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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3614: Emily Guy Birken explains how simple organizational systems can reduce everyday expenses and stress. From creating a consistent laundry routine and maintaining a snack-ready pantry to managing paperwork with an effective filing system, these practical habits help prevent wasted money, eliminate late fees, and make daily life run more smoothly. Read along with the original article(s) here: https://ptmoney.com/organize-your-life-save/ Quotes to ponder: "Getting organized may seem like it requires discipline, but in fact the opposite is true. Once you put habits in place and make them automatic, you don't even have to think about organization." "The trick to organizing paperwork is having a simple system." "Making the change in habits is a slow process, but even tackling one bad organizational habit will make a big difference, both in your stress level and in your finances." Episode references: Getting Things Done: The Art of Stress-Free Productivity: https://gettingthingsdone.com/what-is-gtd/ FlyLady: https://www.flylady.net Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
See omnystudio.com/listener for privacy information.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3613: Emily Guy Birken explains how building simple organizational habits can reduce waste, prevent unnecessary spending, and make everyday life run more smoothly. From meal planning to maintaining a shared family calendar, she shows how a little preparation can help you save money on groceries, gifts, home maintenance, and more. Read along with the original article(s) here: https://ptmoney.com/organize-your-life-save/ Quotes to ponder: "The solution to the food wasting problem is meal-planning." "All that matters is that all events are posted in the same place and that everyone in the family has access to it." "Planning out your meals in advance (or even just your dinners) forces you to think about what ingredients you have at home, allows you to only shop for the ingredients you need, rather than going on a grocery binge, and makes you plan out your week with the difficult days in mind." Episode references: Toys“R”Us: https://www.toysrus.com/ Container Store: https://www.containerstore.com/ Saving Dinner: https://savingdinner.com/ Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3612: Jeff Rose explains practical steps for gaining control of debt by creating a realistic budget, tracking income and expenses, and identifying true disposable income. He also shows how cutting unnecessary spending and using extra cash to make debt overpayments can help reduce debt faster and lower overall interest costs. Read along with the original article(s) here: https://www.goodfinancialcents.com/simple-ways-to-improve-your-debt-management-skills/ Quotes to ponder: "Budgeting is about knowing how your finances work and controlling what you do with your money, in other words, not letting your money control you!" "Your disposable income is essentially the amount you have left on a monthly basis to pay towards your non-priority debts and, if you have any spare after doing this, to save and to spend on non-essential goods/services." "Overpaying your debts can be an excellent way to improve your debt management skills." Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3611: Kalen Bruce explains why financial success isn't just about eliminating small expenses or focusing only on major financial decisions. He argues that true conscious spending comes from understanding where every dollar goes, using budgeting and spending awareness to align daily choices with long-term financial goals. Read along with the original article(s) here: https://freedomsprout.com/conscious-spending/ Quotes to ponder: "Look, it's easy to want the best of everything: We want to go out all the time, live in a great apartment, buy new clothes, drive a new car, and travel any time we want. The truth is, you have to prioritize." "We need our kids to understand that our finances aren't determined only by big wins or only by small buys. Our financial future is based on every single choice we make." "As ugly of a word as it is, a budget is the key to conscious spending." Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3610: Rosalyn Palmer explores how what we commonly experience as anger is often a protective response masking deeper emotions such as hurt, fear, frustration, or feeling disrespected. By learning to identify these underlying triggers and challenge initial assumptions, listeners can gain greater emotional awareness, respond more thoughtfully to difficult situations, and break long-standing reactive patterns. Read along with the original article(s) here: https://rosalynpalmer.com/getting-to-the-root-of-your-anger/ Quotes to ponder: "Another way to gain clarity in any situation where you become angry is to ask yourself: “What is it in me that becomes angry at this person/situation?” and also “What is it about this person/situation that makes me angry?”." "Self-evidently it is a good idea to remove yourself as much as possible from trigger people and situations but this may not always be entirely possible as we live in families and communities and work with others." "As you will know, we are hardwired to avoid such situations and our bodies can easily kick into flight or flight mode." Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
For nearly twenty years, an old Tennessee farmhouse collected stories.Children refused to go into the basement alone. Guests asked about footsteps they heard when nobody else was home. Family members shared experiences that sounded different on the surface but all seemed to point to the same unsettling conclusion.When Denise moved into the house during a difficult period in her life, she dismissed the stories as family folklore. That lasted until she started experiencing things for herself.What makes the farmhouse so unusual isn't one terrifying encounter—it's the number of people who have walked away convinced that something else has been living there all along. And after spending time in the basement, Denise began to understand why.#RealGhostStories #HauntedHouse #ParanormalExperience #GhostStory #HauntedFarmhouse #TrueGhostStory #UnexplainedPhenomena #ParanormalEncounter #HauntedBasement #SupernaturalStoriesLove real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:
The United States of America turns 250 this July 4, 2026. In many ways, Disney embodies, reflects, and propels American culture, and Walt Disney himself was a patriotic American who volunteered in World War II, admired Abraham Lincoln, and created stories based on American lore. Today, many Disney Parks experiences celebrate various aspects of American history, geography, and psychology. For this special two-part episode, we share our favorite patriotic experiences at Disneyland and Walt Disney World, including many that might surprise you. Special thanks to Philander Butler for joining me on this episode. Get ad-free episodes, bonus episodes, in-depth news analysis, and premium content at patreon.com/imaginationskyway. To plan a trip, be sure to work with KMV Travel. Read Matt's Imagineering column in WDW Magazine. Imagination Skyway is a Disney Parks and Imagineering podcast. Episodes explore attraction design, recap Disney news, and dive into the stories behind the magic, including interviews with Disney Imagineers, Disney Legends, and other Disney creators. Not affiliated with or endorsed by The Walt Disney Company. Disney is a trademark of The Walt Disney Company. Tag me and join the conversation below. Instagram: www.instagram.com/imaginationskyway Facebook: www.facebook.com/imaginationskyway YouTube: https://www.youtube.com/@imaginationskyway Email: matthew.krul@imaginationskyway.com How to Support the Show Share the podcast with your friends Rate and review on Apple Podcasts or Spotify Join our Patreon Group - https://www.patreon.com/imaginationskyway Enjoy the show!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3609: Darrow Kirkpatrick explores the complex question of how much wealth parents should leave to their children, weighing the benefits of financial security against the risks of entitlement and diminished purpose. He argues that thoughtful legacy planning, open family communication, and strategic giving during life can create a healthier balance between supporting future generations and preserving meaningful, independent lives. Read along with the original article(s) here: https://www.caniretireyet.com/how-much-should-you-leave-to-your-kids/ Quotes to ponder: "23% of pre-retirees would ideally like to spend all of their savings and let their children fend for themselves. In contrast, a mere 9% say they want to save as much money as possible to pass on to the next generation." "Many people feel an obligation to preserve and pass on at least the principal they've inherited to future generations, rather than consuming it themselves." "The sense of entitlement that comes from unearned wealth can stunt growth, subvert meaning, and contribute to depression and destructive behavior." Episode references: The Giving Pledge: https://givingpledge.org MarketWatch: https://www.marketwatch.com Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Captain Ron welcomes Sev Tok for a powerful conversation about lifelong ET contact and UFO personal encounters.See omnystudio.com/listener for privacy information.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3608: Amanda Brownlow shares practical strategies for completing a successful no-spend month without feeling deprived, from planning ahead for special occasions to finding free local activities and reconnecting with old hobbies. Her approach shows how reducing discretionary spending can strengthen finances, encourage creativity, and create more meaningful ways to spend time with family and friends. Read along with the original article(s) here: https://hellobrownlow.com/2018/06/04/5-tips-to-have-a-successful-no-spend-month/ Quotes to ponder: "Before you head into your no-spend month, double check your calendar and see what you have going on." "Getting outside allows you to detox from your phone, TV, and computer and lets your mind wonder." "Shopping and going out takes up a lot of time. That is time that could be doing stuff that you used to love." Episode references: Cards Against Humanity: https://www.cardsagainsthumanity.com/ Small World: https://www.daysofwonder.com/smallworld/ Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
I'm your China travel guide, Missionary Ben, recording today from Lima, Peru… I’m in a bit of a hurry today, but wanted to touch on a few different things. First, I wanted to mention the tragic earthquake that happened in Venezuela the other day and what I know. Second, every time the World Cup rolls around I remember my first World Cup viewing experience, which took place 20 years ago in a little dodgy hotel in the Tibetan Outback (2006). I also remember the second most unique viewing experience, which was 8 years later, and also in the foothills of Tibet. (I also remember playing in our little Tibetan World Cup at 13,000 ft!) After the World Cup recollections, we look at a new article published by an old American friend who has decades of experience in China…. The Church in China: Learning to Fly in a Birdcage https://www.desiringgod.org/articles/the-church-in-china Follow me on X (@chinaadventures) where I post new China city prayer profiles every day. Email me anytime with notes, questions, or comments: chinacompass at privacyport dot com. Learn more about our ministry, including my missionary biographies, at PrayGiveGo.us! The China Compass Podcast is brought to you by Pray for China (PrayforChina.us): If you want to join us all this week, here are all the Chinese cities to pray for... Pray for China (6/29-7/5): https://chinacall.substack.com/p/pray-for-china-june-29-july-5-2026 To Give towards our future outreach in Venezuela and China, visit: MCI3.org Subscribe to China Compass and leave a review on your favorite podcast platform. Luke 10, vs. 2, the harvest is plentiful but the workers are few. Talk again soon!
A practitioner living in Mexico shares his experiences of helping to promote Shen Yun. Although not able to speak Spanish, he learned a few phrases and was able to help sell tickets. While working at the theater during shows he was met with several challenges but was able to look within and improve, while helping the touring group fulfill its mission. This and other experience-sharing on the Minghui website.Original Articles:1. My Amazing Cultivation Experiences While Helping With Shen Yun in Mexico2. Looking Inward During Conflicts to Improve Xinxing3. Reminding Practitioners to Not Echo Non-Practitioners Unintentionally To provide feedback on this podcast, please email us at feedback@minghuiradio.org
Hour 4: NFL Countdown Question, World Cup Bucket List Experiences and Richard of the Week full 2509 Fri, 26 Jun 2026 14:57:43 +0000 sMFSTQlNOjyZX4hSnTu0s2dqssJisN3i nfl,mlb,kansas city chiefs,kansas city royals,sports Fescoe & Dusty nfl,mlb,kansas city chiefs,kansas city royals,sports Hour 4: NFL Countdown Question, World Cup Bucket List Experiences and Richard of the Week Fescoe in the Morning. One guy is a KU grad. The other is on the KU football broadcast team, but their loyalty doesn't stop there as these guys are huge fans of Kansas City sports and the people of Kansas City who make it the great city it is. Start your morning with us at 5:58am! 2024 © 2021 Audacy, Inc. Sports https
Full Show: World Cup Once in a Lifetime Experiences, The Orange March, Field Yates, MLB Killing Itself, NFL Countdown 76 Days Away full 10538 Fri, 26 Jun 2026 15:04:08 +0000 RCszUH4L75LDca5vmqnpRiUCWpLMCmjb nfl,mlb,kansas city chiefs,kansas city royals,sports Fescoe & Dusty nfl,mlb,kansas city chiefs,kansas city royals,sports Full Show: World Cup Once in a Lifetime Experiences, The Orange March, Field Yates, MLB Killing Itself, NFL Countdown 76 Days Away Fescoe in the Morning. One guy is a KU grad. The other is on the KU football broadcast team, but their loyalty doesn't stop there as these guys are huge fans of Kansas City sports and the people of Kansas City who make it the great city it is. Start your morning with us at 5:58am! 2024 © 2021 Audacy, Inc.
Join Dean's Chat hosts, Drs. Jeffrey Jensen and Johanna Richey as they welcome four members of the Arizona College of Podiatric Medicine Class of 2029 following the completion of their first year of podiatric medical school.This episode is sponsored by APMA!This annual tradition provides a candid look at the transition from undergraduate education to the rigors of medical school. Students discuss the challenges, surprises, successes, and lessons learned during their first year, offering valuable insight for prospective students, current learners, faculty, and anyone interested in the journey toward becoming a podiatric physician.Guests* Emery Wright* Iman Dasti* Grant Slye* Andrew RossIn This Episode* Adjusting to the pace and expectations of medical school* Study strategies that worked during the first year* Managing time, stress, and personal wellness* Building friendships and finding support within the AZCPM community* Experiences with anatomy, basic sciences, and clinical exposure* Advice for students considering podiatric medicine* Reflections on completing the first year and preparing for year twoThe conversation highlights the resilience, growth, and determination required to succeed in podiatric medical education and showcases the supportive culture at AZCPM.About Dean's ChatDean's Chat is the official podcast of the Arizona College of Podiatric Medicine, hosted by Dean Jeffrey Jensen and Dr. Johanna Richey. Each episode explores the people, stories, and innovations shaping podiatric medicine and healthcare education.Listen on Apple Podcasts, Spotify, YouTube, and wherever you get your podcasts.#Podiatry #MedicalSchool #AZCPM #MidwesternUniversity #PodiatricMedicine #DeansChat #FutureDoctors #HealthcareEducation #ClassOf2029 #MedicalStudents
#875: President Trump suddenly cancels the signing of a landmark housing bill that was set to lower costs. The French are suffering one of the hottest heatwaves on record. A viral post on WallStreetBets sends Wendy's stock to soar. Neal looks into CEO pay, China's supercomputer, and the rise of divorces among boomers. Finally, why are World Cup fans weirdly obsessed with ranch dressing? To learn more visit https://www.servicenow.com Grab tickets to our Performance Revue show! https://www.morningbrew.com/events/brew-performance-revue-2026?utm_campaign=performance_revue_2026&utm_source=mbd Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. Neal Fryman and Toby Howell, are clients of Wealthfront, receive cash compensation from Wealthfront Brokerage for paid testimonials in his podcast, creating a conflict of interest. More details available via the referral link. https://wealthfron.com/morningbrew New clients get 3.30% base APY from program banks + additional 0.75% boost for 3 months on your uninvested cash (max $150k balance). Terms and conditions apply. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”). Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Learn more about your ad choices. Visit megaphone.fm/adchoices
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Will Moreland.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Will Moreland.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3607: Sara Stanizai explores how anxiety can drive compulsive purchasing behaviors as a way to temporarily escape stress, uncertainty, and emotional discomfort. She explains the connection between anxiety and financial habits while offering practical strategies such as mindfulness, journaling, therapy, budgeting, exercise, and gratitude to help build healthier coping mechanisms and greater emotional resilience. Read along with the original article(s) here: https://www.prospecttherapy.com/blog/2023/12/1/ky0iiakglgb3uj9id5szt1vwa7ics1-wgbhf-c68kj Quotes to ponder: "Doom spending is a term used to describe the pattern of compulsive or impulsive buying driven by feelings of anxiety, stress, or a sense of impending doom." "The act of purchasing items might provide a brief distraction or a momentary sense of control, but it doesn't address the root cause of anxiety." "Breaking the doom spending cycle is a journey that requires self-awareness, commitment, and resilience." Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Will Moreland.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3606: Dori Cameron challenges five common mental shortcuts that make unnecessary purchases feel justified, from assuming you can return an item to believing it can always be stored, repaired, donated, or resold later. By exposing the hidden costs in time, money, and effort behind these rationalizations, she offers a practical framework for making more intentional buying decisions and reducing clutter before it starts. Read along with the original article(s) here: https://www.becomingminimalist.com/myths-that-cause-overspending/ Quotes to ponder: "If you are thinking “I can always return it,” the item may not be something worth purchasing in the first place." "A rule of thumb when making a purchase is to assume it has no resale value." "When you are in buying mode, ask yourself where in your house the object will likely be a year from now." Episode references: eBay: https://www.ebay.com Craigslist: https://www.craigslist.org Poshmark: https://poshmark.com Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
In a world where many people are searching for meaning and connection, evangelism can be a powerful tool for transforming lives. This episode delves into the incredible experiences of Layne Boyce, an evangelist who shares her journey of spreading the gospel in some of the most unconventional settings. From bustling events like the FIFA World Cup to pagan festivals and Mardi Gras, Layne's story exemplifies how faith and love can shine even in the darkest places and miracles happen. Layne Boyce has dedicated her life to reaching those who may not expect to encounter the message of Jesus. This weekend, she joined Philip Renner Ministries in Seattle, participating in outreach events designed to share the love of Christ with diverse groups of people where they even shared Jesus with nude bikers. Jesus is not to far away from anyone! This episode will fire you up to be obedient to where ever God leads you! Find more from Revelations Podcast hosted by Reagan Kramer: Website | Instagram | Apple Podcast | Youtube Become Part of Our Mission! Support The Revelations Podcast: Your support fuels our mission to share transformative messages of hope and faith. Click here to learn how you can contribute and be part of this growing community! This Episode is brought to you by Advanced Medicine Alternatives Get back to the active life you love through natural & regenerative musculoskeletal healing: https://www.georgekramermd.com/ Resources: Layne Boyce: https://www.instagram.com/layneboyce_/?hl=en Philip Renner Ministries: https://philiprenner.com/ Pulse Evangelism: https://www.pulse.org/ Chapters 00:00 Introduction to Evangelism and Outreach 02:54 Experiences at the FIFA World Cup 06:08 Miracles and Encounters During Outreach 09:56 Overcoming Challenges in Evangelism 12:57 The Importance of Teamwork in Evangelism 16:00 Encouragement for Aspiring Evangelists 18:53 Future Plans and Closing Thoughts
#873: A look back at the career of Alan Greenspan, former Fed chair, who passed away at age 100. Google invests $75M into A24 for a new AI partnership. A Wall Street Journal investigation found Polymarket faked videos of creators winning large bets on their platform. Toby's Trends on Instagram testing horizontal longform videos on the app. SpaceX shares tumble after a $400B selloff and Alphabet shares fall after key AI researchers depart. To learn more visit https://www.servicenow.com Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. Neal Fryman and Toby Howell, are clients of Wealthfront, receive cash compensation from Wealthfront Brokerage for paid testimonials in this podcast, creating a conflict of interest. More details available via the referral link. https://wealthfron.com/morningbrew New clients get 3.30% base APY from program banks + additional 0.75% boost for 3 months on your uninvested cash (max $150k balance). Terms and conditions apply. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”). Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3605: James Altucher shares hard-earned lessons on handling sudden wealth without sabotaging it through impulsive decisions, bad investments, or strained relationships. His practical rules focus on patience, risk management, health, and long-term thinking, offering a roadmap for turning a windfall into lasting financial security. Read along with the original article(s) here: https://jamesaltucher.com/blog/what-do-you-do-after-you-make-a-zillion-dollars/ Quotes to ponder: "Don't change your lifestyle at all for at least one year." "Put it in a savings account for one year at least. Or under your mattress. No stocks. No paintings. No private investments." "Once you make money, everyone will approach you about new investments you can make. Or people will want to borrow money from you." Episode references: Aspen Snowmass: https://www.aspensnowmass.com/ Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Caleb talks with branding expert John Dalton about how contractors can move beyond basic advertising and build a brand that actually connects. Dalton explains why strong branding starts with the customer's emotional experience, not just a list of services. He shares the importance of "Clarity plus Consistency," the value of vehicle wraps for tradespeople, and why simple, direct messaging beats clever marketing every time. Key Takeaways: Sell the emotional experience and the "feeling" your work provides rather than just the technical features of your service. Prioritize your vehicle wraps as your most valuable marketing asset by ensuring they are clear, clean, and legible from a distance. Adopt a "less is more" philosophy by removing at least one unnecessary element from every design to improve clarity and reduce cognitive overload. Ensure absolute consistency across your brand by using the exact same fonts and color tones for every customer-facing piece of media. Embrace humility by admitting when you lack expertise in areas like marketing and proactively seeking guidance from professionals to grow. Connect with Auman Landscape
How Unconscious Experiences Shape Customer Loyalty Shep interviews Lou Carbone, Founder and CEO (Chief Experience Officer) of Experience Engineering®, Inc. He talks about how emotionally resonant experiences create customer loyalty and distinctive brand value. This episode of Amazing Business Radio with Shep Hyken answers the following questions and more: How does emotional impact influence customer loyalty? Why is distinctive value vital for exceptional customer service? What effects do sensory details have on memorable experiences? How can integrating technology improve customer experiences? How can businesses engineer repeat customer experiences? Top Takeaways: The power of a great experience is that the magic doesn't end when the moment does. The emotional imprint that a great experience creates is what keeps customers coming back. It can influence the way customers feel about a brand even years later. Magic lies in the details. Purposeful, repetitive clues create emotional resonance that emotionally bonds customers to a brand. Carefully embedded signals are like "pixie dust" (think Disney) that trigger unconscious perceptions, shape how people value a brand, and build a strong brand ethos that customers want to be part of. Distinctive value means being irreplaceable. It is when a company delivers experiences that are so emotionally resonant that customers cannot imagine living without them. It goes beyond simply solving problems or meeting expectations. Some organizations create deep, memorable connections that feel essential to customers' lives. Trust grows when experiences are predictable and consistent. When customers know what to expect and consistently get it, they feel safe and comfortable with a brand. Consistency should be embedded into every part of a customer's journey. Many organizations approach customer experience by reacting to problems instead of proactively engineering experiences that deliver emotionally impactful value. Companies that stand out are those that design experiences with intention. Plus, Lou shares insights from Disney and his book, Clued In: How to Keep Customers Coming Back Again and Again. Tune in! Quote: "The currency of experiences is memories which are unconscious and are imprinted emotionally." About: Lou Carbone is the Founder and Chief Experience Officer of Experience Engineering®, Inc., recognized globally as a pioneer and leading innovator in experience management since the late 1980s. He is a best-selling author of Clued In – How to Keep Customers Coming Back Again and Again. Shep Hyken is a customer service and experience expert, New York Times bestselling author, award-winning keynote speaker, and host of Amazing Business Radio. Learn more about your ad choices. Visit megaphone.fm/adchoices
Significant enterprise investment in AI-driven customer service is producing inconsistent outcomes — and the gap between deployment ambition and measurable business value remains striking. In this episode, Shri Nandan, VP of AI Products and Experiences at Comcast, examines why organizational culture and readiness are the primary determinant of whether AI in CX delivers results that move the needle. The conversation covers how to define resolution in an agentic AI environment, how context transforms the role of human agents, and why a conservative, staged rollout reduces the risk of large-scale failure. This episode is sponsored by Dialpad. In this episode, we cover how to move from AI proof-of-concepts in customer service to deployments that consistently improve business outcomes. To go deeper on this topic and learn how consultants are winning business with evidence-based AI ROI and building long-term capabilities instead of chasing short-term gains, download our free PDF report, "3 Keys to Thriving in the Coming Era of Automation" at emerj.com/cok1
Daniel Grilli is General Manager for Australasia at VECOS where he is passionate about using adaptive workplace technology to deliver operational strategy initiatives. Mike Petrusky asks Daniel why he believes that true innovation involves rapid learning from failure and requires organizations to be agile, experiment, and adapt quickly. They explore how design and management of workplaces are shifting from assumption-based to evidence-based, using real data about how spaces and amenities are actually used. Daniel says that adaptive technology should serve the people in the workplace, making experiences seamless and frictionless while integration and interoperability between workplace technologies are essential to overcome legacy system silos and unlock greater efficiency. The future of smart workplaces lies in their ability to adapt rather than simply being technologically advanced, so Mike and Daniel offer the encouragement and inspiration you will need to be a Workplace Innovator in your organization! Connect with Daniel on LinkedIn: https://www.linkedin.com/in/daniel-grilli-3359b834/ Learn more about VECOS: https://www.vecos.com/en/ Watch the podcast on YouTube: https://www.youtube.com/playlist?list=PLSkmmkVFvM4H3pwnlU2AuqynuRDpvnh4J Discover free resources and explore past interviews at: https://eptura.com/discover-more/podcasts/workplace-innovator/ Learn more about Eptura™: https://eptura.com/ Connect with Mike on LinkedIn: https://www.linkedin.com/in/mikepetrusky/
#paranormal #supernatural An invisible other claps, and then does so again on command, and more true paranormal stories from the web. Have you ever had an experience with the paranormal, supernatural, and / or unexplained, that you would like others to know about? If so, let me know. You can reach me at; salsidoparanormal@gmail.com Or, you can visit our website, click on the "Share Experience" link (at the top of the page) and fill out the form there. https://www.salsidoparanormal.com/ Please follow Jen, the co-host of Salsido Paranormal. https://linktr.ee/jenniferhawkins_arcana Also, from now on, whenever possible, you will be able to hear me along with Ricky from Anything Is Possible on Sundays, talking all things paranormal. To listen in live and catch the replay, follow Ricky in all of the places. https://linktr.ee/aipanythingispossible Follow Mike, host of Troubled Minds Radio. https://www.troubledminds.org/ You can now listen to 2 episodes of the show every night at 6 pm Pacific / 9 pm Eastern on the Troubled Minds Radio Network KUAP-DB! https://www.troubledminds.org/ Also, if you or anyone you know should ever feel like there is no hope, or help, please consider the information in the link below. Special thanks to Michael Strange for putting this page together. https://www.troubledminds.net/help You can find all episodes, social media, and ways to support the show via the links below. https://www.salsidoparanormal.com/ https://allmylinks.com/salsidoparanor1 https://substack.com/@salsidoparanormal? https://www.bonfire.com/store/salsido-paranormal/ Do you want to listen to the live recording streams for the show, and chat with others while you're at it? Join the Discord server. https://discord.gg/v4GEb6k3EV
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3605: James Altucher shares hard-earned lessons on handling sudden wealth without sabotaging it through impulsive decisions, bad investments, or strained relationships. His practical rules focus on patience, risk management, health, and long-term thinking, offering a roadmap for turning a windfall into lasting financial security. Read along with the original article(s) here: https://jamesaltucher.com/blog/what-do-you-do-after-you-make-a-zillion-dollars/ Quotes to ponder: "Don't change your lifestyle at all for at least one year." "Put it in a savings account for one year at least. Or under your mattress. No stocks. No paintings. No private investments." "Once you make money, everyone will approach you about new investments you can make. Or people will want to borrow money from you." Episode references: Aspen Snowmass: https://www.aspensnowmass.com/ Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Seriously, how is he so calm? Support the show and follow us here Twitter, Insta, Apple, Amazon, Spotify and the Edge! See omnystudio.com/listener for privacy information.
For nearly twenty years, an old Tennessee farmhouse collected stories.Children refused to go into the basement alone. Guests asked about footsteps they heard when nobody else was home. Family members shared experiences that sounded different on the surface but all seemed to point to the same unsettling conclusion.When Denise moved into the house during a difficult period in her life, she dismissed the stories as family folklore. That lasted until she started experiencing things for herself.What makes the farmhouse so unusual isn't one terrifying encounter—it's the number of people who have walked away convinced that something else has been living there all along. And after spending time in the basement, Denise began to understand why.#RealGhostStories #HauntedHouse #ParanormalExperience #GhostStory #HauntedFarmhouse #TrueGhostStory #UnexplainedPhenomena #ParanormalEncounter #HauntedBasement #SupernaturalStoriesLove real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:
#872: Apple's CEO Tim Cook admits the high demand of memory and storage will likely raise prices on Apple products. Midjourney, the startup known for AI image-generation, is venturing into the healthcare sector with a full-body ultrasound scanner and spa concept. Creators are expected to have a large presence at Cannes Lions, the advertising world's Super Bowl. World Cup fans from all over are enjoying American cheap eats. Finally, what you need to know in the upcoming week ahead. To learn more visit https://www.servicenow.com Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. Neal Fryman and Toby Howell, are clients of Wealthfront, receive cash compensation from Wealthfront Brokerage for paid testimonials in this podcast, creating a conflict of interest. More details available via the referral link. https://wealthfron.com/morningbrew New clients get 3.30% base APY from program banks + additional 0.75% boost for 3 months on your uninvested cash (max $150k balance). Terms and conditions apply. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”). Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3604: Richard Close explains that the smartest way to lower your tax bill is not by breaking the rules, but by understanding them. By looking closely at legitimate deductions and credits that many people overlook, taxpayers can potentially save money while avoiding the costly consequences of tax fraud. Read along with the original article(s) here: https://www.getrichslowly.org/how-to-cheat-on-your-taxes-legally/ Quotes to ponder: "Never cheat on your taxes. The risks far outweigh the rewards." "Be creative, but work within the law. You just might save some money this year on your tax filings." "You may be surprised by how greatly you can benefit from being a legal tax cheat." Episode references: Internal Revenue Service (IRS): https://www.irs.gov Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
This is a free preview of a paid episode. To hear more, visit thetwelfthhouse.substack.comNGL, I was expecting to hear *crickets* when I asked this to the Substack ether last week:Color me thrilled! For the full list, keep scrolling. (It's long)My son and I are both on summer break — him from preschool, me from my doctoral program — and the last few days we've languidly floated through the daylight hours taking walks, watching movies, going to parks, taking the train, and generally chilling.The few hours I've spent working-working I've been chipping away at our newest North Node challenge (publishing a podcast in two weeks, tomorrow is day 6!) and organizing my research agenda for the summer, which is honestly pure pleasure because it consists of:* looking up books and research articles* thinking about books and research articles* buying books* printing research articles* surveying all of my materials and figuring out who wants to sit with whomDream, non?What's a research agenda and why do you want one?My research agenda is just a proposed schedule of readings and research I'd like to do to help myself as I prepare to complete the next portion of my doctoral program — passing my written qualifying exams. I'll spend next year finishing up coursework and writing two long qualifying exam papers; after you pass your qualifying exams and defend your dissertation proposal, you move on to PhD candidacy and writing your dissertation.So I'm thinking of this summer's research as the basis of my dissertation. If I can make it work, I'll try to produce research that could be included in my WQEs or as a dissertation chapter down the road, which means my research this summer is capacious — I'm diving into studying creative research methods, tons of experimental critical theory, and trying to fill my own knowledge gaps that've revealed themselves in the first year of my program.My research agenda helps me organize my thoughts, and gives me bird's-eye-view of how I'll navigate all my reading this summer. It's fluid — it will definitely change as I discover more resources — but it's a nice place to start.How I built this research agendaMy research is focused on how we can archive experiences of transcendence and altered states of consciousness using emerging technologies, and for the last year any time I've seen a book or article I feel could be useful for my work I'll write it down in my “Books to Read” notebook or save the article to my Zotero database.What I've put together below is entirely made of materials I'd previously flagged as potentially helpful, and as I actually do the reading (lol) I'm certain that I'll chase down other sources and articles mentioned in the proposed reading.I've grouped the readings in a way that I find useful for my own memory; I like when my research sort of loops back on itself, where there's a break of a week or so between concepts and then I dip back into and build upon previous ideas. (I explain more of this in the podcast ep that goes with this list!)Again, this is subject to change
What separates a good business from a truly five-star business?In this episode of the Difference Maker Revolution Podcast, Steve, Jonathan, and Ronan share real-world examples of exceptional customer service, the small details that leave a lasting impression, and the lessons every business owner can apply to create unforgettable client experiences.In this episode, you'll learn:• Why first impressions matter more than you think• The small details that elevate the client experience• How to anticipate your clients' needs before they ask• Common mistakes that can damage trust and confidence• Simple ways to create a five-star experience in your business
With host retail coach Wendy Batten https://wendybatten.com/podcast-intro/ Episode Overview Fresh off my Level Up Mastermind retreat with retailers from around the world, I'm reflecting on something that feels increasingly important in retail right now: experiences. Your customers are looking for connection, meaning, and events they can remember. In this episode, I'm sharing my thoughts on some of the findings from a research report from the Portas Agency titled "The Momento Generation". The concept explores how many younger consumers are placing greater value on memories, shared experiences, and stories over simply acquiring more stuff/consumerism. As independent retailers, this gives us an opportunity to think differently about how we serve our customers. I explore why creating memorable moments may matter more than ever and what that could look like inside our shops and communities. Our Key Topics What the "Memento Generation" is and why it matters for understanding changing consumer behavior. Why younger consumers are prioritizing experiences, memories, and meaning over simply acquiring more products. How independent retailers can create memorable customer experiences that go beyond convenience and transactions. What belonging, community, and shared moments mean for brick-and-mortar businesses today. Why the experience surrounding a product can influence purchasing decisions as much as the product itself. Key Takeaways For Shop Owners on Meaningful Buying Customers are seeking meaning as much as merchandise. The research from the Portas Agency suggests that many consumers are asking questions beyond "What can I buy?" They're considering how purchases make them feel, what memories they create, and who they can share those experiences with. Independent retailers are uniquely positioned to create memorable experiences. Fast, cheap, and convenient options are widely available. What independent retailers can offer is something more personal, memorable, and difficult to replicate. The focus shifts from selling products to creating moments. Rather than asking how to sell more items, consider how they can create experiences customers remember and talk about long after a purchase. Community and connection continue to matter. Whether through gatherings, events, conversations, or shared experiences, creating opportunities for people to connect can strengthen the role your business plays in their lives. The product still matters, but the experience around it matters too. The research isn't suggesting products are unimportant. Instead, it highlights how the surrounding experience, presentation, and emotional connection can increasingly influence purchasing decisions. "The future belongs to businesses that are creating memories, not just transactions." What moments are your customers taking home with them beyond the products they purchase? I'd love to hear from you in my Instagram DMs. Check in with me! Resources Mentioned and Related Podcasts: The Portas Agency Report: The Momento Generation Episode 202:Why Every Retail Store Should Consider Selling Souvenirs Episode 245: Best of Series: Retail Marketing from Gen Z to Boomers A profitable, smooth holiday season is not a lucky accident. It's what happens when someone who actually prepared gets to execute. And the best time to prepare? July. Join me and other retailers in Camp Q4 this summer to set yourself up for a kick-butt Q4! Camp begins with a fireside chat (opening coaching) on July 13th. Grab your sit-upon (fellow Girl Scouts unite!) and join me! Let's hang out in a private coaching session! Follow along and chat with me on Instagram and join my love list. About your host, Wendy Batten In case we haven't met…I'm Wendy Batten. I've been a small business owner, coach, and mentor for over 25 years. I help thoughtful, established entrepreneurs step into their role as CEO and build businesses that are profitable, meaningful, and supportive of the lives they want to live. My work blends real-world strategy with a life-first philosophy, shaped by lived experience, not theory. I've been there! Through honest conversations and practical insight, I invite you into bigger thinking about leadership, possibility, and how to build both business and life on purpose. For more support from Wendy Hang out and connect with Wendy on IG All of Wendy's current programs and services for shop owners can be found HERE. Never miss an episode! Subscribe to the Creative Shop Talk Podcast and get the tools, inspiration, and strategies you need to thrive as an independent retailer.Click here to subscribe to iTunes! Loved the episode? Leave a quick review on iTunes- your reviews help other retailers find my podcast, and they're also fun for me to go in and read. Just click here to review, select "Ratings and Reviews" and "Write a Review" and let me know what your favorite part of the podcast is. So grateful for you! Thank you!
Hey all. We are up to episode 589 of the Perceptive Photographer. This week, we are going to talk about how nothing is ever wasted in the creative process.I think one of the most damaging ideas for artists and photographers is the belief that every effort must produce a successful result. We head out with our cameras, hoping for great light, compelling subjects, and portfolio-worthy images. When those expectations aren’t met, it’s easy to label the experience a failure. But creative practice doesn’t work that way. Every frame, every mistake, every abandoned idea or project adds to our growth and journey. The value of an experience shouldn’t ever be only measured by the images we bring home. There is a deep value in what we learn along the way. A failed photograph can teach us more than a successful one. It reveals weaknesses in our timing, composition, or observation. It helps us recognize patterns and refine our approach. What appears to be a mistake today often becomes a lesson that strengthens future work. The same is true of unfinished projects and creative detours. We might learn that a project long forgotten or abandoned years ago eventually becomes our favorite thing to work on. I know that, for me, subjects, themes, and questions often remain hidden until I am ready to explore them more fully. What once seemed like a dead end may have been preparation for the next stage of development. I like to think of creativity as a form of composting. Experiences, experiments, successes, and failures all accumulate over time. I like to think about it as compost for the garden. We add in all sorts of things that we don’t want, but they break down, transform, and eventually nourish new work. The process is rarely immediate, but it is always active.Sure, we might be someone whose photograph are never shown, printed, or shared outsound our own eyeballs. But, the act of seeing, exploring, and engaging with the world shapes us and refines us. In that sense, every creative effort matters. Nothing is wasted. It all becomes part of the photographer you are becoming.
The guys discuss how age matters more than you think engaged deep in the trenches of war, when taking your work home with you will actually relieve stress, and why a Coleman Thermos and Colon Thermos are two totally different things.
A 36-season Colorado wilderness outfitter, Scott Limmer, doesn't sugarcoat it: the new 50%-random draw is about to blow up point inflation and gut the predictability that made Colorado elk hunting plannable. We get into that, the big-bull reality most hunters won't admit, and a stack of Africa stories you won't hear anywhere else.In this episode:Why the 2028 draw overhaul tripled the exact point inflation it was meant to fixThe hard truth about how giant public-land bulls actually get killedGlassing a burn, calling pressure, and why elk go nocturnalGetting ambushed by the LRA on a bongo hunt in the Central African RepublicHow Gaddafi's loose weapons fueled Africa's elephant-poaching waveThe wolf "crap show" and where Colorado's right-to-hunt fight standsScott Limmer - https://www.instagram.com/elimminator/Scott's Outfitting Business - https://comanchewildernessoutfitters.com/---FOLLOW CLIFFYouTube - https://www.youtube.com/c/CliffGrayInstagram - https://www.instagram.com/Cliffgry/Facebook - https://facebook.com/PursuitWithCliffPursuit With Cliff Podcasthttps://pursuitwithcliff.com/interviews-and-podcasts/Cliff's Hunt Planning and Strategy Membership https://pursuitwithcliff.com/membership/Hunt. Fish. Spear. (Experiences, Courses and Seminars) https://pursuitwithcliff.com/ExperiencesMerchhttps://pursuitwithcliff.com/shop/SUBSCRIBE TO CLIFF'S NEWSLETTER:https://PursuitWithCliff.com/#Newsletter
Hello to you listening in Ambler, Pennsylvania! Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Motivate Your Monday and your host, Diane Wyzga. This much I know. I have come to expect too much - of myself, of my plans, of my aspirations. My expectations were giving me heartache. It was time to step away, create some distance between me and my expectations. We are taught to exceed our expectations! And yet when we let go a bit, make room for the possibility that an event, an objective, an outcome might unfold in ways we could not have expected we are inviting a variety of possibilities! If outcomes do not conform to what we expected does that mean we failed? No. Practical Tip: The unforeseen gives us a chance to be flexible, to see something positive in the unexpected outcome. Now we get to adapt. The more we strengthen our adaptability muscle the more resilient we become. The more resilient we become the more capable we are of recognizing that Life is one grand experiment asking us to stay open, alert and optimistic as we set intentions and release expectations. Guaranteed! You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. AND! Stop by my Quarter Moon Story Arts website during reconstruction, email me [info@quartermoonstoryarts.net] to arrange a no-obligation Discovery Call, and stay current with me as Quarter Moon Story Arts on Substack. Stories From Women Who Walk Production Team Podcaster: Diane F Wyzga & Quarter Moon Story Arts Music: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron Music ALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3602: Ross Enamait explains that the discomfort of real growth never disappears—it simply grows alongside your ability to push yourself. By accepting that hard work is meant to be hard, you can stop chasing the illusion that success should feel easy and instead focus on the satisfaction that comes from continual improvement. Read along with the original article(s) here: http://rosstraining.com/blog/2016/09/it-never-gets-easier/ Quotes to ponder: “When you give everything you have, it doesn't matter what you started with. You still have nothing left when you're finished.” “Hard work will always be hard. Don't be turned off by this simple truth. Instead, you should learn to embrace it.” “Training to become the best isn't supposed to be easy or enjoyable. The joy comes after the fact.” Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3603: Jen Hayes reflects on the financial principles that transformed her own life, sharing how adopting key habits around debt, budgeting, and investing helped her pay off significant debt and build a stronger financial future. Her practical take on Dave Ramsey's core ideas offers listeners actionable ways to gain more freedom and control over their money. Read along with the original article(s) here: https://www.jenhayes.me/5-crucial-ways-dave-ramsey-is-right-about-money/ Quotes to ponder: "You know what you can do when you don't have debt payments? Anything you want!" "Debt is debt. Period." "Live like no one else now so you can live like no one else later." Episode references: The Total Money Makeover: https://www.ramseysolutions.com/store/books/the-total-money-makeover-by-dave-ramsey Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
The United States of America turns 250 this July 4, 2026. In many ways, Disney embodies, reflects, and propels American culture, and Walt Disney himself was a patriotic American who volunteered in World War II, admired Abraham Lincoln, and created stories based on American lore. Today, many Disney Parks experiences celebrate various aspects of American history, geography, and psychology. For this special two-part episode, we share our favorite patriotic experiences at Disneyland and Walt Disney World, including many that might surprise you. Special thanks to Philander Butler for joining me on this episode. Get ad-free episodes, bonus episodes, in-depth news analysis, and premium content at patreon.com/imaginationskyway. To plan a trip, be sure to work with KMV Travel. Read Matt's Imagineering column in WDW Magazine. Imagination Skyway is a Disney Parks and Imagineering podcast. Episodes explore attraction design, recap Disney news, and dive into the stories behind the magic, including interviews with Disney Imagineers, Disney Legends, and other Disney creators. Not affiliated with or endorsed by The Walt Disney Company. Disney is a trademark of The Walt Disney Company. Tag me and join the conversation below. Instagram: www.instagram.com/imaginationskyway Facebook: www.facebook.com/imaginationskyway YouTube: https://www.youtube.com/@imaginationskyway Email: matthew.krul@imaginationskyway.com How to Support the Show Share the podcast with your friends Rate and review on Apple Podcasts or Spotify Join our Patreon Group - https://www.patreon.com/imaginationskyway Enjoy the show!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3601: Nick Maggiulli explores four additional ways to build wealth through dividend income, rental properties, business ownership, and royalties, weighing the trade-offs between stability, scalability, and effort. He also argues that building one strong income stream can matter more than collecting many small ones, making it easier to choose opportunities that fit your personality and lifestyle. Read along with the original article(s) here: https://ofdollarsanddata.com/7-streams-of-income/ Quotes to ponder: "By focusing on building a strong foundation, you can then leverage this income to build other income streams when the time is right." "Regardless of what you decide to do, finding the right income streams for your lifestyle and personality is far more important than having more of them." "Dividend income can be useful for those who want another passive stream of income." Episode references: S&P 500 Index: https://www.spglobal.com/spdji/en/indices/equity/sp-500/ Vanguard High Dividend Yield ETF (VYM): https://investor.vanguard.com/investment-products/etfs/profile/vym Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Recorded at Cisco Live, this episode features Mark Broderick, Senior Network Engineer at Room & Board. This furniture retailer has built its reputation around design expertise, long-term customer relationships, and personalized service. While many retailers focus on transactions, Room & Board takes a different approach, helping customers make decisions about products they may live with for years or even decades. During our conversation, Mark explains how technology is helping the company meet customers wherever they are. Whether someone visits a showroom, works with a designer remotely, or schedules a virtual consultation from home, the goal remains the same: deliver a consistent experience that feels personal, thoughtful, and easy. We discuss how customer expectations have changed in recent years and why retailers must support both physical and digital experiences without compromising quality. Mark shares how Room & Board expanded from thinking about dozens of retail locations to supporting a workforce that can effectively serve customers from almost anywhere. The conversation also explores the realities of running modern IT operations with a lean team. Mark explains how a small group of engineers supports networking, wireless connectivity, security, collaboration tools, and business operations across the company. We discuss the value of visibility, the role of automation, and why reducing operational complexity allows teams to spend more time supporting business outcomes rather than managing infrastructure. Looking ahead, we examine the growing role of AI in IT operations. Rather than viewing AI as a replacement for skilled professionals, Mark sees agentic technologies as digital coworkers that can help teams find information, handle routine tasks, and accelerate troubleshooting. The result is more time spent focusing on customers, employees, and strategic priorities. What stood out throughout this discussion was a simple philosophy: the best technology is often the technology nobody notices. When systems work as intended, customers can focus on designing their homes, employees can focus on helping them, and technology quietly does its job in the background. As customer expectations continue to evolve, how can organizations leverage technology to deliver better experiences without losing the human connection customers value most?
#871: Former WSJ tech columnist Joanna Stern spent a year using AI for almost everything. She had her mammogram read by an algorithm, wore a bracelet that recorded every conversation, rode in a Waymo, and let ChatGPT help her decide whether to leave the Wall Street Journal. This year-long experiment is captured in her new book, “I Am Not a Robot: My Year Using AI to Do (Almost) Everything,” which reflects on what AI actually does well, what it absolutely does not, and why humanoid robots are so dang funny. To learn more visit https://www.servicenow.com Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. Neal Fryman and Toby Howell, are clients of Wealthfront, receive cash compensation from Wealthfront Brokerage for paid testimonials in this podcast, creating a conflict of interest. More details available via the referral link. https://wealthfron.com/morningbrew New clients get 3.30% base APY from program banks + additional 0.75% boost for 3 months on your uninvested cash (max $150k balance). Terms and conditions apply. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”). Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3600: Nick Maggiulli explores how building multiple streams of income can strengthen your financial future and reduce dependence on a single paycheck. He breaks down the advantages and tradeoffs of earned income, capital gains, and interest income, showing how each can play a role in creating long-term wealth. Read along with the original article(s) here: https://ofdollarsanddata.com/7-streams-of-income/ Quotes to ponder: "Earned income is the money you get in exchange for the time and effort that you put into your job." "Though saving money to invest can be hard, generating capital gains after you've invested your money is a form of truly passive income that can help you build wealth." "Overall, interest income can be a useful stream of income to supplement your other income sources as you continue to build your wealth." Wealthfront's high-yield Cash Account: https://wealthfront.com/OFD This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices
Andy Stumpf is a retired Navy SEAL, world-record-holding wingsuit BASE jumper, martial artist, and author. We discuss the mental framework and moment-to-moment decision-making process that can allow anyone to build discipline and resilience and better navigate both everyday life and life's most challenging moments. Andy explains several simple-yet-powerful tools gleaned from his time in — and after — his SEAL career that can help you determine where to focus your actions and how to clear your mind of things you can't control or that hold you back mentally. Andy also shares and reflects on lessons learned from some of the deeply personal challenges he faced outside of combat and freefall. Finally, we explore the all-too-frequent tragedy of people — including high performers — taking their own lives, and consider what might be done to prevent more such losses. Thank you to our sponsors AG1: https://drinkag1.com/huberman Our Place: https://fromourplace.com/huberman Wealthfront*: https://wealthfront.com/huberman Function: https://functionhealth.com/huberman Joovv: https://joovv.com/huberman Timestamps (00:00:00) Andy Stumpf (00:03:09) Protocols Book (00:04:06) Nagging Thoughts, Tool: Determine Influence vs Concern (00:10:14) Social Media, Screen Time Discipline (00:17:01) Sponsors: Our Place & Wealthfront (00:20:11) Social Media Addiction, Young Adults, Rebellion, Alcohol (00:27:38) Alcohol & Social Experiences; Cannabis; Ice Bath (00:36:07) Skydiving, Wingsuit Flying (00:41:47) Sponsor: AG1 (00:43:06) Skydiving, BASE Jumping, Wingsuit Flying; Navy (00:55:25) Danger & Fear, Wingsuit Flying Risk, Death (01:03:04) Divorce, Imperfection; Parenting Kids in Divorce (01:12:16) Sponsor: Function (01:13:55) Parents' Divorce (01:19:38) Long-Term Flow State, Focus, Adrenaline; Time Perception (01:30:58) Toilet Paper, Shortcuts, Tool: Do the Slightly Harder Choice (01:37:11) Micro-Discipline, Doing the Harder Thing, Tenacity & Super-Agers (01:48:00) Sponsor: Joovv (01:49:12) Physical & Mental Pain, Discussing Pain; Dogs (02:00:45) Suicide, Self-Talk, Isolation, Alcohol (02:11:52) Top Performers, Suicide; Ibogaine; Military, Trauma (02:21:36) Trauma & Healing, Exploring Other Possibilities, Control (02:28:57) Disciplined Acts, Choosing the Slightly Harder Option (02:35:20) Current Projects, Project Choice (02:41:48) Price of Success, Happiness, Money (02:53:09) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Social Media, Neural Network Newsletter *This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. Andrew Huberman receives cash compensation from Wealthfront Brokerage for paid testimonials in his podcast, creating a conflict of interest. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC, member FINRA/SIPC. Wealthfront Brokerage is not a bank. The base APY is 3.30% on cash deposits as of January 30, 2026, is representative, subject to change, and requires no minimum. If eligible for the overall boosted rate of 4.05% offered in connection with this promo, your boosted rate is also subject to change if the base rate decreases during the 3 month promo period. Additional terms and conditions apply, which can be found on Wealthfront.com/Huberman. Funds in the Cash Account are swept to program banks, where it earns the variable APY. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments: not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices