Podcasts about math

Retiring with a pension changes everything about your retirement math.Most people think about retirement in terms of net worth—how close they are to a million, two million, or more. But if you have a pension, that old framework can send you down the wrong path. In this episode, James explains why retirees with pensions need to think in terms of cash flow, not balances on a statement.James begins with a simple shift: a pension that pays $60,000 a year acts like the income from a $1.5 million portfolio under a traditional 4% withdrawal rule. That perspective alone can reduce the pressure many people feel when they compare their savings to generic benchmarks or to friends who rely entirely on investments.He then walks through real scenarios—showing how a couple aiming to spend $80,000 per year may only need $600,000–$750,000 in savings if pension and Social Security cover the first half of their income needs. And in cases where the pension plus Social Security fully replaces spending, a retiree might not technically need any portfolio withdrawals at all. Cash flow drives the plan; the portfolio simply becomes optional support.James  also covers the nuances most retirees overlook:• How to plan for pensions without cost-of-living adjustments• Why survivorship options can make or break a spouse's long-term security• How investment strategy changes when you don't need to pull from your portfolio• Why being 60 or 65 doesn't automatically mean you need a conservative allocationRetirees with pensions often have far more flexibility than they realize. The key is understanding how the pension slots into the income puzzle, how it affects withdrawal rates, and how it should guide investment decisions—especially for couples.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

The University of California San Diego is one of the best public colleges in America. So it was fairly shocking when the school released a report on the steep decline in academic preparedness of its freshman. The number of incoming students in need of remedial math has surged in the past few years. These students did not fail high school math. Many of them got straight A's. Other colleges have seen similar trends: declining mathematical ability from students who aced their high school tests. I think that there are several ways to frame the problem we're looking at here. One is that American kids can't do math: That's the headline of a recent Atlantic article by Rose Horowitch. Another frame, as Kelsey Piper writes in the online magazine The Argument, is that grades have stopped meaning anything. I think that the full story is somewhere in between. The age of grade inflation is also the age of achievement deflation. We are giving more and more A's to students who are learning less and less. There is a lot of talk these days about America moving into a postliterate future. One piece of evidence for this is declining test scores for literacy among students and adults. Fewer people talk about a post-numerate future. The problem here is bigger than UC San Diego. National assessments in the U.S. and even throughout the developed world show that people are getting worse at math. But why? Today we have three guests to help us answer these questions. Rose Horowitch of The Atlantic, Kelsey Piper of The Argument, and Joshua Goodman, an associate professor of education and economics at Boston University. We talk about plummeting math scores for American students, why it's happening, and why it matters at a moment when carbon-based humans seem to be getting dumber at the very moment that silicon-based machines are getting smarter. If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek Thompson Guests: Rose Horowitch, Kelsey Piper and Joshua Goodman Producers: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices

Unlock the power of precision with Mushroom Math—your step-by-step system for choosing the right functional mushrooms, calculating effective daily doses, and finally understanding what all those beta-D-glucan percentages actually mean. In this episode, Brandi and Desiree break down the science behind mushroom potency and teach you how to confidently read labels, compare extracts, and build a routine that actually works for your wellness goals.MUSHROOMS MATH LINKS:Mushroom Math blog:https://www.eversiowellness.com/blogs/news/mushroom-math-made-easy-how-to-safely-combine-functional-mushroom-productsFAQ:https://www.eversiowellness.com/pages/faqsTAKE THE QUIZ:If you're not sure where to begin on your mushroom wellness journey, take our Naturopathic Doctor curated Mushroom Wellness QUIZ to find your mushroom match.https://www.eversiowellness.com/pages/take-our-quiz-eversiowellness-youtubeUse code PODCAST15 for 15% off your entire mushroom wellness order at:https://www.eversiowellness.com/discount/PODCAST15JOIN OUR COMMUNITY:Instagram @eversiowellness: https://www.instagram.com/eversiowellness/YouTube @eversiowellness: www.youtube.com/@eversiowellnessPinterest @eversiowellness: https://ca.pinterest.com/eversiowellness/TikTok @eversio_wellness: https://www.tiktok.com/@eversio_wellnessFacebook @eversio_wellness: www.facebook.com/eversiowellnessltdAWESOME FREE THINGS:Mushrooms For Gut Health Quick Start Guide: https://www.eversiowellness.com/pages/freeconstipation-quick-startMushroom Extract Recipe Collection: https://www.eversiowellness.com/pages/free-recipe-collectionMushroom Benefits Cheat Sheet: https://www.eversiowellness.com/pages/free-cheat-sheet MushroomExtract Breakfast Recipes Collection: https://www.eversiowellness.com/pages/free-breakfast-recipescollectionMUSHROOM WELLNESS RESOURCES:Mushroom Wellness Blog: https://www.eversiowellness.com/blogs/newsMushroom Extract Recipe Page: https://www.eversiowellness.com/blogs/mushroom-recipesQuestions? Contact us here: https://www.eversiowellness.com/pages/contactSign up for our Emails or SMS to be the first to know about product drops, promos, mushroom wellnessnews!Email List: https://www.eversiowellness.com/pages/sign-up-for-emailsSMS List: https://www.eversiowellness.com/pages/sign-up-for-smsPodcast Website: www.eversiowellness.com for detailed show notesPlease Rate or Share The Eversio Experience Podcast by clicking the 3 dots at the top of the podcast homepage.We appreciate it so much!*The statements, content, and opinions offered in this podcast have not been evaluated by the Food and Drug Administration. The product(s) discussed are not intended to diagnose, treat, cure, or preventany disease.Themes: mushroom wellness, functional mushrooms, quality assurance, traditional medicine, modernscience, health benefits, clinical applications, research, longevity, extraction methods

San Diego is going through residential trash to monitor sorting compliance. USCD's math standards have taken a nosedive. Democratic Socialism, Minnesota's old flag, and more!

怎么样才能让自己的摄影水平大踏步的退步，然后越拍越不好看呢，同学们？来，今天我送你三剂毒药啊，任选一剂服下，我保证你能实现退步的梦想。怎么说呢？哎，我也是最近被刺激了啊，老遇到一些人提出的这个问题吧，让我觉得应该要好好的解释一下来。来，呃对，今天是摄影早自习陪伴大家的第2548天，我是叶梓，开始了啊。Photo by Samuel Angor on Unsplash我们先看第一剂毒药是怎么回事。很多人呢，见到漂亮的照片，第一反应就是：你这个是个什么手机？这个是个什么相机？什么镜头？你用的是什么参数？Photo by Math on Unsplash所有的功夫，所有的关注点，全部都往器材上跑了。这样一来，我们就没有功夫再去关注构图、光线、色彩、审美的逻辑，审美的技巧。所以呢，你就会越学越糟糕。Photo by Jeff Hopper on Unsplash因为器材这个东西很迷人，真的，我也很喜欢，但是你把太多精力放在里边，你就本末倒置了。它只是个工具嘛，对吧？工具是要为目的服务的，你要达到什么目的啊？那是根据你的审美来决定的，对不对？我想要这样的照片，我想要那样的照片，然后我才会去选择说，我这个工具如何实现。© 叶梓当然工具也有它的局限性啊，没有万能的工具。比如有的手机，它没有长焦镜头，只有广角。© 叶梓那你可以多拍贴近的、广角的近大远小的、力量感强的、临场感强的照片，对不对？、© 叶梓有的相机它就是一个长焦镜头，如果你没有广角镜头的话，那你就拍远处的、天边的，对吧？别人接近不了的。© 叶梓那些什么牛羊马群啊，野生动物啊，远处日落呀，月升啊，对吧？这个每个器材有每个器材的局限性，它有它的优势，你就用它的优势就好了。不要指望去找到一个全能的器材，也不要老觉得别人手里器材比你的好，所以他拍的比你好看啊，这个本末倒置了，再强调一次。第二剂毒药更要命。有人在争执不休的时候啊，争不下这张照片还是那张照片好的时候，就会冒出来当这个和事佬，对吧？这个在咱们身边特别常见，哎呀，别争了，这个萝卜白菜各有所爱啊，摄影艺术没有绝对标准答案。这么一说，你是不是就太绝对了一点啊，对吧？好像你就把这个摄影啊，把这个艺术放到了一个不可知论的这种哲学观点下。什么叫不可知论呢？就是啥都没答案，那没答案你学它干嘛？你想想那些中央美院的，是吧，北京电影学院的，就这些学生，辛辛苦苦学了4年的摄影，被你这么一句话打回原形，对吧？跟那路边的小朋友拍的照片是一个水平，所以这不可能嘛，不实际嘛。所以呢，我们要知道就是，艺术这个东西啊，它是没有一个简洁的答案啊，它不是说，哎呀，只要减法就一定漂亮，没没没，没说这个的啊，它没有那么简洁的答案，但是呢，它是有答案，或者说它至少是有方向，它有审美的潮流，审美的趋势，有这种，怎么说呢，流派，对吧？它有艺术欣赏水平，或者叫审美能力的高低之分，肯定是有的。比如说有一个人，他看过很多大师的画，对吧，他就比那个从来没看过的，他对艺术是什么，他会有更高的认知。所以我们怎么提高审美呢？通常就是提高你的叫做审美经验，就多看、多思考、多讨论，但还是有高低之分的。我的意思是说，不能光萝卜白菜，好吧？这是第二剂毒药。《熨斗大厦》 1180万美元 爱德华·斯泰肯 (Edward Steichen) 第三剂毒药就是，一旦你见到有卖的很贵的作品，你就全部简单粗暴归结为炒作，一定都是资本的炒作，直接扣一高帽子完了，对吧？那这个是一个很简单的答案，但是呢怎么说呢？你可以认为这有一个傻子，他就愿意买这个作品，然后花10万块钱去买，他可能就是炒作，对吧？《幻影》 650万美元 彼得·利克 (Peter Lik)但是你要想一件事啊，就是如果，他是一个有一定审美经验的人，他是对艺术史有些了解的人，对吧？他也是一个有一些经验的收藏家，那么他买了，10万块钱买了，接下来第二个人跟他说，唉，你手里那张作品，我愿意20万买，你赚10万哎，唉，他卖给了他，第三个人又说，唉，你那张20万的作品，我愿意花30万买，对吧？他一个一个的加码，就愿意把他收入自己的囊中。那你想，你可以认为一个人是傻子，你不能认为这一帮人全是傻子呀，明白吗？当整个艺术界基本上都认可某一个人的作品的时候啊，大家都在讨论他的时候，很多人在收藏他的时候，你很难把它说成是一个简单的炒作。炒作可能可以炒个一两年，炒个一两次，但是如果它长期存在，经过了历史的验证，那么这就一定是个好作品。《莱茵河2号》 433.85万美元 安德烈亚斯·古尔斯基 (Andreas Gursky)你可以说我不懂，但是你不能说它就是一定是糟糕的，对不对？那我们刚开始学摄影的时候啊，确实很多人是学了很多，觉得自己很厉害了，但是你不知道，你学的那100个技巧，其实都在最底下的一个层次，对吧？© 叶梓我们记录层次的这个照片，然后是审美的价值的照片，最后是思想价值。© 叶梓你可能顶多顶多你就奔到这个审美价值，这个中间价值，对吧？你不理解上边的那个思想价值，它是如何值钱的，如何使它成为一个好作品的，然后你就把它一棒子打死，那你是不是永远就停留在这个中间层了，再也上不去了，对不对？就非常可惜。© 叶梓既然咱爱好这个，就一定要保持谦虚，保持这个求知若渴的态度。我发现很多人是这样的，就是平时，他可能在自己的生活中，在自己的专业领域里面，是专家，是受人尊敬的，是非常厉害的，但是呢，他可能就把这种自信带到了自己学习别的领域的时候，就比如学摄影的时候，他也会有那种专家的派头，那种自信，觉得天上天下只有我最清醒，只有我是最好的。所以这样一来呢，你又会把自己卡死在一个死胡同里面，万一你走的那个方向错了，万一你的那个追求的目标不是那么的，对吧？那可能我们就会，怎么说呢，就是一直卡在某个地方，甚至就无法再向前迈进一步。所以呢，今天给大家简单梳理了一下我们摄影的三剂毒药，希望大家在摄影学习中千万远离它们。如果你身边有这样的人呢，你可以你不用直接给他我这个视频啊，谢谢你的转发，但你可以转发到朋友圈里面，是吧？让大家都看一看，感觉感觉，我们有没有类似的问题出现呢？以后也可以尽量的避免。我们可以在摄影道路上走的更快，走的更远，走得更开心。好吧，那就这样吧，那记得在最后点赞、关注、收藏啊，我是叶梓，我们下期再见。

La petite Philo #2 : questions, réflexions, histoires et partages à hauteur d'enfant sur les grands thèmes de la vie…Cette fois-ci : qu'est ce que c'est que le beau ?Embarquez avec nous sur les réseaux sociaux pour ne rien rater !Instagram : https://www.instagram.com/bonjourmarloHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Mathematician Eugenia Cheng wants us to rethink our relationship to math -- and equality. We hear how different paths lead to identical outcomes in math, and how that can help us all in real life.

Your math vision prioritizes critical thinking, but can everyone on your team describe what that actually looks like in classrooms?In this episode, you'll sit in on a real conversation between our team as we unpack a problem of practice. Yvette shares her experience coaching a large district where critical thinking appears in their math vision but isn't yet clearly defined across their leadership team. We reflect on a district that's working toward coherence by focusing on problem solving, discourse, and fluency. You'll hear how shared mathematical experiences are helping leaders connect their instructional goals to what students say and do. We also explore a powerful classroom moment from the film Counted Out, where students debated the real-world impact of COVID-19 using exponential thinking. It's a vivid reminder of how math can fuel critical thinking when the conditions are right.We'll explore:How to define math critical thinking using the simple frame: thinking carefully, questioning deeply, deciding wiselyWhy the Ontario curriculum connects critical thinking to social-emotional learning and what that means for classroom practiceA strategy Yvette uses in leadership sessions: engaging instructional teams in mathematical experiences and reflecting together on where the vision lives in their actionsThe importance of moving beyond shared language to shared experienceIf your district has a strong math vision but you're still working toward system-wide clarity, this episode offers a grounded look at how to build it — one shared experience at a time. Press play and reflect on how your own team is defining and supporting math critical thinking.Not sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & Units Show Notes PageLove the show? Text us your big takeaway!Are you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.

Dennis Hancock, 3rd District St. Louis County Councilman joins to talk about property tax for seniors, county executive office and more.

Send us a textIn this episode of Practical Access, Lisa Dieker and Rebecca Hines focus on providing science and math tools for teachers working with students of all abilities. They highlight the importance of making abstract concepts like data and computation more engaging and accessible. The discussion features practical, research-backed resources such as the PhET simulations, which have been federally funded and classroom tested for years. The episode is filled with tangible recommendations to help educators bring energy, clarity, and creativity into STEM instruction. Key insights include:Use of Interactive Tools: Teachers can boost student engagement by integrating interactive digital platforms like PhET simulations to make science and math more visual and hands on.Accessibility through Flexibility: Flexibility in how content is delivered allows students to access science and math in ways that fit their learning style and pace.Emphasizing Conceptual Understanding: Focus should be placed on helping students grasp the why behind formulas and data rather than just memorizing steps or vocabulary.Positive Framing Matters: Teachers should model confidence and curiosity in STEM content. Avoid self limiting statements like I am not a math person in front of students.Start with What Works: Tap into free and research validated tools already available rather than reinventing the wheel. Resources that are time tested can save teachers energy and improve outcomes.We love to hear from our listeners! If you have any questions, feel free to reach out. We look forward to receiving your questions on our Twitter (@KUFLITECenter), Facebook (@Center for Flexible Learning through Innovations in Technology & education), or Instagram (@Practical_Access). Resources: Project RAISE: https://www.ucpcfl.org/projectraiseBlockly: https://developers.google.com/blocklyDesmos: https://www.desmos.com/

I Imagine if your doctor had a digital model of your heart, personalised to you and updated with your latest medical information. This isn't science fiction – this revolutionary healthcare is being tested now. In this podcast we speak to Steven Niederer, who leads the CVDNet project developing and testing these ideas, and his colleague Richard Wilkinson, from the University of Nottingham. Richard is one of the organisers of the long research programme, Representing, calibrating & leveraging prediction uncertainty from statistics to machine learning (RCL), held earlier this year at the Isaac Newton Institute for the Mathematical Sciences (INI). We first spoke to Steven back in 2019 when he helped organise the Fickle Heart programme at the INI. In this podcast, Richard and Steven tell us about digital twins, digital hearts, and how the RCL programme and CVDNet build on the work started back in 2019 with the Fickle Heart programme. You can find out more about some of the ideas discussed in this podcast in these short introductions: Maths in a Minute: Mathematical models Maths in a Minute: Differential equations Maths in Minute: Machine learning This content was produced as part of our collaborations with the Isaac Newton Institute for Mathematical Sciences (INI) and the Newton Gateway to Mathematics. The INI is an international research centre and our neighbour here on the University of Cambridge's maths campus. The Newton Gateway is the impact initiative of the INI, which engages with users of mathematics. You can find all the content from the collaboration here.

Send us a textIUI is simple—but the expectations, emotions, and math behind it definitely aren't. In this episode of Taco Bout Fertility Tuesday, Dr. Mark Amols walks you through exactly what to expect during an IUI cycle, from the first ultrasound to the trigger shot to the quick, 30-second insemination appointment. You'll learn who IUI works best for, why success rates aren't as straightforward as they seem, and how your odds really build with each cycle. Whether you're preparing for your first IUI or deciding whether to keep going, this episode gives you the clarity, context, and confidence you need to make informed decisions on your fertility journey.Thanks for tuning in to another episode of 'Taco Bout Fertility Tuesday' with Dr. Mark Amols. If you found this episode insightful, please share it with friends and family who might benefit from our discussion. Remember, your feedback is invaluable to us – leave us a review on Apple Podcasts, Spotify, or your preferred listening platform. Stay connected with us for updates and fertility tips – follow us on Facebook. For more resources and information, visit our website at www.NewDirectionFertility.com. Have a question or a topic you'd like us to cover? We'd love to hear from you! Reach out to us at TBFT@NewDirectionFertility.com. Join us next Tuesday for more discussions on fertility, where we blend medical expertise with a touch of humor to make complex topics accessible and engaging. Until then, keep the conversation going and remember: understanding your fertility is a journey we're on together.

In the third episode of the CEO Diaries, Jill breaks down the numbers, psychology, and strategy behind pricing a successful membership, and shares how she's using that same knowledge in building out the Strategy Lab. She digs into the difference between acquisition and retention, why loyalty should always be rewarded, and how industry norms vary wildly between fitness and business memberships. Jill walks through smart ways to incentivize longer commitments, structure annual vs. monthly options, and use founders' pricing, evergreen funnels, and live launches to create irresistible tiers. From understanding the true ROI timeline to designing offers that are "too good to quit," you'll get a full behind-the-scenes look at building a scalable, sticky membership that people are pumped to stay in.   Get on the wait list for the Strategy Lab! https://jillfitfree.com/strategy-lab-wait-list/   Jill is a fitness professional and business coach who effectively made the transition from training clients in person and having no time to build anything else to training clients online and actually being more successful. Today, Jill helps other coaches to do the same.   Connect with me! Instagram: @jillfit | @fitbizu Facebook: @jillfit Website: jillfit.com                   membership pricing, retention strategies, founders enrollment, fitness industry, business memberships, loyalty rewards, pricing strategies, membership math, customer retention, value delivery

Hello, Puzzlers! Today: A.J. & Greg present puzzling puzzles to each other.Join host A.J. Jacobs and his guests as they puzzle–and laugh–their way through new spins on old favorites, like anagrams and palindromes, as well as quirky originals.Subscribe to Hello, Puzzlers! wherever you get your podcasts! And come join our growing puzzle community over on Patreon, where you can find bonus episodes and other exclusive content!Our executive producers are Neely Lohmann and Adam Neuhaus of Neuhaus Ideas.The show is produced by Claire Bidigare-Curtis.Our Chief Puzzle Officer is Greg Pliska. Our associate producer is Andrea Schoenberg.Our community manager is Gary Buchler.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Joe breaks down the Wednesday NBA Slate with a discussion of Jalen Brunson's potential return, LaMelo Ball's opportunity against the Pacers, and blowout potential across the league.Joe also discusses whether Ball Knowledge matters when betting on sports or if Math remains king.Please like, rate, and subscribe if this was helpful to you!Join the Huddle for $1! https://dubclub.win/r/p/pri-jcfak/?checkout=1&coupon=FIRSTChapters00:00 Intro01:55 Analyzing Player Props and Game Matchups09:36 Exploring Advanced Stats and Player Performance15:19 The Importance of Ball Knowledge in Betting22:40 Harmonizing Math and Ball Knowledge27:24 Pods and Recs

How much business success can realistically come from a single-doctor dental practice? After all, there are only so many hours in a week to see patients. How does this impact your exit options when you decide to retire or sell your practice? And, what are your options if you've reached this ceiling? Dr. John Meis and Wendy Briggs are sitting down to tackle these questions. In this episode, you'll learn where performance tends to plateau, what it means for the business, and what's next for practices like this. If you're the solo doctor in your practice, it's important to know how to position your business for maximum value and build your asset to its fullest potential. Don't miss this important episode. PLUS, in this episode, Dr. John and Wendy mention our upcoming practice growth retreat in Las Vegas! If you're interested in attending this event as a guest, you can request a complimentary ticket here: https://www.theteamtraininginstitute.com/guest 

This Day in Maine for Tuesday, November 18, 2025.

What's your math story? In this episode, Kristen Acosta brings us into hers—and invites us to reimagine math as a subject filled with movement, conversation, and curiosity. Known for her innovative use of clothesline math, Kristen shares how she makes learning visual, kinesthetic, and joyfully human in her classroom and in professional learning experiences. Kristen helps us with actionable strategies for shifting perspectives on what it means to be a math person!We talk about the power of giving students time to think and talk, and how shifting away from rushed, procedural math opens the door to deep understanding. If you're ready to make math more interactive, more human, and more meaningful—this episode is for you.Connect with Kristen!⁠https://kristenacosta.com/⁠https://www.instagram.com/kristenacostamathCheck out Kristen's new Kickstart Number Line packs - to complement any curriculum and get your students moving in math class! https://shop.zaner-bloser.com/collections/kickstart-number-line-activities?srsltid=AfmBOoq9qmcONGnpf-D02rLsZe3CjjIEy8rxrPtrnBHsZZPSyjiU5tHc

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The following was recored LIVE at Revolution Hall in Portland on Nov 1st 2025. It features the incredible music wizardry of Scott Passarella on keys and Kyle Stebbins on drums! This one has hot monsters, greek gods, and despite all odds, MATH. We're still on this tour (depending on when you're reading this.) Get tickets to upcoming live shows AND our live-streamed holiday special at OffBookLive.com!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What happens when a government abruptly cuts off the lifeline of pure science? Imagine canceling Albert Einstein just before he published [E = mc². Terence Tao, the “Mozart of Mathematics,” was one of the unlucky researchers hit when the Trump administration suddenly terminated his federal research funding. Today, I walk and talk with Tao at UCLA to understand how America's greatest living mathematician found himself blindsided by a bureaucratic earthquake — and what it means for the future of discovery. This is Part 1 of our deep dive into Tao's work, his warnings about the collapse of U.S. research infrastructure, and why mathematics is the unseen root system supporting all of modern technology.

The 50-year mortgage is being hyped as a way to make homes more “affordable" according to President Trump. Join Caleb Guilliams to walk through the numbers, the opportunity cost, and why extending mortgages doesn't actually solve the affordability crisis, while also explaining the two scenarios where it might help. Analyze the math, the risk, and the long-term impact on housing prices.Want to Pay Less in Taxes to the Government? Click Here: https://betterwealth.com/tax====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Ever wonder how Airbnb, Vrbo, and dynamic pricing tools actually decide what your nightly rate should be? In this episode, we break down the real data sources behind those pricing recommendations — from market demand signals and booking windows to competitor performance, seasonality, and algorithmic trends. When you understand how platforms think, you can finally stop guessing and start pricing with confidence.Whether you're self-managing or scaling, getting your pricing right is one of the fastest ways to boost your revenue without adding extra work. If you'd like help with your pricing strategy or you're looking for a reliable co-host who treats your property like a business, I'd love to work with you.

What should Christians think about AI? Artificial Intelligence is reshaping culture, business, education, and even the way we think about human identity. In this roundtable conversation, I sit down with 3 Biola professors–and bonafide experts on AI-to explore how believers can navigate the rapidly changing world of AI with wisdom and clarity. WATCH: The End of the World? John Lennox on AI and the Book of Revelation (https://youtu.be/mAfRswipXiE) In this discussion: Michael Arena, Dean of Crowell Business School Mihretu Guta, Professor of Apologetics/Philosophy Yohan Lee, Department of Math and Computer Science *Get a MASTERS IN APOLOGETICS or SCIENCE AND RELIGION at BIOLA (https://bit.ly/3LdNqKf) *USE Discount Code [smdcertdisc] for 25% off the BIOLA APOLOGETICS CERTIFICATE program (https://bit.ly/3AzfPFM) *See our fully online UNDERGRAD DEGREE in Bible, Theology, and Apologetics: (https://bit.ly/448STKK) FOLLOW ME ON SOCIAL MEDIA: Twitter: https://x.com/Sean_McDowell TikTok: https://www.tiktok.com/@sean_mcdowell?lang=en Instagram: https://www.instagram.com/seanmcdowell/ Website: https://seanmcdowell.org Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

After 20 years of watching clients lose everything in market crashes, our guest for today, Larry Kriesmer, cracked the code to limiting risksDon't waste golden nuggets! Get ahead of the 97% with this episode***Know what Type of Business suits you first at https://quiz.franchisewithbob.com/rg - and COPY THE RIGHT BUSINESS FOR YOU!***WHO IS AXEL?  A business consultant. A real estate investor. A mentor. Avid Tesla fan & investor. AI in the Age of Abundance thought leader. His wife's gardener.

Dr. Kylie Peppler of UC Irvine joins the podcast to discuss the deep connections between art, technology, and learning. She explores how playful learning—from toys to AI—can foster creativity and student agency. Dr. Peppler also offers educators a framework for embracing AI as a creative tool rather than something to fear.Connected Arts Learning: Peppler, K., Dahn, M., & Ito, M. (2023). The Connected Arts Learning Framework: An expanded view of the purposes and possibilities for arts 99learning. The Wallace Foundation.Recrafting Computer Science: Speer, S., Huang, J., Yankova, N., Rose, C., Peppler, K., Orta-Martinez, M. (2023) RoboLoom: An Open-Source Loom Kit for Interdisciplinary Engagement in Math, Engineering, and Textiles. The ACM Symposium on User Interface Software and Technology (UIST) 2023. San Francisco, CA.StoryAI: Han, A., Zhou, X., Cai, Z., Han, S., Ko, R., Corrigan, S., & Peppler, K. 2024. Teachers, Parents, and Students' Perspectives on Integrating Generative AI into Elementary Literacy Education.STEAM: Peppler, K., & Thompson, N. (2024). Tools and materials as non-neutral actors in STEAM education. Journal of the Learning Sciences, 1-38E-textiles: Peppler, K. & Bender, S. (2013). Maker movement spreads innovation one project at a time. Phi Delta Kappan, 95(3), pp. 22-27.Scratch (scratch.mit.edu): Peppler, K. (2010). Media arts: Arts education for a digital age. Teachers College Record, 112(8), 2118–2153.Connected Learning Lab - UC Irvine, research institute bringing together researchers across social, cultural, and technical fields, currently focused on: Digital Wellbeing, Research-Practice Partnerships, Neurodiversity and Learning, and Growing Up with AI.Build Lab, program at St Christopher's School combining the best of STEM/STEAM approaches with a broad, skills-based, project-centered focusATLIS AI resourcesChristina's husband Richard's grandfather, Verne Lewellen, Green Bay Packer | Photo of Richard with cousins

Your holiday plans won't be interrupted by another federal election, as Mark Carney's minority Liberal government survives its third confidence vote in as many weeks, passing the federal budget by a vote of 170-168. We talk to Canada's National Observer lead columnist Max Fawcett (6:20) about the factors at play (including promises made), and where everything goes from here. 38:30 | Max argues Alberta Premier Danielle Smith's pipeline math doesn't add up. We take a quick look at Globe & Mail reporter Carrie Tait's exclusive on "flexibly-participating doctors" who'd work a parallel public/private format.  READ MAX'S WORK: https://www.nationalobserver.com/2025/11/18/opinion/alberta-pipeline-economics-danielle-smith 1:19:15 | Adele was 24 weeks pregnant with identical twins when she was admitted to the Royal Alexandra Hospital's Antepartum Unit. For the next 62 days, amid considerable stress, she found something beautiful. Adele's story is this week's Echoes of the Alex presented by the Royal Alexandra Hospital Foundation.  GIVE TO THE ROYAL ALEX: http://givetoroyalalex.org/ SHARE YOUR ECHO of the ALEX STORY: talk@ryanjespersen.com  FOLLOW US ON TIKTOK, X, INSTAGRAM, and LINKEDIN: @realtalkrj & @ryanjespersen  JOIN US ON FACEBOOK: @ryanjespersen  REAL TALK MERCH: https://ryanjespersen.com/merch RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON: patreon.com/ryanjespersen THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

It's time for another episode of our newest feature on Morning Focus, Traditional Greats. Traditional Greats is presented and produced by Therese McInerney. This captivating 26-part series celebrates the enduring legacy of traditional Irish music in our county. Each episode pays tribute to a legendary Clare musician who has passed on, but whose influence continues to inspire generations. Therese speaks with musicians from across the county, exploring how these iconic figures shaped their musical journeys and contributed to Clare's unique cultural heritage. Throughout the series, the timeless sounds of these greats are brought vividly to life, weaving their legacy into the very fabric of Clare's musical identity. Listeners will enjoy a rich and heartfelt journey through the melodies, stories, and traditions that define our county's proud musical history. In the latest episode of Traditional Greats, Therese pays tribute to Seamus Mac Mathúna, with the help of Garry Shannon.

“THE HEART OF STEWARDSHIP” — A Sermon on Trust & MoneyThis message explores Jesus' teaching on stewardship from Matthew 25 and why it's NOT really about money, it's about the heart. God owns everything; we simply steward it. And one day, the Owner will return to settle accounts.Jesus shows that good stewardship leads to joy, while neglecting what God entrusted leads to loss. But the deeper issue? The heart.“You cannot serve God and mammon.” — Luke 16:13Money can deceive, greed can pull us from faith, and trust becomes the real challenge. Jesus watched how people gave, not how much (Mark 12). God is drawn to a sacrificial, trusting heart.Giving works greed out of us and aligns our treasure with our heart.“God loves a cheerful giver.” — 2 Corinthians 9:7 Where is your heart? How are you approaching God?

Welcome to episode number #540of Learn Polish Podcast which is #20 Re-Mastered. Roy and Kamila practice Polish numbers, counting, and basic math vocabulary including plus, minus, times and divide. They cover numbers from zero up to millions, practice arithmetic (addition, subtraction, multiplication, division), and touch on pronunciation tips like rolling the R. This episode is a short, practical lesson for learners who want to strengthen number skills and everyday math terms in Polish.   I have just launched my PodFather Podcast Coach Community https://www.skool.com/podfather/about   Start your own SKOOl Academy https://www.skool.com/signup?ref=c72a37fe832f49c584d7984db9e54b71   All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠    Do you want to unlock your potential? https://www.skool.com/brainfitness/about  

Do you say your math program prioritizes critical thinking, but struggle to see it in action across classrooms?Many districts include critical thinking as part of their math vision. It is a powerful goal and one that prepares students to engage with complex ideas and make thoughtful decisions. However, teams often lack a shared and practical definition of what critical thinking looks like during math learning.In this episode, we reflect on a powerful moment from the documentary Counted Out. Students analyze exponential growth and challenge one another's thinking using real math. That scene led us to consider what conditions allow for this kind of deep student thinking. We also explore how beliefs, systems, and instructional choices can either support or limit the development of critical thinking in math classrooms.If your school or district is working toward greater coherence in your math instruction, this episode offers a meaningful opportunity to pause, reflect, and consider your next steps.Listeners will:Hear how one real classroom brought math-based critical thinking to life through meaningful dialogue and reflection.Learn why unclear definitions of “critical thinking” create misalignment across teams.Discover practical starting points — like focusing on metacognition — that help build coherence without overwhelming teachers.Press play to rethink what critical thinking in math actually means — and why it matters more than ever.Not sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & Units Show Notes PageLove the show? Text us your big takeaway!Are you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.

What if math could feel like play?

Send us a textEp 302 Ron Waterman Career Deep Dive Ron Waterman stepped out of the classroom as a teacher and made his way into the cage to fight some of the world's toughest men. Ron takes us through his journey that includes legendary manager Phyllis Lee, dealings with Math maker John Perretti and wrestling in the WWEPlease follow our channels on Follow the MMA History Team on Instagram: MMA Detective Mike Davis @mikedavis632 Co Host Joey Venti @aj_ventitreRecords Keeper-  Andrew Mendoza @ambidexstressSocial Media Manager Andy Campbell  @martial_mindset_Thumbnails Julio Macedo  @juliosemacentoInstagram https://www.instagram.com/mmahistorypodcast?igsh=aHVweHdncXQycHBy&utm_source=qrSpotify https://open.spotify.com/show/3q8KsfqrSQSjkdPLkdtNWb?si=aL3D5Y3aTDi-PQZdweWL8gApple Podcast MMA History PodcastYouTube https://youtube.com/@MMAHistoryPodcast?si=bj1RBXTZ2X82tv_JOutro song: Power - https://tunetank.com/t/2gji/1458-powerMike - The MMA Detective - @mikedavis632 Cash App - $mikedavis1231Venmo - Mike-Davis-63ZELLE: Cutthroatmma@gmail.com / ph#: 773-491-5052 #MMA #UFC #NHB #MixedMartialArts #MMADetective #MikeDavis #MMAHistory #OldSchoolMMA #MMAPodcast #fightpodcast Thank You for your support0:00 MMA history podcast intro  0:32 Joey Venti's guest introduction 1:02 interview start 1:21 current life 1:50 training with Bas Rutten 2:54 beginnings in MMA 4:28 Bas Rutten invitational 14:47 experience with John Perretti6:49 Ron Waterman vs Daniel James7:46 Ron Waterman vs Joshua Jenkins9:02 Ron Waterman vs Matt Asher11:51 Ving Tran 13:16 going back to work after tournament 14:24 Went to UFC 19 to introduce himself16:11 manager Phyllis Lee 19:44 receiving black belt under Leo Sawyer 20:47 Nate Marquardt 25:23 getting the call for UFC 20 27:46 Ron waterman vs Chris Condo30:26 Ron Waterman vs Andre Roberts34:34 Ron Waterman vs Tim Lajcik39:17 pay for early UFC 39:32 receiving messages from Eddie Goldman40:16 Ron Waterman vs Satoshi Honma41:00 trained Shane Carwin for Brock Lesnar fight 44:20 refusing to sell soul in WWE 48:31 WWE occult imagery 49:49 using submissions in fights 50:58 training with Brendan Schaub52:19 Ron Waterman vs Valentijn Overeem55:00 experience with Jon Jones 55:41 relationship with Mark Coleman 57:14 Ron Waterman vs Jerry Vrbanovich59:09 Ron Waterman vs Jun Ishii1:00:47 experience with the Yakuza 1:01:41 Ron Waterman vs Mirco Crocop1:04:40 fighters greasing before fights 1:05:53 Japanese fighters struggling in the US 1:07:31 Ron Waterman vs Keigo Takamori1:10:13 never giving take down points 1:10:54 Ron Waterman vs Kevin Randleman1:14:15 Ron Waterman vs Tsyoshi Kosaka1:15:40 cancelled Pancrase event 1:16:20 Ron Waterman vs Rico Rodriguez1:19:11 injuries going into rematch with Rico Rodriguez1:21:51 Ron Waterman vs Roger Gracie1:24:54 Alternate for at a YAMMA pit fighting event 1:27:32 interview wrap up/final message 1:31:20 outro/closing thoughtsSupport the show

You know that moment when a gig just clicks — when everyone on stage suddenly realizes it's more than just a show? That's where this episode starts. You'll hear how saying “yes” to new gigs can lead to unexpected magic, how the right players bring out the best in each […] The post Live Music, Live Mix: The Magic and the Math — Gig Gab 508 appeared first on Gig Gab.

On today's episode of the Fletch, Vaughan & Hayley Big Pod, Hayley had to send a awkward text to a 'buddy' and what dangerous toys did you have as a kid? Female Energy drink ten worst tourist attractions SLP - Do you shut your apps in the background Hone Alone is 35 Top 6 - Things on my Jacinda Arden Graham Norton Bingo card Synthony We say Maths instead of Math What dangerous toy did you have as kid Trapping celebs on your close friends Do you hate your Spouse's job and why Fact of the day Hayley had send an awkward text Forehead kisses are the end of your relationship See omnystudio.com/listener for privacy information.

Send us a textMany classrooms use the CUBES strategy for solving word problems. It's familiar, structured, and gives students a clear process. However, in this episode, we explore how traditional CUBES may unintentionally encourage students to “hunt for clues” instead of understanding the meaning of the story. Let's talk about how to shift from keywords to reasoning using the Word Problem Workshop approach.In this episode, you'll hear how we reimagine CUBES to shift students from identifying to understanding:C — Consider the Context: What's the story about?U — Understand the Question: What is being asked?B — Bring Meaning to Numbers: What do the numbers represent?E — Examine the Situation: What is changing or happening?S — Support Understanding: Grapple and discuss before solving.This small shift leads to huge gains in reasoning, confidence, and real problem-solving.

In this episode of The MFR Coach Podcast, Heather Hammell sits down with long-time client and MFR therapist Sara Martin, owner of Fire Rainbow Myofascial Release in San Antonio, Texas. Sara has been coaching with Heather since 2021 and returns to the show after nearly two years to share what has changed: higher pay, consistent $10K months, and a new level of calm, confidence, and self-trust. Key Wins and Metrics 2021 Revenue: $39,870 2022 Revenue: $60,000 First 6-Figure Year: 2023 2024 Projected Revenue: $100K+ July 2024 Earnings: $24,000 Personal Pay (2024 to date): $48,000 and rising Mindset Lessons from the Journey Success can feel “boring” when it's sustainable. Awareness shortens recovery time from setbacks. Calm profit beats hustle every time. Every MFR therapist deserves to earn more than a living wage. What's Next for Sara Sara's goal for 2025 is to maintain her $100K business with ease while increasing her personal salary to $70K–$80K. Her focus is on building long-term financial stability, expanding her savings, and continuing to lead both her life and her business from calm authority. Website | Instagram | Facebook | EP. 35 Looking Busy vs. Being Busy with Sara Martin | Minisode 13: Sara Martin From Fire Rainbow Myofascial Release | EP. 145  The Journey of MFR Business Ownership with Guest Hosts Donna, Leslie, and Sara Part 1 | EP. 146  The Journey of MFR Business Ownership with Guest Hosts Donna, Leslie, and Sara Part 2 | EP. 182 Beyond 100K Series: How To Take Time Off    **This podcast is not medical advice and is not a substitute for consultation with an appropriate medical professional. We make no representations as to any physical, emotional, or mental health benefits that may be derived from listening to our podcast. Likewise, we do not make any representations or guarantees as to any possible income, business growth, additional clients, or any other earnings or growth benefits that may be derived from our podcast. Any testimonials, examples, or other results presented are the experiences of one client. We do not represent or guarantee you will achieve the same or similar results. You understand and agree you are solely responsible for any decisions you make from the information provided.**   The MFR Coach's Podcast includes affiliate links in its show notes. This means we may earn a commission if you click on or make purchases via the links in our show notes.

  Mike Kenny - MathFactLab: Helping to Make Math Easier to Learn. This is episode 799 of Teaching Learning Leading K12, an audio podcast. Mike Kenny taught 5th grade for 19 years: 4 in England and 15 in VT.   Mike is the designer of MathFactLab. MathFactLab is based on the idea that pattern recognition makes math easier to learn. Each year, Mike found that many of his students came to fifth grade lacking basic math fact fluency. Frustrated that the math fact materials commercially available did not match what research recommended, he gradually came to the conclusion that he ought to try creating his own math fact program. MathFactLab is the result of several years of effort, much research, a great heap of advice, many drafts, and lots of trial and error in Mike's classroom and beyond. Mike has degrees from the University of Notre Dame, the College of William and Mary, and the Vermont Mathematics Initiative (at UVM). Our focus today is Mike's MathFactLab: Helping to Make Math Easier to Learn. So much to learn and think about! Thanks for listening! Thanks for sharing! Before you go... You could help support this podcast by Buying Me A Coffee. Not really buying me something to drink but clicking on the link on my home page at https://stevenmiletto.com for Buy Me a Coffee or by going to this link Buy Me a Coffee. This would allow you to donate to help the show address the costs associated with producing the podcast from upgrading gear to the fees associated with producing the show. That would be cool. Thanks for thinking about it.  Hey, I've got another favor...could you share the podcast with one of your friends, colleagues, and family members? Hmmm? What do you think? Thank you! You are AWESOME! Connect & Learn More: mike@mathfactlab.com http://www.mathfactlab.com https://www.instagram.com/mathfactlab/?hl=en https://www.facebook.com/people/Math-Fact-Lab/100087028068411/ https://www.youtube.com/@mathfactlab Length - 34:08

I heard a story about a daughter who wrote her dad about marrying someone she met online: “We met on eHarmony, became friends on Facebook, had long chats on WhatsApp. He proposed on Zoom.” Her dad replied, “I suggest you two get married on X, have fun on Tango, buy your kids on Amazon, and, when you get fed up with this new husband, just sell him on eBay.” There are lots of views today on what marriage is, but the one opinion that should really matter is that of the One who invented marriage—Jesus. Even though Jesus was single and never married, He knew more about marriage than any marriage counselor because marriage was His idea. When the Pharisees asked Him about divorce, Jesus didn't answer their question about how to get out of marriage. Instead, He explained why you should stay in marriage. In one simple but unbelievably strong sentence, Jesus taught that in marriage math, 1 + 1 = 1. In this passage, Jesus outlined the three principles you need to guard what God has established and, in doing so, fulfill His purpose in your life.

Zach is joined by Hui Couch to talk about how she uses the model to inspire her multi-lingual learners in math class, and to talk about how she approached designing a presentation for other teachers on using MCP in math classes Show Notes MCP Podcast Episode 246: Math Mentor Relationship (https://podcast.modernclassrooms.org/246) MCP Podcast Episode 243: Math and ELL (https://podcast.modernclassrooms.org/243) MCP Math Playbook Resources (coming soon!) Connect with Hui by email at hui.couch@modernclassrooms.org (mailto:hui.couch@modernclassrooms.org) Contact us, follow us online, and learn more: Email us questions and feedback at: podcast@modernclassrooms.org (mailto:podcast@modernclassrooms.org) Listen to this podcast on Youtube (https://www.youtube.com/playlist?list=PL1SQEZ54ptj1ZQ3bV5tEcULSyPttnifZV) Modern Classrooms: @modernclassproj (https://twitter.com/modernclassproj) on Twitter and facebook.com/modernclassproj (https://www.facebook.com/modernclassproj) Kareem: @kareemfarah23 (https://twitter.com/kareemfarah23) on Twitter Toni Rose: @classroomflex (https://twitter.com/classroomflex) on Twitter and Instagram (https://www.instagram.com/classroomflex/?hl=en) The Modern Classroom Project (https://www.modernclassrooms.org) Modern Classrooms Online Course (https://learn.modernclassrooms.org) Take our free online course, or sign up for our mentorship program to receive personalized guidance from a Modern Classrooms mentor as you implement your own modern classroom! The Modern Classrooms Podcast is edited by Zach Diamond: @zpdiamond (https://twitter.com/zpdiamond) on Twitter and Learning to Teach (https://www.learningtoteach.co/) Special Guest: Hui Couch.

Jackie Myers is the owner of Useful Stitches drapery workroom and Useful Stitches Etsy.  She has been sewing for 38 years.  After graduating with a BS in Math, she decided to pursue her interest in sewing and took sewing and decorating classes. After sewing for years as a hobby for herself and friends, she decided to officially open shop as Useful Stitches, LLC eleven years ago.  She sews mainly to the trade with some retail jobs.  Her husband of 38 years is her installer, accountant, and consultant.  When she is not sewing, she loves to garden, cook, watch birds in her back yard, and sew useful gifts. You can find Jackie on Facebook. Links and Resources; As an Amazon Associate, I earn from qualifying purchases and I am grateful if you choose to use my links.  Some of the links below are affiliate links. Bill's Sewing Center New Complete Guide to Sewing: Step-by-Step Techniques for Making Clothes and Home Accessories Custom Draperies in Interior Design by Mary Neal Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine by Mike Michalowicz    The Sew Much More Podcast is sponsored by;     Klimaka Studios   The Workroom Channel   Scarlet Thread Consulting   The WCAA   The Curtains and Soft Furnishings Resource Library   National Upholstery Association   Workroom Tech    

#660: Caring for an aging parent can morph into a second full-time job, and even the most financially savvy adults get blindsided. Bank accounts freeze, home sales stall, and family savings disappear faster than anyone expects. In this episode, we dig into what really happens when you take over a parent's financial life, from the first power of attorney to the final tax return. We explore the emotional and logistical realities of dementia care, Medicaid, trusts, probate, and why a single smartphone setting can determine whether you can access the information you need. Veteran financial journalist and certified financial planner Beth Pinsker joins us to share the hard lessons she learned while managing her parents' money, housing, and estate. She opens up about the “you don't know what you don't know” moments that hit even experts. We look at why almost every caregiver reaches a breaking point, the two documents that can save a year of stress and tens of thousands of dollars, how a forgotten zero-balance home equity line nearly torpedoed a real estate deal, and why phone access now belongs at the center of estate planning. We also confront the brutal math of long-term dementia care, the real differences between Medicare and Medicaid, how to evaluate facilities beyond brochures, and what happens when a parent dies without updated paperwork. Through it all, we focus on how clear conversations about wishes and values can reduce guilt and burnout for the people left steering the ship. Key Takeaways Financial caregiving comes for almost everyone eventually, and even experts hit roadblocks, so the goal is not perfection but reducing avoidable chaos. Power of attorney and healthcare proxy documents are foundational, often more urgent than a will, and they need to be current, state-appropriate, and shared with the people who may need to use them. A locked smartphone without a legacy contact can become a financial brick, cutting caregivers off from essential clues about accounts, subscriptions, and bills. Long-term dementia care can run five to six figures per year, outlasting even solid nest eggs, so families need to confront the realities of Medicaid and state-specific safety nets before the money runs out. How assets are titled, from bank accounts to real estate, determines whether heirs inherit smoothly through a trust or spend years and thousands of dollars navigating probate. The most important “plan” is knowing a loved one's wishes for quality of life and end-of-life care, so financial and medical decisions feel like honoring them instead of guessing in the dark. Key moments (0:00) Why financial caregiving blindsides even the experts (05:18) The hidden home equity line that almost killed a real estate deal (10:54) Two documents every adult in your life should have (14:29) The critical phone setting that protects access to accounts and memories (21:23) What Prince's estate taught us about wills and inertia (31:39) Planning for a decade of dementia care without going broke (35:16) How Medicaid really works and why “running out of money” is a process (38:46) The menu of care options from in-home help to CCRCs and nursing homes (44:31) The “smell test” for evaluating facilities in the real world (51:06) What to do in the first weeks after a parent dies (54:38) Trusts, titles, probate, and how one frozen account cost $5,000 to unlock (01:01:04) Knowing their wishes so money decisions feel like honoring, not guessing Resources and Links Beth Pinsker's website: bethpinsker.com Beth's retirement and financial planning columns at MarketWatch Beth's book, My Mother's Money, on financial caregiving and planning for aging parents and loved ones Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn how to JournalSpeak ➡️  https://bit.ly/3IsmzN4  At 21, Jay was living an extraordinary life — an international freestyle skier and full-time Math and Computer Science student. After winning a national ski competition, he caught Covid — and everything changed. As the virus faded, Jay was left with crushing fatigue that spiraled into ME/CFS and Long Covid. Within months, he became 97% bedbound — unable to walk to the bathroom or care for himself. His parents became his lifeline, researching desperately while he struggled to survive. Then Jay's father found Gary (Season 3, Episode 26) who introduced them to my work, and Jay's cognitive symptoms began to lift. With a consistent JournalSpeak practice and MindBody mindset, he is now completely recovered - competing and training again harder than ever. Jay's story is a stunning reminder that there is more to illness than meets the eye. Join us for this incredible conversation. XOOX n. PLEASE RATE AND REVIEW THE PODCAST HERE TO HELP OTHERS FIND IT! Producer: Lisa Eisenpresser ~~~~~ SUPPORT:

Ebro, Laura, and Rosenberg host HOT 97's flagship program "Ebro In The Morning!" on today's episode 11/13/25 -The Epstein Engine, Thanksgiving Travel, Is The Government Opening?, We’re Bad at Math, Kris Jenner’s Birthday Party, and much more! All that and more on Ebro In The Morning! To be a part of the Gurus email theguru@ebrointhemorning.com To be a part of Freedom Friday email info@ebrointhemorning.comSee omnystudio.com/listener for privacy information.

Tyler tears into the "stop buying lattes" take and runs the numbers that actually break buyers and clients. The squeeze lands on builders too - changing bids, quality, and what projects even pencil out. Show Notes:  00:00 The meme and why it's off 04:00 Life costs vs "coffee" costs 06:30 1981 starter home vs today's code & specs 07:25 Rates, prices, and the real math 10:35 How this hits builders and quality 12:05 Healthcare, childcare, and budgets 13:45 Remodel numbers that don't work 16:10 Myths Tyler hears vs reality on site 20:00 The human toll and what needs to change 27:50 Wrap-up Video Version:  https://youtu.be/qJxBE_2G6t4   Partners:  Andersen Windows Buildertrend Harnish Workwear  Use code H1025 and get 10% off their H-label gear   The Modern Craftsman: linktr.ee/moderncraftsmanpodcast Find Our Hosts:  Nick Schiffer  Tyler Grace  Podcast Produced By: Motif Media

Join Jim and Greg for the Thursday 3 Martini Lunch as they celebrate the end of a pointless government shutdown, blast United Nations Secretary-General Antonio Guterres for trying to silence free speech online, and recoil at how shockingly bad college students have become at math.First, Jim and Greg applaud the House vote to end the government shutdown, rip Democrats for their six weeks of incoherent grandstanding, and look ahead to late January when this may happen all over again.Next, they unload on Secretary-General Guterres for claiming online “disinformation and misinformation” are poisoning discourse and insisting that tech companies have a responsibility to crack down on speech that supposedly distorts the facts. Guterres says this speech he doesn't like is hampering the UN's ability to enact its climate agenda. Well, that's a shame. Jim not only defends free speech but points out that the UN should not be involved in this debate at all.Finally, they shudder as college professors warn that incoming students are much worse at math than ever before. One study finds fewer than 20 percent can handle middle school–level math, and many struggle with even the most basic concepts. Jim and Greg consider how so many young adults made it to college so poorly prepared.Please visit our great sponsors:Get 10% off your first month of BetterHelp by visiting https://BetterHelp.com/3ML today!OneSkin uses the patented OS-01 Peptide™ designed to keep skin healthier, stronger, and more resilient over time. Get 15% off OneSkin with the code 3ML at https://www.OneSkin.co/3ML Try the Oracle Cloud Infrastructure for free with zero commitment by visiting https://Oracle.com/Martini today!

This week on Schauer Thoughts we have a special guest - please give a warm welcome to Mina Neuberg, CEO of WonderMath! Also, this episode is NOT an ad, I am not being paid, I just really love math and wanted to discuss learning and executive functioning with the executive putting the “fun” in functional learning. No but seriously, math is incredibly important and I appreciate y'all listening and *hopefully* expanding the communal comfort zone! Learn More About WonderMath: https://www.wondermath.com/  Where to Reach Mina: mina@wondermath.com  New Book Club Information: https://www.patreon.com/posts/new-book-for-143088045  Resources: What We Value: The Neuroscience of Choice & Change - Emily Falk The Power of Fun - Catherine Price Mathematics for Human Flourishing - Francis Su Is Math Real? - Eugenia Cheng  The Knowledge Illusion: Why We Never Think Alone - Philip Fernbach  Neural correlates of hate https://pubmed.ncbi.nlm.nih.gov/18958169/ What Is Hate and Where Does It Live in the Brain? https://www.psychologytoday.com/us/blog/your-brain-on-food/202208/what-is-hate-and-where-does-it-live-in-the-brain The premotor cortex https://www.physio-pedia.com/Premotor_Cortex#:~:text=The%20premotor%20cortex%20is%20a,of%20the%20contralateral%20hemisphere%20alone. Behavioral energetics in human locomotion: how energy use influences how we move https://pmc.ncbi.nlm.nih.gov/articles/PMC11993254/  Demonstration and Pantomime in the Evolution of Teaching https://pmc.ncbi.nlm.nih.gov/articles/PMC5361109/ Total Physical Response (TPR) - Teaching Method https://www.researchgate.net/publication/392376539_Total_Physical_Response_TPR Screen Apnea  https://www.npr.org/2024/06/10/1247296780/screen-apnea-why-screens-cause-shallow-breathing  Olfactory Enrichment to Improve Memory https://pmc.ncbi.nlm.nih.gov/articles/PMC10405466/ What the Thalamus Does https://teachersinstitute.yale.edu/curriculum/units/2012/3/12.03.02/4#:~:text=In%20this%20way%2C%20the%20thalamus%20is%20screening,matters%20of%20value%20and%20filtering%20out%20distractions.  This is How the Brain Filters Out Unimportant Details https://www.psychologytoday.com/us/blog/brain-babble/201502/is-how-the-brain-filters-out-unimportant-details#:~:text=This%20%E2%80%9Creciprocal%E2%80%9D%20connectivity%20can%20be,popcorn%2C%20and%20air%20conditioning). Movement-Based Learning: Students Need to Use Their Bodies to Learn  https://www.teachhub.com/teaching-strategies/2025/03/movement-based-learning-students-need-to-use-their-bodies-to-learn/  Math Has Its Own Language. How Can Students Learn to Speak It? https://www.edweek.org/teaching-learning/math-has-its-own-language-how-can-students-learn-to-speak-it/2024/09 Conceived linearities in mathematics education and how to disrupt them https://www.tandfonline.com/doi/full/10.1080/14794802.2025.2579307?src=#d1e125 How Did You Solve It? Metacognition in Mathematics  https://www.ascd.org/el/articles/how-did-you-solve-it-metacognition-in-mathematics Writing Problems in Possessive Form https://www.ef.edu/english-resources/english-grammar/forming-possessive/ Learn more about your ad choices. Visit podcastchoices.com/adchoices