Generation of people born between the early-to-mid 1960s and early 1980s
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This week on the pod, Amy gives advice about re-framing your mindset heading into middle age. She also suddenly likes walks. She recounts a Karen encounter. Animal Report: River Otters in the park! Maya has corrections from past episodes. You can't take The Breakfast Club away from us. Tearing down the White House East Wing is really upsetting. And wow, just way too on the nose. The ladies contemplate living in a submarine. Finally, it's Halloween candy talk. Amy claims a Milky Way Dark “slaps”.
Happy Halloween everybody! Here is the next episode of our 3rd format of the show that we call: Who Will Save Generation X: Challenging Stage. We have created this mini-game format to meet the needs of those who have asked for it. Give it a listen and let us know what you think on our website "Answering Machine" feature. In the bottom left corner of the website there is a blue microphone icon. Just tap on that and leave us a message. It's free to use and your voice might be used on an upcoming episode of the show. We want to hear from you no matter what you have to say, but we are looking for YOU to ask us some GenX trivia questions that we can feature on upcoming shows. So, let's hear what you have to say. :)In this episode of the Challenging Stage we play in round 1 a game called “In a World, Coming Soon”, round 2 is our spotlight trivia round on the topic of "A Nightmare on Elm Street", and we welcome guest-host Robin to take over the Captain's Chair in round 3 for some spooky trivia questions.There is something here for everyone that we hope you'll "especially like".Show NotesCheck out our website: https://www.whowillsavegenx.com/Patreon: https://www.patreon.com/join/whowillsavegenxPayPal: WhoWillSaveGenX@gmail.comVenmo: WhoWillSaveGenXWant to contact the show? Send a shout-out or special message to a loved one or friend who listens to the show? Email us here: WhoWillSaveGenX@gmail.comFacebook: https://www.facebook.com/groups/2730544227204426Want to buy some merch? Go here:https://www.teepublic.com/en-gb/stores/who-will-save-generation-x-podcast?ref_id=16967Newsletter: http://eepurl.com/hMu6ezGuest website: You can check out Robin's brother Dan's D&D website here: https://danthedm.com/Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Join your ol' Stepdads as we explore one of the most underrated subgenres: horror comedies. You'll die laughing as we recap Student Bodies, House, April Fool's Day, and The 'Burbs! We'll also discuss some spooky movies we watched this month (including an insane film from 1983), TV shows we've been watching, and video games we've been playing.
In this episode of Where's My Money, Reagan White is joined by three generations - Gen X, Y (Millennials), and Z - to compare how they think about cash, spending, and saving. Glen (Gen X) talks housing market stress and tight budgets. Ruzbeh (Gen Y) reflects on growing up through the GFC and the struggle to buy a home. Maia meanwhile (Gen Z) opens up about early-adult pressure and future investments. They dig into retirement, financial independence, and smart money choices, uncovering both generational differences and the same old money worries. Powered by enable.me Watch us on Youtube Instagram / Facebook / Tik Tok: @wheresmymoneynz Reagan White Instagram Where's My Money? Linktree Learn more about your ad choices. Visit megaphone.fm/adchoices
This podcast is all about California Prop 50. Why are you confused? Why does it benefit Black voters? Why it's not really about Gavin Newsom and more. Jasmyne cannick is an award-winning Gen X journalist and an LA County Democratic Party delegate.https://iamjasmyne.com/ https://www.instagram.com/hellojasmyne/ https://www.instagram.com/diprimaradio/
Meghan Murphy returns to the podcast to discuss the success of the UK's TERFs, and explains why the trans fad is fading in the Britain and America, but Canada, Australia and New Zealand still haven't gotten the memo. She and Bridget discuss the WPATH files and the Cass Review, the lie that puberty blockers wouldn't have permanent effects, the devastation the ideology has wrought among desperate parents and children who were sold a bill of goods from "experts", and the insanity that therapists and doctors are not allowed to raise valid questions or concerns that might challenge a minors' declared gender identity. They also cover their Gen X upbringings, the birth control pill, how we've all bought into a surveillance state, the joy of readying physical books, the balance between being a Doomer and a Techno Optimist, bone broth, music, why everyone in the world should re-read 1984, and why an "I've Never Had Chlamydia" t-shirt would be a bestseller. Check out Meghan's Substack - https://bit.ly/WiW-MeghanMurphy--------------------------------------------------------------------- Walk-Ins Welcome with Bridget Phetasy - Podcast Bridget Phetasy admires grit and authenticity. On Walk-Ins Welcome, she talks about the beautiful failures and frightening successes of her own life and the lives of her guests. She doesn't conduct interviews—she has conversations. Conversations with real people about the real struggle and will remind you that we can laugh in pain and cry in joy but there's no greater mistake than hiding from it all. By embracing it all, and celebrating it with the stories she'll bring listeners, she believes that our lowest moments can be the building blocks for our eventual fulfillment. ---------------------------------------------------------------------- PHETASY IS a movement disguised as a company. We just want to make you laugh while the world burns. https://www.phetasy.com/ Buy PHETASY MERCH here: https://www.bridgetphetasy.com/ For more content, including the unedited version of Dumpster Fire, BTS content, writing, photos, livestreams and a kick-ass community, subscribe at https://phetasy.com/ Twitter - https://twitter.com/BridgetPhetasy Instagram - https://www.instagram.com/bridgetphetasy/ Podcast - Walk-Ins Welcome with Bridget Phetasy https://itunes.apple.com/us/podcast/walk-ins-welcome/id1437447846 https://open.spotify.com/show/7jbRU0qOjbxZJf9d49AHEh https://play.google.com/music/listen?u=0#/ps/I3gqggwe23u6mnsdgqynu447wvaSupport the show
Why Nobody Talks About Being a Caregiver at Work (& What It's Costing Us) with Jennifer LevinIn this deeply personal episode of The WorkWell Podcast™, Jen Fisher speaks with Jennifer Levin, television writer, journalist, and founder of Caregiver Collective, about her powerful book "Generation Care: The New Culture of Caregiving." While we're in meetings and hitting deadlines, millions of workers are simultaneously managing something most colleagues know nothing about—caring for aging or chronically ill family members. Jennifer became a caregiver at 32 when her father was diagnosed with a rare degenerative illness, and what she discovered changed everything about how we should think about work, support, and what it means to show up.Episode Highlights:What makes millennial and Gen X caregiving different—and why "you don't have other responsibilities" is a dangerous assumptionWhy most young caregivers don't identify as caregivers—and what that silence costs themThe role reversal nobody prepares you for: becoming your parent's parentWhy our culture doesn't value family care as strong social capital—and the discrimination that followsThe real cost to companies: employees leaving not because they want to, but because unpaid leave forces impossible choicesSigns a team member might be struggling with caregiving (even if they haven't said anything)Ambiguous loss: grieving the person who's still here and the life you thought you'd haveWhy guilt is the one word every caregiver mentions, no matter what aspect of care they're discussingHow to create a culture of care awareness without requiring people to sacrifice their careersThe "waiting for the other shoe to drop" reality—and why caregiving emergencies don't follow a scheduleQuotable Moments:"People will question your decisions all the time when you're a caregiver. But the person you're caring for wouldn't want you to give up on yourself either." - Jennifer LevinResources:This episode of The WorkWell Podcast™ is made possible by Lyra Health, a premier global workforce mental health solution. Learn more at Lyrahealth.com/workwell.Jennifer's Book: "Generation Care: The New Culture of Caregiving" by Jennifer LevinJoin the Caregiver Collective: A national online support group for caregivers who feel younger than expected in this role
Every Halloween, we pick a kid-friendly horror movie from our childhood and take a cute, trauma-reviving trip down memory lane. This year, we went with none other than Roald Dahl's THE WITCHES (1990), celebrating 35 years of Anjelica Huston tearing off her wig and face, to the terror of many a Gen X and elder millennial child in the 90s. Being scared is part of growing up, let's relive it! Learn more about your ad choices. Visit megaphone.fm/adchoices
It has been 50 years since the release of one of the greatest movies of all-time, "Jaws". There is not much more to be said that hasn't already been muttered about this incredible film already. So to celebrate the 50th Anniversary, Read 2 Retro has assembled 5 different generations to discuss their appreciation of Jaws! To represent the Baby Boomer Generation, Max's dad Tim is present, to represent Gen X is Zak from the Two Dollar Late Fee Podcast, Max is standing in for the Millennials, returning to R2R is Andy Foreman from HorrorHound speaking for Gen Z and making his first appearance on R2R is Bodhi representing Generation Alpha!5 different generations for 5 decades of Jaws! For this episode, “You're going to need a bigger speaker!”
Bitcoin Katie has rapidly emerged as one of the most compelling voices in Bitcoin education, specifically targeting Gen X-ers and pre-internet era demographics with clear, jargon-free content.› https://www.youtube.com/@bitcoinkatiePARTNERS
In the latest episode of Tin Foil Hat, Sam Tripoli and guest CommonX explore how social media algorithms have rewired our minds and shaped modern behavior. They discuss Gen X as the forgotten control group of the American experiment, the Simulation Leak linking Mandela Effects and déjà vu to a possible reality reboot, and how corporations hijacked the American Dream through debt and control. The episode ends by examining modern prophets like Elon Musk and Joe Rogan as the new digital messiahs of our culture. Please subscribe to the new Tin Foil Hat youtube channel: https://www.youtube.com/@TinFoilHatYoutube Check out Sam Tripoli's 4th Crowd Work Special "Deep Dish: Live From Chicago" Oct 4th on Youtube.com/SamTripoliComedy Grab your copy of the 2nd issue of the Chaos Twins now and join the Army Of Chaos: https://bit.ly/415fDfY Check out Sam "DoomScrollin with Sam Tripoli and Midnight Mike" Every Tuesday At 4pm pst on Youtube, X Twitter, Rumble and Rokfin! Join the WolfPack at Wise Wolf Gold and Silver and start hedging your financial position by investing in precious metals now! Go to samtripoli.gold and use the promo code "TinFoil" and we thank Tony for supporting our show. CopyMyCrypto.com: The 'Copy my Crypto' membership site shows you the coins that the youtuber 'James McMahon' personally holds - and allows you to copy him. So if you'd like to join the 1300 members who copy James, then stop what you're doing and head over to: https://copymycrypto.com/tinfoilhat/ You'll not only find proof of everything I've said - but my listeners get full access for just $1 LiveLongerFormula.com: Check out https://www.livelongerformula.com/sam — Christian is a longevity author and functional health expert who helps you fix your gut, detox, boost testosterone, and sleep better so you can thrive, not just survive. Watch his free masterclass on the 7 Deadly Health Fads, and if it clicks, book a free Metabolic Function Assessment to get to the root of your health issues. Want to see Sam Tripoli live? Get tickets at SamTripoli.com: Las Vegas, NV: Tin Foil Hat Comedy Live At The Virgin Hotel Nov 21st https://www.etix.com/ticket/p/95279813/tin-foil-hat-comedy-with-sam-tripoli-and-eddie-bravo-las-vegas-24-oxford Minneapolis: Headlining The House Of Comedy Dec 11th-13th https://samtripoli.com/events/?paged=3 Morris Plains, NJ: New Year's Eve At The Dojo Of Comedy Dec 31st https://www.tiffscomedy.com/events/121228 Please Check Out Common X's internet: Website: https://www.commonxpodcast.com Podcast: Common-X Podcast- https://bit.ly/3WwDnWG Twitter: https://x.com/CommonXpodcast Instagram: https://www.instagram.com/commonxpodcast/ Please check out Sam Tripoli's internet: Linktree: https://linktr.ee/samtripoli Please Follow Sam Tripoli's Stand Up Youtube Page: https://www.youtube.com/@SamTripoliComedy Please Follow Sam Tripoli's Comedy Instagram: https://www.instagram.com/samtripolicomedy/ Please Follow Sam Tripoli's Podcast Clip Instagram: https://www.instagram.com/samtripolispodcastclips/ Huge Thank You To Our Sponsor: HIMS: No man wants to lose his hair, but for men, it's actually very common. And now with Hims, the solution is simple. Try Hims' hair loss solutions and you'll be joining hundreds of thousands of subscribers who got their flow back. Start your free online visit today at Hims dot com slash TINFOILHAT. That's hims.com/TINFOILHAT for your personalized hair loss treatment options. Upside: The free UPSIDE gets you cash back on daily essentials like gas, groceries and dining. Upside has given back $1Billon dollars to it users. To find out how much you could earn download the FREE Upside App and use the promo code TINFOILHAT to get an extra 25 cents fir every gallon on your first tank of gas, That's an extra 25 cents back for every Gallon on your first tank of gas, using the promo code TINFOILHAT
Send a FanMail to the GenX Stories gang via text message!Instead of haunted houses, we had real-life fears - like Pop Rocks (with Coke), the Bermuda Triangle, and that one creepy white van parked down the street. This Halloween on the podcast, we're unwrapping all the “tricks” that scared the hell out of us as Gen X kids, and realizing that while some fears fade, ours just got funnier. Plus we hear what freaked out our FB community growing up so trust us - you don't wanna miss this one.
Every generation makes its share of real estate mistakes. Boomers often overpay for upgrades they could easily add. Gen X gets stuck chasing the “perfect” down payment. Millennials keep waiting for a 2008-style crash that never comes. And Gen Z? They fall in love with fixer-uppers they can't actually fix. This episode breaks down those common traps, what they cost, and how to avoid them—plus shares insights from a recent discussion with Congressman William Timmons on the ongoing government shutdown and its potential impact on housing. As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (973) 479-1267 or by email at smccune@cdanjoyner.com
We start off today with the Kardashians and Kourtney's new VagPops. Because if there's a family that knows about using that, they're it. Next, we delve into the world of Reddit and the always entertaining AITAH, which asks a question regarding wives and girlfriends eating your food after they say they're not hungry, and finally a story about some trick-or-treaters that got something extra. Their parents thought sugar would keep them up all night. LINKS:Kourtney Kardashian is launching lollipops for your vaginaSuspected cocaine found in trick-or-treat bag in Ingram, Allegheny CountyThe Treehouse Show is a Dallas based comedy podcast. Leave your worries outside and join Dan O'Malley, Trey Trenholm, Raj Sharma, and their guests for laughs about funny news, viral stories, and hilarious commentary.The Treehouse WebsiteGet MORE from the Treehouse Show on PatreonGet a FREE roof inspection from the best company in DFW:Cook DFW Roofing & Restoration For the BEST haunted house in DFW:Best Haunted House in DFWCLICK HERE TO DONATE:The RMS Treehouse Listeners Foundation
This job would be great if it wasn't for the customers.We're heading back to October 19, 1994, to talk about Clerks — the scrappy, black-and-white indie that turned convenience store chaos into cinematic history. Shot for $27,000 on maxed-out credit cards, Kevin Smith's debut launched a generation of filmmakers (and Jay & Silent Bob) while capturing the sarcasm, boredom and pop-culture debates of ‘90s slackerdom.Nathan is joined by Marisa Boyd for a conversation about Clerks' raw DIY spirit, its laugh-out-loud realism and why the female characters might just be the smartest people in the room. They also reminisce about video stores, Magic Eye posters, the power of the Weezer Blue Album and that unforgettable “37” scene.It's a love letter to indie film, Gen-X humor and the jobs we couldn't wait to quit.Read Nathan's thoughts on Clerks.Support the podcast: https://www.buymeacoffee.com/moviesarelife
On today's show... Gen-X was doing this before any other generation. Did you ever live in a haunted house? Dumb criminals deserve only the best in dumb sound effects in Sound Effects Theater! Enjoy!
In today's episode, the Wednesday Game: Battle of Generations had its first overtime of the season, and Gen X once again seized the cheese medallion. Chaplain Justin shares helpful tips for engaging in holiday conversations with little ones. He also provides strategies for making the most of the holiday season with those we might not connect with regularly.
Boy meets car. Boy loves car. Car loves boy. Car turns homicidal. Yes, 1983's horror movie, "Christine" asked audiences to buckle up and suspend disbelief. Audiences and critics were mixed back then, but the film went on to become a cult classic. But now, over four decades later, does this flick violate more than the Lemon Law? Can a 1958 Plymouth be scary? Can evil cure vision challenges? And why are Arnie (Keith Gordon) and Dennis (John Stockwell) even friends to begin with? The Old Roommates fill 'er up and give this Stephen King's adaptation a revisit through their middle-aged lens. Embrace the new car scent and join them.Old Roommates can be reached via email at oldroommatespod@gmail.com. Follow Old Roommates on social media @OldRoommates for bonus content and please give us a rating or review!#JohnCarpenter #StephenKing #KeithGordon #JohnStockwell #AlexandraPaul #KellyPreston
We start off today talking about the new Gen Z term "throning" which leads to Dan telling the guys about how he used to love watching the DVD icon to see if it landed in the corner. We then got into some Talkback Tuesday which includes an interesting crossover and the question "What happened to Cookie?" and stories abouit learning to ride bikes and Trey getting chased around by his father. LINKS:https://www.usatoday.com/story/life/health-wellness/2025/10/21/throning-dating-trend/86755406007/The Treehouse Show is a Dallas based comedy podcast. Leave your worries outside and join Dan O'Malley, Trey Trenholm, Raj Sharma, and their guests for laughs about funny news, viral stories, and hilarious commentary.The Treehouse WebsiteGet MORE from the Treehouse Show on PatreonGet a FREE roof inspection from the best company in DFW:Cook DFW Roofing & Restoration For the BEST haunted house in DFW:Best Haunted House in DFWCLICK HERE TO DONATE:The RMS Treehouse Listeners Foundation
Nat and Kristen unpack why five generations working together create such different approaches to everything - from handling restructures to work-life balance. Boomers climbed tenure ladders when single-income households worked, Gen X raised themselves, millennials were helicoptered, and Gen Z entered during economic chaos. Turns out everyone's being logical, just from wildly different starting points. So - what actually helps when your team feels like it's speaking different languages?Loved it? Share it and leave us a 5-star review! Got a topic for us? Email hello@powrsuit.com. Follow Powrsuit on LinkedIn and Instagram, or join us at www.powrsuit.com for bite-sized professional development that actually fits into your week. 'Til next time, Powrsuiters!
We often hear people from different age groups claim they had it tougher than the rest - from rising costs to housing pressures, each generation argues their struggle is unique.But what does the data actually say?In this week's episode, our podcast producer, Holly Schaaf, sits down with social researcher and generational expert, Ashley Fell, to dig into some of McCrindle's recent generational analysis: comparing Baby Boomers, Gen X, Gen Y and Gen Z on income, housing affordability, inflation, technology access, and more.
-Mocking the YES KWAYNZ. . .err. . . ."No Kings" Protests -Get yesterday's quality today with vintage appliances. Everything made today sucks, and it costs too much. Here's how to live better, cheaper. -A trip down memory lane to revisit the spooktacular stories Gen X kids loved to scare themselves to death with. Moving coffins, transparent ladies, and ghost brides. Disaffected is sponsored by: https://www.biltongusa.com Fine cured meats and European groceries. Use promo code JOSH to get 10 percent off your order Slocum Consulting-visit https://www.joshuaslocum.net to book an hour by video conference. Got a narcissist in your house or job? Feel stifled by leftism all around you? Talk to Josh to clarify your options and the choices ahead of you. SUPPORT DISAFFECTED! -Make a one time gift at https://www.paypal.com/donate/?hosted_button_id=CTXSL5U8DJBUYSee omnystudio.com/listener for privacy information.
Author Jean Twenge, Ph.D., explains the implications of four different generations working together. As Gen Zers increasingly join millennials, Gen Xers and a shrinking cohort of baby boomers in the workforce, their varying needs, attitudes and aptitudes are driving workplace changes.· Generational shifts are reshaping the workplace: Organizations are navigating the most pronounced generational transition in decades, with differing expectations around leadership styles, collaboration and work-life harmony.· Delayed life milestones impact real estate demand: Trends like marrying later in life, postponing homeownership and having fewer children are catalyzing demand for adaptable, amenity-rich properties.· Technology is a key driver of generational change: From smartphones to social media, tech has fundamentally altered how each generation communicates, works and interacts—creating both opportunities and challenges for office culture and productivity.· Hybrid work reflects generational preferences: The way different generations value in-person collaboration, flexibility and autonomy gives hybrid work models staying power.· Empathy is essential for cross-generational leadership: Understanding the distinct values and experiences of each generation, and applying that knowledge in how you communicate and set policy, can build stronger connections with colleagues.
On the two hundred and seventy-ninth episode of THE THIRD ACT PODCAST, the crew are trying to listen more and talk less.Christian and Jericho wade into the discourse with reviews of Luca Guadagnino's polarizing cancel culture satire(?) AFTER THE HUNT, writer-director-star Eva Victor's comic drama debut, SORRY, BABY, and Sarah Polley's 2023 parable of shame and abuse, WOMEN TALKING.They also discuss preening misogynists, Gen X diatribes, religious trauma, and combining humor with tragedy.Subscribe to Jericho's Substack: symbioticreviews.substack.comKeep in touch with us on Instagram and email us anytime at: TheThirdActPodcast@gmail.com
What if trusting yourself didn't have to be complicated? What if it could begin with one small promise kept, one quiet choice that builds confidence from the inside out? In this episode of Soul Searching Girl, we will redefine what self trust really means and how to build it, one gentle action (and thought) at a time. It is simpler than you think and more powerful than you imagine. Sign Up Here for Wildflower Sessions. We meet every Wednesday at 12pm MST.
Gen X leaks, Kirby Directs, Pokémon Z-A sales, and honoring Itagaki—Infendo Radio 785 covers a wild Nintendo news week.
Rob and Jamie discuss Halloween traditions, costumes and candy from their childhood. #genx #generationx #halloween #candy #podcast #trickortreat
We open with a sobering follow-up: the future is less about AI toast (though Red Dwarf predicted it) and more about a soul-stripping "infrastructure of meaningless" after an AWS outage proved how fragile the internet is. Corporate overlords, like Elon Musk, are taking note: he finally addressed Starlink's use by Asian scam syndicates, but his attention is mostly on superintelligence, which Wozniak, Prince Harry, and 800 others want banned. Meanwhile, Meta, despite pouring $27 billion into data centers, suddenly cut 600 AI jobs, and Amazon is preparing to automate a half-million warehouse positions, offering drivers AR spy glasses and suggesting a new "Help Me Decide" AI tool to automate the exhausting micro-decision of which air fryer to buy. This dystopian fever dream peaked when Suzanne Somers' widower revealed he built a full-on robotic AI twin of the late actress. Predictably, Tesla stock tumbled, and the crypto grift continued with the pardoning of Binance founder Zhao, leaving SBF to ponder his failed check-bounce in jail.Speaking of soul-crushing, Disney's latest nostalgia raid, Tron: Ares, tanked harder than anticipated, proving not every Gen-X intellectual property is a worthy cash cow. But fear not, there's still great TV to be had: we recommend the clever dramas Slow Horses and The Diplomat Season 3, the high-stakes culinary nightmare Knives Edge: Chasing Michelin Stars, and the surprisingly excellent Gen V (which you must watch before the next season of The Boys). We also got our fix with the Pluribus trailer, Bullet Train, Dr. Horrible's Sing-Along Blog, and the deliciously low-stakes reality shows Come Dine With Me, Hotel Costiera, and The Celebrity Traitors UK/Canada. Sadly, we must mourn the end of Food Network's The Kitchen. Yet, no matter how good the show, you still have to deal with Ticketmaster, which is still lying about "fighting bots" while cornering the secondary market.In the world of Apps & Doodads, OpenAI dropped its "Anti-Web" browser, ChatGPT Atlas (a data mule in disguise), and a new app now fakes your vacation photos (perfect for burned-out users). X is poised to sell "rare" usernames for millions (with a terrible subscription catch), while some clever hacker figured out a $60 mod to disable the privacy light on Meta's Ray-Ban spy glasses. Fellow podcast host Dave Bittner joined us to agree that the new Hall of Presidents format is better without the political posturing and confirmed the joy of old-school, purple-ink-smelling Spirit Duplicators (and we checked out a Star Wars fan film trailer for the AT THE LIBRARY section). Don't forget your Tilly Hat! Finally, R.I.P. Soft Cell's musical force Dave Ball, aged 66; the hits still hit.Sponsors:Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordMasterClass - Get an additional 15% off any annual membership at MASTERCLASS.com/GRUMPYOLDGEEKSCleanMyMac - clnmy.com/GrumpyOldGeeks - Use code OLDGEEKS for 20% off.Show notes at https://gog.show/719FOLLOW UPDoes Anyone Want Any Toast? | Red Dwarf | BBCA Tool That Crushes CreativityIN THE NEWSAmazon's AWS outage knocked services like Alexa, Snapchat, Fortnite, Venmo and more offlineSpaceX disables 2,500 Starlink terminals allegedly used by Asian scam centersYelp is getting more AI, including an upgraded chatbotSteve Wozniak, Prince Harry and 800 others want a ban on AI ‘superintelligence'Suzanne Somers' Widower Built “AI Twin” of Late ActressMeta Cuts 600 AI Roles From Its Superintelligence Labs After $27 Billion Data Center DealNew report leaks Amazon's proposed mass-automation plansAmazon Rolls Out New AI Tool to Help You Decide What to Buy: The Great Mental Outsourcing continues.Amazon unveils AI-powered augmented reality glasses for delivery driversTesla reports revenue growth after two down quarters. Why the stock is fallingTrump pardons convicted Binance founder Zhao, White House saysCrypto billionaire pardon is insane by CoffeezillaMEDIA CANDY‘Tron: Ares' Is an Even Bigger Bomb Than We ThoughtTron: LegacyHuman: Into the AmericasHuman: Building EmpiresCome Dine With MeFood Network's The Kitchen to End After 40 SeasonsKnifes Edge: Chasing Michelin StarsPluribus — Official Trailer | Apple TVBullet TrainDr. Horrible's Sing-Along BlogHotel CostieraSlow HorsesThe Diplomat Season 3The Celebrity Traitors UKTraitors Canada Season 3Ticketmaster Is Going to Have to Do Better Than ThatAPPS & DOODADSOpenAI's AI-powered browser, ChatGPT Atlas, launches on macOS todayChatGPT's Atlas: The Browser That's Anti-Web By Anil DashToo burned out to travel? This new app fakes your summer vacation photos for youX's handle marketplace will sell some 'rare' usernames for millions of dollarsA $60 Mod to Meta's Ray-Bans Disables Its Privacy-Protecting Recording LightTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingGen VTilly HatsFirefly | The World's Smallest Pro-Audio MicrophoneSpirit Duplicators: Copies Never Smelled So GoodSTAR WARS ENTRENCHED: Fan Film TEASER 2CLOSING SHOUT-OUTSSoft Cell's musical force Dave Ball dies, aged 66See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Delanie Fischer chats with Gen X viral content creator and entrepreneur Sherri Dindal about midlife transformation — diving into the fluidity of identity, purpose, and the realities of reinvention. Sherri opens up about her bold career pivot in her 40s, leaving behind a 26-year career as a corporate investigator to pursue entrepreneurship, and how she's released the baggage of societal expectations while redefining what work, aging, and success truly mean to her. Discussed in this episode: Why Staying Loyal to a Company Might Screw You Hitting the Wall of Dread and Exhaustion in Your Job Corporate Stress vs. Entrepreneurial Stress What Does “Old” Even Look Like — and Who Says? How Media Shapes Our Perception of Aging The Evolution of "Retirement" and What it Means Now What Sherri (52) Wishes She Knew at Delanie's Age (35) The First Steps Sherri Took to Build Her Business Guidance for Creators (Social Media or Otherwise) You're Never Too Old (or Too Late) to Reinvent Yourself --- If Self-Helpless has supported you, a quick 5-star rating or review (if you haven't already) means so much! https://podcasts.apple.com/us/podcast/self-helpless/id1251196416 Free goodies including The Quote Buffet and The Watch & Read List: https://www.selfhelplesspodcast.com/ Ad-free episodes now available on Patreon: https://www.patreon.com/selfhelpless Your Host, Delanie Fischer: https://www.delaniefischer.com ---- Episodes related to this topic: Flip the Script on Aging: Strength, Vitality, and Purpose with 74 Year-Old Icon Babette Davis: https://www.delaniefischer.com/selfhelplesspodcast/episode/23c49ad2/flip-the-script-on-aging-strength-vitality-and-purpose-with-74-year-old-icon-babette-davis Mortality Awareness: Meaning, Motivation, and Your To-Die-For Life with Karen Salmansohn: https://www.delaniefischer.com/selfhelplesspodcast/episode/2367345e/mortality-awareness-meaning-motivation-and-your-to-die-for-life-with-karen-salmansohn It's Not Too Late To Start with Jared Champion: https://www.delaniefischer.com/selfhelplesspodcast/episode/23f7190f/its-not-too-late-to-start-with-jared-champion Is The "Dream Job" Concept A Lie? What To Look For Instead + Tips For Transitioning with HR Expert Shelby McGuire Canlas: https://www.delaniefischer.com/selfhelplesspodcast/episode/2279bacd/is-the-dream-job-concept-a-lie-what-to-look-for-instead-tips-for-transitioning-with-hr-expert-shelby-mcguire-canlas Learn more about your ad choices. Visit megaphone.fm/adchoices
GenX Escapees: this one's your playbook. Michael Himmelfarb (multi-time guest and early Escapee OG) breaks down how to productize a fast, high-value, AI-enhanced consulting offer—think $5K in 48 hours—by letting AI handle the heavy lifting while you deliver the human superpowers clients actually pay for: judgment, creativity, prediction, and trust. We get into pricing, point solutions, and why your domain expertise beats “AI-only” every time.You'll learn • Why buyers now demand crystal-clear outcomes (not squishy retainers). • The 20/80 model: let AI do the grunt work; you monetize the last mile. • How to turn pricing/product packaging into a repeatable, point-solution offer. • A hybrid delivery model (intake → AI analysis → live consult) that wins deals fast. • Where management consulting gets disrupted—and where GenXers win big.GuestMichael Himmelfarb — Pricing & product marketing strategist helping companies modernize pricing/packaging with AI-augmented consulting. Connect on LinkedIn and mention this episode for his 48-hour sprint details.Resources mentioned • Anthropic's “automation vs. augmentation” idea (discussion) • Shout-out: Naveen Aggarwal (technical enablement/automation support)For GenX EscapeesGrab the Escapee Starter Kit: https://stan.store/thecorporateescapee Join Escapee Collective Plus: https://escapee-collective.circle.so/checkout/escapee-plus-subscriptions Work with MichaelWant a $5K / 48-hour AI-augmented Pricing & Packaging Sprint (intake → analysis → live readout with actionable recommendations)? Reach out to Michael on LinkedIn and reference this episode. https://www.linkedin.com/in/michaelhimmelfarb/ Chapters • 00:00 Welcome back, OG Escapee + today's focus • 01:29 From fractional CMO to pricing & packaging specialization • 03:53 The buyer shift: clarity, speed, and specific problems • 04:22 The 20/80 idea: what humans do that AI can't • 07:40 Automation vs. augmentation (and why it matters) • 10:33 Hybrid delivery: standardized outputs + human judgment • 12:25 Human superpowers: creativity, prediction, empathy • 14:09 Beyond pricing: applying the model across functions • 15:45 Productized sprints → recurring revenue possibilities • 17:23 Big-firm disruption and the GenX advantage • 19:33 Learning curves, iteration, and avoiding “prompt pack” hype • 26:13 Focus, trade-offs, and building a simple offer • 30:28 Shout-outs & resources + workshop idea • 31:30 Michael's ask + how to connectIf this episode hit homeShare it with a fellow GenX pro, leave a quick review, and DM Brett if you want the link to the free Starter Kit PDF or details on Michael's sprint.
In this episode, Craig McGrouther sits down with Joe Downs, CEO of Belrose Group, who shares his journey from financial advisor to bar owner to self-storage operator. After multiple career reinventions, Joe discovered that 80% of self-storage facilities are owned by mom & pop operators – creating a massive opportunity for professional operators who can bring modern technology, dynamic pricing, and professional management to an outdated industry.Joe explains his investment thesis for self-storage, including why he focuses on the Southeast, and the surprising data showing millennials use storage 3x more than Gen X. He breaks down how to evaluate markets using supply-per-capita metrics, why median household income matters, and how to avoid oversupplied markets. Whether you're looking to diversify beyond multifamily or curious about alternative commercial real estate, this episode reveals the opportunities in an often-overlooked asset class.Learn more about LSCRE: www.lscre.com
Armed with a newly-talking cinema and trying to survive The Great Depression, Universal Studios developed a new genre – horror. For twenty-two weeks, crews filmed Dracula. And for six of those weeks on a shoestring budget of $66,000, they shot Drácula at night. Antonio Barrenechea (University of Mary Washington) says that despite this unbalanced relationship with Hollywood, this inter-American production contributed to a national cinema throughout the Western Hemisphere in Mexico, Brazil, Peru and beyond. Also: Each generation has its own toxicant. The children of The Great Depression had asbestos. Their children were rattled with lead exposure. And their children are littered with microplastics. Aaron Reuben (University of Virginia) says over 150 million Gen X'ers have mental health issues because of their exposure to lead. And here's the real fright: there's no cure! Later in the show: We're all gonna die. That's one thing that life promises us all. After helping his parents settle their estate and make funeral arrangements, Willy Donaldson (Christopher Newport University) realized that they needed to talk more about death. Way more. Did they want to be cremated or buried? Did they want a big funeral or something more intimate? He found it easier to start with the negative. What don't you want at the end of your life? Willy's book is Estimated Time of Departure.
The current economic climate presents substantial challenges for the furniture industry, as evidenced by a notable decline in consumer sentiment, which has reached a five-month low, primarily attributed to elevated prices and persistent inflation. Amidst these daunting circumstances, we explore how companies are not merely surviving but actively adapting through strategic innovations and diversification of supply chains to mitigate the impact of tariffs and unpredictable consumer demand. A particular focus is placed on the demographic of Generation X, which, despite comprising only 19% of the population, accounts for an impressive 31% of retail spending, thereby emerging as a critical audience for furniture retailers. Furthermore, we delve into significant industry developments, including a pivotal acquisition by GigaCloud Technology of New Classic Home Furnishings, which underscores a growing trend towards the integration of e-commerce within the traditional wholesale market. This episode elucidates the intricate interplay of economic pressures and the resilience demonstrated by industry players as they navigate a complex landscape, highlighting their innovative responses and the importance of fostering strong partnerships to thrive in these challenging times.Takeaways: The current economic climate has instigated a notable decline in consumer sentiment, reaching a five-month low, primarily attributable to high prices and persistent inflation. Despite the overarching challenges in the furniture industry, the Gen X demographic emerges as a significant driver of retail spending, accounting for 31% despite comprising only 19% of the population. Tariffs have become a pressing issue, prompting the International Home Furnishings Representatives Association to advocate for a reevaluation of the current tariff structure to mitigate instability for businesses. Companies are increasingly diversifying their supply chains to counteract tariff impacts, relocating production to various countries to enhance operational resilience and adaptability. The furniture industry is witnessing a surge in innovation, with businesses developing smaller collections tailored for urban living and a heightened focus on U.S.-made products to meet shifting consumer preferences. GigaCloud Technology's acquisition of New Classic Home Furnishings marks a pivotal integration of e-commerce and traditional wholesale, reflecting a transformative trend in the furniture market.
We'd love to have your feedback and ideas for future episodes of Retail Unwrapped. Just text us!In a wide-ranging conversation, Shelley and Tom McGee, president and CEO of ICSC, discuss a mix of consumer trends that will impact holiday spending. It might surprise you to know that Gen X controls 33 percent of all spending (although only 19 percent of the U.S. population); so why are retailers still ignoring them? There's $1.4 trillion wealth transfer to this generation that nobody's talking about. Overall, consumers are resilient but cautious, price-sensitive and selective, focusing on value and budgeting more carefully making discount retailers the beneficiaries. Next, while tariffs haven't dramatically increased prices yet, the real impact has been on consumer mindset and timing — people buy earlier, avoid waiting for discounts, and are cautious about overspending. Gift cards are increasingly popular as practical, budget-friendly gifts that also appeal to younger, sustainability-minded generations. In terms of retail development, there's a supply-demand mismatch in retail real estate. There's a strong retailer demand for well-located suburban spaces, but they are facing limited new construction. Retail sales have risen about 82 percent since 2009, but physical retail space has only grown 7 percent. Tom reinforces not to rule put physical stores; they remain critical for browsing and as fulfillment centers. Listen and learn about how this confluence of trends results in a mixed prediction for holiday.Special Guest: Tom McGee, President and CEO, ICSCFor more strategic insights and compelling content, visit TheRobinReport.com, where you can read, watch, and listen to content from Robin Lewis and other retail industry experts, and be sure to follow us on LinkedIn and Twitter.
Is The 'Burbs a Halloween movie? We think so! Join us as explore the movie, The 'Burbs, with Tom Hanks. A microscopic look at the mundanity of the suburbs and how easy it is to imagine your neighbors are up to no good, even if they actually are. Directed by Joe Dante, with Bruce Dern, Carrie Fisher, Rick Ducommun, and Corey Feldman.
Got a shobby? You know — a short-term hobby for even shorter attention spans that fills the void between doomscrolls. Claire Murphy's hitting the high notes at Pub Choir, Holly’s deep in her Duolingo era, and Em V’s gone old school with a shobby that's like her full-time job now.We’re also diving headfirst into Other People’s Marriages. After the Victoria Beckham doco dropped, an internet debate exploded about whether David even likes Victoria — so naturally, we’ve got thoughts. Expect a little parasocial self-reflection along the way.And, one host + one pet = one unexpected argument.Plus, in reccos: a podcast to binge, something lovely for your face, and a Substack that Em swears will cheer Murphy up. Support independent women's media Recommendations Em recommends an open letter to my dog who, if i'm being completely honest, lowkey kinda sucks a Substack by Father_Karine. Claire recommends this week's episode of True Crime Conversations on The Real Story Of Ed Gein: The Original Psycho and next week's episode all about Kathleen Folbigg. Holly recommends the L'Oreal Paris True Match Radiant Serum Concealer and The Jennifer Anniston episode of Armchair Expert. Plus, check out Clare Connelly's masterclass in romance writing here. What To Listen To Next: Listen to our latest episode: The Precise Etiquette Of A 'Grudget' Listen: Kim K's Bush & An Office Politics Dilemma Listen: A 'Furious' King & The Rise Of The Barbie Waist Listen: The Friends Vs Family Trap & We're All Rapunzel Now Listen: What Did You Do Yesterday? Listen: "A Comedian Hurt My Feelings" Listen: Every Thought We Had About The Victoria Beckham Documentary Listen: The Victoria Beckham Documentary Is Hard To Watch Listen: The New High Status Boyfriend Connect your subscription to Apple Podcasts Discover more Mamamia Podcasts here including the very latest episode of Parenting Out Loud, the parenting podcast for people who don't listen to... parenting podcasts. Watch Mamamia Out Loud: Mamamia Out Loud on YouTube What to read: HOLLY WAINWRIGHT: ‘I desperately needed to find some calm… So I read one very particular book and I got a hobby.’ 'Millennial hobby energy' is the reason we'll never be happy. Victoria Beckham’s new Netflix documentary is here and it contains one jaw dropping moment. 'Oh Victoria, your husband is not on your team.' Victoria Beckham and Nicole Kidman have two of Hollywood's strongest marriages. They just traded their secrets.
Which way are American young adults going when it comes to religion? Pew Research Center's Religious Landscape Survey reports that only 45% of Americans 18–29 years old identify as Christians, compared to 54% of those aged 30–49, 72% of 50–64, and 74% of 65+. Barna Group's State of the Church initiative reports that young adults are leading “a resurgence in church attendance.” Gen Z (born 1999–2015) and Millennials (born 1984–98) attend church 1.9 and 1.8 weekends a month, respectively. By contrast, Gen X (born 1965–83), Boomers (born 1946–64), and Elders (born pre-1946) attend 1.6, 1.4, and 1.4 weekends monthly, respectively. So are American young adults secularizing or experiencing a revival? It's impossible to say for sure. The only way for Christians to find out is to do the work of evangelism and discipleship. In this episode of the Influence Podcast, I talk to Josh Wellborn about ministry to the next generation of adults. I'm George P. Wood, executive editor of Influence magazine and your host. Josh Wellborn is director of the Assemblies of God's Young Adults ministry and author of 30 Under 30. ————— This episode of the Influence podcast is brought to you by My Healthy Church, distributors of 30 Under 30. In 30 Under 30: Young Adults in Scripture Who Heard from God, you'll meet 30 young adults from the Bible who had their own defining moments. Heroes or cautionary tales—they all had a choice. This isn't just a history lesson. It's a call to action. God still speaks, and if you're willing to listen, He's got something to say to you. For more information about the 30 Under 30, visit MyHealthyChurch.com.
We have a big show today that includes Jesus bread, getting your penis pumped in the back of a 1990s Corolla, a Texas woman who has the worst manslaghter defense ever, and more of Gary Busey and Mr. Pumpkin Head. LINKS:1,200-year-old bread with Jesus Christ image found by archaeologistsDodgy doc arrested for performing illegal penis enlargement ops from his 1990s Toyota CorollaTexas housewife Kristina Chambers accused of plowing Porsche into man on first date argue her designer heels caused deadly crashThe Treehouse Show is a Dallas based comedy podcast. Leave your worries outside and join Dan O'Malley, Trey Trenholm, Raj Sharma, and their guests for laughs about funny news, viral stories, and hilarious commentary.The Treehouse WebsiteGet MORE from the Treehouse Show on PatreonGet a FREE roof inspection from the best company in DFW:Cook DFW Roofing & Restoration For the BEST haunted house in DFW:Best Haunted House in DFWCLICK HERE TO DONATE:The RMS Treehouse Listeners Foundation
In this episode, David and Dwight dive into the critical and ever-present issue of poor data quality in HR and its cascading impact on the organization. They break the problem down into 3 key areas: recruiting, artificial intelligence, and pay transparency. They explore how recruiting often serves as the flawed entry point for employee data, discuss the dangers of training AI on biased information (which can lead to discriminatory practices like ageism), and examine the new data governance challenges posed by emerging pay transparency laws. [0:00] Introduction Today's Topic: The Impact of Poor Data Quality on HR Today [5:24] How does poor data quality in recruiting create downstream problems? Recruiting is the first ingress of data into an organization, and it's often the least well-managed. Poor data can also originate from the company side, with issues like inaccurate job descriptions or incorrect FLSA classifications. [12:08] How can biased data lead to discriminatory AI in the hiring process? AI agents used in video interviews can reject qualified candidates based on flawed or biased training data. Companies that fail to address AI bias on the front end risk facing expensive lawsuits and will be forced to fix their systems later. [19:32] What are the data governance challenges presented by pay transparency laws? Pay transparency laws in several states require companies to disclose pay ranges for open roles also mandate that companies keep detailed records of salary structures, grade ranges, and hiring data for extended periods. Many organizations may need to update their data governance strategies to ensure they are retaining the necessary historical data to comply with these regulations and withstand potential audits. [24:31] Closing Thanks for listening! Quick Quote “As the demographic bubble for Gen X gets larger, companies can't ignore [AI bias in recruitment] anymore. They have to take it on, and that means they have to start training their artificial intelligence to not filter out all of us grays.”
This is an episode of a new podcast I really like called Gen X at Midlife. The show was created by TBAS contributor, Courtney Daniels. In this episode she talks to her longtime friend Tess Hawes about her experience of midlife crisis, Courtney's self-rejecting ambition, Tess' divorce and career pivot, and how to get out of depression. They touch on the book "Finding Meaning in the Second Half of Life" by James Hollis, "Mind Your Body" by Nicole Sachs, and Courtney's therapist, Lisa Chen, whom she highly recommends! Learn more about your ad choices. Visit megaphone.fm/adchoices
Holly Wainwright is deep into The Golden Bachelor, and she has one piping-hot take—but it may not be the one you're expecting. Claire Murphy and Amelia Lester are here to figure out if Hol is just secretly projecting on to a man called Bear or whether she has a point. And friends, you're not stressed, you're in the 'October Slump'. If time is swirling into a pre-Christmas nightmare and you can practically taste the exhaustion, the good news is that it's not just you. We've got some very necessary feedback (always a gift) for this time of year and a few survival tips. Plus, the latest celebrity daughter has officially stepped into the spotlight. Apple Martin, daughter of Hol's 'close, personal friend' Gwyneth Paltrow and Coldplay's Chris Martin, is all of a sudden everywhere. What does her arrival mean for the nepo-baby discourse, and is she selling a vagina-scented candle yet? We discuss. Support independent women's media What To Listen To Next: Listen to our latest episode: Kim K's Bush & An Office Politics Dilemma Listen: A 'Furious' King & The Rise Of The Barbie Waist Listen: The Friends Vs Family Trap & We're All Rapunzel Now Listen: What Did You Do Yesterday? Listen: "A Comedian Hurt My Feelings" Listen: Every Thought We Had About The Victoria Beckham Documentary Listen: The Victoria Beckham Documentary Is Hard To Watch Listen: The New High Status Boyfriend Connect your subscription to Apple Podcasts Discover more Mamamia Podcasts here including the very latest episode of Parenting Out Loud, the parenting podcast for people who don't listen to... parenting podcasts. Watch Mamamia Out Loud: Mamamia Out Loud on YouTube What to read: Mamamia recaps The Golden Bachelor: Nobody puts Cathy in the corner. The Golden Bachelor highlights a new class divide. Inside the extremely elite Le Bal des Débutantes, a Bridgerton ball for nepo babies. There's a reason why October is categorically the worst month of the year. The 'October Theory' is the reason everything just feels different right now. THE END BITS: Check out our merch at MamamiaOutLoud.com Mamamia studios are styled with furniture from Fenton and Fenton GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message. Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures. Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.
It's another varied mix of questions, with a couple on catching up after a late start, avoiding the 60% tax trap and lots more. Shownotes: https://meaningfulmoney.tv/QA30 01:03 Question 1 Hi, I'm curious if you have advice, best practice or tools to advise people who have a reasonable rental property portfolio on how to plan for retirement? I am 55, have taken 50k tax free cash, and 13k a year drawdown, approx 40k left. I have 11 rental properties, but I am still remortgaging and buying more properties. Currently have about 450k available to reinvest into a few more properties, and then probably stop buying. I'm really struggling to understand how much I can/should have available to spend each month, especially as I'm still reinvesting into properties. I'm sure I should be spending way more than I am, but can't work out how best to put a retirement plan together to show how much I truly afford to spend each month. Love your content, and thanks for any advice you may be able to give. Thanks, Paul 09:49 Question 2 Hi Pete and Rog. Big fan of the podcast, keep up the good work. I am looking at ways to stay under 100k income each year to remain eligible for childcare benefits. I know if I were to make AVC into my work pension this would help to remain below that figure. I would prefer to put this money into a SIPP. My question is if I got paid the money and deposited it into a SIPP instead of my work pension will this reduce my income tax and prevent me from going over 100k and losing childcare benefits. Kind regards, Joshua 12:33 Question 3 Hello Pete and Roger, Firstly, thank you so much for such an informative podcast. I don't think I listen to a single episode without taking away something valuable! My question relates to what I should do to with money as I accumulate it for the next financial year's ISA and SIPP allowance. For context- I am 39, an NHS doctor with an NHS pension, have a paid off mortgage and have started making SIPP contributions to bring my adjusted net income below the 60% tax threshold. I am in the privileged position to be able to contribute maximum S&S ISA contributions at the beginning of each tax year and already have filled premium bonds allowance as my emergency fund. Should I put my accumulating savings in a high interest savings account until April, or am I missing out on growth each year and should I be using a GIA with a bed and ISA approach? I appreciate there may be tax on savings interest above £500 or CGT on anything over £3k gains. I just don't want to be missing out on the best approach for the next 20+ years as I hopefully continue to max out ISA and pension contributions. Thank you so much in advance and keep up the fantastic work! Paddy 16:36 Question 4 Dear Pete and Rodge, I am relatively young (36) and have started listening to your podcast relatively recently (in the last year). What I like about it best is the calming relaxed attitude that money matters are discussed in and the comforting belief that life is more important than money I think shines through. Comparison is the thief of joy I know but I find it hard to situate myself in relation to where I ‘should' be financially. I stayed at university a long time (10years) and so always perceived of myself as ‘in debt' and living to the brink of my means, I didn't have a credit card but I would spent all my money and save nothing. When I did eventually get a job it didn't pay much and again it was paycheck to paycheck for many years. Then came three big changes almost at once. First me and my wife had a baby daughter come along, next the company I worked for went bust and third I found your podcast! Something about the mix of these three made me sit up, take notice and want to engage with my finances where previously my head had been in the sand. I did very much feel like I was way behind the running. I managed to find a job which paid almost a third as much take home pay again and decided to set up savings for my daughter, set up an emergency fund, increase pensions contributions, open a stocks and shares ISA, all of the good stuff that you guys continually discuss. However, I still am very much of the opinion that I am way behind the game and starting late which is a shame seeing as time is such a valuable component in investing. My question to you guys is, were you in my position, where would be the first places you would look to educate yourselves on the right things to do next? I feel like I don't know what I don't know and things continually surprise me (for instance I didn't realise that having a car on finance was considered bad debt until the other day). I have this constant nagging doubt that I will be missing something because I haven't started from the beginning. I did consider going back to the start of the podcast when I found it, but Rodge wasn't even around in the first few so I didn't enjoy it as much and also felt like maybe some advice would have gone out of date? Is there a key place for me to start, non-negotiable sources I have to get to grips with in the first place that you can direct me to? What would you do? Very keen to learn your thoughts and hugely appreciative of all your efforts! Kind regards, Dan 24:16 Question 5 Hello Pete & Roger I've gained Incalculable value from listening to you so keep up the amazing work! I have a DB-DC hybrid scheme and at my target retirement age (64) my projections say I'll have £33K p.a DB income + £345K DC pot. This would give me ~ £86K TFC allowance at the pot. My plan has been not to take any TFC on the DC pot upfront and to use regular UFPLS withdrawals to reduce income tax over the long term. However, as this is a hybrid scheme, if I take both DB and DC components at the same time I can keep the DB at £33K p.a. and take £220K TFC upfront. This has made me question my slow TFC strategy as I can realise far more taking it upfront by leveraging the DB ‘value' but only at that point in time. My thoughts are to then find a way to get this £220K TFC into S&S ISAs where they would be invested in the same way as in my DC pension. This would allow me to reduce income tax massively over my lifetime. This seems too good to be true! Is it? Problem will be finding a home for such large amounts of cash Options Max mine and wifes ISA allowances (£40K p.a) £10K p.a. contribution to mine and wifes DC pots (MPAA limited) (£20K p.a.) Any other options? Thanks, Duncan 28:46 Question 6 Greetings Pete and Roger, Speaking as a fellow Gen X gruff Northerner (…Pete!), I'd just like to express my huge gratitude to you both for rescuing me from years of financial ineptitude, misdirection and investing ignorance. I can only blame myself, but losing a parent in my late teens, then late 20s, and subsequently finding myself on the non-receiving end of ‘Sideways disinheritance' (Dad remarried / mirrored will / sold our family home to pay second wife's debts….) didn't help with establishing good long-term financial habits. Thankfully, the financial clouds parted 21(ish) months ago when I discovered your excellent Youtube videos, first book, and podcast back catalogue, including a tour de force in ‘tough love' re: DC pension catch up. Since then, I've been desperately trying to catch up, with a rough target of getting a DC pot to support an UFPLS annual 3.5 - 4% withdrawal of, the magic, £16,760. Starting from a very low base, I've been using direct payments from my own Limited Company into a Vanguard SIPP, approximately £3k+ per month (yes, I'm living on lentils..) combined with transferring personal contributions of £10k from money sat in a S&S ISA, thereby getting tax relief up to my small wage of £12.5k. Using this mechanism, I've placed £48k into the pension (mindful of the £60k limit – tax relief is added on the 10k personal, but 19% corp. tax is saved on the employer contributions) in the last financial year, but won't be able to sustain this forever. My question is as follows – provided I still make a net profit after the Employer pension contributions, am I correct in assuming I'm ok re: the ‘Wholly and exclusively' HMRC test? The employer pension payments dwarf the remaining net profit, from which I then take a small amount of dividends, and a smaller corporation tax payment is made at 19%. Also, provided I don't transgress the personal earnings limit (£12,570 for me), is that ok also re: also putting in from the employee side? Am I missing anything at all? E.g. could you use the ‘carry-forward rule' to top up previous years with employer contributions from the Limited company? I'm assuming the answer is ‘no', as dividends don't count as earnings / they don't exceed £60k, but thought I'd ask anyway! Apologies for the ‘War and Peace' length question, and thanks again. Stay intentional, Bill PS: Really like the ‘Catching up' section of your, also excellent, second book Pete.
Signature Style Systems ~ Certified Personal Stylist, Image & Color Consultant, True Colour Expert
Do you have a budget for your clothes? Most style advice assumes the problem is overspending: closets overflowing with unworn items, tags still on. But when I polled my LinkedIn network, 86% said they don't buy enough clothes and wear things too long. In networking conversations, easily half the women I talk with budget exactly zero dollars for their own wardrobes. Here's what generational theory reveals: Each generation absorbed specific messages about when it's "appropriate" to invest in appearance.
ill communication: copywriting tips & sales strategies for small businesses
Kim tackles the biggest roadblock keeping seasoned entrepreneurs stuck on the sidelines: the belief that they're "not ready" for premium clients and high-ticket offers. If you've been watching others with less experience get more attention while you undervalue your expertise, this episode reveals why you're probably more ready than you think. Kim shares how every high-earning consultant she's worked with felt unprepared but succeeded anyway, plus real client stories of transformation when they finally owned their worth. Discover:- Why high-ticket isn't about charging more (it's about creating more value), - How mismatched messaging keeps you speaking to beginner problems when your audience has premium-level needs- The exact positioning shifts that help you become the go-to expert in your nichePerfect for Gen X entrepreneurs ready to stop playing small and build the sustainable, spacious business they've been craving.Text me a question or comment! Elevate your messaging, offers and sales inside Pivot to Premium - a 4-month incubator for women-led businesses. Enroll now: www.kimkiel.com/pivot
No Followers Needed: How to Build a Six-Figure UGC BusinessGuest: Megan Collier, Content Creator & UGC CoachHost: Julie RigaAbout This EpisodeJulie sits down with Megan Collier, who built a six-figure User Generated Content (UGC) business in just 14 months starting with only 200 followers. Megan now helps GenXers and Boomers launch successful UGC careers, and she's here to break down exactly how everyday people can get paid by brands without any influencer status.What is UGC?User Generated Content (UGC) is when creators get paid by brands to create short-form video content (typically 30-60 seconds) without posting to their own social media. Instead, brands use this authentic content for their own ads, emails, websites, and marketing channels.In This Episode, We Talk About:The three essential ingredients for UGC success (hint: talent isn't one of them)Why age is actually an asset in this industry, not a barrierHow Megan landed her first deal within 10 days and what she did to make it happenThe exact step-by-step process to get started, even if you've never created content beforeWhat equipment you actually need (spoiler: probably less than $50)Real student success stories, including a 52-year-old who made $11,500 in 63 daysHow to price your work so you're not leaving money on the tableWhy brands are desperately searching for GenX and Boomer creators right nowThe biggest mistakes new creators make and how to avoid themWhether UGC will survive in an AI and metaverse worldWhy This MattersIf you've ever thought "I'm too old for social media" or "I don't have enough followers to work with brands," this episode will completely change your perspective. Megan proves that the barrier to entry has never been lower, and the demand has never been higher.Who Should ListenGenXers and Baby Boomers looking for flexible incomeAnyone intimidated by traditional influencer marketingPeople seeking a side hustle with low upfront investmentAnyone who's ever wanted to work with brands but thought they needed thousands of followers firstGuest BackgroundMegan Collier discovered UGC in August 2022 while working full-time and needing a flexible side hustle. Within 14 months, she scaled her UGC business to replace her six-figure corporate income. Now she helps everyday people unlock this valuable income stream through her coaching platform.Connect with Megan CollierTikTok: @megan_ugcInstagram: @Megan_UGCWebsite: https://www.megancollierugc.comYou don't need followers, fancy equipment, or years of experience to start earning with UGC. You just need a willingness to learn, the confidence to know your worth, and the ability to have fun with it.
Todd and Cathy share the upcoming changes to their podcast, Zen Parenting Radio, which will be renamed Zen POP Parenting starting June 1st! They also discuss the normal shifts in kids' friendships, highlighting the importance of loyalty, boundaries, and the reality that friendships evolve. As parents, we can feel more overwhelmed than our kids when these changes happen, but it's important to normalize the ups and downs of friendships and offer support without letting our own fear or discomfort take over.
Is you should tell all your friends! This month Nate and Francis discuss the 1999 movie Fight Club by David Fichner. Our first in a series to figure out why exactly GenX is the way they are through the extremely messed up media available. Get this episode by signing up for the Patreon, or buy this episode on its own for three bucks! More movies to come. Get the full episode here - https://www.patreon.com/posts/141719389
Sally Wolf is back in the studio and this time we left cancer at the door. She turned 50, brought a 1993 Newsday valedictorian article as a prop, and sat down with me for a half hour of pure Gen X therapy. We dug into VHS tracking, Red Dawn paranoia, Michael J. Fox, Bette Midler, and how growing up with no helmets and playgrounds built over concrete somehow didn't kill us.We laughed about being Jewish kids in the suburbs, the crushes we had on thirty-year-olds playing teenagers, and what it means to hit 50 with your humor intact. This episode is part nostalgia trip, part roast of our own generation, and part meditation on the privilege of being alive long enough to look back at it all. If you ever watched Different Strokes “very special episodes” or had a Family Ties lunchbox, this one's for you.RELATED LINKSSally Wolf Official WebsiteSally Wolf on LinkedInSally Wolf on InstagramCosmopolitan Essay: “What It's Like to Have the ‘Good' Cancer”Oprah Daily: “Five Things I Wish Everyone Understood About My Metastatic Breast Cancer Diagnosis”Allure Breast Cancer Photo ShootTom Wilson's “Stop Asking Me the Question” SongFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship inquiries, email podcast@matthewzachary.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Episode 24 of The Basic Income Show!patreon.com/scottsantensChapters:00:00 Ireland Makes Basic Income for Artists Permanent05:37 The UBI Derby24:27 7 Key UBI Narratives1:02:31 UBI Reduces Crime Inside of Prison1:09:26 Inequality Hurts Child Brain Development1:21:10 The Orphan Trains Experiment1:31:37 Coinbase's Basic Income Pilot in NYC1:40:42 Gen X Needs UBI for Retirement1:51:49 Bernie Sanders on AI2:04:41 Jane Goodall as UBITakeaways:● The importance of defining what basic income is to avoid misconceptions.Basic income can stimulate the economy by providing cash to individuals.● Cash transfers are essential for meeting immediate needs, unlike public services.● Basic income can reduce the strain on public services by addressing root causes of poverty.● The affordability of basic income can be achieved through strategic tax reforms.● Basic income can fix broken welfare systems by simplifying access and reducing stigma.● There is a need to replace certain welfare programs with basic income, not just add it on top.● The narratives around basic income should focus on its economic benefits and affordability.● Public perception of basic income often misunderstands its purpose and design.● The conversation around basic income should include discussions on its implementation and potential challenges. A no harm provision is essential in UBI policies.● Basic income can significantly improve public health outcomes.Inequality, not just poverty, affects child development.● UBI can strengthen democracy by enhancing civic participation.● The impact of basic income in prisons can reduce crime.● Historical experiments like the orphan trains reveal the importance of family over geography.● UBI is increasingly necessary for Gen X retirement planning.● Automation poses a threat to job security, necessitating UBI.● Addressing immigration concerns is crucial for UBI acceptance.● The societal narrative around fairness influences public perception of UBI.See my ongoing compilation of UBI evidence on Bluesky:https://bsky.app/profile/scottsantens.com/post/3lckzcleo7s24See my ongoing compilation of UBI evidence on X: https://x.com/scottsantens/status/1766213155967955332For more info about UBI, please refer to my UBI FAQ: http://scottsantens.com/basic-income-faqDonate to the Income To Support All Foundation to support UBI projects:https://www.itsafoundation.orgSubscribe to the ITSA Newsletter for monthly UBI news:https://itsanewsletter.beehiiv.com/subscribeVisit Basic Income Today for daily UBI news:https://basicincometoday.comSign up for the Comingle waitlist for voluntary UBI:https://www.comingle.usFollow Scott:https://linktr.ee/scottsantensFollow Conrad:https://bsky.app/profile/theubiguy.bsky.socialhttps://www.linkedin.com/in/conradshaw/Follow Josh:https://bsky.app/profile/misterjworth.bsky.socialhttps://www.linkedin.com/in/joshworth/Special thanks to: Gisele Huff, Haroon Mokhtarzada, Steven Grimm, Bob Weishaar, Dorothy Krahn, Judith Bliss, Lowell Aronoff, Jessica Chew, Katie Moussouris, David Ruark,Tricia Garrett, A.W.R., Daryl Smith, Larry Cohen, John Steinberger, Philip Rosedale, Liya Brook, Frederick Weber, Dylan Hirsch-Shell, Tom Cooper, Robert Collins, Joanna Zarach, Mgmguy, Albert Wenger, Andrew Yang, Peter T Knight, Michael Finney, David Ihnen, Steve Roth, Miki Phagan, Walter Schaerer, Elizabeth Corker, Albert Daniel Brockman, Natalie Foster, Joe Ballou, Arjun ,' @Justin_Dart , Felix Ling, S, Jocelyn Hockings, Mark Donovan, Jason Clark, Chuck Cordes, Mark Broadgate, Leslie Kausch, Braden Ferrin , Juro Antal, centuryfalcon64, Deanna McHugh, Stephen Castro-Starkey, Tommy Caruso, and all my other patrons for their support.If you'd like to see your name here in future video descriptions, you can do so by becoming a patron on Patreon at the UBI Producer level or above: https://www.patreon.com/scottsantens/membership#universalbasicincome #BasicIncome #UBI
If you've ever wanted to hear a couple of Gen X'ers wax nostalgic about MTV, then you're in luck. See omnystudio.com/listener for privacy information.