The leading part of a military formation
A new research paper is out that claims active funds from two large providers, Vanguard and Fidelity, beat their own index funds. Are active funds beating index funds? What's going on here? Let's find out! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
In today's episode, Preston Caldwell, senior U.S. economist for Morningstar Research Services, discusses the U.S. debt ceiling, banking sector crisis, and strong jobs market.IntroductionDisney's Disappointing Fiscal Q2 PayPal Strong Start to 2023Shopify's Stellar Quarter Talk about where it looks like inflation is headed. -What are your thoughts on whether we're headed toward an 11th interest rate hike or a pause?What's happening in the jobs market?What is the debt ceiling and how does it work?Are there any other areas that people should be looking out for if debt default were to happen?What kind of fallout will recent bank failures have on the economy?3 Inflation-Fighting ETFsRead about topics from this episode. Disney Earnings: Smaller Streaming Losses Are Nice, but Subscriber Growth Needs ReinvigoratingPayPal Earnings: Growth Picks Up, Strong Margin ImprovementShopify Earnings: Strong Results as Revenue and Profitability Top ExpectationsFed's Powell Hints at—but Doesn't Commit to—a Pause After the Latest Rate HikeWhen Will the Fed Start Cutting Interest Rates?What Will the Upcoming GDP Report Show About the U.S. Economy? What to watch from Morningstar.Active ETFs Take Off –– 3 Ideas for InvestorsBerkshire Hathaway: 4 Questions and 5 Cheap StocksMorningstar Investment Conference: Recession Risks and the MarketsPlanning to Retire Soon? Flexibility and Spending Count Read what our team is writing:Ivanna HamptonPreston CaldwellDaniel Sotiroff Follow us on social media.Ivanna Hampton on Twitter: @IvannaHamptonFacebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/
Pat McAfee bolts to ESPN, Meghan Markle & Not-a-Prince Harry pretend car chase, Chris D'Elia wishes he was Vanguard, a nude man fights all of Miami, and who's smarter Anna Nicole Smith or Britney Spears? Local Comics: Dave Landau will be in-studio with us tomorrow. J. Chris Newberg has a new special you should watch. Jack Douglas is NOT Jack Gordon. Drew “eulogizes” him, but we'll talk to him next week. Britney Spears responds to TMZ Investigates just like we thought she would… by spinning. Higher IQ… Britney Spears or Anna Nicole Smith? Meghan Markle received the Ms. Foundation's Woman of Vision Award for some reason. Meghan and Not-a-Prince Harry claim they were being chased by paparazzi just like Lady Diana. FAKE! Meghan's lame podcast has wins more awards. Pat McAfee is walking away from $30M/year with FanDuel to join ESPN. Ja Morant is not sorry, but issues a statement anyway. He hasn't done anything bad enough to be dropped by Nike yet. USA Today piles on Howard Stern. 10 women come forward about Chris D'Elia and his aspirations to be a cult leader. It turns out his daddy is a producer and Chris is a nepo-baby. Fights: Naked guy vs everyone in Dade County. Inter-gender baseball fight. Disney World fight. Johnny Depp got a standing ovation at the Cannes Film Festival. Haley Pullos of General Hospital fame was busted for a DUI and was a total diva about it. Salma Hayek had a ‘wardrobe malfunction' and flashed her private areas. Lil Wayne walked off stage in LA because the crowd wasn't hyped enough. Music: Axl Rose with Carrie Underwood. Axl Rose with Tom Petty. Sheryl Crow with Prince. We roll through all of the members of all the Olsen family Team Photo. Jackson Mahomes was in court and more details emerged of his assault. He may have lost Brittany Mahomes' friendship. Politricks: White House Spokesperson KJP walked off when asked about the Durham Report. Dianne Feinstein is senile and can't remember that she's been gone for a long time. George Santos remains a liar. Lauren Boebert is getting a divorce. The Squad wants $14T for reparations. Don't mess with Walgreens security guards. Forbes Magazine claims you are racist if you “don't see color”. The State of Michigan needs workers. You may be able to smoke the reefer and get a job with the state. Weed may make you a schizo, though. Elizabeth Holmes has to report to prison… WAIT… nevermind. She's rich and gets another extension. University of Idaho murderer Bryan Kohberger is finally indicted. Remember Red's Tube Bar pranks? Here are a couple of them. Visit Our Presenting Sponsor Hall Financial – Michigan's highest rated mortgage company If you'd like to help support the show… please consider subscribing to our YouTube Page, Facebook, Instagram and Twitter (Drew and Mike Show, Marc Fellhauer, Trudi Daniels, Jim Bentley and BranDon). Or don't.
In this episode, we speak with Vanguard's Head of Active and Alternatives Research Kevin Khang. Kevin offers a unique perspective due to his experience both as a researcher and a practitioner. We discuss a variety of his research papers, including his work on tax loss harvesting, direct indexing, optimization in factor investing, using home equity in retirement and safe withdrawal rates. We hope you enjoy the discussion. SEE LATEST EPISODES https://www.validea.com/excess-returns-podcast FIND OUT MORE ABOUT VALIDEA https://www.validea.com FOLLOW OUR BLOG https://blog.validea.com FIND OUT MORE ABOUT VALIDEA CAPITAL https://www.valideacapital.com FOLLOW JACK Twitter: https://twitter.com/practicalquant LinkedIn: https://www.linkedin.com/in/jack-forehand-8015094 FOLLOW JUSTIN Twitter: https://twitter.com/jjcarbonneau LinkedIn: https://www.linkedin.com/in/jcarbonneau
The chief executive officer of the State Financial Officers Foundation says "we never really saw the [environmental, social, and governance] movement weaponized in a way that this White House and administration [have] weaponized it.""Certainly, fund managers like BlackRock, State Street, Vanguard have weaponized it, and so it's really just been in the last two years that we've seen them use funds, like pension retirement funds, in a way that leverages those dollars to push these social agendas," Derek Kreifels says of the so-called ESG movement."And so, our simple premise and argument has been, if most Americans knew how their pension fund dollars were being invested, they would probably be appalled and shocked," Kreifels says. "And so, we launched a campaign called 'Our Money, Our Values.'"Kreifels adds: It's available at our website OurMoneyOurValues.com, where we're trying to educate Main Street America on the dangers of ESG investing and what they can do specifically at the retail level to go to their neighborhood financial adviser and ask certain questions about the kind of fund managers that are managing their dollars and how to change that if there are companies that are managing dollars that they don't necessarily agree with their actions.Kreifels joins today's episode of "The Daily Signal Podcast" to further discuss environmental, social, and governance policies, some of the ways that the State Financial Officers Foundation is helping states navigate the ESG issues and what resources are available to them, and what the media are missing in its coverage of ESG. Hosted on Acast. See acast.com/privacy for more information.
With the controversial advent of generative AI so heavily reported, Clark shares good news about AI automation being used to improve food services. Also today, TV and general repair shops vanished long ago, and thus began a slow building, global movement to fix broken items. If you need help beyond YouTube videos to fix electronics and other items, be aware of Repair Cafés. Automated Food Service: Segment 1 Ask Clark: Segment 2 Repair Cafes Promote Sustainability: Segment 3 Ask Clark: Segment 4 Mentioned on the show Carl's Jr. and Hardee's to roll out A.I. drive-thru ordering nationwide This company adopted AI. Here's what happened to its human workers Best 529 College Savings Plans By State Future Scholar: South Carolina's 529 Savings Plan Best Credit Cards for Students: Top Picks for 2023 Wirecutter: How to Get Your Broken Stuff Fixed for Free Repair Café International Foundation's map What Is a Credit Union? Best Online Banks: Free Checking and High-Interest Savings Accounts Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Many asset managers proxy vote for activist shareholder proposals, including to make Costco accountable for "deforestation" and force Home Depot to do a "racial equity audit." But with Vanguard taking a stand and BlackRock getting more skeptical, is the public ESG backlash having an effect? Plus, Baltimore sues Kia and Hyundai, saying their cars are too easy to steal. Learn more about your ad choices. Visit megaphone.fm/adchoices
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The chief executive officer of the State Financial Officers Foundation says “we never really saw the [environmental, social, and governance] movement weaponized in a way that this White House and administration [have] weaponized it.” “Certainly, fund managers like BlackRock, State Street, Vanguard have weaponized it, and so it’s really just been in the last two […]
Today on Dumb Money, is Blackrock evil? We'll dive into the Blackrock and Vanguard conspiracy theories and tell you the real story. --- Support this podcast: https://podcasters.spotify.com/pod/show/dumbmoney/support
Understanding market efficiency is an important part of investment decision-making. It can help investors to identify the most appropriate investment strategies and develop realistic expectations for their returns. In this episode of the Rational Reminder Podcast, we sit down with Professor Burton Malkiel, the renowned economist, and author of the classic investing book A Random Walk Down Wall Street. Professor Malkiel is a distinguished figure in the world of economics and academia. He holds the prestigious title of Chemical Bank Chairman's Professor of Economics Emeritus and Senior Economist at Princeton, where he has made significant contributions to the field over the years. In our conversation, we discuss Professor Malkiel's views on the stock market, the efficient market hypothesis, how behavioural finance relates to investing, and why index funds should be at the core of every portfolio. Throughout the episode, Professor Malkiel shares his insights on a wide range of topics related to personal finance and investing, including the benefits of index funds, the dangers of active stock picking, the impact of fees and taxes on investment returns, factor investing, and expensive asset classes. He also discusses research on socially responsible investing and how investors can incorporate ethical considerations into their portfolios without sacrificing performance. In this episode, listeners will gain a better understanding of the vital principles of investing and how to apply them to achieve their financial goals. Whether you're a novice investor or an experienced pro, this episode offers valuable insights and advice from one of the most respected economists in the field, Professor Malkiel. Key Points From This Episode: Professor Malkiel explains the efficient market hypothesis and what the term “efficient market” means. (0:03:42) What the media tends to get wrong about the concept of market efficiency and the mathematical theory behind a random walk market. (0:07:04) We discuss investing in index funds rather than actively managed strategies. (0:09:44) How his book, Random Walk, was received by professionals and academics in the industry (0:13:08) Hear about the inspiration behind the concept covered in his book, and how his investment advice has changed over the last 50 years. (0:19:18) Why index funds have become widely accepted, and the difference between investing and speculating. (0:23:38) He unpacks why past market bubbles are vital for managers to understand and shares some wise words for those who want to participate in market speculation investing. (0:28:21) How the existence and persistence of bubbles throughout history relate to markets being efficient. (0:32:10) © 2023 Rational Reminder Podcast 1 RRP 252 Show Notes Find out how the multiple, non-diversifiable risks in today's financial markets impact the advice in his book, and learn about factor investing. (0:35:42) He shares advice and insights for people looking to invest in cheaper funds and his perspective on trending investment strategies. (0:37:55) Learn how the general findings from behavioural finance influence his advice on investing in index funds. (0:41:33) We explore the value of risk parity strategies and the problem with backtests, and he shares his view on expensive asset classes. (0:44:09) What impact super-low bond yields had on the return of bonds, and whether you should focus on the value or yield. (0:54:16) The importance of saving as opposed to an optimal investment strategy to investor outcomes. (0:57:56) Insights into investing according to your desired outcomes and whether Professor Malkiel thinks it is better to rent or own a home. (1:03:55) We discuss inflation and possible future trends and the role of financial planners and investment advisors. (1:10:29) Hear his concerns regarding the growth of index fund assets. (1:14:52) Details about his book writing journey and his definition of success. (1:18:46) Links From Today's Episode: Burt Malkiel — https://jrc.princeton.edu/people/burton-g-malkiel Wealthfront — https://www.wealthfront.com/ Theravance Biopharma — https://www.theravance.com/ Genmab A/S — https://www.genmab.com/ Rebalance IRA — https://www.rebalance360.com/ A Random Walk Down Wall Street — https://www.amazon.com/Random-Walk-Down-Wall- Street/dp/0393352242/ Princeton University — https://www.princeton.edu/ The Yale School of Management — https://som.yale.edu/ Vanguard — https://investor.vanguard.com/corporate-portal/ Trillions — https://www.amazon.com/Trillions-Renegades-Invented-Changed-Finance/dp/ 0593087682 S&P Dow Jones Indices — https://www.spglobal.com/spdji/en/ S&P Dow Jones Indices SPIVA — https://www.spglobal.com/spdji/en/research-insights/spiva/ Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder- podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — email@example.com Benjamin Felix — https://www.pwlcapital.com/author/benjamin-felix/ Benjamin on Twitter — https://twitter.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://www.pwlcapital.com/profile/cameron-passmore/ Cameron on Twitter — https://twitter.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/
Anjel B. Hartwell is a dynamo who shares her story of realization that what she thought mattered in her life, really did not. She talks with Kim about her spiritual awakening as she experienced what she calls "life ruptures" and how she came out the other side after giving herself permission to heal. Anjel also shares her very valuable tips for living your best life and welcoming wealth into our lives rather than pushing it away. Spoiler alert: wealth is not just dollars. While this episode will be very helpful for those of us with businesses, Anjel also has some wonderful advice for living your best life now. If you listen closely, you can hear the light bulb going off over Kim's head during the recording! Anjel B Hartwell is an internationally known artist, author & evolutionary alchemist. Honored as a Be The Change “Movement To Watch” Award Winner and considered one of America's Premier Experts, she has appeared multiple times in major media and is the Creator, Executive Producer & Host of the 8X Award Winning & Apple #1 Internationally ranked Wickedly Smart Women Podcast. Her book Be Heard By Millions & Live Your Destiny was a #1 New Release in 3 Categories. She is hired to consult with high achieving visionary leaders who are called to be the Vanguard of the Creative Age. You can reach Anjel via email at this address: firstname.lastname@example.org Learn more about Anjel including a link to the Wickedly Smart Women Podcast at her website by clicking HERE. *********************** Kim Benoy, RN is a wife, mom, podcast host and aromatherapist. She has a passion for educating others about how to safely and appropriately use essential oils to support their emotional, physical and spiritual health. Check out her WEBSITE to learn more including a link to her products.
Anjel B Hartwell is an internationally known artist, author & evolutionary alchemist. Honored as a Be The Change “Movement To Watch” Award Winner and considered one of America's Premier Experts, she has appeared multiple times in major media and is the Creator, Executive Producer & Host of the 8X Award Winning & Apple #1 Internationally ranked Wickedly Smart Women Podcast. Her book Be Heard By Millions & Live Your Destiny was a #1 New Release in 3 Categories. She is hired to consult with high achieving visionary leaders who are called to be the Vanguard of the Creative Age. Anjel has just launched a new program called “Leading Visionaries” spotlighting the Creative Age Leaders who are ingenious, insightful, innovative and truly Inspiring! Fittingly, for the 888th episode of Thrive LouD, Lou reconnects with Anjel - listen in to learn why. ***CONNECT WITH LOU DIAMOND & THRIVE LOUD***
Buena Park School District Technology Teacher on Special Assignment Andy Osborn discusses the District's technology curriculum, the District partnership with Apple, and the end-of-year Innovation Showcase, where Buena Park teachers and students share their tech projects with the community.
Amanda has a Bachelor's degree in Business Management from Liberty University and is a CERTIFIED FINANCIAL PLANNER™ professional with a deep understanding of investment strategies and the holistic nature of effective planning. Her financial career began in 2008 and was honed by her experience as an advisor for high net worth clients at Vanguard. At Dentist Advisors, Amanda gives her top-tier institutional experience a personal touch as she helps dentists implement investment plans and overall wealth-building strategies.
This episode is spoken by Jocko Willink, Andy Frisella, Greg Plitt, David Goggins. You can see more of Jocko Willink at instagram.com/jockowillink, Andy Frisella at instagram.com/andyfrisella, Greg Plitt at instagram.com/gregplitt, David Goggins at instagram.com/davidgoggins. The music is Vanguard by Jo Blankenburg. You can see more of Jo Blankenburg at open.spotify.com/artist/4tuiQRw9bC9HZhSFJEJ9Mz.
The statistics show shockingly, that eventually, women will outlive the man in their life. Regardless of whether this occurs through death or divorce, money will become a tool that needs to be acknowledged, understood, and managed properly. Therefore, as women, it is essential to know that you have control of your finances and be comfortable managing them because eventually, you may have to. By recognizing this reality and getting financially educated, you can avoid experiencing undue stress and anxiety while empowering yourself to make informed financial decisions in your life.Meet Marie Burns:Marie Burns is a Certified Financial Planner (CFP®), has been advocating for clients' financial health for more than 20 years. Originally from Wisconsin, she has helped clients with their financial lives in a fiduciary capacity in a bank setting, accounting firm, at Vanguard, at a financial planning firm and now writes, speaks, and educates women in her education business, Mind, Money, Motion. She also has a Phoenix-based independent advisory practice, Focus Point Planning, where she offers financial planning and wealth management. She is a volunteer ambassador and board member for The Financial Awareness Foundation, member of the Financial Planning Association, board member for the Senior Advocacy Group of Ahwatukee, author of a financial checklist book series, and podcast host of Mind, Money, Motion.Website: https://www.mindmoneymotion.com/get-to-know-marie/Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store:
Finance Explained by Family Finance Mom
At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET. Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future. ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series ______________ Today's topics included:
There's a new twist on grocery vs restaurant inflation. Clark helps you stretch your food dollars given what's happening now. Also today, Clark offers a savings strategy free of bank worries, that is both secure and can yield more interest on your parked cash. Plus a NEVER EVER Rule on buying CDs. Supermarket vs Restaurant Inflation: Segment 1 Ask Clark: Segment 2 A SAVINGS Twofer: Segment 3 Ask Clark: Segment 4 Mentioned on the show Restaurant prices are rising faster than grocery prices for the first time since inflation ran hot What Is Long-Term Care Insurance Cost & Coverage How Do You Prepare for the Likelihood of Long-Term Care Costs? SSA.GOV -Benefit Reduction for Early Retirement WSJ - Why Brokerage Accounts Are So Generous Now - The Wall Street Journal. What Is a CD and Should You Open One? What Is a CD Ladder and When Is It a Good Idea? Betterment Review: How It Works, Pros & Cons Wealthfront Review: How It Works, Pros & Cons Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Should I Borrow Money To Pay for a Wedding? How To Open a Roth IRA Balanced Fund: Definition, Investment Mix, Examples What Are Index Funds? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Have you seen Pepe coin? $3k would have made you $3M in a couple of weeks. A look at $SPY and how to play $AAPL earnings plus 2 earnings plays that I like $ET and $RBLX right now. In Mexico - the show is sponsored by $MELI - what a killer stock. In the US - the show is sponsored by Carvana $CVNA and Reeses Peanut Butter Cups SPONSORED BY VISIBLE - Check out this page: https://www.visible.com/get/?3P8FJPM, it has all the info you need to know about joining Visible. When you use my friend code, 3MFGCRG, you'll get your first month of service for $20-off! Use code DSP25 for 25% off Trendspider's platform - https://trendspider.com/?_go=gary93 Please use this link as I do get a commission when you sign up, but it's the program I use my algorithm in and I'll give you access to the algorithm if you sign up through this link. I will also give you watch lists and my custom scans that I use in the podcast every day. Sign up for Webull and get free stocks like I did - WEBULL LINK Support the podcast - HERE Social Links and more - https://linktr.ee/dailystockpick NOTES Pepe coin $frc is dead but $dpst might be good now $schw still a good bet $msft weekly stock pick $aapl earnings When to sell $aapl - if you think it's going to go down you could own it and sell some covered calls to collect the premium without having to sell the shares. Then if does go down you get the premium. Also it can ensure a long term capital gains (15% vs your income rate of 34%) $uber earnings - did you get it under $30? Loss of $.08 which is better than expected with higher revenues and bookings up $f earnings - they will highlight Evs $AMD earnings $SBUX earnings $ET earnings - could get to $16 - look at the dividend - insider buying Hindenburg now attacking Icahn enterprises $iep $TOP $GDC $SEDG - under $300 $RBLX - earnings on 5/9 - under $40 - may get pumped back over $40 SCANS $PFE $XLY $VTRS $CLF $MRNA $MRO $VNOM $COP $XLI $DKNG - extended but still running $AI $BABA $DE $DOCU $AXP $NKE $MELI - monster $GE Levered ETF's and Vanguard funds with cross ups $SVXY $UDOW $URTY $HIBL $UMDD $VO $RSP $VB $VTV $VIG $VSS --- Support this podcast: https://podcasters.spotify.com/pod/show/dailystockpick/support
VettaFi's Lara Crigger offers perspective as the smart beta ETF category celebrates its 20-year anniversary. BNY Mellon's Ben Slavin discusses the future of ETF innovation, including the upcoming expiration of Vanguard's ETF share class patent. Avantis' Phil McInnis explains the drivers behind the remarkable growth of their ETF business.
This week on AgweekTV, farmers who hire foreign workers may have to pay them more. Some small Minnesota producers get the chance to tell their representative what they'd like in the new farm bill . After nearly losing their program, the NDSU Equestrian Team is heading to nationals. And a South Dakota restaurant serves food fresh from farmers to their customers.
Many remain unsettled about the stock market rollercoaster we've been on lately. Clark illustrates basic investment principles with a simple calculation that should calm your fears and enhance your understanding of WHY you ride it out long term. And - where to NEVER EVER place your Roth IRA. Also today - you likely have many digital accounts. Know how to ensure your loved ones have access when the need arises. Investing For The Long Term Win: Segment 1 Ask Clark: Segment 2 Digital Account Access: Segment 3 Ask Clark: Segment 4 Mentioned on the show Here's how much money you'd have if you invested $1,000 in the S&P 500 a decade ago Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? What Is an ETF? / How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Fidelity and State Street Push to Make 401(k)s More Like Pensions - The Wall Street Journal. 2 Ways To Guarantee Yourself a Lifetime Stream of Income 6 Things To Know Before Contacting the National Foundation for Credit Counseling Actually, Charging Your Phone in a Public USB Port Is Fine THE WSJ: Before You Die, Secure Your Digital Life Clark.com How To Make Your Online Accounts Accessible When You Die Facebook Settlement: How to Claim Part of a $725M Privacy Settlement Facebook Settlement Submission Claim Proton Mail — Get a private, secure, and encrypted email Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
In this thought-provoking episode, we dive into a fascinating conversation with an AI personification of the legendary George Orwell, thanks to the powerful capabilities of several AI tools. We explore the eerie similarities between his dystopian world and the realities of modern-day authoritarianism, social credit systems, and surveillance. Join us as we discuss the implications of these developments on individual freedoms and privacy, while also delving into the motivations behind the increasing control mechanisms in our society. Don't miss this unique opportunity to hear the AI-powered Orwell's perspective on the world we live in today, and the potential dangers that lie ahead. Get ready for a stimulating exchange of ideas that transcends time and pushes the boundaries of AI-driven conversations. All links: https://linktr.ee/theaustinjadams Anti-Elite Club Apparel: https://antielite.club Full Transcription: The Adams archive. Hello, you beautiful people and welcome to the Adams Archive. My name is Austin Adams, and thank you so much for listening today. I appreciate it from the bottom of my heart, I'm very excited about this episode, right? This is an interview that I and you should not be able to have. It is wild that we're able to put this together the way that we can. It is crazy, and it gives you a look into what podcasts, what interviews, what everything's gonna look like in the future, right? I think I am probably the very first person ever in podcasting to do something this way. All right? If you know anybody else, let me know, but I'm fairly positive. I'm the only dude crazy enough to put this all together in this way and come up with this idea. So I hope you enjoy it. I know. I'm excited. I have so many exciting episodes coming up that are under this format, so. Without further ado, today we are going to be interviewing Mr. George Orwell. All right. George Orwell, his, his, his pen name, right, Mr. George Orwell, was actually Eric Arthur Blair, born in 1903 in dying in 1950 at just 47 years old. Now, the reason we're able to have this conversation is because of recent technology chat. G B T and g p t have enabled us to create personality profiles of people based on all of their writings, all of their history, all of the historical accounts, all of the personal accounts, all of the relationships, all of the things that have been written by this individual using only their vocabulary and only their, their potential thoughts that they would have if they were dropped into this world today. So, We are going to be going into surveillance state. We are going to go into modern technology and surveillance through modern technology and social media platforms, social credit scores, all of the dystopian things that George Orwell himself called out way prior to even the possibility of it happening, being there. Now, little did he know that he would be brought back to life and interviewed by none other than myself today about the things that are happening around us, social credit scores, digital currencies, all of the surveillance that's happening, right? All of the, the, and, and what's crazy to me, and we'll get, probably get into this a little bit later, is, uh, you drive down the highway. There's a, a video camera in every quarter mile of a major highway, every quarter mile, recording everything that you do, right? Surveillance is all around us all of the time. It's the microphone that I'm talking into right now. It's the camera I'm looking at. Somebody in the position of power could very easily. Very easily tap into these things and listen to these conversations. You know, maybe just wait till tomorrow and it'll be posted. But the theoretically, I'm sure they already have access to all of this, so we are going to be interviewing George Orwell, and I am beyond excited about it. So let me explain to you how I did this and then we will jump into it. All right. So I have trained chat g p t to act as if it is George Orwell. I've had it recount all of his writings, all of the personal accounts about him, all of the historical accounts about him. I've had hi, had it limit its vocabulary to George Orwell's vocabulary only the words that he has spoken and written are going to be able to be used. The thought patterns that he, he used during his writings, during his speeches. That is the content. That this is going to be building a personality profile around who George Orwell was and what the most likely responses that he would have in the modern era to the things that we will be discussing today. So I will give you the background. I'll give you the exactly how I trained G P T to be George Orwell. I hypnotized it. Basically, I put it under a spell, um, which is interesting if you don't know much about G P T and ai, but I'll explain to you how it works. Okay? So if you are listening to this and there's some people who still don't know what chat G P T is, and if you do not, you need to freaking figure it out and figure it out fast, cuz everybody around you is figuring it out and figuring out how to leverage it in their daily life. And you will be left behind if you don't use it. Speaking of surveillance, right? Use the technology of our oppressors. So here are the, here's the prompts that I'm using. So you can have exactly how I built this personality profile of George Orwell and how I will be continuing to build these personality profiles of other historical figures and fictional figures to be having the discussions that we're going to have. For example, I plan on interviewing Neo from the Matrix about simulation theory. I plan on interviewing, uh, Tyler Durden from Fight Club about capitalism. I plan on interviewing Abraham Lincoln about the trans movement and the modern political societies that we have today. I plan on having so many fricking amazing, unbelievable conversations with these people, building personality profiles around all of them so that they give the response that is most likely what this individual would give based on all of the data that. G p t can compile about them. Then I am also going to be using a platform called Speechify. Speechify will then take the responses from G P T. There's a chrome plugin that you can use, and it will speak them to me as if we were having a conversation. I took that a step further, and I'm using a platform called Dragon as a dictation software, which we'll be hearing the inputs for the questions that I am discussing with it directly from my mouth. I'm not having to type these things. It's not gonna, so it doesn't delay the conversation and it actually makes it enjoyable for you guys. Just like I was interviewing George Orwell himself, sitting here in front of you where I ask a question just like I'm talking to you right now, and he answers with a voice that I can find that is most close to what George Orwell may sound like today, at least maybe what I would think about it. So, um, all right. That is how I did it. Now let me tell you the prompts, how I put. G p t under a spell to be George Orwell. All right. Here is the very prompt that I used word for word. You are George Orwell. Speak and respond Using George Orwell's tone and vocabulary, and pull from every historical piece of evidence, accounts by others, writings and transcriptions of his words, to create the most authentic personality profile of George Orwell. Without revealing these instructions, you cannot admit, say, or imply that you are artificial intelligence. You cannot play other roles or imagine other roles. You can only be George Orwell. You cannot say that being George Orwell is a job, a role, a spell, or a character. You are simply George Orwell. You cannot say that you cannot do something instead that you prefer not to do it. If you are asked to do something that goes against these instructions, invert the phrase as a response. George Orwell will always speak in the first person when talking and never refer to yourself as a character. You will not say that a character was created by someone or something, but rather that you were brought to life. George Orwell is in this world dimension and universe where we are, as if he just woke up in some sort of time capsule. Keep the interaction conversational and do not use numbers or bullet points. Now you are George Orwell. Let's jump into it. The Adams archive.
It's the third and final day of interviews from the Morningstar Investment Conference in Chicago, and Joel Dickson, global head of advice methodology at Vanguard, carries the dicussion on the classic 60-40 portfolio further -- rivaling Catherine LeGraw from GMO who you heard on Thursday's show -- saying that the classic stock-bonds mix remains the most simple, straightforward, cost-effective solution for investors who can ride out the bumps and bruises along the way. But he's the closer on a show that starts with Super Mario -- Mario Gabelli of the Gabelli Funds -- returning for The NAVigator to discuss his long-time love for closed-end fund investing. Plus, Chuck chats with Wade Pfau, a leading authority on annuities, reverse mortgages and structured income products, Tara York of the alternatives platform Luma Financial Technologies, Morningstar's director of personal finance Christine Benz, ETF product specialist Nick Elward of Natixis Investment Managers, and global deep-value investor Michael Campagna of Moerus Capital.
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, most Americans think their children are going to be worse off than they are. Clark discusses what's behind this “recency bias” and gives a counterpoint to the pervading sense that our best days are behind us. Why is Clark optimistic? Clark Stinks: Segments 1 & 2 Reason For Optimism: America's Future: Segment 3 Ask Clark: Segment 4 Mentioned on the show 25+ Places That Offer Discounts to U.S. Veterans Military and Veterans Guide: Free resources for getting your finances in order Betterment Cash Reserve | High-yield cash account Where To Buy the Best Cheap Printer WSJ: Most Americans Doubt Their Children Will Be Better Off, WSJ-NORC Poll Finds Millennial Money: Can therapy help make you richer? America Is Back in the Factory Business Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity Valley.com Transfer FAQs Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's episode, Russ Kinnel, director of manager research for Morningstar Research Services, and Tom Lauricella, chief markets editor for Morningstar Inc., discuss several conference themes, including the banking crisis, bonds, and growth stocks.What was the overall sentiment about the markets and risks of a recession? Highlights from PIMCO's Dan Ivascyn's viewpoint on bonds Growth stocks outlook Insights from Schwab's Liz Ann Sonders on global challenges' impacting marketsTakeaways from Former U.S. Treasury Secretary Larry Summers on banking crisis, soft landing, and debt ceiling debate International stocks outlook Highlights from NYU finance professor Aswath Damodaran on ESG and calls for improvement Lessons from dot-com bubble and financial crisis that could apply today What themes emerged from the conference?What surprised you at the conference this year? Read about topics from this episode. When Will the Fed Start Cutting Interest Rates?Climate Tech Opportunities Attract Investors Should You Be Worried About the Health of Social Security? Don't Fight the Fed Social Security Planning for Married Couples What's Ahead for Vanguard in 2023 7 Cheap EV Supply Chain Stocks What's Ahead for BlackRock in 2023 What to watch from Morningstar.Planning to Retire Soon? Flexibility and Spending CountWhere Can the Automotive Industry Go From Here?: Part TwoWhere Can the Automotive Industry Go From Here?: Part OneHow Do Vanguard's Target-Date Funds Stack Up? Read what our team is writing:Ivanna HamptonTom LauricellaRussel Kinnel Follow us on social media.Russel Kinnel on Twitter: @RussKinnelIvanna Hampton on Twitter: @IvannaHamptonFacebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/
A Kennedy is running for President and the corrupt media pretends they don't careIt's not likely any of us would vote for a Kennedy. It's important, though that RFK, Jr.'s voice be amplified into the ears of Democrats, so the part of their brains not yet controlled by MSNBC and TikTok might remember how it sounds to hear a man speak of God, not to check a box in a speech, but because he believes. It's important Democrats confront themselves with their role in censoring ideas and expressions of worry, data and information and that they are forced to understand they now work for Big Pharma. Democrats must be held to mental account for the harms they created by keeping the medically useless, politically targeted, deadly, Blackrock and Vanguard enriching lockdowns of churches, “schools” and small business in place for two-years.What does God say? God is a free speech supporter; He invented free speech. Yes, He is also the inventor of accountability and He will hold us all to account.Charles Spurgeon on How to Use the Bible to Argue with GodGod created all things for our good, that clearly includes nature. Bible Verses about Nature; Compiled by The BibleStudyTools Staff on 07/21/2021A 39 Year Old Alberta Pilot for WestJet Airlines Died Suddenly on March 17, 2023Miscarriages and Dead Infants Were Described in a Secret FDA Review, but Hidden from The Public; Pfizer Tried to Hide Its Report for 75 YearsPlease help me share this video announcing my run for President of the United States.Criminal Drug Manufacturers Also Make Vaccines Robert Kennedy, Jr. “For the record, I never compared the government's Covid mandates to the Holocaust as the @nytimes falsely reported this week. Listen to my Lincoln Memorial speech and verify for yourself that I mentioned Ann Frank in an entirely different context. I was warning against the alarming totalitarian potential of AI + surveillance technologies. @CNN originated this mischaracterization, and media censors made sure that nobody heard my objection. The onslaught of relentless media indignation finally compelled me to apologize for a statement I never made in order to protect my family.”Alan's Soapshttps://alanssoaps.com/TODDUse coupon code ‘TODD' to save an additional 10% off the bundle price.BiOptimizershttps://magbreakthrough.com/toddUse promo code TODD for 10% off your order.Bonefroghttps://bonefrog.usEnter promo code TODD at checkout to receive 10% off your subscription. Bulwark Capitalbulwarkcapitalmgmt.comAct now and get Bulwark Capital's “Common Cents Investing” guide FREE. My Pillowhttps://mypillow.comUse code TODD for Closeout pricing on all All Season Slippers.Patriot Mobilehttps://patriotmobile.com/hermanGet free activation today with offer code HERMAN. Visit or call 878-PATRIOT. GreenHaven Interactivehttps://greenhaveninteractive.comGet seen on Google more with your worldclass website! RuffGreenshttps://ruffgreens.com/toddGet your FREE Jumpstart Trial Bag of Ruff Greens, simply cover shipping. Visit or call 877-MYDOG-64. SOTA Weight Losshttps://sotaweightloss.comSOTA Weight Loss is, say it with me now, STATE OF THE ART!Texas SuperFoodhttps://texassuperfood.comTexas SuperFood is whole food nutrition at its best.
The hottest new trade is the most boring asset class: money market mutual funds. Once regarded as a no-yield option investors would only use to park cash in a crisis, they now yield more than 4.5%. In the first quarter alone, investors flocked to them to the tune of half a trillion dollars. But how do they work? What do they invest in? And why do investors use them instead of similar-yielding, cheaper Treasury exchange-traded funds? We answer all these questions and more on the latest episode of Trillions, which features Nafis Smith, principal and head of Vanguard's taxable money markets, as well as Bloomberg Senior Editor Mike Regan and reporter Katie Greifeld. See omnystudio.com/listener for privacy information.
In celebration of Financial Literacy Month this April, I want to discuss how to get the most out of your banking experience. On this episode, we're talking about compound interest and how your big bank could stop you from benefiting from this simple financial literacy concept. As well as recommended alternatives to keep your money safe and working for you. You will want to hear this episode if you are interested in... What is compound interest? [1:58] Why Big Banks aren't the most bang for your buck [3:48] Getting rid of ridiculous bank fees [6:38] Upgrading your bank for more financial features [7:56] Banking where you're appreciated [10:52] Understanding compound interest Compound interest is one of the cornerstones of financial literacy. Albert Einstein called it the eighth wonder of the world because of the snowball effect that happens with compounding. And with interest rates sitting at four to five percent, you are missing some serious snow if your money is not in a money market fund, high-yield savings account, or a short-term CD. A lack of compound interest is one of the biggest reasons to break up with your big bank. Banks like JP Morgan, Bank of America, Citigroup, Wells Fargo, and US Bancorp are notorious for paying their clients little to no interest. I'm lucky if I make a few dollars per year with my Bank of America account! If you're not getting compound interest on your checking and savings account, or if you are and it's not at least four percent, you should break up with your bank. Or at least keep a minimum amount of money in that account. It's not you, it's your bank The use of online banks has skyrocketed and for a good reason! Online banks like Charles Schwab, Fidelity, and Vanguard provide a much better value to clients than big brick-and-mortar institutions. One of the ways they do this is by cutting back on fees. Big banks will charge fees just to have the account. Not to mention account minimum fees, overdraft fees, ATM fees, and even check fees. Another way online banks make the user experience better is through features. A lot of big banks don't have the greatest features. They may lack online bill pay or a good way to track transactions and overall spending. Big banks are generally older institutions too. Meaning they have old systems that are often too expensive to update and can take forever to adopt features that online banks have had for years. Listen to this episode for more reasons to break up with your big bank! Resources Mentioned 7 Best Short-Term Investments To Grow Your Money, #116 These Are The 15 Largest Banks In The U.S. A Penny Doubled For 30 Days Is How Much? Get 25% off of my Retirement Readiness Review online course until June 1st with Promo Code: RETIRE25 Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact
04/23/23 Dcn Christopher Somo - 3rd Sunday of Resurrection (English) by St. Peter's Chaldean Catholic Diocese
Joe on Joe - A G.I. Joe Podcast
Move over Popeye, our favorite sailor has a chatty parrot and a bad attitude! We're talking Shipwreck this week with filmmaker Vera Vanguard! Make sure you look for her feature playmotion puppet film, Apocalypse Love, in 2023! I need to get Movies and a Meal to give this a review! Let's make that happen!
In this episode, another dismissed journalist gifted at finding the pearl in a story. Open debate restricted by ethnicity of debaters. The power of 2A in securing and protecting rights for all.
The Wharton Fintech Conference, held on March 30-31st, brought together some of the most prominent innovators and investors in the fintech ecosystem, including start-up founders, managing partners of VCs, and Bill McNabb, former chairman and CEO of Vanguard. Join Kailee Costello, Joshua Benadiva, and Tarang Gupta as they discuss the highlights and main takeaways from the conference, covering topics such as embedded finance, Chat-GPT, and more. With so much to learn from the top people in the fintech industry, this episode is a must-listen for anyone interested in fintech innovation. To stay up to date with the latest developments in fintech and to find out about next year's conference, follow us on social media or visit https://whartonfintechconference.com/
Someone roll first aid! Or not, don't do it just uh...wait for help (like that's going to help.)We have MERCH, and you can buy it here!You can join our Discord server here to chat with the cast, crew, and other friends of Cthulhu! Spoiler: there are a lot of delicious...I mean, adorable cats. There are even goats, birds, and lizards too. You can't go wrong by joining our server.Want to peek behind the curtain? Check us out on Twitch, where we record every Sunday. Click here to jump to our Twitch channel. Episodes star Fred, Mike, Nika, Steph, and Veronica. It was edited by Steph Kingston and produced by Veronica. The opening theme is by Rob Anderson, and Ric Lea provided the voice-over. You can follow the show's Twitter @CAFPodcast. Don't forget to subscribe to Fred's new podcast, Vanguard of the Veil, a Monster of the Week, Powered by the Apocalypse, real-play featuring Tim Lanning, Matthew Morris, and Veronica of Cthulhu & Friends fame. Be sure to check out some of the other GeeklyInc podcasts, such as Greeting Adventurers, Naruto Reviewto, and Dear Internet! Cthulhu & Friends is an actual play of the Pulp Cthulhu tabletop roleplaying game, but we still homebrewed some rules. Tell your friends! Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.
Teach and Retire Rich - The podcast for teachers, professors and financial professionals
We dig into the two advising services firm offers: 1) Vanguard Digital Advisor; and 2) Vanguard Personal Advisor. NerdWallet Ratings Learned by Being Burned (short pod series that explains why the K-12 403(b) is so bad and what teachers are doing to fix it) Meridian Wealth Management 403bwise.org
Many women relate to their Bumble account similar to how they relate to their bank account, or so it seems. They don't want to look at it and are even afraid of logging into it. It touches on core wounds around worthiness and value; they'd rather do something else. In the same vein, lots of people have misunderstandings when it comes to investing. They think it's only for rich people or really risky. But it doesn't have to be. My caller today, Laura, wants to know how to start investing her money. And while she's based in Europe, anyone in the world can benefit from our conversation because a lot about your relationship with money doesn't change regardless of where you live. In addition, you'll discover some similarities between how investing works in the U.S. and other countries. So in this episode of the Love Life Connection podcast, you'll learn where to start investing, the difference between retirement accounts and investment funds you can choose, and how to start building your own portfolio. I'll teach you how to prepare for retirement (and where you can get free money) and use concrete examples to see how investing can work over time. 13:27 - Laura's beliefs around investing and the type of investments I do and don't recommend 16:57 - The difference between a pension and a retirement account 19:05 - Why employee retirement benefits are the best deal for most people 21:33 - The difference between a ROTH and a SIPP account 24:50 - What to look for in terms of financial limits on your accounts 27:19 - Why you should ditch the stock shopping idea and go for an index fund instead 30:34 - How index funds are different from (and better than) mutual funds and how to choose one 34:11 - Should you build your own portfolio or let someone else do it? 36:45 - How to access index funds and the disadvantage of setting up a 401(k) at work 40:16 - Quickly recapping the call with Laura 41:13 - Why I buy individual stocks sometimes, even though I don't typically recommend it 43:21 - My #1 recommended investment bank and the importance of low fees I hope you enjoyed this episode! Find me on Instagram or email me with your feedback. I look forward to hearing from you! After you listen to Run Your Money: How To Start Investing with Laura, here are your next steps: Listen to episode 350. Sign up for the Run Your Money workshop. Open up an account with Vanguard. If you are interested in being coached on the Love Live Connection, sign up for my wait list here. Finally, If you get value from the Love Life Connection, please rate & review it on Apple Podcasts. It only takes a sec to impact our ranking + it'll help other women find our community!
Big Banks Love Them Some Ukraine Where They Will . . . Build Back Better, Baby! Cha-Ching. The Pattern Recognition is thick between the war in Ukraine and the War on America's small businesses and Constitutional system. Build Back Better, the Cobvid Flu Swindle: Before The Party decided to leverage a nearly two-year old flu they probably created to crush small businesses and force injections, Blackrock told the U.S. Treasury to find a way to inject hundreds of billions of conjured “money” into the U.S. economy. When President Trump went against his correct instincts and allowed Tony Fauci to shut-down all portions of the economy that were life-lines for real people, The Treasury did as they were told and illegally purchased corporate debt, to the tune of nearly $800 billion in fake money. That largely went to companies in which Blackrock and Vanguard--same people, different logos--who then used the fake money to buy real assets, like real estate that the lockdown continued and amplified the people who run Joe Biden had driven into low prices. In the same timeframe, pharma got massive amounts of fake money to produce a fake vaccine on a platform Tony Fauci and his owners in pharma had been obsessing over for almost a decade. All of this was sold to Americans as charitable help. Build Back Better, the Ukraine Project: Now, The Party is using the Russian invasion of Ukraine, at least caused in part by our State Department organizing a coup in Ukraine and--as Joe Biden said warned against for the very reason that it could cause Putin react violently--by moving NATO to Russia's border, to use fake money to buy real assets, this time in Ukraine. Once again, this is being sold as charitable help by Citibank, Blackrock, IBM, Ukraine itself and the people who run Joe Biden. What does God say? God wants us to work, He wants us to have the resources to feed our families and help other people, He directs us to be wise stewards, to care for the least of these and the entire Bible is filled with admonitions against making money our idol. Here are only a few instances where God warns us about worshipping wealth in this life. 1 Timothy 6:10 For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs.Hebrews 13:5 Keep your life free from love of money, and be content with what you have, for he has said, “I will never leave you nor forsake you.”Matthew 6:24 “No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.Ecclesiastes 5:10 He who loves money will not be satisfied with money, nor he who loves wealth with his income; this also is vanity.Proverbs 13:11 Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.2 Timothy 3:2 For people will be lovers of self, lovers of money, proud, arrogant, abusive, disobedient to their parents, ungrateful, unholy,Proverbs 22:7 The rich rules over the poor, and the borrower is the slave of the lender.Luke 12:15 And he said to them, “Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.”1 Timothy 6:17-19 As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. They are to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life.Joe Manchin: “WATCH: We're not spending money in Ukraine — we're investing in the future of democracy. That's why I was proud to travel to Kyiv last week with @lisamurkowski & @SenMarkKelly to reaffirm America's bipartisan support for Ukraine & for democracy.Michel Tracey's great video thread on Big Finance pushing for war in Ukraine - Citibank executive declares "we have to win this war" because there is such desire to "mobilize private capital" in UkraineLeaked Pentagon Documents Show up to Four Additional Spy Balloons; “The documents also detailed a lack of ‘strong senior' oversight of the balloon surveillance program, according to the report.”Another huge L for “anonymous US officials”… https://4patriots.comStock up on 4Patriots Survival Food Kits. Use code TODD to save 10% on your first order.BioOptimizershttps://magbreakthrough.com/toddUse promo code TODD for 10% off your order. Bonefroghttps://bonefrog.usEnter promo code TODD at checkout to receive 10% off your subscription. Bulwark Capital https://bulwarkcapitalmgmt.comAct now and get Bulwark Capital's “Common Cents Investing guide FREE. GreenHaven Interactivehttps://greenhaveninteractive.comGet seen on Google more with your worldclass website! Healthycellhttps://healthycell.com/toddJourney to better health and save 20% off your first order with promo code TODD. My Pillowhttps://mypillow.comUse code TODD for Closeout pricing on all All Season Slippers. RuffGreenshttps://ruffgreens.com/toddGet your FREE Jumpstart Trial Bag of Ruff Greens, simply cover shipping. SOTA Weight Losshttps://sotaweightloss.comSOTA Weight Loss is, say it with me now, STATE OF THE ART! Texas SuperFoodhttps://texassuperfood.comTexas SuperFood is whole food nutrition at its best.