Podcasts about afford

Order my newest book Make Money Easy! https://lewishowes.com/moneyyouCheck out the full episode: greatness.lnk.to/1787"You just wanna own something more than yourself. You need to invest... it just means owning a piece of the world." - Chris CamilloChris Camillo grew up in a neighborhood where million-dollar homes were the norm and investing wasn't a choice—it was just what wealthy families did. But as an adult, he realized something that haunted him: he was making incredible money off the very technological advances that were leaving other people behind, simply because no one had ever taught them what his privileged upbringing made obvious. Now he's on a mission to change that, and his approach will shatter every excuse you've ever made about not having enough money to start investing.What makes Chris's perspective so refreshing is his brutal honesty about the AI revolution that's coming for all of us. Instead of fearing the "industry of intelligence" that could devalue human labor, he shows you exactly how to profit from it—starting with as little as $5. His philosophy isn't about living below your means or making dramatic sacrifices; it's about finding tiny pockets of money you're already wasting and turning those forgotten dollars into your future wealth. This conversation will completely rewire how you think about money, technology, and your place in an increasingly automated world.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter

This Podcast Is Episode 634, And It's About Financial Red Flags Your Construction Company Can't Afford To Ignore As a construction bookkeeper, I've had a unique vantage point, watching countless projects unfold from the first bid to the final payment. While the hammers and blueprints are the visible signs of progress, it's the numbers behind the scenes that truly tell the story of a company's health. And let me tell you, those numbers often whisper warnings before they start screaming.   Small business owners in the construction industry are incredibly busy. You're juggling bids, managing crews, dealing with permits, and ensuring client satisfaction. It's easy for subtle financial warning signs – what I call "red flags" – to get overlooked until they become critical problems. However, ignoring these signals can lead to severe cash flow issues, stalled growth, and even business failure.   Based on what I've observed, here are five common financial red flags that you absolutely cannot afford to ignore, along with practical steps you can take to address them. Red Flag #1: Constant Cash Flow Crises Despite "Profitable" Projects This is the most puzzling red flag for many owners. You look at your profit and loss statement, and it shows a healthy profit. Yet, your bank account is always running on fumes. You're constantly chasing payments, delaying supplier invoices, or juggling funds to make payroll. Why it's a problem: Profit is a theoretical measure of what you've earned over a period; cash flow is the actual money moving in and out of your business. In construction, where you often incur significant costs upfront (materials, labor for the first phase) and payments come in installments (often with retainage held back), it's entirely possible to be profitable on paper but cash-poor in reality. This constant stress impacts your ability to take on new projects, negotiate better deals, and even pay your team on time, leading to low morale. How to fix it: Implement Robust Progress Billing: Don't wait until a project is 50% or 100% complete. Structure your contracts to allow for regular progress payments tied to specific milestones (e.g., foundation poured, framing complete, rough-ins finished). This ensures a steady stream of cash. Aggressive Accounts Receivable (A/R) Management: Send invoices promptly as soon as milestones are met. Have a polite but firm follow-up process for overdue invoices. Don't be afraid to make phone calls. Negotiate Favorable Payment Terms with Suppliers and Subcontractors: While you want to pay your bills on time, try to secure longer payment terms (e.g., Net 30 or Net 45) from your vendors whenever possible. This helps you collect from your clients before your payments are due. Manage Retainage Proactively: Thoroughly understand the retainage clauses in your contract. Track how much retainage is outstanding for each project and aggressively pursue its release as soon as the contractual conditions are met. This money is yours; get it! Build a Cash Reserve: Even a small percentage of profit set aside each month into a dedicated savings account can create a vital buffer for lean times. Aim for 3-6 months of operating expenses. Red Flag #2: Consistently Inaccurate Project Estimates (Leading to Underbidding) Do you frequently find projects ending up significantly over budget, eating into your expected profit margins, or even becoming a loss? Do you often need to inform clients about additional costs? This points directly to issues with your initial estimating process. Why it's a problem: Inaccurate estimates mean you're consistently underbidding, leaving money on the table, or worse, taking on jobs that will inevitably lose you money. This directly impacts your profitability and, by extension, your cash flow, as you're funding the gap with either the cash from other projects or your capital. It also damages client trust when costs unexpectedly balloon. How to fix it: Implement Detailed Job Costing: This is a non-negotiable requirement. For every project, meticulously track all expenses, including labor hours (with specific tasks), material quantities and costs, subcontractor invoices, equipment rentals, permit fees, and miscellaneous expenses. Learn from Past Projects: Conduct a post-mortem analysis after each project. Compare your actual costs to your estimated costs. Where were the discrepancies? Was it materials? Labor hours? Unexpected site conditions? Use these insights to refine your estimating formulas. Categorize and Standardize: Develop a comprehensive system of cost codes for materials, labor types, and activities to ensure accurate and consistent tracking of costs. This consistency makes it easier to track and compare data across projects. Build in Contingency: Always include a contingency fund (typically 5-15% of the total project cost) in your estimates for unforeseen issues, changes in material prices, or minor scope creep. Use Estimating Software: Even simple estimating software can help streamline the process, ensure all line items are considered, and integrate with your accounting system. Red Flag #3: Uncontrolled Material Waste & Loss Are materials constantly going missing or getting damaged on site, or are you consistently buying more than what was initially estimated? This is a direct drain on your project's profitability and your company's cash. Why it's a problem: Every piece of wasted or lost material is money directly out of your pocket. It means you're paying more than you bid, leading to cost overruns. It can also cause project delays while you wait for replacements. How to fix it: Implement Strict Inventory Control: Secure Storage. Designate secure, organized storage areas on job sites for materials when not in use or overnight. Material Tracking System: For larger projects, consider a simple log or spreadsheet to track materials received and used. Regular Site Cleanliness: A clean, organized job site naturally leads to less waste and makes it easier to spot missing items. Careful Material Handling: Train your crew on proper handling and storage techniques for various materials to minimize damage and ensure optimal safety. Accurate Take-offs: Ensure your initial material take-offs (the process of determining the quantities of materials needed) are precise to avoid over-ordering or multiple trips to the supplier. Return Unused Materials: Establish a process for returning unused, undamaged materials to suppliers for credit, where possible. Red Flag #4: Inefficient Labor Utilization & Unaccounted Time Labor is often the most significant cost for a construction company. Suppose your crews are standing around, waiting for materials, traveling excessively between job sites without proper tracking, or simply not as productive as they could be. In that case, your labor costs are likely to be increasing significantly. Why it's a problem: Every idle hour or misspent minute costs you money. Inefficient labor directly reduces your profit margins and can cause projects to fall behind schedule, leading to client dissatisfaction and potential penalty clauses. Unaccounted time can also lead to compliance issues with wage and hour laws. How to fix it: Accurate Time Tracking: Implement a robust system for tracking employee time. This could include mobile apps with GPS features, biometric time clocks, or even detailed paper timesheets, as long as they are managed in a meticulous manner. Ensure all hours (including travel, breaks, and specific tasks) are accurately recorded. Optimize Scheduling & Workflow: Plan daily tasks meticulously. Ensure materials, equipment, and instructions are ready before the crew arrives. Minimize downtime from waiting or searching for tools. Cross-Training: Train your crew members on various tasks. This provides flexibility and prevents delays if one skilled worker is absent or busy elsewhere. Daily Huddles/Toolbox Talks: Begin each day with a brief meeting to review tasks, identify potential roadblocks, and ensure everyone is aware of their role. Regular Performance Reviews: Identify bottlenecks or areas where productivity can be improved. Provide training or reassign tasks as needed. Red Flag #5: Lack of Financial Visibility & Untimely Reporting Are your financial reports always weeks or months behind? Do you rely on gut feeling more than actual numbers to make business decisions? Do you only look at your bank balance at the end of the month? This means you're flying blind. Why it's a problem: Without up-to-date and accurate financial information, you cannot make informed decisions. You won't spot cash flow issues, cost overruns, or unprofitable projects until it's too late. This lack of visibility prevents strategic planning and proactive problem-solving. How to fix it: Invest in Good Accounting Software: QuickBooks Desktop or Online, Foundation Software, or other industry-specific solutions are essential. They automate data entry, generate reports, and track job costs. Maintain Clean Books Consistently: Don't let your bookkeeping pile up. Enter invoices, payments, and expenses regularly, ideally on a daily or weekly basis. This provides a real-time picture. Review Key Reports Regularly: Cash Flow Statement - Review it weekly or bi-weekly to track where your money is going and coming from. Job Costing Reports: Review weekly to compare actual costs against your budget for each project. Accounts Receivable Aging Report: Review weekly to see who owes you money and for how long. Work Closely with Your Bookkeeper: A good construction bookkeeper isn't just a data entry specialist; they are your financial partner. They can provide valuable insights, flag potential issues, and help you understand your numbers, enabling you to make informed, profitable decisions. Identifying and addressing these financial red flags isn't about adding more burdens to your plate; it's about building a stronger, more resilient construction business. By taking proactive steps and staying on top of your numbers, you can turn those red flags into green lights for growth and lasting profitability. Don't let hidden financial issues undermine your hard work on the job site – empower yourself with clarity and control.   About The Author: Sharie DeHart, QPA, is the co-founder of Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com    

Want to grow to 5-10k monthly downloads in 6 months or less and have a fully monetized podcast without replying on social media, paid promotions or high profile guests? Click here and book a free strategy session with the Get More Listeners team. What if your podcast could attract thousands of new listeners without relying on guests, viral clips, or constant promotion?Most podcasters struggle to grow—even when they're consistent, have great content, and follow all the “rules.” But the real reason your show isn't blowing up? You're invisible on the platforms that matter. In this episode, Taig O'Shea and Anthony Nwaneri break down exactly how Podcast SEO is the #1 overlooked growth strategy that's driving millions of downloads for podcasters just like you.You'll learn:The 3 pillars of podcast SEO that get you ranking high on Apple & SpotifyWhy “good content” alone won't grow your show—and how to fix itSimple mistakes most podcasters make that kill their visibility and growthWant a proven strategy to finally scale your show and get discovered by the right audience?Tap play and learn how to optimize your podcast for explosive growth.More From Get More Listeners:Click here and grab your free copy of our best selling book Podcast Marketing + A mini podcast audit.Or visit: https://getmorelisteners.com/bookView client results & case studiesLooking for a new hosting platform with amazing analytics? Try Captivate for free hereEmail admin@getmorelisteners.com to get in contact with Taig & Anthony.This podcast is for entrepreneurs to learn proven podcasting audience growth, marketing & monetization tips & strategies including data-driven SEO, guesting, and social media strategy.You'll learn how to grow and monetize faster, get more listeners and engagement, increase downloads, attract more subscribers, clients or sponsors, and turn your show into a revenue-generating platform.If you listen to any of the following shows, we're sure you'll ours too! Podcasting Made Simple by Alex Sanfilippo, Grow The Show: How to Grow a Podcast Audience & Monetize by Kevin Chemidlin, School of Podcasting by Dave Jackson, Grow My Podcast Show by Deirdre Tshien, Podcast Marketing Trends Explained by Jeremy Enns & Justin Jackson, Organic Marketing Simplified by Juliana Barbati.

Most South Africans can’t afford to retire—and many don’t even know it. Wasanga Mehana sits down with Prem Govender to unpack the shocking reality: low savings, poor advice, and early withdrawals are sinking retirement dreams fast Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from Early Breakfast with Africa Melane For more about the show click https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBU Listen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3N Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

What if the future of work, life, and leadership is already here, and it demands our full participation?In this powerful solo episode of Glass Ceilings and Sticky Floors, Erica Rooney dives headfirst into the Artificial Intelligence revolution. But before you tune out thinking it's too technical, hang in there! Erica, not a techie herself, shares her deeply personal shift in perspective and why AI isn't just about code—it's about humanity, connection, and creativity.She unpacks the critical gender gap in AI adoption, revealing what women risk if we don't lean in now, and, most importantly, how our inherent human strengths give us a unique and powerful edge in this evolving landscape. This episode is a wake-up call and a call to action, offering tangible ways to engage with AI today, no matter your experience level.Inside the episode:Why AI matters for everyone, not just tech pros, and what we risk by ignoring it.The alarming gender gap in AI adoption revealed by Harvard Business Review research.How perfectionism, risk aversion, and historical biases are contributing to women falling behind.The profound ripple effect of women's underrepresentation in shaping AI tools.Why our uniquely human qualities—creativity, compassion, connection, curiosity, and courage—are our greatest advantage in an AI-powered world.Three tangible ways you can start using AI today, from beginner to tech-savvy.If you're ready to ditch the fear, embrace curiosity, and own your indispensable place in the future, this episode is your essential guide.BUY THE BOOK - Glass Ceilings and Sticky FloorsBe a Book Launch Insider!!!My FREE 5x5 Starter Kit for LinkedInFREE WEEKLY SUCCESS PLANNERJoin our Facebook Group! Find me on InstagramCheck out our PINS on PinterestAnd YES - I'm on TikTok!

In this episode, we explore the broader implications of the U.S.-China space race, particularly regarding the International Space Station (ISS) and its critical role in maintaining American leadership in space. Investigative journalist Matt Ford is joined by Dr. Donna Roberts and Anna Brady Estevez to discuss how abandoning the ISS could jeopardize U.S. dominance and impact national security. They analyze the rapid advancements in China's space program and the political landscape, including tensions involving key figures like Donald Trump and Elon Musk. This episode emphasizes the importance of U.S. investment in space science and technology amidst rising geopolitical challenges and the need for robust UAP research to secure the nation's position in the new space race.Matt Ford is joined by Dr. Donna Roberts, MD, Deputy Chief Scientist at the ISS National Laboratory, and Anna Brady Estevez of American DeepTech to discuss why continued U.S. investment in the ISS is critical to science, technology, and national security. From cutting-edge space science and international space policy to rising tensions in low Earth orbit, the future of American space leadership is on the line.The conversation also dives into political tensions here on Earth. Is the feud between Donald Trump and Elon Musk putting U.S. space leadership at risk? As Congress debates the controversial “Big Beautiful Bill,” funding for space technology, the ISS, and national science priorities hangs in the balance.With Elon Musk threatening to pull SpaceX support and China accelerating its space strategy, Matt Ford asks the tough questions: Are we sleepwalking into a new space Cold War? Can America afford to cede the final frontier?Segment Producer: Ali Travis Support us on Patreon: https://www.patreon.com/TheGoodTroubleShowLinks:Linktree: https://linktr.ee/thegoodtroubleshowYouTube: https://www.youtube.com/@TheGoodTroubleShowX/Twitter: https://twitter.com/GoodTroubleShowInstagram: https://www.instagram.com/thegoodtroubleshow/ TikTok: https://www.tiktok.com/@goodtroubleshowFacebook: https://www.facebook.com/The-Good-Trouble-Show-With-Matt-Ford-106009712211646 Threads: @TheGoodTroubleShowBlueSky: @TheGoodTroubleShowBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-good-trouble-show-with-matt-ford-uap-politics--5808897/support.

On this episode we talked about: What it takes to start a real podcast - you know, for profit and stuff Our old show vs this one 8th grade girlfriend from another school, you don't know here Reading books People can lick too Branding + zone of genius John's Uncle - part 3 Propaganda Selling out. The future of AI The current civil war ChatGPT and how to use it

What if the future of work, life, and leadership is already here, and it demands our full participation?In this powerful solo episode of Glass Ceilings and Sticky Floors, Erica Rooney dives headfirst into the Artificial Intelligence revolution. But before you tune out thinking it's too technical, hang in there! Erica, not a techie herself, shares her deeply personal shift in perspective and why AI isn't just about code—it's about humanity, connection, and creativity.She unpacks the critical gender gap in AI adoption, revealing what women risk if we don't lean in now, and, most importantly, how our inherent human strengths give us a unique and powerful edge in this evolving landscape. This episode is a wake-up call and a call to action, offering tangible ways to engage with AI today, no matter your experience level.Inside the episode:Why AI matters for everyone, not just tech pros, and what we risk by ignoring it.The alarming gender gap in AI adoption revealed by Harvard Business Review research.How perfectionism, risk aversion, and historical biases are contributing to women falling behind.The profound ripple effect of women's underrepresentation in shaping AI tools.Why our uniquely human qualities—creativity, compassion, connection, curiosity, and courage—are our greatest advantage in an AI-powered world.Three tangible ways you can start using AI today, from beginner to tech-savvy.If you're ready to ditch the fear, embrace curiosity, and own your indispensable place in the future, this episode is your essential guide.BUY THE BOOK - Glass Ceilings and Sticky FloorsBe a Book Launch Insider!!!My FREE 5x5 Starter Kit for LinkedInFREE WEEKLY SUCCESS PLANNERJoin our Facebook Group! Find me on InstagramCheck out our PINS on PinterestAnd YES - I'm on TikTok!

Barcelona have agreed terms to sign Nico Williams - but with their ongoing financial troubles, how can they realistically afford the Athletic Bilbao winger?We also take a look at the other names on their summer wishlist, and the financial levers Barca may need to pull to make those deals happen.Host: Ayo AkinwolereWith: Pol Ballus, Phil Hay and Conor O'NeillExecutive Producer: Adey MoorheadProducers: Mike Stavrou and Nick Thomson Hosted on Acast. See acast.com/privacy for more information.

Risk is evolving quickly, and CPAs need to stay ahead. In this episode of Future Proof, we talk with Nicole Graham, risk consultant at Aon, about how firms can turn risk management into a strategic advantage.From cyber threats and regulatory changes to the everyday use of generative AI, Nicole shares real-world trends and practical tips to help firms stay protected. Learn how to spot red flags early, strengthen engagement practices, and embed a proactive risk culture across your team.Smart risk management isn't optional, it's essential to building a future-ready firm.Resources:Ashley Graham, Risk Consultant, LinkedInAon Insurance Services, an MACPA Preferred Provider

In this episode, I reflect on attending Atomicon 2025 and how it changed my mindset around investing in my business. I share why stepping outside the education space can spark powerful ideas, and how spending wisely can lead to real growth.You'll hear practical tips on marketing, sales, and follow-ups, especially if you've ever been ghosted by enquiries. This is for tutors and education business owners ready to grow with purpose.If you're thinking about going to Atomicon, here's my link: https://atomic.site/atomicon26/?aap=720Enjoy :-)Sumantha____________________

In Hour 4 of the Joe Rose Show, Dan Day, Omar Kelly, and Trevor Harris talk about Caitlin Clark and the WNBA taking a whooping. We have from Pro Football Talk, Mike Florio joining Omar Kelly and Dan Day as they talk about the Jalen Ramsey & Jonnu Smith Situations for the Dolphins. Omar Kelly Responds to Mike Florio about his Comments on Mike McDaniel being a head coach. We also talk about Stephen Ross' situation and why he wants to win a Super Bowl, and his hiring practice. We also talk with Florio will the selling of the Lakers going for 10 billion, will it be an NFL team next? Omar Kelly talks about his new piece on the Dolphins in the Miami Herald.

Are you someone who experiences a period of good weeks followed by bad weeks? Maybe you've heard yourself thinking, "I've been so good, I can afford it." This is an unhelpful thought that we hear pretty regularly from our clients and it's something we call "The Overconfidence Trap". Someone usually falls into this trap when they are doing well with their eating and health behaviors and feeling successful, only to be thrown off their game. Join us for this episode as we share how the overconfidence trap can show up in your journey to becoming a confident, sensible eater. Through careful observation and gradual reinforcement of your successful habits, you can maintain progress without falling into overconfidence. 00:00 Introduction to James' Predictable Rhythm01:34 Understanding the Habit Tracker04:51 Identifying the Overconfidence Trap05:56 Practical Steps to Avoid the Overconfidence Trap07:32 Gradual Progress and Baby Steps10:16 Conclusion and Additional SupportConnect with Georgie and the Confident Eaters Coaches: WebsiteFacebookInstagramHave you ever thought, "I know what to do, I just need to consistently do it"? Who hasn't? Sometimes we need accountability. Sometimes we need specific strategies, new tools, or a bit of help. If you are want help to become a confident, sensible eater with 1:1 personalized attention, sign up at ConfidentEaters.com.

Welcome to episode 284 of the Grow Your Law Firm podcast, hosted by Ken Hardison. In this episode, Ken sits down with Ilona Anderson, founder of Carpe Diem Law Firm, a legal practice that helps businesses, employers, and employees navigate trademark protection, employment law compliance, and workplace disputes. Ilona is a trademark and employment law attorney. She helps entrepreneurs protect their brands and build compliant, high-integrity teams. With a decade of experience co-leading one of Florida's fastest-growing employment law practices, Ilona brings a unique dual perspective—having represented both employees and business owners. Known for her mindful and practical legal approach, Ilona empowers business owners to avoid costly lawsuits and protect what they've built. What you'll learn about in this episode: 1. Importance of Trademarking: - Trademarking your name, slogan, or business elements is crucial for business protection and growth. - Getting a trademark is relatively affordable, typically costing around one to two thousand dollars. 2. Hiring Offshore Workers: - Hiring offshore workers through agencies can simplify compliance with employment and tax laws. - Offshore workers can be managed by agencies, reducing direct employer responsibilities. 3. Distinction Between Independent Contractors and Employees: - Simply labeling a worker as an independent contractor is not sufficient for legal compliance. - The Department of Labor and IRS use economic realities tests to evaluate worker classifications. 4. Factors for Determining Worker Status: - Control over work schedules, tools, and independence are key factors in determining worker classification. - The totality of circumstances, not individual factors, is considered by courts in determining employee versus independent contractor status. 5. Resource for Determining Worker Classification: - Access to a guide for determining employee or independent contractor status based on the latest Department of Labor guidance. - Listeners can request the guide from Ilona Anderson or through Ken for additional assistance. Resources: Website: Carpe Diem Law Firm | Helping Your Brand & Team Blossom LinkedIn: https://www.linkedin.com/in/ilona-anderson  Facebook: https://www.facebook.com/CarpeDiemLawFirm/ Additional Resources:    https://www.pilmma.org/aiworkshop https://www.pilmma.org/the-mastermind-effect https://www.pilmma.org/resources https://www.pilmma.org/mastermind

Rory Hearne, Social Democrats housing spokesperson, on the government's rent proposals, after emergency legislation passed through the Dáil yesterday evening.

Niamh Griffin of the Irish Examiner tells PJ about their survey in today's paper which uncovered some hard truths about women's health today Hosted on Acast. See acast.com/privacy for more information.

According to reports, Luke Kornet, our hero, might be on the move this offseason. With the NBA draft only one week away, who else might be on the move? Plus, the NBA finals appear to be over, the Orlando Magic have picked up Desmond Bane, and suddenly, other star players are potentially available for the Celtics.

Leadership Scripts for the 3 Conversations That You Can't Afford to Mess UpLetting Someone Go (Without Burning Down the House)Giving Feedback That Actually LandsTalking to Someone Who Has No Idea They're UnderperformingHow to connect with AgileDad:- [website] https://www.agiledad.com/- [instagram] https://www.instagram.com/agile_coach/- [facebook] https://www.facebook.com/RealAgileDad/- [Linkedin] https://www.linkedin.com/in/leehenson/

Beyond salary considerations, what does adding an associate doctor to your practice actually cost? A guest joins this episode to break down fixed and direct costs, staff and infrastructure estimates when bringing on an associate. Whether you're looking to grow production or make a transition, these factors are crucial in budgeting a new investment in the practice.   LINKS How Does Your Dental Practice Compare? Report cainwatters.com Submit a Question Facebook | YouTube | Instagram

Financial Advisor Jayson Thornton, CFP -- REACTS -- tiktok rants People are Giving Up Because They can't Afford to LIVE in this Economy @tiktokrant  https://www.youtube.com/watch?v=-7r79B0q8SA&t=1sAre you looking for ways to improve your financial life? If so, this is the channel for you! On this channel we'll teach you how to live a successful life by learning how to save, payoff debt and invest. We'll start by explaining the basics of money management and financial planning, and then move on to more advanced topics like investing and retirement planning. Subscribing to Pocket Watching with JT and following his tips, you'll have everything you need to live a financially successful life.FREE Consultation!https://www.thornton-financial.com/free-consult FREE FINANCIAL PLANNING APP -https://app.thornton-financial.com/Got Money Questions? Ask JThttps://www.pocketwatcher.net/Pocket Watcher MERCH!https://pocket-watching-with-jt-shop.fourthwall.com/NEW CHANNEL - @PWreact - https://www.youtube.com/@PWreactBook a consultation at https://www.pocketwatcher.net/Call-In Financial Talk Show hosted by Financial Advisor Jayson M. Thornton, CFP. Pocket Watching with JT is all about giving you smart money tips to help you reach your financial goals! *Disclaimer*Financial Coaching during Livestreams is NOT personal financial advice, No CFP-Client relationship is established by calling into the show or submitting a question by email or text.Cash App $PocketWatcherJTemail PocketWatcherJT@gmail.comFollow ig @JTPocketWatcherTwitter @JTPocketWatcherCertified Financial PlannerAll content owned by POCKET WATCHER LLC

Orlando Magic play-by-play voice Jake Chapman joined Baskin and Phelps to break down the team's trade for Desmond Bane and how it shapes Orlando's roster moving forward. He also talked about how it impacts the Cavaliers expectations as well as the landscape of the Eastern Conference, and why he doesn't think the Cavaliers need to make a similar trade in order to stay competitive.

Ever wonder how a connecting rod that can handle 3000hp+ is designed, tested, and manufactured?  Here's a rare inside look at how true high performance aftermarket components are engineered and delivered.At the World Time Attack Challenge, Christian from Nitto Performance Engineering explains the complete workflow behind designing internal engine components like connecting rods. This includes using CMM (Coordinate Measuring Machines) to capture OEM specs, designing in Fusion 360, running FEA (Finite Element Analysis) simulations, prototyping with SLA (Stereolithography) resin 3D printing.Use ‘PODCAST75' for $75 off your first HPA course here: https://hpcdmy.co/hpa-tuned-inOnce validated, the design moves into manufacturing, using Mastercam software for CNC machining, followed by forging, nitriding, and final CMM verification.Learn why skipping motion studies or relying only on simulation data can cost you big, and how real-world validation is what separates a good part from a race-winning one. This is your inside look at doing it right the first time, using both cutting-edge software and practical track-tested experience.This is not just a tick box design process, it's about ensuring the part is right from the start and built to handle the punishing demands of the huge cylinder pressures high performance engines see.

Retired Truckers Can't Afford Retirement. Can you imagine trucking all your life. You retire and can not afford to retire? This is the state we are in. The economy has gotten so far out of hand, that truckers are trying to start working again. This should not be. A man has worked their entire life and should enjoy a little rest from their labors. We have been interviewing men that are in their 70's and even their 80's. They all say the same thing, "I can not afford to stay home anymore". The amount of driver we are hearing from is huge. We are not talking about a few retired drivers, we are talking about many and they are everywhere. Tune in this week and hear Troy and Ruthann speak on these matters. Retired Truckers Can't Afford Retirement TAB Bank – Helping Truckers with Money for a long time Drivewyze – The easiest way to bypass Weigh Scales on the market NCI Trucking – One of the best carriers looking for drivers for company drivers and lease drivers Truck Parking Club – When you need a parking space for that Big Rig, Truck Parking Club has you resting in seconds Carter Lumber Local Trucking Jobs – Employing Truckers that want to be home every Day Summar Financial Your Cash Flow Starts Here http://Truckinginsuranceguy.com For an insurance agent with old fashion values, call 507-884-1312 Top Ten Most Dangerous Trucking Companies We are back in the studio We are back. Fresh off of vacation and ready to get on the mics. We are looking fro truckers for interviews. Trucking in the raw. No holds barred. We want to hear some crazy stories and more importantly, our audience wants to hear it. Write to Ruthann and Troy. Troy@TalkCDL.com or Ruthann@TalkCDL.com and tell us a little something about yourself. Our interviews are mostly done over the phone. Let us know when and what you want to talk about. How Long Have You Been A Trucker Did you know many people get their Commercial Drivers Lisence and don't make it 6 months. The numbers are staggering. 3 or 4 truckers never driver again after being on the road for extended periods. Trucking is the toughest job in the world. Truckers go through allot. No sleep. Long hours, Away from family, Loneliness, Low pay, hazards in the road, Harassment from their carriers. You name it and truckers have already went through it. Retired Truckers Can't Afford Retirement

In this eye-opening episode of Go Ask Allyson, host Allyson Sullivan sits down with trusted tax consultant Maxwell Lorrow to break down the real talk realtors aren't getting on TikTok. From LLCs and S Corps to SEP IRAs and what gifts are actually tax-deductible (spoiler: your fancy closing baskets may not be), this conversation spills the financial tea every agent needs to hear.Whether you just passed your real estate exam or are finally hitting your stride, this episode covers the pivotal moment when it's time to level up your business structure and start playing the tax game legally and smartly. Plus, Allyson shares hilarious “girl math” hacks, hard-earned lessons from the 2008 crash, and why a flashy G-Wagon may actually cost you more than you think.Contact Allyson Sullivan:Email: AllysonSL@hotmail.comIG: @allysonsullivanrealtorWebsite: www.allysonsullivan.com

Why is the number of people barely getting by so high?  It’s more than just the cost of living

What do you stand to lose by being the woman he can afford? Do men appreciate women more when our standards are lower? Or are we just overthinking this whole thing?! In this episode, join Chidera for a rather hilarious and spicy chat. ;) Join my ⁠⁠⁠patreon⁠⁠⁠ for access to more revealing episodes, a 65-page guide on whether to keep or leave that guy, as well as answering your dilemma questions! Get my latest book ⁠⁠⁠POCKET POWER FROM THE SLUMFLOWER⁠⁠⁠  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Chicago Bulls' young core is taking initiative, organizing informal workouts in Los Angeles. Dalen Terry, Ayo Dosunmu, Coby White, Josh Giddey, and Matas Buzelis are building chemistry off the court. Could Kevin Porter Jr. be a potential free agent target for the Bulls? His recent stint with the Milwaukee Bucks showed promise. The Bulls denied the New York Knicks' request to interview head coach Billy Donovan, with rumors of a contract extension on the horizon. No Ceilings' latest mock draft has Thomas Sorber heading to Chicago, addressing the team's need for a defensive-minded center. Tune in for insights on the Bulls' offseason moves and draft strategy as they look to reshape their roster.Podcast Links: https://linktr.ee/BullsCentralPodGet at us:Email: BullsCentralPod@gmail.comTwitter:@BullsCentralPodPhone: ‪(773) 270-2799‬Support this podcast at — https://redcircle.com/chicago-bulls-central/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

The U.S. investments in nanotechnology science over the past two decades positioned us as a global leader in this foundational discipline. But a new report from the National Academies of Science warns that, without continued investment, we're at risk of ceding our leadership to other countries, to the detriment of our innovative industries. The Chair of that report, Dean of the LSU College of Engineering and the Bert S. Turner chair, Dr. Vicki Colvin is here to discuss the report and its implications.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Willard and Dibs react to the news that the Giants are putting catcher Patrick Bailey on the injured list, just one day after they put Matt Chapman on the injured list. Can the Giants survive injuries like these?

Brian Wilfong - You can't afford not to

Find more of Kieran Maguire here! - https://x.com/KieranMaguire How can Manchester United afford to spend BIG this summer?... Join Kieran Maguire and Joe to find out! Become a member! - https://www.youtube.com/channel/UC7w8GnTF2Sp3wldDMtCCtVw/join Chapters: 0:00 - Intro 1:50 - Financial Overview 8:26 - United's Company Ladder 16:01 - Spending Power & PSR 18:31 - PSR vs FFP 31:19 - Man City Charges Stretford Paddock has content out EVERY DAY, make sure you're subscribed for your Man United fix! - https://bit.ly/DEVILSsub

In this episode of The Wealthy Practitioner Podcast, Steph sits down with Damian Tenuta, founder of Contente, a Facebook ads agency helping chiropractors attract and retain patients. Damian shares his journey into entrepreneurship and how strategic partnerships and relationship-driven marketing fueled his success. They dive into why organic content is essential to amplifying paid ads, and how building a team allows business owners to “buy back” their time and focus on growth. They also discuss proven strategies for lead generation, improving patient retention, and the importance of creating freedom outside the business. If you're ready to scale your practice and reclaim your time, this episode is packed with practical insights you can start using right away. 00:00 Introduction and Guest Welcome 00:37 Damian's Entrepreneurial Journey 02:08 The Power of Relationships in Business 05:20 Building a Team and Buying Back Time 08:09 Lead Generation Strategies that Work 15:22 Balancing Business and Personal Life 17:49 Final Thoughts and How to Connect with Damian To stay up to date with Damian, follow him on Instagram @damiantenuta. As a listener, you can get Contente's free cheat sheet with the exact scripts, frameworks, and guides to help you stop the constant guesswork around content. Just DM @getcontente on Instagram using “Script and Dr. Steph.”

HR3 - Signing Jaire Alexander long-term is risk Falcons can't afford to take right now In hour three Mike Johnson, Beau Morgan, and Ali Mac let listeners call in and critique Ali Mac's top five list of 90s one hit wonder songs, talk about the one hit wonders they think should've been on the list, and also talk what players they want to see the Atlanta Falcons digital team get video of in mandatory minicamp in the Wake Up Call! Mike, Beau, and Ali also talk about the Atlanta Falcons starting mandatory minicamp today, and if the Falcons should try to sign two-time Pro Bowl and two-team second team All-Pro cornerback Jaire Alexander, who was released by the Green Bay Packers yesterday. Then, The Morning Shift crew continues to recap and react to the Atlanta Braves snapping their seven game losing streak by beating the Milwaukee Brewers last night 7-1 in what was a complete team performance. Mike, Beau, and Ali also talk about how Ronald Acuña Jr. should be an All-Star this season despite starting the season late because he was coming back from injury. Finally, The Morning Shift crew closes out hour three by diving into the life of Beau “Squidbilly” Morgan in The Life of Squid!

Everybody wants to live an intentional, meaningful, satisfying life. We want God's best. Is this it though? Does your life feel smaller than you thought it'd be? Why is that? Isn't Jesus supposed to make everything better? Didn't He say He came to bring us life to the full? Full of what?? My life is full of stress, insecurity, and failure. Why can't we seem to step into the dreams God put inside us? Influencers keep telling us, “Just go for it.” But you can't. You're stuck. What would it look like to overcome your excuses and take a step forward? Is it possible that the most spiritual thing you can do is let God KICK YOUR BUT.

For federal employees facing retirement, visions of golf courses, cruise ships, and long cafe lunches may be dancing in their heads. But activities and expenses in retirement can look much different than we think. Here with advice on how to make your retirement savings last is retired federal manager and owner of AG Financial Services, Abe Grungold.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Kevin opened the show with a response to an email wondering if Washington can afford a big new contract for Terry McLaurin. Kevin also discussed the Packers releasing CB Jaire Alexander. Salary Cap Expert & NFL agent J.I. Halsell joined Kevin to talk about what a McLaurin contract might look like. Plenty of other NFL discussion with J.I. as well. Kevin finished with TJ Oshie's retirement, NBA Finals Game 2, and the French Open. 

The Torah mentions the Misva of Tefillin eight times , and Rambam rules that one who regularly neglects this Misva violates all eight mentions. This makes Tefillin one of the most serious daily obligations. A natural question arises: What if a person cannot afford Tefillin? Is he required to beg or sell his belongings to fulfill the Misva? Is There a Financial Obligation to Purchase Tefillin at All Costs? Surprisingly, Halacha does not require a person to beg, knock on doors, or sell his clothing in order to buy Tefillin. This contrasts sharply with other Misvot: For Shabbat candles , Halacha states one should sell the shirt off his back. For the four cups of wine on Pesa ḥ , one must do the same. Why, then, is Tefillin different? The A ḥ aronim address this inconsistency. Some suggest the distinction lies in the preparation of the Misva versus its fulfillment . When it comes to creating or purchasing Tefillin, one is not required to go to extreme measures . But when it comes to fulfilling the Misva—actually wearing Tefillin—a person must make great efforts , even if not to the level of begging or selling his shirt. Borrowing Tefillin When One Cannot Buy Them Although one is not obligated to beg or sell belongings, Halacha still expects a person to do everything reasonably possible to fulfill the Misva, including: Borrowing Tefillin from a friend Asking family or community members to help buy him a pair However, borrowing Tefillin is not always a simple solution : Proper fit matters , especially for the head Tefillin (Shel Rosh). If the fit is incorrect, one may not fulfill the Misva properly . Right-handed and left-handed Tefillin are different . Borrowed Tefillin might be unusable if the sides don't match. The knots often require adjustment , and people are either unable or too lazy to adjust and then return them properly. This can result in a misplacement or a Beracha Levatala (a blessing in vain). Due to these complications, many rabbis—especially the Mishnah Berura , Ḥ acham Ovadia Yosef , and Rav Moshe Feinstein —strongly encourage even poor individuals to ask for help or borrow properly rather than excuse themselves from the Misva. The Bait Ḥ adash further warns against those who habitually rely on borrowed Tefillin. He criticizes those who wouldn't borrow a toothbrush or shoes , yet treat Tefillin as communal property. This attitude reflects a lack of personal responsibility for one of the Torah's most central obligations. Summary Tefillin is a daily Misva of great seriousness , mentioned eight times in the Torah. One is not required to beg or sell basic clothing to fulfill it—but should do everything else possible . This includes borrowing Tefillin or asking others to help purchase a pair. Long-term reliance on borrowed Tefillin is discouraged due to concerns of improper fit, invalid usage, and lack of commitment. Each Jew should ultimately own his own Tefillin and treat them as essential—just as he would his clothing or daily necessities.

A pervasive argument is that for reasons personal, political or economic, Putin simply cannot afford to end his war: that he needs the excuse for tyranny, or that his economy would stagnate. I dig into these and other claims, and - spoiler alert - conclude that Putin could certainly afford to end the war... but that there are enough challenges to peace that he may not dare to.The podcast's corporate partner and sponsor is Conducttr, which provides software for innovative and immersive crisis exercises in hybrid warfare, counter-terrorism, civil affairs and similar situations.You can also follow my blog, In Moscow's Shadows, and become one of the podcast's supporting Patrons and gain question-asking rights and access to exclusive extra materials including the (almost-) weekly Govorit Moskva news briefing right here. Support the show

My guest today on the Online for Authors podcast is W. Terry Whalin, author of the book 10 Publishing Myths. W. Terry Whalin understands both sides of the editorial desk--as an editor and a writer. He worked as a magazine editor and his magazine work has appeared in more than 50 publications. A former literary agent, Terry is an Acquisitions Editor at Morgan James Publishing.   He has written more than 60 books through traditional publishers in a wide range of topics from children's books to biographies to co-authored books. Several of Terry's books have sold over 100,000 copies.   Terry's most recent book is BOOK PROPOSALS THAT SELL (THE REVISED EDITION) which has over 150 Five-Star reviews. He has also written 10 PUBLISHING MYTHS, INSIGHTS EVERY AUTHOR NEEDS TO SUCCEED and BILLY GRAHAM, A BIOGRAPHY OF AMERICA'S GREATEST EVANGELIST (all from Morgan James Publishing). Also, Terry has an innovative online training course to help authors effectively connect with literary agents and editors called Write a Book Proposal.   Terry is a popular speaker and teacher at numerous writers' conferences and an active member of the American Society of Journalists and Authors. He lives in Southern California and has an active following on twitter.   In my book review, I stated 10 Publishing Myths by W. Terry Whalin is a great craft book helping authors understand what publishing a book entails - and what it doesn't. Many writers get started on the path to authorship without a real understanding of what comes after the book is written. Terry's book gives authors a realistic look at what to expect.   I loved that the book gave real-life examples, actionable tips, and even links for more information. It's a quick read but stuffed with great information - whether you are published or not. This book should be on every author's bookshelf.   Subscribe to Online for Authors to learn about more great books! https://www.youtube.com/@onlineforauthors?sub_confirmation=1   Join the Novels N Latte Book Club community to discuss this and other books with like-minded readers: https://www.facebook.com/groups/3576519880426290   You can follow Author W. Terry Whalin Website: https://terrywhalin.blogspot.com/ X: @terrywhalin LinkedIn: @Terry Whalin FB: @terrywhalin   Purchase 10 Publishing Myths on Amazon: Paperback: https://amzn.to/3ZjpHka Ebook: https://amzn.to/3ZjpHka   Teri M Brown, Author and Podcast Host: https://www.terimbrown.com FB: @TeriMBrownAuthor IG: @terimbrown_author X: @terimbrown1   Want to be a guest on Online for Authors? Send Teri M Brown a message on PodMatch, here: https://www.podmatch.com/member/onlineforauthors   #wterrywhalin #10publishingmyths #authorcraft #writercraft #terimbrownauthor #authorpodcast #onlineforauthors #characterdriven #researchjunkie #awardwinningauthor #podcasthost #podcast #readerpodcast #bookpodcast #writerpodcast #author #books #goodreads #bookclub #fiction #writer #bookreview *As an Amazon Associate I earn from qualifying purchases.

Lord George Robertson, former Nato Secretary General and lead author of the UK's new Strategic Defence Review, talks to Roland about what it will take for Britain to be warfighting ready. His message is a vital clarion call for the British government and general public to wake up to the very real threat posed by Russia and the scale of change that needs to be undertaken: "This is not business as usual."But with President Donald Trump's call for spending 5% of GDP on defence likely to be adopted by Nato later this month, is a commitment of 2.5% and an ambition of 3% by 2034 enough? And are ordinary British people ready for the sacrifices involved in creating a credible deterrence to protect the UK?https://linktr.ee/BattleLinesContact us with feedback or ideas:battlelines@telegraph.co.uk @venetiarainey@RolandOliphant Hosted on Acast. See acast.com/privacy for more information.

A Republican candidate for governor proposes getting rid of Arizona's state income tax. Our Friday NewsCap panelists analyze that and the rest of the week's top stories. Plus, a northern Arizona choir whose members aren't just performing to entertain.

In this bonus episode of American Fever Dream, Sami Sage sits down with New Jersey Congresswoman and gubernatorial candidate Mikie Sherrill for a candid conversation about why Congress is stuck, what it's like trying to change a broken system from the inside, and why the Democratic Party needs a serious reboot. From glitter at Pride to calling out Biden after his debate performance, Congresswoman Sherrill doesn't hold back.  Watch this and more today youtube.com/@thebetchesnews! Learn more about your ad choices. Visit megaphone.fm/adchoices

With housing affordability reaching historic lows, how can the average American afford a home in 2025? We explore state-by-state income data, explain our home buying rules, walk through a real-life case study, and offer tools to help you buy smart. After that, we answer your questions about an out of order Financial Order of Operations, a 50% raise, and employer stock purchase plans. ⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the stories from today's show in THE STACK: https://justinbarclay.comKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com

Is the baptism in the Holy Spirit optional? According to Pastor Rod Parsley, the answer is clear — absolutely not!  In Episode 4 of Pentecost If, Pastor Parsley tackles the most common objection in modern Christianity: “Do I really need the Holy Spirit to get to Heaven?” With bold conviction and undeniable truth, he reveals why every believer desperately needs the same Holy Ghost who raised Jesus from the dead to dwell in them, with fire and with power.

In this Five Minute Friday, Ashley is getting real about the numbers that actually drive growth in your business. It's not just about sales—because sales are a lagging indicator. If you want to grow, you need to start tracking the leading metrics that influence your results before they show up in your bank account. Ashley shares what she's learned from implementing the Entrepreneurial Operating System (EOS) and how having a weekly company scorecard has been a game changer for The Boutique Hub. If you're ready to lead your business like a true CEO, this episode is your starting point. What You'll Learn: Why tracking the right numbers matters more than chasing sales The difference between lagging and leading indicators The key metrics every retail scorecard should include: Average Order Value Conversion Rate Traffic Goals Inventory Aging + On Order How to empower your team by sharing the scoreboard What business owners can learn from coaching a sports team   Traction: Gino Wickman Free Retail Traffic Calculator Join The Boutique Hub Community Follow Ashley on Instagram

The supply of homes for sale hit a nearly five-year high in April, but prospective buyers aren't exactly taking the bait. Some may feel they're swimming in options, but many can't afford what's available. In this episode, why the spring housing market is feeling unbalanced. Plus, online restaurant reservation platforms duke it out with the help of credit card companies, big cities grow bigger and investors see U.S. Treasuries as an increasingly risky option.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org and consider making an investment in our future.