Simply Money.

On today's Simply Money podcast presented by Allworth Financial, Bob and Brian dig into fresh research from both Vanguard and BlackRock claiming we might be heading into an era of lower stock market gains. Plus, estate planning mistakes you might not realize you're making—and how to fix them.

Has the stock market finally hit choppy waters? Bob and Brian unpack what the latest jobs report tells us about the economy—and what it means for your portfolio. From resilient job numbers to a surprising rate pause by the Fed, there's a lot to navigate.

On today's Simply Money show presented by Allworth Financial, Bob and Brian lay out the five ethical standards every financial advisor should meet. Plus, they tackle rising home insurance costs as State Farm makes a big move. What Ohio homeowners can learn—and how you to proactively protect your budget.

The U.S. economy grew more than expected last quarter—what does that mean for your investments and financial plan? On today's episode of Simply Money presented by Allworth Financial, Bob and Brian dig into the latest GDP numbers and explain why the American consumer remains so resilient.

In this episode of Simply Money, presented by Allworth Financial, Bob and Brian break down the Fed's decision to hold interest rates steady—what it means for markets, inflation, and your cash. Are stock buybacks a bullish signal or something to worry about? Bob and Brian analyze how tech giants like Apple and Meta are reshaping their stock value and what high-net-worth investors need to consider. Plus, the team answers real listener questions on rebalancing portfolios, donating appreciated stock, and the smart way to handle RMDs through qualified charitable distributions. 

On this episode of Simply Money, bold market forecasts are flying, but how accurate have past predictions been? Bob and Brian break it down.  Plus, they clear up the confusion surrounding a viral Social Security tax email and discuss the mental trick that could boost your retirement savings.

On this episode of  Simply Money, Bob and Brian kick things off with Allworth Chief Investment Officer Andy Stout breaking down the new U.S.-EU trade deal—what it means for tariffs, global markets, and your portfolio. Then, they dive into the Fed's upcoming rate decision, and why earnings season could give the central bank the clarity it's been waiting for. Is a September rate cut back on the table? The conversation shifts to Wall Street's rising speculative fever—think call options, meme stocks, and Krispy Kreme. Bob and Brian discuss the warning signs and what disciplined investors should do right now, especially when tech and AI positions have ballooned. Finally, they wrap up with a practical guide to cash management, comparing CDs, treasuries, and money markets—plus how direct indexing and Roth conversions can offer better tax outcomes.

Are you an Analyzer, Avoider, Spender, or Saver? Your financial personality can explain everything from why you argue with your spouse about money to how you feel about risk and investing. On tonight's show, Bob and Brian dig into the four core money personalities and help you discover how to harness yours—and understand others'.

Tonight, we explore the powerful connection between consumer behavior and the stock market. Why do your spending habits—and your neighbor's—matter so much to your investments? They also examine what the market is really reacting to right now and how your emotions might be clouding your judgment.

Between the booming stock market and interest rate uncertainty, retirees and near-retirees are feeling more uncertain than ever. Bob and Brian unpack why anxiety is on the rise among retirees, what risks might be getting overlooked, and how to structure your retirement plan for more confidence and peace of mind. Cybersecurity expert Dave Hatter also shares how to protect yourself from new digital threats.

On this episode of Simply Money, Bob and Brian dig into what investors should—and shouldn't—do when the stock market keeps hitting record highs. Should you cash out or lean in? Behavioral finance, loss aversion, and portfolio strategy all come into play. Plus, hear how tools like direct indexing, buffered ETFs, and structured notes can help high-net-worth investors stay smart amid the noise. Then, a reality check on retirement: new data reveals more Americans tapping their 401(k)s early, and a growing crisis in senior housing—especially right here in Cincinnati. Are you making a dangerous assumption about what Medicare actually covers? We'll walk through the risks of waiting too long to secure care solutions. Also in this episode: the truth about AI and investing—why even the smartest machine learning tools can't consistently beat the market, and how to actually use AI without falling for hype.

As the market keeps climbing, the Simply Money team asks: should you trust this rally? Allworth Chief Investment Officer Andy Stout joins Bob and Brian to break down a surprisingly optimistic inflation report, the strength behind consumer spending, and why the market may be reacting with too much enthusiasm. Plus, Bob and Brian dig into the biggest retirement mistake pre-retirees make — and how to avoid it.