Podcasts about savingforcollege

It's college application and awareness month and COO of SavingforCollege.com Marthia Kortiak Mert has a few ideas that will help take the stress off both your children and you, especially when it comes to how to pay for it all.

Saving for college can feel like a daunting challenge for many parents, especially with tuition costs rising faster than inflation. In this episode, Dr. Disha breaks down a variety of college savings options and discusses the pros and cons of each, along with their impact on financial aid eligibility. From the popular 529 plans and prepaid tuition options to less common choices like Coverdell ESAs and custodial accounts, she provides a comprehensive guide to help parents make informed decisions about funding their child's education. Dr. Disha also emphasizes the importance of balancing college savings with retirement goals, ensuring that parents don't jeopardize their own financial future. With actionable steps and insights, she empowers listeners to build a college savings plan that fits their unique family situation. Top 4 Takeaways: Start Early & Automate: Begin saving ASAP and set up automatic contributions to take advantage of compounding interest. Use 529 Plans as a Go-To: 529 Plans offer great tax benefits and flexibility for most families. Compare state options for the best fit. Diversify Savings Vehicles: Consider using a mix of 529s, brokerage accounts, and custodial accounts to balance flexibility and aid impact. Review Annually: Reassess your plan each year to stay aligned with changing goals and college costs. This episode is sponsored by PearsonRavitz– Helping physicians safeguard their most valuable assets.  This episode is also sponsored by FacetWealth– Discover how Facet is transforming financial planning for physicians with personalized, flat-fee financial planning—visit facet.com/frugalphysician to start building your financial future today. —--- If you enjoyed the show, find and follow Dr. Disha everywhere else: Twitter Website Facebook The Frugal Physician's Facebook Group YouTube  ----------- Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

US 529 Plan: Forbes Advisor: https://www.forbes.com/advisor/student-loans/compare-529-plans-by-state/ Savingforcollege: https://web.archive.org/web/20160619162106/http://www.savingforcollege.com/5_cap_ratings/ Morningstar: https://www.morningstar.com/529-plans 小額贊助支持本節目： https://open.firstory.me/user/clnphep6q04qd01ur2pn187oy 留言告訴我你對這一集的想法： https://open.firstory.me/user/clnphep6q04qd01ur2pn187oy/comments 各大Podcast 收聽平台：https://bit.ly/45Sf7Am 財父自由 YT：https://bit.ly/middleagedaddies Podcast 每週一及三更新;YouTube 隔天上傳影像版 徐大叔和傑糯米 YT： https://bit.ly/unclealexjeremy （肉類烹飪，食物科學，廚具開箱）） IG: Instagram:https://bit.ly/2mvPNAt FB:https://bit.ly/2LnZqJZ 合作邀約：rue216taipei@gmail.com Powered by Firstory Hosting

Host Jonathan Hughes has a conversation with Team Leader of the 529 Directing Group at Fidelity Investments, Anthony Durkan, about MEFA's partnership with Fidelity Investments and the results of the recent College Savings Indicator (CSI) study, including the ways that families are saving for college and parents' behaviors, attitudes, and expectations around saving for college.

Can you graduate college debt-free? Here are my top 10 tips for doing just that! 00:00 – Intro 00:44 – My College Success Story 07:04 – Top Ten Tips to Graduate Debt-Free In the story today, Jay shares what he did to make it through 6 years of university without any student loans - and no, his parents didn't pay for it! The main topic is Jay's top 10 tips to graduate debt-free. Be sure to listen to all of them. The last one might be the most important! ;) Let us know in the comments what other tips you would have included. Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com  Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

You want to do everything you can to give your child(ren) the best start in life – so how do you protect and support their financial future? What are the top 10 things you can do?   00:00 – Intro 00:22 – Protecting My Sons 03:47 – Top Ten Tips For Protecting Your Child's Financial Future   In the story today, Jay shares how he feels trying to be the best dad he can and how heartbroken he gets when a child is hurt or suffering. What would you do for your child to protect them?   The main topic is Jay's top 10 tips for protecting your child's financial future. What other ways can you secure the future of your child's finances?   Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday!   Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The  opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own.   Our Website: HopeFilledFinancial.com   Music: "Take Me Higher" by Jahzzar   Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

College savings plans have become even more valuable with recent changes. While 529 savings plans have traditionally been used to set aside money for education, they now offer even greater flexibility. Joining me is Dr. Edmund H Moore, a retired federal government worker and parent of two college-aged students. He provides his personal insights into navigating these plans for his own family. 529 plans have long been hailed as one of the best ways to save for your child's college education. These state-sponsored investment accounts offer tax-free earnings and withdrawals that can be used for a variety of educational expenses, from tuition and books to computers. However, the landscape of 529 plans has significantly evolved, especially with the recent 2024 policy change allowing funds to be rolled over into Roth IRA accounts without tax penalties. Dr. Edmund H. Moore is the author of the book “Financial Freedom: Doing Nothing Is an Option,” which challenges the traditional narrative around building wealth and achieving financial independence. The book offers readers a refreshing perspective on how to achieve financial freedom without sacrificing one's quality of life.

Welcome to another episode of the Money Mastery Unleashed Podcast! I'm your host, Adam Olson, and today we're diving deep into crucial financial planning strategies from my latest book, "What's Your Plan?" Designed for those in midlife with a foundational understanding of finances, this episode guides you through creating your ideal retirement plan. We'll discuss the importance of prioritizing your retirement savings over your children's college fund, supported by insightful statistics and personal anecdotes. Discover how to balance your financial priorities, ensuring your children understand the value of money and the implications of debt. Additionally, we'll explore risk versus reward in investments, emphasizing that while higher risks can yield higher returns, it's vital to align your investment strategy with your life stage and risk tolerance. Key takeaways include the significance of consistent, long-term investment and the dangers of trying to time the market. Whether you're setting realistic expectations for college funding or navigating the complexities of diversified investment portfolios, this episode provides practical advice to secure your financial future. Tune in and empower yourself to make informed decisions, ensuring a prosperous future for you and your family. "Don't put your kids' college needs before your retirement savings—secure your future first." What you will learn: Saving for Your Future College Savings vs. Retirement Savings Investment Strategies Market Timing and Diversification Learn more about Adam Olson by visiting the following links: Facebook Personal Website Business Website -- Investing involves risk, including loss of principal.    Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions.  Any strategies discussed may not be suitable for everyone.  Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.  Adam Olson, Representative.  Mutual of Omaha Investor Services is not affiliated with any entity listed herein.  This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product. Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties.  Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

I'm super excited about today's episode because we have the amazing Ann Garcia, also known as The College Financial Lady, joining us and we're diving into all things college planning!Ann is a certified financial planner and the author of How to Pay for College who is a sought-after expert that has developed a fantastic framework for creating your own college plan.So, what does that framework look like? Well, Ann breaks down financial tasks and family conversations by your child's life phase-making the whole process so much more manageable and clear.As a parent of twins who graduated debt-free from college, Ann brings both professional and personal experience to the table. So, whether you're just starting to think about college or deep in the planning process, this episode is packed with practical advice and insights.Ready to dive in and learn how to plan for college like a pro? Let's get started!Anna's Takeaways:Intro (00:00)Financial Tasks & Conversations For Parents & Students (02:06)College Savings, Paths & Flexibility (08:39)Saving For College, Financial Aid & Budgeting (13:26)Balancing Priorities & Creating A Personalized Budget (20:15)Scholarships - Involving Students In The Process (27:14)How Parents Can Support Their High School Students (30:28)Managing Expectations (35:40)About Ann Garcia:Ann Garcia is a Certified Financial Planner and go-to expert on paying for college. She is the author of the critically-acclaimed "How to Pay for College" and a sought-after media guest who's been quoted in the New York Times, the Wall Street Journal, and U.S. News and World Report, to name a few. Ann recently launched an interactive online course to help parents (and their advisors) affordably build saving for college and applying for aid into their broader financial plan. As a parent whose twins just graduate debt-free from college, Ann's expertise expands beyond FAFSAs and 529s — she understands the emotional components of helping your child set and achieve goals for their future. Outside of financial planning, Ann is an avid runner, skier and fan of middle school rock concerts.Rate, Review, & Follow on Apple PodcastsMoney Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family. Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones. Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!FREE GUIDE- Kid Money Boss: School isn't teaching my son about Money. It's up to us Parents. Here are 9 tools I am using to team my son, everything I never learned as a kid.Guest websites:https://howtopayforcollege.com/Masterclass- for older kidshttps://www.facebook.com/collegefinancialladyhttps://www.linkedin.com/in/ann-garcia-cfp/

Pavlos Panagopoulos of Cetera Advisor Networks on New Mexico's 529 college savings plan and how the rules have changed recently on News Radio KKOBSee omnystudio.com/listener for privacy information.

Last Wednesday was May 29, which is also known as "529 Day," aimed at raising awareness about 529 college savings plans. I joined CBS Mornings to explain how you can take advantage of government programs for education.Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Pope Francis has apologized for something he said in a private meeting at the Vatican. According to Italian media, in a closed-door meeting with Italian bishops, the pontiff said seminaries had too many gay men, referring to them using a a homophobic slur.First on "CBS Mornings," three passengers are suing American Airlines, alleging that employees removed all Black men from a flight over a body odor complaint. The incident is detailed in a newly-filed lawsuit. The men shared their story first with CBS News senior transportation correspondent Kris Van Cleave.Wednesday is May 29, which is also known as "529 Day," aimed at raising awareness about 529 college savings plans. CBS News business analyst Jill Schlesinger explains how you can take advantage of government programs for education.American's sunscreen selection is limited, compared to other places in the world, like parts of Europe and Asia. A 1938 U.S. law classifies sunscreen as a drug, rather than as a cosmetic, and requires animal testing. The law keeps foreign brands off U.S. shelves and limits sunscreen makers. The Environmental Working Group says, on average, U.S. sunscreens don't protect as well from UVA rays, which can cause skin cancer.Philanthropist Melinda French Gates is donating $1 billion over the next two years to help women's rights, including reproductive rights. A nonprofit independent news outlet called "The 19th" will receive a multi-million dollar donation. Its co-founder and CEO, Emily Ramshaw, discusses the donation on "CBS Mornings."Next month marks 30 years since Nicole Brown Simpson was found murdered outside her Brentwood, California, home. Her three sisters are speaking out in a new four-part documentary series, "The Life and Murder of Nicole Brown Simpson."See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bruce Helmer from the Wealth Enhancement Group and WCCO's Your Money joined Vineeta for a little Midweek Motivation on saving for you kids college fund. 

Bruce Helmer from the Wealth Enhancement Group and WCCO's Your Money joined Vineeta for a little Midweek Motivation on saving for you kids college fund. 

Student debt has swelled to $1.75 trillion. So what can you do to help make college dreams come true for your children without the nightmare of student debt? I'll shed light on that and more today. You can access the full show notes and more by visiting: https://www.forgewealth.com

Seniors, are you unhappy with the colleges that have admitted you? Or, have you not yet applied? For this episode, our host Ian Fisher will be talking with College Coach admissions counselor Brittany Preston about what to do when you aren't excited about your admits, and Nicole Doyle about colleges that are still taking applications. For those with younger students, College Coach finance colleague Laurie Peltier will be joining him to discuss options for saving for college.

In this episode, MJ welcomes special guest Michael Ma, a financial expert and founder of the Achievement Fund. Based in Manhattan, Michael shares his journey from navigating the complexities of the US education system as an immigrant to becoming a leading advocate for helping students achieve their college dreams.With a passion for giving back, Michael discusses the challenges many students face during the college application process and how his foundation works to provide guidance and support. Drawing from his own experiences at Vanderbilt and Duke University, Michael emphasizes the importance of finding the right fit for each student, highlighting their individual strengths and aspirations.From decoding the nuances between private and public school applications to navigating standardized testing and the impact of the pandemic on education, Michael offers invaluable insights for both students and parents alike. Through his candid advice and wealth of knowledge, listeners gain a deeper understanding of how to approach the college admissions journey with confidence and purpose.Join MJ and Michael as they delve into the world of college admissions, empowering students to embrace their unique journeys and unlock their fullest potential. Tune in to the "Investing Anywhere from Anywhere Podcast" for expert advice on investing in education and beyond.Contact Michael:https://achievementfund.org/Investor Success Stories New Book Release sharing the wealth-building power of Virtual Real Estate investing. Completely COMPLIMENTARY, grab the First Chapter:www.InvestorSuccessStories.comInvestor Summit Apr 26th, 2024 Live and Streaming from Atlanta:www.investinganywhere.com/summitReceive our informative Weekly eNewsletterwww.investinganywhere.com/newsletter

Clark has news for parents and grandparents saving for a child's college education. Also in this episode, reversals in the auto industry are landing many existing car loans underwater. What to do if you are upside down in a car loan. 529 Plan Update: Segment 1 Ask Clark: Segment 2 Upside Down Vehicle Loans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Use the 529 Grandparent Loophole to Maximize College Savings Best 529 College Savings Plans By State Rollovers From a 529 Plan to Roth IRA: What to Know Target Date Funds: Clark's Favorite Retirement Investment How To Find and Choose a Financial Advisor Car values plummet, putting car loans underwater More car owners are underwater on loans because of lower trade-in values What Is Gap Insurance? Definition, How It Works, When to Buy How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Is college planning stressing you out? Are you excited about your child's college journey but worried about how to pay for it? I've got you covered. Ann Garcia is a certified financial planner and expert in college planning.   Ann shared some amazing insights and tips to help you navigate the overwhelming process of preparing for college financially. From discussing the benefits of college as an investment to understanding student loans, Ann breaks down the complexities of college planning in simple terms.   In this episode, you'll discover: The types of scholarships available and how to maximize them Benefits of 529 plans for saving for college How to manage student loans to ensure your child doesn't graduate with a mountain of debt Tips for navigating the college application process   If you're a parent or student preparing for the college journey, this episode is for you. Ann's expertise and practical advice will help you approach the college planning process with confidence and clarity and empower you to make informed decisions about college planning.   Connect With Ann: Website | Facebook | LinkedIn   Check out Ann's College Financial Plan Masterclass and use code Mompreneur for a 20% discount.   About Ann: Besides a dozen years as a financial advisor, Ann's business background includes marketing and strategic planning in the technology industry and owning two businesses. Ann holds the CFP® designation and earned her BA from the University of California, Berkeley. She is the author of How to Pay for College and a member of Phi Beta Kappa and of NAPFA, the leading association of fee-only financial advisors.   Be sure to follow this podcast to automatically receive new episodes: Apple | Spotify | Webpage   Connect With Martine: Website | LinkedIn | Instagram   Book A Free Clarity Call with Martine: https://calendly.com/martinewilliams/clarity-call   Check out my favorite books and items to make life and business a little more simple and a lot more fun!: http://www.shop.martinesfavoritethings.com    About Martine Williams: Martine is a life coach, public motivator, podcaster, author, and mompreneur who helps other mompreneurs win at work without losing themselves in the process. Martine brings her experience as a certified PDP Professional and life coach to coach entrepreneurs on how to illuminate their strengths, cultivate their confidence, and elevate their lives. She also loves inviting mompreneur guests on the show to share their perspectives and provide inspiration, success tips, life hacks, and skills for a burnout-proof life and business. This podcast is edited and produced by: Chris Assist Media

As parents, we often find ourselves juggling multiple financial goals, from saving for our children's education to providing them with vehicles and ensuring our own long-term financial security. In this article, we will explore the insights and experiences of a parent who has successfully navigated these competing priorities.In this episode, Becky Eason interviews Kerrie Beene, a parent who has successfully saved for her children's education while managing other financial priorities. Kerrie shares her experience of opening a 529 savings account for her children when they were young and consistently contributing to it over the years. She also discusses how she encouraged family members to contribute to the 529 as gifts for birthdays and holidays. Kerrie's daughter was able to graduate from college a year early, saving on tuition and room and board expenses. Kerrie also talks about how her children's different interests and circumstances have influenced their financial goals, such as saving for a vehicle. She emphasizes the importance of starting to save early and automating contributions to make it easier.Key TakeawaysStarting early and automating savings can make a significant difference in achieving financial goals for your children.Encouraging family members to contribute to a 529 plan can provide a boost to college savings.Taking advantage of opportunities for dual enrollment and summer classes can help students graduate early and save on tuition.Balancing the financial support for different children can be challenging, but it's important to consider each child's unique needs and circumstances.Notable Quotes:"If you can start saving money when they're young, just knowing who knows what your kid may like or what the future holds, you just never know." - Kerrie Beene"Teaching your kids, if they do work, to maybe save a little and then from the parent perspective, saving what you can and automating it so you don't have to be thinking about it all the time." - Kerrie BeeneAbout the Guest(s):Kerrie Beene is a parent of two children, one in college and one in high school. She has firsthand experience in saving for her children's education and managing competing financial priorities.Becky Eason is a financial planner at Rooted Planning Group. With a background in finance and a passion for helping clients navigate their financial goals, Becky brings a wealth of knowledge and expertise to her role. She has experience working with clients at various stages of life, from early career professionals to those in retirement. Becky understands the challenges of balancing competing goals and priorities and is dedicated to helping her clients create a financial plan that aligns with their unique circumstances and aspirations.RESOURCES:Rooted Planning Group - WebsiteMoney Roots Podcast - WebsiteListen to the full episode to gain valuable insights on how to navigate competing goals and priorities in your financial journey. Stay tuned for more episodes of the Money Roots podcast for expert advice and guidance on personal finance.

In this podcast you will learn about the 5 different ways you can save for college including the 529 Plan, Coverdell ESA, UGMAs and UTMAs and even the Roth IRA. Each of the accounts have their pros and cons and by the end of this podcast you will be able to choose the best account for you to save for college. WATCH NEXT ➡️ Ultimate Roth IRA Guide for 2024: Unveiling the Secrets of the Rich!: https://youtu.be/CQJ_6wbV6fs --- Send in a voice message: https://podcasters.spotify.com/pod/show/habeshafinance/message

Figuring out how to cover college expenses often means navigating a bewildering range of options, programs, and plans. As the financial burden of higher education grows, so does the decision-making complexity for those pursuing a degree. Some even wonder whether college is still a worthwhile investment. On this episode of Financial Decoder, Mark Riepe discusses the variables around saving and paying for college with Senior Research Analyst Chris Kawashima. Read Chris Kawashima's article "8 Mistakes to Avoid When Planning for College Costs."Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk, including loss of principal.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance. All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Qualified education expenses can include tuition, fees, books, supplies, equipment, and room and board. Certain costs associated with tuition, participation in a registered apprenticeship program, or payment of a qualified education loan up to $10,000 may also be considered qualified educational expenses. The availability of tax or other benefits may be conditioned on meeting certain requirements, such as residency, purpose for or timing of distribution, or other factors. Clients should consult a qualified tax advisor to discuss their individual situation.Investors should consider, before investing, whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available in such state's qualified tuition program.Please note that this content was created as of the specific date indicated and reflects the author's views as of that date. It will be kept solely for historical purposes, and the author's opinions may change, without notice, in reaction to shifting economic, business, and other conditions.The Schwab Center for Financial Research is a division of Charles Schwab & Co.DefinitionsVenn diagram: A diagram illustrating the relation of specific items through labeled circles and the areas where they overlap.(0324-NDC7)

Figuring out how to cover college expenses often means navigating a bewildering range of options, programs, and plans. As the financial burden of higher education grows, so does the decision-making complexity for those pursuing a degree. Some even wonder whether college is still a worthwhile investment. On this episode of Financial Decoder, Mark Riepe discusses the variables around saving and paying for college with Senior Research Analyst Chris Kawashima. Read Chris Kawashima's article "8 Mistakes to Avoid When Planning for College Costs."Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk, including loss of principal.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance. All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Qualified education expenses can include tuition, fees, books, supplies, equipment, and room and board. Certain costs associated with tuition, participation in a registered apprenticeship program, or payment of a qualified education loan up to $10,000 may also be considered qualified educational expenses. The availability of tax or other benefits may be conditioned on meeting certain requirements, such as residency, purpose for or timing of distribution, or other factors. Clients should consult a qualified tax advisor to discuss their individual situation.Investors should consider, before investing, whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available in such state's qualified tuition program.Please note that this content was created as of the specific date indicated and reflects the author's views as of that date. It will be kept solely for historical purposes, and the author's opinions may change, without notice, in reaction to shifting economic, business, and other conditions.The Schwab Center for Financial Research is a division of Charles Schwab & Co.DefinitionsVenn diagram: A diagram illustrating the relation of specific items through labeled circles and the areas where they overlap.(0324-NDC7)

I recently spoke with Danny Kofke about planning and saving for college. After being an elementary school teacher for 18 years, Danny recently left the classroom to work with Mentoro - a financial education company. His love of teaching and personal finance led him to write five personal finance books including The Wealthy Teacher: Lessons For Prospering On A School Teacher's Salary. Danny's everyday approach to handling money has led him to appear on numerous television shows, including Fox & Friends, The CBS Early Show, CNN's Newsroom, The 700 Club, and The Clark Howard Show. He has also been interviewed on over 600 radio shows and featured in a number of publications, including USA Today, Yahoo.com, The Wall Street Journal, Money Magazine, and The Atlanta Journal-Constitution. He wants to show others if this former school teacher can do well financially, they can too! In our conversation, Danny discusses: The pitfalls of saving for our kid's college but not our own retirement Ideas for parents who have not saved for their kid's college Unexpected expenses for his daughter in college Implications of student loans   I am very happy to announce that I am now one of Mentoro's Mentors, helping members understand the role that scholarships play in paying for college.   SPECIAL OFFER: Enjoy a 20% discount on a MyMentoro Subscription. Use discount code MM2024DaveP at checkout.

In Episode 136 of "Sales Team Rescue," host Jeremy DeMerchant invites Brian Appleton and Sean Thomas, co-founders of the Parents College Planning Network, to discuss innovative strategies for college funding. The episode provides a deep dive into the creation and benefits of college refund plans, which help parents reclaim substantial portions of college expenses tax-free. Brian and Sean share their personal journeys and how they leveraged life insurance as a dynamic tool for financial growth, previously accessible only to the wealthy. This engaging conversation is crucial for parents facing the financial challenges of college planning and sales professionals seeking smart financial strategies. The episode also explores the importance of financial literacy, especially for high-income professionals. The "Lightning Round" adds a personal touch, offering insights into the guests' inspirations and daily practices. Concluding with actionable steps for listeners interested in the Parents College Planning Network's services, this episode is a compelling blend of financial advice and personal development, encouraging a proactive approach to college funding and financial planning.

Have you checked the price of college lately? It can be serious sticker shock. According to educationdata.org, it costs more than $100,000 for an in-state school, and more than $220,000 for a private university. Whether you have a toddler or a teenager, it's never too late to start planning. Raising Me host Adrienne Stein and the Manager of College Access and Outreach at FAME talk about where to start, even if you already have a high schooler, and why even small amounts can make a big difference. About the guest: Mila Tappan is the Manager of College Access and Outreach at the Finance Authority of Maine. Our team at FAME helps people figure out how to plan and pay for higher education. Prior to coming to FAME in 2008, Mila worked as an Associate Director of Financial Aid at the University of Maine for 16 years. Mila is also the mother of two young men, Alex and Noah, who are 28 and 23. They navigated this college-saving journey firsthand, which she said was very different than doing it for work.

Renowned author Emily Guy Birken, known for bestsellers like The Five Years Before You Retire and Stacked, engages in a captivating conversation with Semmax Way host Matt Landon. They delve into a spectrum of finance-related subjects, covering the nuances of the progressive tax code, challenges encountered by the middle class, and the crucial role of tax-efficient financial planning. This dynamic exchange is enriched by compelling insights and even humorous anecdotes from their personal experiences, creating an engaging and informative dialogue that goes beyond conventional finance discussions.  Visit Emily Guy Birken's official website at www.emilyguybirken.com. Still have questions? Contact us using the link to set up a 15-minute call with one of Semmax's fiduciary advisors: https://semmax.com/contact-us.

For many people (especially those with Executive Function challenges), managing money can be really stressful. If you can relate to this challenge and are thinking of sending a kid off to college, then learning how to plan your finances accordingly is something that's worth being really proactive about. According to the Education Data Initiative, average tuition and fee rates have increased 130% since 1990 - and that's after adjusting for inflation (yikes!) So, what can we do? Is there a way to approach saving for college that is less stressful and more effective than just wingin' it or waiting till the last minute? Luckily, today's guest is Shannon Vasconcelos, the Director of College Finance for Bright Horizons College Coach, and she joined me to discuss saving for college in a very executive function-friendly manner. In other words, she was the perfect expert I needed for this topic. Listen to learn from this college finance expert how you can approach this new exciting yet expensive chapter well prepared! Show notes: Bright Horizon's College Coachwww.getintocollege.comGetting In: A College Coach Conversationhttps://getintocollege.com/Resources/Getting-In-PodcastYou Need a Budget (Hannah's favorite budgeting tool)www.ynab.comSaving For Collegehttps://www.savingforcollege.com/Roth IRA and 529 Explainedhttps://www.savingforcollege.com/article/which-is-best-529-college-savings-plan-or-roth-iraMaking College Affordable: 5 Tips for Securing Scholarshipshttps://www.beyondbooksmart.com/executive-functioning-strategies-blog/making-college-affordable-5-tips-for-securing-scholarshipsContact Us!Reach out to us at podcast@beyondbooksmart.comIG/FB/TikTok @beyondbooksmartcoaching

Saving for your kid's College education. Saving for your own retirement. Which should you do first? Which is more important? Do you really have to choose between one or the other? Or is there a way to work towards both goals simultaneously? That's the topic Vince discusses on this episode of CFO at Home with Dan Cieniewicz, Certified Financial Planner with Hyperion Financial. You can learn more about Dan and Hyperion Financial by going to hyperionfp.com Key Topics: (01:38) It's all about saving for college and retirement in that intersection (08:12) College savings and retirement planning are foundational (14:07) The 529 plan can be a great tax planning tool (25:09) 401Ks and the IRAs (33:01) Saving in a Roth IRA for college Ways to contact/follow: Hyperion Financial  thecollegedude.com dan@hyperionfp.com Contact the Host - vince@thecfoathome.com  

Interview with Darrel Henschell. Long time skeptic and solar expert. We discuss solar scams, how much solar should cost and Electric cars.

It's back to school season!  On this bonus Happy Hour episode, Ben and Erica talk through in-state public college tuition costs. Highlights: Top 5 most expensive states for in-state college tuition Top 5 cheapest states for in-state college tuition How much you need to save each month to pay for your kids college years Stacker Article:  "States with the cheapest in-state public colleges" Beer: Hazertag from Odell Brewing Co (Fort Collins, CO)   Connect with Ben LinkedIn Instagram   Connect with Erica: Instagram  LinkedIn ericagoode.com    

When do you start saving for your children's college education as a parent? Today, we are joined by Brad Baldridge, a renowned resource in the field of college finances. With a wealth of experience and insight, Brad unraveled the intricacies of planning and saving for your child's future education.Disclosures: The information provided to you today is for educational purposes only. It is not intended to be specific recommendations or advice. Please consult with a qualified professional before acting on any of this material. Investing involves risk. Depending on the types of investments, there may be varying degrees of risk. Investors should be prepared to bear loss, including total loss of principal. 529 College Savings Plans: Investors should carefully consider investment objectives, risks, charges, and expenses. This information and other important information are contained in the fund prospectuses, summary prospectuses, and 529 Product Program Description. These documents can be obtained from a financial professional or directly from the plan's website. Please read them carefully before investing. Depending on your state of residence, there may be an in-state plan that offers tax and other benefits, which may include financial aid, scholarship funds, and protection from creditors. Before investing in any state's 529 plan, investors should consult a tax professional. If withdrawals from 529 plans are used for purposes other than qualified education, the withdrawal could be subject to a 10% federal tax penalty, state penalties, federal income tax, and state income tax. Brad Baldridge: Brad Baldridge is a Registered Representative with Cambridge Investment Research, Inc. Securities are offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC.Brad Baldridge is also an Investment Advisor Representative with Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Baldridge Wealth Management and Baldridge College Solutions are affiliated. Cambridge and the Baldridge companies are not affiliated. Registered branch location: 10521 W. Layton Avenue, Suite 200, Greenfield, WI 53228 6/20About the Guest:Brad Baldridge is one of the nation's leading college financial experts. He teaches families the best ways to plan, save, and pay for college so they can make their children's college dreams come true without wiping out their finances or their retirement.For over 20 years, he has shared his expertise and insights through his private practice as a blogger and host of the Taming the High Cost of College Podcast and as a presenter at numerous workshops and seminars.https://tamingthehighcostofcollege.com/https://www.facebook.com/TamingTheHighCostOfCollegehttps://www.linkedin.com/company/taming-the-high-cost-of-college/https://tamingthehighcostofcollege.com/category/podcast/

The rising cost of college is in the news once again, as are 529 plans and student loan repayment. As a result, I wanted to revisit the topic of paying for college and how to balance saving for college with saving for retirement. My guest to help unpack these issues is Brad Baldridge. Brad is a College Funding Specialist and the host of the Taming the High Cost of College podcast. Brad has helped thousands of families plan for the expenses of college, and I am grateful that he agreed to share some of his insights here. More information about Brad is at talkingaboutkids.com.

In our previous episode, we learned all about how to pay and save for college with a 529 savings plan. But a bachelor's degree program isn't the only path to take when it comes to higher education. In this special episode of “Grown-Up Stuff: How to Adult,” sponsored by EdVest of Wisconsin and the Michigan Education Savings Program, Molly and Matt will explore all of the options people have after graduating high school – and beyond a bachelor's degree.  With the help of return guests Robin Lott and Jackie James, we're discussing the value of all types of degrees and certificates with the goal of helping you determine your own personal path. The best part? You can use a 529 savings account to pay for any of them! Sources Cited:   National Center for Education Statistics US Department of Labor and Bureau of Labor Statistics See omnystudio.com/listener for privacy information.

Top Stories - Jake's weekend encounter with an unnamed youth organization, Bellingham couple now the parents of quintuplets, local business owner plagued by crime running for office, a majority of Americans think Biden is too old for another term.//Guest: Jason Rantz on the owner of Bistro Boffy running for office.See omnystudio.com/listener for privacy information.

This just in: college is freaking expensive! But pursuing any kind of education after high school – whether a bachelor's degree, associate's, or trade certification – can make a huge difference in your career. In this special episode of “Grown-Up Stuff: How to Adult,” sponsored by EdVest of Wisconsin and the Michigan Education Savings Program, Matt and Molly speak with college savings experts Robin Lott and Jackie James about the best ways to save and pay for higher education as a parent or student. (Spoiler alert: start saving now.) If you have children – or plan on it down the road – it's never too early or too late to start saving for college.  Learn about the best student loan options, how often you can reapply for financial aid, and the many benefits to opening a 529 college savings plan.  Sources Cited:  National Center for Education Statistics “A Look at College Tuition Growth Over 20 Years” - US News & World Report Federal Student Aid Data for the Free Application for Federal Student Aid (FAFSA) forms See omnystudio.com/listener for privacy information.

It's back to school time and college savings is on many people's minds.  In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Kelsey Bankey discuss several ways to save for college on a tax favored basis. Topics include:529 PlanTax DeductionsTuitionBeneficiariesAllocationEarningsHigher EducationEducationFundingFAFSAPolicy LoanCashLife InsuranceMinimum PaymentsSubscribe to the “Money Guide with Mary Sterk” podcast on Apple Podcasts. Schedule an appointment with one of our advisors today!Follow us on FacebookFollow us on LinkedinSubscribe on YoutubeFollow us on Twitter

Questions From The Flight Deck: Introducing: Andy Christopher – F18 Navy Fighter Pilot and Investment Advisor Background How'd you get interested in flying? Why the Navy? Navy flight experience. Ejection story – first flight!?!   Meat of the Mission – 529s Common Questions: What if my kid gets a scholarship? Do I need to invest in my state's 529? No! What if I overfund the 529? Can I give my 529 to my child? How does the 529 affect financial aid? Can I use the 529 for United, Delta, SWA feeder schools – aka career development programs. United Aviate Delta Propel Program  SWA Destination 225 Should I just use the Roth IRA? Roth 401k? The major difference between Roth IRA withdrawals and Roth 401k withdrawals: There is one catch, though. Early withdrawals have to be prorated between (nontaxable) contributions and (taxable) earnings. To calculate the portion of the withdrawal attributable to earnings, simply multiply the withdrawal amount by the ratio of total account earnings to account balance. U.S. Department of Labor. “401(k) Plans for Small Businesses Supplement.” Why save for college? College Tuition Inflation Statistics | BestColleges  Tuition increases over time have traditionally outpaced inflation Avoid student loan debt (for parents and children) One of the most expensive “investments” in one's life 529 basics  Similar to Roth IRA: After-tax money in, tax-free money out when used for qualifying tuition expenses FAFSA: Does a 529 plan affect financial aid? - Savingforcollege.com  Any parental assets beyond that amount ($10,000) will reduce a student's aid package by up to a maximum of 5.64% of the asset's value. So, if a parent's 529 account exceeds the Asset Protection Allowance by $10,000, his child's financial aid award could be reduced by as much as $564. Which plan to pick? What Is a 529 Plan? - Savingforcollege.com Don't have to use your state's plan, but may be reasons to use in-house plan Unique plan rules for transfer of ownership, total account value limits for contributions State tax benefits (OH) E.g., Virginia residents – tax deduction PER ACCOUNT, age 70 rule and tax deductions carry forward... Low-cost plans (Utah my529, W VA, etc.)  How much to save?  Vanguard Savings Calculator Rule of thumb: Public vs. Private Scholarship Other sources of funding: grandparents, GI Bill, etc. "Superfunding”: 10 Rules for Superfunding a 529 Plan - Savingforcollege.com How to invest the contributions? Low-cost/index approach Target-enrollment date (works like a 401(k) target-date fund) What if you don't use the funds? Estate Planning Considerations: Dynasty 529 Plan For Multigenerational College Expenses (kitces.com) Secure Act 2.0 Changes: The SECURE Act 2.0: The Most Impactful Provisions #10 — Moving 529 Assets to a Roth IRA - Fred Reish Withdrawal Options: Penalty-free (not tax free) for service academies, scholarship, death/disability Changing beneficiaries Veteran Benefits GI Bill Transfer State Specific Benefits (CalVets, etc.) Hazlewood Act - Through the state's Hazlewood Act, originally approved in 1943, Texas promises its veterans or their survivors 150 free credit hours at any of the state's public universities or community colleges, once their federal benefits have been exhausted. And vets may transfer hours they don't use to their children. Hazlewood benefits are available to veterans who currently reside in Texas and who lived in Texas or had Texas as their home of record at the time of enlistment, or who simply enlisted in Texas.   1. Vanguard college funding calculators  https://vanguard.wealthmsi.com/csp.php 2. Leading Edge 529 video https://youtu.be/Br4ws8waxDQ 3. Morningstar College report, comparison. https://www.morningstar.com/personal-finance/best-529-plans-2023 

What happens to the money saved in my 529 plan if my kid doesn't go to college?   This episode is all thanks to a question I received from a listener from my recent episode with Marc Russel (378) asking about what happens to the money saved in a 529 plan if your child decides they don't want to go to a 4-year college or higher education at all. The good news is, you have options, and that money doesn't have to go to waste. Find out all the different ways you can use this money, plus how the newest version of the Secure Act can help set up your kid for retirement.   Listen to that episode with Marc: 378     Join Me on YouTube! https://www.youtube.com/c/PopcornFinance Want to submit a question to the show? Send an email to questions@popcornfinance.com Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259 Connect with me Instagram | Twitter | Facebook | YouTube | TikTok Thank you for listening to today's episode! Help support the show by leaving Popcorn Finance a rating or review on Apple or Spotify!

A recent survey looked at how many people think the cost of attending a four-year college is worth it.  What do you think? Is a four-year college worth the cost? Today we are going to give you insight into how to decide just what is right for YOU!This show is for the confused college applicant and family to learn simple and effective strategies to help you find the BEST college for your student while having positive conversations.  This will turn you into the College Ready applicant and family so you can be confident with your next steps and your choice of college! Please subscribe so you don't miss any episodes!  You can also download our free guide on How to Start or Expand Your College Search here. I'm Courtney Kountz and I'm looking forward to serving you and your student!

Tara talks to Curtis Loftis about saving up for your kids college tuition and why it is never too early to start saving.

Learn advanced 529 plan strategies that can potentially help you maximize your savings and tax benefits while you protect your investment. Tune in here:  https://tamingthehighcostofcollege.com/thcc-529-plan-series-ep-4-advanced-strategies-around-529-plans  *** Check out the FREE College Money Report and Cost of Colleges by State:  https://tamingthehighcostofcollege.com/college-money-report/ https://tamingthehighcostofcollege.com/cost-of-colleges-by-state/ *** We care about what you think and want to help you out, so we'd appreciate you reviewing us on Apple, Stitcher, or on your favorite podcast platform!

In today's Office Hours, Eric answers Madeline's question: “Should I stop contributing to my 401(k) to pay for my daughter's college now or should I take loans and continue to invest in my retirement?”  This a question many are facing, and there is no one perfect answer. However, retirement is the one thing you cannot borrow for so it's important to take care of yourself first financially before your children. Eric explains why. Have a question? Tweet it to us at @BrotmanPlanning or post it on our Facebook and it may be used in a future episode of Office Hours! Visit dontretiregraduate.com for a full transcript of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how 529 plans compare to other college investment options, the pros and cons of each, and strategies to help you potentially maximize your benefits. Listen now:  https://tamingthehighcostofcollege.com/thcc-529-plan-series-ep-3-529-plans-and-other-college-savings-plan *** Check out the FREE Scholarship Guide For Busy Parents and College Money Report:  https://courses.tamingthehighcostofcollege.com/p/scholarship-guide-for-busy-parents https://tamingthehighcostofcollege.com/college-money-report/ *** We care about what you think and want to help you out, so we'd appreciate you reviewing us on Apple, Stitcher, or on your favorite podcast platform!

Learn about 529 plan investment options, including which types of investments can potentially help you maximize your tax-free earnings and college savings. Listen now:  https://tamingthehighcostofcollege.com/thcc-529-college-plan-series-episode-2-investing-for-beginners  *** Check out our FREE Scholarship Guide for Busy Parents:  https://courses.tamingthehighcostofcollege.com/p/scholarship-guide-for-busy-parents  *** We care about what you think and want to help you out, so we'd appreciate you reviewing us on Apple, Stitcher, or on your favorite podcast platform!

If you are saving for your child's college or plan to in the future, this episode is a GREAT one!We explain the various types of college savings accounts, what we like about each one, and what we really don't like about each of them!We also (of course) talk about the tax consequences/benefits of each and which ones we recommend!Here's where you can find us! Follow along on Instagram for lots of free content for business owners daily!Our CPA firm website!Purchase our new business guide!Our Instagram PageOur family page

Get expert insights on 529 plans, how they work, and why they're one of the best ways for families to save and grow money for college. Listen now: https://tamingthehighcostofcollege.com/thcc-529-college-plan-series-episode-1-the-basics *** Check out these FREE resources about college planning:  https://tamingthehighcostofcollege.com/resources  *** We care about what you think and want to help you out, so we'd appreciate you reviewing us on Apple, Stitcher, or on your favorite podcast platform!

George Kamel & Kristina Ellis discuss: Saving for college, Gaining financial independence, Paying off a home when you know you're moving, How to use an extra $100k, Adjusting tax withholdings, Pausing the baby steps to buy a car. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Listen to how ordinary people built extraordinary wealth - and how you can too. You'll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, John Delony, and George Kamel.

We have been talking about starting a college fund for Ellie since before she was born, but haven't made it happen yet. That all changes this month! Ellie will have a Georgia 529 account and be on her way to a saving for school. Our guest is Mitch Seabaugh, and he runs the Georgia Path2College / Georgia's 529 program and has all the answers to all of our questions. If you're ready to get started, visit callieandjeff.com/college today! This bonus episode of THE UPSIDE with Callie and Jeff is presented by Path2College / Georgia's 529 program. Learn more about your ad choices. Visit megaphone.fm/adchoices