Simply Money.

On today's episode of Simply Money presented by Allworth Financial, Bob and Brian explore why even beloved companies like Cracker Barrel can stumble, why Nvidia now makes up such a huge piece of the S&P 500, and what past giants like GE and Enron teach us about diversification. They'll also cover the latest Social Security COLA estimate, the buzz around private equity in retirement plans, and how to future-proof your career in the age of AI.

On today's episode of Simply Money presented by Allworth Financial, Bob and Brian sit down with Allworth's Chief Investment Officer, Andy Stout, to break down the Fed's next move on rate cuts. They also dive into how retail investors are driving markets, smart strategies for unwinding concentrated stock, and which travel rewards cards actually deliver real value.

Life is full of trade-offs—and nowhere is that more true than in financial planning. On today's episode of Simply Money presented by Allworth Financial, Bob and Brian put a fun twist on tough money questions with a special “Would You Rather?” edition. Should you sell highly appreciated stock now and pay taxes, or hold and pass it to heirs with a step-up in basis? Is a bucket strategy better than a total-return approach? Would you move to a no-tax state or stay in Cincinnati for family ties? From direct indexing to Roth conversions, these choices could shape your wealth, your legacy, and your peace of mind.

What happens when the person you trusted most with your money turns out to be the one stealing it? On today's episode of Simply Money presented by Allworth Financial, Bob and Brian unpack the stunning story of former Northwestern Mutual advisor John Kersey, accused of running a multi-million-dollar fraud right here in Cincinnati. Bob and Brian break down how the alleged scam worked, and—most importantly—how you can protect yourself and your family from ever falling victim to something like this. Whether you're managing $500,000 or $10 million, this conversation could save you from devastating mistakes.

S&P reaffirms the U.S. credit rating, Jerome Powell takes the stage at Jackson Hole, and mortgage rates spark a refinancing boom. On today's episode of Simply Money presented by Allworth Financial, Bob and Brian explain what it all means for your money, why cashing out a 401(k) can wreck your retirement, and answer listener questions on Roth conversions, direct indexing, and Social Security.

On today's episode of Simply Money presented by Allworth Financial, Bob, Brian and Allworth Chief Investment Officer Andy Stout explain what investors can learn from Warren Buffett's latest buy in UnitedHealth. They also break down strong retail sales numbers, what they say about consumer spending, and the potential inflationary hit from new semiconductor tariffs — plus how Intel's massive Columbus project fits in. Finally, Bob and Brian tackle a new SEC ruling that shuts the door on ETF share classes of mutual funds and share what high-net-worth investors should be doing now to keep portfolios tax-efficient

On today's episode of Simply Money, Bob and Brian dive into the estate tax drama that could upend retirement plans — and how to prepare so your wealth stays in the family, not in Washington's hands. Then, in a special “Would You Rather?” edition, they tackle tough money dilemmas that every high-net-worth household eventually faces: lump-sum pension or monthly checks? Buffered ETFs or total market indexing? Live off dividends or sell shares? Plus, they unpack a real-life story where estate taxes pushed a couple to divorce, and what you can learn from it.

On today's episode of Simply Money presented by Allworth Financial, Bob and Brian dig into the headlines shaping the rest of 2025 — from what could keep markets moving higher to how U.S.–China relations may quietly influence your portfolio. Plus, the guys tackle big-money listener questions on RMD strategies, falling municipal bond yields, and preparing for a future business sale.

On today's episode of Simply Money presented by Allworth Financial, Bob and Brian break down what an extended U.S.–China trade truce really means for your money — from Wall Street to your wallet. They explore the economic ripple effects, where the opportunities (and risks) might be for investors with serious assets, and why patience might pay off in this uncertain climate.

On this episode Simply Money presented by Allworth Financial, Bob and Brian break down the latest July inflation report and explain why the Fed might finally be ready to cut rates in September. They also dissect investor fears of stagflation and clarify why today's market isn't the 1970s all over again. Later, they dig into why now might be the right time to lock in short-term yields for your cash, whether direct indexing makes sense for higher-net-worth investors, and how to think about pulling money in retirement. Plus, Bob shares how he's handling the long-term care funding puzzle in his own financial plan. 

Is a recession around the corner—or just more noise? On this episode of Simply Money presented by Allworth Financial, Bob and Brian are joined by Allworth's Chief Investment Officer Andy Stout to dissect Moody's latest warning about the U.S. economy. Does the data really back that up?

On today's episode of Simply Money presented by Allworth Financial, Bob and Brian mix serious financial wisdom with a little “Would You Rather?” fun. They challenge each other—and you—with quirky retirement scenarios that spotlight real planning trade-offs: Would you rather retire at 55 with $2 million, or work until 70 with $5 million? The answers might surprise you.

On today's episode of Simply Money presented by Allworth Financial, Bob and Brian dig into why more countries are pushing retirement later—and what that signals for your financial future. You've built a nest egg, maybe refinanced your home, maxed out your retirement accounts… but have you thought about when to retire? With governments around the globe delaying official retirement ages, is longevity becoming your most important asset? Bob and Brian break it all down, including whether this global trend should influence your own retirement timeline.

Is crypto finally growing up? On today's Simply Money podcast presented by Allworth Financial, Bob and Brian look at whether the rise of regulation and adoption means it's here to stay — or still too risky. Plus, if you're thinking about retiring soon, here's how to start shifting your investments to get ready.

On today's Simply Money podcast presented by Allworth Financial, Bob and Brian dig into fresh research from both Vanguard and BlackRock claiming we might be heading into an era of lower stock market gains. Plus, estate planning mistakes you might not realize you're making—and how to fix them.

Has the stock market finally hit choppy waters? Bob and Brian unpack what the latest jobs report tells us about the economy—and what it means for your portfolio. From resilient job numbers to a surprising rate pause by the Fed, there's a lot to navigate.

On today's Simply Money show presented by Allworth Financial, Bob and Brian lay out the five ethical standards every financial advisor should meet. Plus, they tackle rising home insurance costs as State Farm makes a big move. What Ohio homeowners can learn—and how you to proactively protect your budget.

The U.S. economy grew more than expected last quarter—what does that mean for your investments and financial plan? On today's episode of Simply Money presented by Allworth Financial, Bob and Brian dig into the latest GDP numbers and explain why the American consumer remains so resilient.

In this episode of Simply Money, presented by Allworth Financial, Bob and Brian break down the Fed's decision to hold interest rates steady—what it means for markets, inflation, and your cash. Are stock buybacks a bullish signal or something to worry about? Bob and Brian analyze how tech giants like Apple and Meta are reshaping their stock value and what high-net-worth investors need to consider. Plus, the team answers real listener questions on rebalancing portfolios, donating appreciated stock, and the smart way to handle RMDs through qualified charitable distributions. 

On this episode of Simply Money, bold market forecasts are flying, but how accurate have past predictions been? Bob and Brian break it down.  Plus, they clear up the confusion surrounding a viral Social Security tax email and discuss the mental trick that could boost your retirement savings.

On this episode of  Simply Money, Bob and Brian kick things off with Allworth Chief Investment Officer Andy Stout breaking down the new U.S.-EU trade deal—what it means for tariffs, global markets, and your portfolio. Then, they dive into the Fed's upcoming rate decision, and why earnings season could give the central bank the clarity it's been waiting for. Is a September rate cut back on the table? The conversation shifts to Wall Street's rising speculative fever—think call options, meme stocks, and Krispy Kreme. Bob and Brian discuss the warning signs and what disciplined investors should do right now, especially when tech and AI positions have ballooned. Finally, they wrap up with a practical guide to cash management, comparing CDs, treasuries, and money markets—plus how direct indexing and Roth conversions can offer better tax outcomes.

Are you an Analyzer, Avoider, Spender, or Saver? Your financial personality can explain everything from why you argue with your spouse about money to how you feel about risk and investing. On tonight's show, Bob and Brian dig into the four core money personalities and help you discover how to harness yours—and understand others'.

Tonight, we explore the powerful connection between consumer behavior and the stock market. Why do your spending habits—and your neighbor's—matter so much to your investments? They also examine what the market is really reacting to right now and how your emotions might be clouding your judgment.

Between the booming stock market and interest rate uncertainty, retirees and near-retirees are feeling more uncertain than ever. Bob and Brian unpack why anxiety is on the rise among retirees, what risks might be getting overlooked, and how to structure your retirement plan for more confidence and peace of mind. Cybersecurity expert Dave Hatter also shares how to protect yourself from new digital threats.

On this episode of Simply Money, Bob and Brian dig into what investors should—and shouldn't—do when the stock market keeps hitting record highs. Should you cash out or lean in? Behavioral finance, loss aversion, and portfolio strategy all come into play. Plus, hear how tools like direct indexing, buffered ETFs, and structured notes can help high-net-worth investors stay smart amid the noise. Then, a reality check on retirement: new data reveals more Americans tapping their 401(k)s early, and a growing crisis in senior housing—especially right here in Cincinnati. Are you making a dangerous assumption about what Medicare actually covers? We'll walk through the risks of waiting too long to secure care solutions. Also in this episode: the truth about AI and investing—why even the smartest machine learning tools can't consistently beat the market, and how to actually use AI without falling for hype.

As the market keeps climbing, the Simply Money team asks: should you trust this rally? Allworth Chief Investment Officer Andy Stout joins Bob and Brian to break down a surprisingly optimistic inflation report, the strength behind consumer spending, and why the market may be reacting with too much enthusiasm. Plus, Bob and Brian dig into the biggest retirement mistake pre-retirees make — and how to avoid it.