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In this episode of The Catholic Money Show, Jonathan and Amanda Teixeira talk about a financial task many families know they should revisit but often put off: life insurance.After growing their family and realizing their original policies no longer matched their current reality, Jonathan and Amanda share why life insurance needs to be reviewed as your family changes. What made sense before kids, or with one or two children, may no longer be enough after more children, a larger mortgage, higher expenses, inflation, or a change in family needs.They explain why term life insurance can be an act of love and stewardship, especially for families with dependents. The goal is not to create a windfall, but to make sure your spouse and children would be financially cared for if the unthinkable happened.
The groundbreaking proof assistant Lean acts as a sort of automatic quality control. It's gaining ground in the math world — in part because it can interact with AI to open new avenues of inquiry. But there are concerns, too. On this episode of The Quanta Podcast, host Samir Patel speaks with author Kevin Harnett about his new book, the first release from Quanta Books, “The Proof in the Code.” It was featured in a recent excerpt for Quanta Magazine. Each week on The Quanta Podcast, Quanta Magazine editor in chief Samir Patel speaks with the people behind the award-winning publication to navigate through some of the most important and mind-expanding questions in science and math.
Executive Summary In the third and final episode of the Prosperity Podcast's retirement series, Kim Butler and Spencer Shaw arrive at the topic most people want to start with: portfolio allocation. But three episodes in, the foundation is in place, and the numbers hit differently. Kim opens by explaining why the typical 60/40 stocks-to-bonds split is far more dangerous than most investors realize, and why the math behind it rarely matches the projections people are shown. The core problem is a triple drag: taxes, fees, and opportunity cost. Every dollar paid in taxes or fees does not just leave the portfolio. It removes that dollar's future compounding power for the life of the investment. Kim illustrates with a stark example run through Todd Langford's TruthConcepts calculators: a $2 million portfolio projected to grow to $14 million can, under the weight of taxes, fees, automatic rebalancing costs, and forced withdrawals during market downturns, shrink to less than $1 million in real outcome. The numbers were so surprising that Todd ran them twice on separate tools before Kim felt comfortable sharing them. The solution Kim presents is replacing the bond allocation, typically 40%, with whole life insurance cash value. In the analysis, doing so kept the overall portfolio close to its $14 million potential. Whole life cash value carries no market volatility, no tax drag, and does not create forced selling during downturns. Combined with a cash flow bridge, a separate liquid position you can draw from when markets are down, this structure prevents paper losses from becoming actual losses. The episode closes with a brief overview of two whole life strategies: the Infinite Banking Concept and the Rockefeller approach, and an open invitation to reach out to Kim directly at hello@prosperitythinkers.com for personalized guidance. Links & Resources Mentioned For resources and additional information of this episode go toEmpower Your Finances With Our Prosperity Podcast Empowering Parents, Nurturing Futures - Prosperity Parents Kim D. H. Butler Keywords 60/40 portfolio problems, portfolio allocation retirement, whole life insurance cash value, bond alternative investment, cash flow bridge retirement, opportunity cost investing, taxes fees retirement portfolio, infinite banking concept, Rockefeller approach life insurance, retirement portfolio strategy, prosperity thinkers, financial freedom, stock market volatility retirement, automatic rebalancing cost, TruthConcepts calculators, replace bonds whole life, wealth preservation, financial education, prosperity economics, retirement investment strategy Episode Highlights [00:00:00 - 00:01:49] Spencer frames part three and Kim explains why jumping to investments first skips the essential foundation. [00:01:49 - 00:03:14] Kim introduces the 60/40 stock-to-bond split and the common assumption that a 12% market return makes a 4% withdrawal risk-free. [00:03:14 - 00:04:47] Kim explains automatic rebalancing: how resetting from 65/35 back to 60/40 creates taxable events and fees every cycle. [00:04:47 - 00:05:52] The triple drag: taxes, fees, and opportunity cost. Every dollar paid out removes its future compounding power permanently. [00:05:52 - 00:06:53] The $2M to $14M to under $1M example. Kim introduces the finding that replacing bonds with whole life cash value recovers the $14M outcome. [00:06:53 - 00:07:31] Todd's verification process: HP 12C and TruthConcepts run in parallel to confirm the result before publication. [00:07:31 - 00:08:12] Who should be looking at this now: 30s, 40s, and 50s. Not 65. Though 65 is not too late. [00:08:12 - 00:09:35] The cash flow bridge: a non-correlated cash position that prevents selling a down portfolio and turning paper losses into actual losses. [00:09:35 - 00:11:12] Spencer's observation: bonds and typical retirement planning both produce slow attrition. Kim names whole life insurance cash value as the alternative vehicle. [00:11:12 - 00:13:41] Two whole life approaches: Infinite Banking (high cash value, low death benefit) vs. Rockefeller method (high death benefit). Kim invites personalized email conversations. [00:13:41 - 00:14:32] Spencer wraps the three-part series: control is returned to the listener. Retirement as a concept is reframed. Subscribe CTA.
In this behind-the-scenes episode, Sharona and Boz take listeners inside the early stages of designing a brand-new (to Sharona) course: a general education quantitative reasoning class she affectionately describes as “Math for Humans.” Using the conversation itself as a form of reflective practice, Sharona and Boz unpack the challenges of building a grading architecture, selecting meaningful assessments, and creating authentic learning experiences for students who may never take another mathematics course. Along the way, they wrestle with broad learning outcomes, project-based assessment, collaborative grading, student agency, and the growing influence of AI on both learning and assessment. The discussion explores difficult questions about what students actually need to know, how educators can balance structure with autonomy, and whether traditional academic skills still make sense in a world where AI tools are readily available. More than a conversation about one course, this episode offers a candid look at the uncertainty, experimentation, and reflection that accompany thoughtful course design and demonstrates why redesigning a course is often less about finding answers than about asking better questions.LinksPlease note - any books linked here are likely Amazon Associates links. Clicking on them and purchasing through them helps support the show. Thanks for your support!The Impact of Artificial Intelligence (AI) on Students' Academic DevelopmentThe Course Design CycleResourcesThe Center for Grading Reform - seeking to advance education in the United States by supporting effective grading reform at all levels through conferences, educational workshops, professional development, research and scholarship, influencing public policy, and community building.The Grading Conference - an annual, online conference exploring Alternative Grading in Higher Education & K-12.Some great resources to educate yourself about Alternative Grading:The Grading for Growth BlogThe Grading ConferenceThe Intentional Academia BlogRecommended Books on Alternative Grading:Grading for Growth, by Robert Talbert and David ClarkSpecifications Grading, by Linda NilsenUndoing the Grade, by Jesse StommelFollow us on Bluesky, Facebook and Instagram - @thegradingpod. To leave us a comment, please go to our website: www.thegradingpod.com and leave a comment on this episode's page.If you would like to be considered to be a guest on this show, please reach out using the Contact Us form on our website, www.thegradingpod.com.All content of this podcast and website are solely the opinions of the hosts and guests and do not necessarily represent the views of California State University Los Angeles or the Los Angeles Unified School District.MusicCountry Rock performed by Lite Saturation, licensed under a Attribution-NonCommercial-NoDerivatives 4.0 International License.
If you've ever wondered what to actually do during small group time in math, this episode will give you a clear and practical way to support students without lowering expectations.We built a simple Math Coherence Compass to help district and school leaders make aligned decisions around math—without adding another initiative. Get your free copy and training here https://makemathmoments.com/coherence-compass/Not sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem-based lessons and units? Make Math Moments Problem Based Lessons & Units Description:Many school systems measure success in math education by one thing: math test scores. But what if waiting for scores to improve is actually slowing down meaningful change?Math test scores are often treated as proof that math professional development, initiatives, or instructional changes are working. But the reality is, they're lagging indicators—they tell us what already happened, not what's happening right now. When math leaders focus only on math test scores and outcomes, they risk missing the daily classroom experiences that actually produce those outcomes. Sustainable improvement doesn't come from chasing math test scores. It comes from redesigning the systems, structures, and instructional experiences that shape student learning every day.In this episode, you'll explore:Why math test scores are lagging indicators in math improvementThe difference between activity and actual impactWhat math leaders should measure instead of waiting for outcomesHow classroom experiences shape long-term achievementWhy systems—not individuals—drive resultsWhat it means to “change the change” in math educationIf you're feeling pressure to prove improvement through math test scores alone, this episode will help you rethink what meaningful progress actually looks like—and how to build systems that create lasting change.Show Notes PageLove the show? Text us your big takeaway!Empower Your Students (and Teachers) Using A Professional Learning PlanThat Sparks Engagement, Fuels Deep Learning, and Ignites Action! Book a time to chat with our team to see how we can help you achieve your math goals! https://makemathmoments.com/plan/Are you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.
How many beds of lettuce do you actually need to hit $250, $500, or $1,000 a week? Using production data from Ray Tyler's Rose Creek Farms in Tennessee — a farm that's done over $400,000 in sales on ¾ acre — here's the exact math. Click here to watch the full episode on our YouTube Channel. Subscribe for more content on sustainable farming, market farming tips, and business insights! Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower: Instagram Instagram Listen to other podcasts on the Modern Grower Podcast Network: Carrot Cashflow Farm Small Farm Smart Farm Small Farm Smart Daily The Growing Microgreens Podcast The Urban Farmer Podcast The Rookie Farmer Podcast In Search of Soil Podcast Check out Diego's books: Sell Everything You Grow on Amazon Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
Send us Fan MailCreating a classroom of problem solvers can feel overwhelming when you're trying to fit problem solving, fluency, discourse, assessment, intervention, and curriculum pacing into a single math block.In this episode we're unpacking the six essential elements that help students become confident, capable mathematicians and how these elements work together to create a classroom where students do the thinking, talking, and problem solving.Inspired by the research in Adding It Up: Helping Children Learn Mathematics, we'll explore why mathematical proficiency is about so much more than getting the right answer and how small shifts in instruction can help students develop deeper understanding, stronger reasoning, and greater independence.In this episode, we're chatting about: How thinking routines build reasoning, discourse, and fluencyWhere intervention, small groups, and strategic instruction fitWhat purposeful fluency really meansHow student-engaged assessment supports learning and growthWhy identity and belonging are essential for mathematical successHow to fit it all together without adding more to your dayWhether you're implementing Word Problem Workshop, exploring student-centered math instruction, or simply looking for ways to increase student thinking and engagement, this episode will help you reimagine what your math block can be.Resources Mentioned:
What if ambition is not the problem—but the way we fuel it is? In this episode of Leveraging Thought Leadership, Peter Winick speaks with Janine Mathó, author of "Live Your Opus", about the Opus Way: a framework designed to help high achievers build healthy, meaningful careers without lowering their ambition. Janine challenges the old tradeoff between success and sustainability. Her message is clear. You do not need less ambition. You need the energy, systems, and self-awareness to support it. Her work helps leaders understand how they operate under pressure. It gives them practical language for stress, change, burnout, and performance. It also helps teams see where energy is being spent, where it is being drained, and how leadership behavior shapes culture. Janine also shares how her tools are evolving from individual development into organizational capability. Her diagnostics, change continuum, and Opus 8 energy framework help leaders identify what is happening beneath the surface. Why decisions stall. Why teams struggle. Why people overextend. And why performance cannot scale when energy is ignored. Peter and Janine explore what it takes to turn thought leadership into a business model. The book serves the individual. The advisory work targets the top of the house. The bigger opportunity is helping organizations build internal capacity, embed the frameworks, and eventually use the work without Janine in every room. This conversation is about more than well-being. It is about leadership strategy. It is about sustainable ambition. And it is about creating tools that help people perform under pressure without losing themselves in the process. Three Key Takeaways: • Ambition needs energy to sustain it. The episode reframes burnout not as a reason to lower goals, but as a signal that energy, pressure, and performance need to be managed differently. • Leaders need shared language for change and stress. Frameworks like the change continuum and energy archetypes help teams talk clearly about pressure, resistance, overextension, and how people respond differently to change. • Well-being is not separate from leadership strategy. Sustainable performance requires systems, tools, and leadership behaviors that build capacity across the organization—not just individual self-care. If this conversation about sustainable ambition, leadership energy, and building capacity under pressure resonated with you, check out our episode with Cassie Solomon. Cassie's work also lives at the intersection of change, leadership, and organizational performance—helping leaders understand why transformation stalls and what it takes to move people forward. Listen in to hear a complementary perspective on how organizations can build the systems, behaviors, and capabilities needed to make change stick.
Landing your first leadership position is exciting...until reality sets in.The meetings, the emails, the difficult conversations, the angry parents, and the constant interruptions can quickly pull new administrators away from the work they were most excited to do: leading people and supporting learning.In this episode of Leaning Into Leadership, Dr. Darrin Peppard is joined by Erika Bare and Tiffany Burns, experienced school leaders and co-authors, for a practical conversation about surviving—and thriving—in your first years of school leadership.Together they share strategies for preparing for difficult conversations, building a trusted support network, protecting your time, and leading with intentionality rather than reacting to every urgent issue.Whether you're stepping into your first assistant principal role, becoming a building principal, or mentoring a new leader, this episode is packed with immediately actionable advice.In this episode, you'll learn:Why every school leader needs a trusted "work bestie"How preparation reduces anxiety before difficult conversationsThe planning process that leads to more effective communicationCommon mistakes leaders make during challenging meetingsStrategies for working with frustrated parents and caregiversWhy attacking the problem—not the person—is essentialHow to respond when someone asks, "Do you have a minute?"Practical ways to protect your calendar and prioritize instructional leadershipWhy saying "no" is sometimes the best leadership decisionHow intentional time management creates better leaders and healthier livesMemorable Quotes"Action is the antidote to anxiety.""School leadership is not a solo sport.""Never sacrifice the important at the altar of the urgent.""You are worth so much more than a minute."Connect with Erika Bare & Tiffany BurnsVisit Connecting Through Conversation for resources, blog posts, free planning guides, and information about their books and professional learning opportunities.Facebook https://www.facebook.com/profile.php?id=100090370647418&mibextid=LQQJ4dInstagram https://www.instagram.com/connectingthroughconversation/Linked In Erika Bare https://linkedin.com/in/erika-bare-6a72a6215Linkedin Tiffany Burns https://linkedin.com/in/tiffany-burns-90a50a274LinkedinCTC https://www.linkedin.com/company/connecting-through-conversation/Twitter https://twitter.com/CTCPlaybook.comYoutube https://www.youtube.com/@CTCPlaybookSponsor Spotlight:This episode is sponsored by HeyTutor.HeyTutor partners with schools and districts nationwide to provide evidence-based high-dosage tutoring support in Math and ELA while helping schools remain intentional about staff capacity and student support systems.Learn more here: HeyTutor.com
Sunday Worship Service | June 14th, 2026Sermon: "The Math of Mercy" from Rev. B.J. Beu.Scripture Reading: Romans 14:1-12 and Matthew 18:21-35LINKS: Bulletin: https://qrco.de/bfQliPCheck-in: https://qrco.de/bdKf0RGiving: https://hollywoodumc.churchcenter.com/giving/to/general-giving-online#HollywoodUMC #AllAreWelcome #SundayService #WorshipLive
In this episode of the Homeschool Your Kids podcast, Professor Akil Parker joins Jae to discuss how we can revolutionize the way we approach mathematics by bringing it into the home and our daily lives. Learn how to turn everyday moments into educational opportunities while empowering yourself as your child's primary educator.
This Week: The UC system mulls joining a number of elite universities around the country that have brought back the SAT/ACT testing requirements that went by the wayside during the pandemic. Citing examples of professors having to reteach middle school level math to undergrads, regardless of where you stand on testing, this feels like a canary in the mine shaft kind of moment. At the same time, AI use in higher ed is totally out of control, with some professors resorting to invasive surveillance strategies to curtail its use. AI detection programs can be helpful, but also yield false positives that erode trust, including disproportionately for non native English speakers. This is quite the pickle we find ourselves in. Manuel and Jeff discuss. MAXIMUM WOKENESS ALERT -- get your All of the Above swag, including your own “Teach the Truth” shirt! In this moment of relentless attacks on teaching truth in the classroom, we got you covered. https://all-of-the-above-store.creator-spring.com Watch, listen and subscribe to make sure you don't miss our latest content!Listen on Apple Podcast and Spotify Website: https://AOTAshow.com
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Moshe Lobel, star of "SHTTL," a haunting Yiddish-language drama about life in a Ukrainian shtetl on the eve of the Nazi invasion, joins Eric Goldman to discuss the film.
Brian Kukan is a treasure. Not only is he doing powerful work to help those with cancer using his reiki, he is a musician and mathematician. I am glad to have him back on the show to demonstrate his skill in numerology.He reads the numerology for the AI model titans and we are left speechless.If cancer has ever impacted you and yours, please donate to the group below.And Brian Kukan does remote reiki sessions, selling gift certificates as well. Find him and all his links below.Brian Kukan's LinksLA Reiki Guy, Brian Kukan's websiteweSPARK orgDonate a reiki session to a cancer patient!Send us Fan MailSupport the showSupport Curious Cat, an independent, human-made podcast!Anxious about AI? Take two minutes to contact your local politician and ask them to tap the brakes on this technology. Still worried? Contact one of the orgs below and get involved. But for today, hug your kid, cook food and really breathe in deep as it simmers, walk in nature, brush a cat, donate to the food bank, brew a cup of tea, or draw a five-minute portrait of your dog. ***Is AI the Devil? on Substack!***Hero Organizations:80,000 HoursCenter for Humane TechnologiesState of Surveillance, an organization that helps foster online privacyBuy Curious Cat Podcast a Coffee!
Talking Trek is BACK, and this episode comes packed with emotional updates, ridiculous comedy, and a massive Star Trek Fleet Command economy discussion. We start with server sound-off, the return of Talking Trek Stupid News, and a deeply questionable investigation into Demolition Man and the legendary three seashells. DJ also shares the personal story of Oliver's recent hospital emergency, the children's hospital team that helped him recover, and why child life programs matter so much. Then we dive into STFC with a full breakdown of Voyage Across the Void, the new weekly event structure, officer shard math, platinum concerns, battle pass changes, the mythic track, and what all of this may mean for the future of Fleet Command's economy. Is Voyage Across the Void a better system? Is the mythic battle pass worth it? Is G7 too expensive? Is Fleet Command finally trying to reset years of broken math, or did they just hand the player base a calculator and a headache? Let's talk about it. Download, stream, argue, laugh, and bring your spreadsheets. This one has feelings, math, mullets, and mild economic panic. 0:56 Welcome Back to Talking Trek Live 3:32 Bulk Claim Grief, Chicago Blame, and Sports Ball Confusion 8:23 Talking Trek Stupid News Returns 17:54 Demolition Man, the Three Seashells, and Maya's Diagnostic Failure 22:12 Where We've Been: Oliver's Hospital Story 31:21 Child Life, Therapy Dogs, and Gratitude for Children's Hospitals 38:54 Chicago, Pokémon GO Fest, and a Makeup Birthday Stream 41:00 Oliver Calls the Show and Requests App Approvals 45:40 The Oliver Debit Card Game Begins 52:00 Back to Fleet Command After the Hiatus 55:00 Voyage Across the Void Event Series Breakdown 58:00 Weekly Event Structure and New Permanent Sourcing 1:01:00 Daily SMS/SLB Rewards, Materials, and Missing Pieces 1:10:00 Produced Breakdown Wrap-Up: Is Voyage Across the Void Good? 1:13:00 Platinum Losses, Officer Shards, and First Impressions 1:22:00 Officer Depot Math and Weekly Reward Comparisons 1:34:00 Economy Reset Talk: Too Much, Too Fast? 1:40:00 Less Chores, More Choice: Cameron's Direction for STFC 1:49:00 Fun vs Rewards: Would Players Take Less for Better Gameplay? 1:55:00 M90 vs M91 Battle Pass and Mythic Track Discussion 2:01:00 Battle Pass Milestone Changes and Reward Rearrangement 2:07:00 Faction Credits, Platinum Conversion, and G7 Value Math 2:13:00 Battle Pass Value vs Player Sentiment 2:16:00 The Core Problem: Everything Costs Too Much 2:22:00 G3 Economy Memories and Lessons for G7 2:28:00 Omega Materials, Stat Squish Talk, and Economy Repair Ideas 2:34:00 New Players, Veteran Frustration, and the “First Pancake” Problem 2:37:00 Is Mythic Basically a Second Battle Pass? 2:40:00 Officer History, Battle Pass Memories, and Economy Wrap 2:44:00 Chicago Exhaustion, Production Day, and LEGO Enterprise Plans 2:48:00 GoWheel Updates, Meetups, and Community Travel Goals 2:52:00 Commercial Chaos: Mullets, Inflation, and Cereal Toys 2:56:00 Talking Trek AMA Begins 3:00:00 Athena Purchases, Shenanigans, and Ship Blueprint Questions 3:04:00 G6 Scrapping, QOL Leaks, and Rapid-Fire Chat Questions 3:08:00 Battle Pass Submissions, Mega Cube, Skydeck, and Final Questions 3:12:00 Final Plugs and Sign-Off
The University of California is reconsidering SAT/ACT requirements after more than 1,400 professors warned many students lack basic math skills. Faculty say they’re relearning middle school concepts in college, raising concerns about readiness. UC officials will study whether standardized tests could better measure academic preparation and admissions standards. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | InstagramSee omnystudio.com/listener for privacy information.
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“I don't like it when the math ain't mathing.“ - KENTHEMANI can do anything temporarily as long as there's hope at the end of the tunnel. The problem is, if I can't see that light? I'm gonna be freaking out until I believe there's hope ahead. Read Julie's Medium Blog.Support JULIE (and the show!)Support + get some bonus stuff over on PATREON.Get an occasional personal email from me: www.makeyourdamnbedpodcast.comTune in on INSTAGRAM AND YOUTUBE or TIKTOK.Info on War Tax Resistance.Donate to the Palestinian Children's Relief Fund and the Sudan Relief FundThe opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.
Value: After Hours is a podcast about value investing, Fintwit, and all things finance and investment by investors Tobias Carlisle, and Jake Taylor. We are live every Tuesday at 1.30pm E / 10.30am P.────────────────────── VALUE OPTIONS LETTER Three to five curated ideas every week — cash-secured puts, covered calls, and spreads on businesses we'd want to own at strikes we'd be willing to pay. Every trade includes the business thesis in plain English, the fair-value estimate and its key assumptions, the specific option trade with target premium, and the pre-identified exit criteria.Every idea reviewed and approved by an analyst before it hits your inbox.valueoptionsletter.com/subscribe──────────────────────See our latest episodes at https://acquirersmultiple.com/podcastAbout Jake Jake's Twitter: https://twitter.com/farnamjake1Jake's book: The Rebel Allocator https://amzn.to/2sgip3lABOUT THE PODCASTHi, I'm Tobias Carlisle. I launched The Acquirers Podcast to discuss the process of finding undervalued stocks, deep value investing, hedge funds, activism, buyouts, and special situations.We uncover the tactics and strategies for finding good investments, managing risk, dealing with bad luck, and maximizing success.SEE LATEST EPISODEShttps://acquirersmultiple.com/podcast/SEE OUR FREE DEEP VALUE STOCK SCREENER https://acquirersmultiple.com/screener/FOLLOW TOBIASWebsite: https://acquirersmultiple.com/Firm: https://acquirersfunds.com/ Twitter: ttps://twitter.com/GreenbackdLinkedIn: https://www.linkedin.com/in/tobycarlisleFacebook: https://www.facebook.com/tobiascarlisleInstagram: https://www.instagram.com/tobias_carlisleABOUT TOBIAS CARLISLETobias Carlisle is the founder of The Acquirer's Multiple®, and Acquirers Funds®. He is best known as the author of the #1 new release in Amazon's Business and Finance The Acquirer's Multiple: How the Billionaire Contrarians of Deep Value Beat the Market, the Amazon best-sellers Deep Value: Why Activists Investors and Other Contrarians Battle for Control of Losing Corporations (2014) (https://amzn.to/2VwvAGF), Quantitative Value: A Practitioner's Guide to Automating Intelligent Investment and Eliminating Behavioral Errors (2012) (https://amzn.to/2SDDxrN), and Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors (2016) (https://amzn.to/2SEEjVn). He has extensive experience in investment management, business valuation, public company corporate governance, and corporate law.Prior to founding the forerunner to Acquirers Funds in 2010, Tobias was an analyst at an activist hedge fund, general counsel of a company listed on the Australian Stock Exchange, and a corporate advisory lawyer. As a lawyer specializing in mergers and acquisitions he has advised on transactions across a variety of industries in the United States, the United Kingdom, China, Australia, Singapore, Bermuda, Papua New Guinea, New Zealand, and Guam. He is a graduate of the University of Queensland in Australia with degrees in Law (2001) and Business (Management) (1999).
This is a FOUNDERS GROUP opportunity. Join Practice of Paradise: https://store.dralexanderloyd.com/products/practice-of-paradise "YOU ARE NOT IMPRESSED ENOUGH" WITH THE FEEDING OF THE FIVE THOUSAND Dr. Alex Loyd and Harry Loyd dive into an equation that will change how you see Jesus' miracles forever.
https://teachhoops.com/ In the modern landscape of high-IQ basketball, running a single, rigid defensive look is a recipe for a long night. If you only play a traditional 2-3 zone, smart teams will pick your seams apart. If you only play man-to-man, an opponent with elite downhill speed will force your interior shell to collapse. The Universal Zone Defense isn't about standing still in a passive perimeter shell; it is a fluid, adaptable Multi-Tool defensive system. Think of it as a defensive chameleon that alters its appearance based on where the ball travels. By matching the structural geometry of the offense in real time, a universal zone creates massive cognitive friction for the opponent's ball-handlers while strictly controlling their Effective Field Goal Percentage ($eFG%$). The biggest flaw in a standard, passive zone defense is that players guard "grass" instead of bodies. The Universal Zone fixes this leak by instantly transforming its shape based on the offensive alignment: Against a 1-3-1 or 3-2 Alignment: The defense assumes a classic, high-hands 2-3 formation to lock down the perimeter passing lanes. Against a 4-Out or 5-Out Concept: The top two defenders immediately spread out, transforming the look into a 3-2 or Matchup shell to take away rhythm perimeter look-aheads. The Analytical Goal: By adjusting the defensive shell to mirror the offense, you completely neutralize their spacing, forcing the ball out of the paint and into the low-probability Mid-Range Desert. Every defensive adjustment we make is designed to force a drop in the opponent's shooting efficiency. We track our defensive success by holding the opponent below a specific Defensive $eFG%$ Baseline: When you run a Universal Zone properly, you are essentially manipulating the variance of the game. Because the defense looks like a zone but rotates with the accountability of man-to-man, the offensive team's Decision IQ stutters. They waste valuable seconds trying to identify what coverage you are running, leading to rushed, late-clock heaves that plummet their overall $eFG%$. The number one reason zone defenses fail at the high school and youth levels isn't tactical breakdown—it is a drop in baseline physical energy. Players often view a zone as an opportunity to rest their legs. The Non-Negotiable Standard: In our program's "Truth Room," passive hands are treated as a culture leak. Every closeout in the Universal Zone must be executed with violent, high hands to disrupt the passer's vision. Building Resilience Equity: A truly universal system requires elite Next Play Speed. If a teammate gets beat off the bounce, the next player must step up and wall up cleanly, trusting that the weak-side rotation is sprinting to cover their vacated zone. Coach's Note: "A great Universal Zone shouldn't feel like a resting spot for your team; it should feel like a shrinking cage for the offense. Every pass they attempt should feel highly contested, and every drive should meet a wall of high hands. Don't just stand there guarding space—dictate the terms of the possession." Show Notes1. The Geometry of Fluidity: The Matchup Shift2. The Math of the Universal Scramble$$eFG%_{allowed} = frac{text{Opponent FGM} + (0.5 times text{Opponent 3PM})}{text{Opponent FGA}}$$The Universal Zone Rotation MatrixBall Location on FloorGuard / Perimeter ResponsibilityForward / Interior AdjustmentThe Culture StandardTop of the KeyTandem "High Hands" pressureBraced on the blocks; denying high-post flashesVocal communication; echoing the "Ball" callThe WingBall-side guard locks down the ball; off-guard drops to the nailBottom defender wings out to cover the corner threatViolent, active deflections in the passing seamThe Dead CornerHigh-guard drops to cover the wing pass backBottom defender takes the ball; opposite forward covers low-side helpComplete "Hit and Hold" block-outs on the shot3. Cultivating the "High-Hands" Culture Learn more about your ad choices. Visit podcastchoices.com/adchoices
The Rod and Greg Show Daily Rundown – Wednesday, June 10, 20264:38 pm: Jennifer Weber, K-12 Education Policy Fellow at the Manhattan Institute, joins the show to discuss the latest Nation's Report Card assessments for reading and math.6:05 pm: Ed Ring, Senior Fellow at the Center for American Greatness, joins the show to discuss his column about how California's political machine reshaped the final vote count and buried Spencer Pratt's bid for LA Mayor.6:38 pm: Guy Ciarrocchi, contributor to Broad and Liberty, joins the program to discuss his latest piece about the 10 Commandments of the Left, which outlines the items with which a middle ground does not exist with Democrats.
Let's talk. Send me a message with your email and I'll get back to you!One of the best things that ever happened to me as a math teacher was teaching multiple grade levels.Because the more I taught Algebra 1, Geometry, Algebra 2, and intervention classes together… the more I realized:
Jason presents a short and updated IDEAL acronym covering eight key benefits of income property including inflation-induced debt destruction, 1031 tax-deferred exchanges, and stepped-up basis. He announced plans to expand his team by hiring two additional full-time team members to better service their growing database of investors, specifically seeking candidates who are familiar with his content and have been following the show for many years. Rebel Capitalist Live welcomes real estate expert Jason Hartman as he talks about the unique financial advantages of investing in income property. He characterizes real estate as a "multi-dimensional" asset because it generates wealth through six different avenues, including tax benefits, leverage, and a phenomenon he calls inflation-induced debt destruction. Hartman argues that while the market may currently feel stagnant, a significant housing shortage and low inventory provide a stable foundation for long-term growth. He cautions the audience against falling for "clickbait" doom-and-gloom predictions, urging investors to focus on the big picture rather than short-term volatility. By using standardized data and historical comparisons, he demonstrates how property owners can achieve high returns even with modest appreciation. Ultimately, Jason encourages a shift in psychology toward patience and concentration to build lasting wealth. https://propertytracker.com/ Key Takeaways: 0:00 IDEAL and then some 4:28 Join our TEAM! Jason's speech at Rebel Capitalist Live 7:26 The Behavior Gap 14:34 An acute shortage of houses 21:50 Leverage 26:06 Learn to do the MATH 36:34 Renter and buyer demand boom phases and the current state of the housing market 44:44 A poem from 1977 #IncomeProperty #RealEstateInvesting #WealthCreation #JasonHartman #InflationInducedDebtDestruction #Leverage #HousingShortage #InvestmentPsychology #EmpoweredInvestor #TaxBenefits #CashFlow #DemographicCliff #MultiDimensionalWealth #TheBehaviorGap #PassiveIncome #RealEstateMarket #RenterNation #PropertyTracker #InvestorMindset #ComparedToWhat #SixDimensionsOfWealth #RebelCapitalist #DebtDestruction #StandardizationOfData #FinancialFreedom #HousingInventory #MortgageLockIn #NegativeRealRates #IDEALRealEstate #WealthConcentration #MarketPsychology #WarrenBuffett #RealEstateMath #InflationHedge #RealEstateOpportunities _______________________________________________________________ Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
Text us your thoughts!In this quick follow-up to last week's episode, we invited our guests (Vanessa & Chris) to model a short, fun classroom debate. In just a few minutes, you can hear a sample debate that captures the spirit of productive mathematical argumentation. Tune in for a rapid-fire glimpse of what these debates can look like in action as we ask the question: Is 100 a Good Approximation for 147?You can find Vanessa Vakharia on social media @TheMathGuru and visit her website: MathTherapy.com You can find Chris Nho on social media @nhoskee Listened to the episode? Now, it's your turn to share! Find us on Social Media: @DebateMath to share your thoughts.Don't forget to check out the video version of this podcast on our YouTube channel!Keep up with all the latest info by following @DebateMath or going to debatemath.com. Follow us @Rob_Baier & @cluzniak. And don't forget to rate and review us on Apple Podcasts!
Many young teens are not keeping up in reading and math. AP correspondent Donna Warder reports on federal data just released.
Rates drop, prices rise. Max Willett and Adam Dow ran the numbers, buyers who waited for relief ended up $58,000 further from affording the same house. This episode breaks down why the affordability crisis isn't a rate problem, why it's a supply problem, and what smart buyers are actually doing right now while everyone else waits.Make sure to leave a review!
When you're on deadline for your book, it can be tempting to do “deadline math” to figure out how many words you need to write each day. Unfortunately…this process often leaves authors feeling stressed, disempowered, and creatively blocked. It can also create an environment where it's easy to slip into a hustle/burnout cycle. If you want to create a healthier relationship with deadlines, it's time to embrace the power of the “MEM.” *** The July cohort of The Confident Author Academy is enrolling NOW through June 20th. Join a small group of authors (max 20) doing the work to have fun writing, meet deadlines without burnout, and feel confident in every aspect of your career (yes, including marketing!). Click here to learn more and submit your application.
Tiberius and Ivon DeeIn this exciting episode of The Tiberius Show, Tiberius sits down with Donny Housley, owner of Action Aluminum Products, to talk about the world of screen enclosures, aluminum construction, outdoor living spaces, and building custom projects across Florida.From giant pool enclosures and panoramic lakefront screens to pergolas, gutters, and backyard transformations, Donny explains what it takes to build structures that help families enjoy the outdoors while staying protected from Florida's bugs and heat. He also shares how he started working in the industry at just 18 years old and worked his way up over more than 30 years in the business.Throughout the episode, Donny discusses hard work, leadership, learning through experience, and how technology — including AI — is starting to change the construction industry. Plus, hear crazy job-site stories, lessons about honesty and customer service, and even how a water moccasin almost ruined a fishing break on the job!Discussion Points● What Does an Aluminum & Screen Company Do? Building pool enclosures, patios, pergolas, gutters, and custom outdoor spaces.● Why Florida Loves Screen Enclosures: Keeping bugs out while creating comfortable outdoor living areas.● Learning the Business Young: How Donny started in construction at 18 years old after Hurricane Andrew.● The Art of Screening: Why installing screen properly is harder than it looks.● Building Custom Projects: Designing dream outdoor spaces tailored to each homeowner.● The Importance of Trust & Customer Service: Why honesty and communication matter in business.● Construction Challenges: Handling difficult customers, delays, and staffing struggles during COVID.● Technology & AI in Construction: Using AI to help customers visualize projects before building starts.● Leadership in the Workplace: Training crews, stepping up during challenges, and working as a team.● Math in Real Life: How geometry, measurements, and square footage are used every day in construction work.● Lessons From 30+ Years in the Industry: Hard work, learning by doing, and building a successful family business.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-tiberius-show--3352195/support.
Reading & Math scores went up for 3rd-8th graders - Algebra and Bio scores for High SchoolThe $77.5 million dollar project is expected to begin in September20% of us keep a flashlight in our nightstand - whats in YOURS?
The Evidence of Vote Fraud is The Absence Believable Math. OMG. President Trump CUTS OFF and WALKS OUT of a Kristen Welker interview He looks her in the eyes and tells her SHE'S A LIAR, then storms off! "The elections are like a 3rd world country. YOU'RE CROOKED...let's call it QUITS. I've HAD ENOUGH." U.S. Press Secretary Karoline Leavitt: “I'm happy to provide you all of the evidence.”Gov. Gavin Newscum is under criminal review for signing up illegal aliens to vote through his criminal conspiracy—AB 37, universal mail-in ballots. Los Angeles Election Fraud Caught on Hidden Camera. LA election petitioners were caught on tape giving homeless individuals other voters' information, instructing them to forge voter names and signatures, and offering cash and drugs as incentives to register to vote.HOLY SMOKES. Governor candidate Steve Hilton just revealed the stunning reality of California fraud: They ALLOW mail-in ballots to BACKDATE by HAND so they can be counted late, and not invalid. "It's NOT just the postmark. YOU CAN HAND-WRITE THE DATE!" "Just to be really clear: you can BACKDATE YOUR BALLOT."Fired 60 Minutes actor, Scott Pelley lives in his own Truman ShowScott Pelley says Bari Weiss asked 60 Minutes staffers: “Why do you think the country thinks you're biased?"Pelley: "Why do you think so? Do you have a poll? Is there market research? What are you talking about?" "Because we certainly didn't believe that."Incredible.“And there's a subtle political bias that I have never seen at ‘60 Minutes” before or at CBS News before.” Scott Pelley spews nonsense with confidence. He has so thoroughly imbibed progressive dogmas that he may actually believe he is politically neutral..Pete Hegseth Vs Mormons and LDS Beliefs Compared to the BibleDOD Officially Drops 180 Faiths From Military's Recognized Religion List; Defense Secretary Hegseth previously announced the change due to an "impractical" system."There is a Mother in heaven who is with [God]. They're married & they have this perfect marriage, and we know that because... men can become Gods and women can become Goddesses."From Saints Unscripted, one of the biggest Mormon channels on YouTube.Notes on the key differences between the LDS Church and Biblical Christianity
What if the biggest problem in education isn't intelligence, but language?In this episode of Living The Red Life, Aditya Nagrath, founder of Elephant Learning and a PhD in Mathematics and Computer Science, reveals why four out of five students begin school already behind in math and how that single gap can shape an entire future. After building software companies, leading engineering teams, and navigating devastating business setbacks, Aditya uncovered an opportunity far bigger than technology: transforming the way children learn mathematics.He shares the unconventional thinking behind Elephant Learning, the science of teaching math as a language, and the performance-driven system producing measurable gains in just minutes per week. This conversation explores education innovation, entrepreneurship, STEM success, learning psychology, and the power of solving massive societal problems through scalable systems.Key Takeaways• Why mathematics should be taught as a language, not memorization• The hidden kindergarten gap affecting millions of students• How a business collapse led to a mission-driven education company• Why algebra is the foundation for success across STEM fields• The leadership principle that helped build a scalable education platformNotable Quotes• "Mathematics is happening everywhere, even when people don't realize it."• "If the student understands the teacher, the education system works."• "The goal is understanding, not repetition."• "We've measured about a year and a half of math growth in just ten weeks."• "Empowerment means giving people power where there was none before."Connect with Rudy Mawer:LinkedInInstagramFacebookTwitter
Send us Fan MailEpisode SummaryEver stared down a brutal math question on the Series 65 or 66 exam, sweating bullets, with nothing but a cheap, plastic four-function calculator in your hand? You are not alone.In this deep dive, we reveal why that basic calculator is actually your secret weapon. We pull back the curtain on how to completely demystify the math questions on your FINRA and NASAA licensing exams. The secret? Conceptual understanding over rote calculation. The test writers aren't testing your ability to run complex polynomial equations; they want to know if you comprehend the underlying mechanisms of finance.We break down the absolute must-know formulas, historical shortcuts, and mechanical traps that trip up candidates on test day.
RiskCellar is back with a packed episode that feels like the insurance industry itself, equal parts serious and unfiltered. Brandon Schuh and Nick Hartmann sit down to unpack a week that saw some of the biggest AI-driven headlines to hit the P&C space in recent memory. From a massive brokerage laying off 2,300 employees and blaming AI, to a CNN lawsuit targeting an AI search engine, to an InsurTech startup valued at $2.6 billion on just $40 million in revenue, nothing about this week is normal. And that's exactly the point.The episode digs into the Acrisure story, where roughly 2,300 jobs are being cut, the second round of layoffs in a single year, with AI cited as the primary driver. Brandon and Nick do the math. At $300,000 average revenue per employee, that's a $690 million bet on AI's ability to fill the gap. They zoom out to connect this to the broader PE pressure story, exits, soft markets, rising interest rates, and a potential IPO on the horizon. The conversation doesn't stop there. New York State's newly signed auto insurance tort reform law gets a thorough breakdown, including the new $100,000 cap on non-economic damages and tightened comparative negligence thresholds that could finally start moving the needle on affordability. And the CNN vs. Perplexity lawsuit opens a bigger conversation about AI as a derivative product, one that can't function without the journalism it may ultimately be destroying.Rounding out the news block is a closer look at Corgi, the AI-focused MGA that just raised at a $2.6 billion valuation despite generating only $40 million in revenue, a 65x multiple that leaves both hosts scratching their heads. Brandon draws a pointed parallel to boutique consulting firms now competing with McKinsey-sized players thanks to AI tools, a trend with direct implications for insurance brokerages of every size. The episode wraps with a "Three Truths and a Lie" segment on classic TV shows and a round of Simpsons trivia, staying true to the show's blend of sharp industry analysis and genuine conversation between two people who genuinely enjoy talking shop.Takeaways:Acrisure's 2,300-person layoff represents a (690M) bet that AI can replace human production capacity.PE-backed brokerages are under compounding pressure from soft markets, rising rates, and IPO timelines.New York's auto tort reform caps non-economic damages at (100,000) and tightens comparative negligence rules.AI is a derivative product, it depends on journalism and original content to function.CNN filed suit against Perplexity for alleged copyright infringement in New York federal court.Corgi's (2.6B) valuation at (65times) revenue raises serious questions about InsurTech market rationality.Boutique brokerages now have the firepower of Aon or Marsh thanks to accessible AI tools.Alleged class action litigation is brewing against a PE-backed brokerage over unpaid producer compensation.Chapters:00:00 Welcome to RiskCellar2:45 Big News Tease + What Are You Drinking?4:00 Memorial Day Weekend Recaps7:38 This Week's AI Theme Intro8:00 Acrisure Layoffs: The (690M) AI Bet17:30 Sponsor Break: IPFS + freeflow.ai17:4 CNN vs. Perplexity: AI and Journalism's Collision21:05 Corgi's (2.6B) Valuation and the InsurTech Bubble23:30 Boutique vs. McKinsey: AI Levels the Consulting Playing Field27:10 SpaceX IPO, Elon Musk, and Market Insanity29:00 Howden TROs and Industry Legal Wars30:38 Three Truths and a Lie: Classic TV Edition32:17 Simpsons Trivia: First 100 Episodes33:57 Upcoming Guests and Episode WrapConnect with RiskCellar:Website: https://www.riskcellar.com/Brandon Schuh:Facebook: https://www.facebook.com/profile.php?id=61552710523314LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/Instagram: https://www.instagram.com/schuhpapa/Nick Hartmann:LinkedIn: https://www.linkedin.com/in/nickjhartmann/
When an AI model discovered a catastrophic vulnerability in Zcash's cryptography, users realized a hard truth: without mathematical proof, code is never truly safe. While everyone was distracted by the latest price pumps and ETF narratives, something massive just happened in the privacy space. A security researcher leveraging the new Opus 4.8 AI model found a “soundness bug” in Zcash's Orchard protocol. We aren't talking about a small glitch. This was a constraint bug that allowed for potential infinite minting since Orchard debuted in 2022. That means, for years, anyone could have printed counterfeit Zcash out of thin air. Now, here is the kicker. While Zcash users were sweating bullets, wondering if their funds were actually real or just digital paper, Pirate Chain users slept like babies. Zero panic. Why? Because Pirate Chain operates on the older, Sapling protocol, which was unaffected. While Zcash was busy rushing to implement new, flashy tech without proper safety checks, Pirate Chain stuck to the guns that work. Watch on: Odysee | YouTube | X | Rumble | Bitchute | Vigilante.tv This brings us to the concept of formal verification. Most crypto projects skip this because it is hard, expensive, and slows down development. But here is the reality: formal verification is essentially proving mathematically that the circuit works and it cannot be exploited. You can't just “trust the devs” or “trust the auditors.” Even the smartest minds in zero-knowledge proofs missed this bug in Orchard. Human error is inevitable. Math, however, does not make mistakes. Pirate Chain's strategy is brilliant in its simplicity. They let Zcash act as an unpaid R&D department. Zcash takes the risks, breaks things, and finds the holes. Pirate Chain watches, waits, and only implements the tech once it is mathematically secured. Zcash tries to fix these supply issues with something called “turnstiles,” which force users to unshield their coins—creating metadata trails and destroying privacy—just to verify the supply. Pirate Chain says no thanks. We don't play games with metadata. We wait for Ironwood, the next formally verified pool, before we even think about upgrading. We are seeing the gap widen between the experimenters and the executioners. The market is full of confusion, which is why we constantly highlight privacy champs like Zano, Monero, and Pirate Chain that actually deliver. While Zcash is still figuring out how to stop infinite minting, Pirate Chain is rolling out the new Unified Light Wallet and preparing for a future where the tech is actually polished. One is a beta test for your financial sovereignty. The other is the finished product. Don't get caught holding the bag when the bugs turn into bank runs. Stay ahead of the curve with the latest crypto news and analysis and remember: in this game, if you aren't private by default, you aren't private at all. The post AI Finds the Hole: Why Formal Verification Saved Pirate Chain From Zcash's Fate appeared first on The Crypto Vigilante.
A solid WEEK after election night, progressive Nithya Raman has suddenly surged into the lead in LA—leaving voters completely flabbergasted. Tomi Lahren is joined by reality TV legend Johnny Bananas and close friend of Spencer Pratt to break down the aftermath of the LA primary. Plus - first look at one of Travis Kelce and Taylor Swift's wedding invites. Learn more about your ad choices. Visit podcastchoices.com/adchoices
My Life As A Landlord | Rentals, Real Estate Investing, Property Management, Tenants, Canada & US.
In this episode of My Life As A Landlord, Jennifer sits down with Derek Speigner, an engineer-turned-real-estate-investor from Houston, Texas, to explore the intersection of property management, financial science, and human connection. Derek shares his journey from buying a $25,000 leaning duplex in Corpus Christi to managing a portfolio of 22 workforce housing assets across Texas. They delve into the philosophy of treating properties as "forever" assets and collateral, rather than just buildings to flip. The conversation also takes a profound turn as Derek recounts a recent humanitarian trip to the high Andes of Peru, reflecting on how experiencing a simpler, yet fulfilling life shifts one's perspective on success and significance. Listeners will walk away with actionable insights on balancing the "debt and equity" equation and the importance of creating resident experiences built on trust and quality.
Is forgiveness just about letting people off the hook, or is it something much deeper that restores our own humanity? Join Mike Erre and Tim Stafford as they continue their series on the Lord's Prayer, focusing on the challenging petition to forgive as we have been forgiven. From recent headlines involving the Southern Baptist Convention to the radical math of Jesus's parables, we explore what it truly means to abandon the ledger system of life.In this episode, we tackle common misconceptions about forgiveness. We discuss why it does not mean excusing abuse or ignoring the need for justice, but rather refusing to let vengeance poison our souls. Mike shares his personal practice for releasing grievances, while Tim reflects on powerful lessons learned from working with people in the prison system. Whether you are struggling with a minor slight or a deep betrayal, this conversation offers a fresh perspective on the fuel that human community needs to run on.Chapters:0:00 Intro and Summer Catch Up3:45 The SBC Amendment and Women in Ministry9:20 Institutional Control and Religious Legalism12:50 Special Guest Seth Erre Joins the Show17:40 The Lord's Prayer: Forgive Us Our Debts22:15 Why Jesus Links Our Forgiveness to Others26:30 Forgiveness vs Justice: Draining the Vengeance31:45 The Parable of the Unforgiving Servant36:10 The Math of Unrepayable Debt41:50 Choosing to Abandon the Ledger System46:30 What Forgiveness Is Not: Dispelling the Myths51:15 The Bag of Cement: Four Ways We Handle Hurt56:40 Practical Steps to Actually Forgive1:01:00 Repentance as a Posture of Restoration1:02:34 Outro and How to Support the ShowWe are so grateful for your support in making these conversations possible. If you found this episode helpful, please subscribe and share it with someone who might need to hear it today. You can find more resources and support our non-profit work at our website or via the Patreon and Tithely links.As always, we encourage and would love discussion as we pursue. Feel free to email in questions to hello@voxpodcast.com, and to engage the conversation on Facebook and Instagram.We're on YouTube (if you're into that kinda thing): VOXOLOGY TV.Our Merch Store! https://www.etsy.com/shop/VOXOLOGY?ref=shop_sugg_marketLearn more about the Voxology PodcastSubscribe on iTunes or SpotifySupport the Voxology Podcast on PatreonThe Voxology Spotify channel can be found here: Voxology RadioFollow us on Instagram: @voxologypodcast and "like" us on FacebookFollow Mike on Twitter: www.twitter.com/mikeerreMusic in this episode by Timothy John StaffordInstagram & Twitter: @GoneTimothy
If you've ever wondered what to actually do during small group time in math, this episode will give you a clear and practical way to support students without lowering expectations.We built a simple Math Coherence Compass to help district and school leaders make aligned decisions around math—without adding another initiative. Get your free copy and training here https://makemathmoments.com/coherence-compass/Not sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem-based lessons and units? Make Math Moments Problem Based Lessons & Units Description:Every school system wants sustainable improvement in math instruction. But in education, there's one reality we can't ignore: people are constantly stepping on and off the system. Teachers change roles, leaders move positions, and new staff enter every year. So how do you build improvement efforts that actually last?For years, many educators have thought about improvement through the idea of a flywheel—something that takes significant effort to get moving, but gains momentum over time. But what if education systems are less like flywheels and more like Ferris wheels? In a Ferris wheel system, people are always coming and going. And that means improvement can't live only inside individuals—it has to live within the system itself. Sustainable change requires structures that preserve learning, distribute leadership, and continuously support people as they enter and move through the system.In this episode, you'll explore:Why sustainable improvement can't depend on individual people aloneThe role of hubs, networks, and distributed leadership in math improvementWhat it means to “learn fast and implement slow”How systems can preserve and share learning over timeWhy continuous improvement must be built into the system itselfIf you're leading math improvement in a classroom, school, or district, this episode will challenge you to think differently about sustainability—and help you design systems that continue to grow even as people come and go.Show Notes PageLove the show? Text us your big takeaway!Empower Your Students (and Teachers) Using A Professional Learning PlanThat Sparks Engagement, Fuels Deep Learning, and Ignites Action! Book a time to chat with our team to see how we can help you achieve your math goals! https://makemathmoments.com/plan/Are you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.
EPISODE 447: Before you hire your next superintendent, project manager, or estimator, you need to know whether you have a capacity problem or a process problem. Todd Dawalt walks construction business owners through a five-step hiring framework to make smarter, more strategic staffing decisions. ⚡Schedule a Business Evaluation Call with The Construction Leading Edge Team: HERE
In today's episode, Laura breaks down the real math behind building a profitable nurse coaching practice while cutting through fear and uncertainty to show you exactly what it takes to replace (and exceed) a traditional nursing income.Why it's "simple, not easy" - The framework for success is straightforward; what's hard is the internal shift in identity, fear of rejection, and limiting beliefsTraditional nursing income vs. coaching income - A nurse earning ~$40/hr working 36 hrs/week makes ~$74K/year; 10 coaching clients can generate the same income working far fewer hoursReal pricing numbers:New grad: $1,800/package → $72K/year (10 clients)Mid-career: $2,500/package → $100K/yearEstablished (2–3+ years): $3,000/package → $120K/yearTime breakdown — Full-time practice = 20–25 hrs/week total; 10 clients at 90 min/session = ~15 hrs of direct client work per monthPart-time model — 5–8 clients is fully achievable alongside other commitmentsThe 5-year projection — Why nurse coaching outpaces traditional nursing paths long-termReverse engineering $10K/month — At a $2,500 package, you need 4 "yes" conversations, ~16 proposals, and 40–60 invites per month (2–3 hours of outreach)The tugboat vs. lighthouse shift — Early on you invite people in; over time, clients come to youTop 5 Fears Laura Addresses"I'm an introvert" — Coaching is built for introverts"I suck at sales" — Sales is a learnable skill; nurse coaches call it advocacy"Who can afford coaching?" — Coaching is a $2.2B industry and tends to be recession-proof"I feel guilty charging" — Why charging clients is actually an act of belief in them"I'm an imposter" — Why imposter syndrome signals high intelligence and capacity for growthThe math isn't complicated. The work is internal. Every action you take to build your practice also transforms you into a more grounded, confident, healed version of yourself, and that's the greatest gift of the coaching modality.Connect with us:Instagram: @successfulnursecoachesWebsite: www.thesuccessfulnursecoaches.comJoin our Facebook Group: https://www.facebook.com/groups/thesuccessfulnursecoachWatch the full episode on YouTube: https://youtu.be/HU-MJ0CqndcMentioned in this episode:Cohort 7https://www.nurselifecoachacademy.com/
20,000 Dollars, 4 Cards, 400,000 Points. Spencer Reese of the Military Money Manual podcast sits down with Taryn from The Military Travelers to break down how military families can turn PCS moving expenses into free travel — without spending a single extra dollar. From sign-up bonuses to Hyatt Globalist status, this episode is packed with practical strategies for the upcoming PCS season. Topics Covered PCS Season Spending Strategy — Why PCS moves generate $10,000–$20,000+ in spendable expenses and how to redirect that spend to hit credit card sign-up bonuses GTC vs. Personal Cards — The frustrating reality of the Government Travel Card and why (for most branches) personal cards make more sense Branch-Specific Rules — Important caveats for Navy families and other branches regarding on-post lodging forms and card usage policies The Math of Points — Why putting PCS spend on one existing card (like the Amex Platinum at 1X) leaves massive value on the table compared to opening new cards Business Cards for Military Families — How a PPM qualifies you as a sole proprietor, why business cards don't hit your personal credit report, and how the Chase 5/24 rule makes them essential for bigger families Current Elevated Offers — Hot cards highlighted: Chase Sapphire Reserve (150K points), Atmos Summit (100K points + 3X on foreign transactions), United Club, Marriott Brilliant, Hilton Aspire, and Delta Reserve TLE Maximization — Using all 21 days of Temporary Lodging Expense, loyalty numbers, and stacking hotel promos during your move Hyatt Globalist Corporate Challenge — How a .mil email address unlocks Globalist status after 20 nights in 90 days (valid through February 2028) Multiple Cards Strategy — Holding multiple Hilton Aspires and Chase Sapphire Reserves, and the tip to align annual free night certificate expiration dates Military Spouse Eligibility — A reminder that spouses are fully eligible for annual fee waivers under MLA/SCRA Resources Mentioned The Military Travelers — themilitarytravelers.com | Facebook Group: "The Military Travelers" | Instagram: @themilitarytravelers Travel Freely (travelfreely.net) — Zach's beginner's guide to business cards and sole proprietor applications IRS EIN Application — Free Employer Identification Number at irs.gov (2-minute online form) Hyatt Globalist Corporate Challenge — Search "Hyatt Globalist Corporate Challenge" and enroll with a .mil email Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 Military Money Manual may receive compensation from JPMC. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.
View all cards mentioned in this episodeAndy and Anthony talk about hate cards, and how they fit into Cube design in particular. Of course, they start by trying to define the term. They talk through the pros and cons of them and how different types may play a role in Cubes. They go through a number of their own cubes, analyzing them from this perspective.Discussed in this episode:Take 5Sacred Geometry100 OrnithoptersBun Magic CubeNeoclassical CubeTurbo CubeRegular CubeIf you'd like to show your support for the show, please consider backing Lucky Paper on Patreon or leaving us a review on iTunes or wherever you listen.Check us out on Twitch and YouTube for paper Cube gameplay.You can find the hosts' Cubes on Cube Cobra:Andy's “Bun Magic” CubeAnthony's “Regular” CubeYou can find both your hosts in the MTG Cube Talk Discord. Send in questions to the show at mail@luckypaper.co or our p.o. box:Lucky PaperPO Box 4855Baltimore, MD 21211Musical production by DJ James Nasty.Timestamps0:00 - Intro0:45 - Main Topic: Hate Cards9:15 - Examples of Hate Cards13:05 - Hate Cards We Cube16:09 - Talking About Constructed17:14 - Aura Shards22:09 - Bun Magic Hate Cards23:53 - Teferi, Time Raveler28:38 - Changing the Math vs Hate31:11 - Take Five34:11 - Hate Combos36:30 - Neoclassical Cube38:48 - White in Neoclassical42:00 - Groundseal44:37 - Humility48:47 - Turbo Cube55:39 - Context Shift Hate59:57 - Mailbag1:02:15 - Garfield
On today's Legally Speaking Podcast, I am delighted to be joined by Deborah Carrillo. Deborah is the General Counsel, Partner at Menlo Ventures. After studying Maths at Stanford University, she went on to complete her JD at the University of California, Berkeley, School of Law. Deborah was a Corporate Attorney at Pillsbury before joining Menlo as General Counsel in 2020. She has been a strategic advisor across every dimension in the firm, with her work directly shaping how Menlo has formed its structure.So why should you be listening in? You can hear Rob and Deborah discussing:- Prioritising Fit Over Prestige- Relationships Are Career Multipliers- Being Ready to Seize Opportunities- Effective Leadership Starting with Enabling Others- Success Requires Going All In — With BalanceConnect with Deborah Carrillo here - https://www.linkedin.com/in/deborah-carrillo-38840465/
"Just one more year, to be safe."I've heard that sentence more times than almost any other in my career. One year becomes two, two becomes five. By the time they finally retire, something has shifted and retirement looks very different. This is the math of working one more year. Both sides of it.We're going to cover:- why Mark and Carol (example case) had $2.5 million saved and still couldn't say yes- the $600 a month question that changed everything in the room- what Carol said when I asked how many good years she and Mark actually had left- why Mark realised three of those years were already gone- the cost that never shows up on a balance sheet--Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️Get Started Here.Join the new Root Collective HERE!
SpaceX, Anthropic and OpenAI are all racing to the public markets. We discuss what their I.P.O.s mean for the industry, charitable giving and anyone invested in an index fund. Then, more than 1,000 mathematicians signed a declaration this week raising concerns about the use of A.I. in their field. Author Kevin Hartnett joins to explain what the fuss is all about. And finally, we run through the biggest headlines of the week — including the new executive order on A.I. — in a round of HatGPT. Guest: Kevin Hartnett, author of The Proof In the Code: How a Truth Machine is Transforming Math and AI Additional Reading: Anthropic Files to Go Public, Setting Stage for Huge I.P.O. As A.I. Makes Strides in Mathematics, Mathematicians Urge Caution An SF Startup Is Secretly Testing Robots in Airbnbs, and Trashing Them, Lawsuit Claims Trump Signs Executive Order Seeking Oversight of A.I. Models U.S. Is Said to Be Investigating George Santos Over Kalshi Betting Hackers Simply Asked Meta AI to Give Them Access to High-Profile Instagram Accounts. It Worked United Flight Forced to Turn Around Because of a Bluetooth Speaker Name ‘Survivor' Boss Jeff Probst Says Kalshi and Polymarket Are ‘Incentivizing People to Lie, Cheat and Steal'; Kalshi Is Now Considering Measures to Prevent Spoilers We want to hear from you. Email us at hardfork@nytimes.com. Find “Hard Fork” on YouTube and TikTok. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Even in a deep Blue state the democrats have to cheat. There is massive voter fraud and why they start counting weeks ahead of time so they know how many votes they need to get the person they want in office.
#720: At what point does making the “right” financial decision start to feel emotionally harder than the math itself? Rebecca: is wondering whether the Rule of 72 means she can ease up on retirement contributions—or whether continuing to max out her Roth 401(k) is still the smarter move despite multiple mortgages, car loans, and college savings goals. Kate: feels trapped between the math and psychology of homeownership. A low-interest rental property could be sold to dramatically reduce a much larger 7 percent mortgage, but she's struggling with whether giving up that “golden” loan would be a long-term mistake. Emily: is now just a few years away from early retirement, but after watching his net worth grow rapidly during the bull market, he's finding that the closer he gets to financial independence, the harder it becomes to emotionally trust that he finally has enough. Resources mentioned: Financial Planning Tools: go.boldin.com/affordanything Leave Paula a message for the show: affordanything.com/voicemail Join the Afford Anything Community: affordanything.com/community Learn more about your ad choices. Visit podcastchoices.com/adchoices