Podcasts about Federal Reserve Bank

On today’s show, we’re joined by Raphael Bostic, president and CEO of the Federal Reserve Bank of Atlanta, to discuss tightening credit conditions, the necessity of raising the debt limit, and why “we're right at the beginning of the hard part” in the fight to tame inflation. Plus, AI is reshaping the computer chip industry and millions stand to lose Medicaid coverage.

On today’s show, we’re joined by Raphael Bostic, president and CEO of the Federal Reserve Bank of Atlanta, to discuss tightening credit conditions, the necessity of raising the debt limit, and why “we're right at the beginning of the hard part” in the fight to tame inflation. Plus, AI is reshaping the computer chip industry and millions stand to lose Medicaid coverage.

In this Real Estate News Brief for the week ending May 20th, 2023... what the Fed Chief is saying about interest rates and potential rate cuts, how the FHFA is responding to a controversy over new rules for home loan fees, and why mall owners have become interested in pickleball.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.   Economic News   We begin with economic news from this past week, and the Fed chief's response to predictions about what the central bank plans to do next. Jerome Powell spoke out at a conference at the Federal Reserve Bank of Chicago and said that Fed officials have made “no” decision yet on their next move. Many economists are expecting a pause in rate hikes, but the Fed is determined to bring inflation back down to the 2% level, no matter what. A decision would be made after the Federal Open Market Committee evaluates “all” the most recent data. (1)   Powell may have also dashed a few hopes for rate cuts later this year. He says: “The data has continued to support the FOMC's view that bringing inflation down will take “some time” and that rate cuts simply are not part of the Fed's current forecast. But he also says that interest rates are currently high enough to slow economic growth, and hopefully tamp down inflation without further credit tightening.   Meantime, the U.S. leading economic index, or LEI, shows a decline in April, for the 13th month in a row. The declines have pointed toward a potential recession, but so far, that hasn't happened. The index was down .6% last month with eight of the ten economic indicators showing a decline. (2)   Initial jobless claims were down last week, thanks to an effort in Massachusetts to reduce fraudulent claims. They fell from 264,000 the previous week to 242,000 last week. Overall, they have been slowly rising since January. The number of continuing claims was also down by about 8,000 with about 1.8 million people collecting benefits. (3)   New home construction was higher in April, thanks to an outsized demand among consumers, despite high interest rates. The government says they rose 2.2% for the month with more activity in the Midwest and the West. That's for both multi-family construction, which was up 5.2%, and single-family, which was up 1.6%. Building permits were down, however, by 1.5%. (4)   The home builders confidence index also reflected a positive outlook among builders. The National Association of Home Builders say the index was up five points to a central balance point of 50 in May. Anything above 50 is positive, and below 50, negative. The reading for May is the first time it's been out of negative territory in almost a year. (5)   The latest report for existing home sales is for February, and according to the National Association of Realtors, it surged 14.5% as interest rates experienced a temporary dip. It was the biggest monthly increase since July of 2020 when sales skyrocketed 22.4%. NAR says that single-family sales are currently at their highest level since the association started tracking them in 1999. (6)   Mortgage Rates   Mortgage rates are still moving sideways. Freddie Mac says the 30-year fixed-rate mortgage was up just 4 basis points, to 6.39%. The 15-year was unchanged at 5.75%. (7)   In other news making headlines...   FHFA Rescinds New DTI Fee Structure   The FHFA is rethinking its controversial new up-front fee structure for single-family home loans which placed more importance on a borrower's debt-to-income ratio than it did on credit score. The government finance agency has now rescinded the new fee structure for Fannie and Freddie loans, and is asking for input on the goals and policy priorities that the FHFA should pursue in regards to an upgrade of the pricing framework. (8)   When the FHFA announced the previously upgraded pricing structure, there was an outcry from real estate organizations, including the Mortgage Bankers Association, the National Association of Realtors, and others. It kinda blew up in the media, because it appeared to raise the fees for people with higher credit scores while lowering fees for low income borrowers, and gave the appearance of an unfair fee subsidy.    The FHFA denies that the fee structure was based on the idea of a subsidy. But it is now accepting feedback from the public on how to adjust the fee structure to better reflect loan risk in order to protect Fannie and Freddie against those risks, and without unnecessary expense for borrowers, especially those struggling with affordability issues.   Mall Owners Filling Empty Stores with Pickleball Courts!   Mall owners have a new strategy to fill vacant stores and attract more people. They are turning to the fast-growing sport of pickleball, and replacing shuttered stores like Bed, Bath, and Beyond with pickleball courts! (9)   The combination satisfies a need on both sides as consumers gravitate toward locations that offer fun, social experiences and not just a place to shop. Malls have already been incorporating things like theaters, arcades, and amusement parks into their shopping locations. So now, they are adding pickleball, and other experience-based activities like skydiving and virtual golf.   Pickleball is currently the nation's fastest growing sport. As reported by CNN and the Sports & Fitness Industry Association, it's up 159% over three years to 8.9 million players in 2022.   That's it for this episode of the Real Estate News for Investors. Please check the show notes for links at newsforinvestors.com. If you want to learn more about investing in real estate, be sure to hit the “Join for Free” button, and check out how RealWealth can help you create a cash-flowing real estate portfolio. And don't forget to subscribe to our podcast!   Thanks for listening! Kathy Fettke   Links:   1 - https://www.marketwatch.com/story/feds-powell-says-progress-on-bringing-down-inflation-will-be-slow-452edc06?mod=mw_latestnews   2 - https://www.marketwatch.com/story/slowing-u-s-economy-gets-closer-to-recession-leading-index-signals-bac107f3?mod=economic-report   3 - https://www.marketwatch.com/story/jobless-claims-fall-sharply-to-242-000-as-massachusetts-battles-fraud-dc71930f?mod=economy-politics   4 - https://www.marketwatch.com/story/u-s-housing-starts-rise-2-2-in-april-3062a768?mod=economy-politics   5 - https://www.marketwatch.com/story/builder-confidence-rises-for-fifth-consecutive-month-amid-ongoing-shortage-of-u-s-homes-for-sale-a41d33ba?mod=economy-politics   6 - https://www.marketwatch.com/story/u-s-existing-home-sales-rise-for-the-first-time-in-13-months-surging-14-5-in-february-12603067   7 - https://www.freddiemac.com/pmms   8 - https://www.fhfa.gov//Media/PublicAffairs/Pages/FHFA-Requests-Input-on-the-Enterprises-Single-Family-Pricing-Framework.aspx   9 - https://amp.cnn.com/cnn/2023/05/13/business/pickleball-malls-retail-bed-bath-beyond/index.html

Housing in America has never been this unaffordable. The pandemic set off skyrocketing prices; then the Fed began to rapidly increase interest rates, pushing up borrowing costs. Many predicted this might result in a crash. But after dropping 10% from all-time highs, home prices in America are picking up again. What is going on?On this week's podcast, hosts Alice Fulwood, Tom Lee-Devlin and Mike Bird ask if anything can take the heat out of the American housing market. Skylar Olsen, chief economist at property app Zillow, tells them that interest rate rises have added $800 a month to the typical American household's mortgage bill. And Domonic Purviance from the Federal Reserve Bank of Atlanta explains how central bankers are thinking about the impact on the affordability of those loans.We would love to hear from you. Please fill out our listener survey at economist.com/moneytalkssurveySign up for our new weekly newsletter dissecting the big themes in markets, business and the economy at www.economist.com/moneytalks For full access to print, digital and audio editions, subscribe to The Economist at www.economist.com/podcastoffer Hosted on Acast. See acast.com/privacy for more information.

Credit cards seem like a great deal. But interest rates, late fees, and the cycle of debt can come back to bite cardholders. Nearly half of U.S. credit card owners had an average of more than $5,200 in outstanding debt in 2022. Credit card debt overall is at a historic high. In the last three months of 2022, credit card balances in the U.S. rose from $61 billion to nearly $990 billion according to the Federal Reserve Bank in New York. It's likely to surpass $1 trillion this year.We discuss why credit card debt is so high and what cardholders can do to break the cycle of debt.Want to support 1A? Give to your local public radio station and subscribe to this podcast. Have questions? Find out how to connect with us by visiting our website.

The Federal Reserve Bank recently announced a new instant payment platform called “FedNow,” and it will allow businesses and even individuals of participating banks to send and receive instant payments, 24/7. But is it the “camel's nose in the tent” for a digital dollar? We'll talk about it on this Faith and Finance. Before we get into this discussion of digital currency, it's important to remember Proverbs 15:14. It reads, “The heart of him who has understanding seeks knowledge, but the mouths of fools feed on folly.”The point is, let's not panic about a digital currency that isn't here yet and would have to meet with approval by what is now an often hopelessly divided Congress. The Constitution gives Congress sole power over the currency of the United States. The Federal Reserve has no authority to create currency, digital or otherwise, on its own.WHAT WOULD A DIGITAL DOLLAR LOOK LIKE? Obviously, a digital dollar would be an electronic form of the U.S. dollar. It would be fiat money, as is the current dollar, meaning it's not backed by gold or silver. It would be similar to cryptocurrencies, but with one big difference— it would be regulated and backed by the Federal Reserve.And that's the major concern of many opponents of a digital currency. It would potentially give the Fed unprecedented power over our financial system. Theoretically, all transactions could be monitored unless strict limits are placed on the Fed's ability to snoop and share that information with other agencies.Also, again, in theory, the Fed could use this power to actually shape society, by allowing or restricting certain transactions. So fears of a digital currency are not without some foundation.However, since other countries are moving ahead with digital currencies, some at a rapid pace, it's likely that the U.S. will have a digital dollar— someday. When that might happen is anyone's guess, and it could be years away.You can expect a lot of debate in the House and the Senate before a digital currency is ever approved by those bodies. And you'll have a say in it, too, by contacting your elected representatives, and ultimately, in the voting booth. So again, let's not panic.Now, it's true that last year, the Biden administration charged executive agencies to explore the process of implementing a digital currency, and the Fed is cooperating in that effort. DIGITAL DOLLAR RISKSBut the Central Bank is also warning that there are risks with a digital dollar that could leave customers vulnerable to theft and fraud.Specifically, policymakers and the Fed have listed several requirements for a digital dollar that won't be easy to meet. It must provide benefits to U.S. households, businesses, and the overall economy that exceed its costs and risks.It must also yield those benefits more effectively than our current currency. It should complement— not replace— other forms of money, and it must protect consumer privacy and prevent criminal activity. So at least at this point, the Fed is not exactly a cheerleader for a digital dollar.That should be welcoming news to people who fear the Fed is conspiring to take away their privacy and freedom, but it hasn't stopped opponents of digital currency from calling the FedNow platform “the camel's nose in the tent,” which means once the nose is in, the whole camel's going to be in there soon.Concerns about FedNow— set to launch in July— have spread like wildfire on social media. One example is a tweet by Robert F. Kennedy, Jr, who is a presidential candidate for 2024. He claimed that FedNow itself is a central bank digital currency that will allow the Fed to monitor and restrict people's financial transactions.Kennedy wrote, “The Fed just announced it will introduce its 'FedNow' Central Bank Digital Currency in July. CBDCs grease the slippery slope to financial slavery and political tyranny.”Another Instagram poster wrote, "Better get your money out of banks. CBDC has started, meaning you will wake up one morning and all your US paper dollars will be converted into US digital dollars."Of course, the Fed flatly denies this.Testifying before Congress this month, Fed Chairman Jerome Powell said, “We'll have real-time payments in this country very, very soon.” But he also told lawmakers the Fed is nowhere close to having a digital dollar.So those are the facts about FedNow and a future digital dollar, as we have them today. We hope they clear up some of your questions.On this program, Rob also answers listener questions: Are annuities a wise investment? Would it be wise to take some money out of savings and put it into CDs?Do you have to pay taxes on money from a settlement? Should you take money out of a 401k to pay off debt? RESOURCES MENTIONED:Find a Certified Kingdom AdvisorMarcusBankrate.comChristian Credit CounselorsRemember, you can call in to ask your questions most days at (800) 525-7000. Also, visit our website at FaithFi.com where you can join the FaithFi Community, and give as we expand our outreach. 

The Federal Reserve has been laser-focused on bringing down prices, raising interest rates 10 times in the last 14 months. But economic uncertainties remain, including the consequences of much higher interest rates, a debt limit standoff and recent bank collapses. Geoff Bennett discussed the challenges ahead with Austan Goolsbee, president of the Federal Reserve Bank of Chicago. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

How convenient would a “cashless society” be? Just think, one Central Bank to control all digital currency. All you have to do is surrender your individual liberty and allow the state to decide what you are and are not allowed to purchase. Do you think you are going to buy guns and ammo with your CBDC?  Think again.  Is your grandpa's old gun showing signs of wear? Would you like to re-blue it? Duracoat has the product for you. As an added benefit, you can do it yourself.  May is National Stop the Bleed month. We thank the folks at Brownells for reminding us.  An armed citizen drove off a burglar by firing warning shots. During our SOTG Homeroom from CrossBreed Holsters, Professor Paul will explain how a win can very quickly become a loss. FEATURING: StopTheBleed.org, Ammoland, Politico, FOX Business, Madison Rising, Jarrad Markel, Paul Markel, SOTG University PARTNERS: Brownells Inc, DuraCoat Firearm Finishes, Hi-Point Firearms FIND US ON: Juxxi, MeWe.com, Gettr, iTunes, Stitcher, AppleTV, Roku, Amazon, GooglePlay, YouTube, Instagram, Facebook, Twitter, tumblr TOPICS COVERED THIS EPISODE [0:04:16] DuraCoat Finished Firearms - DuraCoat University TOPIC: DuraBlue for Grandpa's Old Gun www.duracoatfirearmfinishes.com Huge thanks to our Partners: Brownells | Duracoat Firearm Finishes | Hi-Point Firearms [0:20:24] Brownells Bullet Points - Brownells.com TOPIC: May is “Stop the Bleed” Month www.stopthebleed.org PLS Kits and Rapid Tourniquets are on sale at ShopSOTG.com [0:33:22] SOTG Homeroom - CrossbreedHolsters.com TOPIC: NO “WARNING SHOTS”! Knife-Wielding Burglar Run Off By Home Owners' Warning Shots www.ammoland.com [0:50:50] Addressing “CASHLESS” businesses. Read your money. Rape of the mind - https://amzn.to/42udzeA Visa is going to track gun store sales. Republicans are furious. www.politico.com Important: The firearms tracking code development was halted by Visa, etc. www.foxbusiness.com The panic of the 1907 “Knickerbocker” crisis allowed the US Govt to create the Federal Reserve Bank www.federalreservehistory.org Kristi Noem vetoes UCC bill news.sd.gov/news VETO letter from Noem governor.sd.gov

A report released by the Federal Reserve Bank of Minneapolis has shown that increases in the minimum wage in St. Paul and Minneapolis translated to higher average wages and slightly fewer hours worked. This is the evening MPR News update for Monday, May 8, 2023. Hosted by Jacob Aloi. Theme music by Gary Meister.

In episode 184 of America Adapts, we're headed to Trinidad and Tobago for the Keeping History Above Water conference. For this episode, I've partnered with the Craig Group, who organized the three-day conference in Port of Spain. The event brought together international speakers and experts to discuss the challenges faced by island communities in the face of climate change.  The goal of the conference was to advance the resilience and long-term preservation of Trinidad and Tobago's historic sites and cultural resources. Experts from Trinidad and Tobago, Montserrat, St. Maarten, Cuba, as well as cultural heritage experts from the United States joined the podcast. And did you know, this beautiful island nation is famous for creating the limbo dance and steel drums! Topics covered: Climate change is threatening historic and coastal communities across the Caribbean region, including in Trinidad and Tobago The conference brought together international speakers and experts to discuss the challenges faced by island communities due to climate change.  The role of the National Trust of Trinidad and Tobago. Trinidad and Tobago is famous for the limbo dance and steel drums. Advancing the resilience and long-term preservation of Trinidad and Tobago's historic sites and cultural resources. The U.S. State Department is supporting climate adaptation. Perspectives from the U.S. Ambassador to Trinidad and Tobago. Island communities are particularly vulnerable to climate change. Climate adaptation experts from Trinidad and Tobago, Montserrat, St. Maarten, Cuba, as well as cultural heritage experts from the United States, share their expertise. Experts in this Episode: Lisa Craig – Principal The Craig Group Cheri-Ann Pascall - Tour Guide, Trinidad & Tobago Tour Guides Association Margaret MacDowell - Chairwoman, National Trust of Trinidad and Tobago Martin Perschler - Program Director, U.S. Ambassadors Fund for Cultural Preservation, U.S. Department of State Dr. Cleary Larkin - Acting Director, Historic Preservation Program and Preservation Institute Nantucket; Department of Urban and Regional Planning; University of Florida Kishan Kumarsingh - Head of the Multilateral Environmental Agreements Unit, Ministry of Planning and Development Candace Bond - U.S. Ambassador to Trinidad and Tobago Dr. Jay Haviser - Director, St.  Maarten Archaeological Center Dr. Angela Schedel - Vice President, Coastal Resilience Planning at Taylor Engineering Dr. David Guggenheim - Marine Scientist Vernaire Bass - Manager, National Museum of Montserrat Jeff Goodell - Author of “The Water Will Come”. Alderman Joel Martinez - His Worship the Mayor of Port of SpainKara Roopsingh - Senior Heritage Preservation and Research Officer, National Trust Trinidad and Tobago This episode was generously sponsored by The Craig Group. Check out the America Adapts Media Kit here! Subscribe to the America Adapts newsletter here. Donate to America Adapts Listen to America Adapts on your favorite app here! Facebook, Linkedin and Twitter: https://www.facebook.com/americaadapts/ @usaadapts https://www.linkedin.com/in/doug-parsons-america-adapts/ https://www.instagram.com/america_adapts/?hl=en https://www.linkedin.com/in/lcraig1960/ https://www.linkedin.com/in/martin-perschler-043766b/ https://www.linkedin.com/in/clearylarkinphd/ Resources and Links in this episode: https://www.thecraiggrouppartners.com/ Resilient Heritage https://resilientheritagett.com/project-details/ https://historyabovewater.org/2023-trinidad-and-tobago/ Keeping History Above Water Conference Program Videos from the conference available here. Contact The Craig Group here. Social media image created by Angela Kliever Special thanks to Catherine Childs for recording the “Donkey” story by Mr. Carlos. Donate to America Adapts Follow on Apple Podcasts Follow on Android Doug Parsons and Speaking Opportunities: If you are interested in having Doug speak at corporate and conference events, sharing his unique, expert perspective on adaptation in an entertaining and informative way, more information can be found here! Now on Spotify! List of Previous Guests on America Adapts Follow/listen to podcast on Apple Podcasts. Donate to America Adapts, we are now a tax deductible charitable organization! Federal Reserve Bank of San Francisco  Strategies to Address Climate Change Risk in Low- and Moderate-income Communities - Volume 14, Issue 1 https://www.frbsf.org/community-development/publications/community-development-investment-review/2019/october/strategies-to-address-climate-change-low-moderate-income-communities Podcasts in the Classroom – Discussion guides now available for the latest episode of America Adapts. These guides can be used by educators at all levels. Check them out here! The 10 Best Sustainability Podcasts for Environmental Business Leaders https://us.anteagroup.com/news-events/blog/10-best-sustainability-podcasts-environmental-business-leaders The best climate change podcasts on The Climate Advisor http://theclimateadvisor.com/the-best-climate-change-podcasts/ 7 podcasts to learn more about climate change and how to fight it https://kinder.world/articles/you/7-podcasts-to-learn-more-about-climate-change-and-how-to-fight-it-19813 Directions on how to listen to America Adapts on Amazon Alexa https://youtu.be/949R8CRpUYU America Adapts also has its own app for your listening pleasure!  Just visit the App store on Apple or Google Play on Android and search “America Adapts.” Join the climate change adaptation movement by supporting America Adapts!  Please consider supporting this podcast by donating through America Adapts fiscal sponsor, the Social Good Fund. All donations are now tax deductible! For more information on this podcast, visit the website at http://www.americaadapts.org and don't forget to subscribe to this podcast on Apple Podcasts.   Podcast Music produce by Richard Haitz Productions Write a review on Apple Podcasts ! America Adapts on Facebook!   Join the America Adapts Facebook Community Group. Check us out, we're also on YouTube! Executive Producer Dr. Jesse Keenan Subscribe to America Adapts on Apple Podcasts Doug can be contacted at americaadapts @ g mail . com

Robert S Kaplan, Former CEO, Federal Reserve Bank of Dallas; Former Vice-Chairman, Goldman Sachs joins KRLD's David Johnson on this episode of CEO Spotlight.

In this HCI Podcast episode, Dr. Jonathan H. Westover talks with Dr. Alan M. Patterson about his book, Burn Ladders. Build Bridges. Pursuing Work with Meaning and Purpose. Dr. Alan M. Patterson (https://www.linkedin.com/in/almopatterson/) is an organizational development consultant, specializing in executive and leadership development. Having led hundreds of clients for over four decades, Dr. Patterson continues to ignore standard coaching methods, opting to pursue and lead clients down the path of meaningful careers that are not only successful, but also rewarding. He's worked with everyone from the Federal Reserve Bank to Hewlett Packard to Major League Baseball and the United States Navy. Part of the LinkedIn Podcast Network #LinkedInPresents Further explore the topics discussed in this episode with the new HCIConsulting Chatbot: https://poe.com/HCIConsulting. Please consider supporting the podcast on Patreon and leaving a review wherever you listen to your podcasts! Go to HelloFresh.com/hci50 and use code hci50 for 50% off, plus your first box ships free! Check out CrowdHealth and start your free trial at joincrowdhealth.com and use promo code HCI. Check out the HCI Academy: Courses, Micro-Credentials, and Certificates to Upskill and Reskill for the Future of Work! Check out the LinkedIn Alchemizing Human Capital Newsletter. Check out Dr. Westover's book, The Future Leader. Check out Dr. Westover's book, 'Bluer than Indigo' Leadership. Check out Dr. Westover's book, The Alchemy of Truly Remarkable Leadership. Check out the latest issue of the Human Capital Leadership magazine. Each HCI Podcast episode (Program, ID No. 627454) has been approved for 0.50 HR (General) recertification credit hours toward aPHR™, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®). Each HCI Podcast episode (Program ID: 24-DP529) has been approved for 0.50 HR (General) SHRM Professional Development Credits (PDCs) for SHRM-CP and SHRM-SCPHR recertification through SHRM, as part of the knowledge and competency programs related to the SHRM Body of Applied Skills and Knowledge™ (the SHRM BASK™). Human Capital Innovations has been pre-approved by the ATD Certification Institute to offer educational programs that can be used towards initial eligibility and recertification of the Certified Professional in Talent Development (CPTD) and Associate Professional in Talent Development (APTD) credentials. Each HCI Podcast episode qualifies for a maximum of 0.50 points. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many of the world's largest economists and entrepreneurs are scrutinizing the Federal Reserve Bank on their policy, but today we unpack WHY Jerome Powell could send markets spiraling with today's FOMC Meeting! Tune into Crypto Banter Live, and don't miss a thing!! ⚠️

Sarah Wallace is a Certified Enneagram Coach, host of the Enneagram MBA podcast, speaker, and workshop facilitator. With over 15 years in relationship building roles working with government agencies and companies like the US EPA, Federal Reserve Bank, John Deere, and adidas Outdoor, now small business owners, corporations, and event organizers work with Sarah to help them use the Enneagram to develop confident, empathetic, and emotionally intelligent leaders with powerful, productive, and happy teams. We discuss what the Enneagram is and perhaps more importantly, what it isn't. We discuss how to utilize the Enneagram to get to know yourself and work more effectively at work, in life, and in your relationships. “The Enneagram is not here to tell you who you are but to give you some insight into how you are approaching life, the lens you see the world through.” - Sarah Wallace Links: Christie's Website Christie's Instagram: @sasssays Sarah's Website Understanding People: Enneagram Cheat Sheet Sarah's Instagram: @enneagrammba Sarah's Podcast Sign Up to Join us for the LIVE Zoom Panel Christie's Interview on Sarah's Podcast Insight by Tasha Eurich  

While Joe Williams is primarily known in Tulsa as an oilman, his friends and family speak of him as a bird hunter and conservationist, and then an astute businessman and oilman. It is Williams' work on behalf of the country's largest preserved tract of native tallgrass prairie that is his lasting legacy. He is given credit for making it happen, thus the preserve was renamed the Joseph H. Williams Tallgrass Prairie Preserve in 2015.He is past chairman of both the Oklahoma Board of Trustees and the National Board of Governors for The Nature Conservancy.In 1959, Joe Williams never intended to get involved in the family-owned Williams Brothers pipeline construction business. He had other plans. Fate stepped in, however, and he spent thirty-five years with the multibillion-dollar company, the last fifteen as chairman and chief executive officer. When he retired in 1994, the Williams Cos. was a more focused, greatly expanded, and significantly more profitable enterprise than when he assumed the chairmanship in 1979.Joe is a former fellow and trustee of the Yale Corporation and member of the Yale Institute of Biosphere Studies. He has received honorary degrees from Yale University, the University of Tulsa, and Phillips University. He is a former chairman of the Federal Reserve Bank of Kansas City, the Tulsa Regional Chamber of Commerce, and the Oklahoma State Chamber of Commerce and Industry. In 1988, he was inducted into the Oklahoma Hall of Fame.

Editor's Note: This program is best consumed using a video platform rather than an audio platform as there are moments with video only and no sound due to editing. The Federal Reserve Bank of Atlanta's David Altig - who is an Executive Vice President and the Director of Research - discussed the housing price outlook and a variety of topics at an Economic Club of Miami event on April 19, 2023, at Miami Dade College's Wolfson Campus in Greater Downtown Miami. This presentation was recorded for the "Word On The Street" program for the "Miami Real Estate Investing Podcast With Peter Zalewski of Condo Vultures®." The program - "Word On The Street" - is an occasional feature that shares real estate and economic presentations recorded in South Florida. Please direct all questions to inquiry@condovultures.com or 305.865.5859 --- Send in a voice message: https://podcasters.spotify.com/pod/show/condovultures/message

Editor's Note: This program is best consumed using a video platform rather than an audio platform as there are moments with video only and no sound due to editing. The Federal Reserve Bank of Atlanta's David Altig - who is an Executive Vice President and the Director of Research - discussed the outlook for commercial real estate and a variety of topics at an Economic Club of Miami event on April 19, 2023, at Miami Dade College's Wolfson Campus in Greater Downtown Miami. This presentation was recorded for the "Word On The Street" program for the "Miami Real Estate Investing Podcast With Peter Zalewski of Condo Vultures®." The program - "Word On The Street" - is an occasional feature that shares real estate and economic presentations recorded in South Florida. Please direct all questions to inquiry@condovultures.com or 305.865.5859 --- Send in a voice message: https://podcasters.spotify.com/pod/show/condovultures/message

The following is a conversation between Mendi Blue Paca, President & CEO of Fairfield County's Community Foundation, and Denver Frederick, the Host of The Business of Giving.   A recent study by the Federal Reserve Bank of New York found that Fairfield County was the most economically unequal metropolitan area in the country. That is why Fairfield County's Community Foundation is focused on creating greater equity, especially greater racial equity across areas of housing, income and asset building, health, and education. And here to tell us more about this work is Mendi Blue Paca, the President and CEO of Fairfield County's Community Foundation.

April 13, 2023 Michael Alden Peck, Co-founder/Executive Director of 1worker1vote, and Co-editor of "Humanity@Work&life-Global Diffusion of the Mondragon Cooperative Ecosystem Experience,” and contributing author, Sara Horowitz. Michael and Sara will give an overview of the book, discuss the Build Mutualism and Humanity@Work&life campaigns, and explore next steps on the pathway to the greater common good. Michael Peck serves as executive director and cofounder of 1worker1vote. Emerging from the October 2009 collaboration MOU between the United Steelworkers and Mondragon International, 1worker1vote serves as fiscal sponsor for the 2022-2023 Build Mutualism Campaign. Peck is also co-founder and managing director of a second for-profit start-up, The Virtuous Cycle Collaboratory, a majority-minority worker cooperative and social enterprise (mission: to “flatten unequal socioeconomic curves into shared prosperity virtuous cycles”). Michael is a board member for the American Sustainable Business Network, and was the 2019 recipient of ASBC's Sustainable Leaders Award. At ASBN, Michael focuses on three campaigns: “Ownership4All”; “Own The Metrics” - Alternative ESG Human & Social Capital Assets with UNRISD + SEE and Rebuild Social Economy Ukraine through the SEE/ASBN Sustainability Collaboration Partnership announced in December 2020. Sara Horowitz, is one of the 36 contributors of Humanity@Work&life, and author of Mutualism: Building the Next Economy from the Ground Up. She co-founded the Freelancers Union and Freelancers Insurance Company; and was formerly chair of the board of the Federal Reserve Bank of New York. Horowitz is a recipient of the MacArthur Fellowship, and she has been featured on NPR, and in The New York Times, The Wall Street Journal, and the Atlantic, among other publications. Sara prides herself as being a lifelong mutualist. In her book "Mutualism: Building the Next Economy from the Ground Up," Sara takes a profound look at the crisis of work and the collapse of the safety net, and gives a vision for a better way forward, rooted in America's cooperative spirit. She brings us a solution to the current crisis of work that's rooted in the best of American traditions, which she calls mutualism. “Humanity@Work&life - Global Diffusion of the Mondragon Cooperative Ecosystem Experience”, published by Oak Tree Press, frames a collective labor of earned merit, vision and determination by 36 contributors in six countries, three continents, proving how solidarity, innovation, and conviction forge sustaining local and global social economy practice on behalf of the greater common good.

Editor's Note: This program is best consumed using a video platform rather than an audio platform as there are moments with video only and no sound due to editing. The Federal Reserve Bank of Atlanta's David Altig - who is an Executive Vice President and the Director of Research - discussed a variety of topics at an Economic Club of Miami event on April 19, 2023, at Miami Dade College's Wolfson Campus in Greater Downtown Miami. This presentation was recorded for the "Word On The Street" program for the "Miami Real Estate Investing Podcast With Peter Zalewski of Condo Vultures®." The program - "Word On The Street" - is an occasional feature that shares real estate and economic presentations recorded in South Florida. Please direct all questions to inquiry@condovultures.com or 305.865.5859 --- Send in a voice message: https://podcasters.spotify.com/pod/show/condovultures/message

Precious Williams is a 13-time national elevator pitch champion, a four-time best-selling author, and has been featured on “Shark Tank,” CNN, The Wall Street Journal, Black Enterprise Magazine, and more for her killer pitches. We discussed all of this and more—plus her new book Rainmaking 101 from Day One—this week on the On Brand podcast. About Precious Williams Every time you open your mouth, your prospects will be throwing money at you.  Learn the simple steps to wowing your customers with a perfect pitch with Precious L. Williams, the #KillerPitch Master. Precious L. Williams is a 13-time national elevator pitch champion. She has also been featured on “Shark Tank,” CNN, Wall Street Journal, Forbes Magazine, Black Enterprise Magazine, Essence Magazine, and the movie “LEAP.” Her current clients include Microsoft, LinkedIn, Google, NBCUniversal, Federal Reserve Bank, Intuit Quickbooks, Yelp, Harvard University, and more. Precious is a dynamic international professional speaker, effective corporate trainer, and four-time #1 bestselling author.   Episode Highlights How do you become a 13-time pitch champion? “I did it out of necessity—my back was up against the wall,” Precious said as we began. “No one would listen to a fat Black woman.” Killer pitches became Precious's survival mechanism—even during challenging times. “What you want to do is interrupt the pattern of boring,” Precious said on her approach to crafting killer pitches. This includes owning and sharing your unique story. “When you sound like everyone else, you get treated like everyone else,” Precious cautioned. You also have to train your network on how to refer others to you. This is a focus of Precious's new book Rainmaking 101 from Day One. What brand has made Precious smile recently? Precious told another amazing story here—sharing how SA Sweets sent her both an amazing product with excellent service. “And the owner is another Black woman with a dream. I want to give ‘em some fire!” To learn more, check out her website and connect with her on LinkedIn. As We Wrap … Listen and subscribe at Apple Podcasts, Spotify, Amazon/Audible, Google Play, Stitcher, TuneIn, iHeart, YouTube, and RSS. Rate and review the show—If you like what you're hearing, be sure to head over to Apple Podcasts and click the 5-star button to rate the show. And, if you have a few extra seconds, write a couple of sentences and submit a review to help others find the show. Did you hear something you liked on this episode or another? Do you have a question you'd like our guests to answer? Let me know on Twitter using the hashtag #OnBrandPodcast and you may just hear your thoughts here on the show. On Brand is a part of the Marketing Podcast Network. Until next week, I'll see you on the Internet! Learn more about your ad choices. Visit megaphone.fm/adchoices

A WSJ article highlights a recent study showing that car dealer markups significantly contributed to the 16% increase in the consumer-price index over the past few years. Study was written by Michael Havlin, who previously worked for the US Bureau of Labor and Statistics but wrote the paper on his own accordCompared the Producer Price Index (wholesale price) to the Consumer indexNew car inflation contributed a full point to the overall numberA recent study published by the Federal Reserve Bank of Kansas City argues that markups across industries accounted for more than half of inflation in 2021, with firms raising prices in anticipation of costs increasing later. (McKelvey!)“It is “absurd” to argue that dealers contributed substantially, or even at all, to inflation”, an NADA spokesperson said. “By that logic, every consumer who sold or traded in a used vehicle for more than its Kelley Blue Book value profiteered off that sale and thus bears responsibility for contributing to consumer inflation.”Heather Bernikoff and David Raboy were told by their local dealership that the Ford F-150 Lightning they ordered for their cattle ranch would have a $10,000 markup due to its high demand and limited supply. They ended up getting one from a dealer 2.5 hrs away that didn't have oneThey recently joined advocacy efforts to pass a bill in the California legislature that would prohibit dealerships from marking up EVsThe AN list of the top used car dealers in the country has been released and Lithia has claimed the top spot with over 311k used vehicles sold. #2 is AutoNation with over 299k, followed by Penske with 261kNoted that Carmax is no longer on the list since they sold their only franchised dealership and the list is exclusive to franchised dealers. Carmax sold 810k used vehicles and wholesaled 590kDel Grande Dealer Group jumped the most spots (27) from 86 to 59Garber Management Group had the highest used to new ratio at 2.8Tesla scored a significant legal victory in a California state court, as a jury ruled that the company's Autopilot feature did NOT fail in a crash while the software was engaged.The plaintiff was seeking over $3 million in damages, alleging defects in Autopilot and airbag design, but the jury awarded zero damages.The jury decided that Tesla did not fail to disclose facts about Autopilot's limitations as the company continues to emphasize that Autopilot and Full Self-Driving systems do not make cars autonomous and drivers must be prepared to take controlExperts say that although this decision doesn't have legal authority over other similar cases, it will significantly inform the outcomesOthers are drawing attention to the fact that the limitations of Tesla's autonomous features are still far from being fully autonomousGet the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/ Read our most recent email at: https://www.asotu.com/media/push-back-email ASOTU Instagram: https://www.instagram.com/automotivestateoftheunion

placemakingpodcast@gmail.com Facebook-f Twitter Linkedin Instagram Economic Trends and their Effects on Local Real Estate Development with Mervin Jebaraj – Ep. 71 About the Guest Mervin Jebaraj is the director of the Center for Business and Economic Research. He has contributed to economic thinking and public policy discussion that journalists, business people, and community leaders alike rely on to understand how national and regional issues impact Northwest Arkansas and Arkansas as a whole. Arkansas Business and the Northwest Arkansas Business Journal recognized Mervin in their 40 Under 40 lists and on the Arkansas 250 list. He makes presentations that share the center's expertise directly to over 5,000 individuals annually and tens of thousands more hear and see his economic analysis and commentary through TV, radio and print media. Jebaraj serves on the Community Development Advisory Council of the Federal Reserve Bank of St. Louis, the Board of Directors of the National Association for Business Economics, the Board of Directors of the Northwest Arkansas National Airport, and on the Board of Directors of the Walton Arts Center.  Mervin earned a B.A. in Economics and International Relations and a Master's in Public Administration and Public Policy from the University of Arkansas. To Learn More About Mervin Jebaraj and the CBER, Check out the Following Websites: LinkedIn - Mervin Jebaraj CBER UARK Website Recommended Reading Section P.S. We spend (a lot) of time, sweat, tears, and money creating each episode of The Placemaking Podcast. We do this without the support of sponsors as we want to keep the advertisements out of the picture and provide an add-free listening experience. YOUR support ensures we can keep delivering these discussions ad-free! If you feel compelled to donate to the show (and receive some cool bonuses...) you can check out my Patron Page. The Weekly Real Estate Development Workshop Receive the latest news Subscribe To Our Weekly Updates Find Us Here Facebook-f Twitter Linkedin-in Youtube The Placemaking Podcast All Rights Reserved © 2020

Rusty Cloutier joins Discover Lafayette to talk about the current state of the banking Industry. Many know Rusty as the founding President and CEO of MidSouth Bank which was organized in 1984 and has since been acquired by Hancock Whitney.  He has consistently been one of the leading and vocal advocates of community banking in the U. S. Rusty is a past chair of the National Advisory Committee of Fannie Mae, as well as past chair of the Independent Community Bankers of America. He served as a member of the Securities and Exchange Commission Advisory Committee on Smaller Public Companies and is a former Director of the New Orleans Branch of the Federal Reserve Bank of Atlanta.  Rusty is also the author of Big Bad Banks, How Greed and Ego among the big shots in banking and government created the crisis that wrecked our economy.

In this installment of The Truth Seekers Series ORRA interviews Ernie Martin Author, Marketing Communications Expert, Small Business Owner. Ernie Martin is a seasoned marketing and communications professional and the author of Nobody Cares About Your Business - The 8 universal marketing principles every entrepreneur must know to make customers LOVE their business. With an impressive career spanning over 30 years, Ernie has earned a reputation for excellence in his field. Ernie's extensive experience has seen him collaborate with numerous Fortune 500 companies, including Delta Air Lines, Georgia-Pacific, and Kimberly-Clark, as well as organizations such as Centers for Disease Control and Prevention and the Business Payments Coalition in collaboration with the Federal Reserve Bank of Minneapolis. Ernie is also the founder and CEO of Receivable Savvy, a research and content development consultancy helping finance professionals master order-to-cash founded in 2015, A graduate of Xavier University of Louisiana, Ernie holds a Bachelor of Science in Marketing, has acted as a substitute adjunct professor, and regularly mentors entrepreneurs and small business owners as they launch and grow their companies. Send Audience To:https://www.amazon.com/dp/B0C1HZYB71/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1681049737&sr=8-1This is the page on Amazon where my book is being sold: Nobody Cares About Your Business - The 8 universal marketing principles every entrepreneur must know to make customers LOVE their business. This book is an excellent, cut-through-the-BS guide for any entrepreneur (and small business owner) to truly understand why and how they should market their business. Welcome to the Network of Awareness Podcast Radio Show! Follow us at : https://networkofawareness.com/ We're grateful for your support and are working diligently to provide our listeners with valuable information, that can assist in developing a greater sense of Social & Self Awareness in our ever-changing Societies & Cultures. If you would like to donate and support our show please choose one of the links below: https://cash.app/$NetworkofAwareness https://www.paypal.com/paypalme/networkofawareness?country.x=US&locale.x=en_US NOA Social Media Links: https://www.spreaker.com/show/network-of-awareness https://twitter.com/orra_noa https://www.youtube.com/@ORRA_THE_INFORMATIONALIST https://www.instagram.com/networkofawareness.com1/ https://www.tiktok.com/@orra_informationalist https://www.facebook.com/networkofawareness.com1/ https://www.facebook.com/profile.php?id=100090538384661 All praises to our creator the Most High which inspires the very best in us! "When you live in the present, there's always an opportunity for a new beginning." - ORRA

In this installment of The Truth Seekers Series ORRA interviews Ernie Martin Author, Marketing Communications Expert, Small Business Owner. Ernie Martin is a seasoned marketing and communications professional and the author of Nobody Cares About Your Business - The 8 universal marketing principles every entrepreneur must know to make customers LOVE their business. With an impressive career spanning over 30 years, Ernie has earned a reputation for excellence in his field. Ernie's extensive experience has seen him collaborate with numerous Fortune 500 companies, including Delta Air Lines, Georgia-Pacific, and Kimberly-Clark, as well as organizations such as Centers for Disease Control and Prevention and the Business Payments Coalition in collaboration with the Federal Reserve Bank of Minneapolis. Ernie is also the founder and CEO of Receivable Savvy, a research and content development consultancy helping finance professionals master order-to-cash founded in 2015, A graduate of Xavier University of Louisiana, Ernie holds a Bachelor of Science in Marketing, has acted as a substitute adjunct professor, and regularly mentors entrepreneurs and small business owners as they launch and grow their companies. Send Audience To:https://www.amazon.com/dp/B0C1HZYB71/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1681049737&sr=8-1This is the page on Amazon where my book is being sold: Nobody Cares About Your Business - The 8 universal marketing principles every entrepreneur must know to make customers LOVE their business. This book is an excellent, cut-through-the-BS guide for any entrepreneur (and small business owner) to truly understand why and how they should market their business. Welcome to the Network of Awareness Podcast Radio Show! Follow us at : https://networkofawareness.com/ We're grateful for your support and are working diligently to provide our listeners with valuable information, that can assist in developing a greater sense of Social & Self Awareness in our ever-changing Societies & Cultures. If you would like to donate and support our show please choose one of the links below: https://cash.app/$NetworkofAwareness https://www.paypal.com/paypalme/networkofawareness?country.x=US&locale.x=en_US NOA Social Media Links: https://www.spreaker.com/show/network-of-awareness https://twitter.com/orra_noa https://www.youtube.com/@ORRA_THE_INFORMATIONALIST https://www.instagram.com/networkofawareness.com1/ https://www.tiktok.com/@orra_informationalist https://www.facebook.com/networkofawareness.com1/ https://www.facebook.com/profile.php?id=100090538384661 All praises to our creator the Most High which inspires the very best in us! "When you live in the present, there's always an opportunity for a new beginning." - ORRA

The intensity of a possible economic slowdown will depend on how much banks tighten credit conditions, said Austan Goolsbee, president of the Federal Reserve Bank of Chicago, in an interview with Marketplace today. We’ll ask about data he’s watching closely and the central bank’s messaging challenges ahead of its rate decision. Later, Reddit rethinks data access and California utility companies rethink how they charge for power.

On today's show we are going back to 1910. These were the origins of the formation of the Federal Reserve during a secretive meeting on Jekyll Island off the coast of Georgia.  Leading up to the fateful meetings that took place over nine days, there had been a series of runs on banks and financial panics in 1873, 1884, 1893 and 1907. These banking panics over the preceding decades had caused the outright failure of 1748 banks. The Federal Reserve Act of 1913 was a direct outcome of this clandestine meeting on Jekyll Island. The Federal Reserve was created to protect the banking system. It is owned by the member banks, not the US government. The Federal Reserve Banks that make up the Fed are not banks either in the traditional sense. I have been thinking, long and hard about whether the Federal Reserve has been mistaken in their interest-rate policy. After all, it is a bold statement for some Podcaster located in Canada to declare in unequivocal terms that the Federal Reserve with its hundreds of PhD‘s is utterly and completely incompetent.  All it takes is a few minutes of the most basic Internet research to realize that the banking system in the United States is backed into a corner from which it is virtually impossible to see away out. That is, unless the Federal Reserve makes a choice between raising interest rates to fight inflation or lowering interest rates to save the banking system. I I am completely convinced that this is the choice facing the Federal Reserve.  ------------ Host: Victor Menasce email: podcast@victorjm.com

Episode SummaryUrsula Spencer is a super dope nerd. She is a Black woman in STEM who has overcome all the -isms to lead her own company that serves kids all over the world.  Early on in her career, she took ownership and wrote her own path. She is an entrepreneur and tech guru that is investing in our future through Dope Nerds and AR/VR. This episode takes the listener through some of her past experiences and give insight into why she feels so strongly about giving back to the community and bringing young, gifted, and Black students into the world of tech. Ursula Spencer BioThe founder of Dope Nerds is a self-taught technologist and accomplished tech entrepreneur. At the young age of 11, she taught herself how to hack and launched her first tech company at 21 years of age. With over 30 years of experience as a Sr. Consultant, Subject Matter Expert, and Technical Advisor, she has worked for organizations such as the Federal Reserve Bank, Chase, and Bankers Trust, ultimately leading technology teams for the Federal Reserve System's twelve banks. Her interest in virtual reality began in 2009 when she became an early adopter of online virtual worlds to understand its potential impact on industries beyond entertainment and gaming. In 2019, she founded Dope Nerds as a brand, focusing on leveraging her technical expertise to provide innovative and impactful learning experiences for youth and under-represented communities. Website: https://dopenerds.techLinkedin: https://www.linkedin.com/in/ursulaspencer/ Buzzsprout - Let's get your podcast launched! Start for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showYou can find out more information about Dr. Toshia here:https://www.drtoshia.comSTEMming in Stilettos Youtube Channel: https://youtu.be/xAc25J7UH9A

Surekha Carpenter discusses why adequate access to credit is important for individuals and the economy overall, what contributes to gaps in access, and how community development financial institutions have addressed those gaps. Carpenter is a research analyst on the Regional and Community Analysis team at the Federal Reserve Bank of Richmond. Full transcript and related links: https://www.richmondfed.org/podcasts/speaking_of_the_economy/speaking_2023_04_19_unequal_credit

The intensity of a possible economic slowdown will depend on how much banks tighten credit conditions, said Austan Goolsbee, president of the Federal Reserve Bank of Chicago, in an interview with Marketplace today. We’ll ask about data he’s watching closely and the central bank’s messaging challenges ahead of its rate decision. Later, Reddit rethinks data access and California utility companies rethink how they charge for power.

Scott Rechler, CEO of RXR Realty and Board Member of the Federal Reserve Bank of New York, discusses how 20% of extant office buildings may now be obsolete in the post-COVID era and how investors can transition to a new “regime” of real estate investing. https://www.afire.org/podcast/202306cast/ Real estate is going through a significant transition beyond the usual ups and downs of the economic cycle. The risks are changing. The opportunities are changing. And office buildings in particular—historically favored by institutional investors looking for safe, long-term investments—are changing, too. When it comes to office: How can investors transition their investment asset management strategy to cross the chasm from where we were just a few years ago to where we will be over the next decade? Scott Rechler, CEO of RXR Realty and Board Member of the Federal Reserve Bank of New York, sat down in April 2023 with AFIRE CEO and podcast host Gunnar Branson to talk about how he is working through his own portfolio to find ways to meet the future on its own terms. Depending on the asset, Rechler says, everything from conversion to disposition must be considered, and whether an office remains an office, or becomes something else altogether, crossing the chasm to the future will not be easy. But success will start with transparency and meaningful leadership.

Federal Reserve Bank of Boston senior economist and policy advisor Paul S. Willen, co-author of the 2023 working paper “House Prices and Rents in the 21st Century,” discusses key ways that the housing booms of the 2000s and 2020s differ. 

With today's guest, Enneagram expert Sarah Wallace, we are diving into all things Enneagram and entrepreneurship. There are so many ways you can use the self-awareness that comes with knowing and understanding your own Enneagram type to improve the way you run your businesses - from learning how to best manage stress, to finding a sales process that works for your personality, and helping team communication and productivity. The Enneagram is more than a trendy personality test, and in this episode we are exploring how this tool can be applied to make a real difference for you as a leader and business owner.   Sarah Wallace is a Certified Enneagram Coach, host of the Enneagram MBA podcast, speaker, and workshop facilitator. With over 15 years in relationship building roles working with government agencies and companies like the US EPA, Federal Reserve Bank, John Deere, and adidas Outdoor, now small business owners, corporations, and event organizers work with Sarah to help them use the Enneagram to develop confident, empathetic, and emotionally intelligent leaders with powerful, productive, and happy teams   In this episode, we cover… Designing your business with your Enneagram type in mind The parts of the Enneagram you should pay attention to (besides just your type) Improving communication and leadership by understanding your's and your team members' Enneagram types How your type may influence your decision making Leaning on your strengths to approach sales Using the Enneagram as a tool for hiring and managing your team   Quotes "There's so much great advice, it's just not every piece of advice is great for you. And so it really helps you get clear on what you need to focus on."   "Understanding your strengths, and also what you enjoy, and then applying it to 'Okay, how do I come across on a sales call?'"   "Growth is going to look different, and the Enneagram kind of show us what growth looks like for different personalities."   Links & Resources Mentioned in this Episode Laptop Lifestyle Co Links: Website Instagram Tik Tok YouTube Channel   Sarah's Links: Sarah's Website Sarah's Instagram Sarah's YouTube Channel Sarah's Overview For The 9 Types   Other Links Mentioned: Enneagram Test

In episode 183 of America Adapts, it's a re-release of episode 68.  Doug travels down under to Melbourne, in the state of Victoria. Doug was invited to give the keynote address at the Victoria Adaptation Summit, then he participated in the National Adaptation Conference, where he interviewed experts from throughout southern Australia. Learn innovative adaptation techniques from the private sector, local councils and the state government. Topics in this episode: local council approach to climate adaptation; innovative tools for communicating climate adaptation; understanding climate risks and profiting off it; the psychology of adapting to climate change; Victoria state government and the emerging role of states in adaptation planning; the use of big data in climate planning; private sector adaptation; can kangaroos adapt to climate change, and much more! Plus a bonus conversation with Dr. Amy Brady about her new book, Ice: From Mixed Drinks to Skating Rinks--a Cool History of a Hot Commodity. Guests in this episode: ·         Kath Rowley,  Executive Director of the Climate Change Division in Victoria's Department of Environment, Land, Water and Planning·         Nina Keath, Senior Strategic Planner, City of Onkaparinga ·         James Despaquali, Sustainability Planning and Strategy Officer at City of Whittlesea ·         Rohan Handem, XDI, Director,  Projects·         Dr. Johanna Nalau, Postdoctoral Research Fellow with Griffith Climate Change Response Program (GCCRP) ·         John Doole, Manager Environmental Services at Kingborough Council ·         Dr. Jean Palitikoff, Director of the National Climate Change Adaptation Research Facility ·         Judy Turnbull and Fabian Sack, Sustainably ·         Dr Hallie Eakin, Senior Sustainability Scientist, Arizona State·         Browyn Bresham, Senior Clinical Psychologist, Compassionate Nature·         Julian Stanley, Senior Climate Change Planner at Barwon Water Subscribe on Apple Podcasts Subscribe on Android If you are interested in having Doug speak at corporate and conference events, sharing his unique, expert perspective on adaptation in an entertaining and informative way, more information can be found here! Now on Spotify! Subscribe to the America Adapts newsletter here. Donate to America Adapts Listen to America Adapts on your favorite app here! Facebook, Linkedin and Twitter: https://www.facebook.com/americaadapts/ @usaadapts https://www.linkedin.com/in/doug-parsons-america-adapts/ Links in this episode: https://climateleadership2018.com.au/speaker/kath-rowley/ http://climateadaptation2018.com.au/what-39-s-on https://www.climatechange.vic.gov.au/adapting-to-climate-change-impacts https://www.climatechange.vic.gov.au/media-releases/climate-leadership-declaration http://www.climatemonitor.tv/ https://youtu.be/1urw_JVUUq8 https://www.psychologyforasafeclimate.org/publications http://xdi.systems/http://vicadaptation18.w.yrd.currinda.com/# Book by Dr. Amy Brady:  Ice:  From Mixed Drinks to Skating Rinks – A Cool History of a Hot Commodity https://www.penguinrandomhouse.com/books/700456/ice-by-amy-brady/ https://amybradywrites.com/ Donate to America Adapts Follow on Apple Podcasts Follow on Android Doug Parsons and Speaking Opportunities: If you are interested in having Doug speak at corporate and conference events, sharing his unique, expert perspective on adaptation in an entertaining and informative way, more information can be found here! Now on Spotify! List of Previous Guests on America Adapts Follow/listen to podcast on Apple Podcasts. Donate to America Adapts, we are now a tax deductible charitable organization! Federal Reserve Bank of San Francisco Strategies to Address Climate Change Risk in Low- and Moderate-income Communities - Volume 14, Issue 1 https://www.frbsf.org/community-development/publications/community-development-investment-review/2019/october/strategies-to-address-climate-change-low-moderate-income-communities/   Podcasts in the Classroom – Discussion guides now available for the latest episode of America Adapts. These guides can be used by educators at all levels. Check them out here! The 10 Best Sustainability Podcasts for Environmental Business Leadershttps://us.anteagroup.com/news-events/blog/10-best-sustainability-podcasts-environmental-business-leaders The best climate change podcasts on The Climate Advisorhttp://theclimateadvisor.com/the-best-climate-change-podcasts/ 7 podcasts to learn more about climate change and how to fight ithttps://kinder.world/articles/you/7-podcasts-to-learn-more-about-climate-change-and-how-to-fight-it-19813 Directions on how to listen to America Adapts on Amazon Alexahttps://youtu.be/949R8CRpUYU America Adapts also has its own app for your listening pleasure!  Just visit the App store on Apple or Google Play on Android and search “America Adapts.” Join the climate change adaptation movement by supporting America Adapts!  Please consider supporting this podcast by donating through America Adapts fiscal sponsor, the Social Good Fund. All donations are now tax deductible! For more information on this podcast, visit the website at http://www.americaadapts.org and don't forget to subscribe to this podcast on Apple Podcasts.   Podcast Music produce by Richard Haitz Productions Write a review on Apple Podcasts ! America Adapts on Facebook!   Join the America Adapts Facebook Community Group. Check us out, we're also on YouTube! Executive Producer Dr. Jesse Keenan Subscribe to America Adapts on Apple Podcasts Doug can be contacted at americaadapts @ g mail . com

Just as the interest rate swap market had indicated, big collateral scarcity as 4w Tbill rates yesterday plummeted. Also, Japanese bills for more confirmation. Add those to the US CPI results for March and together they more than equal the end of 'inflation'.Eurodollar University's Money & Macro AnalysisAustan D. Goolsbee, president and chief executive officer, Federal Reserve Bank of Chicago, on April 11, 2023, at the Economic Club of Chicago Forum Luncheon, in Chicago, IL.https://www.chicagofed.org/publications/speeches/2023/april-11-economic-club-chicagoIMF April 2023  WEOhttps://www.imf.org/en/Publications/WEO/Issues/2023/04/11/world-economic-outlook-april-2023Twitter: https://twitter.com/JeffSnider_AIPhttps://www.eurodollar.universityhttps://www.marketsinsiderpro.comhttps://www.PortfolioShield.netRealClearMarkets Essays: https://bit.ly/38tL5a7THE EPISODESYouTube: https://bit.ly/310yisLVurbl: https://bit.ly/3rq4dPnApple: https://apple.co/3czMcWNDeezer: https://bit.ly/3ndoVPEiHeart: https://ihr.fm/31jq7cITuneIn: http://tun.in/pjT2ZCastro: https://bit.ly/30DMYzaGoogle: https://bit.ly/3e2Z48MReason: https://bit.ly/3lt5NiHSpotify: https://spoti.fi/3arP8mYPandora: https://pdora.co/2GQL3QgCastbox: https://bit.ly/3fJR5xQPodbean: https://bit.ly/2QpaDghStitcher: https://bit.ly/2C1M1GBPlayerFM: https://bit.ly/3piLtjVPodchaser: https://bit.ly/3oFCrwNPocketCast: https://pca.st/encarkdtSoundCloud: https://bit.ly/3l0yFfKListenNotes: https://bit.ly/38xY7pbAmazonMusic: https://amzn.to/2UpEk2PPodcastAddict: https://bit.ly/2V39XjrPodcastRepublic:https://bit.ly/3LH8JlVDISCLOSURESJeffrey Snider (The Promoter) is acting as a promoter for an investment advisory firm, Atlas Financial Advisors, Inc. (AFA). Jeffrey Snider is affiliated with AFA as a promoter only and is not in any way giving investment advice or recommendations on behalf of AFA. The Promoter is being compensated by a fee arrangement: The Promoter will receive compensation on a quarterly basis, based on the increase in account openings that can be reasonably attributed to the Promoter's activity. The Promoter will not be receiving a portion of any advisory fees. The Promoter has an incentive to recommend the Adviser because the Promoter is being compensated. The opinions expressed on this site and in these videos are those solely of Jeffrey Snider and Eurodollar University and do not represent those of AFA.

In episode 91, Coffey talks with Bill Langley about employers' support of employee financial wellness.They discuss what "employee financial wellness" means to employees and employers; the definition of financial capability; how financial matters affect employees' mental health and the workplace; how leaders can identify signs of financial stress; the evolution of financial health post-pandemic; how leaders can guarantee employees receive the financial education and resources they need; the pros and cons of same-day pay; and the key topics of a financial wellness training program.Good Morning, HR is brought to you by Imperative—premium background checks with fast and friendly service. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com. If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com. About our Guest:Bill Langley is Founder and Principal of QAR Financial, a national consulting firm which provides business turnaround support and employee financial wellness training for employers. Through corporate and non-profit collaborations, Bill facilitates emergency voluntary benefit loans with a social mission for employees. A career certified credit professional and accredited financial wellness educator, Bill's expertise focuses on financial capability and sustainability.Bill is a frequent CEU/PDH approved speaker for employers, government agencies and professional associations. He has also provided legislative testimony regarding the debt management and payday lending industry while receiving recognition from agencies within the Texas Workforce Commission, US Small Business Administration and NAACP. Previous notable conference speaking engagements, include Texas Total Rewards Conference, Federal Reserve Bank of Dallas, National Black Coalition of Federal Aviation Employees, International Concrete Saw and Drillers Association. Bill serves as a past chapter president for the Society of Human Resource Management (SHRM), He has also actively served in various board capacities at the chapter level for the Employee Assistance Professionals Association (EAPA), a member of WorldatWork, National Wellness Institute as well as other professional service organizations. Bill has served on the Advisory Committee for the Employer-Based Financial Wellness national research project led by the Brown School Center for Social Development at Washington University in St Louis and lead advisor for the United Way Metro Dallas Financial Wellness at Work initiative. He is a graduate of the University of Texas at Austin.Bill Langley can be reached at https://www.linkedin.com/in/blangley/https://www.QARFinancial.comAbout Mike Coffey:Mike Coffey is an entrepreneur, human resources professional, licensed private investigator, and HR consultant.In 1999, he founded Imperative, a background investigations firm helping risk-averse companies make well-informed decisions about the people they involve in their business.Today, Imperative serves hundreds of businesses across the US and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies.Mike has been recognized as an Entrepreneur of Excellence and has twice been named HR Professional of the Year. Additionally, Imperative has been named the Texas Association of Business' small business of the year and is accredited by the Professional Background Screening Association. Mike is a member of the Fort Worth chapter of the Entrepreneurs' Organization and volunteers with the SHRM Texas State Council.Mike maintains his certification as a Senior Professional in Human Resources (SPHR) through the HR Certification Institute. He is also a SHRM Senior Certified Professional (SHRM-SCP).Mike lives in Fort Worth with his very patient wife. He practices yoga and maintains a keto diet, about both of which he will gladly tell you way more than you want to know.Learning Objectives:1. Define financial wellness, and its effects on mental health and productivity.2. Identify signs of financial stress and how leaders can provide personal finance education and resources.3. Implement the key elements of a successful financial wellness training program.

Banks need some inflows - giving away prizes for deposits. Earnings season is about to begin - looking for a significant downside for growth. Yields ticking lower as recession fears bump inflation worries. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm Up - Easter and holiday season coming to an end... - A NEW Closest to The Pin Announcement - Bond yields way down - what does that mean? - Free Toasters Making a comeback - Gold, metals, alts, COINS! Market Update - Falling Yields - may be a bit much - Employment report - mixed bag - Earnings season starts this week - Big Banks - Apple news - PC Demand DONATIONS - April Donations - Bring May Flowers Earnings Season Prep - Going to be some bad guidance... If actions by companies any guide - Example - Google letter about 2008 and getting in advance so they can say - we are ahead of this... - Banks - what good can they say? Or maybe at worst levels? -  S&P 500 Estimates - looking for -7% YoY growth for earnings How Bad? Tech bad... - Apple Mac shipments fell 40.5% in the first quarter of 2023, compared with the same time the prior year, market intelligence provider IDC said. --- Apple's worldwide PC market share dropped between the first quarter of 2022 and the first quarter of 2023, from 8.6% to 7.2%, according to IDC data. - All five of the largest computer makers — Apple, ASUS, Dell, HP and Lenovo — saw double-digit drops in first-quarter shipments, reflecting weaker demand and persistent inventory woes. But Apple's decline was the biggest of the bunch. - Taiwan Semi - slowing production as demand is not there Employment Report - March nonfarm payrolls 236K vs consensus 239K; prior revised to 326K from 311K - March unemployment rate 3.5% vs consensus 3.6%; prior 3.6% - March avg. hourly earnings 0.3% vs.consensus 0.3%; prior 0.2% - March avg. workweek 34.4 hours vs consensus 34.5; prior 34.5 - 25% of the employment gains were in services (restaurants, bars and hotels) Home Price Outlook - Moody's expects 98% of major markets to post a home price decline over the coming year. - According to Zillow, tight supply will make it hard for home prices to fall much heading forward. - Through the first two months of 2023, the biggest home price drops were found in markets like Austin (down 2.5% since December), Boise (down another 2.4%), Las Vegas (down another 2.4%), Phoenix (down another 2.2%), and San Jose (down another 2.1%). - Western US home values seem the most detached from fundamentals according to reports. Bond Yields - Dropped due to banking crisis - Even with FED pressing on - still lower (3.4% on 10-year)| - Heavy Inversion - Recession now the play versus inflation worries Sky Is Falling - Starlink seems to have a problem - Satellites are falling out of orbit and coming back dosn to earth (something Elon will never do) - Astrophysicist Jonathan McDowell tracks SpaceX's satellite activity, and said that at present "at least 14" of the company's devices were "on their way down". - Reports show that the satellite in question likely burned up as it attempted to reenter the Earth's atmosphere, meaning traces of it will be incredibly hard to find. AS the Sky is Falling ... - Investors snapping up alternatives - Gold >$2,000 - Silver in rally mode - Bitcoin > $30,000 (but 1 bitcoin is still 1 bitcoin - Ether > $1,900 Meanwhile - Fed is full CYA mode - Federal Reserve Bank of New York President John Williams said on Monday that financial system troubles that drove the central bank to provide large amounts of credit to banks is not collateral damage from the Fed's aggressive effort to lower inflation.

Jason Kosakow and Sonya Waddell discuss the expectations of regional and national business leaders about the economy, based on responses to the CFO Survey and the Federal Reserve Bank of Richmond's regional business surveys during the first quarter of 2023. Kosakow is the Richmond Fed's survey director and Waddell is a vice president and economist who oversees the regional and community development research team. Full transcript and related links: https://www.richmondfed.org/podcasts/speaking_of_the_economy/speaking_2023_04_12_business_expectations

In episode 182 of America Adapts, Doug Parsons host Mark Nevitt, a former Navy Jag and now Law professor at Emory University.  Mark shares his insights on the intersection of law and climate change. They discuss how US laws were created during a much more stable climate and how the legal system has not kept up with the current climate moment. The takings clause in the US Constitution is now relevant for climate change and Mark and Doug dig into this issue. Mark also considers his military experience good preparation to get into climate adaptation. We also discuss whether judges should recuse themselves if they are climate skeptics and should we amend the US Constitution to address important adaptation issues. Also, what would happen if the President declared a national emergency around climate change. Join us for this fascinating discussion on the challenges and opportunities at the intersection of law and climate change. Topics covered: ·         Mark's military background in the Navy and military justice informs his perspective on climate change adaptation. ·         US laws were created during a time of more stable climate, which poses legal uncertainties for climate adaptation measures. ·         The takings clause in the US Constitution is relevant to climate change adaptation.  ·         Cities that commit funding for infrastructure are now liable to maintain it, even in the face of long-term climate impacts.  ·         Climate skeptics may pose a challenge to legal decisions in climate adaptation cases, raising questions about judge recusal. ·         Is there a need to amend the US Constitution to address important adaptation issues? ·         Without a change in legal doctrine, climate adaptation will default to unmanaged retreat, exacerbating existing inequalities. ·         A declaration of a national emergency around climate change by the President could help to spur action on climate adaptation.  ·         The 5th Amendment presents challenges for implementing many climate adaptation measures due to its provisions on property rights and compensation. Subscribe to the America Adapts newsletter here. Donate to America Adapts Listen to America Adapts on your favorite app here! Facebook, Linkedin and Twitter: https://www.facebook.com/americaadapts/ @usaadapts https://www.linkedin.com/in/doug-parsons-america-adapts/https://www.linkedin.com/in/marknevitt/@marknevitt https://twitter.com/emorylaw?lang=en Links in this episode: Mark Nevitt Emory Profile: https://law.emory.edu/faculty/faculty-profiles/nevitt-profile.html Link to the paper The Legal Crisis Within the Climate Crisis, forthcoming in the Stanford Law Review:  https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4372312 Emory Climate Research Initiative:  https://news.emory.edu/stories/2022/12/er_climate_initiative_02-12-2022/story.html Emory's Environmental Law Clinic:  https://law.emory.edu/academics/clinics/faculty-led-clinics/turner-environmental-law-clinic.html Lawfare and Just Security climate pages - https://www.lawfareblog.com/contributors/mnevitt and https://www.justsecurity.org/author/nevittmark/ How do We Manage Managed Retreat?  https://kleinmanenergy.upenn.edu/research/publications/climate-adaptation-strategies-how-do-we-manage-managed-retreat/ Mark Nevitt Scholarship website on SSRN:  https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=1916527 Previous America Adapts Episodes Referenced in this Episode Episode 156: Affordable Housing and Climate Change with Laurie Schoeman of Enterprise Community Partners with Laurie Schoeman Episode 116:  The Biggest Short: Climate Change meets the 30-Year Home Mortgage with Dr. Jesse Keenan Donate to America Adapts Follow on Apple Podcasts Follow on Android Doug Parsons and Speaking Opportunities: If you are interested in having Doug speak at corporate and conference events, sharing his unique, expert perspective on adaptation in an entertaining and informative way, more information can be found here! Now on Spotify! List of Previous Guests on America Adapts Follow/listen to podcast on Apple Podcasts. Donate to America Adapts, we are now a tax deductible charitable organization! Federal Reserve Bank of San Francisco Strategies to Address Climate Change Risk in Low- and Moderate-income Communities - Volume 14, Issue 1 https://www.frbsf.org/community-development/publications/community-development-investment-review/2019/october/strategies-to-address-climate-change-low-moderate-income-communities/   Podcasts in the Classroom – Discussion guides now available for the latest episode of America Adapts. These guides can be used by educators at all levels. Check them out here! The 10 Best Sustainability Podcasts for Environmental Business Leadershttps://us.anteagroup.com/news-events/blog/10-best-sustainability-podcasts-environmental-business-leaders The best climate change podcasts on The Climate Advisorhttp://theclimateadvisor.com/the-best-climate-change-podcasts/ 7 podcasts to learn more about climate change and how to fight ithttps://kinder.world/articles/you/7-podcasts-to-learn-more-about-climate-change-and-how-to-fight-it-19813 Directions on how to listen to America Adapts on Amazon Alexahttps://youtu.be/949R8CRpUYU America Adapts also has its own app for your listening pleasure!  Just visit the App store on Apple or Google Play on Android and search “America Adapts.” Join the climate change adaptation movement by supporting America Adapts!  Please consider supporting this podcast by donating through America Adapts fiscal sponsor, the Social Good Fund. All donations are now tax deductible! For more information on this podcast, visit the website at http://www.americaadapts.org and don't forget to subscribe to this podcast on Apple Podcasts.   Podcast Music produce by Richard Haitz Productions Write a review on Apple Podcasts ! America Adapts on Facebook!   Join the America Adapts Facebook Community Group. Check us out, we're also on YouTube! Executive Producer Dr. Jesse Keenan Subscribe to America Adapts on Apple Podcasts Doug can be contacted at americaadapts @ g mail . com

Episode 363: Learning to Love the Voices In Your Head with Debbie Unterman  Episode NotesToday is my 62nd birthday. This birthday isn't monumental. We seem to emphasize birthdays ending with 5s and 0s; 65, 20, 35, and so on. A few months before a birthday, I naturally go inward, reflecting on the prior year in preparation for the upcoming year. I can say I am envigorated with this next phase of lifework.Matthew and I are in a great spot. We feel fantastic providing a retirement home for Letty, our new seven-year-old miniature Schnauzer. She keeps us moving with her fast-paced walking, and we give her lots of love. Olivia is finishing her junior year in college and carving out her life as an interdependent person. We know how to allow each other wings to fly.I have always viewed relationships and mentoring from a soul level. I am desperately learning to understand the voices in my head from the 6,000 thoughts we average daily and decipher relationships to fulfill a deeper reason for our connection. How can I best help another grow and evolve in their life's work?Today's guest mentor, Alchemical Hypnotherapist Debbie Unterman, wrote me the following lightly edited note after last week's podcast conversation. “Nancy, you are an Alchemist in the way you use words! I'm serious. I just finished listening to Caroline Myss's video on the Alchemist archetype for the second time. These are some of the notes I took: Alchemy is about Language. What word do I choose?  Will I empower with my words?  How am I interpreting what I see and feel?  Carolyn says words trigger biochemical reactions in the body, so choosing your words and thinking wisely is important. I'll re-purpose many of your words.”  “Modern-day Master Alchemists,” Debbie writes, “have the ability to transform the disparate elements of human consciousness, such as confusion, envy, loneliness, and despair, into the gold of self-realization.” (p. 245)Our conversation naturally fortifies Debbie's lifework, which is beautifully showcased in her book Talking To My Selves: Learning to Love the Voices in Your Head. Even though it was written in 2009, Debbie stands by its relevance today. Her book invites you to explore your unique identity, heal emotional distress, and find spiritual guidance within.We discuss her adult beginnings as a hippy in 1979 living amongst the tallest and oldest living things on earth, Redwood trees in northern California. Redwoods reach up to 380 feet in height and 18 feet in diameter; some are over 2,000 years old. Debbie says, “I wanted to get into building community and develop the best means of commerce, bartering.” Bartering movements have evolved since the 1970s. An example is the emergence of the first cryptocurrency BitCoin in 2009. The Federal Trade Commission calls Bitcoin electronic currency which has collapsed five times and is in need of regulation.We are fallible human beings and need regulations (boundaries) to protect ourselves from unethical and unconscious humans, including ourselves. That is why a sophisticated banking system, the Federal Reserve Bank, was developed to regulate the use of money among humans. Unethical entrepreneurs expose vulnerabilities in established systems. When vulnerabilities are uncovered, we have two options. Choose to grow and evolve the system with this new information, or dismiss what we learn and revert to letting our shadows take over the system. Debbie talks about a chapter in her book called the dark side of the Moon.Debbie spent nine years in northern California before moving to Atlanta, Georgia, where she has lived since 1988. While amongst the Redwoods and living on a piece of land deserted by loggers, Debbie met Dan Healy, an audio engineer for the Grateful Dead, who started an FM radio station in the mountains. Dan abandoned the station after it lost its luster. Debbie began her Alchemical Hypnotherapy work and raised $6,500. With the money she raised and the help of others,

“The data shows that most of the individuals during the COVID-19 episode—among those who quit—they quit to take another job,” says Serdar Birinci, an economist at the Federal Reserve Bank of St. Louis. Birinci discusses his research on job transitions in this podcast episode.

The digital economy has been driving job growth across the country for much of the last decade-plus. But nearly all of those jobs, no matter the industry, were created in major metropolitan areas. Michael and Jeff look at how one town and one university in Ohio can serve as a national blueprint for growing the rural economy. This episode made possible with support from Ascendium Education Group.Listen to more episode on our website at www.futureupodcast.com.Relevant LinksEconomic Impact of Hospitals and Higher Education Institutions Revealed in New Tool from the Federal Reserve Bank of Philadelphia

There’s been much talk of monetary policy in the wake of recent bank failures, especially as the Federal Reserve continues its fight against inflation. We have one such important conversation with Susan M. Collins, President of the Federal Reserve Bank of Boston, about body’s role in everything from setting interest rates to safeguarding the financial system. And, a look at the implications of OPEC+’s recent announcement that member countries will significantly cut oil production.