Podcasts about math

America's exhausted — and not just from inflation, rent, or the nine-to-five that turned into a nine-to-nine. There's another kind of exhaustion we don't name out loud: the fatigue of paying for people you don't trust, programs you think don't work, neighbors you swear game the system.It's called poverty fatigue. Not the poverty itself — the fatigue of living shoulder-to-shoulder with it, funding it, hearing the stories: the lobster on EBT, the Cadillac Queen, the able-bodied guy who says he's too sick to work but somehow does odd jobs for cash. Some of it's myth. Some of it's real. All of it sits in your gut when you see your taxes go up and your block stay the same.This is not new. Reagan's “welfare queen” was a fable with a shred of truth. It became moral fuel for a generation who felt they were scraping while others schemed. The resentment stuck.I've lived in Germany and England. There, the safety net is a hammock. If you fall, you bounce gently — unemployment benefits, housing, healthcare, all catch you before you crack your teeth. In America, the net is a frayed fishing line six inches off the pavement. Fall, break your nose, then maybe the line snags your ankle before you hit rock bottom.COVID gave Americans a glimpse of a higher net — stimulus checks, beefed-up unemployment. It didn't last. But that brief taste burned the question in people's heads: Why can't it feel like this all the time?Meanwhile, the Left drifted deeper into temple-and-lepers politics: defending the most marginalized, the truly destitute, the moral symbols of the kingdom of heaven. And that's good — but they forgot about the plumbers, the line cooks, the Uber dads. They forgot the working class is the real populist block: huge in number, deeply skeptical, and always aware of who's actually scraping and who's skating.Now enter Trump's Big Beautiful Bill. Massive tax cuts for the rich and the working class: no taxes on tips, no taxes on overtime. Does it mostly help billionaires? Absolutely. Does the deficit explode? Sure. But it's also the only bone tossed to the middle — the people who think they'll never get a European hammock and are tired of carrying someone else's weight.The new wave — folks like Zohran Mamdani in New York — have made it explicit: democracy means democratic socialism. More programs. More net. More taxes. And the Right knows it, which is why you hear: “We're a republic, not a democracy!” It's not pedantry; it's a gut check. They see the variable change — and they push back.This is the part the Left misses: fatigue mutates. It turns into blame. Blame turns into votes. Poverty fatigue is real — and it votes. The same people who say blessed are the poor on Sunday want their streets back on Monday. They want to believe in the safety net — but they don't trust Caesar to hold it up.So when Trump stands there and says, “I see you — here's something for you, too,” it lands. Because they'd rather be thrown a bone now than told the hammock is coming later.Poverty fatigue is bigger than the budget line. It's deeper than the think tank numbers. It's moral, primal, petty, and American as hell. And it's not going away.Chris Abraham writes about the psychic costs of the safety net, the kingdom of heaven, and the busted street math we all do when nobody's looking.

Modelar crédito é mais do que treinar algoritmos: é decidir sob risco. Neste episódio, exploramos como transformar dados em decisões responsáveis, com foco em governança, explicabilidade e alinhamento entre modelo, negócio e contexto. Um mergulho profundo no que há por trás das fórmulas, e no que elas ainda não conseguem prever. Participante: Jun Okawa Head de Modelagem de Crédito, Safra.    Apresentação: Marcel Ghiraldini, CGO, MATH. Fabiana Amaral, Diretora Executiva de CX e Marketing, MATH. 

Welcome to Common Ground Church Constantiaberg!At CGCC, we're a vibrant, gospel-centered community in the heart of Constantiaberg, Cape Town, committed to following Jesus, living out our faith, and making a difference in the world around us. Our mission is to spread the message, fame and life of Jesus Christ wider and deeper into our city, and then to reach, equip, and send people to live out the good news of the gospel in every area of their lives.We believe in the power of the local church to bring transformation, and we're passionate about building a family of believers where people of all ages can grow in faith, worship, and community.Learn more about us:Visit our website: https://www.cgcc.co.za/Join us on Sundays: 8:30AM or 10:30AM at the Cape Academy of Maths, Technology and ScienceGet involved: Discover more about our ministries, events, and how you can connect with us!Stay connectedInstagram: @commonground_cbergFacebook: Common Ground ConstantiabergThanks for being with us! We hope you are encouraged to grow in your relationship with Jesus.

0:00 GOP hardliners fume over Senate parliamentarian axing key aspects of ‘Big, Beautiful Bill' | RISING 9:35 Trump calls for firing of CNN, NYT reporters who wrote Iran strikes story | RISING 17:55 Elissa Slotkin calls for ban on cell phones in all K-12 classrooms | RISING 23:11 'Thomas Massie targeted by AIPAC, Trump for primary challenge | RISING 33:07 Jasmine Crockett blasts Melania Trump over ‘Einstein Visa': ‘Math ain't mathin' | RISING 40:34 Jeff Bezos, Lauren Sanchez forced to move Venice wedding location due to protesters | RISING 46:45 Mamdani would be ‘disastrous' for New York City, Daniella Greenbaum Davis argues | RISING Learn more about your ad choices. Visit megaphone.fm/adchoices

Thinking about buying a franchise? Already signed the agreement? Before you go any further, you need to hear this. In this episode of Franchise Fridays, Jeff Dudan breaks down the math that most new franchisees overlook—the numbers that actually determine success. From gross margins and breakeven timelines to owner's benefit and revenue profiles, Jeff walks you through the real financial model behind franchise ownership. 65% of small business owners admit they didn't understand the numbers before they launched. Don't be one of them. In this episode: ✅ How to calculate real ROI (Return on Intention) ✅ The 4 key financial milestones of a franchise ✅ Gross margin vs. net margin explained simply ✅ How long it really takes to get paid ✅ Why pulling from your marketing budget can kill your business ✅ What private equity and top investors look for in a franchise ✅ The #1 math mistake new owners make—and how to avoid it

Thinking about buying a franchise? Already signed the agreement? Before you go any further, you need to hear this. In this episode of Franchise Fridays, Jeff Dudan breaks down the math that most new franchisees overlook—the numbers that actually determine success. From gross margins and breakeven timelines to owner's benefit and revenue profiles, Jeff walks you through the real financial model behind franchise ownership. 65% of small business owners admit they didn't understand the numbers before they launched. Don't be one of them. In this episode: ✅ How to calculate real ROI (Return on Intention) ✅ The 4 key financial milestones of a franchise ✅ Gross margin vs. net margin explained simply ✅ How long it really takes to get paid ✅ Why pulling from your marketing budget can kill your business ✅ What private equity and top investors look for in a franchise ✅ The #1 math mistake new owners make—and how to avoid it

Are you curious about syndications and how they can generate passive income for you?In this episode, Russ and Joey dive into the world of syndications, breaking down the different structures and how they can impact your passive income. They explore key differences between syndication payout models and why understanding them can make all the difference in your investment strategy. They also share real insights from their May 2025 passive income report.Understanding how these structures work can help you avoid common pitfalls and align your investments with your goals for financial freedom. Don't miss this insightful episode that could change the way you approach passive income!Top three things you will learn: -The two common syndication structures and how they affect returns-How to assess syndication deals based on your financial goals-The importance of asking the right questions before investing in syndicationsMay 2025 Income At-A-Glance: -Gross Income for May: $63,620.54-Total Expenses for May: $14,256.14-Total Net Profit for May: $49,364.40-Difference b/t April & May: $8,660.31-% of net profit to overall gross revenue: 78%Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Take Control of Your Taxes and Wealth:-https://go.wealthwithoutwallstreet.com/taxInvest Like a Billionaire Podcast:-https://thebillionairepodcast.com/For Accredited Investors Who Want to Invest With Us:-Email: info@wealthwithoutwallstreet.com (Reply: Accredited)Turn Active Income Into Passive Income:-https://wealthwithoutwallstreet.com/piosThe Simplest Passive Income Business You've Never Heard Of:-https://go.wealthwithoutwallstreet.com/thesimplestbizBook Your Free Passive Income Game Plan Session:-https://wealthwithoutwallstreet.com/freecallWant to raise millionaire kids? Watch how Sharran Srivatsaa — former Goldman Sachs banker turned entrepreneur and investor — is building a generational wealth system with his kids, step-by-step.-https://go.wealthwithoutwallstreet.com/millionaire-kidsLearn How to Invest in Real Estate with The Land Geek:-https://thelandgeek.com/Join the Inner Circle Live Waitlist:-

We know principals are busy—constantly managing urgent issues and putting out fires. But we also know this: school-level change is the most powerful lever we have for improving student learning in math. So the real question is: are we setting school leaders up for success?In this episode, we help you reflect on your current systems and support structures using a simple leadership audit:How are we positioning principals to take ownership of instructional leadership in math?Are they aligned to the school's math goals?What's getting in the way—and how can we fix it?You'll hear about common barriers schools face and gain actionable ideas from our work across North America to overcome them. If we want meaningful math improvement, engaging principals is not optional—it's essential.Key Takeaways:Why principals are essential for leading instructional change in mathHow to identify and remove barriers that limit their involvementWhat it looks like when district and school leadership are aligned on math goalsQuestions to help you audit your current leadership structuresStrategies to build principal ownership and capacity in math instructionNot sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & Units Show Notes PageLove the show? Text us your big takeaway!Create engagement while fuelling students sense making by using Make Math Moments ready-made lessons and units. Access our vast catalogue of lessons for elementary through high school math classes.Check the catalogue here --> https://makemathmoments.com/tasks/Are you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.

Our other tools and resources:Dyscalculia for Dyslexia tutors transition training ⁠⁠https://dys4dys.org⁠⁠Dyscalculia Services ⁠⁠https://DyscalculiaServices.com⁠⁠Dyscalculia Awareness Training ⁠⁠https://DyscalculiaAware.org⁠⁠Help you child with math homework ⁠⁠https://MomsTeachMath.com⁠⁠Math and Dyscalculia Screening test ⁠⁠https://DyscalculiaTesting.com⁠⁠Dyscalculia Screener ⁠⁠https://DyscalculiaScreener.org⁠⁠Adult Dyscalculia ⁠⁠https://AdultDyscalculia.org⁠⁠Become a Dyscalculia Tutor ⁠⁠http://DyscalculiaTutorTraining.org⁠⁠Ask a question at ⁠⁠https://Dyscalculia.ai⁠

Our other tools and resources:Dyscalculia for Dyslexia tutors transition training ⁠https://dys4dys.org⁠Dyscalculia Services ⁠https://DyscalculiaServices.com⁠Dyscalculia Awareness Training ⁠https://DyscalculiaAware.org⁠Help you child with math homework ⁠https://MomsTeachMath.com⁠Math and Dyscalculia Screening test ⁠https://DyscalculiaTesting.com⁠Dyscalculia Screener ⁠https://DyscalculiaScreener.org⁠Adult Dyscalculia ⁠https://AdultDyscalculia.org⁠Become a Dyscalculia Tutor ⁠http://DyscalculiaTutorTraining.org⁠Ask a question at ⁠https://Dyscalculia.ai⁠

Bio: Alyssa Faubion, known as Farmer Faubs, is a passionate educator, innovator, and advocate for creativity in the classroom. As District Growth Manager at Book Creator, she brings over a decade of experience transforming teaching and learning through cutting-edge technologies. Alyssa has presented at leading conferences, including FETC, AIR Show, ISTE, and served as a keynote speaker at MACUL, showcasing how edtech can spark creativity, collaboration, and critical thinking.Connect on X: @farmerfaubsBio: Jessica Faubion has been an educator for 14 years, spending 12 of those years teaching in El Paso, Texas, where she taught Language Arts, Dyslexia intervention, Gifted & Talented, Math, and Science. She now teaches 8th-grade U.S. History in Kentucky. Jessica strives to create engaging learning experiences that spark curiosity in all students. She believes in meeting learners where they are and inspiring them in unique ways. A strong advocate for project-based learning, Jessica designs opportunities for students to explore historical concepts through creative, hands-on projects that promote critical thinking and collaboration.--Connect with Jessica: on X @Jess_faubionAbout RachelleEducator, Keynote Speaker, Consultant, Attorney, and AuthorSubscribe to my ⁠newsletter⁠.Check out my ⁠blog⁠ and submit a guest blog.Contact me for speaking & training related to AI, AI and the law, Cybersecurity, SEL, STEM, and more!⁠bit.ly/thriveineduPD⁠Interested in a sponsored podcast or collaboration? Contact me! Rdene915@gmail.com

Meet Pat Murray. His WHY.os is Simplify - Better Way - Challenge.Pat Murray is the founder of Maths Online, a digital teaching platform that's helped over 1.5 million students understand math in a simpler, faster way. He's known for breaking down complicated topics so they actually make sense—even for kids (or parents) who've always hated math. With decades of teaching experience and a WHY of Simplify, Pat's mission is clear: make learning easier for everyone.In this episode, you'll learn:Why most kids aren't actually “bad at math”—and what's really holding them backHow Pat went from pro rugby to creating one of the most-used online math programsWhat teachers and parents need to know about AI, financial literacy, and fixing the education systemIf you've ever struggled to help a child with their homework, or wondered what's missing in today's schools, this episode is worth your time. Listen now. Hosted on Acast. See acast.com/privacy for more information.

In this high-energy episode, Brad and Abbey dive into the latest Trump-led foreign policy maneuvers, dissecting the Iran-Israel ceasefire and exposing the strategic restraint behind it. The duo explores Q drops and the deep state's role in shaping global narratives, using past and present events to highlight Trump's tactical military strikes versus endless wars. They also break down Trump's use of the word “obliterate” and its coded significance, tying it to broader themes of deep state takedown. Brad brings the math heat with a NATO funding analysis that underscores how much more the U.S. contributes compared to other member nations. Abbey celebrates the awakening of America's common-sense roots while promoting the upcoming Badlands event in Deadwood. With clips from Trump's press appearances, commentary on the “Big Beautiful Bill,” a heartfelt tribute to RFK Jr.'s work against child trafficking, and closing thoughts on culture, media, and the spiritual battle of our time, this episode is equal parts truth bomb and golden age rally cry.

The House thinks the Big Beautiful Bill got worst in the Senate, the Senate isn't even sure they'll pass it. Chad Pegram is Senior Congressional Correspondent for Fox News.

The capabilities of artificial intelligence may appear to be galloping ahead, but there are still many challenges that need to be solved. Last month we joined members of the Maths4DL research project for a hackathon — an intensive two-day brainstorming session designed to figure out how one might teach machine learning techniques for solving differential equations and how best to test those techniques. In this episode of Maths on the Move, Maths4DL members Yolanne Lee from University College London, Georg Maierhofer from the University of Cambridge, and Chris Budd OBE from the University of Bath tell us all about the hackathon, the science behind it, and what it was like to participate in those ambitious but exciting 48 hours. For a brief introduction to machine learning see Maths in a minute: Machine learning and neural networks and for a brief introduction to differential equations see Maths in a minute: Differential equations. You might also like: Our podcast featuring Yolanne Lee talking about her work as a Maths4DL researcher, Our podcast featuring Georg Maierhofer talking about physics informed neural networks, as well as the accompanying article, Our article AI and GoPro physics featuring the work of Nathan Kutz who is mentioned in this podcast. This content is part of our collaboration with the Mathematics for Deep Learning (Maths4DL) research programme, which brings together researchers from the universities of Bath and Cambridge, and University College London. Maths4DL aims to combine theory, modelling, data and computation to unlock the next generation of deep learning. You can see more content produced with Maths4DL here.

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Unlocking the Secret of Skill in Sports, Art, Music, Math, and Just About Anything.Get all the news you need by listening to WBZ - Boston's News Radio on the free #iHeartRadio app!

The system you dedicated your career to was designed wrong from the beginning. Not broken — designed wrong.970 million people globally need mental health support. We have approximately 1 million mental health professionals. The math isn't just broken — it reveals a system that was never built to serve the people who need it most.In this paradigm-shifting episode, I expose the uncomfortable truth: Mental Health 1.0 was designed for social control. Mental Health 2.0 was designed for good intentions. But Mental Health 3.0 — what I'm describing today — is the first paradigm being designed for actual results.While mental health professionals burn out trying to fix unfixable systems, tech companies are building Mental Health 3.0 solutions without us. The question isn't whether this transformation will happen. It's whether you'll help build it... or watch someone else do it.In this episode, we unpack:The Design Flaw Revelation — Why Mental Health 1.0 (asylums) and 2.0 (community care) created invisible problems while solving visible onesThe Current Collapse — Real data on 100+ day wait times, provider exodus, and technology filling gaps while professionals burn outMental Health 3.0 Framework — The educational revolution training therapeutic innovators who design community solutions, not just individual therapyThe Training Gap Crisis — Why medical schools teach healthcare entrepreneurship while psychology programs still train for Mental Health 2.0The Narrow Window — Why early movers will have massive advantages in the coming transformationThe Five Mental Health 3.0 Principles:Proactive, not reactive — Identify community needs before crises emergePopulation-scale, not individual-focused — Design interventions reaching thousands simultaneouslyTechnology-enabled, not technology-resistant — Use digital tools to amplify human expertisePrevention-based, not crisis-driven — Invest in keeping people wellEconomically sustainable — Create models that scale efficientlyBottom Line: Early movers will have massive advantages. Late adopters will be following someone else's vision of the future you could have helped create.

Turbulence is a notoriously difficult phenomenon to study. Mathematicians are now starting to untangle it at its smallest scales. This is the sixth episode of The Quanta Podcast. In each episode, Quanta Magazine editor in chief Samir Patel speaks with the minds behind the award-winning publication to navigate through some of the most important and mind-expanding questions in science and math. Audio coda provided by Mount Washington Observatory

If you've ever struggled with poker math mid-hand—fumbling with ratios, converting to percentages, and second-guessing your decisions—this episode is going to feel like a breath of fresh air. In “Bad Poker Math”, Coach Weasel breaks down one of the most common sources of confusion at the tables: relying on outdated ratio-based math. Whether it's calculating pot odds, implied odds, or bluff-to-value frequencies, traditional approaches often overcomplicate simple decisions and slow you down when it matters most. This episode lays out a smoother path: think in percentages, eliminate conversions, and streamline your thought process with easy-to-remember math shortcuts. You'll learn not only how to make sharper calls and folds faster, but also why simplifying doesn't mean dumbing down—it means cutting through tradition to get to the core of better poker decisions. **LINKS** · Preflop & Math Poker Workbook: https://www.splitsuit.com/poker-preflop-math-workbook · CORE Poker Course: https://redchippoker.com/launch-core · Why Poker Math Is STILL Important: https://www.splitsuit.com/why-poker-math-approach-is-best **JOIN US ON DISCORD** Join us on Discord today: https://redchippoker.com/discord

The math wasn't mathing so the Joint Taxation Committee changed the math for the cost of the tax bill which halves the budget for the GAO. Listen for more on Two Minutes in Trade. 

In this episode of Room to Grow, Joanie and Curtis continue the season 5 series on the Mathematics Teaching Practices from NCTM's Principles to Actions, celebrating it's 10th anniversary. This month's practice is “Pose Purposeful Questions.” This is defined as follows:Effective teaching of mathematics uses purposeful questions to assess and advance students' reasoning and sense making about important mathematical ideas and relationships. In unpacking this definition, our hosts key in on the importance of planning for questions during instruction to ensure that they are purposeful. They discuss how purposeful questions can assess student thinking by giving teacher insight to how students are reasoning about the mathematics. This might include asking a follow-up question even when a student provides a correct answer! They also consider advancing questions, that take students' current thinking and move it beyond where they are to deeper understanding of important mathematics. With intentional and careful planning of questions, teachers can provide insight to students about what aspects of the math are most important, and encourage them to use and value their own thinking on the journey of learning math.Additional referenced content includes:·       NCTM's Principles to Actions·       NCTM's Taking Action series for grades K-5, grades 6-8, and grades 9-12·       MTLT article Planning and Implementing Effective Questioning (membership required)·       (additional articles from CCTM book study Chapter 5) Did you enjoy this episode of Room to Grow? Please leave a review and share the episode with others. Share your feedback, comments, and suggestions for future episode topics by emailing roomtogrowmath@gmail.com . Be sure to connect with your hosts on X and Instagram: @JoanieFun and @cbmathguy. 

Join us: https://www.patreon.com/c/unlockingthemagicWelcome back to Unlocking the Magic! In episode 508, Connie and Bruce dive deep into Disney's ever-evolving food scene, uncovering what's truly worth the price in 2025. From nostalgic bites to new favorites, and even a few duds, they spill the beans on meals, snacks, and experiences across Magic Kingdom and Epcot. Whether you're planning a trip or just dreaming of churros and fireworks, this one's for you!Chapters:00:00 - Intro & Today's Theme01:02 - Shaved Ice & Family Favorites at Epcot04:10 - The Great Waffle Comeback at Magic Kingdom07:51 - Garden Grill Review & Shoutout to Lewis11:22 - Is The Plaza Restaurant Underrated?17:44 - Cosmic Ray's Controversy: Boats vs. Plates22:08 - Loaded Nachos at La Cantina: Still Worth It?27:34 - Ferrushi at Epcot: Yay or Nay?32:52 - Staying Club Level at Disneyland Hotel41:38 - Fireworks Dessert Party: Worth the Splurge?

The end of the school year can feel like a whirlwind—agitated students, hot classrooms, and a growing list of to-dos. But before rushing into summer, we need to pause, reflect, and make space for restoration and inspiration.In this episode, we help you reframe the homestretch—not as something to survive, but as a chance to celebrate growth, restore your energy, and set intentions for the summer and beyond. Whether you're crawling to the finish line or closing out with joy, this is your reminder to celebrate what went well, breathe, and give yourself permission to reset.You'll walk away with practical ideas to maintain perspective now, create space to recharge this summer, and return in the fall ready to lead your math lessons with purpose.In this episode, you'll discover:Simple strategies to stay positive and focused in the final weeks of schoolHow to shift your mindset from burnout to balance as summer beginsA plan for using the summer to restore energy and spark inspirationWhy celebration and reflection are essential parts of a healthy leadership cycleHow to prepare mentally and emotionally for a strong start in the fallNot sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & Units Show Notes PageLove the show? Text us your big takeaway!Get a Customized Math Improvement Plan For Your District.Are you district leader for mathematics? Take the 12 minute assessment and you'll get a free, customized improvement plan to shape and grow the 6 parts of any strong mathematics program.Take the assessmentAre you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.

Sometimes it takes a wake-up call to transform from just being "a teacher" to being "THE teacher" who makes a difference. Math teacher and tech director Josh Korb shares three game-changing strategies from his book "Be the Cause" that you can implement immediately: Curiosity Corner spaces that spark student inquiry, energizing brain breaks using his "Jumping Jack Jam" technique, and Action Teams that tackle real-world problems through design thinking. These mastery learning strategies prove you don't need high energy or expensive tools—just intentional choices that put students in control of their learning. See the show notes for definitions of teaching terms and links: https://www.coolcatteacher.com/e905 Subscribe to the 10 Minute Teacher Podcast and discover practical strategies that create lasting impact in your classroom!

“From a monetary point of view, gold is still extremely undervalued,” says Ronald Stoeferle, managing partner at Incrementum AG and lead author of the In Gold We Trust report. In today's interview with Daniela Cambone, he explains why the gold price, despite hitting new highs, has not caught up with the massive expansion of the U.S. monetary base, federal debt, and global money supply.Stoeferle compares today's market to past gold peaks in 1980 and 2011, showing how gold has lagged behind nearly every key macro driver. “Since 1980, the gold price is up 294%, but the monetary base has soared over 3,500%,” he says.He also expects a long-term dollar bear market driven by Trump-era trade policies and potential devaluation efforts. “Trump wants and needs a weaker U.S. dollar,” he says, adding that such a move could ignite the next leg of gold's bull market.✅ FREE RESOURCESDownload the Ultimate Decision-Making Guide on Gold & Silver plus Daniela Cambone's Top 10 Lessons to safeguard your wealth (FREE)

Have you ever broke a calculator, not physically, but mathematically? I was running profit calculations on a deal, using some old marketing math, and thought I kept getting errors when, in fact, the money math was incredible, and almost unbelievable to me. And that's when I realized: I hadn't just discovered new profit metrics – I've accidentally stumbled upon a mathematical phenomenon that transforms ordinary created deals into a wealth generating machine so powerful they literally break conventional calculation formulas and tools. Like an archaeologist who discovers that the artifact they found isn't just ancient, it's from a civilization more advanced than modern technology. Had I realized my past profit calculations had evolved beyond anything anyone in the Creative Real Estate industry realized. And in this 60-minute episode, I plan to reveal what I discovered that will motivate even the dead to get going on finding deals right away after today there is no going back to our regular formulas once you hear what I've discovered. So let's unlock the vault and see what's inside. Are you ready?

[STEADILY] Secure your rental property with hassle-free landlord insurance.⁠ Get started now⁠!  [LIMITED TIME PROMO] Unlock your potential and save $500 off the ⁠Pathway Program⁠ with code P2P500! Gain expert insights and actionable strategies to fast-track your growth. Don't miss this offer – accelerate your journey today!  [OILI Conference] Don't miss out on the opportunity to be part of a dynamic community of investors! ⁠Join the Waitlist now⁠ and secure your spot at this exclusive event! Have you ever gotten that look when you tell someone you homeschool your kids? That "Oh... are they gonna be okay?" face? Yeah. I get it all the time. But in this episode, I'm pulling back the curtain on what homeschooling actually looks like in our home—and trust me, it's not what you think. I didn't plan to homeschool. In fact, I was the mom who swore I never could. But when the school system failed my sons, I had to figure out a new way. We tried everything and landed in homeschool—and everything changed. Now, nearly six years later, we've found our groove—and I'm breaking it all down. I'm talking about how I homeschool three boys while running businesses, investing in real estate, and living life. I share how we unschool, how my kids learn without traditional curriculum, and how we make learning real by living it—from library trips to Costa Rica adventures. We cover co-ops, transcripts, socialization (no, my kids are not weird), and the freedom to build a life that actually works for your family. Whether you're just curious or seriously considering it, this episode will help you rethink everything you've been told about what education has to be.  KEY POINTS:  - The rapid growth of African Americans in homeschooling  - Difference between homeschooling and remote learning - Some advantages of homeschooling  - What type of curriculum do you use? - If kids are always at home, how do they get around other kids? - How do you teach them? - Find a homeschool group in your area through Facebook!  QUOTES:  “If you take out the pressure of curriculum, school, at home – Math, Science, English — and you just focus on, what do I want my kid to learn? Let's help them explore what some of their strengths are.” – Erika Brown  “My kids have been to co-ops. So co-ops are essentially like schools, but not really. It's all through homeschool, so it's a lot more relaxed environment.” – Erika Brown  “A lot of times in home school, if kids are still having behavior problems, and that means that they're not doing something that they're interested in.” – Erika Brown  [INVESTOR ROADMAP] Ready to take control of your future? Discover your personalized real estate strategy with our⁠ Investor Roadmap Quiz⁠. Start Your Quiz Now and map out your path to success! [RESOURCE] Ready to enhance your child's learning at home? Here are the ⁠homeschool activities⁠ for your kids!    [FB GROUP] Loving the podcast and want to engage more with me and our incredible guests? Join the ⁠Owning It and Living It Facebook group⁠! It's where you'll find real estate tips, expert guidance, and a community of investors to support you. Join today and let's level up your real estate journey!   RESOURCES:  ⁠Erika Brown⁠ IG: ⁠@erikabrowninvestor⁠ LinkedIn: ⁠@erika brown ⁠ Wealth Within Reach is produced by ⁠EPYC Media Network

Send us a textEric Swanson currently holds the position of Senior Vice President of Practice and Instructional Products at Renaissance Learning. In this capacity, he works with educators, technologists, and researchers to build best-in-class practice products and experiences that improve academic outcomes for students and educators. Working with the Renaissance Next, myON, Accelerated Reader, Lalilo, and Freckle teams, as well as our Math and Literacy product portfolios and new product ventures, Eric ensures the practice and instruction product strategy, roadmaps, and Go- to-Market activities fit within Renaissance and with our customers' needs.Storey Sitwala is Senior Director of Product Management at Renaissance. Throughout her career, she has focused on the challenge of how to scale insight-driven best practices for educators. She has spearheaded and developed innovative solutions across education nonprofits, school systems, and within the education technology sector, leveraging her expertise in information science, data visualization, psychology, and user experience design.

In our end of season round table episode my three guests each discuss a topic of interest.The topics under discussion are:How the approach to rural EV infrastructure is changingThe second hand market (how experiences may differ and ways to attract and better support new drivers that come in through this channel)Will increased range, new charging solutions, and familiarity with EVs lead to lower demand for en-route charging? If so how will this affect CPOs?And I will be asking the question: Charger booking. Do we need this?Guests:Gemma Robinson: Gemma Robinson is the EV Infrastructure Project Manager at the Highlands and Islands Regional Transport Partnership (HITRANS). She loves working with five partner Councils and Shetland on their charging network strategy and delivery across the region, particularly as the Scottish charging network is changing so dramatically. Her drive comes from providing a just/fair opportunity for everyone to safeguard the planet, with rural and accessible charging a particular passion. Current project details: https://hitrans.org.uk/projects/ev-infrastructure-shared-service/Ed Walsh: Ed is Head of Product at Zapmap. His focus is ensuring Zapmap's app meets the needs of EV drivers and creates a sustainable business that continues to accelerate the shift to low carbon mobility. He also leads partnerships, exploring ways that Zapmap's capabilities can combine with those of others, such as Hive, to deliver value to an even wider EV audienceBen MacDonald: Ben has worked in various sustainability focussed roles throughout his career. He found himself somewhat disheartened attending a business and sustainability conference (read greenwashing conference) in Prague and so he decided that his efforts were best spent teaching Geography (sustainability) and Maths in schools in SE London. During this time he also worked with local communities on air quality issues. In 2016 he didn't buy a second hand Nissan Leaf because he couldn't charge from home. This began his entrepreneurial journey which led to him founding Nodum which is addressing the fundamental inequalities associated with the charging gap.https://www.nodum.co.ukThis season of the podcast is sponsored by Zapmap, the free to download app that helps EV drivers search, plan, and pay for their charging.Links in the show notes:Bristol gets an electric bus fleet - Cool thing.A totally recyclable bag - Cool thingEpisode produced by Arran Sheppard at Urban Podcasts: https://www.urbanpodcasts.co.uk(C) 2019-2025 Gary Comerford Support me: Patreon Link: http://www.patreon.com/evmusingsKo-fi Link: http://www.ko-fi.com/evmusings The Books:'So, you've gone electric?' on Amazon :

Study 23- Luke 18:31–19:27 Seeing and trusting There are 4 sections in this study all of which have something to do with seeing and not seeing, understanding and not understanding or just plain hidden. The first section, Luke 18: 31–34 serves as a summary of what is to follow. Do read Luke 18:31-34. The disciples had a reasonable excuse for not understanding. What Jesus was saying was so strange and unexpected they could be forgiven for not understanding. But we, in all probability, have some knowledge of how things turned out so we do not have that excuse. v 34 provides a challenge to us, the readers or hearers: will we be blind or deaf, will we see or hear and understand? Blindness and sight are metaphors for no faith and faith. Have you moved from blindness to sight? Remind yourself what the effect of your blindness was and how you first knew that you were seeing or, if you are in a group, share together your journey from blindness to sight, darkness to light. Question 1: What is the significance of the rising sequence of names given to Jesus by the blind man (named as Bartimaeus, literally ‘son of filth’, in Mk 10: 46). Those names are Jesus of Nazareth; Jesus, son of David; Lord. Jesus of Nazareth probably meant to him the prophet with power to heal and who would have compassion on him; Jesus, son of David, meant Jesus was the Messiah; Lord that Jesus was worth following. The question and answer in 18: 41 may appear strange but begging was a profession in those days as it still is in some countries, dependant on a visible handicap and providing a good income. If the man was cured of his blindness he would have to find a job with no skills or experience to call on. Question 2: The emphasis is not on Bartimaeus’ restored sight but his faith (18: 42, 43). What exactly did his faith consist of? What is this miracle saying to us? The important phrase is ‘he followed Jesus’. He must have known something about Jesus or he would not have made so much noise trying to attract his attention. We, too, are not expected to start from detailed knowledge about what following Jesus means. We, too, are expected to get up (metaphorically speaking) and follow him. Do read Luke 19: 1–10. Zacchaeus was not only short of stature; he was a collaborator with the hated Romans. He would not dare to push his way to the front of the crowd for fear of a knife in his back. So he ran ahead! Not what an important man should do. But the crowd saw him go and mocked him so that Jesus learned his name. Jesus was intending to go straight through Jericho so that he would not have to spend time (possibly days?) being entertained with full ceremony. But he is prepared to go to Zacchaeus’ house. Question 3: Note the significance of seeing in this account. Who does the seeing? Everybody. Zacchaeus had to take action to see Jesus, Jesus sees him; the crowd sees what is going on and starts to mutter. The servant figure of Is 53 takes hostility meant for others on himself. Statements there like: “he was pierced for our transgressions, he was crushed for our iniquities; the punishment that brought us peace was on him, and by his wounds we are healed.” reflect the costly love that Jesus gives to Zacchaeus? Question 4: We read earlier in this chapter that the rich man/camel had to go through the eye of the needle! What happened to prove that Zaccheus didn’t dodge round? The promises of repayment Zacchaeus made are far reaching. If you do the Maths on what he said you will see that if he had cheated just on one eighth of his debtors he would end up with nothing. Perhaps he is saying that he has been a good man and that he has not been cheating in the past? Do read Luke 19: 11–27. Luke does not use the parable of the minas to teach successful stewardship as Matthew uses it in Matt 25: 14–30 but to explain the apparent non-appearance of the Kingdom (the people thought the kingdom of God was going to appear at once 19: 11). The parable uses a well-known and well-understood situation. 73 years earlier Herod the Great, second son of the just assassinated king, made a successful journey to Rome to petition Caesar to appoint him the next king of Judea. Later, about 37 years before Luke wrote, Herod’s son Archelaus had made a similar, but unsuccessful, journey seeking the same thing. (A ‘mina’ was about 100 days wages for a working man.) Queston 5: What would be the likely outcome for a servant of the would-be king if (a) the petitioner who would be king was successful, (b) he was unsuccessful? By their actions the servants would demonstrate their allegiance or otherwise to the man seeking to be king. Their future livelihoods, or possibly their lives, would be dependant on having chosen the right option. The last phrase of v 15 should perhaps read ‘how much trading have you done’ effectively asking how conspicuous have you been while I was away when it was known that you supported me. If I win, you win. If I lose, you lose. Question 6: How was this relevant to the developing situation as Jesus travelled to Jerusalem? How is it relevant to us? If he was indeed the Messiah he claimed to be and they showed their loyalty by open declaration of their support of him they would gain. If he wasn’t, they would be in a very dangerous situation. At least that was the way it looked. Things did not quite work out in that straightforward way. He was indeed the Messiah but they were still in a dangerous situation, humanly speaking. But in the vast story of human history they became very important. The comment of the third servant in 19: 21 must have been meant as a complement! He must have been suggesting that his master was something like a warlord in a country with much internal fighting going on! Question 7: How can this and the master’s reply (v 21, 22) be related to Jesus, or to God? Ps 18: 25, 26 relates to this sort of situation. It says of God ‘To the faithful you show yourself faithful, to the blameless you show yourself blameless, to the pure you show yourself pure, but to the devious you show yourself shrewd.’ It suggest that, at least in part, our understanding of God will depend on our general attitudes. Question 8: The final comment in 19: 27 ‘But those enemies of mine who did not want me to be king over them — bring them here and kill them in front of me. is realistic in the Judaean kingship, or warlord, scenario. How can it possibly be related to Jesus, or God? This is another unfinished story. We are told what the enemies deserved, not what actually happened to them. Compare what we deserve and what we actually get from the Lord. After Jesus had said this, he went on ahead, going up to Jerusalem. So says 19: 28, finally bringing to an end the long account of the journey of Jesus to Jerusalem and introducing the last phase of Luke’s account of Jesus’ life, death and victory. Tap or click here to save/download this as a MP3 audio file

As we approach the Day of the Christian Martyr on June 29, 2025, talking to kids about difficult topics like persecution or the life of a Christian martyr isn't easy—but it's important. In this episode, Kerry sits down with homeschool curriculum author Bonnie Rose Hudson to discuss how to introduce these powerful stories to children in a way that honors truth, age-appropriateness, and their emotional makeup.From personal stories to practical examples, you'll discover ways to guide your kids in understanding faith under fire. Bonnie also shares encouragement for parents and non-parents alike who want to support the global Church and disciple the next generation with bold, faith-filled examples.In this episode, you'll learn:✅How to gauge what details kids can emotionally handle✅Tips for weaving Christian martyr stories into Bible, history, or reading lessons✅Where to find trustworthy, age-appropriate resources✅What to say when your kids ask "Why would God allow this?"✅Encouragement for moms and dads who want their kids to live boldly for Christ✅Special insights on observing the Day of the Christian Martyr with your family

Come and join us for a deep dive and discussion into the realm of Artificial Intelligence as we explore the opportunities and challenges it brings to the church. Can we, should we, and how might we engage with AI ethically, theologically and practically in life and ministry? James Foley, our guest speaker for this occasion, is the pastor of Salisbury Baptist Church where he loves to teach the Word of God and to equip others in ministry. He describes himself as a 'recovering mathematician' after studying Maths & Computer Science at Adelaide University and working for a maths textbook company for a couple of years. Since then he has studied theology at Moore College in Sydney, and worked in church & university ministry contexts. He is married to Rachelle, and they have three children. He enjoys classical music, games and puzzles, and can run further than he used to but would rather play table-tennis.

Come and join us for a deep dive and discussion into the realm of Artificial Intelligence as we explore the opportunities and challenges it brings to the church. Can we, should we, and how might we engage with AI ethically, theologically and practically in life and ministry? James Foley, our guest speaker for this occasion, is the pastor of Salisbury Baptist Church where he loves to teach the Word of God and to equip others in ministry. He describes himself as a 'recovering mathematician' after studying Maths & Computer Science at Adelaide University and working for a maths textbook company for a couple of years. Since then he has studied theology at Moore College in Sydney, and worked in church & university ministry contexts. He is married to Rachelle, and they have three children. He enjoys classical music, games and puzzles, and can run further than he used to but would rather play table-tennis.

By Kimberly Jae

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, LIVE from the 2025 Dentist Money Summit in Park City, UT, Matt and Rabih unpack recent economic developments—including the Fed's decision to hold interest rates steady. They also talk about Warren Buffett's retirement from Berkshire Hathaway and the long-term challenges facing Social Security. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

There's a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.05% interest, we explore more savvy options like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing and why your idle Venmo balance might be doing more harm than good.In market news, the Federal Reserve held interest rates steady, consumer sentiment is on the rise, retail sales are falling, and housing starts saw a steep drop. Meanwhile, markets reacted to global uncertainty after President Trump abruptly left the G7 summit in Canada to address rising tensions between Israel and Iran, triggering a Tuesday selloff.We also delve into a recent Gallup poll which reveals how Americans are allowing political leanings to influence their financial decisions. We unpack the risks of trading on headlines, the long-term performance of buy-and-hold strategies across administrations, and why letting politics dictate your portfolio could cost you over time.Rounding out the show, the “Henssler Money Talks” hosts break down the true cost of pet ownership. While we would all take a bullet for our furry family members, everything from food, toys and routine care to dental work and emergency surgeries could run anywhere from $15,000 to $55,000 over a pet's lifetime. But it's not all bad news—there may be a veterinary sector play worth watching, with fewer restrictions than traditional pharmaceutical companies.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — June 21, 2025  |  Season 39, Episode 25Timestamps and Chapters5:53: Don't Let Your Cash Nap: Smarter Ways to Save24:13: Rates on Hold, Markets on Edge36:49: Left, Right, or Buy-and-Hold?43:45: Fur Babies and Financial RealitiesFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

In this episode of the Journey of My Mother's Son podcast, I talk with Teri M. Brown. Born in Athens, Greece as an Air Force brat, Teri M. Brown came into this world with an imagination full of stories to tell. She now calls the North Carolina coast home, and the peaceful nature of the sea has been a great source of inspiration for her creativity. Not letting 2020 get the best of her, Teri chose to go on an adventure that changed her outlook on life. She and her husband, Bruce, rode a tandem bicycle across the United States from Astoria, Oregon to Washington DC, successfully raising money for Toys for Tots. She learned she is stronger than she realized and capable of anything she sets her mind to. Teri graduated from UNC Greensboro with a multitude of degrees – majors in Elementary Education and Psychology and minors in Math and Sociology – she just couldn't settle on one thing! While homeschooling her four children, she began her writing career by focusing on small businesses, writing articles, blog posts, and website content. During this time, Teri published five nonfiction self-help books dealing with real estate and finance, receiving "First Runner Up" in the Eric Hoffman Book Awards for 301 Simple Things You Can Do To Sell Your Home Now, finalist in the USA Best Books Awards for How To Open and Operate a Financially Successful Redesign, Redecorate, and Real Estate Staging Business and for 301 Simple Things You Can Do To Sell Your Home Now, and Honorable Mention in Foreword Magazine's Book of the Year Award for Private Mortgage Investing. In 2017, after finally getting out of an emotionally abusive 14-year marriage, Teri began dabbling in fiction, a lifelong dream. Upon winning the First Annual Anita Bloom Ornoff Award for Inspirational Short Story for a piece about her grandfather, she began writing in earnest, and published her debut novel in 2022, Sunflowers Beneath the Snow, a historical fiction set in Ukraine. Her second novel published in 2023, An Enemy Like Me, takes place during WWII. Her latest novel, Daughters of Green Mountain Gap, a generational story about Appalachian healers came out in January 2024. In June 2024, her short story, The Youngest Lighthouse Keeper, came out in the anthology Feisty Deeds: Historical Fictions of Daring Women. Her latest book, 10 Little Rules for a Double-Butted Adventure (Feb 2025), is an inspirational look at the life lessons she learned riding across the United States on a tandem bicycle. In April, her first children's book, Little Lola and Her Big Dream launched. Teri is a wife, mother, grandmother, and author who loves word games, reading, bumming on the beach, taking photos, singing in the shower, hunting for bargains, ballroom dancing, playing bridge, and mentoring others – especially youth and women who are having trouble discovering their worth. To find out more about Teri, you can check out her website at https://terimbrown.com/.

What can a couple of high school students do to encourage STEM interest and skills?For Edison Law and Revaant Srivastav, that meant starting the California STEM Academy, an online option to provide tutoring help in subjects such as Math, Science, Coding, and PSAT prep. They also help students with passion projects, as well as providing summer "boot camps" to build up specific STEM skills. And what started as just two students has grown to almost 20 students helping others to experience the joy and success in STEM that they have achieved.California STEM Academy is officially registered as a nonprofit organization under IRC section 501(c)(3) that is 100% student-run. They are passionate about helping all students learn more about STEM and discover the resources they need to be successful. As they grow, they hope to continue emphasizing the importance of STEM for every student!Edison and Revaant will be seniors in 2025-2026 at Monte Vista High School in California. They are both extensively involved in STEM organizations at their school and hope to continue their education in the STEM fields.Connect with the California STEM Academy:Website: californiastemacademy.orgUpdates on current opportunities: californiastemacademy.org/updatespast-programsChris Woods is the host of the STEM Everyday Podcast... Connect with him:Website: dailystem.comTwitter/X: @dailystemInstagram: @dailystemYouTube: @dailystemGet Chris's book Daily STEM on AmazonSupport the show

We know principals are busy—constantly managing urgent issues and putting out fires. But we also know this: school-level change is the most powerful lever we have for improving student learning in math. So the real question is: are we setting school leaders up for math success?In this episode, we help schools and districts reflect on their current systems and support structures using a simple leadership audit:How are we positioning principals to take ownership of instructional leadership in math?Are they aligned to the school's math goals?What's getting in the way—and how can we fix it?You'll hear about common barriers schools face and gain actionable ideas from our work in math across North America to overcome them. If we want meaningful math improvement, engaging principals is not optional—it's essential.Key Takeaways:Why principals are essential for leading instructional change in mathHow to identify and remove barriers that limit principal involvementWhat it looks like when district and school leadership are aligned on math goalsQuestions to help you audit your current leadership structures for mathStrategies to build principal ownership and capacity in math instructionNot sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & Units Show Notes PageLove the show? Text us your big takeaway!Get a Customized Math Improvement Plan For Your District.Are you district leader for mathematics? Take the 12 minute assessment and you'll get a free, customized improvement plan to shape and grow the 6 parts of any strong mathematics program.Take the assessmentAre you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.

durée : 00:05:24 - Avec sciences - par : Alexandra Delbot - Alors qu'à l'entrée en CP, filles et garçons ont le même niveau en maths, un écart important apparaît en seulement 4 mois et s'accroît ensuite. Cette nouvelle étude menée sur près de 3  millions d'élèves pointe le rôle du cadre scolaire dans l'amplification des biais de genre. - invités : Pauline Martinot médecin spécialiste de santé publique et du développement de l'enfant, docteur en neurosciences

Don and Tom dive into the human obsession with prediction—especially in finance—and why models fail us more than they help. They dissect the CAPE ratio, Fama vs. Shiller, and why “knowing” the market is a fool's errand. Listeners also get lessons on ETF pricing myths, market cap misunderstandings, SEP Roth IRAs (spoiler: they're basically unicorns), and whether dad deserves a gift or just more responsibilities. 0:04 We crave certainty—even though our money brains are terrible at prediction. 1:01 Wall Street's models exist to soothe our fear of the unknown. 1:34 “All models are wrong, but some are useful” — CAPE ratio vs. the real world. 2:39 Shiller vs. Fama: You can't time the market, even with a Nobel. 4:51 Why diversification, risk-based equity premiums, and low fees beat predictions. 5:24 Models work… until they don't (hello, Phillips Curve). 7:02 Why the inflation-unemployment link broke after 2000: China changed the game. 8:26 Let's admit it: You cannot accurately and consistently predict the future. 9:14 Call from Catherine: Why Schwab ETF prices are “low” (spoiler: stock splits). 11:31 Price per share means nothing. Market cap is what matters. 13:04 Berkshire never split its stock—why it's $731K a share. 14:24 Apple vs. Berkshire vs. Microsoft: Market cap is the real metric. 16:32 Why the Dow is dumb (and would be even dumber with Berkshire in it). 17:49 Listener Q: Where to park $450K before a home purchase? (Hint: not bonds.) 18:29 High-yield savings accounts are still the best move. 19:53 Father's Day preview: Don rants about dumb gifts and ungrateful kids. 21:19 Kiplinger's list: 5 ways dads can teach money lessons (cue sarcasm). 24:06 Allowances, budgeting, and tax talks with kids—realistic or fantasy? 25:28 Roth IRAs and investing lessons for teens: what actually works. 27:45 Why teaching kids to pick stocks is a dangerous myth. 29:38 “Graduation fund” idea: simple global ETFs like AVGE or DFAW. 30:43 Yes, your kids might move back in. Yes, it's happening again. 32:13 Listener Q: Can you open a Roth SEP IRA? (Short answer: not really yet.) 33:54 One firm offers it… but it'll cost you $500/year and it's shady. 35:20 Final caller: Are there any annuities we do like? (Answer: the shortest show ever.) 36:34 Program note: Tom gone for 2 weeks, Don wants your calls (or sympathy). Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott Porter (Ginny & Georgia, Friday Night Lights) joins me this week to discuss his transition from singing wide receiver to acting and how his pursuit in Hollywood allowed him to reconnect with lost family. Scott talks about the unexpected challenges and growth he's experienced on Ginny & Georgia, including the surprises of the ‘balance' show's success on Netflix. We also get into overcoming anxiety before performances, his passion for spreading awareness for Huntington's Disease, and learning the most when a situation goes wrong. Thank you to our sponsors:

The ladies discuss Glenn Greenwald's sex tape, Laura McClure's AI deepfakes, Hoe Math's viral confession, and the return of the r-slur.

Episode: 2597 Mathematical models of historical events.  Today, let's see what mathematics tells us about history.

Summer learning loss in math is real—and it doesn't affect all students equally. In this episode, we explore how the summer slide disproportionately impacts historically marginalized students and what teachers can do now to change that trajectory for mathematics. From family partnerships to incentive programs and low-effort prep ideas, we'll walk you through practical ways to support continued learning for math over the summer months. Whether you're a classroom teacher or a school leader, this episode will leave you with actionable takeaways that are simple to implement—and powerful in impact.In this episode, you'll discover:Understand which students are most at risk of math summer learning loss—and why.Learn how to involve families in meaningful and manageable summer math learning efforts.Explore low-prep math strategies teachers can implement before school ends to support retention.Discover ideas for incentivizing summer math engagement without overwhelming families or staff.Reflect on how equity can guide our summer math  learning plans to better support all students.Not sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & Units Show Notes PageLove the show? Text us your big takeaway!Get a Customized Math Improvement Plan For Your District.Are you district leader for mathematics? Take the 12 minute assessment and you'll get a free, customized improvement plan to shape and grow the 6 parts of any strong mathematics program.Take the assessmentAre you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.

Terence Tao is widely considered to be one of the greatest mathematicians in history. He won the Fields Medal and the Breakthrough Prize in Mathematics, and has contributed to a wide range of fields from fluid dynamics with Navier-Stokes equations to mathematical physics & quantum mechanics, prime numbers & analytics number theory, harmonic analysis, compressed sensing, random matrix theory, combinatorics, and progress on many of the hardest problems in the history of mathematics. Thank you for listening ❤ Check out our sponsors: https://lexfridman.com/sponsors/ep472-sc See below for timestamps, transcript, and to give feedback, submit questions, contact Lex, etc. Transcript: https://lexfridman.com/terence-tao-transcript CONTACT LEX: Feedback - give feedback to Lex: https://lexfridman.com/survey AMA - submit questions, videos or call-in: https://lexfridman.com/ama Hiring - join our team: https://lexfridman.com/hiring Other - other ways to get in touch: https://lexfridman.com/contact EPISODE LINKS: Terence's Blog: https://terrytao.wordpress.com/ Terence's YouTube: https://www.youtube.com/@TerenceTao27 Terence's Books: https://amzn.to/43H9Aiq SPONSORS: To support this podcast, check out our sponsors & get discounts: Notion: Note-taking and team collaboration. Go to https://notion.com/lex Shopify: Sell stuff online. Go to https://shopify.com/lex NetSuite: Business management software. Go to http://netsuite.com/lex LMNT: Zero-sugar electrolyte drink mix. Go to https://drinkLMNT.com/lex AG1: All-in-one daily nutrition drink. Go to https://drinkag1.com/lex OUTLINE: (00:00) - Introduction (00:36) - Sponsors, Comments, and Reflections (09:49) - First hard problem (15:16) - Navier–Stokes singularity (35:25) - Game of life (42:00) - Infinity (47:07) - Math vs Physics (53:26) - Nature of reality (1:16:08) - Theory of everything (1:22:09) - General relativity (1:25:37) - Solving difficult problems (1:29:00) - AI-assisted theorem proving (1:41:50) - Lean programming language (1:51:50) - DeepMind's AlphaProof (1:56:45) - Human mathematicians vs AI (2:06:37) - AI winning the Fields Medal (2:13:47) - Grigori Perelman (2:26:29) - Twin Prime Conjecture (2:43:04) - Collatz conjecture (2:49:50) - P = NP (2:52:43) - Fields Medal (3:00:18) - Andrew Wiles and Fermat's Last Theorem (3:04:15) - Productivity (3:06:54) - Advice for young people (3:15:17) - The greatest mathematician of all time PODCAST LINKS: - Podcast Website: https://lexfridman.com/podcast - Apple Podcasts: https://apple.co/2lwqZIr - Spotify: https://spoti.fi/2nEwCF8 - RSS: https://lexfridman.com/feed/podcast/ - Podcast Playlist: https://www.youtube.com/playlist?list=PLrAXtmErZgOdP_8GztsuKi9nrraNbKKp4 - Clips Channel: https://www.youtube.com/lexclips