Podcasts about advisor

Matthew Brickman is joined again by Ryan Finley, the Founder of Freedom Financial Services Group, to discuss wearing two hats as both the financial advisor and the mediator in divorce cases.Ryan is the Founder of Freedom Financial Services Group, a divorce finance advisory firm helping families, attorneys, and courts navigate the financial complexities of divorce. With more than twenty years of executive leadership in finance and forensic accounting, Ryan has guided hundreds of families nationwide toward financial clarity and confidence. As a CPA, CDFA, CVA, and court-approved mediator, Ryan brings both technical precision and empathy to the table—bridging the gap between financial analysis and human understanding. His ability to simplify complex financial issues and foster productive dialogue makes him a trusted resource for attorneys and clients alike.Website: https://www.freedomfsg.com/----If you have a matter, disagreement, or dispute you need professional help with then visit iMediate.com - Email mbrickman@ichatmediation or Call (877) 822-1479Matthew Brickman is a Florida Supreme Court certified family and appellate mediator who has worked in the 15th and 19th Judicial Circuit Courts since 2009 and 2006 respectively. But what makes him qualified to speak on the subject of conflict resolution is his own personal experience with divorce.Download Matthew's book on iTunes for FREE:You're Not the Only One - The Agony of Divorce: The Joy of Peaceful ResolutionMatthew Brickman President iMediate Inc. Mediator 20836CFAiMediateInc.comSCHEDULE YOUR MEDIATION: https://ichatmediation.com/calendar/OFFICIAL BLOG: https://ichatmediation.com/podcastOFFICIAL YOUTUBE: http://www.youtube.com/ichatmediationOFFICIAL LINKEDIN: https://www.linkedin.com/company/ichat-mediation/ABOUT MATTHEW BRICKMAN:Matthew Brickman is a Supreme Court of Florida certified county civil family mediator who has worked in the 15th and 19th Judicial Circuit Courts since 2009 and 2006 respectively. He is also an appellate certified mediator who mediates a variety of small claims, civil, and family cases. Mr. Brickman recently graduated both the Harvard Business School Negotiation Mastery Program and the Negotiation Master Class at Harvard Law School.

Étienne Joncas Bouchard and Brendan Sims explore the innovations transforming how advisors build and manage portfolios. Recorded on January 28, 2026. At Fidelity, our mission is to build a better future for Canadian investors and help them stay ahead. We offer investors and institutions a range of innovative and trusted investment portfolios to help them reach their financial and life goals. Fidelity mutual funds and ETFs are available by working with a financial advisor or through an online brokerage account. Visit fidelity.ca/howtobuy for more information. For a fifth year in a row, FidelityConnects by Fidelity Investments Canada was ranked #1 podcast by Canadian financial advisors in the 2025 Environics' Advisor Digital Experience Study.   --   Étienne Joncas-Bouchard et Brendan Sims se penchent sur les innovations qui transforment la façon de bâtir et de gérer les portefeuilles. Date : 28 janvier, 2026 Chez Fidelity, notre mission consiste à aider le public investisseur canadien à se bâtir un meilleur avenir et à rester à l'avant-garde. Nous offrons aux particuliers et aux institutions une gamme de portefeuilles de placement innovants et fiables pour les aider à atteindre leurs objectifs financiers et personnels. Les fonds communs de placement et les FNB de Fidelity sont offerts par l'intermédiaire des conseillers et conseillères en placements et de comptes de courtage en ligne. Pour de plus amples renseignements, visitez fidelity.ca/commentinvestir. Les baladodiffusions DialoguesFidelity se sont classées au premier rang pour une cinquième année consécutive lors du sondage 2025 d'Environics sur l'expérience numérique des conseillers et conseillères en placements au Canada.

You do not want to miss out on DOME! It will change how we shop, how we sell and it is not a matter of if it is just when! CEO of Sparxworks Billy Newell and long time ecommerce Advisor to Sparxworks John Casey join the show to explain why DOME is a no brainer for brands and retailers. It basically makes your site into an LLM/Answer Engine. This new startup is going to catch fire and Summer, Hayley and Scotty had a great time learning more! Enjoy Always Off Brand is always a Laugh & Learn!    FEEDSPOT TOP 10 Retail Podcast! https://podcast.feedspot.com/retail_podcasts/?feedid=5770554&_src=f2_featured_email   Guest: William Newell  LinkedIn: https://www.linkedin.com/in/williamnewell/ Website: https://sparxworks.com/   Guest: John Casey  LinkedIn: https://www.linkedin.com/in/jocasey/ Website: https://sparxworks.com/ QUICKFIRE Info:   Website: https://www.quickfirenow.com/ Email the Show: info@quickfirenow.com  Talk to us on Social: Facebook: https://www.facebook.com/quickfireproductions Instagram: https://www.instagram.com/quickfire__/ TikTok: https://www.tiktok.com/@quickfiremarketing LinkedIn : https://www.linkedin.com/company/quickfire-productions-llc/about/ Sports podcast Scott has been doing since 2017, Scott & Tim Sports Show part of Somethin About Nothin:  https://podcasts.apple.com/us/podcast/somethin-about-nothin/id1306950451 HOSTS: Summer Jubelirer has been in digital commerce and marketing for over 17 years. After spending many years working for digital and ecommerce agencies working with multi-million dollar brands and running teams of Account Managers, she is now the Amazon Manager at OLLY PBC.   LinkedIn https://www.linkedin.com/in/summerjubelirer/   Scott Ohsman has been working with brands for over 30 years in retail, online and has launched over 200 brands on Amazon. Mr. Ohsman has been managing brands on Amazon for 19yrs. Owning his own sales and marketing agency in the Pacific NW, is now VP of Digital Commerce for Quickfire LLC. Producer and Co-Host for the top 5 retail podcast, Always Off Brand. He also produces the Brain Driven Brands Podcast featuring leading Consumer Behaviorist Sarah Levinger. Scott has been a featured speaker at national trade shows and has developed distribution strategies for many top brands. LinkedIn https://www.linkedin.com/in/scott-ohsman-861196a6/   Hayley Brucker has been working in retail and with Amazon for years. Hayley has extensive experience in digital advertising, both seller and vendor central on Amazon. Hayley lives in North Carolina.  LinkedIn -https://www.linkedin.com/in/hayley-brucker-1945bb229/   Huge thanks to Cytrus our show theme music "Office Party" available wherever you get your music. Check them out here: Facebook https://www.facebook.com/cytrusmusic Instagram https://www.instagram.com/cytrusmusic/ Twitter https://twitter.com/cytrusmusic SPOTIFY: https://open.spotify.com/artist/6VrNLN6Thj1iUMsiL4Yt5q?si=MeRsjqYfQiafl0f021kHwg APPLE MUSIC https://music.apple.com/us/artist/cytrus/1462321449   "Always Off Brand" is part of the Quickfire Podcast Network and produced by Quickfire LLC.  

Find us on social media: Facebook & InstagramEmail us: hello@thetinlounge.com On this episode of Advisor Highlight, Korrine and Theresa sit down with Crystal Armstrong to hear all about her business, her goals, and her definition of success. And we get to hear all about her experience being on Below Deck!See omnystudio.com/listener for privacy information.

Today, Noah and John sit down with Louis Adler and Robert Rahmanian of REAL New York to break down what's really happening in the Manhattan market right now. From a rental market that's critically undersupplied to the ripple effects of 485-x replacing 421-a, the guys explain why new development pipelines are thinning — and why rents likely aren't coming down anytime soon. They dive into office-to-residential conversions, the future of Midtown and FiDi, amenity wars in luxury rentals, and the widening gap between renting and buying. Plus, they share how they built a 2,000+ unit pipeline, why conversions are the “flavor of the month,” and the one piece of advice they'd give their younger selves. If you want boots-on-the-ground intel from operators in the trenches, this is it! ==== ✅ Stay Connected With Us:

Hear from Julie Calkins, Director of Sustainability Strategy at Generation Investment Management, as we explore how interconnected risks spanning climate, nature, inequality and AI challenge traditional approaches to risk and return. In investing, we spend a lot of time debating alpha — what gives one portfolio an edge over another. But increasingly, the bigger question is about beta, and the underlying conditions that make any returns possible in the first place. And here we can think about a stable climate, nature as infrastructure and even social cohesion and functioning institutions. Because when those foundations erode, risk stops looking like a set of isolated exposures, and starts to look like something deeper – perhaps systemic instability, cascading impacts, and rising uncertainty that no single firm can diversify away. That's why in this episode we explore: ·        Why some investors are starting to think more seriously about "protecting the beta", and what that means for portfolio risk and long-term resilience; ·        How nature risk, climate risk, and inequality interact — with inequality not only as an outcome of shocks, but as a potential driver of fragility and political instability; ·        And the tools that can help risk professionals make complex, interconnected risks more legible from scenario modelling to frameworks that build a shared language inside organisations.  ----------------  To find out more about the Sustainability and Climate Risk (SCR®) Certificate, follow this link: https://www.garp.org/scr For more information on climate risk, visit GARP's Global Sustainability and Climate Risk Resource Centre: https://www.garp.org/sustainability-climate If you have any questions, thoughts, or feedback regarding this podcast series, we would love to hear from you at: climateriskpodcast@garp.com ------------------ Speaker's Bio Julie Calkins, Director of Sustainability Strategy at Generation Investment Management Julie Calkins serves as the Director of Sustainability Strategy at Generation Investment Management since April 2022. Previously, Calkins operated as an Advisor for an independent consultancy firm, CDAX, managing projects for notable clients including the US Climate Alliance Partnership and OECD Global Science Forum from January 2017 to April 2022. Prior roles include Head of Climate Risk and Adaptation at Climate-KIC, a Research and Policy Fellow at Wellcome Trust, and a Postdoctoral Research Fellow at the University of Leeds/National Centre for Atmospheric Science. Calkins has also worked as a Monitoring Scientist for NOAA and an Antarctic Scientist for the US Antarctic Program. Academic credentials include a PhD in Environmental Science and Health from the University of York and an MS in Geochemistry from New Mexico Institute of Mining and Technology. With a background spanning environmental science, disaster risk, and global policy, Julie brings a rare systems-level perspective to sustainable investing.

Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠In today's episode, we sit down with Jack Barsky, Ex Undercover Illegal KGB Agent, Speaker & Author, Ex CIO of a 14 Billion Energy company, and Advisor to Business Leaders.Jack reveals what the KGB was really like, whether he was trained to kill, the use of honey traps, and why he was deployed to the United States. He explains the true power of the KGB, prison camps, Cold War damage, and the biggest mistake Russians made about Americans.He compares Donald Trump and Vladimir Putin, explains why Putin has proven more dangerous historically, and breaks down whether China can overtake the US. We discuss techno-oligarchs, why Elon Musk represents modern power, and how information defines dominance today.We also explore the rise of Putin and how a former intelligence officer consolidated extraordinary power.Subscribe for more such conversations.Follow Jack Barsky Here:LinkedIn: https://www.linkedin.com/in/jackbarsky/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

On today's (Tuesday1 of 2) episode of the Steak for Breakfast Podcast, we are covering:   -Episode 700: Hosted by Rone & Alan Jacoby  The never ending Epstein narrative takes some interesting turns; ensnaring Steve Bannon closer to the convicted sex trafficker while exposing some admirable measures made by Donald Trump back in the early 2000s   The woke mob loses the narrative (again) trying to paint President Trump as a racist     Guests: In Order of Appearance    All profile handles are for X (formerly Twitter)    Roger Stone: (@RogerJStoneJr) NYT Best-Selling Author; Host, The Stone Zone; Political Consultant, Advisor, Insider & Icon   Website: https://www.stonecoldtruth.com/   Show: https://wabcradio.com/show/the-stone-zone-roger-stone/   Subscribe to the show and rate it, don't forget to leave a review on Apple Podcasts and Spotify. And find everything Steak for Breakfast at https://linktr.ee/steakforbreakfastpodcast Be sure to listen, like, follow and SHARE our Steak for Breakfast content!   Steak for Breakfast:    SUBSCRIBE on Apple Podcasts: https://podcasts.apple.com/us/podcast/steak-for-breakfast-podcast/id1498791684   SUBSCRIBE on Spotify: https://open.spotify.com/show/3MXIB2s8IWLoT4tnBMAH9n?si=izN0KShBSAytW5JBBsKEwQ   SUBSCRIBE on YouTube:    Full shows: https://youtube.com/@steakforbreakfastpod   Steak Tidbits: https://youtube.com/@steaktidbits   EMAIL the show: steakforbreakfastpodcast@protonmail.com    Steak for Substack: https://steakforbreakfastpodcast.substack.com   linktree: https://linktr.ee/steakforbreakfastpodcast   MyPillow: Promo Code: STEAK at checkout  Website: https://mystore.com/steak Website: https://www.mypillow.com/steak  Via the Phone: 800-658-8045    My Patriot Cigar Co. Enter Promo Code: STEAK  and save 25% http://mypatriotcigars.com/usa/steak   Saddles in Service - “Because no hero should ride alone” https://saddlesinservice.org   Man Rubs Enter Promo Code: STEAK15 and save 15% https://manrubs.com   BattleBorn Coffee Roasters enter promo code: STEAK and save 20% off your first order  https://www.battleborn.coffee   New Hope Wellness use this link or enter promo code: STEAK during intake for free consultation and $100 off your first order https://www.newhopewellness.com/steak Call: 1-800-527-2150

Your finances have layers—investments, taxes, planning for the future. If you want a second set of eyes, Peter opened up a few spots for a quick, no-obligation call. Grab yours now. -----  If you ever hire help, how do you tell whether you're getting a high-quality advisor? Ranie Verby, Plancorp's Director of Practice Management, joins the show to explain what "financial advisor" can really mean, how to spot a true fiduciary at an RIA, and why the best advice shows up when life gets messy, not when markets are calm. Listen now and learn: ► The quickest screening questions that reveal whether an advisor is transparent, fiduciary, and actually aligned with you ► The firm-structure red flags that signal thin service, weak continuity, and no real succession plan ► Why "owned outcomes" matter more than portfolio picks when you hit a major life event ► How Plancorp uses behavioral finance and AI to improve the client experience without burning out advisors   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   (01:30) How to choose a high-quality financial advisor: fiduciary duty and RIA screening  (04:51) Signs of a great advisor: trust, continuity, and why a team matters  (08:26) Behavioral finance in financial planning: tough conversations, estate planning, and family decisions  (13:44) DIY investing vs hiring an advisor: accountability, decision support, and owned outcomes  (16:29) How Plancorp uses AI in financial planning to save advisor time and improve meetings  (21:49) Advisor burnout and capacity: why it affects client experience and continuity  (26:23) Financial advisor red flags and green flags: team size, succession plan, and relationship fit  (29:08) Integrated financial planning under one roof: investing, taxes, and estate coordination  (32:22) For advisors: how to evaluate your firm and build a sustainable advisory career  (36:20) Choosing a financial advisor: fiduciary in writing and meet the full team  (37:08) Where to follow Ranie Verby    Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)   Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this "post" (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.

Why Everything Still Feels Expensive & Growth vs. Value Stocks: Which Is Best? Is inflation going away? The reality is that while the rate of change might slow down to 2% or 3%, the cumulative "stacking" of past inflation remains, leaving consumers anchored to old prices while fighting for higher wages. Wes Moss explores why we can't afford to get complacent and how this cycle is exactly why we invest in the first place. Also, Wes peels back the layers of the market to examine the two main "flavors" of investing: Growth vs. Value. Using the analogy of apples, Wes breaks down the fundamental differences between the fast-moving, low-dividend world of Growth stocks (like Amazon) and the mature, dividend-heavy world of Value stocks. Which fits best in your portfolio? Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

What questions should you really be asking your financial advisor? In this episode, Damon Roberts and Matt Deaton break down the essential conversations every pre‑retiree needs—covering income planning, tax efficiency, Social Security timing, pensions, risk management, and long‑term care considerations. They also share what they expect from clients: curiosity, teamwork, and a willingness to learn. With personal stories, decades of experience, and a focus on clarity over confusion, this episode gives listeners a practical roadmap for building a retirement plan that supports their lifestyle and goals. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

AI and digital transformation are no longer operating in a vacuum. They are unfolding inside a world shaped by geopolitical pressure, economic coercion, and state-driven competition. CEOs are being forced to make technology, supply chain, and capital allocation decisions that carry consequences far beyond quarterly results. In this environment, leadership failure is rarely about a lack of information. It is about misreading the system in which the business actually operates.On this episode of the Reboot Chronicles Podcast, we have Ram Charan, a longtime advisor to CEOs and boards and the author of the newly released China's 90% Model. Ram explains how China's economic strategy is reshaping global markets, why most companies misunderstand the nature of that competition, and what it means for AI adoption, productivity, and leadership fit in the decade ahead. From defining who truly drives outcomes inside organizations to why CEOs must personally own transformation, he connects boardroom decisions to the broader forces determining which companies and countries will lead next.

1. Advisor "matchmaking" 2. Superbowl 60 Thanks for listening!

✈️ For Travel Quotes & Info:

This week's show focused on the importance of diversification in building a resilient investment portfolio. Matt Sudol and Matt Mai explained that while the term “diversification” is often tossed around by financial advisors, its real value lies in spreading investments across a range of asset classes to help mitigate risk and volatility. They discussed how each investor's ideal asset allocation is unique, based on factors like goals, risk tolerance, and life stage.The discussion also covered the sometimes-overlooked topic of investment fees and costs, highlighting how charges like advisory fees, transaction costs, fund expenses, and account maintenance fees can impact overall returns. Matt and Matt broke down different types of fees, how to identify them, and stressed the importance of transparency from advisors.Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That's why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you're a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation

Dr. Erika Rasure — a former financial advisor and university professor turned financial therapist — has helped thousands of people approach their finances in more intentional, healthy ways. She serves as Chief Financial Wellness Advisor at Beyond Finance, where she meets weekly with hundreds of clients working their way out of debt and towards financial freedom.In addition to her work at Beyond Finance, Dr. Erika serves as Chair of the Research Board for the Financial Therapy Clinical Institute. She is a member of the Financial Review Boards for Investopedia, The Balance, VeryWell Family and VeryWell Parents. Her insight and interviews have been featured in prestigious national outlets, such as Barron's, CNN, Forbes, Fox Business, Marketwatch, NBC News Now, USA Today and Yahoo. Erika holds a doctorate in Personal Financial Planning from Kansas State University and is a Certified Deep Transformational Coach — an accreditation that surrounds changing patterns in actions and behaviors. She addresses holistic wellness in her treatment, incorporating the practice of yoga (she's also a registered yoga teacher) into her comprehensive approach to financial therapy.In this episode, we discuss:• Financial wellness and the best way to achieve it• The mental health connection: how credit card debt impacts wellbeing• How to manage (and avoid) excessive credit card debtLearn more:https://www.beyondfinance.com/https://www.linkedin.com/company/beyond-finance/https://www.facebook.com/MoveBeyondDebt/https://www.instagram.com/beyondfinancedebtrelief/https://www.youtube.com/@beyondfinance5099

In this quick Efficient Friday episode, Libby breaks down a stat that should stop every advisor in their tracks: 85% of clients have thought about switching advisors in the last year

The retirement industry has changed, and advisors are feeling it. In this episode, Tom and Nicholas Ross, Chief Strategy Officer at FIG, explore how the post-pandemic reset has reshaped the financial advice industry. They explore why traditional business models eventually plateau, how client expectations have evolved, and why advisors are increasingly stepping into the role of a wealth counselor. Here's some of what we discuss in this episode:

1686 Wesley Read - PracticeCFO and Practice Orbit : Dentistry Uncensored with Howard Farran   Wesley Read, CPA, CFP®, is the Founder and CEO of PracticeCFO and Practice Orbit, and a nationally recognized financial strategist for dental practice owners. A former Big 4 accountant at Ernst & Young, Wes left corporate accounting to focus exclusively on helping doctors run more profitable practices and build long-term financial independence through CFO-level guidance. Through PracticeCFO, Wes provides dentists with integrated accounting, tax, payroll, and financial planning services, pairing each client with a dedicated CFO Advisor who understands both their business and personal finances. He is also the creator of Associates On Fire, a free financial education platform for dental associates, and the host of The Dental Board Room Podcast and The Dental Practice Sale Podcast. Wes holds both bachelor's and master's degrees in accountancy from Brigham Young University and is Series 65 licensed.  

With Dennis Morton, Founder and Senior Wealth Advisor at Morton Brown Family Wealth Overview For Dennis Morton, succession isn't a future problem, it's a leadership obligation. Drawing on his experience as an Army platoon leader and co-founder of an independent firm, he shares how technical competence, accountability, and bold goals drive culture, next-gen leadership, and a business that can thrive beyond any one person.  Listen in… > Download a transcript of this episode… NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. About this episode… In wealth management, success is often measured by assets, growth, or longevity. But there's another measure that's harder to quantify and far more revealing: whether the business you've built can thrive without you at its center. For Dennis Morton, succession isn't a future problem to solve. It's a leadership obligation. Before co-founding Morton Brown Family Wealth with his partner Katie Brown, Dennis served as a platoon leader in the U.S. Army, including a deployment during the Iraq War. That experience shapes how he approaches leadership today: you have to be technically and tactically competent—but just as important, you have to be accountable to the people you lead. Without this combination, execution breaks down. In this conversation with Jason Diamond, Dennis discusses how that mindset directly informs how Dennis has built his firm, as well as: The road to financial advice—and how a poor experience with an advisor led him to consider joining a training program at Smith Barney. Finding the right partner—and how the ability to be “authentic” drives collaboration. The value of independence—and how it gave them the freedom to communicate openly, market authentically, and simplify complexity for clients. Setting bold, audacious goals—and how that creates clarity for leadership and teams. Cultivating next-generation leaders—and how it became central to his success strategy, not as a contingency plan. His leadership philosophy—and why he feels “you're not a success without a successor.” This is an episode about stewardship, leadership, and building something that lasts beyond any one person—with important messages for individual advisors and business owners alike. Want to learn more about where, why, and how advisors like you are moving? Click to contact us or call 908-879-1002. Related Resources Advisors Late in Their Careers: Making Decisions Based on What Matters Most How clarity, legacy, and clients – not just simplicity – should guide your final career choices. Wealth Management Landscape at a Glance We created this “at a glance” continuum infographic—to help you navigate the different models and understand how their features stack up. An Advisor's Guide to 2026: What 2025 Set in Motion and What Comes Next As 2026 comes into focus, advisors face a new set of strategic questions. This Industry Update explores the forces reshaping growth, deal structures, and enterprise value—and what those shifts may signal for the new year and beyond. Dennis Morton Co-Founder & Senior Wealth Advisor Dennis Morton is the Co-Founder of Morton Brown Family Wealth, a boutique Registered Investment Adviser headquartered in Eastern Pennsylvania, serving individuals and families nationwide. He is a speaker, podcast host, and industry thought leader known for his human-first approach to leadership, culture, and client experience. Founded with a vision to transform the way people experience financial advice, the firm has grown steadily through a relationship-driven model and a strong emphasis on developing people and building meaningful relationships. Dennis leads with a unique blend of strategic thinking, emotional intelligence, and long-term perspective. His advisory relationships are built on trust, deep connection, and a belief that financial planning should serve the whole person, not just the numbers. He is passionate about developing people, building sustainable teams, and creating an environment where both clients and professionals can thrive. A U.S. Army veteran, Dennis was awarded a Bronze Star for his service during Operation Iraqi Freedom. His military experience shaped his leadership style, instilling discipline, accountability, and a strong sense of responsibility. He brings authenticity and integrity into every aspect of his work, with a constant focus on doing what's right for clients, colleagues, and the community. Dennis's path to financial advising is unconventional. After earning a degree in history, completing four years of military service, and working in corporate management, he felt called to pursue financial advising. His early experience at a Wall Street wirehouse left him dissatisfied with the limitations of the traditional model, prompting him to leave and build a firm centered on fiduciary responsibility, personal connection, and holistic planning. Deeply rooted in the Lehigh Valley community, Dennis is actively involved in local leadership and service initiatives. This commitment to giving back is embedded in the culture of Morton Brown, where community engagement and meaningful connection are core to the firm's mission. Dennis is a devoted husband and father of four. Outside the office, he enjoys trail running, fly fishing, hiking, and music. A self-taught guitarist, he values the collaboration and connection music fosters and is intentional about building community among peers through shared interests and experiences. Also available on your favorite podcast app and other media sites

Hear from Bedsonline about what's to come in 2026 and how they serve the Advisor community with a huge selection of accommodations and high commissions!   

In this episode of the Sea Captain Leadership Podcast, Phil Bender sits down with Molly Pierce of Track That Advisor — a marketing analytics and benchmarking platform built specifically for financial advisors.Many advisors are collecting data but still unsure what it actually means. This conversation focuses on bringing clarity, structure, and accountability to marketing decisions.In this episode, we discuss:What Track That Advisor does — and how to explain it in simple termsThe biggest gaps in how advisors approach marketing analytics todayWhy benchmarking against industry norms mattersThe difference between dashboards and true insightWhen DIY tracking systems start to break downThe first quantitative and qualitative wins advisors noticeHow analytics and coaching together drive sustainable growthWhy the Sea Captain Performance + Track That Advisor partnership creates stronger alignment between strategy and executionIf you've ever wondered whether your marketing is actually working — or how your efforts compare to your peers — this episode offers a practical roadmap for turning data into informed decisions.Connect with Phil BenderLinkedInSea Captain Performance WebsiteConnect with Molly Pierce:Email: Molly@TrackThatAdvisor.comTrack That Advisor WebsiteLinkedIn

Part 1:We talk with the Reverend Richard Stower, an activist in Maine.We discuss the upcoming election for US Senator from Maine. Susan Collins, a long-time Republican senator, is being challenged by two Democrats. For many Mainers, it is a battle between mind and heart.Part 2:We talk with Bob Lord, the Patriotic Millionaires' Advisor on Tax Policy.We discuss the recently proposed tax on Billionaires in California. It is a one-time tax, comprising 5% of their total wealth. The collected funds would affect about 200 individuals in California, and raise about $100 B. 90% of those funds would go to health care in California, and the remaining 10% would be allocated to food support.  WNHNFM.ORG  productionMusic: John Pine, "That's how every empire falls", 2015

(00:00) — Curiosity in the halls of Mass General: Her mom's triple‑negative breast cancer and remission shape an early interest in medicine.(02:54) — Choosing a major without a premed major: From biochemistry to discovering neuroscience and why UMass ultimately fit.(06:04) — Double majoring without burning out: Overlap with prereqs, honest advising on dual degrees, and following interests.(09:13) — Make advising work for you: Meeting early, becoming a peer advisor, and hearing hard feedback you don't want to hear.(12:56) — Rethinking gap years: Fears about money give way to growth, responsibility, and better prep for med school.(17:23) — What went wrong on the first MCAT: Cramming, no plan, and taking it during senior year.(19:33) — The retake that worked: Six months, 3 hours a day, weekly full-lengths, and using AAMC practice tests.(22:52) — Lining up letters after graduation: Staying in touch with advisors and professors, and using undergrad resources.(25:34) — Clinical path: EMT to pediatric ER clinical assistant: Building skills during COVID, behavioral health work, and a role that cemented medicine.(32:05) — The application surprise: Not prewriting secondaries—and why she won't skip that again.(33:43) — First interview jitters and prep: Early invites, mock interviews, and centering fit.(35:52) — Eight interview invites: Why authenticity and geography beat obsessing over stats.(40:33) — Toughest interview prompt: Answering “Tell me about yourself” and a bartender curveball.(44:10) — The first acceptance: A full-circle moment at work and calling mom.(45:40) — Final advice to premeds: Keep an open mind—and be kind to yourself.Today's guest traces a clear, practical path from childhood curiosity in the halls of Mass General—while her mom underwent treatment and later entered remission—to a medical school seat built on consistency, flexibility, and honest self-reflection. She shares how starting at UMass in biochemistry, discovering neuroscience, and building an early relationship with her premed advisor shaped smarter decisions—like delaying the MCAT and embracing gap years she once feared.We dive into the first MCAT attempt that fell flat (no schedule, cramming during senior year, few practice tests) and the 15‑point turnaround that followed: six months post‑graduation, three hours a day, AAMC full‑lengths every Thursday, and a real study plan. She details lining up letters before leaving campus, keeping in touch after graduation, and why not prewriting secondaries became her biggest application headache.Clinically, she moved from EMT certification and campus EMS to behavioral health sitting and a clinical assistant role in a pediatric ER—experiences that cemented her desire to practice. Finally, we cover interviews (including a surprise bartender question), eight invites, the first acceptance at work, and her closing advice: keep an open mind—and be kind to yourself.What You'll Learn:- How to build a productive relationship with your premed advisor- A realistic MCAT retake plan: pacing, practice tests, and scheduling- Why gap years and nonclinical jobs can strengthen your application- Finding schools by fit and mission instead of fixating on stats- Timing letters and prewriting secondaries to avoid bottlenecks

Daniel Coyle, New York Times bestselling author of The Culture Code and adviser to organizations ranging from Navy SEALs to global technology companies, joins the Strategy Skills Podcast to explore what truly drives leadership, performance, and flourishing. Drawing on decades of research into elite performers and high-functioning cultures, Coyle explains why performance alone is not enough, and why many highly successful people still experience emptiness and burnout. He shares pivotal moments from his work observing leaders, including a defining insight from a Navy SEAL commander who described the four most important words a leader can say: "I screwed that up." The conversation challenges conventional thinking about leadership, power, and problem-solving. Coyle distinguishes between complicated problems that can be solved with instructions and complex problems that require experimentation, learning, and trust. Through examples ranging from kindergarten classrooms to professional sports teams and Pixar's creative process, he shows how psychological safety, vulnerability, and group flow enable people to add up to more than the sum of their parts. The episode also moves beyond the workplace to examine what it means to flourish in a world that is accelerating, fragmenting, and increasingly uncertain. Coyle discusses attention, meaning, community, and the small practices that help individuals and groups create energy, connection, and resilience over time. Key Insights 1. Leadership begins with vulnerability "The four most important words a leader can say… 'I screwed that up.'" Coyle explains that the best leaders are not those who appear flawless, but those who openly acknowledge mistakes. This signal of vulnerability creates trust and invites others to contribute honestly, allowing groups to solve problems together rather than hiding behind certainty. 2. Psychological safety outperforms raw intelligence "The kindergartners outperform the CEOs… not because they're smarter, but because they're safer." In group problem-solving tasks, children succeed because they are unafraid to try, fail, and adjust. Adults, constrained by status and fear of judgment, slow themselves down. Safety enables experimentation and learning. 3. Most leadership failures confuse complex with complicated "Complex problems are alive. They change when you do something to them." Coyle draws a sharp distinction between problems that follow instructions and those that evolve as you interact with them. Treating living systems like mechanical ones leads to brittle strategies and disappointment. 4. Experimentation beats planning in complex systems "Try something, observe what happens, learn from that, and then try something else." For complex challenges, progress comes from testing, learning, and adjusting rather than executing a fixed plan. This mindset mirrors how high-performing teams actually work. 5. Leadership is about creating energy, not pushing information "A lot of times we think of business problems as knowledge problems, when in fact they're energy problems." Coyle emphasizes that change fails when leaders try to impose best practices. Momentum emerges when people are invited into shared questions and feel ownership of the work. 6. Group flow requires clear goals and freedom "You have to have a shared horizon… autonomy… and ownership." High-performing teams operate like a pickup basketball game: everyone knows the goal, operates within guardrails, and has freedom to act. These conditions allow flow to emerge naturally. 7. Meaning is created through connection, not information "Meaning is not about delivering information. It's about resonance and connection." Coyle shows that meaning arises when people share stories, vulnerability, and purpose—often through simple but deep questions—rather than through data or instructions. 8. Attention determines whether life feels alive or hollow "If you're all in the narrow, life gets really thin." Flourishing individuals and cultures balance focused, controlling attention with open, connective attention. Too much of either leads to stagnation or chaos. 9. Community is something you practice, not consume "Community isn't a noun. It's a verb." Whether in organizations or neighborhoods, community forms through shared projects, constraints, and contribution—not passive belonging. Get Daniel's book, Flourish, here: https://shorturl.at/oICpY Claim your free gift: Free gift #1 McKinsey & BCG winning resume www.FIRMSconsulting.com/resumePDF Free gift #2 Breakthrough Decisions Guide with 25 AI Prompts www.FIRMSconsulting.com/decisions Free gift #3 Five Reasons Why People Ignore Somebody www.FIRMSconsulting.com/owntheroom Free gift #4 Access episode 1 from Build a Consulting Firm, Level 1 www.FIRMSconsulting.com/build Free gift #5 The Overall Approach used in well-managed strategy studies www.FIRMSconsulting.com/OverallApproach Free gift #6 Get a copy of Nine Leaders in Action, a book we co-authored with some of our clients: www.FIRMSconsulting.com/gift

Jamie Hayes is the Senior Vice President at Wealthspire Retirement. She specializes in employer retirement plan fiduciary management and investment consulting. With over 20 years of experience in the retirement industry, Jamie works directly with corporations and governments, providing progressive, unique ideas and solutions to enhance retirement plan success while maximizing the fiduciary protection of the committee members. Jamie is a University of Michigan graduate. She and her husband, Bobby, have two teenage daughters.In this episode, Eric and Jamie Hayes discuss:Understanding fiduciary models in practiceEvaluating pricing, access, and conflicts thoughtfullyChoosing a fiduciary structure as a risk and trust decisionDesigning smarter advisor searches and RFP processesKey Takeaways:The real difference between 3(21) and 3(38) shows up less in meetings and more in authority, liability, and documentation. Under 3(38), advisors direct changes and assume more responsibility, enabling faster action while committees remain informed and oversight-focused.Not all 3(38) offerings are created equal, with some firms limiting fund choices or charging materially different fees. An open architecture approach can preserve customization, reduce conflicts, and unlock lower-cost share classes that meaningfully cut expenses.Committees often begin with 3(21) and move to 3(38) as confidence grows in the advisor's process and judgment. Even in a discretionary model, fiduciary duty remains active through monitoring, questioning, and ensuring the advisor never runs on autopilot.Well-run RFPs emphasize context, clarity, and fit rather than volume, secrecy, or recycled templates.Clear timelines, focused questions, right-sized finalist pools, and experienced search consultants lead to better decisions and cleaner outcomes.“You don't want to just pick a template off the internet and go with that… The more information that you can give to the advisor in the beginning, the quicker and easier it's going to be for them to make a decision.” - Jamie HayesConnect with Jamie Hayes:Website: https://www.wealthspire.com/ LinkedIn: https://www.linkedin.com/in/jamiehayesqpfc/ Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information and content of this podcast are general in nature and are provided solely for educational and informational purposes. It is believed to be accurate and reliable as of the posting date, but may be subject to change.It is not intended to provide a specific recommendation for any type of product or service discussed in this presentation or to provide any warranties, investment advice, financial advice, tax, plan design, or legal advice (unless otherwise specifically indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.The opinions expressed by guests are not necessarily agreed by, or the same opinions of 90 North Consulting or of Eric Dyson.

Agentic AI is taking the tech world by storm with the promise of completely transforming business operations. As software vendors continue to invest heavily in the foundations for agentic AI, the systems will become even more mainstream and easier to use. However, truly realizing the value of agentic AI requires developing a clear agentic AI strategy focused on practical and achievable use cases.Connect with us!https://www.erpadvisorsgroup.com866-499-8550LinkedIn:https://www.linkedin.com/company/erp-advisors-groupTwitter:https://twitter.com/erpadvisorsgrpFacebook:https://www.facebook.com/erpadvisorsInstagram:https://www.instagram.com/erpadvisorsgroupPinterest:https://www.pinterest.com/erpadvisorsgroupMedium:https://medium.com/@erpadvisorsgroup

Dollar vs. Gold: Why You Don't Need To Panic & #1 Retirement Fear (and Ways To Let It Go) While recent headlines might suggest the dollar is "plunging" as gold and silver prices soar, Wes Moss provides a grounded perspective on why the decline, while significant, is still well within historical ranges, and why he believes our economy is still strong. Also, Wes dives into the top fear facing Americans: the fear of running out of money in retirement. As humans, we are wired to prioritize protection and survival, but letting this fear dictate your financial strategy can be counterproductive. Wes breaks down the research behind this common anxiety and introduces five actionable steps designed to eliminate financial dread and help you regain confidence in your long-term plan. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 3, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 03 of our special Be a Coach Series. In this series, I answer questions about our Certified Fibromyalgia Advisor® class and what it takes to be a Certified Fibromyalgia Coach®. In episode one of the series, I explained what a Certified Fibromyalgia Advisor® is and what a Certified Fibromyalgia Coach® is. Episode two of the series was all about who makes a good coach and who is better suited to be an advisor. I also covered what you need and don't need to become a Certified Fibromyalgia Coach®. In this episode, we're taking a deeper look at why someone would want to become a Certified Fibromyalgia Coach®, why the world needs fibro coaches, and why you should consider becoming one.           Note: This episode is not meant to be medical advice. Every person and every situation is unique. The information you learn in this episode should be shared and discussed with your own healthcare providers. Did you catch our Virtual Open House? Tami answered the top six questions about our classes, plus the differences between our Advisor and Coach training paths, and which one might be right for you. Discover our tuition and payment options, and how our classes are tailored for fibro brains and bodies. Catch the replay of the event here. Don't like waiting? Get the full Be A Coach series NOW! Register to access the complete 'Be A Coach' series, along with several bonus episodes, delivered straight to your favorite podcast app. Use this link to sign up for FREE. Interested in hearing from our alumni about their journey in our courses? Register to receive our complimentary 'Fibromyalgia Stories of Hope' collection, automatically delivered to your favorite podcast app. Use this link to subscribe. Use this link to subscribe. For daily doses of hope, inspiration, and practical advice, join Tami on Facebook or Instagram. Need a good book to read? Download Tami's books for free. Ready to take back control of your life and health? Schedule a consultation with a Certified Fibromyalgia Coach®.

How can a Certified Crop Advisor help a grower?  Special guest Bobby Busick joins hosts Jeff Jarrett and Sal Sama for today's episode of The High Ground powered by Premier Companies.  Bobby is an award-winning Certified Crop Advisor and account manager for Premier Ag and has a wealth of agriculture knowledge to share!Bobby will share how he went from a kid on a farm to a decades-long career at the co-op working in a variety of roles including liquid application, working in the feed mill, and eventually to his current role as a Certified Crop Advisor and account manager.  From advancements in technology to the increase in no-till farming, Jeff, Sal, and Bobby will discuss changes in farming practices and operations.  You'll also hear Bobby's unique perspective as a family farmer and Orange County Soil and Water Conservation board member who is also an account manager at Premier. “What you're buying is the same thing I'm buying… I'm putting my bottom line into what I'm trying to sell them.”

Show Notes: Allain Roy shares that he left Harvard to become a professional hockey player, signing his first NHL contract out of college. He recalls winning the national championship in 1989 and the team's tradition of reuniting every 10 years. Al mentions attending Coach Clear's 90th birthday celebration and running into former teammates, Tim Burke, Kevin Sneddon, Rich DeFreitas, Brian McCormack and Greg Hess, along with Chuck Hughes at Harvard games. Participating in the 1994 Olympics Al discusses turning down an offer to play in Moscow before graduation and signing with the Winnipeg Jets. He played for the Canadian national team in the 1993-1994 season, traveling the world and participating in the 1994 Olympics. Al describes his experience at the Olympics, including the silver medal loss to Sweden in a shootout. He explains his decision to move on from professional hockey after a player strike and his involvement in various businesses with his ex-father-in-law. Working for the NHL Al talks about missing the game of hockey and deciding to get back into the sport either as a front office executive or an agent. He met Dennis Polanich, an agent, during an alumni game, leading to his purchase of a small agency in 2000. Al grew the agency into RSG Hockey and became an NHL certified agent for 26 years. He explains the services his firm provides, emphasizing the importance of hockey expertise and personalized services.   The Success of the NRX Hockey Model Al details the services offered by RSG Hockey, including tax advice, estate planning, investment management, and concierge services. He discusses the NRX Hockey platform, which provides holistic solutions for athletes outside of contract negotiations and endorsements. Al explains the integration of North Rock Partners' services into the NRX Hockey platform to create a comprehensive system for athletes. He highlights the success of the NRX Hockey model and its potential to expand to other sports. Financial Challenges Faced by Professional Athletes Al addresses the financial challenges faced by professional athletes, emphasizing the importance of financial literacy and pro habits. He provides an example of an average NHL salary and the need for athletes to plan for their post-career financial stability. Al explains the role of his firm in helping athletes manage their finances, including reviewing cash flow statements and planning for retirement. He discusses the psychological and emotional challenges of retirement for athletes and the importance of planning ahead. Culture Fit and Team Work Al talks about the importance of culture fit and teamwork in his firm, moving away from a traditional compensation system to a team-based approach. He describes the growth of his agency from two employees to nearly 20 in North America, with partners in Europe. Al emphasizes the need for deep hockey knowledge among his employees to better serve clients. He highlights the benefits of a team-oriented culture, including regular team calls and constant communication. The Impact of NIL Legislation Al discusses the impact of the National Image and Likeness (NIL) legislation on college sports, turning it into a de facto professional league. He explains the challenges of the open portal system, allowing athletes to switch schools without penalties. Al also talks about pay-to-play schemes and the need for better governance of NIL deals. He describes the role of his firm in advising athletes on fair market value and potential pitfalls in NIL contracts. Addressing Stigma and Anxiety Al shares his enjoyment of returning to campus, including attending Harvard-Dartmouth games and visiting Pinocchio's pizza. He mentions his two children, both graduates of TCU, and his workaholic lifestyle, including traveling for the Olympics. Al discusses his firm's mental health initiative, addressing the stigma and anxiety faced by athletes. He emphasizes the importance of mental health conversations and support for athletes transitioning to post-career life. Harvard Reflections Al reflects on his favorite classes at Harvard, including astronomy with Dr. Latham and Dr. Gingrich, and the History of Genocide. He shares the impact of hearing personal stories from professors who lived through significant historical events, including working on The Manhattan Project, and guest speakers who worked on the first atomic bomb and saw the testing, and from a former concentration camp prisoner who testified at Nuremberg trials. Al appreciates the passion and unique experiences of his professors, which made their classes memorable. He also mentions the excitement of attending classes by notable figures like Spike Lee. Timestamps: 00:02: Journey from Harvard to Professional Hockey  01:10: Early Professional Hockey Career  04:37: Transition to Agency Work 06:41: RSG Hockey Services and NRX Hockey Platform  11:18: Financial Management for Athletes  32:20: Building a Team Culture  36:30: Impact of NIL on College Sports  40:21: Personal Reflections and Mental Health Initiatives  43:23: Memorable Harvard Classes  Links: RSG Hockey: https://rsghockey.com/ Northrock: https://www.northrock-x.com/ Featured Non-profit: The featured non-profit of this week's is brought to you by Bill Cheng who reports: "Hi. I'm Bill Cheng, class of 1992. The featured nonprofit of this episode of The 92 report is Team Rubicon. Team Rubicon is a veteran led organization that provides disaster aid all around the world. It was started in 2010 by a Marine veteran who is spurred by the devastation of the Haiti earthquake to bring a team of seven for hands-on support, and has since grown to become a major global relief organization. I first learned about it from my best friend who served in the Army and have donated annually in his honor. You can learn more about their work at Team Rubicon usa.org, and now here's Will Bachman with this week's episode." To learn more about their work, visit: TeamRubiconUSA.org.  This episode on The 92 Report: https://92report.com/?post_type=podcast&p=1893&preview=true *AI generated show notes and transcript  

Rev. 5:1-14 depicts a dramatic heavenly scene in which the Lamb alone is worthy and able to take and open what is referred to as a βιβλίον (biblion) with seven seals and inscribed in a particular way. The attempt to gain a more precise mental picture of this literary object and its nature as a text includes matters of word meaning and textual criticism. Dr. Christian Askeland, a past contributor to this podcast, is Advisor for The Green Collection (Oklahoma City) and works with Inspire.org. He is interested in the origins and diversity of early Christianity, endeavoring to reconstruct historically the movements from which the relevant texts and manuscripts arose. He has authored John's Gospel: The Coptic Translations of its Greek Text and has co-authored The Bible in the U.S. Capital: Inviting All People to Engage with the Transformative Power of the Bible. Check out related programs at Wheaton College: B.A. in Classical Languages (Greek, Latin, Hebrew): https://bit.ly/3LLFswf  M.A. in Biblical Exegesis: https://bit.ly/4jYUwTL 

This week on Investing Simplified, Matt Sudol discussed critical considerations when starting or purchasing a small business. The conversation emphasized the need for thorough planning beyond just the numbers—advising prospective business owners to assess not only potential profit margins and start-up costs but also the lifestyle changes a new venture may bring. The hosts highlighted the frequent oversight of essential tasks like tax planning and bookkeeping, and the importance of business owners being proactive with their financial records to better position themselves for available tax benefits and avoid unpleasant year-end surprises.In the second segment, Matt Sudol and Matt Mai reviewed an article from The Motley Fool on “five money habits of the wealthy,” focusing on habits such as saving aggressively, creating multiple streams of income, and investing for the long term. The hosts explained strategies like the 50/30/20 budgeting rule (essentials/wants/savings), and stressed not letting lifestyle inflation eat into increased earnings. The show wrapped up with a discussion on the value of coordinating financial and tax planning by having joint meetings with advisors and CPAs, better ensuring clients can maximize opportunities and avoid missed savings. Listeners were reminded of the complimentary consultation services available at Price Financial Group.Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That's why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you're a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation

More people are turning to AI for emotional and dating advice, seeking rational, nonjudgmental responses that friends or family may not provide. While AI can provide short-term relief, overreliance may weaken real communication skills and emotional self-reflection.——————————————————If you're enjoying this story, there's so much more waiting for you inside maayot:✅ Daily bite-sized stories that suit your level✅ native audio✅ Interactions with native for practice your speaking✅ One tap Pinyin, explain in context for words and sentences✅ Writing and speaking exercises with real person feedback✅ Track your learning streakNot using these features yet? Open our app or visit maayot.com and explore everything your Mandarin journey needs. Use promotion code “Podcast” , get a 50% off today !If this episode made you smile, laugh, or learn something new. Please Take just 30 seconds to leave us a rating and short review. It helps other Mandarin learners discover us !

X: @RealBenCarson @ileaderssummit @americasrt1776 @NatashaSrdoc @JoelAnandUSA @supertalk @JTitMVirginia Join America's Roundtable radio co-hosts Natasha Srdoc and Joel Anand Samy with Dr. Benjamin S. Carson, M.D., who was recently sworn in as the National Advisor for Nutrition, Health, and Housing at the U.S. Department of Agriculture (USDA) and will advise both President Trump and Secretary Rollins on policies related to nutrition, rural healthcare quality, and housing accessibility. Dr. Carson will serve as the Department's chief voice on these matters, join Secretary Rollins for her work on the President's Make America Healthy Again Commission, and partner closely with leadership in USDA's Rural Development Mission Area. Topics covered on America's Roundtable this weekend: Launch of President Trump's Freedom 250 and the significance of America's 250th anniversary and the principles which continue to fuel American exceptionalism. Dr. Carson's new role as National Advisor for Nutrition, Health, and Housing at the U.S. Department of Agriculture (USDA) and his leadership in advising both President Trump and Secretary Rollins on policies related to nutrition, rural healthcare quality, and housing accessibility. Dr. Carson will join Secretary Rollins for her work on President's Make America Healthy Again Commission. A conversation on housing affordability Impact of President Trump's policies on the economic front. Affirming the sanctity of life Dr. Carson's solutions for health care reform. Dr. Carson is the Founder and Chairman of the American Cornerstone Institute. He most recently served as the 17th Secretary of the U.S. Department of Housing and Urban Development. For nearly 30 years, Dr. Carson served as Director of Pediatric Neurosurgery at the Johns Hopkins Children's Center, a position he assumed at just 33 years old, becoming the youngest major division director in the hospital's history. In 1987, he successfully performed the first separation of craniopagus twins conjoined at the back of the head. He also performed the first fully successful separation of type-2 vertical craniopagus twins in 1997 in South Africa. Dr. Carson has received dozens of honors and awards in recognition of his achievements, including the Presidential Medal of Freedom, the nation's highest civilian honor. americasrt.com https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 X: @RealBenCarson @ileaderssummit @americasrt1776 @NatashaSrdoc @JoelAnandUSA @supertalk @JTitMVirginia America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America's Roundtable radio program focuses on America's economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. Tune into America's Roundtable Radio program from Washington, DC via live streaming on Saturday mornings via 68 radio stations at 7:30 A.M. (ET) on Lanser Broadcasting Corporation covering the Michigan and the Midwest market, and at 7:30 A.M. (CT) on SuperTalk Mississippi — SuperTalk.FM reaching listeners in every county within the State of Mississippi, and neighboring states in the South including Alabama, Arkansas, Louisiana and Tennessee. Tune into WTON in Central Virginia on Sunday mornings at 9:30 A.M. (ET). Listen to America's Roundtable on digital platforms including Apple Podcasts, Spotify, Amazon, Google and other key online platforms. Listen live, Saturdays at 7:30 A.M. (CT) on SuperTalk | https://www.supertalk.fm

As the financial advisory industry evolves, flexibility - not formulas - is becoming the differentiator. In this episode, Derek Gubala, Co-President of AlphaStar Capital Management, joins Tom to share what he's seeing across the independent RIA landscape heading into 2026. From shifting advisor demographics to customizable platforms, modern training, and the growing importance of client experience, this conversation explores what advisors must rethink to grow, and stay relevant, in a rapidly changing industry. Here's some of what we discuss in this episode:

Can 1 hour a day make you a millionaire? Bestselling author DAVID BACH reveals how the first-hour rule, retirement investing, passive income ideas, and 401k matching build financial freedom…FAST! David Bach is a 10x New York Times bestselling author and one of America's most trusted financial experts. He has helped millions become financially secure for life, and also serves  as Director of Advisor and Investor Education at AE Wealth Management. He is the consecutive New York Times bestseller with over 7 million books, including books such as: ‘The Automatic Millionaire, 20th Anniversary Edition'.  He explains:  ◼️Why saving $27 a day can outperform earning more money ◼️The phone automation trick that doubles your savings without willpower ◼️The hidden system that keeps most people in debt ◼️The real reason 70% of people stay broke despite earning more ◼️The wealth code for your 20s, 30s, 40s, and 50s (00:00) Intro (02:29) How I Helped Millions Become Millionaires (04:33) How My Grandma Became a Millionaire With an Average Job (09:25) Why Smart Women Finish Rich—And What They Do Differently (12:20) Why Boring Investments Are the Key to Long-Term Wealth (16:02) Why 50% Stay Broke—And How Just 1 Hour a Day Can Change That (19:28) The 70/30 Wealth Rule Millionaires Rely On (22:20) Are Homeowners Really Richer? What the Numbers Say (27:22) Stocks vs. Real Estate: What Builds Wealth Faster? (31:08) Is Buying a House Worth It After All the Hidden Costs? (34:39) Should You Put Your Down Payment Into the S&P 500 Instead? (36:25) Will Buying a House Limit Your Career and Mobility? (40:50) A Proven Framework to Get Out of Debt (42:39) How the Average Person Wastes $10,000 a Year (43:43) How Much You Need to Save Daily to Become a Millionaire (51:47) How to Save Tens of Thousands Without Noticing (54:00) Ad Break (55:03) The Real Dangers of Debt—And How to Escape Them (59:35) The Easiest Way to Boost Your Income Starting Today (1:02:54) Is Wealth Just a Mindset Game? Here's What to Know (1:05:19) How to Grow Your Savings Without Even Realizing It (1:10:16) This Simple Phone Hack Could Save You Hundreds a Month (1:13:24) Should You Invest in Tech Funds Right Now? (1:20:21) Ad Break (1:22:18) 6 Money Mistakes Most Couples Don't Realize They're Making (1:30:24) Why You Must Understand Your Partner's Finances (1:33:40) Why the Next Decade Is the Greatest Money-Making Opportunity Yet (1:36:10) Should You Pay Off Your Mortgage Early or Invest Instead? Enjoyed the episode? Share this link and earn points for every referral - redeem them for exclusive prizes: https://doac-perks.com  Follow David:  Website - https://bit.ly/3ZBpmbB  Instagram - https://bit.ly/3LTngkk  X - https://bit.ly/4t29SLg  YouTube - https://bit.ly/4t5y936  You can purchase ‘The Automatic Millionaire, 20th Anniversary Edition', here: https://amzn.to/4pZYBbH  The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/  ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt  ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Function Health: https://Functionhealth.com/DOAC to sign up for $365 a year. One dollar a day for your health Vodafone - Check out the business.connected series here: https://www.youtube.com/playlist?list=PLn7S5nhm3VOzlPRcOV3ZU30hiiSJ26ozS    Factor: https://factormeals.com/diary50off with code DIARY50OFF

In this episode of The Derivative, Jeff Malec dusts off the dress shoes and steps out from behind the webcam for his first in-person interview since before COVID. He heads to Potomac's studio to sit down with Dan Russo, Portfolio Manager and CIO, for a conversation on why investing theory often breaks down when real life shows up. This chat covers why market timing isn't about catching every move, it's about avoiding the ones that cause lasting damage. Dan also explains how Potomac applies systematic, rules-based models built on trend, breadth, and intermarket signals, why cash is a position, and why many popular investing slogans oversimplify risk. SEND IT!Chapters:00:00-00:19= Intro00:20-08:05 = Tactical vs. Passive Investing, Education in Investing, & Understanding Market Timing and Drawdowns08:06-21:47= The Role of Education in Investing & Analyzing Market Trends and Health21:48-35:32= Combining Technical Analysis with Market insight35:33-45:22= Advisor relationships, Portfolio management & Market Psychology45:23-54:56= Cash as a Diversifier, Tactical Strategies & Risk management54:57-01:01:53= Future directions, Market Adaptation & The Evolution of Trading01:01:54-01:06:35=  Parkerization and Pinot: Hot Takes on the Modern Wine IndustryDon't forget to subscribe to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Derivative⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, follow us on Twitter at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@rcmAlts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and our host Jeff at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@AttainCap2⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ , and⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sign-up for our blog digest⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Disclaimer: This podcast is provided for informational purposes only and should not be relied upon as legal, business, or tax advice. All opinions expressed by podcast participants are solely their own opinions and do not necessarily reflect the opinions of RCM Alternatives, their affiliates, or companies featured. Due to industry regulations, participants on this podcast are instructed not to make specific trade recommendations, nor reference past or potential profits. And listeners are reminded that managed futures, commodity trading, and other alternative investments are complex and carry a risk of substantial losses. As such, they are not suitable for all investors. For more information, visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.rcmalternatives.com/disclaimer⁠⁠⁠⁠

InteleTravel is a HOME Agency not a Host Agency.  An 'Agent' is a booking vehicle that books a vacation FOR you... whereas an Advisor builds your dream vacation WITH you. InteleTravel does not simply 'Host' Advisors; we are not an Air B&B that provides a roof and all the essentials you may need.   We don't just give you a place to work; we give you a place to belong. Welcome HOME!

Watch on YT: https://www.youtube.com/watch?v=X_mqIiVtcskThe United States may be approaching a genuine breaking point.Across the country, two increasingly irreconcilable visions of America are colliding: one side demanding order, enforcement, and the restoration of state while the other viewing enforcement itself as illegitimate, immoral, or existentially dangerous.To explore this divide, Break The Rules brings together two voices who both want a high-trust society, but disagree sharply on how such a society can be rebuilt.Auron MacIntyre: a political writer and commentator focused on state capacity, legitimacy, and institutional breakdown in the modern West. He has contributed to The Blaze and other outlets, and has appeared on Tucker Carlson Tonight and related programs discussing law, enforcement, and the limits of liberal governance.He is the author of The Total State: How Liberal Democracies Become Tyrannies (2024), a critical examination of how modern liberal democracies can drift toward authoritarian outcomes through emergency powers, bureaucratic expansion, and weakened constitutional constraints. Drawing on his experience as a journalist during the Trump presidency and the COVID-19 pandemic, MacIntyre analyzes censorship, surveillance, selective enforcement, and the growth of unaccountable administrative power, questioning whether democratic systems reliably restrain authority—or instead enable its expansion under crisis conditions.https://x.com/AuronMacintyrehttps://www.amazon.com/dp/1684515580?ref_=cm_sw_r_cp_ud_dp_5Q231Q8CQ65W8Z0PTQ3HRio Veradonir: a political organizer, producer, and advisor working across multiple civic and advocacy organizations. He is the Founder and Editor of Queer Majority, a political publication focused on inclusion and liberal democratic values, and serves with the A.D. Bi Foundation. Rio is also a Producer at Bi.org, the world's largest bisexual advocacy organization, and the Lead Organizer of amBi, a national bisexual social and political network. In addition, he serves as an Advisor to Project Liberal and Illinois Values, where his work centers on civic engagement, coalition-building, civil liberties, and the preservation of democratic norms in polarized societies.https://x.com/RioVeradonirhttps://substack.com/@veradonirLev Polyakov (Host & Editor / Animator)https://twitter.com/Levpohttps://levpo.substack.com/http://youtube.com/levpolyakov--Consider Supporting BTR by:Becoming a Parton: https://www.patreon.com/breaktherules

Is the Middle Class Shrinking? & the Quiet Power of Dividend Growth The middle class is shrinking — but perhaps not for the reason you've been told. While headlines often paint a bleak picture of economic decline, the underlying data reveals a much more complex and surprising transformation. Wes Moss dives into the "missing" middle class, using recent data to uncover where those families have actually gone since 1979. Also, Wes pulls back the curtain on a hidden force in the stock market: the math of dividend durability. While many investors are distracted by flashy price targets, they are overlooking a component that has historically accounted for over a third of the market's total return. Wes breaks down why a company's dividend policy is one of the most reliable signals of financial strength and how the "quiet persistence" of dividend growth has consistently outpaced inflation for over sixty years. Mentioned on the show: Fee Only Network - Find A Financial Advisor What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Retirement Calculator Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 27, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Patrick Witt, Executive Director of President's Council of Advisors for Digital Assets, joins CoinDesk's Sam Ewen to discuss the presence of crypto at Davos 2026 and President Trump's renewed pledge to make America the global center of innovation. Witt breaks down the tension between traditional banks and the crypto industry, and its impact on the market structure battle. - Timecodes 01:05 Crypto's "Turning Point" at Davos 02:10 The Future of Stablecoins and Crypto Regulation 03:26 U.S. Leadership in Crypto Innovation 06:45 The Path Forward for Crypto Legislation 09:56 The White House's Stand on Stablecoin Yield 12:14 Does Venezuela Have a Secret Crypto Stash? - This episode was hosted by Sam Ewen.

In this episode, Amanda Panda shares her journey from 7 years in Australian politics to building a personal branding empire, why your "flaws" are actually your brand, her controversial 60 Minutes appearance about not sending her daughter to school, and the three stories every founder needs to tell to build authority.Episode Timestamps0:00 Trailer0:55 Introduction1:07 Amanda's Career Start in Politics2:31 Helping Small Businesses on the Side3:06 The "Oh Shit Fund" and Going Solo3:26 Why She Left Politics ("Using My Craft for Evil")5:23 Politicians Losing Authenticity in the System6:04 PR, Propaganda, and Human Influence7:09 Misinformation and Fear Campaigns in Politics9:01 Trump vs Kamala: Attention vs Likability11:58 Overcoming Imposter Syndrome12:30 Your Uniqueness IS Your Brand14:05 Why You Need to Polarize (Pick a Side)15:34 How to Find Your Message17:18 Value-Driven Content vs Self-Absorbed Content19:06 Content Pillars: 3-6 Topics Max20:53 Being Authentic vs Being Strategic22:23 James Smith: Online Persona vs Real Person23:08 Psychology Behind Personal Branding23:48 Clifton StrengthsFinder and 16 Personalities25:13 40-Page Strategy Documents26:05 $500K from One Podcast Appearance26:37 Why PR Works (Emotional Connection)28:29 Propaganda Book by Edward Bernays30:12 Controlling the Narrative30:33 The 60 Minutes Story That Went Wrong34:17 Not Sending Her Daughter to School35:22 Her Daughter at 3: 8 Countries, 150+ Hours Flying36:31 AI Tutoring and Alternative Education37:44 How She Took Back the Narrative (Mamamia Op-Ed)38:37 Create Your Own Media (Podcast, YouTube, TikTok)39:26 The Three Stories Every Founder Needs40:28 Repeat Your Message 10 Times Before It Lands41:07 Daily Journaling for Content Ideas42:28 Sharing Struggles Without Being Cringe43:00 Mercury Retrograde and "Gatorade" Seasons45:17 Women's Hormonal Cycles and Productivity48:27 Building Empires by Elena Cardone49:11 Journaling Through Identity Shifts49:54 How to Rebrand Yourself51:00 "When a Woman Changes Her Hair, She's About to Change Her Life"52:31 Balancing Business, Marriage, and Motherhood54:46 Outsourcing Below Your Hourly Rate55:02 $11/Hour Nannies in Bali and Fiji55:46 70 Hour Weeks Across Mom and Business56:10 Quality Time in Bursts (Not Weekly Routines)57:19 Extraordinary Life Requires Extraordinary Sacrifice58:06 Checking Yourself: You're in the 0.0001%58:54 Where to Find Amanda59:12 Advice to 18-Year-Old Self: Peace Over People-PleasingAbout Amanda PandaPersonal branding strategist and PR expert who spent 7 years in Australian politics before building her own agency. Pioneer in personal branding space with 40-page strategy documents and $500K generated from a single podcast appearance. Now hosts a podcast for ambitious women navigating entrepreneurship and motherhood while raising her daughter Ariella with husband Jack.Connect with Amanda Pandahttps://www.instagram.com/amandapandadelosa/Connect with Mehttps://www.youtube.com/@morgantnelsonhttps://www.instagram.com/morgantnelson

What if staying with a host agency as an experienced travel advisor isn't about settling, but about scaling smarter? In this episode, Whitney is joined by Margaret Haas Wolf of Brownell to explore what true mutual investment can look like between a host agency and an established travel business. They discuss why support should evolve as advisors grow, not disappear, and how strategic partnership can impact margins, confidence, and quality of life. Margaret shares how engaged host agencies can help experienced travel advisors make more intentional decisions, from refining fees to simplifying operations. This conversation offers a thoughtful reframe on what success can look like beyond commission splits and why the right support at the right stage can change everything.

In this episode of Building the Billion Dollar Business, Ray Sclafani breaks down why advisor movement data should be treated as an early warning system and not industry gossip. While the number of advisors changing firms has remained steady, a more concerning trend is emerging: more advisors are leaving the profession entirely than entering it.Ray explains that this shift isn't driven by compensation alone. Instead, advisors are making intentional decisions based on leadership clarity, career path visibility, enterprise value, and control over their future. He outlines four critical decision points for firm leaders in 2026: rethinking retention beyond pay, recruiting for long-term fit, aligning custodian and broker-dealer relationships with strategic purpose, and putting leadership development front and center.The episode challenges RIA and wealth management leaders to confront strategic ambiguity, leadership bottlenecks, and platform misalignment before retention issues show up in the P&L. The message is clear: firms that provide a credible future will keep top talent and those that don't won't.Key TakeawaysAdvisor movement data is an early warning system that reveals where confidence in leadership and long-term value is eroding.More financial advisors are leaving the profession entirely than entering it, signaling a deeper industry challenge beyond firm-to-firm movement.The cost of replacing experienced advisors far exceeds the cost of retaining and developing existing talent.Firms overly dependent on a single founder or leader create bottlenecks that limit growth and retention.Clear leadership pathways and role clarity are essential to sustaining advisor confidence and long-term firm value.Questions Financial Advisors Often AskQ: What does advisor movement data reveal about the wealth management industry? A: Advisor movement data shows where advisors believe long-term value exists and serves as an early warning system for leadership, retention, and strategic alignment issues.Q: Why are financial advisors leaving firms if compensation remains competitive? A: Advisors leave when they lack leadership clarity, role clarity, and a credible long-term career path, not simply because of pay.Q: Are more advisors leaving the profession entirely? A: Yes. In 2025, more advisors exited the profession than entered it, indicating a growing talent decline in the industry.Q: What is the real cost of losing experienced financial advisors? A: Replacing senior advisors typically costs one-and-a-half to two times their total compensation when factoring in lost productivity, recruiting time, and client disruption.Q: What role does leadership play in advisor retention? A: Advisors closely evaluate leadership development, decision-making structure, and whether firms rely too heavily on a single founder or leader.Q: Why do advisors say they are “voting with their feet”? A: Advisors move firms to gain more control over their future, their clients, and their long-term career trajectory, not because they want more change.Find Ray and the ClientWise Team on the ClientWise website or LinkedIn | Twitter | Instagram | Facebook | YouTubeTo join one of the largest digital communities of financial advisors, visit exchange.clientwise.com.

The Honorable Fravia Marquez, Advisor to Venezuela's National Assembly and Spokeswoman to Cumbe International (African Descendants in the Americas) Fravia Marquez and Obi Egbuna, External Relations Officer of the Zimbabwe Cuba Friendship Association and Co-founder of the Shirley Graham Du Bois-William Worthy Media and Friendship Collective, with the latest on Venezuela.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode, Ryan Spalding, Managing Advisor at Gibson, shares lessons from building and selling an insurance agency and explains where companies most often miscalculate property and casualty risk. 

Large Cap vs. Small Cap: Which Is Best? & Why Your Returns Don't Match the Headlines With the median S&P 500 company now valued at $35 billion and "Mega Caps" like Microsoft reaching the $3+ trillion mark, the scale of the market has reached levels that are difficult to even conceptualize. While large caps have dominated the last three years with returns, Wes highlights why investors shouldn't ignore small and mid-cap categories. With small caps currently catching up in 2026 and offering more attractive valuations, diversifying beyond the top 10 stocks in the S&P 500 is more critical than ever. Also, have you ever wondered why individual investors consistently underperform the broader market. While the S&P 500 has averaged a 13% return over the last decade, the average balanced investor has seen closer to 8%. Wes discusses the framework needed to stop chasing headlines and start building long-term wealth. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 20, 2026, Ask an Advisor episode of the Clark Howard podcast.. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

THE DEATH OF LOUIS HOWE AND THE POLITICAL VACUUM Colleague David Pietrusza. In April 1936, Franklin D. Roosevelt faces a critical moment as his longtime advisor, Louis Howe, lies dying. Howe, an unsightly and acerbic man who "worshipped" Roosevelt, had guided FDR from the New York State Senate to the White House. He was instrumental in political strategy and also pushed Eleanor Roosevelt toward greater activism following the revelation of Franklin's affair. With Howe's death, Roosevelt loses his "political mastermind" just as the re-election campaign begins. This loss raises questions about whether the President has the political smarts to navigate the upcoming challenges without his mentor's guidance. NUMBER 11936 SWITZERLAND REVENUE