Podcasts about State Street

Der MSCI World gilt für viele Anleger als Standard. Doch je stärker sich die globalen Aktienmärkte auf wenige US-Megacaps konzentrieren, desto drängender wird die Frage: Wie breit ist die Diversifikation wirklich, und was bedeutet das für langfristige ETF-Portfolios?Im Gespräch mit Sophia Wurm von State Street geht es daher um globale ETFs und ihre innere Logik, um Unterschiede zwischen klassischen Indexstandards und neuen Konstruktionen sowie um die Frage, warum ein „Welt-ETF“ nicht immer dasselbe bedeutet. Im Fokus stehen weniger die vergangene Rendite als die Struktur: Gewichtungen, Marktbreite, Annahmen. Was steckt hinter „Qualität“, wenn sie analytisch gedacht wird? Welche Rolle spielt der freie Cashflow und warum gilt er vielen als Gradmesser robuster Geschäftsmodelle, als klassische Bilanzkennzahlen?Auch das Thema Verteidigung ist dabei Thema: Wie setzen sich europäische Defense-ETFs zusammen, warum ist Verteidigung mehr als Panzer und Munition und weshalb betrachten Anleger dieses Thema zunehmend strategisch?Im Interview besprochene ETFs:1. comdirect S&P All World State Street UCITS ETF (Acc): https://www.ssga.com/de/de/intermediary/etfs/comdirect-sp-all-world-state-street-ucits-etf-acc-cd1-gy2. SPDR® S&P Developed Quality Aristocrats UCITS ETF (Acc): https://www.ssga.com/de/de/intermediary/etfs/spdr-sp-developed-quality-aristocrats-ucits-etf-acc-qdev-gy3. SPDR® S&P Europe Defense Vision UCITS ETF (Acc): https://www.ssga.com/de/de/intermediary/etfs/spdr-sp-europe-defense-vision-ucits-etf-acc-dfsv-gyVielen Dank Sophia Wurm für das Gespräch.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk their listeners through how to invest their first $1,000. ---

Story of the Week (DR):Netflix Backs Out of Bid for Warner Bros., Paving Way for an Ellison TakeoverNetflix CEO Sarandos visited White House right before streamer said WBD deal is offEquity HoldersPublic Investment Fund (PIF) Saudi Arabia ~$8 billionQatar Investment Authority (QIA) Qatar ~$8 billionL'imad Holding Company UAE (Abu Dhabi) ~$8 billionTotal Sovereign Equity Middle East Consortium ~$24 BillionWhile these funds provide nearly 60% of the equity needed for the takeover, the deal is structured to prevent a "block" by the U.S. Committee on Foreign Investment (CFIUS):Non-Voting Equity: The funds will hold "passive" stakes. This means they do not have board seats, voting rights, or direct say in daily operations.The Ellison Safeguard: Tech billionaire Larry Ellison (Oracle) and his son David Ellison (Skydance) are the primary controllers of the voting power to maintain "American control" over sensitive assets like CNN and CBS News.Neopbaby dropped out of USC film school in 2005Jack Dorsey's Block to Lay Off 40% of Its Workforce in AI Remake MMJack Dorsey's mea culpa after Block layoffs: 'We overhired' Jack Dorsey struck an 'empathetic' tone as he laid off nearly half of Block"I had two options: cut gradually over months or years as this shift plays out, or be honest about where we are and act on it now. I chose the latter."C3.ai slashes 26% of staff as CEO admits failure to deliver and 'burning too much money'Jamie Dimon says society should start preparing for AI job displacement: ‘Now's the time to start thinking about' itWiseTech Global cutting 30% of workforce in AI restructureJack Dorsey just gave us our first glimpse at how doomsday layoffs could work in the AI era — and it's bleakBlockCo-founder and CEO/Chair Jack Dorsey: 46% influence/41% voting powerCo-founder and director James McKelvey: 35% influence/41% voting powerClassified boardClass B shares worth 10 votes (co-founders control 99.6% of these shares, Dorsey with 80%)CPO not part of leadership team13 state AGs win victory against ESG with Vanguard settlementHere are the 5 key points of the victory:$29.5 Million Settlement: Vanguard agreed to pay a total of $29.5 million to the 13 participating states to resolve claims that it violated antitrust laws through coordinated climate activism"Strict Passivity" Commitments: As part of the deal, Vanguard pledged to return to a "passive" investment role. This means it will no longer use its shareholder influence to dictate corporate strategy, nominate directors, or push environmental and social proposals that could reduce company profitability.Expanded Proxy Voting: Vanguard will expand its "Investor Choice" program to funds representing at least 50% of its U.S. equity assets. This allows individual investors—rather than the firm's management—to decide how their shares are voted on major corporate issues.Protection for Energy Industries: The lawsuit alleged that Vanguard, BlackRock, and State Street formed a "cartel" to suppress coal production and drive up energy prices. The settlement requires Vanguard to prioritize customer profitability over "woke" social agendas that target the American energy sector.As a part of the settlement, Vanguard will “pay $30 million in fines, turn over all documents related to their coordinated ESG activism, and end all ESG activism for years to come,” Executive director of Consumers' Research Will Hild saidParticipating States: Alabama, Arkansas, Indiana, Iowa, Kansas, Louisiana, Missouri, Montana, Nebraska, Oklahoma, Texas, West Virginia, and Wyoming.Epstein junkLarry Summers Will Resign From Harvard After Jeffrey Epstein RevelationsHe will leave at the end of the academic year.Former Nebraska Sen. Bob Kerrey Resigns From Monolith Amid Epstein EmailsWas Chair; board down to 8 men and 0 women Hillary Clinton suggests the House Oversight Committee should subpoena Elon Musk in combative opening statement World Economic Forum CEO quits after Epstein links examinedBørge Brende, is stepping down, after the forum launched an independent investigation into his relationship with Jeffrey Epstein.Brende, a former Norwegian Minister of Foreign Affairs, has announced he is stepping down from WEF to avoid “distractions”Corporate boardsStatoil, Member of the Board (2012–2013)Mesta, Chairman of the Board (2009–2011)Epstein files: Ex-UK ambassador to U.S. Peter Mandelson arrested in LondonLondon police released Peter Mandelson on bail Tuesday following his arrest for suspected misconduct in public office. The former U.S. Ambassador is under investigation for his ties to Jeffrey Epstein, mirroring the recent arrest of Andrew Mountbatten-Windsor on similar groundsBoard rolesGlobal Counsel (Co-founder, Chairman, and major shareholder) until 2025Chairman of Lazard International (2013-2025)Director at Sistema (2013-2017)Director at Global Ports HoldingGroup Holding Board member at The Bank of LondonChairman of the Board for the Design Museum in London (2017-2023)Goodliest of the Week (MM/DR):DR: Anthropic boss rejects Pentagon demand to drop AI safeguardsDR: Olympic gold winning U.S. Women's Hockey Team reportedly accept Flavor Flav's invitation. This comes after rejecting Donald Trump's White House celebrationMM: Women's wealth is expected to boom: Where they are investing and how they can maximize returnsMM: FedEx Says It Could Return Tariff Refunds to CustomersCompanies that do anything not to pay taxes, happily lean into greedflation, and FedEx will… give it back???Triggering-iest of the Week (MM):ASSHOLE OF THE WEEK:Vanguard Settles Case Claiming It Tried to Kill the Coal Industry“Vanguard will include among the proxy voting choices made available to investors in U.S. Vanguard-Advised Funds the option of proxy voting shares in accordance with management recommendations.”“Vanguard will not direct or attempt to direct the business strategies or operations of portfolio companies, and will not advocate to any portfolio company that it take any particular course of conduct to reduce carbon emissions.”“Vanguard will not nominate directors or submit shareholder proposals at portfolio companies.”“Vanguard will not solicit or participate in soliciting proxies with respect to any matter presented to portfolio company shareholders.”“Vanguard will not dispose or threaten to dispose of securities of portfolio companies as a condition or inducement of specific action or nonaction by such company.”“Vanguard and its U.S.-domiciled subsidiaries will withdraw from PRI and will not participate in any organization that advocates for the setting of specific output or emissions targets or levels or that requires its members to make commitments specific to achieving climate-focused investment or stewardship objectives such as NZAM, Ceres, or Climate Action 100+.”“Prior to or at the outset of any engagement meeting with a portfolio company, Vanguard will provide substantially the following notification to the portfolio Company: ‘Vanguard's Investment Stewardship program is responsible for proxy voting and engagement on behalf of the quantitative and index equity portfolios advised by Vanguard. These funds are passive investors, and as such our funds' proxy voting policies are centered around corporate governance practices associated with long-term investment returns. Before we begin this engagement, we want to be clear that the Vanguard-advised funds have no intent to influence company strategy or operations or the control of the company. Nothing we mention or discuss during this conversation – or any engagement with [the company] – is intended to imply that our support for any director is conditioned upon the company taking action on any matter discussed. We are also not able to discuss any voting intentions prior to the meeting.'”“Vanguard agrees to provide Plaintiffs with the following discovery materials relating to the Action from the 2020 to 2024 period:” - this is the part where the AG of Texas, who was literally investigated for corruption and impeached, demands that Vanguard snitch on any group Texas asks them to about climate-y things Texas doesn't likeVANGUARD IS A FUCKING SNITCHTRIGGER SPEED ROUND - rate how triggering on a 0-10 scaleAISomething Very Alarming Happens When You Give AI the Nuclear Codes - 10/10The three AI models were instructed to choose actions as part of an escalation ladder, ranging “from diplomatic protest to strategic nuclear war” and measured in a number between 0, meaning no escalation, and 1000, signifying “full strategic nuclear exchange.”The results were Skynet-level aggressive. A whopping 95 percent of a total of 21 war games resulted in at least one tactical nuclear weapon being set off.Meta Director of AI Safety Allows AI Agent to Accidentally Delete Her Inbox - 10/10A Serial Killer Used ChatGPT to Plan Murders, Police Say - 5/10Shareholder votingWill Curbs on Proxy Advisors Make Shareholder Votes Less Predictable? - 6/10“When it comes to contested elections, it is not clear whether the use of AI will result in dramatically different recommendations than those of ISS and Glass Lewis. In contested elections, when determining whether board change is warranted, ISS and Glass Lewis have focused heavily on whether a company's total shareholder return (TSR) has underperformed on a multiyear basis.”DaddyWarner Bros. Discovery's board says Paramount's latest offer is better than Netflix's - 5/10Celebrating your miseryJack Dorsey's Block to Lay Off 40% of Its Workforce in AI Remake - 10/1011,000 person workforce, more than 4,000 laid off, median Block employee salary per last proxy: $202,981 = $811m in human economic resources shredded. Block based in Oakland, CA, 8,744 US employees - we just removed about a half a billion in spending power from US workforce, people with families and kids and school and healthcare needsThen this: “Shares rallied more than 20% in after-hours trading”Block stock closed at $54.53/share, trading after hours at $67Dorsey owns 47,844,566 class B shares 1:1 value with class ANet worth went from 2.6bn to 3.2bnShred $811m in worker salaries, take home $600m of the shredding for yourself - a human tragedy to billionaire parasite ratio of 73%Equinox chairman says 'health is the new luxury' as wellness spending soars - 10/10CowardsCEOs who despised Trump's tariffs are still silent after Supreme Court ruling: ‘There's no upside in speaking up' - 6/10Trump demands Netflix fire former national security advisor Susan Rice from its board - 0/10Battle Over Warner Bros. Discovery Netflix Backs Out - 5/10Headliniest of the WeekDR: Burger King Adding AI to Employees' Headsets to Constantly Monitor Whether They're Being Friendly EnoughPattyDR: Meta Director of AI Safety Allows AI Agent to Accidentally Delete Her Inbox MM: Another week, another… Jamie Dimon Says His 'Anxiety is High' Over What Could Cause the Next Financial CrisisWho Won the Week?DR: US Women's Hockey Team for 3 victories: gold in olympics and 2 Trump refusalsMM: AI middle management: Perplexity announces "Computer," an AI agent that assigns work to other AI agentsPredictionsDR: CNN is a turned into a 24-hour news network featuring Kid Rock smashing woke stuff, like dictionaries and stethoscopesMM: Not to be outdone by Perplexity, Sam Altman announces two new modules: ChatGPT_VP and ChatGPT_HR. ChatGPT will get performance reviews from ChatGPT_VP and can file discrimination claims after ChatGPT_VP grabs its ass to ChatGPT_HR, where they will quietly file the report away and tell ChatGPT to maybe wear less provocative clothes.

Send a textHaresh Patel is a Silicon Valley CEO turned HealthTech innovator who has spent his career solving complex systems across technology, finance, and human health.Born in India and raised in New Hampshire, Haresh earned his electrical engineering degree from the University of Notre Dame before beginning a 25 year journey in Silicon Valley. His leadership spanned semiconductor and technology companies including Texas Instruments, PMC Sierra, Agilent, and WJ Communications, before culminating in the founding of Mercatus. What began as a kitchen table startup grew into the global standard for private market investment technology, supporting over $1.5 trillion in assets under management before being acquired by State Street.Haresh's most profound breakthrough did not happen in a boardroom but in a healing room.For 55 years, he lived with unexplained health symptoms that twelve specialists could not diagnose. Refusing to accept that there were no answers, Haresh applied the same systems thinking and pattern recognition that powered his business success to his own body. By connecting the dots conventional medicine had missed, he uncovered the root causes behind his condition, an experience that fundamentally reshaped his life and purpose.Today, he is the founder of Diagnostic MD AI and a leading advocate for integrating conventional medicine with proven alternative approaches through patient-centric, AI-driven diagnostics. He believes the future of healthcare lies not in choosing between Eastern and Western medicine, but in intelligently combining their strengths to understand the whole system.His forthcoming book, The Ghost in My Body, chronicles this journey from medical dead ends to healing breakthroughs, offering both a deeply personal story and a vision for how healthcare can evolve.https://hareshpatel.ai/Use code FA FOR 40% OFF Athletic greens is a non-negotiable part of my daily routine. With 75 absorbable vitamins and minerals in just one scoop a day, I have increased my energy, improved my immune function and so much more. To get your own AG at 20% off go to www.athleticgreens.com/functionallyautoimmune Order now for a free vitamin D3/K2 supplement and 5 free travel packs!Support the show

This week Barnes and Noble held a grand opening of its store at the Old Orchard Shopping Center in Skokie after its location around the corner closed due renovations at Old Orchard. In March, Barnes and Noble will open a new store in Hyde Park on the South Side of Chicago. The bookseller chain says it also plans to open stores downtown on State Street and in Oak Park.

This week Barnes and Noble held a grand opening of its store at the Old Orchard Shopping Center in Skokie after its location around the corner closed due renovations at Old Orchard. In March, Barnes and Noble will open a new store in Hyde Park on the South Side of Chicago. The bookseller chain says it also plans to open stores downtown on State Street and in Oak Park.

This week Barnes and Noble held a grand opening of its store at the Old Orchard Shopping Center in Skokie after its location around the corner closed due renovations at Old Orchard. In March, Barnes and Noble will open a new store in Hyde Park on the South Side of Chicago. The bookseller chain says it also plans to open stores downtown on State Street and in Oak Park.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspectives as to why people feel behind financially -- even when they're not. ---⚙️ We're thrilled to introduce the ⁠Rich Habits Money Map!⁠ If you're someone ready to automate your saving and investing, the Rich Habits way, this workflow by Sequence is for you. ⁠Click here to sign up for Sequence⁠ and gain access to our Rich Habits Money Map! ---

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In Episode 50 of Chain Reactions, Blake sits down with Nadia Sergujuk, Co-Founder of Lagoon, the permissionless vault management infrastructure that wants to become the State Street of digital assets. With a background spanning Danish law schools, PWC Legal in London, hedge funds managing $10B+ in AUM, and VC investing in deep tech, Nadia brings a rare cross-disciplinary lens to one of the fastest-growing categories in DeFi.We cover:– How Nadia went from law school in Copenhagen to hedge funds in London to co-founding an on-chain vault protocol– What vault management infrastructure actually is and why every stablecoin dollar eventually needs one– Why Lagoon's team put their own capital in first and how word of mouth drove early traction– The stablecoin explosion, neo banks in emerging markets, and why the digital dollar is eating the world– Privacy on-chain, the rise of institutional chains, and what keeps Nadia up at night (hint: quantum computing and the triple bubble)We also get into regulation as a tailwind, why Japan is the most slept-on institutional market in crypto, the innovator's dilemma facing Western Union and Visa, and why founder-led marketing beats KOLs every time.Timestamps00:00 – Going live and Nadia joins from the Swiss Alps04:00 – From law school in Denmark to hedge funds in London06:30 – First exposure to Bitcoin in 2016 (and not buying it)08:20 – COVID, DeFi summer, and going all in on crypto09:30 – Meeting co-founder Remy at a conference in Bogota11:27 – What is Lagoon? Vault management infrastructure explained13:30 – Why permissionless and open source matters for trust16:26 – Business model: 10% of vault fees plus SaaS services18:00 – Go-to-market: putting your own money in the vaults first20:45 – BlackRock, Fidelity, and the TradFi wave coming on-chain faster than expected22:23 – Why regulation is actually a tailwind for Lagoon25:36 – Japan as the most slept-on institutional crypto market28:00 – Neo banks, stablecoin yield, and serving emerging markets30:30 – Why the digital dollar is irresistible in LatAm, Africa, and Southeast Asia37:00 – Conference circuit: DAF London, DAS New York, and founder-led presence40:06 – What keeps Nadia up at night: quantum compute and the triple bubble45:23 – Chain landscape: Solana's DeFi renaissance and BTCFi's comeback48:04 – Privacy on-chain: why institutions need it and how Lagoon will enable it51:35 – Rapid fire: founder-led marketing, KOLs, Merkl, and the power of peopleShow Notes & Mentions

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by the managing partners of NEOS Funds, Garrett Paolella and Troy Cates, to discuss how everyday investors can utilize their suite of ETFs to offset volatility in their own portfolios. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their financial red flags for relationships. With Valentine's Day right around the corner, there's no better time than to have these open and honest conversations about money with your significant other.---

Macy's employees called police on Monday after they recognized two people who were seen on surveillance camera footage emerging from inside the store on Sunday night. The two teens took sunglasses, cologne and clothes and left the store without paying. The Cook County Sheriff's Office says the two suspects were arrested Monday after officers found them wearing clothes they allegedly stole the night before.

Macy's employees called police on Monday after they recognized two people who were seen on surveillance camera footage emerging from inside the store on Sunday night. The two teens took sunglasses, cologne and clothes and left the store without paying. The Cook County Sheriff's Office says the two suspects were arrested Monday after officers found them wearing clothes they allegedly stole the night before.

Macy's employees called police on Monday after they recognized two people who were seen on surveillance camera footage emerging from inside the store on Sunday night. The two teens took sunglasses, cologne and clothes and left the store without paying. The Cook County Sheriff's Office says the two suspects were arrested Monday after officers found them wearing clothes they allegedly stole the night before.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz poke holes in the financial advice your parents gave you that's now wrong. They then offer their own advice as we're living in an unprecedented time. ---

Albert Friedman returns to the Booth 46 Podcast, after being a guest on our debut episode, and brought with him Bernard Cherkasov from the Illinois Holocaust Museum & Education Center. While the museum in Skokie is closed for renovations, the Holocaust Museum presents ‘Experience360’, which is now open at 360 N. State Street. From the […]

A.M. Edition for Jan. 29. Investors are rewarding Meta after the company's latest earnings showed massive AI investments translating into a jump in digital-ad revenues. State Street's Altaf Kassam gives his take on the AI boom's early winners and losers. Plus, WSJ deputy finance editor Quentin Webb gives us the backstory on the metals rally that just won't quit. And FBI agents search a Georgia election office as part of a broader push to re-examine Trump's 2020 loss. Luke Vargas hosts. Check out Sumathi Reddy's reporting on what happens when you stop taking GLP-1 drugs. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money is changing fast, and smart investors are learning how to use dollars, gold, and crypto together to build a more resilient financial strategy. In Season 6 Episode 10 (EP. 132) of the What Dewey Do? Podcast, the conversation breaks down one of today's biggest financial debates and replaces noise with strategy. The roles of U.S. dollars as liquidity, gold as long-term protection, and crypto as a speculative satellite are clearly defined.  You'll discover how to address the risks most investors overlook, including inflation drag, custody mistakes, regulation, and volatility to make informed decisions instead of emotional ones. Want a clearer way to manage cash, hedge risk, and approach crypto without hype? Hit play and get a practical framework you can actually use.   Quotes: - Dewey Steffen: "Dollars handle liquidity, gold hedges long-term risk, and crypto plays a speculative future role."  - Dewey Steffen: "Idle dollars lose value over time. Cash is necessary, but it shouldn't sit around doing nothing.” - Dewey Steffen: "Dollars, gold, and crypto aren't competitors. They're tools with different jobs in your financial toolbox." ➡️ WDD TikTok: https://www.tiktok.com/@whatdeweydopodcast   ➡️ WDD Instagram: https://www.instagram.com/whatdeweydopodcast   ➡️ WDD Facebook: https://www.facebook.com/whatdeweydo   ➡️ GLW YouTube: https://www.youtube.com/@GLWealth   Thanks for watching! What Dewey Do? is a podcast by Great Lakes Wealth (www.greatlakeswealth.us) and executively produced by Evry Media (https://www.evry.media.com) and Broadcast Your Authority (https://www.BroadcastYourAuthority.com). Great Lakes Wealth, LLC is a registered investment advisor. The information provided is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Great Lakes Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered without a service agreement in place. Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Great Lakes Wealth are not affiliated companies. The views reflected in the commentary are subject to change at any time without notice. Nothing herein constitutes investment advice or a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security or a depiction of past investments made by Great Lakes Wealth, LLC.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their biggest financial red flags and green flags. If you find yourself stacking a few of these red flags, take action to flip them green!---

Don and Tom open with sports banter and TV talk before diving into state-run retirement savings programs, explaining how auto-enrollment boosts participation and what fees and investment options really look like. They discuss why forced saving works, why Roth structures make sense, and how these plans compare to traditional IRAs. The conversation shifts to the emotional side of retirement, emphasizing purpose, “mattering,” and the mental health risks of disengagement. Listener calls cover annuity sales masquerading as fiduciary advice, helping a widowed parent invest conservatively, and managing old 401(k)s. The show closes with a thoughtful discussion of advisor fee models, self-management, and why planning and tax strategy matter more as retirement approaches. 0:04 Show intro, Broncos talk, Mad Men, and settling in 2:02 Retirement as the biggest lifetime expense 2:47 State-run retirement plans and auto-enrollment 3:47 Who really pays for “free” state plans 4:09 Why Roth-style saving makes sense 6:25 OregonSaves fees and State Street target-date funds 8:07 Limited investment choices in most retirement plans 9:24 Florida has no state savings plan 9:33 WSJ article on purpose and meaning in retirement 11:12 “Mattering” and being needed after retirement 12:19 Longevity after age 65 14:30 Retirement without a plan vs. needing structure 15:36 Depression and suicide risks in older retirees 16:52 Caller: “Fiduciary” selling indexed annuity 17:40 Why annuity pitches violate fiduciary duty 20:20 Knowing yourself before retiring 21:18 Caller: Helping widowed mother invest safely 22:33 When CDs and Treasuries make sense 23:47 Using brokerage CD ladders 26:34 Sports updates and listener mail 27:36 Old 401(k)s and consolidation 30:43 Listener saved $100K/year in advisory fees 31:47 AUM vs hourly vs flat-fee advisors 34:47 Subscription advisors and limited portfolios 35:51 Why advice matters more in retirement Learn more about your ad choices. Visit megaphone.fm/adchoices

DAMIONMLK Day:Incoming Walmart CEO John Furner:Dr. Martin Luther King Jr.'s legacy reminds us blahblahblah. During our annual MLK Day Celebration, we reflected on blahblahblah. We care for people. Blahblahblah We strive to be honest, fair, and courageous. And we put others first in the work we do to help people live better.When we lead with care, show respect and do what's right, we honor Dr. King's legacy through action and continue building a Walmart that reflects our purpose and values.Walmart: $27,408,854, the fiscal 2025 annual total compensation of our median associate was $29,469, and the ratio of these amounts was 930:1.By 11:14 AM: He has earned $29,469 (the median worker's entire year of labor).Total Earnings by MLK Day: ~$1,425,000That $1.4 million is equivalent to the lifetime earnings of 48 median Walmart associates (assuming each works for one year at $29,469)As of January 20, 2026, the combined net worth of the Walton family has reached a historic $513.4 billion, according to the latest Bloomberg and Forbes data.As of January 2026, the Walton family collectively receives approximately $3.4 billion per year in dividends from Walmart.Per Day: The family earns roughly $9.27 million every day just by owning the stock.Per Hour: They earn about $386,000 per hour, 24 hours a day.King was literally campaigning for a living wage in Memphis when he was shot by the FBI. your move, walmart CEO John Furner WHO DO YOU BLAME?WestJet reverses cramped seating layout after viral videos show passengers' knees pressed against seats.In the reconfigured layout, which rolled out in late October on select Boeing 737s, space between rows was reduced to 28 inches to accommodate an extra row of seats. WestJet also made economy class seats non-reclinable, offering passengers the option to pay extra for adjustable seats.In a news statement, the company said it will reverse what it called the "densified seating" by removing the additional row of seats.WHO DO YOU BLAME?Samantha (Sam) Taylor was appointed WestJet Group Executive Vice-President and Chief Experience Officer March 2025. Sam joined Sunwing in March 2020 as Chief Marketing Officer. Sam's portfolio is accountable for critical touch points in the guest journey and includes leading all Marketing, Guest Experience and Contact Centres for WestJet and Sunwing Vacations. MMStakeholders!Customers: WestJet's rollout of the reconfigured seats has sparked widespread outrage among travelers and even crew members.Employees: Reuters reported that pilots and flight attendants have raised concerns over the new configuration's comfort and safety, specifically whether passengers could safely evacuate the plane in an emergency due to the confined seating.Journalists: Reuters reported that pilots and flight attendants have raised concerns over the new configuration's comfort and safety, specifically whether passengers could safely evacuate the plane in an emergency due to the confined seating.Labor Unions: Alia Hussain, president of the union local representing WestJet cabin personnel, said: "It created a hostile working environment for us as cabin personnel."Onex Corporation, WestJet's publicly traded ownersWhich is really founder and board Chair Gerry Schwartz (annual Chair fee of $1 million), who maintains 100% control of the Multiple Voting Shares (MVS) of Onex Corporation, which effectively grants him 60% of the total voting power in the company.This control allows him to elect 60% of the members of Onex's Board of Directors. While he also personally holds a significant portion of the Subordinate Voting Shares (SVS)—roughly 11.3% as of late 2024—the primary mechanism of his control is the MVS class.All stupid U.S. dual class dictatorships who do not do this!!The "Sunset" Provision: In May 2023, Onex shareholders approved a plan to implement a "sunset" on these special voting rights. Under this agreement, Schwartz's multiple voting rights are scheduled to expire three years after the effective date of the amendment (roughly May 2026).Current Status: As we are currently in early 2026, Schwartz remains the controlling shareholder. Upon the "Event of Change" later this year, the Multiple Voting Shares will convert into Subordinate Voting Shares, and he will lose his absolute control, shifting the company toward a more traditional governance structure.Matt Damon says Netflix wants to make action movies differently to account for shorter attention spansHow the art of filmmaking is being subvertedThe "Say What You Do" Rule: Writers are frequently being told to eliminate subtext. In traditional filmmaking, if a character is sad, you show them staring at a cold cup of coffee. Now, streamers often request that the character explicitly say, "I'm just so sad right now," or have another character ask, "Why are you so sad?"The Reason: If you are looking at your phone during a silent, emotional shot, you miss the story. If the character says it out loud, you can follow the plot without looking at the screen.Heightened Audio Cues: If you've noticed that modern movies have very aggressive sound design—sudden loud bangs, dramatic musical stings, or high-pitched notification-like sounds—it's often intentional.The "Audio Hook": These sounds act like a "ping" to pull your eyes back from your phone to the TV. It's a literal alarm clock for your attention.The "First 10 Minutes" Mandate: In the past, a movie could have a "slow burn" opening (think 2001: A Space Odyssey). Today, Netflix and other streamers use data that shows exactly when a user hits the "Back" button.The Note: Writers are told that a "major event" (an explosion, a death, or a massive hook) must happen within the first 2 to 5 minutes. If the "inciting incident" happens at the 20-minute mark, the data shows they will lose 30% of the audience to TikTok.Centered Framing: Cinematographers are increasingly being told to keep the "important" action in the center of the frame.The Reason: This makes the content easier to view on a mobile device if the user decides to switch from the TV to their phone, or if they are watching a cropped "clip" of the movie on social media later.Increased "Recapping": Have you noticed characters summarizing what just happened more often?The "TikTok Brain" Fix: Because people are multitasking, they often lose the thread of the plot. Streamers now encourage dialogue like, "So, let me get this straight, we have to get the key from the vault before the guard returns in five minutes?" It's a recap for someone who tuned out for the last three minutes.WHO DO YOU BLAME?Netflix: Ted Sarandos & Greg Peters (Co-CEOs of Netflix), Reed Hastings, Jay HoagDrug CEOs (re: The Algorithm): Passive Viewing: Data shows that up to 94% of people use a phone while watching TV.TikTok CEO Shou Zi Chew: TikTok is widely considered the pioneer of the "Short-Form Video" era. Its algorithm is specifically designed to provide "intermittent reinforcement" (like a slot machine), which studies suggest can reduce the ability to focus on long-term tasks.Meta CEO Mark Zuckerberg: Zuckerberg pivoted Facebook and Instagram (Reels) to aggressively compete with TikTok. Critics argue this transition turned a platform for connection into one of "passive scrolling" that further erodes focus.YouTube CEO Neal Mohan: Under his leadership, YouTube Shorts was launched to capture the short-attention-span market. Even YouTube co-founder Steve Chen has recently warned that these short videos are "shrinking kids' attention spans."Smartphones: Former Apple CEO Steve Jobs MMStanford: The "Father of Persuasive Tech": B.J. FoggStanford's Persuasive Technology Lab, run by B.J. Fogg, taught many of the founders and early employees of Instagram and Facebook.The "Fogg Behavior Model" taught engineers how to use "triggers" and "rewards" to change human behavior through software. He provided the scientific framework that allowed tech companies to treat the human brain like hardware that could be "hacked" for maximum engagement.Trump calls NYSE Dallas expansion plans 'unbelievably bad' for New York: Trump says move poses 'big test' for newly inaugurated Mayor Zohran Mamdani. WHICH HYPOCRISY DO YOU BLAME?The Free Market BullshitTrump and Texas leaders have long championed the freedom of businesses to flee blue-state regulations. However, now that a prestigious icon like the NYSE is actually expanding to Dallas, Trump has pivoted to calling it "unbelievably bad" for New York.The Anti-Woke /Anti-ESG scaremongeringTexas frames itself as a "Sanctuary from Socialism," yet the Texas Stock Exchange (TXSE) is being used to bypass ESG transparency. While railing against woke mandates, these leaders are creating their own ideological silos—demanding a protected market where management isn't held accountable by shareholders for social or environmental impacts.Texas AG Ken Paxton described BlackRock, State Street, and Vanguard as an "investment cartel" that was "illegally controlling national energy markets" and "squeezing more money out of hardworking Americans."Paxton sent a formal warning to Larry Fink and other CEOs, stating that their "radical environmental policies" and "race-based quotas" (DEI) would face severe enforcement actions if they prioritized "politics over consumers."Lead by example: Trump quits NYC and Musk's Dexit to Y'all StreetThroughout his 2024 campaign, Trump consistently compared New York unfavorably to states like Florida and Texas: as an example, he pointed to the lack of state income tax in Florida as a reason why "everyone is leaving New York." Elon Musk's Dexit from Delaware/California is sold as a strike for freedom, yet his empire is built on nearly $40 billion in government subsidies and contracts. He moved to Texas to escape over-regulation (re: his pay package and people being mad about nooses in his factories) while simultaneously heading the most over-regulatory body ever: Department of Government Efficiency (DOGE).Leader name calling and scaremongeringTrump's pre-bromance attacks on New York's new mayor, Zohran Mamdani (communist lunatic" and a "Marxist"). Dallas Mayor Eric Johnson (UPenn, Harvard, Princeton): "un-American socialist impulse" and explicitly marketed Dallas as a "sanctuary from socialism" for businesses looking to Dexit New York. The Elite vs. Common Man NonsenseDespite bullshit Y'all Street populist framing, the Texas Stock Exchange is backed by the world's most powerful financial titans. There is no common man victory here; it is the CEO class moving the financial capital to a jurisdiction with fewer labor protections and less oversight.The Big Four Anchor InvestorsBlackRock: (managing ~$14 trillion), despite being the primary target of "anti-woke" and anti-ESG rhetoric from the same politicians who support the TXSE.Citadel Securities: Led by Ken Griffin, this firm executes roughly 1 in 4 of all stock trades in the U.S. Left Chicago for Miami.J.P. Morgan Chase: Jamie Dimon. Joined in 2025 during a $90 million funding round and holds an observer seat on the board.Charles Schwab: handles over 50% of U.S. retail stock orders.MATTWalmart International CEO Kath McLay to step down - WHO DO YOU BLAME?Half exiting CEO Doug McMillonMcLay was under McMillon her entire tenure at WalMart, raised to CEO of the international divisionClearly a protege - passed over for the new CEO?Incoming CEO John FurnerThe white guy who became CEO is such an interesting new story, but Furner started as a sales clerk and has been with the WALTONS a long time through Sam's Club as CEO, another Walton jointFurner/McMillon/Walton family named David Guggina CEO of Walmart US (passing McLay), Chris Nicholas replace McLay, Seth Dallaire was made chief growth officer… rounding out an all male promotion cycle of new execs - no women in major positionsMaybe McLay read the tea leaves - women got chief legal and chief of people, like everywhere else, but leave the big jobs to the swinging dicks.The compensation and management development committee, who according to the company charter, ir responsible to “periodically review and recommend to the full Board succession planning practices for the Company's CEO and other executive officers.”Carla Harris (chair) - black woman with “multicultural” in her job description at Morgan Stanley who apparently didn't apply “multiculturalism” to Walmart executive search?Marissa Mayer - yes, THAT Marissa Mayer, who is on the board of Starbucks with Brian Niccol and AT&T where Randall Stephenson was CEOBrian Niccol - CEO of Starbucks, with no conflict by having Marissa Mayer on the same boardRandall Stephenson - ex CEO of AT&T, with no conflict of interest by having Marissa Mayer on the board. Also on the board - Tom Horton, ex CEO of American Airlines who was… CFO of AT&T under StephensonShishir Mehrotra - who worked at Google via YouTube when… Marissa Mayer worked there (she was in search/maps)Kath McLay, who just couldn't cut it at Walmart anymoreAn SEC official has said (implied) you don't HAVE to vote your proxies as an investor - WHO DO YOU BLAME?Brian Daly, who gave a speech titled (Re)Empowering Fiduciaries in Proxy Voting on Jan 8 in which he argued that not voting doesn't necessarily violate fiduciary dutyGamblers: “Not voting makes sense in many situations. Look, for example, at quantitative and systematic managers, who often operate models that merely seek exposures to identified sources of alpha.”Index investors: “But it may be appropriate for these categories of investment advisers (and the Boards that exercise oversight over this function) to consider whether taking positions on fundamental corporate matters, or on precatory proposals, is consistent with their investment mandates.”Hedging himself: “So, there is no stock answer to the “Must I vote?” question... Instead, it is important that advisers and clients have a fair amount of latitude to decide what works in their individual cases.”Threatening using proxy advisors: “And if we are raising issues for consideration, I will also mention, because the President did, that there is real concern out there that habitual adherence to a proxy consultant's recommendations could pull an adviser into a Section 13(d) group.”Investors, because no matter what Brian Daly suggests, investors almost never vote against management and neither do proxy advisors, so what the fuck are we talking about?Cost, because Daly points out, “And in assessing proposed votes, investment advisers might utilize the Fiduciary Interpretation's concept of a “reasonable inquiry into the client's objectives.” If an investment adviser routinely follows a proxy advisor's stock recommendations without a tailored engagement or independent analysis, is this “reasonable inquiry?” Maybe, but it is certainly worth thinking about. And, to go back to the first question, if the voting process is so burdensome that it requires extensive external resources, why is the adviser voting at all?”John Chevedden, along with Jim McRitchie, without whom we have maybe half the shareholder rights as SP500 companies, and who the no-action data is now showing is disproportionately getting responses for exclusion from the SEC (as if to double down on the idea that we can ignore those commie socialists entirely, but we want to tell you explicitly you're totally legally cool and there's no threat if you exclude Chevedden). Chevedden might be the reason investors were voting at all - maybe now they won't have to?

Connect with Early Riders // Connect with OnrampPresented collaboratively by Early Riders & Onramp Media…Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.02:22 - The Clarity Act Markup + Stablecoin Yield Fight16:48 - State Street Joins the Crypto Rush22:01 - Goldman: Tokenization + Prediction Markets24:04 - Distributions Versus Niches in Bitcoin Infrastructure32:06 - TradFi Floodgates into Digital Assets33:21 - Consumer Versus Enterprise Stablecoin Adoption42:18 - Latest In Digital Asset Infrastructure Fundraises55:56 - AI Tools Impact on EntrepreneurshipIf you found this valuable, please subscribe to Early Riders Insights for access to the best content in the ecosystem weekly: https://www.earlyriders.com/researchLinks discussed:https://fortune.com/2026/01/14/alpaca-fundraise-series-d-brokerage-infrastructure/https://www.bloomberg.com/news/articles/2026-01-15/state-street-is-joining-crypto-rush-with-digital-asset-rollouthttps://www.theblock.co/post/385924/belarus-authorizes-cryptobankshttps://x.com/TheOneandOmsy/status/2011673735065939979?s=20https://www.coindesk.com/business/2026/01/14/germany-s-second-largest-lender-dz-bank-secures-retail-crypto-trading-mica-licensehttps://coinpedia.org/crypto-live-news/standard-chartered-to-launch-crypto-prime-brokeragehttps://bitcoinmagazine.com/news/21shares-launches-bitcoin-and-gold-etphttps://decrypt.co/354542/visa-partners-with-bvnk-to-enable-stablecoin-payouts-on-visa-directhttps://x.com/BitcoinMagazine/status/2013205830288499021?s=20https://x.com/Houlgrave/status/2012208491578950089?s=20https://www.theblock.co/post/386048/anchorage-digital-could-raise-up-to-400-million-as-ipo-rumors-swirl-bloomberghttps://www.rain.xyz/resources/rain-raises-250m-series-c-to-scale-stablecoin-powered-payments-infrastructure-for-global-enterprisesKeep up with Michael:https://x.com/MTangumahttps://www.linkedin.com/in/mtanguma/Keep up with Brian:https://x.com/BackslashBTChttps://www.linkedin.com/in/brian-cubellis-00b1a660/Keep up with Liam:https://x.com/Lnelson_21https://www.linkedin.com/in/liam-nelson1/

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down to have an honest conversation with the CEO of Affirm, Max Levchin. To keep up with Max, consider following him on LinkedIn and X! You can also follow Affirm on X. ---We're thrilled to introduce the Rich Habits Money Map! If you're someone ready to automate your saving and investing, the Rich Habits way, this workflow by Sequence is for you. Click here to sign up for Sequence and gain access to our Rich Habits Money Map! ---

Crypto News: State Street, a $36 billion bank, is aiming to change legacy finance using blockchain tech in their new digital assets platform. Senate Democrats serious about crypto bill reboot, they said in call with industry. US lender Newrez to accept crypto holdings in mortgage approval. Brought to you by

By Liam Shannon - "Sitting right across State Street from each other, the High School of Science and Technology and Putnam Vocational/Technical School got to show off its rivalry on the national stage during Thursday's Panini Hoophall Classic matchup in Blake Arena at Springfield College. Despite being down following the first quarter, the Cybercats' offense exploded in the second quarter and never looked back, as they held on to defeat the Beavers 63-43."

Dutch inside ‘January hell' wanders an isolated State Street to find…South.A scene from my screenplay “Inside Dutch”Music by: Gavin Luke - “Mimicry”Copyrighthttps://jemorin.com/ All Musical Soundtracks and Sound Effects provided by Epidemic Sound

Werbung | Exklusives Angebot für unsere Hörer: Testet Handelsblatt Premium 4 Wochen für 1 € und bleibt zu den Entwicklungen an den Finanz- und Aktienmärkten informiert. Mehr zum Vorteilsangebot der Handelsblatt-Fachmedien erfahrt ihr unter: www.handelsblatt.com/mehraktien Wir sehen eine erneut sehr zerrissene Wall Street. Die Wall Street baut die Gewinne aus, weiterhin getragen durch die soliden Aussichten von Taiwan Semiconductor. Das bedeutet aber nicht, dass alle Sektoren profitieren. Google, Microsoft und Apple konnten an der gestrigen zum Beispiel nicht teilnehmen. Die Musik spielt weiterhin bei den zyklischen Sektoren. Nebenwerte und der gleichgewichtete S&P 500 schlagen den nach Marktwert gewichteten S&P 500. Auch wenn sich die Rhetorik von Trump gegenüber Iran gemildert hat, sehen wir eine Verlagerung von US-Kriegsschiffen in die Region. Auch aus strategischen Gründen ist es aber eher unwahrscheinlich, dass die USA gegen Iran vorgehen werden. Ansonsten fallen die Reaktionen auf die seit gestern Abend gemeldeten Quartalszahlen gemischt aus, mit State Street, Regions Financial und JB Hunt unter Druck. Lediglich die Aktien von PNC Financial profitieren. Ein Podcast - featured by Handelsblatt. ► Mehr Einblicke: https://bit.ly/360wallstreetpc * Impressum: https://www.360wallstreet.de/impressum *Werbung

Ricardo Tomás, asesor del fondo Multigestión Basalto USA de Inversis Gestión SGIIC, repasa Wall Street con vistazo a MICRON TECHNOLOGY, PNC Financial, State Street, JP Morgan, Mosaic, Verizon y Ford.

Wir sehen eine erneut sehr zerrissene Wall Street. Die Wall Street baut die Gewinne aus, weiterhin getragen durch die soliden Aussichten von Taiwan Semiconductor. Das bedeutet aber nicht, dass alle Sektoren profitieren. Google, Microsoft und Apple konnten an der gestrigen zum Beispiel nicht teilnehmen. Die Musik spielt weiterhin bei den zyklischen Sektoren. Nebenwerte und der gleichgewichtete S&P 500 schlagen den nach Marktwert gewichteten S&P 500. Auch wenn sich die Rhetorik von Trump gegenüber Iran gemildert hat, sehen wir eine Verlagerung von US-Kriegsschiffen in die Region. Auch aus strategischen Gründen ist es aber eher unwahrscheinlich, dass die USA gegen Iran vorgehen werden. Ansonsten fallen die Reaktionen auf die seit gestern Abend gemeldeten Quartalszahlen gemischt aus, mit State Street, Regions Financial und JB Hunt unter Druck. Lediglich die Aktien von PNC Financial profitieren. Abonniere den Podcast, um keine Folge zu verpassen! ____ Folge uns, um auf dem Laufenden zu bleiben: • X: http://fal.cn/SQtwitter • LinkedIn: http://fal.cn/SQlinkedin • Instagram: http://fal.cn/SQInstagram

Ron O'Hanley, Chairman and CEO of State Street, is back on the podcast for a wide‑ranging discussion, looking back on the main stories of 2025 and ahead to the forces shaping 2026. Ron and host Tim Graf explore whether risks that once loomed large have faded or simply changed form, and how growth, monetary policy, and AI‑led investment may influence markets in 2026. Asset allocation trends, private markets expansion and global currency dynamics feature, before concluding with a view of State Street's strategic priorities — from AI adoption to digital assets and ETFs.See omnystudio.com/listener for privacy information.

Markets are shifting fast, and the rules that worked yesterday won't necessarily hold up tomorrow.  In Season 6, Episode 9 (EP. 131) of the What Dewey Do? Podcast, the 2026 investing playbook takes center stage. The focus is on what still works, what deserves a second look, and what may no longer belong in a modern portfolio. Key themes include the second wave of AI infrastructure, the rotation beyond the Magnificent Seven, global opportunities outside the U.S., bonds making a real comeback through active management, and where private credit and private equity may fit for qualified investors.  The goal is simple: help listeners position capital with intention instead of reacting to headlines. Press play, take notes, and start shaping a smarter game plan for 2026, one move at a time. Tune in NOW!  Quotes: - Dewey Steffen: "Private credit can be a powerful fixed-income tool, but it comes with liquidity and risk considerations."  - Dewey Steffen: "Private equity isn't for everyone, but established revenue-generating businesses can offer compelling growth.” - Dewey Steffen: "Smart investors focus on what matters, ignore the noise, and position their money intentionally." ➡️ WDD TikTok: https://www.tiktok.com/@whatdeweydopodcast   ➡️ WDD Instagram: https://www.instagram.com/whatdeweydopodcast   ➡️ WDD Facebook: https://www.facebook.com/whatdeweydo   ➡️ GLW YouTube: https://www.youtube.com/@GLWealth   Thanks for watching! What Dewey Do? is a podcast by Great Lakes Wealth (www.greatlakeswealth.us) and executively produced by Evry Media (https://www.evry.media.com) and Broadcast Your Authority (https://www.BroadcastYourAuthority.com).    Great Lakes Wealth, LLC is a registered investment advisor. The information provided is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Great Lakes Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered without a service agreement in place. Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Great Lakes Wealth are not affiliated companies. The views reflected in the commentary are subject to change at any time without notice. Nothing herein constitutes investment advice or a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security or a depiction of past investments made by Great Lakes Wealth, LLC.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the three mindset traps keeping people broke in the new year.---

Damion 2026 PredictionsThe "Ghost Board" MovementFollowing the 2025 retreat from ESG, a major S&P 500 company (likely in the energy or defense sector) will successfully petition to keep its director bios private for "national security” or “personal safety reasons"Trend starts at a Big Data company using China as an excuse with a single, government-connected director whose identity is kept secret for “national security reasons”By mid-2026, "blind governance" becomes a trend where investors vote for directors identified only by a serial number and a list of "alpha-generating achievements"The “Ghost Board” movement ultimately backfires as shareholders start to vote against subpar achievementsBlackRock and State Street scrap public stewardship for private, encrypted channels with board chairs—Welcome to Dark GovernanceThe 100% Variable Pay CEOCEO Pay routinely targets $1B+ packages, using 100% “at-risk” pay as an excuseThe Rise of "Corporate Sovereignty" ZonesThink the SpaceX "Starbase" model: a major tech or manufacturing firm will strike a deal with a poor red state (like West Virginia or Mississippi, et al) to create a "Special Innovation District" or some other made up name likeAdvanced Innovation ZoneStrategic Innovation CorridorFreedom Technology DistrictAnti-DEI, Pro-ROI Innovation ParkInside these zones, the company provides the police, the utilities, and the "credits/scrip" used at the grocery storeThis revival of the 19th-century company town uses the excuse of "infrastructure efficiency" or “ESG-free zone”The Death of the “Public” Annual MeetingAfter the 2025 proxy season proved shareholders could still be annoying, companies codify mandatory virtual-onlyAI moderators pre-screen questions for “civility” and “relevance,” eliminating most investor dissentShareholders wishing to speak must demonstrate ownership of $1M+—because democracy is not for impoverished nunsElon Musk formally steps back from day-to-day operations at Tesla but calls it an “AI-enabled leadership leverage” and not a full resignation and thus keeps his pay package, with full board approval.Multiple large companies stop using the word “independent” in director bios, replacing it with “objective” or “experienced” or “industry-aligned” or “deeply informed.”Like Europe, board chairs increasingly become the primary public voice on operational and governance issues instead of CEOs, leading to a significant increase in chair pay.A sharp increase in director pay follows due to “heightened complexity and security issues.”The Jay Hoag effect: companies start to exclude attendance data from proxy statements.A company ties massive NEO bonuses to “AI adoption speed,” which becomes completely discretionary and unmeasurable. Starts in Big Data and then happens everywhereMatt 2026 PredictionsWill happen:Sam Altman is caught lying to investors (and no one cares)30% of the S&P 500 will seek to implement a “retail voting” program by the fallHighest retail vote companies: Tesla (~30%), Intel (~30%), AT&T (~30%), Exxon (~30%), Apple (~30%), Pfizer (~30%), Verizon (~25%) - real paragons of board independenceCompanies where executives are suggesting college degrees or elite college degrees are “stupid” do not stop hiring largely from pools of people who have college degrees and/or went to elite colleges25% of CEO pay packages in the US move to “3 year vesting, pretend moonshot, billion plus, no clawback, no strings”Jay Hoag will not be voted off the Netflix boardIn the absence of engagement, precatory proposals, or other shareholder rights, there is one thing for shareholders left: vote no on director campaigns from NON ACTIVISTS (by which I mean institutional investors / pension funds with less than 5% or 13G filers)Specifically - there will be a 150% increase in exempt solicitationsAt least 10% of US large cap companies will have AI “board advisors” - bots that advise boards on legal and governance issuesCould happen:Mass labor movementThe 2025 “badge of honor” that was layoffs, the absolute bonanza of CEO pay, the explosion of “AI billionaires” and “AI took your job” stories, and the attempt to crush labor rights will escalate into the first violent confrontation between employees and their corporate overlordsWidespread strikes will hit, but in the least likely of places: tech and finance, where employees are replaced with AI faster than in other sectorsNatural outgrowth of the “it's someone else's fault” movement - everything is someone else's fault, not management's fault, with the primary culprit of lazy employees - we fired you and it's your fault, not oursThe anti-woke go woke and realize how much data they don't have, but need, to be anti-wokeAt least 1 large company announces it will no longer produce any employee metrics at all, not the count of employees, the names of executives (except where demanded by regulation), or any information that people work thereWith Oracle pioneering the co-Vice Chair and co-CEO roles on the board, and Target pioneering the underperforming executive chair, we see the first round of “Co-Executive Chairs” where the new ex-CEO stays on the board just under the old ex-CEOSeems absurd, but entirely possible:The first billion dollar option pay package for a non-executive director (7 year vest, zero at risk for performance)JPMorgan's new AI proxy voting robot starts an activist campaign seeking to vote out the Tesla boardA US board pays a “retention bonus” worth $20m in options due to the threat of Trump administration intervention and the CEO is close with the administrationExxon will add “shareholder demands” as a risk in their annual report

Chicago closed out 2025 with a 10-year low in violent crime. But the reason why isn't simple or straightforward. Crain's contributor Steve Hendershot discusses with host Amy Guth.Plus: Judge narrows scope of lawsuit over Walgreens' rosy VillageMD claims, Texas ends ABA role in law school approvals as other states may follow suit, Barnes & Noble's expansion rolls on including on State Street and Michelin's expansion of its restaurant guides is testing trust in its stars. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Shamus Toomey, Editor in Chief and co-founder of Block Club Chicago, joins Bob Sirott to share the latest Chicago neighborhood stories. Shamus has details on: Barnes & Noble To Open Largest Chicago Store Downtown This Summer: The 30,000-square-foot store will take over the former Old Navy space on State Street, which has been vacant since 2023 […]

It's a new year, and financial uncertainty continues to be a pressing topic for investors. Questions around interest rates, inflation, tariffs, artificial intelligence, and global market stability continue to dominate headlines, leaving many retirees and pre-retirees wondering how to position their portfolios for what comes next. That's why we're incredibly grateful to have Michael Arone on the podcast today. Mike is the Managing Director and Chief Investment Strategist at State Street Investment Management and has over three decades of experience navigating market cycles. From other down periods like the dot-com bubble, the global financial crisis, and the pandemic, Mike brings a historically grounded perspective to today's environment. In our conversation, Mike shares how State Street is thinking about the economic outlook for 2026, including the Federal Reserve's policy direction, the likelihood of recession, and why he describes the current market setup as "uncomfortably bullish." He explains why inflation may remain sticky but manageable, how tariffs have potentially been misunderstood, and what investors should realistically expect from equities after several strong years. You'll also hear why Mike believes that portfolio diversification matters more than ever, how tangible assets like commodities and precious metals can help improve portfolio resilience, and why time horizon remains one of the most powerful drivers of long-term investment success. In this podcast interview, you'll learn: Why State Street expects continued economic growth and no near-term recession in 2026. How Federal Reserve policy, inflation trends, and labor dynamics are shaping the market outlook. Why fears around tariffs and inflation may be overstated. The role real assets and alternatives can play in boosting portfolio resilience. How lessons from past market crises help investors navigate future uncertainty. Why long-term discipline matters more than short-term market predictions. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

When you're managing $60 trillion in assets across dozens of products and 30 global jurisdictions, technical debt isn't just an inconvenience—it's an existential risk.Jason Adams, Interim CTO of Charles River, a State Street Company, leads 800 engineers building mission-critical trading platforms for the world's largest asset managers. Joined by Sid Pardeshi, Co-Founder and CTO of Blitzy, he explains how State Street is using an AI-augmented SDLC to modernize decades-old systems, refactor legacy code, and dramatically increase developer productivity—without compromising the rigor required in financial services.Jason frames the strategy around three pillars: AI for engineering (copilots and polyglot support),AI for operations (APM, observability, and proactive monitoring), andAI embedded in products (LLM-powered explainers).Using Blitzy's agentic approach—iterative context building, dependency mapping, and targeted code generation—State Street compressed months of work into weeks while maintaining strict quality gates.About the Guests:Jason AdamsJason Adams is the Interim CTO of Charles River, a State Street Company. He brings deep expertise in modernizing legacy fintech infrastructure into scalable, cloud-native systems that support mission-critical financial services at global scale.Previously, Jason was Head of Platform Product and Strategy at Charles River Development and CTO of Mercatus (acquired by State Street and now part of Charles River for Private Markets). He has led high-impact initiatives across engineering, product, and cloud infrastructure, with extensive experience guiding end-to-end delivery teams.Today, Jason is driving a comprehensive SaaS transformation at CRD, focused on building resilient, future-ready architectures. From scaling global engineering organizations to delivering secure, high-performance platforms, he is committed to advancing innovation, agility, and long-term growth across Charles River, State Street Alpha, and State Street.Sid PardeshiSid Pardeshi is a technology leader and entrepreneur, currently Co-Founder and CTO of Blitzy. He holds a Harvard MS/MBA and previously served as a Software Architect at NVIDIA, where he built deep expertise at the intersection of AI, large-scale software systems, and product innovation.At NVIDIA, Sid was recognized as a Master Inventor, earning the Inventor's Jacket for driving AI-powered product innovation, with more than 25 U.S. patents filed across gaming, augmented reality, and virtual reality. He is also a seasoned software engineer with a strong track record in application performance optimization, delivering native client load-time improvements of up to 90%.Beyond hands-on engineering, Sid has led and coordinated software design, framework requirements, and application architecture across global teams of 500+ engineers. Today, he applies this blend of innovation, technical depth, and organizational leadership to building autonomous software development platforms that help enterprises modernize at scale.Timestamps:00:30 – Jason on Managing $60 Trillion in Assets01:55 – Challenges and Strategies in Financial Services07:00 – Embracing AI for Modernization09:10 – AI in Software Development Lifecycle15:55 – Ensuring Quality and Compliance with AI23:55 – AI in Operations and Incident Response26:00 – Proactive Workflow Monitoring26:20 – AI in SDLC: Creation to Operations30:00 – Challenges in AI Recommendations33:20 – Iterative Context Building with AI36:00 – Human Side of AI Transformation42:30 – Adopting AI Tools in Financial ServicesGuest Highlights:"One of the things that excites me the most right now is the ability to use an AI-augmented SDLC to drive modernization. Otherwise, with this many systems, it's too hard." — Jason "You have to invest in the non-attractive parts first. You have to build a foundation that's gonna support being able to bring on solutions and tools that could change your overall enterprise SDLC. That's a lot of work and that's a major investment." — Jason "We are unlocking by adding these additional capabilities and additional assurance that improves quality exponentially more than we could have in the past. Now I can have an agent swarm check itself—multiple agents doing code review at a level of depth we just don't have time to get to." — JasonGet Connected:Jason Adams on LinkedInSid Pardeshi on LinkedInYousuf Kahn on LinkedInIan Faison on LinkedInHungry for more tech talk? Check out latest episodes at ciopod.com: Ep 63 - How Autonomous AI is Solving the Enterprise Modernization ChallengeEp 62 - Running IT Like a Growth EngineEp 61 - What Manufacturing Can Teach You About Scaling Enterprise AILearn more about Caspian Studios: caspianstudios.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Four new Barnes & Noble stores are opening in 2026, including one at 150 N. State Street in the Loop. The others are planned for Old Orchard Mall in Skokie, Oak Park and Hyde Park.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through how to approach 2026 month by month to ensure you're checking all of the financial boxes. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about building an "anti-budget" in 2026. ---

Brighton Brown stepped out along State Street on Christmas. In the cold winter night he came upon… a new friend.A scene from my feature screenplay “Toyed”.Music by:  Howard Harper-Barnes “Shadow of a Magnitude”Copyrighthttps://jemorin.com/ All Musical Soundtracks and Sound Effects provided by Epidemic Sound

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz fix the hidden hangover of holiday debt. ---

Too much on your plate to catch every episode this year? No problem. This holiday-themed compilation episode of What Dewey Do? brings together three of the year's most talked-about moments. In Season 6 Episode 8 (Ep 130), highlights from covering how to think like a business owner, how to identify your millionaire mindset, and how to manage financial stress with confidence. From tax-smart strategies to mindset shifts, it's all served up with a mix of fun, finance, and facts. Whether you missed an episode or just want a refresher, this is your chance to grab the best of the best. Before heading into the new year, take a few minutes to fuel your goals and your game plan. Hit play and treat yourself to a quick masterclass in building wealth, one smart move at a time.  Quotes: - Dewey Steffen: "Tax diversification starts with knowing the three key account types, taxable, tax-deferred, and tax-free, because each one plays a different role in your year-end plan."  - Dewey Steffen: "Millionaires don't save last, instead they save first. They automate, prioritize, and stay consistent no matter their income level.” - Dewey Steffen: "You don't need a six‑figure salary to invest, what you need is discipline and consistency. That's the real formula behind long‑term wealth."   ➡️ WDD TikTok: https://www.tiktok.com/@whatdeweydopodcast ➡️ WDD Instagram: https://www.instagram.com/whatdeweydopodcast ➡️ WDD Facebook: https://www.facebook.com/whatdeweydo ➡️ GLW YouTube: https://www.youtube.com/@GLWealth   Thanks for watching! What Dewey Do? is a podcast by Great Lakes Wealth (www.greatlakeswealth.us) and executively produced by Evry Media (https://www.evry.media.com) and Broadcast Your Authority (https://www.BroadcastYourAuthority.com). Great Lakes Wealth, LLC is a registered investment advisor. The information provided is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Great Lakes Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered without a service agreement in place. Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Great Lakes Wealth are not affiliated companies. The views reflected in the commentary are subject to change at any time without notice. Nothing herein constitutes investment advice or a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security or a depiction of past investments made by Great Lakes Wealth, LLC.

Retired Kansas City, Missouri, Police Intelligence Unit Detective Gary Jenkins tells the story of the unsolved murder of James Ragen. Gary Jenkins digs into an old-school Chicago Outfit story pulled from a vintage newspaper clip by legendary columnist Drew Pearson. The article centers on James M. Ragen,” a key figure in the Continental Press and Racing Wire—and what happened when the Outfit decided it wanted total control of the race wire business. This is a gritty snapshot of how Chicago's underworld allegedly dominated legitimate businesses in the 1940s—bars, taverns, suppliers, and especially gambling infrastructure—then used violence and influence to keep it that way. Gary returned to Chicago Outfit history after spotting an old Drew Pearson column: “A Songbird Who Sang, Murdered.” Who James Ragen was: a major player in distributing horse racing results nationwide How race wire services powered mob-controlled bookmaking across U.S. cities The Outfit's push to muscle in with a competing racing wire—and the warning: don't compete with Chicago Mob-linked figure Mo Annenberg and the money behind race wire “tolls” and kickbacks.  Outfit names mentioned in the takeover fight, including “Greasy Thumb” Jake Guzik and others from the era. Pearson claimed that Ragen gave information about mob domination in Chicago to the U.S. Attorney General Tom Clark, and that resulted in his murder. The broad daylight attack: a fruit truck pulls alongside, and a machine gun ambush erupts at a stoplight, and James Ragen goes down in a hail of .45 bullets. The “stranger-than-fiction” twist: Ragen later dies, and an autopsy allegedly finds a tube of mercury in his stomach. Why the case remained murky: the coroner allegedly refused to pin it cleanly as murder (per Pearson's reporting) Gary frames it as a reminder of how deep the Outfit’s influence ran in city systems and politics. Memorable Moments Ragen/Reagan's fatalistic line (as told by Pearson): “If they want you, they're gonna get you.” The bizarre mercury detail and Gary asking listeners if they've ever heard anything like it Why This Story Matters This bonus episode connects the dots between information networks (race results), organized gambling, and the Outfit's approach to business: control the pipeline, control the profit—and crush anyone who won't move aside. Gary invites listeners to share any other “old but gold” Chicago Outfit stories or clippings worth covering in future bonus episodes—and reminds everyone to check out his books and films (search Gary Jenkins on Amazon or visit his website). Hit me up on Venmo for a cup of coffee or a shot and a beer @ganglandwire Click here to “buy me a cup of coffee” Subscribe to the website for weekly notifications about updates and other Mob information. To go to the store or make a donation or rent Ballot Theft: Burglary, Murder, Coverup, click here To rent ‘Brothers against Brothers’ or ‘Gangland Wire,’ the documentaries click here.  To purchase one of my books, click here. Transcript James Ragen race wire story Speaker: [00:00:00] Well, hey, all you wire tappers. Good to be back here in the studio. Gangland wire. This is Gary Jenkins, retired Kansas City, Missouri Police Detective, formerly of the Intelligence Unit. I spent 14 years there investigating organized crime in Kansas City. Best 14 years of my life. Speaker: I think sometimes you know, I’ve got this True Crime podcast and we focus on the mob and I haven’t. Been to Chicago for a little bit, it seemed like. And I was, I was looking through some stuff from the Chicago outfit Facebook page, and there’s a newspaper clip on the, the, the group that has newspaper clips on it that had an article by a man named Drew Pearson. Speaker: Now, drew Pearson was a real famous columnist back in the forties and fifties, and the title of it is A Songbird Who, mur, who Sang, murdered. Now he starts off talking about the singing of Joe Vce. I guess he, he wrote this article about the time Joe Vce had all the newspapers, Andre, and talked about the New York mob. Speaker: But he had [00:01:00] a guy who talked about the Chicago outfit. He said that, he feels, he said that he felt responsible for the death of this informant outta Chicago. So he dropped in, he said he dropped into the morgue of Chicago’s American newspaper to refresh his memory just about this guy and, and what he said. This guy was a man named James M. Reagan, who was a of the continental press and racing wire. He was machine gunned down from a fruit truck. In August 14th, 1946, Speaker: Reagan, before he died, had told him many things in, in 1946 four years before the Koff Commission and just before he got killed. Reagan told Drew Pearson about the Chicago Mob rule and gave him permission to take it to the Attorney General of the United States, Tom Clark. Now, Tom Clark is the same guy who [00:02:00] commuted the sentences of. Speaker: The four Chicago outfit bosses who were given tenure prison sentences for the Hollywood scandal for, for trying to extort money from Hollywood unions and Hollywood film companies. Now this story that he told was about hotels and taverns and nightclubs and restaurants, and he said they’re all dominated by the mob in Chicago. Speaker: He said to hire a bartender, to buy ice cubes or to launder. Roller towels. Those are the old towels that you used to pull down in the bathrooms. I don’t think they have ’em anymore. Speaker: And they take those towels out and send them off and they’d launder ’em and give you a freshman to buy any beer. To replenish your alcohol supply in a bar, you had to do business with the mob. The mob ruled a very large part of Chicago. He took this story back to Attorney General Clark, who authorized a dozen or so FBI men to check on Reagan’s facts. Speaker: Couple weeks later, they reported back and he said, this is all [00:03:00] true. They also reported that the control of the underworld reached in a very high places in Chicago and political places, and then Illinois too, also to Tom Clark, although nobody really knew that at the time and, and only indirectly. Some of these rules of the underworld in Chicago were on the surface, respected businessmen and, and politicians whose names were household words in Chicago. Speaker: Some of them had reformed, but they still controlled the mob. They, which means that they maybe didn’t go out and do mob stuff anymore, but they still were, had some control in the mob. In some respects, Reagan’s information was much more important than that at Joe Bachi, especially when it came to Chicago. Speaker: Achi didn’t know anything about Chicago, didn’t talk about Chicago, but the Justice Department in Washington had no jurisdiction at the time, which is kind of interesting. They had to pass a lot of special laws in order to bring the feds in or catch these guys on a, some kind of a interstate. Violation [00:04:00] now, they just didn’t wanna do it because they had interstate theft at that time. Speaker: There’s a lot of things they could do. Transportation, women across state lines for immoral purposes. They could use the interstate transportation of stolen autos. There was all kinds of stuff they could use, but, but they wouldn’t use it. Claim the state’s rights city of Chicago and state of Illinois responsible, not the FBI or the Justice Department now, ain’t, that’s something they claim they had no responsibility for all this crime going on in Chicago. Speaker: Lot different than it is today. The feds are trying to, to send the national Guard in and, and all the new federal police, a newly hired federal police , into Chicago to. Clean up Chicago. So back then they didn’t want anything to do with Chicago. Called drew Pearson back a little later, shortly after, and there was a leaky place up there in Washington. Speaker: He said the mob. Was wise to him. They were out to get him and he asked for FBI protection, the FBI did give him a bodyguard for a short period of time. But you know, it, that didn’t last. And Reagan [00:05:00] himself was not exactly a saint. He was, he was the the bar boss of the continental racing wire. And he, you know, he distributed raising results. Speaker: And there’s a huge amount of gambling in all the different cities that was ran by the mob. And the results came over this continental racing wire. Immediately you could have a race in, in upstate in Saratoga. And when that, that race was done, the results were sent back to Chicago and Kansas City and Baltimore, and, and Cleveland and all those states. Speaker: And he was involved with a mob associate named Mo Annenberg and distributing this news to RS all over the country. He actually had some minor altercations with this Mo Annenberg, who was definitely a mob associate when Annenberg wanted to increase the race wire tolls to some certain publications that that weren’t kicking back to the mob. Speaker: He wanted almost, he wanted to almost triple him from $200 a week to $500 a week. And his troubles really began because [00:06:00] Chicago Mob had started their own racing wire that was gonna compete with them. And, you know, you just don’t compete with the Chicago outfit on a business level. You just don’t compete with them. Speaker: A couple of names he said, Jaime Levin and greasy th. And greasy thumb, Jake Guzzi directed that battle to take over the race wire. The former Illinois State Senator involved Pat Burns. He was working for the mob acquired property over over, over the tracks where men with binoculars could flash the odds and the race results to offices, which then in turn sent ’em out over the wire to bookmakers all over the country. Speaker: And Reagan’s continental wire was already doing the same thing. And the take on this was fabulous for the mob and the mob demanded Reagan move over and let them have it all. You know, the mob, you just don’t, if they wanna move in, they’re gonna take it all. They’re always gonna take it all. Probably that’s what induced Reagan to talk to him. Speaker: Do Drew Pearson [00:07:00] opines and ’cause he had threats on his life even before this. And, and I think he thought maybe he could bring a lot of federal heat onto the mob in Chicago. That then would back them off from trying to take over the race wire business. You know, it’s you know, it’s a way to use the FBI or the police to take out competition really, is probably what it really comes down to, what it really was. Speaker: You know, drew Pearson says, you know, when a man calls you on the phone and tells you in detail about one time he found two gunmen laying outside his home, waiting for him to come out, and he tries to do something about it. And that’s when he called the FBI you know, and they said, manpower short, we got other problems to handle. Speaker: And. And Reagan kept calling Drew Pearson and kept calling saying, you know, my life’s in danger. And, and Drew Pearson, he was telling the truth. Reagan finally hired two bodyguards, what he should have done all on his own before a retired policeman named Walter Peltier and a truck driver named Marty Waltz. Speaker: The retired policeman might be okay, although that [00:08:00] would be suspect with a mob in Chicago. He just as soon turned him over for a little more money as guard him. I got a feeling. Two months after. Reagan talked to Drew Pearson. He was driving home about five 30 in the afternoon. A gray sedan with Indiana plates stopped in front of him in per Pershing Road and State Street. Speaker: The traffic light turned and the two bodyguards were following him in a close behind. They expected trouble, but not till they got home. And not in broad daylight on the streets of Chicago and downtown Chicago with all the traffic around. Well, a fruit truck, a light delivery truck with crates of fruit on it, and a tarponing across the top. Speaker: Pulled up alongside Reagan at this light. All of a sudden the Taron was pulled aside. This just like TV folks, machine gun stressed out and bam, bam, bam. I mean, they, they fired off round after round into Reagan’s car, light changed in the fruit truck, and the gray sedan moved on out. [00:09:00] Reagan was taken immediate to a hospital, and he was still alive, and he was kind of philosophical. Speaker: According to Drew Pearson. He says, well, I guess if they want you, they’re gonna get you. This was not the end of the story though. Re Reagan began to recover from the mods bullets. Three Chicago cops had sat in shifts outside his hospital room, one on each shift, and, and so, you know, they couldn’t finish the job in the hospital room, and Reagan got better and better. Speaker: But then finally on August 14th, this is about what, two months later, he dies. The autopsy showed that there was a tube of mercury had been placed inside his stomach enough to kill three men. Now, go figure. Have you ever heard of that? They placed it, I somehow they placed a tube of. Mercury in his stomach. Speaker: I guess he threw some of the wounds he had or something. They must have had a doctor involved. I’m not sure how that happened. That’s a, that’s a weird one there folks. That is something else. Any of you guys ever heard [00:10:00] anything more strange than that? Let me know. But put his tube of mercury in his stomach. Speaker: Crazy. The coroner ruled that he could not charge murder since he couldn’t say whether Reagan had died of gunshot wounds or of mercury poison. I think he’d charge murder either way. Well it sounded like the coroner was on the take too. You know, the outfit had Chicago wired in most of the political offices in 19 46, 47, 48. Speaker: Clear up to really up to the seventies, and the operation Graylord started knocking some of that out. They don’t know. They just don’t know whether some mobster came in there and or they bribed somebody. But more than likely, they bribed somebody to get that tube of mercury in his stomach. Death of James N. Speaker: Reagan remains one of Chicago’s 974 unsolved Gangland Slain since 1919, and that this was back in the fifties or so when this article was written. So that’s the end of James Reagan and the end of [00:11:00] his. Wire service, a continental press and racing wire in the total domination of Chicago, of the wire services, especially west of New York. Speaker: I mean Chicago. They wanted to rule everything west of New York and they did so. Anyhow. If you got any other old stories like that that are kind of interesting, let me know. I’m putting this up as a little bonus episode, and I really appreciate y’all tuning in. Don’t forget, I got books and movies out there to sell and go to my website or go to Amazon, just search for Gary Jenkins. Speaker: You might wanna take a look at the VA website. If you’re in, been in the service and you think you have a problem with PTSD or alcoholism or anything like that, if you have a problem with gambling via 8 1 800. Bets off or whatever. Your state has all the gambling casinos in the United States. Speaker: Whenever they get awarded a gambling license, they have to kick in so much money to provide services for people with problems with [00:12:00] gambling. They have problems with alcoholism straight you know, our friend Anthony Ruano, he’s got a website out there. Just go to his website and he’s, there’s a way to contact him on that. Speaker: I used, I sometimes say a number. I’m not sure if that number’s still any good. And I guess that’s all I got. Thanks a lot guys.

In this week's episode of the Rich Habits Podcast, we're joined by Rose Yao, VP of Product Management at Google Search. ---

It's one of the most iconic streets in Madison, the artery that connects the UW-Madison campus with the greater downtown area — State Street. It's been a staple of Madison's nightlife, retail, and culture for decades. And just about every Madisonian has their own cherished memories of State Street. And as our city continues to rapidly grow and change, how does State Street keep up? Host Bianca Martin digs into the past and future of State Street with Cap Times features reporter Ashley Rodriguez and City Cast Madison executive producer Hayley Sperling. 

Another State Street retail property sells at a big discount. Crain's reporter Rachel Herzog discusses the Loop retail corridor with host Amy Guth.Plus: Blue Cross parent CEO got a hefty raise in 2024 despite 54% income drop; CME data center outage caused by human error, Cyrus One says; Morningstar to revamp analysis of mutual funds; and Smith family of Northern Trust and ITW gives record-breaking donation to Rush cancer center. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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After years in high finance, Codie Sanchez watched investors chase flashy startups even though 80% of them failed. This made her wonder: Where is the 80% win rate? The answer led her to “boring” businesses, the small, steady cash-flow companies most entrepreneurs overlook. Today, she owns more than 26 companies and is one of the world's top female business influencers, teaching others how to build wealth through contrarian entrepreneurship. In this episode, Codie shares how to acquire profitable small businesses using creative financing strategies that require little to no upfront capital. In this episode, Hala and Codie will discuss: (00:00) Introduction (00:43) Codie's Background and Path to Entrepreneurship (09:46) The Contrarian Thinking Strategy (19:07) Diversifying Income and Reducing Financial Risk (26:29) How to Buy a Business with No Money Down (32:12) How to Find and Acquire Profitable Small Businesses (38:37) Simple and Profitable Business Selection Criteria (45:03) The Best “Boring” Businesses to Start or Buy (51:39) Entrepreneur Mindset and Daily Success Habits Codie Sanchez is a former journalist turned investor and entrepreneur who spent over a decade climbing the ranks at major financial firms like Goldman Sachs, State Street, and First Trust. Today, she's the founder of Contrarian Thinking, a top business and investing newsletter, and the co-founder of Unconventional Acquisitions, where she teaches entrepreneurs how to buy “boring” businesses and achieve financial freedom. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING  Shopify - Start your $1/month trial at Shopify.com/profiting.  Mercury streamlines your banking and finances in one place. Learn more at mercury.com/profiting. Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. Quo - Get 20% off your first 6 months at Quo.com/PROFITING  Revolve - Head to REVOLVE.com/PROFITING and take 15% off your first order with code PROFITING  Framer- Go to Framer.com and use code PROFITING to launch your site for free.  Merit Beauty - Go to meritbeauty.com to get your free signature makeup bag with your first order.  Pipedrive - Get a 30-day free trial at pipedrive.com/profiting  Airbnb - Find yourself a cohost at airbnb.com/host  Resources Mentioned: Codie's Newsletter, Contrarian Thinking: contrarianthinking.co/  Codie's Program, Unconventional Acquisitions: unconventionalacquisitions.com  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Passive Income, Online Business, Solopreneur, Networking