has spent more that 25 years behind the microphone, on radio and on stage, entertaining and influencings audiences worldwide. He's a 3 time bestselling author, International Speaker, TEDx speaker, emcee and  podcast host. He's the founder and CEO of Podcast Solutions Made Simple.  Want help to launch and polish your podcast? Visit PodcastSolutionsMadeSimple.com ----- Key Learning Points Podcasting is on-demand, radio is scheduled The flexibility of podcasting suits today's consumer behavior better than traditional radio. Start your podcast with clarity of purpose Many beginners skip this—understanding the "why" of your show is foundational. It's okay—and smart—to evolve your podcast Goals can shift, formats can change, and that's part of the process. Your first 10 episodes will probably suck—and that's normal Skill and confidence develop over time with practice. There are no rules in podcasting—but there are smart suggestions Format, length, and style are flexible. The key is knowing your audience and message. Deflecting tough or irrelevant questions is a skill You can stay assertive without being aggressive when you don't have the answer. Preparation is key—know your host and their style Doing homework helps avoid surprises and builds trust. Sound bites need human judgment Algorithms can't always pick the best clips. Listen and choose what resonates. Credibility comes from consistency and authenticity Be yourself, be present, and bring your best self to the mic. Podcasting helps subject-matter experts elevate their brand In today's world, a podcast may be more relevant than writing a book. ----- ----more---- Your Intended Message is the podcast about how you can boost your career and business success by honing your communication skills. We'll examine the aspects of how we communicate one-to-one, one to few and one to many – plus that important conversation, one to self. In these interviews we will explore presentation skills, public speaking, conversation, persuasion, negotiation, sales conversations, marketing, team meetings, social media, branding, self talk and more.   Your host is George Torok George is a specialist in communication skills. Especially presentation. He's fascinated by the links between communication and influencing behaviors. He delivers training and coaching programs to help leaders and promising professionals deliver the intended message for greater success.   Connect with George www.SpeechCoachforExecutives.com https://www.linkedin.com/in/georgetorokpresentations/ https://www.youtube.com/user/presentationskills https://www.instagram.com/georgetorok/  

HUM Curated Podcasts
Reducing The Fears Of Prospective Clients By Communicating Clear Expectations Before The First Meeting: Kitces & Carl Ep 157

HUM Curated Podcasts

Play Episode Listen Later May 1, 2025 31:31


Podcast: Kitces and Carl - Real Talk for Real Financial Advisors (LS 48 · TOP 1% what is this?)Episode: Reducing The Fears Of Prospective Clients By Communicating Clear Expectations Before The First Meeting: Kitces & Carl Ep 157Pub date: 2025-02-06Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationIn our 157th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss tactics for reducing the worry that can arise for people when meeting with a financial advisor for the first time. For full show notes, see kitces.com and thesocietyofadvice.com.The podcast and artwork embedded on this page are from Michael Kitces, MSFS, MTAX, CFP and Carl Richards, CFP, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

Kitces and Carl - Real Talk for Real Financial Advisors
Avoiding Staff Management Duties You Don't Want By Paying A Virtual Assistant For Only What You Need: Kitces & Carl Ep 162

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Apr 17, 2025 33:09


In our 162nd episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss how a virtual assistant can support management responsibilities—and how to identify what tasks are worth delegating in the first place. For full show notes, see kitces.com and thesocietyofadvice.com.

Kitchen Table Finance
S4E14 – How Retirees Can Handle Emotions of a Down Market

Kitchen Table Finance

Play Episode Listen Later Apr 11, 2025


In this heartfelt and timely episode, Dave and Nick step away from charts and market trends to focus on something just as important—the emotions behind the numbers. If you're retired or nearing retirement, you've likely felt the weight of recent market turbulence. Maybe you're wondering if your plan is still on track or feeling that itch to “do something” in response to all the headlines. Don't worry—you're not alone. https://youtu.be/HmFVuNyDiCw What's Covered in This Episode Why fear and uncertainty are natural (and even expected) during volatile markets The importance of emotional awareness and knowing your personal reaction style Why “just staying the course” isn't just a catchphrase—it's a lifesaver Powerful insights from financial legends like Warren Buffett, Carl Richards, Morgan Housel, and Dr. Daniel Crosby Practical ways to cope: from revisiting your risk tolerance to knowing when it's OK to delay purchases The value of talking it out early—with your advisor, your partner, or your financial planning team

The Dentist Money™ Show | Financial Planning & Wealth Management
#632: How Do You Know When Enough Is Enough?

The Dentist Money™ Show | Financial Planning & Wealth Management

Play Episode Listen Later Apr 9, 2025 50:40


On this episode of the Dentist Money Show, New York Times Columnist Carl Richards, CFP® joins Matt to explore the deeper side of financial planning and how to align money with what truly matters. Carl discusses the complexities of uncovering personal values, the importance of experimentation in financial planning, and how a statement of financial purpose can serve as your guide. They highlight why societal pressures can lead to financial dissatisfaction and why your skills are your greatest asset. Tune in to learn how to shift your focus and build a financial life that truly reflects your values. Carl Richards, CFP® will be a keynote speaker at the 2025 Dentist Money Summit June 20-21 in Park City, UT. Join us to hear him and other amazing featured speakers to help you navigate the now. Register HERE (clients of Dentist Advisors receive complimentary registration at checkout). Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Kitces and Carl - Real Talk for Real Financial Advisors
How Valuable Is Getting Feedback About Your Original Business Ideas (That Others May Not Get Anyway)?: Kitces & Carl Ep 161

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Apr 3, 2025 39:38


In our 161st episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss how they navigate others' opinions on their projects—and the strategies they use to invite feedback in the first place. For full show notes, see kitces.com and thesocietyofadvice.com.

Kitces and Carl - Real Talk for Real Financial Advisors
Calming Clients With Anxiety About Trump Tariffs And Trade Wars: Kitces & Carl Ep 160

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Mar 20, 2025 44:27


In our 160th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss what advisors can do to keep clients from panicking—and making poor financial decisions—during market volatility. For full show notes, see kitces.com and thesocietyofadvice.com.

Kitces and Carl - Real Talk for Real Financial Advisors
When You Promised Early Clients Special Fees Or Minimums You Can No Longer Honor: Kitces & Carl Ep 159

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Mar 6, 2025 30:25


In our 159th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss what to do when your original fees no longer make financial sense—but you promised to honor them for some clients. For full show notes, see kitces.com and thesocietyofadvice.com.

Kitces and Carl - Real Talk for Real Financial Advisors
Should Prospects Be Allowed To Move Forward If They Don't Want To Think It Over First?: Kitces & Carl Ep 158

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Feb 20, 2025 34:52


In our 158th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss the reasoning behind not allowing clients—even excited ones—to sign up the day of their first meeting. For full show notes, see kitces.com and thesocietyofadvice.com.

Kitces and Carl - Real Talk for Real Financial Advisors
Reducing The Fears Of Prospective Clients By Communicating Clear Expectations Before The First Meeting: Kitces & Carl Ep 157

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Feb 6, 2025 31:31


In our 157th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss tactics for reducing the worry that can arise for people when meeting with a financial advisor for the first time. For full show notes, see kitces.com and thesocietyofadvice.com.

Macon Money Podcast
Pretending To Be An Investor Is Dangerous

Macon Money Podcast

Play Episode Listen Later Feb 5, 2025 33:05


This week, Lee and Keith dive into Carl Richard's timeless article, Pretending To Be An Investor Is Dangerous, and discuss how to avoid the common mistakes many people make when managing their investments, particularly as they approach retirement. They explore what it means to be a "pretend investor" and break down the six key behaviors that can derail your financial security- from obsessing over short-time market fluctuations to chasing the latest hot stock. Tune in for a great discussion on how to focus on what truly matters- your financial health- while avoiding the distractions and fears created by the news cycle and peer pressure. You'll learn why sometimes, ignoring the chatter is the smartest move you can make with your retirement funds. Here's what we discuss in today's show: Staying committed to your long-term investment strategy instead of reacting to headlines Not letting daily market fluctuations sway your decisions Focusing on your personal financial goals rather than global economic events Avoiding the temptation to compare your strategy to others or chase the latest trends Recognizing that market volatility is normal- and not always a bad thing Resources for this episode: Check out more articles from Carl Richards here: https://behaviorgap.com/   Want to set up a meeting with us? Visit us here: http://talkwithjp.com Get more financial education at http://myretirementclarity.com

Kitces and Carl - Real Talk for Real Financial Advisors
How Are You Getting Value Out Of ChatGPT As A Financial Advisor?: Kitces & Carl Ep 156

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Jan 23, 2025 30:12


In our 156th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss how they're using ChatGPT in their own work and share their thoughts on the future of AI in financial advising. For full show notes, see kitces.com and thesocietyofadvice.com.

Kitces and Carl - Real Talk for Real Financial Advisors
How Do You Know When You Are Adding Value Versus Just Trying To Justify Your Fees?: Kitces & Carl Ep 155

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Jan 9, 2025 37:08


In our 155th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss a common pitfall among advisors, and what you should consider to make sure you're actually adding value—not just wasting time. For full show notes, see kitces.com and thesocietyofadvice.com.

So Money with Farnoosh Torabi
1769: Best of So Money: Top Science-Backed Ways to Build Wealth

So Money with Farnoosh Torabi

Play Episode Listen Later Jan 1, 2025 32:14


Recapping the year's top episodes covering the science of building wealth - proven ways to earn more and have a healthier relationship with money.For more listening, check out the full episodes with our guests:Charles Duhigg, Author of SupercommunicatorsDaniel Crosby, Author of The Soul of WealthCaroline Adams Miller, Author of Big GoalsCarl Richards, Host of 50 Fires podcastScott Rick, Author of Tightwads and SpendthriftsKate Northrup, Financial Expert and Author

Kitces and Carl - Real Talk for Real Financial Advisors
The Limits Where Technology Can't Scale Financial Planning Advice: Kitces & Carl Ep 154

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Dec 26, 2024 32:49


In our 154th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss technology and AI's role in the future of financial advice. For full show notes, see kitces.com and thesocietyofadvice.com.

Kitces and Carl - Real Talk for Real Financial Advisors
Evaluating The Tradeoffs That Come With Retaining 'Legacy' Clients: Kitces & Carl Ep 153

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Dec 12, 2024 36:12


In our 153rd episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss what to do when legacy clients start to hurt profitability down the line. For full show notes, see kitces.com and thesocietyofadvice.com.

Kitces and Carl - Real Talk for Real Financial Advisors
Advisory Fee Confidence And Building The Happy-Client Stoke File: Kitces & Carl Ep 152

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Nov 28, 2024 30:59


In our 152nd episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss surprising data from recent research on the different ways advisors charge fees. For full show notes, see kitces.com and thesocietyofadvice.com.

Kitces and Carl - Real Talk for Real Financial Advisors
What's Holding You Back From Delegating What You Need To Let Go Of?: Kitces & Carl Ep 151

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Nov 14, 2024 35:01


In our 151st episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss what often stands in the way of delegating tasks—and what you can do to avoid common sticking points. For full show notes, see kitces.com and thesocietyofadvice.com.

Elementality for Financial Advisors | Elements of Financial Planning System™
Serve More Clients By Focusing On Conversations [191]

Elementality for Financial Advisors | Elements of Financial Planning System™

Play Episode Listen Later Nov 14, 2024 26:46


Carl Richards and Reese Harper talk about the opportunity advisors have to simplify their services and concentrate on the core value of human interaction.  They discuss how the traditional comprehensive financial planning model may not meet the needs of most people and how reimagining the delivery of financial advice can help advisors reach a broader market and make a greater impact. If you're interested in learning how to serve more clients by honing in on what truly matters, this episode is a must-listen.

From Busy to Rich
E113 – The Ultimate Guide to Real Financial Planning with Carl Richards

From Busy to Rich

Play Episode Listen Later Nov 13, 2024 33:49


Click here to watch the video version This week we thought we would revisit an old episode reflecting on the question “what is real financial planning?” In this podcast episode, Wes and Justin welcome Carl Richards as a special guest. They discuss the concept of "real financial planning" and aligning one's use of capital with what is important to them. Carl emphasizes the importance of recognizing human tendencies and biases in financial decision-making and encourages a mindset of curiosity and experimentation. They also explore the role of financial planners as guides in a changing landscape and navigating uncertainty. Carl introduces the Society of Advice, a monthly membership program that focuses on personal growth and self-discovery. The episode concludes with a discussion on trusting one's intuition and making meaningful decisions. In today's episode we will cover: The essence of “Real Financial Planning” Transforming from Defenders to Guides Navigating risks and uncertainty The power of reflection We hope you enjoy this episode, and we would love to hear your feedback by having you leave a review. Have a question for us to answer on the podcast? Let us know here! If you want to learn more about Carl Richards and all the great work he has done we encourage you to visit his website at The Society of Advice. Maybe you're interested in taking your own planning in a new direction, in that case we would love to have you join us in one of our comingTransform Learning Series™. You can learn more at wesyounglive.com. Again, thank you for joining and we look forward to next time. Follow Carl Richards – LinkedIn Instagram Twitter

Kitces and Carl - Real Talk for Real Financial Advisors
When The Early Years' Scarcity As A Financial Advisor Prevents You From Growing To The Next Level: Kitces & Carl Ep 150

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Oct 31, 2024 28:45


In our 150th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss how the scarcity mentality many new advisors experience when just starting out can negatively affect their career down the road—and how to avoid this common trap. For full show notes, see kitces.com and thesocietyofadvice.com.

Elementality for Financial Advisors | Elements of Financial Planning System™

Jordan Haines shares his experiences from the recent XYPN Live conference, where he joined Reese Harper and Carl Richards to lead a four-hour session on accelerating the pace of financial advice. Jordan reflects on how the traditional financial planning process—often taking up to 10 hours per client—may not meet the needs of modern consumers seeking quicker, more accessible advice. He explores innovative ways advisors can expand their services beyond the conventional model, such as offering simplified coaching programs or financial wellness initiatives for employers. Jordan invites listeners to think differently about serving clients and to share their ideas on delivering valuable advice more efficiently. Tune in to discover how you can help more people by reimagining your approach to financial planning.

Kitces and Carl - Real Talk for Real Financial Advisors
Do You Really Need A Business Partner… Or A Study Group?: Kitces & Carl Ep 149

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Oct 11, 2024 31:36


In our 149th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss why having friends in the trenches with you as you launch your own firm might be more valuable than having a business partner. For full show notes, see kitces.com and thesocietyofadvice.com.

Elementality for Financial Advisors | Elements of Financial Planning System™
Unlock More Consultations By Killing Complexity [186]

Elementality for Financial Advisors | Elements of Financial Planning System™

Play Episode Listen Later Oct 10, 2024 20:43


What if you could cut your client meeting prep time in half and double the number of people you serve without feeling overwhelmed? In this episode of Elementality, Jordan Haynes shares a transformative conversation between Reese Harper and Carl Richards. They dive into the costly and time-consuming nature of traditional financial planning and unveil how Elements simplifies data gathering and analysis. Learn how to deliver personalized advice efficiently, scale your impact, and make financial planning accessible to more people. If you're ready to give advice really fast and revolutionize your practice, this episode is a must-listen!

Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
How Simplicity Leads to Impactful Growth: Carl Richards' Advice for Advisors

Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change

Play Episode Listen Later Oct 10, 2024 48:29


Realizing common behavior gaps led Carl Richards to explore ways to simplify financial concepts and processes for clients. As a result, he's become an industry thought leader who offers a unique perspective on the true value of an advisor and how to access that to better serve clients and foster growth.

Kitces and Carl - Real Talk for Real Financial Advisors
Making It Easier To Get Started By NOT Building In Public And Focusing On Version 0 Instead: Kitces & Carl Ep 148

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Oct 3, 2024 34:37


In our 148th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss the mindset shift that can help when you're scared to take the next step toward your goals. For full show notes, see kitces.com and thesocietyofadvice.com.

Kitces and Carl - Real Talk for Real Financial Advisors
Preparing An Advisory Firm For The Risk Of A Market (And Revenue) Decline: Kitces & Carl Ep 147

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Sep 19, 2024 33:48


In our 147th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss what advisors can do to prepare for the next market downturn. For full show notes, see kitces.com and thesocietyofadvice.com.

Behavior Gap Radio: Exploring human behavior...with a Sharpie

In this episode of Behavior Gap Radio, Carl dives into the dangers of overconfidence, especially among experts. Building on the previous episode, he explores how the gap between knowing and doing can lead to costly mistakes. Overconfidence, Carl suggests, is a common issue for experts who begin to rely too much on their knowledge and forget the importance of maintaining a beginner's mindset. Through thought-provoking insights, Carl reminds us that while expertise is valuable, the real risk comes when experts lose the humility to keep learning and adapting.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

In The Trenches
The Link Between Money, Meaning, and Happiness

In The Trenches

Play Episode Listen Later Sep 12, 2024 53:58


This episode is brought to you by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Profit Line: The Outsourced Finance & Accounting Department for Small and Medium Sized Businesses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ * This episode is brought to you by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Oberle Risk Strategies⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Insurance Broker and Insurance Due Diligence Provider for Search Funds and Other Small-to-Medium-Sized Businesses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ * Today I am thrilled to welcome Carl Richards to the podcast. Carl has spent decades as a Certified Financial Planner, is the creator of the Sketch Guy column (which appeared weekly for a decade in The New York Times), is a best selling author (most notably of The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money), is a podcaster (most recently, the host of 50 Fires: A Podcast About Money and Meaning), and is a frequent contributor to countless financial and other publications, including Morningstar Advisor, Marketplace Money, Oprah.com, and Forbes.com, among others. In our conversation today, we cover: How in some instances money can indeed buy happiness; Why money is like alcohol; Why you should aim to “die with zero”; How to run small experiments to see what types of spending are likely to produce happiness for you; Why you may want to think about money as you would gathering firewood in a remote cabin in the wilderness; And much, much more.

Kitces and Carl - Real Talk for Real Financial Advisors
Re-Educating Clients (Scalably) After They ‘Read Something On The Internet': Kitces & Carl Ep 146

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Sep 5, 2024 29:40


In our 146th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss how to handle when clients try to educate themselves about finance online—but come away with misinformation. For full show notes, see kitces.com and thesocietyofadvice.com.

White Coat Investor Podcast
WCI #382: The Behavior Gap with Carl Richards

White Coat Investor Podcast

Play Episode Listen Later Aug 29, 2024 61:49


Today we are talking with Carl Richards. Carl is a Certified Financial Planner, author, podcaster and educator. He is one of the most influential voices in the financial planning world. The title of his book is The Behavior Gap. In this discussion we get into what the behavior gap is, how big it is, why it is so persistent and what we as investors can do about it. We also talk about the state of the financial advisory industry and why there are not enough "real advisors". We talk about how investors should interact with advisors and how to find a good one. That and more in this compelling discussion. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Kitces and Carl - Real Talk for Real Financial Advisors
Explaining The Full Value Of (Life) Planning By Unlocking The Emotional Job To Be Done: Kitces & Carl Ep 145

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Aug 22, 2024 32:12


In our 145th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss how advisors can communicate their planning style in their marketing before investing time in client meetings that may or may not lead to long-term engagement. For full show notes, see kitces.com and thesocietyofadvice.com.

Kitces and Carl - Real Talk for Real Financial Advisors
The Success Trap Of Boutique Practices And Building With Intentionality: Kitces & Carl Ep 144

Kitces and Carl - Real Talk for Real Financial Advisors

Play Episode Listen Later Aug 8, 2024 28:32


In our 144th episode of Kitces & Carl, Michael Kitces and client communication expert Carl Richards discuss how fast growth can get in the way of working "lifestyle" hours—and what to do about it. For full show notes, see kitces.com and thesocietyofadvice.com.