Podcasts about advisor

Most financial planning is built around goals.  Goals like:  Retiring at 60  Spending more time traveling  Leaving a legacy through philanthropy   But there's a structural flaw in that model: human beings are notoriously poor predictors of their future preferences. What we think will make us happy at 60 often looks very different once we get there.  Yet as Advisors, we routinely ask clients to define long-term goals without fully pressure-testing the assumptions behind them.   In this episode, Meghaan Lurtz explains how we can shift away from the shortcomings of goals-based planning by focusing on the power of experiments.  Instead of asking our clients to commit to big, static goals, we can help them design small, intentional experiments.  Help them test the retirement, test the travel, and test the hobbies they “think” they'll enjoy one day.  Because a client who has tried something knows what they want. And an Advisor who helps them get there becomes indispensable.  If you want deeper conversations, more engaged retirees, and clients who actually use their money in ways that improve their lives, then this episode offers a practical framework you can implement immediately.  You'll Learn:  Why goals-based planning may be unintentionally limiting your clients' happiness  The simple 4-step experiment framework that unlocks confident spending and clearer decisions  How to help chronic under-spenders safely test higher spending without triggering fear  Why debriefing client experiences may be more powerful than the financial plan itself  Subscribe to the Wired Advisor newsletter packed with behavioral-backed resources to help you grow your business → Click Here    Links To Resources Mentioned:  “Helping Underspenders and Savers Understand They Can Spend More With 4 Stages Of Experiments”  Connect With Brendan:  RFG Advisory  LinkedIn: Brendan Frazier  About Our Guest:  Meghaan Lurtz, Ph.D., FBS™ is a globally recognized expert on the psychology of financial planning and the human dynamics of money. She is a partner at Beyond The Plan®.  Dr. Lurtz is also a Professor of Practice at Kansas State University, teaching in the Advanced Financial Planning and Financial Therapy Certificate Programs, and a Lecturer at Columbia University, where she teaches Financial Psychology. Her academic and professional contributions include published research in Journal of Financial Planning, Journal of Consumer Affairs, and Financial Planning Review, as well as regular columns on Kitces.com.  Her expertise has been featured in The Wall Street Journal, BBC, Million Dollar Roundtable, New York Magazine, and more. She has co-authored chapters in the CFP Board's textbook Client Psychology and serves on multiple fintech boards bridging financial advice with mental health. Meghaan is a past President of the Financial Therapy Association.

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Mike Allen to preview the Vision KC conference and share industry stories. Mike recounts his challenges recording at the Elite Ignite conference and the ongoing technical mishaps that come with capturing live content. The hosts dive into shop pricing strategies, including how costs like diagnostics and amenities are often rolled into the final bill for customers. Plus, David gives a local's guide to the best food options in Kansas City, breaking down must-try barbecue, tacos, and team-dinner spots as Vision attendees prepare for their trip.00:00 "Improper Merging Rant"06:29 "Chicago Shop Success Story"08:20 "Advisor's Hilarious Customer Story"10:38 David's Intense Pre-Workout Effects16:26 "Misheard Conversation in Restroom"17:24 "Facebook: Scroll and Toilet Talk"22:43 Kansas City Dining Overview23:29 Alternative Dining Options Near Vision28:33 Restaurant Struggles Amid Tight Margins32:49 Rare 9+ Pizza Reviews38:10 Jack Stack Barbecue Recommendation40:46 "Bananas and Rice Identity"46:18 "Manscaping Mishap and Spider Trap"54:24 TPMS Law and Repair Ban56:57 "See You at Vision"

In this episode we are excited to bring you a conversation with our CEO Manish Khatta recorded for Altruist's Advisor Journey Podcast hosted by Dasarte Yarnway. Here Manish shares how the success found in scaling Potomac from $140 million to $3 Billion was rooted in an unwavering commitment to reinvesting in the business, embracing speed, and leading with content focused on authenticity – not just tactics. For advisors looking to scale their own firms, we believe you will find this conversation valuable with clear takeaways. Enjoy the show. Make sure you subscribe to never miss an update. Subscribe in Apple Podcasts Subscribe on Spotify Learn more about Potomac: https://potomac.com/ Read our blog: https://potomac.com/blog Disclosure: https://potomac.com/disclosures PFM-204-20260223 Hosted on Acast. See acast.com/privacy for more information.

For decades, financial advisors couldn't share client reviews. A new SEC rule changed that, and now, advisors and clients are better for it. Learn more at https://www.goldstonefinancialgroup.com/ Goldstone Financial Group City: Oakbrook Terrace Address: 18W140 Butterfield Road Website: https://www.goldstonefinancialgroup.com/ Phone: +1 630 620 9300 Email: contactus@goldstonefg.com

Steak Night Sticker Shock & Is a Market Correction Coming? Beef and steak prices are soaring. But beyond the grocery store and date night, it's costing you more than you think, as Wes Moss explains. Also, Wes also address the psychological "twinge" investors feel when the stock market hits new all-time highs. What should investors do in 2026? While it's tempting to think an all-time high is a signal to get out, history suggests the opposite. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 24, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

"I believe in the power of people wishing to volunteer for initiatives rather than assignment of duties and responsibilities and having people feel as though it's a chore… (They) serve as champions in their areas to educate their fellow peers on what it means to be sustainable, what they can do that's in their power to contribute to the outcomes….And then as we started to become more mature…we formed structured committees, we leveraged those champions on the units to participate. We made it enjoyable in terms of participating. We actually have contests… (I)t just breeds excitement about sustainability and I think it just allows for a culture where people become engaged and part of the process." Carol Gomes on Electric Ladies Podcast Healthcare is a huge 18% of the economy and uniquely has to be caring well for patients and staff  24/7 every day while also vulnerable to extreme weather events itself. How do they do that, how do they cover those costs, and what can we all learn from them? Listen to Carol Gomes (pronounced like "homes"), CEO and COO of Stony Brook University Hospital in this fascinating conversation with Electric Ladies Podcast host Joan Michelson.   You'll hear about: ●        Their initiatives and systems to reduce energy and water consumption, CO2 emissions, waste and manage the significant hazardous waste a hospital generates. How "quality" is a mantra. ●        How they have engaged their people, building a unique culture, to embrace sustainability. ●        What Practice Green Health is and what other industries can learn from their data, analyses and sharing of best practices. ●        Plus, career advice, such as:   "I would say use your voice sooner than later. And if you see something, say something. If you wish to express yourself and you have an opinion and you're sitting at a table, express it and don't be shy… I think also leveraging networking opportunities is really important and volunteering for a committee or stretching yourself a little more than you normally would, and exploring areas where you may feel you're not as strong and don't be fearful of that… building relationships is not text messaging. It's not leaving voice messages. It's talking face-to-face, getting to know people, what's important to them." Carol Gomes on Electric Ladies Podcast Read Joan's Forbes articles here. You'll also like: ·       Using Software & AI to Reduce CO2 & Increase Resilience – with Lydia Walpole & Chris Bradshaw of Bentley Systems ·       Leveraging AI for Sustainability – with Mandi McReynolds, VP of External Affairs & Chief Sustainability Office at Workiva ·       Music, Public Health & Climate Action – with Emma O'Brien, Ph.D., Global Scrub Choir ·       Connecting With Curiosity – with Jennifer Hough, Author, TEDx Speaker, Advisor to Leaders ·       Artificial Intelligence and the Climate: Stephanie Hare, Ph.D, author of "Technology is Not Neutral" and BBC Broadcaster ·       Why Our Lives Depend on Women on Boards – with Corinne Post, Ph.D., Lee High University (now at Villanova)   Subscribe to our newsletter to receive our podcasts, blog, events and special coaching offers. Thanks for subscribing on Apple Podcasts or iHeartRadio and leaving us a review! Follow us on Twitter @joanmichelson

S6E2 The Retail Growth Strategy Retailers Need for 2026 with Today's Economic Realities, Tariffs, Fed Moves, and Consumer ShiftsIn this powerful episode of The Retail Razor Show, Dr. Rebecca Homkes, London Business School lecturer, Duke faculty member, high‑growth strategy advisor, and author of Survive, Reset, Thrive: Leading Breakthrough Growth Strategy in Volatile Times, joins Ricardo and Casey to break down what retailers must understand about the economic outlook in 2026, shifting consumer behavior, and the strategic moves that separate winners from laggards.Rebecca explains why uncertainty is not a threat but a catalyst for growth, and how her Survive, Reset, Thrive (SRT) framework helps leaders stabilize quickly, reset strategy intelligently, and execute a retail growth strategy that works even in volatile conditions. She also unpacks the realities behind sticky inflation, tariffs, the no‑hire/no‑fire labor market, and the rise of the K‑shaped consumer economy.If you want to build a retail growth strategy that thrives in the face of market shocks, this episode gives you the playbook.What We CoverWhy the economic outlook in 2026 is full of contradictions, and what that means for retailHow the SRT loop helps leaders stabilize, reset, and thriveReal‑world examples of companies using SRT to turn crises into growthWhy averages hide the truth about consumer sentimentThe rise of the K‑shaped economy and the death of the “everyman” consumerValue vs. price: why consumers will still pay more for what they truly valueHow retailers should think about store formats, assortment, and experimentationThe must‑win battles for 2026Where AI actually moves the needle in a retail growth strategyKey TakeawaysUncertainty is the best time to grow: because customers, partners, and employees are more honest about what they value.Value ≠ price. Consumers want their dollar to go further, not necessarily cheaper products.The middle of the market is the danger zone. Retailers must choose: differentiated premium or true value leadership.Retail growth strategy in 2026 requires testing, iteration, and abandoning legacy assumptions.Economic outlook in 2026 signals a decoupling between GDP strength and consumer reality: leaders must plan accordingly.Subscribe & FollowSubscribe to the Retail Razor Podcast Network: https://retailrazor.com/Subscribe to our Newsletter: https://retailrazor.substack.comSubscribe to our YouTube channel: https://go.retailrazor.com/utubeAbout our GuestRebecca Homkes, https://www.linkedin.com/in/rebecca-homkes/https://www.rebeccahomkes.comAuthor, Survive, Reset, Thrive: Leading Breakthrough Growth Strategy in Volatile Times. https://a.co/d/0aXECIB2Rebecca Homkes, is a high-growth strategy specialist, CEO and executive advisor. After more than a decade of advising her clients on developing, executing and innovating on strategy, Rebecca is sharing her proven and practical playbook in Survive, Reset, Thrive: Leading Breakthrough Growth Strategy in Volatile Times. She is a Lecturer at the London Business School, Faculty at Duke Corporate Executive Education, Advisor and Faculty at the Boston Consulting Group focused on AI and Climate and Sustainability, and a former fellow at the London School of Economics Centre for Economic Performance. A global keynote speaker and recognized thought leader, she is also the global Faculty Director of the Active Learning Program with the Young Presidents Organization (YPO), leads several fintech accelerators, and serves on the boards of many high-growth companies. She earned her doctorate at the London School of Economics as a Marshall Scholar and is now based in Miami, San Francisco, and London.Chapters00:00 Teaser01:10 Show Intro04:40 Welcome Dr Rebecca Homkes05:46 The Survive Reset Thrive Framework08:04 Real World SRT Success Stories12:55 Macro Economic Outlook for 202617:38 Understanding the K Shaped Economy19:39 Value vs Price Strategy24:06 Differentiation and Competitive Advantage26:41 Store Strategy and Expansion30:37 Consumer Experience and AI32:34 B2B Software Experience Gap34:04 Financing and Inventory Strategy36:28 Supply Chain Robustness38:10 No Regret Moves40:40 Defining Right to Win43:45 Hard Reset Strategy45:51 Strategic Center of Gravity48:24 Must Win Battles49:34 Closing and Contact Info51:36 Show CloseMeet your hostsHelping you cut through the clutter in retail & retail tech:Ricardo Belmar is an NRF Top Retail Voice for 2025 and a RETHINK Retail Top Retail Expert from 2021 – 2026. Thinkers 360 has named him a Top 10 Thought Leader in Retail, a Top 25 Thought Leader in AGI and Careers, a Top 50 Thought Leader in Agentic AI and Management, and a Top 100 Thought Leader in Digital Transformation and Transformation. Thinkers 360 also named him a Top Digital Voice for 2024 and 2025. He is an advisory council member at George Mason University's Center for Retail Transformationand the Retail Cloud Alliance. He was most recently the partner marketing leader for retail & consumer goods in the Americas at Microsoft.Casey Golden, is the North America Leader for Retail & Consumer Goods at CI&T, and CEO of Luxlock. She is a RETHINK Retail Top Retail Expert from 2023 - 2026, and Retail Cloud Alliance advisory council member. After a career on the fashion and supply chain technology side of the business, Casey is obsessed with the customer relationship between the brand and the consumer and is slaying franken-stacks and building retail tech! MusicIncludes music provided by imunobeats.com, featuring Overclocked, and E-Motive from the album Beat Hype, written by Heston Mimms, published by Imuno.

In this episode, Micah and Matthew discuss the critical role of content creation for financial advisors. They emphasize that all advisors produce content, but the best ones have systems in place to utilize it effectively. The conversation covers the importance of internal training, overcoming barriers to content creation, and the necessity of consistency and iteration in building a content library. They also highlight the significance of engaging with clients through content and provide actionable steps for new advisors to start creating their own content. Why Every Advisor Needs to Create Content [Episode 348] Resources in today's episode: Resources - Micah Shilanski: Website | LinkedIn - Matt Jarvis: Website | LinkedIn - Learn More about our Coaching Programs

The ‘president of peace’ is at it again: threatening Iran again and boasting that his ‘board of peace’ will look over the United Nations. On this episode of After America, Allan Behm joins Dr Emma Shortis to discuss the potential consequences if the United States again strikes Iran, the first meeting of Trump’s grotesque ‘board of peace’, and the striking similarities between a(nother) shamefully racist week in Australian politics and Trump administration rhetoric and policies. This discussion was recorded on Friday 20 February 2026. The latest Vantage Point essay, What we owe the water: It's time for a fossil fuel treaty by Kumi Naidoo, is available now for $19.95. Use the code 'PODVP' at checkout to get free shipping. Guest: Allan Behm, Advisor, International & Security Affairs, the Australia Institute Host: Emma Shortis, Director, International & Security Affairs, the Australia Institute // @emmashortis Show notes: Shorter America this week: Will he or won't he on Iran; The Trump doctrine?; On climate, he absolutely will; The only thing more powerful than hate is love by Emma Shortis, The Point (February 2026) The Wrap: Trump's America is a warning, and Australia keeps treating it like a guide, by Emma Shortis, The Point (February 2026) How to foster global lawlessness: Destroy the UN and its agencies by Allan Behm, The Point (January 2026) Talk us through AUKUS by Allan Behm, the Australia Institute (February 2023) Theme music: Blue Dot Sessions We’d love to hear your feedback on this series, so send in your questions, comments or suggestions for future episodes to podcasts@australiainstitute.org.au.Support After America: https://nb.australiainstitute.org.au/donateSee omnystudio.com/listener for privacy information.

Welcome back to MSME TALK® Episode 60 MSME Sector Facts, Policy Trends and Budget 2026-27

Your business deserves to be happy with your ERP. But many businesses become dissatisfied with their ERP due to a lackluster implementation or not optimizing the system properly after go-live. How can you overcome failed expectations of your ERP and better take advantage of the system?On this episode of The ERP Advisor, Shawn Windle, EAG's Founder and ERP Expert, addresses how businesses can fall back in love with their enterprise software by giving it some TLC.Connect with us!https://www.erpadvisorsgroup.com866-499-8550LinkedIn:https://www.linkedin.com/company/erp-advisors-groupTwitter:https://twitter.com/erpadvisorsgrpFacebook:https://www.facebook.com/erpadvisorsInstagram:https://www.instagram.com/erpadvisorsgroupPinterest:https://www.pinterest.com/erpadvisorsgroupMedium:https://medium.com/@erpadvisorsgroup

On this episode: Gold prices are going through the roof. Should you buy in? How often should you meet with your financial advisor? Elon Musk says technology will end the need for retirement saving. Is that possible? Like this episode? Hit that Follow button and never miss an episode!

A top White House economic official is pushing back hard against a recent study on tariffs. After the New York Federal Reserve published research suggesting Americans are shouldering about 90% of the cost of President Trump’s tariffs, National Economic Council Director Kevin Hassett slammed the findings, calling them inaccurate and misleading. In August, animal behaviorists working with the Palm Beach Zoo & Conservation Society traveled to Africa to help save an endangered white rhino suffering from a life‑threatening parasitic eye infection. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

A top White House economic official is pushing back hard against a recent study on tariffs. After the New York Federal Reserve published research suggesting Americans are shouldering about 90% of the cost of President Trump’s tariffs, National Economic Council Director Kevin Hassett slammed the findings, calling them inaccurate and misleading. In August, animal behaviorists working with the Palm Beach Zoo & Conservation Society traveled to Africa to help save an endangered white rhino suffering from a life‑threatening parasitic eye infection. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Pour un fois, je suis toute seule face à vous pour analyser les apprentissages communs partagés par les leaders du Product Marketing interviewés dans cette dernière saison.Les invité.es de la saison 6 :Julien Sauvage, CMO chez Cordial, ex VP PMM Clari et GongJulie Shaffer, PMM Director chez SmartlyBertrand Hazard, Consultant PMM, Ex VP PMMShannon Vettes, CEO & CPO chez UsersnapAxel Kirstetter, VP PMM chez GuidewireHarvey Lee, Fractional PMM & Advisor, Ex VP PMM chez Product Marketing AllianceÀ travers leurs parcours et leurs prises de position, une vision plus exigeante du métier se dessine.Mes 5 apprentissages :Le rôle PMM reste mal comprisLien entre PMM et revenuClarté et simplification comme levier stratégiqueLes parcours non linéairesFocus marché vs focus produitJ'espère que ce nouveau format vous plaît, n'hésitez pas à m'écrire sur Linkedin pour me dire ce que vous en avez pensé ! ça me fait toujours hyper plaisir de lire vos retours.INVITATION WEBINAR: On se retrouve le 26 février à 11h pour parler de feedback-loop et Voice of Customer? Pour en savoir plus et s'inscrire c'est iciDurant ce webinar, nous analysons comment les équipes B2B peuvent reconstruire une compréhension commune de leurs acheteurs à partir de la Win-Loss analysis, plutôt que de multiplier les signaux fragmentés. Une approche concrète pour aligner Sales, Marketing et Product autour d'une même réalité business.RESSOURCES

Augie Constatino - Gator Rogowski. June 9From the archives Augie Constatino joins Ed Opperman to talk about Gator Rogowski. Mark Anthony "Gator" Rogowski is an American former professional skateboarder who was convicted of murder. He was mainly prominent in the 1980s and early 1990s. Rogowski's career ended when he pled guilty for assaulting, raping, and murdering Jessica Bergsten in 1991. His life was chronicled in a critically acclaimed 2003 documentary titled Stoked: The Rise and Fall of Gator by American filmmaker Helen SticklerAugie Costantino was thespiritual advisor and mentor to professional skateboarder Mark "Gator" Rogowski during Rogowski's transition into born-again Christianity in the late 1980s. Spiritual Guidance: Costantino, an ex-surfer turned "skateboard minister," befriended Rogowski after the skater suffered a severe injury in Germany. He influenced Rogowski to adopt a strict form of Evangelical Christianity, which led the skater to preach to peers and use religious imagery on his skateboards.The Murder Confession: Following the 1991 rape and murder of Jessica Bergsten, Rogowski eventually confessed the crime to Costantino.Surrender: It was Costantino who ultimately convinced Rogowski to turn himself in to the police to face the consequences of his actions. Rogowski is currently serving a sentence of 31 years to life; while he has been granted parole by the board multiple times (most recently in 2022), California Governors have consistently overturned the decision, maintaining that he remains a danger to societyBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

Today, it is my pleasure to speak with Jeffrey Croteau and Kate Dumas of Tide Cycle, a specialized firm that serves as the outsourced chief investment officer for large, ultra-high-net-worth families and individuals, providing customized investment solutions. Jeff is Founder and CIO of Tide Cycle, which he founded after a successful tenure at Prime Buchholz LLC and Mercer Investment Consulting. With a background in mathematics, Jeff's investment journey began as an analyst and evolved into leadership, guiding families and institutions through major market events like the tech bubble, the financial crisis, and the Covid pandemic. He serves as a Board member of the Foundation for Seacoast Health, a member of the Dean's Advisory Council for the College of Science at Northeastern University, and coaches cycling at Portsmouth High School. Kate is Chief of Staff and Deputy CIO at Tide Cycle. She joined the firm following a brief career pause to explore philanthropic pursuits. Kate was previously a Managing Principal and Consultant at Prime Buchholz LLC where she built successful investment programs for a variety of clients. Prior to Prime Buchholz, Kate worked at Deutsche Bank AG in New York and Mellon Trust in Boston. She is a member of the Sustainability Advisory Board at the University of New Hampshire, the Finance Committee at the Southeast Land Trust, and the Boston Economic Club. Kate volunteers with Invest for Better and CFA? (Society) Boston to promote financial literacy. Jeff and Kate, and their firm Tide Cycle, are valued Advisor members of FOX, and we are privileged to have their knowledge and expertise in our membership community. One significant and growing tendency in the family office space is for wealth owners to consider and create virtual family offices. Jeff and Kate give an overview of the family office virtualization trend and describe the latest developments in this space. As part of the virtualization trend, outsourcing the investment function is increasingly common among family offices. Jeff and Kate share their perspective on the evolution of the OCIO function and practice in recent years, explaining how the function is defined and how has it changed. One major practical consideration for family offices is how to envision what to outsource and what to keep in-house. Jeff and Kate offer their tips for wealth owners and family office leaders on how to make this important and consequential decision. Another piece of practical advice Jeff and Kate have for family office principals and executives is to consider the full investment function by analyzing the full value chain of activities and players. They talk about this important consideration and highlight how family office professionals can best accomplish that goal. Do not miss this highly instructive conversation with two of the foremost leaders and practitioners in the OCIO space serving top UHNW families and their family offices.

What do a secret family chili recipe and a thriving dental practice have in common? More than you'd think. The team at Four Quadrants Advisory takes a break from the spreadsheets for a light-hearted look back at their recent company chili cook-off. But beneath the spice and the sourdough, there's a deeper lesson about business ownership.In this episode, we dive into: Why the diversity in chili flavors mirrors the unique "ingredients" that make every dental practice different—and why you need a clear vision to make yours stand out, navigating the common stressors of practice ownership, from financial strain to the exhaustion of wearing too many hats, why even the best "chefs" in the dental world need coaching and expert advice to refine their results, and more.Upcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

The Gavel Podcast is the official podcast of Sigma Nu Fraternity, Inc., and is dedicated to keeping you updated on the operations of the Legion of Honor and connecting you to stories from our brotherhood. To find out more from the Fraternity, you can always check out our website at www.sigmanu.org. Also consider following us on: Facebook | Instagram | LinkedIn | YouTube | FlickrHave feedback or a question about this episode? Want to submit an idea for a future topic you'd like to see covered? Contact the Gavel Podcast team at news@sigmanu.org. Hosts for this EpisodeChristopher Brenton - Beta Tau Chapter (North Carolina State) Alumnus and Sigma Nu Fraternity's Director of CommunicationsTodd Denson - Lambda Lambda Chapter (Nicholls State) Alumnus and Sigma Nu Fraternity's Director of Alumni Advisory ProgramsGuest for this EpisodeJason Dooley - Iota Pi Chapter (Kennesaw State) Alumnus and Division Commander for the Southeast Alpha DivisionJamison Keller - Lambda Chi Chapter (Cal State San Bernardino) Alumnus and Assistant Dean of Students and Director of Fraternity and Sorority Life at Georgia TechChris Graham - Zeta Psi Chapter (Lamar) Alumnus and Division Commander for the South Central DivisionDr. Sean Killion - Mu Pi Chapter (Jefferson) Alumnus and Division Commander for the Northeast Beta DivisionBill Geddy - Theta Kappa Chapter (Georgia Southern) Alumnus and Division Commander for the Southeast Beta DivisionEpisode ReferencesAlumni Best Practices Library - A compendium of chapter best practices across a number of different categories of operations impacting alumni volunteers.Best Practices Library - A compendium of chapter best practices across a number of different categories of operations impacting collegiate chapters and officers.General ResourcesProspective Member Referral - Do you know a young man who would be an ideal candidate for Sigma Nu? Please submit a membership referral.Employment and Staff Hiring Resources - If you are interested in learning more about working for the Fraternity as a consultant. Please visit the employment webpage for resources and access to the position application. The application deadlines are October 15 and March 1. Applications are accepted on a rolling basis. Contact Scott Smith at scott.smith@sigmanu.org for more information.Become a Volunteer - Learn more and take the next steps to become a volunteer for the Fraternity.Establish or Serve an Alumni Chapter - Learn more about how to help establish and maintain an Alumni Chapter.Organize an Alumni Club - Learn more about how to become engaged with or set up an Alumni Club.Donate to the Sigma Nu Educational Foundation - Give a gift to help advance the Fraternity's honorable Mission.

Aubrey Masango speaks to Francis Lai Hong,Advisor to the Chinese Association in Gauteng to discuss what the Chinese New Year really means, where these animal years come from, and why this tradition is now being embraced far beyond Chinese communities. Tags: 702, Aubrey Masango, Aubrey Masango, Bra Aubrey, Lunar calendar, Year of the Horse, Full moon, Gregorian calendar, Zodiac signs The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Ramona is a neuroscientist and scientific strategist with deep experience at the intersection of neuroscience, rehabilitation, and emerging health technologies. She earned her BS in Psychology from Brown University, her PhD in Neuroscience from the Uniformed Services University (where her research focused on the modulation of inflammation following Neurotrauma, including publications on the impact of photobiomodulation on microglial activation), and she completed a postdoctoral fellowship in the Neurology Department at the University of Texas at Austin Dell Medical School.Ramona is the Senior Director of US Medical Affairs for Winback America, and serves as a Scientific Advisor for two start ups, Neuronic and the Brainnovation Network. She specializes in translating complex science into real-world clinical and commercial outcomes — from leading research and publication efforts to building clinician training programs. In these roles, she oversees clinical research, education, and regulatory positioning. At Neuronic specifically, she supports research efforts to demonstrate the efficacy of transcranial photobiomodulation on cognitive function and a variety of neurological conditions.She is passionate about leveraging technology to help people achieve their highest quality of life and brings a practical, collaborative approach to connecting science, clinical practice, and business strategy. SHOWNOTES:

Nobody talks about the 15 prep meetings they did before a client call, but they do remember the one where everything just clicked. In this episode, host Wes Young and co-host Justin Lakin unpack the Mind Vault Method: a repeatable, tech-enabled strategy that transforms advisor meeting prep from exhausting and chaotic to focused, creative, and scalable. You'll hear how this method was born from burnout, why Loom videos beat Monday marathons, and how paraplanners can level up into strategic thinkers using real-time feedback loops. They also share a four-question framework to ensure every client meeting delivers clarity, direction, and energy for both the client and the advisor. What to expect from their conversation: How to reduce prep fatigue and scale team-wide clarity Why is creative energy > administrative energy in client work The Mind Vault method step-by-step (tools, templates, timing) Advisor development strategies that deepen firm-wide bench strength Resources: Submit your podcast question here! Transform your practice! Previous Episodes of Interest: Setting Expectations: How to Define Planning ROI Early Innovation That Sticks: Our 4-Step Framework for Change Heritage vs. Inheritance: Legacy Conversations That Stick Other Listening Platforms: Listen on Apple Podcasts Stream on Spotify Watch on YouTube Connect with Us: Instagram X Facebook LinkedIn Youtube Wes Young Live Website

In 2018, Melissa Caro's perfectly healthy 72-year-old mother was suddenly diagnosed with stage 4 lung cancer, and within 24 hours she became her sole caregiver, her financial planner, her life coach and her healthcare advocate. At the same time, her 87-year-old stepdad was falling apart and spiraling into dementia, and her husband was in the hospital with severe back problems. As a Type A personality, she struggled significantly during this time. During one doctor's visit for her mother, a nurse reminded her to take care of herself. In this episode of The Healthy Advisor, host Diana Britton speaks with Caro, founder of My Retirement Network, a financial education resource for clients and the advisors who serve them, on how she navigated caregiving while managing her career and other responsibilities. She discusses the emotional complexity of caregiving, the gap in financial literacy for those without advisors, and how her experience shaped her mission to help people understand their finances during life’s most challenging moments. She discusses: Her journey into financial services The sudden shift from professional routine to full-time caregiving The financial, physical and emotional toll caregiving can have on a person The things that helped her cope and get through the struggling times How financial fear intensifies during illnesses How her caregiving experience shaped the work she does today with My Retirement Network How personal loss can help advisors listen, communicate and frame their role with clients Resources: Listen to The Healthy Advisor on Wealth Management Subscribe and listen to The Healthy Advisor on Apple Podcasts Subscribe and listen to The Healthy Advisor on Spotify Connect With Melissa Caro: LinkedIn: Melissa Caro LinkedIn: My Retirement Network Website: My Retirement Network mcaro@myretirementnetwork.com Connect with Wealth Management: Wealth Management LinkedIn: Diana Britton diana.britton@informa.com LinkedIn: Informa LinkedIn: Wealth Management About Our Guest: Melissa Caro is a Certified Financial Education Instructor, CFP, and the founder of My Retirement Network, a digital media platform dedicated to promoting financial literacy. With a mission rooted in the belief that knowledge empowers people to create the future they envision, Melissa brings decades of experience in finance and education to her work. She has witnessed firsthand the positive impact that understanding finances can have on people’s lives, far beyond just numbers. Melissa’s goal is to make financial literacy accessible and meaningful for everyone. My Retirement Network was created to bridge the gap between complex financial concepts and the everyday decisions that shape financial futures. The platform empowers individuals at every stage, whether they’re planning for retirement, starting a career, or teaching their children about money, to understand and take control of their financial well-being. Through education and awareness, Melissa supports people on their journey to building a stronger, more informed financial foundation.

Should You Use Your “Sacred” Retirement Fund To Save Your Business? & 2026 Jobs Outlook As rapid technological shifts ripple through every industry, many entrepreneurs are finding themselves in a temporary cash flow crunch. While retirement accounts are often viewed as a "sacred chest" that shouldn't be touched, Wes Moss explores how to strategically leverage your brokerage and Roth IRA accounts to bridge the gap. Also, Wes dives deep into the latest data from the U.S. labor market to see what it actually means for your portfolio. Despite some "ancient history" revisions from 2025 that initially painted a gloomy picture, the January 2026 jobs report tells a much more resilient story. Whether you're managing a business or a retirement timeline, understanding these labor trends is key to staying invested with confidence. Mentioned on the show: Asset Class Returns A Jack Bogle Lesson: Remember Reversion to the Mean How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion What Is Long-Term Care Insurance Cost & Coverage Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 17, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the final episode of our special Be a Coach series. So far, I've answered questions about our Certified Fibromyalgia Advisor® class and what it takes to become a Certified Fibromyalgia Coach®. Some of the topics covered in the first three parts of this special series were what a Certified Fibromyalgia Advisor® and a Certified Fibromyalgia Coach® is, the difference between the two, who makes a good Certified Fibromyalgia Coach® and who is better suited to be a Certified Fibromyalgia Advisor®, what you need and don't need to become a Certified Fibromyalgia Advisor® or Certified Fibromyalgia Coach®, why the world needs fibro coaches, and why you should consider becoming one. In this final installment, I'm digging into the nuts and bolts of how you can become a Certified Fibromyalgia Advisor® or Certified Fibromyalgia Coach®; including the exact steps you need to take.       Note: This episode is not meant to be medical advice. Every person and every situation is unique. The information you learn in this episode should be shared and discussed with your own healthcare providers. Did you catch our Virtual Open House? Tami answered the top six questions about our classes, plus the differences between our Advisor and Coach training paths, and which one might be right for you. Discover our tuition and payment options, and how our classes are tailored for fibro brains and bodies. Catch the replay of the event here. Don't like waiting? Get the full Be A Coach series NOW! Register to access the complete 'Be A Coach' series, along with several bonus episodes, delivered straight to your favorite podcast app. Use this link to sign up for FREE. Interested in hearing from our alumni about their journey in our courses? Register to receive our complimentary 'Fibromyalgia Stories of Hope' collection, automatically delivered to your favorite podcast app. Use this link to subscribe. Use this link to subscribe. For daily doses of hope, inspiration, and practical advice, join Tami on Facebook or Instagram. Need a good book to read? Download Tami's books for free. Ready to take back control of your life and health? Schedule a consultation with a Certified Fibromyalgia Coach®.

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP welcomes back Andrew Mirolli, CEPA. Andrew is the Co-founder and Head of Client Services at BuyAUM. This is the third episode of a three-part series discussing business succession planning through the lens of a financial planner. In this episode, Andrew and Mike discuss the purchasing of another book of business and the planning, terms, and nuances associated with it. They also talk about things advisors should consider once they sell the business and fears related to selling their practice. This is a great episode for any advisor considering the purchase of another book of business or selling their own firm. ​ For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

AI isn't the dystopia. Misvaluing the human elements is.After an AI announcement from Altruist introducing advanced tax planning automation, wealth management stocks like Charles Schwab, Raymond James, and LPL Financial fell sharply. The narrative formed quickly: AI is replacing financial advisors.That interpretation misses something deeper.In this episode of Financial Harmony™, Dr. Preston Cherry interprets what the AI disruption narrative reveals about how we define financial advice — and where mistrust in the 1% AUM model actually comes from.This is not a defense of advisors. It's a redefinition of value.Topics addressed:• Is AI replacing financial advisors? • What AI automation actually changes in financial planning • Why the 1% AUM debate is about more than price • Flat-fee vs AUM alignment • Why high-income investors still seek human advice • What people actually want from a financial advisor • How AI affects retirement planning confidence • The difference between efficiency and relational accountabilityResearch consistently shows:• Investors working with advisors report higher financial confidence. • Advised households feel more retirement preparedness. • Behavioral guidance prevents costly emotional decisions. • Affluent investors prioritize clarity and complex decision support over performance chasing.AI removes friction.It improves pace.It does not replace trust, context, or interpretive clarity.If we define financial advice as spreadsheets, AI is a threat.If we define it as navigating ambiguity, AI becomes leverage.Financial advice has never been about beating the market.It's about helping people live with their financial decisions.This episode examines:• Advisor trust and fee alignment • Why compensation structure impacts perceived value • The real drivers behind AUM mistrust • Whether automation strengthens or weakens fiduciary advice • What happens when efficiency is mistaken for value

What does it take to build meaningful, scalable professional development for academic advisors across an entire university system?In this episode of Adventures in Advising, Matt and Ryan pull back the curtain on a remarkable systemwide effort within The University of Texas System: the creation and launch of the Fundamentals of Excellence in Academic Advising learning modules. Joined by Angelica Barrera, Weston Rose, Dr. Heather Smith, and Dr. Rebecca Karoff, the conversation traces this initiative from early vision to implementation, highlighting the collaboration, trust-building, and intentional design required to support advising at scale.Listeners will hear how system leadership partnered with campus practitioners, how advisor voices shaped the curriculum, and how flexibility was preserved across diverse institutional contexts. Along the way, the guests share lessons learned, early outcomes, and insights for other systems seeking to elevate advising as a profession and a cornerstone of student success.Follow the podcast on your favorite podcast platform!The Instagram, and Facebook handle for the podcast is @AdvisingPodcastAlso, subscribe to our Adventures in Advising YouTube Channel!Connect with Matt and Ryan on LinkedIn.

With gold and silver surging to eye-catching highs, Joel unpacks whether now is really the right time to jump in. Get the unvarnished truth about the risks and realities of investing in gold and silver, including their historical track record, the costs that often go overlooked, and why they're not always the golden ticket to wealth the headlines might suggest. Discover how herd mentality, FOMO, and social media hype can drive prices—and why long-term results often tell a different story. But that's not all—this episode empowers you with a practical checklist of essential questions to ask your financial advisor. Joel breaks down the crucial topics: understanding all the fees you're paying, ensuring your advisor acts as a fiduciary, grasping their investment philosophy and track record, and knowing how they'll communicate with you through the market's ups and downs. These questions are designed to help you build a true partnership and make well-informed decisions about your financial future. Whether you're a seasoned investor, just getting started, or simply curious about the latest trends in money management, this episode promises valuable insights, clear explanations, and actionable advice. Tune in to sharpen your financial acumen and make sense of your dollars—plus, find out how you can connect with Joel and his team for further guidance. Listen now to get the facts, cut through the hype, and take charge of your finances with confidence! 

Matthew Brickman is joined again by Ryan Finley, the Founder of Freedom Financial Services Group, to discuss wearing two hats as both the financial advisor and the mediator in divorce cases.Ryan is the Founder of Freedom Financial Services Group, a divorce finance advisory firm helping families, attorneys, and courts navigate the financial complexities of divorce. With more than twenty years of executive leadership in finance and forensic accounting, Ryan has guided hundreds of families nationwide toward financial clarity and confidence. As a CPA, CDFA, CVA, and court-approved mediator, Ryan brings both technical precision and empathy to the table—bridging the gap between financial analysis and human understanding. His ability to simplify complex financial issues and foster productive dialogue makes him a trusted resource for attorneys and clients alike.Website: https://www.freedomfsg.com/----If you have a matter, disagreement, or dispute you need professional help with then visit iMediate.com - Email mbrickman@ichatmediation or Call (877) 822-1479Matthew Brickman is a Florida Supreme Court certified family and appellate mediator who has worked in the 15th and 19th Judicial Circuit Courts since 2009 and 2006 respectively. But what makes him qualified to speak on the subject of conflict resolution is his own personal experience with divorce.Download Matthew's book on iTunes for FREE:You're Not the Only One - The Agony of Divorce: The Joy of Peaceful ResolutionMatthew Brickman President iMediate Inc. Mediator 20836CFAiMediateInc.comSCHEDULE YOUR MEDIATION: https://ichatmediation.com/calendar/OFFICIAL BLOG: https://ichatmediation.com/podcastOFFICIAL YOUTUBE: http://www.youtube.com/ichatmediationOFFICIAL LINKEDIN: https://www.linkedin.com/company/ichat-mediation/ABOUT MATTHEW BRICKMAN:Matthew Brickman is a Supreme Court of Florida certified county civil family mediator who has worked in the 15th and 19th Judicial Circuit Courts since 2009 and 2006 respectively. He is also an appellate certified mediator who mediates a variety of small claims, civil, and family cases. Mr. Brickman recently graduated both the Harvard Business School Negotiation Mastery Program and the Negotiation Master Class at Harvard Law School.

You do not want to miss out on DOME! It will change how we shop, how we sell and it is not a matter of if it is just when! CEO of Sparxworks Billy Newell and long time ecommerce Advisor to Sparxworks John Casey join the show to explain why DOME is a no brainer for brands and retailers. It basically makes your site into an LLM/Answer Engine. This new startup is going to catch fire and Summer, Hayley and Scotty had a great time learning more! Enjoy Always Off Brand is always a Laugh & Learn!    FEEDSPOT TOP 10 Retail Podcast! https://podcast.feedspot.com/retail_podcasts/?feedid=5770554&_src=f2_featured_email   Guest: William Newell  LinkedIn: https://www.linkedin.com/in/williamnewell/ Website: https://sparxworks.com/   Guest: John Casey  LinkedIn: https://www.linkedin.com/in/jocasey/ Website: https://sparxworks.com/ QUICKFIRE Info:   Website: https://www.quickfirenow.com/ Email the Show: info@quickfirenow.com  Talk to us on Social: Facebook: https://www.facebook.com/quickfireproductions Instagram: https://www.instagram.com/quickfire__/ TikTok: https://www.tiktok.com/@quickfiremarketing LinkedIn : https://www.linkedin.com/company/quickfire-productions-llc/about/ Sports podcast Scott has been doing since 2017, Scott & Tim Sports Show part of Somethin About Nothin:  https://podcasts.apple.com/us/podcast/somethin-about-nothin/id1306950451 HOSTS: Summer Jubelirer has been in digital commerce and marketing for over 17 years. After spending many years working for digital and ecommerce agencies working with multi-million dollar brands and running teams of Account Managers, she is now the Amazon Manager at OLLY PBC.   LinkedIn https://www.linkedin.com/in/summerjubelirer/   Scott Ohsman has been working with brands for over 30 years in retail, online and has launched over 200 brands on Amazon. Mr. Ohsman has been managing brands on Amazon for 19yrs. Owning his own sales and marketing agency in the Pacific NW, is now VP of Digital Commerce for Quickfire LLC. Producer and Co-Host for the top 5 retail podcast, Always Off Brand. He also produces the Brain Driven Brands Podcast featuring leading Consumer Behaviorist Sarah Levinger. Scott has been a featured speaker at national trade shows and has developed distribution strategies for many top brands. LinkedIn https://www.linkedin.com/in/scott-ohsman-861196a6/   Hayley Brucker has been working in retail and with Amazon for years. Hayley has extensive experience in digital advertising, both seller and vendor central on Amazon. Hayley lives in North Carolina.  LinkedIn -https://www.linkedin.com/in/hayley-brucker-1945bb229/   Huge thanks to Cytrus our show theme music "Office Party" available wherever you get your music. Check them out here: Facebook https://www.facebook.com/cytrusmusic Instagram https://www.instagram.com/cytrusmusic/ Twitter https://twitter.com/cytrusmusic SPOTIFY: https://open.spotify.com/artist/6VrNLN6Thj1iUMsiL4Yt5q?si=MeRsjqYfQiafl0f021kHwg APPLE MUSIC https://music.apple.com/us/artist/cytrus/1462321449   "Always Off Brand" is part of the Quickfire Podcast Network and produced by Quickfire LLC.  

Find us on social media: Facebook & InstagramEmail us: hello@thetinlounge.com On this episode of Advisor Highlight, Korrine and Theresa sit down with Crystal Armstrong to hear all about her business, her goals, and her definition of success. And we get to hear all about her experience being on Below Deck!See omnystudio.com/listener for privacy information.

Today, Noah and John sit down with Louis Adler and Robert Rahmanian of REAL New York to break down what's really happening in the Manhattan market right now. From a rental market that's critically undersupplied to the ripple effects of 485-x replacing 421-a, the guys explain why new development pipelines are thinning — and why rents likely aren't coming down anytime soon. They dive into office-to-residential conversions, the future of Midtown and FiDi, amenity wars in luxury rentals, and the widening gap between renting and buying. Plus, they share how they built a 2,000+ unit pipeline, why conversions are the “flavor of the month,” and the one piece of advice they'd give their younger selves. If you want boots-on-the-ground intel from operators in the trenches, this is it! ==== ✅ Stay Connected With Us:

Hear from Julie Calkins, Director of Sustainability Strategy at Generation Investment Management, as we explore how interconnected risks spanning climate, nature, inequality and AI challenge traditional approaches to risk and return. In investing, we spend a lot of time debating alpha — what gives one portfolio an edge over another. But increasingly, the bigger question is about beta, and the underlying conditions that make any returns possible in the first place. And here we can think about a stable climate, nature as infrastructure and even social cohesion and functioning institutions. Because when those foundations erode, risk stops looking like a set of isolated exposures, and starts to look like something deeper – perhaps systemic instability, cascading impacts, and rising uncertainty that no single firm can diversify away. That's why in this episode we explore: ·        Why some investors are starting to think more seriously about "protecting the beta", and what that means for portfolio risk and long-term resilience; ·        How nature risk, climate risk, and inequality interact — with inequality not only as an outcome of shocks, but as a potential driver of fragility and political instability; ·        And the tools that can help risk professionals make complex, interconnected risks more legible from scenario modelling to frameworks that build a shared language inside organisations.  ----------------  To find out more about the Sustainability and Climate Risk (SCR®) Certificate, follow this link: https://www.garp.org/scr For more information on climate risk, visit GARP's Global Sustainability and Climate Risk Resource Centre: https://www.garp.org/sustainability-climate If you have any questions, thoughts, or feedback regarding this podcast series, we would love to hear from you at: climateriskpodcast@garp.com ------------------ Speaker's Bio Julie Calkins, Director of Sustainability Strategy at Generation Investment Management Julie Calkins serves as the Director of Sustainability Strategy at Generation Investment Management since April 2022. Previously, Calkins operated as an Advisor for an independent consultancy firm, CDAX, managing projects for notable clients including the US Climate Alliance Partnership and OECD Global Science Forum from January 2017 to April 2022. Prior roles include Head of Climate Risk and Adaptation at Climate-KIC, a Research and Policy Fellow at Wellcome Trust, and a Postdoctoral Research Fellow at the University of Leeds/National Centre for Atmospheric Science. Calkins has also worked as a Monitoring Scientist for NOAA and an Antarctic Scientist for the US Antarctic Program. Academic credentials include a PhD in Environmental Science and Health from the University of York and an MS in Geochemistry from New Mexico Institute of Mining and Technology. With a background spanning environmental science, disaster risk, and global policy, Julie brings a rare systems-level perspective to sustainable investing.

On today's (Tuesday1 of 2) episode of the Steak for Breakfast Podcast, we are covering:   -Episode 700: Hosted by Rone & Alan Jacoby  The never ending Epstein narrative takes some interesting turns; ensnaring Steve Bannon closer to the convicted sex trafficker while exposing some admirable measures made by Donald Trump back in the early 2000s   The woke mob loses the narrative (again) trying to paint President Trump as a racist     Guests: In Order of Appearance    All profile handles are for X (formerly Twitter)    Roger Stone: (@RogerJStoneJr) NYT Best-Selling Author; Host, The Stone Zone; Political Consultant, Advisor, Insider & Icon   Website: https://www.stonecoldtruth.com/   Show: https://wabcradio.com/show/the-stone-zone-roger-stone/   Subscribe to the show and rate it, don't forget to leave a review on Apple Podcasts and Spotify. And find everything Steak for Breakfast at https://linktr.ee/steakforbreakfastpodcast Be sure to listen, like, follow and SHARE our Steak for Breakfast content!   Steak for Breakfast:    SUBSCRIBE on Apple Podcasts: https://podcasts.apple.com/us/podcast/steak-for-breakfast-podcast/id1498791684   SUBSCRIBE on Spotify: https://open.spotify.com/show/3MXIB2s8IWLoT4tnBMAH9n?si=izN0KShBSAytW5JBBsKEwQ   SUBSCRIBE on YouTube:    Full shows: https://youtube.com/@steakforbreakfastpod   Steak Tidbits: https://youtube.com/@steaktidbits   EMAIL the show: steakforbreakfastpodcast@protonmail.com    Steak for Substack: https://steakforbreakfastpodcast.substack.com   linktree: https://linktr.ee/steakforbreakfastpodcast   MyPillow: Promo Code: STEAK at checkout  Website: https://mystore.com/steak Website: https://www.mypillow.com/steak  Via the Phone: 800-658-8045    My Patriot Cigar Co. Enter Promo Code: STEAK  and save 25% http://mypatriotcigars.com/usa/steak   Saddles in Service - “Because no hero should ride alone” https://saddlesinservice.org   Man Rubs Enter Promo Code: STEAK15 and save 15% https://manrubs.com   BattleBorn Coffee Roasters enter promo code: STEAK and save 20% off your first order  https://www.battleborn.coffee   New Hope Wellness use this link or enter promo code: STEAK during intake for free consultation and $100 off your first order https://www.newhopewellness.com/steak Call: 1-800-527-2150

Your finances have layers—investments, taxes, planning for the future. If you want a second set of eyes, Peter opened up a few spots for a quick, no-obligation call. Grab yours now. -----  If you ever hire help, how do you tell whether you're getting a high-quality advisor? Ranie Verby, Plancorp's Director of Practice Management, joins the show to explain what "financial advisor" can really mean, how to spot a true fiduciary at an RIA, and why the best advice shows up when life gets messy, not when markets are calm. Listen now and learn: ► The quickest screening questions that reveal whether an advisor is transparent, fiduciary, and actually aligned with you ► The firm-structure red flags that signal thin service, weak continuity, and no real succession plan ► Why "owned outcomes" matter more than portfolio picks when you hit a major life event ► How Plancorp uses behavioral finance and AI to improve the client experience without burning out advisors   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   (01:30) How to choose a high-quality financial advisor: fiduciary duty and RIA screening  (04:51) Signs of a great advisor: trust, continuity, and why a team matters  (08:26) Behavioral finance in financial planning: tough conversations, estate planning, and family decisions  (13:44) DIY investing vs hiring an advisor: accountability, decision support, and owned outcomes  (16:29) How Plancorp uses AI in financial planning to save advisor time and improve meetings  (21:49) Advisor burnout and capacity: why it affects client experience and continuity  (26:23) Financial advisor red flags and green flags: team size, succession plan, and relationship fit  (29:08) Integrated financial planning under one roof: investing, taxes, and estate coordination  (32:22) For advisors: how to evaluate your firm and build a sustainable advisory career  (36:20) Choosing a financial advisor: fiduciary in writing and meet the full team  (37:08) Where to follow Ranie Verby    Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)   Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this "post" (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.

Why Everything Still Feels Expensive & Growth vs. Value Stocks: Which Is Best? Is inflation going away? The reality is that while the rate of change might slow down to 2% or 3%, the cumulative "stacking" of past inflation remains, leaving consumers anchored to old prices while fighting for higher wages. Wes Moss explores why we can't afford to get complacent and how this cycle is exactly why we invest in the first place. Also, Wes peels back the layers of the market to examine the two main "flavors" of investing: Growth vs. Value. Using the analogy of apples, Wes breaks down the fundamental differences between the fast-moving, low-dividend world of Growth stocks (like Amazon) and the mature, dividend-heavy world of Value stocks. Which fits best in your portfolio? Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

What questions should you really be asking your financial advisor? In this episode, Damon Roberts and Matt Deaton break down the essential conversations every pre‑retiree needs—covering income planning, tax efficiency, Social Security timing, pensions, risk management, and long‑term care considerations. They also share what they expect from clients: curiosity, teamwork, and a willingness to learn. With personal stories, decades of experience, and a focus on clarity over confusion, this episode gives listeners a practical roadmap for building a retirement plan that supports their lifestyle and goals. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

1. Advisor "matchmaking" 2. Superbowl 60 Thanks for listening!

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This week's show focused on the importance of diversification in building a resilient investment portfolio. Matt Sudol and Matt Mai explained that while the term “diversification” is often tossed around by financial advisors, its real value lies in spreading investments across a range of asset classes to help mitigate risk and volatility. They discussed how each investor's ideal asset allocation is unique, based on factors like goals, risk tolerance, and life stage.The discussion also covered the sometimes-overlooked topic of investment fees and costs, highlighting how charges like advisory fees, transaction costs, fund expenses, and account maintenance fees can impact overall returns. Matt and Matt broke down different types of fees, how to identify them, and stressed the importance of transparency from advisors.Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That's why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you're a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation

Dr. Erika Rasure — a former financial advisor and university professor turned financial therapist — has helped thousands of people approach their finances in more intentional, healthy ways. She serves as Chief Financial Wellness Advisor at Beyond Finance, where she meets weekly with hundreds of clients working their way out of debt and towards financial freedom.In addition to her work at Beyond Finance, Dr. Erika serves as Chair of the Research Board for the Financial Therapy Clinical Institute. She is a member of the Financial Review Boards for Investopedia, The Balance, VeryWell Family and VeryWell Parents. Her insight and interviews have been featured in prestigious national outlets, such as Barron's, CNN, Forbes, Fox Business, Marketwatch, NBC News Now, USA Today and Yahoo. Erika holds a doctorate in Personal Financial Planning from Kansas State University and is a Certified Deep Transformational Coach — an accreditation that surrounds changing patterns in actions and behaviors. She addresses holistic wellness in her treatment, incorporating the practice of yoga (she's also a registered yoga teacher) into her comprehensive approach to financial therapy.In this episode, we discuss:• Financial wellness and the best way to achieve it• The mental health connection: how credit card debt impacts wellbeing• How to manage (and avoid) excessive credit card debtLearn more:https://www.beyondfinance.com/https://www.linkedin.com/company/beyond-finance/https://www.facebook.com/MoveBeyondDebt/https://www.instagram.com/beyondfinancedebtrelief/https://www.youtube.com/@beyondfinance5099

In this quick Efficient Friday episode, Libby breaks down a stat that should stop every advisor in their tracks: 85% of clients have thought about switching advisors in the last year

1686 Wesley Read - PracticeCFO and Practice Orbit : Dentistry Uncensored with Howard Farran   Wesley Read, CPA, CFP®, is the Founder and CEO of PracticeCFO and Practice Orbit, and a nationally recognized financial strategist for dental practice owners. A former Big 4 accountant at Ernst & Young, Wes left corporate accounting to focus exclusively on helping doctors run more profitable practices and build long-term financial independence through CFO-level guidance. Through PracticeCFO, Wes provides dentists with integrated accounting, tax, payroll, and financial planning services, pairing each client with a dedicated CFO Advisor who understands both their business and personal finances. He is also the creator of Associates On Fire, a free financial education platform for dental associates, and the host of The Dental Board Room Podcast and The Dental Practice Sale Podcast. Wes holds both bachelor's and master's degrees in accountancy from Brigham Young University and is Series 65 licensed.  

(00:00) — Curiosity in the halls of Mass General: Her mom's triple‑negative breast cancer and remission shape an early interest in medicine.(02:54) — Choosing a major without a premed major: From biochemistry to discovering neuroscience and why UMass ultimately fit.(06:04) — Double majoring without burning out: Overlap with prereqs, honest advising on dual degrees, and following interests.(09:13) — Make advising work for you: Meeting early, becoming a peer advisor, and hearing hard feedback you don't want to hear.(12:56) — Rethinking gap years: Fears about money give way to growth, responsibility, and better prep for med school.(17:23) — What went wrong on the first MCAT: Cramming, no plan, and taking it during senior year.(19:33) — The retake that worked: Six months, 3 hours a day, weekly full-lengths, and using AAMC practice tests.(22:52) — Lining up letters after graduation: Staying in touch with advisors and professors, and using undergrad resources.(25:34) — Clinical path: EMT to pediatric ER clinical assistant: Building skills during COVID, behavioral health work, and a role that cemented medicine.(32:05) — The application surprise: Not prewriting secondaries—and why she won't skip that again.(33:43) — First interview jitters and prep: Early invites, mock interviews, and centering fit.(35:52) — Eight interview invites: Why authenticity and geography beat obsessing over stats.(40:33) — Toughest interview prompt: Answering “Tell me about yourself” and a bartender curveball.(44:10) — The first acceptance: A full-circle moment at work and calling mom.(45:40) — Final advice to premeds: Keep an open mind—and be kind to yourself.Today's guest traces a clear, practical path from childhood curiosity in the halls of Mass General—while her mom underwent treatment and later entered remission—to a medical school seat built on consistency, flexibility, and honest self-reflection. She shares how starting at UMass in biochemistry, discovering neuroscience, and building an early relationship with her premed advisor shaped smarter decisions—like delaying the MCAT and embracing gap years she once feared.We dive into the first MCAT attempt that fell flat (no schedule, cramming during senior year, few practice tests) and the 15‑point turnaround that followed: six months post‑graduation, three hours a day, AAMC full‑lengths every Thursday, and a real study plan. She details lining up letters before leaving campus, keeping in touch after graduation, and why not prewriting secondaries became her biggest application headache.Clinically, she moved from EMT certification and campus EMS to behavioral health sitting and a clinical assistant role in a pediatric ER—experiences that cemented her desire to practice. Finally, we cover interviews (including a surprise bartender question), eight invites, the first acceptance at work, and her closing advice: keep an open mind—and be kind to yourself.What You'll Learn:- How to build a productive relationship with your premed advisor- A realistic MCAT retake plan: pacing, practice tests, and scheduling- Why gap years and nonclinical jobs can strengthen your application- Finding schools by fit and mission instead of fixating on stats- Timing letters and prewriting secondaries to avoid bottlenecks

Dollar vs. Gold: Why You Don't Need To Panic & #1 Retirement Fear (and Ways To Let It Go) While recent headlines might suggest the dollar is "plunging" as gold and silver prices soar, Wes Moss provides a grounded perspective on why the decline, while significant, is still well within historical ranges, and why he believes our economy is still strong. Also, Wes dives into the top fear facing Americans: the fear of running out of money in retirement. As humans, we are wired to prioritize protection and survival, but letting this fear dictate your financial strategy can be counterproductive. Wes breaks down the research behind this common anxiety and introduces five actionable steps designed to eliminate financial dread and help you regain confidence in your long-term plan. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 3, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 03 of our special Be a Coach Series. In this series, I answer questions about our Certified Fibromyalgia Advisor® class and what it takes to be a Certified Fibromyalgia Coach®. In episode one of the series, I explained what a Certified Fibromyalgia Advisor® is and what a Certified Fibromyalgia Coach® is. Episode two of the series was all about who makes a good coach and who is better suited to be an advisor. I also covered what you need and don't need to become a Certified Fibromyalgia Coach®. In this episode, we're taking a deeper look at why someone would want to become a Certified Fibromyalgia Coach®, why the world needs fibro coaches, and why you should consider becoming one.           Note: This episode is not meant to be medical advice. Every person and every situation is unique. The information you learn in this episode should be shared and discussed with your own healthcare providers. Did you catch our Virtual Open House? Tami answered the top six questions about our classes, plus the differences between our Advisor and Coach training paths, and which one might be right for you. Discover our tuition and payment options, and how our classes are tailored for fibro brains and bodies. Catch the replay of the event here. Don't like waiting? Get the full Be A Coach series NOW! Register to access the complete 'Be A Coach' series, along with several bonus episodes, delivered straight to your favorite podcast app. Use this link to sign up for FREE. Interested in hearing from our alumni about their journey in our courses? Register to receive our complimentary 'Fibromyalgia Stories of Hope' collection, automatically delivered to your favorite podcast app. Use this link to subscribe. Use this link to subscribe. For daily doses of hope, inspiration, and practical advice, join Tami on Facebook or Instagram. Need a good book to read? Download Tami's books for free. Ready to take back control of your life and health? Schedule a consultation with a Certified Fibromyalgia Coach®.

Can 1 hour a day make you a millionaire? Bestselling author DAVID BACH reveals how the first-hour rule, retirement investing, passive income ideas, and 401k matching build financial freedom…FAST! David Bach is a 10x New York Times bestselling author and one of America's most trusted financial experts. He has helped millions become financially secure for life, and also serves  as Director of Advisor and Investor Education at AE Wealth Management. He is the consecutive New York Times bestseller with over 7 million books, including books such as: ‘The Automatic Millionaire, 20th Anniversary Edition'.  He explains:  ◼️Why saving $27 a day can outperform earning more money ◼️The phone automation trick that doubles your savings without willpower ◼️The hidden system that keeps most people in debt ◼️The real reason 70% of people stay broke despite earning more ◼️The wealth code for your 20s, 30s, 40s, and 50s (00:00) Intro (02:29) How I Helped Millions Become Millionaires (04:33) How My Grandma Became a Millionaire With an Average Job (09:25) Why Smart Women Finish Rich—And What They Do Differently (12:20) Why Boring Investments Are the Key to Long-Term Wealth (16:02) Why 50% Stay Broke—And How Just 1 Hour a Day Can Change That (19:28) The 70/30 Wealth Rule Millionaires Rely On (22:20) Are Homeowners Really Richer? What the Numbers Say (27:22) Stocks vs. Real Estate: What Builds Wealth Faster? (31:08) Is Buying a House Worth It After All the Hidden Costs? (34:39) Should You Put Your Down Payment Into the S&P 500 Instead? (36:25) Will Buying a House Limit Your Career and Mobility? (40:50) A Proven Framework to Get Out of Debt (42:39) How the Average Person Wastes $10,000 a Year (43:43) How Much You Need to Save Daily to Become a Millionaire (51:47) How to Save Tens of Thousands Without Noticing (54:00) Ad Break (55:03) The Real Dangers of Debt—And How to Escape Them (59:35) The Easiest Way to Boost Your Income Starting Today (1:02:54) Is Wealth Just a Mindset Game? Here's What to Know (1:05:19) How to Grow Your Savings Without Even Realizing It (1:10:16) This Simple Phone Hack Could Save You Hundreds a Month (1:13:24) Should You Invest in Tech Funds Right Now? (1:20:21) Ad Break (1:22:18) 6 Money Mistakes Most Couples Don't Realize They're Making (1:30:24) Why You Must Understand Your Partner's Finances (1:33:40) Why the Next Decade Is the Greatest Money-Making Opportunity Yet (1:36:10) Should You Pay Off Your Mortgage Early or Invest Instead? Enjoyed the episode? Share this link and earn points for every referral - redeem them for exclusive prizes: https://doac-perks.com  Follow David:  Website - https://bit.ly/3ZBpmbB  Instagram - https://bit.ly/3LTngkk  X - https://bit.ly/4t29SLg  YouTube - https://bit.ly/4t5y936  You can purchase ‘The Automatic Millionaire, 20th Anniversary Edition', here: https://amzn.to/4pZYBbH  The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/  ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt  ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Function Health: https://Functionhealth.com/DOAC to sign up for $365 a year. One dollar a day for your health Vodafone - Check out the business.connected series here: https://www.youtube.com/playlist?list=PLn7S5nhm3VOzlPRcOV3ZU30hiiSJ26ozS    Factor: https://factormeals.com/diary50off with code DIARY50OFF

Is the Middle Class Shrinking? & the Quiet Power of Dividend Growth The middle class is shrinking — but perhaps not for the reason you've been told. While headlines often paint a bleak picture of economic decline, the underlying data reveals a much more complex and surprising transformation. Wes Moss dives into the "missing" middle class, using recent data to uncover where those families have actually gone since 1979. Also, Wes pulls back the curtain on a hidden force in the stock market: the math of dividend durability. While many investors are distracted by flashy price targets, they are overlooking a component that has historically accounted for over a third of the market's total return. Wes breaks down why a company's dividend policy is one of the most reliable signals of financial strength and how the "quiet persistence" of dividend growth has consistently outpaced inflation for over sixty years. Mentioned on the show: Fee Only Network - Find A Financial Advisor What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Retirement Calculator Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 27, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices