Podcasts about afford

Inflation may be doing its best to body slam your budget, but this episode is all about fighting back without turning your life into a sad spreadsheet. Joe Saul-Sehy, Neighbor Doug, Paula Pant (Afford Anything), and Jesse Cramer (Personal Finance for Long Term Investors) are joined by special guest Justin Brown-Woods (Price of Avocado Toast) for a roundtable tackling the big question Stackers keep asking: Why does life feel so expensive even when I'm doing everything right? Instead of the usual "just cut lattes" advice, the crew digs into what's really happening. How to calm chaotic expenses. How to stop getting ambushed by "random" costs that aren't random. How to build a plan that makes your money feel predictable again. The conversation hits the real pressure points: food, housing, subscriptions, and the sneaky spending that doesn't look dangerous until it adds up. If you've ever looked at your bank account and thought "Wait, where did that go?" this episode will help you spot the leaks, tighten the system, and still enjoy your life while you do it. What You'll Learn: • How to stop chaotic expenses from wrecking your month • The difference between fixed and variable spending, and why it matters more than you think • Practical ways to lower food costs without eating sadness for dinner • Why housing is the heavyweight champion of your budget and what to do about it • How subscriptions quietly drain cash even when you barely use them • The best way to cut costs without feeling punished • Why mandatory expenses are often more negotiable than you've been told This Episode Is For You If: • You feel like you're doing everything right but still barely keeping up • Your bank account keeps surprising you with where the money goes • You're tired of frugality advice that makes life feel like punishment • You want to cut costs without giving up everything that makes life worth living • You're ready to calm the chaos and make your spending feel predictable again Questions to Think About: What's one expense that used to feel normal but now feels completely ridiculous? Which category gets you more: food spending, housing, or the sneaky monthly subscriptions? Drop your answers in the comments or the Basement Facebook group because this roundtable's framework for taming chaotic spending might be exactly what you need. FULL SHOW NOTES: https://stackingbenjamins.com/how-to-afford-the-new-normal-1794 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of Vibe Check, Saeed and Zach unpack the rise of the “maxxing” trend and what it says about living, optimizing, and coping when our sense of control feels more out of reach than ever. Plus, they share their picks for “the vibes are on, the vibes are off”.------------------------------------------------------Saeed's Poem of the Week: Bluish by Diane SeussJan 28th 2026 - Boston Live Show: https://www.bso.org/events/vibe-check-live-with-special-guest-carlos-simon?performance=2026-01-28-18%3A00If you're interested in learning more about macronutrients and need a resource then you're in luck! Reach out to Erica Giovinazzo, who Zach works with and mentions on this episode! Here's more information: https://www.ericas-edge.com/ You can find everything Vibe Check related at our official website, www.vibecheckpod.comWe want to hear from you! Email us at vibecheck@stitcher.com, and keep in touch with us on Instagram @vibecheck_pod.Get your Vibe Check merch at www.podswag.com/vibecheck.Subscribe to SiriusXM Podcasts+ to listen to new episodes of Vibe Check ad-free.Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Adam Crowley and Dorin Dickerson wonder how aggressive the Penguins should be on the trade block as the NHL Trade Deadline gets closer.

It's CALLER DAY!

Nick and Jonathan debate whether or not Andrew Berry and the Browns can afford to take a big swing with their head coach hire.

Buyers are sitting on the fence… and it's costing them. In this episode, Steve Kyles breaks down 3 of the biggest buyer misconceptions agents are hearing in today's market, and how to respond with clarity and data that inspires action. You'll walk away with: • 3 proven talking points that help buyers stop waiting and start moving • How to turn emotional objections into data-backed decisions • Real examples of agents reviving cold leads using these exact strategies Want help equipping your agents with these tools? Book a free call at FreedomPlanningCall.com

Trump has once again brought the subject of the U.S. acquiring Greenland to the forefront and is being louder than ever about its necessity. What once seemed like a joke of a headline is now being seriously entertained as a potential political reality.  In today's episode, my co-host Marc Clair and I break down Trump's push to acquire Greenland, what it signals about Europe's direction, and how it fits into a broader repositioning of the geopolitical order. We also touch on a few other stories in the ever–changing landscape of global mobility, including St. Kitts tightening its CBI, new U.S. visa bond requirements, and more.  IN TODAY'S EPISODE Listen in as Marc and I discuss Trump's Greenland play and what was once a wild headline may become an inevitability Tune in to hear why we believe Europe is becoming increasingly irrelevant and what that means going forwardFind out what changed with St. Kitts CBI, in another strong reminder toact swiftly and urgentlybefore programs change their requirements. Learn how the U.S.'s new visa bond requirements are another signal of a rapidly changing world order STAY IN TOUCH! Stay informed about the latest news affecting the expat world and receive a steady stream of my thoughts and opinions on geopolitics by subscribing to our newsletter. You will receive the EMS Pulse® newsletter and the weekly Expat Sunday Times; sign up now and receive my FREE special report, “Plan B Residencies and Instant Citizenships.” WEALTH, FREEDOM & PASSPORTS CONFERENCE, MARCH 6-7, 2026 Join us in Panama City from March 6-7, 2026, for our second annual in-person event, the Wealth, Freedom and Passports Conference! Space is very limited, so reserve your tickets right away. RELATED EPISODES 388: Trump Arrests Maduro: What Does It Mean For Latin America? 384: President José Raúl Mulino: Panama's Adult in the Room 382: Doug Casey's Crystal Ball for 2026: The One Conversation You Can't Afford to MissMentioned in this episode:No Plan-B Without the LanguageIf you're planning to move overseas—or even just set up your offshore Plan-B—learning the local language isn't optional. It's protection. It's access. It's power. StoryLearning makes...

Buyers are sitting on the fence… and it's costing them. In this episode, Steve Kyles breaks down 3 of the biggest buyer misconceptions agents are hearing in today's market, and how to respond with clarity and data that inspires action. You'll walk away with: • 3 proven talking points that help buyers stop waiting and start moving • How to turn emotional objections into data-backed decisions • Real examples of agents reviving cold leads using these exact strategies Want help equipping your agents with these tools? Book a free call at FreedomPlanningCall.com

ABOUT THE EPISODEMany pro-life organizations are failing in their mission to save babies. But why? Ben Zeisloft sees not only a problem with the execution of pro-life bills and strategies, but understands them to be anemic half measures. Read on as Ben presents a case for abortion abolitionism as the answer to our nation's abortion epidemic.Resources to Click“A Case for Abolitionism: The Only Way to End Abortion in America” – Ben Zeisloft“How Pro-Life Leaders Betray the One Truth They Can't Afford to Compromise” – Ben Zeisloft“How the ERLC Works Against Ending Abortion” – Ben Zeisloft#WeCount Report, April 2022 to June 2025“An Open Letter to State Lawmakers from America's Leading Pro-Life Organizations”“Biblical Principles on Equal Protection of the Laws for Preborn Children” – Foundation to Abolish Abortion“Texas Pro-Life Bill Fails to Adequately Address Self-Induced Abortion Epidemic” – Bradley Pierce“A Case for Abortion Incrementalism” – David ClossonTheme of the Month: Abolishing Abortion, Advocating for LifeGive to Support the Work

Send us a textThe board lights up, the headphones don't, and somehow we find our groove anyway. What starts as studio chaos turns into a late-night ride through liquor truths, million-dollar dares, and the lines we swear we won't cross. We wrestle with the “what would you do for the bag” game—coke, meth, fentanyl—and expose the gap between bravado and boundaries. It's hilarious until it isn't, then it's honest in that way only friends can be.We pivot to real-life chemistry: Adderall stories from brutal bar shifts and why stimulants feel different without ADHD. One of us flashes AA time and court-ordered sobriety, and we get into what addiction sounds like when you want to believe it isn't yours. From there, sports becomes both grounding and combustible. We break down speed versus quickness in the NFL—Tyreek Hill's terror in a phone booth, Xavier Worthy's runway sprint, Jerry Rice's fourth-quarter stamina—and tell on ourselves with LA Fitness tales about switching, screens, and that one shooter who never stops moving.Then it gets personal. Ancestry reveals shake family trees, and we debate prolific fatherhood—Nick Cannon, Elon Musk, resources versus presence, and whether we give passes to men with money that we'd never give to anyone else. It's messy, funny, and painfully real. We cool it down with a movie sprint: Primate love, a zombie thriller worth your time, cautious optimism for 28 Years Later, and respect for the classics like No Country for Old Men and Which Way Is Up. This one feels like a night out with your smartest, loudest friends—wild swings, hard truths, and big laughs.If this ride hits, tap follow, share it with someone who loves sports and chaos, and drop a review telling us where your non-negotiable line is. We'll read the boldest ones on air.Thanks for listening to the Nobody's Talking Podcast. Follow us on Twitter: (nobodystalking1), Instagram : (nobodystalkingpodcast) and email us at (nobodystalkingpodcast@gmail.com) Thank you!

Real Estate Expert & Best-Selling Author, Gerald Lucas discusses whether you should buy a home even if you can't afford the cost of maintenance & repairs.

Avoiding conflict feels easier in the moment, but it quietly drains productivity, trust, and team morale. In this episode, Irvine and Bridgette reveal the true cost of silence — and share practical tools leaders can use to confront issues early, communicate with clarity, and restore healthier team dynamics.

An Honest Guide to Trading FOREX With Clarity! (Get the eBook) https://myforexguide.com/-------------------------------------------------------------------

This week: NATO threats, depression-era meals, and a timeline of authoritarianism that reads like dystopian fiction...except it's all real.Robin breaks down Trump's Greenland obsession and the threat of military action against our own NATO allies. Eight European countries are getting tariffs because they won't help us invade Denmark. When Emmanuel Macron is comparing you to Putin, maybe it's time to reassess.Meanwhile, Agriculture Secretary Brooke Rollins (net worth: $15 million) wants you to know you can feed yourself for $3...just eat one piece of chicken, one piece of broccoli, one tortilla, and "one other thing." Groceries are up $310 per year for American families, but have you tried eating less? Marie Antoinette energy.In Minneapolis, over 2,500 people have been arrested in the largest ICE operation in American history. Schools are closed. The National Guard is mobilized. Masked federal agents operate without ID. And on January 7th, ICE agent Jonathan Ross shot and killed 37-year-old Renée Nicole Good...a mother of three, poet, and school board member. She was called a "domestic terrorist" within hours. ICE blocked a physician from helping her as she died. Now the DOJ is investigating her widow, not the shooter. Six federal prosecutors have resigned in protest.Also covered: Trump "joking" about canceling elections, the Department of Labor posting Nazi-adjacent slogans, the Insurrection Act being threatened against American protesters, a death in ICE custody ruled likely homicide, and why 31 Nobel laureates just warned that "the signs of fascism are here."Plus: why three Yale historians who study fascism for a living just moved to Canada, and what it means when a new Democracy Index says we've "slid well into authoritarianism."Keywords/TagsTrump Greenland invasion, NATO tariffs 2026, Brooke Rollins $3 meal, grocery prices inflation, Minneapolis ICE raids, Renée Nicole Good shooting, ICE killings, Tim Walz DOJ investigation, authoritarianism America, fascism warning, immigration enforcement 2026, federal prosecutor resignations, Insurrection Act, political podcast, progressive politics, Trump administration, civil rights violations, police accountability, democracy crisis, political analysisTimestamps00:00 - Intro: The Golden Age05:30 - Segment 1: Greenland Imperialism & NATO Threats18:45 - Segment 2: Let Them Eat One Piece of Broccoli28:20 - Segment 3: Minneapolis Under Siege42:10 - Segment 4: Renée Nicole Good (Content Warning)58:35 - Segment 5: Top 10 Signs of Fascism This Week1:14:20 - Closing ThoughtsBecome a supporter of this podcast: https://www.spreaker.com/podcast/we-saw-the-devil-crime-political-analysis--4433638/support.Website: http://www.wesawthedevil.comPatreon: http://www.patreon.com/wesawthedevilDiscord: https://discord.gg/X2qYXdB4Twitter: http://www.twitter.com/WeSawtheDevilInstagram: http://www.instagram.com/wesawthedevilpodcast.

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Patreon: https://www.patreon.com/safetythirdMerch: https://safetythird.shopFollow Safety Third on Twitter: https://twitter.com/SafetyThirdPodFollow Safety Third on Instagram: https://instagram.com/safetythirdofficialCheck out our clips channel: https://www.youtube.com/channel/UC1LFFd9I2Ooza4EL0aA304AListen on Spotify: https://open.spotify.com/show/1Y9ExMgMxoBVrgrfU7u0nD?si=1HKwgnSNRCqjeijlSVNxdgListen on Apple Podcasts: https://podcasts.apple.com/us/podcast/safety-third/id1570503392Listen on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5yZWRjaXJjbGUuY29tL2M2ZDJlODY5LTIyYWUtNGU2OC1iODhlLWUxOTU3ZDA3MGQzYQ%3D%3D @TheBackyardScientist  @WilliamOsman2  @NileRed Safety Third is a weekly show hosted by William Osman, NileRed, The Backyard Scientist, Allen Pan and a couple other YouTube "Scientists". Sometimes we have guests, sometimes it's just us, but always: safety is our number three priority.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this segment, Kelsey Pritchard, Communications Director for Susan B. Anthony (SBA) Pro-Life America, joins the show to discuss the growing tension between the pro-life movement and Republican leadership. Following recent comments from President Donald Trump suggesting that the party should remain "flexible" on abortion policy, Pritchard outlines why the Hyde Amendment—a long-standing legislative provision that prevents federal taxpayer dollars from funding elective abortions—is a non-negotiable line in the sand for millions of voters.Key Discussion PointsWhat is the Hyde Amendment? Pritchard explains that the Hyde Amendment has been a bipartisan consensus for nearly 50 years, ensuring that Americans are not forced to violate their conscience by funding elective abortions through federal programs.The "Shock" of Trump's Comments: Despite previously being a champion of the Hyde Amendment, Trump's recent call for "flexibility" has sparked swift backlash. Pritchard argues that moving away from Hyde is a "no-go" and "completely unacceptable" to the pro-life movement.Political Consequences & Stats: The interview highlights the high stakes for the 2026 midterms. Pritchard warns that even a small 1% to 2% drop in pro-life voter turnout could cost Republicans control of the Senate and House.The $80 Million Strategy: SBA Pro-Life America is launching a massive $80 million mobilization effort targeting battleground states like Georgia, North Carolina, Michigan, and Iowa.A Moral Stand: Beyond politics, Pritchard emphasizes the moral weight of the issue, stating that taxpayer-funded abortion would lead to an increase in the number of abortions and cause "misery" for women across the country.https://sbaprolife.org/staff/kelsey-pritchardBecome a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.Subscribe now at YouTube.com/@RefocusedNetworkThank you for your time. 

Just because you can afford it doesn't mean you should buy it.In this episode of Chink Positive, Pambansang Wealth Coach Chinkee Tan explains why affordability is not the same as financial wisdom.Learn the difference between capacity and priority, why the phrase “I can afford it” is one of the most dangerous money mindsets, and how lifestyle inflation quietly keeps people broke—even with increasing income. Chinkee breaks down the two simple questions you must ask before every purchase to protect your savings, priorities, and peace of mind.If you want to stop overspending, build financial maturity, and make smarter money decisions without guilt, this episode is a must-listen.#ChinkPositive #ChinkeeTan #MoneyMindset #SmartSpending #FinancialDiscipline #LifestyleInflation #PersonalFinancePH #FinancialWisdomFor any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.

Are you open to applying for scholarships, but don't have any time to find them? I got you boo! Today, I present to you the following scholarship that could help you afford textbooks this semester! --> Courage to Grow Scholarship OR, let me find you scholarships!!! I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on which tier you choose to hire me. I try to find them based on school, major, interests, and other random/general scholarships for which anyone can apply.  I cannot guarantee that you will for sure receive the scholarships, as you will need to apply for them yourself, but I can at least provide the opportunities. (It would pretty much be illegal for me to apply for things in someone else's name:) Interested? Hmu --> http://calendly.com/moneyandmentalpeace    Related Episodes: 149 - Find Your Purpose and Calling in College! 152 - Choosing a Major Within God's Will in 5 Steps Find Passion, Purpose, and Calling 163 - How to Pick a Purposeful Major and Career that Will Make You Want to Jump Out of Bed in the Morning 165 - How to Pay for College Without Taking on ANY Student Debt (Thanks Dave Ramsey!)   P.S. Join me on... Facebook --> Christian College Girl Community Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com   Some great apologetics books to feel confident and grounded in your faith! Jesus Skeptic The Case for Christ  The Case for a Creator  The Case for Heaven  Proving Christ's resurrection    ** Find God's Path for College and Graduate Loan and Debt-Free **   Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you're following God's plan for your life?   In this podcast for Christian college girls, you will learn to find GOD'S path for your college journey, and graduate with no loans or debt!   I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you're ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!   Hey there! I'm Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn't heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?   I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college.  Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!   And, I'm here to teach you HOW to do this, too.   If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   More about this episode... Finding cheap textbooks doesn't have to be overwhelming anymore. Many students choose to rent textbooks instead of buying new, especially when they only need them for a semester. You can often rent a textbook through major retailers like Amazon or student-focused platforms, and some even look for textbooks for rent through peer-to-peer marketplaces. Others save money by searching for used textbooks, exploring online textbooks, or checking whether rent textbooks Amazon options fit their budget. For short-term access, some students turn to services that let them rent books on Chegg, while others take advantage of textbook buyback programs at the end of the term to recoup some costs. When money is tight, students also look for legal ways to access free textbook PDF versions, especially for older editions or public-domain materials.

Click here to send us a topic idea or question for Weekend Wisdom.Are you considering adoption this year but concerned about how to swing the cost? Join us for a practical conversation about managing the expenses of adoption with Ryan Hanlon, PhD, former president of the National Council for Adoption, an adoption advocacy organization dedicated to research, education, and policy in the service of all members of the adoption community.In this episode, we discuss:How much can hopeful adoptive parents expect to pay for adoption? Domestic infant adoption? Adopting from foster care?International adoption?What do these expenses cover? Most hopeful adoptive families do not have access to large lump sums of $25,000 and upward. So, what are the different options they can pursue to help them afford an adoption?Adoption SubsidiesAdoption Grants/LoansAdoption Tax CreditWhat other methods are available to families to afford adoption? And can you explain the pros and cons of each so families can get a well-rounded view of what to consider?Increase savings / Decrease spendingIncrease income via a second job, selling things (things you own that you don't want/need/use; things you can create or offer as services)Employee benefits programsCrowd-sourcing and fundraising, asking for money from family and friends (can be particularly controversial in some circles; take care in sharing the child's story, etc.) If a family chooses to fundraise, can you offer a few tips that might help them protect the child's story and proceed ethically?Also related to fundraising, what types of fundraisers do you see as most effective? (offering a service, event, or experience vs. donations only, etc.)How far in advance do hopeful parents start some of these efforts to afford adoption?Can you explain the Adoption Subsidy in more detail? How do hopeful parents determine if they qualify?Where do they go to learn about financial resources to help them afford adoption?Resources:  The Adoption Tax CreditFoster Care Adoption Subsidies: What is Reasonable and How to NegotiateNational Council for Adoption Support the showPlease leave us a rating or review. This podcast is produced by www.CreatingaFamily.org. We are a national non-profit with the mission to strengthen and inspire adoptive, foster & kinship parents and the professionals who support them.Creating a Family brings you the following trauma-informed, expert-based content: Weekly podcasts Weekly articles/blog posts Resource pages on all aspects of family building

Are you a physician thinking about buying a home but tired of the usual “30% of your income” rule? In this episode, we explore how to figure out how much house you can really afford as a doctor, without relying on arbitrary percentages or just what a lender says you can borrow.We talk about the smarter way to approach physician home buying, including:·         How to calculate the total cost of homeownership, factoring in property taxes, homeowners insurance, and maintenance and not just your mortgage payment.·         Why using a reverse budget helps you align your housing budget with your savings, investments, and long-term financial goals.·         How physician mortgage programs can allow no down payment and no PMI, and what that means for your overall financial plan. With a step-by-step example, we break down the numbers in a way that's easy to understand, showing how to make a financially smart home purchase that supports your lifestyle instead of constraining it.Whether you're buying your first home as a doctor or upgrading to your next home, this episode gives practical strategies to make a confident, informed decision.  Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakes If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching . You can learn more about Elisa at her website or follow her on social media. Website: https://ww.GrowYourWealthyMindset.com Instagram https://www.instagram.com/GrowYourWealthyMindset Facebook https://www.facebook.com/ElisaChiang https://www.facebook.com/GrowYourWealthyMindset YouTube: https://www.youtube.com/c/WealthyMindsetMD Linked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mind...

We put together a FREE Reading List of the 100 Books that helped us get rich: https://www.alux.com/100books 00:00 – Introduction 00:48 – They're Just Hoarding Money 01:58 – They Don't Pay Taxes 03:20 – They Got Rich by Exploiting the Working Class 04:37 – They Only Care About Profit 05:43 – I Work Just as Hard as Them and I'm Not Rich 06:59 – They Don't Deserve It Because They Got Lucky 07:54 – They Don't Pay Higher Salaries 08:49 – I Can't Afford a House Because of Them 09:50 – They Don't Give Away Their Wealth 10:52 – I Don't Understand What They Do 12:18 – They Don't Do Enough for the World 13:05 – Nobody Should Have a Yacht When People Are Starving 14:06 – They Control Everything 15:05 – I'm Poor and They're Rich, So Screw Them 16:00 – Workers Should Own the Means of Production 17:04 – Bonus: The 10-Second Test to See If Your Billionaire Hate Is Dumb or Fair 17:37 – Tools: Protect yourself online with NordVPN: https://www.nordvpn.com/alux Get a free audiobook when you sign up: https://www.alux.com/freebook Start an online store today: https://www.alux.com/sell Sell an online course: https://try.thinkific.com/f5rt2qpvbfokAlux.com is the largest community of luxury & fine living enthusiasts in the world. We are the #1 online resource for ranking the most expensive things in the world and frequently referenced in publications such as Forbes, USAToday, Wikipedia and many more, as the GO-TO destination for luxury content! Our website: https://www.alux.com is the largest social network for people who are passionate about LUXURY! Join today! SUBSCRIBE so you never miss another episode: https://goo.gl/KPRQT8 -- To see how rich is your favorite celebrity go to: https://www.alux.com/networth/ -- For businesses inquiries we're available at: https://www.alux.com/contact/

Stay up to date on what is happening in the LCMS!(bi-weekly newsletter covering relevant LCMS topics from Pastor Tim)https://www.uniteleadership.org/thelcmscurrentIn this episode of LEAD TIME, Tim Ahlman and Jack Kalleberg sit down with Pastor Scott Kirchoff to explore one of the most defining — and often misunderstood — aspects of Lutheran identity: the centrality of the Sacraments.Drawing from decades of pastoral ministry, federal prison chaplaincy, and work on death row, Pastor Kirchoff challenges a subtle shift happening in American Christianity — where sermons become the high point and the Sacraments quietly move to the margins.This episode is especially relevant for pastors, church leaders, and thoughtful members within the Lutheran Church—Missouri Synod who are asking hard questions about identity, formation, and faithfulness in a changing cultural landscape.Support the showJoin the Lead Time Newsletter! (Weekly Updates and Upcoming Episodes)https://www.uniteleadership.org/lead-time-podcast#newsletterVisit uniteleadership.org

If sales feel slower right now, you're not imagining it. In this episode, I'm breaking down the real reason "brand new exposure customers" aren't buying as fast as they used to, and what you must do in 2026 to build know, like, and trust faster than everyone else. Because I'm telling you right now, this year is going to separate the people who get really intentional about trust from the people who stay passive and hope things go back to "normal." I'm giving you my playbook: what to post, where to show up, how to leverage other people's platforms, and why a mind-blowing low-ticket offer might be your biggest growth move of the year.   What You'll Learn In This Episode Why sales from new audiences are moving slower (and what's changed in the market.) What a "trust recession" actually looks like in real business terms. The 5 fastest ways to build know, like, and trust in 2026. Why face-to-camera content matters more than ever (and how to do it imperfectly.) The power of having a platform that creates repetitive exposure (podcast, YouTube, email, text.) How in-person visibility speeds up trust even if you're an introvert. The "Costco sample" strategy: low-ticket offers that convert into high-ticket customers. The 80/20 shift I'm seeing right now, and how to make sure you're on the winning side. RESOURCES Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

According to Statista Consumer Insights, three of ten Americans can't afford to go on a vacation. The reality is that many of these same people have no time off from work, in a country which has no mandatory vacation days. What's the view from China? Hosted on Acast. See acast.com/privacy for more information.

In the first hour, DVD recaps the Vanderbilt Commodores mens B-Ball win over Alabama 96-90 last night. They also ask the question, could the Titans even afford to hire John Harbaugh. The Athletics Mitch Light joined DVD to discuss all things CFP Semi-Final match-ups. 

Steiny & Guru discuss what's at stake for the San Francisco 49ers reputation and how we'll remember this season, in Philadelphia, on Sunday.

Send us a textWhat is the one thing parents can't afford to get wrong?In this episode of The Way of Valor, Angie Taylor is joined by her sister, educator, ministry leader, and parent coach Kelly Loftis for a powerful conversation on what truly matters most in parenting. Together, they cut through the noise, pressure, and overwhelm to focus on the vital role parents play in shaping their children's faith and worldview.You'll hear why modeling an authentic relationship with Jesus matters more than outsourcing faith to church programs and how small, consistent habits can have a lifelong impact on your kids, even when you feel like you're falling short.In this episode, you'll learn:Why parents have the greatest spiritual influence in a child's lifeHow small, everyday habits build faith that lastsWhat to do if your child is older and seems to be driftingWhy consistency matters more than perfectionIf you're a parent in any season tired, busy, or wondering if you've missed your chance this episode offers clarity, hope, and practical encouragement.Don't forget to leave a 5-star review and share this episode with a parent who needs it.Connect with Angie Taylor on:IG: https://www.instagram.com/mrsangietaylor/?hl=enFB: https://www.facebook.com/profile.php?id=100090424997350

How bad is sin—really?Joel Settecase tackles total depravity head-on—why humans aren't just “broken” but spiritually dead, why that matters for the gospel, and where Roman Catholics, Eastern Orthodox, and “provisionists” get it wrong. This is straight, no-fluff theology for men who want to lead.In this episode you'll hear:What total depravity / total inability actually means (not “as bad as possible,” but “corrupt in every part”).Why “I'm a good person” collapses when you see God's standard of perfection, faith, and His glory.How Scripture proves our minds, hearts, and wills are enslaved to sin apart from Christ.How this doctrine explodes your view of grace, regeneration, and the cross.2 big mistakes non-evangelicals make:Roman Catholic: “But Noah and Job were righteous!” Eastern Orthodox: “Total depravity erases the image of God!” A third challenge: the “we're not born depraved” crowdFor Christian men who are done with soft theologyPerfect if you want to:Lead your family with confidence in God's Word.Understand Calvinism beyond the memes and strawmen.Engage Catholics, Orthodox, and non-Reformed friends with clarity and courage.Join the Hammer & Anvil SocietyWant brothers who are serious about doctrine and discipleship? Get into the Hammer & Anvil Society—weekly calls, courses, and a community of men forging a strong biblical worldview together.

Carl and Mike close out the show with final thoughts on the Falcons firing Raheem Morris and Terry Fontenot and will hire a president of football. They then get breaking news of reports of Trae Young and his agents working with Hawks on a trade.

Robin pleads for urgency as WNBA CBA negotiations reach a critical juncture.

You can read today's edition of The 7 newsletter here. In the meantime, we're sharing something else you can listen to now or over the holiday weekend. It's the second and final “class” of the recent Try This series on giving.Donating money can induce anxiety if you're not sure how to afford it or feel pressured into doing so by the people around you. Host Cristina Quinn talks to Washington Post personal finance columnist Michelle Singletary about how to give back, whether it's through money or time. Singletary reminds us that there's always a way to give. She explains how to think through where you want to give, how to afford it and how to commit to giving year-round. Michelle Singletary also shares her personal experiences and passion for why she gives, how to make sure you're giving to a legitimate charity, and what you will experience when you give back. For more of her work, sign up for her Color of Money newsletter and follow her on Instagram. Subscribe to The Washington Post or connect your subscription in Apple Podcasts.

Does Ireland stand a chance at the 2026 World Cup? And even if we do get there, will fans be priced out of tickets by FIFA? We discussed the chances and the logistics of it all with RTÉ Sport's John Kenny and Ken Early, Irish Times Soccer writer and Second Captains podcast co-host.

The New York Giants have a "Good Player" problem. After a breakout 2025 season, the G-Men are facing a massive salary cap crunch with several key starters heading toward unrestricted free agency. Anthony and Alex sit down to rank the priority list for extensions and discuss the very real possibility that we've seen the last of Wan'Dale Robinson in Blue. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of The Wealthy Practitioner Podcast, Steph is joined by her close friend and collaborator Callan Faulkner (@callanfaulkner) for a raw, expansive conversation about quantum friendships, environment, and why the people you surround yourself with determine everything — your income, growth speed, confidence, and identity. Steph opens with a passionate reminder that your environment dictates your results. She explains why tolerating relationships that don't want to see you win blocks higher-level friendships, opportunities, and timelines — and why proximity to obsessed, growth-minded people can collapse years of effort into months. Callan shares the story of how their friendship began, tracing it back to a single mastermind room in early 2023 and the seemingly small decisions that led to rapid, compounding growth. Together, they break down how consistent idea-sharing, feedback loops, and mutual risk-taking accelerated both of their businesses — from early-stage offers to seven-figure launches in under two years. Throughout the episode, they explore the concept of collaboration over competition, dismantling scarcity thinking around shared markets, teams, and resources. Steph and Callan highlight how generosity, trust, and radical giving create ecosystems where everyone wins — and why holding back due to past burns or fear only blocks future alignment and abundance. The conversation expands into powerful real-world examples of how cold DMs sparked life-changing relationships, partnerships, speaking opportunities, clients, and even romantic connection. Steph reframes outreach as "invoicing the creator" — giving without attachment to outcome — and explains why the ripple effects are often far bigger than the original ask. This episode is a permission slip to raise your standards, put yourself in uncomfortable rooms, reach out boldly, and stop underestimating how good life and business can actually get. 00:00 Introduction & Why Environment Dictates Everything 03:10 Quantum Friendships vs. Comfortable Relationships 07:45 How Steph and Callan Met (And Why Rooms Matter) 12:40 Early Businesses, Zero Infrastructure, and Fast Feedback Loops 18:30 Collapsing Time Through Shared Testing and Execution 24:55 From First Big Launches to Multi-Million Dollar Seasons 30:40 Collaboration Over Competition (Why Scarcity Isn't Real) 36:20 Radical Giving, Trust, and Invoicing the Creator 42:15 Cold DMs That Changed Everything (Business, Stages, Life) 49:30 When Fear, Burnout, and Old Stories Block Alignment 55:10 Why You Have to Give Everything to Create Real Impact 1:01:20 Finding (or Creating) Your Quantum Room 1:07:45 Final Reflections on Standards, Environment, and Expansion This conversation is really about being intentional — with your environment, your standards, and the rooms you choose to be in. Because the direction you set determines everything that follows. If you want to carry that same clarity into next year, this will help. Build your full 12-month 2026 marketing plan in under 90 minutes https://thewealthypractitioner.com/2026-marketing-calendar

Healing Burnout and Blood Sugar While Building a Thriving Business is vital for business owners and entrepreneurs. If you get a ton of value in this episode, I would love to invite you to subscribe because it costs nothing to subscribe. Robin Muhammad is an entrepreneur, nutritionist, speaker, and founder of Necessary Nutrition, Inc.  For over 17 years, she's empowered thousands of women to use food as medicine and live health-filled, purpose-driven lives.  Robin is also the creator of the Necessary Nutrition supplement line and has been featured on CNN Headline News and more.  Her mission: to help others nourish their bodies, elevate their lives, and thrive.  Welcome, Robin! Support the showCheck out Petite2Queen for more great interviews, podcasts, and blogs to help you achieve more, faster!https://www.petite2queen.com/​

At just 7 years old, Hannah Hammond was told her family couldn't afford a McFlurry. That single moment of scarcity sparked a fire that would lead her to become a millionaire by age 25.In this episode of Escaping the Drift, John Gafford sits down with Hannah to break down exactly how she went from an insecure "ugly duckling" to a powerhouse entrepreneur with her own national finance and real estate companies. She shares the surreal experience of being mentored by Rich Dad Poor Dad author Robert Kiyosaki, why she walked away from a safe engineering career to bet on herself, and the $10,000 investment she made when she was broke that changed everything.If you feel stuck in a scarcity mindset or think you're too young to build massive wealth, this episode is your wake-up call.In this episode, we cover:The "McFlurry Moment" that defined her financial future.How she connected with Robert Kiyosaki and Joe Polish.Why "Energetic Intelligence" is more important than IQ.Overcoming the "Imposter Syndrome" of young success.Chapter Titles & Timestamps00:00 – Intro: The 7-Year-Old Who Decided to Be Rich02:15 – Meeting Robert Kiyosaki & The "Rich Dad" Influence07:17 – The McFlurry Story: When Ambition Was Born13:45 – Quitting Engineering to Sell Real Estate19:30 – The "Rich Dad" Family vs. The "Poor Dad" Reality24:10 – Investing $10k in Coaching When You're Broke32:00 – Mastering "Energetic Intelligence" & Self-Worth38:45 – Navigating Relationships & Ego as an Entrepreneur45:00 – Final Advice: How to Stop Drifting

Today's location-specific episode features Illinois.  We explore the overview of the housing guiding document called Illinois Tenancy Act.  Each of my location-specific podcasts is set up the same way answering the same four questions:  1) What are the basics of the Illinois Tenancy Act2) What are the nuances of this location – what is different that stands out?3) Some guidance about abandoned items left behind by a tenant in a rental inIllinois4) Where to get help in your local area in Illinois.  Then I'll go through what I call my “Bingo Card” of standard items I see most often in tenancy laws in different locations.  This episode is NOT all inclusive – you must research further in your specific area including your County, Regional District, Parish, City or any other Governing Body that involves your rental location, but today's episode will get you started!This episode includes resources for Illinois including:Landlord and Tenant Rights LawsYour Guide to Landlord-Tenant Law | Illinois State Bar AssociationApproved Statewide Standardized FormsCity of Chicago :: Residential Landlord and Tenant OrdinanceIllinois Landlord-Tenant Law Handbook 2025 - Attorney USIllinois Landlord Tenant Law Changes 2025House & Apartment resourcesUnderstanding Abandonment in Illinois Rental Properties | KSN Law FirmCan't Afford a Lawyer? | Illinois State Bar Association

Geoffrey Hinton is one of the world's biggest minds in artificial intelligence. He won the 2024 Nobel Prize in Physics. Where does he think AI is headed? *** Thank you for listening. Help power On Point by making a donation here: www.wbur.org/giveonpoint

Work with Sumi 1-on-1 (Main Link):

With more than 5,000 auto shop fires annually and rising risks from EVs, high-output chargers, changing shop layouts, and aging suppression systems, fire safety has become a moving target. In this episode, Mountain State Fire Protection owner Steve Lockwood joins Christine Schaffran to reveal the overlooked hazards hiding in plain sight, the upgrades that matter, and the must-do inspections every shop should prioritize. If you want to protect your people, property, and profit, this is essential listening.

Big Orange Podcast: Will Tennessee pickup a TRANSFER QB and can they even afford it?? Learn more about your ad choices. Visit megaphone.fm/adchoices

Donating money can induce anxiety if you're not sure how to afford it or feel pressured into doing so by the people around you. “Try This” host Cristina Quinn talks to Washington Post personal finance columnist Michelle Singletary about how to give back, whether it's through money or time. Singletary reminds us that there's always a way to give. She explains how to think through where you want to give, how to afford it and how to commit to giving year-round. Singletary also shares her personal experiences and passion for why she gives, how to make sure you're giving to a legitimate charity, and what you will experience when you give back. For more of her work, sign up for her "Color of Money newsletter and follow her on Instagram. Subscribe to The Washington Post or connect your subscription in Apple Podcasts.

On this episode of the Orange and Brown Talk podcast, Mary Kay Cabot, Ashley Bastock and Dan Labbe get into the future of the Browns quarterback position, centered around Shedeur Sanders. They start by dissecting Sanders' weekly press conference, covering his mindset of laying a foundation, the advice he received from Jameis Winston and his ongoing efforts to build chemistry with his receivers. The discussion then explores the central 'dichotomy' facing the team: Can they afford to be patient with a developing rookie when the Super Bowl window for veterans like Myles Garrett is closing? With a potential top draft pick looming, the pressure is on. They also delve into the significant uncertainty surrounding the coaching staff and front office. They debate whether Kevin Stefanski and Andrew Berry will return and how those decisions will ultimately shape the most important position on the team. Who will be making the call on the Browns' quarterback in 2026, and what will that decision be? Follow us: On X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/orangebrowntalk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: h⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ttps://www.youtube.com/@ClevelandBrownsonclevelandcom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/orangeandbrowntalk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music credits: Ice Flow by Kevin MacLeod Link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://incompetech.filmmusic.io/song/3898-ice-flow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ License: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://filmmusic.io/standard-license⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In a world of weak theology and shallow faith, Christian men need to get serious about knowing what—and why—they believe. In this powerhouse episode of Worldview Legacy Today, Joel Settecase breaks down the Top 20 Apologetics Books Every Christian Should Read—the essential reading list for any man who wants to think clearly, argue biblically, and lead fearlessly. From Van Til to Voddie Baucham, Chesterton to James White, this is a call to arms for thinkers, leaders, and defenders of truth.You'll learn:The books that built the Scripture-first apologetics movementWhy Always Ready and Against All Opposition are must-reads for presuppositionalistsWhich modern authors are still fighting for biblical truth in a culture gone madHow to build your personal library to become a worldview leader for your family and churchThe single most important book of all time—and how to live in it, not just visit itIf you're tired of watching the culture collapse while men stay silent, this episode is your blueprint for becoming a stronger, sharper, more faithful defender of the faith.Join the Brotherhood:Step into the Hammer & Anvil Society, the discipleship community for Christian men ready to lead their families and defend truth. Get your first 8 weeks free: https://thethink.institute/societyPartner with the Mission:Help fuel this movement of men standing for Christ in the public square. Become a ministry partner: https://thethink.institute/partner#Apologetics #ChristianMen #TheThinkInstitute #WorldviewLegacy #HammerAndAnvilSociety #PresuppositionalApologetics #BiblicalWorldview #ChristianLeadership #FaithAndCulture #JoelSettecase #ChristianPodcast

Tonight on The Last Word: New polls paint a bleak picture for the Trump economy. Plus, the weekly jobless claims hit their highest level in over four years. Also, Trump's redistricting push fails in Indiana. Rep. Brendan Boyle, Jared Bernstein, Charlie Sykes, Tom Nichols, State Sen. Shelli Yoder, and Rep. Maxwell Frost join Ali Velshi. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

If you want more time, better energy, and a calmer mind, this episode gives you a blueprint for achieving it. Host Dave Asprey talks with entrepreneur Jonathan Swanson, who explains how delegation functions as a powerful form of biohacking that frees cognitive load, improves sleep quality, protects your mitochondria from chronic stress, and opens space for longevity, brain optimization, supplements, fasting, ketosis, and the full Human Upgrade approach. Jonathan shows how eliminating low value tasks can reclaim hours every day and upgrade your human performance far more than people realize. Watch this episode on YouTube for the full video experience: https://www.youtube.com/@DaveAspreyBPR Jonathan Swanson is the Founder and Chairman of Thumbtack and Athena, two global companies he scaled to more than one thousand team members each. He has raised over seven hundred million dollars from leading investors including Sequoia Capital, Google Capital, and Blackstone. At Thumbtack he built one of the top marketplaces for local services. At Athena he created an elite academy for executive assistants and leadership development. Jonathan also served in the West Wing for the President's chief economic advisor, giving him rare insight into time leverage, decision making, and performance under pressure. Jonathan breaks down why overloaded to do lists elevate stress hormones, reduce neuroplasticity, interfere with recovery, and sabotage longevity goals. He explains how removing decision fatigue improves metabolism and cognitive function, how AI can accelerate human support instead of replacing it, and why even small forms of leverage increase ambition, resilience, and overall life satisfaction. Jonathan shares real examples from scaling billion dollar companies, building global teams, managing his own health routines, and designing systems that create more time for family, recovery, and meaningful work. You'll Learn: • Why leverage comes before ambition, not after, and how that shift changes what you believe is possible in your life • How Jonathan went from 16 to 18 hour days and polyphasic sleep to becoming a “time billionaire” through ruthless delegation • The cardinal sin of delegation, why doing it yourself feels faster at first, and how that belief traps you in busywork • The stages of delegation, from single tasks to projects to goals to “clairvoyant delegation,” where you first hear about a task when it is already done • How to start at any budget level, from using AI as a starter assistant, to hiring directly on global platforms, to working with a fully trained Athena EA • Practical ways an assistant can support biohacking, sleep optimization, supplements, lab tracking, family logistics, and even creative life projects • How to build trust, set boundaries, and protect security when you work with remote assistants who have access to sensitive parts of your life• Why human plus AI assistants beat AI alone, and how the next generation of support will supercharge human performance instead of replacing it • How to think about your hourly rate so you stop doing tasks that kill your metabolism, focus, and long term longevity Thank you to our sponsors! -BEYOND Conference 2026 | Register now at https://beyondconference.com/ -BrainTap | Go to http://braintap.com/dave to get $100 off the BrainTap Power Bundle. -Essentia | Go to https://myessentia.com/dave and use code DAVE for $100 off The Dave Asprey Upgrade. -Generation Lab | Go to http://generationlab.com/, use code Dave20 for $20 off, and see what your body's really doing behind the surface. Dave Asprey is a four-time New York Times bestselling author, founder of Bulletproof Coffee, and the father of biohacking. With over 1,000 interviews and 1 million monthly listeners, The Human Upgrade brings you the knowledge to take control of your biology, extend your longevity, and optimize every system in your body and mind. Each episode delivers cutting-edge insights in health, performance, neuroscience, supplements, nutrition, biohacking, emotional intelligence, and conscious living. New episodes are released every Tuesday, Thursday, Friday, and Sunday (BONUS). Dave asks the questions no one else will and gives you real tools to become stronger, smarter, and more resilient. Keywords: time leverage, personal delegation, executive assistant training, Athena assistant, cognitive load reduction, decision fatigue relief, daily workflow optimization, biohacking time freedom, human plus AI support, inbox offloading, calendar management, task automation, overwhelm reduction, founder performance, global talent recruitment, delegation ladder, clairvoyant delegation, lifestyle efficiency, home logistics support, entrepreneurial time scaling Resources: • Athena Website: Go to https://athena.com/upgrade for a generous discount! • Dave Asprey's Latest News | Go to https://daveasprey.com/ to join Inside Track today. • Danger Coffee: https://dangercoffee.com/discount/dave15 • My Daily Supplements: SuppGrade Labs (15% Off) • Favorite Blue Light Blocking Glasses: TrueDark (15% Off) • Dave Asprey's BEYOND Conference: https://beyondconference.com • Dave Asprey's New Book – Heavily Meditated: https://daveasprey.com/heavily-meditated • Upgrade Collective: https://www.ourupgradecollective.com • Upgrade Labs: https://upgradelabs.com • 40 Years of Zen: https://40yearsofzen.com Timestamps: 0:00 - Trailer 1:30 - Introduction 2:44 - From 18 Hour Days to Delegation 6:42 - Dave's EA Journey 10:43 - Overcoming Shame 12:21 - Finding Trust 15:00 - Delegation Options 18:20 - Never Lift a Finger 22:32 - Clairvoyant Delegation 27:58 - Human + AI Future 30:42 - Security and Boundaries 43:10 - Creative Uses 47:24 - Night Watch 51:37 - Do Less, Do More See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.