Podcasts about Research

When twenty-seven-year-old James Bullock was shot and killed in St. Louis in the winter of 1958, investigators immediately focused their attention on Bullock's wife, Edna, who was the beneficiary of her husband's large life insurance policy. Witnesses recalled seeing the victim being chased by a man with a gun on the night of the murder, and detectives suspected Edna had arranged for her husband to be killed so she could collect the insurance money. They didn't know it at the time, but St. Louis investigators were investigating what was to be the first victim in a decades-long career of a most unlikely hitman and serial killer. Although they had their suspicions that Edna Bullock had enlisted the help of her ex-husband, Glen Engleman, in the murder of her new husband, it would take many more years before those suspicions were confirmed. And by that time, Engleman, a successful suburban dentist had taken the lives of several more people, all to satisfy his own interest in calculated and carefully planned assassinations. MENTIONED IN THIS EPISODE We are stoked to announce that the MORBID MERCH STORE is officially open for business! Visit http://www.siriusxmstore.com/Morbid Need international shipping? Visit http://podswag.com/ Buy Tickets to our LIVE SHOW at Radio City Music Hall on June 27th! Preorder THE BUTCHER LEGACY which releases on 8/11/26! References Bakos, Susan. 1988. Appointment for Murder. New York, NY: Putnam. Bryan, Bill. 1987. "Case closed." St. Louis Post-Dispatch, october 18: 77. Ellis, James. 1976. "Killing of Kirkwood man may have been accident." St. Louis Post-Dispatch, September 7: 5. Ganey, Terry. 1999. "Convicted killer Glennon Engleman dies at 71 in prison." St. Louis Post-Dispatch, March 4: 11. Kansas City Star. 1958. "Shot, run over near museum." Kansas City Star, December 18: 1. Mathes, Bob. 1979. "Clues sought in Madison County killing." St. Louis Post-Dispatch, April 6: 3. McReynolds, Becky. 1980. "Many questions in new bomb killing." St. Louis Post-Dispatch, January 15: 1. Reynolds, Becky, and Geof Dubson. 1980. "Dentist charged in 1976 killing." St. Louis Post-Dispatch, February 25: 1. St. Clair Chronicle. 1976. "Shot to death in woods near Pacific." St. Clair Chronicle, September 8: 1. St. Louis Post-Dipatch. 1958. "Mrs. Bullock's first husband won't talk at killing inquest." St. Louis Post-Dispatch, December 19: 1. St. Louis Post-Dispatch. 1980. "Car bomb linked to earlier one at victim's home." St. Louis Post-Dispatch, January 16: 3. —. 1958. "Dentist and his friends questioned further in James Bullock killing." St. Louis Post-Dispatch, December 21: 1. —. 1977. "Motive unclear in farm couple's killing." St. Louis Post-Dispatch, November 6: 18A. —. 1958. "Police question wife of man shot to death in Forest Park." St. Louis Post-Dispatch, December 18: 1. Wehling, Robert, and Robert Kelly. 1977. "Double killing stuns neighbors." St. Louis Post-Dispatch, November 5: 3. Cowritten by Alaina Urquhart, Ash Kelley & Dave White (Since 10/2022)Produced & Edited by Mikie Sirois (Since 2023)Research by Dave White (Since 10/2022), Alaina Urquhart & Ash KelleyListener Correspondence & Collaboration by Debra LallyListener Tale Video Edited by Aidan McElman (Since 6/2025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

I answer this question in two parts because it can be answered two ways.First, one of the biggest causes of unhappiness is that people refuse to accept life as it is at the moment. Most people are living in the past or the future and complaining about where they are not. The “space” between where you are and your story about where you think you should be is what I call the “unhappiness gap for many people.We have to accept “what is” so that we can change and transform what is. Secondly, about seeing things as we want them to be. Einstein said, “Your imagination is your preview of coming attractions” in your life. Whatever you imagine, consistently, is what you program your unconscious mind with. Research demonstrates that poor people imagine staying poor and rich people imagine and daydream staying rich, hence, programming that manifest as behavior.

Research shows that children who develop healthy relationships with money early in life end up in significantly better financial shape as adults, yet most schools still don't teach personal finance. We explore practical strategies for instilling sound financial habits in kids and how those habits compound over a lifetime.Today's Stocks & Topics: CEMEX, S.A.B. de C.V. (CX), Market Wrap, Salesforce, Inc. (CRM), Comcast Corporation (CMCSA), Space X IPO, Is a Custodial Investment Account Right for Your Kids?, National Healthcare Properties, Inc. (NHP), Defense Spending, Vanguard Emerging Markets Stock Index Fund Admiral Shares (VEMAX), Palomar Holdings, Inc. (PLMR).Our Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Pebl: https://hipebl.ai* Check out Quince: https://quince.com/invest* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

What if the decades-long debate between active and passive investing wasn't really a debate—but a data problem? In this episode, Ben Felix and Cameron Passmore are joined by Tim Edwards, Managing Director and Global Head of Index Investment Strategy at S&P Dow Jones Indices, for a deep dive into the SPIVA Scorecard—the industry's most enduring and data-driven comparison of active versus passive investing. Tim explains how SPIVA has evolved over 25 years, why survivorship bias matters more than most investors realize, and what the data consistently shows across markets: most active funds underperform their benchmarks—especially over longer time horizons. The conversation goes beyond the headline results, exploring persistence (or lack thereof) in manager performance, why bond funds don't escape the same fate, and whether combining active funds improves outcomes (spoiler: not really). They also tackle common critiques of indexing, including index rebalancing costs, IPO inclusion concerns, and the role of index funds in market concentration.     Key Points From This Episode: (0:00:17) Introduction to the SPIVA report and its long-standing role in the indexing vs. active debate (0:01:18) Overview of the episode: SPIVA, index behavior, IPOs, and market concentration (0:03:30) What SPIVA is and how it measures active fund performance versus benchmarks (0:04:14) Why SPIVA was created: to inform—not settle—the active vs. passive debate (0:05:20) How SPIVA has evolved across regions, asset classes, and research dimensions (0:06:59) Controlling for survivorship bias and why it materially affects results (0:08:57) Real-world survivorship rates: ~50–60% of funds survive over 10 years (0:10:12) Core finding: most active funds underperform, especially over longer horizons (0:10:57) Comparison of equity vs. bond funds: slightly better outcomes in bonds, but still mostly underperformance (0:13:44) Structural differences in equity vs. bond markets (e.g., skewness, dispersion) (0:15:06) Typical survivorship rates across markets and how crises affect fund closures (0:16:02) Persistence analysis: past winners rarely remain winners (0:18:16) Global variation: some markets (e.g., international small caps) show slightly better active results (0:20:41) "Better" doesn't mean good: even in stronger categories, most funds still underperform (0:21:31) Do active funds perform better in down markets? Not consistently (0:23:37) Multi-asset portfolios of active funds: 97% underperform over 10 years (0:25:10) Selecting top-quartile funds improves outcomes slightly—but not meaningfully (0:26:46) Surprising findings in SPIVA and how market dynamics shape results (0:27:45) Impact of SPIVA on industry behavior and investor education (0:29:03) Ben shares how SPIVA influenced his own career path toward indexing (0:30:08) The "index effect" and whether index rebalancing creates performance drag (0:31:30) Why the index effect has largely diminished due to market competition and liquidity (0:34:05) Research on IPO inclusion and whether index rules create systematic return drag (0:36:57) How S&P handles IPO inclusion (e.g., 12-month seasoning rule for S&P 500) (0:39:58) Whether index methodology could evolve due to larger modern IPOs (0:42:36) Addressing concerns about large IPOs entering index funds (0:43:52) Historical perspective on market concentration and today's top-heavy indices (0:45:29) What happened to past top-10 companies: many declined, but markets still thrived (0:47:10) Creative destruction: why markets can succeed even when leaders fail (0:49:15) Weak relationship between market concentration and future returns (0:50:55) None of today's top companies were top companies in the 1960s (0:52:16) Key takeaway: markets evolve, and cap-weighted indices adapt automatically (0:53:58) Concerns about index fund growth and its impact on market function (0:54:30) Benefits of indexing: lower fees and often better investor outcomes (0:56:15) Timing the market: why waiting for a bigger drop tends to hurt returns (0:58:52) "Time in the market" vs. "timing the market" (0:59:09) Tim's favorite index: the DSPX dispersion index (1:00:53) Defining success: why happiness is the ultimate metric     Links: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

As demand for new weight loss drugs soars, some employers are making workers track their diet and exercise in hopes of limiting use and keeping costs down.Guests:Nick MillerAnn Lewandowski, founder, Healthcare Rebel AllianceSean Scanlon, Connecticut ComptrollerDr. Katherine Saunders, executive vice president and cofounder, Flyte HealthChristopher Whaley, associate director of the Center for Advancing Health Policy through Research, Brown UniversityLearn more and read a full transcript on our website.Want more Tradeoffs? Sign up for our free weekly newsletter featuring the latest health policy research and news.Support this type of journalism today, with a gift. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Dr. Karen Litzy hosts Dr. Sherry Zhang, an expert in obesity genomics, personalized nutrition, and longevity science. They explore how genetics and AI are transforming healthspan strategies, empowering practitioners to deliver more precise, actionable advice to their patients. Whether you're a healthcare provider or health-conscious individual, discover how to leverage DNA insights and technology to enhance longevity and quality of life. In this episode: ·       Dr. Sherry Zhang shares her journey from classical musician in China to leading health tech innovator focused on longevity. ·       The limitations of one-size-fits-all nutrition and how genetics reveal why personalized approaches are essential. ·       How genetic insights help combat health misconceptions and promote empowerment rather than excuses. ·       The role of AI, multi-omics, and federated data models in revolutionizing health monitoring and prevention. ·       Practical ways clinicians and practice owners can incorporate genetic and digital health data into patient care today. ·       Using insights like sleep quality, grip strength, and heart rate variability as early markers of health decline. ·       The importance of a proactive, trajectory-based view of health spanning decades, not just episodes of illness. ·       Strategies to build trust in privacy-preserving AI tools and navigate data regulation challenges. ·       The future of healthspan extension: living vibrantly into your 120s and beyond. Timestamps:  00:00 – Welcome and Dr. Sherry Zhang's transition from musician to health tech innovator 01:19 – The limitations of traditional nutrition models revealed through genomics 01:51 – Why one-size-fits-all doesn't work—genetic variations in weight management 02:44 – How genomics can correct misconceptions and empower health choices 04:09 – The importance of genetic pride and understanding evolution's role in our health 05:16 – Avoiding genetic excuses: personal responsibility in health behavior 06:00 – Building personalized nutrition profiles with GenoPallet 08:07 – How genetic insights influence patient motivation and adherence 10:01 – The power of identity and self-perception in health behavior change 11:08 – Impact of personalized data on engagement, especially in metabolic health 12:03 – How to interpret sensitivity to substances like caffeine and alcohol 13:24 – The significance of metabolizer status—fast vs. slow—on lifestyle choices 14:32 – Defining health span practically: years lived in good health, not just disease-free 15:12 – Monitoring long-term health trajectories vs. snapshots 16:10 – The shift from reactive to proactive healthcare practices 17:10 – Integrating multi-layered omics and continuous data streams for longevity 18:22 – The role of resilience and capacity in health monitoring 20:22 – Early biomarkers for health decline and how wearable tech can help 21:51 – Implementing AI in practice: opportunities and challenges for non-data scientists 23:28 – Privacy and security: federated data models safeguarding personal health info 24:41 – The future of AI in personalized prevention and health management 28:39 – Envisioning healthcare in 20 years: living vibrantly into your 120s 30:40 – Sherry's advice for her younger self—cultural learning and lifelong growth 37:04 – Connecting with Dr. Sherry Zhang and accessing her resources   Resources & Links: ·       Yisharijang.com – Dr. Zhang's official website ·       The Founder Effect (Book) – her memoir exploring her journey and scientific insights ·       Genopallet – Personalized nutrition based on DNA ·       Buck Institute for Research on Aging – Leading longevity science research ·       Houseband Horizons – AI-powered health management platform ·       Federated Learning – Privacy-preserving AI technology Connect with Dr. Sherry Zhang: ·       LinkedIn ·       Substack ·       Instagram ·       X   More About Dr. Zhang: Dr. Yi Sherry Zhang is an obesity genomics scientist, health tech entrepreneur, and leader in personalized nutrition. She is the founder of GenoPalate, a U.S.-based nutrigenomics company that uses DNA insights to help individuals make more informed, personalized food choices. With nearly two decades of experience bridging science and real-world health applications, she currently serves as Executive Director of External Strategy & Partnerships at the Buck Institute's Price Lab, where she focuses on advancing data-driven approaches to healthspan and longevity. Dr. Zhang is also the author of the Amazon bestseller The Founder Effect and a frequent speaker at major industry conferences including HLTH and the Precision Medicine World Conference. Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

Why is self-control so hard? You're not alone. Research shows that among all character strengths, self-control ranks dead last in how people rate themselves. But what if the problem isn't just your willpower… what if it's how you're using it?In this teaching, we explore the deeper truth behind self-control—why willpower gets depleted, how habits shape your life, and why “white-knuckling it” isn't the solution. Drawing from Scripture, psychology, and spiritual wisdom, you'll discover a surprising secret:The key to self-control isn't trying harder… it's learning to surrender your will to something greater.If you feel stuck in cycles of frustration, temptation, or burnout, this message offers a better way forward.

We've spent decades trying to reduce, manage, and protect ourselves from stress. But what if that entire strategy is backwards? In this episode, Michael and Megan sit down with Stanford health psychologist and bestselling author Kelly McGonigal to challenge the most common assumptions about what stress is and how we should respond. If you're ready to stop chasing the fantasy of a stress-free life and start living with greater resilience and joy, this conversation will show you where to begin.Memorable Quotes“Stress, from a scientific point of view, is the biological capacity to adapt and to learn from experience. So every time you have a stress response, it's your brain and your body recognizing this is a moment that matters.”“It's a fantasy to believe that there's a version of your life that's not stressful, and that if you were doing life ‘right,' you wouldn't experience stress. Research is pretty clear that people who have meaningful lives have very stressful lives.”“We know that when stress or distress is met with action or connection with other people, it doesn't have the same toxic effects.”“The number one cause of stress generation is people trying to avoid stress. So they procrastinate. They put off a difficult conversation…They make choices in the moment that allow them to avoid some discomfort or avoid some pressure, but then things start spiraling.”“I think we should try to be human beings who contribute to less suffering in the world. And that is different from trying to construct a life where you yourself experience less stress, or you try to parent in a way that your kids experience less stress, or you try to manage a team in a way where your team is never stressed.”“As soon as you stop fearing what your body does in moments of stress, when you understand it as an attempt to help you, your nervous system response starts to change… All of a sudden your stress response is healthier.”“In moments when you're starting to feel overwhelmed by stress, that is not a sign that you can't handle this, and it's not a sign that there's no hope. It's your brain and body's wisdom or intuition telling you that you should look for support in your life, whether it's looking for information, emotional support.”“Joy really asks us to be brave. It asks us to value the things that bring us joy. It asks us to be vulnerable and admit that the things that bring us joy will also cause us pain if we lose them… You are dissolving some of the protective boundaries that you have to other people.”Key TakeawaysA Meaningful Life Is a Stressful One. Research consistently shows that people with more roles, goals, and responsibilities experience more stress because they have more at stake. Trying to engineer a stress-free life often means cutting out the very things that give life meaning.Avoidance Leads to More Stress. "Stress generation" most often starts with procrastination, postponed conversations, or choosing short-term comfort over long-term growth. Trying to avoid stress creates more (and worse) stress.Movement Builds Resilience and Joy. Exercise causes muscles to release chemicals that act like antidepressants—building stress resilience and increasing your sensitivity to connection, meaning, and pleasure at the same time. No other intervention does both.Life Teaches Your Nervous System to Flex. In-the-moment tactics matter less than the cumulative effect of human connection, nature, play, movement, animals, and creative experience over time. These are what actually shape a flexible, healthy nervous system.Joy Is Risky. Joy asks us to value things we could lose, to be vulnerable with others, and to let ourselves be moved. Meeting other people's joy with genuine enthusiasm is one of the most powerful ways to increase the joy in your own life.ResourcesJoy is a Risk Worth Taking by Kelly McGonigalThe Upside of Stress by Kelly McGonigalThe Joy of Movement by Kelly McGonigalThe Willpower Instinct by Kelly McGonigalWatch on YouTube at:  https://www.youtube.com/watch?v=jJdN5QpP54YThis episode was produced by Sarah Vorhees Wendel of VW Sound

Research fellow with Hudson Institute's Center for Peace and Security in the Middle East, Zineb Riboua, examines the evolving tension between the U.S. and Iran, specifically Iran's strategic alignment with China. She describes how Chinese investment in the Middle East has provided the regime with technological and financial support.  Zineb analyzes the potential for widespread protests and civil unrest within Iran, driven by the severe economic strain of the ongoing conflict. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, sponsored by the American Cleaning Institute, Jess welcomes Dr. Joe Zagorski, a toxicologist at Michigan State University's Center for Research on Ingredient Safety (CRIS) to discuss microplastics — specifically what the science actually shows, where legitimate concern ends and marketing-driven panic from "all natural" brands begins. Dr. Zagorski also shares why PVA in both laundry and dishwasher pods get lumped in with conventional plastics when the evidence says it shouldn't be. In this conversation, the experts also breakdown what terms like "natural," "plant-based," and "biodegradable" really mean, and how to tell the difference between a legitimate safety concern and a brand using your anxiety to sell you something. This one's worth a listen. Watch the conversation on YouTube: https://youtu.be/I3BoGhWf0-0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, we chat with Dr. Emily Rogalski about the Healthy Aging & Alzheimer's Research Care Center, or HAARC, at the University of Chicago. She also provides a brief update about her SuperAging research. Show notes are available at www.NavNeuro.com/189 _________________ If you'd like to support the show, here are a few easy ways: 1) Get CE credits for listening to select episodes: www.NavNeuro.com/INS (for membership discount code, login to the-ins.org then go to this page: https://the-ins.org/current-members/special-offers-discounts/) 2) Leave an Apple Podcasts rating/review: www.NavNeuro.com/itunes 3) Check out our book Becoming a Neuropsychologist, and leave it an Amazon rating   Thanks for listening, and join us next time as we continue to navigate the brain and behavior! [Note: This podcast and all linked content is intended for general educational purposes only and does not constitute the practice of psychology or any other professional healthcare advice and services. No professional relationship is formed between hosts and listeners. All content is to be used at listeners' own risk. Users should always seek appropriate medical and psychological care from their licensed healthcare provider.]

Uh oh, your patient answered yes to Question #9 on the PHQ-9? We join John Ackerman, PhD, ABPP and Elizabeth Kleinhenz, MSW, MPH, LISW from the Center for Suicide Prevention and Research at Nationwide Children's Hospital to shed light on non-suicidal self-injury, suicide risk assessment, and safety planning in adolescents. From universal screening to individualized safety plans, this episode will leave you feeling more confident and equipped to handle mental health crises.

Emil Michael is the Under Secretary of War for Research and Engineering at the Pentagon. Michael joins Big Technology to discuss how AI is transforming the Department of War, from targeting systems to drone warfare to cyber defense. Tune in to hear his account of why the Pentagon designated Anthropic a supply chain risk, what actually happened in the contract negotiations, and whether the decision was wise. We also cover how the military's Maven Smart System works in practice, what the U.S. learned from drone warfare in Ukraine and Iran, and whether the Pentagon Pizza Index is credible. Hit play for one of the most candid conversations you'll hear about AI and national security. --- Questions? Feedback? Write bigtechnologypodcast@gmail.com Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of us think we're pretty good at reading people. Research says… we're not.In today's teaching, we explore the powerful and often overlooked skill of social intelligence, the ability to understand your own emotions and accurately read what's happening in others. From facial expressions to tone of voice to body language, this skill shapes every relationship you have. Through biblical insight (including the story of Joseph), practical exercises, and a powerful reflection practice, you'll learn how to grow in awareness, ask better questions, and become someone who truly sees people.Because when you learn to read faces…you learn to love people better.

Where does the Catholic Church get their money and what do they do with it?? PLUS, on the eve of Tax Day, Demian Brady, VP of Research for the National Taxpayers Union Foundation, tells Shaun how many hours were wasted figuring out the tax code this year and the massive overspending problem in the President's budget. And Frank Gaffney, President of Institute for the American Future, discusses the years America has spent enriching Iran, who is in charge of Iran now, and the Jihadists that now call America 'home'. See omnystudio.com/listener for privacy information.

Psychosis and conditions like Schizophrenia have been tainted with pessimism right from the beginning. Doctors often don't know that recovery is possible and can convey this fatalism to their patients. Prateeksha Sharma's lived experience and research work challenges this pessimism. Prateeksha is a musician, a researcher, a composer, a counselor, and a writer. However, for the longest time, she was only thought of as a patient. She is a distinguished research fellow at the National Academy of Legal Studies and Research in Hyderabad and the founder of Brightside Family Counseling Center. She received a diagnosis of bipolar disorder as a college student and has managed these achievements while navigating the horrors and the gifts of psychosis. Prateeksha's writings critically examine psychiatric systems and foreground survivor perspectives. She brings intellectual depth and personal clarity to what it means to move from being labeled a patient, to being recognized as a person. In this interview, we discuss psychiatric subjectivation, medical zombification, the silencing effects of diagnosis, and how lived experience completely reshapes the conversation about mental health. *** Thank you for being with us to listen to the podcast and read our articles this year. MIA is funded entirely by reader donations. If you value MIA, please help us continue to survive and grow. https://www.madinamerica.com/donate/ To find the Mad in America podcast on your preferred podcast player, click here: https://pod.link/1212789850 © Mad in America 2026. Produced by James Moore https://www.jmaudio.org

Musky Seattle gays, Target drama, and a pair of good-looking evil twins hawking “legal” courses and sketchy e-books collide in this hilarious episode. Laci is joined by actors, comedians, and besties Mano Agapion and Oscar Montoya (Drag Her! A RuPaul's Drag Race Podcast) to break down and learn how to "make money" through the Mikkelsen twins' online program. Stay schemin'!   Listen to Drag Her! A RuPaul's Drag Race Podcast wherever you get your podcasts.   CON-gregation, catch Scam Goddess LIVE in a city near you. Keep the scams coming and snitch on your friends by emailing us at ScamGoddessPod@gmail.com.   Follow on Instagram: Scam Goddess Pod: @scamgoddesspod Laci Mosley: @divalaci Mano Agapion: @manoagapion Oscar Montoya: @ozzymo   Research by Kathryn Doyle    SOURCES https://www.vox.com/culture/24128560/amazon-trash-ebooks-mikkelsen-twins-ai-publishing-academy-scam https://trevorsomerville.com/who-are-the-mikkelsen-twins/ https://www.youtube.com/watch?v=biYciU1uiUw https://www.reddit.com/r/Scams/comments/1aiwdu3/liar_mikkelsen_twins_full_of_bs_from_the_very/ https://www.inc.com/magazine/202309/eric-hagerman/how-mikkelsen-twins-built-a-50-million-a-year-business-around-one-product.html https://www.wired.com/story/scammy-ai-generated-books-flooding-amazon/ Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scam Goddess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Monica Cornitcher. Entrepreneurial journey, the inspiration behind Medase Cocktails, and the realities of launching, funding, and scaling a premium nonalcoholic spirits brand in a highly competitive market. Purpose of the Conversation The purpose of the episode is to: Educate aspiring entrepreneurs on how to build a differentiated consumer brand Demonstrate the importance of storytelling, market clarity, and operational discipline Highlight the growth of the nonalcoholic / zero‑proof beverage movement Inspire founders—especially founders of color—to own their niche, seek capital strategically, and scale intentionally. Key Takeaways 1. Business Built from Personal Need and Purpose Medase Cocktails was co‑founded by Monica and her lifelong friend during her friend’s battle with breast cancer, a time when alcohol was no longer an option—but celebration still mattered. The brand was created to allow people to celebrate authentically without alcohol It carries emotional depth rooted in friendship, gratitude, and loss Monica continues the mission after her co‑founder passed away in 2024 Lesson: Purpose-driven businesses create deeper emotional connection and long-term brand equity. 2. Differentiation Is Everything Monica deliberately rejected the “sparkling water with flavor” model common in nonalcoholic drinks. Her differentiators include: Authentic cocktail taste (Old Fashioned, Margarita, Moscow Mule) Organic juices, not artificial flavors Bold packaging that stands out on shelves Drinks designed to smell, taste, and feel like real cocktails Lesson: Competing on authenticity—not cost—is how you carve out market share in crowded spaces. 3. Brand Names and Stories Matter The name “Medase” means “thank you” and reflects gratitude, friendship, and emotional support. Monica emphasizes: Every flavor name, color, and product decision has a story A strong brand narrative creates curiosity, loyalty, and investor interest Lesson: People invest in brands they feel—emotionally, not just intellectually. 4. Venture Capital Is Not Just About Numbers While financials matter, Monica stresses that VCs also invest in founders and stories. What helped her secure venture capital: A compelling personal story Relevant founder skill sets (M&A, law, operations) Clear understanding of the market opportunity Lesson: Early-stage funding often depends on who you are and why you’re building, not just revenue. 5. Research, Planning, and Discipline Before Launch Unlike many food startups, Medase did not begin in a kitchen. They: Conducted a feasibility study Built a formal business plan Worked with a Black female food scientist Set strict personal funding limits before seeking capital Lesson: Preparation reduces risk and builds long-term sustainability. 6. Scaling Requires Operational Maturity As sales increased—especially on Amazon—Monica emphasized the need to move from “hustle mode” to operational excellence. Key scaling principles: Understand unit economics Track ROI for events and activations Adjust pricing as volume increases Build strategy across marketing, operations, and distribution Lesson: Hustle starts the business; operations grow it. 7. Niche First, Expansion Later Medase does not try to be “everything to everyone.” Core customers include: People seeking a break from alcohol Health-conscious consumers Black men looking for alcohol replacements Consumers wanting cocktail taste without hangovers Lesson: Strong niches create loyal advocates who fuel organic growth. 8. Smart Distribution Strategy Rather than rushing into retail, Monica prioritized direct-to-consumer channels: Amazon (top-performing channel) Brand website TikTok Shop Only after 6–7 months of traction did retail expansion become viable. Lesson: Control your margins and demand before entering expensive retail environments. Memorable Quotes “I wanted an authentic cocktail without compromise.” “Everything we do has a story behind it.” “Sometimes it’s not about the financials—it’s about the founder and the story.” “Don’t be everything to everybody. Find your market and stick with your market.” “Hustle starts the business, but operations give you scale.” “If it tastes too much like alcohol and you gave me a one-star review—thank you. That means I did my job.” Overall Message This episode is a real-world entrepreneurial blueprint showing how clarity of vision, emotional authenticity, disciplined planning, and niche focus can turn a personal idea into a scalable national brand. Monica Cornitcher exemplifies the modern founder:visionary, data-aware, emotionally intelligent, and unapologetically authentic. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Why ETH outperformed Bitcoin this past week, what's really behind the prediction market activity during the Iran situation, and what comes next for institutional crypto adoption. --- Thank you to our sponsors! Ether.fi — 15% cash back on food and rideshare apps, 3% on everything else, borrow at 4% or less Citrea — Trust minimized BTC, native stablecoin CT-USD, Bitcoin capital markets --- A tenuous Iran ceasefire sent oil prices tumbling this past week, and crypto responded before any other asset class. Bitcoin climbed to around $72K, Ethereum outperformed with 6.7 to 7% gains in 48 hours, and billions poured back into ETFs after months of withdrawals.  But amid the rally, uncomfortable questions are surfacing: who profited from suspicious prediction market bets placed just before the ceasefire announcement? Are Middle Eastern governments and corporations now using Bitcoin as actual settlement infrastructure? And if the Clarity Act passes without allowing yield-bearing stablecoins, has the banking lobby won?  Kavita Gupta, founder and general partner at Delta Blockchain Fund, sits down with Steven Ehrlich to work through a week of whipsawing markets, fragile geopolitics, and structural shifts that could define where crypto goes from here. Host: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Steven Ehrlich⁠⁠⁠⁠, Head of Research, SharpLink Guest: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Kavita Gupta, Founder & General Partner at Delta Blockchain Fund Links: Ceasefire, Markets & Institutional Flows: Crypto Markets Rebound After Iran-Israel Ceasefire Deal (Unchained) Bitcoin ETFs Record $5 Billion in Daily Volume as Inflows Top $870 Million (Unchained) Crypto Adoption in MENA 2025: Crisis, Adaptation, and Growth (Chainalysis) Prediction Markets & Insider Trading: DEX in the City: Why Prediction Market 'Insider Trading' Isn't Illegal — Yet (Unchained) DEX in the City: How Prediction Markets Pose a National Security Risk (Unchained) Trading Volumes on Prediction Markets Will Drop After the November Election. Will New Market Entrants Still Attract Users? (Unchained) DOJ and CFTC Drop Investigations Into Polymarket: Report (Unchained) Clarity Act & Stablecoin Regulation: Bessent Presses Senate on Clarity Act, Labels Resistant Crypto Leaders 'Nihilists' (Unchained) Circle Stock Plunges 20% as Clarity Act Draft Threatens Stablecoin Yield (Unchained) Treasury Secretary Bessent Presses Congress to Pass CLARITY Act (The Hill) Bessent Ramps Up Pressure on Congress to Pass CLARITY Act (CoinTelegraph) Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Deb Muth February 2026, 3 million documents released, a network exposed. But here’s what no one is sayingThe trauma of trafficking doesn’t end when the victim escapes It doesn’t even end when that survivor’s lifetime. It writes itself into DNA. It alters the stress response of children not yet born. And it creates epigenetic markers that echo through 3, 4, and even 5 generations. This is not a metaphor, this is molecular biology. And if we don’t understand how deeply trauma sees itself. Biologically, genetically, and spiritually, we will never understand why autoimmune disease, addiction, and chronic illness are epidemic in families that carry this hidden history. Today, we’re going deeper than headlines. We’re going into the cells, the genes, and the soul. Welcome back to Let’s Talk Wellness Now. We’re here to uncover root causes, explore regenerative medicine, and empower you to heal from the inside out. I’m Dr. Deb, your medical detective, and today we’re confronting one of the most important and least discussed wellness topics of our time. How the exploitation and trafficking of women and children doesn’t just harm individuals, it damages bloodlines. And if you’re someone who carries an unexplained chronic illness, autoimmune disease, addiction, or trauma that seems to have no clear origin, this episode may finally connect the dots. Grab your cup of tea or coffee, settle in, and let’s go deep into this subject. Can you put an ad sponsor right here before we get started? Let’s start with what just happened. In February of 2026, the Department of Justice released over 3 million pages of documents related to Jeffrey Epstein. According to The Guardian, on February 2nd, 2026, these files contained allegations that Epstein didn’t just abuse women, he provided them to other powerful men. One accuser identified Harvey Weinstein from a photo lineup. Describing coercion and payment. Another FBI document described threats of force. Lativia launched a criminal investigation after the files linked Epstein’s network to modeling agencies overseas. But here’s what I need you to understand. As a practitioner who treats trauma survivors, Epstein’s operation was not new. It was ancient. From Mesopotamian slave codes to Roman markets to the transatlantic trade, trafficking has always been about the same thing. Power, and exploiting vulnerability for profit. The tools change. Private jets instead of ships, social media instead of market squares. But the wound, it’s identical. And that wound… It doesn’t heal when the victim is freed. It embeds itself into biology. Let me explain what happens when a human being experiences the kind of trauma that trafficking creates. The immediate biological response. When someone is trafficked, their body enters a state of chronic survival mode. The autonomic nervous system, which controls unconscious functions like heart rate, digestion, immune response, it gets locked into a fight or flight. Cortisol, the primary stress hormone, floods the system. At least, at first. This is protective. But when the threat never ends, when abuse is daily, when escape is impossible, cortisol stays elevated for months and even years. And here’s what chronic cortisol does. It suppresses immune function, making the body vulnerable to infections, cancer, and autoimmune disease. It disrupts the gut microbiome, leading to leaky gut, food sensitivity, and systemic inflammation. It dysregulates hormone production, thyroid sex hormones, insulin, and it creates metabolic chaos. It damages the hippocampus, the part of the brain region responsible for memory and emotional regulation. But it goes deeper than that. Cellular memory, trauma written into our tissues. Research published in the Biological Psychiatry of 2025 and Frontiers in Psychiatry 2025 shows that trauma doesn’t just affect the brain, it reprograms cells throughout the body. Mitochondria, the energy factories inside every cell, shift from producing ATP energy to producing reactive oxygen species, stress signals. This is why trauma survivors often develop chronic fatigue syndrome. That cortisol, over time, starts to dive down, and eventually can’t be produced when it’s supposed to be during a traumatic episode, and it stays at this low level, creating what we now know as chronic fatigue syndrome. Inflammatory genes turn on and stay on, even after the threat is gone. This is why we see such high rates of autoimmune disease, lupus, rheumatoid arthritis, MS, inflammatory bowel disease, in trafficking survivors. The fascia, the connective tissue that wraps every muscle and organ, stores trauma physically. This is why survivors develop chronic pain, fibromyalgia, and tension that no amount of massage can release. The body literally remembers the violation at a cellular level. The ACE study, Childhood Trauma as a Disease Predictor, the CDC’s Adverse Childhood Experiences Study in 2025, showed that 64% of the U.S. adults had experienced at least one ACE abuse. neglect, or household dysfunction. And nearly 1 in 6 has experienced 4 or more. And the data is devastating. The ACE that you have maybe experienced, if you have had this, you have a higher risk for heart disease, stroke, cancer, diabetes, autoimmune disease, depression, suicide, and addiction. Trafficking survivors often score 8, 9, or 10 out of a 10 on the ACE scale. Their bodies are biologically aged by trauma. And according to the VA’s National Center for PTSD, PTSD is associated with excess mortality, meaning survivors die younger, not just from suicide, but from the stress related to chronic disease. Now, here’s where it gets even more profound. What is epigenetics? Well, your DNA is like a library of instructions, but not every book is open all the time. Epigenetics is the system that decides which genes get turned on. or off, without changing the DNA sequence itself. And here’s the critical discovery. Trauma can change those epigenetic marks, and those marks can be passed to your children. The Science of Inherited Trauma. The studies on the Holocaust survivors and their descendants showed that children and grandchildren of trauma survivors had altered stress hormone regulation, even though they never experienced the original trauma themselves. Research on famine shows in the Netherlands during World War II, Found that children born to mothers who were pregnant during starvation had higher rates of obesity, diabetes, and heart disease decades later. This happens because stress during pregnancy alters the developing fetus’ stress response system, and when a pregnant woman is trafficked, abused, or living in chronic fear, her elevated cortisol levels cross the placenta, and the baby’s developing brain is bathed in stress hormones. And the child’s HPA access, the stress regulation system, Is programmed for hypervigilance. The child is born with a biological predisposition to anxiety, depression, autoimmune disease, and addiction. And it doesn’t stop there. That child grows up, and if they have children, their altered stress response can influence the next generation through epigenetic inheritance, and through the environment they create. This is why we see patterns of addiction, autoimmune disease, and mental illness running through families, even when there’s no clear genetic mutation. It’s not just genetics, it’s inherited trauma written into gene expression. There is also a spiritual dimension to this. There’s something beyond biology here, something that science is only beginning to touch. Survivors often describe feeling disconnected from their bodies, as if their spirit left during the abuse. And never fully returned. This is disassociation, a survival mechanism. But in many healing traditions, somatic therapy, internal family systems, even ancient spiritual practices, there’s recognition that trauma fragments the self. And healing isn’t just about regulating cortisol or repairing the gut, it’s about reuniting the spirit with the body. It’s about teaching the nervous system that it’s finally safe to be fully present once again. And when that happens, when one person heals that fracture, it changes the trajectory for everyone else who comes after them. So what do we do with this knowledge? Well, first. Trauma-informed root cause medicine. Healing trafficking survivors and their descendants requires more than talk therapy. It requires nervous system regulation, vagal nerve stimulation, somatic experience, breathwork. Gut healing, repairing the microbiome, addressing that leaky gut, and reducing the inflammation. Hormone balancing, supporting adrenal function, thyroid, and sex hormones, detoxification, clearing accumulated toxins that the stressed body couldn’t process, both physically and emotionally. Nutritional restoration. Replenishing the nutrients depleted by chronic stress. This is functional medicine. This is what I do every day with my team. Second, we need epigenetic reversal, and that is actually possible. Here’s the hope. Epigenetic marks can be changed. Studies show that meditation therapy, safe relationships, and even nutrition can reverse some of the epigenetic damage caused by trauma. Every time a survivor learns to regulate their nervous system, they’re not just healing themselves, they’re changing what gets passed to the next generation. Third, we have to speak the truth. Silence protects the perpetrators. Truth-telling breaks generational curses. And every time we name trafficking for what it is, a crime that damages biology, genetics, and spirit, we create the space for healing. Thank you for going deep with me today on Let’s Talk Wellness Now. If this episode moved you, share it, because healing begins when we stop pretending trauma is only psychological, and we start treating it as a biological, genetic, and spiritual crisis that it truly is. If you or someone you love needs trauma-informed care, visit serenityhealthcarecenter.com or explore our functional medicine platform at venari.com. Survivors seeking support can reach the National Human Trafficking Hotline at 1-888-373-7888. Join our Seen at Last Facebook group, which is a free community where we support women to be seen at last. I’m Dr. Deb. Take care of your body, mind, and spirit. Be well, and we’ll see you on the next episode.The post Episode 260 – How Trauma Passes Through Generations: Epigenetics, Trafficking and Chronic Illness first appeared on Let's Talk Wellness Now.

Dr. Lee and Dr. Kim join me in discussing their recent paper about the use of critical friends in S-STEP.Yongjin Lee is a doctoral student in Kinesiology at the University of North Carolina at Greensboro. His research focuses on physical education teacher education and self-study methodology.Dr. Youngjoon Kim is an assistant professor in the Department of Kinesiology at California State University Fullerton, with interests in teacher motivation and physical education teacher education.Hyungsik Min is a doctoral student at the Mary Lou Fulton College for Teaching and Learning Innovation at Arizona State University, specializing in student-centered pedagogy.Dr. Wonhee Lee is an assistant professor in the Department of Education at Lindsey Wilson University in Kentucky, with expertise in physical education and teacher preparation and teacher reflection.Full CitationLee, Y., Kim, Y., Min, H., & Lee, W. (2026). How are critical friends utilized? A systematic review of self-study in physical education teacher education. Quest. https://doi.org/10.1080/00336297.2026.2642801

Cold tubs are a very common modality for recovery from a hard workout or competition. There are definitely several health benefits to getting in the cold water to help recovery but as with most things, timing and goals are very important. In this Research Review, Dr. Jagim breaks down an article that discusses how cold water immersion impacts anabolic signaling and what that means for you goals in training. Check it out.Source:Roberts LA, Raastad T, Markworth JF, Figueiredo VC, Egner IM, Shield A, Cameron-Smith D, Coombes JS, Peake JM. Post-exercise cold water immersion attenuates acute anabolic signalling and long-term adaptations in muscle to strength training. J Physiol. 2015 Sep 15;593(18):4285-301. doi: 10.1113/JP270570. Epub 2015 Aug 13. PMID: 26174323; PMCID: PMC4594298.www.clinicallypressed.org#complicatedsimple #resultsthatgiveback #heartbetabarbell #coldtub

AP's Lisa Dwyer reports on a charity auction of a Picasso painting in Paris. ((Watch for dating. Auction occurs 6 p.m. Paris time today))

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews SERMC members Suzanne Christensen and Trisha Sqrow about the new RIMS Executive Report they co-authored with Joe Pugh, also of the SERMC, "Board Risk Reporting: How to Deliver Insights that Matter." Suzanne and Trisha share tips for preparing to report to your board, how frequent reporting should be, and the difference between the board's oversight and the executive team's management. Trisha also shares descriptions of her two upcoming RISKWORLD presentations on May 6th. Listen for insight on providing the board with the information they need to support the organization's objectives and strategies.   Key Takeaways: [:01] About RIMS and RIMScast. [:14] Public registration is open for RISKWORLD 2026, which will be held from May 3rd through 6th in Philadelphia. Visit RIMS.org/RISKWORLD to register. [:27] About this episode of RIMScast. Our topic is board reporting and ERM, and our guests are Trisha Sqrow and Suzanne Christensen of the RIMS Strategic and Enterprise Risk Management Council. They've co-authored a new Executive Report. We're going to talk all about it. But first… [:58] RIMS Virtual Workshops. The next RIMS-CRMP Exam Prep Course will be on April 21st and 22nd, and then again on June 9th and 10th. Registration links are in this episode's notes. [1:14] Webinars. On April 16th, Zurich and World Travel Protection will present "Navigating the New Global Risk Landscape: Lessons for Business Travelers in Unstable Times". [1:24] On May 14th, Origami Risk will return with a new session, "Future-Proofing Your Risk Program: Keeping Pace with Scale, Complexity, and Visibility." Register for webinars at RIMS.org/webinars and through the links in this episode's show notes. [1:39] Folks, for more RIMS content, head over to YouTube and subscribe to @RIMSOfficialChannel. There you will find video podcasts, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. [1:55] Head over to RMMagazine.com for the Q1 Edition of the Azbee-Award-winning publication, RIMS Risk Management Magazine. [2:06] On with the Show! Our guests are Suzanne Christensen and Trisha Sqrow. As members of the RIMS Strategic and Enterprise Risk Management Council, they co-authored the new RIMS Executive Report, "Board Risk Reporting: How to Deliver Insights that Matter." [2:24] Co-authored by Joe Pugh of the AARP, a RIMS Strategic and Enterprise Risk Management Council member, the report provides practical insights and guidance to risk practitioners who report to their organization's board of directors or overarching governance committees. [2:38] The report provides guidance on aligning this reporting with the board's role and expectations, the steps that should be taken to sustain the alignment, and how to ensure reporting provides the board with the appropriate level of detail. [2:52] The link to the report is available in this episode's show notes. You can also visit the Risk Knowledge section of RIMS.org. If you like what you read and you like what you hear today, be sure to hear Patricia and Joe at RISKWORLD on May 6th at 11:30 a.m. in Room 119-AB. [3:11] They will extend the dialog with the session "From Risk Aware to Risk Savvy: Elevating Board-Level Risk Reporting and Engagement." It will undoubtedly be a fantastic session! [3:21] Let's talk about board reporting right now! [3:23] Interview! Suzanne Christensen and Trisha Sqrow, welcome back to RIMScast! [3:31] Suzanne Christensen and Trisha Sqrow have been carrying the torch for the Strategic and Enterprise Risk Management Council at RIMS for years. Now, they are rejoining us on RIMScast. It's a delight to welcome them both back. [3:57] The new RIMS Executive Report, "Board Risk Reporting: How to Deliver Insights that Matter," was co-authored by Suzanne Christensen and Trisha Sqrow, with Joe Pugh, who is also on the Strategic and Enterprise Risk Management Council. [4:15] This paper is available for a limited time exclusively to RIMS members. It will then be open to the public. There's a lot of great information in it, and it gets right to the point. [4:40] Research shows that while many risk professionals believe their reporting supports board decision-making, most boards are still asking for more information and deeper analysis. [4:47] Trisha says, boards are becoming more interested in understanding the risk profile of the organization, what's being done, and how leadership is managing risk, because we are in a complex time. There are so many risks that are not internal. [5:33] The board is asking: How do we look at this, how can we manage what we can, and prepare for and respond to those things that we can't manage, but that could come and hit us? [5:47] Boards are more interested. They have regulatory concerns and requirements, potential liability, and things of that nature. [6:07] Suzanne agrees with Trisha about the complexity in our post-COVID world with the interconnectedness of risks and the unexpected. Regarding the pace of change, Suzanne says hang onto your seats right now, particularly with AI! [6:30] Boards serve a lot of constituents and stakeholders, and they're feeling pressure. They're looking for more insightful analysis. The report gets into how to figure out what is insightful to a board. Justin notes that each board will have a different definition of insightful. [6:58] One board can change over time as different board members bring different dynamics and expectations to the board. The paper has a point about keeping pace with the board. [7:18] The paper makes the point that effective board reporting is not about what risk teams want to say but about what boards need to hear. [7:43] Suzanne breaks down the difference between the need that the board knows and understands, and articulates, and the things they should also know, to be good board members. That takes exploration. There are things the board might not know to ask. [8:10] Risk professionals have knowledge and context. They need to lean in and say, "You're asking for this, and that's super important, but in addition, here are some other things to be aware of." You need to start with a mutual understanding. There's a process to go through. [8:31] Trisha says the risk practitioner has the largest view of the risk profile of the organization. The board is thinking more of strategic goals and objectives, but they do want to know about the risk. Board risk reporting is a matter of working to connect strategy with risk management. [9:07] The risk practitioner can develop a culture of discussion and openness to discuss risks, mitigations, and possible blind spots. [9:26] Suzanne says one of the primary roles of the board is to make sure the firm has the right strategy and they're executing it appropriately. The biggest risk to the board is becoming irrelevant to constituents and clients. Not all key risks to the organization are equal to the board. [9:59] The board spends more time on the strategic risks. When reporting, you can't forget the operating risks. You can summarize them as "Here are some things to look at that we've got covered. So, let's spend more time over here." [10:46] If you don't first build alignment with executive management before engaging with the board, Suzanne says you'll end up with a modern-day Babylon. You won't end up with support from the key risk owners on the strategic side. The owners of the risk are the decision-makers. [11:02] The decision-makers are management and executive management. It has to be their story, and they have to buy in. Risk practitioners are the facilitators to create that alignment so those conversations can be robust, open, and transparent. [11:44] Trisha says the executive leadership team (ELT) is the liaison and connection to the board. Most risk practitioners may not be in all of the board meetings or interacting with the board regularly. The executive leaders probably are. [12:05] The ELT can bridge the gap. They have the relationships and know the personalities of the board members. They understand how the board likes to receive information and can help the risk practitioner develop reports in that way. They can open the line of communication more. [12:28] Trisha says that in her previous work for DFW Airport and others, they did this through the structure of the Enterprise Risk Management program, having a risk council report periodically to the ELT, so they have the information and can go forth with it. [13:17] Suzanne says the best practice is to spend some prep time to get some baseline knowledge and level-setting across, so when you go into those meetings, the conversations will be richer. You're not educating. You're getting right to what you want to focus on in your report. [13:58] There are different methods for doing that, depending on the organization, with its aptitude and appetite. You can do it in a pre-conversation setting, starting with the ELT, so that they're part of that conversation, helping to drive it. That is ideal. [14:21] A Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. It's time to Connect, Cultivate, and Collaborate with them. [14:41] Public registration is open, and booth sales are still available. Links are in this episode's show notes, and be sure to check out RIMS.org for more information. [14:50] We will kick off Day 1 with a conversation with Adam Grant. He is an organizational psychologist, best-selling author, and a leading influential management thinker. [14:59] The excitement continues with the announcement of the closing keynote speaker. NFL Hall of Famer, Super Bowl Champion, Emmy-winning broadcaster, and entrepreneur Michael Strahan will be on the main stage on May 6th. Justin is super stoked! [15:15] If you're still on the fence, this is the time to smash that Register button and hear from one of the all-time greats. [15:23] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. Registration is open, and you can also submit a session. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [15:42] Let's Return to Our Interview with Suzanne Christensen and Trisha Sqrow! [16:10] Suzanne says you want to exude confidence when you initiate a risk dialogue with executive leaders and the board, but you don't want to look so buttoned-up that when something does go bump, they look at you and say they thought you had that covered. [16:42] Trisha says it's very important to build those relationships as you can, so you have direct knowledge of the primary stakeholders you are working with, and so you can communicate better with them and provide good, insightful tidbits of knowledge. [17:10] Boards are to maintain oversight and not get down into the management level. [17:22] Suzanne says good reputational risk management establishes credibility up front, without appearing confident that you can prevent every risk from happening. Something big could happen. You need a good business crisis plan. The board could be involved in a crisis. [18:26] Boards need to be risk savvy, not just risk-aware. The educational part is helping the board understand the organization and the key risks to it. Then they need to be actively engaged so they're asking better questions and leveraging that knowledge to make better decisions. [18:44] That's the evolution you're working on. It's ideal to do some of the educational work up front so you don't have to do it in real-time. It helps to get quickly to the risk-savvy, better decision-making piece. [19:12] Trisha explains the difference between being risk-informed and risk savvy. When you learn risk at the basic level, you know the nuts and bolts. Becoming risk savvy is understanding how it all integrates together. How do we start seeing what risks are interconnected? [19:40] Trisha asks how we see how the external factors that we face in the world could impact our strategic goals and initiatives. You need to mitigate risks, plan, and prepare for them, and think through your overarching organizational resiliency. [20:07] The risk practitioner doesn't just present a list of risks and mitigation plans. They say, here's what we're seeing and how this could impact that. Here are the systemic issues, and talk about what we are doing from that larger perspective. [20:32] Suzanne thinks it's important not to be backward-looking but to have foresight and look around the corner at what's ahead and ask how we can be more nimble as we charge forward. How can we adapt better to the new environment and manage risks in real-time? [20:53] That all helps to build foresight and the ability to think about what could go awry, or what new opportunity we need to take to achieve our goals. These are important points to being risk savvy. [21:29] Suzanne says in some organizations, board reporting is not happening. There is zero cadence. Some organizations report almost quarterly. In those cases, is the board providing oversight or management? [22:06] Consider how much information and what you are reporting; insights beat volume. What are the insights you need the board to know? Determine the level of information the executive team, the audit compliance committee, and the full board need. It's organization-specific. [22:47] Trisha addresses information overload. If you can get some pre-read out there, so that you can then have a conversation, that's ideal. Think about what decisions they need to make to know what information they will need to have in hand to make those decisions. [23:14] The decisions that are being made are different, depending on the group you are reporting to. Strategic decisions are going to need this information; operational decisions will need this other information. [23:39] Another Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period opened on April 1st, 2026, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [24:00] The Course Development Grant application deadline for Interval Number 2 will be on June 15th, 2026. Award notifications will be sent out in late July. [24:15] General Grant applications will open on May 1st, 2026, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [24:27] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [24:36] Let's Conclude Our Interview with Suzanne Christensen and Trisha Sqrow! [25:21] Justin asks about rightsizing, in terms of reporting. Suzanne says there is a set of goals or objectives behind right-sizing. When you get to the objectives, you can think about how you rightsize for those objectives. What do they need to know to make those decisions? [25:59] Trisha agrees. It goes back to understanding the audience and what they like to see, and saying, here are things that we need decisions on, or we need your thought process on. [26:21] Trisha has two sessions on Wednesday, May 6th, at RISKWORLD. The first one is with Katrina Gilbert from the DFW Chapter, "Kickoff to Resilience: A Case Study in Risk Management Strategies for Major Event Planning," from 10:15 a.m. to 11:15 a.m. [26:49] Fifteen minutes later, Trisha will present "From Risk Aware to Risk Savvy: Elevating Board Level Risk Reporting and Engagement," with co-author Joe Pugh from AARP. [27:12] Trisha says there's a responsibility on the board to know that the program is operating as it should, it's bubbling up information that should be bubbled up, they're getting exception reporting, and they have confidence that it's coming their way; it's not haphazard. [27:44] There is a little bit of time that has to be spent talking about the program and how the board can have confidence in it. It doesn't have to be a long story. It's "Here's what we're focused on. Here's how we know we're good. We've done a benchmark. We know we keep it current." [24:12] Suzanne says you want to enable informed oversight. You want to think through what they would need so that they can provide oversight to you. [28:18] You need forward thinking, looking at not only what's happening now, but also at what the potential emerging risks are. What are we watching for? How are we preparing for those things? Work to engage the board as you go forward. [28:33] Trisha says to get feedback on an ongoing basis. It's helpful to do annual surveys, but it's also asking in real-time, "Does this make sense; are you getting what you need?" [28:49] You can tell, based on the engagement, the level of discussion, and their questions. They should be asking insightful questions. That allows you to tell a deeper story because they're obviously interested in it. It's not a one-and-done. [29:30] Trisha says it's an honor to be able to speak at RISKWORLD or any RIMS event. She thanks the RIMS team, the SERMC, and others across the committees that selected the sessions. She is really excited to have the opportunity to do both sessions. [29:51] The "Large Event Planning" session will focus on what the DFW Airport has done to prepare for the FIFA World Cup, considering what it looks like to apply enterprise risk management to something of this magnitude and scale. [30:11] Katrina will do a case study, and Trisha will talk about higher-level issues. [30:17] The "Board Reporting" session will showcase the executive report just published that she co-authored. Trisha's excited. She understands her commute is just next door, which helps a lot since they are just 15 minutes apart. [30:43] Justin says we appreciate both of you for all the contributions you've made to RIMS through the years. I look forward to seeing you at RISKWORLD. Thank you for being such wonderful champions of the Strategic and Enterprise Risk Management Council here at RIMS! [31:04] Special thanks again to Trisha Sqrow and Suzanne Christensen for joining us on RIMScast. Check out the new RIMS Executive Report, "Board Risk Reporting: How to Deliver Insights that Matter." The link is in this episode's show notes and at RIMS.org/risk-knowledge. [31:24] The dialogue about board reporting and this executive report will be extended at RISKWORLD on May 6th. Trisha and her other co-author, Joe Pugh of AARP, will lead the session "From Risk Aware to Risk Savvy: Elevating Board-Level Risk Reporting and Engagement." [31:42] That session will be held in Room 119-AB. Prior to that session, Trisha will be co-presenting the session "Kickoff to Reslience: A Case Study in Risk Management Strategies for Major Event Planning," in Room 118-BC with her former DFW colleague, Katrina Gilbert. [32:04] If you haven't done so already, be sure to register for RISKWORLD at RIMS.org/RISKWORLD.  [32:10] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [32:39] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [32:57] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [33:15] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [33:31] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [33:45] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [33:57] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! Board Risk Reporting: How to Deliver Insights That Matter: Press Release | Download Paper Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | July‒Sept. 2026 Cohort | Led by James Lam RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! RIMS Risk Management magazine | Contribute RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Story, featuring John Button RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam PrepApril 21‒22, 2026 | June 9‒10 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: "Navigating the New Global Risk Landscape: Lessons for Business Travelers in Unstable Times" | April 16 | Presented by Zurich and World Travel Protection "Future-Proofing Your Risk Program: Keeping Pace with Scale, Complexity, and Visibility" | May 14 | Presented by Origami Risk RIMS.org/Webinars   Related RIMScast Episodes: "James Lam on ERM, Strategy, and the Modern CRO" "Risk Quantification Through Value-Based Frameworks" (2024) "The Value of Risk Management: Inside the RIMS 2025 Compensation Survey" "The Future of Strategic Risk Management" "Presilience and Cognitive Biases with Dr. Gav Schneider and Shreen Williams" "RIMS ERM Global Award of Distinction 2025 Winner Sadig Hajiyev — Recorded live from the RIMS ERM Conference in Seattle!" "Risk Rotation with Lori Flaherty and Bill Coller of Paychex" "Energizing ERM with Kellee Ann Richards-St. Clair" "Talking ERM: From Geopolitical Whiplash to Leadership Buy-In" "Tom Brandt on Growing Your Career and Organization with ERM"   Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Suzanne Christensen, RIMS Strategic and Enterprise Risk Management Council Trisha Sqrow, RIMS Strategic and Enterprise Risk Management Council   Production and engineering provided by Podfly.

In April 1834, a massive fire broke out at the mansion of Delphine LaLaurie on Royal Street in New Orleans French Quarter. LaLaurie was known to have kept several slaves as servants in the home, but when bystanders attempted to enter the house to rescue those trapped inside, they found the doors barred. After forcing the doors open and making their way inside the house, the rescuers were horrified to find the “horribly mutilated” bodies of at least seven of LaLaurie's slaves. Delphine LaLaurie was known to treat her servants very badly, including physically abusing them, but no one in New Orleans had imagined she was a sadistic murderer. After the discovery of the horrors in the LaLaurie mansion, Delphine LaLaurie fled New Orleans, fearing mob violence, and lived the rest of her life as an exile in Paris—but that is not the end of the story. Just a few decades after LaLaurie abandoned her home and fled the country, her story and those of the men, women, and children who suffered in her home worked their way into New Orleans folklore. Today, nearly two hundred years later, the LaLaurie mansion has become known as the most haunted house in New Orleans, and the legend of Delphine LaLaurie has lived on through television, film, and books about Mad Madame LaLaurie.  Buy Tickets to our LIVE SHOW at Radio City Music Hall on June 27th! References Crawford, Iain. 2020. "Harriet Matineau, White Women, and Slavery in the bAntebellum South." Nineteenth-Century Prose 89-116. Long, Carolyn Morrow. 2015. Madame Lalaurie, Mistress of the Haunted House. Gainsville, FL: University Press of Florida. Martineau, Harriet. 1838. Retrospect of Western Travel, volume 2. London, UK: Saunders and Otley. Masia, Ines Vila. 1947. "New Orleans puts its ghosts to work." The Times (Shreveport, LA), July 20: 21. New Orleans Bee. 1834. "Baton Rouge news." Baton-Rouge Gazette, April 19: 2. Pitts, Stella. 1974. "New paint, old stories stir interest in 'haunted house'." Times-Picayune, August 11: 68. Schneider, Frank. 1969. "Sale typidies French Quarter values." Times-Picayune, February 9: 47. Wolfe, Poet. 2024. "LaLaurie Mansion in New Orleans has a sinister history dating back to the 1830s." Times Picayune, July 11. Cowritten by Alaina Urquhart, Ash Kelley & Dave White (Since 10/2022)Produced & Edited by Mikie Sirois (Since 2023)Research by Dave White (Since 10/2022), Alaina Urquhart & Ash KelleyListener Correspondence & Collaboration by Debra LallyListener Tale Video Edited by Aidan McElman (Since 6/2025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Research shows that the quality of our lives is dependent on the quality of our relationships. I have learned a lot over the past seven years of coaching clients on difficult relationships and in divorce situations, and today I'm sharing with you my top ten tips for having a better, more fulfilling relationship. They're simple, and yet so many of us overlook these tools. Let's get to work implementing them, shall we? Thanks for listening!  Want to learn more about this concept?  Check out these podcasts: #392 Vulnerability and Validation on Apple on Spotify #193 No Back-Burner Issues on Apple on Spotify #218 Honest Relationships on Apple on Spotify #309 What an Equal Relationship Looks Like on Apple on Spotify #272 Stay In Your Lane on Apple on Spotify #257 Other People's Agency on Apple on Spotify #342 What Does Vulnerability Look Like? On Apple on Spotify #298 Friendship in Marriage on Apple on Spotify #239 How to Own Your Own on Apple on Spotify #319 Get Ready to Rock The Boat on Apple on Spotify Are you curious about what it would be like to work with me? Here are three options: Group coaching classes are available at tanyahale.com/groupcoaching Talk with Tanya is a free monthly webinar where you can ask me anything and we can have a great discussion.  You can sign up for that at tanyahale.com/groupcoaching Interested in a free 90-minute coaching/consult with me?  Access my calendar at: https://tanyahalecalendar.as.me/

Millions of women in the U.S. can access no cost screening mammograms, but if the patient is at a higher risk of breast cancer or the mammogram reveals an abnormality, the cost of imaging makes it unattainable for many. Komen has worked with state legislature to eliminate the patient's out-of-pocket costs. Unfortunately, not all states have passed such laws, and federal legislation is still pending. Susan G. Komen's Center for Public Policy is championing legislation that addresses this significant flaw in health care insurance coverage and ensuring all people have access to high-quality, affordable care. Here today to discuss Komen's public policy is Deandrea Newsome, Regional Manager of State Policy & Advocacy at Susan G. Komen. Learn more about how you can support the ABCD Act here: https://www.komen.org/how-to-help/advocacy/action-center/?vvsrc=%2fcampaigns%2f128891%2frespond%3f_gl%3d1*3b3ivi*_gcl_au*MTk3NTA1Mjk2My4xNzcwMDU5MTYy*_ga*MjUzMDUxNzk3LjE3NTYyMzI0NjI.*_ga_HGS8BJYTKQ*czE3NzU3NTExODEkbzkkZzEkdDE3NzU3NTExOTgkajQzJGwwJGgxMTE2ODQ1MzE2*_fplc*WTlIZnY0dVc3ZEpvZFZmQWElMkJpNUh6T2lNUlhTOHJWJTJGV3RyckU5OFJ0b0k5WkhJamh0RjE2c2JoVkRwbjVNcDE1SnB6d0ZnVDBTYUxhZnRwYmluZm1QSlU1bElSU05JY2ZudWZZMmd4TmxJRkROYVB6RWF1SzhNZmEwZ1FGdyUzRCUzRA..

Across Greece, once-thriving Jewish communities stood for more than two thousand years. From the Romaniote Jews of Ioannina to the great Sephardic center of Salonika, Jewish life shaped the cultural and urban fabric of the eastern Mediterranean. During the Holocaust, approximately 87 percent of Greek Jewry was murdered — one of the highest destruction rates in Europe. Entire communities disappeared almost overnight. What remained were buildings — sometimes abandoned, sometimes altered, sometimes barely recognizable — silent witnesses to lives erased. For more than three decades, architect, researcher, and author Elias V. Messinas has devoted his life to documenting, restoring, and re-interpreting these synagogues and Jewish spaces. His major works include: The Synagogues of Greece: A Study of Synagogues in Macedonia and Thrace, a foundational architectural and historical survey, The Synagogue of Verona, a landmark study in restoration practice, Kahal Shalom: The Synagogue of Kos — A Chronicle of Research, Restoration, Sanctity and Ecology, and his recent reflective work, The Synagogue, which explores memory, encounter, and meaning through these spaces. Messinas is both architect and historian — but perhaps most importantly, a custodian of memory, working to preserve places whose congregations no longer exist. Renee Garfinkel, Ph.D. is a psychologist, writer, Middle East television commentator, and host of the New Books Network's Van Leer Jerusalem Series on Ideas. Write her at reneeg@vanleer.org.il. She's on Twitter @embracingwisdom. She blogs here and also contributes here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

This week on Sustainability Now!, we bring you highlights from the Metropolitan Housing Coalition's conference held on April 7, 2026 at the Muhammad Ali Center, entitled "Beyond The Rent: Policy Driven Solutions for Housing and Utility Burdens." Today we'll hear the breakfast Keynote address by Dr. Will Bryan, Director of Research at the Southeast Energy Efficiency Alliance, speaking on "Affordability Beyond the Rent: Utility Burdens and the True Cost of Housing in Louisville, KY.” In September 2025, MHC released this, their first housing and utility affordability report, in partnership with the Southeast Energy Efficiency Alliance (SEEA). During his keynote address, Dr. Bryan expanded upon the findings of the report, which explores the challenges of utility affordability, reviews current Kentucky Public Service Commission (PSC) cases and the regulatory landscape, and provides policy recommendations to ensure consistent access to affordable housing and essential utilities for all members of our community. Learn more about the conference at https://beyondtherent.org As always, our feature is followed by your community action calendar for the week, so get your calendars out and get ready to take action for sustainability NOW! Sustainability Now! is hosted by Dr. Justin Mog and airs on Forward Radio, 106.5fm, WFMP-LP Louisville, every Monday at 6pm and repeats Tuesdays at 12am and 10am. Find us at https://forwardradio.org The music in this podcast is courtesy of the local band Appalatin and is used by permission. Explore their delightful music at https://appalatin.com

A radical macroeconomic experiment is under way at exactly the moment the US external position is showing signs of real stress.Gilles Moëc, Chief Economist at AXA, has written a chapter in the fourth Paris Report, published jointly by CEPR and Bruegel, on stablecoins: what they are, why the US government is so keen to promote them, and what risks they carry. His argument is that stablecoins are a fast-growing digital asset backed almost entirely by short-dated US government debt. When investors buy a dollar stablecoin, they are effectively buying into a US T-bill at zero interest; the platform keeps the yield. The US government likes this because it draws global savings into dollar assets at minimal cost, extending the dollar's reach and helping fund the deficit. But the regulatory framework has a three-year grace period and leaves supervision partly to the states, which compete to attract platforms. And there's the historical parallel: find out how the National Banking Acts of 1863 and 1864 give us an insight into the attraction, and risks, of using stablecoins in this way.The report discussed in this series of episodes:Rey, Hélène, Beatrice Weder di Mauro, and Jeromin Zettelmeyer (eds). 2026. The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel. Free to download at cepr.org.The chapter discussed in this episode:Moëc, Gilles. 2026. "Stablecoins and global imbalances: Attempting to preserve the US exorbitant privilege." In Rey, Weder di Mauro, and Zettelmeyer (eds), The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel. Chapter 9, p. 210.To cite this episode:Phillips, Tim, and Gilles Moëc. 2026. "Stablecoins and Global Imbalances." VoxTalks Economics (podcast). Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About Paris Report 4The fourth Paris Report, The New Global Imbalances, is a joint publication of CEPR and Bruegel. It was edited by Hélène Rey (London Business School and CEPR), Beatrice Weder di Mauro (Geneva Graduate Institute and CEPR, and President of CEPR), and Jeromin Zettelmeyer (Bruegel and CEPR). The report examines how, in a high-debt and fragmented world, excess savings, rising surpluses, and rising deficits pose a risk to stability and undermine the global trading system. It is free to download at cepr.org.About the guestGilles Moëc is Chief Economist at AXA and Head of AXA Research. He previously held senior roles at in the French civil service, Banque de France, and Bank of America Merrill Lynch. His research covers macroeconomics, monetary policy, and the European economy.Research cited in this episodeStablecoins are privately issued digital tokens whose value is pegged to an existing fiat currency, typically the dollar, and backed by safe and liquid assets, typically short-dated US Treasury bills. Unlike most cryptocurrencies, they are designed to maintain a stable exchange rate with the pegged currency. Platforms issue the tokens and invest the cash received in T-bills, keeping the interest for themselves; holders receive no yield. Stablecoin platforms may have absorbed roughly twenty to twenty-five percent of net US T-bill issuance.The GENIUS Act (Guiding and Establishing National Innovation for US Stablecoins) is the US federal legislation organising the stablecoin market. It requires platforms to hold back-to-back liquid assets as reserves and establishes common minimum standards across states. Regulatory competition across states means platforms can seek the most permissive jurisdiction. European regulation, MiCA, is more detailed and already in force but has not yet generated European platforms.Exorbitant privilege describes the advantage the US gains from issuing the world's dominant reserve currency. For decades, foreigners were content to hold low-yielding dollar assets while Americans invested in higher-returning foreign assets; the result was a positive US income balance despite a large trade deficit. In 2024, for the first time in modern records, the income balance turned negative: the US was paying more on its foreign liabilities than it was earning on its foreign assets. The National Banking Acts of 1863 and 1864 created a system of private national banks that issued dollar banknotes backed by US government bonds. The structure is the closest historical parallel to today's stablecoin framework: private platforms issuing dollar-denominated tokens backed by government debt. The system required over-collateralisation (one hundred and ten dollars of bonds for every one hundred dollars of notes) and included a Treasury backstop. Milton Friedman, in his Monetary History of the United States, identified the key flaw: money supply became tied to the quantity of public debt rather than the needs of the economy. The system was replaced by the Federal Reserve in 1913.De-dollarisation refers to the trend in some countries toward conducting trade and holding reserves in currencies other than the dollar. Moëc notes examples such as Iranian demands for non-dollar payments for passage through the Strait of Hormuz. Stablecoins work against this trend by making dollar access easier and cheaper for people in developing countries with weak or distrusted domestic financial systems; rather than buying dollars directly, they can buy a dollar-pegged token through a digital platform. More VoxTalks Economics episodesThis episode is the second of two published simultaneously to mark the launch of Paris Report 4. In the first episode, Maurice Obstfeld of the Peterson Institute for International Economics examines the history of global imbalances and what today's policymakers can learn from previous episodes. For an interview with two of the report's editors, Beatrice Weder di Mauro and Jeromin Zettelmeyer, on the problem of global imbalances, listen to The Sound of Economics, Bruegel's podcast. Available at bruegel.org.

Three times since the 1970s, global imbalances have grown large. In the 1980s, the US trade deficit ballooned under Volcker's tight money and Reagan's tax cuts and military spending. In the 2000s, a global savings glut and then a US housing credit boom pushed the deficit to 6% of GDP. Today, the imbalances are back. The US current account deficit stood at 3.9% of GDP in 2025. The policy medicine this time: tariffs.Maurice Obstfeld of the Peterson Institute for International Economics and CEPR has written a chapter in the fourth Paris Report, published jointly by CEPR and Bruegel, examining that history, how policymakers responded, and what it can tell us about the effectiveness of policy remedies in 2026. He tell Tim Phillips that blaming foreigners misdiagnoses the problem if the US saves too little and invests heavily. The gap has to be financed from abroad. Good policy for the new global imbalances would requires three actors to move together: fiscal consolidation in the US, stronger consumption in China, and more investment in Europe. All three would benefit, none are close to doing it. The longer the can is kicked, Obstfeld warns, the greater the risk that the resolution arrives the way it always has: not through policy, but through crisis.The report discussed in this series of episodes:Rey, Hélène, Beatrice Weder di Mauro, and Jeromin Zettelmeyer (eds). 2026. The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel. Free to download at cepr.org.The chapter discussed in this episode:Obstfeld, Maurice. 2026. "Global imbalances redux." In Rey, Weder di Mauro, and Zettelmeyer (eds), The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel.To cite this episode:Phillips, Tim, and Maurice Obstfeld. 2026. “Global imballances redux”, VoxTalks Economics (podcast). Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About Paris Report 4The fourth Paris Report, The New Global Imbalances, is a joint publication of CEPR and Bruegel. It was edited by Hélène Rey (London Business School and CEPR), Beatrice Weder di Mauro (Geneva Graduate Institute and CEPR, and President of CEPR), and Jeromin Zettelmeyer (Bruegel and CEPR). The report examines how, in a high-debt and fragmented world, excess savings, rising surpluses, and rising deficits pose a risk to stability and undermine the global trading system. It is free to download at cepr.org.About the guestMaurice Obstfeld is Senior Fellow at the Peterson Institute for International Economics and a Research Fellow of CEPR. He served as Chief Economist of the International Monetary Fund from 2015 to 2018. His research spans international finance, exchange rate economics, and macroeconomic policy. He is a former member of the Council of Economic Advisers under President Obama.Research cited in this episodeThe Plaza Accord (1985) was a joint agreement between the US, West Germany, France, the United Kingdom, and Japan to intervene in foreign exchange markets to depreciate the US dollar. It was negotiated because a surging dollar, driven by Volcker's tight monetary policy and the Reagan fiscal expansion, had pushed the US current account deficit to then-unprecedented levels and created severe competitive pressure on US manufacturing. The accord moved the dollar, but did not resolve the underlying imbalances; those were corrected by German reunification and the Japanese asset bubble, which were not planned by anyone.The Louvre Accord (1987) was a follow-up agreement among the same countries to stabilise the dollar once it had depreciated far enough. Obstfeld uses both episodes to illustrate that exchange rate agreements address the symptom, not the cause, and tend to sidestep the hard political decisions about fiscal policy.The global savings glut hypothesis, associated with Ben Bernanke, holds that rising savings outside the US in the early 2000s, particularly from Asian economies building dollar reserves after the Asian financial crisis and from oil exporters, depressed global interest rates and drove capital into US assets. Obstfeld argues that from around 2002 onward the better explanation is US demand pulling capital in: loose Fed policy, the housing boom, subprime lending, and equity extraction from rising home values all drove US spending higher, and the current account deteriorated as the dollar fell rather than rose.The One Big Beautiful Bill Act is US tax legislation that prevents the expiration of tax cuts that had been written into law, effectively delivering a tax reduction. Obstfeld points out that by lowering national saving it pushes the current account in the opposite direction to what the administration wants, partly undoing whatever modest deficit-reducing effect the tariffs might have through their revenue.The Draghi report and the Letta report are European policy documents calling for deeper integration, more investment, improved competitiveness, and a completion of the EU's capital markets and banking unions. Obstfeld cites them as pointing in the right direction for reducing Europe's current account surplus, alongside the defence spending increases that European countries are now pursuing.More VoxTalks Economics episodesThis episode is the first of two published simultaneously to mark the launch of Paris Report 4. In the second episode, Gilles Moëc, Chief Economist at AXA, explains why the US government is so keen to promote stablecoins and the risks they may pose to the financial system in the US and Europe.For an interview with two of the report's editors, Beatrice Weder di Mauro and Jeromin Zettelmeyer, on the problem of global imbalances, listen to The Sound of Economics, Bruegel's podcast. Available at bruegel.org.

In this Complex Care Journal Club podcast episode, Drs. Ryan Coller, Jay Berry, Allysa Ware, and Ms. Dania Champion describe the Systems and Policy Research Network (SPRNetwork), a multi-site research collaborative focused on children with special healthcare needs. They discuss the network's core research areas — child quality of life, family well-being, and family engagement — as well as recent work leveraging national Medicaid and hospitalization data to inform federal policy. They also highlight the network's Early Investigator Program, its lived experience partner advisory model, and pathways for researchers and families to get involved at SPRnetwork.org. SPEAKERS Ryan Coller, MD, MPH Co-Director, SPRNetwork Associate Professor, Chief, Division of Hospital Medicine & Complex Care, University of Wisconsin School of Medicine and Public Health, UW Health American Family Children's Hospital Jay Berry, MD, MPH Executive Director, SPRNetwork Co-Director of the Children's Hospital Association Health Services Research Academy Chief of Complex Care in the Division of General Pediatrics, Department of Pediatrics and Department of Plastic and Oral Surgery, Boston Children's Hospital Associate Professor of Pediatrics, Harvard Medical School‌ Allysa Ware, PhD, MSW Co-Director, SPRNetwork Executive Director, Family Voices Dania Champion, MS, BS Network Manager, SPRNetwork University of Wisconsin School of Medicine and Public Health HOST Kristina Malik, MD Assistant Professor of Pediatrics, University of Colorado School of Medicine Medical Director, KidStreet Pediatrician, Special Care Clinic, Children's Hospital Colorado DATE Initial publication date: April 13, 2026. JOURNAL CLUB ARTICLE Systems & Policy Research Network. Research. Accessed March 18, 2026. https://sprnetwork.org/research/ OTHER ARTICLES REFERENCED Berry JG, Williams DJ, Wright SM, Sanders LM, Agarwal D, Foster C, Vasquez J, Perrin JM, Lomangino S, Hall M. US Pediatric Hospitalizations Among Children Enrolled in Medicaid. JAMA Pediatr. 2026 Jan 1;180(1):101-103. doi: 10.1001/jamapediatrics.2025.4537. PMID: 41247751; PMCID: PMC12624467. TRANSCRIPT https://cdn.bfldr.com/D6LGWP8S/as/wgbphpxjfcg8npb66hc7jj7/Final_CCJCP_april_transcript_4-9-26‌ Clinicians across healthcare professions, advocates, researchers, and patients/families are all encouraged to engage and provide feedback! You can recommend an article for discussion using this form: https://forms.gle/Bdxb86Sw5qq1uFhW6. Please visit: http://www.openpediatrics.org OPENPediatrics™ is an interactive digital learning platform for healthcare clinicians sponsored by Boston Children's Hospital and in collaboration with the World Federation of Pediatric Intensive and Critical Care Societies. It is designed to promote the exchange of knowledge between healthcare providers around the world caring for critically ill children in all resource settings. The content includes internationally recognized experts teaching the full range of topics on the care of critically ill children. All content is peer-reviewed and open-access thus at no expense to the user. For further information on how to enroll, please email: openpediatrics@childrens.harvard.edu CITATION Coller R, Berry J, Ware A, Champion D, Malik K. Network Effects: Multi-Site Research for Children with Medical Complexity. 04/2026. OPENPediatrics. Online Podcast.

Across Greece, once-thriving Jewish communities stood for more than two thousand years. From the Romaniote Jews of Ioannina to the great Sephardic center of Salonika, Jewish life shaped the cultural and urban fabric of the eastern Mediterranean. During the Holocaust, approximately 87 percent of Greek Jewry was murdered — one of the highest destruction rates in Europe. Entire communities disappeared almost overnight. What remained were buildings — sometimes abandoned, sometimes altered, sometimes barely recognizable — silent witnesses to lives erased. For more than three decades, architect, researcher, and author Elias V. Messinas has devoted his life to documenting, restoring, and re-interpreting these synagogues and Jewish spaces. His major works include: The Synagogues of Greece: A Study of Synagogues in Macedonia and Thrace, a foundational architectural and historical survey, The Synagogue of Verona, a landmark study in restoration practice, Kahal Shalom: The Synagogue of Kos — A Chronicle of Research, Restoration, Sanctity and Ecology, and his recent reflective work, The Synagogue, which explores memory, encounter, and meaning through these spaces. Messinas is both architect and historian — but perhaps most importantly, a custodian of memory, working to preserve places whose congregations no longer exist. Renee Garfinkel, Ph.D. is a psychologist, writer, Middle East television commentator, and host of the New Books Network's Van Leer Jerusalem Series on Ideas. Write her at reneeg@vanleer.org.il. She's on Twitter @embracingwisdom. She blogs here and also contributes here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/jewish-studies

Across Greece, once-thriving Jewish communities stood for more than two thousand years. From the Romaniote Jews of Ioannina to the great Sephardic center of Salonika, Jewish life shaped the cultural and urban fabric of the eastern Mediterranean. During the Holocaust, approximately 87 percent of Greek Jewry was murdered — one of the highest destruction rates in Europe. Entire communities disappeared almost overnight. What remained were buildings — sometimes abandoned, sometimes altered, sometimes barely recognizable — silent witnesses to lives erased. For more than three decades, architect, researcher, and author Elias V. Messinas has devoted his life to documenting, restoring, and re-interpreting these synagogues and Jewish spaces. His major works include: The Synagogues of Greece: A Study of Synagogues in Macedonia and Thrace, a foundational architectural and historical survey, The Synagogue of Verona, a landmark study in restoration practice, Kahal Shalom: The Synagogue of Kos — A Chronicle of Research, Restoration, Sanctity and Ecology, and his recent reflective work, The Synagogue, which explores memory, encounter, and meaning through these spaces. Messinas is both architect and historian — but perhaps most importantly, a custodian of memory, working to preserve places whose congregations no longer exist. Renee Garfinkel, Ph.D. is a psychologist, writer, Middle East television commentator, and host of the New Books Network's Van Leer Jerusalem Series on Ideas. Write her at reneeg@vanleer.org.il. She's on Twitter @embracingwisdom. She blogs here and also contributes here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/architecture

Across Greece, once-thriving Jewish communities stood for more than two thousand years. From the Romaniote Jews of Ioannina to the great Sephardic center of Salonika, Jewish life shaped the cultural and urban fabric of the eastern Mediterranean. During the Holocaust, approximately 87 percent of Greek Jewry was murdered — one of the highest destruction rates in Europe. Entire communities disappeared almost overnight. What remained were buildings — sometimes abandoned, sometimes altered, sometimes barely recognizable — silent witnesses to lives erased. For more than three decades, architect, researcher, and author Elias V. Messinas has devoted his life to documenting, restoring, and re-interpreting these synagogues and Jewish spaces. His major works include: The Synagogues of Greece: A Study of Synagogues in Macedonia and Thrace, a foundational architectural and historical survey, The Synagogue of Verona, a landmark study in restoration practice, Kahal Shalom: The Synagogue of Kos — A Chronicle of Research, Restoration, Sanctity and Ecology, and his recent reflective work, The Synagogue, which explores memory, encounter, and meaning through these spaces. Messinas is both architect and historian — but perhaps most importantly, a custodian of memory, working to preserve places whose congregations no longer exist. Renee Garfinkel, Ph.D. is a psychologist, writer, Middle East television commentator, and host of the New Books Network's Van Leer Jerusalem Series on Ideas. Write her at reneeg@vanleer.org.il. She's on Twitter @embracingwisdom. She blogs here and also contributes here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/european-studies

What does it take to create a study designed to last for generations?Professor Alissa Goodman joins Mark Quinn to talk about Generation New Era, a new birth cohort study that will follow 30,000 babies born in the UK in 2026. She describes how new approaches to data collection, including regular digital contact with families and the use of video data, will provide richer insights into children's development.We hear about the challenges facing children growing up today, including economic uncertainty, digital technologies and pressures on families. The discussion considers how researchers balance responding to current policy priorities with building evidence that remains relevant in the future. Professor Goodman also reflects on the responsibility and opportunity involved in creating a public data resource that can support better decision-making for many years to come.Full show notes and links: https://www.ucl.ac.uk/ioe/news/2026/apr/following-new-generation-understand-childhood-and-inequality-research-real-worldMore IOE Insights podcasts: https://uclioe.info/podcastUCL Institute of Education: https://ucl.ac.uk/ioe

This week, Bobbi Conner talks with Dr. Michelle Woodbury about stroke telerehabilitation research underway in SC.

A former Kent Police sergeant. A grandfather. A man who spent years telling over 6,000 people their money was safe in his hands. Michael Stanley ran the Layezy Racing Syndicate, a horse racing betting scheme he claimed was virtually risk-free. For years, the monthly reports he sent out appeared to prove it was working perfectly. They were complete fabrications…*** LISTENER CAUTION IS ADVISED *** This episode was written by Rosanna Fitton. Research by Benjamin Fitton.Illustrations and production direction by Rosanna Fitton.Audio editing by Joel Porter at Dot Dot Dot Productions.Narration, additional audio editing and mixing, and script editing by Benjamin Fitton.To get early ad-free access, including Season 1, sign up for They Walk Among PLUS, available from Patreon or Apple Podcasts.More information and episode references can be found on our website https://theywalkamonguspodcast.comSOCIAL MEDIA: https://linktr.ee/TheyWalkAmongUsSupport this show http://supporter.acast.com/theywalkamongus. Hosted on Acast. See acast.com/privacy for more information.

Welcome to another episode of Build a Better Agency! Host Drew McLellan sits down with Emily Thompson, marketing manager at CoSchedule, to unpack the just-released AI Impact 2026 research study. With 900 respondents spanning every industry, company size, and marketing level, this is one of the most comprehensive looks at how marketers are actually using AI today and what they plan to prioritize in the year ahead. Despite reporting declining ROI across every major channel in 2025, a striking 79% of marketers say AI positively impacted their performance, and yet only 3% consider themselves AI experts. Emily and Drew dig into what that gap means for agencies, why owned channels like organic search and email are taking the biggest hits, and why the oversaturation of AI-generated AI research content is actually one of the strongest arguments for what agencies do best. The data is full of contradictions that agencies are uniquely positioned to help clients untangle. From the surprising stat that 53% of marketers now use AI tools (not Google) as their primary source of information discovery, to the finding that AI research shows humans still own strategy, this episode is a masterclass in reading the room on behalf of your clients. If you want to know where the real agency opportunity lives in 2026, this conversation is where to start. A big thank you to our podcast's presenting sponsor, White Label IQ. They're an amazing resource for agencies who want to outsource their design, dev, or PPC work at wholesale prices. Check out their special offer (10 free hours!) for podcast listeners here. What You Will Learn Why 79% of marketers feel positively about AI even as ROI declines across every channel What the AI research data reveals about how marketers are actually using AI in 2026 vs. 2025 Why only 3% of marketers consider themselves AI experts and what that means for agency opportunity Which channels are declining most and why owned media is taking the biggest hit Why lead generation is the top 2026 priority and why marketers channel choices do not yet match that goal How 53% of marketers now rely on AI tools over Google for information discovery Why differentiation (not AI adoption alone) will determine agency success in a saturated market What it means to be your clients AI Sherpa and how to position that as a core offering

Newsletter (Free): https://go.semiprocycling.com/go/3an3rvYour brain runs a prediction model during hard cycling efforts and you can edit the inputs. Three studies show that changing one word in your self-talk makes you faster on the bike without feeling harder. Plus: what has shifted behind the scenes at SEMIPRO.The Cycling Brief — Daily cycling intelligence, produced by SEMIPRO CYCLING. 

Prehospital blood programs that allow emergency responders to administer blood at the scene to trauma victims are drawing increased attention from state lawmakers. A technique with origins on the battlefield, these military methods have made their way to civilian EMS programs. Research suggests a significant number of lives can be saved with this approach, especially in car crashes.  On the podcast to discuss these programs are Jonathan Morrison, the administrator of the National Highway Traffic Safety Administration or NHTSA; Randi Schaefer, a former career Army trauma nurse who has helped set up programs around the country; and Aneesa Turbovsky, who tracks EMS-related legislation for NCSL.  Morrison discussed why these programs are a priority for NHTSA and how these programs could reduce the approximately 40,000 traffic crash fatalities in the U.S. each year. Schaefer reviewed some of the challenges in setting up prehospital blood programs and the role state lawmakers can play. And Turbovsky went into detail on the steps legislatures are taking to make it possible for paramedics to administer blood and how lawmakers can bring together the various parties needed to make these programs work. Resources EMS Legislation Database, NCSL Prehospital Blood Transfusions Give EMS Crews a Lifesaving Option, NCSL State Legislatures News Office of EMS Prehospital Blood Transfusion, NHTSA   Office of EMS Prehospital Blood Transfusion Infographics, NHTSA    Prehospital Blood Transfusion Coalition   Prehospital Blood Coalition Scope of Practice Map "Removing the Barrier to Prehospital Blood: A roadmap to success,"Journal of Trauma and Acute Care Surgery Funding Stat! States Secure Timely Support for EMS Systems, NCSL  

When you issue research that says things like this, you have my attention: "Instead of simplifying, many organizations are doubling down on complexity in the name of AI. This is where the story takes a turn. AI has become the top priority for modernizing customer service, but it's also exposing just how broken the underlying data layer really is." Rebecca Wettemann of Valoir released fresh CX research that laid out the siloed predicaments CX (and contact center) teams are facing. But what should enterprises do about it? And why do we keep pursuing sexy AI solutions that won't get results - until we deal with the underlying data/people/silo problems? At Oracle AI World New York City, I hashed out these issues with Wettemann live during an event pit stop. (We also recorded a halftime recap of the Oracle AI event and agentic apps news, which was released as a separate podcast). Note: you can see the Valoir CX research summary/reveal on diginomica: https://diginomica.com/pursuit-customer-holy-grail-why-organisations-must-finally-tackle-cost-dis-connected-cx).

Today we are joined by Selena Larson, Threat Researcher from Proofpoint research team and co-host of Only Malware in the Building, talking about their work on "(Don't) TrustConnect: It's a RAT in an RMM hat." Proofpoint uncovered TrustConnect, a malware-as-a-service platform posing as a legitimate remote monitoring and management (RMM) tool, but actually functioning as a remote access trojan (RAT) sold to cybercriminals for $300/month. The operation used a fake business website, legitimate-looking certificates, and branded installers (like fake Microsoft Teams or Zoom apps) to trick victims, while providing attackers with full remote control, file transfer, and surveillance capabilities. Although parts of its infrastructure were disrupted, the threat actor quickly rebounded with new variants, highlighting both the resilience of the operation and its deep ties to the broader cybercriminal ecosystem abusing RMM tools. The research and executive brief can be found here: (Don't) TrustConnect: It's a RAT in an RMM hat Learn more about your ad choices. Visit megaphone.fm/adchoices

Marco Casanova’s story of being ex-gay on this episode of Trending with Timmerie Episode Guide Marco’s story – more people identify as ex gay (formerly) than as gay. (1:50) Unravelling same sex attraction (23:12) Discerning marriage (32:19) Our Lady of Lourdes (42:45) Aristotle on friendship (47:43) Resources mentioned: A Parent’s Guide to Preventing Homosexuality https://www.josephnicolosi.com/books/parents-guide-to-preventing-homosexuality/ Desert Stream https://www.desertstream.org/ Study – No one is born gay. There is no gay gene https://www.science.org/doi/10.1126/science.aat7693 More people are formerly gay than gay in the US & UK https://stream.org/celebrate-ex-gay-visibility-day/ Reintegrative Therapy, for those struggling with Homosexuality: https://www.reintegrativetherapy.com/ Research on Counseling Freedom for All https://ruthinstitute.org/counseling-freedom-for-all/ Strength in Weakness: Healing in Sexual and Relational Brokenness: https://www.amazon.com/Strength-Weakness-Healing-Relational-Brokenness/dp/0830823689

This Fraud Friday, Josh Brekhus joins the show to discuss Frédéric Bourdin a serial imposter who took on about 500 identities, convincing many that he was a school age runaway well into his adulthood. Plus, 19-year-old chess Grandmaster Hans Niemann is accused of cheating with vibrating anal beads. Stay Schemin'! (Originally released 09/26/2022)   Research by Kaelyn Brandt    Sources: https://slate.com/culture/2022/09/chess-cheating-scandal-magnus-carlsen-hans-moke-niemann-anal-beads.html https://www.euronews.com/culture/2022/09/16/chess-grandmaster-denies-cheating-by-using-anal-beads https://www.grunge.com/292562/how-a-fake-cia-agent-convinced-people-to-rob-banks/ https://www.newyorker.com/magazine/2008/08/11/the-chameleon-annals-of-crime-david-grann     Follow on Instagram: Scam Goddess Pod: @scamgoddesspod Laci Mosley: @divalaci Josh Brekhus: @jbrekhus Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scam Goddess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

3 'Dumb' Strategies That Beat PhD-Level Planning Every Time Summary Ever wondered why your genius friend is broke while your "average" neighbor owns multiple properties? Shocking research reveals that people with average IQ outperform those with the highest IQ 70% of the time, and intelligence only accounts for 25% of career success. The brutal truth is that IQ explains just 9% of income variance and a measly 2.4% of actual wealth accumulation – meaning 91% of financial success comes from factors that have nothing to do with how smart you are. This isn't about dumbing yourself down – it's about understanding why traditional intelligence often becomes a financial liability. Research from Ohio State University tracking over 7,000 people reveals the hidden patterns that separate the wealthy from the struggling, regardless of IQ scores. If you're tired of watching less "intelligent" people surpass you financially while you overthink every decision, this video exposes the real factors that drive wealth accumulation and why your biggest asset might actually be holding you back from the financial success you deserve. Entrepreneur tips that actually work: Tracy Brinkmann reveals why brilliant parents with advanced degrees build less wealth than average-IQ entrepreneurs. Drawing from Jay Zagorsky and Daniel Goleman's groundbreaking research, discover the 3 "dumb" strategies that beat PhD-level planning—and how to escape the intelligence trap holding back your side hustle and online business growth. In this eye-opening episode, Tracy Brinkmann reveals the uncomfortable truth about intelligence and wealth: your brilliant mind might be your biggest financial obstacle. Drawing from research by Jay Zagorsky and Daniel Goleman, Tracy explains why people with average IQs outperform those with the highest IQs 70% of the time when it comes to building wealth. Through real stories and practical frameworks, he breaks down the three intelligence traps keeping smart parents broke and provides actionable strategies to escape them. This episode is essential listening for any parent entrepreneur who's been "figuring it out" for too long without seeing real financial progress. DarkHorseInsider.com Key Timestamps 00:00 Opening: The Kitchen Table Reality Check 01:10 Episode Overview 01:35 The Jessica Story: PhD vs. High School Diploma 04:05 Intelligence Trap #1: Analysis Paralysis 06:45 Intelligence Trap #2: Smart Kid Identity Protection 08:25 Intelligence Trap #3: Broken Risk Radar 10:05 Three "Dumb" Strategies That Create Wealth 13:20 The Shift 14:50 Whiskered Wisdom   Strategies Shared The Three Intelligence Traps: Analysis Paralysis - Seeing all variables leads to endless research without action Smart Kid Identity Protection - Avoiding situations that might make you look uninformed Broken Risk Radar - Overestimating risk and choosing "safe" slow progress The Three "Dumb" Strategies: Model, Then Modify - Copy successful frameworks before innovating Zone of Genius Focus - Be strategically "dumb" about everything except core strengths Simple Scales - Use the "Five Ones" framework for focused execution Risk Recalibration System: Identify your scary investment Calculate percentage of annual income Apply the failure test   Resources Mentioned Jay Zagorsky Research - Ohio State University study on IQ and wealth correlation Daniel Goleman - Emotional intelligence research showing 70% performance advantage Carol Dweck - Stanford psychologist's work on fixed vs. growth mindset Wright Brothers vs. Samuel Langley - Historical example of action vs. analysis Yahoo/Google Case Study - Smart vs. dumb risk assessment example FedEx Origin Story - Fred Smith's $5K Vegas gamble David Tran/Huy Fong Foods - Sriracha's billion-dollar simplicity model Ikigai Concept - Japanese methodology for finding zone of genius "Intelligence without action is just expensive entertainment. Your bank account doesn't care about your test scores - it only cares about the value you create and capture in the world." - Tracy Brinkmann Sources: 1. ScienceDirect (Zagorsky Study)   https://www.sciencedirect.com/science/article/abs/pii/S0160289607000219 2. The Society Pages   https://thesocietypages.org/socimages/2008/02/06/correlations-of-iq-with-income-and-wealth/ 3. Institute for Family Studies   https://ifstudies.org/blog/can-intelligence-predict-income 4. Ohio State University News   https://news.osu.edu/you-dont-have-to-be-smart-to-be-rich-study-finds/ 5. IQ's Corner   http://www.iqscorner.com/2007/05/temp.html  

Chicago in the 1920s is often remembered for the rise of organized crime and it's larger than life leaders like Al Capone and Johnny Torrio. While these men and their organizations surely shaped the city's identity, their infamy and influence were, at least for a short time, rivaled by a group of young women whose murderous acts would dominate headlines in papers around the country throughout the decade. While Beulah Annan and Belva Gardner—the real-life inspiration for the musical Chicago—were arguably the most well known of the female murders from this era, their famous murders were preceded by the equally sensationalized murder spree of Tillie Klimek. Between 1914 and 1921, Klimek was believed to have killed as many as seven people including four husbands. While her crimes would ultimately land her in the Illinois State Penitentiary for the rest of her life, her exploits and criminal trial were sensational and occupied the front pages of city newspapers for years. Buy Tickets to our LIVE SHOW at Radio City Music Hall on June 27th! References Chicago Tribune. 1922. "Death called mere routine in posion home." Chicago Tribune, November 15: 1. —. 1922. "Find arsenic, arrest wife and stepson." Chicago Tribune, October 27: 1. —. 1922. "Klimek poison list is twenty; arrest 1 more." Chicago Tribune, November 19: 1. —. 1922. "Koulik friend sought in new poison charge." Chicago Tribune, November 26: 5. —. 1922. "Mystery deaths in poison case may reach 20." Chicago Tribune, November 14: 3. —. 1923. "Tillie Klimek is strong witness in own defense." Chicago Tribune, March 13: 7. Danville Commercial News. 1923. "The woman, not the jury, was on trial." Chicago Tribune, March 30: 8. Forbes, Genevieve. 1923. "Grave digger tells of goings on at Klimks'." Chicago Tribune, March 10: 3. —. 1923. "How Mrs. Klimek jested of death of husband told." Chicago Tribune, March 9: 7. —. 1923. "Life in prison for woman as arch poisoner." Chicago Tribune, March 14: 1. —. 1923. "'Ma' Koulik, wise in jail learning, goes back home." Chicago Tribune, November 9: 4. —. 1923. "Poison evidence robs Mrs. Klimek of indifference." Chicago Tribune, March 11: 7. International News Service. 1922. "May exhume bodies of four former husbands." Waukegan News-Sun, October 27: 12. Lynch, Charles. 1923. "Ask hanging for 2 women charged with murder orgy." Belvidere Daily Republican, March 6: 1. Telfer, Tori. 2017. Lady Killers: Deadly Women Throughout History. New York, NY: Harper Perennial. United Press. 1922. "Chicago police suspect second 'Mrs. BLuebeard'." Freeport Journal-Standard, November 4: 1. Cowritten by Alaina Urquhart, Ash Kelley & Dave White (Since 10/2022)Produced & Edited by Mikie Sirois (Since 2023)Research by Dave White (Since 10/2022), Alaina Urquhart & Ash KelleyListener Correspondence & Collaboration by Debra LallyListener Tale Video Edited by Aidan McElman (Since 6/2025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The dating industry profits by exploiting your insecurities. Bonded by Evolution author Paul Eastwick brings science to prove that even you can land love!Full show notes and resources can be found here: jordanharbinger.com/1309What We Discuss with Paul Eastwick:The concept of "mate value" — the idea that everyone is a fixed number on a scale of attractiveness — is largely unsupported by science. Studies show people only agree about who's attractive roughly 65% of the time, meaning a full third of the equation is purely subjective. Your "score" depends heavily on who's doing the scoring.Dating apps force people into artificial filtering habits — like screening for height or income — not because those traits genuinely matter in face-to-face attraction, but because users are drowning in options and need some way to narrow the pile. In speed-dating studies, traits like height barely register as factors when people are actually interacting in person.Your romantic partner likely sees you through a generous — and scientifically real — perceptual lens. Partners in happy relationships tend to rate each other as more attractive than outsiders would, and they instinctively "derogate alternatives," meaning they perceive potential rivals as less appealing. These biases aren't delusion — they're relationship glue.The "evo script" — a set of ideas spun out of 1990s evolutionary psychology — overstates gender differences in attraction. Research shows that when men actually meet ambitious women face-to-face, they find them more attractive, not less. The gendered "money-for-looks" tradeoff doesn't hold up either — women trade resources for attractiveness just as often as men do.Compatibility isn't something you discover on a profile — it's something you build in person. Give potential partners at least three dates in three different contexts, use fewer filters, and treat early dating less like an evaluation and more like a collaboration. The science says the best relationships often grow from repeated, low-pressure, real-world interactions — so get offline, get curious, and give people a real chance.And much more...And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors: Booking.com: Book your getaway now with booking.comDripDrop: 20% off: DripDrop.com, code JORDANMarathon Rewards: Sign up today: marathonrewards.comSaily: 15% off: saily.com/jordanharbinger, code JORDANHARBINGERBooking.com: Book your getaway now with booking.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Your name is one of the first things people learn about you—but it may also influence how they judge you. Research suggests that people with names that are harder to pronounce can face subtle disadvantages in hiring, promotions, and social situations. It's not usually intentional—but it happens. And there are ways to counteract it. https://www.newyorker.com/tech/annals-of-technology/the-power-of-names Some people just seem naturally confident. They walk into a room with ease, connect effortlessly with others, and come across as both capable and approachable. But where does that confidence actually come from? Is it something you're born with—or something you can build? Lydia Fenet, auctioneer, speaker, and author of Claim Your Confidence (https://amzn.to/3GQu8ZS), explains how confidence is developed, what most people get wrong about it, and practical ways to strengthen it so it shows up in your work and your everyday interactions. Procrastination isn't just laziness—it's something deeper. Whether it's putting off a small task or delaying something important, there's usually a reason behind it. Hayden Finch, PhD, licensed clinical psychologist and author of The Psychology of Procrastination (https://amzn.to/41Ik0ua), explains what's really going on when you avoid getting started, why willpower alone doesn't fix it, and what actually helps you follow through and get things done. Talking to yourself out loud might seem odd—but it can actually give you an advantage in certain situations. In fact, under the right conditions, it can sharpen your focus and improve how well you perform tasks that require attention. https://www.sciencedaily.com/releases/2012/04/120417221613.htm PLEASE SUPPORT OUR SPONSORS DUTCH: If your pet is still scratching and you've tried everything at the pet store –it's time to stop guessing and go prescription.Support us and use code SYSK for $40 off your membership at ⁠⁠⁠⁠⁠https://Dutch.com⁠⁠⁠⁠⁠ RULA: Thousands of people are already using Rula to get affordable, high-quality therapy that's actually covered by insurance. Visit ⁠⁠⁠⁠⁠https://Rula.com/sysk⁠⁠⁠⁠⁠ to get started. QUINCE: Refresh your wardrobe with Quince! Go to ⁠⁠https://Quince.com/sysk⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠for free shipping on your order and 365-day returns. Now available in Canada, too! SHOPIFY: See less carts go abandoned with Shopify and their Shop Pay button! Sign up for your $1 per month trail and start selling today at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Shopify.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ PLANET VISIONARIES : We love the Planet Visionaries podcast! In partnership with The Rolex Perpetual Planet Initiative. Listen or watch on Apple, Spotify, YouTube or wherever you are listening to this podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices

Live event info and tickets here. If your company got bought by a private equity firm, how would you feel? Maybe a little nervous? You might find yourself wondering if there will be layoffs.And you'd be right to worry about that. Research shows that while private equity ownership can boost a company's productivity, it does generally result in job cuts. But one private equity executive is trying to do things a different way – giving workers equity, little cuts of ownership in their own companies. To see if doing so can improve outcomes overall. On today's show, private equity is not widely beloved for its societal costs – job losses, product degradation, worsening inequality. And this one guy at this one firm can't solve all of his industry's ills. But for the past 15 years, he's been running a large-scale, real-world experiment to see if giving workers ownership can fit into the big bad world of PE. And maybe lead to more … equity. Recommended Listening/Reading:What Do Private Equity Firms Actually Do?The risk of private equity in your 401(k)Here's what happens when private equity buys homes in your neighborhood (newsletter)JScrewed Find the Planet Money book. / Subscribe to Planet Money+Listen free: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Facebook / Instagram / TikTok / Our weekly Newsletter.This episode was hosted by Mary Childs and Wailin Wong. It was produced by Sam Yellowhorse Kesler. It was edited by Jess Jiang with an assist from Marianne McCune, fact-checked by Sierra Juarez, engineered by Cena Loffredo with help from Jimmy Keeley. Alex Goldmark is Planet Money's executive producer. Music: Universal Production Music - "Make Me Want You," "Baby I Surrender," and "Bye Bye Bye"To manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy