Podcasts about Vanguard

Niels and Alan explore how a fragile macro regime reshapes systematic investing, from a politicised Fed succession to widening cracks in a debt-laden, equity-dependent economy. A shifting bond landscape, rising capital demands from AI and renewed tariff risks challenge the old 60/40 orthodoxy. Listener questions on US policy shocks and the Yen carry trade open a deeper look at when trend helps and when it hurts. The episode culminates in a world exclusive of SocGen's 2026 index changes and the first public reveal of Alan's new paper: The Regime-Adaptive Portfolio, for genuinely resilient, opportunity-aware global wealth compounding intelligently, prudently over the decade ahead.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Alan on Twitter.Episode TimeStamps:00:00 - Voiceover and introduction to the Systematic Investor Series00:23 - Niels and Alan open, what is on their radar this week01:27 - Fed succession as a political risk factor and betting markets03:33 - Crypto moves, Vanguard's platform shift and MicroStrategy index pressure05:53 - Listener questions: can constant US policy shocks break trend?06:33 - Trouble for trend or just another regime to endure and adapt to08:55 - Short-term CTAs, Liberation Day and when speed becomes a handicap11:11 - How CTAs are positioned for a yen carry unwind and JGB nuances12:16 - November trend update, five straight positive months and short-term pain13:35 - World exclusive: new SocGen CTA and...

Contrast between today's macro backdrop and the 2021 Bitcoin peak, with tighter liquidity, higher rates, and far stronger structural support for BitcoinCory's base case: no classic 80% “crypto winter” drawdowns anymore and a strong chance of new all-time highs in 2026John's “yearly lows” chart framing: rising annual Bitcoin floors as proof of real accumulation and diminishing panic sellingLarry Fink, Harvard, sovereign wealth funds, and major banks (BofA, Vanguard, Schwab, Citi) as long-term Bitcoin buyers, not momentum touristsDiscussion of CFTC-approved spot Bitcoin trading on designated contract markets as another on-ramp for pensions and endowmentsBig critique of prediction markets and “scambling” (scam + gambling) as an extractive, nihilistic, fiat-era attempt to financialize everythingCory and John argue that crypto casinos, meme coins, and prediction markets are a giant gambling funnel that ultimately pushes people toward Bitcoin's seriousnessBitcoin and energy: riffing on Elon Musk and Jensen Huang's comments about Bitcoin turning stranded or excess energy into a universal monetary batteryMicroStrategy's new USD reserve is framed as a cosmetics move to soothe institutions and make their Stretch preferreds more attractive, not a change in core strategyCory pushes back on “Operation Chokepoint 2.0” de-banking narratives, distinguishing between true systemic exclusion and individual risky accounts being dropped Swan Private helps HNWI, companies, trusts, and other entities go beyond legacy finance with BItcoin. Learn more at swan.com/private. Put Bitcoin into your IRA and own your future. Check out swan.com/ira.Swan Vault makes advanced Bitcoin security simple. Learn more at swan.com/vault.

Matt and Nic are back with another week of news and deals. In this episode:  Quantum risk again Are banks filled with spooks? The trouble with Taproot addresses Microstrategy's dollar reserve Kalshi is going on chain Prediction market predicaments Are insiders monetizing Google search information on Polymarket? Are prediction markets insider trading machines by definition? DAT activist fights Vanguard adds Bitcoin ETFs House Financial Services Committee releases their final report on OCP2.0 What's going on with leverage in crypto? Are AI agents going to start stealing crypto? Is Eliezer Yudkowski to be trusted? AI is going to usher in the golden age of fraud

The Last Trade: Mark Yusko breaks down why the bitcoin cycle isn't dead, how futures and index flows “tame” BTC, why gold and oil remain the real benchmarks, and what this year's post-peak reset signals about an adversarial, institutional future.---

We will debate whether the S&P 500's historically high Shiller P/E (P/E10) ratio is justified by today's economic environment, or if the current market valuation—nearly matching the 2000 peak—signals an unsustainable bubble.Today's Stocks & Topics: Axon Enterprise, Inc. (AXON), Market Wrap, Invesco NASDAQ 100 ETF (QQQM), “Warning Signs: Is the Market P/E Ratio Justified?”, FactSet Research Systems Inc. (FDS), Abrdn Physical Silver Shares ETF (SIVR), iShares Silver Trust (SLV), Copper Supply and Demand, Grupo Aeroportuario del Centro Norte, S.A.B. de C.V. (OMAB), Brookfield Asset Management Ltd. (BAM), Rockwell Automation, Inc. (ROK), Cameco Corporation (CCJ), Modine Manufacturing Company (MOD), Vanguard and 401k.Our Sponsors:* Check out Incogni: https://incogni.com/investtalk* Check out Invest529: https://www.invest529.com* Check out NordProtect: https://nordprotect.com/investalk* Check out Progressive: https://www.progressive.com* Check out Quince: https://quince.com/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Mark Thompson reveals the principles of readiness that he's used to help aspiring CEOs get the top job.— YOU'LL LEARN — 1) The one behavior that makes you more CEO-like 2) Why to take on your boss' problems3) The question that dramatically improves your appealSubscribe or visit AwesomeAtYourJob.com/ep1115 for clickable versions of the links below. — ABOUT MARK — Mark Thompson is a globally recognized authority on CEO succession, executive readiness, and high-stakes leadership transitions. He has led more than a hundred board-level engagements to prepare C-suite successors to step confidently into enterprise leadership. He is the founding chairman and CEO of the Chief Executive Alliance and the CEO Leadership Plan Review (LPR). Previously, he served as chief executive of the CEO Academy, a SHRM company, in partnership with Wharton and McKinsey.Earlier in his career, Thompson reported directly to founder Charles “Chuck” Schwab, serving as executive producer of Schwab.com, the first large-scale digital platform for online investing. In 2021, he was ranked by Marshall Goldsmith as the #1 CEO Coach, and in 2023 he was inducted into the Thinkers50 Coaching Legends.• Book: Admired: 21 Ways to Double Your Value• Book: CEO Ready: What You Need to Know to Earn the Job--and Keep the Job• Website: ChiefExecutiveAlliance.com— RESOURCES MENTIONED IN THE SHOW — • Study: “How Leaders Develop Collaborative Leadership for Effectiveness” by Bonita Thompson• Book: The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change by Stephen Covey• Book: Contact: A Novel by Carl Sagan• Book: Creativity, Inc.: Overcoming the Unseen Forces That Stand in the Way of True Inspiration by Ed Catmull and Amy Wallace• Past episode: 273: Taking Control of your Career with Korn Ferry's Gary Burnison— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Taelor. Visit Visit taelor.style and get 10% off gift cards with the code PODCASTGIFT• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode digs into the unwelcome December surprise of capital-gains distributions, especially from actively managed mutual funds. Don and Tom break down Morningstar's latest list of high-distribution offenders, spotlighting the astonishing 83% capital-gains payout from the Royce Midcap Total Return Fund. They compare the tax drag, costs, turnover, and long-term underperformance of these funds against index funds and ETFs, and explain why tax-efficient investing matters far more than most people realize. Listener questions cover overly complex portfolios, Edward Jones stock positions, odd-lot tender offers, and whether large-cap blue-chip stocks remove the need for bonds. The episode closes with a reminder that detailed portfolio triage is best handled in one-on-one meetings. 0:04 Capital-gains season returns and why high fund returns can still hurt 0:29 Don & Tom on weather, wardrobe, and warming up in Florida 1:30 December capital-gains distributions and why they happen 2:07 Morningstar's warning: active funds with big capital-gains payouts 3:06 Vanguard, T. Rowe Price, and American Funds distribution levels 4:09 The biggest offender: Royce Midcap Total Return Fund 5:41 Why 35 funds will distribute more than 10% of assets 5:52 The stunning number: Royce's 83% capital-gains distribution 6:52 Why big outflows and poor performance drive big taxable events 7:21 Royce's turnover, tiny size, high costs, and weak long-term returns 8:47 Why it's critical to hold active funds only in tax-advantaged accounts 10:07 ETFs vs mutual funds: tax efficiency and turnover differences 11:42 Comparing Royce to Avantis AVGE on fees, turnover, and performance 12:16 How AVGE tracks its index vs Royce's massive underperformance 13:33 When selling an active fund before a distribution may or may not help 14:05 Listener question: overly detailed allocation request — why it needs a meeting 16:29 Why some questions require one-on-one analysis 18:20 Why Appella's free meetings exist (and what they're not) 20:35 Odd-lot tender offers explained 22:14 Listener: selling Edward Jones stock holdings and leaving EJ 23:42 Why small, young investors should clean up taxable accounts early 24:24 The long decline of commission-based brokerage 25:26 Bothell check-in: blue-chip stocks vs bonds 27:18 Historical returns: 98 years of total market vs small-cap value 28:49 Why bonds exist in a portfolio despite low recent returns 29:30 Closing thoughts on discipline, diversification, and realism Learn more about your ad choices. Visit megaphone.fm/adchoices

- free samourai https://www.btcpolicy.org/articles/pardoning-the-samourai-developers-would-correct-a-misapplication-of-federal-law-and-protect-the-future-of-non-custodial-software + https://primal.net/gary/an-open-letter-to-the-senators-of-the-united-states-why-developer-protections-are-essential-for-safeguarding-constitutional-rights-and-national-security-in-cyberspace - strategy usd reserve https://www.strategy.com/press/strategy-announces-establishment-of-1-44-billion-usd-reserve-and-updates-fy-2025-guidance_12-1-2025 - vanguard enables crypto etfs https://www.theblock.co/post/380997/vanguard-clients-trade-funds-crypto-bitcoin-xrp-solana-starting-week-bloomberg - bitkey private pickup https://x.com/bitkey/status/1995945460411105323 - China | Central Bank Vows Digital Asset Crackdown The People's Bank of China reaffirmed its hostility toward digital assets and announced it would increase scrutiny of stablecoins. In a statement, the central bank warned of rising speculation and promised stricter enforcement against peer-to-peer stablecoin activity, expressing particular concern over customer identification requirements and anti-money-laundering controls. “Virtual currencies do not hold the same legal status as fiat currency and cannot be used as legal tender in the market,” the central bank said. It added that it will “intensify efforts to combat related illegal financial activities” to maintain financial stability. - dell funds kids https://www.whitehouse.gov/articles/2025/12/landmark-dell-gift-supercharges-trump-accounts-for-americas-kids/ - real estate is a shitcoin https://cassius133.substack.com/p/cowichan - gold is a shitcoin https://x.com/TFTC21/status/1996575233856122959 - italian gold https://primal.net/e/nevent1qqsyvg6ylqauhl3vwhyc7zc40njt6enu2wyds67fhsfx4sx879ajmnqdprypr - polyglobe https://x.com/pizzintwatch/status/1993346450084778439 - google insider polymarket https://x.com/jeonghaeju/status/1996462116094480464 3:59 - RFK sexts 19:19 - Dashboard 22:59 - Free Samourai 28:59 - Strategy stacking dollars 36:24 - Vanguard 41:49 - Bitcoin/gold 43:14 - Bitkey private pickup & walmart 52:19 - HRF Story of the Week 56:17 - Cowichan land 1:01:39 - Boosts 1:03:39 - Fake gold for Schiff 1:08:24 - Italian gold 1:14:49 - Polyglobe 1:17:24 - Google insider 1:25:09 - Covid semen Shoutout to our sponsors: Coinkite https://coinkite.com/ Stakwork https://stakwork.ai/ Obscura https://obscura.net/ Salt of the Earth https://drinksote.com/rhr Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/marty Newsletter https://tftc.io/martys-bent/ Podcast https://tftc.io/podcasts/ Follow Odell: Nostr https://primal.net/odell Newsletter https://discreetlog.com/ Podcast https://citadeldispatch.com/

Derek Moore is joined by Shane Skinner and Mike Snyder to talk about the coming Fed decision and what the market is telling us. Plus, CNN's Fear and Greed Index is almost at extreme fear so why are most markets near all-time highs? Then, looking at the economy through the lens of Michael Kantro's HOPE theory and whether the recent ADP employment report is giving mixed messages. All this and more this week.   HOPE = Housing Orders Profits Employment Russell 2000 Cup or Vase with Handle pattern? Fed interest rate cut now at 94% probability Are small caps telling us more rate cuts coming? Earnings expectations on the Russell 2000 Index? CNN Fear and Greed Index showing almost extreme fear Disconnect between Fear and Greed Index vs the stock market Soft data vs hard data disconnect Bitcoin and MicroStrategy or Strategy catches a bid on Vanguard news ADP soft private employment data     Mentioned in this Episode   Rob Arnott on "The Bubble You Can't Short" episode of Excess Returns podcast https://excessreturnspod.com/podcast/excess-returns/episode/the-bubble-you-cant-short-rob-arnott-on-what-you-can-do-instead   Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com        

Today's episode looks at how the traditional financial and policy apparatus around Bitcoin and crypto is shifting from quiet hostility to reluctant accommodation, and what that means for market psychology at this stage of the drawdown. From MicroStrategy building a $1.44B cash buffer to avoid selling BTC, to Kalshi's move toward on-chain tokenization, to Congress' blistering report on Operation Chokepoint 2.0 and the about-face from Vanguard and Bank of America on Bitcoin access, the signs of a changing tide are everywhere. Enjoying this content? SUBSCRIBE to the Podcast: https://pod.link/1438693620 Watch on YouTube: https://www.youtube.com/@TheBreakdownBW Subscribe to the newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blockworks.co/newsletter/thebreakdown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join the discussion: https://discord.gg/VrKRrfKCz8 Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownBW

In this episode of Money Moves, Matty and Ryan break down a packed week of market-moving headlines—starting with record-shattering Black Friday sales, a bold political push to abolish income tax, and new data showing foreclosures beginning to rise across the country.They unpack the implications of $11.8 billion in online Black Friday spending, surging Buy Now Pay Later adoption, and what consumer behavior tells us about the strength—or vulnerability—of the American household heading into 2026.The conversation then pivots to Trump's increasingly vocal proposal to eliminate income tax and what that could actually look like when you follow the money. Ryan outlines where revenue would realistically come from, the role tariffs might play, and why high-income earners are unlikely to escape the taxman entirely.Finally, they dive into the early warning signs in real estate: a 20% surge in foreclosures, rising household debt, declining home values in more than half the country, and why builders and contractors are suddenly slowing down after three years of nonstop demand.From macro data to mindset, policy to portfolio strategy, this episode gives you a blunt, unfiltered look at what's really happening—and how to position yourself for what comes next.Topics Covered:Record-breaking Black Friday and weekend salesSurging Buy Now Pay Later usage among younger and higher-income consumersMarket outlook and the potential Santa Claus rallyQuantitative tightening ending and what QE/QT shifts mean for investorsRising credit card usage and cracks in the consumer debt cycleTrump's push to abolish income tax and the realistic feasibilityTariffs, flat sales tax, and alternate revenue modelsInstitutional crypto adoption and Vanguard's ETF reversalForeclosures up 20% and household debt hitting new recordsHome price declines vs. rising median sale priceContractors and builders slowing as demand shows early signs of coolingHousing affordability outlook heading into 2026AI valuations, Anthropic's IPO plans, and future Fed chair speculationEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Advisors everywhere are feeling the pressure to scale, hire, and prepare for a wave of retirements that will reshape the industry. At the same time, firms are struggling to attract women, keep next-gen advisors engaged, and build teams that actually create freedom instead of more work.That's why I wanted to bring Lindsey Lewis on the show. After building a $200M book in her first year at Vanguard, Lindsey shifted her career toward research at The American College so she could help the profession fix its biggest blind spots—especially around women in finance, advisor retention, and the future talent pipeline.We dig into the data shaping the next decade of financial services: what women uniquely bring to advisory firms, why Gen Z is more interested in this profession than any generation before them, and how training, compensation, and career clarity determine whether young advisors stay or disappear.4 of the biggest insights from Lindsey …#1.) The Biggest Talent Gap in Advisor HistoryWe're staring down a generational shift in this profession. Tens of thousands of advisors are aging out. And when you run the math, the industry would need to hire over a million new people just to meet today's demand. Lindsey walks through the data behind this massive workforce gap and why the firms who build real training, career paths, and development now will be miles ahead of everyone else over the next decade.#2.) Women Advisors Are a Huge Missed OpportunityThe numbers don't lie: women make up 25% of CFPs… but only a small fraction are in sales/growth positions. And it's not a talent issue, it's how the industry has shaped roles, pay structures, and expectations over time. Lindsey breaks down why women often outperform in retention, personalization, referrals, and relationship depth, yet get pushed into service tracks or stay risk-averse because of cultural narratives, confidence gaps, or biases inside firms. The upside for the firms who fix this is enormous. Women represent one of the biggest untapped growth engines in financial services.#3.) Gen Z Wants In, But Poor Onboarding Pushes Them OutHere's the part no one expects: financial services is now Gen Z's top-preferred industry over tech and medicine. But at the same time, 1 in 4 early-career advisors say their onboarding wasn't effective — and those are the same people who leave within seven years. Lindsey lays out exactly what this generation needs to stay: mentorship, sponsorship, clear career paths, ongoing education, and roles that evolve with their confidence. If you want a talent pipeline that sticks, it starts with the first 12–18 months.#4.) Compensation Makes or Breaks Your TeamComp plans aren't just about money, they're about psychology. Young advisors need stability before they're ready to take on variable comp. Others crave upside and hate the idea of a flat salary. Lindsey explains the difference between income risk tolerance and income risk capacity, and why misalignment between the person and the pay structure is one of the biggest drivers of turnover. When firms get comp wrong, they churn through talent. When they get it right, people stay, grow, and eventually step into the very roles the industry is desperate to fill. SHOW NOTEShttps://bradleyjohnson.com/145FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies. TP11254981366See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today's HEADLINES for December 3UK Passes Landmark Law Formally Recognizing Crypto as PropertyLiquidity Regime Flips: Fed Ends QT as JPMorgan, Vanguard, and Bank of America All Move Into CryptoAave DAO Considers Rolling Back Its Multichain ExpansionPolymarket Begins U.S. App Rollout, Starting With Sports Markets$1B Legal AI Platform Exposed 100,000+ Confidential Files After Researcher Reverse Engineered Its Core SystemsLittle BITZCircle launches the Circle Foundation, a nonprofit focused on standards, education, and public-good infrastructure for global digital money.Uniswap integrates Revolut, enabling seamless fiat → crypto onramps for 40M+ users directly inside the DEX interface.MetaMask releases Transaction Shield, a built-in protection layer that flags malicious addresses and phishing signatures before users sign transactions.Tether Prints Another $1 Billion in New USDT as Liquidity Wave BuildsWHERE TO FIND DCNdailycryptonews.nethttps://twitter.com/DCNDailyCryptoEMAIL or FOLLOW the HostQuileEmail: kyle@dailycryptonews.netX: @CryptoQuile——————————————————————***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! WE ARE NOT EXPERTS! WE DO NOT GUARANTEE A PARTICULAR OUTCOME. WE HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST EDUCATION & ENTERTAINMENT Hosted on Acast. See acast.com/privacy for more information.

On this episode of Simply Money presented by Allworth Financial, Bob and Brian ask a powerful question: Are you just building wealth, or are you building a life? They explore the concept of "Return on Life" — and how many successful, high-net-worth families struggle to shift from accumulation to enjoyment. Through real stories and actionable advice, they help you confront financial fear, lifestyle paralysis, and the emotional habits that could be holding you back from a meaningful retirement. Plus, the surprising move from Vanguard that could bring crypto into the mainstream, a snapshot of the Cincinnati housing market, and how to plan around Medicare’s IRMAA surcharges.See omnystudio.com/listener for privacy information.

In dieser Podcastfolge spricht Sebastian Külps von Vanguard über die wichtigsten Reformen der deutschen Altersvorsorge – vom Altersvorsorge-Depot bis zur Frühstart-Rente. Wir beleuchten, wie relevant der deutsche Markt für Vanguard ist und welche Chancen sich für Anleger, Familien und die Finanzindustrie ergeben. Außerdem erklärt Sebastian Külps, warum Portfolio-ETFs und LifeStrategy-Fonds in vielen Ländern boomende Lösungen sind und welche Rolle sie künftig in Deutschland spielen könnten. Wir sprechen auch über Kostenobergrenzen, staatliche Förderung, den politischen Austausch und die Frage, wann Anleger realistisch mit den ersten geförderten Depots rechnen können. Abschließend gibt Sebastian wertvolle Tipps, was Anleger schon heute tun können, ohne auf die Reform zu warten. Ein Pflicht-Interview für alle, die langfristig investieren und ihre Altersvorsorge modern aufstellen möchten! Viel Spaß beim Anhören! ++++++++ Du willst den vollen Überblick über dein Vermögen? Der Portfolio Tracker von extraETF ist das clevere Tool für alle, die ihr Vermögen strukturiert und effizient managen wollen. Überwache dein Portfolio und analysiere deine ETFs, Aktien und Fonds durch detaillierte & individuelle Performance-Metriken, X-Ray-Analysen und vieles mehr! Teste jetzt den Portfolio Tracker. https://go.extraetf.com/portfoliotracker ++++++++

In this episode of the Crypto 101 Rundown, Tevo and Brian break down a major post-Thanksgiving market rebound as Bitcoin rockets from $84K to $92K despite extreme-fear sentiment. They highlight huge bullish catalysts—Vanguard finally enabling crypto ETFs, Bank of America recommending a 1–4% allocation, and whales aggressively accumulating during the dip. The discussion also covers strengthening U.S. regulatory momentum, including the FDIC's movement on stablecoin frameworks and rising institutional adoption from JPMorgan and others. The show wraps with updates on MicroStrategy's cash moves, Ethereum's upcoming upgrade, and community favorites like Pudgy Penguins and HyperLiquid gaining traction. Get my #1 altcoin pick for this month. Check out Plus500: https://plus500.comEfani Sim Swap Protection: Get $99 Off: http://efani.comcrypto101Check out TruDiagnostic and use my code CRYPTO101 for a great deal: https://www.trudiagnostic.comCheck out Quince: https://quince.com/CRYPTO101Check out Gemini Exchange: https://gemini.com/cardThe Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro bonus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Chapters00:00 — Show opens: markets rip post-Thanksgiving, BTC rebounds hard, and bullish news floods in.03:33 — Market scan: BTC, ETH, and SOL surge while Fear & Greed stays unusually low.05:51 — Whale wallets holding 1,000+ BTC spike, confirming heavy dip accumulation.09:24 — Vanguard shocks the industry by enabling Bitcoin, Ethereum, Solana, and XRP ETFs.17:11 — Bank of America recommends a 1–4% crypto allocation, signaling major TradFi alignment.24:21 — Sentiment talk: fundamentals remain strong as U.S. regulators and agencies turn pro-crypto.31:30 — Macro discussion: price fear vs. long-term conviction, plus reflections on past cycle psychology.43:36 — Momentum segment: Pudgy Penguins land an NHL partnership and hype tokens react to team unlocks.MERCH STOREhttps://cryptorevolutionmerch.com/Subscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Plus500: https://plus500.com* Check out Plus500: https://plus500.com* Check out Quince: https://quince.com/CRYPTO101* Check out TruDiagnostic and use my code CRYPTO101 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

It's round 4 in the UIL playoffs. Once you're past Thanksgiving, the matchups are much more hotly contested with nothing but really good teams left. What matters most for these teams when you're talking about these matchups? Bremond vs. Mount Enterprise has one of the best athletes in Texas history, the Wildcats' Kaegen Ash, who's chasing Kenneth Hall's all-time rushing record. Do you think the Tigers' tough defense will stop him from doing that? An all-Centex matchup is on tap at Robinson with Axtell vs. Hamilton in the regional final. They've played several times before — is this turning into a low-key rivalry? And who wins? TAPPS 6-man state title games: Vanguard Prep and Valor Prep play Thursday at Waco ISD Stadium. How big will that hometown advantage be for the Waco private schools? How will they react to their first-ever trips to the championship?------Music: https://www.purple-planet.com Hosted on Acast. See acast.com/privacy for more information.

Anthony and John Pompliano break down the chaos inside today's markets — from Bitcoin's pullback to what's really happening with the ETFs. We dig into why Vanguard suddenly capitulated, how a Trump-appointed Fed chair could reshape the entire macro landscape, and why political goggles are destroying people's ability to think clearly about money. Plus, we unpack Michael and Susan Dell's massive $6.25 billion donation to jump-start investing accounts for 25 million American kids — and what it means for the next generation of wealth-building.======================Xapo Bank, the world's first fully licensed Bitcoin-enabled bank, offers military-grade security with an unmatched blend of physical and digital security, as well as pioneering regulatory oversight, so your funds are always protected. Beyond secure storage, they enable you to grow and use your Bitcoin. Earn daily interest in Bitcoin, spend with zero FX fees using a global card, and make instant payments via the Lightning Network for unrivalled access and convenience. Visit https://www.xapobank.com/pomp to join.======================Bitwise is one of the largest and fastest-growing crypto asset managers, with more than $15 billion in client assets across an expanding suite of investment solutions—including the world's largest crypto index fund—plus products spanning Bitcoin, Ethereum, DeFi, and crypto equities. In addition to managing assets, Bitwise helps investors stay informed about the fast-moving crypto market. Every week, CIO Matt Hougan breaks down what's happening in crypto in five minutes or less. Read the latest at https://experts.bitwiseinvestments.com/cio-memos. Certain Bitwise investment products may be subject to the extreme risks associated with investing in crypto assets. Visit https://bitwiseinvestments.com/disclosures to learn more.======================Timestamps: 0:00 – Intro1:29 – Bitcoin's price drop & volatility10:12 – ETF vs spot bitcoin & leverage warnings16:40 – Vanguard + institutions opening access to Bitcoin ETFs21:39 – Trump's Fed pick & Jerome Powell legacy25:56 – Political goggles: data, bias & media narratives33:45 – Doctors using ChatGPT & the future of expertise36:38 – Michael & Susan Dell's $6.25B Invest America

Monday's selloff rattled the entire market—Bitcoin, equities, commodities, you name it. But beneath the volatility, something more structural may be happening. In this week's Bits + Bips, Austin Campbell, Ram Ahluwalia, Chris Perkins, and B+B OG previous host Alex Kruger break down one of the most confusing macro weeks of the year. They debate why high-beta assets snapped, whether a rotation into quality is underway, why institutions seem unfazed even as retail stays skittish, and share initial thoughts on Vanguard finally allowing clients to buy crypto. The crew also unpacks Strategy's chaotic comments about selling BTC, the Clarity Act's political hurdles, the CME outage that exposed systemic fragility, and the never-ending debate over Tether—profitability, reserves, and what institutions actually want from a stablecoin issuer. Sponsors: Uniswap Mantle Hosts: Ram Ahluwalia, CFA, CEO and Founder of Lumida Austin Campbell, NYU Stern professor and founder and managing partner of Zero Knowledge Consulting Christopher Perkins, Managing Partner and President of CoinFund Guest: Alex Kruger, founder of Asgard   Timestamps:

Crypto News: Vanguard will now allow spot crypto ETF trading which Includes Bitcoin, Ethereum, XRP, & Solana ETFs. Crypto payments coming to PlayStation as Sony plans stablecoin launch in 2026.Brought to you by

The Federal Reserve officially ended quantitative tightening and immediately pumped $13.5 billion into markets through an overnight repo—clear signs of growing stress in the system. At the same time, new controversy is hitting Tether's balance sheet, raising fresh questions about stablecoin stability. And in a surprise move, Vanguard is preparing to launch its own Bitcoin ETF, marking a major shift from one of Wall Street's most anti-crypto giants. With liquidity returning, institutions pivoting, and trust in key crypto players under pressure, today's developments could reshape the entire market.

Joe is Global Chief Economist and Head of the Investment Strategy Group at Vanguard. He dives into the major forces reshaping markets—from AI-driven innovation to demographic headwinds and rising debt—and explains why the next decade will be a tug-of-war of megatrends and why consensus forecasts may miss the mark.

The biggest catalyst for both stocks and crypto is monetary policy and the Fed is expected to cut interest rates in December. Quantitative Tightening (QT) has officially ended, a process where the Fed had been shrinking its balance sheet since April 2022.~This episode is sponsored by Uphold~Uphold Get $20 in Bitcoin - Signup & Verify and trade at least $100 of any crypto within your first 30 days ➜ https://bit.ly/pbnuphold00:00 Intro00:10 Sponsor: Uphold01:00 Biggest daily gain since May01:45 CNBC: Can stocks rally  to year-end?03:45 Global reshuffle05:20 Vanguard bends the knee06:45 Trump announcement07:00 Fed chair flop09:00 BTC $150K in 2025 hope gone10:10 Bloomberg: Likely more pain coming13:00 Brad Gerstner (Altimeter): We have to be honest about Bitcoin14:30 BitMine not blinking15:30 Paul Atkins16:00 Paul Atkins: Progress without regulation?17:40 Raoul Paul: its not a 4 but a 5-year cycle20:50 Boomers ALL IN on crypto22:30 Charts23:00 Outro#Crypto #federalreserve #Bitcoin~Fed Sparks Rally?

Jon Rosemberg discusses how to break free from limiting beliefs and reclaim control over your life. — YOU'LL LEARN — 1) The difference between succeeding and thriving2) How to shift out of survival mode with A.I.R.3) How to spot and challenge limiting beliefsSubscribe or visit AwesomeAtYourJob.com/ep1114 for clickable versions of the links below. — ABOUT JON — With over two decades coaching Fortune 500 executives and global teams through deep transformations, Jon Rosemberg has learned firsthand that growth begins when we courageously reclaim our agency. His personal journey, forged by immigration, loss, and career reinvention, inspires him to blend hard-won business insight with cutting-edge research to guide others toward greater meaning. Driven by his belief in human potential, Jon co-founded Anther, a firm dedicated to transforming uncertainty into possibility. He previously led high-impact initiatives at Walmart, Procter & Gamble, Indigo, and GoBolt.Jon holds an MBA from Cornell University and a Master of Applied Positive Psychology from the University of Pennsylvania, where he serves as an assistant instructor. Originally from Caracas, Venezuela, he now lives in Toronto with his wife, Adriana, and their two sons.• Book: RA Guide to Thriving: The Science Behind Breaking Old Patterns, Reclaiming Your Agency, and Finding Meaning• LinkedIn: Jon Rosemberg• Website: JonRosemberg.com— RESOURCES MENTIONED IN THE SHOW — • Study: "Workplace Wellbeing and Firm Performance" by Jan-Emmanuel De Neve, Micah Kaats, and George Ward• Study: “Our Epidemic of Loneliness and Isolation: The U.S. Surgeon General's Advisory on the Healing Effects of Social Connection and Community” • Book: Man's Search for Meaning by Viktor Frankl• Book: Nonviolent Communication: A Language of Life: Life-Changing Tools for Healthy Relationships (Nonviolent Communication Guides) by Marshall Rosenberg and Deepak Chopra• Book: Building a Life Worth Living: A Memoir by Marsha Linehan• Video: “You're More Stressed Than Ever - Let's Change That” by Kurzgesagt – In A Nutshell• Past episode: 500: Building Unshakeable Self-Esteem and Confidence with Victor Cheng— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Taelor. Visit Visit taelor.style and get 10% off gift cards with the code PODCASTGIFT• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sonia Fraher, head of cash management at Vanguard says that while nearly three-quarters of Americans say they will fall short of their saving and spending resolutions for this year, most are optimistic that they can pull off a "resolution rebound" in 2026. Vanguard's survey research showed that 84 percent of Americans expect to make a financial resolution for 2026, with building the emergency fund being the most common goal. In honor of the holidays, David Trainer of New Constructs revisits the Damger Zone pick he is most thankful for this year, due to its success as a short pick.  Rob Williams, managing director of financial planning for Charles Schwab, discusses the firm's research showing that two-thirds of Americans believe they must look beyond traditional investment products like stocks and bonds to further diversify and succeed in today's market. More than 40 percent think the classic 60/40 portfolio is outdated. Plus, Jake Cousineau, author of "Face Your Financial Fears: The Simple Guide to Fixing Your Relationship with Money," discusses how Americans grow up surrounded by money misconceptions that they must overcome to reach their goals. 

Welcome back to the VRA Investing Podcast! In today's episode, your host Kip Herriage takes us through a whirlwind Monday in the markets, recapping a day that didn't quite match recent highs but still kept the bullish momentum alive. Kip Herriage covers the latest action in the major indices, breaks down surprising moves in Bitcoin—especially with big news from Vanguard—and explains why volatility is still very much part of the crypto story. You'll get an in-depth look at the stunning rally in gold and silver, uncovering why precious metals are shining brighter than ever and how central banks and even stablecoins like Tether are reshaping the landscape. Kip Herriage also discusses what's fueling his optimism for miners and outlines why junior mining stocks could be on the verge of big moves.

S67E13 - Den här veckan med ny Svensk synth från Mythologen, Clark Nova och Vanguard. Internationella akter som Tension Control, Qual, Ruhr, Blocco Schengen, Mellow Code och Thorofon.n.

A light Black Friday edition tackles four listener questions covering Vanguard's Digital Advisor, the timing of Social Security versus IRA withdrawals, whether to swap target-date funds for a VT/BND mix, and the wisdom (or lack thereof) of adding managed-futures ETFs. The show ends with a look at whether international bonds meaningfully improve diversification (answer: barely). The through-line? Keep investing simple, avoid expensive complexity, and stick with risk-appropriate, broadly diversified portfolios—holiday weekend or not. 0:09 Don debates doing a Black Friday episode but decides to keep listeners company 1:58 How to submit questions on the website and call on Saturdays 2:16 Q1: Is Vanguard's Digital Advisor worth using? 2:56 Pros and cons: low cost, limited choices, avoid the active-fund version 4:29 Transition to Q2 4:55 Q2: Should a spouse take Social Security at 62 or delay and live off an IRA? 5:50 Pension changes the math—delay for the 8%/yr benefit 7:13 Target-date vs. VT/BND performance and Roth allocation logic 8:32 Risk tolerance matters more than account type 9:09 Actual performance: 2035 fund vs. VT/BND nearly identical 9:42 Q3: Adding managed-futures ETFs as a diversifier 10:23 Why Don strongly opposes adding complexity and high-expense hedges 11:36 Expense ratios make them non-starters 11:56 Q4: Should investors add international bonds? 12:46 Tiny diversification benefit; generally not worth it for DIY investors 14:38 Correlation improvement maxes out around one-tenth of one percent Learn more about your ad choices. Visit megaphone.fm/adchoices

The source, a transcript from a YouTube video, discusses the revolutionary development of new underwater habitats designed and built by the British company Deep, marking the most significant progress in ocean living since Jacques Cousteau's 1960s experiments. The transcript highlights two modular habitats, Vanguard and Sentinel, which are engineered for prolonged human residency, advanced diver training, and marine research, utilizing innovative construction techniques like 3D metal printing (WAM) for efficiency and sustainability. While acknowledging the immense scientific potential for continuous environmental monitoring and ecosystem studies, the text repeatedly raises ethical and ecological questions concerning the long-term impact of a growing network of human infrastructure on the delicate marine environment and the governance issues surrounding fixed facilities on the seafloor. Ultimately, the discussion balances the ambitious integration of human life beneath the ocean surface with the critical responsibility of ocean preservation.#UnderwaterHabitat #OceanLiving #DeepPlanet #SubseaHabitat #LivingUnderwater #OceanColonization #DeepSeaLiving #OceanFuture #BlueEconomy #DeepOcean#UnderwaterWorld #HumansAndTheOcean #SeaChangehttp://atlantisseacolony.com/https://www.patreon.com/atlantisseacolonyhttps://discord.gg/jp5aSSkfNS

Join Luke and Elliot in this episode of Checkpoint on JOY where they chat with Seth to talk about Vanguard Exiles. Catch the latest episode on Spotify: Giving a 1-Up to diversity in gaming. The post Chatting to Seth about Vanguard Exiles appeared first on Checkpoint.

This episode opens with a warning to younger investors who take TikTok advice over historical perspective, especially around claiming Social Security early. Don and Tom walk through the guaranteed 8%+inflation benefit increase from delaying, why “take it at 62 and invest it” collapses under market reality, and how fear is driving a surge in early claims. They pivot to Bitcoin's sharp drop and why crypto speculation is driven by greed, not protection, before teasing Don's upcoming crypto short story. Listener questions cover bad long-term-care/annuity hybrids, overcomplicated “bucket” strategies, responsible portfolio risk, and finally a breakdown of two expensive high-volatility mutual funds—both easily beaten by low-cost index alternatives. 0:04 Message to younger investors about lacking market perspective 1:19 Why TikTok advice on claiming Social Security early is flawed 2:17 The real 8%+inflation annual increase from delaying benefits 2:27 The “take it at 62 and invest it” myth 3:47 Tom recounts Paul Merriman calling his allocation aggressive 4:49 Rising panic-driven Social Security filings 5:21 Don's 69 vs. 70 claiming decision 6:11 Survivor benefit logic many forget 7:42 Imagining a sudden 30% crash—except it's Bitcoin 8:29 Bitcoin's drop from 124K to mid-80s, plus MicroStrategy leverage 9:58 Crypto culture, crypto research, and Don's upcoming story 10:58 Crypto as a greed play, not protection 12:37 Emotions sabotage investing; the plan removes them 13:51 Why risk needs to match the plan, not ego 15:24 Crypto story teaser + Short Storyverses email plug 16:31 Listener question: NY Life Asset Flex LTC pitch 17:49 Why hybrid LTC/annuity products are weak and commission-heavy 19:47 “Bucket” confusion and the need for purpose 21:30 Caller Eugene: $250K “play money” 23:43 Reality check: could you watch $250K drop to $125K? 24:06 Why timing dips doesn't work 25:20 Better uses for excess cash in your 70s 27:08 Tom: time for full planning review at age 77 28:38 Fund analysis: Morgan Stanley Growth A 29:25 Fund analysis: Invesco Equity & Income A 30:30 Why moving to low-cost Vanguard indexes is the logical move Learn more about your ad choices. Visit megaphone.fm/adchoices

Live from The Hyderabad Public School, a private high school in India which features notable alums 1) Microsoft CEO Satya Nadella, 2) Adobe CEO Shantanu Narayen 3) former Mastercard CEO Ajay Banga, 4) Fairfax Financial CEO Prem Watsa, and 5) Procter & Gamble CEO-designate Shailesh Jejurikar, it's an all-new Terrific Tuesday edition of Business Pants, featuring Analyst-Hole Matt Moscardi! On today's Lead Independent Turkey called November 25th, 2025: the Who Do You Blame? Game!Our show today is being sponsored by Free Float Analytics, the only platform measuring board power, connections, and performance for FREE.DAMIONCampbell's Places VP on Leave Following Viral 'Poor People' RantMartin Bally, Campbell Soup Company's vice president and chief information security officer: “"We have s--- for f---ing poor people. Who buys our s---? I don't buy Campbell's products barely anymore. Bioengineered meat — I don't wanna eat a piece of chicken that came from a 3-D printer."He also allegedly made derogatory comments about Indian coworkers and – according to the recording – claimed he sometimes came to work under the influence of marijuana: "F---ing Indians don't know a f---ing thing," the voice on the recording says. "They couldn't think for their f---ing selves."The statement follows claims made by former Campbell's security analyst Robert Garza, who filed a lawsuit in Wayne County Circuit Court alleging that Bally launched into an hour-long tirade during what was meant to be a discussion about Garza's salary.Campbell's: “We are proud of the food we make, the people who make it and the high-quality ingredients we use ... The comments on the recording are not only inaccurate—they are patently absurd.Campbell's also noted that Bally is not involved in food development. “Keep in mind, the alleged comments are made by an IT person, who has nothing to do with how we make our food,” the statement concluded.WHO DO YOU BLAME?The founding families:Voting power: (35%) Mary Alice D. Malone - 18% Bennett Dorrance- 15% Archbold D. van Beuren - 2%Board influence (76%): Mary Alice Dorrance Malone (61%; board member since 1990); Archbold Dorrance van Beuren (9%; wealth management); Bennett Dorrance (6%: bachelor's degree in art history from Princeton University and a master's degree in sustainable leadership from Arizona State University); Mary Alice Dorrance Malone Jr (accomplished equestrian, and a luxury fashion entrepreneur) MMInvestors: 11/18/2025 AGMAverage director support 98% (9 over 99%): 43% yes simple majority vote; regenerative agriculture program including pesticide reduction outcomes 11% yes; say on pay 99% yesAn unserious food board of 9 non-family board members:No food: Fabiola R. Arredondo (family investment trust); Howard M. Averill(former Time Warner CFO); Maria Teresa (Tessa) Hilado (former CFO Allergan); Grant Hill (NBA); Sarah Hofstetter (e-commerce sales); Marc B. Lautenbach (global shipping); Chair Keith R. McLoughlin (appliances); Kurt T. Schmidt (weed and pet food); CEO Mick J. Beekhuizen: 13 years with Goldman Sachs in roles including Managing Director in the merchant banking divisionAmerican pop-artist Andy Warhol for somehow making Campbell's Food company eternally relevant Q3 2025 Gender Diversity IndexLittle Movement on Boardroom Gender Diversity: 30% of Russell 3000 board members are women, a figure that has stayed within a narrow 30% to 30.3% range over the past five quarters.Percentage of Boards with 50% Women: Across the Russell 3000, 6% (175) of boards are composed of at least 50% women, while the remaining 94% (2,736) have less than 50% female representation.New Female Director Appointments Hit Record Low: 22.3% of new directors on Russell 3000 boards are women. This represents the lowest percentage recorded in the study (since Q12017)WHO DO YOU BLAME?The anti-DEI MAGA movementNominating Committees, specifically their Chairs MMPassive Investors (BlackRock, Vanguard, etc)The proxy experts: ISS, Glass Lewis, etc.Previous female board members who retired or died: if they were immortal maybe the numbers would be better?OpenAI announces shopping research tool in latest e-commerce pushOpenAI announced a new tool called “shopping research” that will generate detailed, in-depth shopping guides.The guides include top products, key differences between the products and up-to-date information from reliable retailers, OpenAI said.“With these new abilities, we can have shared prosperity to a degree that seems unimaginable today; in the future, everyone's lives can be better than anyone's life is now.”WHO DO YOU BLAME?The sycophants: open letter sent to the board of directors“We are unable to work for or with people that lack competence, judgement and care for our mission and employees,” the letter continues before demanding that “all current board members resign,” appoint “two new lead independent directors.”signed by a whopping 700 of the company's 770 employees — including CTO Mira Murati, who the board briefly named interim CEO only to be replaced just a few days later, and Altman's fellow cofounder Ilya Sutskever, who initially appeared to be one of the forces behind his ousterNew Initial Board (Nov 2023)Bret “Salesforce” Taylor (Chair), Larry “Epstein” Summers, and Adam “voted to fire him in the first place” D'AngeloNew Board Members (Mar 2024)Sue Desmond-Hellmann (former CEO, Bill “Epstein” & Melinda Gates Foundation); Nicole “Iran Contra” Seligman (former Sony GC); Fidji Simo (CEO of Instacart) MMThe wafflers: Ilya Sutskever and Adam D'AngeloNOT Helen Toner: Director of Strategy at the Georgetown Center for Security and Emerging Technology and Tasha McCauleySam:San Francisco, CA (Russian Hill): A historic mansion purchased for $27 million in 2020.San Francisco, CA (Adjacent Homes): Three adjacent houses purchased for $12.8 million each (totaling $38.4 million) in January 2024. These purchases appear to be consolidating a potential mega-compound next to his original Russian Hill home.Kailua-Kona, Hawaii (Big Island): A large, 22-acre oceanfront estate, quietly purchased in 2021 for $43 million (later listed for $49 million in 2025). It features multiple houses, a private marina/beach, helipadNapa, CA (Ranch): A 950-acre ranch, reportedly purchased for $15.7 million in 2020.Kohl's names Michael Bender as permanent CEO after a turbulent year and sales declines. WHO DO YOU BLAMEAshley Buchanan: On May 1, 2025, Kohl's board terminated Buchanan “for cause” following an outside investigation overseen by its Audit Committee. The investigation found that Buchanan directed Kohl's to do business with a vendor founded by someone with whom he had a personal relationship. He also caused Kohl's to enter into a multimillion-dollar consulting agreement involving that same person. Crucially, he did not disclose this personal relationship, which was a violation of Kohl's code of ethics.Golden hello: $17m equity and $3.75m cashFormer director Christine Day: Shortly after Buchanan was fired, Day resigned, citing “lack of transparency” and governance concerns. Day said she was frustrated that not all board members were kept informed of risks and that decisions seemed centralized (“Michael ‘handles' everything … then ‘tells' everyone what the decision is”). Kohl's strongly disputed her characterization, saying her resignation was not “due to any disagreements” over operations or practices.Investors: chair Bender named interim CEO 4/30/25… AGM 5/14/2595% yes bender; 55% yes pay; 89% yes Prising; 92% average; new chair 91% John E. Schlifske (2011-, longest-tenured)Compensation Committee: “regularly and actively reviewing and evaluating our executive management succession plans and making recommendations to the Board with respect to succession planning issues”Chair Jonas Prising (2015-)Member Michael BenderMichael Bender, who was the Board Chair and sat on COmp Committee and director since 2019, was named interim CEO$1.475M/175% target up to 350%/$9.5M equity ($500k more than ashley) target/$200k aircraft (up from $180k for ashley)/$160k relocationone-time award of restricted stock units (“RSUs”) valued at $3,775,000The glass cliff: women and POC promoted to precarious leadership positions, such as the CEO or a board seat, during times of crisis, organizational turmoil, or poor performance MMMATTWatchdog group warns AI teddy bear discusses sexually explicit content, dangerous activities. This is the $99 Kumma bear made by FoloToy using OpenAI's service. OpenAI said it was suspending Folotoy for violations of usage of ChatGPT. WHO DO YOU BLAME?:Folotoy, who's founder and CEO Larry Wang calls himself “Chief Geek Officer” and has a background in child psychology and behavioral science… oh, wait, not, he has background in computer science and was founder of a tech telecomm company and was a software developer for insurance before that. But he's obviously qualified to do this: “Kumma, our adorable bear, combines advanced artificial intelligence with friendly, interactive features, making it the perfect friend for both kids and adults. From lively conversations to educational storytelling, FoloToy adapts to your personality and needs, bringing warmth, fun, and a little extra curiosity to your day.”OpenAI - obviously Sam Altman's commitment to “the benefit of humanity” stopped short of “sex advice from baby toys,” even though he says having kids of his own will help him not destroy humanity. I assume he's not getting Sammy Jr a Kumma bear? DROpenAI's board - obviously if they had fired Sam Altman, there wouldn't be sex bears using ChatGPT. But Helen Toner was forced out by the rest of the board, investors, and public pressure - she's since said, “But for years, Sam had made it really difficult for the board to actually do that job by withholding information, misrepresenting things that were happening at the company, in some cases outright lying to the board,” and that Altman gave them, “inaccurate information about the small number of formal safety processes that the company did have in place.” Perhaps Altman said, “no, that teddy bear didn't just say he loved oral sex, that's just a misinterpretation.”Microsoft - Satya, despite misgivings from Bill Gates, threw $10bn at OpenAI in January 2023. In November 2023, the board removed Sam Altman. Turns out Microsoft had released a version of ChatGPT in India that Altman sanctioned outside of safety protocols - the board should have signed off, but Altman lied to them and hid it. But rather than Microsoft pulling back the release and recognizing the damage it could do, they swooped in and “hired” Sam Altman 3 days after his firing. Their $10bn investment might have been the first cog in a sex bear wheel.I'm the Chief People Officer at Walmart. I always wake up to the same U2 song and watch the 'Today' show. That is Donna Morris listening to U2's “Beautiful Day”, the first thing she does is go online, she doesn't drink coffee but drinks Diet Coke (“I've just never been a hot drink type of girl, I guess. I try to limit myself to two Diet Cokes a day, although every once in a while, I sneak in a third.”), she likes buying cookbooks but doesn't use them. Not mentioned: Walmart's DEI rollback, the new CEO coming in, working for a family dictatorship, and any of her colleagues - as chief people officer, there are almost zero people mentioned. WHO DO WE BLAME FOR THIS EXISTING?Professional Conservative Snowflake Robby Starbuck - he claimed Walmart as his first “victory” after Trump's election in the DEI rollback. Post-Starbuck snowflake-ism, Morris might have had a job managing humans, but now her job is basically to send pink slips and make sure there aren't TOO many swastikas in the bathroom stall. A few is fine, but c'mon. So to pass the time, Morris is stuck giving interviews to Business Insider.Business Insider, who must have known Morris had the potential to give an insipid review of her day when this was her excuse for Walmart's DEI rollback: "When you talk about diversity, equity, inclusion, all in part, there can be communities, and often the largest communities, that step back and say, 'Geez, I'm not sure if I'm even actually included'," Morris explained of the decision. Which echoes… ROBBY FUCKING STARBUCK, who said to anyone who would listen: "This is the biggest win yet for our movement to end wokeness in corporate America. This won't just have a massive effect for their employees who will have a neutral workplace without feeling that divisive issues are being injected but it will also extend to their many suppliers."Donna Morris, because as only we covered here when discussing the corporate move to blame the employees for every problem and getting fired, had this to say of her biggest red flag on an employee: “Nobody wants [to hire] a Debbie Downer. [Someone who is] constantly negative. You know they're going to show up [and] they're going to bring the problem, never the solution.” Literally, the JOB of HR is to field COMPLAINTS from employees about how their managers treat them - or is it too Debbie Downer to complain about racial discrimination of employees?Walmart's board - they must have signed off on Morris getting hired, right? Or a Walton? Someone somewhere thought this was a good idea? Take your pick:CFO of OpenAI Sarah Friar (who said OpenAI would need a government backstop, then clarified)Brian Niccol, the CEO of Starbucks who was given a golden hello, a golden parachute, and probably a golden shower, who just named to a “worst CEO” listThe current AND former CEO of WalmartSteuart Walton, who couldn't bother to even be named “Stuart” (he had to spell it with an extra “E”) with a claim to fame of marrying a Baywatch reboot actress, and Greg Penner, the son-in-law of a different Walton and snuck his way onto the board AND as co-owner of the Denver BroncosTom Horton, retired American Airlines CEO who was CFO of American for years right before they declared bankruptcy, but somehow is remembered for “restructuring” them instead of bankrupting them?Marissa Mayer - yes, that Mayer, formerly of YahooNot one, but TWO different consultantsRandall Stephenson, ex AT&T CEO, who, if I'm honest, seems to have actual integrity and I'm not sure why he's here, plus two DEI directors (because they're not white, so probably not qualified)

Rebecca Okamoto helps transform your introduction from boring to powerful. — YOU'LL LEARN — 1) How to introduce yourself in 20 words or less 2) How to project confidence in your introduction–both in person and online3) Best practices for crafting great first impressions Subscribe or visit AwesomeAtYourJob.com/ep1113 for clickable versions of the links below. — ABOUT REBECCA — Rebecca Okamoto is a communication and clarity consultant, and the founder of Evoke Strategy Group. She helps people with something to say but struggle to say it. Rebecca is on a mission to change the way overlooked and misunderstood voices are seen, heard, recognized and rewarded. She works with professionals to communicate, align and influence senior stakeholders, showcase strategic thinking and explain the commercial value of complicated concepts.• LinkedIn: Rebecca Okamoto• TEDx Talk: How to introduce yourself—and get hired | Rebecca Okamoto | TEDxNorthwesternU• Website: 20Words.com — RESOURCES MENTIONED IN THE SHOW — • TEDx Talk: Want to sound like a leader? Start by saying your name right | Laura Sicola | TEDxPenn• Book: Never Split the Difference: Negotiating As If Your Life Depended On It by Chriss Voss and Tahl Raz• Past episode: 311: Communication Secrets from FBI Kidnapping Negotiator Chris Voss• Past episode: 769: How to Command the Room, Connect with Your Audience, and Close the Deal with Laura Sicola— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Taelor. Visit Visit taelor.style and get 10% off gift cards with the code PODCASTGIFT• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's New Tunesday: new releases from the past week! Give the bands a listen. If you like what you hear, support the bands! Today's episode features new releases by Pending Position, Vanguard, Absurd Minds, Dunkelsucht, evo-lution, Amulet, Combichrist, Deadly Injection, Against I, Twin Rattler, Yard, Local Suicide, Ghostbells, Dlina Volny, Oh Madonna, Balduvian Bears, Noromakina, Les Longs Adieux, Alex Okami, Blind Seagulls, and Single Lash!

Send us a textThe mini-season on D'Angelo comes to a close, as Ed and Jared discuss his final (so far) album, Black Messiah, credited to D'Angelo and the Vanguard. Along the way, the fellas discuss new podcast ideas, the weaknesses of the Back to the Future trilogy, best party games and so much more.  They also dive deep into what could be D'Angelo's crowning achievement, what his loss means for music and what he fought to overcome along the way. This is a good one.Support the showA deeper dive into Prince than you probably wanted

A new study from Vanguard offers good news for younger workers: Gen Z and millennials are more likely to be on track for retirement compared with Gen X and baby boomers. Expanded access to defined-contribution plans and improved plan features are helping younger employees build long-term financial security — even as debt remains a major challenge.Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

On episode 218 of The Compound and Friends, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Downtown Josh Brown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ are joined by Warren Pies to discuss: Nvidia earnings, how the market will end the year, solutions to America's housing affordability crisis, and much more! This episode is sponsored by Public and Vanguard. Fund your Public account in five minutes or less by visiting ⁠https://public.com/compound⁠ Learn more about Vanguard at: ⁠https://www.vanguard.com/audio Sign up for The Compound Newsletter and never miss out: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecompoundnews.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠twitter.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/the-compound-media/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠ All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. See terms and conditions of Public's ACATS & IRA Match Program. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. Alpha is an experimental AI tool powered by GPT-4. Its output may be inaccurate and is not investment advice. Public makes no guarantees about its accuracy or reliability—verify independently before use. *Rate as of 9/26/25. APY is variable and subject to change. Learn more about your ad choices. Visit megaphone.fm/adchoices

The provided text is an article from an engineering and technology news source, IE Media, Inc., focusing on a significant development in ocean exploration. Specifically, the source details the unveiling of the Vanguard pilot subsea human habitat, which is the first of its kind in decades and was developed by the UK-based firm DEEP. The habitat is designed to allow scientists, explorers, and oceanographers to live and conduct research beneath the ocean's surface for extended periods, starting with missions of up to a week at a depth of about 65 feet. This new modular structure is intended to revolutionize marine conservation, climate monitoring, and potentially astronaut training by eliminating the need for frequent resurfacing and expanding access to largely unexplored ocean areas. The surrounding text also provides context about the publisher, including sections dedicated to News, Military, Energy, Innovation, and various other resources such as IE Academy and Job listings.#VanguardHabitat #SubseaLiving #DEEPSubmersible #OceanExploration #UnderwaterResearch #MarineConservation #ClimateMonitoring #AstronautTraining #DeepSeaInnovation #HumanHabitatUnderwater #65FeetDepth #ModularSubsea #Oceanographers #IEmedia #EngineeringNewshttp://atlantisseacolony.com/https://www.patreon.com/atlantisseacolonyhttps://discord.gg/jp5aSSkfNS

Paul Leonardi reveals how notifications, multitasking, and endless tools quietly burn us out–and how you can reset your energy.— YOU'LL LEARN — 1) The two hidden forces behind your digital exhaustion2) Simple ways to reduce attention-switching3) How to reclaim your energy from your devicesSubscribe or visit AwesomeAtYourJob.com/ep1112 for clickable versions of the links below. — ABOUT PAUL — Paul Leonardi, PhD, is the award-winning Duca Family Professor of Technology Management at the University of California, Santa Barbara. He is a frequent consultant and speaker to a wide range of tech and non-tech companies like Google, Microsoft, YouTube, GM, McKinsey, and Fidelity, helping them to take advantage of new technologies while defeating digital exhaustion. He is a contributor to the Harvard Business Review and coauthor of The Digital Mindset.• Book: Digital Exhaustion: Simple Rules for Reclaiming Your Life• LinkedIn: Paul Leonardi• Faculty Profile: Paul Leonardi• Website: PaulLeonardi.com— RESOURCES MENTIONED IN THE SHOW — • Study: “When Choice is Demotivating: Can One Desire Too Much of a Good Thing?” by Sheena Iyengar and Mark Lepper• Book: At Home: A Short History of Private Life by Bill Bryson• Book: The Anxious Generation: How the Great Rewiring of Childhood Is Causing an Epidemic of Mental Illness by Jonathan Haidt• Past episode: 832: How to Restore Yourself from Burnout with Dr. Christina Maslach— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Taelor. Visit Visit taelor.style and get 10% off gift cards with the code PODCASTGIFT• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Vanguard Group, the world’s second-largest money manager, is wary of junk bonds given how expensive they’ve become. “Where the market is today doesn’t leave a lot of room for negative surprises,” Michael Chang, head of high-yield corporate credit at the $11 trillion asset manager, tells Bloomberg News’ James Crombie and Bloomberg Intelligence’s Matthew Geudtner in the latest Credit Edge podcast. “Spreads are pretty tight, yields are about average — it’s not the best time to be investing in high yield,” Chang says. They also discuss Vanguard’s preference for debt from utilities and consumer staples companies, how to get extra yield from leveraged loans and how to profit from liability-management exercises.See omnystudio.com/listener for privacy information.

Send us a textEpisode SummaryIn this episode, Dr. Latifat breaks down one of the most common money questions high-earning women physicians ask: “Should I pay for a financial advisor?”Here's the honest truth — most people are paying thousands of dollars every year for work they could easily automate themselves. Data shows that a simple, low-cost index fund strategy (think Boglehead-style investing) often performs just as well as many actively managed portfolios — minus the hefty fees.But this isn't about villainizing financial advisors. It's about empowering you to understand what you're paying for and making sure you're actually getting value in return.If your financial advisor is helping you strategize, optimize, and grow beyond what you could do on your own — that's worth exploring. If not? It may be time to reclaim that money and redirect it toward your own wealth-building goals.

Damian's super secret beer club full of veterans, that love to meet up in Wilsonville at Vanguard Brewing, and you will too! Meet Patrick Walker, their Jack-of-all-Taps and heartfelt fan, to tell us all about their latest changes, fan favored beers, and new addtions to their lineup. Join us this week for Wiggle Butts, Liquid Pant Removers, BBL aged beers, and more, on this Brew Happy podcast!

Part 2 of our VentureTech coverage features Glen's interviews with founders of all three finalists from the main stage event: Matt Dicou of Reset, Cary Fortin of Goodbuy and Jordan Mackler of ScribeUp. Also- Chase pushes forward with its "pay for data" model.   Links related to this episode: Reset: https://www.getreset.co/  Goodbuy: https://www.trygoodbuy.com/  ScribeUp: https://www.scribeup.io  Last week's episode featuring Aries Fraud Solutions, KeySavvy and Remynt: https://www.big-fintech.com/launching-from-obscurity-venturing-into-the-mainstream/  VentureTech: https://myventuretech.com/  CNBC's take on JPMorgan Chase's traction in charging for open banking data: https://www.cnbc.com/2025/11/14/jpmorgan-chase-fintech-fees.html  William Mills' annual Financial Trade Show/Conference Directory: https://info.williammills.com/financial-trade-show-conference-directory-2026    Join us for our next CU Town Hall- Wednesday November 19 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/    Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

Gianluca Mauro discusses the mindset and habits for getting the most out of AI tools. — YOU'LL LEARN — 1) How to avoid the trap of AI “workslop”2) What you can and can't expect AI to do3) The CIDI framework for better promptingSubscribe or visit AwesomeAtYourJob.com/ep1111 for clickable versions of the links below. — ABOUT GIANLUCA — Gianluca is the Founder and CEO of AI Academy, an AI education company founded in 2017. AI Academy has trained more than 12000 individuals and teams to harness the power of artificial intelligence for more productivity and better results.Gianluca has over 10 years of experience consulting and building AI for organizations and currently teaches at Harvard's Executive Education programs. He's also the author of the book Zero to AI and the investigation on AI gender bias “There is no standard': investigation finds AI algorithms objectify women's bodies”, published in The Guardian.• LinkedIn Learning Course: Nano Tips for Using Chat GPT to 10x Your Productivity at Work with Gianluca Mauro• Tool: Epiphany• Website: AI-Academy.com• Website: GianlucaMauro.com— RESOURCES MENTIONED IN THE SHOW — • Study: "Navigating the Jagged Technological Frontier: Field Experimental Evidence of the Effects of AI on Knowledge Worker Productivity and Quality" by Fabrizio Dell'Acqua, et al.• Article: "AI-Generated 'Workslop' Is Destroying Productivity" by Kate Niederhoffer, et al.• Tool: Granola• Tool: Harvey• Tool: Legora• Tool: Make.com• Tool: Zapier• Tool: N8N• Tool: Crew AI• Tool: Whispr Flow• Podcast: The Copywriter Club Podcast #434: Building a Business Fast with Jon Morrow• Book: "Obvious Adams: The Story of a Successful Businessman" by Robert Updegraff• Book: "Ruined by Design: How Designers Destroyed the World, and What We Can Do to Fix It" by Mike Monteiro• Past episode: 466: How to Get Home Earlier by Automating (Some of) Your Work with Wade Foster— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The history of the criminal enterprise that was Keith Raniere & Nancy Salzman's cult NXIVM is currently being re-written by its devotees. Most recently, the CBC released a podcast where Allison Mack's minimizes the cult's crimes and her part in coercing and abusing women. Roberta Glass was there in the courtroom for all the pre-trial hearings, much of Keith Raniere's trials as well as the plea and sentencing hearings. In this episode she reviews the crimes that sent Raniere and his co-conspirators to prison.Get access to exclusive content & support the podcast by a Patron today! https://patireon.com/robertaglasstruecrimereportThrow a tip in the tip jar! https://buymeacoffee.com/robertaglassSupport Roberta by sending a donation via Venmo. https://venmo.com/robertaglassBecome a chanel member for custom Emojis, first looks and exclusive streams here: https://youtube.com/@robertaglass/joinThank you Patrons!Beth, Shelley Safford, Carol Mumumeci, Therese Tunks, JC, Lizzy D, Elizabeth Drake, Texas Mimi, Barb, Deborah Shults, Debra Ratliff, Stephanie Lamberson, Maryellen Sudol, Mona, Karen Pacini, Jen Buell, Marie Horton, ER, Rosie Grace, B. Rabbit, Sally Merrick, Amanda D, Mary B, Mrs Jones, Amy Gill, Eileen, Wesley Loves Octoberfest, Erin (Kitties1993), Anna Quint, Cici Guteriez, Sandra Loves GatsbyHannna, Christy, Jen Buell, Elle Solari, Carol Cardella, Jennifer Harmon, DoxieMama65, Carol Holderman, Joan Mahon, Marcie Denton, Rosanne Aponte, Johnny Jay, Jude Barnes, JenTheRN, Victoria Devenish, Jeri Falk, Kimberly Lovelace, Penni Miller, Jil, Janet Gardner, Jayne Wallace (JaynesWhirled), Pat Brooks, Jennifer Klearman, Judy Brown, Linda Lazzaro, Suzanne Kniffin, Susan Hicks, Jeff Meadors, D Samlam, Pat Brooks, Cythnia, Bonnie Schoeneman-Dilley, Diane Larsen, Mary, Kimberly Philipson, Cat Stewart, Cindy Pochesci, Kevin Crecy, Renee Chavez, Melba Pourteau, Julie K Thomas, Mia Wallace, Stark Stuff, Kayce Taylor, Alice, Dean, GiGi5, Jennifer Crum, Dana Natale, Bewildered Beauty, Pepper, Joan Chakonas, Blythe, Pat Dell, Lorraine Reid, T.B., Melissa, Victoria Gray Bross, Toni Woodland, Danbrit, Kenny Haines and Toni Natalie.

Liz from True Crimes Podcast joins Roberta in exposing episode 3 of the CBC podcast aiming on rehabilitating Allison Mack's image. Episode three largely diminishes the punishments Allison's slaves had to endure under her hands in the DOS (Dominate Over Submissive) group of the NXIVM cult.Subscribe to True Crimes Podcast here- https://youtube.com/@truecrimespodcasts?si=e_IkyL2yXDC8ypKcGet access to exclusive content & support the podcast by a Patron today! https://patireon.com/robertaglasstruecrimereportThrow a tip in the tip jar! https://buymeacoffee.com/robertaglassSupport Roberta by sending a donation via Venmo. https://venmo.com/robertaglassBecome a chanel member for custom Emojis, first looks and exclusive streams here: https://youtube.com/@robertaglass/joinThank you Patrons!Beth, Shelley Safford, Carol Mumumeci, Therese Tunks, JC, Lizzy D, Elizabeth Drake, Texas Mimi, Barb, Deborah Shults, Debra Ratliff, Stephanie Lamberson, Maryellen Sudol, Mona, Karen Pacini, Jen Buell, Marie Horton, ER, Rosie Grace, B. Rabbit, Sally Merrick, Amanda D, Mary B, Mrs Jones, Amy Gill, Eileen, Wesley Loves Octoberfest, Erin (Kitties1993), Anna Quint, Cici Guteriez, Sandra Loves GatsbyHannna, Christy, Jen Buell, Elle Solari, Carol Cardella, Jennifer Harmon, DoxieMama65, Carol Holderman, Joan Mahon, Marcie Denton, Rosanne Aponte, Johnny Jay, Jude Barnes, JenTheRN, Victoria Devenish, Jeri Falk, Kimberly Lovelace, Penni Miller, Jil, Janet Gardner, Jayne Wallace (JaynesWhirled), Pat Brooks, Jennifer Klearman, Judy Brown, Linda Lazzaro, Suzanne Kniffin, Susan Hicks, Jeff Meadors, D Samlam, Pat Brooks, Cythnia, Bonnie Schoeneman-Dilley, Diane Larsen, Mary, Kimberly Philipson, Cat Stewart, Cindy Pochesci, Kevin Crecy, Renee Chavez, Melba Pourteau, Julie K Thomas, Mia Wallace, Stark Stuff, Kayce Taylor, Alice, Dean, GiGi5, Jennifer Crum, Dana Natale, Bewildered Beauty, Pepper, Joan Chakonas, Blythe, Pat Dell, Lorraine Reid, T.B., Melissa, Victoria Gray Bross, Toni Woodland, Danbrit, Kenny Haines and Toni Natalie.

Sure, we've reviewed the fastest World Tour aero road bikes and the newest gravel machines, but what about an off-road capable folding bike? Variety is the spice of life, and Velo tech editor Alvin Holbrook has been getting spicy on Brompton's G Line, a bike that should be more capable than any of the legendary UK brand's previous offerings, thanks to larger wheels and much better tires and brakes. Alvin rode the G Line on his usual gravel test loop and reports back on how it performed and what type of rider it makes the most sense for. Would you wear AI on your face? Josh Ross has been in the shape of Oakley's new – and very expensive – Vanguard glasses that come with a video camera, mic and headphones, and a connection to artificial intelligence that's ready to answer *almost* any question you might have. Josh answers our questions, without any AI help, about what the Vanguards are like to live with, why they might have the best mic and headphones for cycling, and explains how they can actually cost less than buying separate glasses, headphones, and a camera. Levy has that new bike fizz after buying an Allied Able and shares some of his early ride impressions, as well as how it compares to his much-loved Santa Cruz Stigmata that he's lived on for the previous two years. Is it love at first ride, or might there be some regrets? Further reading Q36.5's New Cold-Weather Jackets Fit Like A … Condom? How Strava Traded User Goodwill for Nothing Mathieu van der Poel Spotted on an Unreleased Canyon Prototype Road Bike. Here's What We Know. Vittoria's New Gravel Tire is Faster AND Better for the Environment | This Week in Bike Tech Can a Folding Bike Actually Handle Gravel? We Pushed the Brompton G Line to the Limit. Garmin Teamed Up With Oakley and Meta to Make Smart Glasses We Actually Want to Wear 0:00 Intro2:02 Alvin and Josh: Are the Meta x Oakley glasses good for cycling?30:00 Brompton G-Line41:20 Are the new Vittoria gravel tires greenwashing?46:35 Levy's new bike day!1:08:20 We want your input on a new Zwift ride!

Jason Feifer discusses how to advance your career by creating winning LinkedIn content. — YOU'LL LEARN — 1) Why LinkedIn matters even when you aren't job hunting2) What most get wrong about personal branding 3) The trick to getting your posts seen on LinkedInSubscribe or visit AwesomeAtYourJob.com/ep1110 for clickable versions of the links below. — ABOUT JASON — Jason Feifer is the editor in chief of Entrepreneur magazine, a startup advisor, host of the podcasts Build For Tomorrow and Problem Solvers, and has taught his techniques for adapting to change at companies including Pfizer, Microsoft, Chipotle, DraftKings, and Wix. He has worked as an editor at Fast Company, Men's Health, and Boston magazine, and has written about business and technology for the Washington Post, Slate, Popular Mechanics, and others.• LinkedIn: Jason Feifer• Newsletter: OneThingBetter.email• Website: JasonFeifer.com— RESOURCES MENTIONED IN THE SHOW — • Book: The Three-Body Problem (The Three-Body Problem Series, 1) by Cixin Liu• Past episode: 664: Dr. Robert Cialdini on How to Persuade with the 7 Universal Principles of Influence• Past episode: 848: How to Quickly Grow and Future-Proof Your Career with Jason Feifer• Past episode: 997: How to Push Past Self-Doubt and Find the Confidence to Pursue Big Things with Pat Flynn and Matt Gartland• Past episode: 1089: Mastering New Skills and Information Overload through Lean Learning with Pat Flynn— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Don and Tom question a surprising Wall Street Journal column arguing that annuities should become the default option in 401(k) plans. They explore why the idea is gaining traction, where the logic breaks down, and how the insurance industry benefits when complexity outpaces understanding. Along the way, they dig into the real shortcomings of annuities—fees, opacity, inflation risk, liquidity traps—and why “guarantees” often mask the true cost. Listener questions follow, covering tax-efficient stock cleanup at Schwab, spouse disagreements over individual stock picking, automatic ETF withdrawals at Vanguard, and building Dimensional portfolios inside Aspire plans. 0:04 Don's rant: “What the world needs now is… more annuities?” 1:20 WSJ's argument: make annuities the 401(k) default 2:05 Why income complexity doesn't justify default annuities 3:01 Do annuities actually solve longevity risk? 3:29 Inflation, joint-life costs, and who really wins 4:20 Insurance industry reputation and the unanswered criticisms 5:15 High fees, opacity, and why mistrust is earned 5:59 Are annuity sales tactics the real barrier? 7:02 Should annuities be in 401(k)s at all? Don vs. Tom 7:36 Why annuities are mostly sold, not bought 9:10 Liquidity traps and major-life-event risks 10:01 Why “plans” matter more than “products” 10:57 Listener questions: why nobody calls anymore 11:14 Q1: Selling a brokerage full of individual stocks at Schwab 12:46 Q1b: How to convince a spouse who loves stock picking 14:21 Indexing vs. anecdotal evidence 16:21 SPIVA data and why active managers lose 17:02 Q2: Can Vanguard automate ETF withdrawals? 19:05 Fractional shares and why purchases are allowed 20:25 Q3: Aspire 403(b) options and DFA overload 23:46 How many DFA funds do you really need? 24:44 Micro-cap risks and portfolio sprawl 25:42 Tom's pumpkin-patch grandkid cameo Learn more about your ad choices. Visit megaphone.fm/adchoices