Podcasts about leasing

Royalmount is not just "doing fine" it is accelerating. In this episode Axel Monsaingeon sits down with Michael Stroll, Partner at Carbonleo and SVP Leasing, to break down what actually drives a successful mixed use destination in Montreal. They explore how consumer habits are changed, why occupancy momentum matters more than first month headlines, and how the right tenant mix, events, and access strategy can reposition an asset quickly. You will hear the measurable results behind the Royalmount lease up, the expansion logic for phase two retail, why a hotel on site makes sense, and how Class A office demand is being reshaped by commute patterns and lifestyle convenience. If you work in development, leasing, investment, or brokerage, this conversation is a masterclass in building durable demand through placemaking and long term vision. Topics & Timestamps

In this episode of The Abundance Mindset, hosts Vinney Chopra and Gualter Amarelo break down a topic most investors overlook — how culture inside your sales and marketing teams directly impacts occupancy, cash flow, and long-term success. Vinney shares lessons from building and operating thousands of units across multifamily, senior living, and hospitality, while Gualter brings real-world challenges from actively scaling his own portfolio.   This conversation dives deep into what actually drives performance on the ground:

In this candid solo episode, Jesse walks through a series of financial decisions that look "wrong" on paper but make complete sense when viewed through the lens of real life, values, and tradeoffs. Using personal examples, he challenges the idea that optimal spreadsheets should always dictate behavior, arguing instead that financial planning exists to support a life well lived—not to win theoretical efficiency contests. Jesse explains why holding excess cash even when expected returns favor investing, and prioritizing flexibility and simplicity over marginal tax optimization. Throughout the episode, he dismantles the myth that good planning means eliminating all inefficiency, emphasizing that peace of mind, optionality, and behavioral alignment often outweigh incremental gains. By reframing "dumb" financial moves as intentional choices made with eyes wide open, Jesse encourages listeners to separate true financial mistakes from decisions that are simply mismatched to someone else's values or risk tolerance—and to give themselves permission to choose what actually works for their lives. Key Takeaways: • Not all financially "inefficient" decisions are mistakes. Optimization often ignores behavioral and emotional realities. • Taking care of a low interest loan can offer peace of mind—despit better returns often being found in investments. • Leasing a car or renting a home may be the right move—depending on the situation. • Using an HSA early may seem like a bad idea, but it could help reduce stress elsewhere in our financial lives. • Being a "lazy investor" is often better than being a complicated investor. • Spreadsheets cannot fully capture human behavior. A "good" decision can look bad to outsiders and still be right. Key Timestamps: (00:46) – Sandbox Investing Accounts (04:48) – Paying Off Low-Interest Loans (09:37) – Leasing a Car: Pros and Cons (13:05) – Emergency Funds and Cash Allocation (19:56) – Balancing Emotions and Math in Social Security Decisions (22:17) – Owning Company Stock: Risks and Rewards (23:33) – Taxable Brokerage Accounts vs. Qualified Retirement Accounts (27:55) – Using HSA Accounts for Medical Expenses (29:51) – Renting vs. Buying: A Balanced Perspective (34:52) – The Concept of Lazy Investing (39:59) – Continuous Learning in Personal Finance Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ Personal Finance for Long-Term Investors is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

In the 1970s, two lifelong friends set out to disrupt the computer leasing industry.SponsorsUNC - http://ohmyfraud.promo/uncTake our survey: https://forms.gle/mRrR7FPCZs8eWnog8Get NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CEDownload the app:Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appQuestions? Need help? Email support@earmarkcpe.com.CONNECT WITH CALEBLinkedIn: https://www.linkedin.com/in/calebnewquist/Sources:O.P.M. BANKRUPTCY: QUESTIONS ABOUND [NYT]The Bubble Bursts Following O.P.M.'s Overnight Success [Washington Post]GUILTY PLEAS IN O.P.M. FRAUD CASE [NYT]TWO GET PRISON IN COMPUTER CASE [NYT]SEC News Digest, January 11, 1983 [SEC]ETHICS AND THE LAW: A CASE HISTORY [NYT Magazine]S.E.C. FILES SUIT AGAINST FOX & CO. [NYT]

The logistics sector is sending mixed signals in early 2026, with some data pointing to a boom while other indicators suggest fragility. On the growth side, 3PLs are dominating industrial leasing as corporations aggressively outsource their complex supply chains. Financial metrics back up this optimism, with Triumph Financial reporting rising invoice sizes and the addition of major fleets like J.B. Hunt to their network. This consolidation suggests big players are circling the wagons around platforms that provide stability and value. Operational efficiency is also improving, as C.H. Robinson uses AI agents to automate ready-checks and reduce unnecessary return trips by 42%. These technological advancements are helping stabilize networks by cutting out pure waste like fuel and driver time. However, friction remains in the air cargo sector, where Alaska Airlines is dissatisfied with its Amazon contract due to pilot scheduling issues and thin margins. The airline is looking to renegotiate terms or exit the deal as it struggles to optimize utilization between passenger and cargo operations. Regulatory and geopolitical risks are also mounting, highlighted by a court decision denying a reprieve for non-domiciled CDL renewals in California. Furthermore, global trade lanes face renewed uncertainty after Houthis threatened new attacks in the Red Sea, potentially forcing ships back around the Cape of Good Hope. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's be real: “centralization” has become a buzzword. My belief is that a transient buzzword, as it will be a relic in the coming 18 months. But in today's Multifamily Operator Tip of the Day, I'm reframing it. Leasing, renewals, even maintenance, they're moving off-site thanks to technology and scale. But that doesn't erase the human role. It elevates it. Might I hedge, at some point, owners and operators will have a choice to make. AI-forward. Or, Human-forward. The new property manager isn't a transaction processor. They're an orchestrator of service, experience, and outcomes. That's the role. That's the future.We cover:*Why early adopters will win talent and consistency*How outdated staffing models will hold you back*What it really means to lead during this era of orchestration*A glimpse of what's coming next: AI as the ultimate orchestratorThis is not the end of humans; for now, it's the beginning of better roles for them.Like what you're hearing? Subscribe and stay ahead of the shift. Blog: https://www.multifamilycollective.comBook: https://amzn.to/3YI6BDaSupport comes from: https://www.365connect.com/?utm_campaign=mmnHosted by: https://www.multifamilymedianetwork.comTomorrow we're talking agentic design.

This episode of Inside the Vault with Ash Cash features entrepreneur, coach, and salon suite mogul Patrice “Sway the Pro” McKinney.Throughout the conversation, Patrice shares her journey from working behind the chair to becoming a multi-millionaire by building salon suites — a business model she describes as being a landlord in the hair and beauty industry. She explains why the “sexy route” in entrepreneurship is often the least profitable and how quiet, strategic positioning creates long-term wealth.Listeners will hear candid stories about setbacks, resilience, belief, and mindset — including moments where everything went wrong but quitting was not an option. Patrice also breaks down the salon suite business model, how leasing commercial property works, how to fill suites, common mistakes to avoid, and when franchising makes sense.This episode focuses on money mindset, smart business strategy, and the power of belief — especially for first-generation wealth builders.⏱️ Timestamps / Chapters0:00 – “Cigarette money” & being warned against barbering 0:10 – Seeing barbers living well in Atlanta & New York 0:17 – Why the “sexy route” is often the least lucrative 0:24 – Breakthroughs always come with quit moments 0:30 – Signing the lease & immediate setbacks 0:36 – Architect runs off with the money 0:42 – Permits, pressure, and breaking down emotionally 0:48 – Unexpected help clears the way 0:54 – “Everybody got ‘owner' in their bio” 1:00 – Do you need to own property to build salon suites? 1:06 – Leasing vs owning explained 1:13 – What it takes to cross into millionaire status 1:19 – Do you have to be delusional to succeed? 1:24 – Legacy and long-term impact2:36 – Official show intro: Inside the Vault with Ash Cash 2:50 – Patrice's business model overview 3:04 – Turning 95 sq ft into $1,500/month 3:16 – Risking everything to build the first location 3:22 – Selling the first location & still collecting royalties4:10 – Patrice introduces herself in her own words 4:48 – Coaching & mentoring in the beauty industry 5:32 – Falling in love with salon suites 6:03 – Barber shop vs salon suite comparison 6:15 – Why salon suites are hands-off and scalable7:27 – Why calm money is better than flashy money 7:52 – Working smarter, not harder8:22 – Upbringing, popularity, and mindset 9:55 – Basketball career & full scholarship 10:45 – Why she didn't pursue the WNBA 11:20 – Pivoting into music and entertainment12:34 – Music industry gatekeeping & rejection 13:38 – Being told to change who she was 14:33 – God's redirection and bigger purpose15:09 – Resilience through repeated setbacks 16:37 – Growing up without role models 17:03 – Deciding to break the cycle17:36 – Moving the family from Michigan to Georgia 18:01 – Crashing the U-Haul 18:46 – Losing housing at the last minute 19:17 – Laptop stolen before the move 19:52 – Choosing not to turn back20:26 – Carrying the weight for the family 21:09 – “Make it a good decision by doing whatever it takes”21:38 – Being the first millionaire in the family 22:03 – Belief as the real barrier 22:20 – Optimistic delusion explained23:49 – Every breakthrough comes with resistance 24:22 – Buildout stress & no mentorship 25:09 – Racism, permitting delays, and anxiety 25:55 – Why mentorship matters27:38 – What salon suites actually are 28:14 – Why the model works long-term 29:01 – Comparing salon suites to real estate 30:03 – Students making six figures from one location 30:33 – Big brands doing $70M+ annually31:57 – Leasing vs owning explained again 32:22 – Why “ownership” is misunderstood 33:08 – Using other people's money ethically 34:07 – Tenant improvement allowances (TI) 34:55 – Landlords funding buildouts36:10 – How many suites to start with 36:46 – Medical office spaces as ideal properties38:02 – How to fill salon suites 38:25 – Social media as the #1 marketing tool 39:10 – SEO vs paid ads40:35 – Biggest mistakes new owners make 41:10 – Wasting square footage 41:49 – Not understanding commercial leases42:46 – Franchising: when it makes sense 43:34 – Systems, SOPs, and FDDs 44:24 – How franchising accelerates growth48:09 – Why she wrote Sweet Victory 49:12 – Showing the full journey, not just success50:01 – Defining legacy and impact 51:24 – The importance of support systems 52:17 – Support helps but isn't required53:50 – Handling visibility, blogs, and virality 55:23 – What's next: real estate, investing, speaking57:47 – How to connect with Patrice “Sway the Pro” 58:22 – Free training information 58:56 – Closing the Vault with Ash CashAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

"You need options to have leverage." Connect With Our SponsorsGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://www.a-dec.com/orthodonticsSmileSuite - https://getsmilesuite.com/ Summary In this episode of Hey Docs!, Jill Allen welcomes back Colin Carr, a seasoned expert in healthcare real estate. Colin shares his journey from a generalist in commercial real estate to specializing in healthcare, driven by the realization that many doctors lack proper representation in real estate transactions. He discusses the evolution of his company, which now operates nationally, representing thousands of healthcare providers. The conversation delves into the current state of the commercial real estate market, highlighting the competitive landscape, especially in healthcare, and the importance of understanding lease agreements and ownership options for healthcare professionals. The episode concludes with practical advice for healthcare professionals considering their real estate options, underscoring the need for expert guidance in a complex and evolving market. Connect With Our Guest CARR - https://carr.us/ Takeaways You can always refinance.You have to play the hand you're dealt.The number one mistake is trying to do it yourself.You need options to have leverage.90% of the time, the lease rate is higher than the landlord would charge a new tenant.You can't time the market perfectly.The landlord's motivation changes if they know you're willing to move.You should always submit the offer, not vice versa.Most doctors are off by several months on their lease expiration dates.You need to start your lease renewal process at least 12 months in advance.Chapters 00:00 Introduction to Colin and CARR06:53 The Current Commercial Real Estate Market12:18 Leasing vs. Owning: Making the Right Choice23:49 Common Mistakes in Lease Negotiations26:23 The Pitfalls of DIY Negotiations27:50 Leveraging Options for Better Lease Terms29:17 Common Mistakes in Lease Renewals30:43 The Value of a Commercial Broker37:49 Timing and Strategy for Lease Renewals40:26 Negotiating with Landlords: Key Insights44:22 Final Tips and Contact Information Episode Credits:  Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett LuceroAre you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice?Reach out to me- www.practiceresults.com.    If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode.    New episodes drop every Thursday!   

In this episode of Beyond Bitewings, Ash sits down with Mark Brodson, Managing Broker at Resource Commercial Advisors, to discuss current design and real estate trends for dental practices. Mark shares insights on how dental office design now focuses more on patient comfort and the overall experience, moving away from the traditional, clinical atmosphere to environments that feel more like spas or lounges. He gives a detailed look at space planning, explaining typical square footage requirements for modern practices and the growing interest among dentists in expanding services to include aesthetic treatments like Botox. The conversation also explores key considerations for dentists deciding between leasing or buying their office space. Mark Brodson explains the importance of lease clauses, including rights of first refusal and demolition or relocation clauses, and the value of working with a professional broker throughout the process. The episode wraps up with a discussion on suburban versus urban demand for dental spaces post-COVID and the significant impact that updated office design can have on the value and marketability of a dental practice.To find out more and connect with Mark, visit: https://www.resourcecommercial.net/mark-brodson/Key Topics Discussed:• Design trends in dental office spaces• Patient experience and comfort in dental practices• Typical dental office sizes and efficient use of space• Leasing vs. buying dental practice real estate• Important lease clauses to consider (right of first refusal, demolition/relocation)• Tenant improvement allowances and lease renewal strategies• Factors that influence the value of a dental practice• The shift from urban to suburban dental practice locations• The role of professional brokers in real estate decisions

It's not the billing that breaks your RUBS program.It's the story your residents tell themselves when you don't explain it.In today's Multifamily Operations Tip of the Day, Mike Brewer delivers a hard truth: RUBS programs don't fail because of logistics; they fail because of lousy communication.When residents feel blindsided by a change, the “evil landlord” narrative kicks in. That's not just frustrating, it's preventable.Mike breaks down how to introduce utility billing changes with clarity, empathy, and context. Before you roll out the numbers, share the story. Show how it promotes fairness. Conservation. Alignment with actual usage.Want less resistance? Lead with transparency. Give your residents the why behind the what. Offer examples. Build an FAQ. And when can they see their efforts reflected in their bills? Resentment turns into participation.The success of your RUBS program hinges on communication, not calculation. Say it plainly. Say it early. Say it often.If you're ready to improve adoption and reduce friction in your utility billing, like this video, subscribe to the channel, and drop your top communication strategy in the comments.It's not the billing that breaks your RUBS program.It's the story your residents tell themselves when you don't explain it.In today's Multifamily Operations Tip of the Day, Mike Brewer delivers a hard truth: RUBS programs don't fail because of logistics; they fail because of lousy communication.When residents feel blindsided by a change, the “evil landlord” narrative kicks in. That's not just frustrating, it's preventable.Mike breaks down how to introduce utility billing changes with clarity, empathy, and context. Before you roll out the numbers, share the story. Show how it promotes fairness. Conservation. Alignment with actual usage.Want less resistance? Lead with transparency. Give your residents the why behind the what. Offer examples. Build an FAQ. And when can they see their efforts reflected in their bills? Resentment turns into participation.The success of your RUBS program hinges on communication, not calculation. Say it plainly. Say it early. Say it often.If you're ready to improve adoption and reduce friction in your utility billing, like this video, subscribe to the channel, and drop your top communication strategy in the comments.Blog: https://www.multifamilycollective.comSupport comes from: https://www.365connect.com/?utm_campaign=mmnHosted by: https://www.multifamilymedianetwork.comPlus: why in-person events like RETCON https://retconference.com/ matter more now than ever.Multifamily, RUBS Program, Utility Billing, Resident Communication, Property Management, Fair Billing Practices, Resident Engagement, Operational Clarity, Transparency in Leasing, Leadership in Multifamily, Resident Satisfaction#Multifamily #RUBS #UtilityBilling #ResidentExperience #CommunicationStrategy #PropTech #MultifamilyLeadership #TransparencyMatters #PropertyOperations #ResidentEngagementmikebrewer #multifamilycollective #multifamilymentoring #multifamilycoaching #multifamilypodcast #leadership #OpenAi #multifamilymedianetworkMultifamily, RUBS Program, Utility Billing, Resident Communication, Property Management, Fair Billing Practices, Resident Engagement, Operational Clarity, Transparency in Leasing, Leadership in Multifamily, Resident Satisfaction#Multifamily #RUBS #UtilityBilling #ResidentExperience #CommunicationStrategy #PropTech #MultifamilyLeadership #TransparencyMatters #PropertyOperations #ResidentEngagementmikebrewer #multifamilycollective #multifamilymentoring #multifamilycoaching #multifamilypodcast #leadership #OpenAi #multifamilymedianetwork

Is leasing really the shortcut to driving a new car every few years—or a financial trap hiding in plain sight? In this episode of https://Drive-Radio.com, The Extra Mile, host John Rush goes deep on the real-world costs of leasing versus buying, breaking down the fine print most drivers never think about until it's too late. From mileage limits and wear-and-tear charges to residual values, early termination fees, and surprise end-of-lease bills, John explains why that low monthly payment can be misleading. What happens if you drive more miles than your lease allows? Why do some drivers end up forced to finance the same car for 7 years instead of walking away? And when—if ever—does leasing actually make sense for individuals versus business owners? The conversation also explores what really happens to off-lease vehicles, why some make it back onto dealer lots while others head straight to auction, and how market swings can dramatically change the math. This episode is a must-listen for anyone shopping for a new or used vehicle, considering a lease, or trying to avoid costly mistakes on the back end of a deal. Are you paying attention to the full cost—or just the monthly payment?

It's EV News Briefly for Wednesday 14 January 2026, everything you need to know in less than 5 minutes if you haven't got time for the full show.Patreon supporters fund this show, get the episodes ad free, as soon as they're ready and are part of the EV News Daily Community. You can be like them by clicking here: https://www.patreon.com/EVNewsDailyFRANCE'S SOCIAL LEASING SCHEME ADDS 50,000 EVS https://evne.ws/45K8BP0 VW EV SALES SURGE BUT CHINA AND SOFTWARE DRAG https://evne.ws/4qpohzF BMW SALES FLAT BUT ELECTRIC SHARE JUMPS https://evne.ws/49mR7uu MINI HITS RECORD AS EVS PASS ONE-THIRD OF SALES https://evne.ws/4bwPfAw LUCID GRAVITY LAUNCH HITS SOFTWARE POTHOLES https://evne.ws/49D8I08 LUCID SAYS STOP SELLING GUILT, START SELLING SPEED https://evne.ws/4aTn5j3 NEW JERSEY POURS US$32M INTO E-BUSES AND CHARGERS https://evne.ws/49w50Fq CHINA AND INDIA CUT COAL POWER TOGETHER FOR FIRST TIME IN 52 YEARS https://evne.ws/49ohcJw ZEEKR 7GT ESTATE TARGETS EUROPEAN EV TASTES https://evne.ws/3NcGmSV XPENG P7+ TARGETS EUROPE'S FAMILY EV SALOON BUYERS https://evne.ws/49BlZGu

What Does It Take to Go the Distance in Retail Real Estate Today?Retail real estate in early 2026 is defined by imbalance. In many suburban, open-air markets, demand is overwhelming supply. Five tenants are chasing one quality space. Vacancy is razor-thin. New construction still does not pencil. The result is leverage—and it is shifting.Chris Ressa and Andrew Mahr of Bialo Real Estate dig into how that leverage is actually showing up in deals. Face rents are not always jumping overnight, but economics are tightening through lower tenant improvement packages, higher tenant capital contributions, and tougher negotiations around delivery costs. Retail is repricing—just not always in the most obvious way.The conversation also highlights the growing divide between markets. Urban cores tied to office traffic remain uneven, while suburban lifestyle centers are absorbing demand from retailers with capital, patience, and long-term conviction. Strong operators are choosing to invest more upfront to control fixed occupancy costs over time, especially in junior anchor and specialty formats.A North Miami case study brings the thesis to life. An off-market Wild Fork deal shows how the best sites are no longer “available”—they are unlocked through persistence, relationships, and a willingness to target occupied real estate. The takeaway is simple: in today's market, waiting for vacancy is passive. Going direct is how deals get done.What You'll HearHow rising rents are showing up through deal structure, not always through face rateWhy tenant improvement packages are shrinking and tenant capital is coming back into the equationWhat it really means when deals “don't pencil” in a high-cost, high-rate environmentHow strong retailers are deciding when it makes sense to invest more upfront to control long-term occupancy costsWhy off-market strategies matter more in a low-vacancy worldA real North Miami case study showing how targeting occupied real estate can unlock best-in-market locationsHow landlord-tenant alignment can accelerate expansion and turn single deals into long-term partnershipsChapters00:00 – Welcome and introductionsChris Ressa welcomes Andrew Mahr and sets the stage for a wide-ranging conversation on retail, relationships, and the market.01:00 – Running, resilience, and perspectiveAndrew shares his Boston Marathon journey and why endurance, advocacy, and long-term commitment shape how he approaches business.03:00 – What Bilo Real Estate actually doesA look at Bilo's role as a national, outsourced real estate department and why deep market familiarity matters.05:15 – Retail in 2026: a tale of two marketsUrban cores tied to office demand lag while suburban, open-air retail faces intense competition and limited supply.07:45 – Why new retail still doesn't pencilInterest rates, construction costs, and underwriting realities continue to stall speculative retail development.09:30 – Leasing momentum and shifting deal economicsRents are rising—but often through reduced TIs and higher tenant capital, not just headline numbers.12:00 – Who's winning: strong retailers with capitalWhy the healthiest tenants are choosing to invest more upfront to control long-term occupancy costs.13:30 – Hospitality and wellness as growth categoriesRestaurants, social...

Leading Into 2026: Executive Pastor Insights Momentum is real. So is the pressure. This free report draws from the largest dedicated survey of Executive Pastors ever, revealing what leaders are actually facing as they prepare for 2026. Why staff health is the #1 pressure point Where churches feel hopeful — and stretched thin What worked in 2025 and is worth repeating Clear decision filters for the year ahead Download the Full Report Free PDF • Built for Executive Pastors • Instant access Welcome back to another episode of the unSeminary podcast. We're continuing our special series responding to insights from the National Executive Pastor Survey with an executive pastor from a prevailing church. Today we're joined by Eric Garza, Executive Pastor at Cross Church. Cross Church is one of the fastest-growing churches in the country, with 12 campuses across South Texas, serving both English- and Spanish-speaking congregations. In this conversation, Eric helps unpack the number-one fear expressed by executive pastors in the survey: running out of space and not knowing what to do next. Is your church growing but feeling physically constrained? Are facilities, kids' space, or parking holding you back from what God may want to do next? Eric offers practical, hard-earned wisdom from leading through rapid multisite expansion. Facilities don't just limit space—they shape momentum. // At Cross Church, growth has come through both campus planting and mergers or acquisitions of existing churches. In both cases, facilities either enable momentum or quietly choke it. Sustainable space must support all aspects of ministry—not just a worship room. Parking, kids' environments, lobbies, restrooms, storage, and office space all play a role. A building that works on paper can quickly fail if it can't support the full weekend experience. Don't rush into permanence. // One of Eric's strongest recommendations is to resist the pressure to own a building too early. Several Cross campuses began in leased spaces, which reduced operational burden and allowed the church to test viability without long-term risk. Leasing removes concerns like insurance, major maintenance, and long-term liability, freeing leaders to focus on ministry. If a campus stalls or misses the mark, leaders can pivot without being locked into a costly asset. Location matters more than you think. // Some facility lessons are learned the hard way. Eric humorously—but seriously—warns against launching next to railroad tracks or industrial zones. Visiting a facility during a Sunday morning timeframe is essential. Noise, safety, curb appeal, and accessibility all influence guest experience. Cross has launched campuses in libraries and event centers, learning to adapt acoustics and layouts while prioritizing safety and hospitality. Capital campaigns need margin. // Eric is candid about capital campaigns. Churches often believe in faith for a number that rarely materializes at full scale, especially since capital giving sits above normal tithes. Meanwhile, construction costs almost always rise. Cross learned the hard way that campaign timelines and construction timelines rarely align. Building 10–15% margin into every campaign accounts for inflation, surprises, and delays. If surplus remains, it becomes a testimony of generosity rather than a crisis averted. Remodeling vs. rebuilding requires sober math. // Acquiring an existing building can be a gift—or a trap. Before knocking down walls, Eric urges leaders to get third-party inspections and cost estimates. Some remodels quietly approach the cost of new construction while delivering less functionality. Evaluate whether a building should serve as a long-term campus, a ministry center, or even collateral for future development. Sometimes the wisest move is not to hold services there at all. Define a clear facility standard. // Over time, Cross Church developed a consistent “Cross standard” across campuses—shared color palettes, stage layouts, kids' safety ratios, and ministry flow. While floor plans differ, the experience feels familiar. This standard helps teams evaluate remodels quickly and ensures families know what to expect. It also clarifies where compromise is acceptable and where it's not. When space is tight, simplify strategically. // Not every constraint requires construction. Cross has increased capacity by adding services, adjusting service times, and consolidating kids' age groups when space is limited. Combining grades temporarily doesn't dilute quality—it preserves momentum. Eric defines excellence not as “having the best,” but “doing the best with what you have.” Obstacles are reframed as opportunities to steward growth faithfully. Communicate the season clearly. // Your people can endure inconvenience when they understand the why. Leaders don't need to share every detail, but they should frame facility strain as evidence of impact, not failure. Clear vision keeps people focused on mission rather than discomfort. To learn more about Cross Church, visit crosschurchonline.com or follow @crosschurchrgv on social media. You can also connect with Eric directly on social media at @ericpgarza. Watch the full episode below: Thank You for Tuning In! There are a lot of podcasts you could be tuning into today, but you chose unSeminary, and I'm grateful for that. If you enjoyed today's show, please share it by using the social media buttons you see at the left hand side of this page. Also, kindly consider taking the 60-seconds it takes to leave an honest review and rating for the podcast on iTunes, they're extremely helpful when it comes to the ranking of the show and you can bet that I read every single one of them personally! Lastly, don't forget to subscribe to the podcast on iTunes, to get automatic updates every time a new episode goes live! Thank You to This Episode’s Sponsor: Risepointe Do you feel like your church’s or school's facility could be preventing growth? Are you frustrated or possibly overwhelmed at the thought of a complicated or costly building project? Are the limitations of your building becoming obstacles in the path of expanding your ministry? Have you ever felt that you could reach more people if only the facility was better suited to the community’s needs? Well, the team over at Risepointe can help! As former ministry staff and church leaders, they understand how to prioritize and help lead you to a place where the building is a ministry multiplier. Your mission should not be held back by your building. Their team of architects, interior designers and project managers have the professional experience to incorporate creative design solutions to help move YOUR mission forward. Check them out at risepointe.com/unseminary and while you’re there, schedule a FREE call to explore possibilities for your needs, vision and future…Risepointe believes that God still uses spaces…and they're here to help. Episode Transcript Rich Birch — Hey friends, welcome to the unSeminary podcast. So glad that you have decided to tune in. We are in the middle of, in the in the midst of, is maybe a better way to say, these special set of podcasts where we’re responding to what you said in the National Executive Pastor Survey, which turned out to be the largest dedicated or direct executive pastor survey that we’re aware of ever, which is kind of cool. And hundreds of people were you know, logged in and told, gave us a sense of where ministry is at. And what we’ve been doing is spending time with an executive pastor from a prevailing church, and frankly, people I like, to get their ah thoughts on kind of what was surfaced. Rich Birch — And today we’ve got a big one. This is a significant issue. In fact, it was the single biggest fear that was expressed. We asked a question around, what’s your kind of biggest fear for this year? And nearly one in five executive pastors expressed fear about this. And what is that fear? It’s the whole issue of our facilities, space, capital projects, that sort of thing. Many churches are running out of kids space, parking, seating, lobby capacity. Rich Birch — You know, we’re all worried about in inflation of construction costs. If you got a building quoted on five years ago, you’re going to want to get it quoted on again, you know, renovation, building, all of this stuff. And, you know, we’re excited to have ah today a return guest, Eric Garza with us. He is from a fantastic church, Cross Church, which is located in Texas. It’s one of the fastest growing churches of ah in the country, and they have 12 campuses, if I’m counting correctly. So Eric has thought about facilities and so excited to have you back on the show, Eric. Thanks for being here.Eric Garza — Rich, thanks for having me back. Good to have an opportunity to have a great conversation about a big topic for a lot of pastors and executives across the country. Yeah.Rich Birch — Well, you’re going to solve all our problems for us today, Eric. So.Eric Garza — It’s just some nuggets of what I’ve learned and experienced. But if I can make your life and your world a little bit better, awesome.Rich Birch — That’s great. That’s good. Kind of tell us a little bit about Cross again, kind of set the context, you know, give us a bit of sense of the the church.Eric Garza — Yeah, so we’re in deep south Texas. Most of our campuses are within a half hour north of the US-Mexico border. So right at the bottom of the tip of Texas. 30 years going on 31 years as a ministry. In the last eight years, we went from one site ah to now seven locations, physical locations and 12 campuses.Eric Garza — We’re a bilingual ministry, which means we do we have English campuses and we have Spanish campuses. And we recently, last year in 2025, launched our first campus outside of our region in San Antonio, Texas. Rich Birch — Love it.Eric Garza — And you can imagine a lot of ah victories and a lot of challenges, ah you know leaving your space, your comfort area, the region where you’ve been, for 30 years and then heading out and venturing off into what we believe God called us to do in in Central Texas.Eric Garza — So ah just phenomenal growth. We’ve seen God’s hand up on our ministry and it’s come with, ah like I said, a lot of wins and a lot of challenges we’ve had to navigate. And being a a predominantly Hispanic ministry that reaches both English congregants and Spanish congregants, dealing with cultural, political issues in our region of the country ah has just been a whirlwind. But as anybody could imagine, it’s been a big learning season for us for expansion. You know, I know we’re talking about facilities going from one side to multisite and all of that that entails operationally, logistically, financially. So I wouldn’t say we know it all. We certainly don’t if we’re always learning. But man, if if we can just impart any wisdom, we’re we’re all for that.Rich Birch — Love it. Well, I would say I actually re-looked at a lot of these fears. And the overall tone, if you were to kind of summarize the the conversation that people seem to be expressing is like, there’s this sense from a lot of executive pastors, listen, our ministry could grow, but our space, frankly, is holding us back. And we’re not entirely sure what the path forward is. It’s like, we we see the physical space issues, but I’m not sure where to go from here. So I’d love to jump right in. Eric Garza — Sure.Rich Birch — How have you, as you’ve looked at your seven physical locations, 12 campuses, how do you evaluate facility limitations? And are they the things that are actually restricting growth or does the issue lie somewhere else? How do you, how are you discerning that when you look at, you know, this, this whole issue?Eric Garza — Yeah, a lot of our of our growth has come from us planting campuses, but some of our growth has come from, I guess, what the corporate world calls mergers and acquisitions, where we’ve merged or really acquired other ministries who either had an existing facility that we took over. Or where we partnered with them through the acquisition and launched a campus in a new building or a new facility.Eric Garza — So some of the things that we’ve done is, there’s a whole process, right, that that it’s entailed with going multisite. And one of those big key indicators of whether the campus or the church plant is going to succeed is whether they have a sustainable facility that can house all aspects of the ministry. And sometimes that can be difficult to find.Eric Garza — For example, you don’t just want meeting space to have services, right? You need maybe an office space, you need childcare space, you need a meeting space, you need lobby, restrooms, you need adequate parking. And all of those factors come into play when you’re looking to find the right spaces. So for us, We’ve just been blessed that ah either we’ve have you know gone through the capital campaigns, we’ve gone through the funding, the you know internal funding to build new facilities, or the acquisition that we’ve ah done over the last couple of years already had an existing facility, which is a plus. Because instead of building, we just went into a remodel phase to bring that building up to what we would call our Cross-standard to house our campus and facility. And so I mean it’s It’s a holistic approach. Rich Birch — Yeah, yeah.Eric Garza — You look at parking, kids space. What you don’t want to do and what what we’ve run into in the past, is it’s okay to to launch with limited space, but if you’re launching and you already have a couple of hundred people that are gathered, you’re going to want to find a space that’s going to give you ample room to have one or two services without having to crunch yourself in the short term. And it’s going to, in in in a larger sense, going to really facilitate some challenge and some angst and frustrations early on. And you want to minimize as much of that, especially when you’re when you’re launching and you’re setting out to start a new campus or a new church.Rich Birch — Yeah, so that’s one of those kind of pinch points would be too small, right? Like I’m assuming you’ve ended up in facilities where it’s like, okay, this is this just frankly is too small. Eric Garza — It’s not going to work. Rich Birch — And so we’ve got to, it’s not going to work. We’re going have to start with three services and that, you know, or something like that. Or we’ll start with two and we’ll be pinched too quickly. Are there any other kind of tripwires that you’ve run into that are like, oh, like it might be great on these five things, but this, these, if it’s not these two or three, if these aren’t right, we were not going in there. Are there any other things to get to, as you said, a sustainable facility? Are there any kind of big no-nos that you’ve bumped into, or maybe you wish you knew before? Yeah. Tell me about that.Eric Garza — Yeah, a couple of things. Number one is don’t ah start a church next to the railroad tracks. That may sound a little funny.Rich Birch — No, tell me more.Eric Garza — You never know that during your Sunday morning message at your 10 o’clock service, roughly about 10:40 a.m., this train… Rich Birch — Oh, gosh. Eric Garza — …who’s two or three blocks away is going to come blaring out ah and just completely disrupt your sound and and your service and your message for a few minutes. So it may sound comical, but ah yeah, definitely don’t do that. Right.Rich Birch — No, that’s very good.Eric Garza — Yeah.Rich Birch — That’s well, and even going and seeing, that’s a great takeaway because even going and seeing the facility during a Sunday morning, like, cause you wouldn’t know that if you’re there to just Tuesday afternoon or something, you would have no sense of that. Eric Garza — Yeah.Rich Birch — But, but cause it might be a train, but there’s, I could see lots of things where.Eric Garza — Trains are not confined to Monday through Friday.Rich Birch — Yes. Yeah. Yeah. Yeah.Eric Garza — They’re there every day as they need. And so you just you just never know. That has to happen a couple of times, and it’s incredibly frustrating. Rich Birch — Yeah. That’s interesting. That’s good.Eric Garza — And so you play it off the middle of the service, but man, it can it can mess it could mess with some stuff. The second thing I would say is is this when looking for a facility. There’s obviously some innate some internal perhaps pressure or self-imposed pressure as a pastor or an executive to want to get into a permanent facility right away.Eric Garza — One of the things that helped us early on with with a couple of our campuses is we actually rented. And here’s the benefit of renting or leasing, even for a year or two, as you grow that site is number one, you’re not worried about insurance, right? You’re not worried about lawsuits. You’re not worried about maintenance or you’re paying for that, right? But there’s a lot that you minimize when it comes to overloading your mind and your brain about what you have to handle.Rich Birch — Yep. Eric Garza — Alright. And so you pay a fee, but the building’s clean when you come in. And right after you set, you know, you tear down your equipment for the service in your kids area, you don’t have to worry about that because you’re leasing a space. Rich Birch — Yeah, that’s good.Eric Garza — And so if you can minimize, like I said, as much of the overload of operations and facilities on the front end, that’s that’s a great a great thing. And most spaces, right, what we did early on is if we had an event center where we would rent the main auditorium uh we would use conference rooms or or multi-purpose room for child care. We would safe proof them, right – all of our protocols in place. But that’s what we would do early on, and it would give us a chance to test and gather some data. Rich Birch — That’s so good.Eric Garza — Is this going to work long term? Right. Number one, we don’t believe we missed God. But if after a couple of years, this isn’t going anywhere. Well, thank God we didn’t buy a building… Rich Birch — Right. Eric Garza — …because now we’re you know up a creek without a paddle, as they say. And so leasing is not is not an entirely bad idea on the early outset.Rich Birch — No, that’s great.Eric Garza — But definitely the neighborhood that you’re in, right beside the town that you’re in, you want to be in a centrally as centrally as you can, centrally located as you can, and and not next to a railroad track or any industry or warehouses where there’s going to be trucks, just for safety concerns, for the curbside appeal. And so that’s why public libraries or where we had actually launched started campuses was at a public library – acoustic set because we couldn’t be so loud. So all of those facility concerns are are really things you want to keep in mind.Rich Birch — Yeah, I love that. I love the idea of the rental on the front end. What a great way to, it’s good use of capital. It’s a good, you know, it it gives you a chance to test… Eric Garza — Yeah. Rich Birch — …even if you stay for a couple of years, that’s, you know, that’s fantastic. So you’ve been through multiple, you know, capital campaigns, this whole process of like, we’ve got to raise money and then get a facility renovated or, you know, you know, expanded or whatever. Rich Birch — What, what do you wish you would have known before all that? Well, are there a couple like things that either, you know, you stumbled upon, you stubbed your toe or you wish, man, I wish somebody would have told me this. Are there any things that stand out to you?Eric Garza — Number, I think the first one is this. You have an you have a number in your mind, and you of course you believe God for it. It…Rich Birch — And it’s lower. It’s going to come in lower every time.Eric Garza — …it is. Every single, unless God does a miracle, which he is more than able to do… Rich Birch — Yes.Eric Garza — …it’s going to come in lower. And so I think have have high anticipation but realistic expectations… Rich Birch — Right. Eric Garza — …because most capital campaigns are campaigns that are above normal giving.Rich Birch — Yeah. Okay. Yep.Eric Garza — Right. And so at least for us, it’s above normal giving. Rich Birch — Yep.Eric Garza — We encourage and we get people to give towards a specific capital campaign, which is for a specific campus or a specific project or or what have you. But you have this number in mind and then if you can tend to early on. It’s not coming in yet. Or maybe you’ve done it for a year or give a specific timeline.Rich Birch — I see. Okay. Yep.Eric Garza — And you can get quickly discouraged, especially with capital campaigns where you’re like, we’re halfway through this thing and not even half has come in yet, or of what we thought would come in. And so it’s easier to get discouraged. But that was a big thing is that number in your mind, it’s going to be lower. And that’s not a bad thing. Right. That’s not a bad thing.Eric Garza — People are giving to a capital campaign above giving of their normal giving, sacrificially, they’re giving by faith. They’re giving with expectation. But at the same time, for those of us on the inside, right, those of us who are managing the resources and what have you, it’s it’s about having a realistic expectation that we have the faith that God can do it. But we’re all going to budget ourselves knowing that if there’s a high probability, not impossible, there’s a high probability that the number we had in mind, is not going to be what comes in for the capital campaign.Rich Birch — Let’s talk about that there. So there’s an interesting, um so I’ve seen that for sure in churches. There’s an interesting kind of tension that pulls in two different directions. One, you can have exactly what you’re talking about, which is, you know, we thought we would go in, we we were hoping we would raise X and we raised something less than that. Eric Garza — Yeah. Rich Birch — But then the other part of it is we were hoping the project was going to cost X and it costs X plus, you know, it’s costing us more than, than we anticipated. How do you manage that tension? How have you been able to kind of navigate that? That’s a, that’s a tough tension.Eric Garza — Yeah, the longevity of the capital campaign is gonna is not always going to be exactly match, it’s not going, rather, to exactly match what the building construction cost was at the beginning. Prices fluctuate and prices change.Eric Garza — And so let’s say you have let’s use so a rough even number, a million dollar capital campaign for your church organization. And the construction is going to cost, I don’t know, $900,000, $950,000. Well, a million dollars should cover it. But by the time a million dollars or shortly or short of that comes in, well, your budget is now at 1.2 or 1.3. Rich Birch — Right. Eric Garza — It’s fluctuated. And so the what’s congruent at the beginning can be really a little bit financially off by the time that can…In other words, the timelines of the capital campaign and your building projects sometimes don’t align perfectly. And we’ve run into that too, where we’ve had to take from our operating budget a little bit, or we’ve had to really emphasize a certain amount during the campaign, because that’s what needs to come in. We’ve you know met with with key givers and donors of the church. And those are challenges that you navigate ah during the capital campaign process. Rich Birch — Sure. Eric Garza — And and like I said earlier, it’s it’s challenging because, well, let me backtrack and say this.Eric Garza — This is why on the front end, you should add margin into your capital campaign… Rich Birch — Yeah, that’s good. Eric Garza — …which we didn’t do that, perhaps the first go around. But certainly the later ah seasons, we added margin in our capital campaigns to account for any fluctuation in construction costs. And if there was ever in a surplus, well, we would tell the church it’s because of your giving and because of your support and generosity that we had more than enough come in. Rich Birch — That’s good.Eric Garza — And so now we’re going to use those funds for X or they’re going to go back to the general fund or or whatever whatever the case. But I think that the key that would be to incorporate some 10 to 15% margin in your capital campaign on the outset to account for anything that might happen 12, 15, 18 months down the road.Rich Birch — Yeah, that’s good. That’s really good. That’s good. You maybe just saved somebody a lot of headache two years from now… Eric Garza — Yeah. Rich Birch — …because of that part of the conversation. I want to go back to something you talked about earlier. You’ve had multiple buildings that you’ve acquired or you’ve merged with, and you were talking about remodeling and there’s like, that can be a blessing and a curse. Like it can be amazing. Like, wow, this is great. And…Eric Garza — You never know what you’re going to find.Rich Birch — …you know, you open up, you open up a wall and who knows what’s behind that wall. And, you know, there’s all that. And you talked about bringing it up to the Cross standard. Talk me through what how have you decided what that is? What is the Cross standard? And how do you what are the common things that you find, Oh, we’ve got to make this change. And how have you kind of defined that as you think about projects like that?Eric Garza — Yeah, so over the last few years, we’ve pretty much honed in on, I guess, the vibe and the look of what we want our campuses to to feel and look like.Rich Birch — Okay.Eric Garza — They may be different ah floor plans because some of them we built, some of them we acquired, properties we took over. But as far as color schemes, we do our very best to match wall colors, sanctuary colors. We use the same stage equipment, both branding and layout as best as possible across all of our sanctuary auditoriums, our stages. Eric Garza — Our kids spaces, ah we have an internal ratio of how many teachers or volunteers per infants, per toddlers, for school-age children we want. And so that determines our spacing. And so sometimes we’ve got to knock some walls down or build some walls in to accommodate for for what, like I said, our standard of ministry, both in appeal, but also in care for for our congregants and for our families.Eric Garza — And so when we remodel, you’re right, there’s some things that once you knock down a wall, you’re not going to know until you knock it down. And that’s where that, you know, that margin comes in. But for the most part, right, we’ve had we do inspections, we get we get third party opinions on the building, on the cost estimates, and like we would encourage anybody to do, right.Eric Garza — But that’s our Cross standard is the look, the feel, the equipment, the wall colors, you know is there enough space for our our guests, connect area, our next steps area for first impressions. Does every ministry have adequate space to store their items – all of those factors come into play in deciding how we’re going to remodel a facility. Eric Garza — And I’ll say the second thing is this is why before you break or before you knock down a wall, get an inspector or or get some people either in your church or in the construction industry or somebody that you know in in your community. Because sometimes when you have a building, your initial thought is to remodel. That may not always be the most financial financially wise decision. And here’s why. Because you may not know all that you’re going to encounter, you may in the long run end up spending just as much as if you had built a brand new facility with the exact floor plan you want.Eric Garza — And so that’s where you’re evaluating and deciding, is it more feasible to remodel this building for X amount of dollars? Or are we within 5% to 10% budget margin, where we might just say it’s it’s in the best interest of the church perhaps to use either this facility as collateral for our next building or a brand new building, or is it better to use it a multisite building, excuse me, multi-purpose building, and we end up building a new facility…Rich Birch — Right.Eric Garza — …for the church or for the campus. And so those cost estimates are going to help you make the best, most informed decision of where you’re going to steward the resources financially in either remodeling or in building a site.Rich Birch — Yeah, I love that. One of my favorite churches, Mercy Hill Church in North Carolina, they they had a building that was given to them and they did, they weren’t entirely sure what to kind of, it was in a part of town, they weren’t necessarily sure they wanted to launch a campus and just they had a campus closer and all that. And they ended up using it turned it into a really a student center and it’s a fantastic ministry building and it’s active, you know, five, six days a week.Rich Birch — Now they don’t do Sunday morning services there, but they do all kinds of other stuff, which is fantastic. Like is a great, you know…Eric Garza — And we’ve seen that too. Yeah. They use for leadership meetings, for small chapel receptions… Rich Birch — Yeah. Eric Garza — …or gatherings or next gen events, youth, young adults, even renting it out to the community as a means to supply income to the church…Rich Birch — Yep. Yep. On a daycare or something.Eric Garza — …to like, you know aligned organizations, of course, whatever your church policy is. But yeah, sometimes the best use of that building is not for church services.Rich Birch — Have you, have you run into facilities that you’ve evaluated and then decided, no like this is going to cost way too much to renovate and we’re, so we won’t go forward with it. Have you run into that after evaluation?Eric Garza — Well, not entirely, but I’ll say this…recent… Rich Birch — I know that risk is there for sure.Eric Garza — Yeah, there is risk. There is risk. And the risk assessment is different when you’re leasing a space or remodel… Rich Birch — Right. Eric Garza — …and when you’re when you’re obviously building your own facility, as far as and including the costs associated with that. One of our campuses recently, and I mean in the last 24 months, before we moved into our new building was leasing a space and we were given the option to remodel the space we were leasing. Because though it was suitable for what we needed for the ministry, for Sunday services and and all the other ministries, parts of it were not really conducive to growth for the congregation and for the ministry.Eric Garza — So we did contemplate remodeling. I think I think what kept us from doing that number one is whatever you remodel for the landlord the landlord is going up keeping. And so the return on that investment would be short term and not long term, We were already in the midst of building our building but we were growing at a rapid rate, and so we were eight, twelve months out from from being in our building and the campus was growing, and so we needed a short-term solution. Rich Birch — Right.Eric Garza — So we did think, Well, we’ll spend X amount of dollars to remodel our site where we’re leasing before we get into the new building. But we found out that shifting our service times and and doing different different strategies ended up alleviating in the short term the constraints we had to give us a time to get into our new building, which is now more than enough space for us to grow for for years and years to come.Rich Birch — Right. That’s cool. Yeah. Cause I’ve said as a, I feel like I’ve been in a ton of conversations with XPs where, you know, they’re talking about this issue and you know, there’s like a building that they’re, maybe it’s another church that’s come to them and they’re having a conversation and they’re, I would say their mindset is like, I’m not sure we should do this. Like this is, they’re like, this other church came to us and statistically, actually the most likely for these mergers to succeed are when the joining church comes to the lead church. Eric Garza — Yeah.Rich Birch — So they would come to your church and be like, Hey, we’re interested. So it actually happens a fair amount. And I’ve, I feel like I’ve talked, tried to talk so many executive pastors into like, man, it’s gotta be a really bad building. If particularly if it’s like has debt or has no debt or very little debt on it, it’s gotta be a very bad building to not want to take it. Cause it’s like, you know, you can, you can take, invest, you know, a moderate amount of money. You don’t need to dump a ton into it and get something great. And like you said, as long as you’re above board with everybody, you know, five years from now, if it doesn’t work, you could take that asset, sell it and move on and use those resources somewhere else.Eric Garza — And that’s very good because when you talk about acquiring a ministry, especially if it has a low balance on their mortgage or or they don’t have much to pay off the building, and if you’re in a position to pay that off within the first year of acquiring the ministry… Rich Birch — Right. Eric Garza — …think of a collateral and the equity that your organization now has because of that new facility that’s in your portfolio.Rich Birch — 100%.Eric Garza — And I know it sounds very business-minded, but when you’re looking to expand into the future, even at another site in your church ministry organization, you now have more collateral, more resources to leverage for a better financial position in the future when you do want to actually build a building. Eric Garza — And the second thing is this, if you’re acquiring a ministry that already has an existing building, in most cases, it’s already built out for church purposes. So that’s very helpful. So at that point, you may be putting in a smaller amount and just… Rich Birch — Right. Eric Garza — …you know, refurbishing it, painting the walls, putting some new equipment, some new screens, maybe be changing out the flooring a little bit, or some of the fixtures in different spaces… Rich Birch — There’s technology or whatever, yep. Eric Garza — …because it’s already built out for a church. And so that’s the benefit of going or acquiring in a ministry if you’re going that route that already has an existing facility.Rich Birch — Yeah, we had, ah we were running, our budget was about $8 million dollars and we were, we had a church come to us and they were, they had really, they had had a tough season and the summer before we ended up merging with them or they joined us really, they had multiple Sundays where they had two people show up on Sunday. They had the person that was preaching and the guy that was opening the door, like it was, it had really atrophied down.Rich Birch — And I remember in one of those conversations, they had had a bit of a roof problem. The facility was worth just probably south of 2 million. It was like ah a great facility, but they had a roof problem. And I remember one of the the elders leader person, he said, you know, we we got a quote on the roof and it’s it’s going to cost maybe about $15,000 to fix. Do you think you guys will be able to fix that? And they had no debt and were going to give us their building. Rich Birch — Well, like I humbly had to say like, like, yeah, we’ll we’ll be okay. Like, it’s gonna it’s gonna be fine. Like, you know, I what I didn’t want to say is like, I feel like our youth guys have like wasted $15,000 this year. Like, you know, like it’s like we can, you know, the exchange just on paper. And again, that’s not why you go into those conversations. Eric Garza — Of course.Rich Birch — But a part of that is, particularly in our seats as executive pastors, that’s a part of what we have to wrestle through and think about those things. So let’s get back to the renovation thing. A lot of what churches were talking about is like, pressure of like, man, I just, our physical facilities are, are holding us back. Rich Birch — Any other thoughts around, you know, changes you’ve made to increase capacity or, um you know, things that maybe are like some low hanging fruit or creative solutions that have that, that maybe we’re not thinking about, but as a leader who’s been through this, you know, you’ve been, you’ve wrestled through that, that we, we could, you know, benefit from.Eric Garza — Yeah, absolutely. A couple of things. You can please everybody, right? Rich Birch — That’s good. Eric Garza — And so I think one of the ministry pressures well, we want to please the next gen. We also want to please the child care. We also want to please the elders of the church. And we also want to please the younger families of the church and young professionals. And when you’re when you’re in a facility that wasn’t originally built according to your specs, it’s going to be difficult to do that.Eric Garza — And so you have to focus, as we have, on the most critical areas, sanctuary and child care. If you don’t have child care, it’s going to be a barrier to growth because families or parents are not going to have the comfort level they need to come to your church on a regular basis and to be a part of the community. And so for us, when we’ve remodeled, the first things we look at are sanctuary and then the kid space. Do we have enough adequate kids space?Rich Birch — That’s good.Eric Garza — Some of the solutions when we’ve been limited in space is is launching multiple services to we have a smaller sanctuary or a smaller space, we’ll offer more service opportunities. Or when it comes to our kids ministry, we’ve evaluated with our kids directors and our our kids department of how can we best merge age groups to maximize the space that we have. So if you have right an ideal facility where you have you know your child your child care divided by grade level or age level, sometimes you have the amenity to do that and many times you don’t. And so what we’ve done is instead of having first grade on their own, maybe we’ll put you know kindergarten and first grade level kids together.Rich Birch — Yeah, that’s good.Eric Garza — We’ll put second and third together, fourth and fifth together as a way to consolidate because we don’t have the space that we prefer to have, at least in this season. And so for us, sometimes you’re not watering down in essence, the content, the quality, but you are consolidating in the short term or even medium term… Rich Birch — Right. Eric Garza — …if you will, if that’s even a term, to make adequate space for the constraints that you may have. Rich Birch — That’s good.Eric Garza — And so you have 600 members and you only have 200-seat sanctuary, 250. Well, that’s an opportunity for three services. Rich Birch — Right.Eric Garza — Is that is that is that Is that a strain? Well, it can be if you see it from core perspective versus a perspective of, Man, we’re so large and we have the space. You know, one of our core values at our church is excellence. And we’ve defined excellence as not having the best, but doing the best with what you have.Rich Birch — Oh, that’s good.Eric Garza — So we may not have a thousand seat auditorium for this growing congregation, but what we do have, we’re going utilize it and steward it to our best ability. So if that means two or three services, well, God give us the strength and the people to manage and to lead and to execute three strong services every weekend, or every Sunday, in order to meet the need of the congregation that we have.Eric Garza — And and I think one of the biggest things, Rich, is also communicating this. It’s keeping them current, right. You’re not going to go into all the details per se, unless that’s your preference and that’s your senior pastor’s prerogative. But to share with them the overarching theme of, hey, here’s where we’re at as a ministry. Here’s our facility. And here’s what we’re going to do to continue to offer as best a ministry as we can, while at the same time being cognizant of the challenges that we’re facing.Eric Garza — We said this to our staff and to our church many times, is we don’t look at obstacles as negatives. We look at obstacles as opportunities. Okay.Rich Birch — That’s so true.Eric Garza — If this is what we have, how can we be as excellent as possible with what we have? If that means going to a third service, well, then we’re going to give it a shot because what we don’t want to do is allow facility constraints to translate into diminished capacity or into a diminishing congregation and I’m talking about numerically. Because the diminishing congregation numerically also means a diminishing budget and revenue financially because you have less givers in the seats. And that’s those are some of the challenges that you got navigate so we don’t see it as obstacles. We don’t see obstacles necessarily as a challenge we see that’s an opportunity of okay how can we navigate around this mountain if you will to continue to provide as excellent a ministry as we can.Rich Birch — Yeah, I love that. I love your example of the kids age size rooms. Because I think you’ve you’re articulating a tension that whenever we’re, particularly for launching we talked a lot about this, like renovating other spaces and new campuses and all that, where I think really is germane to our job as executive pastor to to manage this tension of we want it feel, you know, the language you used was Cross standard. It’s absolutely has got to be Cross standard, but there will be areas where we’re going to have to compromise. Like that is just true. And a part of what we have to do, we have to use our leadership and our discernment and, you know, get the right players in the room and have the conversation. And, you know, somebody using your example, somebody kids’ ministry to be like, no, we can’t combine them together. That’ll be terrible. And it’s like, we’re going to be fine. Like, we’ll figure it out, you know. Eric Garza — Yeah [inaudible].Rich Birch — Yeah, it’s going to be okay. We’ll we’ll help that navigate. And that’s one example, but there’s a ton of those that can come up in these, you know, in these renovations for sure.Eric Garza — Yeah, absolutely.Rich Birch — That’s good.Eric Garza — and And people are always going to have opinions. Rich Birch — Right.Eric Garza — But I’ll say this from experience. And I mean, no ill intent towards anybody in your congregation or your ministry.Rich Birch — No.Eric Garza — Most of the people that are criticizing are the people that aren’t giving anyway. And so I’m not saying ignore them by any means. They’re part of your part of your ecosystem. They’re part of your church, they’re part of your flock.Rich Birch — Yep. That’s very true.Eric Garza — But it’s always with a grain of salt because the people that are really bought into your ministry are going to walk through those opportunities alongside you, ah hopefully with the best attitude that they possibly can muster up because this too shall pass.Rich Birch — Yes.Eric Garza — Right.Rich Birch — Yes.Eric Garza — If you’ve gone out in faith to plant or to grow or to expand your congregation, this is a temporary season. It’s not a permanent season. You won’t always be at three or four services, right? Or multiple services.Eric Garza — At some point, if God is in this and you really believe He is, and I believe He is for many organizations and ministries, the timing will be right when you have a facility that can house what you need, or that can provide the amenities and space that you need. And so for parents, for givers, for guests, it is just letting them know as best you can, even subtly through announcements or even messages and say, hey, we’re in a season of growth and expansion. Growth doesn’t always look you know perfect. And so we have seasons where we’re going to navigate some some challenges and opportunities as best we can to get us to an end goal.Eric Garza — This is a means to an end. What we’re going through is a means to get us to where we want to go as a ministry. And as long as you keep it at the forefront, tying it into the vision of the house, you’re going to see that in a large sense, you’re going to have people rally behind that idea and unfocused, if you will, from the constraints of their of the facility to the broader appeal of what God is doing in the ministry.Rich Birch — Yeah, that is so good. Friends, you should go back and re-listen to what Eric just said there. That is some wise advice. And obviously from somebody that’s been in the trenches a lot, that’s been my experience as well. The people, the complainers, I’m reading through the book of Job right now. And I’m like, man, his friends are just like, this guy needs better friends.Eric Garza — Yeah.Rich Birch — And that that reminded me of the people you’re talking about. Like…Eric Garza — Yeah.Rich Birch — You know, there’s these people who are just, you know, sniping from the cheap seats and they’re not really engaged in the mission where, man, those people that are right on in the middle of it, they’re like, let’s go, let’s lean in.Rich Birch — And man, that’s the kind of person, I’m hoping as I transition into older age that I’m that person, you know, because we have a number of those people at our church that I look at that are like, these are incredible saints who have seen so much change. And who I’m sure lots of things annoy them, but they’re fired up for the mission. They’re excited in our case to reach unchurched people, to see people who far from Jesus connected.Eric Garza — If you’re not changing, you’re not making progress, right? Rich Birch — Yeah, absolutely. And the fact you the fact that your ministry is facing opportunities or obstacles rather disguised as opportunities is proof positive you’re going somewhere. Rich Birch — Yeah.Eric Garza — You’re not a stagnant ministry. You’re not a you’re not a lazy ministry, right? You’re not apathetic. You’re really out in the field of vision that God has given you or to your senior leadership. And so it’s proof positive, right? And so take that as an badge of honor in some way to say, we must be doing something right.Rich Birch — So good. Well, Eric, just as we’re coming to kind of land, this has been a great conversation, hopefully been helpful for you, friends, as you’ve have been listening in. But as we kind of come to land today’s conversation, what’s a question or two that that you’re kicking around for this year at at Cross as you’re thinking about 2026? Where’s your head at? What are the things you’re wondering? It doesn’t have to be about this, could be anything.Eric Garza — Yeah, well, ah thanks for letting me speak into that, Rich. I think for me as an executive and looking at our ministry, you know, looking at the previous 30 years and looking at the next decade, if you will, of where God is going to take our ministry, being one of America’s fastest growing churches, being the largest bilingual Hispanic-led ministry in the country. We’ve, you know, like I’ve said in a previous episode with you, we haven’t had any precedent for us in our context. And so we’ve navigated a lot of uncharted waters and learned from both wins and losses and different opportunities and struggles to get us to where we’re at now. Eric Garza — I think one of the biggest questions facing the church at large in 2026 is how the church is going to respond to the ever increasingly fast-paced changes that we’re seeing on the political front, on the cultural front. I’m not saying that the church has to be a political response. The church has to be, has to provide a biblical response to what we’re seeing.Rich Birch — Yep. Eric Garza — And with the fast paced nature of culture and society and trends, I don’t believe it’s the church’s responsibility to respond to every trend or to everything, but certainly the overarching elements of our current culture and political dynamic where there is a biblical either mandate or precedent for it, that the church would speak it into that and provide biblical perspective… Rich Birch — That’s good. Eric Garza — …and and and wisdom for how people should think about certain topics that have a biblical or moral prerogative. And so navigating that as an organization, because as a growing church and being such a large ministry, if you can imagine the opinions. We have people in our church who are conservative and who some who are not. We have people who belong to one political party over another. We’re in multiple communities. And so different communities have different demographics, different cultural contexts, different policy initiatives. There’s a lot going on.Eric Garza — And as a church ministry, especially as that we’re multisite, one of the biggest questions I’m asking myself and our team is how do we, number one, stay biblically founded, right? And unwavering in what the biblical standard is.Eric Garza — Number two is how do we address the different things and different occurrences in different communities that we’re in? If we were just one site and one community, well, then we would just be I guess you could say in our own little space and our own little focus. But we have multisites, so we have multi-focus, if you will, at how we continue to provide as excellent a ministry as possible… Rich Birch — That’s good. Eric Garza — …keeping Jesus at the forefront, above the fray, and at the same time, giving a biblical perspective so that people have the right biblical worldview for how to walk out their journey of faith their relationship with Christ, but at the same time, how to respond to what’s happening in our world. I think for many times, for for many years, really for decades, the church has abdicated its biblical responsibility, if you will, to speak into things, not from a political perspective, but from a biblical perspective.Eric Garza — And because that abdication of responsibility we’ve seen a lot of things that have happened. Thankfully, in recent seasons, in recent years, we’ve seen a a shift where faith is now at the forefront. And so though I have that question, my biggest, I guess you could say prerogative is to leverage that people are focused more on faith, that people are open to faith now more so in our country, that people are focused more on this person of Jesus and is to leverage that as an opportunity to really hone in and speak into people’s hearts and minds and into the different communities that we’re in so that they have the right biblical perspective, the biblical worldview to carry out what God has enabled them or called them to do.Rich Birch — Yeah, that’s so good. I love I love what you’re saying there. And you know I know had a friend say, you know if you’re, you know, we we all are serving in a context. We serve in a particular time, in a particular cultural context, and God’s called us to lead in that context. And if you’re not feeling the pull from, you know, multiple sides, multiple polarities, you’re like, well, everybody here agrees with me then it means you’re not actually reaching your community, you know. And the fact that you’re feeling that tension means, okay, like there’s there’s people from a wide variety of, and it can be all different political is one, but there’s lots of different ways to think of that.Eric Garza — Yeah.Rich Birch — And yeah, that’s that’s so true. I really appreciate this. Well, Eric, you’re you’re a blessing to us. I thank you so much for for giving us time today and helping us think about these things as we kick off into 2026. If where do we want to send people if they want to track with you or with the church?Rich Birch — How do we how do we want to get people connected to Cross?Eric Garza — Yeah, well, Rich, thanks for the opportunity. And it’s what a blessing for us and for me personally to be able to just share some thoughts. And if it helps anybody, well, praise God for that. I think if you want to follow the church, we’re crosschurchonline.com or crosschurchrgv on Instagram, YouTube, Facebook, all of, you know, most of the social media platforms.Eric Garza — If you want to connect with me, I’d be happy to connect with you at Eric, E-R-I-C-P Garza on any of social media platforms. It’d be a h privilege for me to help you guys and to share some thoughts and even answer questions. I’d be more than happy to do that. If I can serve your ministries in any way, by all means, feel free to reach out to me on any of the social media platforms.Rich Birch — Nice. Thanks so much, Eric. Really appreciate being here today, sir. Thank you. Eric Garza — Thank you, man. God bless. Appreciate it.

On today's plug-pulling episode of Quick Charge, Stellantis is pulling the plug on a number of popular plug-in hybrid models from Jeep and Chrysler, while falling sales and ongoing union clashes at Giga Berlin could spell the end of the road for Tesla production in Germany. We also take a quick look at some of the many other EVs going the way of the Dodo in 2026 (including the best-selling electric pickup in all the land and a credible Model Y competitor that never got a fair shake), a red wave of EVs headed into Europe, and why this writer thinks you should lease instead of buy – enjoy! Source Links The Jeep Wrangler 4xe is dead along with these two other Stellantis plug-in hybrids Last call: check out these EVs before they're gone for good in 2026 [update] Are Tesla Gigafactory Berlin's days numbered? Tesla throws ‘cringe' anti-union concert for Giga Berlin employees ahead of vote EU and China are close to deal on electric cars, as Chinese EVs surge even with tariffs in Europe Forget what you've heard – leasing your car is almost ALWAYS the right move Prefer listening to your podcasts? Audio-only versions of Quick Charge are now available on Apple Podcasts, Spotify, TuneIn, and our RSS feed for Overcast and other podcast players. New episodes of Quick Charge are supposed to be recorded several times per week (most weeks, anyway). We'll be posting bonus audio content from time to time as well, so be sure to follow and subscribe so you don't miss a minute of Electrek's high-voltage podcast series. Got news? Let us know!Drop us a line at tips@electrek.co. You can also rate us on Apple Podcasts and Spotify, or recommend us in Overcast to help more people discover the show. If you're considering going solar, it's always a good idea to get quotes from a few installers. To make sure you find a trusted, reliable solar installer near you that offers competitive pricing, check out EnergySage, a free service that makes it easy for you to go solar. It has hundreds of pre-vetted solar installers competing for your business, ensuring you get high-quality solutions and save 20-30% compared to going it alone. Plus, it's free to use, and you won't get sales calls until you select an installer and share your phone number with them.  Your personalized solar quotes are easy to compare online and you'll get access to unbiased Energy Advisors to help you every step of the way. Get started here.

Leasing portions of your land can be very beneficial, but signing that contract is not something you should take lightly. On this Ohio Ag Net Podcast, powered by Ohio Corn and Wheat, Ohio Farm Bureau's Director of Energy Development, Dale Arnold, visits with Dusty Sonnenberg about the dos and don'ts through the process of signing a lease. Plus, if you haven't been at the corner of Lane Avenue and Kenny Road in a while, you might not recognize that part of Ohio State's campus, as major transformations have been happening at Waterman. Ty Higgins talks with OSU's College of Food, Agricultural and Environmental Sciences Dean, Cathann Kress, about the "Bring the Cows Home…and So Much More" campaign designed to keep the positive momentum going.

You've got one shot to make a lasting impression, and if it smells like a script, your prospect's baloney meter will redline in seconds.In today's Multifamily Operations Tip of the Day, Mike Brewer unpacks the real secret to leasing success in 2026 (and it's not in your CRM's templated call flow). It's authenticity.Forget robotic routines. Ditch the “features and benefits” firehose. If you're still handing your team scripts instead of teaching them to ask one simple question, "What's most important to you?" you're leaving leases on the table.Mike makes the case for curiosity over canned lines. Human connection over hyper-polished pitches. And presence over performance.Yes, being human is making a comeback in leasing, and that's the edge the best teams are doubling down on.This is part of Mike's 366-day journey to a book to be released in Spring 2027.Tune in. Take notes. Lead different.Like what you're hearing?Hit that Like button!Subscribe for daily leadership insightsDrop a comment—what's your team doing to keep it real?https://www.multifamilycollective.com

The magic of the FA Cup heads to the Leasing.com Stadium this Saturday, January 10th, as the reigning holders Crystal Palace begin their trophy defense against National League North side Macclesfield.Support this show http://supporter.acast.com/holmesdaleradio. Hosted on Acast. See acast.com/privacy for more information.

In this episode of I Own A Shopping Center. Now What?, I break down a lesson I teach over and over again—don't trust outdated online data to guide your leasing strategy. I recently walked a market where CoStar claimed there was 10% vacancy… but when I hit the pavement, it was closer to 30%. That's a huge difference—and it's the kind of thing that could kill your deal velocity, pricing strategy, or NOI if you're not paying attention.I'll share how that one walk led to a $14/SF rent increase, and why boots-on-the-ground intel always beats digital reports. Whether you're setting your 2026 strategy or trying to push your leasing team to the next level, this episode will help you lead with facts—not assumptions—and unlock value hiding in plain sight.Key Takeaways:CoStar isn't gospel—walk the market yourselfIn-person market studies will always reveal the truthVacancy myths = pricing mistakesPush your brokers to ask better questionsSales data is your leverage during renewalsOversupplied office space needs creative pricingMeet face-to-face with leasing agents and their bossesFacts create leverage. Data creates power. Don't wing it.

Ronald Kamdem, head of U.S. REITs and commercial real estate research at Morgan Stanley, joined the REIT Report podcast to discuss current performance in the office REIT sector and how it is positioned for 2026.Kamdem spoke about the recovery of the office market post-pandemic, highlighting regional variations, trends in leasing and utilization, the impact of new developments, and the future of class B assets. Current sentiment in the REIT space, and how valuations are influencing strategies moving forward, were also discussed.“There's a lot of excitement in the office market right now because there's certainly been a lot of leasing that's been done in 2025…for the first time from a financial perspective, you're in a position where in 2026 going into 2027, you're going to be able to post some sort of financial and earnings growth to the market that people want to see,” Kamdem said. He added that if interest rates continue to trend lower, that will provide an additional tailwind to earnings growth.

SummaryIn this episode, The Car Chick® discusses the current state of the automotive industry as we enter 2026, reflecting on the challenges faced in 2025, including economic uncertainty and shifts in consumer confidence. She shares predictions for the upcoming year, emphasizing a potential shift from electric vehicles (EVs) to hybrids, and highlights the importance of empowerment through mobility, illustrated by a personal story of helping a woman in need.TakeawaysCar buying feels uncomfortable and risky in 2026.2025 was marked by uncertainty and unexpected challenges.The automotive industry is looking for stability and profits.Interest rates have dropped, but car prices remain high.Financial incentives from manufacturers may increase in 2026.Leasing may become more attractive with lower rates.Hybrids are expected to gain popularity over EVs.Education and preparation are key for car buyers.ResourcesHelp Mom and Daughter Escape Abuse: https://gofund.me/b8ae621daYou can view a full list of resources and episode transcripts here. Connect with LeeAnn: Website Instagram Facebook YouTube Work with LeeAnn: Course: The No BS Guide to Buying a Car Car Buying Service Copyright ©2024 Women's Automotive Solutions Inc., dba The Car Chick. All rights reserved.

When markets move, our instincts kick in fast. ⏱️In this episode, Colin and Greg share a real example of a new investor reacting to a small short-term loss, and use it to explain why checking your portfolio too often can do more harm than good.They break down volatility, time horizons, and why investing isn't meant to feel like watching a savings account.

The front desk is dead.Let's be honest—we don't live in the “tour the clubhouse” era anymore.In today's Multifamily world, your leasing agent doesn't sit behind a desk—they live on your website. Your first impression isn't curb appeal—it's your digital curb appeal. Prospects are vetting your community online, building opinions before they ever set foot on site... if they even do.In this episode of Multifamily Operations Tip of the Day, Mike Brewer unpacks a seismic shift: leasing has gone from feature dumping to lifestyle storytelling.Modern leasing pros aren't selling space—they're narrating experiences. Conversion metrics matter more than call logs. Data beats gut instinct. And your online presence? It's now your #1 closer.If you're still treating leasing like a front-desk gig, you're already behind.Let's talk about what it takes to compete today—and win tomorrow.

Zach (first-generation) and Kacie (fifth-generation) Scherler-Abney are ranchers operating Re:Farm and Re:Supply in Cotton and Tillman Counties in southwest Oklahoma, running a cow-calf herd with some stockers while also managing land for others and operating retail stores in Norman, Oklahoma and Wichita Falls, Texas.  In This Episode, We Explore:  - How a personal health scare led them back to the family place and into raising their own food  - Using an autoimmune protocol diet as a catalyst to question food labels and sourcing  - Learning regenerative grazing through books, YouTube, and early hands-on trial and error  - Grazing in a more brittle, variable rainfall environment in southwest Oklahoma and north Texas  - Ultra high-density, non-selective grazing and why recovery time is the key variable for them  - What polywire taught them, and why quality of life and labor forced a change  - Building water systems with HDPE poly pipe, quick couplers, and central lanes for flexibility  - Leasing strategies including Oklahoma state school land (CLO) and BIA tribal land leases  - Transitioning to Halter virtual fencing and what changed in daily management and stress  - How their cattle buying philosophy shifted to phenotype, productivity, and pounds per acre  - Marketing reality checks: balancing direct-to-consumer beef with current sale barn economics  - Why they built brick-and-mortar stores and how non-perishables help stabilize cash flow  - Community-building through retail and sourcing other local products beyond their own beef  Why This Episode Matters  This conversation is a practical look at matching grazing goals to real life, especially when labor, family time, leases, and cash flow are all limiting factors. Zach and Kacie share what worked, what wore them out, what they changed, and how they think about staying flexible without abandoning the core principles that keep land and livestock improving.  Resources Mentioned  - Halter virtual fencing system  - Passon quick couplers  - Oklahoma Commissioners of the Land Office (CLO) grazing leases  - Bureau of Indian Affairs (BIA) grazing leases  Find Out More  - Instagram | re:farm  - Website | Re:Farm Market  - Facebook | Re:Farm  Looking for Livestock that thrive on grass?  Check out Grass Based GeneticsUpcoming Grazing EventsVisit our Sponsors:Noble Research InstituteRedmond AgricultureGrazing Grass LinksWebsiteCommunity (on Facebook)Original Music by Louis Palfrey

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/Managing rental properties is one of the biggest pain points in real estate investing, especially when you invest out of state. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Matthew Seyoum sit down with Dana Dunford, CEO and co-founder of Hemlane, to break down why property management is one of the lowest-rated industries in the U.S. and what investors can do differently.Dana shares how her own investing experience led her to build a more transparent, tech-driven approach to property management, why most traditional property managers fail investors, and how Hemlane empowers landlords with better visibility, faster communication, and smarter leasing tools.If you've ever fired a property manager or worried about what's really happening with your rentals, this episode is a must-watch.⏱️ Episode Timestamps00:00 – Introduction & guest welcome01:00 – Dana's first real estate investment and lessons learned03:00 – Why property management is broken for most investors06:00 – Transparency, trust, and tech in property management10:30 – The biggest differences between Hemlane and traditional managers13:00 – Real investor experience using Hemlane18:00 – Rent collection, ACH payments, and cash-flow speed22:00 – Upcoming Hemlane features and technology roadmap27:00 – Leasing strategies and self-guided tours explained34:00 – Avoiding vacancy losses and pricing rentals correctly38:00 – Lease templates, compliance, and state-specific contracts41:00 – Final advice for real estate investorsHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/Managing rental properties is one of the biggest pain points in real estate investing, especially when you invest out of state. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Matthew Seyoum sit down with Dana Dunford, CEO and co-founder of Hemlane, to break down why property management is one of the lowest-rated industries in the U.S. and what investors can do differently.Dana shares how her own investing experience led her to build a more transparent, tech-driven approach to property management, why most traditional property managers fail investors, and how Hemlane empowers landlords with better visibility, faster communication, and smarter leasing tools.If you've ever fired a property manager or worried about what's really happening with your rentals, this episode is a must-watch.⏱️ Episode Timestamps00:00 – Introduction & guest welcome01:00 – Dana's first real estate investment and lessons learned03:00 – Why property management is broken for most investors06:00 – Transparency, trust, and tech in property management10:30 – The biggest differences between Hemlane and traditional managers13:00 – Real investor experience using Hemlane18:00 – Rent collection, ACH payments, and cash-flow speed22:00 – Upcoming Hemlane features and technology roadmap27:00 – Leasing strategies and self-guided tours explained34:00 – Avoiding vacancy losses and pricing rentals correctly38:00 – Lease templates, compliance, and state-specific contracts41:00 – Final advice for real estate investorsHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/

Tous les matins à 8h17, l'actualité économique avec Emmanuel Lechypre.

Read a transcript of this interview.Amazingly, the same Congressional bill that gutted residential clean energy tax credits also led to a major breakthrough in financing home geothermal systems. Dan Yates, CEO of Dandelion Energy, explains how the Big, Beautiful Bill introduced changes that, for the first time, allow third-party leasing of residential geothermal systems. He shares why this policy change could help ground-source heat pumps grow the way leasing helped rooftop solar. Geothermal heating and cooling is four times more efficient than a furnace and twice as efficient as air-source heat pumps. Yet only about 1% of U.S. homes use it because the upfront costs for new geothermal systems have ranged from $20,000 to $31,000. The new leasing model means new homeowners can get geothermal systems for just $10 to $40 per month on a 20-year lease, which is usually far less than what they save on energy. Dandelion is working with Lennar, one of the largest homebuilders in the country, to bring geothermal to more than 1,500 homes in Colorado over the next two years. This will be one of the biggest residential geothermal projects in U.S. history. The benefits for the power grid could be even more important than the savings for homeowners. Geothermal systems use only 25% of the peak power that air-source heat pumps need, which is a big advantage as AI data centers increase electricity demand. Yates explains that the Earth works like a huge thermal battery, storing heat in the summer for use in the winter. Geothermal lets utilities reduce peak loads on the grid throughout the year, freeing homeowners from the cost of the most expensive power. You can learn more about Dandelion Energy at dandelionenergy.com.Subscribe to Sustainability In Your Ear on iTunesFollow Sustainability In Your Ear on Spreaker, iHeartRadio, or YouTube

CUPRA ohne Tradition – aber mit Haltung. In dieser Episode von Moove – der New Mobility Podcast nehmen wir euch mit hinter die Kulissen einer Marke, die bewusst aneckt, polarisiert und genau deshalb erfolgreich ist. Vom Autohaus als Wohnzimmer über Padel statt Golf bis zur Generation Raval: Sven Schubert erklärt, wie CUPRA mit vergleichsweise kleinen Mitteln große Wirkung erzielt – und warum Elektromobilität, Nachhaltigkeit und Emotionalität kein Widerspruch sind. Eine Folge über Marketing mit Mut, Mobilität mit Charakter und die Frage, wie viel Rebellion eine Automarke heute braucht.

Welcome to the premiere of The Utility Trilogy. In this episode, Vulcan breaks down the first pillar of personal sovereignty: SKILL.We live in a world of "Black Boxes." We press a button, and coffee appears. We click a link, and a car arrives. We treat technology like magic—but when the magic stops, we are left helpless. Vulcan argues that we have traded our competence for convenience, creating a society of specialists who panic when the Wi-Fi goes down.In this episode:The "Insect" Mentality: Why specialization is for insects and why humans must be generalists.Leasing from the Landfill: The anti-consumerist case for fixing your own toaster.The Black Box: How the Starlink outage exposed our lack of a "Plan B."Metabolic Cost: Why troubleshooting is painful, frustrating, and absolutely necessary for a strong mind.The Mission: Stop buying solutions. Start building them."Convenience is not bad. But the tax you pay for convenience is your skill.""Convenience is the enemy of competence.""If you don't know what's inside the box, you don't own the box. The box owns you."In Part 1 of the Utility Trilogy, Vulcan attacks the modern "Service Economy" mindset. We have become apathetic consumers, terrified of the friction required to fix our own lives. We discuss the "Black Box" mentality—the dangerous habit of treating technology like religion rather than a tool we master.The Challenge: Find one broken thing this week. Don't throw it away. Open it up. Struggle through it. Reclaim your skill.

In this episode, Jeremy, Jeff and Will discuss various topics ranging from the consistency of their podcasting efforts to the latest trends in the real estate market. They analyze economic indicators, stock performance, and the impact of coaching changes in college football. The conversation also covers predictions for upcoming bowl games and the implications of the transfer portal on team dynamics. The episode concludes with a discussion on the Heisman Trophy and its significance in the current college football landscape. In this conversation, the hosts delve into various aspects of college football, including quarterback comparisons, the implications of offensive awards, and the cultural impact of college football stars. They discuss NFL prospects, the declining attendance at bowl games, and the highlights of Texas high school football. The conversation also touches on economic growth driven by new developments, Google's expansion in Texas, and the future of data centers amidst rising competition. The hosts conclude with personal anecdotes and reflections on the leasing market and upcoming events.

Car buying can be one of the biggest — and most stressful — financial decisions we make. And too often, the auto industry feels like it was built to leave women out of the conversation. That ends today. In this episode, Jean Chatzky sits down with Chaya M. Milchtein, automotive educator, author of Mechanic Shop Femme's Guide to Car Ownership, and all-around badass when it comes to helping women and LGBTQ+ folks feel confident in car buying, maintenance, and ownership. We also dive into: Why EVs aren't for everyone, and what to know before you commit How to figure out the true cost of car ownership The #1 negotiating mistake people make (and how to avoid it) How women can reclaim power in auto spaces that weren't built for us What to do if you're buying a car for your kid, and peace of mind is your top priority

This week, we talk with our favorite Newspace Buccaneer, Jeffrey Manber. When so many people were touting their private spaceflight dreams in the 1980s, Manber took the next enormous stride and actually made it happen. He formed the Office of Space Commerce within the US Department of Commerce at the invitation of the Reagan administration, forged the first commercial relations with the then-Soviet Union, bridged that into the post-USSR period, and was responsible for the first commercial spaceflight to the then-mothballed Soviet-era Mir space station with a crew that stayed there for 70 days. He then went on to develop a variety of commercial space enterprises, from the first commercial platform to release smallsats from the ISS to initiating the Bishop airlock that became part of the space station. He also started Nanoracks, the first privately developed and standardized satellite deployment mechanism to fly. Finally, he initiated Starlab, the private space station currently under development by Voyager Technologies and a consortium of aerospace companies. Join us for this very special episode with one of the key founders of NewSpace! Headlines: SpaceX Plans 2026 IPO and Possible $1.5 Trillion Valuation NASA Loses Contact with Mars Maven Orbiter Discussion of Star Trek's New Starfleet Academy Series Trailer Main Topic: Privatizing Orbit and the Roots of Commercial Space Jeffrey Manber Details His Early US-Russian Commercial Space Collaborations His Space Journalism Origins and Shaping Commercial Space Policies Inside the Launch of Commercial Space Fund and the Office of Space Commerce First US Commercial Contracts with the Soviet Union and Mir Space Station Navigating Washington Policy and Export Licenses for Soviet Deals Attempt to Privatize Mir: Mirkorp, Leasing the Space Station, and Commercial Astronaut Crews The Rise of Nanoracks and Commercial Payloads on the ISS Building Starlab: Partnerships, Scale, Launch Plans, and Commercial Design Comparing Starlab's Ambitions to Vast, Axiom, and China's Tiangong Evaluating SpaceX's Public Offering and Its Impact on Elon Musk's Strategy Jeffrey Manber's Other Projects: Writing About Newspace and President Lincoln Thoughts on America's Future in Commercial Orbit and Personal Memoir Plans Hosts: Rod Pyle and Tariq Malik Guest: Jeffrey Manber Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit

In this episode of the Real Estate Pros podcast, Justin Anderson, CEO and founder of RentSmart, discusses the evolution of property management technology and the importance of surrounding oneself with successful individuals in the real estate investment space. He shares insights on the comprehensive leasing solutions offered by RentSmart, the role of AI in tenant screening, and the significance of building relationships in the real estate industry. Justin emphasizes the need for aspiring investors to learn from those ahead of them and highlights the free services provided by RentSmart to streamline the leasing process.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

This week, we talk with our favorite Newspace Buccaneer, Jeffrey Manber. When so many people were touting their private spaceflight dreams in the 1980s, Manber took the next enormous stride and actually made it happen. He formed the Office of Space Commerce within the US Department of Commerce at the invitation of the Reagan administration, forged the first commercial relations with the then-Soviet Union, bridged that into the post-USSR period, and was responsible for the first commercial spaceflight to the then-mothballed Soviet-era Mir space station with a crew that stayed there for 70 days. He then went on to develop a variety of commercial space enterprises, from the first commercial platform to release smallsats from the ISS to initiating the Bishop airlock that became part of the space station. He also started Nanoracks, the first privately developed and standardized satellite deployment mechanism to fly. Finally, he initiated Starlab, the private space station currently under development by Voyager Technologies and a consortium of aerospace companies. Join us for this very special episode with one of the key founders of NewSpace! Headlines: SpaceX Plans 2026 IPO and Possible $1.5 Trillion Valuation NASA Loses Contact with Mars Maven Orbiter Discussion of Star Trek's New Starfleet Academy Series Trailer Main Topic: Privatizing Orbit and the Roots of Commercial Space Jeffrey Manber Details Early US-Russian Commercial Space Collaborations Space Journalism Origins and Shaping Commercial Space Policies Inside the Launch of Commercial Space Fund and the Office of Space Commerce First US Commercial Contracts with Soviet Union and Mir Space Station Navigating Washington Policy and Export Licenses for Soviet Deals Attempt to Privatize Mir: Meerkorp, Leasing the Space Station, and Commercial Astronaut Crews The Rise of Nanoracks and Commercial Payloads on the ISS Building Star Lab: Partnerships, Scale, Launch Plans, and Commercial Design Comparing Star Lab's Ambitions to Vast, Axiom, and China's Tiangong Evaluating SpaceX's Public Offering and Its Impact on Elon Musk's Strategy Jeffrey Manber's Other Projects: Writing About Mars and Lincoln's Wrath Thoughts on America's Future in Commercial Orbit and Personal Memoir Plans Hosts: Rod Pyle and Tariq Malik Guest: Jeffrey Manber Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit

This week, we talk with our favorite Newspace Buccaneer, Jeffrey Manber. When so many people were touting their private spaceflight dreams in the 1980s, Manber took the next enormous stride and actually made it happen. He formed the Office of Space Commerce within the US Department of Commerce at the invitation of the Reagan administration, forged the first commercial relations with the then-Soviet Union, bridged that into the post-USSR period, and was responsible for the first commercial spaceflight to the then-mothballed Soviet-era Mir space station with a crew that stayed there for 70 days. He then went on to develop a variety of commercial space enterprises, from the first commercial platform to release smallsats from the ISS to initiating the Bishop airlock that became part of the space station. He also started Nanoracks, the first privately developed and standardized satellite deployment mechanism to fly. Finally, he initiated Starlab, the private space station currently under development by Voyager Technologies and a consortium of aerospace companies. Join us for this very special episode with one of the key founders of NewSpace! Headlines: SpaceX Plans 2026 IPO and Possible $1.5 Trillion Valuation NASA Loses Contact with Mars Maven Orbiter Discussion of Star Trek's New Starfleet Academy Series Trailer Main Topic: Privatizing Orbit and the Roots of Commercial Space Jeffrey Manber Details His Early US-Russian Commercial Space Collaborations His Space Journalism Origins and Shaping Commercial Space Policies Inside the Launch of Commercial Space Fund and the Office of Space Commerce First US Commercial Contracts with the Soviet Union and Mir Space Station Navigating Washington Policy and Export Licenses for Soviet Deals Attempt to Privatize Mir: Mirkorp, Leasing the Space Station, and Commercial Astronaut Crews The Rise of Nanoracks and Commercial Payloads on the ISS Building Starlab: Partnerships, Scale, Launch Plans, and Commercial Design Comparing Starlab's Ambitions to Vast, Axiom, and China's Tiangong Evaluating SpaceX's Public Offering and Its Impact on Elon Musk's Strategy Jeffrey Manber's Other Projects: Writing About Newspace and President Lincoln Thoughts on America's Future in Commercial Orbit and Personal Memoir Plans Hosts: Rod Pyle and Tariq Malik Guest: Jeffrey Manber Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit

This week, we talk with our favorite Newspace Buccaneer, Jeffrey Manber. When so many people were touting their private spaceflight dreams in the 1980s, Manber took the next enormous stride and actually made it happen. He formed the Office of Space Commerce within the US Department of Commerce at the invitation of the Reagan administration, forged the first commercial relations with the then-Soviet Union, bridged that into the post-USSR period, and was responsible for the first commercial spaceflight to the then-mothballed Soviet-era Mir space station with a crew that stayed there for 70 days. He then went on to develop a variety of commercial space enterprises, from the first commercial platform to release smallsats from the ISS to initiating the Bishop airlock that became part of the space station. He also started Nanoracks, the first privately developed and standardized satellite deployment mechanism to fly. Finally, he initiated Starlab, the private space station currently under development by Voyager Technologies and a consortium of aerospace companies. Join us for this very special episode with one of the key founders of NewSpace! Headlines: SpaceX Plans 2026 IPO and Possible $1.5 Trillion Valuation NASA Loses Contact with Mars Maven Orbiter Discussion of Star Trek's New Starfleet Academy Series Trailer Main Topic: Privatizing Orbit and the Roots of Commercial Space Jeffrey Manber Details Early US-Russian Commercial Space Collaborations Space Journalism Origins and Shaping Commercial Space Policies Inside the Launch of Commercial Space Fund and the Office of Space Commerce First US Commercial Contracts with Soviet Union and Mir Space Station Navigating Washington Policy and Export Licenses for Soviet Deals Attempt to Privatize Mir: Meerkorp, Leasing the Space Station, and Commercial Astronaut Crews The Rise of Nanoracks and Commercial Payloads on the ISS Building Star Lab: Partnerships, Scale, Launch Plans, and Commercial Design Comparing Star Lab's Ambitions to Vast, Axiom, and China's Tiangong Evaluating SpaceX's Public Offering and Its Impact on Elon Musk's Strategy Jeffrey Manber's Other Projects: Writing About Mars and Lincoln's Wrath Thoughts on America's Future in Commercial Orbit and Personal Memoir Plans Hosts: Rod Pyle and Tariq Malik Guest: Jeffrey Manber Download or subscribe to This Week in Space at https://twit.tv/shows/this-week-in-space. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit

Tom Wolf (Senior Vice President in Equipment Finance and Leasing at Associated Bank) joins Steve Grzanich in today's Associated Bank Thought Leader conversation to discuss a snapshot of the 2025 equipment leasing and finance industry, as well as an outlook of the manufacturing industry in 2026.

Ever wondered what the future of multifamily looks like when AI handles home buying without a human in sight?In this week's Multifamily Caffeine Wire, I unpack three industry-shifting headlines that should be on every multifamily leader's radar.First up, meet HOMA https://www.tryhoma.com/ out of Florid. Buyers just closed on a home using AI from start to finish. No realtor. No brokerage fees. And yes, it's legal. That's a signal. Especially when you think about what this means for leasing automation in our space.Next, I touch on the DOJ's settlement with RealPage. While some say it's a “nothing burger,” municipalities are starting to challenge even the oldest multifamily practices—such as market surveys. You need to understand how this ripple could affect revenue management.Finally, portable tenant screening is gaining traction. Several years ago, I saw a renter's résumés and thought it would eventually be a technology renters would use to lease apartments. This is that idea, grown up and powered by tech. If done right, it could overhaul how prospects qualify while reducing friction for both parties to the lease.I'm sharing candid takes, connecting the dots, and asking the questions that matter to forward-thinking multifamily professionals.If this sparked a thought or raised a question, hit that like button and subscribe to stay caffeinated with more multifamily insight every single week.https://www.multifamilycollective.com

This week on America on the Road, host Jack Nerad and co-host Chris Teague dive into a feature-filled show that includes two compelling road tests: Chris drives the newly rugged 2026 Honda Passport TrailSport, and Jack gets behind the wheel of the refined and powerful 2025 BMW M340i. The pair also unpack one of the tech world's most surprising automotive announcements from NVIDIA, discuss a major tariff shift favoring Korean brands, and look at gigantic EV discounts. Plus, they cover the swan-song BMW Z4 Final Edition and comment on the new threats to racetracks that are looming nationwide. Jack also sits down with Tom Kearns, lead designer of the 2027 Kia Telluride, for an exclusive interview recorded at the Los Angeles Auto Show.

This holiday season is one filled with contradictions for retail real estate. Consumer confidence has plummeted, but their spending is at all-time highs. Leasing is bustling and vacancy is tight, but store closures are outpacing openings.On this episode, Northwood Retail President Ward Kampf joins the show to unpack the uncertainty surrounding the asset class, which has also been deeply impact by tariffs, artificial intelligence and vast changes in behavior between generations.“Young kids today, they eat different and don't drink as much as we did when we were young,” he said on the show. “They are much healthier than we were. We ate whatever we wanted and drank a lot.”Kampf also discusses what is expected to be a bumpy 2026, predicting even more closures, potential drugstore bankruptcy and backlash to $20 salads and burritos.“The key word going forward, doesn't matter your political slant, right or left, is affordability,” he said. “People are really conscious of that.”

Just because you're tough doesn't mean you can't be strategic. In this episode, I walk you through exactly when I get lenient on deals—and when I hold firm.I share real examples of consulting projects where the key to successful leasing wasn't about lowering rent across the board—it was about understanding demand. From turning down a bank on Main Street to repositioning office tenants during a supply glut, I unpack how I coach landlords to evaluate each space individually, not the center as a whole. Plus, I explain how knowing your market, asking the right questions, and recognizing “needle-in-a-haystack” spaces can give you the confidence to stand your ground—or close smarter when supply is working against you.If you're struggling to lease tough spaces or worried about holding firm on rent, this episode gives you the playbook to stay smart, flexible, and profitable.

In "Penske's State of Logistics: Leasing, Tech, and Loss Prevention with Andy Moses", Joe Lynch and Andy Moses, Senior Vice President of Solutions and Sales Strategy for Penske Logistics, discuss the critical findings from the State of Logistics Report, the strategic advantage of integrating leasing and logistics services, and the operational necessity of combating escalating threats like cargo theft and cyber fraud. About Andy Moses Andy Moses is the senior vice president of solutions and sales strategy for Penske Logistics. He leads the organization's engineering solutions team and heads corporate sales strategy, advising Penske's product line leaders on sales and development. He was most recently senior vice president of sales and solutions, and previously held the role of senior vice president of global products. He has a distinguished career in the transportation industry in product and sales leadership roles, including prior experience as vice president of sales at Penske Truck Leasing. A member of the Council of Supply Chain Management Professionals (CSCMP) and a supply chain author, Moses has spoken at industry conferences and guest lectured at top universities. A Master Black Belt in Six Sigma, Moses holds a bachelor's degree in accounting from Brooklyn College and a master's degree from Pennsylvania State University in leadership development. About Penske Logistics Penske Logistics  is a Penske Transportation Solutions company headquartered in Reading, Pennsylvania. The company is a leading provider of innovative supply chain and logistics solutions. Penske offers solutions including dedicated transportation, distribution center management, 4PL and lead logistics, transportation management, freight brokerage, and a comprehensive array of technologies to keep the world moving forward. Visit PenskeLogistics.com to learn more. Key Takeaways: Penske's State of Logistics In "Penske's State of Logistics: Leasing, Tech, and Loss Prevention with Andy Moses", Joe Lynch and Andy Moses, Senior Vice President of Solutions and Sales Strategy for Penske Logistics, discuss how integrated services and proactive technology are building a more secure and agile supply chain. Cyber Security, Cargo Theft, & Freight Fraud: Digital and physical security threats are escalating, making loss prevention a strategic imperative. Logistics providers must invest in robust cyber defenses for operational technology (OT) systems and implement advanced tracking, authentication, and security protocols to mitigate both physical cargo theft and sophisticated freight fraud schemes. The State of the Market (CSCMP/Penske Report): The industry is defined by persistent uncertainty and disruption, requiring a shift from short-term cost-cutting to long-term strategic resilience. The CSCMP/Kearney/Penske State of Logistics Report highlights that while capacity is balancing, geopolitical and economic headwinds, including shifts in trade and the $2.6 trillion U.S. business logistics costs, continue to drive complexity and require agility. Penske's Cross-Over Advantage (Leasing & Logistics): Penske's unique position—providing both truck leasing and logistics services—offers customers a unified and adaptable solution. This cross-over provides superior scale, equipment access, maintenance support, and integrated market intelligence on transportation capacity and emerging market needs. Technology as a Solution Driver: Penske's ClearChain® Technology Suite leverages data, analytics, and AI to provide end-to-end visibility, orchestration, and control. This technology allows companies to move beyond reacting to problems and engage in predictive modeling to proactively address issues before they impact the network. Problems Penske Solves: Penske leverages its engineering and sales strategy to solve critical business problems, including optimizing network design, providing compliant dedicated transportation, offering rapid scalability, and delivering the data-driven transparency required for consumer trust and regulatory adherence. Learn More About Penske's State of Logistics Andy's LinkedIn Penske Logistics CSCMP/Penske State of Logistics Report Penske ClearChain® Technology Suite The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube  

Today, my guest is Peter Roisman. Peter Roisman is the CO founding principal, President and CEO of REV, the multifamily leasing company, a Houston based venture established in 2019. Under his leadership, REV has become a trailblazer in multifamily leasing management and training, and in just a minute, we're going to speak with Peter Roisman about leveraging data for improved multifamily leasing results.   rev-leasing.com https://www.linkedin.com/in/peterroisman/  

Points of Interest00:01 – 01:28 – Introduction: Marcel and Carson set up the focus of the episode on why cash flow deserves as much attention as profitability in agency businesses.01:28 – 03:31 – Two Extreme Cash Flow Scenarios: Carson shares real client examples of agencies with tight cash despite solid operations and others with healthy bank balances masking eroding profitability, highlighting why cash and profit are easy to confuse.03:31 – 07:35 – Cash Flow vs Profitability and the Accrual Lens: Marcel explains that cash flow and profitability are correlated but distinct, outlining how agencies can be profitable with poor cash flow or unprofitable with strong cash, and introduces the importance of having both cash and accrual views.07:35 – 11:01 – Debt, Leverage, and the Cost of Poor Cash Flow: The conversation turns to agency debt, debt service ratios, and how borrowing is often used to cover weak unit economics, with Marcel warning how costly debt and “poor person pricing” can wipe out thin margins.11:17 – 18:03 – Lever One: Speeding Up Cash Collection: Marcel walks through practical ways to accelerate cash in the door, including stronger payment terms, bigger deposits, earlier invoicing, incentives for early payment, AR processes, auto-pay, and invoice factoring, while stressing how faster cash can create a dangerous illusion of higher profitability.18:03 – 21:28 – Lever Two: Delaying or Spreading Expenditures: The discussion shifts to reducing or smoothing cash outflows via flexible labor, aligning contractor terms with client terms, shortening the “cash down payment” needed to serve large projects, and avoiding unprofitable work chosen only for easier cash flow.21:28 – 26:34 – Variable Cost Models, Leasing, and Refinancing: Marcel outlines options like moving from upfront to usage-based models, leasing instead of buying, using tax planning, and refinancing expensive lines of credit into longer-term, lower-interest loans to ease monthly cash burden.26:34 – 29:04 – The Trap of Short-Term Cash Fixes: They highlight how tactics that conserve cash now—high-interest credit, invoice factoring, short-term debt—often make the business more expensive to run later, and stress the importance of applying for credit while the business is still healthy.29:04 – 33:12 – Lever Three: Building Cash Reserves and Planning for Seasonality: Marcel explains how to build three to six months of operating expenses plus two to four payrolls in cash, manage owner distributions, plan for slow periods like holidays, and use shareholder loans and credit strategically.33:12 – 36:21 – When Big Cash Reserves Hide Problems: The hosts discuss how large cash balances can mask emerging profitability or cash flow issues, arguing for a disciplined cadence of reviewing both cash and accrual metrics so owners see problems before they become crises.36:21 – 40:25 – Key Profitability Benchmarks Agencies Should Track: Marcel summarizes the core accrual benchmarks—delivery margin, direct delivery margin, overhead as a percentage of AGI, operating margin, average billable rate, utilization, and average cost per hour—as the foundation of sound unit economics.40:25 – 43:11 – Cash Flow Metrics and Parakeeto's Evolving Role: The episode closes with a rundown of cash-specific metrics—cash reserves, operating cash flow vs EBITDA, AR/AP days, CAC payback, debt service coverage, and line-of-credit usage—and a look at how Parakeeto is expanding its services to help agencies manage profitability and cash flow holistically.Show NotesPodcast Episode on Revenue Recognition with Marcel & CarsonLink to Notes File For Cash Flow ImprovementLove the PodcastLeave us a review here. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Thanks to our partners Promotive and Wicked FileShould you lease or buy your next vehicle or piece of shop equipment?In this episode, Hunt Demarest, CPA with Paar Melis and Associates, walks through the real-world math behind leases and loans, from tax deductions to depreciation traps, so you can make decisions based on dollars and sense, not dealer pressure.Using simple examples (from a $25K Corolla loaner car to a five-year alignment machine lease), Hunt explains why some “deals” only look good on paper and when a lease actually protects your shop from risk.If you've ever wondered whether you're saving money or just deferring pain, this episode will give you the clarity you need before you sign.Auto shop owners, bookkeepers, and anyone making equipment or vehicle purchase decisions for their business will find this episode especially valuable.What you'll discover…(02:00) The two big purchases every shop faces and why they're treated differently(04:25) Why buying often wins on tax deductions (and what leasing actually writes off)(06:30) When a lease really does make sense (09:30) Luxury vehicles vs daily drivers: How depreciation changes the math(14:10) What equipment leases and copier contracts have in common(14:50) The difference between operating and capital leases and why only one builds equity(16:05) The benefits of a bank loan (16:30) The real cost of leases and why you can't save by paying them off early(17:50) Why people choose leases(18:31) Why a loan almost always beats a lease for your bottom lineThanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network: https://automotiverepairpodcastnetwork.com/Remarkable Results Radio Podcast with Carm Capriotto: Advancing the Aftermarket by Facilitating Wisdom Through Story Telling and Open DiscussionDiagnosing the...

Keith tells how much he paid for his first property and how he traded up for more and larger properties.  He highlights the benefits of owning real estate, noting that 63% of the median American's net worth is in home equity and retirement accounts, while the top 1% has 45% in private business and real estate.  He also shares his personal journey and emphasizes using other people's money to grow assets. Discover why outdated rent control policies harm housing supply and affordability.  Learn innovative ways to turn your property's unused spaces into effortless cash flow with today's best peer-to-peer platforms.  Sign up at GREletter.com to grow your means, and join a thriving community passionate about breaking free from financial limits! Resources: These platforms let property owners creatively monetize underutilized spaces. Neighbor.com – Rent out your garage, basement, driveway, or unused space. Swimply.com  – Rent out your swimming pool by the hour. StoreAtMyHouse.com  – Rent out your attic, closet, or other home storage spaces. SniffSpot.com  – Rent out your backyard as a private dog park. PureStorage.co  – Rent out extra storage space such as garages or sheds. PeerSpace.com  – Rent out your space (home, backyard, loft, warehouse, etc.) for events, meetings, or photoshoots. Episode Page: GetRichEducation.com/581 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, talking about how I personally built and grew wealth myself with real numbers and real properties, what a rent freeze actually means to you, and how you could be losing income by not creatively generating more rent from properties that you already own. I'll talk about exactly how today on Get Rich Education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from Stonehenge, England to Stone Mountain, Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. I visited Stonehenge and made, by the way, today I'm back for another incomprehensibly slack jawed performance here, still a shaved mammal too. Status hasn't changed. And remain profligate and unrepentant about the whole thing. You probably know it by now that if you're listening here and you want to learn and do things the same way that everyone else does things, then you are squarely in the wrong place. I really mean it more on that later. But you know, Wall Street doesn't scorn real estate because it's risky. They dislike it because it doesn't scale the way that they need it to private real estate can get messy, operational, illiquid. Every real estate deal is different. Every market has its own physics. You can't package it into a fund with a push button deploy strategy. And that's precisely the point. The modern financial system rewards frictionless products that trade constantly and generate fees instead building real, durable wealth has never been frictionless. Here's what the wealth distribution actually shows for the median American. 63% of net worth is in home equity and retirement accounts. For the top 10% that tier, 25% is in real estate and private business ownership. But for the top 1% that highest tier, 45% combined is in private business equity and real estate. So as you approach the top 1% it's more skewed toward owning a business and directly owning real estate. Wall Street, they only offer derivative exposure to real estate through mega funds and REITs. But exposure isn't ownership. Your best risk adjusted returns live in the deals that are too small and too messy for institutions to touch, and that's where your yield lives. The control, the opportunity, the world's enduring fortunes weren't built just by buying exposure. They were built by owning things, land companies, assets that require some sweat to get them going. The next decade favors owners over allocators, the stuff that pays you perpetual dividends. So the irony is that the very things Wall Street avoids the messy hands on part of real estate. Oh, well, that's what makes it such a powerful wealth builder. And see, even, as we somewhat found out last week when we talked about AI property management here on the show, you can't fully automate relationships or construction or management, but that friction is exactly where the margin lives. What makes real estate frustrating for institutions is exactly what makes it valuable for operators and long term owners like you and I. It's the nuance, the inefficiency and the need to actually. Know something about a market, rather than just model it. Wealth that lasts comes from assets that you can influence, not just monitor, and that is the difference between you having mere exposure and true ownership. You can't outsource legacy, the messy path of ownership is often where meaning in real freedom is found. You've got to tend to the garden somewhat, whether your properties are professionally managed or self managed, but some people get overwhelmed if they're asked for a log in and a password, even we all know that feeling somewhat well, then they stay metaphorically logged out of success. Think about how easy remotely managing your real estate portfolio is today. Sheesh 200 years ago. There was no anesthesia. We had smallpox, brutal physical labor, no electricity today. What if a website tells you that you've got to reset your password? Oh my gosh, is the deal often just overwhelming? Can you imagine the effort now, two weeks ago, I mentioned to you that I went back and visited the first piece of real estate that I ever owned, that seminal blue fourplex. But did I ever tell you how I grew that seed into a massive real estate portfolio, and how you can do it by following GRE principles? Let me take you through the early steps here so you can see how you can get something similar going. Of course, your path will look different, but this is going to spawn a lot of ideas for you. I think you already know about my 10k to 11k down payment into that first ever fourplex as the FHA three and a half percent down. Owner occupied, but I didn't buy another piece of real estate for over three years, because real estate just was not that driving thing in my life yet. So I lived in one of those really modest four Plex units longer than I had to three plus years after that, I moved out to a pretty modest, still single family home five miles away, that I had just bought. And since I vacated one of the four Plex units in order to do that. Now, I had four rent incomes instead of three. But here is really the pivot point with what happened next. Now, what would most people do? They might hold on to that four Plex, keep self managing it, and when they could, perhaps aggressively, make principal payments, getting the building paid off before its organic 30 year amortization period. And then what else would they do once it was paid off? Say that would take them 12 years, which would entail a lot of sacrifice, like working overtime at their job and skipping vacations. Oh, they think something like, Oh, now the cash flow is really going to pour in with his paid off fourplex? Yeah, it sure would increase a lot, but after 12 years of toil and sacrifice cashflow off of one fourplex still wouldn't even let you quit your job. Staying small doesn't work, plus you live below your means for a really long time that is sweat and time that you're never going to relinquish. You started working for money. Rather than letting other people's money take over and work for you, it is right there waiting to do that for you. So instead of that path, what I did is when equity ran up in that first fourplex building. Its value increased from 295, to 425, in three and a third years, I did exactly the opposite. I borrowed the maximum out of that first fourplex building, 90% CLTV, and used those tax free funds. Yeah, tax free funds, when you do that to both spend money, well on vacations and make a 10% down payment on a second fourplex building that costs 530k now I'm still living in the single family home while I've got the two fourplex buildings, both with 90% loans on them, still cashflowing A little so eight rent incomes, more debt than I ever had, 10 to one leverage on two fourplexes, and this was all less than five years from the time that I bought the first fourplex. And yes, it probably took some password resets in there. Then next I learned that investing in only one Metro, which is what I had done to that point, that's actually pretty risky, because all eight of my rent incomes, plus my own primary residence, were exposed to the whims fortunes and misfortunes of only one economy. This was in 2012 now, so I started buying turnkey single family. Rentals in other economies that make sense. Investor advantage places is what you've got to look for, Florida, Texas, Ohio, Alabama, Tennessee. My first turnkey was bought in the Dallas Fort Worth metro. I know I've told you that before, all right, but how was I buying more even though I was still working a day job in a cubicle for the D, o, t. Well, it wasn't from my job, because that job is working for money. What it was is borrow tax free and grow, borrow tax free and grow, borrow tax free and grow. By then, enough equity had accumulated in the first two fourplexes that I traded, one for an eight Plex and the other for an 11 Plex. Now we're getting up to $3,500 of monthly cashflow at this point, which is probably 5k plus per month in inflation adjusted terms. And the 8plex cost 760k and the 11 Plex cost 850k back then, and I still remember that that was a big day for me back then, those buildings closed on either the same day or on consecutive days. I forget. Well, that was 1.6 million in purchases. Maybe that's two to two and a half million in today's dollars. And see that is sure more than what one paid off fourplex would have given me on that old slow track, yet I had all of this faster than waiting 12 years to aggressively pay off one fourplex. And you know, some could say back at that time, they would look at that situation from the outside and say, Keith, where did you get the money to make 20% down payments on that 1.6 million worth of real estate, that is 320k cash? Did you save up all the money? No, I didn't. I didn't have the ability to save that much money at my job. Did you use your existing properties like ATMs, raiding one property to buy another. Yeah, that's exactly what I did. That is the use of other people's money that is wiser than spending my time away from loved ones by selling my time for dollars that I'm never going to get back. And by the way, I have always been the sole owner of properties. No partners here. Now, at this point, I've got dozens of running units spread across multiple states, all professionally managed. And by the way, eight doors is the most that I've ever self managed, because I got professional management involved after that. Oh, there are a ton of lessons in there about what I just told you, many of them, which I've sprinkled through more than 500 episodes now, but now that I told you where I came from, do you know the lesson that I want to leave you with here on this one, for the most part, it's that I'm not even using my own money to do this now, I did add some of my own money for down payments. Sure, by far the minority portion, primarily and centrally. I keep leveraging the bank's money, and they make the down payment for me on the next property. Borrow tax free and grow, borrow tax free and grow, borrow tax free and grow. Yes, the pace of you doing this is going to fluctuate over time, but that is the playbook that I just gave you right there. Now I've done it in cycles that feel slower because appreciation is lower, but interest rates tend to be lower during those times. And I keep doing it in cycles that move faster because appreciation is higher and interest rates tend to be higher during those times. I've done it when lending was loose, like pre Dodd Frank, and I've done it when lending was tight and inflationary. Times supercharged this whole thing. Sooner than later, you would rather get $5 million worth of real estate out there under your belt, all floating up with inflation and appreciation, not just $1 million worth, $1 million worth, that's more like sticking with one fourplex and trying to pay it off. Anything worth doing, anything in your life is worth doing. Well, look, other people's money is still available to me and to you. So using my own money back when I was an employee, I mean, that's exactly when I would have had to trade more of my finite time for dollars and see, that's what the masses do, and that's precisely what keeps them as the mediocre masses. I really mean it. Now, I wanted to make things real for you with that soliloquy.   Keith Weinhold  14:47   Later today, I'll discuss the GRE principles. Did that formative story spawn? A few weeks ago, it made substantial news inside and outside the real estate world that Zohran Mamdani was elected to be the next New York City Mayor. His first day on the job will be the first of the coming year. And actually, it's easy for you to remember how New York City mayoral terms work, because it is the same as the President of the United States. Each term lasts four years, and they can serve up to two consecutive terms eight years. Let's you and I listen into the audio from this short video clip together. This Mamdani campaign spot ran back before election day, but it tells you what he stands for and where he's coming from with regard to rent. In a slightly corny way, the ad shows various tenants popping their heads out of apartment windows and such, saying like, Hey, wait, what? You're going to freeze my rent?   Speaker 2  15:50   I'm Assemblyman Zohran Mamdani, and I'm running for mayor to freeze the rent for every rent stabilized tenant.   Unknown Speaker  15:57   Wait, you're gonna freeze my rent?   Speaker 3  15:59   Yes, did I hear rent freeze?   Speaker 4  16:02   Yes, this guy's gonna freeze the rent. No. Pike none. This guy's gonna freeze the   Unknown Speaker  16:09   rent. It's true.   Dani-Lynn Robison  16:12   As your next mayor, I will freeze your rent paid for by Zoran for NYC.   Speaker 5  16:17   The banner at the end of the ad reads, Zoran for an affordable New York City. Oh, yeah, slogans like that are so catchy for anything. All right, he says he's going to freeze the rent for every rent stabilized tenant. And rent control and rent stabilization, they mean very similar things, ceilings on the rent. I'm soon going to tell you what I think about that, and I've got more on Mamdani shortly, but it's not going to be political This is not that kind of show. This is an investing show. I think that even our foreign listeners know how big and influential New York City is. It's not the political capital, but it is the capital of so many things in the United States, it's America's largest city by far, eight and a half million just in the city proper, 20 million in the metro. And New York's growing in sheer number of people. The Metro gained more population than any other city, almost a quarter million people added just last year, even if you doubled the population of the second largest city, LA, New York City would still be larger. All right. Well, how did we get here? A quick story of New York City rent control is that in 1918 New York City passed its first flavor of rent control, and that was the first US city to do so that didn't solve the problem. So in 1943 Congress passed the emergency price control act, and its name implied a temporary patch during World War Two. But even after it expired, and even after the war ended, New York State chose to make it basically permanent in 1950 that didn't solve the problem. So in 1962 New York state passed a law allowing cities to enact expanded rent control if they declared a, quote, housing emergency. Well, New York City did, and that housing emergency has essentially continued unresolved. Still, what they consider an emergency condition persists today, yeah, all these decades later. I mean, really a what, 60 to 70 year long emergency condition that didn't solve the problem. So in 1969 new york city passed what they called rent stabilization. It's really just a new flavor of rent control, and this greatly expanded the number of properties that were subject to these rent regulations. And about half of New York City's apartments are subject to that law that didn't solve the problem. So more expansion and more tweaks of regulating the rent were made in the decades that followed. You had notable ones in 1997 2003 2011 in 2015 but none of them solved the problem. So in 2019 New York expanded rent stabilization to include what they call vacancy control. Now what that means is rent caps are now applied to new renters, not just those existing tenants renewing a lease, and it also granted more tenant protections that didn't solve the problem. So in 2024 New York State passed what they call good cause eviction. That is a third expansion of rent regulation in these tenant protections. This time, they just gave it a slick name, kind of apropos of Madison Avenue's famed market. Marketing prowess. I suppose that didn't solve the problem. And by the way, rent caps came in below not only the rate of inflation, but also below household income growth almost every year over the last decade, and in some years, no increase was allowed at all. That is a rent freeze. But that didn't work either. And meanwhile, New York's public housing agency has 80 billion in deferred maintenance needs, and it's running a $200 million plus operating deficit. So government run housing that hasn't worked either. All right? Well, that brings us to 2025 where New York City is electing a mayor who campaign on freezing the rents and expanding public housing. So New York City now has, for over a century, chosen to expand and rebrand these ideas that just haven't worked, and yet they keep coming back for more and yeah, what exactly is the word for doubling and tripling and quadrupling down on ideas that have proven not to work? Is that word stupidity? Hmm, so throughout that history that I just brought you from 1918 whenever I say that didn't work, what do I mean by that? And here's the big takeaway for you. What I mean is that rent control hasn't worked in New York City because it discourages landlords from maintaining rental housing, and certainly from building new rental housing. So what that does is that it shrinks the supply over time When demand exceeds supply, you know what happens to price? And in Manhattan, just the studio apartment now averages $4,150 and the average rent citywide, that's Manhattan, Brooklyn, Queens, the Bronx and Staten Island, which does include some rough areas in this average rent is $3,560 so as a result, what really happens here is that rent control helps a few lucky tenants while driving up rents and then worsening the shortages for everyone else. So what is the solution here? It is simple. Actually do less. I mean, isn't it great when you can solve a problem in your life by actually doing less? Yeah, drop the regulations against building and drop all forms of rent control, that way we'll have more building, and with higher supply, natural price discovery could take place. So he says he's going to freeze the rent for every rent stabilized tenant. And you can start to understand why we don't discuss investing in New York City Housing very much on GRE what we do. We talk about it as a model of what not to do. The good news is that I don't have any evidence of rent control spreading into the investor advantage areas that we talk about here, like the southeast and the south central part of the United States and the Midwest. But here's the thing, just ask yourself this question, what if there was a force imposed on you by popular vote that froze your income. Okay, I'm talking about no matter what you do from work you're a software engineer, a doctor, a nurse, a paralegal, a carpenter. Would you think that was really unjust if your profession were singled out, and then voters said, hey, no more raises for you. We don't care if there's inflation, we don't care if you're getting better at your job. We don't care if you have rising expenses. We're going to put a cap on your income. How would you like that? Well, look, in New York City, they're voting for landlord's income to be frozen. They are singling out one profession, and these are really important people. These are the housing providers. So by the way, I've heard two people describe New York City mayor elect Zohran mandami. Is a good looking man? Is he good looking? I had to go look again. When people said this, I guess he's not bad looking. And hey, despite being a heterosexual male, I can say that some guys are good looking. I just never thought that with him.   Speaker 5  24:32   Now, do you have one friend kind of have that type of friend who always just seems to know what's happening in the housing market? Well, that person could be you. There is a way to do that. Boom, it's easy, and you're going to sound smart without reading a single boring, fed report. I don't sell courses. I don't wear sunglasses indoors, and I definitely don't tell you. To flip houses on Tiktok. I just talk here, and I send you a smart, short real estate newsletter. That's it. This is smart stuff that you can brag about at boring dinner parties, and you've got a lot of those coming up here at the holidays. It is free. I write our letter myself, and I'd love to have you as a reader, sign up at greletter.com it's quick and easy. Your future wealth will thank you for it. See what I did there. It takes less than three minutes to read, and it is super informative. GREletter.com Again, that's greletter.com, I've got more straight ahead.    Keith Weinhold  25:45   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989   Keith Weinhold  26:57   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Dani-Lynn Robison  27:30   this is freedom family investments, co founder day. Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  27:37   welcome back to get reciprocation. I'm your host. Keith Weinhold, earlier this year, I talked to you about new ways where you can generate more income from the properties that you already own, and doing that through peer to peer leasing platforms, I got feedback from you that you loved it when I talked about it on that episode. Well, I've got more of them to tell you about today. This is exciting. Is there money sitting right under your nose and you haven't even collected it yet? And sometimes this happens in the world. This has nothing to do with finding Uranus, but it is similar to how they just discovered a new moon of Uranus, even though it's only six miles wide. Yes, that's something that scientists recently discovered, yes, much like this new small moon of Uranus that was really always there, but just discovered, metaphorically, this is what we're talking about with your real estate here now. This is a lot like how Airbnb rattled the hotel world about 15 years ago. These platforms let you rent out space and amenities that you already own but barely use. Neighbor.com, is the first one. I'm not going to say.com every time, because most of them are that way, and they've got a mobile app of the same name, all right, neighbor that's like Airbnb for your garage or your basement or even that creepy crawl space that you never go into. So instead of letting junk collect dust, you rent out your unused space to people who need that storage, meaning then that their clutter pays your mortgage. So customers request space and then you approve it. That's how it works. In fact, we have a woman here on staff at get rich education that easily made about 1000 bucks personally on neighbor, she rented out a parking space in her driveway. She rented that space to a college student that needed a place to park her car while she went back home for the summer. You can easily do that too. Then there. Swimply, S, W, I, M, P, L, Y, rent out your pool by the hour. Yes, your pool is no longer just for cannonballs, awkward barbecues and tanning sessions that you regret, although not typically, I've read about how some people have made passive income streams of $15,000 per month this way. I mean, gosh, did Marco Polo just get turned into a side hustle? Or what that is, swimply. Then there is store@myhouse.com Do you have an empty closet or an attic? You can turn that into a treasure vault for stranger stuff, and you can get paid while their clutter hides in your home instead of their home. So think of it as maybe some pretty passive income, only dustier, and who even lives there in your attic right now? Anyway, a bunch of raccoons. They're not paying your rent again. That is called store at my house. Sniff spot. It turns your backyard into a private dog park. Yeah, local pet owners can book your yard by the hour to let their pups run and sniff and play. You provide the grass. They bring the zoomies, and you pocket the cash that is sniff spot, Pure Storage. That one is a.co when people need storage, you swoop in like a friendly capitalist neighbor with your extra space. So you rent out your garage or a shed, or, say, even a corner of your basement, and you watch empty become income, you are basically running a mini Self Storage empire without the neon sign. I mean, sheesh, you are kind of like Jeff Bezos with cobwebs here. Okay. Again, that is purestorage.co, then there's peer space. Now I've used this one before, personally, and so has someone else here on staff on GRE she actually told me about it. What I did is I paid for a few hours as a renter, not the landlord on peerspace. In fact, I rented this space this past summer to give an in person real estate presentation where I covered real estate pays five ways and the inflation triple crown and all of that with peer space, you rent out your space for events, okay, so your home or your backyard or loft or some funky warehouse, you rent that out by the hour, and those events could be film shoots or workshops or parties or other events. That's what peer space is for. I mean, that could be a cool backdrop for an influencer or a film crew that has a pretty big budget. Renters come to you with alacrity. They will come to you because they can often save 50% or more versus using more traditional avenues. There, in fact, even public storage, like that's the company name Public Storage. They're the nation's largest self storage space operator. They even use neighbor.com to help lease out their leftover inventory. And so do some REITs that have extra space at their office or retail or apartment properties. They use neighbor.com as well. All right, so that's my roundup of more peer to peer leasing platforms, a few more of them than I told you about earlier this year, and the types of listings you can get creative. People are getting creative. They are monetizing everything from empty barns to vacant strip mall storefronts to church parking lots. I mean, consider how often church parking lots are empty. They're empty almost every day except Sunday. So get creative and think about space that's not being used. One thing to look out for, though, is that your HOA might try to crush your entrepreneurial spirit here. So keep that in mind. Just look around. Do you own any underutilized space or asset that you can rent out. Well, chances are there's already a peer to peer rental platform for it. And when you visit any of these platforms that I told you about, I mean, you're probably already going to see people offering space in your neighborhood. You'll be surprised.    Keith Weinhold  34:39   And this is not some unproven fad. Turo really took off about 10 years ago when they realized that most Americans' cars just sit idle, more than 95% of their time in their driveway or in their garage. Well, at that point, everyday people started to lease out their cars. Cars on Truro. So the bottom line here is that if you own most any real estate, then you've got options, and you can often make the rules peer to peer. Leasing platforms add new income streams to your life, and if you read my Don't quit your Daydream letter, you'll remember that I wrote about those resources and gave you their links and everything. See, that's the type of material that I put in the letter sometimes and again. You can get it at gre letter.com It shows you how to build wealth, much like I've been talking about on the show today. This is vital, because the conventional consumer finance world, you know, they just don't tell you about things like this. For example, did you ever wonder why economists aren't rich like maybe you would think that they would be Well, it's because schools and universities, they don't really teach you how to make money so someone can have an advanced degree, a Master's, or even a doctorate. That degree will be in finance or in economics, but they're still broke, or they're still trapped by their job, because the only way they know how to make money is by having a job. There's nothing wrong with having a job, but that's the only thing they know. They never learn how to earn and multiply money like with what I've been discussing today. Economists make between 70k and 180k per year in America today, you know, school taught both us and them the theory of money, how it's counted, how it's tracked, and how it flows through the system, but it really didn't teach them how to build a little diverter device on that flow to earn it or create it or leverage it to build freedom for themselves. And that is why this show is here. That's not a knock on economists. Economists are brilliant people, and some of the best known ones are guests on the show here with us. At times, we don't just want to live in a world of models and charts, though, when you build real world wealth with mortgages and markets and moves that don't always fit inside a formula, and certainly not a conventional one that you grew up with. So when you hear the experts talk about where the economy's heading, sure listen to them. I listen to them, but be sure to apply that to your own balance sheet, because you don't build wealth in theory, you build it in real life.    Keith Weinhold  37:44   Then how do you get a good deal? Build a relationship with a GRE investment coach like Naresh. Here you can do that on just 130 minute call with him, and then when the deal that you want becomes available, he'll let you know. By the time you find something on the internet, it's going to be too late, because that means a lot of people have already passed on that deal. If it's already out there publicly, like I said earlier, if you want to learn and do things the same way that everyone else does, then you are squarely in the wrong place. I really mean it. And why would that be? In fact, what does everyone else have? Not enough money at the end of the month, a budget where they constantly have to make sacrifices to meet it, because they think that is the way and they live below their means instead of grow their means. The underlying philosophy here at GRE is, don't live below your means. Grow your means. In fact, we have a T shirt with Grow Your means on it and our logo on it in our merch shop. That's why GRE has a tree in the logo. Grow your means. Instead of shrinking your lifestyle to fit your income, it's about expanding your income to fit your ambition, so don't cut your dreams to match your paycheck. Grow your paycheck to match your dreams. This really reflects the abundance mindset behind get rich education, that wealth isn't built by pinching pennies, but by creating more cash flow and assets and income streams in practical terms, like with what I talked about, about growing my own portfolio back at the beginning of today's show, this means buying cash flowing real estate that's growing your means leveraging good debt that's growing your means using inflation to advantage, that's growing your means investing in yourself or in new ventures. That's growing your means it's the mindset opposite of budget, harder. It is earn smarter at its core, grow your means. What that means is expand your capabilities in. Not just your comfort zone. Use creativity and leverage to multiply your results. View financial growth as a positive, proactive act, not a greedy one, because you're going to serve others with good housing and maintain it. This all encourages abundance over austerity, and it's the same idea behind the tagline financially free beats debt free.    Keith Weinhold  40:27   Thanksgiving is coming up this week, and I'll tell you something. Luckily, American ingenuity improved since the Pilgrims left England, traveled to a totally new continent, and called it New England. Fortunately, we have become more innovative since then, you are about to have more topics for conversation with family at the holidays. And note that Gen Z, ages 13 to 28 they are more likely to talk money today than they did previously. They are kind of the share everything on social generation. Tell relatives about your real estate investing, or at least some of the ideas you have. Tell them, perhaps something that they would be surprised to hear, that you learned on this show, like mortgage rates are, in fact, historically low today, actually, or something like that. And at Thanksgiving or Christmas, please tell a friend about the show. GRE is the work of my life, and that would mean the world to me. If you like listening every week, tell a friend about the show. Now use the Share button on your podcatcher if this show helps you see money or real estate differently. On Apple podcasts, touch the three dots and then the Share button. On Spotify, I think you can just hit the Share icon, the little rectangle with the arrow, and post it to your social feed or social story. That's how more people learn how to build real wealth like we do here at GRE and even better, Don't hoard the good stuff. If you learn something here, engage in the nicest kind of wealth redistribution. Tap the Share button right now and text this episode to one friend who'd appreciate it. Until next week, I'm your host, Keith Weinhold, have a happy Thanksgiving, and don't quit your Daydream.   Speaker 6  42:29   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  42:57   The preceding program was brought to you by your home for wealth building get richeducation.com

In this episode of Remodelers on the Rise Kyle talks with husband and wife team Austin and Callie Cornell of MSC Enterprises They share how they run their remodeling business together balance family life improve their financial clarity and build smoother processes that support steady growth ----- Explore the vast array of tools, training courses, a podcast, and a supportive community of over 2,000 remodelers. Visit Remodelersontherise.com today and take your remodeling business to new heights! ----- Remodel Your Marriage, Life & Business Retreat – Feb 10-12, 2026 A three-day experience in Franklin TN designed for remodeling-business couples who want to strengthen their marriage, clarify their vision, and build a business that supports a thriving life together. Join Kyle and Sarah Hunt for meaningful conversations, practical sessions, and intentional time to reconnect and refocus for 2026. Sign up here! ----- Takeaways The importance of marriage in business partnerships. Transitioning business ownership requires open communication. Financial clarity is crucial for business growth. Hiring the right team members can alleviate stress. Understanding numbers leads to better decision-making. Having a dedicated office space enhances productivity. Saying no to projects that don't fit your business model is essential. Peer support groups can provide valuable insights. Flexibility in work allows for better family time. Continuous learning and adaptation are key to success. ----- Chapters 00:00 Introduction and History of Lee's Summit 04:06 Predictions for the Chiefs' Season 05:22 History and Overview of MSC Enterprises 07:34 Transitioning from Teaching to Working in the Business 11:55 Lessons Learned in Transitioning from One Generation to Another 15:35 Lessons in Understanding Financials and Charging Properly 19:33 The Importance of Knowing Your Numbers and Creating a Budget 25:51 The Impact of Leasing an Office Space 28:08 The Role of a Project Coordinator in Reducing Stress and Improving Accuracy 36:36 The Importance of Saying No and Focusing on What Works for Your Business 37:38 The Best Decision We've Ever Made 38:42 Finding Support and Encouragement 39:48 The Importance of Regular Meetings

Axel shares five practical leasing strategies that every multifamily operator can implement to reduce vacancy, maximize rent roll, and ultimately increase NOI.These are simple, high-impact tactics that work whether you self-manage, run an in-house property management team, or work with a third-party manager. Axel also breaks down how to use staggered lease terms to avoid bad leasing cycles, how and why to incentivize referrals, how to drive more online reviews, and how to structure concessions for both new leases and renewals in a way that increases retention without damaging your long-term rent roll.Take note of the tips in this episode and apply the ones that fit your multifamily operations.Join us as we dive into:How to use staggered lease terms to avoid costly seasonal vacancyA simple resident referral incentive that increases leasing traffic and retentionThe most effective moments to ask for (and reward) reviewsHow to offer concessions strategically to drive faster lease conversionsHow to boost renewal rates using longer-term renewals paired with one-time creditsAre you looking to invest in real estate, but don't want to deal with the hassle of finding great deals, signing on debt, and managing tenants? Aligned Real Estate Partners provides investment opportunities to passive investors looking for the returns, stability, and tax benefits multifamily real estate offers, but without the work - join our investor club to be notified of future investment opportunities.NH Multifamily Fund III Details:Download The OM For The NH Multifamily Fund IIIAccess The Deal Room For The NH Multifamily Fund IIIConnect with Axel:Follow him on InstagramConnect with him on LinkedinSubscribe to our YouTube channelLearn more about Aligned Real Estate Partners

Highlights include the National Park Service prosecuting BASE jumping cases in Yosemite, the Trump administration reopening the Arctic National Wildlife Refuge for oil and gas leasing, and closures in the US Army Corps of Engineers' Mobile District campgrounds. We'll also cover the reopening of the Phantom Ranch and Bright Angel Campground in the Grand Canyon, a new federal coal leasing plan, the loss of the National Park Service's only petroleum engineer, and a controversial owl culling plan.  Find the  Slinky Stove that's right for your next adventure at: https://www.slinkystove.com/?ref=PARKography Join the PARKography Facebook group to discuss this episode and more: https://www.facebook.com/groups/parkography Check out our other channels focused on RV travel:   @RVMiles    @RVMilesPodcast ​ 00:00 Introduction 00:21 Yosemite Base Jumping Incidents 03:10 Arctic National Wildlife Refuge Oil and Gas Leasing 03:57 Sponsored Message: Slinky Stove 04:34 US Army Corps of Engineers Campground Closures 05:29 Grand Canyon Reopenings and Waterline Project 06:34 Coal Leasing Near National Parks 07:13 National Park Service Loses Petroleum Engineer 07:58 Controversial Barred Owl Culling Plan 08:51 Utah State University's Beaver Relocation Program 09:42 Managing Feral Hogs in National Parks 10:25 Wyoming Corner Crossing Legislation 11:17 Conclusion