Podcast appearances and mentions of Danielle K Roberts

Danielle K. Roberts, co-founding partner of the insurance agency Boomer Benefits, joins podcast host John P. Bryson to discuss what today's retirees and near-retirees need to know about Medicare and how to factor healthcare costs into their overall financial plans and decision-making. Danielle, author of the book 10 Costly Medicare Mistakes You Can't Afford to Make, outlines the different parts of Medicare coverage and explores key considerations in choosing between Medicare Advantage and Medigap coverage. She also offers advice to help investment professionals assist clients who are trying to adapt to recent and pending changes to the federal program.

In this episode, Josh Jalinski and Medicare specialist Danielle Kunkle Roberts, a leading authority from Boomer Benefits and author of "10 Costly Medicare Mistakes You Can't Afford to Make," dive into the complexities of Medicare. They discuss the critical open enrollment period, contrasting Medigap and Medicare Advantage plans, and unravel the often confusing Medicare plan alphabet. The conversation also touches on the shift from Plan F to the more advantageous Plan G, the nuances of enrolling in Medigap, and the upcoming changes to Medicare Part D in 2023. Danielle brings her expertise to the table, explaining how inflation impacts healthcare costs and Medicare premiums, and the significance of income-related adjustments on premiums. They also explore the strategic use of Health Savings Accounts (HSAs) for covering Medicare expenses and wrap up the episode with insights from Danielle's book, offering essential guidance on avoiding common Medicare mistakes. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Drew talks with author Danielle K. Roberts about Medicare. They give a brief overview to some of the ten costliest mistakes and how to avoid them when signing up for the program. On average, ten thousand people reach retirement age on a daily basis; the subject matter is a timely one in planning for your future financial needs.

Learning how to successfully navigate Medicare and the supplemental insurance you may need can be overwhelming for the average person. That’s why this show will prove especially valuable to you and your friends.  Our guest, Danielle K. Roberts, is a nationally recognized expert in the Medicare insurance industry. Danielle is the co-founder of Boomer Benefits, an agency their helps baby boomers navigate their Medicare benefits. She is also the author of the upcoming book 10 Costly Medicare Mistakes You Can’t Afford to Make, which is now available for pre-order on Amazon. Danielle is joining us to provide the information we need in order to make those all-important decisions about our health care. If you’re a boomer, you won’t want to miss this expert’s advice on all things Medicare!

I cannot believe that this is our first time doing a monthlong series on Medicare! Thankfully, this is a five-week month, so we can really dive deep into this complex topic. Let me lay out the month for you. This week we’re talking about Medicare Part A and B. During the next episode we’ll discuss part D and all the things that Medicare doesn’t cover. Following that episode, we’ll discuss Medigap and Medicare Advantage as well as mistakes we can make with Medicare. Finally, we will dive in deep to help build a framework that we can use to best serve ourselves when it comes to Medicare. Are you ready to start your Medicare learning journey? Press play to start your Medicare education now.  How does Medicare work? Danielle K. Roberts is a Medicare expert from Boomer Benefits. She helps people educate people on their Medicare journey all the time and she has even helped out in the Rock Retirement Club. I have invited her on the show to help all of us better understand Medicare. Today she is helping us learn about Medicare Part A and B. Medicare benefits can be so confusing, especially since most of us are coming from a completely different system of insurance. Are you ready to hear what is covered, what is not covered, what requires copays, and if you can ever fully exhaust your benefits? Well then, start listening now. What is Medicare Part A? Medicare Part A started in the 1960s and was modeled after the old Blue Cross Blue Shield health insurance. Part A covers inpatient hospital stays and outpatient medical care related to a hospital stay. Included in Part A coverage are the hospital room, doctors, nurses, drugs, nursing facility visits, and hospice care. Medicare Part A does have its limits in coverage which could result in expensive copays and eventually exhausting the benefits fully. Listen in to find out what those limits are.  What is Part B? Whereas Medicare Part A covers your hospital stays, Part B covers all that other stuff. For example, Part B covers chemotherapy, radiation, blood work, and doctor visits. However, Part B has a completely different deductible and coinsurance setup than Part A. The good news is that the deductible is only $198. The bad news is that there is no cap on the 20% coinsurance.  Who do you pay?  Doctors’ visits can be so confusing. Should you pay the doctor at the time of your visit? Should you wait for the bill to come in the mail? What about those statements that Medicare sends? Danielle’s advice is to wait for Medicare to process the doctor’s bill before you pay. The doctor will then bill you if there are any excess fees. She also advises to ask plenty of questions and become an advocate for yourself. Even though Medicare can seem confusing at first, this system has been in place for a long time and actually runs quite well.  If you are interested in receiving resources to help you make your own Medicare decisions, sign up for 6-Shot Saturday at RogerWhitney.com OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN WHAT DOES THAT MEAN? [1:13] What is fear? PRACTICAL PLANNING SEGMENT [5:05] Our plan for the month [7:14] What is Medicare Part A? [11:30] What should people be aware of? [13:32] What is Part B? [16:12] Who do I pay? Q&A SEGMENT [26:58] Place yourself in the future when making a decision [31:02] A Social Security survivor benefit question [33:34] Comparing a first position HELOC instead of a mortgage TODAY’S SMART SPRINT SEGMENT [43:09] Sign up for 6-Shot Saturday at RogerWhitney.com to get a Medicare resource packet Resources Mentioned In This Episode Boomer Benefits MyMedicare.gov Rock Retirement Club Roger’s YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Work with Roger Roger’s Retirement Learning Center

Medicare planning for women and their families can be confusing.Should you get a Medicare Advantage plan?What about Medigap?When do you enroll?The list of questions is nearly endless.That's why, on this episode of Women's Retirement Radio, I'm excited to be joined by Danielle K. Roberts, co-founder of Boomer Benefits.Danielle and Boomer Benefits are based in Fort Worth, Texas, and serve clients across the country by helping them evaluate and make more informed decisions about their Medicare coverage.In this episode, we cover many things related to Medicare including:When you should start thinking about MedicareSome aspects of Medicare that are surprising to manyAnd a couple of great stories about how Boomer Benefits have helped folks like you out with their Medicare coverageHere are some of the resources mentioned in this episode:Boomer Benefits WebsiteDanielle's LinkedIn ProfileWealthcare for Women's Medicare Resources PageBoomer Benefits on Social Media   Facebook   Facebook Group   Instagram   Twitter   Pinterest   YouTubeWebinarsLearn Medicare 6-Day Mini CourseThanks for listening. I invite you to subscribe and share this podcast with your friends and family.Visit my website to learn more.Disclosures --- Send in a voice message: https://anchor.fm/womens-retirement-radio/message

Danielle Kunkle Roberts is a founding partner at Boomer Benefits and a Medicare Supplement Accredited Advisor. She and her team help thousands of baby boomers learn the ropes regarding Medicare every year.  Danielle knows that trying to learn how a national health insurance program like Medicare works can be very overwhelming for the average person whose insurance decisions have been handed to them all their lives by their employers. She believes in educating people on all the fundamentals first and helping them gain a confident working knowledge of how their Original Medicare benefits work. She’s here on our podcast today to do just that for our listeners. If you’re a boomer, you won’t want to miss this expert advice on all things Medicare!

David Horowitz - What is it with the Left?Danielle K. Roberts - Clever Medicare Solutions Rob Kirby - Federal Slush Funds Working Their MagicGerald Celente - The Woes of the Status QuoDaniel Joseph - China Vs. US

David Horowitz - What is it with the Left?Danielle K. Roberts - Clever Medicare Solutions Rob Kirby - Federal Slush Funds Working Their MagicGerald Celente - The Woes of the Status QuoDaniel Joseph - China Vs. US

We're all getting older and we need to plan for the day when Medicare kicks in, at 65 years old. Danielle has an effective, tax-advantaged strategy for financing your eventual retirement and Medicare benefits. It all starts with an HSA (Health Savings Account) and a high-deductible medical insurance policy. If you're under 55 you can put away $3500 per annum and deduct it from your taxable income. Over 55 and the number goes up to $4500. Best of all there are no minimum distribution amounts and you can pass any balances on to your heirs. If you're in your 50's or even younger this can be a great way to minimize taxes and you'll be able to pay your deductible and out of pocket expenses in pre-tax dollars, a great savings. 

We're all getting older and we need to plan for the day when Medicare kicks in, at 65 years old. Danielle has an effective, tax-advantaged strategy for financing your eventual retirement and Medicare benefits. It all starts with an HSA (Health Savings Account) and a high-deductible medical insurance policy. If you're under 55 you can put away $3500 per annum and deduct it from your taxable income. Over 55 and the number goes up to $4500. Best of all there are no minimum distribution amounts and you can pass any balances on to your heirs. If you're in your 50's or even younger this can be a great way to minimize taxes and you'll be able to pay your deductible and out of pocket expenses in pre-tax dollars, a great savings. 

Danielle K. Roberts and Manuj Aggarwal discuss on how to bootstrap a business without infusing cash. Indeed you don’t need money to make money.What are you waiting for? Tune In Now!..and don’t forget to leave an honest review!In this episode we will learn:The best ways to build your business and grow your business from scratch to a multi-million dollar, very fast!To invest more money and profits back to the business How to make your business excel without putting in so much cash into itHow to find out what works well you – putting time and efforts or moneyHow to venture into the other agency industryHow to find a niche in your areaTools to get started faster in the businessHow to remember you run your race.To Find someone in your business line and ask them to be your mentor. About Danielle K. RobertsDanielle is the co-founder of Boomer Benefits, an expert in Healthcare Insurance AgencyEducation – She has a Bachelor of Arts in both Journalism and English from Texas Christian University.Experience – She has had 14 years of entrepreneurship growing her agency from just herself to a 46 people enterprise today.Accomplishments – She was a 6 years member of the Fort Worth Association of Health Underwriters; the former chapter president of the 200+ member chapter, outstanding member of the year, and two years as the state chapter magazine editor (TAHU News); AETNA Service Superstar Award in 2010. Boomer Benefits and Danielle have won awards and incentives for being a top producer for multiple major brands, 2019 Health Insurance Advisory Firm of the year from Finance Monthly.Fun Facts – She met her husband on a 28-person white water rafting trip through the Grand Canyon. He is Canadian and now a permanent resident in the U.S.  She is an animal lover and donates to animal welfare & rescue organizations. Complete money and book nerd – a speed reader, reads at least two books a week.Links & Mentions from This Episode:Danielle’s company: https://www.boomerbenefits.comZIVAOnline meditation course: https://go.tetranoodle.com/z1TetraNoodle consulting services: https://www.tetranoodle.comTetraNoodle professional training: https://courses.tetranoodle.comThanks for Tuning In!Have some feedback you'd like to share? Please leave a note in the comments section! Enjoyed the episode? Kindly share it with your friends. Don’t forget to subscribe to the show on iTunes to get automatic episode updates for our “Bootstrapping Your Dreams Show!”And finally, please take a minute to leave us an honest review and rating on iTunes. They really help us out when it comes to the ranking of the show and I make it a point to read every single one of the reviews we get. Please leave a review here: https://itunes.apple.com/us/podcast/bootstrapping-your-dreams-show/id1453077497Stay happy & curious!Support the show