Podcasts about bottom line

In this episode of It's The Bottom Line that Matters, Jennifer R Glass and Patricia Reszetylo continue their series on The New Local: How Hyper Local Positioning Can Out-Perform National Marketing, this time focusing on short-form video and contests as practical tools for local business growth.The conversation starts with short-form video and why it can be so useful for local businesses that want more visibility without needing a national-scale campaign or a massive production budget. Jennifer and Patricia talk about the value of showing what is already happening inside the business, including behind-the-scenes moments, product arrivals, team activity, customer-facing experiences, and the small details that help people feel more connected to the business before they ever walk through the door.They also discuss how short-form video can support a Google Business Profile, which is often one of the first places a potential customer sees a local business. Posting photos and videos there can help make the business feel active, current, and worth paying attention to. Rather than treating video as something that only belongs on TikTok, YouTube Shorts, Facebook, or Instagram, this episode looks at video as a practical visibility asset that can be used wherever local prospects are already looking.Jennifer and Patricia also get into the importance of authenticity. Local business video does not have to be perfectly polished to work. In many cases, the more useful and believable content comes from real moments: a product being opened, a chef preparing something interesting, a team member explaining a process, or a business owner documenting part of the company's story. Planned content still matters, but so does capturing the moments that make a business distinctive.The episode then shifts into contests and how they can be used to create participation, referrals, and local buzz. Jennifer and Patricia discuss why a contest needs to be relevant to the business and interesting to the people the business wants to attract. A generic giveaway may get attention for a moment, but a well-designed contest can create more meaningful engagement, especially when it connects to other local businesses, encourages people to participate in the community, or gives customers a reason to talk about the business with others.From behind-the-scenes video and Google Business Profile updates to partnership-driven contests and scavenger-hunt-style promotions, this episode gives local business owners practical ideas for becoming more visible, more memorable, and more engaging in their own market.Topics covered include: local marketing, hyper-local marketing, hyper local positioning, short-form video, video marketing, local business marketing, small business marketing, contests, business contests, social media marketing, Google Business Profile, local SEO, behind-the-scenes video, business storytelling, customer engagement, small business growth, local visibility, community marketing, restaurant marketing, content marketing, video content, social media contests, business differentiation, customer attraction, brand awareness, local business promotion, referral marketing, authentic marketing, organic content, business visibility, Fathom AI NotetakerAbout your hosts: Jennifer R Glass is the lead host of It's The Bottom Line that Matters. In this episode, she brings a practical marketing perspective to local business growth, especially around Google Business Profile visibility, short-form video, contests, and ways businesses can create more engagement through useful, relevant marketing.Patricia Reszetylo is a recurring host of It's The Bottom Line that Matters. In this episode, she shares ideas from her own business-building experience, including how behind-the-scenes video, authentic content, unique local stories, and creative contest structures can help a business stand out in its own market.

On this episode of Fox Across America, Jimmy Failla explains why he's still skeptical about whether Iran is really going to abandon its hopes to acquire a nuclear weapon. Co-host of “Outnumbered” Emily Compagno stops by to recap an eventful Saturday in New York City with your radio buddy attending Fox News superstar Jacqui Heinrich's wedding. PLUS, co-host of “The Bottom Line” and co-host of “The Big Money Show” Brian Brenberg puts his professor cap back on to try and make sense of the latest word salads from former Vice President Kamala Harris and ex-first daughter Chelsea Clinton. [00:00:00] Vance gives update on Iran negotiations [00:40:05] Emily Compagno [00:58:40] Callers weigh in on Trump's Iran deal [01:17:15] How markets are reacting to Iran developments [01:35:25] Brian Brenberg Learn more about your ad choices. Visit podcastchoices.com/adchoices

Credit card processing fees remain a significant expense for small businesses. Understanding what drives these costs and how cash discount programs work can help merchants make informed payment decisions and better protect their margins. Learn more at https://quicsuite.myclickfunnels.com/landing-page Northern Media Services City: Oswego Address: 274 Cemetery Rd Website: https://www.northernmediaservices.com/

Send us Fan MailThis week on the Montana Outdoor Podcast your host Downrigger Dale talks with a panel of experts to go over the latest fish consumption warnings that were issued by the FWP, Montana DEQ and the Department of Health and Humane services. When that press release about the fish consumption warnings came out back in late April Rigger called his buddy Greg Lemon at the FWP. Greg was able to get a date set when three experts from the Department of Health and Human Services, DEQ and the FWP could all get together and come on the podcast. Rigger and the Captain had received lots of emails from folks that were concerned about consuming the fish that they were catching. After all, the headline of the press release said, “DATA INDICATES FISH CAUGHT IN SOME MONTANA WATERBODIES MAY CONTAIN DETECTABLE LEVELS OF THE MAN-MADE POLLUTANTS KNOWN AS PFAS”. PFAS stands for per- and polyfluoroalkyl substances. What are those? The experts on podcast will explain it way better than we can, all we know is that they are not good for you if you eat a lot of them. As Rigger put it after he had heard that one of the fish mentioned was Walleye; “The headline alone was enough to scare the P-FAS out of me that is for sure! Especially since my health has not been the best lately and I love to eat Walleye!”. That is why he wanted to get the facts directly from the experts. And that is exactly what you will get when you watch or listen to this podcast, especially if you are one of the folks that had heard about it like Rigger and got pretty darn concerned. So here is what we recommend. First, watch or listen to the podcast as it gives some great information that we are sure will make you feel a lot better when you get the facts from the experts that Rigger has on this week's podcast. If you want to get even more info there are some links below that will give you some great info as well, however you will probably understand that info better if you watch or listen to the podcast first. Also, there are links to take you straight to the emails of the experts on the podcast as well, if you want to ask them questions directly. Bottomline; Montana basically has cleanest fish and water in the country! That said, there are recommendations that you should follow especially for women that are pregnant or for younger kids. So, watch or listen to this podcast to get great info and help you find the details you need!Links: Click here to read the press release that came a while back.One of the experts on the podcast is Trevor Selch who is a Fisheries Pollution Biologist with the FWP, and he gave us a copy of the Montana Sport Fish Consumption Guidelines which is full of great info. Click here to look that over.Click here to email Trevor with you questions.Another expert on the podcast is Andy Ulven. He is the Water Quality Planning Bureau Chief with the Montana DEQ. And here are the links to some publications that will also give you lots more info about what is being done about all this.Montana's 2020 PFAS Action Plan2024 Action Plan Progress Report2023 Per- and Polyfluoroalkyl Substances Fish Tissue and Surface Water ReportIf you have questions for Andy, click here to email him.Dawn Nelson was another expert on the podcast who was also very helpful. She is a Toxicology & Environmental Public Health Supervisor with the Montana Department of Public Health & Human Services. She said you are welcome to click here to email herwith any questions you have.Questions for Rigger? He would love to hear from you, just click here to email him! Support the showRemember to tune in to The Montana Outdoor Radio Show, live every Saturday from 6:00AM to 8:00AM MT. The show airs on 30 radio stations across the State of Montana. You can get a list of our affiliated radio stations on our website. You can also listen to recordings of past shows, get fishing and and hunting information and much more at that website or on our Facebook page. You can also watch our radio show there as well.

If you have any questions please contact Asset Growth Associates Tax & Retirement Advisors located at 1391 Calder Avenue in Beaumont. You can also call also call (409) 840-6900

Ariella Noveck, co-founder of “Bottom Line Media” non-profit, joins the program to discuss hosting Sid in Israel this week for the annual JNS International Policy Summit in Jerusalem. Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to know your English level? Take our free English fluency quiz. Find out if your level is B1, B2, or C1.  Do you love Business English?  Try our other podcasts: All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads. IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Jessica Beck and Aubrey Carter Visit our website here or https://lnk.to/website-sn Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

What separates top-performing enterprise sales organizations from everyone else? According to Carl Erikson, CEO of Beacon Worldwide Sales Consultants, it starts with understanding how buyers think.In this episode of Business, Brains & The Bottom Line, Carl shares the strategies, insights, and real world lessons that have helped Beacon Worldwide work with 60% of the world's top 10 enterprise selling organizations and generate billions of dollars in client wins.We explore the critical moments in complex sales cycles where deals are won or lost, the psychology driving executive decision-making, and how sales teams can anticipate buyer concerns before they surface. Carl also discusses the evolving role of AI in enterprise sales, the importance of aligning teams around a common strategy, and why practical execution matters far more than theoretical sales methodologies.Whether you're leading a sales organization, managing strategic accounts, or looking to improve your team's ability to close high-value opportunities, this conversation delivers actionable insights from someone who has spent decades helping organizations win the deals that matter most.Topics discussed include:Why understanding buyer psychology is a competitive advantageThe common mistakes sales teams make in complex enterprise dealsHow top-performing organizations approach strategic opportunitiesUsing AI to enhance, not replace, effective sellingAligning sales teams around winning strategies and executionLessons learned from working with global enterprise organizationsBuilding customer conversations that move opportunities forward faster

Retail is one of the most misunderstood business models in the design industry.In this episode, Cheryl sits down with designer Ryan Williams of Artisan Design Studio to talk about the realities of adding retail to a design firm. From inventory investments and vendor relationships to client trust and showroom strategy, they discuss what retail actually costs, what it can do for your business, and why a storefront should support your design firm not distract from it.They also share lessons learned, mistakes made, and what designers should consider before signing a lease. If you've ever thought about opening a shop, showroom, or design center, this episode will help you evaluate the decision through a practical business lens.About Ryan WilliamsRyan Williams, principal designer and owner of Artisan Design Studio, has been practicing interior design for more than 20 years and has owned her business for over 15 of those years. Her approach to design goes far beyond creating beautiful spaces — Ryan is deeply committed to understanding her clients and their families to design homes that support their mental, physical, and emotional well-being. She prides herself on being both the expert in the room and a friend at the table.Have a question--click here to ask us.Loved this episode? Click here to leave a 5⭐ reviewRESOURCE LINKS:Damn Good Workshops - WebsiteView our upcoming workshops!These workshops are 2–3 hour deep dives (some more than one day) built for creative entrepreneurs who want to lead with confidence, price with authority, and grow with intention. We created this workshop series with tracks that cover the challenges we know designers face: pricing, sales, client relationships, project management, marketing, and leadership.Each workshop is designed to stand alone — so you can choose the topics that matter most right now — while still connecting to the bigger picture of building a profitable, sustainable design business.Damn Good Designer - Damn Good Designer - WebsiteThe best multi-faceted business coaching for Interior designers—seriously. This is not some wham-bam glamathon; It is the real deal you have been looking for and what is missing from the business coaching marketplace today.The Paradigm Quick Start - 3 Month Custom Coaching ProgramThe Paradigm Shift - 6 Month Custom Coaching ProgramThe Paradigm Intensive - 12 Month One on One Immersive Custom Business CoachingJoin our FREE Facebook GroupsSmall Business - Think Big - FacebookWhat They Didn't Teach You in Design School - Facebook GroupSubscribe to our newsletterABOUT US:Cheryl Clendenon is the host of The Damn Good Designer Podcast and an award-winning interior designer, writer, and business coach with 26 years of full-time industry experience. With a prior career in media and radio sales, she brings a rare blend of creative thinking and business acumen to the design world. Cheryl was named KBB Person of the Year in 2021, is a nationally published industry voice with a monthly column in Home Accents Today, and regularly speaks on pricing, scope, process, and profitability. Known for her fast pace, contrarian instincts, and practical insight, Cheryl helps established design firms build stronger businesses and define success on their own terms.***Any use of this page and its content to develop or train artificial intelligence or to do computer analysis is prohibited.***

In this episode of It's The Bottom Line that Matters, Jennifer R Glass and Patricia Reszetylo continue their series on hyper-local marketing, focusing on two old-school visibility tools that can still work when used with sharper strategy: outdoor billboards and local PR.The conversation looks at how local businesses can use billboards to create awareness, direct traffic, and support other marketing channels like Google Business Profile. Jennifer and Patricia discuss why a billboard creative has to be simple, memorable, and easy to act on, especially when people are driving past at speed. A strong image, clear positioning, memorable URL, easy phone number, or simple directional cue can make the difference between wasted exposure and actual response.They also shift into localized public relations, including the difference between regional media, community media, niche publications, local newspapers, neighborhood newsletters, and event-based publicity. For small businesses, especially restaurants, retail locations, professional services, and local service providers, PR does not have to mean chasing national attention. Often, the better opportunity is showing up consistently in the smaller publications and community channels that local buyers actually read.This episode is a practical reminder that national platforms and traditional media tools can still create local results when businesses think clearly about geography, timing, audience, message, and follow-through.About your hosts:Jennifer R Glass is the lead host of It's The Bottom Line that Matters. She brings a practical business perspective to marketing, visibility, and growth conversations, with a focus on helping business owners think through what actually drives action.Patricia Reszetylo is a recurring host of It's The Bottom Line that Matters. She brings a marketing-minded, business-building perspective to the show, often connecting strategy to real-world examples, local business growth, and practical implementation.Topics covered include: hyper local marketing, local business marketing, outdoor billboards, billboard advertising, public relations, local PR, small business advertising, community media, local media, regional marketing, niche publications, memorable URLs, QR codes, text keywords, Google Business Profile, local search, restaurant marketing, grand opening marketing, local newspapers, Patch, Daily Voice, Natural Awakenings, community newsletters, neighborhood marketing, small business growth, brand awareness, local visibility, media outreach, PR strategy, local advertising

Budget, Bricks & the Bottom Line: What Sydney's Property Market Really Looks Like Right NowBernadette sits down with Bernadette Summers, an 18-year real estate veteran and founder of Eastern Beaches Property, for an unfiltered cup of tea and a frank look at what the Federal Budget actually means for property investors and renovators in the current market.With three rate rises, a war, Easter, and now a budget all landing in quick succession, it is fair to say Sydney's property market has had a rough few months. But as Bernadette Summers points out, she has seen this before, through the Banking Royal Commission and through COVID, when predictions of 40% price drops were followed by a 30% boom. Her message: stay calm, know your numbers, and pivot your strategy rather than your principles.The good news for most listeners is that the principal place of residence came through the budget untouched, and as Bernadette Summers reminds us, the lesser-known six-year rule means you can rent out your family home and retain your CGT exemption, a powerful and underused wealth tool. For renovators weighing up their next move, the two of them dig into flipping inside a company structure, why discretionary trusts are under the microscope, and a micro-development strategy that can effectively deliver land at no cost.This is not a "doom and gloom, wait it out" episode. It is a clear-headed, practical conversation for anyone who wants to understand the landscape before they act and to act wisely when they do.If you have been sitting on a decision because the market feels uncertain, or wondering whether to flip, hold, rent, or redevelop, this episode cuts through the noise and gives you a framework for thinking it through.Tune in for a real conversation between two women who have been around the property block and who know that the right strategy, in any market, always starts with knowing your numbers."It's very important that you don't panic. Nothing's been set in legislation yet, so we don't actually know what the final outcome will be."EPISODE HIGHLIGHTS:00:00 Welcome & Introducing Bernadette Summers01:00 About Eastern Beaches Property: 18 Years in Sydney Real Estate02:00 The Budget Reaction: Why Everyone Needs to Take a Breath03:00 Market Lessons from COVID, Rate Rises & the Banking Royal Commission05:00 The Big Win: Principal Place of Residence Left Untouched05:45 The Six-Year Rule: How to Rent Your Home Without Losing Your CGT Exemption07:00 Using a Money Tree or Short-Term Rental to Offset the Changes08:30 Flipping in the Current Climate: What's Actually Changed09:15 Company Structures, Tax Rates & Why You Must Know Your Numbers11:00 How Cheeky Should You Be? Negotiating the Purchase Price15:00 The Housing Shortage: Are We Actually That Far Behind?18:30 Negative Gearing and the CGT Concession: What We Know So Far20:30 Micro-Development: The Strategy That Gets You Land for Free23:00 Sydney Market Right Now: Soft, But Resilient24:30 Before You Sell: Why an Appraisal Is Your First Move26:00 Presentation That Pays: Declutter, Street Appeal & Don't Shoot the Messenger29:00 How to Reach Bernadette Summers & Where to Find Her Free Booklet

Dagen McDowell, anchor, analyst on the Fox Business Network, and Co-Host of the The Bottom Line with Dagen McDowell and Brian Brenberg, joined us on the Guy Benson Show today to discuss the economic growth following the United States' deal with Iran to end the ongoing war in the region. McDowell reacts to shockwaves that could continue for the following weeks and months, as well as practical economic effects that everyday Americans will feel. McDowell also discussed criticism surrounding Elon Musk becoming the world's first trillionaire following Space X going public, and you can listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us Fan MailSchedule an Rx AssessmentWelcome to the inaugural Bottom Line Catch Up and Hawaiian Shirt Friday at Sykes & Company, and the team is back together including Bonnie, who survived a grizzly bear encounter in Yellowstone for a wide-ranging post-tax season catch-up.In this episode, we break down the hottest topics right now in pharmacy including:Transition conversationsMulti-store expansion opportunitiesWhy peptides may be the biggest thing to ever hit compounding pharmacyAnd more!Stay connected with us: FacebookTwitterLinkedInScotty Sykes – CPA, CFP LinkedInScotty Sykes – CPA, CFP TwitterBonnie Bond – CPA LinkedInBonnie Bond – CPA TwitterMore resources on this topic:Podcast – Driving Independent Pharmacy Profitability in 2026 with Nicolette Mathey, PharmD, CEO of Atrium24Podcast – 2026 Quarter 2 Pharmacy UpdatePodcast – Building a Super Culture in Your Pharmacy

This episode explores the critical connection between organizational culture and business performance, challenging the misconception that culture is merely superficial "ping pong tables and branded water bottles." Hosts Simone Sloan and Rich Batchelor, along with guest Mark Roberts, CEO of MyHR Department, examine how culture, defined as shared beliefs, behaviours, and norms, directly impacts employee engagement, productivity, and profitability.  The discussion reveals that culture is fundamentally about how teams feel on Monday mornings, how conflicts are resolved, and whether leadership behaviours align with stated organizational values. The speakers emphasize that culture is not a top-down mandate to be implemented overnight but rather a systemic, evolutionary process requiring intentional investment, consistent leadership modeling, and regular assessment through tools like stay interviews.  They highlight that companies with high-engagement cultures see measurable results: 21% higher productivity and 17% higher profitability (per Gallup research), yet many leaders still underinvest in employee development and cultural initiatives, treating human capital differently than physical infrastructure. Key Takeaways:Culture is measurable and directly tied to business outcomes: high engagement correlates with 21% higher productivity and 17% higher profitability, making it a strategic business imperative, not a "nice-to-have." Leadership behaviour, not position or results alone, should be the primary assessment criterion; leaders must model the values and behaviours they expect, as employees will replicate what they see rewarded. Implement stay interviews regularly across departments to identify cultural strengths and weaknesses before employees leave; use this data to inform intentional cultural interventions. Culture requires systemic, top-down investment in both time and money; treating employee development with the same rigor as infrastructure maintenance directly impacts retention, recruitment costs, and customer experience.Individual employees should evaluate whether a toxic culture is worth the cost to their health and well-being; sometimes the exit route is the healthier choice rather than enduring unsustainable conditions.  

US and the World It is that time of year again when we’re in the homestretch hurtling toward most critical crop development time of the year. Often times, seasonality tells us that some of the best prices for new crop are had in mid-June and early July. This is the time when the crop can go through difficult times during the growing season. However, so far things look pretty good. US corn planting was 97% complete as of June 8th with soybeans coming in at 92%. 66% of the US corn crop looked good to excellent as of June 8th about four points less than last year's 71%. USDA estimated that 65% of soybeans that had emerged were in good to excellent condition. It is a long road; the USDA released their latest report on June the 11th. The USDA made few changes in their June WASDE report. It is sticking with their estimate of 15.995 billion bushels of corn based on an average yield of 183 bushels per acre which will put us at the second largest corn crop ever after last year. Acreage remains the same at 95.3 million acres. Total domestic use for US corn is forecast at 13.055 billion bushels with corn exports projected now would be 3.15 billion bushels. New crop ending corn ending stocks are set to come in at 1.96 billion bushels. Old crop corn ending stocks also were bumped up sitting at 2.145 billion bushels. Brazilian and Argentinian corn production was also raised to 138 MMT and 43 MMT respectively. On the soybean side of the equation the USDA made no changes from last month’s report. We are still looking at 4.435 billion bushels of soybeans at a trend line estimate of 53 bushels per acre and 84.7 million acres. If this comes to fruition, it’ll be the second largest soybean crop in U.S. history. One telling statistics from the USDA report was the US winter wheat production which was cut from 1.048 billion bushels to 1.029 billion bushels. This will mean that is the smallest US winter wheat crop since 1965. On June 12th corn, soybeans and wheat were lower than the last Market Trends report. July 2026 corn futures was at $4.12 a bushel. Dec 2026 corn was at $4.40 bu. The July 2026 soybean futures was at $11.13 bu. The November 2026 soybean futures were at $11.13. The July 2026 wheat futures closed at $5.84 a bushel. The Minneapolis July 2026 wheat futures closed at $6.18 a bushel with the September 2026 contract closing at $6.42 a bushel. The nearby oil futures as of June 12th, 2026, closed at $84.88/barrel much lower vs the nearby futures recorded in the last Market Trends report of $105.42/barrel. The average price for US ethanol in the US was $2.18/gallon, lower vs the $2.22/gallon recorded in the last Market Trends Report. The Canadian dollar noon rate on June 12th, 2026, was .7155 US, down vs the .7272 US reported here in the last Market Trends report. The Bank of Canada’s lending rate remained at 2.25%. Ontario A long stretch of good weather his certainly been good for planting progress across Ontario. For the most part both corn and soybeans have been planted as of June the 13th. Rainfall has been in short supply which is added planting progress. There is some uneven emergence in heavier soils but the big issue going into later June is moisture. The crop will need that to give it a head start on what could be a very hot Month of July. Winter wheat continues to march toward harvest time. It has benefited from some ideal temperatures earlier in June and later in May. Lots of fungicide application is apparent as you drive by Ontario wheat fields. As it stands now we’re looking at 1.17 million acres of wheat, 2.89 million acres of soybeans and 2.32 million acres of corn in Ontario this spring. Basis levels have actually been maintained versus the last Market Trends report partly because the Canadian dollar is lower at .7155 US. This has mitigated the price decline regarding basis as futures have declined significantly. With the Canadian dollar showing weakness old crop corn basis is actually increased slightly while the soybean basis has maintained where it was. Old crop corn basis levels are $1.50 to $2.22 over the July 2026 corn futures on June 12th across the province. New crop corn basis levels were $1.20 to $1.60 over Dec 2026 futures. The old crop basis levels for soybeans range from $3.40 to $4.15 over the July 2026 futures. New crop soybeans range from $3.30 to $3.60 over the November 2026 futures. Ontario SRW wheat prices are approximately $7.04. For July 2026 new crop the bid is in the $7.00/bu range. On June 12th the US replacement price for corn was $6.26/bushel. You can access all these Ontario grain prices in the marketing section at https://gfo.ca/daily-commodity-report/ The Bottom Line There has been a huge move down in grain futures prices, so aggressive you got to wonder the reason why? Although the vagaries of trading algorithms can be complex at times in retrospect this is pretty obvious. The funds had held huge, long positions most of the spring in grains and they bailed out over the last several weeks. Part of the reason for this is because of the improved crop weather and the progress of the crop. It also had to do with following the energy markets. The war in Iran has had a lot to do with this. Initially there was a price spike in oil, which reached $105 a barrel in mid-May. Grains tended to follow this pattern and funds were using it as somewhat of a hedge. However, as ceasefires grew longer, the trading algorithms sent energy prices down currently at $84 a barrel. As of June 14th, there is a permanent settlement supposedly in the works, which could soften up the energy markets even more. Grain prices have fallen in concert. Keep in mind that much of this market volatility has to do with geopolitics but also something different in 2026. Trading algorithms are dialed into what the President of the United States says on social media and this becomes trading behavior the next day. It is also being affected by predictive markets like Kalshi and Polymarket, where you can bet on just about anything. In many ways, is just another form of demand, something that is very difficult to measure. That new reality is still grounded in grain fundamentals even though at times it’s very hard to see. For instance, we have been given pretty good opportunities to price grain over the last several months before the funds left. This new predictive supercharged speculation giveth and taketh away. It surely will continue. Commodity Specific Comments Corn Old crop corn is just a long story now having lost easily $0.60 over the last 30 days. Keep in mind despite what the algorithms our trading at the crop is not made in May and June, it’s usually July and August. That's when new crop is made but we can’t ignore what has happened to new crop prices. Your December futures were trading just at $5 a bushel just over a month ago and of course it’s down now to lows we seen last October. Will we get back to that $5 level? It seems unlikely now but of course if hot and dry hits in July there is precedent for that. The July 2026 corn contract is currently priced at 8 cents lower than the September 2026 contract a bearish indication of old crop corn demand. Seasonally, we know that corn prices tend to peak in early June and bottom out in early October. The July 2026 corn futures contract is at the 6th percentile of the past five-year price distribution range. Soybeans Believe it or not soybeans don’t like wet feet and in some parts of the American growing area that’s exactly what they have. It is a completely different scenario than what we have here in Ontario. However, as we all know it’s usually August weather that determines soybean yield and high temperatures and sunshine can eliminate those wet feet very quickly. Needless to say, it is a reminder that weather will continue to dominate the health of this crop. The energy markets have also had an effect on the soybean market but less so than in corn partly because of the strength in soybean oil. The soybean oil market has also retreated in concert with oil but not as much as might be expected given the dynamism of that market. The US policy toward biodiesel is really helping. The July 2026 soybean contract is currently priced 5.25 cents below the August contract considered bearish for old crop soybean demand. Seasonally, soybean prices tend to peak in early July and bottom out in early October. The July 2026 soybean contract is currently at the 20th percentile of the past five-year price distribution range. Wheat The wheat market has broken hard over the last 30 days and in many ways, it doesn’t quite add up. We’re looking at the smallest American winter wheat crop since 1965 with crop conditions in Nebraska and Kansas very poor. As per usual there is wheat everywhere in the world except maybe in the United States with potential getting less and less. Despite that, the funds have exited large parts of the agricultural commodity market and the wheat was not immune from that. In Ontario producers have seen approximately a dollar decrease in the price of new crop wheat over the last month, a bitter pill but still much higher than a year ago. Despite the bearishness in wheat the Ontario crop does look good going into July and producers will be hoping for good quality. That would put Ontario producers at a great advantage especially with the Americans having the smallest crop in 60 years. The Bottom Line (cont.) The Canadian dollar has been weaker based on a number of reasons but there has been a call from the American President regarding the 51st state once again. Anytime that that happens it usually drives down the Canadian dollar and this time was no exception. Also too, we have slipped into a technical recession having a couple quarters of negative economic growth. Some of this has come from the tariff effect from the United States on manufacturing in Ontario. As it is, the Canadian dollar is usually in an inverse relationship with the US dollar. However, the Canadian economy needs a boost or at least a boost of good economic news to take the loonie higher. Basis values for Ontario grains will be largely dependent on the crop that we get this year. At the present time, all things look good except for maybe some dryness in southwestern Ontario. We need to remember last year eastern Ontario had continual drought and that it resulted in much better cash basis values this past winter and spring. Any such production calamity in Ontario would produce the same type of thing next year. Of course, the value of the Canadian dollar will always impact basis levels especially for soybeans and wheat. What is it going to take to rally these grain markets? Well, bad weather on the other guys farm is usually what does it with regard to reducing overall yield. However, the weather is always a wild card, and it will continue to be. Keep in mind another wild card in this might be China who has been very limited in any American buying but has made some vague buying commitments. If the Chinese were to come along and buy 25 million bushels of soybeans in a year like this one which has projected carry out of 310 million bushels, that would shake up this market. Keep in mind, markets go both ways and at the present time we’re at the bottom of a pretty tough four-week time frame. Grain surpluses are building. For instance, USDA recently increased their outlook for Brazilian corn production to be a new record at 138 MMT. Argentina is looking at record corn as well and we know the Americans are looking at their second biggest crop ever. One thing that means is Ontario producers will be challenged to find their profitable niche in this vastly bigger grain world. However, that’s partly what risk management is for, finding profitability amid challenging circumstances. What it will take will be daily market intelligence. There will be many marketing opportunities ahead. The post Market Trends Report – June & July 2026 appeared first on Grain Farmers of Ontario.

Text us your questions or topics for the show! We got you!MorrowMarriage.com | Disrupting Divorce With The “New” MarriageCass and Kathryn came back from the depths of hell to save their marriage and keep their family together.  Battling narcissism, abuse, reactive abuse, emotional, physical and sexual assault. Listen as they share their lessons, actionable steps and real life examples from even the worst of their story. Unscripted, real, raw and against the grain from society's example of marriage - currently leading to the demise of nearly 78% of all marriages today.Inspiring couples around the world...If they can save their marriage from toxicity, abuse and a sexless marriage - not only survive it all... but THRIVE... what's your excuse?Join Cass & Kathryn as they flip divorce statistics and fulfill their purpose in life.Have your own questions or topics you would like us to cover? Let us know here: https://forms.gle/7R8GBAdmQRkuZ3NFA

What Teens Are Really Asking In this episode, Kristina Campos and Jenny Colman dive deep into the digital world adolescents navigate today, revealing the unspoken questions and curiosities teens have about relationships, boundary-crossing behaviors, and online content. Rather than looking for "how-to" guides, data from the What's Okay helpline shows that teens are overwhelmingly asking "Is this normal?" regarding things they witness or experience in the digital space [03:01]. They discuss how to spot red flags wh Rate, Review, & Subscribe! "I love Kristina and all the FREE tips that she has to offer!  Thank you for making my parenting journey better!" 

Every bank needs to pay attention to the balance sheet but what makes many happy returns possible? Energized employees in a thriving culture provide without a doubt the x-factor that allows a financial institution to succeed and outperform its less culture-centric peers. Anthony J. Labozzetta, President and CEO of Provident Financial Services and Provident Bank, discusses how his regional puts culture first, which makes it easy then truly put customers first and expand the bank's ever-growing footprint.

"Within five years of calling us charlatans, that hospital system was sued for multiple millions of dollars by their participants... You can go from charlatan to change agent fast."Is history about to repeat itself in the health benefits world?My guest this week is Jay Gepfert, Managing Partner of Culpepper RFP. Jay spent his corporate career on the retirement and 401(k) side of the industry, where he witnessed a massive fiduciary paradigm shift 15 years ago. Driven by regulatory changes and a wave of aggressive class-action lawsuits, traditional retirement "brokers" were forced to stop taking undisclosed kickbacks, disclose 100% of their compensation, and legally sign on as fiduciaries for their clients.Now, Jay warns that a “tsunami” is hitting the health insurance space. With major lawsuits filed at the end of 2025 targeting plan sponsors and major brokers over voluntary benefits and PBM conflicts, employers can no longer hide behind the "we've always done it this way" excuse.In this episode, we break down exactly what it means for a benefits consultant to legally act as a fiduciary, how hidden compensation and broker overrides create toxic conflicts of interest, and how Jay's firm helps employers run rigorous, process-driven RFPs to audit their vendors and protect themselves from massive legal liabilities.If you are a CFO, HR leader, or benefits consultant trying to navigate the new era of ERISA compliance and Consolidated Appropriations Act (CAA) enforcement, this episode is a stark wake-up call.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/fully-insured-vs-self-funding-with-paretohealth-spencer-podcast/?utm_source=youtube&utm_medium=referral&utm_campaign=SelfFundedwSpencer to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Episode Chapters(00:00:00) Intro(00:01:40) Meet Jay Gepfert and Culpepper RFP (00:03:30) Origin Story: Transitioning from 401(k)s to Health Benefits RFPs (00:06:54) The 401(k) Paradigm Shift: How Retirement Got Cleaned Up (00:08:50) The 2025 Wave of Health Benefits Fiduciary Litigation (00:13:49) Voluntary Benefits and the Commission Tsunami (00:17:19) What it Actually Means to be a Fiduciary for a Plan Sponsor (00:19:05) Mandating Your Broker Becomes a Fiduciary Consultant (00:21:05) Flat Fees, Eliminating Hidden Comp, and Disentangling Commissions (00:27:24) Exposing Toxic PBM Conflicts of Interest (00:30:19) The Customer Experience: Running a Modern Fiduciary RFP (00:35:08) Why Process and Documentation Matter More Than Perfection (00:38:13) The Consolidated Appropriations Act (CAA) & Gag Clauses (00:41:18) The Catalyst: When Will the Market Finally Shift? (00:44:14) The Multi-Million Dollar Lawsuit: From Charlatan to Change Agent (00:48:56) The 5 Questions That Eliminate Status Quo Brokers (00:56:18) The Ideal Plan Sponsor: Proactive vs. Reactive (00:58:54) Shifting the CFO Mindset & Unlocking the Bottom Line (01:04:01) Big Picture: The Breaking Point of Employer-Sponsored Care (01:06:40) Closing ThoughtsKey Links for Social:@SelfFunded on YouTube - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/

In this episode of It's The Bottom Line that Matters, we dive deep into the power of hyper-local marketing for 2026. Discover how local businesses can harness the reach of streaming service ads and the authenticity of micro influencers to drive real community engagement and business growth. We clarify the difference between connected TV and true streaming ads, break down the targeting advantages of geo-fenced advertising (even on a budget), and provide actionable ideas for leveraging partnerships and influencer shoutouts—no matter the size of your town. Whether you run a restaurant, a service business, or anything in between, you'll learn modern tactics to get your message in front of the right local audience. Tune in for practical insights and strategies you can implement today!Keywords: Google profiles, Google reviews, business interest generation, national marketing, hyper localized marketing, streaming services, micro influencers, connected TV, Netflix advertising, Hulu ads, Disney Plus marketing, Amazon Prime ads, ad-supported streaming, local business advertising, cost per ad spot, geo-targeting, geo-fencing, zip code targeting, local brand promotion, TV advertising costs, Facebook ads comparison, restaurant marketing, partnership marketing, JV partner group, local influencer marketing, short term rental marketing, Airbnb alternatives, influencer collaboration, mommy bloggers, town government promotion, video selfies marketingAbout your hosts:Jennifer R Glass is an insightful co-host of "It's the Bottom Line that Matters" podcast, dedicated to sharing actionable business strategies with listeners. Her expertise shines in translating complex marketing concepts into practical, locally focused tactics, as seen in her explanations of streaming ads and micro-influencers. She brings clarity to marketing jargon and actively engages both co-host and audience, always aiming to connect ideas to real-world business challenges and solutions.Patricia Reszetylo, co-host alongside Jennifer Glass, combines practical business experience with a marketer's perspective. She draws on her own ventures, such as work with restaurants and local businesses, to ground discussions in hands-on reality. Whether exploring advertising options or the power of micro-influencers, Patricia Reszetylo brings a relatable, inquisitive style to the conversation, often representing the audience's questions and thought processes.

"Within five years of calling us charlatans, that hospital system was sued for multiple millions of dollars by their participants... You can go from charlatan to change agent fast."Is history about to repeat itself in the health benefits world?My guest this week is Jay Gepfert, Managing Partner of Culpepper RFP. Jay spent his corporate career on the retirement and 401(k) side of the industry, where he witnessed a massive fiduciary paradigm shift 15 years ago. Driven by regulatory changes and a wave of aggressive class-action lawsuits, traditional retirement "brokers" were forced to stop taking undisclosed kickbacks, disclose 100% of their compensation, and legally sign on as fiduciaries for their clients.Now, Jay warns that a “tsunami” is hitting the health insurance space. With major lawsuits filed at the end of 2025 targeting plan sponsors and major brokers over voluntary benefits and PBM conflicts, employers can no longer hide behind the "we've always done it this way" excuse.In this episode, we break down exactly what it means for a benefits consultant to legally act as a fiduciary, how hidden compensation and broker overrides create toxic conflicts of interest, and how Jay's firm helps employers run rigorous, process-driven RFPs to audit their vendors and protect themselves from massive legal liabilities.If you are a CFO, HR leader, or benefits consultant trying to navigate the new era of ERISA compliance and Consolidated Appropriations Act (CAA) enforcement, this episode is a stark wake-up call.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/fully-insured-vs-self-funding-with-paretohealth-spencer-podcast/?utm_source=youtube&utm_medium=referral&utm_campaign=SelfFundedwSpencer to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Episode Chapters(00:00:00) Intro(00:01:40) Meet Jay Gepfert and Culpepper RFP (00:03:30) Origin Story: Transitioning from 401(k)s to Health Benefits RFPs (00:06:54) The 401(k) Paradigm Shift: How Retirement Got Cleaned Up (00:08:50) The 2025 Wave of Health Benefits Fiduciary Litigation (00:13:49) Voluntary Benefits and the Commission Tsunami (00:17:19) What it Actually Means to be a Fiduciary for a Plan Sponsor (00:19:05) Mandating Your Broker Becomes a Fiduciary Consultant (00:21:05) Flat Fees, Eliminating Hidden Comp, and Disentangling Commissions (00:27:24) Exposing Toxic PBM Conflicts of Interest (00:30:19) The Customer Experience: Running a Modern Fiduciary RFP (00:35:08) Why Process and Documentation Matter More Than Perfection (00:38:13) The Consolidated Appropriations Act (CAA) & Gag Clauses (00:41:18) The Catalyst: When Will the Market Finally Shift? (00:44:14) The Multi-Million Dollar Lawsuit: From Charlatan to Change Agent (00:48:56) The 5 Questions That Eliminate Status Quo Brokers (00:56:18) The Ideal Plan Sponsor: Proactive vs. Reactive (00:58:54) Shifting the CFO Mindset & Unlocking the Bottom Line (01:04:01) Big Picture: The Breaking Point of Employer-Sponsored Care (01:06:40) Closing ThoughtsKey Links for Social:@SelfFunded on YouTube - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/

Karena Bell, CEO and founder of ProfitLinz, joins host Simone Sloan to discuss her journey from corporate technology roles at Fortune 500 companies to building a specialized financial consulting firm. She shares how her experience managing large-scale projects at Chrysler, Volkswagen, and Perot Systems revealed significant untapped profit opportunities that traditional consulting models missed. She discusses her forensic financial analysis approach that helps mid-market and enterprise organizations increase net profits up to 30% within 90 days by identifying hidden inefficiencies, process improvements, and revenue streams. The conversation explores the critical role of mentorship, vulnerability in leadership, transparent communication with teams during organizational change, and the importance of peer relationships for navigating business challenges. Karena emphasizes that profit optimization extends far beyond cost-cutting. It involves several different operational levers and requires that employees understand their role in profitability for sustainable success. Key TakeawaysProfit optimization is a cultural mindset, not just a financial metric. Every employee should understand their role in profitability and leadership must plant intentional seeds through systems and processes.Mentorship and peer relationships are non-negotiable for leaders; vulnerability and shared problem-solving with trusted peers reduces isolation and accelerates decision-making during complex challenges.Transparent communication and psychological safety enable teams to contribute ideas and take ownership during organizational change, breaking down barriers between leadership and staff.Profit strategy extends beyond cost reduction to include process optimization, revenue stream identification, and operational efficiency across 100+ potential levers. Focus on the "L" side of the P&L to uncover losses.Working with urgency through structured sprints (90 days) with shared risk creates accountability and measurable results faster than traditional consulting models that extend timelines indefinitely.

Award-winning reporter Dejan Kovacevic, a lifelong veteran of the Pittsburgh sports scene, delivers three 'Daily Shot' podcasts every weekday morning, one each covering the Steelers, Penguins and Pirates! Plus three additional 'Double Shot' videos that stream live on YouTube every weekday afternoon starting at 3 p.m. Eastern! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Award-winning reporter Dejan Kovacevic, a lifelong veteran of the Pittsburgh sports scene, delivers three 'Daily Shot' podcasts every weekday morning, one each covering the Steelers, Penguins and Pirates! Plus three additional 'Double Shot' videos that stream live on YouTube every weekday afternoon starting at 3 p.m. Eastern! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to Exponential View, the show where I explore how exponential technologies such as AI are reshaping our future. I've been studying AI and exponential technologies at the frontier for over ten years. Each week, I share some of my analysis or speak with an expert guest to make light of a particular topic. To keep up with the Exponential transition, subscribe to this channel or to my newsletter:  https://www.exponentialview.co/ — More than three years after ChatGPT's release, only 27% of executives say AI has met their ROI expectations. The history of factory electrification explains why — most companies are at the light-bulb stage, adding Copilot licenses rather than reconceptualizing their businesses around AI. In this episode I map the three stages of AI adoption, and show what it actually takes to move from chatbots to the autonomous company — the only stage where the moat becomes real. I covered: (01:40) Ford's electricity playbook: why AI adoption needs a complete rethink (03:51) The congestion problem: why AI gains stall (05:45) Chatbot to autonomous company: your three-stage roadmap (06:40) Why individual productivity gains won't build a moat — and what will (10:17) Which companies are getting AI transformation right (14:12) My 2029 AI adoption forecast — and how to stay ahead Read my essay "Why AI isn't showing up on your bottom line" on Substack: https://www.exponentialview.co/p/why-ai-isnt-showing-up-on-your-bottom-line — Where to find me: Exponential View newsletter: https://www.exponentialview.co/ Website: https://www.azeemazhar.com/ LinkedIn: https://www.linkedin.com/in/azeem/ Twitter/X: https://x.com/azeem Production by EPIIPLUS1. Production and research: Baba Films, Chantal Smith, Marija Gavrilov. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Divorce: What parents do wrong! Is your divorce hurting your kids more than it needs to? Divorce is undeniably one of the hardest transitions a family can face, but the real damage often doesn't come from the split itself—it comes from the mistakes parents make during the process. In this episode of The Impactful Parent, host Kristina Campos sits down with Nicole Sodoma, a veteran divorce attorney and author of "Please Don't Say You're Sorry," to uncover the "blind spots" that even the most well-meaning parents have. If you've ever felt the heavy weight of "failed family guilt" or struggled to navigate a high-conflict relationship with your ex, this conversation is for you. We dive deep into the practical tools and mindset shifts required to protect your children's emotional well-being and ensure they thrive in their new normal. In this episode, you'll learn: The Messenger Mistake: Why using your kids as conduits for information (even simple things like pickup times) is toxic for their sense of safety. The "Disney Parent" Trap: The long-term dangers of abandoning household rules out of guilt and how dads can move from "babysitter" to empowered, equal parents. Public Persona Pitfalls: Why your "harmless" social media posts might be used as evidence against you or—worse—be misinterpreted by your children. Sharing the Front Lines: Strategic advice for handling graduations, school plays, and sporting events when you have to see your ex. The Future-Proof Parenting Plan: Two critical clauses you need to include in your legal documents today that you will thank yourself for five years from now. Nicole also shares her "impactful parent" boundary: the power of the pause. Learn why you are never required to respond to a high-conflict text or email in real-time and how taking back control of your response time can change your life. About Our Guest: Nicole Sodoma is the founder of Sodoma Law and a sought-after source on all things divorce. Her book, Please Don't Say You're Sorry, helps readers navigate the challenges of divorce with insight, humor, and relatability.   Rate, Review, & Subscribe! "I love Kristina and all the FREE tips that she has to offer!  Thank you for making my parenting journey better!" 

The Bottom Line Story- May 31, 2026 by St Matthew Rocklin

Topical estrogen is everywhere right now — but if you have melasma, rosacea, or acne, should you be worried? In this episode, Dr. Mary Alice Mina cuts through the fear-based noise and breaks down what the science actually says about topical estrogen and skin conditions like melasma and rosacea. She shares her own personal experience with melasma, explains why estrogen alone isn't enough to trigger it, and walks through what the current research — including a systematic review in Dermatologic Surgery — actually shows. She also covers who might want to proceed with caution, how to do a proper test spot, why sun protection is the real game-changer, and why rosacea patients have even less to worry about than they think. If you've been letting fear stop you from having this conversation with your doctor, this episode is your permission slip.   In this episode:  0:00 — Introduction & What This Episode Covers 0:45 — What Is Melasma and Why Is It So Hard to Treat 3:20 — Dr. Mina's Personal Melasma Story 5:10 — What the Research Actually Says About Estrogen and Melasma 7:30 — Topical vs. Systemic Estrogen: Which Poses a Greater Risk 9:15 — What to Do If You Have a History of Melasma 11:40 — How to Test Topical Estrogen Safely 13:00 — Rosacea and Topical Estrogen: What You Need to Know 14:30 — Why Estrogen Fear Has Gone Too Far 16:20 — Bottom Line and Final Takeaways Want a deeper look? Watch the full episode on YouTube for a more visual experience of today's discussion. This episode is best enjoyed on video—don't miss out!

In the Williams Broadcasting Studio join John, Patrick and guest Tony Cameron for this weeks podcast!

You open up your inbox and—surprise!— someone wants to turn your book into a movie! Or include it in a book club! Or feature it on a recommendation list! All you have to do is pay a small fee.Oftentimes in book world, if something feels too good to be true, it often is (especially if they want you to pay). This week on the pod, Joe, Elly, and Jane Friedman talk about the common scams authors and publishers are sent, what to look out for, and how to avoid them.Want more publishing insights from Jane? Check out The Bottom Line at www.janefriedman.com************Thank you for catching the People's Guide to Publishing vlogcast!  We post new episodes every Thursday about publishing, authors, and the book industry. You can also listen via your preferred podcast app, or by visiting linktree.com/microcosmGet the book: https://microcosmpublishing.com/catalog/books/3663Get the workbook: https://microcosmpublishing.com/catalog/zines/10031More from Microcosm: http://microcosmpublishing.comMore by Joe Biel: http://joebiel.netMore by Elly Blue: http://takingthelane.comSubscribe to our monthly email newsletter: http://eepurl.com/gIXT6vFind us on social media:Facebook: http://facebook.com/microcosmpublishingBlueSky: https://bsky.app/profile/microcosm.bsky.socialInstagram: http://instagram.com/microcosm_pub************

What's the difference between marketing and advertising and why does it matter for your pharmacy?  In this episode of the Bottom Line Pharmacy Podcast, Austin Murray sits down with Bruce Kneeland, longtime independent pharmacy advocate and host of the Pharmacy Crossroads podcast, for a candid conversation about what it really takes to grow an independent pharmacy in today's competitive landscape. Bruce shares his fascinating journey from a chance job posting at BYU that landed him in Fargo, North Dakota, to senior roles at Health Mart, AmerisourceBergen, and eventually becoming a consultant and road-tripper who has visited pharmacies coast to coast. In this episode, Bruce and Austin cover: - Marketing vs. advertising and why confusing the two is costing pharmacies patients - The word-of-mouth myth and why relying on it alone is "killing you slowly" - Messaging that connects how to talk about complex services like compounding in language patients actually understand - The B2B opportunity and why your real customer for compounding and specialty services might be the prescriber, not the patient And more!

Your fatigue, brain fog, and lingering symptoms after COVID may not be random. The spike protein can keep disrupting your body long after the initial infection clears. Evan H. Hirsch, MD, breaks down 13 distinct mechanisms through which the spike protein continues affecting energy production, immune function, circulation, the gut, and nervous system regulation in people dealing with Long COVID, ME/CFS, and chronic fatigue. This episode also explains why so many people address symptoms one at a time and still plateau, and what the layer underneath the 13 mechanisms actually is. In this episode, you'll learn: Why the spike protein does not always leave when the infection clears How microclots block oxygen delivery even when labs look completely normal The biological explanation for post-exertional malaise and why pushing harder makes it worse Why 57% of Long COVID clients develop exercise-induced dysautonomia How gut disruption and serotonin depletion drive fatigue, brain fog, and mood changes What the Toxic 5 are and why they keep the 13 mechanisms running long after the acute illness is gone Discover your fatigue score and the root causes keeping you stuck: https://myfatiguescore.com Free Fatigue Masterclass: https://fixyourfatigue.com See real results: https://energymdmethod.com/results Chapters: 00:00 - Introduction 01:49 - The 13 Spike Protein Mechanisms Explained 07:52 - Why Treating Symptoms One at a Time Leads to a Plateau 09:34 - The Toxic 5 and the Three-Layer Recovery Model 11:13 - How Heavy Metals and Chemicals Keep the Fire Going 12:01 - Why Mold Is One of the Most Missed Perpetuators 12:28 - Infections, Nervous System Dysfunction, and What the Tests Miss 13:39 - The Bottom Line and What to Do Next 15:52 - Free Masterclass and Next Steps Subscribe to the EnergyMD Podcast for weekly conversations with leading experts on resolving ME/CFS and Long COVID by addressing the real root causes. . For more information about Evan and his program, Click Here.  Prefer to watch on Youtube? Click Here.  Please note that any information in this episode is for educational purposes only and does not constitute medical advice.

In hospice and home health, certain compliance problems can have a big impact on the organization's bottom line—and ability to keep operating. Even seemingly minor issues can affect whether the organization will be fully paid for services it provided, subject to financial penalties, or even barred from participating in a payment program. To help home health agencies and hospices spot and prevent these problems, Husch Blackwell has created checklists of top compliance issues for hospice and home health, plus template spreadsheets for prioritizing and addressing each. In this episode, Husch Blackwell's Bryan Nowicki, Andrew Brenton, and Josi Wergin discuss these tools and how you can use them. Get the Hospice and Home Health Compliance Checklists Access Husch Blackwell's hospice and home health compliance checklists by emailing alyssa.bukolt@huschblackwell.com.

Message from The Summit Church, Raleigh-Durham, NC (Capital Hills Campus) - May 24, 2026.

This week on It's The Bottom Line that Matters, cohosts Jennifer Glass and Patricia Reszetylo dive into what it really means to outgrow the room you're in—whether that's your business, your role, or your circle.Together, they explore:Recognizing ambition guilt and burnout signals—those subtle (and not-so-subtle) feelings that tell you you're ready for more.Practical strategies for navigating the mental and emotional ceilings that cap your growth, like impostor syndrome and loyalty traps.Real-life stories of spotting and handling business bottlenecks, outgrowing coaches and teams, and how to pivot bravely without burning bridges.If you've ever felt trapped by your own success or stuck in a support system that no longer serves you, this episode reveals why moving on isn't selfish—it's wise. The hosts challenge the “suck it up” mentality and show how reevaluation, support systems, and new business models can offer real pathways to freedom and fulfillment. This conversation stands out because it blends honest personal narrative with actionable business tactics for anyone who wants to grow—without apology.“If you're tired of the grind and ready to win back your time, subscribe now — and join us each week for smarter strategies.”Speaker Bios:Jennifer Glass and Patricia Reszetylo are the dynamic cohosts of It's The Bottom Line that Matters. With collective decades of experience in entrepreneurship and business leadership, their storylines weave together firsthand struggles and breakthroughs—whether it's Jennifer's deep dives into systems, or Patricia's unapologetic talk about outgrowing stale situations. Each brings a commitment to empowering business owners to escape overwhelm, find balance, and scale their impact with confidence.Keywords: outgrowing the room, business growth, ambition, imposter syndrome, personal development, business scaling, entrepreneurship, mental health support, business coaching, reevaluation, sunk costs, business model, identity, support system, hiring staff, team roles, loyalty, frustration, bottleneck, business owner, staff management, burnout, business transition, business strategy, employee roles, outsourcing, finding direction, changing business model, independent contractors, business success

When we consider some of the great missionaries of the past, whether the Apostle Paul himself or people like Adoniram Judson and William Carey, we often wonder how they endured under such difficult circumstances. Not only that, but how could they possibly be joyful in the midst of these trials? In this week's message from Philippians 1, Pastor Bryan shows us that what these heroes of the faith had in common was a radical perspective: Everything in life is an opportunity to advance the gospel. Whether in the marketplace or overseas, we all have a call to live on mission for God.

Are you tired of feeling the constant pressure to accumulate more and live in fear of what you might lose? In week two of our "House Money" series, we challenge the pervasive scarcity mindset of the Western world and expose the cultural illusion that happiness is found in clicking "Buy Now." We dive into Jesus' radical invitation to an entirely different economy, where the "Bottom Line" is clear: God doesn't actually want your wealth—He wants your trust. Discover how generosity isn't a fundraising tactic, but a powerful spiritual discipline designed to rewire your heart, pulling you out of panic and into the peace of a life lived with an abundance mindset. Learn why your bank statement is a theological document and what it means to start playing with "House Money" today, along with a challenge to engage in a Spontaneous Act of Generosity that will unlock the joy of true abundance.

President Donald Trump was able to purge his most vocal critics within the Republican Party, as Americans voted for the congressional candidates who will run in November's midterm elections. One of the most prominent politicians to be unseated was Representative Thomas Massie, who pushed for the release of the Epstein files. The Democratic Party partially released a report about performance that noted “a persistent inability or unwillingness to listen to all voters”. Host Steve Clemons asks former Trump aide Hogan Gidley, and Matt Duss – former adviser to Senator Bernie Sanders – about the challenges facing both parties.

In this episode, Tessi Flood, Co-founder and Chief Nursing Officer at Assemble, discusses how clinically informed AI can reduce administrative burden, improve frontline decision-making, and drive stronger quality outcomes across health systems. She also shares why successful AI adoption depends on solving real operational problems, measuring ROI clearly, and building strong partnerships that support long term scalability.

In this episode of It's The Bottom Line that Matters, Jennifer Glass and Patricia Reszetylo dive into the topic of procrastination—exploring its roles in both business and everyday life. The conversation unpacks whether procrastination is always harmful or if it sometimes serves a necessary purpose, like providing space for creativity and critical thinking. Real-life stories, workplace examples, and statistics highlight the true costs of delay, from lost productivity to missed opportunities. The hosts debate when procrastination becomes “time theft” and when it's an essential part of the creative process. They also discuss strategies for overcoming unhelpful procrastination and finding the balance between taking action and allowing for thoughtful pauses.Highlights include:Personal examples of procrastination and their outcomesQuantifying the real cost of procrastination in businessThe importance of understanding the reason behind delaysHow creative “thinking time” can be misinterpreted as wasted timePractical tips to turn procrastination into productivityWhether you struggle with chronic delay or wonder if your daydreaming is actually helping your work, this discussion offers valuable insights for anyone looking to get things done without sacrificing creativity.Listen in and discover why, sometimes, it's the pause that makes the progress.About the hosts: Jennifer Glass, serving as the lead host on "It's The Bottom Line that Matters" podcast, brings a wealth of experience in both creative and business environments. She openly shares her personal journey with procrastination, describing her work on multiple novels and the challenges of switching focus between projects as her mind works to find clarity. Drawing from her corporate background in marketing, Jennifer recounts collaborating with colleagues in a fishbowl office environment, highlighting the importance of conversations to spark creativity and problem-solving. With thoughtful insights, she explores the nuanced impact of procrastination—distinguishing between negative avoidance and the positive need for mental space to generate ideas. Her approach combines practical business acumen with a deep understanding of creative processes, making her voice both relatable and authoritative on workplace dynamics.Patricia Reszetylo shares candid reflections as co-host, drawing from her own challenges with procrastination, whether it's lingering in bed on days without appointments or navigating complex business relationships. With experience as both a client and a collaborator, she discusses working with a coach on a book-writing project—highlighting how indecision and shifting priorities can cause delays. Patricia also delves into business operations, recounting situations involving staff management and bartered services, offering a nuanced perspective on the cost of lost productivity. An artist at heart, she affirms the necessity of allowing the mind to wander for creative breakthroughs, referencing stories from famed advertising professionals and drawing parallels to personal interactions that unlock inspiration. Her stories fuel thoughtful discussions on the boundary between procrastination and productive reflection, providing listeners with relatable scenarios and actionable insights.Keywords: procrastination, business productivity, personal productivity, procrastination cost, employee procrastination, creative process, business planning, marketing plan, investor deck, bartering, accountability, time management, work habits, work performance, coaching, book writing, client relationships, affiliate marketing, workplace distractions, creative thinking, corporate culture, work-life balance, workplace communication, brainstorming, clearing your head, task prioritization, overcoming procrastination, Eat That Frog, Brian Tracy, workplace efficiency

Ariella Noveck, co-Founder of "Bottom Line Media" Non-Profit, joins Sid to discuss hosting Sid and his family in Israel next month and what's on the itinerary docket for the Rosenberg clan thus far. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many leaders talk about their business being a ministry, but very few live it out. Today's guest, Darren Shearer, has developed a blueprint to help you do exactly that. As the author of "The Christ-Centered Company," Darren outlines 37 biblical business habits that transform how we handle marketing, HR, and accounting.From a life-changing moment at Barksdale Air Force Base to building a successful publishing house, Darren explains why God is interested in your spreadsheets just as much as your prayers. Tune in to learn how to bridge the gap between your Sunday faith and your Monday morning reality.Key Takeaways:➡️ The Base is the Ministry: How a word from God changed Darren's perspective on his military service and business.➡️ Strategic Influence: Why Jesus was the world's greatest marketer.➡️ Truth with Grace: Navigating the difficult waters of people management and accountability.Stop compartmentalizing your faith. It's time to build a thriving company that honors God and blesses the world.

Should you open another LLC, elect S Corp status, or create a more advanced business structure?Mike breaks down when a multi-entity structure makes sense, and when it creates more confusion than value.  Learn when one LLC is enough, how S Corps and partnerships fit in, and why timing matters. Structure too early and you create chaos. Wait too long and you expose yourself to risk. 

There already was an affordability crisis in the U.S. How the war with Iran is making life more expensive. President Trump says the economy is “roaring.” That as Americans are paying an average price of $4.48 a gallon for gas on Tuesday. A year ago it was $3.17.  The reason for that increase — the U.S.-Israel war with Iran, which resulted in the closing of the Strait of Hormuz.Gas prices are just one measure of the cost of living in the United States. But they're a significant one. Martha Gimbel, executive director at the Budget Lab at Yale, weighs in on how the war with Iran is affecting American's bottom line. For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. Email us at considerthis@npr.org.This episode was produced by Karen Zamora, with audio engineering by Ted Mebane.It was edited by Christopher Intagliata and Courtney Dorning.Our executive producer is Sami Yenigun.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

The world of sport is being reshaped for the algorithm, with new formats emerging for quick, shareable moments online. From influencers managing sport teams to bite‑sized versions of traditional games like 3-a-side football, more sports are fighting for the attention of younger fans. But is this paying off?If you'd like to get in touch with the team, our email address is businessdaily@bbc.co.ukPresented and produced by Matt LinesBusiness Daily is the home of in-depth audio journalism devoted to the world of money and work. From small startup stories to big corporate takeovers, global economic shifts to trends in technology, we look at the key figures, ideas and events shaping business.Each episode is a 17-minute, daily deep dive into a single topic, featuring expert analysis and the people at the heart of the story.Recent episodes explore the weight-loss drug revolution, the growth in AI, the cost of living, the economic impact of the war in the Middle East, and why bond markets are so powerful.We also feature in-depth interviews with company founders and some of the world's most prominent CEOs. These include Google's Sundar Pichai, Wikipedia founder Jimmy Wales, and the CEO of Canva, Melanie Perkins.(Picture: M7 FC in action against Wembley Rangers FC during Baller League UK at the Copper Box Arena, London, on Monday, 24th March, 2025. Credit: Ben Whitley/PA Wire)

Double Tap - Ep 459 This episode of Double Tap is brought to you by: C&G Holsters (Code: WLSISLIFE) Gideon Optics (Code: WLSISLIFE) Rost Martin (Code: WLSISLIFE) Night Fision (Code: WLSISLIFE) Blue Alpha Second Call Defense Text Dear WLS or Reviews +1 743 500 2171  Public   Show Titles   GOA GOALS Aug 1-2 in Iowa. https://goals.goa.org/ GunCon.net Tickets on sale now. Use code AGENCY171 Dear WLS Question from Beefa King Your Mom I just put together an AR10 in .308 and would like to take it hunting for pronghorn out in Colorado. I threw a 1-6 LPVO on it so I could take it to the range but do you think I should upgrade optics? Question from Keith M WINNER Form 1 question, when the atf asks for photos for a suppressor build is it of raw materials or what ? Appreciate y'all and enjoy listening , makes the work day go by faster& annoys the libtards Question from Jason L First off, which Gideon optic would you recommend for a 43X? Secondly, my 12yo son wants to get into USPSA shooting. Should we do it and if we should, any advice? Question from KY Horseman from KY Dear WLS KY Horseman Thinking about getting a Henry Supreme. What do y'all think about them? Not sure whether to get 300 blackout or 556 version. Would use it for hunting some but mostly a range toy. Maybe get a suppressor for it in the future. I was leaning towards the 556 version since I already have a stock pile of 556 ammo. What do y'all think? Thanks KY Horseman Question from Ken G. from Virginia Ask WLS: I believe local gun shops are critical to the protection of the second amendment. It seems that online sales are hurting my local shops that don't have a range attached for revenue. Is there a national association that supports and protects independent dealers from unfair trade practices? I recently read about the Robinson-Patman Act. It seems like a well established group could use this act to end the unfair pricing that makes it difficult for small businesses to compete. Ken G. Question from Cody Huey from Texas Best caliber for nilgai? What could you get away with? Cody Huey Gun Industry News Breek Arms Trash Shield Breek Arms has introduced the Trash Shield, a HUB-compatible blast-forwarding device designed to redirect concussion, noise, and muzzle blast downrange for shooters using modern suppressor mounting systems. Constructed from aerospace-grade 7075-T6 aluminum with Type III hard-coat anodizing, it features aggressive exterior geometry for secure grip and minimal added length/weight. It enhances comfort in high-volume training, matches, and confined environments like indoor ranges. The Gist: Available now through Breek Arms and authorized dealers. Bottom Line: HUB-compatible (1.375×24) with Plan B, Breek-LOK; aerospace-grade 7075-T6 aluminum; Type III hard-coat anodizing; aggressive grip geometry; minimal length/weight addition; redirects blast downrange. Imported Story https://pew.report/c/wTFv4k Rost Martin RM1F and RM1F Tactical Pistols Texas-based Rost Martin has released two new full-size, budget-friendly pistols in the RM1 family for 2026: the standard RM1F and the RM1F Tactical. Both feature 4.5-inch hammer-forged match barrels, nitrocarburized steel slides, fully ambidextrous controls, optics-ready slides, and double-action/single-action triggers with a 5-pound pull. The standard model includes a 17-round magazine plus a 19-round extended mag, while the Tactical ships with a 17-round plus 24-round extended mag, threaded barrel, and suppressor-height sights. The Gist: For 2026; available at Guns.com (expected discounted prices).0 Impact: MSRP $468 (RM1F); $519 (RM1F Tactical).0 EAA Unveils Girsan Witness2311 SC9 XXX and CMX XXX Handguns At the NRA Annual Meeting 2026 in Houston, EAA introduced two new models in the Girsan Witness2311 family: the compact SC9 XXX for concealed carry and the feature-enhanced CMX XXX. Both are double-stack 9mm pistols blending 1911 ergonomics with modern updates like optics cuts and accessory rails. They offer affordable pricing with MSRPs just over $599 for the SC9 XXX and under $1,000 for the CMX XXX. The Gist: Unveiled at NRA Annual Meeting 2026; now shipping to distributors (CMX confirmed shipping as of March 2026)3910 Impact: SC9 XXX MSRP just over $599 ($599 listed); CMX XXX MSRP $999 (under $1,000)3910 Bottom Line: SC9 XXX: Compact concealed carry, 16-round capacity, textured grips, ambi thumb safety, accessory rail, crisp SA trigger with short reset. CMX XXX: Two-tone Cerakote, RMSc optic cut, lightening cuts, no grip safety (auto firing pin block), 17+1 capacity (some sources 16), 4.25in bull barrel, full accessory rail, tuned 4.5lb trigger391110 Precision Armament TiTrex-360 Suppressor The Precision Armament TiTrex-360 is a multi-caliber suppressor designed for bolt guns, lever guns, 9mm semi-auto pistols, PCCs, sub-guns, and AR-style rifles up to .358 caliber / .300 Remington Ultra Magnum. It features a .36 bore, additively manufactured titanium construction weighing 7.2 oz, X-CORE for future upgrades via RMA, and accepts hub thread accessories with Bravo threading. Video review covers accuracy testing, gas effects on AR-15, recoil reduction, and modularity via end cap swaps. Bottom Line: Bore: .36; Material: Additively manufactured titanium with 17-4 stainless steel band; Weight: 7.2 oz; Calibers: 9mm to .300 RUM; Mounting: Bravo threaded, hub accessories; X-CORE upgradeable; NERVES cooling technology; K-brake end cap for recoil reduction Springfield Armory SAINT Victor 9mm PDW Springfield Armory has released the SAINT Victor 9mm PDW, a compact 9mm pistol-caliber carbine featuring a 5.5-inch barrel and SB Tactical HBPDW brace. It utilizes forged 7075 T6 aluminum receivers, a free-float M-LOK handguard, and a nickel boron coated flat trigger. The firearm weighs 5 lbs 15 oz and measures 18.5″ to 23.25″ in length. The Gist: Announced April 2026; no specific retailers listed. Impact: MSRP: $1,399 Bottom Line: Caliber: 9mm; Barrel: 5.5″ CMV Melonite® 1:10 twist 1/2×28; Weight: 5 lbs 15 oz; Length: 18.5″–23.25″; Forged 7075 T6 aluminum receivers; Aluminum M-LOK free-float handguard; SB Tactical HBPDW brace; Nickel boron flat trigger; 32-round magazine; Tungsten Gray cerakote. Imported Story https://pew.report/c/F43R1u Henry H1 Bandit Henry Repeating Arms has released the H1 Bandit, a compact lever-action rimfire rifle available in .22 LR/.22 Short or .22 WMR calibers. It features a checkered American walnut Monte Carlo stock, Picatinny rail for optics, and suppressor-ready threaded muzzle. Designed for youth and smaller-framed adults, it emphasizes fast handling for varmint control. Impact: $590 for the .22LR/.22 Short version, or $690 for the .22 Magnum version. Bottom Line: Calibers: .22LR/.22 Short or .22 WMR; round blued steel barrel; 13-inch length of pull; checkered genuine American walnut pistol grip-style buttstock with Monte Carlo stock; no iron sights, Picatinny rail on receiver; suppressor-ready with 1/2×28 threaded muzzle and downward-angled mag tube for 1-inch OD suppressors. Smith & Wesson Bodyguard 2.0 Revolver Smith & Wesson unveiled the Bodyguard 2.0 revolver at the NRA Annual Meeting, a revamped .38 Special +P five-shot snubnose designed for concealed carry. It features a lightweight build at just over 14 ounces with a 1.875-inch stainless-steel barrel, polymer and aluminum grip components, ambidextrous cylinder release, improved ejector, thick rubberized boot-style grips, and a bright orange Patridge front sight. The update emphasizes enhanced ergonomics, light weight, and concealability for personal defense. Bottom Line: .38 Special +P caliber; 5-shot cylinder; 1.875-inch stainless-steel barrel; 14+ oz weight; polymer/aluminum grips with rubberized texturing; ambidextrous cylinder release; easier ejector; orange Patridge front sight with deep rear notch0 Bear Creek Arsenal BC-10 .22 Creedmoor AR-10 Bear Creek Arsenal introduces a .22 Creedmoor upper receiver for its BC-10 AR-10 platform, utilizing a 20-inch parkerized barrel with 1:8 twist and billet aluminum upper. The semi-automatic rifle weighs 8.31 lbs with a 20-round magazine, features a 15-inch M-Lok handguard, side-charging handle option, and a smooth 4 lb 14 oz trigger. Performance testing with Hornady ammunition shows sub-1.5 inch groups at 100 yards and flat trajectory to 500 yards. The Gist: Available now from Bear Creek Arsenal catalog; upper receiver sold separately for existing AR-10s. Impact: MSRP $549.99 Bottom Line: .22 Creedmoor caliber; 20-inch medium contour barrel (1:8 twist, threaded 5/8-24); 8.31 lbs (w/ 20-rd mag); 38.12-41.31 inches OAL; billet aluminum upper; 15-inch M-Lok handguard; mil-spec lower; 4 lb 14 oz trigger; uses 7.62×51 magazines; optics-ready Picatinny rail.0 Streamlight LiteBox 1Million Streamlight launched the LiteBox 1Million, a rechargeable search light delivering 1 million candela with a beam distance over one mile, designed for professional uses like firefighting, emergency response, and industrial inspections. It features 3,300 lumens on high with a 4-hour runtime, an articulating head that pivots 135 degrees and rotates 270 degrees, and compatibility with existing LiteBox accessories. The light uses two 7.2V 6.8Ahr Li-Ion batteries, recharges in 9 hours, and is built with weatherproof, high-impact ABS thermoplastic housing. The Gist: Introduced at FDIC International, April 23-25 in Indianapolis, IN; no specific retail release date or retailers stated. Impact: MSRP ranges from $659.00 to $715.00 depending on configuration. Bottom Line: 1 million candela, over 1-mile beam distance (illuminates objects over 1.25 miles); 3,300 lumens high (4-hour runtime), 500 lumens low (20-hour runtime); three white high powe

On this episode of Fox Across America, Jimmy Failla calls out the Democratic lawmakers like Congressman Adam Smith and Senator Chris Murphy who are seemingly rooting against the U.S. interests in Iran. Ohio Republican Congressman Jim Jordan shares details about the House Judiciary Committee's recent report on alleged fraud by the Democrat fundraising platform ActBlue. PLUS, co-host of “The Bottom Line” and co-host of “The Big Money Show” Brian Brenberg stops by to explain why he's optimistic that the oil markets will soon be trending in the right direction again. [00:00:00] Reality of Iran's nuclear capabilities [00:39:15] Mamdani defends socialism to Kristen Welker [00:57:30] Rep. Jim Jordan [01:15:50] More Democrats question Trump's Iran strategy [01:34:20] Brian Brenberg Learn more about your ad choices. Visit podcastchoices.com/adchoices