Podcasts about Vanguard

A new study from Vanguard offers good news for younger workers: Gen Z and millennials are more likely to be on track for retirement compared with Gen X and baby boomers. Expanded access to defined-contribution plans and improved plan features are helping younger employees build long-term financial security — even as debt remains a major challenge.Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

On episode 218 of The Compound and Friends, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Downtown Josh Brown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ are joined by Warren Pies to discuss: Nvidia earnings, how the market will end the year, solutions to America's housing affordability crisis, and much more! This episode is sponsored by Public and Vanguard. Fund your Public account in five minutes or less by visiting ⁠https://public.com/compound⁠ Learn more about Vanguard at: ⁠https://www.vanguard.com/audio Sign up for The Compound Newsletter and never miss out: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecompoundnews.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠twitter.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/the-compound-media/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠ All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. See terms and conditions of Public's ACATS & IRA Match Program. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. Alpha is an experimental AI tool powered by GPT-4. Its output may be inaccurate and is not investment advice. Public makes no guarantees about its accuracy or reliability—verify independently before use. *Rate as of 9/26/25. APY is variable and subject to change. Learn more about your ad choices. Visit megaphone.fm/adchoices

The provided text is an article from an engineering and technology news source, IE Media, Inc., focusing on a significant development in ocean exploration. Specifically, the source details the unveiling of the Vanguard pilot subsea human habitat, which is the first of its kind in decades and was developed by the UK-based firm DEEP. The habitat is designed to allow scientists, explorers, and oceanographers to live and conduct research beneath the ocean's surface for extended periods, starting with missions of up to a week at a depth of about 65 feet. This new modular structure is intended to revolutionize marine conservation, climate monitoring, and potentially astronaut training by eliminating the need for frequent resurfacing and expanding access to largely unexplored ocean areas. The surrounding text also provides context about the publisher, including sections dedicated to News, Military, Energy, Innovation, and various other resources such as IE Academy and Job listings.#VanguardHabitat #SubseaLiving #DEEPSubmersible #OceanExploration #UnderwaterResearch #MarineConservation #ClimateMonitoring #AstronautTraining #DeepSeaInnovation #HumanHabitatUnderwater #65FeetDepth #ModularSubsea #Oceanographers #IEmedia #EngineeringNewshttp://atlantisseacolony.com/https://www.patreon.com/atlantisseacolonyhttps://discord.gg/jp5aSSkfNS

Paul Leonardi reveals how notifications, multitasking, and endless tools quietly burn us out–and how you can reset your energy.— YOU'LL LEARN — 1) The two hidden forces behind your digital exhaustion2) Simple ways to reduce attention-switching3) How to reclaim your energy from your devicesSubscribe or visit AwesomeAtYourJob.com/ep1112 for clickable versions of the links below. — ABOUT PAUL — Paul Leonardi, PhD, is the award-winning Duca Family Professor of Technology Management at the University of California, Santa Barbara. He is a frequent consultant and speaker to a wide range of tech and non-tech companies like Google, Microsoft, YouTube, GM, McKinsey, and Fidelity, helping them to take advantage of new technologies while defeating digital exhaustion. He is a contributor to the Harvard Business Review and coauthor of The Digital Mindset.• Book: Digital Exhaustion: Simple Rules for Reclaiming Your Life• LinkedIn: Paul Leonardi• Faculty Profile: Paul Leonardi• Website: PaulLeonardi.com— RESOURCES MENTIONED IN THE SHOW — • Study: “When Choice is Demotivating: Can One Desire Too Much of a Good Thing?” by Sheena Iyengar and Mark Lepper• Book: At Home: A Short History of Private Life by Bill Bryson• Book: The Anxious Generation: How the Great Rewiring of Childhood Is Causing an Epidemic of Mental Illness by Jonathan Haidt• Past episode: 832: How to Restore Yourself from Burnout with Dr. Christina Maslach— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Taelor. Visit Visit taelor.style and get 10% off gift cards with the code PODCASTGIFT• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Vanguard Group, the world’s second-largest money manager, is wary of junk bonds given how expensive they’ve become. “Where the market is today doesn’t leave a lot of room for negative surprises,” Michael Chang, head of high-yield corporate credit at the $11 trillion asset manager, tells Bloomberg News’ James Crombie and Bloomberg Intelligence’s Matthew Geudtner in the latest Credit Edge podcast. “Spreads are pretty tight, yields are about average — it’s not the best time to be investing in high yield,” Chang says. They also discuss Vanguard’s preference for debt from utilities and consumer staples companies, how to get extra yield from leveraged loans and how to profit from liability-management exercises.See omnystudio.com/listener for privacy information.

In this episode of "What's the Risk?" we take a look at the historic performance of the FTSE All-World Ex US Index. Some people would know the ETFs that seeks to track the performance of this index as Vanguard's VEU in both Australia and the US. Since it's inception in 2000, this index has struggled over he long term. It almost began with the dotcom bubble bursting, then later in the 2000's saw the global financial crisis, which lingered for a long time in Europe. While its performance has improved, it was then shaded by the strong recovery in US stocks over the past 15 years which has left some investors questioning why invest outside of the US?In more recent times people have started to question whether the US is the place to be due to several notable reasons, but as we point out, it's best not to over or under allocate based on what you think might happen because you could easily be wrong footed and miss out on returns when they arrive or see a period of underperformance in the areas you over allocate to.Want to learn more about investing? Get our Book: https://www.amazon.com.au/Your-Investment-Philosophy-Protecting-Fraudsters-ebook/dp/B0BCPJ8BGC/ https://www.mfg.com.au Mancell Financial Group is an Authorised Representative No. 226266 and Credit Representative No. 403187 of FYG Planners Pty Ltd, AFSL/ACL No. 224543. ABN 29 009 541 253. Hosted on Acast. See acast.com/privacy for more information.

Ever wonder why the markets keep climbing even when everything feels uncertain?In this episode, Ben Law sits down with Libby Newman, Senior Investment Strategist at Vanguard Australia, to unpack what's really driving today's market highs, the rise of AI, and what it all means for long-term investors.From record share prices to gold surges and the unstoppable tech giants, Libby explains why diversification still wins, why most investors underperform the market, and how to build “all-weather portfolios” that thrive through volatility.You'll also hear why AI might be the next electricity, how population shifts could change the global economy, and the timeless investing lessons that separate the patient from the panicked.If you're managing family wealth, super, or farmland assets, this is a must-listen before your next financial decision.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

In this Q&A episode of the Canadian Money Roadmap Podcast, Evan answers two listener questions:How do TD ETFs compare to other providers like Vanguard and BlackRock? Evan breaks down the differences, explains why TD funds may get less attention, and shares what to look for when evaluating ETFs for your portfolio.What's the best order to withdraw funds in retirement? Evan discusses the factors that influence withdrawal strategies, including account types, tax implications, and personal goals

Send us a textEpisode SummaryIn this episode, Dr. Latifat breaks down one of the most common money questions high-earning women physicians ask: “Should I pay for a financial advisor?”Here's the honest truth — most people are paying thousands of dollars every year for work they could easily automate themselves. Data shows that a simple, low-cost index fund strategy (think Boglehead-style investing) often performs just as well as many actively managed portfolios — minus the hefty fees.But this isn't about villainizing financial advisors. It's about empowering you to understand what you're paying for and making sure you're actually getting value in return.If your financial advisor is helping you strategize, optimize, and grow beyond what you could do on your own — that's worth exploring. If not? It may be time to reclaim that money and redirect it toward your own wealth-building goals.

Damian's super secret beer club full of veterans, that love to meet up in Wilsonville at Vanguard Brewing, and you will too! Meet Patrick Walker, their Jack-of-all-Taps and heartfelt fan, to tell us all about their latest changes, fan favored beers, and new addtions to their lineup. Join us this week for Wiggle Butts, Liquid Pant Removers, BBL aged beers, and more, on this Brew Happy podcast!

Part 2 of our VentureTech coverage features Glen's interviews with founders of all three finalists from the main stage event: Matt Dicou of Reset, Cary Fortin of Goodbuy and Jordan Mackler of ScribeUp. Also- Chase pushes forward with its "pay for data" model.   Links related to this episode: Reset: https://www.getreset.co/  Goodbuy: https://www.trygoodbuy.com/  ScribeUp: https://www.scribeup.io  Last week's episode featuring Aries Fraud Solutions, KeySavvy and Remynt: https://www.big-fintech.com/launching-from-obscurity-venturing-into-the-mainstream/  VentureTech: https://myventuretech.com/  CNBC's take on JPMorgan Chase's traction in charging for open banking data: https://www.cnbc.com/2025/11/14/jpmorgan-chase-fintech-fees.html  William Mills' annual Financial Trade Show/Conference Directory: https://info.williammills.com/financial-trade-show-conference-directory-2026    Join us for our next CU Town Hall- Wednesday November 19 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/    Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

Gianluca Mauro discusses the mindset and habits for getting the most out of AI tools. — YOU'LL LEARN — 1) How to avoid the trap of AI “workslop”2) What you can and can't expect AI to do3) The CIDI framework for better promptingSubscribe or visit AwesomeAtYourJob.com/ep1111 for clickable versions of the links below. — ABOUT GIANLUCA — Gianluca is the Founder and CEO of AI Academy, an AI education company founded in 2017. AI Academy has trained more than 12000 individuals and teams to harness the power of artificial intelligence for more productivity and better results.Gianluca has over 10 years of experience consulting and building AI for organizations and currently teaches at Harvard's Executive Education programs. He's also the author of the book Zero to AI and the investigation on AI gender bias “There is no standard': investigation finds AI algorithms objectify women's bodies”, published in The Guardian.• LinkedIn Learning Course: Nano Tips for Using Chat GPT to 10x Your Productivity at Work with Gianluca Mauro• Tool: Epiphany• Website: AI-Academy.com• Website: GianlucaMauro.com— RESOURCES MENTIONED IN THE SHOW — • Study: "Navigating the Jagged Technological Frontier: Field Experimental Evidence of the Effects of AI on Knowledge Worker Productivity and Quality" by Fabrizio Dell'Acqua, et al.• Article: "AI-Generated 'Workslop' Is Destroying Productivity" by Kate Niederhoffer, et al.• Tool: Granola• Tool: Harvey• Tool: Legora• Tool: Make.com• Tool: Zapier• Tool: N8N• Tool: Crew AI• Tool: Whispr Flow• Podcast: The Copywriter Club Podcast #434: Building a Business Fast with Jon Morrow• Book: "Obvious Adams: The Story of a Successful Businessman" by Robert Updegraff• Book: "Ruined by Design: How Designers Destroyed the World, and What We Can Do to Fix It" by Mike Monteiro• Past episode: 466: How to Get Home Earlier by Automating (Some of) Your Work with Wade Foster— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The history of the criminal enterprise that was Keith Raniere & Nancy Salzman's cult NXIVM is currently being re-written by its devotees. Most recently, the CBC released a podcast where Allison Mack's minimizes the cult's crimes and her part in coercing and abusing women. Roberta Glass was there in the courtroom for all the pre-trial hearings, much of Keith Raniere's trials as well as the plea and sentencing hearings. In this episode she reviews the crimes that sent Raniere and his co-conspirators to prison.Get access to exclusive content & support the podcast by a Patron today! https://patireon.com/robertaglasstruecrimereportThrow a tip in the tip jar! https://buymeacoffee.com/robertaglassSupport Roberta by sending a donation via Venmo. https://venmo.com/robertaglassBecome a chanel member for custom Emojis, first looks and exclusive streams here: https://youtube.com/@robertaglass/joinThank you Patrons!Beth, Shelley Safford, Carol Mumumeci, Therese Tunks, JC, Lizzy D, Elizabeth Drake, Texas Mimi, Barb, Deborah Shults, Debra Ratliff, Stephanie Lamberson, Maryellen Sudol, Mona, Karen Pacini, Jen Buell, Marie Horton, ER, Rosie Grace, B. Rabbit, Sally Merrick, Amanda D, Mary B, Mrs Jones, Amy Gill, Eileen, Wesley Loves Octoberfest, Erin (Kitties1993), Anna Quint, Cici Guteriez, Sandra Loves GatsbyHannna, Christy, Jen Buell, Elle Solari, Carol Cardella, Jennifer Harmon, DoxieMama65, Carol Holderman, Joan Mahon, Marcie Denton, Rosanne Aponte, Johnny Jay, Jude Barnes, JenTheRN, Victoria Devenish, Jeri Falk, Kimberly Lovelace, Penni Miller, Jil, Janet Gardner, Jayne Wallace (JaynesWhirled), Pat Brooks, Jennifer Klearman, Judy Brown, Linda Lazzaro, Suzanne Kniffin, Susan Hicks, Jeff Meadors, D Samlam, Pat Brooks, Cythnia, Bonnie Schoeneman-Dilley, Diane Larsen, Mary, Kimberly Philipson, Cat Stewart, Cindy Pochesci, Kevin Crecy, Renee Chavez, Melba Pourteau, Julie K Thomas, Mia Wallace, Stark Stuff, Kayce Taylor, Alice, Dean, GiGi5, Jennifer Crum, Dana Natale, Bewildered Beauty, Pepper, Joan Chakonas, Blythe, Pat Dell, Lorraine Reid, T.B., Melissa, Victoria Gray Bross, Toni Woodland, Danbrit, Kenny Haines and Toni Natalie.

Liz from True Crimes Podcast joins Roberta in exposing episode 3 of the CBC podcast aiming on rehabilitating Allison Mack's image. Episode three largely diminishes the punishments Allison's slaves had to endure under her hands in the DOS (Dominate Over Submissive) group of the NXIVM cult.Subscribe to True Crimes Podcast here- https://youtube.com/@truecrimespodcasts?si=e_IkyL2yXDC8ypKcGet access to exclusive content & support the podcast by a Patron today! https://patireon.com/robertaglasstruecrimereportThrow a tip in the tip jar! https://buymeacoffee.com/robertaglassSupport Roberta by sending a donation via Venmo. https://venmo.com/robertaglassBecome a chanel member for custom Emojis, first looks and exclusive streams here: https://youtube.com/@robertaglass/joinThank you Patrons!Beth, Shelley Safford, Carol Mumumeci, Therese Tunks, JC, Lizzy D, Elizabeth Drake, Texas Mimi, Barb, Deborah Shults, Debra Ratliff, Stephanie Lamberson, Maryellen Sudol, Mona, Karen Pacini, Jen Buell, Marie Horton, ER, Rosie Grace, B. Rabbit, Sally Merrick, Amanda D, Mary B, Mrs Jones, Amy Gill, Eileen, Wesley Loves Octoberfest, Erin (Kitties1993), Anna Quint, Cici Guteriez, Sandra Loves GatsbyHannna, Christy, Jen Buell, Elle Solari, Carol Cardella, Jennifer Harmon, DoxieMama65, Carol Holderman, Joan Mahon, Marcie Denton, Rosanne Aponte, Johnny Jay, Jude Barnes, JenTheRN, Victoria Devenish, Jeri Falk, Kimberly Lovelace, Penni Miller, Jil, Janet Gardner, Jayne Wallace (JaynesWhirled), Pat Brooks, Jennifer Klearman, Judy Brown, Linda Lazzaro, Suzanne Kniffin, Susan Hicks, Jeff Meadors, D Samlam, Pat Brooks, Cythnia, Bonnie Schoeneman-Dilley, Diane Larsen, Mary, Kimberly Philipson, Cat Stewart, Cindy Pochesci, Kevin Crecy, Renee Chavez, Melba Pourteau, Julie K Thomas, Mia Wallace, Stark Stuff, Kayce Taylor, Alice, Dean, GiGi5, Jennifer Crum, Dana Natale, Bewildered Beauty, Pepper, Joan Chakonas, Blythe, Pat Dell, Lorraine Reid, T.B., Melissa, Victoria Gray Bross, Toni Woodland, Danbrit, Kenny Haines and Toni Natalie.

Next Thursday November 20, four local composer and musicians perform at the Vanguard Music Series, at Zion Community Commons in St Paul. The composers are guitarist Maja Radovanlija, vocalist Alyssa Anderson, trumpeter Isaac Mayhew and pianist Paul Cantrell. Phil Nusbaum had the opportunity to speak with Isaac and Paul. When they met, Phil said to Isaac that playing trumpet solo left Isaac no place to hide.

Your All-Access Pass to the Marching Arts.A Podcast for Marching Arts Enthusiasts — On the Field, In the Stands & Behind the Scenes.It's BOA Grand Nationals Week, PASIC is happening across the street, and the 2025 marching band season is officially coming to a close. Nicole hangs out with Taylor and Haley to talk favorite shows, end-of-season surprises, band-parent TikTok chaos, and the programs they can't wait to watch in Indy — all pulled directly from this week's conversation.Highlights:• Bandtober survival + Grand Nats weekend hype• Boston, Bluecoats, Vanguard, Catawba Ridge, and Texas standouts• Band parent & senior “sign-in / sign-out” TikTok trends• Taylor's PASIC breakdown (60-Second Tech Block)• Water We Doing?! — AI props & “stop asking what time it is”• Gush & Go — pies, parades, Cincinnati Tradition, and new seasons starting upSponsors:Peak Group Travel — @peak.group.travelGuard Closet — gear, design, education: https://guardcloset.com/Find On A Water Break:Website: https://onawaterbreakpodcast.comLinktree: https://linktr.ee/onawaterbreakBe a Guest: link in bioEmail: onawaterbreakpodcast@gmail.comSocial: @onawaterbreak

Sure, we've reviewed the fastest World Tour aero road bikes and the newest gravel machines, but what about an off-road capable folding bike? Variety is the spice of life, and Velo tech editor Alvin Holbrook has been getting spicy on Brompton's G Line, a bike that should be more capable than any of the legendary UK brand's previous offerings, thanks to larger wheels and much better tires and brakes. Alvin rode the G Line on his usual gravel test loop and reports back on how it performed and what type of rider it makes the most sense for. Would you wear AI on your face? Josh Ross has been in the shape of Oakley's new – and very expensive – Vanguard glasses that come with a video camera, mic and headphones, and a connection to artificial intelligence that's ready to answer *almost* any question you might have. Josh answers our questions, without any AI help, about what the Vanguards are like to live with, why they might have the best mic and headphones for cycling, and explains how they can actually cost less than buying separate glasses, headphones, and a camera. Levy has that new bike fizz after buying an Allied Able and shares some of his early ride impressions, as well as how it compares to his much-loved Santa Cruz Stigmata that he's lived on for the previous two years. Is it love at first ride, or might there be some regrets? Further reading Q36.5's New Cold-Weather Jackets Fit Like A … Condom? How Strava Traded User Goodwill for Nothing Mathieu van der Poel Spotted on an Unreleased Canyon Prototype Road Bike. Here's What We Know. Vittoria's New Gravel Tire is Faster AND Better for the Environment | This Week in Bike Tech Can a Folding Bike Actually Handle Gravel? We Pushed the Brompton G Line to the Limit. Garmin Teamed Up With Oakley and Meta to Make Smart Glasses We Actually Want to Wear 0:00 Intro2:02 Alvin and Josh: Are the Meta x Oakley glasses good for cycling?30:00 Brompton G-Line41:20 Are the new Vittoria gravel tires greenwashing?46:35 Levy's new bike day!1:08:20 We want your input on a new Zwift ride!

What do we talk about when talk about empathy & remorse in regards to Mack's role as DOS master and recruiter in NXIVM? How is remorse expressed in Allison Mack's new podcast about her time in and life after Keith Raniere's destructive cult? Where's Mack's empathy for those that she victimized? What does the podcast tell us about Mack's view of her role in NXIVM. What does the future hold for Mack?Get access to exclusive content & support the podcast by a Patron today! https://patreon.com/robertaglasstruecrimereportThrow a tip in the tip jar! https://buymeacoffee.com/robertaglassSupport Roberta by sending a donation via Venmo. https://venmo.com/robertaglassBecome a channnel member for custom Emojis, first looks and exclusive streams here: https://youtube.com/@robertaglass/joinThank you Patrons!Beth, Shelley Safford, Carol Mumumeci, Therese Tunks, JC, Lizzy D, Elizabeth Drake, Texas Mimi, Barb, Deborah Shults, Debra Ratliff, Stephanie Lamberson, Maryellen Sudol, Mona, Karen Pacini, Jen Buell, Marie Horton, ER, Rosie Grace, B. Rabbit, Sally Merrick, Amanda D, Mary B, Mrs Jones, Amy Gill, Eileen, Wesley Loves Octoberfest, Erin (Kitties1993), Anna Quint, Cici Guteriez, Sandra Loves GatsbyHannna, Christy, Jen Buell, Elle Solari, Carol Cardella, Jennifer Harmon, DoxieMama65, Carol Holderman, Joan Mahon, Marcie Denton, Rosanne Aponte, Johnny Jay, Jude Barnes, JenTheRN, Victoria Devenish, Jeri Falk, Kimberly Lovelace, Penni Miller, Jil, Janet Gardner, Jayne Wallace (JaynesWhirled), Pat Brooks, Jennifer Klearman, Judy Brown, Linda Lazzaro, Suzanne Kniffin, Susan Hicks, Jeff Meadors, D Samlam, Pat Brooks, Cythnia, Bonnie Schoeneman-Dilley, Diane Larsen, Mary, Kimberly Philipson, Cat Stewart, Cindy Pochesci, Kevin Crecy, Renee Chavez, Melba Pourteau, Julie K Thomas, Mia Wallace, Stark Stuff, Kayce Taylor, Alice, Dean, GiGi5, Jennifer Crum, Dana Natale, Bewildered Beauty, Pepper, Joan Chakonas, Blythe, Pat Dell, Lorraine Reid, T.B., Melissa, Victoria Gray Bross, Toni Woodland, Danbrit, Kenny Haines and Toni Natalie.

The provided text is an article from **DeeperBlue.com**, a large community dedicated to various forms of underwater activities, reporting on a significant expansion by the company **DEEP** in the United States. **DEEP** has committed **US$100 million** to establish an engineering hub in Florida and a manufacturing facility in Houston, Texas, focusing on **subsea habitation and advanced manufacturing**. These new operations are integral to the expansion of **Project Vanguard**, which is described as the first crewed subsea human habitat constructed in four decades. **Project Vanguard** aims to support scientific research, environmental monitoring, and spaceflight training, and involves key partnerships with specialist industrial teams like **Triton Submarines** and **Bastion Technologies**. The company leadership indicates that this investment is the foundational step toward creating a **permanent human presence under the sea**.Original article : https://www.deeperblue.com/deep-expands-its-operations-in-the-united-states/?fbclid=IwY2xjawNw5zBleHRuA2FlbQIxMABicmlkETF1SlhoVkVsYjZmT2JlYTdLAR5ONOyHqk-VjVeFKUriHYjU5_lQ0wOGpI1AOsYeLFpbbo187_tPkGwURR-A3Q_aem_Lq6SvcBwmJfJOvd6eZ1_cg&brid=Fi6fodeKLR7ZJQffigdUvA#DEEPExpansion #ProjectVanguard #SubseaHabitat #UnderwaterInnovation #PermanentUnderseaPresence #DEEPinUSA#FloridaEngineeringHub #HoustonManufacturing #TritonSubmarines #BastionTechnologies #SubseaResearch #OceanScience #SpaceflightTraining #DeeperBlue #100MillionInvestment #AdvancedSubseaManufacturing #CrewedUnderwaterHabitat #OceanFrontier #HumanPresenceUnderSea #UnderwaterEngineeringhttp://atlantisseacolony.com/https://www.patreon.com/atlantisseacolonyhttps://discord.gg/jp5aSSkfNS

- Tiếp tục kì họp, hôm nay, Quốc hội thảo luận về dự án Luật Xây dựng (sửa đổi).- Vanguard, một trong những tổ chức quản lý tài sản lớn nhất thế giới có kế hoạch triển khai các hoạt động đầu tư tại Việt Nam sau khi thị trường chứng khoán Việt Nam được nâng hạng.- Để phòng tránh bạo lực học đường, học sinh cần được trang bị kỹ năng sống để kiểm soát cái “tôi” và “cảm xúc cá nhân”.- Ngành du lịch New Zealand phục hồi mạnh mẽ, nhờ gói hỗ trợ của Chính phủ.- Tại Mỹ, một triển lãm quy mô lớn được tổ chức vào ngày 17/11 tới, sẽ làm rõ hơn quá trình kết thúc kỷ nguyên khủng long.

Jason Feifer discusses how to advance your career by creating winning LinkedIn content. — YOU'LL LEARN — 1) Why LinkedIn matters even when you aren't job hunting2) What most get wrong about personal branding 3) The trick to getting your posts seen on LinkedInSubscribe or visit AwesomeAtYourJob.com/ep1110 for clickable versions of the links below. — ABOUT JASON — Jason Feifer is the editor in chief of Entrepreneur magazine, a startup advisor, host of the podcasts Build For Tomorrow and Problem Solvers, and has taught his techniques for adapting to change at companies including Pfizer, Microsoft, Chipotle, DraftKings, and Wix. He has worked as an editor at Fast Company, Men's Health, and Boston magazine, and has written about business and technology for the Washington Post, Slate, Popular Mechanics, and others.• LinkedIn: Jason Feifer• Newsletter: OneThingBetter.email• Website: JasonFeifer.com— RESOURCES MENTIONED IN THE SHOW — • Book: The Three-Body Problem (The Three-Body Problem Series, 1) by Cixin Liu• Past episode: 664: Dr. Robert Cialdini on How to Persuade with the 7 Universal Principles of Influence• Past episode: 848: How to Quickly Grow and Future-Proof Your Career with Jason Feifer• Past episode: 997: How to Push Past Self-Doubt and Find the Confidence to Pursue Big Things with Pat Flynn and Matt Gartland• Past episode: 1089: Mastering New Skills and Information Overload through Lean Learning with Pat Flynn— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Don and Tom question a surprising Wall Street Journal column arguing that annuities should become the default option in 401(k) plans. They explore why the idea is gaining traction, where the logic breaks down, and how the insurance industry benefits when complexity outpaces understanding. Along the way, they dig into the real shortcomings of annuities—fees, opacity, inflation risk, liquidity traps—and why “guarantees” often mask the true cost. Listener questions follow, covering tax-efficient stock cleanup at Schwab, spouse disagreements over individual stock picking, automatic ETF withdrawals at Vanguard, and building Dimensional portfolios inside Aspire plans. 0:04 Don's rant: “What the world needs now is… more annuities?” 1:20 WSJ's argument: make annuities the 401(k) default 2:05 Why income complexity doesn't justify default annuities 3:01 Do annuities actually solve longevity risk? 3:29 Inflation, joint-life costs, and who really wins 4:20 Insurance industry reputation and the unanswered criticisms 5:15 High fees, opacity, and why mistrust is earned 5:59 Are annuity sales tactics the real barrier? 7:02 Should annuities be in 401(k)s at all? Don vs. Tom 7:36 Why annuities are mostly sold, not bought 9:10 Liquidity traps and major-life-event risks 10:01 Why “plans” matter more than “products” 10:57 Listener questions: why nobody calls anymore 11:14 Q1: Selling a brokerage full of individual stocks at Schwab 12:46 Q1b: How to convince a spouse who loves stock picking 14:21 Indexing vs. anecdotal evidence 16:21 SPIVA data and why active managers lose 17:02 Q2: Can Vanguard automate ETF withdrawals? 19:05 Fractional shares and why purchases are allowed 20:25 Q3: Aspire 403(b) options and DFA overload 23:46 How many DFA funds do you really need? 24:44 Micro-cap risks and portfolio sprawl 25:42 Tom's pumpkin-patch grandkid cameo Learn more about your ad choices. Visit megaphone.fm/adchoices

Some excellent questions this week, as always, and with the added bonus of moving the podcast onto YouTube! Join Pete and Rog as they answer questions about finance management apps, investment platform selection and transitional tax-free allowance certificates! Shownotes: https://meaningfulmoney.tv/QA32  01:39  Question 1  Hi Pete and Roger    Thanks so much for all the work you do, I've only found the podcast recently but already enjoying learning more and thinking about things differently.   My question relates to saving for retirement and specifically the period leading up to retiring.  Nearly all of our (mine and my husband's) pensions are in SIPPs where we have been happy to be 100% equity, in global index funds. We are now maybe 7-10 years from the point where we could retire, and I've been able to research withdrawal strategies to the point where I'm confident managing that when we get there.  We have determined our target asset allocation split between equities / bond funds / individual gilts and money market funds for the start point of retirement. I haven't been able to find much information about the period of transition from 100% equity to the asset allocation we want in place for the start of retirement.  Obviously it's a balance between reducing exposure to volatility as we approach retirement and accepting a drag on the portfolio caused by the increasing allocation to cash and bonds and my instinctive (but not evidence-based!) approach would be to gradually move from one to the other over a number of years.  So my question is this - is there a better approach than just a straightline shift from one to the other?  How far out from retirement is it appropriate to start making the transition?  The best advice I can find online is just to pick whatever makes you feel comfortable and do that but surely there must be some more robust guidance out there?  I appreciate it might not be a one size fits all answer but would appreciate your thoughts on how to approach this. The one piece of advice I do seem to have found is that however we decide to do it, to stick to a predetermined schedule to avoid temptation to try to time the market - does that sound sensible or have I missed the mark on that? Thanks so much for any help you can give. Fran   08:28  Question 2 Hello I listen to your show when out on walks and find it helpful for somebody who struggles at times with pension planning I am 55 and myself and colleagues were told we had to leave the Final Salary pension scheme in 2019, the flipside being we would still have employment and our final salary pension would be triggered at reduced age of 50, although we would only get the years paid into rather than the magic 40 years which would give 40/80ths of your final salary. So, for me , mine was triggered in 2020 and it was around 32/80ths (paid in since age 17), and I still remain in employment. At this time I received a statement saying my pension had triggered, I had opted for the smaller lump sum (we had two options and some took the larger sum).  There was no option to not take a tax free lump sum. I received a statement from the pension provider and it stated I was using 57% of the LTA Now,  since 2024 the P60 I receive from the pension provider annually now shows how much of the LSA I have used, this shows an amount of £153k , which equates to the same 57% , this time of the tax free lump sum allowance of £268k   (I have rounded the figures). However, the actual lump sum I received was £80k - so should I not have £199k left to use up ? As I got my lump sum prior to 2024 and it is far lower than the standard calculation used to generate £153k used figure , do I not have any protected rights and able to dispute this ?   It seems unfair that others who opted for double the tax free lump sum I received will be treat the same as myself regarding what tax free lump sum they can get in future  (We all pay into a company DC scheme these past 6 year, with a different provider). I have read about Transitional Tax Certificates but unsure if they are relevant to my scenario. I was unsure if the onus is on myself to take some action, or if the above is correct and that is how it works. Any advice would be appreciated and may help others in a similar scenario also. Many thanks, Jason   13:15  Question 3 Hi both, Thank you for all the great content, my question relates to financial planning as a couple. My partner and I are getting married next year and plan to combine finances at that time. We will also be looking to buy our first home in the next few years. Aside from some lifestyle creep, we are both 'good' with money and have worked with monthly budget systems before. We are looking for a system to help us manage our *total wealth/finances* on a larger scale as opposed to the majority of online finance spreadsheets which focus more on monthly budgeting. Do you have any recommendations for spreadsheets or software to help us keep track of the 'big picture' i.e. emergency fund, pensions, ISAs, investments. We WILL be seeking financial planning but are keen to keep track of this stuff ourselves. We would be happy to update spreadsheets quarterly, but not get bogged down in tracking specifics of bills etc! Best, Maddie   18:44  Question 4 Hello Pete and Roger, The older of my 2 sisters has been diagnosed with a terminal illness at the early age of 46 and because of the late stage diagnosis the timescales could be as short as 3-6 months without treatment. Myself and my other sister have been looking through her work pension/ finances to sort out her estate to get everything looked after for her only daughter, who is under the age of 18. She works for a government department and after reading the small print with her pension/ employment contract her estate would be about £130k worse off if she continued to be on sick leave but employed compared to taking medical early retirement. We have advised and started the process to get the lump sum and early retirement pension for my sister, as she is unlikely to benefit from the higher yearly pension payouts of around 23k vs 15k with £100k lump sum. My younger sister is applying for power of attorney as my older sister is too unwell to deal with all the admin and is becoming very forgetful with her condition and medication. My sister's entire estate will be around  £300k, we are concerned about my niece inheriting such a large lump sum at the age of 18. We are considering setting up a trust so that the money can be fully invested and paid out in smaller staggered lump sums to her on a 6 month or 12 month basis, just to get her used to dealing with larger sums of money and when she needs a Deposit for a house etc this will be available. Are there any reasons not to go down the Trust route and would this even be practical? Are there other options? We have been thrown into the deep end trying to make the best decision and could use your advice. I'm 38 and if I'd have inherited such a large lump sum at the age of 18, I probably would have blown it on expensive cars and motorcycles and have had some great fun in my 20's, but probably would have little left to show. Regards Mark   24:03  Question 5 Hi Pete and Rog Long time fan here! Love the accessibility of your information in the pod and the books! I've learnt a huge amount. But.... I still have a probably rather stupid question... I have a SIPP with funds in a Vanguard Global Index fund with Interactive Investor. It's taken a bit of a battering, but I'm hopeful it will grow in the next 10 years! My question is, how does it grow? I keep reading about interest and the magic of compounding, but it seems to me that there is no interest in an index fund? I dabble for a while with a dividend specific pie on Trading 212 and clearly saw dividends being paid to me on a regular basis, but this doesn't seem to happen with the Vanguard fund. What is it that's compounding? Please can you explain (as if I was a child!) how and why the fund grows and (hopefully) keeps gaining value over the long term? Many thanks! Alex  29:34  Question 6 Hello Pete and Roger, Great podcast! We are all very aware of costs eroding returns over time. On reading the Sunday Times review of investing platforms (8th June 2025 entitled, *'Switch investing platform and save £30k*'), this would seem to advocate changing platforms as funds increase to minimise costs. However, what this article doesn't go into is the flexibility on each platform to invest in individual shares / ETFs etc. Please could you and Roger give your insightful views about investment platform selection and particularly keeping with the most cost effective platforms as invested funds grow in value.  Thank you for helping so many of us! Ivana

The full notes and charts are here.I can't get a sense of whether this will scale up. It keeps seeming like it has to; like this is the Achilles heel. I am not getting why it's being made so obvious that he's into pre-teens and underage teenagers right in front of everyone's faces; this is obviously a form of moral torture. The disclosures that Jon Stewart pulled together in July were vexing, including deposition testimony and comments on Howard Stern indicating that a girl 12-years-old was too young but that was his limit. He said this ON AIR in the studio.Stewart pulled this together in July; I saw it about two weeks ago. He is sourcing his documents. I lean toward trusting Jon Stewart as he was the one public presenter, though retired at the time, to question the covid shots, on the Colbert show, and Steve understandably did not appear happy about that. Notably Comedy Central and CBS are now part of the same company (Paramount). Black Rock, State Street and Vanguard all hold large portions of Paramount. So all the “hedge fund parties” are represented here. Well, except for Blackstone.---I assume those who are stage managing the Epstein scenario are the same ones that did Kirk and Butler. (I think the evidence is strong that Erika Frantzve Kirk's nonprofit was involved in child trafficking, though it really was hers in name only.) The three emails (released by Democrats in congress) are here, including one from a political strategy discussion with author Michal Wolff (who allegedly received Epstein's final message before his claimed 2019 death and who wrote three books about Trump claiming Epstein as a cloaked source).From this email you can see the strategy that surrounds Epstein and his handlers, which is kompromat, a Stalin-era KGB word for “compromising material.” That seemed to be the whole Epstein game. But I suspect there is far more; that Epstein is the coverup and not the crime.So the question is, does this pan out? The astrology says this is the thing that ultimately will. Under the rules of litigation and investigative journalism, the emails are primary source materials reportedly released by a government authority and presumed to be authentic; but that is a legal presumption. It can be challenged but it's difficult to refute.Here is the follow up story about 20,000 emails released by Republicans a few hours later. This seems like a pissing match to see who will ultimately take him out.Thank you for visiting. You are listening to Planet Waves. You can hear my full length show every Friday night at https://planetwaves.fm My Substack is: https://planetwaves.substack.com/ Visit the Astrology Boutique https://www.astrology.boutique/

You know those Wall Street movies where young, hungry salespeople make 500 dials a day?That was real life for Devon Drew.He built his career in distribution at some of the biggest asset managers in the world—including Vanguard—before walking away from it all to launch AssetLink, a tech platform designed to disrupt how fund distribution gets done.Because Devon realized something: the model wasn't just archaic, it was broken.Now, he's putting powerful tools in the hands of fund managers who've been overlooked for too long and giving wholesalers a way to work smarter, not harder.In this episode, Stacy and Devon discuss: What it's really like to go from Wall Street to founder lifeWhy the old-school “spray and pray” sales model needs to goHow AssetLink is making sales teams more efficient (and more human)What Silicon Valley taught Devon about innovation (and what Wall Street can learn from it)His experience with Google's accelerator program and what it means to build “tomorrow, today”More About Devon:Devon Drew is the Founder & CEO of AssetLink, an AI-powered platform modernizing fund distribution.With 18+ years in asset management and over $30B raised, his career spans major players like:Merrill Lynch & J.P. Morgan Chase (Financial Advisor)Fred Alger & American Century (VP, Wealth Management Sales)Vanguard ($10T AUM, Sr. Exec in Broker/Dealer Sales)In 2021, Devon founded DFD Partners, the early version of what would become AssetLink, a tool built to help under-resourced managers compete and win in distribution.Drew has been recognized for his innovative work, receiving several accolades, including:• Top 25 Founders of 2025 by Founders Square• 2025 AWD Pioneer Award• Top 10 to Watch in 2024 by wealthmanagement.com• Finalist for the Wealthies Award in 2023, 2024 & 2025 ---Running a fund is hard enough.Ops shouldn't be.Meet the team that makes it easier. | billiondollarbackstory.com/ultimus- - -Thinking about expanding your investor base beyond the US? Not sure where to start? Take our quick quiz to find out if your firm is ready to go global and get all the info at billiondollarbackstory.com/gemcap

 This Veterans Day, we're honoring those who've served—and continuing the conversation on what service looks like after the uniform comes off. Shannon is joined by Lt. Col. (Ret.) Kathy Lowrey Gallowitz, Founder and CEO of Vanguard Veteran, an organization dedicated to equipping civilians to become Veteran Champions. Kathy's mission is clear: bridge the gap between military and civilian life and empower veterans to thrive in the workplace, community, and beyond. From leading teams in uniform to leading a movement of understanding, Kathy shares her insight on building “vanguard” communities—those at the front of meaningful change. You'll hear leadership lessons born from service, the truth behind common misconceptions, and how we can all be part of reshaping what veteran employment looks like today. 

The Crew chat about "It Depends" Chris Brown ft. Bryson Tiller receiving two Grammy nominations and Sevyn Streeter's Spotify milestone.

In this podcast you will hear me unbox the glasses, and in the beginning May is with me, as she got the Oakley HSTN glasses, so we do look at both pairs, and tell you what we find different between the two sets of glasses. May also helps me find both the USB port, and the pairing button on the case for my glasses. You will also hear me do a very basic setup, that just gets you up and running.

Dr. Deborah Heiser discusses how and why to find mentors from all directions.— YOU'LL LEARN — 1) The fundamental human need that mentorship fulfills2) Why most struggle to find mentors—and the simple fix3) The unlikely places where you can find more mentorsSubscribe or visit AwesomeAtYourJob.com/ep1109 for clickable versions of the links below. — ABOUT DEBORAH — Dr. Deborah Heiser (Ph.D.) is an applied developmental psychologist, the CEO/Founder of The Mentor Project, and author of The Mentorship Edge: Creating Maximum Impact Through Lateral and Hierarchical Mentoring. She is a TEDx speaker, member of Marshall Goldsmith 100 Coaches, Thinkers 50 Radar List, expert contributor to Psychology Today and is also an Adjunct Professor in the Psychology Department at SUNY Old Westbury.• Book: The Mentorship Edge: Creating Maximum Impact through Lateral and Hierarchical Mentoring• LinkedIn: Deborah Heiser• Substack: The Right Side of 40• Website: DeborahHeiser.com— RESOURCES MENTIONED IN THE SHOW — • Book: Madame Curie: A Biography by Eve Curie and Vincent Sheean— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The oldest members of Generation X reach 60 this year. Yet most have much less than $300,000 saved for retirement, while also carrying more student loan and credit card debt than any other generation. Robert Brokamp discusses the challenges and solutions with Kerry Hannon, co-author of Retirement Bites: A Gen X Guide to Securing Your Financial Future. Also in this episode: -Stock market valuations are high, but there are reasons to believe the bull market can continue-Unused 529 college savings money can be transferred to a Roth IRA and not be subject to federal taxes (if done right). But what about state taxes?-Recent reports from Vanguard and J.P. Morgan Asset Management have sobering projections for U.S. stocks over the next 10 to 15 years-Over the holidays, eat, drink, be merry, and discuss estate planning with your family Host: Robert BrokampGuest: Kerry HannonEngineer: Bart Shannon Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Word Balloon! Today, we're diving deep into the Star Trek universe with one of its most accomplished storytellers — David Mack. You know his work from the Deep Space Nine episodes “Starship Down” and “It's Only a Paper Moon”, two fan-favorite installments that captured the show's emotional depth and moral complexity.Since then, Mack's become one of Star Trek's defining novelists — the author behind landmark books like Destiny, Vanguard, and Control, and now, the brand-new Strange New Worlds novel, Ring Of Fire. We'll talk about how David approaches writing for different eras of Trek, what it's like balancing the optimism of Strange New Worlds with the grittier tone of his earlier work, and how he helped expand Star Trek's literary canon into something as rich and compelling as the shows themselves.Plus, we'll get into his latest creative venture — co-writing the Star Trek: Khan audio drama, exploring the rise and legacy of one of the franchise's most fascinating villains. It's a fascinating look at a writer who's helped shape Star Trek across television, novels, and now audio storytelling. So grab your communicator, set your phasers to “listen,” and join me as we boldly go into the creative mind of David Mack — right here on Word Balloon!

Today's guest is Joe Davis, Vanguard's Global Chief Economist and Global Head of Vanguard's Investment Strategy Group. His latest research on megatrends is covered in his book, Coming Into View: How AI and Other Megatrends Will Shape Your Investments. In today's episode, Joe explains why the coming decade for the U.S. economy will be shaped by a tug-of-war between AI and demographics-driven deficits. While the most likely outcome is optimistic (the benefits of AI offset demographic pressures), the next most likely outcome is pessimistic (AI fails to meet our expectations and growth tumbles, putting pressure on the government's balance sheet). Joe emphasizes the need for investors to prepare for non-consensus outcomes and embrace diversification to navigate this uncertain future.  Listen to Joe's first appearance on the show in February 2020. (0:00) Starts (1:40) AI's impact on the economy (7:26) Megatrends and technological change (19:18) Financial market signals, narratives, and nonconsensus outcomes (25:23) Comparing hype in AI stocks, gold, and economic scenarios (32:44) Historical technology cycles (41:48) The role of international bonds in a diversified portfolio (47:47) AI's impact on financial advisors (55:10) The future of automation & AI ----- Sponsor: ⁠AcreTrader⁠ is an investment platform that makes it simple to own shares of farmland and earn passive income, and you can start investing in just minutes online. For more information, please visit ⁠acretrader.com/meb⁠. ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices

Join in the conversation!Welcome back to another episode of the Hella Chisme Podcast. Long story short, my therapist said I'm Stressed, The VMAs said I'm old, and Dr. Marcus said “Communicate Better”Pop culture sets the stage, but the heart of this episode is connection you can feel. After a quick VMAs rundown, Mariah's Vanguard moment, Doja's 80s pop snap, and choreography that actually hits, we pivot into the messy, meaningful work of how people find each other, keep each other, and sometimes lose each other. Dr. Marcus Shepherd, a tenured professor of communication and host of Off the Data Provided, joins us to map the gap between casual contact and real closeness, and how to close it without losing yourself.LINK: https://linktr.ee/hellachismepodcastConnect with Dr. Marcus Shepard:"Meet Dr. Marcus C. Shepard a tenured professor in communication who studies communication, identity and diversity as they are heard within soul music, discussed by multiracial communities, and within interpersonal relationships."Instagram: https://www.instagram.com/marcusshepard/Twitter: https://x.com/MarcusShepardhttps://www.marcusshepard.com/Support the show

Rob Monson reveals how professionals can become A-players—and what leaders can do to retain them. — YOU'LL LEARN — 1) The hard truth many leaders don't want to accept2) What A-players do differently from the rest 3) The simple trick to get a day back every weekSubscribe or visit AwesomeAtYourJob.com/ep1108 for clickable versions of the links below. — ABOUT ROB — Rob Monson, founder of Tenfold Advisors, is Utah's leading business growth coach. A Scaling Up and Metronomics coach, he helps mid-market CEOs install disciplined systems that transform people, strategy, execution, and cash. His clients have driven Utah's most founder exits at a 7X EBITDA multiple, 10X profit gains, Inc. 5000 honors, and award-winning cultures. Formerly with Golf Channel and 1-800 Contacts, Rob now shares practical scaling insights as Tenfold Biz Coach on TikTok.• Tiktok: @rmonson12• Website: TenfoldAdvisors.com— RESOURCES MENTIONED IN THE SHOW — • Tool: Liz Wisemen Multipliers Assessment• Website: The Systems Thinker• Book: Topgrading: How Leading Companies Win by Hiring, Coaching, and Keeping the Best People, Revised and Updated Edition by Bradford Smart• Book: Who by Geoff Smart• Book: Mastering the Rockefeller Habits: What You Must Do to Increase the Value of Your Growing Firm by Vern Harnish• Book: The Five Dysfunctions of a Team: A Leadership Fable, 20th Anniversary Edition by Patrick Lencioni• Book: The Captain Class: The Hidden Force That Creates the World's Greatest Teams by Sam Walker• Past episode: 030: Optimal Practices for Prioritizing, Hiring, and Relating with ghSMART's Randy Street• Past episode: 552: The Foundational Principle that Separates Good Leaders from Bad Ones with Pat Lencioni• Past episode: 719: Liz Wiseman Reveals the Five Practices of Indispensable, High-Impact Players— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Ben, Cameron, and Dan are joined by Ted Cadsby, former executive at CIBC, author of The Power of Index Funds, Closing the Mind Gap, and Hard to Be Human. Ted brings a rare combination of experience in both finance and cognitive psychology, having helped introduce index investing to Canada before turning his attention to how human thinking itself often misleads us. Ted shares inside stories from his time at CIBC—how he tried to make the bank an indexing leader in the late 1990s, the pushback he faced, and why he still believes so deeply in indexing today. Then, the conversation turns to human cognition: why our brains evolved for simplicity, certainty, and emotion, and how those traits can sabotage both our portfolios and our peace of mind. From "greedy reductionism" and "certainty addiction" to emotional overreaction and competing selves, Ted unpacks the five cognitive design flaws that make it hard to be human—and how metacognition and mindfulness can help us overcome them. Key Points From This Episode:   (0:04) Introduction to the Rational Reminder Podcast and hosts. (0:18) Cameron's story about rediscovering The Power of Index Funds and reconnecting with Ted Cadsby. (2:21) How Ted brought index investing to CIBC and tried to make the bank a leader in indexing. (5:58) Why assessing active managers taught Ted about randomness, noise, and the illusion of skill. (8:42) The moment Ted "saw the light" on indexing—and why randomness, not market efficiency, is the real obstacle for active managers. (12:54) How Ted tried to implement index investing at CIBC and the cultural resistance he faced. (15:05) The goals of The Power of Index Funds (1999) and how he tied indexing to human behavior. (18:49) How his indexing push created internal conflict at CIBC and ultimately led to his departure. (23:23) The influence of John Bogle and Vanguard on Ted's mission to bring indexing to Canada. (26:59) Why he's still passionate about indexing, and what worries him about private equity. (31:44) How human cognition and philosophy led him from finance to exploring how we think. (34:46) The "Big Five" cognitive design flaws that shape human decision-making:  1. Greedy reductionism – our urge to oversimplify complex systems.  2. Certainty addiction – craving the feeling of knowing, even when we're wrong.  3. Emotional hostage-taking – overreacting and ruminating.  4. Competing selves – inner conflicts between present and future selves.  5. Misguided search for meaning – overextending our need for purpose. (44:11) Why modern life amplifies these flaws and how System 1 (automatic) and System 2 (deliberate) thinking play into it. (48:00) The human superpower: metacognition—our ability to think about thinking. (49:57) How mindfulness and a "meditative stance" help us use metacognition daily. (53:57) Why knowing your biases isn't enough—emotional regulation is the real challenge. (56:27) How to recognize triggers for deeper reflection and System 2 thinking. (1:00:34) How systems thinking and better questions can combat our reductionist tendencies. (1:05:57) Why our addiction to certainty fuels overconfidence and poor decisions. (1:08:43) How humility, probabilistic thinking, and skepticism can make us wiser investors and humans. (1:11:39) When to listen to emotions—and when to treat them as cognitive red flags. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310 Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)  

Reference: https://corporate.vanguard.com/content/corporatesite/us/en/corp/articles/out-sight-out-market-ira-cash-drag.html?utm_source=chatgpt.com8499371.1Vanguard's latest research revealed something shocking: most people over 55 are saving completely wrong.It's called the IRA Cash Trap — and it's quietly destroying retirements across America.In this video, Adam Olson, CFP®, breaks down:✅ The billion-dollar blind spot Vanguard discovered that's costing retirees hundreds of thousands.✅ Why so many 401(k) rollovers end up sitting in cash — and how to find out if yours is too.✅ A real-life story of “Joe and Deb,” who thought they were ready to retire… until they realized over $200,000 was sitting uninvested.✅ How to immediately verify your IRA and fix this cash drag before it costs you years of growth.✅ The Red Zone Retirement Planning process — how we help clients over 55 consolidate accounts, eliminate confusion, and build a confident retirement income plan.

In der heutigen Folge sprechen die Finanzjournalisten Lea Oetjen und Holger Zschäpitz über eine mögliche Zollklatsche, den Absturz bei Super Micro Computer und einen KI-Geldsegen für Snap. Außerdem geht es um Arista Networks, AMD, Intel, Qualcomm, Duolingo, BMW, Siemens Healthineers, Hellofresh, Aixtron, Vonovia, Zalando, AboutYou, Applovin, ARM Holding, Doordash, Robinhood, IonQ, Fastly, Lyft, Tesla, Palantir, Apple, Microsoft, Nvidia, Dell, BlackRock, Vanguard, iShares MSCI EMU Mid Cap (WKN: A1W370), Amundi SDAX (WKN: ETF195), iShares Euro Stoxx Mid (WKN: A0DK6Y), iShares MSCI AC Far East ex Japan Small Cap (WKN: A0Q1YZ), iShares Stoxx Europe Mid 200 (WKN: 593399), iShares Euro Stoxx Small (WKN: A0DK61). Wir freuen uns über Feedback an aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

On episode 437 of Animal Spirits, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ben Carlson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ discuss bad breadth, a historical melt-up in tech stocks, the case against an AI bubble, sequence of return risk, the economy that's better for parents than their grown-up kids, demographic warfare, why tariffs are so confusing, the data center buildout, AI chart crimes, Michael Saylor and more. This episode is sponsored by YCharts and Vanguard. Download YCharts' Great Wealth Transfer Deck free at: https://go.ycharts.com/winning-the-next-generation-of-wealth?utm_source=Animal_Spirits&utm_medium=Original_Research&utm_campaign=Great_Wealth_Transfer&utm_content=Podcast Learn more about Vanguard at: https://www.vanguard.com/audio Sign up for The Compound newsletter and never miss out: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecompoundnews.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find complete show notes on our blogs: Ben Carlson's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A Wealth of Common Sense⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Michael Batnick's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Irrelevant Investor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Feel free to shoot us an email at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠animalspirits@thecompoundnews.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with any feedback, questions, recommendations, or ideas for future topics of conversation.   Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Should the new temporary senior tax deduction change your Roth conversion strategy? Joe and Big Al spitball for Chris in Maple Grove, Minnesota, who wonders whether to keep converting to Roth now that the $6,000 Senior Bonus deduction phases out with higher income, today on Your Money, Your Wealth® podcast 554 with Joe Anderson, CFP®, and Big Al Clopine, CPA. Teri from Salt Lake City's broker has amassed $60,000 of losses in Teri's $1.1 million account due to tax-loss harvesting. When is enough… enough? Windy Chicago in Chino Hills, California, wonders what to do about their cost basis vanishing after transferring mutual funds to Vanguard, and Larry and Sally from Michigan are planning for retirement while facing significant health challenges. Can they afford to bridge the healthcare gap and still retire safely? Free Financial Resources in This Episode: https://bit.ly/ymyw-554 (full show notes & episode transcript) Retirement Income Strategies Guide Retirement Rebound: 5 Plays to Help You Score a Comeback - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro 00:56 - Should We Stop Roth Conversions for the New $6,000 Senior Bonus Tax Deduction? (Chris, Maple Grove, MN) 07:44 - Lost Cost Basis After Moving Funds to Vanguard. Now What? (Windy Chicago, Chino Hills, CA) 10:21 - Tax Loss Harvesting: When Is It Too Much? (Teri, Salt Lake City) 18:49 - Can We Retire with Rising Health Costs and Care Needs? (Larry & Sally Morgan, voice) 33:34 - Outro: Next Week on the YMYW Podcast

Don and Tom tackle the timeless question: why do you invest? They challenge the “TINA” mindset (“There Is No Alternative”) and dissect new research claiming retirement savers should own no bonds at all. They argue that while stocks outperform over long stretches, bonds remain essential for emotional stability and survival during market crashes. Listeners join in with sharp questions about CD ladder withdrawal strategies, crypto-based dividend schemes, securities lending, and international ETF allocation. The show wraps with a skeptical look at Vanguard's growing tilt toward active management and new global funds from Avantis. 0:04 Why do you invest? Defining purpose versus chasing returns 1:29 The rise of “TINA investing” — there is no alternative to stocks? 2:30 Bonds as shock absorbers when markets collapse 3:57 Questioning global overweights in new stock research 5:01 The emotional toll of chasing maximum returns 6:12 Bonds' true role: keeping investors calm and consistent 7:50 Zweig's conclusion — even he still owns bonds 9:06 Retirement timing risk and the case for diversification 10:29 Caller Jay from Georgia — testing a five-year CD ladder withdrawal plan 12:34 Turning the CD ladder into part of a bond portfolio 13:46 What to do with the ladder during a market downturn 14:47 Caller Jason from Washington — Elon Musk, Bitcoin, and the “Strike/Strive” gimmick 15:49 The math behind high-yield crypto preferreds doesn't add up 17:18 When hype meets hazard: Ponzi parallels in risky yields 18:57 Why “everyone's doing it” isn't a defense for bad strategy 20:04 Why MicroStrategy's dividend promises defy logic 21:15 Listener question — securities lending in IRAs 23:09 How stock lending actually works (and why it barely pays) 24:18 Why most small investors shouldn't bother 27:15 Vanguard's new identity crisis: the push into active management 27:47 The profitability problem of index funds 28:53 Can Vanguard's active funds really beat their benchmarks? 31:48 Why past performance still fails as a predictor 33:14 Vanguard's crypto flirtation and industry pandering 35:43 Caller Craig from Seattle — expanding global exposure with AVNV 36:32 The case for adding Avantis International Value ETF 37:46 Early results and long-term expectations Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining John Maytham to unpack what this means for the city and its residents is Raymond Perrier, Chairperson of the Homelessness Network. He shares insights into how Cape Town’s commitment will translate into measurable action, and why collaboration is key to making real progress. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Shirzad Chamine offers quick but powerful strategies to rewire your brain for better results.— YOU'LL LEARN — 1) Why you can't think your way out of stress2) How to take command of your mind in just 10 seconds3) How strengths become saboteursSubscribe or visit AwesomeAtYourJob.com/ep1107 for clickable versions of the links below. — ABOUT SHIRZAD — Shirzad Chamine is the author of the New York Times bestselling Positive Intelligence. Shirzad has lectured on Positive Intelligence® at Stanford University and has trained faculty at Stanford and Yale business schools.Shirzad has been the CEO of the largest coach training organization in the world. A preeminent C-suite advisor, Shirzad has coached hundreds of CEOs and their executive teams. His background includes a BA in psychology, an MS in electrical engineering, and an MBA from Stanford.• Book: Positive Intelligence: Why Only 20% of Teams and Individuals Achieve Their True Potential AND HOW YOU CAN ACHIEVE YOURS• Free assessment: “Saboteur Assessment"• Website: PositiveIntelligence.com— RESOURCES MENTIONED IN THE SHOW — • Book: The Power of Now: A Guide to Spiritual Enlightenment by Eckhart Tolle— THANK YOU SPONSORS! — • Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Cashflow Podcasting. Explore launching (or outsourcing) your podcast with a free 10-minute call with Pete.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Open-End vs. Closed-End Funds: The Real Difference (Without the Fluff) Let's clear something up — not all funds are created equal. You've probably heard of mutual funds and closed-end funds, and maybe someone even told you they're “basically the same.” They're not. Not even close. Here's the no-BS breakdown. 1. Open-End Funds: The Mutual Fund You Actually Know This is your classic mutual fund. It's “open” because new shares can be created or redeemed every day. You invest directly with the fund company, not through the market. Price: Always based on NAV (Net Asset Value), calculated at the end of each trading day. No discounts. No premiums. Liquidity: You can cash out anytime the market's open, and the fund company literally redeems your shares for cash. Flow of Money: Investors move in and out freely — the fund grows or shrinks with investor demand. Example: Think Fidelity Contrafund or Vanguard 500 Index Fund. Boring. Reliable. Steady as she goes. Bottom line: You buy it, they issue new shares. You sell it, they cancel shares. NAV is king. 2. Closed-End Funds: The Wall Street Wildcard Closed-end funds (CEFs) are built different. When they launch, they issue a fixed number of shares in an IPO — just like a company going public. After that, those shares trade on an exchange, like stocks. Price: Whatever the market says. Could be above NAV (premium) or below NAV (discount) — and it often is. Liquidity: You trade them like any stock — intraday, any time. Leverage: Many closed-end funds borrow money to juice returns. When markets swing, these things move hard — up or down. Flow of Money: New investors don't give money to the fund; they buy existing shares from other investors. Bottom line: CEFs live in the market, not in the manager's office. Prices move with supply and demand, not the fund's actual value. It's Wall Street meets Vegas.

In this special Investing 101 episode, the Rational Reminder hosts—Ben Felix, Dan Bortolotti, and Ben Wilson—team up to revisit the fundamental concepts that every investor should understand before diving deep into portfolio construction or market theory. Drawing from Ben's original "Investing 101" presentation and years of client experience, the trio lay out why investing matters, how inflation shapes your future, what stocks and bonds really represent, and why a disciplined, evidence-based approach beats prediction and luck every time. They unpack core ideas like financial independence, risk versus volatility, global diversification, and market efficiency, then connect them to practical tools like ETFs and Vanguard's asset allocation funds. Key Points From This Episode: (0:00:24) Why this episode revisits "Investing 101"—inspired by a listener still unsure how to begin. (0:05:03) Why investing matters: inflation erodes purchasing power, investing fights back. (0:06:33) The math of compounding: how a 7% return versus 2% changes your retirement entirely. (0:10:57) Saving early and often: habit formation beats late-life catch-up. (0:11:53) The trade-off between saving more and taking more investment risk. (0:14:04) Utility theory and the psychology of saving when young. (0:16:39) Marginal utility: when more money no longer adds happiness or purpose. (0:20:47) Stocks and bonds explained: ownership versus lending and the role of each. (0:23:11) The Japan story: a cautionary tale about chasing past winners. (0:26:49) Narrative investing: why investors love stories and get burned by them. (0:30:19) Market capitalization weighting—how global prices tell you what to own. (0:33:42) The stock market is not the economy: why news headlines mislead investors. (0:37:14) The power of diversification: why most individual stocks fail—and a few drive all returns. (0:41:56) Bonds, volatility, and inflation risk—why "safe" assets aren't risk-free. (0:44:41) Building your mix: matching volatility tolerance with long-term goals. (0:45:10) The behavioral challenge: risk is only useful if you can stay invested. (0:48:08) Active management as gambling: adding unrewarded noise to your portfolio. (0:51:43) The paradox of skill: why markets punish even brilliant active managers. (0:55:51) Efficient markets and Eugene Fama: the evidence that prices already reflect all information. (1:00:20) How small fees compound into big losses over decades. (1:03:07) The behavioral hurdle of indexing: trusting a system with "no one at the wheel." (1:04:54) The real value of financial advice: behavior, discipline, and holistic planning. (1:07:24) Implementing the plan: how asset allocation ETFs simplify everything. (1:11:41) Rebalancing and emotion: why automation protects investors from themselves. (1:14:24) Paying a bit more for simplicity: why 0.10% in fees can be worth it. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310 Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Great News: savings are at an all-time high! We dive into Vanguard's How America Saves 2025 report and reveal why more Americans than ever are contributing to their 401(k)s, increasing their deferrals, and choosing Roth options. You'll learn what's driving the shift, how small 1% increases can have massive long-term impact, and what this means for your own retirement journey. Stick around to the end to hear us answer your questions! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Don and Tom tackle the timeless topic of diversification — why it's back in style, why it's so hard to maintain, and why most investors (and pros) still get it wrong. They walk through how market “leadership” shifts over decades, the global vs. U.S. split, and why comparing your portfolio to the S&P 500 is often a trap. Listener questions cover ETF access at T. Rowe Price and Vanguard, whether to invest or pay down debt, and how the 5% flexible withdrawal rule works in early retirement. Plus, the guys riff on Halloween candy inflation, Social Security COLA bumps, and Don's LitReading “Scary Story Season.” 0:04 Show open — Saturday radio edition and why repetition matters in financial education 1:03 The fashion of diversification — and why it's “back in style” 2:27 International and small-cap value resurgence 3:15 Why investors chase past returns instead of diversifying 4:02 Gold, inflation, and recency bias — lessons from the 1980s 5:21 U.S. vs. international allocation debate: market cap vs. 50/50 6:20 The long wait for Japan's market recovery 7:41 Practical diversification tools — AVGE, DFAW, VT 8:19 Stop comparing everything to the S&P 500 9:08 Historical proof: global portfolio vs. S&P since 1931 10:02 Caller Charlie — buying Avantis or DFA ETFs through T. Rowe Price or Vanguard 12:39 How fund custodians differ from managers 13:27 Checking portfolio exposure with Morningstar 14:42 Caller Gabe — invest or pay off debt? 16:45 When to pay off a car loan vs. mortgage 19:35 How to handle multiple mortgages and long-term plans 20:22 Social Security's 2026 COLA bump and the “good news/bad news” of $102 more a month 22:21 Inflation realities — coffee, beef, and Halloween candy 25:02 Candy talk — shrinkflation and Don's trick-or-treat haul 25:54 LitReading plug: “Scary Story Season” and Philip K. Dick's The Hanging Man 27:34 Search “Don McDonald” in Apple Podcasts — chiropractor cameo included 29:05 Listener Victor (a.k.a. George) — can $4 million last 60 years with 5% withdrawals? 31:38 How the flexible withdrawal method works in practice 33:49 Retirement purpose, Monte Carlo results, and FIRE skepticism 37:41 Kindleberger quote on bubbles and envy: “There's nothing so disturbing as to see a friend get rich.” 38:55 Kindleberger's background and Manias, Panics, and Crashes Learn more about your ad choices. Visit megaphone.fm/adchoices

Tom Cock and Apella Wealth advisor Roxy Butner team up for a lively listener Q&A episode covering everything from the new wave of penny-stock IPOs to retirement readiness and tax traps. Tom opens with a warning about the surge in risky penny-stock offerings, then the two dive into listener questions about annuity sales pressure at Fidelity, portfolio diversification mistakes, CD taxation myths, Roth conversions, and one standout 21-year-old listener getting her financial life off to a stellar start. 0:05 Tom opens with a warning about the explosion in penny-stock IPOs 1:26 Why “lottery-ticket” stocks nearly always burn investors 2:21 Diversify, stay tax-efficient, and skip the hype 2:30 Roxy joins for listener Q&A 3:38 Fidelity's annuity pitch — a listener wonders if it's time to leave 5:05 Who's truly fiduciary: Fidelity vs. Vanguard vs. Apella 6:14 Vanguard dipping a toe into crypto 6:51 Quabina from Ohio: $2.2M at 47 — diversified enough to retire at 55? 8:14 Missing global diversification and bonds in an all-U.S. portfolio 9:57 Early-retirement planning challenges and healthcare costs 10:20 How to design the right stock-bond-international mix 11:36 Daniel from California: Are long CDs taxed as capital gains? 13:04 Why CD interest is always ordinary income — and muni bond alternatives 13:29 Year-end planning: RMDs, Roth conversions, and tax optimization 14:45 Common tax mistakes and mis-placed assets 15:19 Emily from Ohio: “Young and Dumb” — a 21-year-old investing the smart way 18:51 Building a first Roth IRA and why bonds don't belong yet 20:00 One-fund simplicity: AVGE vs. VOO 21:41 Long-term mindset: global diversification and patience pay off Learn more about your ad choices. Visit megaphone.fm/adchoices

Shawn & Daniel break down MSCI Inc. (ticker: MSCI), a company whose indexes are essential to tracking different parts of financial markets globally, becoming the go-to standard for following how stocks around the planet are performing via the MSCI World Index. Here, you'll learn about how MSCI came to dominate global financial indexes, how indexes helped fuel the passive investing revolution, whether MSCI can continue to be a “compunder” going forward, and so much more! IN THIS EPISODE, YOU'LL LEARN: 00:00:00 Intro How indexes produced by MSCI help to organize, simplify, and provide context for different aspects of financial markets Why MSCI has become the industry standard for indexes outside of the U.S. About MSCI's relationship with major asset managers like Vanguard, BlackRock, and State Street Whether direct indexing will disrupt MSCI's golden goose What makes MSCI one of the highest quality businesses we've ever looked at Whether passive investing will be a boon going forward for MSCI, or if declining management fees in mutual funds will devastate the business How to think about modeling MSCI's intrinsic value Whether Shawn and Daniel add MSCI to their Intrinsic Value Portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: Sign up for the waitlist(!) Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Shawn & Daniel use Fiscal.ai for every company they research — use their referral link to get started with a 15% discount! Podcast interview with MSCI's CEO. MSCI Investor Relations' page. Pitch for MSCI on the Value Investors Club forum. BuyBack Capital's research on MSCI. Check out The Outsiders, by William Thorndike. Explore our previous Intrinsic Value breakdowns: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Paypal⁠⁠⁠⁠,⁠⁠ ⁠⁠⁠⁠⁠⁠Uber,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Nike,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reddit,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Amazon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Airbnb⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TSMC⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alphabet⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ulta⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LVMH⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Madison Square Garden Sports⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Related ⁠⁠⁠⁠⁠books⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try Shawn's favorite tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SPONSORS Support our free podcast by supporting our sponsors: Public.com Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

On episode 214 of The Compound and Friends, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Downtown Josh Brown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ are joined by Sonali Basak, Chief Investment Strategist at iCapital and Compound host Ben Carlson to discuss: the private credit landscape, stress in BDCs, and much more! This episode is sponsored by Public and Vanguard. Fund your account in five minutes or less by visiting https://public.com/compound Learn more about Vanguard at: https://www.vanguard.com/audio Sign up for The Compound Newsletter and never miss out: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecompoundnews.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠twitter.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/the-compound-media/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Public Disclosure: All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. See terms and conditions of Public's ACATS & IRA Match Program. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. Alpha is an experimental AI tool powered by GPT-4. Its output may be inaccurate and is not investment advice. Public makes no guarantees about its accuracy or reliability—verify independently before use. *Rate as of 9/26/25. APY is variable and subject to change. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

On October 14th, singer, songwriter and multi-instrumentalist D'Angelo died at the age of 51. Throughout his too short life, he made three unforgettable albums and cemented his legacy as one of the great artists of his time. Hosts Jim DeRogatis and Greg Kot pay tribute to D'Angelo by talking about his life, career and musical impact. They'll also revisit their classic album dissection of D'Angelo's masterpiece, Voodoo.Join our Facebook Group: https://bit.ly/3sivr9TBecome a member on Patreon: https://bit.ly/3slWZvcSign up for our newsletter: https://bit.ly/3eEvRnGMake a donation via PayPal: https://bit.ly/3dmt9lUSend us a Voice Memo: Desktop: bit.ly/2RyD5Ah Mobile: sayhi.chat/soundops Featured Songs:D'Angelo, "Untitled (How Does It Feel)," Voodoo, Virgin, 2000The Beatles, "With A Little Help From My Friends," Sgt. Pepper's Lonely Hearts Club Band, Parlophone, 1967D'Angelo, "Brown Sugar," Brown Sugar, EMI, 1995D'Angelo, "Playa Playa," Voodoo, Virgin, 2000D'Angelo, "Chicken Grease," Voodoo, Virgin, 2000D'Angelo, "Devil's Pie," Voodoo, Virgin, 2000D'Angelo, "One Mo'gin," Voodoo, Virgin, 2000D'Angelo, "Africa," Voodoo, Virgin, 2000D'Angelo, "The Root," Voodoo, Virgin, 2000D'Angelo, "Send It On," Voodoo, Virgin, 2000D'Angelo, "Feel like Makin' Love," Voodoo, Virgin, 2000D'Angelo and the Vanguard, "Sugah Daddy," Black Messiah, RCA, 2014D'Angelo and the Vanguard, "The Charade," Black Messiah, RCA, 2014D'Angelo and the Vanguard, "1000 Deaths," Black Messiah, RCA, 2014David Bowie, "Moonage Daydream," The Rise and Fall of Ziggy Stardust and the Spiders from Mars, RCA, 1972See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.