Podcasts about afford

Manchester United are terrible, even according to their own manager. Last season saw their worst ever performance in Premier League history.But at the same time, according to Forbes magazine, they're still the second most valuable football club in the world. How is that possible?Tim talks to Kieran Maguire, a football finance expert and the author of The Price of Football, to find out the secret of Manchester United's financial success. Presenter: Tim Harford Producer: Nicholas Barrett Series producer: Tom Colls Production co-ordinator: Brenda Brown Sound mix: Neil Churchill Editor: Richard Vadon

This week, we at America on the Road have two very impressive performance vehicles to talk about. Host Jack Nerad slipped behind the wheel of the 2025 Volvo XC60 T8 Polestar Engineered plug-in hybrid, while guest co-host Matt DeLorenzo put the 2025 Ford Ranger Raptor pickup truck to the test.

Scott Braun of Foul Territory joins Afternoon Drive on The Fan. He talks about Steven Kwan's future with the Guardians, why a salary cap won't be coming to baseball, trade suitors for Emmanuel Clase, and more.

Victor Arocho, Byron Jones & Joe Toscano discuss the latest with the New York Giants and how Eli Manning can't afford to buy a stake in it; also Steelers news. ContributorsVictor Arocho – @varochoByron Jones Joe Toscano – @joeybagovdonuts

Victor Arocho, Byron Jones & Joe Toscano discuss the latest with the New York Giants and how Eli Manning can't afford to buy a stake in it; also Steelers news. ContributorsVictor Arocho – @varochoByron Jones Joe Toscano – @joeybagovdonuts

discover effective strategies and tips for learning Norwegian

The Insight: 272 million reasons to Act - Why the World Can't Afford to Fail on Education | HRW's Elin Martinez by Radio Islam

Chapters: 00:00- Preview 00:46-Intro 01:25-What you don't know about mortgage brokers 04:48-Expectations people have about financing a home 09:19-the debts that most people are carrying 12:27-The 4 basic steps to wealth 15:30-Buying power examples 23:01-Do mortgage calculators work? 25:30-Buyers remorse 33:40-expenses: renting vs. owning 37:35-Buying for investment vs. primary residence 41:28-How much down payment do you REALLY need? 45:45-When housing inventory will SPIKE in the Bay Area 51:05-What the average Bay Area family can afford 54:55-Different home loans and their strategies 59:12-Is a 15-yr mortgage better? 1:04:12-What are reverse mortgages 1:16:38-How will Trump's policies affect the interest rates? 1:22:30-ways to cover closing costs 1:29:11-Which homes appreciate the fastest

We are just at the start of hurricane season, and we're already seeing the danger and tragedy brought on by storms. There's another cost that gets much less attention, but it's a gamble everyone in the path of a storm has to make.Today on the show, we examine the decision on whether or not to evacuate from an oncoming disaster. Based on the digital story: 1 reason people don't evacuate for hurricanes? Rising costs, and they're getting pricierRelated episodes:Hazard maps: The curse of knowledgeUnintended Consequences, Hidden DeathsThe brewing recovery in Western North CarolinaFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

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Can the government afford everything it wants to do?Adam is joined by BBC economics editor Faisal Islam and BBC health editor Hugh Pym to discuss the news that resident doctors, who used to be called junior doctors, have announced strike dates for later this summer. The government says it won't reopen negotiations with the British Medical Association, which represents resident doctors.Plus, the chair of the inquiry into the infected blood scandal says that victims have been harmed by delays to the compensation scheme. The government announced £11.8 billion pounds to fund compensation at the autumn budget, but the inquiry's chair, Sir Brian Langstaff says there are “obvious injustices” in the way the compensation scheme has been set out. You can now listen to Newscast on a smart speaker. If you want to listen, just say "Ask BBC Sounds to play Newscast”. It works on most smart speakers. You can join our Newscast online community here: https://tinyurl.com/newscastcommunityhereGet in touch with Newscast by emailing newscast@bbc.co.uk or send us a WhatsApp on +44 0330 123 9480.New episodes released every day. If you're in the UK, for more News and Current Affairs podcasts from the BBC, listen on BBC Sounds: https://bit.ly/3ENLcS1 Newscast brings you daily analysis of the latest political news stories from the BBC. It was presented by Adam Fleming. It was made by Chris Flynn with Shiler Mahmoudi and Anna Harris. The technical producer was Michael Regaard. The assistant editor is Chris Gray. The senior news editor is Sam Bonham.

In this conversation, Dylan Silver interviews Gabe Lensing, a master electrician and solar installer, about his journey into the solar industry, the importance of quality installation, and the role of innovative products like the SPAN panel in energy management. Gabe shares insights on building a business in the solar space, the complexities of solar energy for homeowners, and the importance of maximizing solar investments. He emphasizes the need for electricians to take control of their services and the value of educating customers about their energy needs. The discussion concludes with Gabe sharing resources for those interested in learning more about solar energy and electrical work.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

That’s the belief of biology teacher Michael McGrath. Under the changes, there will be more marks for project work and fewer for exams. Michael McGrath, who’s a former member of the ASTI union’s executive, believes this will favour students from affluent families who can afford to pay for AI that’s very hard to detect.

MLB Network analyst Steve Phillips joins Afternoon Drive. He talks about the Guardians snapping their 10-game losing streak, if they should trade Emmanuel Clase or Steven Kwan, how Stephen Vogt is viewed nationally, and more.

Is the small church model dead? In this explosive episode of Lead Time, Tim Ahlman and Jack Kalleberg sit down with Pastor Rob Myallis (ELCA) for a brutally honest conversation about the economic realities choking the life out of mid-sized churches. With rising costs, unsustainable pastoral expectations, and shifting cultural engagement, Rob unpacks why churches averaging 80–120 in attendance may not survive without radical change.We tackle everything:$30,000 health insurance costsWhy 150 people is the relational ceilingThe burnout crisis among solo pastorsWhy people treat church like a rec center, not a sanctuaryAnd the hard truth: your old church model probably isn't workingIf you've ever asked, “Why are so many churches declining?” or “What future does my congregation really have?”—this one's for you.Support the showJoin the Lead Time Newsletter! (Weekly Updates and Upcoming Episodes)https://www.uniteleadership.org/lead-time-podcast#newsletterVisit uniteleadership.org

In the final hour of today's show, the guys chat with Grant McAuley on the Braves upcoming series vs the A's.

AP correspondent Jennifer King reports that as home buyers shy away from the market, more small investors are stepping in.

Dr Theo de Jager – Executive Director at Southern African Agri Initiative SAfm Market Update - Podcasts and live stream

In this Fourth of July weekend episode of Protect Your Assets, David Hollander considers what financial freedom means in retirement, and the often-overlooked role of retirement health care costs. From navigating Medicare and long-term care options to assessing how health-related expenses may impact your retirement strategy, this episode offers a range of considerations to keep in mind. David also shares thoughts on recent economic developments, market trends, and the potential effects of the new Big, Beautiful Bill. Whether you’re approaching retirement or simply preparing for the future, this conversation is designed to help you think critically about what lies ahead. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Counting Down the Top Ten Old Money Episodes! While Old Money is on Summer Vacation, join us for the encore presentation of Episode 5: Afford Everything you Want , originally released August 2023.----------------------------Get a pen and paper ready for this game-changing episode. ✍

Social Security has been in the news a lot recently - and for good reason. It's about to run out of money. Billy Hesterman, President of the Utah Taxpayers Association, speaks to his latest opinion piece in the Deseret News that speaks to why we can't keep kicking the can down the road on reforms.

Segment Teaser – Homeowners who feel trapped by their low mortgage rates… and young buyers wondering if homeownership will ever be within reach. In this episode of Go Gaddis Real Estate Radio, we're diving into both sides of today's housing market dilemma.

In this Fourth of July weekend episode of Protect Your Assets, David Hollander considers what financial freedom means in retirement, and the often-overlooked role of retirement health care costs. From navigating Medicare and long-term care options to assessing how health-related expenses may impact your retirement strategy, this episode offers a range of considerations to keep in mind. David also shares thoughts on recent economic developments, market trends, and the potential effects of the new Big, Beautiful Bill. Whether you’re approaching retirement or simply preparing for the future, this conversation is designed to help you think critically about what lies ahead. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

(0:00) Alex Barth & George Balekji are in-studio for a 4th of July Weekend Special this Saturday. They exchange pleasantries by sharing their 4th of July adventures. George reveals he's not too fond of The Cape despite him never having been there due to traffic concerns. Barth expresses his love for The Cape Cod League and shares a Cavan Biggio story. (13:08) Barth & Balekji react to comments made by Gary Washburn on the prospects of the Celtics acquiring free agent PG Damian Lillard. Barth & Balekji have differing opinions on whether the Celtics should sign Lillard. Barth is critical of Lillard's age and fit on the team as an aging, ball-dominant PG. Balekji describes the moving parts needed to carve out for the Celtics to sign Lillard and expresses his desire for Lillard to sit out next season. (23:43) Callers defend and promote Cape Cod as a travel destination to sway George's negative impression of The Cape. (35:36) Alex & George discuss Celtics free agent F/C Al Horford. Is it the end of his chapter in Boston? If you could only have 1 of the 2, who are you choosing to sign - Lillard or Horford? Barth & Balekji disagree and debate their respective responses. The duo continue their commentary on Cape Cod. ------------------------------------------- FOLLOW ON TWITTER/X: @RealAlexBarth | @GeorgeBalekji | @jorgiesepulveda

On Wednesday's Mark Levin Show, it's time for a Levin surge to tell your member of Congress to vote yes for the big, beautiful bill. Yes, there are certain issues that matter to us all that are not addressed as we would wish, but there are many very important provisions in this bill that must be enacted from tax cuts and more resources for detaining and deporting criminal illegal aliens! There is a meniscal majority in the House. If there was a larger majority the outcome might be different, but IF is not reality. In ‘On Power' negative power is maintained through manipulative communication techniques like deception, fearmongering, and intimidation, designed to suppress independent thought and arouse prejudice. This approach aims to control populations by undermining morality and open democratic societies, denying citizens the information needed for informed decisions. Such language seeks to incite destructive actions that serve the demagogue's goals, corrupting the legitimate consent of the governed. This is exactly what's going on today with Democrats such as Rep Hakeem Jeffries, Rep Nancy Pelosi and Zohran Mamdani. The Democrat party sounds like a Stalinist party. Later, the district attorney is incompetent and immoral for striking a plea deal that allows Bryan Kohberger to live, despite the defense's claims of innocence and attempts to distract from the evidence. It's unjust that taxpayers must fund Kohberger's life in prison while good people lost their lives too soon. The legal system's handling of this case was utterly immoral. Also, in Democracy in America, Alexis de Tocqueville warns that America's democracy could falter under the weight of a vast administrative state. He describes this state as an overreaching, paternalistic power that, while mild and providential, seeks to manage every aspect of citizens' lives—security, needs, pleasures, and property. We see this happening in NYC. Finally, Rep Jim Jordan calls in to explain that the big, beautiful bill is as good as it gets. You know this is a good bill because Democrats hate it.  This bill empowers Americans through tax cuts, including eliminating taxes on tips, promoting school choice, and implementing work requirements for welfare recipients.  This bill strengthens border security with more ICE agents, detention spaces, and funding for the wall. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today, we're kicking off a 3-part series on the results the five-figure investment in ICONIC creates in your life. Starting with what everyone wants to know! How my clients have made more MONEY. Today, let's talk about Financial Wins and examples of the 10X ROI you literally cannot afford to ignore anymore.Here are just SOME of the incredible financial results my clients experience in our 90 short days together: Brynn used to shrink in C-Suite meetings. In 90 days, she became a calm, confident executive and doubled her 6 figure compensation.Morgan raised a round of funding and, months later, successfully sold her company.Katherine didn't wait until the typical year-end process to ask for a raise.Pam doubled her 4-figure prices as a speaker. Anna landed her biggest career contract ever, and it's 6 figures.

Jones and Meghan Ottolini kicked off the show discussing the Boston Bruins' signings on Day 1 of NHL free agency and the role of new head coach Marco Sturm in roster building. Jones and Mego also talked about the current state of the Boston Celtics roster and the C's would bring in point guard Damian Lillard.

If you've ever snapped at something harmless, gotten lost in a scroll spiral, or felt way too much over a tiny text, this episode is for you.We're diving into emotional regulation—what it is, why it's so hard for ADHD brains, and how to actually get better at it.In this episode, you'll learn:What's happening in your brain during an emotional meltdownThe SURF Method: a simple, four-step tool to help you ride the wave instead of getting pulled underWhy regulating emotions is the key to changing your behaviorYou don't need to feel good all the time—you just need to know how to feel. Practice is the path. Let's get into it.Watch this episode on YouTubeWant help with your ADHD? Join FOCUSED!Have questions for Kristen? Call 1.833.281.2343Hang out with Kristen on Instagram and TikTokCozy Earth

We welcome Dr. Karlyn Borysenko, an expert guest who has been behind the scenes into the underbelly of leftist activism, only to expose how our cultural enemies think, plan, and infiltrate.  Show Notes Actively Unwoke: The Ultimate Guide for Fighting Back Against the Woke Insanity in Your Life by Karlyn Borysenko A Brief History of Racism by Karlyn Borysenko The 2 reasons totalitarian states detest the Church The Church Speaks to the Modern World: The Social Teachings of Leo XIII We Can't Afford to Be Catholic Anymore | Fr. Robert McTeigue, S.J. iCatholic Mobile The Station of the Cross Merchandise - Use Coupon Code 14STATIONS for 10% off | Catholic to the Max Read Fr. McTeigue's Written Works! "Let's Take A Closer Look" with Fr. Robert McTeigue, S.J. | Full Series Playlist Listen to Fr. McTeigue's Preaching! | Herald of the Gospel Sermons Podcast on Spotify Visit Fr. McTeigue's Website | Herald of the Gospel Questions? Comments? Feedback? Ask Father!

Could the Lions actually make a trade for TJ Watt?

Welcome to the Real Estate Rundown! This week, we reveal the top 5 cities where homeownership is still affordable and why these markets might be the hidden gems of 2025. We're also talking mindset: how to stay positive, motivated, and focused no matter what the market, or life, throws at you.

There is something very wrong with the Church's current business model of relying on tax money, collected at gunpoint, being distributed to its coffers. There is a terrible trade being made, and few people want to talk about it. Watch on YouTube: We Can't Afford to Be Catholic Anymore

Joe DeCamara of the 94 WIP Morning Show believes that if the Phillies earn a first-round bye in the postseason, they must find a way to play a game during the break to stay in rhythm. He compares the importance of staying sharp to Max Kepler's recent complaints about how being platooned in left field has disrupted his own rhythm.

Still doing everything yourself in your freelance business?Want to (and know you need to) delegate but can't afford it?  I've been there. In this episode, we dive into how to delegate (even with a teeny tiny budget), why you don't need to wait, and how buying back just a few hours a week can unlock serious business growth.You'll learn exactly what to outsource, how to find affordable help, and—most importantly—how to use that freed-up time to upgrade your marketing, craft high-ticket offers, and build a sales system that connects you with the right clients.Because it's time to stop having just a job… and start building a real business.What You'll Learn:Why doing everything yourself is keeping you stuckHow to hire help for under $100 per month10+ examples of what to delegate first (especially for social media freelancers)How to use your free time to raise rates and attract better clientsWhat a “4x ROI hire” looks like—and how it fuels growthHow to shift from freelancer with a job to CEO with a businessWANT MORE?Connect on Instagram: http://instagram.com/annelisewornGet my free 6 Figure Freelancer Guide: https://a.anneliseworn.com/6ff(Or DM me the word CEO on IG)Claim your free Strategy Call here: http://anneliseworn.com/consult

After taking a new job for a higher salary, I now realize it was a mistake. Can I afford to back to a lower paying job? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠@jillonmoney To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Order my newest book Make Money Easy! https://lewishowes.com/moneyyouCheck out the full episode: greatness.lnk.to/1787"You just wanna own something more than yourself. You need to invest... it just means owning a piece of the world." - Chris CamilloChris Camillo grew up in a neighborhood where million-dollar homes were the norm and investing wasn't a choice—it was just what wealthy families did. But as an adult, he realized something that haunted him: he was making incredible money off the very technological advances that were leaving other people behind, simply because no one had ever taught them what his privileged upbringing made obvious. Now he's on a mission to change that, and his approach will shatter every excuse you've ever made about not having enough money to start investing.What makes Chris's perspective so refreshing is his brutal honesty about the AI revolution that's coming for all of us. Instead of fearing the "industry of intelligence" that could devalue human labor, he shows you exactly how to profit from it—starting with as little as $5. His philosophy isn't about living below your means or making dramatic sacrifices; it's about finding tiny pockets of money you're already wasting and turning those forgotten dollars into your future wealth. This conversation will completely rewire how you think about money, technology, and your place in an increasingly automated world.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter

On this Salcedo Storm Podcast:Congressman Scott Perry represents the 10th Congressional district in the great state of Pennsylvania. He's a member of the freedom caucus who sits on the House Transportation & Infrastructure committee.

This Podcast Is Episode 634, And It's About Financial Red Flags Your Construction Company Can't Afford To Ignore As a construction bookkeeper, I've had a unique vantage point, watching countless projects unfold from the first bid to the final payment. While the hammers and blueprints are the visible signs of progress, it's the numbers behind the scenes that truly tell the story of a company's health. And let me tell you, those numbers often whisper warnings before they start screaming.   Small business owners in the construction industry are incredibly busy. You're juggling bids, managing crews, dealing with permits, and ensuring client satisfaction. It's easy for subtle financial warning signs – what I call "red flags" – to get overlooked until they become critical problems. However, ignoring these signals can lead to severe cash flow issues, stalled growth, and even business failure.   Based on what I've observed, here are five common financial red flags that you absolutely cannot afford to ignore, along with practical steps you can take to address them. Red Flag #1: Constant Cash Flow Crises Despite "Profitable" Projects This is the most puzzling red flag for many owners. You look at your profit and loss statement, and it shows a healthy profit. Yet, your bank account is always running on fumes. You're constantly chasing payments, delaying supplier invoices, or juggling funds to make payroll. Why it's a problem: Profit is a theoretical measure of what you've earned over a period; cash flow is the actual money moving in and out of your business. In construction, where you often incur significant costs upfront (materials, labor for the first phase) and payments come in installments (often with retainage held back), it's entirely possible to be profitable on paper but cash-poor in reality. This constant stress impacts your ability to take on new projects, negotiate better deals, and even pay your team on time, leading to low morale. How to fix it: Implement Robust Progress Billing: Don't wait until a project is 50% or 100% complete. Structure your contracts to allow for regular progress payments tied to specific milestones (e.g., foundation poured, framing complete, rough-ins finished). This ensures a steady stream of cash. Aggressive Accounts Receivable (A/R) Management: Send invoices promptly as soon as milestones are met. Have a polite but firm follow-up process for overdue invoices. Don't be afraid to make phone calls. Negotiate Favorable Payment Terms with Suppliers and Subcontractors: While you want to pay your bills on time, try to secure longer payment terms (e.g., Net 30 or Net 45) from your vendors whenever possible. This helps you collect from your clients before your payments are due. Manage Retainage Proactively: Thoroughly understand the retainage clauses in your contract. Track how much retainage is outstanding for each project and aggressively pursue its release as soon as the contractual conditions are met. This money is yours; get it! Build a Cash Reserve: Even a small percentage of profit set aside each month into a dedicated savings account can create a vital buffer for lean times. Aim for 3-6 months of operating expenses. Red Flag #2: Consistently Inaccurate Project Estimates (Leading to Underbidding) Do you frequently find projects ending up significantly over budget, eating into your expected profit margins, or even becoming a loss? Do you often need to inform clients about additional costs? This points directly to issues with your initial estimating process. Why it's a problem: Inaccurate estimates mean you're consistently underbidding, leaving money on the table, or worse, taking on jobs that will inevitably lose you money. This directly impacts your profitability and, by extension, your cash flow, as you're funding the gap with either the cash from other projects or your capital. It also damages client trust when costs unexpectedly balloon. How to fix it: Implement Detailed Job Costing: This is a non-negotiable requirement. For every project, meticulously track all expenses, including labor hours (with specific tasks), material quantities and costs, subcontractor invoices, equipment rentals, permit fees, and miscellaneous expenses. Learn from Past Projects: Conduct a post-mortem analysis after each project. Compare your actual costs to your estimated costs. Where were the discrepancies? Was it materials? Labor hours? Unexpected site conditions? Use these insights to refine your estimating formulas. Categorize and Standardize: Develop a comprehensive system of cost codes for materials, labor types, and activities to ensure accurate and consistent tracking of costs. This consistency makes it easier to track and compare data across projects. Build in Contingency: Always include a contingency fund (typically 5-15% of the total project cost) in your estimates for unforeseen issues, changes in material prices, or minor scope creep. Use Estimating Software: Even simple estimating software can help streamline the process, ensure all line items are considered, and integrate with your accounting system. Red Flag #3: Uncontrolled Material Waste & Loss Are materials constantly going missing or getting damaged on site, or are you consistently buying more than what was initially estimated? This is a direct drain on your project's profitability and your company's cash. Why it's a problem: Every piece of wasted or lost material is money directly out of your pocket. It means you're paying more than you bid, leading to cost overruns. It can also cause project delays while you wait for replacements. How to fix it: Implement Strict Inventory Control: Secure Storage. Designate secure, organized storage areas on job sites for materials when not in use or overnight. Material Tracking System: For larger projects, consider a simple log or spreadsheet to track materials received and used. Regular Site Cleanliness: A clean, organized job site naturally leads to less waste and makes it easier to spot missing items. Careful Material Handling: Train your crew on proper handling and storage techniques for various materials to minimize damage and ensure optimal safety. Accurate Take-offs: Ensure your initial material take-offs (the process of determining the quantities of materials needed) are precise to avoid over-ordering or multiple trips to the supplier. Return Unused Materials: Establish a process for returning unused, undamaged materials to suppliers for credit, where possible. Red Flag #4: Inefficient Labor Utilization & Unaccounted Time Labor is often the most significant cost for a construction company. Suppose your crews are standing around, waiting for materials, traveling excessively between job sites without proper tracking, or simply not as productive as they could be. In that case, your labor costs are likely to be increasing significantly. Why it's a problem: Every idle hour or misspent minute costs you money. Inefficient labor directly reduces your profit margins and can cause projects to fall behind schedule, leading to client dissatisfaction and potential penalty clauses. Unaccounted time can also lead to compliance issues with wage and hour laws. How to fix it: Accurate Time Tracking: Implement a robust system for tracking employee time. This could include mobile apps with GPS features, biometric time clocks, or even detailed paper timesheets, as long as they are managed in a meticulous manner. Ensure all hours (including travel, breaks, and specific tasks) are accurately recorded. Optimize Scheduling & Workflow: Plan daily tasks meticulously. Ensure materials, equipment, and instructions are ready before the crew arrives. Minimize downtime from waiting or searching for tools. Cross-Training: Train your crew members on various tasks. This provides flexibility and prevents delays if one skilled worker is absent or busy elsewhere. Daily Huddles/Toolbox Talks: Begin each day with a brief meeting to review tasks, identify potential roadblocks, and ensure everyone is aware of their role. Regular Performance Reviews: Identify bottlenecks or areas where productivity can be improved. Provide training or reassign tasks as needed. Red Flag #5: Lack of Financial Visibility & Untimely Reporting Are your financial reports always weeks or months behind? Do you rely on gut feeling more than actual numbers to make business decisions? Do you only look at your bank balance at the end of the month? This means you're flying blind. Why it's a problem: Without up-to-date and accurate financial information, you cannot make informed decisions. You won't spot cash flow issues, cost overruns, or unprofitable projects until it's too late. This lack of visibility prevents strategic planning and proactive problem-solving. How to fix it: Invest in Good Accounting Software: QuickBooks Desktop or Online, Foundation Software, or other industry-specific solutions are essential. They automate data entry, generate reports, and track job costs. Maintain Clean Books Consistently: Don't let your bookkeeping pile up. Enter invoices, payments, and expenses regularly, ideally on a daily or weekly basis. This provides a real-time picture. Review Key Reports Regularly: Cash Flow Statement - Review it weekly or bi-weekly to track where your money is going and coming from. Job Costing Reports: Review weekly to compare actual costs against your budget for each project. Accounts Receivable Aging Report: Review weekly to see who owes you money and for how long. Work Closely with Your Bookkeeper: A good construction bookkeeper isn't just a data entry specialist; they are your financial partner. They can provide valuable insights, flag potential issues, and help you understand your numbers, enabling you to make informed, profitable decisions. Identifying and addressing these financial red flags isn't about adding more burdens to your plate; it's about building a stronger, more resilient construction business. By taking proactive steps and staying on top of your numbers, you can turn those red flags into green lights for growth and lasting profitability. Don't let hidden financial issues undermine your hard work on the job site – empower yourself with clarity and control.   About The Author: Sharie DeHart, QPA, is the co-founder of Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com    

Want to grow to 5-10k monthly downloads in 6 months or less and have a fully monetized podcast without replying on social media, paid promotions or high profile guests? Click here and book a free strategy session with the Get More Listeners team. What if your podcast could attract thousands of new listeners without relying on guests, viral clips, or constant promotion?Most podcasters struggle to grow—even when they're consistent, have great content, and follow all the “rules.” But the real reason your show isn't blowing up? You're invisible on the platforms that matter. In this episode, Taig O'Shea and Anthony Nwaneri break down exactly how Podcast SEO is the #1 overlooked growth strategy that's driving millions of downloads for podcasters just like you.You'll learn:The 3 pillars of podcast SEO that get you ranking high on Apple & SpotifyWhy “good content” alone won't grow your show—and how to fix itSimple mistakes most podcasters make that kill their visibility and growthWant a proven strategy to finally scale your show and get discovered by the right audience?Tap play and learn how to optimize your podcast for explosive growth.More From Get More Listeners:Click here and grab your free copy of our best selling book Podcast Marketing + A mini podcast audit.Or visit: https://getmorelisteners.com/bookView client results & case studiesLooking for a new hosting platform with amazing analytics? Try Captivate for free hereEmail admin@getmorelisteners.com to get in contact with Taig & Anthony.This podcast is for entrepreneurs to learn proven podcasting audience growth, marketing & monetization tips & strategies including data-driven SEO, guesting, and social media strategy.You'll learn how to grow and monetize faster, get more listeners and engagement, increase downloads, attract more subscribers, clients or sponsors, and turn your show into a revenue-generating platform.If you listen to any of the following shows, we're sure you'll ours too! Podcasting Made Simple by Alex Sanfilippo, Grow The Show: How to Grow a Podcast Audience & Monetize by Kevin Chemidlin, School of Podcasting by Dave Jackson, Grow My Podcast Show by Deirdre Tshien, Podcast Marketing Trends Explained by Jeremy Enns & Justin Jackson, Organic Marketing Simplified by Juliana Barbati.

What if the future of work, life, and leadership is already here, and it demands our full participation?In this powerful solo episode of Glass Ceilings and Sticky Floors, Erica Rooney dives headfirst into the Artificial Intelligence revolution. But before you tune out thinking it's too technical, hang in there! Erica, not a techie herself, shares her deeply personal shift in perspective and why AI isn't just about code—it's about humanity, connection, and creativity.She unpacks the critical gender gap in AI adoption, revealing what women risk if we don't lean in now, and, most importantly, how our inherent human strengths give us a unique and powerful edge in this evolving landscape. This episode is a wake-up call and a call to action, offering tangible ways to engage with AI today, no matter your experience level.Inside the episode:Why AI matters for everyone, not just tech pros, and what we risk by ignoring it.The alarming gender gap in AI adoption revealed by Harvard Business Review research.How perfectionism, risk aversion, and historical biases are contributing to women falling behind.The profound ripple effect of women's underrepresentation in shaping AI tools.Why our uniquely human qualities—creativity, compassion, connection, curiosity, and courage—are our greatest advantage in an AI-powered world.Three tangible ways you can start using AI today, from beginner to tech-savvy.If you're ready to ditch the fear, embrace curiosity, and own your indispensable place in the future, this episode is your essential guide.BUY THE BOOK - Glass Ceilings and Sticky FloorsBe a Book Launch Insider!!!My FREE 5x5 Starter Kit for LinkedInFREE WEEKLY SUCCESS PLANNERJoin our Facebook Group! Find me on InstagramCheck out our PINS on PinterestAnd YES - I'm on TikTok!

In this episode, we explore the broader implications of the U.S.-China space race, particularly regarding the International Space Station (ISS) and its critical role in maintaining American leadership in space. Investigative journalist Matt Ford is joined by Dr. Donna Roberts and Anna Brady Estevez to discuss how abandoning the ISS could jeopardize U.S. dominance and impact national security. They analyze the rapid advancements in China's space program and the political landscape, including tensions involving key figures like Donald Trump and Elon Musk. This episode emphasizes the importance of U.S. investment in space science and technology amidst rising geopolitical challenges and the need for robust UAP research to secure the nation's position in the new space race.Matt Ford is joined by Dr. Donna Roberts, MD, Deputy Chief Scientist at the ISS National Laboratory, and Anna Brady Estevez of American DeepTech to discuss why continued U.S. investment in the ISS is critical to science, technology, and national security. From cutting-edge space science and international space policy to rising tensions in low Earth orbit, the future of American space leadership is on the line.The conversation also dives into political tensions here on Earth. Is the feud between Donald Trump and Elon Musk putting U.S. space leadership at risk? As Congress debates the controversial “Big Beautiful Bill,” funding for space technology, the ISS, and national science priorities hangs in the balance.With Elon Musk threatening to pull SpaceX support and China accelerating its space strategy, Matt Ford asks the tough questions: Are we sleepwalking into a new space Cold War? Can America afford to cede the final frontier?Segment Producer: Ali Travis Support us on Patreon: https://www.patreon.com/TheGoodTroubleShowLinks:Linktree: https://linktr.ee/thegoodtroubleshowYouTube: https://www.youtube.com/@TheGoodTroubleShowX/Twitter: https://twitter.com/GoodTroubleShowInstagram: https://www.instagram.com/thegoodtroubleshow/ TikTok: https://www.tiktok.com/@goodtroubleshowFacebook: https://www.facebook.com/The-Good-Trouble-Show-With-Matt-Ford-106009712211646 Threads: @TheGoodTroubleShowBlueSky: @TheGoodTroubleShowBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-good-trouble-show-with-matt-ford-uap-politics--5808897/support.

Barcelona have agreed terms to sign Nico Williams - but with their ongoing financial troubles, how can they realistically afford the Athletic Bilbao winger?We also take a look at the other names on their summer wishlist, and the financial levers Barca may need to pull to make those deals happen.Host: Ayo AkinwolereWith: Pol Ballus, Phil Hay and Conor O'NeillExecutive Producer: Adey MoorheadProducers: Mike Stavrou and Nick Thomson Hosted on Acast. See acast.com/privacy for more information.

Risk is evolving quickly, and CPAs need to stay ahead. In this episode of Future Proof, we talk with Nicole Graham, risk consultant at Aon, about how firms can turn risk management into a strategic advantage.From cyber threats and regulatory changes to the everyday use of generative AI, Nicole shares real-world trends and practical tips to help firms stay protected. Learn how to spot red flags early, strengthen engagement practices, and embed a proactive risk culture across your team.Smart risk management isn't optional, it's essential to building a future-ready firm.Resources:Ashley Graham, Risk Consultant, LinkedInAon Insurance Services, an MACPA Preferred Provider

In Hour 4 of the Joe Rose Show, Dan Day, Omar Kelly, and Trevor Harris talk about Caitlin Clark and the WNBA taking a whooping. We have from Pro Football Talk, Mike Florio joining Omar Kelly and Dan Day as they talk about the Jalen Ramsey & Jonnu Smith Situations for the Dolphins. Omar Kelly Responds to Mike Florio about his Comments on Mike McDaniel being a head coach. We also talk about Stephen Ross' situation and why he wants to win a Super Bowl, and his hiring practice. We also talk with Florio will the selling of the Lakers going for 10 billion, will it be an NFL team next? Omar Kelly talks about his new piece on the Dolphins in the Miami Herald.

Are you someone who experiences a period of good weeks followed by bad weeks? Maybe you've heard yourself thinking, "I've been so good, I can afford it." This is an unhelpful thought that we hear pretty regularly from our clients and it's something we call "The Overconfidence Trap". Someone usually falls into this trap when they are doing well with their eating and health behaviors and feeling successful, only to be thrown off their game. Join us for this episode as we share how the overconfidence trap can show up in your journey to becoming a confident, sensible eater. Through careful observation and gradual reinforcement of your successful habits, you can maintain progress without falling into overconfidence. 00:00 Introduction to James' Predictable Rhythm01:34 Understanding the Habit Tracker04:51 Identifying the Overconfidence Trap05:56 Practical Steps to Avoid the Overconfidence Trap07:32 Gradual Progress and Baby Steps10:16 Conclusion and Additional SupportConnect with Georgie and the Confident Eaters Coaches: WebsiteFacebookInstagramHave you ever thought, "I know what to do, I just need to consistently do it"? Who hasn't? Sometimes we need accountability. Sometimes we need specific strategies, new tools, or a bit of help. If you are want help to become a confident, sensible eater with 1:1 personalized attention, sign up at ConfidentEaters.com.