Podcasts about Real

There is an odd vibe flowing through the conservative movement at events like America Fest, the annual strokefest produced by Turning Point USA. The presentation is a combination of professional wrestling mixed with a religious revival at a Megachurch. It is a very well-produced version of Conservatism, delivered by recognizable, but recently augmented, faces who do not pose any real threat to the system.Real questions are being asked about the background of Erika Kirk. Her ties to a Romanian children's charity, trafficking operations to the UK & Israel via American military bases, and recently unearthed CIA training videos on EMPs featuring a young Erika Frantzve. Was Erika a torpedo sent to destroy the America First movement from within?—Watch the video version on one of the Macroaggressions Channels:Rumble: https://rumble.com/c/Macroaggressions YouTube: https://www.youtube.com/@MacroaggressionsPodcast—MACRO & Charlie Robinson LinksHypocrazy Audiobook: https://amzn.to/4aogwmsThe Octopus of Global Control Audiobook: https://amzn.to/3xu0rMmWebsite: www.Macroaggressions.io Merch Store: https://macroaggressions.dashery.com/ Link Tree: https://linktr.ee/macroaggressionspodcast—Activist Post FamilySign up for the Activist Post Newsletter: https://activistpost.kit.com/emailsActivist Post: www.ActivistPost.com Natural Blaze: www.NaturalBlaze.com —Support Our SponsorsAnarchapulco: https://anarchapulco.com/ | Promo Code: MACROC60 Power: https://go.shopc60.com/PBGRT/KMKS9/ | Promo Code: MACROChemical Free Body: https://chemicalfreebody.com/macro/ | Promo Code: MACROWise Wolf Gold & Silver: https://macroaggressions.gold/ | (800) 426-1836LegalShield: www.DontGetPushedAround.com EMP Shield: www.EMPShield.com | Promo Code: MACROGround Luxe Grounding Mats: https://groundluxe.com/MACRO Christian Yordanov's Health Program: www.LiveLongerFormula.com/macro Above Phone: https://abovephone.com/macro/Van Man: https://vanman.shop/?ref=MACRO | Promo Code: MACROThe Dollar Vigilante: https://dollarvigilante.spiffy.co/a/O3wCWenlXN/4471 Nesa's Hemp: www.NesasHemp.com | Promo Code: MACROAugason Farms: https://augasonfarms.com/MACRO —

In this session of The Case Four, Judge Jim Hill presides over a lively and surprisingly practical debate about Walt Disney World's Lightning Lane system. Len Testa and Chris Cox dig into what you really gain - and lose - when you pay to skip the standby line, weighing money, time, stress, and how much of your vacation you want to spend staring at your phone. Along the way, the court grapples with pie-related grievances, parenting realities, and whether Disney's most premium option might actually make sense. HIGHLIGHTS • A plain-English breakdown of Lightning Lane Single Pass, Multi Pass, and Premier Pass and how Disney complicates all three • Real-world math on paying to skip lines versus waiting with kids for hours • The mental load of Lightning Lane optimization and how much phone time it actually demands • Touring tactics like rope drop pairing, stacking, burner Lightning Lanes, and the 119-minute grace period • Why Lightning Lane Premier Pass might be the least stressful - and most honest - version of the system HOSTS • Jim Hill - IG: @JimHillMedia | X: @JimHillMedia | Website: JimHillMedia.com • Len Testa - IG: @len.testa | Website: TouringPlans.com • Chris Cox - IG: @magiccox | X: @bigcox | Website: MagicCox.com FOLLOW • Facebook: JimHillMediaNews • Instagram: JimHillMedia • TikTok: JimHillMedia SUPPORTSupport the show and access bonus episodes and additional content at Patreon.com/JimHillMedia. PRODUCTION CREDITS Edited by Dave GreyProduced by Eric Hersey - Strong Minded Agency If you would like to sponsor a show on the Jim Hill Media Podcast Network, reach out today. Learn more about your ad choices. Visit megaphone.fm/adchoices

Former TPUSA insider Matthew Tucciarone goes nuclear in this must-watch podcast, ripping the lid off ballot harvesting fraud, massive data heists, and the deadly Zionist betrayal that led to Charlie Kirk's murder.

Wes and Scott talk about building hyper-specific personal software with AI. They explore personal agents, home automation, JSON-as-a-database, and how LLMs unlock fast, custom apps that reduce friction and replace bloated SaaS. Show Notes 00:00 Welcome to Syntax! 01:53 What is personal software (and why it matters) 04:49 Using AI agents to build hyper-specific apps for yourself Clawdbot ClawdHub 13:43 Supercharging your dev workflow with Tailscale 19:06 Privacy when working with LLMs MLX-Audio 21:39 Brought to you by Sentry.io 22:21 Real-world personal app ideas 39:14 Sick Picks + Shameless Plugs Sick Picks Scott: FTPManager Wes: Roku Streaming Stick Shameless Plugs Syntax YouTube Channel Hit us up on Socials! Syntax: X Instagram Tiktok LinkedIn Threads Wes: X Instagram Tiktok LinkedIn Threads Scott: X Instagram Tiktok LinkedIn Threads Randy: X Instagram YouTube Threads

OB420: Special Pilot Separation Released to show supporters on 1/14/2026 Public release scheduled for 1/28/2026 Have a great week, and thanks for listening to Opposing Bases Air Traffic Talk! ✈️ Real pilots. Real controllers. Real talk.

This episode breaks down the biggest myth in home buying: how affordability is really calculated.Most first-time buyers ask, “What can I afford?”—but that question leads to the wrong answers. David explains how bad math, bad advice, and outdated thinking have made homeownership feel further away than it actually is. Learn how debt-to-income ratios, down payments, and private mortgage insurance actually work in 2026. Real buyer examples prove you may be much closer to owning than you think.“Buying a home isn't just a financial decision. It's a plan that interacts with every other aspect of your life.” What happens when you ask, “What can I afford?” too early in the process?Can saving $45,000 more really lower your monthly payment in a meaningful way?What's the truth about PMI—and is it actually a smart tool for first-time buyers?How did some buyers get in for as little as $3,700… or even less?Is the January 2026 market creating unexpected opportunities for renters? 300 – 300th EPISODE! What Can You Afford? Homebuyer Consultation Breakdown426 – Lowering Your Down Payment – Financially Prepare to Buy Your First Home – Pt. 7198 – PMI Is a Privilege216 – PMI Is Still A Privilege And Still Not The Devil355 – Real Answers Pt 4: Should I Rent or Buy in 2025?440 – First Time Homebuyer Playbook (Part 1): Rent Replacement Strategy441 – First Time Homebuyer Playbook (Part 2): The Last Lease Ever94 – First Time Home Buyer Terms And Definitions From A-Z...Well, Just A Actually169 – Woman Power: This Single Woman Bought Her First Home215 – That ADU Guy Interview - The Ultimate House Hacks To Make Buying Affordable321 – Buying in a High-Cost Area – Long Island, NY (INTERVIEW)399 – The Real Value of Buying: What Nick Gained Beyond a Mortgage430 – First Time Homebuyer: Escaping $3K/Month Crushing Rent With Just $12K Down (INTERVIEW)439 – First Time Homebuyer: Why Abigail Broke Her Lease and Bought in 90 Days424 – First Time Home Buyers: Chloe & Eduardo Close on a Home (INTERVIEW)Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Welcome to Wholesale Hotline Podcast (Wholesaling Inc Edition), where Brent brings unmatched energy and no-BS strategies straight from his own real-world wholesaling business to help you crush it in yours.Show notes -- in this episode we'll cover:Master cold calling, lead generation, and sales scripts to consistently close deals.You'll learn the latest on the most cutting-edge techniques—like PPC, texting, and automated follow-up systems.Learn how to build confidence, overcome objections, and dominate your local market.Brent shows how talking to people is the fastest, most direct path to wholesale success.Real-life case studies, role plays, and mindset shifts that turn hustle into high income.Please give us a rating and let us know how we are doing!➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖☎️ Welcome to Wholesale Hotline & TTP Breakout

This week on Truth From The Stand, I'm sitting down with Chad Sylvester for a conversation that started light and ended up digging pretty deep. We talk about whether hunting has become watered down, and what that question really means in a world shaped by technology, influence, and constant noise. Somewhere along the way, we get into old boots, old lessons, and the kind of hunting experiences that leave a mark because they're earned, not curated. We unpack how modern tools, social media, and shifting expectations have changed the way a lot of us experience the woods—and how easy it is to lose sight of why we started hunting in the first place. Chad and I get honest about influence, ego, motivation, and the tension between chasing outcomes and honoring the process. At the heart of it all is a reminder that woodsmanship, awareness, discomfort, and humility can't be watered down—and that the best parts of hunting still live in the friction, the uncertainty, and the quiet moments when nobody's watching. This one's about reconnecting with what matters, questioning our motives, and remembering that the hunt is supposed to shape us—not the other way around. WHAT TO EXPECT FROM PODCAST 477 Hunting can feel watered down when friction and challenge are removed. Real growth comes from discomfort, effort, and earned experience. Woodsmanship and reading nature are skills that can't be replaced or diluted. Influence can be driven by ego—or by a genuine desire to help others. Self-reflection reveals why we hunt and what truly motivates us. The dilution of hunting reflects broader cultural shifts, not just technology. The deepest value of hunting lies in connection, struggle, and personal growth. SHOW NOTES AND LINKS: —Truth From The Stand Merch —Check out Tactacam Reveal cell cameras — Save 15% on Hawke Optics code TFTS15  —Save 20% on ASIO GEAR code TRUTH20 —Check out Spartan Forge to map your hunt  —Save on Lathrop And Sons non-typical insoles code TRUTH10 —Check out Faceoff E-Bikes —Waypoint TV Learn more about your ad choices. Visit megaphone.fm/adchoices

A quantum leap is a big jump in results, not slow improvement over time. In this episode, I explain why real leaps require a decisive shift in identity, standards, and behavior. You cannot change outcomes without changing who you are and how you operate. Most people want the results without giving anything up, and that's why they stay stuck. Real leaps happen when your old way of thinking is no longer acceptable and something internal locks in for good. Show Notes: [02:22]#1 Destroy optionality.  [08:22]#2 Raise your standards faster than you raise your skill. [14:56]#3 Act before you are emotionally ready. [17:51] Recap Episodes Mentioned: 2733: Living In "The Void" 2705: Why You Need Pressure, Anxiety & Stress In Your Life 2248: How Top Performers Use Pressure 644: Pressure: Not Everyone Is Built For It 543: How To Put Pressure On Yourself 3002: Deadlines & Pressure 3535: Less Output, More Impact: The Magic Of Compression Next Steps: --- Power Presence is not taught. It is enforced. If you are operating in environments where hesitation costs money, authority, or leverage, the Power Presence Mastermind exists as a controlled setting for discipline, execution, and consequence-based decision-making. Details live here: http://PowerPresenceProtocol.com/Mastermind  This Masterclass is the public record of standards. Private enforcement happens elsewhere. All episodes and the complete archive: → WorkOnYourGamePodcast.com 

Where Science, Shadow Work, and Spirit Collide to Manifest Your Miracles.You're showing up. You're doing the work. You're journaling, meditating, vision boarding, and affirming the hell out of your desires. But inside? You still feel stuck. Stagnant. Like something just won't move, no matter how hard you try. This episode is for every woman who's tired of blaming herself when discipline doesn't equal momentum. I'm ripping the shame veil off and telling you the truth — it's not about effort. It's about nervous system regulation.You're not lazy. You're not broken. You're operating from survival mode. And that's why all your “right moves” still feel wrong. So let's break this loop and get you regulated, activated, and back in your power.Episode Takeaways:Why being stuck doesn't mean you're failingHow self-blame forms when effort doesn't equal safetyWhy you can't outwork an unsafe nervous systemThe difference between forward motion and regulationHow slowing down can create real progress3 energetic steps: Name it. Shrink it. Anchor it.If this episode sounds like you, it's not a flaw — it's a pattern. And patterns can be regulated, softened, and rewired. Real change begins with safety, not pressure. You don't need to do more. You need to feel safer being who you already are. Let's get you there, together.Mentioned in the episode:Want to reprogram while you sleep? Try my monthly Hypnosis Library: https://manifestingmiracles.thinkific.com/bundles/2026-sleep-hypnosis-manifestation-series✨ MANIFESTING MIRACLES ACADEMY ✨(previously called Secret Society of Manifestors)Your Gateway to Manifesting Wealth, Love, Joy, and Freedom.Join now: https://manifestingmiracles.thinkific.com/pages/memberships⬆️ Try it out for free for one month!

In this family cast episode of the Smart Real Estate Coach Podcast, I sit down again with Jessica Johnson, one of our Wicked Smart® Associates who's quietly stacking 3 Paydays® while juggling a full-time job, two young kids, and all of life's curveballs. Since her first appearance back in October 2024, Jessica's added multiple terms deals, navigated a unique mixed-use property, and even had her second baby, all while leaning heavily on our coaches and community to keep moving forward.     We talk about how she went from her first taken to stacking several more, the emotional reality of dealing with a challenging buyer who moved out, and why she now believes the only real failure is not trying. Jessica shares practical advice for moms in real estate, how she builds a schedule around naps and newborn chaos, what she took away from In The Trenches Bootcamp, and how she's using books, audiobooks, and our "26 in 26" challenge to rebuild her mindset.    If you're a working parent, a newer creative real estate investor, or someone who's tempted to quit when deals get messy, this conversation will show you what's possible when you stay in the game, rely on your coaches, and let the 3 Paydays® system work for you.   Key Talking Points of the Episode   00:00 Introduction 01:14 18-month journey: from first taken to multiple 3 Paydays 02:52 New baby, no "pause" on deals 03:42 Real talk for moms in real estate 04:45 Navigating Mom brain vs. Builder brain 06:18 Leaning hard on coaches (and why that matters) 09:13 Book a discovery call with Smart Real Estate Coach team 11:20 Takeaways from joining the In the Trenches Bootcamp in 2023 12:26 Unique deal update & two properties on the market 14:05 Next 18–24 months: quit the job, grow a team, be home with the kids 15:02 Turning struggles into future mentorship 16:10 Advice to new investors: the only way to fail is not to start 19:01 Perspective & peace in the middle of the mess 20:06 Audiobooks, commute time & the "26 in 26" challenge   Quotables   "If I'm not making deals, I'm not going to be able to be where I want to be with you in the future."   "The only way I can be a failure is if I don't try."   "If you don't go through struggles, you're not going to get real-life experience. And if you don't get the real-life experience, you're not going to be able to help others in the future."    Links   FREE Discovery Session https://smartrealestatecoachpodcast.com/discovery   Register for the 3 Paydays Live Event https://3paydayslive.com   QLS 4.0 - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod   Apprentice Program https://3paydaysapprentice.com Coupon code: Podcast   Masterclass https://smartrealestatecoach.com/masterspodcast   3 Paydays Books https://3paydaysbooks.com/podcast   Strategy Session https://smartrealestatecoach.com/actionpodcast   Partners https://smartrealestatecoach.com/podcastresources

Real estate is about to get disrupted by technology, again. AI is coming for the core workforce of the industry—acquisitions, underwriting, asset management, market analysis—and it's going to separate winners from everyone else. If you're not adopting it, you're not just missing upside—you're putting career and company risk.Ben unveils RealAI—a “real estate AI analyst” that Fundrise has been building for years—and explains what the first generation of real estate “AI analysts” means for investing and the future of work.Check out RealAI (https://realai.com/). It really is amazing.—For a deeper dive into these insights and more, be sure to listen to the full episode of the Onward podcast.Have questions or feedback about this episode? Drop us a note at Onward@Fundrise.com. Onward is hosted by Ben Miller, co-founder and CEO of Fundrise. Podcast production by The Podcast Consultant. Music by Seaplane Armada. About Fundrise With over 2 million users, Fundrise is America's largest direct-to-investor alternative asset investment platform. Since 2012, our mission has been to build a better financial system by empowering the individual. We make it easier and more efficient than ever for anyone to invest in institutional-quality private alternative assets — all at the touch of a button. Please see fundrise.com/oc for more information on all of the Fundrise-sponsored investment funds and products, including each fund's offering document(s). Want to see the specific assets that make up and power Fundrise portfolios? Check out our active and past projects at www.fundrise.com/assets.

If you've ever felt frustrated when your child resists even enjoyable activities, you're not alone. In this week's episode, we dive deep into demand avoidance—why neurodivergent kiddos sometimes just can't do what we ask (even when it's fun!)—and share a toolkit of practical strategies you can start using today. Whether you're homeschooling a differently wired kiddo or navigating daily learning resistance, this episode is packed with actionable tips, real-life examples, and mindset shifts to help your child build skills in a low-pressure way.   Key Takeaways: Lowering the Demand Doesn't Mean Lowering Expectations: There are ways to keep skill-building alive by focusing on autonomy, shared activities, and embedding learning into interest-driven projects—think Minecraft math or Pokemon writing prompts! Frameworks That Work: Use the ABC method—Autonomy, Boundaries, and Co-regulation—along with the REI model (Reduce, Invite, Embed) to create a safer, more engaging learning environment for your demand-avoidant child. Small Wins & Language Swaps: Celebrate tiny, finishable tasks and swap "You need to…" for invitations or curiosity-based questions, making participation more appealing and less threatening to your child's autonomy. From stealth learning strategies and flexible routines to troubleshooting meltdowns and perfectionism, these insights are a breath of fresh air for parents and educators alike.   Links and Resources from Today's Episode Thank you to our sponsors: CTC Math – Flexible, affordable math for the whole family! Curiosity Post – A Snail Mail Club for kids – Real mail; Real life! The Learner's Lab – Online community for families homeschooling gifted/2e & neurodivergent kiddos! The Lab: An Online Community for Families Homeschooling Neurodivergent Kiddos The Homeschool Advantage: A Child-Focused Approach to Raising Lifelong Learners Raising Resilient Sons: A Boy Mom's Guide to Building a Strong, Confident, and Emotionally Intelligent Family The Anxiety Toolkit Sensory Strategy Toolkit | Quick Regulation Activities for Home Affirmation Cards for Anxious Kids Sensory Struggles and Clothes: How to Help Your Child Dress Without Tears Navigating Sensory Overload: Actionable Strategies for Kids in Loud Environments Building a Sensory Diet Toolbox for Neurodivergent Kids at Home Playful Sensory Learning at Home: Five Senses Spinner What Exactly is Deschooling.. and Do I Need to Do It? Falling Unexpectedly in Love With Homeschooling My Gifted Child Self-Care and Co-Regulation | Balancing Parenting and Sensory Needs When School Refusal Turns Into a Healing Journey Picky Eating | Sensory Struggles and Real Solutions for Homeschooling Families Movement on Bad Weather Days: Meeting Sensory Needs at Home  

Real estate isn't dead. Most investors are just playing the wrong game. In this episode, Joe Moffett breaks down how the co-living strategy can turn a single-family property into a high-cash-flow asset that rivals multifamily returns, even in today's market. We walk through a real example where a five-bedroom, two-bath house was converted into an eight-bedroom, three-bath property generating $2,500 to $3,500+ per month in cash flow. Joe explains the mechanics behind the strategy, including how to identify the right properties, where this model works best, layout considerations, renovation decisions, and DSCR lending nuances that most investors overlook. We also discuss why chasing $100 per door no longer makes sense, how systems and processes eliminate the management headaches people assume come with this model, and how one well-structured property can outperform an entire traditional rental portfolio. Beyond the numbers, this conversation dives into the mindset required to execute in a tougher market, the power of community and coaching to accelerate results, and why cash flow matters more than door count when building long-term wealth. If you've been told deals are gone or real estate is too hard in 2025, this episode will show you a different way to play the game.  Book your call with Neo Home Loanshttps://www.neoentrepreneurhomeloans.com/wealthjuice/ Book your mentorship discovery call with Cory RESOURCES

Juliette Karaman, creator of The Touch Languages™, Touch Base®, and voice of The Scrumptious Woman® Podcast, who helps women, men, and couples rekindle intimacy and aliveness by returning to what she calls “touch that actually lands.”Through her VIP Intensives, courses, and The Intimacy & Communication Deck, Juliette guides people to stop performing pleasure and start truly feeling it, drawing from over 27 years of experience in education, therapy, and somatic work.Now, Juliette's journey from supporting neurodivergent children as a SENCO to walking intimately with grief, loss, and rebirth demonstrates her extraordinary ability to help others feel deeply connected—to themselves and to life.And while bringing play, depth, and scrumptiousness back into love, she's redefining what it means to live, love, and touch with presence and truth.Here's where to find more:https://www.feelfullyyou.comhttps://www.instagram.com/juliettekaramanhttps://www.facebook.com/juliette.karamanvanschaardenburghttp://linkedin.com/in/juliette-karaman-van-schaardenburg-8939…The Scrumptious Woman Podcast:https://open.spotify.com/show/50jFN83FxoNm0UXiryqkJW?si=JUa2E_…________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

Megan Casey, founder of an international personal and professional development company that helps entrepreneurs and sales professionals grow, evolve, and reach their next level of success.Through her online masterminds and in-person retreats, Megan guides business owners to strengthen their mental fitness and leadership skills, helping them build sustainable success without burning out.Now, Megan's journey from pharmacy to full-time entrepreneur, and her bold move to emigrate to the USA, demonstrates the power of reinvention and the courage it takes to build a life of freedom and purpose.And while scaling her business and expanding her team, she continues to embody the very principles she teaches - growth, resilience, and self-leadership.Here's where to find more:https://www.linkedin.com/in/megan-casey-mindset-and-business________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

College football doesn't really end anymore.The clock hits :00. The trophy gets handed out. And almost immediately, the sport gets loud again. Portal moves, litigation, coaching changes, CFP debates and more. Oh, and by the way, we've also got a Super Bowl coming up with Seattle vs. New England. (Hello Elite 11 finalists Sam Darnold and Drake Maye)With everything seemingly happening all at once in football, there's a race to be first instead of thoughtful.It's the same in the content world. Instant reaction shows. Social posts fired off before the dust settles. Takes delivered as fast as possible.That's not how we do it at Y-Option.Y-Option: College Football with Yogi Roth is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.After the Hoosiers hoisted their hardware, we took a pause. And today, we took a detailed look back at the season that was in 2025.Today's episode of Y-Option, fueled by our founding sponsor 76® — keeping you on the GO GO GO so you never miss a beat, is with Jim Thornby. For nearly two hours, we just talked. No timer. No rush. Multiple cups of coffee. Dozens of teams. Real perspective.One hundred and five minutes later, the result was less of a “podcast” and more of a conversation. And as we talked, one thing became clear:* The biggest change in college football isn't happening at the top. It's happening in the middle.The 12-team Playoff didn't just give more teams access, it changed the psychology of the sport. Suddenly, programs sitting fourth, fifth or sixth in their conference are making million-dollar decisions with almost no margin for error.Quarterbacks cost more. Mistakes cost more. One Saturday can swing an entire donor base's belief.We talk about why that reality is both exciting and dangerous and why the sport still hasn't figured out how to handle what comes after the final whistle.We went league by league—not to rank them, but to understand them.The Big Ten's rise isn't accidental, it's legit and not going anywhere but up. The SEC isn't broken, but it's no longer bulletproof. The ACC looked chaotic… until Miami made a run that forced everyone to re-think the narrative. And the Big 12? Still searching for the moment that changes how the country sees it.Context matters. And it's usually the first thing lost online.We also spent time on the Pac-12, a place that impacted both of us deeply, as it steps into a new reality.Looking back was a reminder that Oregon State and Washington State found ways to survive, even when the odds were stacked against them. And now, under the leadership of Commissioner Teresa Gould, they're building something with substance: proven head coaches, programs with real momentum, and a league that still has a path to the CFP.That's why we made this episode. To celebrate the game and coach the viewer.We know it's “too long” according to the experts and the algorithms. But Y-Option wasn't created to win an algorithm. It was built to serve the thoughtful college football fan, coach, and player.So before we sprint forward into the Super Bowl, Signing Day, and Spring Ball, let's take one last look back at where we've been as a sport.As always, thank you for being here. This doesn't happen without your support.Much love, and stay steady,YogiY-Option: College Football with Yogi Roth is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.y-option.com/subscribe

Join this powerful conversation between clinical hypnotherapist, coach, and healer, Christina L. Woods, and Andrea Kennedy to explore the roots of self-sabotage, impostor syndrome, and the beliefs that keep you from fully stepping into your power. From subconscious programming and trauma imprints to people-pleasing and perfectionism, you'll hear why healing isn't just possible — it's essential.Christina explains how hypnotherapy helps uncover the stories running beneath the surface, and why even successful, empathic, and intuitive people often feel like impostors. If you're ready to stop playing small, rewrite your inner narrative, and finally feel like enough — this episode was created for you.Episode Highlights:00:00:00 — Opening insight on the subconscious mind, safety, and why it can limit growth as a healer.00:01:00 — Andrea introduces Christina L. Woods and her transition from corporate life to healing work.00:02:00 — Christina shares the moment that sparked her personal and professional transformation.00:04:00 — Hearing an external inner voice and recognizing the need for radical life reassessment.00:06:00 — The messy middle: divorce, burnout, identity loss, and beginning deep inner work.00:08:00 — Discovering hypnotherapy and uncovering false beliefs formed for survival.00:10:00 — People-pleasing, overgiving, and the subconscious drive for safety and connection.00:12:00 — Trauma explained: meaning-making, nervous system imprinting, and self-preservation.00:14:00 — Childhood, past-life imprints, and why trauma isn't about blame or “bad parents.”00:17:00 — Rewriting childhood narratives with compassion and healing cellular memory.00:19:00 — How perspective shifts can change emotional, energetic, and physical patterns.00:23:00 — Imposter syndrome in healers: fear of visibility, rejection, and self-sabotage.00:26:00 — Procrastination, burnout, and other ways imposter syndrome shows up in daily life.00:31:00 — Why hypnotherapy works: accessing the subconscious to change beliefs at the root.00:35:00 — Hypnosis vs. meditation and addressing common fears about control and awareness.00:39:00 — Real-world results: business growth, relationships, health, and personal boundaries.00:44:00 — Empaths, energy boundaries, and reclaiming personal sovereignty.00:48:00 — Global uncertainty, intuition, fulfillment, and the rise of sovereignty-based healing.00:51:00 — Christina's core message: the answers are within, support helps unlock them.00:53:00 — How to connect with Christina and closing reflections.Learn more about ChristinAndrea's Links: https://beacons.ai/andrea_kennedy Andrea's Reiki Business Success Course:https://www.mainstreamreiki.com/reiki-business-success-course Visit our website Visit our Amazon Shop Sponsored by The Mainstream Reiki Community https://members.mainstreamreiki.com/ HealthyLine offers revolutionary PEMF and far-infrared mats. Get 10% off and free shipping in the continental US with code "Mainstream10FS". What Resonates? is produced by Twisted Spur MediaAndrea may earn money through Amazon for qualifying purchases.Disclaimer: The views and opinions expressed in this program do not reflect those of the podcast or anyone affiliated with its production. This program is presented for entertainment purposes only. The utilization of the information provided is at the listener's own discretion.

Send us a textMoney can feel like a test you didn't study for: high stakes, fast decisions, and a gnawing sense that you should be further along. We open up about the real pressure to provide, how good things like trucks and Christmas can turn into hooks, and why pride keeps men quiet when the numbers go red. Through honest stories and Scripture, we map out a path from anxiety to alignment so your finances serve your faith, not your image.Reclaiming the Wild is back — April 24–26 at Abundant Blessings Farm (Stem, NC). This isn't just a retreat… it's a reset: brotherhood, faith, outdoors, bonfires, and real conversations. Theme: we have been commanded to unite. Bring your son (or any male kid 5+) and make memories that last. Register now — let's reclaim the wild. It's time to stop sitting on the sidelines.Step into the fight and become the man God called you to be. Join a brotherhood built on truth, strength, and action. Visit thelionwithin.us right now and start leading with boldness and purpose. Iron sharpens iron — let's go.

Cash flow shouldn't depend on crossed fingers and polite reminders. We break down a practical system any pool service pro can use to get paid on time, reduce risk on green‑to‑clean jobs and equipment installs, and avoid the legal and reputation traps that sink small businesses. From the exact language to put in a one‑page service agreement to the moment you pause service on a delinquent account, you'll hear a straightforward playbook you can apply today.We dig into the limits of liens, why small claims can still leave you empty‑handed, and how aggressive collections can backfire with damaging reviews. Instead, we focus on prevention: deposits of 30–50% for installs and cleanups, card on file with clear authorization, and fast invoicing that closes the loop while goodwill is highest. You'll learn why removing unpaid equipment can be illegal, how to negotiate partial payments without losing leverage, and where payment platforms differ on chargeback protection. Real‑world stories highlight the risks—stalled payments, reversed charges, and vanished pumps—and the simple policies that stop them.Most importantly, we show how to read red flags before you start: properties in distress, unclear payers, landlords who won't meet, and clients who can't fund a deposit. With firm boundaries and consistent follow‑through, you protect your calendar, your margins, and your brand. If you're ready to turn “I'll pay soon” into predictable revenue, hit play, steal the templates, and get your time back. Subscribe, share with a fellow pro who needs stronger policies, and leave a review to tell us the payment rule you swear by.• setting clear payment terms and a hard pause date• why liens and small claims rarely return cash• protecting online reputation while collecting• using deposits of 30–50% to cover costs• avoiding illegal removal of installed equipment• choosing secure payment tools and fast invoicing• reading red flags and trusting gut checks• negotiating partial payments without losing leverageLearn more at swimmingpoolSend us a textSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y

Stigall once again brings a healthy dose of truth and a reminder of where we were just one year ago on the issue of immigration in this country with the help of CNN. Yes, CNN. President Trump picked up the phone to call Tim Walz yesterday. He's changing leadership on the ground in Minnesota as well. Is that the right call? Plus Pam Bondi continues to look under the hood at the mass voter fraud in Minnesota and the screaming from Democrats in the state tells you all you need to know. This is the REAL game they can't afford to lose. Taxpayer theft and voter fraud. Kash Patel also says he's committed to continue cracking down on the domestic extremism targeting law enforcement and media through the Sygnal app. Karoline Levitt reminds the press of an uncomfortable fact during the Obama era as it relates to immigration enforcement. Street theater and play acting is the left's currency. Is it working in Minnesota like it did during George Floyd and COVID? Stigall explores. - For more info visit the official website: https://chrisstigall.com Instagram: https://www.instagram.com/chrisstigallshow/ Twitter: https://twitter.com/ChrisStigall Facebook: https://www.facebook.com/chris.stigall/ Listen on Spotify: https://tinyurl.com/StigallPod Listen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

Turning Point USA and Erika Kirk are issuing cease and desist orders against people questioning the uncomfortable inconsistencies surrounding Charlie Kirk's assassination — no transparency, just intimidation. Instead of answering questions, they're trying to shut us down. Turning Point USA, under Erika Kirk's regime, is in meltdown—firing 30-40 insiders in a desperate hunt for the mole leaking info about shady embezzlements, Fort Huachuca plots, and the DOGE audit fallout. John Jubilee joins Stew to expose how Energized Health's inner cellular hydration protocol turned his dad bod into peak strength stronger than his 20s.

Discrediting messengers and muddying the waters is part of their strategy. The signal chats show facts as they really exist. Grifters cannot change that. The FBI has it all. Truth doesn't have to ask for attention. Honey pots are not just a sexual play. Everyone claims the intel developed here. It is interesting timing for this operation. They have proven we are in the upper echelons of their planning groups for the last 10 years. Real feds are involved with the enemy. History has a long memory and a soft spot for irony. They all want our info. How network investigations really work. What is actually happening outside of Minneapolis? There was that trip to Rome last September. Dr. Maria J. Stefan was there training to overthrow our government. People from Serbia and France were helping to train Americans. Country comes before clicks. Colbert chooses his words very carefully. Spooks can't stop spooking. Blowing the whistle to signal when leaking starts. Some evidence never goes away, it just sits on servers. Some heart felt words about the passing of Scotty Marin. Love is the only true resolution to life's problems that won't hollow you out completely.

Some will get with the program, and some will be crushed in the process. The predictable pattern they are currently running looks extremely insane. They knew people would follow the stars, so now it's an operation. Fake representation of the public while initiating chaos. The loudest denials are not from the most guilty. Organized operations were started early on. Distractions make things look foggy. Precision matters in real work. The FBI has it all. Where there is no evidence, there is no crime. Proximity to power is not insight. Alleged allies are funding subversion. Real briefings are happening elsewhere. The largest groups presents themselves as allies because it's profitable. Dismissal does not stop serious investigations. Pattern recognition shows danger. It's not Soros behind all this. Selective exposure is another of their tactics. Congress members are in the signal calls. We should run Paxton like a race horse. Let's cut some thunder and do the work. Harvard is funded by the ChiComs. ICE once protected the vulnerable. The NRO is more important. Influencers poison the truth well. It's hard, but we have to carefully listen to their plans and decipher the mindset. Then let's all pray for victory, and humanity.

We weren't made to walk the Christian life by ourselves. Yet community can feel intimidating, messy, or out of reach. This week, we'll talk honestly about the vulnerability it takes to be known, the courage it takes to try again after disappointment, and the practical steps that help us find people who share our faith, lift our hearts, and point us to Christ. Real community is possible, not because it's perfect, but because Jesus is in it.Reflection Questions:Do I truly let others into my life, or do I carry everything quietly?What fears hold me back from deeper friendship and community?Who is one person I can reach out to this week to take a step toward connection?Join us LIVE on Tuesdays at 1pm ET in the Member Community for The Weekly Visit!

Talking The Traitors up until episode 6? Mani needed a real life "faithful" from her own life she knew she could count on to have a kiki about one of the best shows on TV.  Morgan is Mani's real life good judys who is a professional by day, habitual adventure seeker, and self described lover-girl. In their REAL life, Mani and Morgy can't stop talking about Traitors and when Morgan said the words "I need to get Colton off my screen," Mani knew it was time to take their kitchen table and text conversations to the people so everyone can join that mission. Discussing episode 6 and all leading up to before as we await one epic night. Stay warm and get in The Mix with us!(Not to pick faves but this was the most fun to record you will see why. We, the girly gays who love old RHOA, had a ball)Want more of us? Find Morgan- @we_want_morg on Instagram Follow Mani- @mixingwithmani Instagram and threads watch the videos and listen ad free at Patreon.com/mixingwithmani 

Apply to Work With Tier 11: https://www.tiereleven.com/apply-now CPAs look awful, so you pause the ads, and then revenue drops across channels. That's not you. That's the new reality of Meta Andromeda and the GEM-style ecosystem where “underperformers” can be the very ads feeding your whole business.John Moran is back to help us break down why cost per result and conversion columns can completely derail your decision-making. We walk through a real example where shifting spend away from a core set of ads didn't just hurt Meta; it dragged down Amazon, Google, and everything else. Stick around to learn how we analyze ads by spend, identify themes the market is responding to, and only layer in conversion data after we've found the real winners.In This Episode:- Why you should stop pausing “underperforming” ads- Case study: Analyzing active ads differently- How spending shifts affect performance across channels- Using ad spend instead of conversions to find winning ads- Real-life example of using spend to analyze ads- CPA and conversion data challengesMentioned in the Episode:Previous Episode On Why Meta Is The Best Ad Platform: https://www.youtube.com/watch?v=hRnglXjlwMo Partner With Our Meta Ads Experts: https://www.tiereleven.com/apply Listen to This Episode on Your Favorite Podcast Channel:Follow and listen on Apple: https://podcasts.apple.com/us/podcast/perpetual-traffic/id1022441491 Follow and listen on Spotify:https://open.spotify.com/show/59lhtIWHw1XXsRmT5HBAuK Subscribe and watch on YouTube: https://www.youtube.com/@perpetual_traffic?sub_confirmation=1We Appreciate Your Support!Visit our website: https://perpetualtraffic.com/ Follow us on X: https://x.com/perpetualtraf Connect with John Moran:LinkedIn: https://www.linkedin.com/in/johnmorangadsConnect with Ralph Burns: LinkedIn - https://www.linkedin.com/in/ralphburns Instagram - https://www.instagram.com/ralphhburns/ Hire Tier11 - https://www.tiereleven.com/apply-now Connect with Lauren Petrullo:Instagram - https://www.instagram.com/laurenepetrullo/LinkedIn -

En este episodio, a partir de una listener question de Patreon, explicamos 5 contracciones muy comunes del español cotidiano: pa (para), pos/ps (pues), to (todo), toy/tas/ta/tamos/tan (estar) y tons (entonces).- Para ver los show notes de este episodio visítanos en Patreon.- Venos en video en YouTube.- ¡Si el podcast te es útil por favor déjanos un review en Apple Podcasts!- Donate: https://www.paypal.me/nohaytos No Hay Tos is a Spanish podcast from Mexico for students who want to improve their listening comprehension, reinforce grammar, and learn about Mexican culture and Mexican Spanish. All rights reserved.

Today I sit down with two of my best friends, Moses Kagan and Rhett Bennett to reflect on how ReSeed has evolved since their first appearance (ep. 278) on the show three years ago.   ReSeed is on a mission to back the next generation of elite real estate operators. We unpacked what has actually happened since launch, how their original vision has held up in practice, and what they have learned by deploying real capital across multiple markets and operators.  We also dug into how they think about underwriting, operator selection, asset management intensity, and navigating a shifting multifamily landscape. It was a candid look at what it really takes to build a disciplined, long term real estate platform in today's market. We discuss: • How ReSeed's original thesis has played out after deploying over $100M across multiple operators • What they look for in emerging operators and how the cohort selection process has evolved • Why discipline and patience mattered during a slow deal environment and when opportunities finally opened up • How they approach underwriting, leverage, and long-duration capital in different markets • The realities of asset management, property management, and execution risk at smaller deal sizes This episode is for investors, operators, and anyone interested in building durable real estate businesses with long term alignment and disciplined capital deployment. Topics: (00:00:00) - Intro(00:04:01) - ReSeed's journey and evolution(00:17:14) - Profile and selection of operators(00:25:10) - Partnership and capital structure(00:37:39) - Due diligence and deal approval process(00:40:51) - Cohort integration and support(00:42:55) - Real estate market overview(00:43:22) - Market opportunities and challenges(00:50:41) - Market fatigue and seller dynamics(00:51:20) - Operational challenges and opportunities(01:01:50) - Property management and asset management(01:11:36) - Construction management and budgeting(01:15:06) - Capital allocation(01:23:34) - Closing remarks Support our Sponsors Ramp: https://ramp.com/powers Collateral Partners: https://collateral.com/fort Chris on Social Media: Chris on X: https://x.com/fortworthchris Instagram: https://www.instagram.com/thefortpodcast LinkedIn: https://bit.ly/45gIkFd Watch POWERS on YouTube: https://bit.ly/3oynxNX Visit our website: https://www.powerspod.com/ Leave a review on Apple: https://bit.ly/45crFD0 Leave a review on Spotify: https://bit.ly/3Krl9jO  POWERS is produced by https://www.johnnypodcasts.com/

In this eye-opening conversation, Ohio businessman Justin Powell joins Aaron Renn to discuss his viral article “Dying to Give” — why waiting until death to pass on wealth is often the wrong move, and how thoughtful, early giving can build stronger families, businesses, and communities.Justin shares powerful real-life stories: a multi-generation gravel pit owner who's deliberately preserving two generations of reserves for his sons instead of chasing short-term profits, how he set his teenage boys up with $3,000 each to start lawn-mowing businesses (one made $35K in a summer), and why small, strategic investments at key “choke points” (home down payments, first business capital, financial literacy) can change the trajectory of a young person's life forever.Together they explore:- The massive $85 trillion wealth transfer happening over the next 20 years- Why asset ownership (homes, businesses, land) is becoming harder — and more important — than ever- How parents and grandparents can give wisely without spoiling kids- Balancing prudence (longevity, healthcare risks) with bold generosity and trust in God's provision- Real examples of leverage points where $5K–$20K today creates massive long-term impactWhether you're a parent, grandparent, business owner, or young person trying to get on the ownership ladder, this episode challenges the default “you'll get it when I die” mindset and offers a better way forward.Read Justin's entire "Dying to Give" article: https://www.aaronrenn.com/p/dying-to-giveCHAPTERS(0:00 Introduction)(1:26 The gravel pit family story: preserving two generations of reserves)(4:41 Setting kids up early — $3K investment → $35K summer earnings)(7:06 The mindset shift: prepare them now, not just at death)(9:06 The $85 trillion wealth transfer wave)(10:53 Upper-class family subsidies vs. the ownership ladder struggle)(13:24 Choke points: down payments, first businesses, college debt)(16:00 Timing matters — home equity winners vs. renters)(19:00 Wisdom over coercion: guiding adult children with small gifts)(21:52 Billionaire's car test & financial literacy approach)(23:51 Prudence vs. catastrophe planning: when to give boldly)(26:58 Time, talent, and treasure — character over cash)

In this episode of Best in Fest, host Leslie LaPage sits down with Debra Gilels — a veteran film PR strategist, producer's rep, and distribution consultant who has helped launch award-winning documentaries and indie features into global release.With over 20 years of experience guiding films from festivals to streaming platforms, Debra breaks down how distribution really works today, why most filmmakers misunderstand the process, and what creators must do before seeking a distribution deal.In this episode, you'll learn:

Here’s a question that’ll change how you think about this profession forever: What’s the one moment that reveals you’re built for sales success? For most people, that moment never comes. They stumble into sales, struggle with the stereotypes, and either quit or spend their entire career fighting against what they think selling is supposed to be. But for those of us who get it, there’s a moment of clarity so powerful it changes everything. Mine happened in high school when I was chasing a girl and ended up on the yearbook staff. Thirty days later, I handed over $3,800 in checks while everyone else struggled to hit their $300 quota. The Sales Crack Moment When Mr. Hall at Hall’s Hardware Store wrote me that first check for a yearbook ad after I had done little more than ask outright for the money, something clicked. This wasn’t complicated. Walk in, shake hands, present value, and people give you money. While my classmates were paralyzed by the same stereotypes you hear today (“I’m not a salesperson”), I was out there having conversations. That’s all prospecting really is. Talking to people. The gasp in that room when I revealed my numbers? That was better than the money. That was the competitive fire igniting. That was me realizing I could outwork, outsell, and out-earn anyone if I just committed to the process. The Discipline Problem Most Sellers Miss Here’s what nobody tells you about sales success: It’s not about talent. It’s not about charisma. It’s about ruthless execution of proven processes. By the time I was 21 or 22, I was making $300,000 in the early nineties. That’s equivalent to making close to a million today. Not because I was special, but because I understood something fundamental that most people never figure out: The more people you talk with, the more you sell. And here’s the beautiful part. There are lots of people to go talk with. The pipeline never runs dry if you’re willing to fill it. The Three Non-Negotiables for Modern Sellers The future of selling is blending. Not choosing between video and phone and in-person. Blending all of them based on one critical question: What communication channel gives me the highest probability of capturing my desired outcome at the lowest cost of time, energy, and money? When I started selling, we had two channels. Maybe three if you count snail mail. Phone and in-person. That’s it. Today? You’ve got a dozen ways to connect. WhatsApp lets you text, call, and video chat almost instantly. The options are endless. But here’s where Gen Z sellers (and honestly, every generation) screw this up: They get single-siloed. “I’m only good at email.” “I only do video calls.” “I hate the phone.” That mindset is killing your income potential. You need to be good at everything. Master every channel. Because the channel doesn’t matter. The outcome does. Synchronous Beats Asynchronous Every Single Time Here’s the second non-negotiable to sales success: Stop hiding behind asynchronous communication. We do deals in a synchronous world. Real-time conversations. Phone calls. Video meetings. Face-to-face interactions. If you think you can close business through email threads and text messages, you’re delusional. Why? Because robots can write better emails than you can. AI can craft more persuasive text messages. But sales is the ultimate human career in the age of AI precisely because of the human connection required in synchronous conversations. Lead with phone calls. Get face-to-face when the deal size justifies it. Use video when it makes sense. But always, always prioritize real-time conversations over digital hide-and-seek. Ask Questions and Actually Listen The third non-negotiable is mastering the art of asking great questions and listening to the answers. People make five decisions before they buy from you: Do I like you? Do you listen to me? Do you make me feel important? Do you get me and my problems? Do I trust and believe you? Notice what’s not on that list? Your product features. Your company’s awards. Your clever sales pitch. They’re evaluating you. Your ability to connect. Your capacity to understand. Your commitment to making them feel important. And the only way to get five affirmative answers to those questions is through synchronous conversations where you ask intelligent questions and actually listen to what they’re telling you. The Make It Rain Principle When Mr. Rouse made me editor of the yearbook after I brought in $3,800, I learned something that shaped my entire career: When you can make it rain, you can get anything you want. That principle holds true whether you’re selling yearbook ads in high school or enterprise software to Fortune 500 companies. Revenue solves problems. Performance opens doors. Results create opportunities. Most people in sales stumble into it. They take the job because it was available. They stick with it because the money’s decent. But they never commit to mastering the craft. The question isn’t whether sales chooses you. The question is whether you choose sales. Whether you commit to being good at every communication channel. Whether you prioritize synchronous conversations over digital convenience. Whether you master the art of asking questions and listening. Those fundamentals never change. The technology evolves. The channels multiply. But the core truth remains: Talk to more people, in real time, with genuine curiosity about their problems, and you’ll make more money than you ever thought possible. That’s how you achieve sales success. That’s how you go from yearbook ads to seven figures. That’s how you make it rain. Want to master the fundamentals of prospecting and build your own rocket ship career? Join us at Sales Gravy LIVE: Fanatical Prospecting Bootcamp in Atlanta, Georgia on March 10-11th. Two days of intensive training where you’ll learn the exact systems and processes that turn ordinary sellers into top performers.

One of the biggest risks people face when trying to understand the economy, investing, or personal finance isn't a lack of information. It's the illusion of being informed—while quietly limiting the sources that shape your thinking. We live in a world where information is everywhere. Podcasts, X threads, YouTube clips, newsletters, reels. But abundance doesn't equal diversity. In fact, the algorithms behind social media are designed to do the opposite: they show you more of what you already agree with. Over time, your worldview narrows—not because you chose it to, but because it was curated for you. I noticed this years ago when I started listening to alternative asset podcasts. At first, it felt refreshing—new ideas, new language, new opportunities outside the mainstream. But after a while, something became obvious. Many of these shows were operating inside an echo chamber. Different hosts. Same conclusions. Same narratives. Same villains. Same heroes. It was as if they were all listening to one another and simply regurgitating the same ideas, reinforcing them in a closed loop until they felt like truth. And to be fair—knowing many of these hosts personally—that's often the business model. Audience reinforcement is rewarded. Dissent is not. Ever since then, I've made a conscious effort to study people I don't naturally agree with. Not because I want to adopt their views—but because I want to stress-test my own. This matters more now than ever because social media accelerates groupthink at scale. When an idea gains traction online, disagreement quickly becomes social friction. It's easier to conform, retweet, and nod along than to pause and ask, “What if this is wrong?” I once had a conversation with Robert Kiyosaki where he told me he actually gets worried when everyone in the room agrees about the economy. When viewpoints converge too neatly, it's usually a sign that critical thinking has been replaced by consensus comfort—and that's exactly where blindsides are born. If your goal is to get closer to the truth, you must seek out opinions that challenge your own. That includes people you disagree with—especially people you disagree with. Truth doesn't emerge from unanimity. It emerges from tension. And that applies to me as well. Daon't let me—or anyone else—be your sole source of information. No matter how much you trust someone, outsourcing your thinking is always a risk. I can tell you from personal experience that in economics and personal finance, narrow perspectives lead to surprises you only recognize in hindsight. Those are the moments people regret most—not because they lacked intelligence, but because they lacked perspective. Financial education is critical. But a real curriculum doesn't just confirm what you already believe. It exposes you to competing frameworks, conflicting data, and uncomfortable questions—and forces you to think for yourself. That's how you build conviction that actually holds up when the world changes. This week's episode of Wealth Formula Podcast examines this groupthink problem on a broader scale throughout society with an author who wrote a bestseller on our inherent appetite for misinformation. It's a fascinating conversation that will surely get you thinking about the way you view the world. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  You can imagine people who are conflict avoidant, probably not so likely to post online, as opposed to people who are conflict approaching who love a fight, right? If that’s, if those are the folks who are more likely to post, that’s gonna shape our information space in really, really important ways. Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast. Coming to you from Montecito, California today. Uh, wanna remind you before we begin, there is a website associated with this podcast called wealthformula.com. That’s where you go if you wanna get more involved with, uh, the show, with the community, uh, specifically, um, if you are interested. There is a sign up there for something called investor club, which if you aren’t a credit investor, you sign up basically, uh, you, uh, get onboarded and then you can see potential deal flow that’s not available to the public. And, uh, lots of things going on in there. Real estate, we’ve had stuff in the aircraft spaced, um, interesting stuff. You should check it out for sure. If you are, uh, enter credit investor. And again, that is wealthformula.com. Just click on investor Club. Now today, let’s talk a little bit of, you know, just let’s talk a little bit about one of the biggest risks that people face when trying to understand the economy of investing personal finance. It’s not lack of information, right? These days, there’s an enormous amount of information. It’s just the illusion of being informed while quietly limiting the sources that shape your thinking in the first place. So we live in this world. I live in this world too, where information is everywhere. You got podcasts, you got X, you got YouTube newsletters, reels, random emails. Abundance of information doesn’t really equal diversity. In fact, the algorithms behind social media are designed to do the opposite. They just show you more of what you already agree with, and that is a little bit of a problem because over time your worldview really starts to narrow. And not because you chose to narrow it necessarily, but because it was curated for you. You know, I noticed this myself, uh, several years ago when I started listening to podcasts like my own. Even before I started my podcast. And what happens is that you get, initially you get kind of interested ’cause the stuff resonates with you. You get some ideas, you get new language, new opportunities outside the mainstream. But after a while you start to realize, or I start to realize that, you know, these shows were sort of operating inside of an echo chamber. They’re saying the same thing, different house, same conclusions, same narratives, villain. Same heroes, you know, it was as, again, it was as if they were all listening to one another and, and simply regurgitating the same ideas and reinforcing them, uh, in a, in a closed loop. Um, and when you do that, it starts to feel like truth. And to be fair, knowing many of these hosts personally, that is kind of the business model. You know, audience reinforcement is rewarded, descent is not so ever since then. You know, I’ve actually made a conscious effort to study people. I don’t, uh, naturally agree with. I actually don’t listen to any other personal finance podcasts, uh, that are sort of in this alternative space because I already know kind of what our narratives are. I wanna know what others think. I wanna, uh, I, it’s not necessarily that I’m looking to adopt their views, but because I wanna kind of, you know, challenge my own and this matters more now than ever. Again, because of social media. How that accelerates group think at scale. You know, when an idea gains traction online, um, you know, disagreement quickly becomes social friction. Now I think the thing to do is, you know, always be questioning yourself and asking the question really, what if I’m wrong? What if this narrative is wrong? And it reminds me actually once, uh, you know, I’ve had a chance to spend a little time with Robert Kiyosaki. Period, uh, different, different times, and I still. Kind of consider him a mentor. And I remember being at a table with him, a bunch of people talking about, you know, where the, where the economy was, what’s going on. And he looked at me and he says, this is what gets me nervous. I said, what, what gets you nervous? And he says, everyone here, everyone here, even people who normally disagree with one another, are agreeing with each other. Uh, the point is that when some of these, you know, viewpoints converge too neatly. Uh, it’s usually a sign, uh, that, you know, that critical thinking has kind of been replaced, and that’s exactly where you start to get blindside and where, you know, there’s a danger there that there’s something that no one’s, no one else has really even mentioning anymore. So if your goal is to get closer to the truth, you actually have to seek out opinions that challenge your own, and that includes. People you disagree with, especially people you disagree with. Because you know, truth doesn’t really emerge from unanimous thought. It emerges from sort of that tension and challenging, and that applies to me as well. You know, if I’m the only personal finance podcast you listen to, you probably shouldn’t be because I have, you know, made my own conclusions based on what I’m thinking and what I’m listening to. I try to get people. Um, you know, from different spaces talking about stuff, but the reality is that, you know, everyone’s biased. I’m biased too. So, um, you know, I can tell you from personal experience, uh, that in economics and in personal finance, the problem is that when you have these narrow perspectives, um, they often lead to. To prizes. Uh, you can’t, you know, they only recognize in hindsight, and those, uh, those are the moments that most people, I think, regret more than anything. Not because they lacked intelligence necessarily, but they lacked perspective, right? Listen, financial education is critical and we, we know that that’s the point of doing the show in the first place, but, you know, any real curriculum is, isn’t there, just to confirm what you already believe. I, I, if you, it should expose some competing frameworks. And, you know, different questions or different takes on things and, and that’s how you know, if you listen to those and you listen to those arguments, that’s how you can really build conviction that you can stand behind. And even if you’re wrong, you say, yeah, you know, I heard the other argument too. I didn’t buy it, but I guess I was wrong. Believe me, I’ve been wrong, uh, more than once myself. So the reason I bring that all up is because this week’s, uh, episode of Wealth Formula podcast really examines. Greater than just the idea of, you know, personal finance and macro economics and that type of thinking, but a greater problem, which is group think in general on a broader scale throughout society. And my, uh, my guest is a, a woman who wrote a best seller on this topic. It’s fascinating stuff. I think it’ll get you think. Make sure to listen in and we’ll have that interview right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealthformulabanking.com. Welcome back to the show everyone. Uh, today my guest on Wealth Formula podcast is Professor Dana Young, who’s a professor of communication and political science at the University of Delaware, where her research explores how media psychology and identity shape belief systems she’s the author of Wrong, how media politics and Identity drive our appetite for misinformation and examines why people clinging to false narratives, and how understanding identity can improve persuasion. Our work helps decode the emotional and cognitive forces behind how we process risk, truth, and decision making. Welcome, professor Young. Great. Thanks so much for having me. Thanks for that intro. Someone has done their homework. I like that. Well, I try to, uh, well, let’s start with this. You know, one of the central arguments, uh, that you have is that people often believe things, not because they’re true, but because those beliefs serve as an identity function. Interesting concept, which I can kind of see in, uh, when you watch TV these days, can you, can you talk a little bit about that? Sure. And, and realize this is not happening at a conscious level. This isn’t something that we are thinking about. We’re not thinking, I wanna believe things that are untrue, but make me feel like I’m a part of my team. It doesn’t work that way. It is the, the truth, value of the things that we perceive is contingent on how those beliefs serve our team. Mm-hmm. So if there are things that our team believes. Those are the things that sort of historically, based on evolutionary psychology, those are the belief systems that would’ve made us probably really good members of our, of our tribe. Mm-hmm. That would’ve, um, if we had embraced those beliefs that would have. Give an indication to the shared members of our team that we are a good team member and therefore they should protect us. They should protect me, I will protect them. There’s a reciprocity there. So that belief sharing with our teammates is something that historically has served us well. And when it comes to survival, we really prioritize our social motivations above all else, because that is such a huge predictor of what allows us to survive and thrive. Is being a part of a community. And so, yeah. So the empirical validity of those claims is a little bit beside the point. The obvious, uh, the, the things that I think about there, I guess the, the sort of analogy there is like, you know, being a a, like I’m a big football fan, right? So I’ve been a big fan of the Minnesota Vikings for my entire life, although I’ve not lived there in from, you know, three quarters of my life. I grew up as a kid and that was my team. People come in, right? People go out. They’re people who, you know, were never there at the beginning, but I still root for them. Yeah. Yeah. And I still believe in them. And so, yeah, it, it reminds me of the sort of a, uh, you know, this tribal thing you’re talking about. The other place you see it, uh, is, is in politics. Uh, you know, when I, when I think about like, the way the parties have changed without getting political at all here. The, the, there’s some very, very significant changes that have happened in the ideologies, uh, or maybe not in the ideologies, but in the actuality of these parties and what they believe. They’ve changed so much in the last 30 or 40 years, yet the same people believed, uh, or identify as those party members. Is that kind of what you’re getting at? Yes, and, and because I’m a political scientist and political communication scholar, a lot of my interest in this area was born out of my concerns about our political, the political moment that we’re in, and how we really lack. A shared reality that’s necessary for democratic governance. Um, we, and we are seeing that literally there are dozens of examples every single day of different perceptions of reality across the left and the right. And so, so that was sort of why I tried to understand this, um, in the first place. But the. What you can glean from these theoretical dynamics, um, extend far beyond politics, right? To, as you were saying, and everything from economics to health, to the environment. Um, but because the shift that I think has been most impactful in this area regarding political identity is that in the United States, the. How the parties, what the parties are made up of, who the parties are made up of has changed dramatically over the last half century. And so rather than being these sort of loose coalitions of interest groups that would kind of come together and perhaps share a platform on specific policies, the way that the parties have shifted, especially sort of after the Civil Rights Movement made it that. Individuals began to identify with political parties based on like fundamental characteristics of who they are. Things like race, religion, geography, and, and fundamental aspects of culture. And so you have two political parties that actually look very different from one another in their racial and ethnic and religious and geographic sort of composition that is not good for democracy. Because we actually do not want our political parties to map onto such primal aspects of identity. ’cause it creates sectarianism and opens the door for dehumanization and violence, all kinds of bad stuff. But it also really tends to fuel some of these identity-based processes that we’re talking about because when you look around and everyone on your, in your political party. Lives like you do. They look like you do they worship like you do? They have the same hobbies as you. They drive the same kind of car. You know, those kinds of things. Like there’s a lot of that overlap that really makes your political identity take on a life of its own, and that life is increasingly. Um, unrelated to policy and more about kind of culture and aesthetics. So all of these caricatures that we think about of the left and the right, the, there’s. Stereotypes for a reason. They exist for a reason and they are so exaggerated through as a result of this political party shift over time. And, um, uh, as I talk about in the book, these differences are also exploited by our media environment. It’s really good for targeting and target marketing to have these kinds of divisions, uh, not great for democracy. Um, but they, these identities become further exacerbated. The more media we consume that tends to play into these identities. Yeah. It, it’s interesting to me, I think sometimes when you, when you think about what people believe mm-hmm. And then, you know, and then. Identifying those beliefs with like a, a political party or something like that. It’s interesting to think of the actual identification of the party coming first. Yeah. And then the beliefs following. Based on the identification. So that’s almost like religion, right? Exactly. Exactly. Right. And that’s a lot of the, the metaphors that we’ve been drawing from in political science. A lot of political scientists have been writing about this, really drawing upon the sociology of religiosity and how it operates because it, it, you’ll notice there’s another similarity too, that people will. Have this large identity as like a Catholic, right? Like I was raised Catholic. It’s, it’s part of who I am. Now. Do I believe everything that they say at church? No, but my identity as a Catholic is still very big. I, I, I will let it drive certain things, but I’m gonna write off other things as like. Not as important as my overarching identity. In the same way that we will find people who have a Democrat or Republican identity, and they live like a Democrat. They live like a Republican. However, when it comes to their actual policy positions. They don’t necessarily agree with their party platform. And that actually is where I get a little more optimistic because even though these caricatures seem so distinct when you drill down to actual policy positions, Americans have a lot in common. Those divides are not as giant as we think they are. I’m curious in terms of understanding the United States versus other countries, um, we, we seem to have a certain polarity which. It’s relatively new. I would say that, you know, even compared to, um, being a kid in, in the eighties, um, feeling like, you know, there was these two parties, but they seemed to get along pretty well. Mm-hmm. And for the most part, they were both kind of near the center. Yeah. And, um, but there’s this, there’s a much bigger division now. Um. What, I guess what drives the, the changes and when you look at different countries, like if you can compare and contrast like Sure. Are there certain specific variables Yes. That about our culture that that makes us who we are. Yes. Yeah. So that first question, um, I, I think that what’s really important is that when you think about how our political parties used to operate, um, in the aftermath of the Civil War, the two parties. We’re kind of in agreement when it came to racial issues in a way that was not good for African Americans in this country. Once the great migration happened and you had blacks from, from former slave states moving north and west, there was real pressure on leaders in those cities to advance or civil rights. Platforms, civil rights legislation, and to advance the rights of African Americans. That really put pressure on the parties in such a way that then it was the Democratic Party who became the party of championing civil rights. Then there was a response from the Republican party that was framed in terms, right, in terms of. State’s rights. That really drove the sorting of different kinds of people into the parties. It’s also fascinating to look at how religiosity and religion. Play a role here because during this very moment under the Nixon administration, there were efforts to revoke the tax exempt status of certain Christian schools that were sort of defacto segregated schools that were in violation of the policy at the time, which was to integrate those, the school system well. Those Christian parents were very unhappy with this, you know, revoking their tax exempt status. And there was a man named Paul Wyrick who came in and said, you know what, this is a moment to really bring together these two issues regarding race and religion. And he mobilized and created a grassroots movement out of this effort to sort of like protect our schools. And that actually became the conservative group, the Heritage Foundation. So that, that bringing together sort of the, the project of evangelical Christianity with this sort of move in opposition to integration that has a long history in our country. To your second piece though, about why the United States is, is. Special. Um, one, we have our, our history of slavery is not fundamentally unique, right? There are many countries that also practice slavery. I think the role that slavery already p played in the founding of our nation was important to keep in mind in terms of how the, the issue of race played into these shifts across political parties. And two, probably the biggest thing of all is that we have a. Two party system in countries that are dealing with some of these same pressures related to race and ethnicity, immigration, right? Where you see some of this polarization happening on ideology and a lot of those places they have multi-party systems. Which play a real amazing role at buffering some of these dynamics. So it’s not black or white, yes or no left, left or right. Uh, so we are uniquely positioned to have a hell of a time with polarization. When I, um, uh, I, you already sort of referenced, um, media. Mm-hmm. Um, you know, like when you think about polarization or you think about like. Re um, sort of constantly, um, emphasizing the things that you already suggest that you believe, uh, social media in particular is, I mean, is just pounding away at that, right? Yeah. I mean, sure. I just think about like my own feed, the things that I Yeah. You know, respond to or the things that I, you know, show affirmative, uh, reactions to the next thing. You know, like on x, you know, on Twitter, which I’ve been in. You know, doing more of, that’s all I get. Right? Sure. And it’s interesting because the next thing you know, you feel like. Everybody agrees with you. Sure, sure. And you’re like, oh, this is, this is amazing. I’m so Right. Right. No one has, right. No one believes the opposite of me. Right. Yeah. And it feels amazing. What role is that playing? Uh, I guess in, in your view? Social media dynamics are, are really fascinating because let’s, let’s realize, talk for a second about why it is that a lot of the content that we’re exposed to on social media is so divisive and identity evoking. Um. The reason that that happens is because the algorithms really just want us to be more and more engaged, obviously, because the only way that they’re able to, to micro target us with ads, et cetera, is by making use of the data points, the breadcrumbs that we have left behind. The only time that we leave those data points that we leave those breadcrumbs is when we do things. So if we’re just lurkers, we are not serving them at all. If we’re just hanging out looking at stuff, if we are actively liking or doing an angry thing, or writing or sharing, that’s what they need. So the algorithm is going to prioritize the content that is sort of outrage inducing, especially because negative emotions are exceptionally sticky. And there’s been some amazing work by um, uh, Jay Van Beil and his team who studied the sort of virality of different kinds of content online. And they found that the kind of content that is especially suited to virality is content that is both moral. Emotional that makes claims about what ought to be and what ought not to be, but is also like really emotionally and effectively evocative. And the kinds of content that tends to check those boxes is the content that is identity activated. Us versus them. They are doing this awful thing to us. Our way of life is under threat. Um, they are the bad guys. We are the good guys. So that’s how that happens, right? So that’s the kind of content that tends to be privileged across these platforms. That’s a piece of the puzzle. Another piece of the puzzle is that the kinds of people who tend to produce the most content online. Are weird, uh, as someone who posts online, uh, I, I just offended myself, but that’s fine. Um, the people who post a lot online tend to be more ideologically extreme. They also tend to have certain kinds of personality traits that maybe aren’t great is some of my work is looking at the, the trait of conflict orientation. You can imagine people who are conflict avoidant. Probably not so likely to post online as opposed to people who are conflict approaching who love a fight, right? If that’s, if those are the folks who are more likely to post, that’s gonna shape our information space in really, really important ways. Well then you get responses that are much more aggressive too, right? Like sure. In either direction. Sure. Something that’s kind of lukewarm. No one really cares to respond to it. Right. That’s exactly right. And then, and then those, those particular posts are rewarded by the media companies themselves because they’re getting all sorts of attention rising the top and those influencers who getting paid for that. So yeah, I mean, that’s the thing that really, that’s where I, I, I get to the point sometimes with this work where I, I’ve, I do feel a bit demoralized because I don’t necessarily see. Where there are really empowered agents to who can work within the system, we have to try to dismantle the incentive structure. So you know, if there are entrepreneurs out there who can think about ways to incentivize different kinds of content, I applaud that kind of development there. There are some, of course, who, who do the sort of, um. Positivity posts, you know, posts for good and viral videos about people help helping other people, and there is some indication that those also, they’re people love those. Those do go viral, but they don’t have the immediacy of the outrage, I guess, that when you think about, you know. The implications of this is really just, you know, I guess polarization, maybe some misinformation. Even misinformation is difficult because Sure. You don’t even actually know what is real information anymore. You don’t have like, sure. You know, when I was a, again, going back to being a kid in the eighties, it’s like you had one set of. Set of facts, you know? That’s right. But now that’s, there’s lots of different sets of facts, and in reality it’s hard to know what’s real. You just, you know, you just, you, you believe something and the next thing you know, something comes out and it, boy, that wasn’t real at all. Um, yeah. And, and let’s just, I’ll pause you for a second because, you know, as someone who studies misinformation, I, I have been through quite a journey with how I’ve thought about digital technologies, right? Yeah. Whereas. When I first started in this field 20, 25 years ago, I really lamented the fact that there were these voices on high at the news organizations who got to gatekeeper. They were the ones who decided what was true and what was not. And because of the way that they produced the news, that tended to reinforce certain kinds of official narratives. You know, there were times when conspiracies were exposed later on, when we learned that Wow. They did not tell us the truth, right? So early on I thought, oh wow, digital technologies are gonna be revolutionary, citizen journalists and iPhones. Mm-hmm. And in 2011, we saw the Arab Spring and we watched all these, these, you know, dictatorships. Topple. And then we saw the real tide shift with misinformation, with and disinformation deliberate efforts to exploit those. The lack of gatekeepers to exploit the, the lack of professional, quote unquote truth tellers, and really just make hay of our information space. And now sometimes it’s amazing, right? Because sometimes. The official account is not true, and other times the official account not only is true, but belief in the official account is necessary for us to sort of make progress as a society, right? So. The trouble is we don’t know which time is which. Well, well that, that’s, that’s what I was gonna say. I mean, I, I used to actually kind of in my own rein, have this narrative that, you know, certain sources were true and certain not, but even, yeah. You know, even after, you know, things that happened during COVID, for example. Yeah. Um, um, you know, the Wuhan Laboratories and, and things like that, that, you know, everybody looked at as a. A conspiracy theory and all this stuff, right? A tinfoil hat theory, a tinfoil hat, and you brought it up and you were crazy and everybody, you know, and, and the next thing you know, that’s the truth. That’s what happened. Yeah. So it, I think you’d even take people, um, it, it makes people who, uh, believe in the system, not believe in the system anymore. And, and I think that’s kind of where a lot of people are headed. That’s where the huge danger is. Yeah. And, and I think one area of research that is so. That is empowering and is hopeful. I have a, a doctoral student who is doing her dissertation on this. It’s a, it’s a concept called intellectual humility, which is just the extent to which we acknowledge that our beliefs and our perceptions of the world could be wrong. And what happens is when you operate in an intellectually humble way when you have beliefs, but you also are open to the fact that new information could come in at any moment, that could tell you that the things that you thought were true are not true. When you live that way, you tend to. Be closer to empirical truth than the people who are intellectually arrogant because the people who are intellectually arrogant, they’re so sure they’re right and they’re never looking to update their views. Yeah. You know, curiously on that too, like what, what does a research show about like highly educated or quote unquote intelligent people? Are they just as vulnerable? Are they more vulnerable? Because of this. And you know, in some ways I would think they’re almost more vulnerable. Yeah. And, and I think that it depends. So when we look at individual level factors and how they interact with susceptibility to MIS and disinformation, all of these different, so there’ll be psychological traits that interact with education level, that interact with what kinds of things you then are exposed to. So it is complicated. It’s complicated. So it tends to be the case that people who are. Perhaps more educated are more likely to seek out information from more like legacy journalistic sources. Yeah, yeah. Right. Yeah. Right. So, and on average, those sources tend to have more things that are empirically true than if you’re just sort of like looking on the internet for whatever you can find. Um, in fact, there’s also some research that shows that the people who report, um, quote unquote doing their own research. They are statistically more likely to believe misinformation, which actually makes sense because when you think you’re doing your own research, you’re actually doing what we call selecting on the dependent variable, which is you are looking for the information that confirms what you think is true. That is just what we tend to do. Unless you’re doing a controlled experiment. Yeah. You’re not actually looking for information that contradicts your beliefs. So, you know, we do this, this is, uh, a lot of times, um, you know, we talk about, uh, personal finance and mm-hmm. And macroeconomics and stuff. How does this translate over to like, beliefs about. Economy, the, you know, ’cause these are, these are important things that, again, there is incredibly different, uh, views on. Sure. You know, um, an example now, uh, an example is that everyone, you know, whether, whatever you believe the pol policy or not, that, that, that, that tariffs were going to drive inflation, a hundred percent inflation was gonna skyrocket. The last CPI number comes under like under three right? 2.7%. Yeah. Like what, what, tell me how this all applies to that kind of news, that information. Yeah, so, so I, I’m going to make a, a couple points that I think will, will get to your question. Yeah. Because, you know, a, a lot of what I have landed on is this role of social identity, right? In shaping belief systems and. One thing that I’m sure you’re familiar with is that when the party in the White House switches overnight from Democrat to Republican, people’s perception of how the economy is doing as a function of political party flips over. So when the White House went from Biden to Trump in January, 2025, overnight, Republicans went from thinking the economy was in the trash to thinking the economy was doing excellent, and Democrats did the opposite. So is that an actual empirical observation of the world, or is that an expression of their. Perception that their team is in charge. Therefore, things must be better. Or now my team is no longer in charge, so now things must be worse. Right. That’s the big one. We see that. You know, I’m. Every election back to who, however long this has been tracked, we see this. Um, another thing that I think is interesting is in terms of people’s perceptions of whether or not the economy is good or bad, that is very much shaped by who we’re talking to and what information we’re exposed to. So this, this in invites a whole host of questions about how should elites talk about. Economic health, right? You had under Biden, Biden trying to tell people, the economy is doing really well, the economy is doing great. Look at all these metrics. The economy is doing great. And so you have Democrats saying, oh yeah, the economy is doing well, and Republicans saying, I am looking at how much things cost. I am looking at, you know, various things in my bank account. I’m gonna say the economy is not doing well. I also think that Biden is not a great president, so I tend to think that things aren’t going well when the other party’s in charge. And then you look now under Trump. Trump is in a bit of a pickle, right? Because he is saying the economy is doing well. He’s saying, look at these metrics, look at these numbers, and you have this sort of. Viral perception among people that we are in a stagnant economy. I even heard my 15-year-old, we were at Costco and we got, you know, their pizza slices are like $2. We got pizza slices and she said, well. You can get a whole dinner for $8 in this economy, Rick. I was like, what? Economy? But, but those perceptions are so, and it, it’s also very, very difficult to figure out where did that perception come from? Yeah, yeah. How do we isolate the source of that perception that this economy is, is not good. Yeah. Well then certainly like behaviors follow, right. And yeah. So I guess, yeah. I guess that’s like, I mean, I’m sure that’s a completely different thing. Like, I mean, how do, how do these, you know, different perceptions. Party based perceptions Sure. Ultimately influence the economy because of the way people think of the economy. Exactly. Right. And how, how do mm-hmm. When it comes to what have tariffs done, right? Mm-hmm. Like I’m not an economist. I do not know what tariffs have done. My understanding from my media exposure is that there are, on some certain kinds of items, prices have gone up a bit, but that some of the other. Like at the grocery store, for example, some of the price increases that we see there are not the result of tariffs. So then what are they the result of when it comes to how we attribute responsibility and blame, that is also very much shaped by our social identity. So if it helps me to think my grapes are expensive because of Donald Trump, then that’s what I’m going to think. Give us your sort of final thought here. Mm-hmm. Just in terms of, you know, what’s, what’s the learning. Here and how can we apply this to our own thinking? So, so I, I like to leave things on, on a kind of positive note because there is a lot to be concerned about in such a fractured information space. Um. One of the things that has been bringing me some, some hope that I think we could carry with us into how we think about what it is that people yearn for, what it is that people want. Even in this, this very splintered environment, I am convinced that even though all of our technology is creating atomized spaces for us to become our most exaggerated version of our self. I think what we really crave as human beings are shared experiences, opportunities for us to share experiences together, whether that be media content that we then want to talk about, whether those be events. There is a reason why football is still such a successful, um. Kind of entertainment. Right? And there’s also a reason why when there are cultural stories that allow us to all talk about them, like the couple at the cold play concert that was outed or whatever, there are reasons why those moments just catch fire. And I think it is because despite the fact that our technology platforms are trying to give us. Atomized, individualized, discreet spaces. At the end of the day, we really do want to share things with one another. Good stuff. Uh, professor Young, uh, uh, Dana Young, it, the book again is Wrong. How Media, politics and Identity Drive Our Appetite for Misinformation. Thank you so much for being on Wealth Formula Podcast. Great. Thanks so much. It was fun. We’ll be right back. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. Again, just make sure that you are getting multiple sources of information. Whether that comes to, you know, this show really is about personal finance and macroeconomics and only politics and all that is not what I’m into, but the point is. That, uh, when it comes to, uh, when it comes to anything including personal finance and microeconomics, make sure you have multiple sources of information. Listen to the arguments and, uh, you know, make a decision that you can live with, whether you’re right or wrong. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey signing up. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

Don and Tom kick off the show with weekend banter and nostalgia about checkbooks before diving into why buying and selling a home remains one of life's biggest—and most misunderstood—financial decisions. Using a Wall Street Journal quiz, they explore smart pricing, commission negotiations, low-cost home improvements, inspections, seasonal pricing patterns, and even haunted-house disclosures. Along the way, callers ask about life insurance planning, tax-managed accounts, umbrella insurance, and retirement income strategy. The episode emphasizes realistic expectations, low-cost investing, diversification, and avoiding unnecessary fees, while reminding listeners that simple, disciplined decisions usually beat flashy financial “solutions.” 0:04 Weekend open, call-in invite, “no annuity” guarantee, check-writing nostalgia 1:24 Don discovers last checks were written in 2019–2021 2:45 Home buying/selling as life's biggest transaction 3:20 Overpricing your house and “it's worth what someone pays” 4:24 WSJ real estate quiz: pricing strategy in slow markets 6:14 Break, banter, and commission quiz setup 7:04 Real estate commissions are negotiable 8:10 Selling by owner and staging realities 9:14 Caller Dustin: debt-free at 27, life insurance, DIY vs advisors 12:41 Planning for life insurance proceeds and beneficiaries 14:06 Zillow estimates and home values 14:43 Caller Joey: SMAs and tax-loss strategies 17:31 Capital gains, housing exemptions, and SMA practicality 19:16 Caller Beth: umbrella insurance for homeowners 22:02 Caller Ron: retirement income, stable value funds, RMDs 25:06 Diversification beyond the S&P 500 26:50 Returning to WSJ real estate quiz 27:43 Best ROI upgrades: paint and curb appeal 28:23 Pre-listing inspections 29:44 When home prices peak (June) 31:09 Haunted houses and disclosure laws 33:43 Listener portfolio: AVGE, AVGV, bonds Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to a breakthrough episode of the NASM CPT Podcast! This week, host Rick Richey sits down with Dr. Brad Dieter—exercise physiologist, molecular biologist, and nutrition science expert—to break down the updated Dietary Guidelines for Americans projected for 2025-2030.

Most money advice is either extreme restriction or delusional optimism. The truth is that real change happens in the middle, where you build systems that work with your actual lifestyle instead of the one you wish you had. This week, I'm joined by Jen and Jill from the Frugal Friends podcast to talk about why we overcomplicate money resets, how to spend based on what we truly value, and what “frugal” really means in 2026. We dig into the psychological reason we over-complicate New Year money goals, how values-based spending creates direction without deprivation, what the “radical middle” looks like in real life, the difference between being frugal and being restricted, and why paid-off debt and pretty spreadsheets aren't a personality. If you've ever set a financial resolution in January and rage-bought something by February, this episode is for you. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Travis and producer Eric turn up the heat as they break down the real vs. fake side of the business influencer world. From internet gurus to billion-dollar founders, they ask the tough questions most podcasts avoid—like who's pretending, who's giving bad advice from their ivory tower, and who would actually survive starting over from zero. On this episode we talk about: The difference between a real entrepreneur and an online persona Why so much business advice only works if you're already rich The influencers who couldn't rebuild if they lost everything The fine line between helpful inspiration and harmful messaging How flashy “success stories” twist the meaning of ethics and authenticity Top 3 Takeaways Many creators give advice that sounds profound—but only makes sense once you've already made your millions. Real entrepreneurs lead with integrity and consistency. Their offline life should match their online brand. Before acting on anyone's advice, ask yourself: “Does this apply to my current reality?” Context matters more than charisma. Notable Quotes “It's easy to say ‘just be happy' when you've already got millions in the bank.” “Too many people copy characters they built online and forget who they really are.” “I filter everything through two questions: Is it useful, and does it hurt other people?” Connect with Travis Chappell:• LinkedIn: https://www.linkedin.com/in/travischappell• Twitter/X: https://twitter.com/traviscchappell• Instagram: https://www.instagram.com/travischappell• Other (Website): https://travischappell.com  Travis Makes Money is brought to you by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Michael Easley sits down with Jon Gauger, author, radio personality, and lifelong lover of Scripture, to explore how the Psalms can transform the way we think and speak to ourselves. From anxiety and impatience to sleepless nights and moments of regret, Jon shares how memorizing and meditating on Psalms reshapes our self-talk, helps us navigate life's challenges, and strengthens our relationship with God. Jon shares his personal journey of replacing negative thoughts with Scripture, including practical examples from his daily life, work, and travels. Michael and Jon also discuss the life of David—the ultimate example of a man after God's own heart—and how his Psalms provide guidance, encouragement, and hope for us today. If you've ever struggled with self-doubt, worry, or mental fatigue, this episode will show you the power of Scripture to renew your mind and bring peace to your soul. What You'll Learn in This Episode: -How to use the Psalms to combat negative self-talk and anxiety -Practical steps for memorizing Scripture and making it a daily habit -Ways Scripture can bring calm during sleepless nights and stressful days -Lessons from the life of David on repentance, humility, and faith -How to respond wisely and peacefully in moments of crisis -Why worship, patience, and praise are choices that shape our thinking -Real-life stories of mentors, travel experiences, and moments of faith in action Timestamps & Topics Discussed: 0:00 – Opening prayer and welcome 0:29 – Michael's love for the Psalms and teaching them 1:27 – Introduction of Jon Gauger and Powerful Self-Talk from the Psalms 3:12 – Why Jon wrote the book: transforming negative self-talk 7:31 – Understanding constant self-talk and what Scripture says about it 10:21 – Using Psalms for rest and sleep 13:19 – Waiting patiently and trusting God (Psalm 27) 18:12 – “Relax, He's Doing the Doing” and committing your soul 19:41 – Choosing worship and praise in daily life 20:56 – How social media affects self-talk 25:36 – Pausing and trusting God in crises 28:46 – Brag on God: encouraging others through our response 33:58 – How Scripture memorization influences thought, speech, and action 35:16 – David's life as a model for self-talk, repentance, and faith 38:16 – Psalm 51: turning to God in moments of sin and regret 39:15 – Closing reflections and encouragement to engage with Scripture Links Mentioned: Powerful Self-Talk From The Psalms by Jon Gauger Follow on Instagram and Facebook: https://www.facebook.com/MichaelinContext https://www.instagram.com/dreasley/ For more information on Dr. Michael Easley and Ask Dr. E Visit: https://www.michaelincontext.com

Amy Rockett, founder of Amy Michelle Coaching, a health and wellness coaching practice that helps people break free from the thought patterns and behaviours keeping them stuck, frustrated, and burnt out.Through her 1:1 and group coaching, mini courses, and signature 5-month programme, Amy guides clients to create lasting change by addressing the subconscious wiring behind their habits, helping them live healthier, more joy-filled lives.Now, Amy's journey from a 15-year corporate career and a high-conflict divorce to launching her own business demonstrates powerful resilience and the courage to start again from scratch.And while rebuilding her audience and showing up authentically in a noisy online world, she's proving that true transformation is always an inside job.Here's where to find more:https://www.amymichellecoaching.comhttps://www.facebook.com/amy.michelle.coachinghttps://www.instagram.com/amy.michelle.coachinghttps://www.linkedin.com/in/amymrockett________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

Toku McCree, founder of The Unexecutive, an executive coaching practice that helps startup founders, CEOs, and creative leaders build successful businesses without losing their humanity in the process.Through his one-to-one coaching, small group programs, and teaching for coaches, Toku guides high-achievers to find clarity, integrity, and purpose in both business and life. His approach blends deep mindfulness with practical strategy, shaped by years of experience coaching leaders across industries—from chocolate manufacturing to music management.Now, Toku's journey from living in a Zen monastery to becoming a sought-after executive coach demonstrates how spiritual insight and entrepreneurial drive can coexist beautifully.And while exploring creativity through projects like his upcoming Tarot Card deck, and immersing himself in life and culture in Mexico, he continues to prove that business can be both deeply human and wildly unconventional.Here's where to find more:unexecutive.comcoachingmba.cocoachestarot.com________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

"No matter what's going on out there, there's always hope." This episode is sponsored-in-part by Maddie's Fund, The Animal Rights Foundation, and The Underfoot Podcast. What happens to cats deemed unadoptable due to behavioral challenges? In this episode of the Community Cats Podcast, host Stacy LeBaron welcomes back Mary Scott, Director of the ASAP Working Cats Program in Santa Barbara, California. With over 17 years of animal welfare experience, Mary sheds light on the complex and often misunderstood issue of behavioral euthanasia in shelters—and offers a powerful alternative. Mary shares how her Working Cats program provides safe, fulfilling lives for semi-social and non-social cats who might otherwise face euthanasia. By partnering with cat-savvy caretakers and relocating these felines to barns, sheds, or outbuildings, the program offers these cats a chance to thrive in an environment aligned with their needs. Through structured acclimation, sound matching, and supportive protocols, Mary and her team have achieved a remarkable 95% live release rate and a 67%+ retention rate for placed cats. This candid and inspiring conversation is a must-listen for anyone passionate about finding innovative solutions to shelter overpopulation, reducing euthanasia rates, and celebrating every cat's right to a dignified life. Press Play Now For: A clear definition of behavioral euthanasia and how it impacts shelter cats How Working Cats programs provide life-saving alternatives The step-by-step relocation process for cats in the program Tips for matching cats with suitable caretakers and environments The role of shelters, resources, and flexibility in saving lives National stats on cat euthanasia and reasons for hope Real-life success stories like DeLorean and Wobble Resources & Links: ASAP Cats Working Cats Program Community Cats Central Shelter Animals Count Follow & Review We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Select "Ratings and Reviews" and "Write a Review" then share a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

What if the one bold decision you make this year could redefine your future, unleash your confidence, and surround you with a network that opens doors for life?  This episode, featuring Mike Lamorgese, a top industry performer and true YEAA alumni success story, digs deep into the hidden advantages of choosing challenge over comfort and reveals why hard things pay bigger dividends.  Host Steve Acorn gets real about the power of alumni, the magic of showing up, and why every young leader needs to learn the difference between waiting and working for their dream. If you're tired of "coffee intern" gigs and want PROVEN, insider secrets to real-world success, listen now. This conversation is packed with urgent, actionable wisdom you won't hear anywhere else. Don't risk missing out on the one edge that will separate you from the crowd. Tune in before your competition does.     Timestamped Highlights [00:01] – Why top internships catapult careers while "safe" ones stall [00:08] – Landing one of the most coveted jobs in a competitive industry—how Mike did it [00:18] – The ruthless detail that knocked out 80% of his rivals at ADEC (and how you can do this too) [00:24] – Alumni who became best friends, wedding groomsmen, and coast-to-coast connections [00:30] – The shocking interview move that got Mike hired—and why most people are too scared to try it [00:38] – Real talk: What makes YEAA's process unbeatable (and why it's not for everyone) [00:40] – Two game-changing pieces of advice for anyone on the edge of saying YES [00:36] – How to use "hard" as your secret weapon, not a roadblock     About the Guest Mike Lamorgese is a Territory Manager at A-dec, the world's most recognized dental equipment manufacturer, and a celebrated YEAA/Student Painters alumni. Former Manager of the Year at Henry Schein, Mike grew his career from rookie branch manager to industry rainmaker and credits his lifelong network, resilience, and sales mastery to the lessons forged at YEAA. His story inspires—and proves that those who leap, win.

Have you ever been unable to stop thinking about someone? They're the first thing on your mind when you wake up and the last before you fall asleep. When they text, you're ecstatic. When they don't, you feel deflated. That experience has a name: limerence. In this episode, we unpack what it is, where it comes from, and why the brain can become so powerfully attached to another person. My guest is Dr. Tom Bellamy, a neuroscientist and honorary Associate Professor at the University of Nottingham. He has published over forty scientific works on neurophysiology. He runs the popular blog Living with Limerence and is author of the new book Smitten: Romantic Obsession, the Neuroscience of Limerence, and How to Make Love Last. Some of the specific topics we explore include: How is limerence different from lust and love? What happens in the brain during limerence? Why does uncertainty fuel romantic obsession? Is modern dating making limerence more common? What emotional needs or life circumstances make someone more vulnerable to limerence? You can check out Tom’s website to learn more about his work. Got a sex question? Send me a podcast voicemail to have it answered on a future episode at speakpipe.com/sexandpsychology. *** Thank you to our sponsors!  With Erika Lust, you get more than porn. You get real intimacy. Real stories. Get 45% off all subscription plans at erikalust.com when you use the code JUSTIN.  Firmtech’s Tech Ring will help you to track your sexual health–and keep it up. Visit myfirmtech.com/justinlehmiller and use code JUSTIN15 for 15% off your purchase.  Head to https://paired.com/JUSTIN and download the #1 app for couples to start maintaining your lasting love today. *** Want to learn more about Sex and Psychology? Click here for previous articles or follow the blog on Facebook, Twitter, or Bluesky to receive updates. You can also follow Dr. Lehmiller on YouTube and Instagram. Listen and stream all episodes on Apple, Spotify, or Amazon. Subscribe to automatically receive new episodes and please rate and review the podcast! Credits: Precision Podcasting (Podcast editing) and Shutterstock/Florian (Music). Image created with Canva; photos used with permission of guest.

We Like Shooting - Ep 647 This episode of We Like Shooting is brought to you by: Gideon Optics (Code: WLSISLIFE) Die Free Co. (Code: WLSISLIFE) Mitchell Defense (Code: WLS10) Flatline Fiber Co (Code: WLS15) Second Call Defense Bowers Group (Code: WLS) Text Dear WLS or Reviews +1 743 500 2171 New Public notes page. GEAR CHAT Titus Arms NYLAUG: Steyr AUG Clone with Nylon-Impregnated Aug Engineering (Nick)Titus Arms offers the NYLAUG, a faithful clone of the iconic Steyr AUG bullpup rifle featuring a nylon-aug (NYLAUG) construction for enhanced durability and lightweight performance. This limited-production model replicates the original's bullpup layout with modern manufacturing for rarity and collector appeal. Engineered for precision and scarcity in the clone market. Rideout Arsenal: Precision Firearms and Tactical Gear Hub (Shawn)Rideout Arsenal operates an online storefront via BigCommerce, specializing in firearms, ammunition, and tactical accessories. The site features categories like rifles, handguns, optics, and suppressors, with a focus on high-quality brands for enthusiasts and professionals. Detailed product listings emphasize specs, availability, and direct purchase options. Seekins Precision SIC: Ultra-Precise Integrally Suppressed 6mm Rifle (Nick)The Seekins Precision SIC (Seekins Integral Compensator) is a flagship 6mm rifle featuring an integrally suppressed barrel with a patent-pending design for exceptional accuracy and minimal POI shift. Engineered with a match-grade barrel, advanced recoil mitigation, and premium components, it prioritizes precision shooting with sub-MOA performance. Its rarity stems from custom manufacturing and limited production runs. Wraith Metal Works: Custom Firearms Engineering Excellence (Shawn)Wraith Metal Works specializes in high-end custom firearms with a focus on precision engineering and rare mechanical innovations. The site showcases bespoke builds emphasizing durability, rarity, and technical sophistication for discerning collectors and shooters. Availability and pricing are handled through direct inquiries, highlighting their exclusive, made-to-order approach. Instagram Post Firearms Feature: Specs Unpacked (Nick)Arken Target Lock 3000 https://www.instagram.com/p/DTsWo6XFAuk/?igsh=MTVnMWY5bG5rNmFiZA== l Garmin Xero C2 Chronograph: Pocket-Sized Precision for Reloaders (Nick)Garmin introduces the Xero C2, a compact, Bluetooth-enabled chronograph that delivers lab-grade velocity measurements without the hassle of traditional setups. Weighing just 5.6 ounces and folding to pocket size, it uses a single optical sensor and app integration for effortless data logging and analysis. Priced at an MSRP of $399.99, it's designed for precision shooters seeking portability and advanced ballistics insights. Note (Shawn)the next step in the evolution of C&G Holsters. We're proud to introduce GEN6 TACTICAL Light-Bearing Holsters Rev Industries: Precision Firearms Manufacturing Hub (Shawn)Rev Industries is a firearms manufacturer specializing in high-end AR-15 components and complete rifles, emphasizing custom engineering and billet machining. The site highlights their Rev 1 and Rev 2 platforms with advanced lower receivers and ambidextrous controls. Focus is on premium builds for enthusiasts seeking superior fit, finish, and performance. BULLET POINTS GUN FIGHTS No one stepped into the arena this week. THE AGENCY BRIEF Agency Update (Shawn)### Incident Overview: Minneapolis * Alex Pretti, a 37-year-old nurse. Minnesota protest against ICE. * What we do know is he was in Signal chats tracking ICE movements and likely acting as an observer. * It wasn't just standing between them. Pretti involved himself and injected himself between an ICE agent and another protester. That is the moment he stopped being a legal observer and became a suspect for assault on a federal officer. * Mike Brown: The media claiming he was “shot for filming” is the equivalent of saying “Mike Brown was shot for jaywalking.” The initial act is irrelevant. * Gun in question: Sig P320 AXG, red dot, two spare mags. Small-of-back holster. (Note: The choice of the P320 is controversial in itself given its history). ### The Anatomy of a Split-Second Shoot * The Chaos Factor: The environment was absolute bedlam. Whistles blowing, screaming, constant noise—it's hard to even watch the video because it's so overwhelming. This is the “leftist act” 101: create maximum chaos to disorient and frazzle the opposition, and then get mad when human beings react poorly to that sensory overload. * Unreasonable Expectations: It is unreasonable to expect any human, badge or not, to operate at peak capacity when they are being swarmed and deafened. The disorientation is the point. This is the intended outcome. * Quickly: We can frame-by-frame this all day, but on the ground, this decision happened in a single breath. Juries are often instructed to disregard slow motion because it creates a false sense of time. Real-time analysis shows the true speed of the OODA loop. * Sequence: Scuffle starts. Gun gets exposed. “Gun!” is yelled. Agent (maybe) removes Pretti's gun from his holster and moves away from the scrum. Agent in green draws. Less than one second later, shots are fired. * Communication Breakdown: Even if the gun was removed, if that wasn't communicated instantly to the other agents, they are shooting based on the last known fact: “He has a gun.” ### Use of Force: The OODA Loop Reality * Graham v. Connor: The legal standard is what the officer knew *at the time*, not what we find out later. If they didn't know he was disarmed, the shoot is legally justified under *Graham*. * Processing Lag: The OODA Loop (Observe, Orient, Decide, Act) is real. There is always a lag between your brain seeing a threat and your finger moving. * Awful but Lawful: Because the timeline was compressed into milliseconds, an agent could reasonably believe the threat was active. ### Tactical Failures * Five agents on one guy. It seemed overly chaotic and overall bad tactics. * We are stuck relying on shaky cell phone footage because uniformed feds aren't recording. * It is heavily speculated that the 320 went off, which is what drove the shooting. As many times as I've watched frame by frame, I can't confirm that. ### The Narrative: Government Lies & “Ridiculous” Takes The disconnect between the video and the official story is insulting. They immediately pivoted to extreme hyperbole. Officials are using this to set a precedent that carrying a gun invalidates your First Amendment rights. * Gregory Bovino (Border Patrol Commander): “This looks like a situation where an individual wanted to do maximum damage and massacre law enforcement.” * Stephen Miller (Deputy White House Chief of Staff): “A would-be assassin tried to murder federal law enforcement…” * Kristi Noem (DHS Secretary): Labeled him a “domestic terrorist” and claimed he arrived to “inflict maximum damage.” * Kristi Noem (DHS Secretary): “I don't know of any peaceful protester that shows up with a gun… This is a violent riot when you have someone showing up with weapons…” * Kash Patel (FBI Director): “No one who wants to be peaceful shows up at a protest with a firearm that is loaded with two full magazines! That is not a peaceful protest.” * All fucking lies. This is a terrible anti-2A take. Plenty of us carry at protests and everywhere fucking else. If we let them normalize this “guns = riot” talk, they will use it to disarm us next. ### Anti-2A Rhetoric * Suddenly, anti-gun groups like Brady United are defending a “legal gun owner” just to attack the police. They don't care about Pretti; they just hate the Trump and ICE more than they hate guns right now. ### 2A Absolutism * This is the moment that separates the 2A tourists from the absolutists. It's easy to defend your friends. The test is defending your enemies. American citizens, as long as they have not been legally disqualified, should have the right to carry a firearm. The second amendment is clear. * If you believe in the Second Amendment, you have to believe it applies to everyone, even the anti-ICE radical leftist, mentally ill, TDS guy you disagree with. * Fucking hypocrites, you don't believe in rights; you believe in privileges. Dangerous freedom isn't just a quote, it's a fucking fundamental idea. ### The Burden of Carry & Rittenhouse * I'm not sad he's gone, and frankly, this is a classic case of FAFO. He didn't deserve to die though. * The Rule: “Don't do stupid shit while armed.” Pretti failed. * If you draw the attention of law enforcement while armed, you better chill the fuck out. However, as the Daniel Shaver case proved, even full compliance doesn't guarantee survival. That cop was acquitted btw. * This is Kyle Rittenhouse all over again. A guy took a gun to a volatile counter-protest and it went sideways. Watch the hypocrisy, people who hate Rittenhouse are defending Pretti, and vice versa. You can't have it both ways. ### The “Jackboot” Reality Check * You can support the mission (border security) and still recognize that the agents are often the jackbooted thugs who will stomp on your neck if ordered. * Don't forget COVID. Don't forget Ashli Babbitt on J6. When the chips fall, law enforcement will follow orders, not necessarily the Constitution. * The Cost: There are good cops, sure, but ultimately, blue team will always be their priority. ### Is It Worth It? * Imagine defending illegal immigrant criminals. * The left is mentally ill. This is not about defending illegal immigrants. In fact most of them probably feel the same way as the rest of us. This is about defying Trump because they are all massively inflicted with Trump derangement syndrome. WLS IS LIFESTYLE GOING BALLISTIC

Parent PLUS loans are about to get a lot more complicated, and most families have no idea what's coming. In this episode, senior student loan advisor Lauryn Williams, CFP®, CSLP®, AFC®, sits down with student loan expert Janna McKay, AFC®, CSLP®, to break down the biggest changes affecting Parent PLUS borrowers. You'll learn about the end of double consolidation, new repayment access rules, and what the July 2026 deadline really means for forgiveness and Public Service Loan Forgiveness (PSLF). If you're a parent helping kids through college, this episode could save you from a costly mistake. Key moments: (06:38) Why double consolidation is officially dead (and what replaces it) (08:10) Quick clarification for borrowers who don't have Parent PLUS loans (13:38) Real client cases where consolidation mistakes caused major problems (22:43) Why borrowing after July 2026 could permanently block PSLF for parent borrowers (33:18) Legacy provisions for borrowing before July 1, 2026 vs. borrowing after     Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Join SLP Insiders for student loan loopholes, SLP app and member community Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

Tara delivers a blunt, unfiltered breakdown of what she calls a catastrophic messaging failure — and why it mattered. She argues that coordinated activist networks outperformed a scattered response, while leadership attention drifted elsewhere

The hard truth about real estate is that getting your license doesn't prepare you to sell homes. It only makes you legally allowed to try. Pre-licensing only teaches us consumer protection. We learn nothing about lead generation, building a brand, running a database, using a CRM, or building a real business with staying power. Real estate success doesn't come from passing a test or "figuring it out as you go"; it comes from systems, support, and real education. The kind you get from strong instructors, the right broker environment, and intentionally building skills you weren't taught in the classroom. And if you think you can wing it because you're smart, you're in for a reality check.  There's a big difference between being licensed and being prepared, and the agents who stop confusing a license with readiness are the ones who don't flame out in the first few years.  And the kind of support you get matters; it has to set you up for success in today's industry, where AI and technology are no longer optional, but expected.  What do agents need to learn to succeed? What does being prepared actually look like in 2026?  In this episode, I'm joined by Craig Grant, one of the most respected voices in real estate tech and education, as we talk CRM, AI, relationships, and why the right rooms and the right training change everything.   Things You'll Learn In This Episode  The license is not the skillset Pre-licensing teaches protection, not production. Why are so many agents still shocked when they get licensed and realize they have no business model in place? Your database is your pipeline (if you run it like one) A CRM isn't optional if you want longevity. What's the cost of managing your business with sticky notes and "I'll remember"? Relationships beat automation every time Automated follow-up is the minimum; friendship is the differentiator. How do you stop treating clients like transactions and start building a real connection from day one?   Guest Bio Craig Grant is a real estate instructor, course creator, coach, and technologist. Craig Grant is considered one of the most sought-after technology, marketing & cybersecurity speakers around. Whether it be at an industry event, in the classroom, or online, one thing that fuels Craig is to help today's real estate professionals embrace and get over their fear of technology so that it can work for them and not against them. Connect with Craig on LinkedIn, and find out more about the BEATS Conference at beatsconference.com.   About Your Host Marki Lemons Ryhal is a ​​Licensed Managing Broker, REALTOR®, and avid volunteer.  She is a dynamic keynote speaker and workshop facilitator, both on-site and virtual; she's the go-to expert for artificial Intelligence, entrepreneurship, and social media in real estate. Marki Lemons Ryhal is dedicated to all things real estate, and with 25+ years of marketing experience, Marki has taught over 250,000 REALTORS® how to earn up to a 2682% return on their marketing dollars. Marki's expertise has been featured in Forbes, the Washington Post, Homes.com, and REALTOR® Magazine.   Subscribe, Rate & Review Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm, so our show reaches more people. Thank you!     

Ready to take your speaking career to the next level? In this episode of Speakernomics, industry pros break down exactly how podcasting can amplify your brand, grow your business, and keep your voice front and center.Here's what you'll learn:* The unique value of hosting your own podcast as a professional speaker* How podcasting strengthens your message, builds your platform, and boosts credibility with clients and event planners* Strategies for managing podcast production and avoiding common pitfalls like “podfade”* Ways to effectively repurpose podcast content across social, newsletters, and other channels* Real-world advice on staying consistent, finding your audience, and making podcasting work for your business* Straightforward insights, practical advice, and actionable steps—hit play and level up!Episode includes Guests: Mark Hunter and 2 Influence 2025 sponsors, Ellie Puckett of Resonate Recordings and Larry Roberts of Red Hat Media) Become an NSA Member! https://nsaspeaker.org/join/#membership THRIVE 2026! You NEED to be here! https://thrive.nsaspeaker.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

After 600 episodes and nine years of interviewing Colorado’s most successful real estate investors, podcast host Chris Lopez shares the five most important Colorado real estate investing lessons he’s learned—lessons that fundamentally changed how he builds portfolios, navigates market cycles, and adapts investment strategy. Since launching July 7, 2017, Chris has interviewed hundreds of Colorado investors: deca-millionaires who built massive portfolios, investors who survived the 2008 crash and rebuilt stronger, and specialists in lending, insurance, and property management who understand market mechanics better than anyone. This milestone episode distills nearly a decade of accumulated Colorado real estate investing lessons into actionable insights for investors at any experience level. The biggest revelation? Real estate moves far slower than most investors anticipate. Chris shares why he called the 2022 market top correctly, sold multiple residential properties, and shifted capital into multifamily and private lending—but still underestimated how long market corrections take to play out. He reveals why “I’d rather be a day late than a day early” became his investing mantra and what Brian Burke’s quote about “time to sit on the beach” taught him about patience. Chris also addresses the Colorado-specific challenges reshaping local investing: property insurance costs now rank second-highest in the nation (behind only Florida), legislative headwinds continue reducing investor demand, and the growth wave from 2012-2023 has definitively ended. These trends require completely different strategies than what worked five years ago, making these Colorado real estate investing lessons more relevant than ever. In This Episode We Cover: Why consistency over 15-20 years beats trying to time perfect market entry How market cycles never repeat exactly—multifamily crashed while residential held in 2022-2025 The five-step framework for adapting strategy when both markets and personal life change Why looking at 50-year interest rate trends reveals patterns 10-year data misses How Chris’s portfolio strategy evolved from single investor to family man with three daughters What diversifying across asset classes and capital stack positions protected during volatility Why Colorado insurance and legislative trends now require different underwriting than 2019 Whether you started listening in 2017 or discovered the podcast recently, this episode offers perspective you can’t get anywhere else: the accumulated wisdom of 600 conversations with the people who’ve actually built wealth through Colorado real estate. Chris shares not just what worked, but what he got wrong and how he adapted—delivering Colorado real estate investing lessons that only come from nine years of interviews and real market experience. Share your story: Email chris@propertyllama.com or fill out the survey link to tell us how this podcast has impacted your investing journey. We’d love to hear which episodes helped you buy your first property, avoid a bad deal, or connect with the right resources at the right time. Thank you for being part of this journey. Here’s to the next 600 episodes of helping Colorado investors build long-term wealth through real estate. Watch the YouTube Video https://youtu.be/-JoxdgN0sTg Timestamps 00:00 Welcome to Episode 600 – Milestone Reflection 01:31 Why I Started This Podcast – Using the Microphone to Get Smarter 02:53 Lesson 1: Consistency Wins – Why Staying in the Game for 15-20 Years Matters 03:37 Lesson 2: History Doesn’t Repeat, But It Rhymes – Market Cycles Never Play Out the Same 04:51 Lesson 3: Adapting to Market AND Life Changes – From Single Investor to Family Man 06:06 Lesson 4: Real Estate Moves Slower Than You Think – Brian Burke’s “Beach Time” Quote 08:43 Lesson 5: Look at 50-Year Trends, Not Just 5-Year Data – Interest Rates Since the 1970s 10:01 Colorado Insurance Now 2nd Most Expensive in US – Legislative Headwinds Impact 10:45 Thank You to 600 Episodes of Guests and Listeners – Share Your Story Links in Podcast Property Llama: https://propertyllama.com Envision Advisors: https://envisionadvisors.com Colorado leads the nation in home insurance premium increases Podcast #1: Accidental Denver Landlord to 80 Properties Share your feedback here

Summary  In this episode of Gary's Gulch, dive into a heartfelt journey of personal growth, agency, and financial independence. Host Gary reflects on his childhood challenges, military career, and the lessons he's learned about true wealth and legacy. Highlighting Aaron Chapman's "Redneck Economics," Gary urges listeners to find their unique genius and use it to build a better future. Explore the power of entrepreneurship, parenting, and the pursuit of self-reliance in today's world. A must-listen for those seeking inspiration to take control of their financial destiny and personal growth..   Episode Highlights 00:00:13 - Launch of "Redneck Economics" 00:01:08 - Power of unconventional language 00:02:35 - Real estate vs. stock investing 00:03:15 - Agency and control over future 00:03:52 - Influence of Ayn Rand's "Atlas Shrugged" 00:06:06 - Economic challenges in the 1980s 00:07:00 - Personal financial journey 00:11:05 - The choice for Naval Academy 00:15:00 - Impact of the Great Recession 00:16:25 - Realization on financial independence 00:18:21 - Importance of legacy and time 00:20:47 - Shift from materialism to family 00:22:02 - Significance of choosing time with family 00:23:05 - Personal story about father's impact 00:25:38 - Investing in self and God 00:26:48 - Final thoughts on agency and impact   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360     Keywords Gary's Gulch   Redneck Economics   Aaron Chapman   Passive Investing   Financial Freedom   Rental Real Estate   Cash Flow   Control Over Future   Atlas Shrugged   Ayn Rand   Self-Reliance   Agency   Entrepreneurship   Financial Journey   Family Legacy   Importance of Time   Business Owners   Philanthropy   Inflation   Interest Rates   Paul Volcker   2008 Recession   Dot Com Crash   Stock Market   Wealth Management   Human Agency   Charlie Kirk   Freedom Preservation