Podcasts about Overspending

Let's talk about money — with compassion, clarity, and zero judgment.In this solo episode, I'm breaking down one of the most common struggles I see with women entrepreneurs (especially mamas just starting out): not feeling confident or organized when it comes to the money side of your business. Whether you're not making money yet, not tracking your income, or not paying yourself — this episode is here to help you shift from shame to empowerment.After more than a decade of coaching women entrepreneurs, I've noticed that financial clarity and confidence aren't built overnight — but they are learnable. You don't need to be a numbers nerd or love spreadsheets. You just need to start.So if you've ever said, “I'm just not good with money” — grab a notebook, tune in, and let's change that narrative together.

If we were starting our health and fitness journeys over today, these are the 5 critical lessons we would apply from day one. In this episode, we break down the biggest mistakes we made, what we'd do differently, and how you can skip the trial and error to fast-track your own success. We cover: ✔️ The importance of tracking your workouts and data—stop wandering through the gym without a plan ✔️ Why spending more time at maintenance calories (instead of constant dieting or bulking) is the real key to sustainable progress ✔️ How to avoid wasting money on unnecessary supplements and which ones are actually worth it ✔️ The power of having a clear vision and purpose behind your fitness goals to stay motivated long-term ✔️ Why daily movement outside of workouts is a game-changer for overall health and fat loss This is the advice we wish someone gave us at the start. If you're just beginning—or even if you've been at it for a while—this episode will help you avoid common pitfalls and focus on what really matters. APPLY FOR COACHING: https://www.lvltncoaching.com/1-1-coaching SDE Method app: https://www.lvltncoaching.com/sde-method-app Macros Guide https://www.lvltncoaching.com/free-resources/calculate-your-macros Join the Facebook Community: https://www.facebook.com/groups/lvltncoaching FREE TOOLS to start your health and fitness journey: https://www.lvltncoaching.com/resources/freebies Alessandra's Instagram: http://instagram.com/alessandrascutnik Joelle's Instagram: https://www.instagram.com/joellesamantha?igsh=ZnVhZjFjczN0OTdn Josh's Instagram: http://instagram.com/joshscutnik   Timestamps: 00:00 The Importance of a Clear Vision 02:59 Tracking Progress: The Key to Success 06:03 The Role of Progressive Overload 09:03 Mindset and Training Intensity 12:00 The Impact of Technology on Fitness 14:58 Strength Training as a Foundation 17:59 Conclusion and Key Takeaways 18:12 The Pitfalls of Forever Dieting 19:10 Understanding Maintenance and Reverse Dieting 21:43 The Journey to Recovery from Eating Disorders 25:28 Body Image and the Pursuit of Lean 27:12 The Cycle of Bulking and Cutting 30:22 The Importance of Maintenance Calories 33:49 Overspending on Supplements 37:44 Understanding Personal Purpose and Goals 40:24 The Importance of Purpose and Meaning 42:47 Redefining Goals and Finding Your Why 46:56 Sustaining Motivation Beyond Achievements 49:52 Exercise as a Foundation of Health 51:58 The Role of Movement in Daily Life

Click here to sign up for Private 1:1 Coaching inside of The Wealthy Woman's Academy. Click Here to Book your Financial Clarity Consultation! Struggling to save, stuck in the debt cycle, or wondering where all your money goes? If you make good money but still feel like you're not getting ahead, let's change that. In a complimentary Financial Clarity Consultation, I'll help you identify what's keeping you stuck, show you exactly what to focus on next, and give you a clear plan to start building real wealth. During this no pressure session, we'll decide if it's a good fit to work together in order to make it happen. Click Here to book your complimentary consultation. Ready to finally Stop Overspending?Start The Stop Overspending Course today → Click here to enroll. Grab the Free Training:How to Build Wealth WITHOUT Going On A Strict Budget → Click here to watch now. Click Here to open an Account with Ally Bank Using My Referral Link. Follow Me on Instagram → ...

Bill for new National Maternity Hospital could reach €2 billion. We are we too comfortable with overspending? Ciara and Shane discussed this morning.

Bill for new National Maternity Hospital could reach €2 billion. We are we too comfortable with overspending? Ciara and Shane discussed this morning.

Snag Our Simplified Budget System!Today, we're taking you behind the scenes of our private coaching sessions to share the real stories, real challenges, and real wins that come with building a budget that works in the messy moments of life. From surprise moving costs and mortgage pressure to sneaky Apple charges and Costco overspending, we're breaking it all down. These lessons are too good to keep behind closed doors—because if our clients are dealing with it, chances are you are too.Whether you're in the middle of a big life change or just trying to keep your grocery budget under control, this episode is full of practical takeaways and comforting reminders. We've got your back through every budgeting curveball.What We Talk About:Why moving always costs more than you thinkThe 15-year vs. 30-year mortgage debate (especially for single income households)How a few forgotten subscriptions can wreck next month's budgetThe danger of “extra” money sitting in your accountWhen buying the dream house means saying no to everything else—for a seasonCredit card points vs. actual financial peaceOur honest (maybe unpopular) opinion on Costco and bulk storesBudget Takeaways:Moving is messy—plan as much as you can, but give yourself grace when the numbers don't look perfect.Debt freedom takes sacrifice. But short-term discomfort can create long-term options.Put your bills in one account and pull your rollover money out—no temptation!If there's no wiggle room in your budget, it's not the right time for a 15-year mortgage.Credit card points are not a budgeting strategy. They're a trap. (We said what we said.)4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It's the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!"

Send us a textIn this episode of The MLO Project, Frazier and Michael McAllister get brutally honest about why most loan officers waste money on marketing—and how to flip that script.They kick things off with some laughs, then dive into real stories of marketing fails, breaking down how poor time management, lack of follow-through, and shiny object syndrome sabotage results.Their message? Marketing is an investment, not a lottery ticket. If you're not doing your due diligence, blocking time to learn the system, and setting real expectations—you're flushing cash.They also crush the gym membership mentality—you can't just buy the tool and expect results. You've got to use it with purpose.Plus, stick around for a shout-out to the upcoming TAG event and why it's a can't-miss for LOs who want to grow with the right strategies (and the right people).Hit play and learn how to stop wasting money—and start making marketing actually work for you.00:00 Introduction and Banter01:51 Today's Topic: Marketing Expenditures04:16 Personal Experiences with Marketing Investments07:17 The Importance of Treating Marketing as an Investment14:21 Common Pitfalls and Lessons Learned18:09 Reckless Spending and Marketing Mistakes19:11 The Pitfalls of Overspending on Tools and Subscriptions20:44 The Importance of Due Diligence and Vendor Contracts23:37 Adoption Rates and Effective Tool Usage25:42 Setting Constraints and Avoiding the Gym Membership Mentality32:43 Final Thoughts and Upcoming EventsJoin our HighLevel Facebook GroupTMP is presented by: Empower LOConnect with us at mloproject@empowerlo.com

BUY CAST BREW COFFEE TO SUPPORT THE SHOW - https://castbrew.com/ Become A Member And Protect Our Work at http://www.timcast.com Host: Tim Pool @Timcast (everywhere) Guests: Conor @counterconor (X) Cameron Barrett @econoboi (X) Producers:  Lisa Elizabeth @LisaElizabeth (X) Kellen Leeson @KellenPDL (X) My Second Channel - https://www.youtube.com/timcastnews Podcast Channel - https://www.youtube.com/TimcastIRL Overspending, Welfare & BLOAT Will END The US | The Culture War with Tim Pool

Your career path may be difficult. There will be delayed recognition for your efforts. It is a favorable time for starting new businesses. Those already in business may make gains. Your finances may be average. Overspending is likely. Minor health problems are possible, including knee pain. There may be many hurdles to marriage; remain calm and composed with your partner. It is a good period for romance. School-going Gemini students may have a difficult time, while graduate students may perform well. Post-graduate students could shine in academics. Research students will be preoccupied with their thesis work. Those in healthcare could have a hectic period.

In this episode, we chat with Paige Pritchard, a financial expert who specializes in helping people transition from overspending and debt to financial empowerment. She dives into the psychology behind spending, emotional triggers, and the importance of awareness in overcoming financial challenges. We also explore how societal norms and social media shape our spending habits, and how algorithms influence our perceptions of normalcy. Paige shares insights on the need for creativity over consumption and how creating healthier habits can lead to personal growth. We wrap up with practical tips for recognizing marketing tactics and developing a healthier relationship with money.Who is Paige? Paige Pritchard is a spending coach who helps women stop impulse shopping and overspending. Paige discovered her passion for helping women develop healthier spending habits through her own personal struggles with impulse shopping when at age 22 she blew through her $60,000 salary after graduating from college.By uncovering the root cause of her shopping and making a commitment to develop healthier spending habits she was able to turn her financial situation around in her twenties by paying off her $40,000 of student loan debt, cash flowing her MBA, becoming a homeowner and building a multiple six-figure investment portfolio by age 29.In 2020 Paige became a certified life coach through The Life Coach School and since then has coached thousands of women to become better spenders and reach their full financial potential through her social channels, her podcast called The Money Love Podcast, and group coaching program, Overcoming Overspending.Paige's work has been featured in publications like NBC News, The Washington Post, The Daily Mail, BuzzFeed, The Guardian, and the Dr. Phil Show.Paige's LinksInstagram: @overcoming_overspendingTikTok: @overcoming_overspendingYouTube ChannelThe Money Love PodcastWork with Paige: Overcoming Overspending Group Coaching ProgramChapters 00:00 Introduction to Overcoming Overspending02:46 Paige's Transformation Story06:08 The Psychology of Spending09:03 The Role of Emotions in Spending12:00 Stages of Awareness in Spending Habits15:00 The Lifelong Journey of Financial Health18:00 Emotional Spending and Its Impacts21:06 Challenging the Norms of Consumer Culture26:50 The Impact of Social Media on Consumer Behavior29:00 Understanding the Algorithm: Control and Consumption36:40 Creation vs. Consumption: Finding Balance45:28 Building Healthy Habits: Choosing Your Hard48:44 The Psy-----------------CONTACT US: sustainthispodcast@gmail.comJOIN OUR PATREON: https://www.patreon.com/SustainThisPodcast SIGNE HANSENYoutube: https://www.youtube.com/@UseLess_dkWebsite: https://www.uselesswardrobe.dk/IG: https://www.instagram.com/useless_dk/TT: https://www.tiktok.com/@useless_wardrobeCHRISTINA MYCHASYoutube: https://www.youtube.com/@ChristinamychasWebsite: https://www.minimalist-ish.com/IG: https://www.instagram.com/christina.mychas/TT: https://www.tiktok.com/@christina.mychasALYSSA BELTEMPOYoutube: https://www.youtube.com/@AlyssaBeltempoWebsite: https://msbeltempo.com/IG: https://www.instagram.com/msbeltempo/TT: https://www.tiktok.com/@msbeltempo If you loved this episode please share it on your stories and tag us! We love to see which episodes resonate with you and it helps to spread the word more than you know, xo

Welcome to another powerful episode of the Building Your Money Machine Show! If you've ever looked at your bank account and wondered, “Where did all the money go?” or felt regret after an impulse buy, this episode is for you—because, honestly, it was for me too. Today, I dig deep into my own experience with overspending—how I got caught up in mindless purchases, emotional triggers, and comparison traps, and, most importantly, the game-changing shift that finally helped me get my spending under control.I share the real cost of overspending—how it's never just about the money, but about the missed opportunities, future stress, and even the emotional toll that comes from repeating the spend-regret cycle. You'll hear about my own “confession time”: the time I drove off a car lot on New Year's Eve with a brand-new car I didn't actually need. Then I'll walk you through the hard truths I faced, the wake-up call that changed everything, and my 4P Framework—a simple but effective process that stopped me from overspending without making me feel restricted or deprived.IN TODAY'S EPISODE, I DISCUSS:The real, lasting cost of overspending—and why even small, mindless purchases can steal your future wealthThe three main triggers for overspending: emotional spending, comparison spending, and lifestyle creepWhy simply making more money doesn't fix overspending habitsMy 4P Framework for spending with intention and joy, not regret:Why it's critical to design your version of a “rich life,” not just play copycat to what you see onlineRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/5 Simple Habits For Building Wealth (as a self made millionaire)Major Money Milestones To Achieve in Your 40sHow To Save More in 6 Months Than Most People Do in 6 YearsWhy The PERFECT Retirement Is Actually A Huge LIE11 Timeless Habits To Survive Any RecessionRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:5 Simple Habits For Building Wealth (as a self made millionaire): https://youtu.be/hHObBrzXJ4IMajor Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMAHow To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8poORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Click Here to Register for the LIVE Stop Overspending Masterclass happening Sunday May 18th at 1pm EST & Monday, May 19th at 7pm EST. Grab the Free Training:How to Build Wealth WITHOUT Going On A Strict Budget → Click here to watch now. Click Here to Book your Financial Clarity Consultation!Struggling to save, stuck in the debt cycle, or wondering where all your money goes? If you make good money but still feel like you're not getting ahead, let's change that. In a complimentary Financial Clarity Consultation, I'll help you identify what's keeping you stuck, show you exactly what to focus on next, and give you a clear plan to start building real wealth. During this no pressure session, we'll decide if it's a good fit to work together in order to make it happen. Click Here to book your complimentary consultation. Ready to finally Stop Overspending?Start The Stop Overspending Course today → Click here to enroll. Click Here to open an Account with Ally Bank Using My Referral Link. ...

This week, we're breaking down the 7 rookie errors we see creatives make time and time again. Mistakes that can hold you back, stall your growth, or burn out your creative energy entirely.Whether you're new to the industry or a few years in, this episode is packed with hard truths and honest insights about:- Undervaluing yourself and undercharging- Lacking a strong, focused portfolio- Neglecting the importance of your network- Ignoring the business side of creativity- Poor client communication and unclear boundaries- Overspending on gear instead of your skills- And the big one: comparing yourself to everyone else onlineWe're pulling from real experiences and industry lessons we've learned the hard way, so you don't have to! Enjoy!FOLLOW AND STAY CONNECTED!⁠⁠Newsletter⁠⁠⁠⁠Instagram⁠⁠⁠⁠YouTube⁠⁠⁠⁠TikTok

Willst du Fülle manifestieren, ohne dich in finanziellen Druck zu bringen?

If you've ever struggled with overspending or find yourself saying, “Next week I'll stick to my budget!” only to fall into the same spending habits—this episode is for you!For the longest time, I felt like I could crush any goal I set… except when it came to budgeting. But after hitting a breaking point, I finally found strategies that helped me stop impulse spending and *actually* honor my budget.In this episode, we chat about:Why getting clear on your “why” makes all the differenceHow I track my spending in a way that actually works for my brainThe 24-hour rule that changed my approach to shopping| MENTIONED |⋒ Get on the waitlist for the business course⋒ Get a Peacefully Productive Planner| RESOURCES |⋒ This episode's blog post⋒ Sign up for the Hustle Sanely Lifestyle course⋒ Shop planners & journals⋒ Get the free Hustle Sanely Workbook⋒ Instagram: @jessmmassey & @hustlesanely

Hiring is one of the biggest — and riskiest — expenses for any small business. In this episode of the Don't HR Alone podcast, host Rhamy Alejeal sits down with Michelle Scribner, CEO of Sum of All Numbers and Master Certified Profit First Professional, to unpack when to hire, how much to spend on labor, and how to protect your business from cash flow disasters.Whether you're thinking about your first hire or trying to scale a team, Michelle and Rhamy deliver real-world benchmarks, simple frameworks, and financial guardrails that every entrepreneur should use to build a sustainable team.What You'll Learn:✅ How to calculate whether you can afford to hire✅ The Profit First method applied to labor costs✅ How much of your budget should go to payroll (and why it's probably wrong)✅ What percentage of real revenue should be operating expenses✅ When it's OK to dip into your owner's profit to invest in staff✅ What to do if your unicorn employees are burning out

Subscriber-only episodeMany new business owners OVERSPEND when getting started. In today's episode I'm sharing 3 sneaky ways this happens & WHY many of you do this. READ MORE HERE

https://www.instagram.com/laurenlappin_In this week's episode Lauren discusses some of the most common financial mistakes that Salon Owners (of all experience levels) make, and how you can work to avoid them.You don't need to address all the potential financial mistakes in your business at the same time, just take them one a time and watch your revenue and your profitability grow ~ Lauren Lappin.8 Common Financial Mistakes that Salon Owners Make: Not having proper daily processes for handling transactions and cash. (01:30).Not optimising your Salon Calendar/Schedule, and not Block-Booking. (05:45).Not taking retail seriously enough. (10:30).Not maximising add-ons and upgrades to services. (15:30).Ignoring your reports, and running your business with blinders on. Not knowing (and understanding ) your key numbers. (18:30).Overspending on supplies and other business costs without checking for better deals and seeking out discounts from suppliers. (22:00). Undercharging and/or not increasing your prices, ever. (24:30).Not incentivising your Team to perform at their absolute best. (28:30).Rate and Review the Show in Apple: https://podcasts.apple.com/au/podcast/the-lash-business-lounge/id1609510128Rate the Show in Spotify: https://open.spotify.com/show/0xvJ8MNZM9cbjYBGcMDtb8?si=b23764e4d0ed4b59Lauren on Instagram: https://www.instagram.com/laurenlappin_Allure's Instagram: https://www.instagram.com/allure_lashbeautybar....This Episode was Recorded and Produced by Josh Liston at DeadsetPodcasting.com....This episodes theme music (Title: 'Highlander'') is from the amazing 'Scandianvianz'. Check them out on YouTube here and Subscribe to their Playlists: https://www.youtube.com/watch?v=NIGxBs8IPHM&list=PLzCxunOM5WFLOaTRCzeGrODz8TWaLrbhv&index=24

Sign up for the Free Training:How to Build Wealth WITHOUT Going On A Strict Budget → Click here to watch now.Struggling to save, stuck in the debt cycle, or wondering where all your money goes? If you make good money but still feel like you're not getting ahead, let's change that. In a complimentary Financial Clarity Consultation, I'll help you identify what's keeping you stuck, show you exactly what to focus on next, and give you a clear plan to start building real wealth. No pressure, no sales pitch—just real solutions. And if we both decide it's a good fit, I'll share how we can work together to make it happen. Click Here to book your consultation now! Ready to finally Stop Overspending?Start The Stop Overspending Course today → Click here to enroll. Click Here to open an Account with Ally Bank Using My Referral Link. Where to Find Me: Subscribe to Wealthy Wednesdays Newsletter: Get insights & updates → Click here to join. Follow Me on Instagram → @germainefoleycoaching...

Not sure if you're spending your Facebook & Instagram Ads budget the right way? In this episode, I'll break down how we allocate our budget wisely—where to invest more, where to cut back, and how to avoid common overspending mistakes. Whether you're running ads on a tight budget or scaling up, there's something for everyone in this episode! Website: https://philgrahamdigital.com

On this Salcedo Storm Podcast:Alice Linahan is a Politically-Active Texas Mom who has worked been hard at work in the trenches of grassroots conservatism. She is the purveyor of VoicesEmpower.com and is Vice President of Women on the Wall.org.

On this Salcedo Storm Podcast:Chris & guest co-host for the Show Behind the Show, Ed Henry, discuss the Democrat's meltdown, resulting in their record low approval rating. Chris also blasts lawless judges and prods the GOP to use the Constituion to remove these unconstitutional apparatchiks from the bench. 

One of the first steps on the path to financial freedom is getting your spending under control and creating a budget that has you living within your means. But determining **why** you overspend is an important part of the process if you want to stick to that budget. That's why in this episode of the podcast I talk with certified financial coach Scott Yamamura on the psychology behind overspending and how you can use it to identify your motivations and keep your spending under control. In this episode you will learn: - The Psychological Components of Overspending - The Emotional Triggers and Mental Barriers that Lead to Impulsive Financial Decisions - How Tax Season Has an Effect on Buying Decisions - How to Overcome the Psychological Barriers

In Hour 1, the WIP Midday Show discusses the amount of spending by the Eagles on their offense and debate if they are spending too much on the offense. And, some breaking news live in show as Josh Uche signs with the Eagles.

Send us a textHi everyone, Join us as we explore root causes of overspending you might not be aware of, consequences of overspending, and great tips to help you break the cycle and get back on track in your life!

On this Salcedo Storm Podcast:Brandon Gil is the newly elected Congressman for the 26th Congressional District. He's a graduate of Dartmouth College where graduated cum laude with degrees in both Economics and History.

In this episode, Jazmyne shares her money story of how the habit of swiping her credit card led to debt, money avoidance and overspending. You will learn about how leaving a marriage and her 9-5 job to pursue her business full time brought her to a turning point where she knew she needed help with her finances.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Paid & Profitable⁠⁠⁠⁠⁠, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financial security is created from your owner's pay, subscribe and learn how to double it.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

Many people consider frugality to be a Christian virtue—but is it, really?We often equate frugality with good financial stewardship, but they're not exactly the same thing. While frugality can be a wise practice, it doesn't necessarily lead to true peace or biblical financial wisdom. Let's explore the key differences and signs that frugality might be going too far.What Is Frugality?Frugality is about being careful with resources—spending less than you earn, saving money, and making economical choices. If you or someone in your household is a conscientious penny-pincher, you likely embrace frugality as a lifestyle.Frugality certainly has virtues, such as self-control and patience. Benjamin Franklin's well-known phrase, “A penny saved is a penny earned,” supports the idea that being financially cautious is a wise practice.At Faith and Finance, we encourage people to:Save for the futurePay down debtsAvoid overspendingHowever, biblical financial stewardship is much bigger than frugality.The Biblical Perspective on StewardshipFrugality alone does not guarantee peace—because, from a biblical perspective, we aren't the owners of our money or possessions. God is.Psalm 24:1 reminds us:“The earth is the Lord's, and everything in it.”Recognizing Christ's Lordship over our finances shifts the focus from simply cutting costs to honoring God with our resources.Jesus teaches in Matthew 6:19-21:“Do not lay up for yourselves treasures upon earth, where moth and rust destroy, and where thieves break in and steal. But lay up for yourselves treasures in heaven… for where your treasure is, there will your heart be also.”Frugality can help you save money on earth, but eternal rewards come from a different approach—surrendering your finances to God and using them for His purposes.Frugality is a tool, but it must be used in a way that aligns with faithful stewardship. If pursued for its own sake, it can lead to selfishness, greed, and even pride.Signs That Frugality Has Gone Too FarHow do you know when frugality has shifted from wise stewardship to financial foolishness? Here are a few red flags:1. You Spend Hours Each Week Just to Save a Few DollarsDo you spend excessive time clipping coupons, hunting for deals, or driving across town to save a few cents on gas? If frugality has become an obsession, it may be time to reassess how you're using your time.2. You Go Without Essentials Just to Save MoneyAre you skipping necessary expenses—like a bed to sleep on—just because you don't want to spend money? Being wise with money doesn't mean depriving yourself of basic needs.3. You Hoard Items Just Because They're a “Good Deal”Stocking up on necessities is fine, but filling your home with excess items (like a closet overflowing with toothpaste) may indicate a deeper issue—a lack of trust in God's provision.4. You Compromise Safety for the Sake of Saving MoneyEating expired food, skipping necessary medications, or refusing to fix important home repairs just to save a few dollars can be dangerous. Stewardship includes caring for yourself and your family, not just minimizing costs.5. Frugality Feels Like a Competition or an ObligationDo you stress out over every dollar spent? If spending any money at all causes anxiety, you may be placing too much faith in frugality rather than trusting God to provide.6. You Struggle to Be GenerousIf penny-pinching kills your generosity, that's a warning sign. Hebrews 13:16 reminds us:“Do not neglect to do good and to share what you have, for such sacrifices are pleasing to God.”True peace comes not from saving every penny but from trusting in God's provision and using money for His glory.Finding the Right BalanceEvery financial habit stems from an underlying mindset. In many cases, extreme frugality results from a lack of balance.Here's how to restore a healthy perspective on money:Use your time wisely—Clipping coupons is fine, but not if it consumes hours each week.Prioritize health and well-being—A healthy family is more valuable than a few extra dollars saved.Give generously—God calls us to share, not hoard.Trust God's provision—Money is a tool, not an idol.As Jesus teaches in Matthew 6:33:“Seek first God's kingdom and His righteousness, and all these things will be added to you.”When you put God first, true peace isn't found in penny-pinching but in faithful stewardship and reliance on Him.The Greater Purpose of StewardshipStewardship isn't just about spending wisely—it's about using God's resources for His purposes. Our finances should reflect His kingdom priorities, not just our desire to save money.Ultimately, financial stewardship isn't about how much we save—it's about trusting God, managing resources wisely, and giving generously to advance His Kingdom. If your frugality has become a burden, it's time to release it to God and find true peace in His provision.On Today's Program, Rob Answers Listener Questions:I'm trying to open a Roth IRA but getting stuck on questions about adding margin, options trading, and enabling advanced trading features. I don't have a 401(k) or pension, but my house is paid off. How can I open a simple Roth IRA without those extra features?I want to buy a brand-new vehicle for my sister and give her either $20,000 or $30,000 to do so. I would like to know if she has to report this gift on her taxes or if I have to report it on my taxes.My mother and uncle recently sold their property in Oklahoma. The paperwork shows that the sale proceeds were distributed to people who are not family members. I'm concerned the property may have been stolen, or the sale mishandled. How can I investigate to see if the funds that should have gone to me and my deceased brother were taken inappropriately?I would like to know when it would be a good investment to upgrade or remodel my home. If the improvements cost around 25% of my retirement investment, would that be a wise use of that money? I would also like to know if investing 25% in the home is a good idea since it could increase its value.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineSchwab Intelligent PortfoliosWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

So, you want your audience to see you as a pro? Good news: it's not about having the latest gear. It's about knowing when to upgrade and how to maximize what you've got. Home studio expert Junaid Ahmed is back to share his simple, no-BS advice on building a home studio setup that grows with you. We're breaking down when to invest in new gear, when to hold off, and the small tweaks that make a big difference in your sound—without blowing your budget.If you think better gear is the key to earning authority in podcasting, this episode will change your mind. Hit play and let's dive in.1:02 - What Actually Makes You Look Like a Pro (Hint: It's Not Your Gear)3:20 - The First Step to a Studio Setup That Grows With You5:42 - When to Invest in New Gear (and When to Save Your Money)10:11 - Quick Fixes for Pro-Level Sound on Any Budget14:20 - How to Upgrade Your Gear Without Breaking the Bank Episode Links:Check out Junaid Ahmed's Podcast: Hacks to HobbiesBook Your Free Home Studio Audit with Junaid: HomeStudioMastery.comBuy, sell or trade used video gear:mpb.com keh.com Other Episodes You'll Enjoy:The Secret to a Home Studio That Elevates Your Authority → This episode was recorded on the Deity VO-7USupport the showLiked this episode? Share it with a fellow podcaster! Love this show? Say thanks by leaving a positive review.Register for Courtney's Free Podcasting Workshop: How to 10x Your Business with a Podcast in 2025NEW! Schedule a 1:1 Podcasting Audit w/ Courtney (60-min paid session). Curious about PodLaunch®? Book a Free Discovery Call to see if our podcasting mentorship is the right fit for your business. Connect with Courtney: Linked In | Instagram | PodLaunch HQ ©Ⓟ 2018–2025 by Courtney Elmer. All Rights Reserved.

Don't Overspend at Disney! Find us on Youtube - please like and subscribe!  Looking to plan a Disney World or Disneyland vacation? Let Joe do all the hard work for you, helping you get the best discount, at no cost to you as your travel agent. Get started by e-mailing josephcheung@travelmation.net today!  Episode Description It's no secret that Walt Disney World vacations are expensive, but did you know there are things many guests pay for that they could probably skip? In today's episode, we discuss items you should avoid overspending on at Walt Disney World - but if you really want these things, we discuss ways you can get them for less. We share some ideas to help you get the best value for your dollar and hopefully save you some stress in the process! What do you overspend on at Walt Disney World? Let us know by e-mailing disneydeciphered AT gmail DOT com, messaging us on social media, or leaving a comment on our Youtube page. You can also follow us on Instagram! Episode Notes (all timestamps are approximate) 4:39 - Don't overspend on photos 9:39 - Don't overspend on tickets 12:59 - Don't overspend on hotels 17:20 - Don't overspend on dining plan 21:44 - Don't overspend on fireworks 26:40 - Don't get nickeled and dimed! 29:58 - Disney dos and don'ts If we've helped you to plan your trip and you'd like to thank us we'd appreciate you considering a one time donation. Or if you'd like to receive bonus content, check out our Patreon page and our special subscriber only content! You can also support the show by buying tickets (if they're the best deal, of course) using our Undercover Tourist link or signing up for Mouse Dining through our link. If you like what you hear, please share and subscribe! Find us on Apple Podcasts, Spotify, TuneIn, PlayerFM, iHeartRadio, or Google Podcasts (please leave a positive review if you're enjoying the show), like our Facebook page, or follow us on Twitter and Instagram! Connect with Leslie @TripsWithTykes on social media and Joe @asthejoeflies.  

On this episode of DDOD, Michela is joined by Paige Pritchard, founder of Overcoming Overspending which is an online community of tens of thousands of women who are developing more disciplined and purposeful spending habits. Paige and Michela discuss how social media influences your spending habits, the 3 Ds of shopping (distance, desire, decision), spending guilt, FOMO, emotional shopping and escapism, how to create friction, aspirational lifestyles, and so much more. If you are ready to take your spending power BACK, this episode is for you!! FIND PAIGE:Instagram: https://www.instagram.com/overcoming_overspending/Podcast: https://overcomingoverspending.com/podcastTIME STAMPS: Episode Starts at 4:18

On This Salcedo Storm Podcast: Congressman Mark Harris represents the 8th congressional district in North Carolina.

On this Salcedo Storm Podcast:Trish Regan is the host of the Trish Regan Show. She is the co-founder 76research.com.

On this Salcedo Storm Podcast:Congressman Chip Roy is the effective conservative who represents the 21st congressional district in the great state of Texas. He serves on the House Judiciary, Rules, and Budget Committees and is the Policy Chair of the House Freedom Caucus.

On this Salcedo Storm Podcast:Congressman Tim Burchett is a Conservative who serves the 2nd congressional district of Tennessee. He serves on the House oversight, foreign affairs and Transportation committees.

Bump and Stacy ask if overspending in sports gotten out of control following the blockbuster Luka Doncic trade, they give you their thoughts on Pete Carroll’s Raiders staff and Ryan Grubb going back to college football in Headline Rewrites, they react to a hypothetical Seahawks trade offer for Myles Garrett, and they bring you the latest on the Seahawks new offensive coaching hires. 

Break free from debt cycles and rethink your spending habits with tips on no-buy challenges and financial therapy. How can you stop falling into a cycle of paying off debt, only to rack it back up again? What is a no-buy year, and how can it help you control your spending? Hosts Sean Pyles and Elizabeth Ayoola discuss strategies for breaking unhealthy spending patterns and staying out of debt for good. They begin with a conversation about the benefits of a no-buy year with NerdWallet personal finance writer Amanda Barroso, who shares tips on setting clear spending rules, resisting impulse purchases, and tracking progress to reinforce financial discipline. Then, Sean welcomes co-host Sara Rathner and personal finance Nerd Melissa Lambarena to dive into a listener's struggle with recurring credit card debt. They discuss the psychological factors behind compulsive spending, the benefits of financial therapy, and practical steps to curb overspending, including strategies for budgeting, limiting credit card use, and practicing delayed gratification. Read NerdWallet's write-up of the best no balance transfer fee credit cards to help you compare your options for ways to climb out of debt: https://www.nerdwallet.com/article/credit-cards/best-no-balance-transfer-fee-credit-cards  In their conversation, the Nerds discuss: credit card debt, how to stop overspending, no-buy year, budgeting tips, financial therapy, money habits, debt cycle, breaking bad money habits, impulse spending, debt-free living, financial discipline, how to stop using credit cards, saving money strategies, debt management, mindful spending, financial goals, spending freeze, personal finance tips, credit card traps, emotional spending, how to budget, debt repayment, how to stay out of debt, no-spend challenge, frugal living, debt-free journey, saving money on shopping, financial accountability, budget planner, financial self-control, spending detox, credit card debt help, how to stop living paycheck to paycheck, best budgeting methods, overcoming debt, financial self-awareness, debt-free motivation, and how to track spending habits. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Just a loving reminder that this is your last opportunity to join the Overcoming Overspending coaching community at the current lowest rate before the investment triples on Saturday, February 1st. You can join us HERE. If you haven't yet, please listen to the previous episode released on January 21st titled "BONUS: Overcome your Overspending in 2025". The episode has all the details for what is changing, what is included, and what the investment options are.  I'll see you inside Overcoming Overspending.

Send Bidemi a Text Message!In this episode, host Bidemi Ologunde talked about how food and grocery delivery apps have undeniably transformed our dining and shopping habits, offering unparalleled convenience. However, this shift raises concerns about potential health implications, particularly regarding weight gain and overall well-being.Support the show

On this Salcedo Storm Podcast:Dave Brat was one of the first establishment killers, unseating ineffective Republican, Eric Cantor…He is a Former congressman from Virginia seventh district. He is senior vice president of business relations at Liberty University.

This isn't a regular episode of the podcast but rather a PSA and invitation to come join me inside the Overcoming Overspending coaching community before the price increases next Saturday, February 1st.    You can join us under a monthly, annual, or lifetime plan and you can find all the details for the community in this episode and linked on this page HERE.   Make sure to lock in the lowest pricing I'll offer before midnight PST on Friday, January 31st.    If you have any questions you can email us at support@paigepritchard.com   See you inside!

In this episode of Everyone's Talkin' Money, I'm joined by Jen and Jill from the Frugal Friends podcast and authors of Buy What You Love Without Going Broke to explore the often misunderstood concept of frugality and how it ties to intentional spending, personal values, and financial empowerment. They dive deep into the psychology of spending, the role of dopamine in impulse buying, and practical strategies to align your money habits with what truly matters. Together, they break down how to redefine frugality as a positive practice of resource management rather than deprivation and share actionable tips to curb emotional spending, embrace imperfection, and make empowered financial decisions. Whether you're a spender, saver, or somewhere in between, this episode will help you rethink how you approach your money and your life. What You'll Learn in This Episode: Why dopamine hits are highest in the anticipation of shopping, not the act itself. How to redefine frugality as a form of financial freedom, not sacrifice. Why understanding your personal values is the secret to intentional spending. Tips to curb impulse shopping without feeling deprived. How mistakes in your financial journey can be your greatest teacher. The importance of asking non-shaming questions about your money habits. How frugality can lead to more meaningful and fulfilling experiences. LINKS Frugal Friends podcast n this episode of Everyone's Talkin' Money, Shannah is joined by Jen and Jill to explore the often misunderstood concept of frugality and how it ties to intentional spending, personal values, and financial empowerment. They dive deep into the psychology of spending, the role of dopamine in impulse buying, and practical strategies to align your money habits with what truly matters. Together, they break down how to redefine frugality as a positive practice of resource management rather than deprivation and share actionable tips to curb emotional spending, embrace imperfection, and make empowered financial decisions. Whether you're a spender, saver, or somewhere in between, this episode will help you rethink how you approach your money and your life. What You'll Learn in This Episode: Why dopamine hits are highest in the anticipation of shopping, not the act itself. How to redefine frugality as a form of financial freedom, not sacrifice. Why understanding your personal values is the secret to intentional spending. Tips to curb impulse shopping without feeling deprived. How mistakes in your financial journey can be your greatest teacher. The importance of asking non-shaming questions about your money habits. How frugality can lead to more meaningful and fulfilling experiences. LINKS Frugal Friends podcast Buy What You Love Without Going Broke book CONNECT WITH SHANNAH Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here Instagram: @shannahgame Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm Learn more about your ad choices. Visit megaphone.fm/adchoices

Wasting tens of millions on amateur misses. Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Learn more about your ad choices. Visit megaphone.fm/adchoices

This might be the fastest path to FIRE we've ever seen. In just two years, Emily and James were able to retire early and travel the world full-time. They didn't have a trust fund, some huge inheritance, or a winning lottery ticket. But they did make some serious sacrifices, cutting almost everything unnecessary out of their lives to retire early and quit the jobs they were itching to get out of. How'd they do it?  After realizing they were throwing away every cent they made, James stumbled upon a popular personal finance blog. He devoured it that day at work and came home a changed man. The AC temperature was going up, the restaurant expenses were going down, and he was deadset on achieving financial freedom. His wife, Emily, needed some convincing. But, with time, they both became locked in on FIRE. They moved to a cheaper house, rode bikes to work, and rarely ate out anymore.  Just two years after discovering FIRE, they achieved it, and they did it without millions of dollars in the bank. And here's the thing: you might be able to do it, too, IF you're willing to put in the work. How much money are they living on? How did they cut their expenses so significantly? And how do you convince your partner or spouse to follow you on the path to financial independence? Emily and James are showing you how in today's episode!   In This Episode We Cover: How NOT to convince your partner/spouse to chase FIRE (do THIS instead) Cutting your expenses significantly and how to save money every single month The big lifestyle changes you must be willing to make to retire early  Rental property investing and how to have income property cash flow fuel your FIRE Why you DON'T need to be a millionaire to retire early  And So Much More! Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPokckets Profile Join BiggerPockets for FREE Real Estate Rookie Facebook Group Real Estate Rookie YouTube The BiggerPockets Money Podcast Rethink The Rat Race Check Out "BiggerPockets Money" Reach FIRE Faster with the Personal Finance Classic “Set for Life” Find Investor-Friendly Lenders The Ultimate Beginner's Guide to Saving Money Connect with Scott Connect with Mindy (00:00) Intro (01:51) Poverty to Overspending (06:42) Convincing Your Spouse on FI (09:39) 0% to 85% Savings Rate (17:00) Buying $50K Rentals (23:59) Retiring on $31K/Year (30:10) The Secret to FIRE (33:13) Are They Still Retired? (35:06) Advice for Finding FIRE (36:54) Connect with James and Emily! (37:49) Use These FIRE Tips Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-502 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices