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If you celebrated Valentine's Day over the weekend, chances are you noted that tariffs are driving up the cost of flowers, chocolates, and many other items associated with the holiday. Many of the products that define Valentine's rely heavily on imports. The United States imports nearly all the cacao used to make chocolate, primarily from West Africa, the Dominican Republic, and Ecuador. About 80 percent of cut flowers sold in the U.S. are also imported. To get a better idea of how across-the-board tariffs are impacting consumers, we checked in recently with two small business owners in Raleigh and in Black Mountain, North Carolina. Sam Ratto is the owner of Videri Chocolate Factory in downtown Raleigh and Abigail Helberg-Moffitt is the owner of Bloom WNC in Black Mountain, North Carolina. Click here to listen to their story. Read their full story here.
If you have any questions please contact Asset Growth Associates Tax & Retirement Advisors located at 1391 Calder Avenue in Beaumont. You can also email info@savemyretirement.com or phone (409) 840-6900.
Communicating With Your Teenager Are you struggling to get more than a one-word answer from your teenager, or worse—facing a wall of silence? [00:00] In this episode of The Impactful Parent, host Kristina Campos sits down with Maria Gallucci, author of Raised in Silence, to explore how parents can bridge the communication gap by learning to "listen" beyond spoken words. [00:32] Maria's unique background as a CODA (Child of Deaf Adults) and her experience as a young mother have given her a profound perspective on resilience and the power of inclusive communication. Together, Kristina and Maria dive deep into how we can make our children feel truly safe and seen, even when the words aren't flowing. [01:11] In this video, you'll discover: The Power of Presence: Why putting down your phone and being fully present is the first step to real connection. [11:41] Reading the Unspoken: How to interpret body language, facial expressions, and "hidden silences" to understand what your teen is really feeling. [05:57] Moving Past "Fix-It" Mode: Why your teen often just needs to vent and how to ask, “Is there anything I can do to help?” instead of jumping to solutions. [09:30] Building Authentic Trust: Maria shares her personal story of how her son came out at age 12 and the simple response that kept their bond unbreakable. [02:23] Identifying Red Flags: Understanding the difference between normal teenage withdrawal and deeper struggles like depression or internal conflict. [12:45] Whether you are navigating a new identity with your child, facing bullying, or simply trying to reconnect with a silent adolescent, this conversation offers heart-centered, practical tips to help you move from chaos to connection. [00:17] About Maria Gallucci: Maria is a real estate agent, LGBTQ+ ally, and the Amazon #1 bestselling author of Raised in Silence. She uses her life experiences to help others master the art of inclusive communication. Learn more about Maria: galucchihomes.com Get the book: raisedinsilence.com Rate, Review, & Subscribe! "I love Kristina and all the FREE tips that she has to offer! Thank you for making my parenting journey better!"
This weeks "Bottom Line " with special guest Heather Johnson President and CEO of Waypoint Collaborative, and former Comissioner of the Department of Economic Community Development for the State of Maine.
What if South Africa was run like a company in crisis, not in terms of a profit agenda, but with the discipline, transparency, and urgency that turnaround leadership requires? In his latest book “The Bottom Line”, Chartered Accountant and strategic finance leader Yusuf Bodiat applies a CFO’s mindset to the country itself, treating South Africa Inc. as a complex organisation with a board (Parliament), an executive team (Cabinet) and millions of stakeholders (citizens). Lester Kiewit engages with Bodiat on what strategy he would like to see being outlined in the upcoming State of the Nation Address by President Cyril Ramaphosa. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
Michelle Pasquerillo, Head of Bank Channel Strategy at Bottomline, joins the Paymode Podcast to explore how banks are embracing AP automation, payment automation, and fraud prevention solutions to improve operational efficiency and protect client relationships. Discover how digital transformation in banking and fintech partnerships are shaping the future of accounts payable and B2B payments.
Fireworks and finger pointing in court as two little old ladies do whatever it takes to beat a murder rap. This episode was originally published on November 16, 2021, and updated on February 9, 2026. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
If the Trump administration adopts Israel's “red lines” in the negotiations with Iran, the talks are doomed, argues Trita Parsi, executive vice president of the Quincy Institute for Responsible Statecraft. Parsi tells host Steve Clemons that Iran is willing to reach a deal on its nuclear programme, as it did in 2015 with then-President Barack Obama. But a lot depends on “whether the US is willing to push back against Israel or not”. Israeli officials were “very upset” that the United States has so far chosen diplomacy over war, and demand that the US add new issues – especially Iran's ballistic missiles – to the agenda. Subscribe to our channel: http://bit.ly/AJSubscribe Follow us on X : https://twitter.com/AJEnglish Find us on Facebook: https://www.facebook.com/aljazeera Check our website: http://www.aljazeera.com/ Check out our Instagram page: https://www.instagram.com/aljazeeraenglish/ Download AJE Mobile App: https://aje.news/AJEMobile
February 9, 2026 Hello and Happy Day! This is Dr. MaryAnn Diorio, Novelist and Life Coach, welcoming you to another episode of Winning with the Word. Today is Monday, February 9, 2026, and this is episode #2 in Series 2026. This episode is titled, “The Great Deception.” Some of you may know that I am an author as well as a blogger. Recently in the publishing world, writers have reported a phenomenal increase in fraudulent offers promising wealth and fame for varying amounts of money. I myself have received several of these offers. All of them were generated by people using Artificial Intelligence. All of these offers were deceptive. Deception has taken over the world. But to the Christ-follower, this is not a surprise. Jesus Himself predicted that deception would abound in the last days. While Jesus was on the Mount of Olives with His disciples one day, they asked Him what would be the signs of the last days. Listen to His reply, as recorded in the Gospel of Matthew, Chapter 24, verse 4. Jesus said, “Take heed that no one deceives you.” I find it quite interesting that the very first sign of the last days that Jesus mentioned was deception. He warned His disciples not to be deceived. In other words, Jesus foretold that deception would be the major signpost of the closing age of human history. In case you don’t know, my friend, we are living in that closing age today, and, just as Jesus predicted, deception is rampant. Fake videos depict fake images of celebrities speaking things they never said. These fakes, called deepfakes, clone human voices, alter human faces, and change written content to serve purposes that are deceptive, if not downright sinister. It is becoming increasingly difficult to distinguish between the truth and the lie. So, what are we to do? Let me answer by telling you a story. Years ago, I spoke with a friend of the family who was an executive at a local bank. I asked him how bank tellers recognize counterfeit money. His response surprised me. He said that in their training program, bank tellers never handle counterfeit money. They handle only real money. And they handle real money so well and so thoroughly that when a counterfeit bill passes through their hands, they immediately recognize it as counterfeit. Bottomline, the bank tellers first had to recognize real money in order to recognize counterfeit money. They had to know the truth in order to recognize the lie. The same principle applies regarding deception. In order for us to recognize deception—or the counterfeit to the truth—we first need to be able to know and recognize the truth. The problem is that today, few people know the truth, although most think they do. You may be asking, “So, Dr. MaryAnn, what is the truth?” Contrary to popular opinion, the truth is a Person, and His Name is Jesus Christ. In the Gospel of John, chapter 14, verse 6, Jesus made this profound statement: “I am the Way, the Truth, and the Life. No one comes to the Father except through Me.” Jesus identified Himself as the Truth. From this it logically follows that to know the Truth, one must know Jesus, and unless one knows Jesus, one cannot know the Truth. Sadly, most of the world today does not know Jesus. Hence, they do not know the Truth. When one does not know the Truth, one ends up, by default, believing and embracing the Lie. The Lie is what Satan peddles in order to steal, kill, and destroy you. When one believes the Lie, one loses his ability to think straight. The Bible tells us as much in Romans 1: 28: “. . . since they did not see fit to acknowledge God, God gave them up to a debased mind . . . .” A debased mind is a mind that has lost its ability to think logically and truthfully. A mind that easily succumbs to deception. “Well,” you might say, “I have my truth. You have yours. What’s the problem?” Consider this. Suppose you hired two men to build you a tool shed. One man believed that a foot was twelve inches long while the other man believed that a foot was nine inches long. Each man was adamant that he was right. Do you think they’d get very far in building your shed? Moreover, logically speaking, both of the men could not be right. If you yourself did not know for sure that a foot consists of twelve inches, you wouldn’t know which man was right. You would not be able to determine who was telling the truth and who was not. Building a shed may not be a life-or-death matter, but knowing the truth is a life-or-death matter when it comes to your eternal destiny. For if you do not know the truth about what happens after death, you could spend forever in Hell instead of Heaven. So, “What is the Truth?” Simply put, the Truth is what God has said it is. And what God has said is the Truth is found in the Bible. Plain and simple. Because God alone is God, He alone has the right, the authority, and the wisdom to determine what is true and what is not true. We humans do not have that right. Nor do we have the authority and the wisdom to determine what is true and what is not true because we are not as smart as God. He is the Creator; we are the created ones. The created ones are not smarter than the One who created them. Now, most people don’t want to hear this. Why? Because they don’t want to be subject to a higher authority than themselves. Most people don’t want anyone telling them what truth is because most people don’t want anyone telling them what to do. Most people want to make up their own rules and live by them. Why? Because they want to continue in their sin. They want to set their own standards for right and wrong so that when they do wrong, they won’t feel guilty and condemned. But God has set the standards for right and wrong, and those standards will never change, no matter how much man tampers with them. Why won’t they ever change? Because they are the Truth, and Truth never changes. You see, my friend, we can reject the Truth, we can rebel against the Truth, we can mock the Truth, but we can never change the Truth. A foot will always equal twelve inches. Two plus two will always equal four. Good will always win out over evil. And Truth will always overcome the Lie. You can try to change this until you are blue in the face, but it will never work. Oh, it may look as though it’s working for a while, but in the end, Truth will overpower the Lie because God, Who is Truth, is more powerful than Satan, who is the Lie. Perhaps you’ve been living in your own self-made concept of truth. How is that working for you? You may say, “It’s working great.” But, friend, I will tell you that one day, you will discover it no longer works. At some point, the foundation of your life will crumble because it is built on a lie. Only a life built on the Truth will last. Only a life built on Jesus Christ will bring you true life. If you have never had an encounter with Jesus Christ, Truth Himself, I invite you to meet Him now. Pray this simple prayer with me: Lord Jesus, I want to know You because I want to know Truth. I’ve been living a lie, and it has gotten me into places where I don’t want to be. So I choose now to turn away from the lie and to embrace You. I invite You into my life and receive You as Truth, as my Savior and Lord. Thank You for saving me. Thank You for revealing to me that You are Truth. In Your Name I pray. Amen. If you sincerely prayed this prayer from your heart, you are now a born-again child of God. Welcome to the Family of God! Write to me at drmaryann@maryanndiorio.com, and I will send you a free PDF e-booklet titled After You're Born Again. In case you are not aware, I write heart-mending fiction that deals with the deepest issues of life. In my stories, you will find characters just like you who struggle with what seem like impossible problems and situations. Check out my books at my online bookstore at https://maryanndiorio.com/bookstore. That's https://maryanndiorio.com/bookstore.My featured book for this week is a story about the overcoming power of truth titled In Black and White. It is the love story of a young white woman and a young black man trying to sustain their love in the whirlwind of racism, prejudice, and family tradition. First Place Winner in Historical Fiction in the 2020 Christian Indie Book Awards Contest, In Black and White reveals the power of truth in overcoming the lie. Get your copy at one of the links in the show notes. Winning with the Word is available on Apple Podcasts and other major podcast venues as well as on YouTube. Check out my YouTube channel at youtube.com/drmaryanndiorio. Until next time, remember that God loves you just as you are and just where you are. Yet He doesn't want to keep you there. As you live in Him, He will help you to keep on winning with the Word.________________________________ Copyright 2026 by MaryAnn Diorio, PhD. All Rights Reserved. Featured Book for This Week:IN BLACK AND WHITE – A Gripping Christian Historical Romance First Place Winner in Historical Fiction – 2020 Christian Indie Awards A Forbidden Love. A Divided World. A Redeeming God. In Black and White is a poignant and powerful Christian historical romance that dares to explore the depth of love between two souls separated by culture, color, and the crushing weight of racial prejudice. Set against the backdrop of academic life and ancestral heritage, this award-winning novel weaves faith, endurance, and restoration into a story that transcends time and speaks to the heart of humanity's greatest struggles—and God's greatest triumphs. PRINT EBOOK _____________________________________________SUBSCRIBE HERE to Winning with the Word VISIT MARYANN'S ONLINE BOOKSTORE « Older Entries
Preparing for the Worst: Disaster Preparedness for Parents Would your family know exactly what to do if a disaster struck tomorrow? Most of us don't like to think about the "what-ifs," but being prepared is one of the greatest gifts you can give your children. In this episode of The Impactful Parent, host Kristina Campos tackles the vital topic of disaster preparedness, moving beyond the fear and focusing on practical, age-appropriate ways to get your entire household ready for the unexpected. It's not just about having a flashlight and extra water; it's about building a "culture of readiness" that empowers your children rather than scaring them. Kristina walks you through how to create a comprehensive family safety plan that covers everything from natural disasters to house fires. You'll learn how to involve your kids in the process, making preparedness feel like a team-building exercise rather than a scary lecture. In this video, we cover: The "Go-Bag" Essentials: What every child's emergency kit needs to include (and why comfort items are just as important as bandages!). Communication Strategies: Establishing a "meeting point" and an out-of-state contact so your family can find each other if cell service goes down. Role-Playing Safety: How to run a family emergency drill that teaches kids muscle memory without causing anxiety. Mental Resilience: Kristina shares tips on helping children manage stress and stay calm during high-pressure situations. Disaster preparedness is a core pillar of being an impactful parent. When you take the time to prepare, you aren't just securing your physical safety—you're teaching your children self-reliance, foresight, and how to remain calm in the face of adversity. Kristina Campos breaks down these complex safety protocols into manageable steps that any busy parent can follow. 0:00 Preparing for the worst 1:34 A unique approach to preparing children for disasters. 2:32 What should we be doing instead of trying to be calm? 6:19 Prepared backpacks 8:15 What are the three things a family actually needs to know to survive the first hour of a crisis? 10:25 What are the 5 things they should have on their person that could save their life? 15:49 The "Nintendo Switch" Rule 18:14 What is the one item most parents forget to stock that causes the most stress 48 hours into a lockdown? 21:45 What is the very first thing a parent should say or do to "seize control" of the room when the lights go out or the sirens start? 25:11 What are the rules around pet evacuation? 28:46 How should a evaluate a school's preparedness for disasters? 30:43 MORE FROM PATRICK 33:36 What is the most impactful thing a parent can do for a child preparing for disasters? Rate, Review, & Subscribe! "I love Kristina and all the FREE tips that she has to offer! Thank you for making my parenting journey better!"
-Rob Carson celebrates a “Friday tsunami of winning”, mixing Benghazi justice, market highs, and Trump RX drug prices that shock even people who don't take prescriptions. -Tony Kinnett from The Daily Signal joins via the Newsmax hotline, roasting media freakouts, voter-ID panic, and the left's habit of declaring entire groups of Americans “too dumb” to function— while everyone else notices the economy improving. Today's podcast is sponsored by : RELIEF FACTOR - You don't need to live with aches & pains! Reduce muscle & joint inflammation and live a pain-free life by visiting http://ReliefFactor.com BIRCH GOLD - Protect and grow your retirement savings with gold. Text ROB to 98 98 98 for your FREE information kit! To call in and speak with Rob Carson live on the show, dial 1-800-922-6680 between the hours of 12 Noon and 3:00 pm Eastern Time Monday through Friday…E-mail Rob Carson at : RobCarsonShow@gmail.com Musical parodies provided by Jim Gossett (http://patreon.com/JimGossettComedy) Listen to Newsmax LIVE and see our entire podcast lineup at http://Newsmax.com/Listen Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at http://NewsmaxPlus.com Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : http://nws.mx/shop Follow NEWSMAX on Social Media: -Facebook: http://nws.mx/FB -X/Twitter: http://nws.mx/twitter -Instagram: http://nws.mx/IG -YouTube: https://youtube.com/NewsmaxTV -Rumble: https://rumble.com/c/NewsmaxTV -TRUTH Social: https://truthsocial.com/@NEWSMAX -GETTR: https://gettr.com/user/newsmax -Threads: http://threads.net/@NEWSMAX -Telegram: http://t.me/newsmax -BlueSky: https://bsky.app/profile/newsmax.com -Parler: http://app.parler.com/newsmax Learn more about your ad choices. Visit megaphone.fm/adchoices
If you have any questions please contact Asset Growth Associates Tax & Retirement Advisors located at 1391 Calder Avenue in Beaumont. You can also email info@savemyretirement.com or phone (409) 840-6900.
→ My one stop shop for quality supplements: https://theswellscore.com/pages/drg Episode Description Is the most popular whey protein in America actually good for you? Or are you building muscle while unknowingly stressing your gut, spiking inflammation, and loading up on hidden ingredients? Dr. Christian Gonzalez breaks down Optimum Nutrition Gold Standard Whey—the protein powder stuffed in gym bags across the country—ingredient by ingredient, cross-referencing each one with the best available human studies. The problem: NSF certification sounds reassuring, but it doesn't give you access to actual test results. No heavy metal data. No pesticide levels. No certificate of analysis for the tub sitting in your kitchen right now. In this episode, Dr. G reveals: • Why factory-farmed whey spikes omega-6 fatty acids 2.5x more than grass-fed sources • The processing method that destroys up to 90% of cocoa's therapeutic benefits • Which ingredient requires 28% more insulin than regular table sugar • The "natural flavors" loophole hiding potentially hundreds of undisclosed chemicals • 6 cleaner whey protein alternatives that actually publish their third-party testing Timestamps: 0:00 - Introduction 1:36 - When Whey Protein Is Actually Incredible 2:14 - Grass-Fed vs Factory-Farmed Whey 3:29 - Breaking Down Every Ingredient 4:46 - The Hidden Danger in Chocolate Flavoring 5:23 - Maltodextrin, Artificial Sweeteners & Gut Health 7:25 - The Bottom Line on Optimum Nutrition 8:14 - 6 Better Whey Protein Brands Learn more about your ad choices. Visit megaphone.fm/adchoices
Marty Sheargold joined us live today and broke his silence around the controversy of his exit last year along with some personal issues behind the scenes that no one knew about. Take a listen. See omnystudio.com/listener for privacy information.
In this conversation, we were joined by two Silicon Valley investors, Daryn Dodson and Jenna Nicholas, who focus on investing in artificial intelligence in a way that is positive sum for society, what they referred to as the enlightened bottom line. In our discussion, they explained this term and how they draw on their faith traditions to find investments and business opportunities with great returns, positive impact on humanity, and ones that support their religious and spiritual desires. We concluded the conversation with a deep dive into the Baháʼí faith and the many ways AI is utilized within that community.Views and opinions expressed by podcast guests are their own and do not necessarily reflect the view of AI and Faith or any of its leadership.Production: Penny YuenHost: Gilad BerensteinGuests: Daryn Dodson and Jenna NicholasEditing: Isabelle BraconnotMusic from #UppbeatLicense code: 1ZHLF7FMCNHU39
Happy Birthday to Dr Oakley! She shares craptastic facts about poo and entertains you with tall tales of fecal leakage - plus how to fix it! Life may start out with everyone cheering for you when you poop "butt" now it seems we get only jeers when a surprise poop comes out.
What happens when a legendary music venue prioritizes live music over food and drink? Join host Buzz Knight on this episode of takin' a walk as he dives deep into the heart and soul of The Bottom Line, a Greenwich Village landmark that shaped the landscape of American music. Buzz welcomes Alan Pepper and Billy Altman, co-authors of the compelling book Positively Fourth and Mercer, which chronicles the rich history of this iconic venue. Alan, the visionary owner of The Bottom Line, shares fascinating insights into the unique concept that made the venue a haven for music lovers. With a focus on creating an intimate, theater-like experience, The Bottom Line became a stage for legendary musicians, including Bruce Springsteen and Darlene Love. As the conversation unfolds, listeners will be captivated by the emotional connections formed through music and the bittersweet memories surrounding the venue's closure in 2004. Buzz Knight, known for his engaging music conversations, guides the discussion as Alan and Billy recount their journeys interviewing over 100 artists for the book. They explore the diverse range of genres showcased at The Bottom Line, offering listeners a glimpse into the vibrant tapestry of rock music history, jazz music, and even country musicthat resonated within its walls. The episode highlights the cultural impact of music and the role of FM radio in nurturing an audience for these diverse styles. Throughout the episode, listeners will discover not only the stories behind iconic songs but also the lasting legacy that The Bottom Line has left on the New York music scene. Buzz Knight's friendly style makes this music history podcast a delightful journey for anyone passionate about exploring music history. As they reflect on the past, Alan and Billy also offer a forward-looking perspective on how the spirit of The Bottom Line continues to inspire new generations of artists and music lovers. Whether you're a fan of indie music, classic rock, or simply love music storytelling, this episode of takin' a walk is sure to resonate with you. Tune in to hear inspiring artist interviews, emotional healing through music, and the stories behind the songs that have shaped our lives. Don't miss this chance to walk down memory lane with Buzz Knight, Alan Pepper, and Billy Altman as they celebrate the magic of The Bottom Line and its enduring influence on the music world. #bruce springsteen #inspiring icons #music legends #music history podcast #New York Music History Support the show: https://takinawalk.com/See omnystudio.com/listener for privacy information.
In the latest edition of None But The Brave, co-hosts Hal Schwartz and Flynn McLean discuss Bruce Springsteen's performance with Tom Morello at the Defend Minnesota protest concert on Friday in Minneapolis. They are joined by Minneapolis Star Tribune reporter and critic Jon Bream, who attended the show. Jon first saw Bruce at the Bottom Line in 1975! For more information on exclusive NBTB content via Patreon, please visit: Patreon.com/NBTBPodcast. This show is sponsored by DistroKid. Use this link to support the show and get 30% off your first year: http://distrokid.com/vip/nbtb Learn more about your ad choices. Visit megaphone.fm/adchoices
Teenage Depression Is your teenager pulling away, struggling with depression, or feeling stuck in a cycle of anxiety? Welcome to The Impactful Parent, hosted by Kristina Campos. In this powerful episode, we dive deep into the heart of the youth mental health crisis to find real, actionable solutions for families in distress. We aren't just talking about the "why"—we are exploring the "how" of getting your child back. Kristina is joined by Dr. Will Dobud, co-author of the groundbreaking new book, Kids These Days. Together, they challenge the traditional "talk therapy" model and discuss why our modern, ultra-protective parenting style might accidentally be creating a "safety trap" that hinders teen resilience. In this video, you will discover: The Connection Gap: Why connection, not correction, is the first step toward healing [05:04]. The Safety Trap: How being the most protective generation in history has impacted our kids' ability to handle risk [05:22]. Adventure-Based Therapy: Why moving the body in nature can be more effective than sitting on a therapist's couch [23:45]. Smartphones & Social Media: A refreshing and controversial take on whether the phone is the cause or just a symptom of a deeper need for connection [37:09]. The "Problem-Free" Habit: A simple, 30-minute strategy you can start today to break the ice with a struggling teen [52:09]. Dr. Dobud shares his extensive experience in outdoor therapy, explaining how simple acts—like sitting around a campfire or even standing on one leg while brushing your teeth—can reorient a teen's brain toward mastery and hope [36:40]. If you feel helpless watching your teen spiral, this conversation is the "fire" you need to light a new path forward. It's time to move from chaos to connection and help your adolescent build the autonomy they need to thrive in a confusing world. Join the Impactful Parent community: ✨ Download the FREE Impactful Parent App for parenting resources in your pocket! ✨ Visit our website: https://theimpactfulparent.com ✨ Get the book: Look for Kids These Days by Dr. Will Dobud and Nevin Harper at your favorite bookstore. Rate, Review, & Subscribe! "I love Kristina and all the FREE tips that she has to offer! Thank you for making my parenting journey better!"
In this insightful episode of “It's The Bottom Line that Matters,” hosts Jennifer Glass, Patricia Reszetylo, and Daniel McCraine dive into an honest conversation about what it truly means to sit in the CEO seat—and why it's not always the right place for every founder or entrepreneur.The discussion starts with Jennifer Glass openly addressing a tough truth: just because you built the business doesn't always mean you should be leading it. The team explores real-world examples, from the engineer who dreams up a world-changing product but struggles to manage a company, to the founder who thrives as a visionary but finds themselves overwhelmed by the realities of people and operations management.Listeners will hear Patricia Reszetylo share leadership lessons from figures like Lee Iacocca, illustrating the importance of vision and management skills. Daniel McCraine reflects on his journey of adopting the CEO mindset—and both discuss their own evolutions, the challenges they've faced, and what it means to embrace (or reconsider) the CEO title as a founder.The hosts don't shy away from the tough questions: When should you bring in a fractional CEO or other C-suite leader? When does holding on to control actually hold your company back? And most importantly, how do you step aside gracefully if it's in your business's best interest?Packed with personal stories, practical advice, and a touch of humor, this episode offers valuable perspective for entrepreneurs, founders, and anyone questioning their own leadership path. If you're wondering whether the CEO seat is where you truly belong—or what to do if it isn't—this conversation is for you.Tune in and discover why, at the end of the day, it's the bottom line that really matters.About the hosts:Jennifer GlassLead-host of "It's The Bottom Line That Matters," Jennifer Glass brings a wealth of hands-on business experience to the show. She's held a variety of roles throughout her career—including working in investor relations during an IPO and providing fractional CEO & COO leadership to startups. Jennifer Glass is passionate about helping founders and entrepreneurs evaluate when to lead and when to step aside for their company's best interests, always with a focus on long-term growth and success.Patricia ReszetyloAs co-host, Patricia Reszetylo offers keen insights into the entrepreneurial mindset and journey. An entrepreneur herself, she's experienced the challenges of transitioning into the CEO role, embracing personal growth and leadership development along the way. Patricia Reszetylo openly shares her process of redefining her approach to leadership, advocating for the power of teamwork and the importance of finding the right role for sustainable business growth.Daniel McCraineDaniel McCraine is a co-host who brings strategic thinking and leadership acumen to the podcast. With a background in business leadership and a strong focus on vision and direction, he understands the nuances of effective business management and the need for founders to build strong teams. Daniel McCraine emphasizes the importance of delegation and matching one's true strengths to the right roles in a growing company.Keywords: CEO, founder, business management, leadership, entrepreneurship, fractional CEO, vision, company growth, delegation, business owner, team building, roles in business, management skills, people management, business structure, operational skills, strategic thinking, business card titles, scaling a business, C-suite, engineer founder, business development, creative entrepreneur, succession planning, business innovation, company culture, decision making, business forecasting, company longevity, letting go of control
In this episode, we talk to Fred Patterson, aka Phast Phreddie, about his work at the ARChive of Contemporary Music, plus his own magazine Back Door Man and his band Thee Precisions. Beginning with his early musical life teaching classes with Don Waller at UCLA's Experimental College, we hear about how he named Back Door Man after a Howlin Wolf song and wanted to cover "hard core rock n roll". Phreddie remembers how different it was working with R. Meltzer compared to Lester Bangs, who both contributed to the mag. Next, we hear about where Thee Precisions got their name and how they were intended as a garage rhythm 'n' blues combo that might fit into south central L.A.'s rockabilly scene without doing rockabilly. After telling us about moving across the country to help set up a record shop in Albany, Phreddie then takes us back to the ARChive of Contemporary Music's original mission statement to collect two of every record and explains how they operate. Three clips from a 1977 Mary Wilson audio interview prompt Barney to wonder whether the Supremes are the greatest girl group of all time. To wrap things up, we pay tribute to Sly Dunbar of Sly & Robbie before Mark and Jasper talk us out with highlights from pieces including interviews with Isaac Hayes and De La Soul. Many thanks to special guest Phast Phreddie Patterson. Find out more about the ARC at arcmusic.org. Pieces discussed: Articles, interviews and reviews from Phast Phreddie Patterson, The L.A. Rock Explosion, Gun Club: You Can't Go Home Again, Phast Phreddie Finds His Calling, Building the ARC, Not Fade Away: The ARChive of Contemporary Music, Collecting Gone Mad: The ARChive of Contemporary Music, Mary Wilson audio, Sly & Robbie: The Reggae Heartbeat – Freedom Into Form, Sly and Robbie: Laying Reggae's Bottom Line, Alan Price, Cat Stevens, Isaac Hayes, Ronnie & Clyde and De La Soul.
2 Corinthians 9:6-15 - Sermon by Trevor Hoffman
United States plans for Gaza amount to a “theme park of dispossession” for Palestinians, argues Drop Site News Middle East Editor Sharif Abdel Kouddous. Abdel Kouddous tells host Steve Clemons the draconian measures planned for the two million shell-shocked Palestinians in Gaza are an Orwellian labyrinth of biometrics, bureaucracy and “a lab for government surveillance” – all meant to drive them out. Noting that Israel hasn't “gone past phase one” of any ceasefire agreement with an Arab country, Abdel Kouddous warns that Israel is establishing facts on the ground in Gaza – including 50 military bases – “which eventually become permanent”.
In this week's episode of the Conduit Street Podcast, our familiar hosts Kevin Kinnally and Michael Sanderson take the microphone to walk us through Governor Wes Moore's proposed FY27 budget and the accompanying Budget Reconciliation and Financing Act – or as Michael likes to call it, “Big BRFA.”They break down the topline numbers, explain how the budget closes a projected shortfall, and examine what the plan ultimately means for local services – including education funding growth, some spending changes, but roughly $200 million in new and continued cost shifts to county governments. The conversation also dives into capped formulas, pension cost shifts, community college funding limits, and proposals affecting 9-1-1, public health services, and disparity grants. A full plate, for a busy session ahead.As the General Assembly begins its work, this episode sets the stage for the fiscal debates ahead and explains why counties, again, remain central to Maryland's budget decisions. What Do You Do About Fluky Formulas?DLS Fiscal Briefing Warns of Mounting Cost Shifts and Budget GapsFollow us on Socials!MACo on TwitterMACo on Facebook
In the Williams Broadcasting Studio join John Williams and Patrick Woodcock for this weeks information update from the Maine State Chamber of Commerce!!
In this episode of the Millionaire Car Salesman Podcast, Sean V. Bradley and LA Williams sit down with Kelley Koliopulos for a conversation every dealer should be paying attention to, especially if your sales and service departments feel busy… but the results don't match the effort. "The blind spot that dealers have is that they're still making money… but there's going to be a ceiling there." – Kelley Koliopulos This isn't another "business as usual" discussion. It's a candid look at what's quietly changing inside dealerships right now, and why the stores that adapt will pull further ahead while others fall behind. From fixed operations to BDC structure, the conversation challenges long-held assumptions about how dealerships operate, staff, and retain customers. "Anybody could have a great idea. But what dealers want and need in 2026 and beyond is some continuity." – Sean V. Bradley They explore why retention is becoming the real battleground in automotive, what happens when the right people aren't in the right seats, and how technology like AI can either be a powerful advantage, or a costly distraction, depending on how it's implemented. "AI can't fix or answer every question, so you still need that human element." – Kelley Koliopulos If you've noticed service traffic slipping, customer loyalty weakening, or your BDC struggling to gain traction, this episode will hit close to home. It doesn't just point out the problems dealers are facing… it forces a hard look at why they're happening! This one makes you rethink how your dealership is actually run. If you're attending NADA 2026, be sure to stop by the Dealer Synergy Booth [#3315W] for Prizes from us and to enter CallSource's Bourbon Dealer Giveaway at: https://callsourceauto.com/giveaways/ Key Takeaways: ✅ People-Centric Solutions: The current dealership climate requires a strong focus on recruiting and retaining quality staff, while also providing them with the tools and training necessary to excel. ✅ Innovative Fixed Operations: Fixed operations now require more strategic approaches in communication and engagement with customers to enhance retention and service conversion rates. ✅ BDC Strategic Integration: Properly setting up and managing a BDC is pivotal for handling leads effectively, driving more traffic to dealerships, and improving overall sales performance. ✅ Leveraging AI and Technology: While AI can improve efficiencies, it cannot yet fully replace human involvement in complex problem-solving scenarios, especially in service departments. ✅ Focus on Customer Retention: Using data-driven methodologies to retain customers through consistent follow-up is crucial, particularly as competition from independent service centers intensifies. About Kelley Koliopulos Kelley Koliopulos is a seasoned automotive industry expert, currently working with Call Source, where she primarily focuses on analytics and improving dealerships' fixed operations. Kelley's impressive career spans roles from F&I to dealership marketing with AMSI, and her vendor-side experience includes positions at Call Source and Call Revu. Her expertise centers around using data to refine processes and enhance efficiencies within the automotive sector. Unlocking Efficiency: Overcoming Dealership Challenges with BDC Solutions Key Takeaways: High-level dealership operations can benefit significantly from a well-designed Business Development Center (BDC) strategy, optimizing both sales and fixed operations. A combined approach utilizing human resources and AI in service departments can enhance customer retention and satisfaction significantly. Outsourcing BDC services can be a more cost-effective, strategic, and results-oriented decision, delivering superior outcomes compared to traditional in-house setups. Navigating Dealership Dynamics: The Power of a BDC The automotive industry is a space brimming with potential, yet awash in complexity. This is especially evident when examining the intricate operations within a dealership. As Kelley Koliopulos and Sean V. Bradley discuss in their engaging conversation, pulling the right levers - particularly in terms of business development - can make all the difference. As highlighted, a dealership's success lies not just in selling cars but in crafting a seamless, customer-centric experience that persists long after the sale. "For every OEM dealership, there's 12 independents right in their back door," Kelley states, emphasizing the fierce competition that demands dealerships maintain exceptional service levels. The conversation initiates by exploring the fundamental issues within sales and fixed operations, where optimizing human resources and understanding the potency of a BDC play crucial roles. Sean underscores the critical role of a precise BDC framework: "If you are not a BDC architect with real BDC experience, this is not going to be easy." He highlights that the apparent complexity of creating a BDC can be simplified if one has the foresight to leverage external expertise effectively. It's all about recognizing which elements facilitate the operational efficiency and concentrating on those. Enhancing Customer Retention through Strategic Service BDC Implementation Among the many challenges dealerships face, customer retention remains a top concern, especially when analyzing fixed operations. Kelley artfully points out that maintaining service customers is pivotal for long-term success. Despite dealerships increasing their revenue by raising labor rates, she warns, "There's going to be a ceiling there," suggesting dealerships can't rely solely on price hikes for sustained growth. The conversation touches on significant research revelations: client retention decreased from 41% in 2018 to a mere 29% in 2025. This stark statistic signals the pressing need for dealerships to reassess their service strategies. Implementing a robust Service BDC could potentially reverse this trend. By restructuring service departments to better handle inbound and outbound calls efficiently, dealerships can drive transactional growth and enhance customer loyalty. Highlighting the collaborative potential of AI and human effort, Kelley asserts, "AI can't fix or answer every question. You still need that human element." Therefore, an outsourced BDC like Call Source becomes valuable, where the marriage of technology and human interaction meets customer needs, bolstering satisfaction and ensuring service longevity. The Economic Advantage of Outsourcing Your BDC Dealers frequently grapple with whether to manage BDC operations in-house or to look outward for solutions. Sean and Kelley underscore a prevalent misconception: many feel the latter is more costly. Conversely, with a closer look, outsourcing often emerges as the more economical and effective solution. "I think the perception is that it's cheaper to bring it in-house," Kelley notes, but as Sean aptly counters, when factoring in all associated costs, investing in an external BDC can unburden dealerships, reduce costs, and ultimately increase sales. Outsourcing offers none of the egocentric challenges of internal management and training, providing instead immediate expertise and scalability. "Not only do we have the agents that are making all the dials… but once they got a live person, they have a strong road to the appointment process," Sean adds, emphasizing the dynamic advantage offered by Dealer Synergy's proven model. This approach ensures leads are converted efficiently, and potential sales pitfalls due to insufficient follow-up or lack of expertise are circumvented entirely. Embracing a Virtuous Cycle of Learning and Growth The enlightening exchange between Sean V. Bradley and Kelley Koliopulos underscores the essence of thriving in today's competitive dealership landscape: seek clarity, apply strategic foresight, and choose partnerships that propel efficiency. As dealerships navigate an era characterized by digital transformation and shifting consumer expectations, aligning operations with services like those offered by Dealer Synergy and Call Source could serve as a definitive competitive edge. Ultimately, it is the prudent application of an expert-built BDC that enables dealerships to thrive — cultivating not just profitable enterprises, but vibrant, enduring legacies. By focusing on strategic partnerships and adopting a robust BDC framework, dealerships can unlock greater efficiency, higher sales, and improved customer satisfaction — key pillars paving the way for enduring success in the automotive industry. Resources + Our Proud Sponsors: ➼ The Millionaire Car Salesman Facebook Group: Join the #1 Automotive Sales Mastermind Facebook Group with over 29,000 automotive professionals worldwide. The Millionaire Car Salesman Facebook Group is the go-to community for car salespeople, BDC agents, sales managers, general managers, and dealer principals looking to increase performance, income, and leadership skills. Inside the group, members collaborate daily on automotive sales strategies, lead handling, phone scripts, closing techniques, CRM best practices, dealership leadership, and accountability systems. Learn directly from top automotive trainers, industry mentors, and high-performing sales leaders who are actively winning in today's market. If you're serious about growing your automotive career, increasing car sales, and building long-term success, join The Millionaire Car Salesman Facebook Group today! ➼ Dealer Synergy: Dealer Synergy is the automotive industry's #1 Sales Training, Consulting, and Accountability Firm, with over 20 years of proven dealership success nationwide. We specialize in helping car dealerships increase sales, improve processes, and build high-performing Sales, Internet, and BDC departments from the ground up. Our expertise includes automotive phone scripts, rebuttals, CRM action plans, lead handling strategies, BDC workflows, Internet sales processes, management training, and accountability systems. Dealer Synergy partners directly with dealership leadership to align people, process, and technology, ensuring consistent results and scalable growth. From independent dealers to large dealer groups and OEM partnerships, Dealer Synergy delivers measurable performance improvements, stronger teams, and sustainable profitability. ➼ Bradley On Demand: Bradley On Demand is the automotive industry's most advanced interactive training, tracking, testing, and certification platform for car dealerships — built to develop top-performing teams across Sales, Internet Sales, BDC, CRM, Phone Skills, Leadership, and Management. In addition to LIVE virtual automotive training classes and a library of 9,000+ on-demand dealership training modules, Bradley On Demand now includes AI Phone Roleplaying and Coaching to help salespeople and BDC agents practice real dealership conversations before they ever get on the phone with customers. This AI-powered roleplay technology strengthens phone scripts, objection handling, appointment setting, lead follow-up, and closing skills, while providing measurable coaching feedback for continuous improvement. Bradley On Demand empowers dealerships to train faster, coach smarter, improve call performance, increase closing ratios, and sell more cars more profitably — all through structured, trackable, modern automotive training.
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In this Paymode-focused episode, host Paul McMeekin sits down with Solitaire Moffett, Director of Implementations at Bottomline, to explore best practices for seamless client onboarding. From engaging the right stakeholders early to overcoming common pitfalls like testing fatigue and resource constraints, Solitaire shares actionable insights and success stories that highlight why preparation and communication are key. Plus, hear her advice for CFOs and treasurers on accelerating the shift to electronic payments.
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United States President Donald Trump realises “the rules-based international order” never existed, and he's “willing to turn his back on that”, former Trump administration official Christian Whiton argues. Whiton tells Steve Clemons that US foreign policy remained fairly consistent over the past 80 years while Trump is happy to upset “the globalists and the establishment unity party in Washington - Republican and Democrat - and all the generals”. In Europe, the US would like to see more populist, anti-immigration governments, Whiton said, adding that Western societies should “cast aside” the idea that they are “inherently racist, a patriarchy [with] … a racist, imperialist history”.
The supply chain landscape continues to shift at record speed, and on today's episode of Supply Chain Now, hosts Scott Luton and Kim Reuter unpack the leadership decisions, technology investments, and strategic partnerships shaping what's next for global supply chains. From the evolving relationship between Amazon and UPS to the growing influence of AI in procurement, this episode cuts through the noise to focus on what's practical, scalable, and impactful. Welcome to The Buzz powered by EPG!Scott and Kim dive into the biggest stories influencing supply chain strategy today, with help from special guest Scott McFee, CEO of SpendHQ.Together, they discuss:How Amazon's expanding logistics footprint is reshaping UPS's operations and long-term strategyWhy leadership turnover is creating disruption across supply chains, according to new Gartner researchWhat Oracle's latest findings reveal about AI's real impact on procurement productivityHow SpendHQ's investment in Sligo AI is unlocking smarter, data-driven purchasing decisionsLessons from Cowart Seafood's digital transformation — and what legacy businesses can learn from itHow Dr. Martin Luther King Jr.'s leadership principles still apply to today's supply chain leadersThis episode offers timely insights for executives navigating change, technology adoption, and organizational resilience — with practical takeaways to help teams lead with clarity, purpose, and confidence in an increasingly complex world.Additional Links & Resources:EPG: https://epg.com/ With That Said: https://bit.ly/WTS-18JAN2026American Logistics Aid Network (ALAN): https://www.alanaid.org/operations/ Gartner Survey Shows Leadership Turnover Is Harming Supply Chain Performance: https://gtnr.it/49KCQ9IAI May Boost Procurement's Bottom Line: https://bit.ly/AI-in-procurement-26SpendHQ CEO Scott MacFee on Bracing for USPS hikes: https://bit.ly/4r6EBoVEPG Develops AI-Driven Logistics Solutions Powered by NVIDIA Metropolis: https://bit.ly/EPG-News-2026SpendHQ Makes Strategic Investment in Sligo AI to Launch First Agentic Enterprise Procurement Platform: https://bwnews.pr/3ZlBqh4
On this episode of It's The Bottom Line that Matters, hosts Jennifer Glass, Daniel McCraine, and Patricia Reszetylo dive deep into the art and strategy of vetting business opportunities—without letting emotions cloud your judgment. From personal stories of jumping too quickly into deals to considering the hidden costs, alignment, and the people behind the opportunity, the conversation covers essential criteria every entrepreneur should consider before saying yes (or no).Explore how evaluating business opportunities isn't just about finances and fit, but also about the impact on your overall freedom, business trajectory, and long-term success. Whether you're looking at new partnerships, expanding your services, or considering a startup, this episode provides practical insights on asking the right questions, recognizing red flags, and making decisions that move your business forward.Tune in to hear real-world experiences, thoughtful debate, and expert advice—all aimed to help you make smarter decisions for your bottom line.Listen now and learn how to vet business opportunities with strategy, discernment, and confidence.About the hosts:Jennifer Glass sets the tone for the "It's The Bottom Line That Matters" podcast, guiding listeners through the nuances of making business decisions with strategy and clarity. Jennifer's journey reflects someone who is not afraid to leap into new opportunities, even if it means stepping outside her comfort zone. She credits her willingness to join coaching groups and mastermind programs with shaping her network, career, and ultimately bringing together the podcast co-hosts. Through her experiences—whether purchasing a mastermind or integrating services that align with her business—Jennifer emphasizes the importance of thinking strategically, paying attention to connections, and always considering if an opportunity fits her vision of freedom.Daniel McCraine is a consultant with a flair for evaluating business opportunities, sometimes jumping quickly, as with his story about acquiring a robocalling company. He candidly discusses the lessons learned from opportunities that didn't pan out, stressing the importance of alignment, resources, and strategic fit. Daniel's openness to new ventures, even when they fit “hand in glove,” is balanced by his wisdom to walk away when things just aren't right. He brings a practical lens, reminding listeners that sometimes saying “no” to even good opportunities is part of being a successful entrepreneur.Patricia Reszetylo brings a reflective and experiential approach to business growth. She shares how joining a coaching consortium challenged her on multiple levels and, despite not being fully prepared for the path, she views the experience as a stepping stone—one that led to meaningful relationships and new career directions. Patricia focuses on the people behind business opportunities, recognizing that the nature of collaboration and partnership can make or break ventures. Her insights encourage listeners to consider not just the business models but also the personalities and teams involved.Together, Jennifer Glass, Daniel McCraine, and Patricia Reszetylo use their personal stories and hard-earned lessons to help others make wise choices when vetting business opportunities. Their shared message: think strategically, evaluate deeply, and surround yourself with the right people for success.Keywords: business opportunities, vetting opportunities, emotional decision making, business expansion, hiring decisions, business acquisitions, marketing tools, business alignment, startup challenges, resource allocation, opportunity cost, evaluating opportunities, financial investment, customer base, partnerships, joint ventures, mastermind groups, coaching consortium, product expansion, review management, business growth, risk management, strategic decision making, saying no, opportunity evaluation criteria, relationship with partners, business trajectory
China's domination of minerals - especially the copper needed for electrification, data centres, robots, cellphones and defence technology - is pushing the United States to ramp up its control of oil and minerals worldwide, argues Daniel Yergin, one of the world's top experts in the economics of oil. In this episode, Yergin explains how Venezuela, Greenland, Iran, Russia and other issues are connected to the business of oil and the competition to control Earth's minerals. And while US President Donald Trump's motives in Venezuela and Greenland are unclear, Yergin says one thing is certain: The US is desperate to achieve supply chain independence from China.
Sean Duffy is the 20th United States Secretary of Transportation, leading the federal department responsible for the nation's highways, air travel, railroads, and transit systems. A former U.S. Representative from Wisconsin's 7th District and ex-host of The Bottom Line on Fox Business, Duffy brings experience in law, public service, and media to his role. He has focused on infrastructure, safety, and regulatory reform since taking office in 2025.FOR MORE WITH SECRETARY DUFFY:INSTAGRAM & X: @SecDuffyFOR MORE WITH ELISHA KRAUSS: INSTAGRAM: @elishakraussWEBSITE: elishakrauss.com JOURNAL: https://www.washingtonexaminer.com/author/elisha-krauss/LIVE SHOWS: January 16 - Grants Pass, ORJanuary 17 - Bend, ORJanuary 29 - New York, NY (2 shows)January 30 - Chester, NYJanuary 31 - Washington, DC (2 shows)Thank you for supporting our sponsors:BetOnlineForThePeople.com/AdamHomes.comoreillyauto.com/adamPluto.tvSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
https://19-minutes.supercast.com/A Dad's Wisdom conversation with Buchanan County, Iowa farmer Craig Albert on growing up farming, taking over fast after his dad's stroke, and the hard lessons that stick, like building bigger sooner, not letting “coffee shop talk” steer decisions, and learning to take smart risks when opportunities show up at the worst times. Craig shares practical advice for young producers on tracking true costs, tightening inputs, improving marketing, staying diversified, and keeping family communication strong as roles shift from leadership to mentorship across generations.
Cybercrime is evolving fast, and 2026 will bring new challenges for banks and corporates alike. In this episode, we talk with Bottomline fraud experts Eric Choltus and Marc Salinas about the rising risks of B2B payments fraud, account takeover (ATO), and AI-enabled attacks. They share practical strategies for upstream fraud detection, regulatory compliance, and why consortiums and embedded banking matters most. Whether you're a bank or business, tune in for actionable insights to strengthen your defenses and protect your payment workflows.
In this episode of "It's The Bottom Line that Matters," hosts Jennifer Glass, Daniel McCraine, and Patricia Reszetylo dive deep into the art of qualifying leads—without being disrespectful. They explore the essential reasons behind lead qualification, discuss real-life scenarios of navigating prospects who might not be a perfect fit, and share actionable strategies for screening effectively and protecting your valuable time.You'll hear practical advice on handling early-stage or underqualified prospects with empathy, leveraging group education tools like webinars, and building the all-important know-like-trust factor. The hosts also highlight the power of referral networks and how to set up your scheduling process with smart qualifying questions. Whether you're a seasoned entrepreneur or just getting started, this episode is packed with tips to help you streamline your lead qualification process—while keeping relationships and reputations intact.Tune in for a conversation that's both insightful and refreshingly real, helping you focus on what really matters: the bottom line, and how to get there gracefully.About your hosts:Jennifer GlassAs one of the central voices on "It's The Bottom Line that Matters" podcast, Jennifer Glass brings a thoughtful and strategic approach to business conversations. She is committed to helping listeners navigate professional challenges, like qualifying leads without being disrespectful. In this episode, she guided the discussion, challenged assumptions, and offered tactful solutions—like engaging less-qualified leads through group webinars—always keeping both business efficiency and dignity in mind.Daniel McCraineA practical and candid co-host, Daniel McCraine thrives on making the most of his time and expertise. He openly shares his rationale for screening potential clients, emphasizing the importance of fit, readiness, and referral possibilities. Daniel isn't afraid to discuss the nitty-gritty—like using calendar questionnaires or collaborating with referral partners—to qualify leads, yet he's generous with advice and resources for those at earlier stages in their journey.Patricia ReszetyloWith a nuanced and empathetic perspective, Patricia Reszetylo adds depth to the conversation. She recognizes the importance of meeting people where they are, especially when starting out in business, while also advocating for efficiency as lead volume grows. Patricia's storytelling illustrates a balance between educating prospects and setting healthy boundaries, ensuring every interaction holds value—even when a lead might not be the perfect fit.Together, this trio fosters an open, solution-oriented environment for business professionals seeking to qualify leads effectively and courteously.Keywords: qualifying leads, lead qualification, screening questions, referral partners, know-like-trust factor, webinars, business development, pipeline, early-stage clients, calendar scheduling, saving time, educating prospects, referrals, connection building, networking, joint ventures, competitor screening, mailing list, group education, business opportunities, sales process, readiness to buy, ideal client, connection qualifying, lead volume, marketing, time management, joint venture partners, business owners, tax reduction
Every multifamily operator wants to know how to increase NOI, but they're not doing it the right way. Traditional renovations leading to rent increases have been harder to get right in the past few years. But what if there was a “hidden” source of not only higher revenue but also lower expenses—something 99% of operators are unaware of, that could increase NOI by tens of thousands per month. Today, Bill Douglas of OpticWise (https://www.opticwise.com/) and Marcy Sagel of MSA Interiors (https://msainteriors.com/), CRE technology and design experts, join us to talk about the NOI levers nobody is thinking of pulling. We'll share the actual amenities and tactics you can use today in your building to attract higher-paying tenants and turn utility expenses into revenue, with game changing effects on your bottom line. Plus, what buy-and-hold vs. short term flip investors must include in their budget to get the maximum NOI possible. One amenity our experts say is an actual waste of money…unless you hear how to monetize it properly. Retrofitting an older vintage multifamily? Bill and Marcy share exactly how to track which design changes are working for your bottom line, how to go from antiquated to next-level tech, and the hidden value-add opportunities you can implement starting today. Plus, why your property management company could be stopping you from making tens of thousands more every month! Insights from today's episode: The “hidden” NOI opportunities that most multifamily operators completely miss One amenity you can provide that could increase your revenue $80-$90 PER unit The design tweaks younger renters require that move the needle on NOI An expert checklist on renovating and retrofitting 1980s vintage to today's standards Data you can start collecting now that shows precisely what tenants want/don't The best piece of advice for anyone building a new multifamily (could boost your NOI) Connect with Bill on LinkedIn (https://www.linkedin.com/in/billdouglas/) OpticWise (https://www.opticwise.com/) Grab Bill's Book, Peak Property Performance (https://www.peakpropertyperformance.com/) Listen to Bill's Peak Property Performance Podcast (https://podcasts.apple.com/us/podcast/peak-property-performance/id1817250978) Connect with Marcy on LinkedIn (https://www.linkedin.com/in/marcysagel/) MSA Interiors (https://msainteriors.com/) Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club (https://kevinbupp.com/join/) to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club (https://kevinbupp.com/join/)! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team. Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com. Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.
Guiding Question What does it look like for Christianity to transform our lives in real ways? Summary Dr. Robert Lewis challenges Christians to move beyond mere theology and live lives marked by spiritual transformation. Drawing on Ephesians 4:25–32, he identifies five clear indicators that the life of God is present in us: Promptly resolving anger Rejecting sin and resisting Satan's foothold Working to give rather than simply get Speaking words that build up others Extending forgiveness as we have been forgiven Through vivid anecdotes—such as the pastor's personal struggle with unresolved anger and domestic statistics—and practical reflections, Dr. Lewis urges us to ask: is our Christianity evident in our daily actions? Outline Ephesians 4:26 – “Do not let the sun go down on your anger.” Acknowledge righteous anger but resolve it daily to prevent bitterness. Ephesians 4:27 – “Do not give the devil an opportunity.” Reinforces the danger of unresolved conflict as a foothold for evil. Ephesians 4:28 – “Let him who stole steal no longer… so he may have something to share.” Introduces a proactive ethic of work used to bless others. Ephesians 4:29 – “Let no unwholesome talk proceed from your mouth… good for edification.” Contrasts decayed speech with timely words that uplift and heal. Ephesians 4:31–32 – “Forgiving each other… just as in Christ God forgave you.” Calls us to live forgiven lives by forgiving others, reflecting the cross. Key Takeaways Unresolved anger poisons relationships and opens the door to deeper sin and spiritual attack. Generosity, not self-centered labor, is the hallmark of a Christian work ethic. Words have power—they either groom community or corrode it. Forgiveness is non-negotiable for Christians; if we've been forgiven so much, we must forgive in return. Transformation matters—a faith that doesn't change us remains merely theoretical. Scriptural References Ephesians 4:25–32 1 Timothy 6:17–19 Proverbs 15:23 James 2:17 Recorded on 2/15/81
America First foreign policy means that the United States is becoming a country that opposes the rule of law, free trade and collective security, argues Ian Bremmer, president of the risk analysis firm Eurasia Group. Bremmer tells host Steve Clemons that the international system built by the US over decades “was going to reach a geopolitical bust” regardless of the advent of President Donald Trump. Washington's decision to project power in Venezuela, coupled with rhetoric threatening Greenland, “makes the US more unreliable for its allies”, according to Bremmer, “and a much bigger driver of geopolitical risk on the global stage”.
Your charming host David Naster had a revelation today in the gym. Why do I make other people business, mine. What's that about? What is the need I have to make other's business, my business. Which explains the trolls on the social media. And why aren't I just concentrating on my business? A fun and insightful podcast.
If you are already behind on your taxes in January, there are four tax tasks you cannot skip.In this episode, we break down the four financial tasks every business owner needs to complete in January to start 2026 clean and organized. Mike explains why unfinished bookkeeping leads to missed deductions and unnecessary stress, how to properly review your financials, and why most tax issues begin long before filing season.We also cover the importance of creating a simple financial summary document, meeting the January 31 1099 deadline, and building a proactive tax plan early in the year instead of scrambling in December.If you want 2026 to be more profitable and less stressful, this episode shows you exactly where to start.
Welcome back to "It's the Bottom Line that Matters"—the podcast dedicated to guiding you toward smarter business decisions and greater success. In this episode, hosts Jennifer Glass, Daniel McCraine, and Patricia Reszetylo pick up where they left off in their previous conversation about events, shifting the focus from attending to hosting. The central question: should you charge for your events, or keep them free?Drawing from their own experiences running webinars, masterclasses, and seminars, the hosts explore the advantages and drawbacks of both models. You'll hear practical stories about attendance rates, lead generation challenges, and even inventive fee structures—like refundable seat deposits or hybrid approaches—that encourage genuine engagement and weed out the tire-kickers. Patricia reflects on her early teleseminar days and evolving strategies, while Daniel weighs in on maximizing value and attendee quality. Jennifer shares a recent example where event fees doubled as charitable donations, highlighting how creativity in pricing can also have a positive impact.Beyond the mechanics, the hosts dig into the psychology of event attendance, the importance of “skin in the game,” and tactical communication—everything from reminders to persuasive copy—that boosts participation. Whether you're planning your next online gathering or a major in-person workshop, this episode is packed with actionable insights to help you decide which approach best serves your goals and audience.Settle in and join the conversation, as “It's the Bottom Line that Matters” helps you navigate the critical decision: will your next event be free, paid, or something in between?Keywords: paid events, free events, webinars, lead generation, event registration, attendee engagement, follow-up strategy, monetization, fundraising events, masterclass, accountability group, JV partnerships, event planning, email reminders, attendee quality, marketing strategy, sales conversation, skin in the game, refund incentives, event fees, hybrid events, Chamber of Commerce, sales training, event copywriting, indoctrination sequence, calendar invites, event attendance, event goals, tire kickers, online platforms
This episode kicks off our 2026 Outlook podcast series. In this episode, Craig Jeffery speaks with Stephane Lintner of Jiko, Michel D'Abranches of Monkey, and Leo Gil of Bottomline to share fintech perspectives on 2026 predictions, including AI adoption, stablecoins, payment fraud, liquidity strategies, and the rising role of treasury in procurement and risk management. Additional episodes in this series will feature additional fintech leaders, perspectives from banks, and a consultant view from Strategic Treasurer. Listen in for strategic insights to guide your year ahead. Find this and all upcoming episodes at strategictreasurer.com/podcast. Company Websites: Jiko: https://jiko.io Monkey: https://monkeytech.com Bottomline: https://www.bottomline.com Note: Michel D'Abranches clarified that references to "static discount rate" should be "static rate," and that treasurers are shifting toward multi-funder models to enhance liquidity through competitive rates. His mention of SPVs was meant to highlight the growing focus on risk, transparency, and audit-readiness in 2026.
THE RETREAT FROM WOKE CAPITALISM AND RETURN TO THE BOTTOM LINE Colleague Charles Gasparino. Gasparino describes a current retreat from "woke capitalism" as firms like BlackRock and Goldman Sachsface financial losses and consumer pushback. Citing Home Depot co-founder Bernie Marcus, he concludes that prioritizing political activism over shareholder returns is counterproductive, asserting that businesses are now pivoting back to the bottom line. NUMBER 4
In today's episode I share how early morning meetups turned boredom into service and why curiosity beats being interesting. I talk about capturing what resonates and what irritates you then building a simple system to revisit it until the lesson reveals itself. We get into faith and entrepreneurship and why progress takes a thousand steps even when evidence says quit. I explain perceived value versus bottom line how preparation builds confidence and how fear never leaves but your response can change. I also cover non negotiables like sleep and an unwinding routine that sets tomorrow up tonight with practical stories from live questions around money time and purpose.
In today's episode, I sit down with Kwame Christian, the founder and CEO of the American Negotiation Institute, for a conversation about what negotiation really is and why most people misunderstand it. We talk about recognizing when you're actually negotiating, knowing your timing and risk tolerance, and understanding the difference between convincing and conveying your value. Kwame shares how he built his confidence from being a people pleaser to becoming a leading voice in the field, along with a powerful story about protecting his bottom line during a major media deal. His perspective on fairness, leverage, and long-term reputation reframes negotiation entirely.
What if confidence, not talent, was the real driver of performance? In this episode of The High Performance Mindset, we reveal why confidence is a business strategy, not a soft skill. Our national research shows 81% of workers are drawn to organizations that prioritize confidence and when confidence is low, productivity, culture, and retention suffer. If you are a leader, this matters.
Dagen McDowell, anchor and analyst on the Fox Business Network and co-host of The Bottom Line with Dagen McDowell & Brian Brenberg (6 PM ET), joined The Guy Benson Show today to discuss the positive reaction to lower-than-expected inflation numbers, and why prices and inflation were better controlled under President Trump's economic policies. McDowell and Benson discussed last night's comments by President Trump and his optimism about strong economic growth and the potential for an economic boom. Dagen also shared her hopes for a strong economy in 2026, driven by technology investment, and she discussed why fears around AI and automation eliminating jobs may be overstated as new industries and opportunities emerge. Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices
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