Podcasts about leasing

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Best podcasts about leasing

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Latest podcast episodes about leasing

Retail Retold
When global events become retail catalysts

Retail Retold

Play Episode Listen Later Feb 26, 2026 13:49


Is 2026 about to be the biggest year for retail real estate in decades?Retail real estate doesn't move in a vacuum. It moves when consumers have a reason to act. 2026 is shaping up to be one of the strongest demand environments in decades because three massive global catalysts are converging at the same time: the World Cup, the Winter Olympics tailwind, and America's 250th anniversary.Major live events compress consumer hesitation. They create urgency. They create moments. And moments drive spending.The data already supports this. Global events generate massive marketing exposure, elevated brand awareness, and increased physical activity in retail corridors. But the real impact isn't just tourism, it's domestic behavior. People travel, gather, host, celebrate, and spend in ways they otherwise wouldn't. Retailers, restaurants, and physical destinations become the center of those moments.At the same time, the fundamentals of retail real estate remain exceptionally strong. Supply is constrained. Leasing velocity is accelerating. Tenants are competing aggressively for physical space, recognizing that stores do more than produce four-wall profit, they lower customer acquisition costs and drive digital growth.The narrative that retail is “technology resistant” completely misses the point. The physical store isn't fighting technology, it's enhancing it. Retailers are discovering that their digital performance improves when they open physical locations. Stores are no longer just revenue centers; they are strategic growth engines.This shift has fundamentally changed the leasing environment. Landlords are no longer chasing tenants to fill space. Tenants are racing to secure locations before competitors do.Retail isn't surviving. It's expanding. 2026 could be remembered as the year physical retail reasserted its full strategic value, not just as a place to transact, but as a critical platform for brand growth, customer acquisition, and long-term market share.What You'll HearWhy global events are creating a 2026 retail tailwind - How the World Cup, America 250, and stacked spending moments are driving incremental tourism, domestic travel, and real-world consumer activity.How live moments accelerate spending behavior - Why major events compress hesitation and push consumers from waiting to acting.The leasing velocity surge happening right now - What rising deal volume, stronger economics, and tenant expansion signal about retail confidence.Why retailers are in a land grab for physical space - How constrained supply has shifted the market and intensified competition for prime locations.Why physical stores power digital growth - How brick-and-mortar lowers customer acquisition costs and makes omnichannel performance more efficient.Why retail isn't tech resistant—tech needs retail - The strategic shift from clicks versus bricks to clicks because of bricks, and what that means for long-term real estate value.Chapters00:01 - Why I'm bullish on 2026The macro retail real estate fundamentals and why the outlook is stronger than the narrative suggests.02:08 - The olympics spending tailwind has already startedHow marketing exposure and brand promotion drive spending beyond the event itself.04:25 - Why the world cup will be a massive retail catalystTourism, domestic travel, and gathering behavior will drive incremental retail demand.06:36 - America 250 and the stacking of spending catalystsPatriotism, celebrations, and event sequencing create sustained spending momentum.08:51 - Leasing velocity is accelerating rapidlyReal-world leasing activity confirms strong tenant demand and economic confidence.10:41 - The myth of technology-resistant tenantsWhy framing retail as resistant to technology misses the real strategic shift.10:59 - Why stores drive digital growthPhysical locations lower customer acquisition costs and enhance overall brand performance.11:54 - The tenant land grab has begunRetailers are aggressively securing space before competitors lock in key locations.13:09 - Why physical retail is more valuable than everThe strategic role of stores is expanding beyond traditional revenue metrics.

Limitless: How to Crush It in Commercial Real Estate
Built, Broke, Rebuilt: What 20+ Years in Retail Real Estate Teaches About Resilience and Development | Chris Hatch

Limitless: How to Crush It in Commercial Real Estate

Play Episode Listen Later Feb 25, 2026 22:24


Aaron sits down with Chris Hatch, CEO of Forza Commercial, for a wide-ranging conversation on growing up in a multi-generational real estate family, surviving 2008 and COVID as a developer, and why resilience—not timing—is the real competitive advantage in commercial real estate. Chris shares how his grandfather's early build-to-suits for brands like Arby's shaped his long-term perspective, how a two-year mission trip to New Jersey forged the discipline that later powered his brokerage career, and why walking every fast-food bathroom in a market might be the best education a young broker can get. From flipping U-turns on property tours to sourcing transformers through WhatsApp during supply chain chaos, this episode is packed with hard-earned lessons from nearly 100 closed deals—and counting.Key Takeaways:• Resilience is built before you need it—early discipline compounds in business• 2008 created fear; 2020–2023 created chaos—both shape smarter operators• Development without stability in capital markets is a different sport• Leasing and redevelopment are not the same as ground-up risk• The best education in retail real estate comes from walking sites, not reading reports• Mentorship shortens the learning curve—but only if you do the reps• Stability—not politics—is what capital markets craveKey Timestamps:(00:00:00) – Growing Up in a Multi-Generational Real Estate Family(00:02:30) – ADHD, Athletics, and the Competitive Edge(00:06:55) – Two Years in New Jersey: Discipline and Drive(00:12:00) – Why Brokerage Was the Starting Point(00:18:00) – Pivoting During the 2008 Financial Crisis(00:20:00) – First Acquisition and the Arby's Deal(00:23:30) – Launching Forza Development in 2020(00:25:00) – COVID, Supply Chain Chaos, and Building Through Crisis(00:33:00) – The Burrito That Became a Dutch Bros Deal(00:36:30) – Advice for Young Brokers and DevelopersKey Topics Discussed:Commercial Real Estate Podcast, Private Equity Podcast, Franchising Podcast, Commercial Real Estate Investing, Real Estate Private Equity, Franchise Ownership, Real Estate Syndication, Capital Raising for Real Estate, Private Equity Fund Structure, Commercial Real Estate Development, Multifamily Investing, Alternative Investments, Breaking Into Commercial Real Estate, Private Equity Career Path, Franchise Growth Strategy, Investment Firm Leadership, Wealth Building Through Real Estate, Real Estate Asset Management, Institutional Real Estate Investing, CEO Interview Podcast, Limitless, Aaron Zucker, Retail Development, Net Lease Investing, Drive-Thru Real Estate, QSR Development, Build-to-Suit, Brokerage Mentorship, Multi-Generational Wealth, Commercial Real Estate Cycles, 2008 Financial Crisis, COVID Supply Chain, Ground-Up Development, Value-Add Retail, Mountain State Real Estate, Capital Markets Stability, Tenant Representation, Franchise Growth, Real Estate Resilience, Leadership Through Crisis, Developer Mindset, Market Cycles, Entrepreneurial Grit, Discipline and Performance, Commercial Property Management, Forza Commercial, Chris Hatch, Limitless Podcast, Aaron ZuckerMentions:Chris's LinkedIn: https://www.linkedin.com/in/chris-hatch-5b100711/Mentions: The Dirt Dog PodMore of Limitless:Web: zuckerinvestmentgroup.comLinkedIn: https://www.linkedin.com/in/aaron-zucker-zig/IG: @zuckerinvestmentgroupX: @ZIG_CRE

ApartmentHacker Podcast
2,187 - Multifamily Leadership Journey: From Maintenance Tech to COO | The Multifamily Ethos Podcast

ApartmentHacker Podcast

Play Episode Listen Later Feb 25, 2026 14:52


You don't need another “industry podcast” that talks around the work while your onsite teams carry the weight.Mike Brewer welcomes Carlyle Swafford to the Multifamily Media Network, and you immediately hear why this show matters.Carlyle built his career the hard way.He started in property management in 1990 as a maintenance tech.He worked his way through engineering, leasing, property management, regional leadership, and VP roles, and now sits as a COO.That path gives him the one thing most leadership content lacks.Credibility with the people actually doing the work.Here's the answer to what Carlyle's podcast is built to do.Multifamily Ethos exists to equip the site-based professionals and regionals who drive outcomes.Not the title-chasers.Not the “policy says so” crowd.The people who solve real problems under pressure.What does “ethos” mean in multifamily leadership?Ethos is the set of principles and practices that show up as character, integrity, and trust when the job gets messy.It's how you lead a team.It's how you make decisions when the script fails.It's how you build confidence in yourself before you ask anyone else to believe in you.Carlyle's angle is simple.Every level has challenges.Maintenance has pressure.Leasing has the race to the bottom with concessions.Managers carry the team.New regionals go from one asset to eight and realize they're not “doing the work” anymore.They're leading the people doing the work.And that transition breaks a lot of talented operators.This is where the episode hits.You can't answer residents with “corporate office said so.”You have to think.You have to choose.You have to own the outcome.And you have to learn without calling every miss a failure.Carlyle doesn't use “failure.”He calls them opportunities.That matters because language shapes identity.If your team believes one bad call means they “broke the company,” they stop making decisions.If they learn that one person can't break a company, they start building judgment.The most operator-real moment is this.Titles can become a roadblock.When a COO walks onsite, people see the title before they see the human.Carlyle wants to flatten that.Same level conversations.Same respect for every role.Different responsibilities.Same importance.Where to find Carlyle.LinkedIn: Carlyle SwaffordEmail: Carlisle.Swafford@multifamilyethos.comCall to action.Subscribe when Multifamily Ethos drops.If you lead onsite teams or regionals, this is the show that will sharpen your judgment and strengthen your people.MultifamilyCollective Blog: https://www.multifamilycollective.comThe Daily Collective Book: https://amzn.to/3YI6BDaHosted by: https://www.multifamilymedianetwork.com

The Stockman Grassfarmer Podcast
Farming Without Owning Land – Building a Regenerative Operation from the Ground Up

The Stockman Grassfarmer Podcast

Play Episode Listen Later Feb 25, 2026 75:23


In this episode,Greg Judy shares a practical and encouraging roadmap for building a profitable farm business without owning land. The conversation explores how access to land — not ownership — is often the real gateway to opportunity, and how strategic leasing, relationship building, and enterprise focus can help producers launch and grow successful operations. Rather than waiting to purchase property, this episode emphasizes controlling expenses, protecting capital, and building cash-flowing enterprises first. The discussion challenges the assumption that land ownership defines farming success and instead focuses on operational excellence, flexibility, and long-term resilience. The episode details practical strategies for finding leases, negotiating agreements, building trust with landowners, and designing enterprises that fit leased ground. It encourages producers to think entrepreneurially, operate professionally, and focus on profitability before asset accumulation.

America's Commercial Real Estate Show
Office Leasing Forecast with Max Saia

America's Commercial Real Estate Show

Play Episode Listen Later Feb 24, 2026 23:07


Michael Bull welcomes Max Sea, Senior Director of Strategy and Operations at VTS. They delve into the current state of the office market and discuss key insights from VTS's annual leasing prediction outlook.Discussions include valuable data on tenant demand trends in major markets like San Francisco and New York, highlighting expected growth rates and the influence of tech and finance sectors, and how the return to office (RTO) trends are shaping demand and the implications for landlords and tenants alike. Tune in for a comprehensive look at the evolving landscape of office leasing and what it means for the future.  TCN Worldwide Real Estate Services - A global network of over 1,500 leading commercial real estate professionals delivering integrated, expert sales, leasing, management and consulting services across 200 U.S. and global markets. https://www.tcnworldwide.com/ Buildout - Aconnected software platform built for commercial real estate brokerages—combining CRM, marketing, data, and back-office automation. https://www.buildout.com Bull Realty, TCN Worldwide - Commercial Real Estate Asset & Occupancy Solutions in Atlanta and throughout the Southeast U.S. https://www.bullrealty.com/ Commercial Agent Success Strategies - Twenty-one cloud accessed commercial broker training videos with slide deck action notes. Learn more at https://www.commercialagentsuccess.com/  

Angry Mortgage
Special Guest Jeremiah Shamess- Executive Vice President at Colliers and Head of Private Capital Investment Group | EP. 162

Angry Mortgage

Play Episode Listen Later Feb 24, 2026 58:59


Send a textGreat to have Jeremiah back on the show for all things to so with Commercial Real Estate in Ontario What's going on with Condos Developmens?Has the Office Marker really taken off?What sort of Development Land Sales are going on?How are Warehouse Sales & Leasing performing?What's the Sweet Spot for Purpose Built Rentals?We cover all this & moreSupport the show

UBC News World
Technical Workforce Leasing: Why Smart Swiss Firms Forego Traditional Hiring

UBC News World

Play Episode Listen Later Feb 23, 2026 6:06


Top firms have stopped posting jobs entirely. They found a faster path: workforce leasing connects them with verified technical experts in days, delivering premium skills without permanent headcount, administrative chaos, or budget-breaking salaries.Learn more: https://www.optimo-jobcorner.ch/ Optimo Jobcorner City: Winterthur Address: 11 Franz Burckhardt-Strasse Website: https://www.optimo-jobcorner.ch

The Source of Commercial Real Estate
Industrial Leasing is Back and Better Than Ever with Abigail Sievers

The Source of Commercial Real Estate

Play Episode Listen Later Feb 17, 2026 30:28


Our guest today is an expert in industrial real estate with JLL in the Indianapolis MSA. It is obvious that she knows this market inside and out and she's able to share her market expertise with us. We're able to learn the answers to questions like: What is tenant sentiment when they approach a lease negotiation? What are the industrial leasing patterns? What does the development pipeline look like? How is leasing activity? https://www.linkedin.com/in/abigail-sievers-ab987226/ Email Jonathan with comments or suggestions:podcast@thesourcecre.comOr visit the webpage:www.thesourcecre.com*The audio of this podcast is never generated by AI. However, some of the show notes and images may have been generated using AI tools.

UBC News World
Why Electrical Infrastructure Matters in Fort Worth Industrial Leasing

UBC News World

Play Episode Listen Later Feb 17, 2026 3:17


As industrial users adopt more power‑intensive equipment, electrical capacity is becoming a decisive factor in Fort Worth leasing. Read full case study: https://metroportcre.com/growing-industrial-tenant-rep-fort-worth/ about a recent industrial lease at Riverbend Business Park focused on verifying electrical infrastructure essential to tenant's production requirements & future expansion. Metroport Commercial Group City: McKinney Address: 1720 Bray Central Dr M100 Website: https://metroportcre.com/ Phone: +18179998266

Unternehmer & Management
Elektromobilität, Software und das Batterie-Ökosystem

Unternehmer & Management

Play Episode Listen Later Feb 13, 2026 17:02


Was Sie erfahren: Warum Elektromobilität das bestehende Ökosystem fundamental verändertWelche Rolle Batterie-Management für Restwerte und Wirtschaftlichkeit spieltWarum längere Laufzeiten und Multicycle-Modelle an Bedeutung gewinnenWelche strategischen Herausforderungen chinesische Hersteller im europäischen Markt habenWie Software Produktionskosten, Servicequalität und Kundenerlebnis beeinflusstWelche neuen Kompetenzen (Chemie, IT, Datenanalyse) im Mobilitätsumfeld erforderlich werdenWarum Unternehmen heute parallel operativ handeln und strategisch neu bauen müssen Im Interview: Dr. Markus Collet Das Thema Elektromobilität, Software und das Batterie-Ökosystem – strategische Implikationen für Fuhrpark & MobilitätDie Elektrifizierung von Fahrzeugflotten ist weit mehr als ein Technologiewechsel. Im Gespräch mit Dr. Markus Collet, Partner und Leiter der Auto-Mobility-Plattform bei Corporate Value Associates**, wird deutlich: Elektromobilität verändert das gesamte Ökosystem der automobilen Wertschöpfung – von der Produktion über Finanzierung und Leasing bis hin zu After Sales, Restwertmanagement und Recycling.Während Elektrofahrzeuge bislang häufig als „ergänzende Technologie“ betrachtet wurden, rückt mit zunehmender Marktdurchdringung die wirtschaftliche Tragfähigkeit in den Fokus. Hersteller und Leasinggesellschaften müssen künftig nicht nur Fahrzeuge produzieren, sondern profitabel betreiben, servicieren und im Zweit- und Drittzyklus managen.Ein zentrales Thema ist dabei die Batterie. Sie ist kein klassisches mechanisches Bauteil, sondern ein chemisches System – mit entsprechend neuen Anforderungen an Know-how, Bewertung, Wartung und Restwertprognose. Gleichzeitig entstehen neue Geschäftsmodelle rund um Second Life, Recycling und Multicycle-Nutzung.Ein weiterer entscheidender Faktor ist Software. Sie entwickelt sich zunehmend zum Differenzierungsmerkmal zwischen Herstellern. Over-the-Air-Updates, telematikgestützte Fehlerdiagnose, datenbasierte Serviceprozesse und digitale Plattformen verändern Produktionslogik, Kundenbeziehung und After-Sales-Strukturen grundlegend.Auch im internationalen Wettbewerb zeigen sich Unterschiede: Chinesische Hersteller verfügen über hohe Kompetenz in Produkttechnologie, stehen jedoch im europäischen Markt vor Herausforderungen im Flottenmanagement, bei Restwertstabilität und Serviceinfrastruktur.Für Fuhrparkverantwortliche bedeutet dies: Neben der operativen Steuerung bestehender Flotten müssen strategische Weichen für 2030 gestellt werden – insbesondere in den Bereichen IT-Plattformen, Partnerschaften, Ladeinfrastruktur, Kostenkontrolle und Asset-Management.Das Interview basiert auf dem ausführlichen Gespräch mit Dr. Collet.Zum InterviewpartnerDr. Markus ColletPartner und Leiter der Auto-Mobility-PlattformCorporate Value Associates – Paris/BerlinMarkus Collet leitet den Bereich Automobil-Mobilität bei Corporate Value Associates. Er verfügt über umfassende Expertise entlang des gesamten Fahrzeuglebenszyklus und der langfristigen Entwicklung automobiler Wertschöpfungsketten. Darüber hinaus berät er Private-Equity-Gesellschaften bei Investitionen im Automobilsektor und verfügt über fundierte Erfahrung im Leasinggeschäft sowie im Aufbau entsprechender Geschäftsmodelle.

Law You Should Know
Buying or Leasing A Car

Law You Should Know

Play Episode Listen Later Feb 11, 2026 28:09


Ken Landau talks with automotive expert Ray Shefska, who provides tips on buying a new or used car. He has been involved in running many auto dealerships and helps the consumer to level the playing field when buying or leasing a car.

The New Warehouse Podcast
Warehouse Power Infrastructure is Redefining Leasing

The New Warehouse Podcast

Play Episode Listen Later Feb 9, 2026 32:10


Welcome back to The New Warehouse Podcast. In this episode, Kevin chats with Blake Chroman, Principal at Sitex Group. They discuss how warehouse power infrastructure is reshaping industrial real estate decisions. Drawing from Sitex Group's portfolio across New Jersey, New York, and South Florida, Chroman explains how electrical capacity, utility timelines, and total occupancy costs now influence leasing and development strategy.The conversation explores why power has moved from a background consideration to a front-line requirement, how older buildings are being repositioned, and what tenants should evaluate when selecting their next facility.Learn more about Sonaria here. Follow us on LinkedIn and YouTube.Support the show

Run The Numbers
Why Revenue Recognition Is the Next AI Battleground | Dan Miller of RightRev

Run The Numbers

Play Episode Listen Later Feb 9, 2026 47:06


In this episode of Run the Numbers, CJ Gustafson sits down with Dan Miller, CFO at RightRev. They unpack why leasing is underused in software, how RevTech emerged, and why revenue recognition may be the next AI battleground. Dan also shares how he evaluates durable growth vs. hypergrowth.—SPONSORS:Rillet is an AI-native ERP built for modern finance teams that want to close faster without fighting legacy systems. Designed to support complex revenue recognition, multi-entity operations, and real-time reporting, Rillet helps teams achieve a true zero-day close—with some customers closing in hours, not days. If you're scaling on an ERP that wasn't built in the 90s, book a demo at https://www.rillet.com/cjTabs is an AI-native revenue platform that unifies billing, collections, and revenue recognition for companies running usage-based or complex contracts. By bringing together ERP, CRM, and real product usage data into a single system of record, Tabs eliminates manual reconciliations and speeds up close and cash collection. Companies like Cortex, Statsig, and Cursor trust Tabs to scale revenue efficiently. Learn more at https://www.tabs.com/runAbacum is a modern FP&A platform built by former CFOs to replace slow, consultant-heavy planning tools. With self-service integrations and AI-powered workflows for forecasting, variance analysis, and scenario modeling, Abacum helps finance teams scale without becoming software admins. Trusted by teams at Strava, Replit, and JG Wentworth—learn more at https://www.abacum.aiBrex is an intelligent finance platform that combines corporate cards, built-in expense management, and AI agents to eliminate manual finance work. By automating expense reviews and reconciliations, Brex gives CFOs more time for the high-impact work that drives growth. Join 35,000+ companies like Anthropic, Coinbase, and DoorDash at https://www.brex.com/metricsMetronome is real-time billing built for modern software companies. Metronome turns raw usage events into accurate invoices, gives customers bills they actually understand, and keeps finance, product, and engineering perfectly in sync. That's why category-defining companies like OpenAI and Anthropic trust Metronome to power usage-based pricing and enterprise contracts at scale. Focus on your product — not your billing. Learn more and get started at https://www.metronome.comRightRev is an automated revenue recognition platform built for modern pricing models like usage-based pricing, bundles, and mid-cycle upgrades. RightRev lets companies scale monetization without slowing down close or compliance. For RevRec that keeps growth moving, visit https://www.rightrev.com—LINKS: Dan on LinkedIn: https://www.linkedin.com/in/danmillercpa/RightRev: https://www.rightrev.com/CJ on LinkedIn: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—TIMESTAMPS:00:00:00 Preview and Intro00:02:41 Why Operating Experience Matters for CFOs00:04:08 Defining Durable Growth00:06:06 Snowflake and Consumption Revenue Complexity00:10:17 Forecasting in Consumption Models00:11:29 AI's Role in Revenue Forecasting00:12:14 Sponsors — Rillet | Tabs | Abacus AI00:15:39 Comping Sales in Usage-Based Models00:18:15 Leasing as a Software Monetization Tool00:20:47 The CFO's Role in Sales and GTM00:22:29 How CFOs Help Close Deals00:24:14 Rev Tech vs RevOps00:26:20 Sponsors — Brex | Metronome | RightRev00:29:40 Where AI Actually Helps Rev Rec00:31:55 Deterministic vs Probabilistic AI00:33:05 Why Enterprises Hesitate on AI Agents00:34:18 Startups vs Incumbents in the AI Race00:35:13 FOMO, Overfunding, and Market Distortions00:38:13 CFO Playbooks Without Hypergrowth00:39:38 Finding PMF as a CFO00:41:15 Career Advice: Growth vs Shiny Objects00:42:00 Building the CEO–CFO Relationship00:42:49 Learning Beyond the Back Office00:43:22 Lightning Round00:44:28 Advice to My Younger Self00:45:09 Finance Tech Stack00:46:36 Credits

Property Profits Real Estate Podcast
Leasing on Autopilot AI in Rentals with Trevor Henson

Property Profits Real Estate Podcast

Play Episode Listen Later Feb 8, 2026 21:56


How do you lease 54 units in a month without breaking a sweat? In this episode, Dave Dubeau talks with Trevor Henson about how AI is changing the game in property management. From chatbot-led leasing funnels to legal risk reduction with tenant communication logs, Trevor shares how his team put leasing and maintenance follow-ups on autopilot. You'll hear how their AI, Joy, is saving time, boosting results, and improving both tenant and team satisfaction. - Get Interviewed on the Show! - Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/ #aiinrealestate #realestateautomation

Podcasty Aktuality.sk
Pšenák z ČSOB Leasing: Živnostníci prichádzajú o peniaze zbytočne, rozdiel medzi operatívnym leasingom a leasingovým úverom je zásadný

Podcasty Aktuality.sk

Play Episode Listen Later Feb 7, 2026 18:10


Ako si zabezpečiť nákup nového auta aj bez peňazí? Stále je to možné. Pre firmy, živnostníkov, ale aj pre súkromné osoby, dnes existujú sofistikované finančné produkty, ktoré odolali aj ráznym konsolidačným opatreniam.Vlastniť je stále dôležité, len nie pre každého.Stále viac sa hovorí o tom, že vlastníctvo nových áut je prežitok. Namiesto neho tu máme alternatívy, ktoré sa už dnes ukazujú ako oveľa výhodnejšie. Reč je napríklad o leasingovom financovaní, respektíve operatívnom leasingu alebo aktuálne leasingovom úvere. A hoci na Slovensku nastali významné legislatívne zmeny, ktoré celý tento model financovania mohli skomplikovať, trh si napokon cestu našiel.V dnešnej epizóde sa budeme rozprávať o financovaní nákupu nových a jazdených vozidiel, do štúdia sme zavolali jedného z najpovolanejších na Slovensku, regionálneho riaditeľa ČSOB Leasing pre Trnavský a Trenčiansky kraj, Ladislava Pšenáka.„Naším cieľom nie je brať autá, ale aby ich klienti užívali a dosplácali. Ak má klient krátkodobý problém, základom je komunikovať. Pokiaľ ide o dlhodobejšiu situáciu, je možné upraviť splátkový kalendár, ale dôležité je, aby klient „zdvíhal telefón“ a situáciu riešil,“ hovorí v novej epizóde podcastu Autobazar.EU Ladislav Pšenák z ČSOB Leasing o tom, čo hrozí po strate schopnosti splácať úver na auto.V rozhovore odpovedáme aj na nasledovné otázky:- Má zmysel baviť sa o leasingu a nezaťažovaní cashflow aj pri malých firmách a živnostníkoch, ktorí majú ročné tržby na úrovni desiatok či stoviek tisíc eur?- Kde robia malé firmy pri kúpe áut chyby, ktoré ich stoja peniaze navyše?- Aký je rozdiel medzi leasingovým úverom a operatívnym leasingom?- Čo sa deje s autom po skončení splácania - môžem si auto po lízingu nechať, či sa odpredáva, odkupuje?- Kontrolujete aj cenu vozidla, ktoré chce klient kúpiť? Napríklad, čo ak chce kúpiť auto za premrštenú cenu?- Čo sa stane, ak sa firme skomplikuje situácia, napríklad jej klienti nezaplatia faktúry, a hrozí vynechanie splátky? Pristupuje sa k odobratiu vozidla?Ďakujeme, že počúvate a sledujete podcasty od Autobazar.EU. Všetky naše podcasty nájdete na Podcastoch Aktuality.sk Rozhovor s importérom: Oprava batérie nás stojí len desiatky eur, robí to stroj Galko o reklame v médiách: Prichádzajú o tisíce eur na Google reklame, nevedia ako na to Novinár Hubinský: Elektromobily polarizujú spoločnosť, lebo je to politická téma. EÚ sa zachovala pokrytecky Adam Ďurica: Na cestách zažívam toľko, že ma len tak niečo...

Screw The Commute Podcast
1078 - The Pros and The Cons: Tom talks Vehicle Leasing

Screw The Commute Podcast

Play Episode Listen Later Feb 6, 2026 11:43


Today we're going to talk about some more hardcore business stuff, which is vehicle leasing, the pros and cons. Screw The Commute Podcast Show Notes Episode 1078 How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Training Center - https://imtcva.org/ Higher Education Webinar – https://screwthecommute.com/webinars See Tom's Stuff – https://linktr.ee/antionandassociates 00:23 Tom's introduction to Vehicle Leasing 01:39 Pros of leasing a vehicle 04:00 Cons of leasing a vehicle 08:00 Try to keep it as clean as possible before you turn it in 09:24 Keep the pros AND the cons in mind Entrepreneurial Resources Mentioned in This Podcast Higher Education Webinar - https://screwthecommute.com/webinars Screw The Commute - https://screwthecommute.com/ Screw The Commute Podcast App - https://screwthecommute.com/app/ Screw The Commute Podcast Producer - https://screwthecommute.com/larryguerrera/ College Ripoff Quiz - https://imtcva.org/quiz Know a young person for our Youth Episode Series? Send an email to Tom! - orders@antion.com Have a Roku box? Find Tom's Public Speaking Channel there! - https://channelstore.roku.com/details/267358/the-public-speaking-channel How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Retreat and Joint Venture Program - https://greatinternetmarketingtraining.com/ This is the shopping cart system Tom uses! Kartra - https://screwthecommute.com/kartra/ Copywriting901 - https://copywriting901.com/ Become a Great Podcast Guest - https://screwthecommute.com/greatpodcastguest Training - https://screwthecommute.com/training Disabilities Page - https://imtcva.org/disabilities/ Tom's Patreon Page - https://screwthecommute.com/patreon/ Tom on TikTok - https://tiktok.com/@digitalmultimillionaire/ Email Tom: Tom@ScrewTheCommute.com Internet Marketing Training Center - https://imtcva.org/ Related Episodes Mickey Mouse Boots - https://screwthecommute.com/1077/ More Entrepreneurial Resources for Home Based Business, Lifestyle Business, Passive Income, Professional Speaking and Online Business I discovered a great new headline / subject line / subheading generator that will actually analyze which headlines and subject lines are best for your market. I negotiated a deal with the developer of this revolutionary and inexpensive software. Oh, and it's good on Mac and PC. Go here: http://jvz1.com/c/41743/183906 The Wordpress Ecourse. Learn how to Make World Class Websites for $20 or less. https://screwthecommute.com/wordpressecourse/

ApartmentHacker Podcast
2,156 - The Multifamily Operations Tip of the Day: Why Speed-to-Lead Wins

ApartmentHacker Podcast

Play Episode Listen Later Feb 5, 2026 4:09


In leasing, minutes matter.In today's Multifamily Operator Tip of the Day, we dig into one of the most powerful yet overlooked levers in leasing success: response time.Here's the truth: The first one to respond usually wins. And prospects don't wait around—they move on.We unpack:- Why your speed to lead standard should be under 5 minutes (or better—instantaneous)- How to use automation for speed and humans for warmth- Why slow follow-up equals lost trust, no matter how strong your community is- How to gamify responsiveness and drive resultsRemember, your building might be beautiful. Your digital curb appeal might be on point. But if your team doesn't answer quickly, none of it matters.Speed doesn't replace quality. But without it, quality is invisible.Subscribe now. Leasing is a battle. Speed wins.Blog: https://www.multifamilycollective.comBook: https://amzn.to/3YI6BDaSupport comes from: https://www.365connect.com/?utm_campaign=mmnHosted by: https://www.multifamilymedianetwork.comJoin me at Cultivate 2026: https://naahq.org/events/cultivate/sessions

ApartmentHacker Podcast
2,157 - The Multifamily Operations Tip of the Day: The Fortune is not in the Follow Up

ApartmentHacker Podcast

Play Episode Listen Later Feb 5, 2026 4:07


Smash that subscribe now! No really! Stop reading and click the button! Your Property Management Career Depends on It! We've all heard it: “The fortune is in the follow-up.”But in today's Multifamily Operator Tip of the Day, we challenge that.Because the real fortune? It's in the human behind the follow-up.Yes, follow-up matters. But not the robotic, high-pressure kind. Today, prospects demand:- Multi-touch, multi-channel engagement- Helpful, relevant information- Consistency that builds trustThe magic happens when your follow-up is powered by authenticity, not automation alone.AI can support the process. But it's your tone, transparency, and kindness that win leases.Leasing is no longer just a numbers game—it's a relationship game.Be consistent. Be helpful. But most of all, be human.And, remember - smash the subscribe button!!! Blog: https://www.multifamilycollective.comBook: https://amzn.to/3YI6BDaSupport comes from: https://www.365connect.com/?utm_campaign=mmnHosted by: https://www.multifamilymedianetwork.comJoin me at Cultivate 2026: https://naahq.org/events/cultivate/sessions

Owner Occupied with Peter Lohmann
How to Fix Your Leasing Funnel: Leads, Fraud & Fees with Vanessa Anderson (CEO at ShowMojo, Tenant Turner, and PropertyTek)

Owner Occupied with Peter Lohmann

Play Episode Listen Later Feb 5, 2026 62:38


In this episode, Vanessa Anderson digs into the biggest leasing challenges PMs are facing right now: flat rents, longer days on market, and growing regulatory pressure around fee disclosures. Vanessa shares how ShowMojo & Tenant Turner are helping PMs stay compliant, fight listing fraud, and optimize conversions, even in a soft market.(00:00:00) Intro (00:01:28) Vanessa's early career and real estate background (00:04:16) Transition to institutional ownership and tech (00:11:36) Recent developments and innovations (00:14:23) Sponsor - ShowMojo (00:15:44) Differentiating rental prices via fees (00:17:14) Addressing fraud and security in property management (00:22:54) Leveraging AI and future roadmap (00:30:59) Lead sources and leasing widgets (00:31:28) Sneak peek: latest leasing report (00:32:30) Challenges in the leasing market (00:33:56) Using data to communicate with owners (00:37:08) Regional market insights (00:39:07) Sponsor - ShowMojo & TenantTurner (00:40:40) Future leasing trends (00:53:35) Metrics for property managers (00:56:27) Importance of clear policies (01:01:03) Conclusion and contact information We also get into how AI is (and isn't) being used in leasing workflows, the surprising market insights from their latest leasing report, and why a clear pet policy might save you 2–3 days on market. If you're thinking about your tech stack, lead sources, or how to justify pricing with owners, be sure to catch this one.Learn more & connect with me here:⁠Crane⁠, the private community for property management business owners.⁠My Free PM Newsletter⁠⁠RL Property Management⁠Learn more and connect with Vanessa here: Vanessa on LinkedIn - https://www.linkedin.com/in/vanessaanderson/Tenant Turner - https://tenantturner.com/ShowMojo - https://hello.showmojo.com/Programming note: This episode contains sponsored content.

Análisis BIVA
Análisis BIVA Sostenible T6E1 con Alejandro Espinosa de Active Leasing y Andrés Bahamón del IFC

Análisis BIVA

Play Episode Listen Later Feb 3, 2026 33:15


En este nuevo episodio de Análisis BIVA Sostenible nos acompañan Alejandro Espinosa, Socio de Active Leasing y Andrés Bahamon, Senior Operations Officerdel IFC, quienes nos hablan sobre el primer bono vinculado a la sostenibilidad en Latinoamérica con indicadores de gobernanza y clima, así como cuál es su impacto en el mercado mexicano. Conducido por Francisco Valle, Director de Emisoras en BIVA.

Syndication Made Easy with Vinney (Smile) Chopra
Why Leasing Culture Drives Real Estate Profits | Abundance Mindset [SHORTS]

Syndication Made Easy with Vinney (Smile) Chopra

Play Episode Listen Later Feb 2, 2026 4:12


Most leaders want results — but few build the environment that produces them consistently.   On this episode of The Abundance Mindset, Vinney Chopra explains why high-performing real estate teams aren't built by micromanaging results, but by teaching people how to think, rehearse, and improve together.   What stands out is the emphasis on practice — not pressure. Leasing success doesn't come from hope. It comes from preparation, repetition, and recognition.  

Not Your Average Investor
485 | 2026 Jacksonville Real Estate Outlook (Inside JWB's State of the Union + Investor Summit Preview)

Not Your Average Investor

Play Episode Listen Later Feb 2, 2026 71:12


The real estate market is entering 2026, and many investors are trying to make the right move.And when things feel unclear, it's easy to get distracted by headlines or make decisions that drift away from long-term goals.That's why this week, we're taking you inside JWB Real Estate Capital's annual “State of the Union.”In this special episode of the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez walk you through how JWB reviews performance, filters noise from signal, and builds a strategy rooted in real data and real operations.Here's what you'll learn:- JWB's 2025 performance recap: how we bought, sold, built, and managed properties- What the data says about the Jacksonville market in 2026: home price appreciation, rent growth, inventory, and demand- How JWB's 2026 strategy aligns with these trends to help our clients invest with clarity and confidence- A preview of what's coming at the Not Your Average Investor Summit: what's new this year, what you'll experience in Jacksonville, and who this event is really forIf you want to make smarter, data-driven decisions in the year ahead, this is the conversation you don't want to miss.Listen NOW!Chapters:00:00 Introduction and Overview01:58 Meet the Hosts02:30 Nashville Adventures03:42 State of the Union: JWB's 2026 Playbook07:32 Acquisitions and Market Outlook14:25 New Construction and Sales Strategy20:46 Leasing and Property Management35:22 Homestead Program and Community Impact35:57 JWB's Vision for the Future37:05 Introduction to the Home Step Program37:59 Impact of the Home Step Program39:54 JWB Cares: Charitable Initiatives43:47 Elevate Communities: Multifamily Arm44:52 Expanding Property Management to New Markets52:01 Summit Preview: Celebrating 20 YearsStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

The Very Real Estate Effect Investing in Quebec
Royalmount's Comeback: The Leasing Playbook Behind Montreal's Fastest Retail Turnaround

The Very Real Estate Effect Investing in Quebec

Play Episode Listen Later Jan 30, 2026 25:17


Royalmount is not just "doing fine" it is accelerating. In this episode Axel Monsaingeon sits down with Michael Stroll, Partner at Carbonleo and SVP Leasing, to break down what actually drives a successful mixed use destination in Montreal. They explore how consumer habits are changed, why occupancy momentum matters more than first month headlines, and how the right tenant mix, events, and access strategy can reposition an asset quickly. You will hear the measurable results behind the Royalmount lease up, the expansion logic for phase two retail, why a hotel on site makes sense, and how Class A office demand is being reshaped by commute patterns and lifestyle convenience. If you work in development, leasing, investment, or brokerage, this conversation is a masterclass in building durable demand through placemaking and long term vision. Topics & Timestamps

Syndication Made Easy with Vinney (Smile) Chopra
Why Marketing Culture Makes or Breaks Real Estate | Abundance Mindset

Syndication Made Easy with Vinney (Smile) Chopra

Play Episode Listen Later Jan 29, 2026 32:18


In this episode of The Abundance Mindset, hosts Vinney Chopra and Gualter Amarelo break down a topic most investors overlook — how culture inside your sales and marketing teams directly impacts occupancy, cash flow, and long-term success. Vinney shares lessons from building and operating thousands of units across multifamily, senior living, and hospitality, while Gualter brings real-world challenges from actively scaling his own portfolio.   This conversation dives deep into what actually drives performance on the ground:

The Best Interest Podcast
Some Dumb Financial Moves (That I'm Fine With) - E128

The Best Interest Podcast

Play Episode Listen Later Jan 28, 2026 41:28


In this candid solo episode, Jesse walks through a series of financial decisions that look "wrong" on paper but make complete sense when viewed through the lens of real life, values, and tradeoffs. Using personal examples, he challenges the idea that optimal spreadsheets should always dictate behavior, arguing instead that financial planning exists to support a life well lived—not to win theoretical efficiency contests. Jesse explains why holding excess cash even when expected returns favor investing, and prioritizing flexibility and simplicity over marginal tax optimization. Throughout the episode, he dismantles the myth that good planning means eliminating all inefficiency, emphasizing that peace of mind, optionality, and behavioral alignment often outweigh incremental gains. By reframing "dumb" financial moves as intentional choices made with eyes wide open, Jesse encourages listeners to separate true financial mistakes from decisions that are simply mismatched to someone else's values or risk tolerance—and to give themselves permission to choose what actually works for their lives. Key Takeaways: • Not all financially "inefficient" decisions are mistakes. Optimization often ignores behavioral and emotional realities. • Taking care of a low interest loan can offer peace of mind—despit better returns often being found in investments. • Leasing a car or renting a home may be the right move—depending on the situation. • Using an HSA early may seem like a bad idea, but it could help reduce stress elsewhere in our financial lives. • Being a "lazy investor" is often better than being a complicated investor. • Spreadsheets cannot fully capture human behavior. A "good" decision can look bad to outsiders and still be right. Key Timestamps: (00:46) – Sandbox Investing Accounts (04:48) – Paying Off Low-Interest Loans (09:37) – Leasing a Car: Pros and Cons (13:05) – Emergency Funds and Cash Allocation (19:56) – Balancing Emotions and Math in Social Security Decisions (22:17) – Owning Company Stock: Risks and Rewards (23:33) – Taxable Brokerage Accounts vs. Qualified Retirement Accounts (27:55) – Using HSA Accounts for Medical Expenses (29:51) – Renting vs. Buying: A Balanced Perspective (34:52) – The Concept of Lazy Investing (39:59) – Continuous Learning in Personal Finance Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ Personal Finance for Long-Term Investors is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Oh My Fraud
Leasing Peter to Pay Paul

Oh My Fraud

Play Episode Listen Later Jan 28, 2026 42:59


In the 1970s, two lifelong friends set out to disrupt the computer leasing industry.SponsorsUNC - http://ohmyfraud.promo/uncTake our survey: https://forms.gle/mRrR7FPCZs8eWnog8Get NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CEDownload the app:Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appQuestions? Need help? Email support@earmarkcpe.com.CONNECT WITH CALEBLinkedIn: https://www.linkedin.com/in/calebnewquist/Sources:O.P.M. BANKRUPTCY: QUESTIONS ABOUND [NYT]The Bubble Bursts Following O.P.M.'s Overnight Success [Washington Post]GUILTY PLEAS IN O.P.M. FRAUD CASE [NYT]TWO GET PRISON IN COMPUTER CASE [NYT]SEC News Digest, January 11, 1983 [SEC]ETHICS AND THE LAW: A CASE HISTORY [NYT Magazine]S.E.C. FILES SUIT AGAINST FOX & CO. [NYT]

FreightCasts
3PLs dominate industrial leasing, Alaska Airlines vs. Amazon & C.H. Robinson's AI fix | The Daily

FreightCasts

Play Episode Listen Later Jan 27, 2026 5:58


The logistics sector is sending mixed signals in early 2026, with some data pointing to a boom while other indicators suggest fragility. On the growth side, 3PLs are dominating industrial leasing as corporations aggressively outsource their complex supply chains. Financial metrics back up this optimism, with Triumph Financial reporting rising invoice sizes and the addition of major fleets like J.B. Hunt to their network. This consolidation suggests big players are circling the wagons around platforms that provide stability and value. Operational efficiency is also improving, as C.H. Robinson uses AI agents to automate ready-checks and reduce unnecessary return trips by 42%. These technological advancements are helping stabilize networks by cutting out pure waste like fuel and driver time. However, friction remains in the air cargo sector, where Alaska Airlines is dissatisfied with its Amazon contract due to pilot scheduling issues and thin margins. The airline is looking to renegotiate terms or exit the deal as it struggles to optimize utilization between passenger and cargo operations. Regulatory and geopolitical risks are also mounting, highlighted by a court decision denying a reprieve for non-domiciled CDL renewals in California. Furthermore, global trade lanes face renewed uncertainty after Houthis threatened new attacks in the Red Sea, potentially forcing ships back around the Cape of Good Hope. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

FreightWaves NOW
3PLs dominate industrial leasing, Alaska Airlines vs. Amazon & C.H. Robinson's AI fix | The Daily

FreightWaves NOW

Play Episode Listen Later Jan 27, 2026 5:58


The logistics sector is sending mixed signals in early 2026, with some data pointing to a boom while other indicators suggest fragility. On the growth side, 3PLs are dominating industrial leasing as corporations aggressively outsource their complex supply chains. Financial metrics back up this optimism, with Triumph Financial reporting rising invoice sizes and the addition of major fleets like J.B. Hunt to their network. This consolidation suggests big players are circling the wagons around platforms that provide stability and value. Operational efficiency is also improving, as C.H. Robinson uses AI agents to automate ready-checks and reduce unnecessary return trips by 42%. These technological advancements are helping stabilize networks by cutting out pure waste like fuel and driver time. However, friction remains in the air cargo sector, where Alaska Airlines is dissatisfied with its Amazon contract due to pilot scheduling issues and thin margins. The airline is looking to renegotiate terms or exit the deal as it struggles to optimize utilization between passenger and cargo operations. Regulatory and geopolitical risks are also mounting, highlighted by a court decision denying a reprieve for non-domiciled CDL renewals in California. Furthermore, global trade lanes face renewed uncertainty after Houthis threatened new attacks in the Red Sea, potentially forcing ships back around the Cape of Good Hope. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

ApartmentHacker Podcast
2,148 - The Multifamily Operations Tip of the Day: Centralization to Orchestration

ApartmentHacker Podcast

Play Episode Listen Later Jan 25, 2026 3:00


Let's be real: “centralization” has become a buzzword. My belief is that a transient buzzword, as it will be a relic in the coming 18 months. But in today's Multifamily Operator Tip of the Day, I'm reframing it. Leasing, renewals, even maintenance, they're moving off-site thanks to technology and scale. But that doesn't erase the human role. It elevates it. Might I hedge, at some point, owners and operators will have a choice to make. AI-forward. Or, Human-forward. The new property manager isn't a transaction processor. They're an orchestrator of service, experience, and outcomes. That's the role. That's the future.We cover:*Why early adopters will win talent and consistency*How outdated staffing models will hold you back*What it really means to lead during this era of orchestration*A glimpse of what's coming next: AI as the ultimate orchestratorThis is not the end of humans; for now, it's the beginning of better roles for them.Like what you're hearing? Subscribe and stay ahead of the shift. Blog: https://www.multifamilycollective.comBook: https://amzn.to/3YI6BDaSupport comes from: https://www.365connect.com/?utm_campaign=mmnHosted by: https://www.multifamilymedianetwork.comTomorrow we're talking agentic design.

Inside The Vault with Ash Cash

This episode of Inside the Vault with Ash Cash features entrepreneur, coach, and salon suite mogul Patrice “Sway the Pro” McKinney.Throughout the conversation, Patrice shares her journey from working behind the chair to becoming a multi-millionaire by building salon suites — a business model she describes as being a landlord in the hair and beauty industry. She explains why the “sexy route” in entrepreneurship is often the least profitable and how quiet, strategic positioning creates long-term wealth.Listeners will hear candid stories about setbacks, resilience, belief, and mindset — including moments where everything went wrong but quitting was not an option. Patrice also breaks down the salon suite business model, how leasing commercial property works, how to fill suites, common mistakes to avoid, and when franchising makes sense.This episode focuses on money mindset, smart business strategy, and the power of belief — especially for first-generation wealth builders.⏱️ Timestamps / Chapters0:00 – “Cigarette money” & being warned against barbering 0:10 – Seeing barbers living well in Atlanta & New York 0:17 – Why the “sexy route” is often the least lucrative 0:24 – Breakthroughs always come with quit moments 0:30 – Signing the lease & immediate setbacks 0:36 – Architect runs off with the money 0:42 – Permits, pressure, and breaking down emotionally 0:48 – Unexpected help clears the way 0:54 – “Everybody got ‘owner' in their bio” 1:00 – Do you need to own property to build salon suites? 1:06 – Leasing vs owning explained 1:13 – What it takes to cross into millionaire status 1:19 – Do you have to be delusional to succeed? 1:24 – Legacy and long-term impact2:36 – Official show intro: Inside the Vault with Ash Cash 2:50 – Patrice's business model overview 3:04 – Turning 95 sq ft into $1,500/month 3:16 – Risking everything to build the first location 3:22 – Selling the first location & still collecting royalties4:10 – Patrice introduces herself in her own words 4:48 – Coaching & mentoring in the beauty industry 5:32 – Falling in love with salon suites 6:03 – Barber shop vs salon suite comparison 6:15 – Why salon suites are hands-off and scalable7:27 – Why calm money is better than flashy money 7:52 – Working smarter, not harder8:22 – Upbringing, popularity, and mindset 9:55 – Basketball career & full scholarship 10:45 – Why she didn't pursue the WNBA 11:20 – Pivoting into music and entertainment12:34 – Music industry gatekeeping & rejection 13:38 – Being told to change who she was 14:33 – God's redirection and bigger purpose15:09 – Resilience through repeated setbacks 16:37 – Growing up without role models 17:03 – Deciding to break the cycle17:36 – Moving the family from Michigan to Georgia 18:01 – Crashing the U-Haul 18:46 – Losing housing at the last minute 19:17 – Laptop stolen before the move 19:52 – Choosing not to turn back20:26 – Carrying the weight for the family 21:09 – “Make it a good decision by doing whatever it takes”21:38 – Being the first millionaire in the family 22:03 – Belief as the real barrier 22:20 – Optimistic delusion explained23:49 – Every breakthrough comes with resistance 24:22 – Buildout stress & no mentorship 25:09 – Racism, permitting delays, and anxiety 25:55 – Why mentorship matters27:38 – What salon suites actually are 28:14 – Why the model works long-term 29:01 – Comparing salon suites to real estate 30:03 – Students making six figures from one location 30:33 – Big brands doing $70M+ annually31:57 – Leasing vs owning explained again 32:22 – Why “ownership” is misunderstood 33:08 – Using other people's money ethically 34:07 – Tenant improvement allowances (TI) 34:55 – Landlords funding buildouts36:10 – How many suites to start with 36:46 – Medical office spaces as ideal properties38:02 – How to fill salon suites 38:25 – Social media as the #1 marketing tool 39:10 – SEO vs paid ads40:35 – Biggest mistakes new owners make 41:10 – Wasting square footage 41:49 – Not understanding commercial leases42:46 – Franchising: when it makes sense 43:34 – Systems, SOPs, and FDDs 44:24 – How franchising accelerates growth48:09 – Why she wrote Sweet Victory 49:12 – Showing the full journey, not just success50:01 – Defining legacy and impact 51:24 – The importance of support systems 52:17 – Support helps but isn't required53:50 – Handling visibility, blogs, and virality 55:23 – What's next: real estate, investing, speaking57:47 – How to connect with Patrice “Sway the Pro” 58:22 – Free training information 58:56 – Closing the Vault with Ash CashAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Hey Docs!
Navigating Healthcare Real Estate: Insights from Colin Carr

Hey Docs!

Play Episode Listen Later Jan 22, 2026 50:59


"You need options to have leverage." Connect With Our SponsorsGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://www.a-dec.com/orthodonticsSmileSuite - https://getsmilesuite.com/ Summary In this episode of Hey Docs!, Jill Allen welcomes back Colin Carr, a seasoned expert in healthcare real estate. Colin shares his journey from a generalist in commercial real estate to specializing in healthcare, driven by the realization that many doctors lack proper representation in real estate transactions. He discusses the evolution of his company, which now operates nationally, representing thousands of healthcare providers. The conversation delves into the current state of the commercial real estate market, highlighting the competitive landscape, especially in healthcare, and the importance of understanding lease agreements and ownership options for healthcare professionals. The episode concludes with practical advice for healthcare professionals considering their real estate options, underscoring the need for expert guidance in a complex and evolving market. Connect With Our Guest CARR - https://carr.us/ Takeaways You can always refinance.You have to play the hand you're dealt.The number one mistake is trying to do it yourself.You need options to have leverage.90% of the time, the lease rate is higher than the landlord would charge a new tenant.You can't time the market perfectly.The landlord's motivation changes if they know you're willing to move.You should always submit the offer, not vice versa.Most doctors are off by several months on their lease expiration dates.You need to start your lease renewal process at least 12 months in advance.Chapters 00:00 Introduction to Colin and CARR06:53 The Current Commercial Real Estate Market12:18 Leasing vs. Owning: Making the Right Choice23:49 Common Mistakes in Lease Negotiations26:23 The Pitfalls of DIY Negotiations27:50 Leveraging Options for Better Lease Terms29:17 Common Mistakes in Lease Renewals30:43 The Value of a Commercial Broker37:49 Timing and Strategy for Lease Renewals40:26 Negotiating with Landlords: Key Insights44:22 Final Tips and Contact Information Episode Credits:  Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett LuceroAre you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice?Reach out to me- www.practiceresults.com.    If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode.    New episodes drop every Thursday!   

Beyond Bitewings
How Design Trends Are Changing Dental Practices and Patient Experiences

Beyond Bitewings

Play Episode Listen Later Jan 22, 2026 37:44 Transcription Available


In this episode of Beyond Bitewings, Ash sits down with Mark Brodson, Managing Broker at Resource Commercial Advisors, to discuss current design and real estate trends for dental practices. Mark shares insights on how dental office design now focuses more on patient comfort and the overall experience, moving away from the traditional, clinical atmosphere to environments that feel more like spas or lounges. He gives a detailed look at space planning, explaining typical square footage requirements for modern practices and the growing interest among dentists in expanding services to include aesthetic treatments like Botox. The conversation also explores key considerations for dentists deciding between leasing or buying their office space. Mark Brodson explains the importance of lease clauses, including rights of first refusal and demolition or relocation clauses, and the value of working with a professional broker throughout the process. The episode wraps up with a discussion on suburban versus urban demand for dental spaces post-COVID and the significant impact that updated office design can have on the value and marketability of a dental practice.To find out more and connect with Mark, visit: https://www.resourcecommercial.net/mark-brodson/Key Topics Discussed:• Design trends in dental office spaces• Patient experience and comfort in dental practices• Typical dental office sizes and efficient use of space• Leasing vs. buying dental practice real estate• Important lease clauses to consider (right of first refusal, demolition/relocation)• Tenant improvement allowances and lease renewal strategies• Factors that influence the value of a dental practice• The shift from urban to suburban dental practice locations• The role of professional brokers in real estate decisions

ApartmentHacker Podcast
2,135 - The Multifamily Operations Tip of the Day: Improve RUBS without Backlash

ApartmentHacker Podcast

Play Episode Listen Later Jan 21, 2026 2:07


It's not the billing that breaks your RUBS program.It's the story your residents tell themselves when you don't explain it.In today's Multifamily Operations Tip of the Day, Mike Brewer delivers a hard truth: RUBS programs don't fail because of logistics; they fail because of lousy communication.When residents feel blindsided by a change, the “evil landlord” narrative kicks in. That's not just frustrating, it's preventable.Mike breaks down how to introduce utility billing changes with clarity, empathy, and context. Before you roll out the numbers, share the story. Show how it promotes fairness. Conservation. Alignment with actual usage.Want less resistance? Lead with transparency. Give your residents the why behind the what. Offer examples. Build an FAQ. And when can they see their efforts reflected in their bills? Resentment turns into participation.The success of your RUBS program hinges on communication, not calculation. Say it plainly. Say it early. Say it often.If you're ready to improve adoption and reduce friction in your utility billing, like this video, subscribe to the channel, and drop your top communication strategy in the comments.It's not the billing that breaks your RUBS program.It's the story your residents tell themselves when you don't explain it.In today's Multifamily Operations Tip of the Day, Mike Brewer delivers a hard truth: RUBS programs don't fail because of logistics; they fail because of lousy communication.When residents feel blindsided by a change, the “evil landlord” narrative kicks in. That's not just frustrating, it's preventable.Mike breaks down how to introduce utility billing changes with clarity, empathy, and context. Before you roll out the numbers, share the story. Show how it promotes fairness. Conservation. Alignment with actual usage.Want less resistance? Lead with transparency. Give your residents the why behind the what. Offer examples. Build an FAQ. And when can they see their efforts reflected in their bills? Resentment turns into participation.The success of your RUBS program hinges on communication, not calculation. Say it plainly. Say it early. Say it often.If you're ready to improve adoption and reduce friction in your utility billing, like this video, subscribe to the channel, and drop your top communication strategy in the comments.Blog: https://www.multifamilycollective.comSupport comes from: https://www.365connect.com/?utm_campaign=mmnHosted by: https://www.multifamilymedianetwork.comPlus: why in-person events like RETCON https://retconference.com/ matter more now than ever.Multifamily, RUBS Program, Utility Billing, Resident Communication, Property Management, Fair Billing Practices, Resident Engagement, Operational Clarity, Transparency in Leasing, Leadership in Multifamily, Resident Satisfaction#Multifamily #RUBS #UtilityBilling #ResidentExperience #CommunicationStrategy #PropTech #MultifamilyLeadership #TransparencyMatters #PropertyOperations #ResidentEngagementmikebrewer #multifamilycollective #multifamilymentoring #multifamilycoaching #multifamilypodcast #leadership #OpenAi #multifamilymedianetworkMultifamily, RUBS Program, Utility Billing, Resident Communication, Property Management, Fair Billing Practices, Resident Engagement, Operational Clarity, Transparency in Leasing, Leadership in Multifamily, Resident Satisfaction#Multifamily #RUBS #UtilityBilling #ResidentExperience #CommunicationStrategy #PropTech #MultifamilyLeadership #TransparencyMatters #PropertyOperations #ResidentEngagementmikebrewer #multifamilycollective #multifamilymentoring #multifamilycoaching #multifamilypodcast #leadership #OpenAi #multifamilymedianetwork

Drive Radio
- THE EXTRA MILE: The Truth About Car Leasing Nobody Explains. (1-17-26)

Drive Radio

Play Episode Listen Later Jan 19, 2026 58:14


Is leasing really the shortcut to driving a new car every few years—or a financial trap hiding in plain sight? In this episode of https://Drive-Radio.com, The Extra Mile, host John Rush goes deep on the real-world costs of leasing versus buying, breaking down the fine print most drivers never think about until it's too late. From mileage limits and wear-and-tear charges to residual values, early termination fees, and surprise end-of-lease bills, John explains why that low monthly payment can be misleading. What happens if you drive more miles than your lease allows? Why do some drivers end up forced to finance the same car for 7 years instead of walking away? And when—if ever—does leasing actually make sense for individuals versus business owners? The conversation also explores what really happens to off-lease vehicles, why some make it back onto dealer lots while others head straight to auction, and how market swings can dramatically change the math. This episode is a must-listen for anyone shopping for a new or used vehicle, considering a lease, or trying to avoid costly mistakes on the back end of a deal. Are you paying attention to the full cost—or just the monthly payment?

EV News Daily - Electric Car Podcast
BRIEFLY: France Leasing Scheme, VW Surge and Mini EV Records

EV News Daily - Electric Car Podcast

Play Episode Listen Later Jan 17, 2026 4:16


It's EV News Briefly for Wednesday 14 January 2026, everything you need to know in less than 5 minutes if you haven't got time for the full show.Patreon supporters fund this show, get the episodes ad free, as soon as they're ready and are part of the EV News Daily Community. You can be like them by clicking here: https://www.patreon.com/EVNewsDailyFRANCE'S SOCIAL LEASING SCHEME ADDS 50,000 EVS https://evne.ws/45K8BP0 VW EV SALES SURGE BUT CHINA AND SOFTWARE DRAG https://evne.ws/4qpohzF BMW SALES FLAT BUT ELECTRIC SHARE JUMPS https://evne.ws/49mR7uu MINI HITS RECORD AS EVS PASS ONE-THIRD OF SALES https://evne.ws/4bwPfAw LUCID GRAVITY LAUNCH HITS SOFTWARE POTHOLES https://evne.ws/49D8I08 LUCID SAYS STOP SELLING GUILT, START SELLING SPEED https://evne.ws/4aTn5j3 NEW JERSEY POURS US$32M INTO E-BUSES AND CHARGERS https://evne.ws/49w50Fq CHINA AND INDIA CUT COAL POWER TOGETHER FOR FIRST TIME IN 52 YEARS https://evne.ws/49ohcJw ZEEKR 7GT ESTATE TARGETS EUROPEAN EV TASTES https://evne.ws/3NcGmSV XPENG P7+ TARGETS EUROPE'S FAMILY EV SALOON BUYERS https://evne.ws/49BlZGu

Retail Retold
Built to Last: Retail Real Estate Strategies for the Current Cycle

Retail Retold

Play Episode Listen Later Jan 15, 2026 26:21


What Does It Take to Go the Distance in Retail Real Estate Today?Retail real estate in early 2026 is defined by imbalance. In many suburban, open-air markets, demand is overwhelming supply. Five tenants are chasing one quality space. Vacancy is razor-thin. New construction still does not pencil. The result is leverage—and it is shifting.Chris Ressa and Andrew Mahr of Bialo Real Estate dig into how that leverage is actually showing up in deals. Face rents are not always jumping overnight, but economics are tightening through lower tenant improvement packages, higher tenant capital contributions, and tougher negotiations around delivery costs. Retail is repricing—just not always in the most obvious way.The conversation also highlights the growing divide between markets. Urban cores tied to office traffic remain uneven, while suburban lifestyle centers are absorbing demand from retailers with capital, patience, and long-term conviction. Strong operators are choosing to invest more upfront to control fixed occupancy costs over time, especially in junior anchor and specialty formats.A North Miami case study brings the thesis to life. An off-market Wild Fork deal shows how the best sites are no longer “available”—they are unlocked through persistence, relationships, and a willingness to target occupied real estate. The takeaway is simple: in today's market, waiting for vacancy is passive. Going direct is how deals get done.What You'll HearHow rising rents are showing up through deal structure, not always through face rateWhy tenant improvement packages are shrinking and tenant capital is coming back into the equationWhat it really means when deals “don't pencil” in a high-cost, high-rate environmentHow strong retailers are deciding when it makes sense to invest more upfront to control long-term occupancy costsWhy off-market strategies matter more in a low-vacancy worldA real North Miami case study showing how targeting occupied real estate can unlock best-in-market locationsHow landlord-tenant alignment can accelerate expansion and turn single deals into long-term partnershipsChapters00:00 – Welcome and introductionsChris Ressa welcomes Andrew Mahr and sets the stage for a wide-ranging conversation on retail, relationships, and the market.01:00 – Running, resilience, and perspectiveAndrew shares his Boston Marathon journey and why endurance, advocacy, and long-term commitment shape how he approaches business.03:00 – What Bilo Real Estate actually doesA look at Bilo's role as a national, outsourced real estate department and why deep market familiarity matters.05:15 – Retail in 2026: a tale of two marketsUrban cores tied to office demand lag while suburban, open-air retail faces intense competition and limited supply.07:45 – Why new retail still doesn't pencilInterest rates, construction costs, and underwriting realities continue to stall speculative retail development.09:30 – Leasing momentum and shifting deal economicsRents are rising—but often through reduced TIs and higher tenant capital, not just headline numbers.12:00 – Who's winning: strong retailers with capitalWhy the healthiest tenants are choosing to invest more upfront to control long-term occupancy costs.13:30 – Hospitality and wellness as growth categoriesRestaurants, social...

unSeminary Podcast
When Growth Creates Pressure: Facilities, Space and What to Do in 2026 with Eric Garza

unSeminary Podcast

Play Episode Listen Later Jan 15, 2026 43:33


Leading Into 2026: Executive Pastor Insights Momentum is real. So is the pressure. This free report draws from the largest dedicated survey of Executive Pastors ever, revealing what leaders are actually facing as they prepare for 2026. Why staff health is the #1 pressure point Where churches feel hopeful — and stretched thin What worked in 2025 and is worth repeating Clear decision filters for the year ahead Download the Full Report Free PDF • Built for Executive Pastors • Instant access Welcome back to another episode of the unSeminary podcast. We're continuing our special series responding to insights from the National Executive Pastor Survey with an executive pastor from a prevailing church. Today we're joined by Eric Garza, Executive Pastor at Cross Church. Cross Church is one of the fastest-growing churches in the country, with 12 campuses across South Texas, serving both English- and Spanish-speaking congregations. In this conversation, Eric helps unpack the number-one fear expressed by executive pastors in the survey: running out of space and not knowing what to do next. Is your church growing but feeling physically constrained? Are facilities, kids' space, or parking holding you back from what God may want to do next? Eric offers practical, hard-earned wisdom from leading through rapid multisite expansion. Facilities don't just limit space—they shape momentum. // At Cross Church, growth has come through both campus planting and mergers or acquisitions of existing churches. In both cases, facilities either enable momentum or quietly choke it. Sustainable space must support all aspects of ministry—not just a worship room. Parking, kids' environments, lobbies, restrooms, storage, and office space all play a role. A building that works on paper can quickly fail if it can't support the full weekend experience. Don't rush into permanence. // One of Eric's strongest recommendations is to resist the pressure to own a building too early. Several Cross campuses began in leased spaces, which reduced operational burden and allowed the church to test viability without long-term risk. Leasing removes concerns like insurance, major maintenance, and long-term liability, freeing leaders to focus on ministry. If a campus stalls or misses the mark, leaders can pivot without being locked into a costly asset. Location matters more than you think. // Some facility lessons are learned the hard way. Eric humorously—but seriously—warns against launching next to railroad tracks or industrial zones. Visiting a facility during a Sunday morning timeframe is essential. Noise, safety, curb appeal, and accessibility all influence guest experience. Cross has launched campuses in libraries and event centers, learning to adapt acoustics and layouts while prioritizing safety and hospitality. Capital campaigns need margin. // Eric is candid about capital campaigns. Churches often believe in faith for a number that rarely materializes at full scale, especially since capital giving sits above normal tithes. Meanwhile, construction costs almost always rise. Cross learned the hard way that campaign timelines and construction timelines rarely align. Building 10–15% margin into every campaign accounts for inflation, surprises, and delays. If surplus remains, it becomes a testimony of generosity rather than a crisis averted. Remodeling vs. rebuilding requires sober math. // Acquiring an existing building can be a gift—or a trap. Before knocking down walls, Eric urges leaders to get third-party inspections and cost estimates. Some remodels quietly approach the cost of new construction while delivering less functionality. Evaluate whether a building should serve as a long-term campus, a ministry center, or even collateral for future development. Sometimes the wisest move is not to hold services there at all. Define a clear facility standard. // Over time, Cross Church developed a consistent “Cross standard” across campuses—shared color palettes, stage layouts, kids' safety ratios, and ministry flow. While floor plans differ, the experience feels familiar. This standard helps teams evaluate remodels quickly and ensures families know what to expect. It also clarifies where compromise is acceptable and where it's not. When space is tight, simplify strategically. // Not every constraint requires construction. Cross has increased capacity by adding services, adjusting service times, and consolidating kids' age groups when space is limited. Combining grades temporarily doesn't dilute quality—it preserves momentum. Eric defines excellence not as “having the best,” but “doing the best with what you have.” Obstacles are reframed as opportunities to steward growth faithfully. Communicate the season clearly. // Your people can endure inconvenience when they understand the why. Leaders don't need to share every detail, but they should frame facility strain as evidence of impact, not failure. Clear vision keeps people focused on mission rather than discomfort. To learn more about Cross Church, visit crosschurchonline.com or follow @crosschurchrgv on social media. You can also connect with Eric directly on social media at @ericpgarza. Watch the full episode below: Thank You for Tuning In! There are a lot of podcasts you could be tuning into today, but you chose unSeminary, and I'm grateful for that. If you enjoyed today's show, please share it by using the social media buttons you see at the left hand side of this page. Also, kindly consider taking the 60-seconds it takes to leave an honest review and rating for the podcast on iTunes, they're extremely helpful when it comes to the ranking of the show and you can bet that I read every single one of them personally! Lastly, don't forget to subscribe to the podcast on iTunes, to get automatic updates every time a new episode goes live! Thank You to This Episode’s Sponsor: Risepointe Do you feel like your church’s or school's facility could be preventing growth? Are you frustrated or possibly overwhelmed at the thought of a complicated or costly building project? Are the limitations of your building becoming obstacles in the path of expanding your ministry? Have you ever felt that you could reach more people if only the facility was better suited to the community’s needs? Well, the team over at Risepointe can help! As former ministry staff and church leaders, they understand how to prioritize and help lead you to a place where the building is a ministry multiplier. Your mission should not be held back by your building. Their team of architects, interior designers and project managers have the professional experience to incorporate creative design solutions to help move YOUR mission forward. Check them out at risepointe.com/unseminary and while you’re there, schedule a FREE call to explore possibilities for your needs, vision and future…Risepointe believes that God still uses spaces…and they're here to help. Episode Transcript Rich Birch — Hey friends, welcome to the unSeminary podcast. So glad that you have decided to tune in. We are in the middle of, in the in the midst of, is maybe a better way to say, these special set of podcasts where we’re responding to what you said in the National Executive Pastor Survey, which turned out to be the largest dedicated or direct executive pastor survey that we’re aware of ever, which is kind of cool. And hundreds of people were you know, logged in and told, gave us a sense of where ministry is at. And what we’ve been doing is spending time with an executive pastor from a prevailing church, and frankly, people I like, to get their ah thoughts on kind of what was surfaced. Rich Birch — And today we’ve got a big one. This is a significant issue. In fact, it was the single biggest fear that was expressed. We asked a question around, what’s your kind of biggest fear for this year? And nearly one in five executive pastors expressed fear about this. And what is that fear? It’s the whole issue of our facilities, space, capital projects, that sort of thing. Many churches are running out of kids space, parking, seating, lobby capacity. Rich Birch — You know, we’re all worried about in inflation of construction costs. If you got a building quoted on five years ago, you’re going to want to get it quoted on again, you know, renovation, building, all of this stuff. And, you know, we’re excited to have ah today a return guest, Eric Garza with us. He is from a fantastic church, Cross Church, which is located in Texas. It’s one of the fastest growing churches of ah in the country, and they have 12 campuses, if I’m counting correctly. So Eric has thought about facilities and so excited to have you back on the show, Eric. Thanks for being here.Eric Garza — Rich, thanks for having me back. Good to have an opportunity to have a great conversation about a big topic for a lot of pastors and executives across the country. Yeah.Rich Birch — Well, you’re going to solve all our problems for us today, Eric. So.Eric Garza — It’s just some nuggets of what I’ve learned and experienced. But if I can make your life and your world a little bit better, awesome.Rich Birch — That’s great. That’s good. Kind of tell us a little bit about Cross again, kind of set the context, you know, give us a bit of sense of the the church.Eric Garza — Yeah, so we’re in deep south Texas. Most of our campuses are within a half hour north of the US-Mexico border. So right at the bottom of the tip of Texas. 30 years going on 31 years as a ministry. In the last eight years, we went from one site ah to now seven locations, physical locations and 12 campuses.Eric Garza — We’re a bilingual ministry, which means we do we have English campuses and we have Spanish campuses. And we recently, last year in 2025, launched our first campus outside of our region in San Antonio, Texas. Rich Birch — Love it.Eric Garza — And you can imagine a lot of ah victories and a lot of challenges, ah you know leaving your space, your comfort area, the region where you’ve been, for 30 years and then heading out and venturing off into what we believe God called us to do in in Central Texas.Eric Garza — So ah just phenomenal growth. We’ve seen God’s hand up on our ministry and it’s come with, ah like I said, a lot of wins and a lot of challenges we’ve had to navigate. And being a a predominantly Hispanic ministry that reaches both English congregants and Spanish congregants, dealing with cultural, political issues in our region of the country ah has just been a whirlwind. But as anybody could imagine, it’s been a big learning season for us for expansion. You know, I know we’re talking about facilities going from one side to multisite and all of that that entails operationally, logistically, financially. So I wouldn’t say we know it all. We certainly don’t if we’re always learning. But man, if if we can just impart any wisdom, we’re we’re all for that.Rich Birch — Love it. Well, I would say I actually re-looked at a lot of these fears. And the overall tone, if you were to kind of summarize the the conversation that people seem to be expressing is like, there’s this sense from a lot of executive pastors, listen, our ministry could grow, but our space, frankly, is holding us back. And we’re not entirely sure what the path forward is. It’s like, we we see the physical space issues, but I’m not sure where to go from here. So I’d love to jump right in. Eric Garza — Sure.Rich Birch — How have you, as you’ve looked at your seven physical locations, 12 campuses, how do you evaluate facility limitations? And are they the things that are actually restricting growth or does the issue lie somewhere else? How do you, how are you discerning that when you look at, you know, this, this whole issue?Eric Garza — Yeah, a lot of our of our growth has come from us planting campuses, but some of our growth has come from, I guess, what the corporate world calls mergers and acquisitions, where we’ve merged or really acquired other ministries who either had an existing facility that we took over. Or where we partnered with them through the acquisition and launched a campus in a new building or a new facility.Eric Garza — So some of the things that we’ve done is, there’s a whole process, right, that that it’s entailed with going multisite. And one of those big key indicators of whether the campus or the church plant is going to succeed is whether they have a sustainable facility that can house all aspects of the ministry. And sometimes that can be difficult to find.Eric Garza — For example, you don’t just want meeting space to have services, right? You need maybe an office space, you need childcare space, you need a meeting space, you need lobby, restrooms, you need adequate parking. And all of those factors come into play when you’re looking to find the right spaces. So for us, We’ve just been blessed that ah either we’ve have you know gone through the capital campaigns, we’ve gone through the funding, the you know internal funding to build new facilities, or the acquisition that we’ve ah done over the last couple of years already had an existing facility, which is a plus. Because instead of building, we just went into a remodel phase to bring that building up to what we would call our Cross-standard to house our campus and facility. And so I mean it’s It’s a holistic approach. Rich Birch — Yeah, yeah.Eric Garza — You look at parking, kids space. What you don’t want to do and what what we’ve run into in the past, is it’s okay to to launch with limited space, but if you’re launching and you already have a couple of hundred people that are gathered, you’re going to want to find a space that’s going to give you ample room to have one or two services without having to crunch yourself in the short term. And it’s going to, in in in a larger sense, going to really facilitate some challenge and some angst and frustrations early on. And you want to minimize as much of that, especially when you’re when you’re launching and you’re setting out to start a new campus or a new church.Rich Birch — Yeah, so that’s one of those kind of pinch points would be too small, right? Like I’m assuming you’ve ended up in facilities where it’s like, okay, this is this just frankly is too small. Eric Garza — It’s not going to work. Rich Birch — And so we’ve got to, it’s not going to work. We’re going have to start with three services and that, you know, or something like that. Or we’ll start with two and we’ll be pinched too quickly. Are there any other kind of tripwires that you’ve run into that are like, oh, like it might be great on these five things, but this, these, if it’s not these two or three, if these aren’t right, we were not going in there. Are there any other things to get to, as you said, a sustainable facility? Are there any kind of big no-nos that you’ve bumped into, or maybe you wish you knew before? Yeah. Tell me about that.Eric Garza — Yeah, a couple of things. Number one is don’t ah start a church next to the railroad tracks. That may sound a little funny.Rich Birch — No, tell me more.Eric Garza — You never know that during your Sunday morning message at your 10 o’clock service, roughly about 10:40 a.m., this train… Rich Birch — Oh, gosh. Eric Garza — …who’s two or three blocks away is going to come blaring out ah and just completely disrupt your sound and and your service and your message for a few minutes. So it may sound comical, but ah yeah, definitely don’t do that. Right.Rich Birch — No, that’s very good.Eric Garza — Yeah.Rich Birch — That’s well, and even going and seeing, that’s a great takeaway because even going and seeing the facility during a Sunday morning, like, cause you wouldn’t know that if you’re there to just Tuesday afternoon or something, you would have no sense of that. Eric Garza — Yeah.Rich Birch — But, but cause it might be a train, but there’s, I could see lots of things where.Eric Garza — Trains are not confined to Monday through Friday.Rich Birch — Yes. Yeah. Yeah. Yeah.Eric Garza — They’re there every day as they need. And so you just you just never know. That has to happen a couple of times, and it’s incredibly frustrating. Rich Birch — Yeah. That’s interesting. That’s good.Eric Garza — And so you play it off the middle of the service, but man, it can it can mess it could mess with some stuff. The second thing I would say is is this when looking for a facility. There’s obviously some innate some internal perhaps pressure or self-imposed pressure as a pastor or an executive to want to get into a permanent facility right away.Eric Garza — One of the things that helped us early on with with a couple of our campuses is we actually rented. And here’s the benefit of renting or leasing, even for a year or two, as you grow that site is number one, you’re not worried about insurance, right? You’re not worried about lawsuits. You’re not worried about maintenance or you’re paying for that, right? But there’s a lot that you minimize when it comes to overloading your mind and your brain about what you have to handle.Rich Birch — Yep. Eric Garza — Alright. And so you pay a fee, but the building’s clean when you come in. And right after you set, you know, you tear down your equipment for the service in your kids area, you don’t have to worry about that because you’re leasing a space. Rich Birch — Yeah, that’s good.Eric Garza — And so if you can minimize, like I said, as much of the overload of operations and facilities on the front end, that’s that’s a great a great thing. And most spaces, right, what we did early on is if we had an event center where we would rent the main auditorium uh we would use conference rooms or or multi-purpose room for child care. We would safe proof them, right – all of our protocols in place. But that’s what we would do early on, and it would give us a chance to test and gather some data. Rich Birch — That’s so good.Eric Garza — Is this going to work long term? Right. Number one, we don’t believe we missed God. But if after a couple of years, this isn’t going anywhere. Well, thank God we didn’t buy a building… Rich Birch — Right. Eric Garza — …because now we’re you know up a creek without a paddle, as they say. And so leasing is not is not an entirely bad idea on the early outset.Rich Birch — No, that’s great.Eric Garza — But definitely the neighborhood that you’re in, right beside the town that you’re in, you want to be in a centrally as centrally as you can, centrally located as you can, and and not next to a railroad track or any industry or warehouses where there’s going to be trucks, just for safety concerns, for the curbside appeal. And so that’s why public libraries or where we had actually launched started campuses was at a public library – acoustic set because we couldn’t be so loud. So all of those facility concerns are are really things you want to keep in mind.Rich Birch — Yeah, I love that. I love the idea of the rental on the front end. What a great way to, it’s good use of capital. It’s a good, you know, it it gives you a chance to test… Eric Garza — Yeah. Rich Birch — …even if you stay for a couple of years, that’s, you know, that’s fantastic. So you’ve been through multiple, you know, capital campaigns, this whole process of like, we’ve got to raise money and then get a facility renovated or, you know, you know, expanded or whatever. Rich Birch — What, what do you wish you would have known before all that? Well, are there a couple like things that either, you know, you stumbled upon, you stubbed your toe or you wish, man, I wish somebody would have told me this. Are there any things that stand out to you?Eric Garza — Number, I think the first one is this. You have an you have a number in your mind, and you of course you believe God for it. It…Rich Birch — And it’s lower. It’s going to come in lower every time.Eric Garza — …it is. Every single, unless God does a miracle, which he is more than able to do… Rich Birch — Yes.Eric Garza — …it’s going to come in lower. And so I think have have high anticipation but realistic expectations… Rich Birch — Right. Eric Garza — …because most capital campaigns are campaigns that are above normal giving.Rich Birch — Yeah. Okay. Yep.Eric Garza — Right. And so at least for us, it’s above normal giving. Rich Birch — Yep.Eric Garza — We encourage and we get people to give towards a specific capital campaign, which is for a specific campus or a specific project or or what have you. But you have this number in mind and then if you can tend to early on. It’s not coming in yet. Or maybe you’ve done it for a year or give a specific timeline.Rich Birch — I see. Okay. Yep.Eric Garza — And you can get quickly discouraged, especially with capital campaigns where you’re like, we’re halfway through this thing and not even half has come in yet, or of what we thought would come in. And so it’s easier to get discouraged. But that was a big thing is that number in your mind, it’s going to be lower. And that’s not a bad thing. Right. That’s not a bad thing.Eric Garza — People are giving to a capital campaign above giving of their normal giving, sacrificially, they’re giving by faith. They’re giving with expectation. But at the same time, for those of us on the inside, right, those of us who are managing the resources and what have you, it’s it’s about having a realistic expectation that we have the faith that God can do it. But we’re all going to budget ourselves knowing that if there’s a high probability, not impossible, there’s a high probability that the number we had in mind, is not going to be what comes in for the capital campaign.Rich Birch — Let’s talk about that there. So there’s an interesting, um so I’ve seen that for sure in churches. There’s an interesting kind of tension that pulls in two different directions. One, you can have exactly what you’re talking about, which is, you know, we thought we would go in, we we were hoping we would raise X and we raised something less than that. Eric Garza — Yeah. Rich Birch — But then the other part of it is we were hoping the project was going to cost X and it costs X plus, you know, it’s costing us more than, than we anticipated. How do you manage that tension? How have you been able to kind of navigate that? That’s a, that’s a tough tension.Eric Garza — Yeah, the longevity of the capital campaign is gonna is not always going to be exactly match, it’s not going, rather, to exactly match what the building construction cost was at the beginning. Prices fluctuate and prices change.Eric Garza — And so let’s say you have let’s use so a rough even number, a million dollar capital campaign for your church organization. And the construction is going to cost, I don’t know, $900,000, $950,000. Well, a million dollars should cover it. But by the time a million dollars or shortly or short of that comes in, well, your budget is now at 1.2 or 1.3. Rich Birch — Right. Eric Garza — It’s fluctuated. And so the what’s congruent at the beginning can be really a little bit financially off by the time that can…In other words, the timelines of the capital campaign and your building projects sometimes don’t align perfectly. And we’ve run into that too, where we’ve had to take from our operating budget a little bit, or we’ve had to really emphasize a certain amount during the campaign, because that’s what needs to come in. We’ve you know met with with key givers and donors of the church. And those are challenges that you navigate ah during the capital campaign process. Rich Birch — Sure. Eric Garza — And and like I said earlier, it’s it’s challenging because, well, let me backtrack and say this.Eric Garza — This is why on the front end, you should add margin into your capital campaign… Rich Birch — Yeah, that’s good. Eric Garza — …which we didn’t do that, perhaps the first go around. But certainly the later ah seasons, we added margin in our capital campaigns to account for any fluctuation in construction costs. And if there was ever in a surplus, well, we would tell the church it’s because of your giving and because of your support and generosity that we had more than enough come in. Rich Birch — That’s good.Eric Garza — And so now we’re going to use those funds for X or they’re going to go back to the general fund or or whatever whatever the case. But I think that the key that would be to incorporate some 10 to 15% margin in your capital campaign on the outset to account for anything that might happen 12, 15, 18 months down the road.Rich Birch — Yeah, that’s good. That’s really good. That’s good. You maybe just saved somebody a lot of headache two years from now… Eric Garza — Yeah. Rich Birch — …because of that part of the conversation. I want to go back to something you talked about earlier. You’ve had multiple buildings that you’ve acquired or you’ve merged with, and you were talking about remodeling and there’s like, that can be a blessing and a curse. Like it can be amazing. Like, wow, this is great. And…Eric Garza — You never know what you’re going to find.Rich Birch — …you know, you open up, you open up a wall and who knows what’s behind that wall. And, you know, there’s all that. And you talked about bringing it up to the Cross standard. Talk me through what how have you decided what that is? What is the Cross standard? And how do you what are the common things that you find, Oh, we’ve got to make this change. And how have you kind of defined that as you think about projects like that?Eric Garza — Yeah, so over the last few years, we’ve pretty much honed in on, I guess, the vibe and the look of what we want our campuses to to feel and look like.Rich Birch — Okay.Eric Garza — They may be different ah floor plans because some of them we built, some of them we acquired, properties we took over. But as far as color schemes, we do our very best to match wall colors, sanctuary colors. We use the same stage equipment, both branding and layout as best as possible across all of our sanctuary auditoriums, our stages. Eric Garza — Our kids spaces, ah we have an internal ratio of how many teachers or volunteers per infants, per toddlers, for school-age children we want. And so that determines our spacing. And so sometimes we’ve got to knock some walls down or build some walls in to accommodate for for what, like I said, our standard of ministry, both in appeal, but also in care for for our congregants and for our families.Eric Garza — And so when we remodel, you’re right, there’s some things that once you knock down a wall, you’re not going to know until you knock it down. And that’s where that, you know, that margin comes in. But for the most part, right, we’ve had we do inspections, we get we get third party opinions on the building, on the cost estimates, and like we would encourage anybody to do, right.Eric Garza — But that’s our Cross standard is the look, the feel, the equipment, the wall colors, you know is there enough space for our our guests, connect area, our next steps area for first impressions. Does every ministry have adequate space to store their items – all of those factors come into play in deciding how we’re going to remodel a facility. Eric Garza — And I’ll say the second thing is this is why before you break or before you knock down a wall, get an inspector or or get some people either in your church or in the construction industry or somebody that you know in in your community. Because sometimes when you have a building, your initial thought is to remodel. That may not always be the most financial financially wise decision. And here’s why. Because you may not know all that you’re going to encounter, you may in the long run end up spending just as much as if you had built a brand new facility with the exact floor plan you want.Eric Garza — And so that’s where you’re evaluating and deciding, is it more feasible to remodel this building for X amount of dollars? Or are we within 5% to 10% budget margin, where we might just say it’s it’s in the best interest of the church perhaps to use either this facility as collateral for our next building or a brand new building, or is it better to use it a multisite building, excuse me, multi-purpose building, and we end up building a new facility…Rich Birch — Right.Eric Garza — …for the church or for the campus. And so those cost estimates are going to help you make the best, most informed decision of where you’re going to steward the resources financially in either remodeling or in building a site.Rich Birch — Yeah, I love that. One of my favorite churches, Mercy Hill Church in North Carolina, they they had a building that was given to them and they did, they weren’t entirely sure what to kind of, it was in a part of town, they weren’t necessarily sure they wanted to launch a campus and just they had a campus closer and all that. And they ended up using it turned it into a really a student center and it’s a fantastic ministry building and it’s active, you know, five, six days a week.Rich Birch — Now they don’t do Sunday morning services there, but they do all kinds of other stuff, which is fantastic. Like is a great, you know…Eric Garza — And we’ve seen that too. Yeah. They use for leadership meetings, for small chapel receptions… Rich Birch — Yeah. Eric Garza — …or gatherings or next gen events, youth, young adults, even renting it out to the community as a means to supply income to the church…Rich Birch — Yep. Yep. On a daycare or something.Eric Garza — …to like, you know aligned organizations, of course, whatever your church policy is. But yeah, sometimes the best use of that building is not for church services.Rich Birch — Have you, have you run into facilities that you’ve evaluated and then decided, no like this is going to cost way too much to renovate and we’re, so we won’t go forward with it. Have you run into that after evaluation?Eric Garza — Well, not entirely, but I’ll say this…recent… Rich Birch — I know that risk is there for sure.Eric Garza — Yeah, there is risk. There is risk. And the risk assessment is different when you’re leasing a space or remodel… Rich Birch — Right. Eric Garza — …and when you’re when you’re obviously building your own facility, as far as and including the costs associated with that. One of our campuses recently, and I mean in the last 24 months, before we moved into our new building was leasing a space and we were given the option to remodel the space we were leasing. Because though it was suitable for what we needed for the ministry, for Sunday services and and all the other ministries, parts of it were not really conducive to growth for the congregation and for the ministry.Eric Garza — So we did contemplate remodeling. I think I think what kept us from doing that number one is whatever you remodel for the landlord the landlord is going up keeping. And so the return on that investment would be short term and not long term, We were already in the midst of building our building but we were growing at a rapid rate, and so we were eight, twelve months out from from being in our building and the campus was growing, and so we needed a short-term solution. Rich Birch — Right.Eric Garza — So we did think, Well, we’ll spend X amount of dollars to remodel our site where we’re leasing before we get into the new building. But we found out that shifting our service times and and doing different different strategies ended up alleviating in the short term the constraints we had to give us a time to get into our new building, which is now more than enough space for us to grow for for years and years to come.Rich Birch — Right. That’s cool. Yeah. Cause I’ve said as a, I feel like I’ve been in a ton of conversations with XPs where, you know, they’re talking about this issue and you know, there’s like a building that they’re, maybe it’s another church that’s come to them and they’re having a conversation and they’re, I would say their mindset is like, I’m not sure we should do this. Like this is, they’re like, this other church came to us and statistically, actually the most likely for these mergers to succeed are when the joining church comes to the lead church. Eric Garza — Yeah.Rich Birch — So they would come to your church and be like, Hey, we’re interested. So it actually happens a fair amount. And I’ve, I feel like I’ve talked, tried to talk so many executive pastors into like, man, it’s gotta be a really bad building. If particularly if it’s like has debt or has no debt or very little debt on it, it’s gotta be a very bad building to not want to take it. Cause it’s like, you know, you can, you can take, invest, you know, a moderate amount of money. You don’t need to dump a ton into it and get something great. And like you said, as long as you’re above board with everybody, you know, five years from now, if it doesn’t work, you could take that asset, sell it and move on and use those resources somewhere else.Eric Garza — And that’s very good because when you talk about acquiring a ministry, especially if it has a low balance on their mortgage or or they don’t have much to pay off the building, and if you’re in a position to pay that off within the first year of acquiring the ministry… Rich Birch — Right. Eric Garza — …think of a collateral and the equity that your organization now has because of that new facility that’s in your portfolio.Rich Birch — 100%.Eric Garza — And I know it sounds very business-minded, but when you’re looking to expand into the future, even at another site in your church ministry organization, you now have more collateral, more resources to leverage for a better financial position in the future when you do want to actually build a building. Eric Garza — And the second thing is this, if you’re acquiring a ministry that already has an existing building, in most cases, it’s already built out for church purposes. So that’s very helpful. So at that point, you may be putting in a smaller amount and just… Rich Birch — Right. Eric Garza — …you know, refurbishing it, painting the walls, putting some new equipment, some new screens, maybe be changing out the flooring a little bit, or some of the fixtures in different spaces… Rich Birch — There’s technology or whatever, yep. Eric Garza — …because it’s already built out for a church. And so that’s the benefit of going or acquiring in a ministry if you’re going that route that already has an existing facility.Rich Birch — Yeah, we had, ah we were running, our budget was about $8 million dollars and we were, we had a church come to us and they were, they had really, they had had a tough season and the summer before we ended up merging with them or they joined us really, they had multiple Sundays where they had two people show up on Sunday. They had the person that was preaching and the guy that was opening the door, like it was, it had really atrophied down.Rich Birch — And I remember in one of those conversations, they had had a bit of a roof problem. The facility was worth just probably south of 2 million. It was like ah a great facility, but they had a roof problem. And I remember one of the the elders leader person, he said, you know, we we got a quote on the roof and it’s it’s going to cost maybe about $15,000 to fix. Do you think you guys will be able to fix that? And they had no debt and were going to give us their building. Rich Birch — Well, like I humbly had to say like, like, yeah, we’ll we’ll be okay. Like, it’s gonna it’s gonna be fine. Like, you know, I what I didn’t want to say is like, I feel like our youth guys have like wasted $15,000 this year. Like, you know, like it’s like we can, you know, the exchange just on paper. And again, that’s not why you go into those conversations. Eric Garza — Of course.Rich Birch — But a part of that is, particularly in our seats as executive pastors, that’s a part of what we have to wrestle through and think about those things. So let’s get back to the renovation thing. A lot of what churches were talking about is like, pressure of like, man, I just, our physical facilities are, are holding us back. Rich Birch — Any other thoughts around, you know, changes you’ve made to increase capacity or, um you know, things that maybe are like some low hanging fruit or creative solutions that have that, that maybe we’re not thinking about, but as a leader who’s been through this, you know, you’ve been, you’ve wrestled through that, that we, we could, you know, benefit from.Eric Garza — Yeah, absolutely. A couple of things. You can please everybody, right? Rich Birch — That’s good. Eric Garza — And so I think one of the ministry pressures well, we want to please the next gen. We also want to please the child care. We also want to please the elders of the church. And we also want to please the younger families of the church and young professionals. And when you’re when you’re in a facility that wasn’t originally built according to your specs, it’s going to be difficult to do that.Eric Garza — And so you have to focus, as we have, on the most critical areas, sanctuary and child care. If you don’t have child care, it’s going to be a barrier to growth because families or parents are not going to have the comfort level they need to come to your church on a regular basis and to be a part of the community. And so for us, when we’ve remodeled, the first things we look at are sanctuary and then the kid space. Do we have enough adequate kids space?Rich Birch — That’s good.Eric Garza — Some of the solutions when we’ve been limited in space is is launching multiple services to we have a smaller sanctuary or a smaller space, we’ll offer more service opportunities. Or when it comes to our kids ministry, we’ve evaluated with our kids directors and our our kids department of how can we best merge age groups to maximize the space that we have. So if you have right an ideal facility where you have you know your child your child care divided by grade level or age level, sometimes you have the amenity to do that and many times you don’t. And so what we’ve done is instead of having first grade on their own, maybe we’ll put you know kindergarten and first grade level kids together.Rich Birch — Yeah, that’s good.Eric Garza — We’ll put second and third together, fourth and fifth together as a way to consolidate because we don’t have the space that we prefer to have, at least in this season. And so for us, sometimes you’re not watering down in essence, the content, the quality, but you are consolidating in the short term or even medium term… Rich Birch — Right. Eric Garza — …if you will, if that’s even a term, to make adequate space for the constraints that you may have. Rich Birch — That’s good.Eric Garza — And so you have 600 members and you only have 200-seat sanctuary, 250. Well, that’s an opportunity for three services. Rich Birch — Right.Eric Garza — Is that is that is that Is that a strain? Well, it can be if you see it from core perspective versus a perspective of, Man, we’re so large and we have the space. You know, one of our core values at our church is excellence. And we’ve defined excellence as not having the best, but doing the best with what you have.Rich Birch — Oh, that’s good.Eric Garza — So we may not have a thousand seat auditorium for this growing congregation, but what we do have, we’re going utilize it and steward it to our best ability. So if that means two or three services, well, God give us the strength and the people to manage and to lead and to execute three strong services every weekend, or every Sunday, in order to meet the need of the congregation that we have.Eric Garza — And and I think one of the biggest things, Rich, is also communicating this. It’s keeping them current, right. You’re not going to go into all the details per se, unless that’s your preference and that’s your senior pastor’s prerogative. But to share with them the overarching theme of, hey, here’s where we’re at as a ministry. Here’s our facility. And here’s what we’re going to do to continue to offer as best a ministry as we can, while at the same time being cognizant of the challenges that we’re facing.Eric Garza — We said this to our staff and to our church many times, is we don’t look at obstacles as negatives. We look at obstacles as opportunities. Okay.Rich Birch — That’s so true.Eric Garza — If this is what we have, how can we be as excellent as possible with what we have? If that means going to a third service, well, then we’re going to give it a shot because what we don’t want to do is allow facility constraints to translate into diminished capacity or into a diminishing congregation and I’m talking about numerically. Because the diminishing congregation numerically also means a diminishing budget and revenue financially because you have less givers in the seats. And that’s those are some of the challenges that you got navigate so we don’t see it as obstacles. We don’t see obstacles necessarily as a challenge we see that’s an opportunity of okay how can we navigate around this mountain if you will to continue to provide as excellent a ministry as we can.Rich Birch — Yeah, I love that. I love your example of the kids age size rooms. Because I think you’ve you’re articulating a tension that whenever we’re, particularly for launching we talked a lot about this, like renovating other spaces and new campuses and all that, where I think really is germane to our job as executive pastor to to manage this tension of we want it feel, you know, the language you used was Cross standard. It’s absolutely has got to be Cross standard, but there will be areas where we’re going to have to compromise. Like that is just true. And a part of what we have to do, we have to use our leadership and our discernment and, you know, get the right players in the room and have the conversation. And, you know, somebody using your example, somebody kids’ ministry to be like, no, we can’t combine them together. That’ll be terrible. And it’s like, we’re going to be fine. Like, we’ll figure it out, you know. Eric Garza — Yeah [inaudible].Rich Birch — Yeah, it’s going to be okay. We’ll we’ll help that navigate. And that’s one example, but there’s a ton of those that can come up in these, you know, in these renovations for sure.Eric Garza — Yeah, absolutely.Rich Birch — That’s good.Eric Garza — and And people are always going to have opinions. Rich Birch — Right.Eric Garza — But I’ll say this from experience. And I mean, no ill intent towards anybody in your congregation or your ministry.Rich Birch — No.Eric Garza — Most of the people that are criticizing are the people that aren’t giving anyway. And so I’m not saying ignore them by any means. They’re part of your part of your ecosystem. They’re part of your church, they’re part of your flock.Rich Birch — Yep. That’s very true.Eric Garza — But it’s always with a grain of salt because the people that are really bought into your ministry are going to walk through those opportunities alongside you, ah hopefully with the best attitude that they possibly can muster up because this too shall pass.Rich Birch — Yes.Eric Garza — Right.Rich Birch — Yes.Eric Garza — If you’ve gone out in faith to plant or to grow or to expand your congregation, this is a temporary season. It’s not a permanent season. You won’t always be at three or four services, right? Or multiple services.Eric Garza — At some point, if God is in this and you really believe He is, and I believe He is for many organizations and ministries, the timing will be right when you have a facility that can house what you need, or that can provide the amenities and space that you need. And so for parents, for givers, for guests, it is just letting them know as best you can, even subtly through announcements or even messages and say, hey, we’re in a season of growth and expansion. Growth doesn’t always look you know perfect. And so we have seasons where we’re going to navigate some some challenges and opportunities as best we can to get us to an end goal.Eric Garza — This is a means to an end. What we’re going through is a means to get us to where we want to go as a ministry. And as long as you keep it at the forefront, tying it into the vision of the house, you’re going to see that in a large sense, you’re going to have people rally behind that idea and unfocused, if you will, from the constraints of their of the facility to the broader appeal of what God is doing in the ministry.Rich Birch — Yeah, that is so good. Friends, you should go back and re-listen to what Eric just said there. That is some wise advice. And obviously from somebody that’s been in the trenches a lot, that’s been my experience as well. The people, the complainers, I’m reading through the book of Job right now. And I’m like, man, his friends are just like, this guy needs better friends.Eric Garza — Yeah.Rich Birch — And that that reminded me of the people you’re talking about. Like…Eric Garza — Yeah.Rich Birch — You know, there’s these people who are just, you know, sniping from the cheap seats and they’re not really engaged in the mission where, man, those people that are right on in the middle of it, they’re like, let’s go, let’s lean in.Rich Birch — And man, that’s the kind of person, I’m hoping as I transition into older age that I’m that person, you know, because we have a number of those people at our church that I look at that are like, these are incredible saints who have seen so much change. And who I’m sure lots of things annoy them, but they’re fired up for the mission. They’re excited in our case to reach unchurched people, to see people who far from Jesus connected.Eric Garza — If you’re not changing, you’re not making progress, right? Rich Birch — Yeah, absolutely. And the fact you the fact that your ministry is facing opportunities or obstacles rather disguised as opportunities is proof positive you’re going somewhere. Rich Birch — Yeah.Eric Garza — You’re not a stagnant ministry. You’re not a you’re not a lazy ministry, right? You’re not apathetic. You’re really out in the field of vision that God has given you or to your senior leadership. And so it’s proof positive, right? And so take that as an badge of honor in some way to say, we must be doing something right.Rich Birch — So good. Well, Eric, just as we’re coming to kind of land, this has been a great conversation, hopefully been helpful for you, friends, as you’ve have been listening in. But as we kind of come to land today’s conversation, what’s a question or two that that you’re kicking around for this year at at Cross as you’re thinking about 2026? Where’s your head at? What are the things you’re wondering? It doesn’t have to be about this, could be anything.Eric Garza — Yeah, well, ah thanks for letting me speak into that, Rich. I think for me as an executive and looking at our ministry, you know, looking at the previous 30 years and looking at the next decade, if you will, of where God is going to take our ministry, being one of America’s fastest growing churches, being the largest bilingual Hispanic-led ministry in the country. We’ve, you know, like I’ve said in a previous episode with you, we haven’t had any precedent for us in our context. And so we’ve navigated a lot of uncharted waters and learned from both wins and losses and different opportunities and struggles to get us to where we’re at now. Eric Garza — I think one of the biggest questions facing the church at large in 2026 is how the church is going to respond to the ever increasingly fast-paced changes that we’re seeing on the political front, on the cultural front. I’m not saying that the church has to be a political response. The church has to be, has to provide a biblical response to what we’re seeing.Rich Birch — Yep. Eric Garza — And with the fast paced nature of culture and society and trends, I don’t believe it’s the church’s responsibility to respond to every trend or to everything, but certainly the overarching elements of our current culture and political dynamic where there is a biblical either mandate or precedent for it, that the church would speak it into that and provide biblical perspective… Rich Birch — That’s good. Eric Garza — …and and and wisdom for how people should think about certain topics that have a biblical or moral prerogative. And so navigating that as an organization, because as a growing church and being such a large ministry, if you can imagine the opinions. We have people in our church who are conservative and who some who are not. We have people who belong to one political party over another. We’re in multiple communities. And so different communities have different demographics, different cultural contexts, different policy initiatives. There’s a lot going on.Eric Garza — And as a church ministry, especially as that we’re multisite, one of the biggest questions I’m asking myself and our team is how do we, number one, stay biblically founded, right? And unwavering in what the biblical standard is.Eric Garza — Number two is how do we address the different things and different occurrences in different communities that we’re in? If we were just one site and one community, well, then we would just be I guess you could say in our own little space and our own little focus. But we have multisites, so we have multi-focus, if you will, at how we continue to provide as excellent a ministry as possible… Rich Birch — That’s good. Eric Garza — …keeping Jesus at the forefront, above the fray, and at the same time, giving a biblical perspective so that people have the right biblical worldview for how to walk out their journey of faith their relationship with Christ, but at the same time, how to respond to what’s happening in our world. I think for many times, for for many years, really for decades, the church has abdicated its biblical responsibility, if you will, to speak into things, not from a political perspective, but from a biblical perspective.Eric Garza — And because that abdication of responsibility we’ve seen a lot of things that have happened. Thankfully, in recent seasons, in recent years, we’ve seen a a shift where faith is now at the forefront. And so though I have that question, my biggest, I guess you could say prerogative is to leverage that people are focused more on faith, that people are open to faith now more so in our country, that people are focused more on this person of Jesus and is to leverage that as an opportunity to really hone in and speak into people’s hearts and minds and into the different communities that we’re in so that they have the right biblical perspective, the biblical worldview to carry out what God has enabled them or called them to do.Rich Birch — Yeah, that’s so good. I love I love what you’re saying there. And you know I know had a friend say, you know if you’re, you know, we we all are serving in a context. We serve in a particular time, in a particular cultural context, and God’s called us to lead in that context. And if you’re not feeling the pull from, you know, multiple sides, multiple polarities, you’re like, well, everybody here agrees with me then it means you’re not actually reaching your community, you know. And the fact that you’re feeling that tension means, okay, like there’s there’s people from a wide variety of, and it can be all different political is one, but there’s lots of different ways to think of that.Eric Garza — Yeah.Rich Birch — And yeah, that’s that’s so true. I really appreciate this. Well, Eric, you’re you’re a blessing to us. I thank you so much for for giving us time today and helping us think about these things as we kick off into 2026. If where do we want to send people if they want to track with you or with the church?Rich Birch — How do we how do we want to get people connected to Cross?Eric Garza — Yeah, well, Rich, thanks for the opportunity. And it’s what a blessing for us and for me personally to be able to just share some thoughts. And if it helps anybody, well, praise God for that. I think if you want to follow the church, we’re crosschurchonline.com or crosschurchrgv on Instagram, YouTube, Facebook, all of, you know, most of the social media platforms.Eric Garza — If you want to connect with me, I’d be happy to connect with you at Eric, E-R-I-C-P Garza on any of social media platforms. It’d be a h privilege for me to help you guys and to share some thoughts and even answer questions. I’d be more than happy to do that. If I can serve your ministries in any way, by all means, feel free to reach out to me on any of the social media platforms.Rich Birch — Nice. Thanks so much, Eric. Really appreciate being here today, sir. Thank you. Eric Garza — Thank you, man. God bless. Appreciate it.

Profitable Farmer
# 183 - Scaling from Scratch: The Rise Behind Nala Agribusiness and Red Dirt Lamb with Lachlan & Anna Sutton

Profitable Farmer

Play Episode Listen Later Jan 15, 2026 64:16


There comes a point when the late nights, the mental load, and the constant pressure make you wonder... how much longer can we keep doing this?    Lachlan and Anna Sutton hit that point. Burnt out. Leasing land. Bucketing grain by hand while raising three young kids.    Then something shifted.    In this episode, their FOA Accountability Coach, Hayley Grosser speaks with Lachie and Anna, a couple who, in just 18 months, scaled from those long, heavy days to owning their first property, finishing over 20,000 lambs a year, launching a vertically integrated meat brand, Red Dirt Lamb, and holding a bold vision to build a $100M agribusiness that revitalises rural communities.    But this story isn't just about scale. It's about identity, grit, and the price of transformation.    We dive into:   how they scaled from $200K turnover to multi-million dollar growth in less than two years;  Anna's leap from night shifts and nappies to launching a thriving farm-to-fork brand;  the cashflow squeezes, mental burnout, and mindset shifts they had to overcome with the FOA community in their corner; and  why their next chapter is about more than lambs on grain - it's about building a team, backing people, and reigniting regional towns.    This is for anyone who's been told it's too hard to start from scratch. For the couple feeling the strain of burning both ends. For the farmer who lies awake wondering, “Is this all there is?”.     Lachie and Anna show us that it's not just about working harder. It's about changing the game, letting go of the rules, and building a farm that works for your life, not against it.    To learn more about their story or to order their pasture-raised lamb direct from the farm, head to reddirtlamb.com.au.    Thank you Lachie and Anna for reminding us that the strongest farms aren't built on perfect conditions, but on heart, hard conversations, and a refusal to give up. And to Hayley, for not just guiding the story, but offering the right challenge and believing in them before the results were visible.    Until next time, all the very best!    Jeremy Hutchings and the Farm Owners Academy Team  

Quick Charge
Stellantis kills its plugins, Tesla could back out of Berlin, and leasing vs. buying

Quick Charge

Play Episode Listen Later Jan 12, 2026


On today's plug-pulling episode of Quick Charge, Stellantis is pulling the plug on a number of popular plug-in hybrid models from Jeep and Chrysler, while falling sales and ongoing union clashes at Giga Berlin could spell the end of the road for Tesla production in Germany. We also take a quick look at some of the many other EVs going the way of the Dodo in 2026 (including the best-selling electric pickup in all the land and a credible Model Y competitor that never got a fair shake), a red wave of EVs headed into Europe, and why this writer thinks you should lease instead of buy – enjoy! Source Links The Jeep Wrangler 4xe is dead along with these two other Stellantis plug-in hybrids Last call: check out these EVs before they're gone for good in 2026 [update] Are Tesla Gigafactory Berlin's days numbered? Tesla throws ‘cringe' anti-union concert for Giga Berlin employees ahead of vote EU and China are close to deal on electric cars, as Chinese EVs surge even with tariffs in Europe Forget what you've heard – leasing your car is almost ALWAYS the right move Prefer listening to your podcasts? Audio-only versions of Quick Charge are now available on Apple Podcasts, Spotify, TuneIn, and our RSS feed for Overcast and other podcast players. New episodes of Quick Charge are supposed to be recorded several times per week (most weeks, anyway). We'll be posting bonus audio content from time to time as well, so be sure to follow and subscribe so you don't miss a minute of Electrek's high-voltage podcast series. Got news? Let us know!Drop us a line at tips@electrek.co. You can also rate us on Apple Podcasts and Spotify, or recommend us in Overcast to help more people discover the show. If you're considering going solar, it's always a good idea to get quotes from a few installers. To make sure you find a trusted, reliable solar installer near you that offers competitive pricing, check out EnergySage, a free service that makes it easy for you to go solar. It has hundreds of pre-vetted solar installers competing for your business, ensuring you get high-quality solutions and save 20-30% compared to going it alone. Plus, it's free to use, and you won't get sales calls until you select an installer and share your phone number with them.  Your personalized solar quotes are easy to compare online and you'll get access to unbiased Energy Advisors to help you every step of the way. Get started here.

Ohio's Country Journal & Ohio Ag Net
Ohio Ag Net Podcast - Ep 426 - Energy Lease Tips and Bringing the Cows Home to Waterman

Ohio's Country Journal & Ohio Ag Net

Play Episode Listen Later Jan 11, 2026 20:53


Leasing portions of your land can be very beneficial, but signing that contract is not something you should take lightly. On this Ohio Ag Net Podcast, powered by Ohio Corn and Wheat, Ohio Farm Bureau's Director of Energy Development, Dale Arnold, visits with Dusty Sonnenberg about the dos and don'ts through the process of signing a lease. Plus, if you haven't been at the corner of Lane Avenue and Kenny Road in a while, you might not recognize that part of Ohio State's campus, as major transformations have been happening at Waterman. Ty Higgins talks with OSU's College of Food, Agricultural and Environmental Sciences Dean, Cathann Kress, about the "Bring the Cows Home…and So Much More" campaign designed to keep the positive momentum going.

ApartmentHacker Podcast
2,128 - Multifamily Leasing Success: Why Authenticity Beats Sales Scripts Every Time

ApartmentHacker Podcast

Play Episode Listen Later Jan 11, 2026 4:31


You've got one shot to make a lasting impression, and if it smells like a script, your prospect's baloney meter will redline in seconds.In today's Multifamily Operations Tip of the Day, Mike Brewer unpacks the real secret to leasing success in 2026 (and it's not in your CRM's templated call flow). It's authenticity.Forget robotic routines. Ditch the “features and benefits” firehose. If you're still handing your team scripts instead of teaching them to ask one simple question, "What's most important to you?" you're leaving leases on the table.Mike makes the case for curiosity over canned lines. Human connection over hyper-polished pitches. And presence over performance.Yes, being human is making a comeback in leasing, and that's the edge the best teams are doubling down on.This is part of Mike's 366-day journey to a book to be released in Spring 2027.Tune in. Take notes. Lead different.Like what you're hearing?Hit that Like button!Subscribe for daily leadership insightsDrop a comment—what's your team doing to keep it real?https://www.multifamilycollective.com

Back Of The Nest (CPFC Podcast)
Preview: Macclesfield v Crystal Palace

Back Of The Nest (CPFC Podcast)

Play Episode Listen Later Jan 9, 2026 31:55


The magic of the FA Cup heads to the Leasing.com Stadium this Saturday, January 10th, as the reigning holders Crystal Palace begin their trophy defense against National League North side Macclesfield.Support this show http://supporter.acast.com/holmesdaleradio. Hosted on Acast. See acast.com/privacy for more information.

Retail Leasing for Rockstars
The #1 Reason Your Center Isn't Leasing Faster | EP 81: I Own a Shopping Center, Now What?

Retail Leasing for Rockstars

Play Episode Listen Later Jan 9, 2026 11:21


In this episode of I Own A Shopping Center. Now What?, I break down a lesson I teach over and over again—don't trust outdated online data to guide your leasing strategy. I recently walked a market where CoStar claimed there was 10% vacancy… but when I hit the pavement, it was closer to 30%. That's a huge difference—and it's the kind of thing that could kill your deal velocity, pricing strategy, or NOI if you're not paying attention.I'll share how that one walk led to a $14/SF rent increase, and why boots-on-the-ground intel always beats digital reports. Whether you're setting your 2026 strategy or trying to push your leasing team to the next level, this episode will help you lead with facts—not assumptions—and unlock value hiding in plain sight.Key Takeaways:CoStar isn't gospel—walk the market yourselfIn-person market studies will always reveal the truthVacancy myths = pricing mistakesPush your brokers to ask better questionsSales data is your leverage during renewalsOversupplied office space needs creative pricingMeet face-to-face with leasing agents and their bossesFacts create leverage. Data creates power. Don't wing it.

Nareit's REIT Report Podcast
Office REIT Leasing Activity Points to Earnings Momentum Ahead

Nareit's REIT Report Podcast

Play Episode Listen Later Jan 8, 2026 14:47


Ronald Kamdem, head of U.S. REITs and commercial real estate research at Morgan Stanley, joined the REIT Report podcast to discuss current performance in the office REIT sector and how it is positioned for 2026.Kamdem spoke about the recovery of the office market post-pandemic, highlighting regional variations, trends in leasing and utilization, the impact of new developments, and the future of class B assets. Current sentiment in the REIT space, and how valuations are influencing strategies moving forward, were also discussed.“There's a lot of excitement in the office market right now because there's certainly been a lot of leasing that's been done in 2025…for the first time from a financial perspective, you're in a position where in 2026 going into 2027, you're going to be able to post some sort of financial and earnings growth to the market that people want to see,” Kamdem said. He added that if interest rates continue to trend lower, that will provide an additional tailwind to earnings growth.

The Straight Shift with The Car Chick
The State of the Car Buyer in 2026 - Why Buying a Car Still Feels Risky

The Straight Shift with The Car Chick

Play Episode Listen Later Jan 7, 2026 31:26 Transcription Available


SummaryIn this episode, The Car Chick® discusses the current state of the automotive industry as we enter 2026, reflecting on the challenges faced in 2025, including economic uncertainty and shifts in consumer confidence. She shares predictions for the upcoming year, emphasizing a potential shift from electric vehicles (EVs) to hybrids, and highlights the importance of empowerment through mobility, illustrated by a personal story of helping a woman in need.TakeawaysCar buying feels uncomfortable and risky in 2026.2025 was marked by uncertainty and unexpected challenges.The automotive industry is looking for stability and profits.Interest rates have dropped, but car prices remain high.Financial incentives from manufacturers may increase in 2026.Leasing may become more attractive with lower rates.Hybrids are expected to gain popularity over EVs.Education and preparation are key for car buyers.ResourcesHelp Mom and Daughter Escape Abuse: https://gofund.me/b8ae621daYou can view a full list of resources and episode transcripts here. Connect with LeeAnn: Website Instagram Facebook YouTube Work with LeeAnn: Course: The No BS Guide to Buying a Car Car Buying Service Copyright ©2024 Women's Automotive Solutions Inc., dba The Car Chick. All rights reserved.

Free Lunch
Leasing vs Buying Market Volatility

Free Lunch

Play Episode Listen Later Jan 7, 2026 30:55


When markets move, our instincts kick in fast. ⏱️In this episode, Colin and Greg share a real example of a new investor reacting to a small short-term loss, and use it to explain why checking your portfolio too often can do more harm than good.They break down volatility, time horizons, and why investing isn't meant to feel like watching a savings account.

ApartmentHacker Podcast
2,123 - Why Leasing Is No Longer a Front Desk Job | Multifamily Operations Tip

ApartmentHacker Podcast

Play Episode Listen Later Jan 4, 2026 2:21


The front desk is dead.Let's be honest—we don't live in the “tour the clubhouse” era anymore.In today's Multifamily world, your leasing agent doesn't sit behind a desk—they live on your website. Your first impression isn't curb appeal—it's your digital curb appeal. Prospects are vetting your community online, building opinions before they ever set foot on site... if they even do.In this episode of Multifamily Operations Tip of the Day, Mike Brewer unpacks a seismic shift: leasing has gone from feature dumping to lifestyle storytelling.Modern leasing pros aren't selling space—they're narrating experiences. Conversion metrics matter more than call logs. Data beats gut instinct. And your online presence? It's now your #1 closer.If you're still treating leasing like a front-desk gig, you're already behind.Let's talk about what it takes to compete today—and win tomorrow.

Grazing Grass Podcast
204 | Zach & Kacie Scherler-Abney, Re:Farm & Re:Supply

Grazing Grass Podcast

Play Episode Listen Later Dec 31, 2025 79:24


Zach (first-generation) and Kacie (fifth-generation) Scherler-Abney are ranchers operating Re:Farm and Re:Supply in Cotton and Tillman Counties in southwest Oklahoma, running a cow-calf herd with some stockers while also managing land for others and operating retail stores in Norman, Oklahoma and Wichita Falls, Texas.  In This Episode, We Explore:  - How a personal health scare led them back to the family place and into raising their own food  - Using an autoimmune protocol diet as a catalyst to question food labels and sourcing  - Learning regenerative grazing through books, YouTube, and early hands-on trial and error  - Grazing in a more brittle, variable rainfall environment in southwest Oklahoma and north Texas  - Ultra high-density, non-selective grazing and why recovery time is the key variable for them  - What polywire taught them, and why quality of life and labor forced a change  - Building water systems with HDPE poly pipe, quick couplers, and central lanes for flexibility  - Leasing strategies including Oklahoma state school land (CLO) and BIA tribal land leases  - Transitioning to Halter virtual fencing and what changed in daily management and stress  - How their cattle buying philosophy shifted to phenotype, productivity, and pounds per acre  - Marketing reality checks: balancing direct-to-consumer beef with current sale barn economics  - Why they built brick-and-mortar stores and how non-perishables help stabilize cash flow  - Community-building through retail and sourcing other local products beyond their own beef  Why This Episode Matters  This conversation is a practical look at matching grazing goals to real life, especially when labor, family time, leases, and cash flow are all limiting factors. Zach and Kacie share what worked, what wore them out, what they changed, and how they think about staying flexible without abandoning the core principles that keep land and livestock improving.  Resources Mentioned  - Halter virtual fencing system  - Passon quick couplers  - Oklahoma Commissioners of the Land Office (CLO) grazing leases  - Bureau of Indian Affairs (BIA) grazing leases  Find Out More  - Instagram | re:farm  - Website | Re:Farm Market  - Facebook | Re:Farm  Looking for Livestock that thrive on grass?  Check out Grass Based GeneticsUpcoming Grazing EventsVisit our Sponsors:Noble Research InstituteRedmond AgricultureGrazing Grass LinksWebsiteCommunity (on Facebook)Original Music by Louis Palfrey

Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
The Future of Property Management: Inside Hemlane's System with CEO Dana Dunford

Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

Play Episode Listen Later Dec 30, 2025 44:40


Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/Managing rental properties is one of the biggest pain points in real estate investing, especially when you invest out of state. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Matthew Seyoum sit down with Dana Dunford, CEO and co-founder of Hemlane, to break down why property management is one of the lowest-rated industries in the U.S. and what investors can do differently.Dana shares how her own investing experience led her to build a more transparent, tech-driven approach to property management, why most traditional property managers fail investors, and how Hemlane empowers landlords with better visibility, faster communication, and smarter leasing tools.If you've ever fired a property manager or worried about what's really happening with your rentals, this episode is a must-watch.⏱️ Episode Timestamps00:00 – Introduction & guest welcome01:00 – Dana's first real estate investment and lessons learned03:00 – Why property management is broken for most investors06:00 – Transparency, trust, and tech in property management10:30 – The biggest differences between Hemlane and traditional managers13:00 – Real investor experience using Hemlane18:00 – Rent collection, ACH payments, and cash-flow speed22:00 – Upcoming Hemlane features and technology roadmap27:00 – Leasing strategies and self-guided tours explained34:00 – Avoiding vacancy losses and pricing rentals correctly38:00 – Lease templates, compliance, and state-specific contracts41:00 – Final advice for real estate investorsHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/

HerMoney with Jean Chatzky
Ep 506: The Smart Woman's Guide to Cars: Buying, Leasing, and Not Getting Ripped Off

HerMoney with Jean Chatzky

Play Episode Listen Later Dec 17, 2025 37:40


Car buying can be one of the biggest — and most stressful — financial decisions we make. And too often, the auto industry feels like it was built to leave women out of the conversation. That ends today. In this episode, Jean Chatzky sits down with Chaya M. Milchtein, automotive educator, author of Mechanic Shop Femme's Guide to Car Ownership, and all-around badass when it comes to helping women and LGBTQ+ folks feel confident in car buying, maintenance, and ownership. We also dive into: Why EVs aren't for everyone, and what to know before you commit How to figure out the true cost of car ownership The #1 negotiating mistake people make (and how to avoid it) How women can reclaim power in auto spaces that weren't built for us What to do if you're buying a car for your kid, and peace of mind is your top priority