Podcasts about plang

      MEDICARE ADVANTAGE MINUTE:                                                           WATCH OUT FOR THE "MEDIGAP TRAP"                       YOUR MEDICARE BENEFIT 2025:                                                        URGENTLY NEEDED CARE        OBAMACARE: the parties are preparing to wrestle over the imploding health insurance plans we have been stuck with for 15 years. The Dems want to keep it limping along as the next step towards socialized health insurance while the Republicans want to begin a trend toward privatization via establishment of Health Savings Accounts (HSAS). Norb writes to share the advice he got from a local Bay Area Medicare broker who made up some crap about HDG resulting in claim problems as the insured's age. I explained that was not true and used my personal experience as proof. Epilogue: He decided to ignore me and purchase the expensive Plan G rather than my recommended High Deductible Plan G. The episode, which began with sports trivia ends with a rousing series of Christmas trivia questions.                                                      Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

     MEDICARE ADVANTAGE MINUTE:                                                         Medicare vs. Medicare Advantage: Ill Health often Leads to a Plan Switch                      YOUR MEDICARE BENEFIT 2025:                                                                 Travel Outside the USA  Correspondence from Anita in Fountain Hills, AZ: She has Medicare supplement Plan G but wants to consider switching to High Deductible Plan G. After some thought she... What's the deal with Long Covid anyway? We take a somewhat closer look to see if there is any sign of hope on the horizon. Finally, we close out the episode with a Christmas Quiz!                                                        Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

     MEDICARE ADVANTAGE MINUTE:                                                             JUDGE SIDES WITH HUMANA; TOSSES OUT MEDICARE ADVANTAGE AUDIT RULE. FAILS TO RECOVER $4.7 BILLION IN GOVERNMENT OVERPAYMENTS TO INSURANCE PLANS.      YOUR MEDICARE BENEFIT 2025:                                                           TRANSITIONAL CARE MANAGEMENT PROGRAMS. Analysis of the typical situation when it comes to rate increases on Medicare supplement plans. A person paying the high Plan G premium is likely to receive larger and more frequent rate increases, in this case a 25% increase. On the other end of the spectrum, a smart purchaser of a High Deductible Plan G with a relatively small premium is is given a rate increase of only 6.75%. Article: With Medicare premiums set to rise, is Medicare supplement going to be worth it? Toni King reads a letter from a disappointed reader and winds up advising him to investigate biosimilar medications. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

"Gospel" means Good News.  Medicare and acupuncture.  Part B and when acupuncture is covered.  Plan G and increasing deductible in 2026.  Farxiga.  Useful website: pharmacychecker.com.  Dealing with Social Security.

     MEDICARE ADVANTAGE MINUTE:                                                             Payors Continue to Predict MA Marketplace Enrollment Losses      YOUR MEDICARE BENEFITS 2025:                                                         Therapeutic shoes or inserts A review of the magnificent extravaganza that was Toni King's "Confused By Medicare" webinar! I wish she hadn't made up a B.S. story about the Internet crashing and causing her presentation to crash! The question: How successful is the attempt to substitute Plan N for Plan G in order to keep the prices high and to keep sales commissions flowing? The answer is above. Several clients have recently become disgruntled with Plan N rate increases. They have selected High Deductible Plan G as a superior alternative. After that their spouses took note and requested to switch from Plan N to HDG as well!   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.  

Is Medicare Supplement Plan F still worth the price tag in 2026? In this episode, we break down everything you need to know before deciding between Plan F and Plan G. You'll hear how each plan's rate increases, coverage differences, and long-term premium trends stack up so you can make the most informed choice for your Medicare coverage in 2026 and beyond. Tune in to get the facts—and discover which plan truly delivers the better value.

Unlock the truth behind the most talked-about Medicare Supplement plans. In this episode, we break down why Medicare Supplement Plan G is rapidly becoming the top choice for beneficiaries as Plan F phases out. Discover how MACRA changed the Medicare landscape, explore the real differences between these two popular Supplement plans, and learn how to confidently choose the coverage that fits your needs. Whether you're new to Medicare or re-evaluating your options, this episode delivers the clarity you've been looking for.

En Dënschdeg de Moie war den neien nationale Plang géint d'Aarmut Thema an der Emissioun "Invité vun der Redaktioun".

     MEDICARE ADVANTAGE MINUTE:                                                                  MA plan member satisfaction facing headwinds!      YOUR MEDICARE BENEFITS 2025:                                                                TDAP (Tetanus, Diphtheria and Pertussis) shots Advice from Diane Omdahl: Review your drug plan in case the government plan finder "glitches". Correspondence: Peter wants to know whether he should consider changing from HDG to Plan G. This is not something I usually recommend. Fr. David takes no prescription drugs but has been paying through the nose for an expensive Part D drug plan. What should he do? Ray has more questions about how to ensure that he has the best PDP (Prescription Drug Plan) next year. Finally, we review a Gallup pole listing the states from highest to lowest for cost & availability of medical treatment. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.  

All Woch bitt d'woxx Iech an hirem Podcast en Abléck an hir journalistesch Aarbecht a beliicht d'Hannergrënn vun engem Artikel.D'Regierung huet de laang erwaarten nationalen Aktiounsplang géint Rassismus virgestallt – e Plang, deen no bal 50 Joer ICERD-Ratifikatioun endlech konkret Politik versprach hätt. Mä d'Reaktioune ware séier kloer: ze wéineg Verbindlechkeet, ze vill Lück, a kee kloert Verständnis dovun, wéi systemesche Rassismus a Luxemburg wierklech funktionéiert. An dëser Episod schwätzt d'Melanie Czarnik iwwer déi gréisste Schwachstellen: feelend Intersektionalitéit, e Kultursecteur, deen am Plang kaum virkënnt, an eng Strategie, déi vill sensibiliséiert, mee wéineg verpflicht. Den Artikel, iwwert dee mir geschwat hunn:Rassismus: Vom zahnlosen TigerThe post Antirassismus: E Plang ouni Bëss? first appeared on Radio ARA.

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ Call us: (801) 255-5340

Medicare Advantage Minute:                                                                                      33 Health Systems are Dropping Medicare Advantage Plans!                               Why might this be? Cited reasons include prior authorization problems and slow payments! Your Medicare Benefits 2025:                                                                          Religious Nonmedical Healthcare Institution Items & Services Vacation Report:                                                                                                  Visitors to Arizona report having lots of fun in the sun. Let's hope they keep it under their hats after returning to the East Coast. It is getting crowded out here in the Sonoran Desert! Alert listener Steve in Texas entered a comment under a Medicare instructional video indicating "he wouldn't trust a broker who does not recommend supplement High Deductible Plan G".                                                                                  Another viewer opined that HDG is not available in all locations. Steve came to the right place to set him straight! Speaking of my favorite Medicare supplement plan, how have the HDG rate increases been lately?   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute:                                                                                                 The government will allow plan changes due to inaccurate Medicare Advantage network directory listings.  Your Medicare Benefits 2025:                                                                                                 Radiation therapy Humana announcement details year-end Medicare supplement rate increases for supplement plans in several states. Exactly as predicted by this podcaster, High Deductible Plan G proves to be the best deal of all! Samples from the file containing the content curator's favorite category: Correspondence:                                                                                                                     Myrna asked about the cautionary statements on page 21 of "Medicare for the Lazy Man". The source of confusion had to do with the difference between Health Savings Accounts and Flexible Spending Accounts.                                                                                                                                                                                 Joe described "Medicare for the Lazy Man" as being very helpful but he still some reassurance after a "professional" advisor hired by his company made the assertion that "nobody buys High Deductible Plan G"!                                                         That guy gets paid more when people like Joe are forced to spend more. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Fir hir 20 Joer ze feieren huet d'Rockhal eis de 24. September mat op eng Rees duerch d'Museksgeschicht vu Lëtzebuerg geholl - an Deeler vu Bands optriede gelooss, déi et guer net méi gëtt. Zanter der Rentrée ënnerhält sech de Jeff Schinker mat enger ganzer Rei vu Bands, déi Lëtzebuerger Museksgeschicht geschriwwen hunn - an zeechent domat ee Portrait vun enger Zeen zur Joerdausendwend, virun oder wärend den Ufäng vu music:LX. No Monophona, Defdump, Inborn, Eternal Tango an Hal Flavin ass et un der Band Metro, fir iwwer hir Bandgeschicht ze schwätzen. Hiren Historique retracéiert den Yves Stephany, deen am éischten Episod ënnert anerem verréit, wéi et war, an engem Schwäistall ze prouwen - a wisou de Plang, deemools wëlle Musek ze schreiwen, déi um Radio géif gespillt ze ginn, scho bal een Afront war, an enger DIY-Zeen, wou et vill drëms goung, Musek ze schreiwen, déi haart, séier, ellen a komplizéiert war.

Am Presseclub gouf iwwert d'Situatioun am Noen Oste geschwat, de Resilienz-Plang, grad ewéi d'Avortement-Debatt.

Am Presseclub gouf iwwert d'Situatioun am Noen Oste geschwat, de Resilienz-Plang, grad ewéi d'Avortement-Debatt.

D'Participatioun un der Eurovison-Ausscheedung d'lescht Joer huet dat alles ëmgedréint. Schonn deemools hate mir driwwer geschwat, et war et hire Plang, een Album erauszebréngen. Kuerz ier et esou wäit ass, huet de Marc Clement d'Krick am Studio, mat e puer Singles am Rucksak.

Medicare Advantage Minute article entitled                                                       "Why  These Unique MA Plans are Poised for Popularity!" Your Medicare Benefits 2025:                                                                               "Yearly Wellness Visit" The category selected for a deeper dive was the one entitled "Rates & Financial" We took a look at the current Plan G rate increases caused by our inflationary economy.                                                                                                                   By comparison, the rate increases given to high deductible plans are often $0 and rarely  more than a token amount.                                                                         This is one of the excellent benefits of  High Deductible Plan G!    Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Mat eise Sujeten: Visitt vum Grand-Duc bei der Police, LSAP kritiséiert Regierung wéinst Sozialdialog, Trump presentéiert Plang fir Fridden a Gaza.

Mat eise Sujeten: Visitt vum Grand-Duc bei der Police, LSAP kritiséiert Regierung wéinst Sozialdialog, Trump presentéiert Plang fir Fridden a Gaza.

Ratusan petani di Bogor melakukan aksi protes dengan mencabut plang larangan yang mengganggu aktivitas pertanian mereka. Para petani mengaku takut melintas karena ancaman pidana, sehingga ketegangan pun terjadi di lokasi.

Frida Karlsson är ett av de största namnen inom svensk längdskidåkning och tränar just nu med fullt fokus på OS i februari. I ett inlägg på sociala medier ifrågasätter hon dock det traditionella elitupplägget, där tester, laktatmätningar och pulsklockor tar större plats än kärleken till sporten. Vi pratar om det uppmärksammade inlägget, piken till forskning och statistik och frågar oss om vi kommer att se en helt annan Frida Karlsson den kommande säsongen. Gäst: Anna Rydén Programledare: Maja Andersson

Den neien nationale Plang fir rar Krankheete versprécht Verbesserungen. Ginn d'Mesuren, déi dora virgesi sinn, duer? Dat froe mir de President vun der ALAN.

Navigating Medicare on a retirement budget can feel overwhelming—but it doesn't have to be. In this episode, we break down how to choose a Medicare Supplement (Medigap) plan that protects your health without stretching your finances. From understanding plan types and coverage levels to comparing premiums and factoring in your personal healthcare needs, we guide you step by step to make an informed, budget-friendly choice. Whether you're considering Plan G for comprehensive coverage or Plan N for lower monthly costs, this episode helps you balance protection and affordability with confidence.

En Dënschdeg de Moie war den zukünftege Plang vum nationale Musée fir Archeologie, Geschicht a Konscht Thema an der Emissioun "Invité vun der Redaktioun".

En Dënschdeg de Moie war den zukünftege Plang vum nationale Musée fir Archeologie, Geschicht a Konscht Thema an der Emissioun "Invité vun der Redaktioun".

Har du märkt att det kan vara svårt att släppa en uppgift du blev avbruten i när du måste hugga tag i något annat istället? Sommaren fortsätter, men åtminstone min semester är slut, så här är höstens första avsnitt av Klart!.  Idag delar jag med mig av ett enkelt knep som låter dig byta uppgift fortare och gör dig mindre trött på köpet. Brukar du göra just såhär när du lämnar en uppgift mitt i? Hur upplever du att det fungerar? Berätta för mig. Jag är nyfiken på att höra om dina erfarenheter! Såhär motverkar du Zoom-tröttheten du kan känna inför distansmöten. Klart! finns också som veckobrev till din mejl, för dig som hellre läser än lyssnar (eller gör både ock!). David Stiernholm är struktör. Han hjälper människor och företag att bli mer effektiva genom att skapa bättre ordning och struktur. Hans motto: allting kan göras enklare! David är flitigt anlitad som föreläsare av allt från väletablerade storföretag till entreprenörsföretag i stark tillväxt. Han utmärker sig genom sina superkonkreta verktyg och metoder som du direkt kan använda på jobbet och hemma. Under en föreläsning med David Stiernholm upptäcker du att struktur är både befriande och roligt. Och att du blir mindre stressad och mer effektiv.

Elke 20 seconden en nieuw doelwit voor ogen – de officiers moeten kiezen: wel of niet aanvallen? AI krijgt een steeds grotere rol in conflictsituaties. Het zou moeten zorgen voor preciezere executie, en dus: minder burgerleed. Maar hoe zit dat nou echt? “Het gedrag op basis waarvan mensen als target voor een bombardement worden geselecteerd, komt veel voor onder burgers in een oorlogssituatie.” Lauren Gould, universitair docent conflictstudies aan de Universiteit Utrecht en het NIOD, neemt ons mee in haar onderzoek naar de rol van AI in oorlogsvoering.

Medicare Supplement isn't just Plan F or Plan G. There's so much more to explore! Dive into the details of Plan G's comprehensive coverage, discover the cost-saving benefits of Plan N, and uncover the affordability of High-Deductible plans. Get the inside scoop on how to choose the perfect Medicare Supplement plan tailored to your needs and budget!

De situatie in Israël en Gaza is hooggespannen en iedere toeschouwer speelt voor eigen expert. Maar wat kunnen we op wetenschappelijke grond zeggen over deze oorlog? “De wetenschap is er vrij eenduidig over eens dat het hier gaat om een Genocide.” In deze aflevering van Focus vertelt Uğur Ümit Üngör (https://www.niod.nl/medewerkers/ugur-umit-ungor), hoogleraar Holocaust- en Genocidestudies aan de Universiteit van Amsterdam en het Nederlands Instituut voor Oorlogs-, Holocaust- en Genocidestudies (NIOD), hoe hij onderzoek doet naar genocide.   "Ik ben op zoek naar patronen en motieven"   Wat is het belang van het benoemen van een conflict als een genocide? Verslaggever Syb Faes stond op de Rode lijn demonstratie in Den Haag en sprak met demonstranten over hoe zij met deze term omgaan. 

Getting rates, which are tentative on exam.  Whole life insurance with dividends.  Medicare Supplement Premiums.  The effect of inflation on rates.  Plan G comparisons.  Real life example - Canyon Country couple.

Een M, een V, een X: ogenschijnlijk slechts een paar lettertjes, één veld in je paspoort. Maar ze staan voor iets veel groters: hoe vormen wij gender, en hoe vormt gender ons? “Er zijn allerlei gradaties van gender en niemand is eigenlijk dat ideale ding.”   In deze aflevering van Focus:

Stel je voor, je hebt een vader uit China en een moeder uit Nederland. Dan krijg je twee verschillende culturen mee, met een eigen set aan tradities en gebruiken. Ben je dan Chinees of Nederlands? En... wanneer je meerdere culturen in je draagt, is dat dan een nadeel in onze maatschappij, of juist een enorme rijkdom? Of, kan het ook allebei? “Met hokjesdenken doen we elkaar en onszelf tekort.” In deze aflevering van Focus: 

In the "Medicare Advantage Minute" we have an item detailing a series of accusations about UHC having planted "operatives" in nursing homes. The goal was to dodge big medical claims by manipulating treatment and stopping hospital transfers. Yet to be determined whether there was any collateral damage. On a lighter note, we visit "Your Medicare Benefits 2025" to learn exactly how Medicare might cover humidifiers. A valued client writes in to ask whether a recent disturbing encounter with solidified intestinal contents might drive him to debtor's prison. After detailing the mathematical calculations Medicare will use in covering the medical charges, the excellent protection provided by Medicare and his High Deductible Plan G may surprise you. I was thrilled to receive some correspondence from a happy housewife who requested my best Medicare supplement recommendation for her and her husband.  At least I was thrilled until I learned that they live in Massachusetts, the place with the worst Medicare supplement environment in all of the USA. The fun continues in a future episode so be sure to stay tuned. Finally, an old line property & casualty company brings its Medicare supplement offerings to my portfolio. The first notice I was included regarded a planned rate increase in Nevada. True to form, Plan G was in line for a 28% bump in rates while HDG was due for only 11%. Think about what I have been preaching: 28% of a large number would be a much more painful rate increase than 11% of a much smaller one. Give me High Deductible Plan G every time! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Hans and Robby are back again this week with a brand new episode! This week, they discuss medicare supplement for people over the age of 65 that already have a medicare supplement.  Don't forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.

In our MA Minute we scan the article:      Medicare vs. Medicare Advantage; Ill health often leads to a plan switch! Bottom line: if one gets sick, one begins to see how MA plans can cause misery! In today's "Your Medicare Benefits" we learn how and when Medicare will help with Home Health Services. Client Robert from Virginia is unhappy with the level of Medical inflation that has caused his HDG rates to increase 19%. His home state has just enacted a birthday rule whereby Robert can change companies without having to provide evidence of good health. Birthday rules like this are spreading across the land. Insurance companies say they drive up their costs, leading to premium increases. On the other hand, they can allow overburdened people covered by expensive supplements to have an escape hatch.  Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

In the Medicare Advantage Minute" we hear news about seven prior authorization updates from various locations. Since prior authorizations are a big problem with MA plans, this could be good news for the improvements these plans sorely need! In the "Your Medicare Benefits 2024" segment we find out how Medicare might cover HIV screenings. What follows is a short description of shopping for the best Medicare Supplement plan at the lowest cost: SIMPLIFIED! One of my insurance companies is good enough to notify me when clients are scheduled for a rate increase. Some of my clients have the very comprehensive Plan G with this company and I read off a list of the rate increases these clients can expect to receive: shocking compared to the one rate increase scheduled for the client with HDG Plan: a $3.50 monthly increase! I'll take that kind of increase all day every day! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Elektriciteit zit in ons lichaam. Ze is al aanwezig vanaf de eerste celdeling en het ontstaan van ons lichaam. Sterker nog: het lijkt erop dat elektrische velden richting geven aan hoe we groeien - én door het meten van die elektriciteit zouden we kunnen voorspellen wanneer dat mis dreigt te gaan. Kunnen we die kennis inzetten om bijvoorbeeld kanker te genezen? Wat heeft dit te maken met Harold Saxton Burr, die in de jaren '30 al schreef over “levensvelden”? En hoe ver zijn we inmiddels in de wetenschap? In deze aflevering van Focus duiken we in het begin van het leven en de ontwikkeling van cellen:

Elektriciteit stroomt door ons lichaam. Elke beweging, emotie en beslissing wordt aangestuurd door elektrische impulsen in de hersenen.  Luigi Galvani en zijn vrouw Lucia Galeazzi ontdekten samen voor het eerst elektriciteit vanuit het lichaam. We maken een sprong naar 250 jaar later. "Veel mensen realiseren zich niet dat het lichaam alleen maar kan werken dankzij elektriciteit,” zegt Damiaan Denys, filosoof en hoogleraar psychiatrie aan het Amsterdam UMC. Maar wat doet die stroom eigenlijk met ons? En kunnen we die inzetten in ons voordeel? In deze Focus aflevering duiken we diep in het brein: ⚡Damiaan Denys (https://www.damiaandenys.com/) onderzoekt Deep Brain Stimulation (DBS) en laat zien hoe gecontroleerde elektrische stroompjes gedrag kunnen beïnvloeden en zelfs depressie kunnen verlichten. “In tegenstelling tot andere therapieën, zag je mensen eigenlijk in een milliseconde verbeteren.”

In Medicare Advantage Minute: we learn about a prestigious study conducted in Boston. The results showed that patients with MA have out-of-pocket expenses that are very close to those with Medicare supplement coverage, in spite of all the crowing about additional free benefits. In the "Your Medicare Benefits 2024" segment we learn how Medicare covers "enteral" nutrition supplies and equipment. Unfortunately, we never hear a definition of the term "enteral"! In response to a valued client, I share my dissection of the cost advantage of HDG over Plan G. This is an esoteric concept with tangible, real world monetary profits to be enjoyed no matter how much or how little medical treatment is needed. New client Mark wrote an Amazon review of the 2025 edition of MLM. He was surprised to fine out that Amazon rules forbid carrying reviews forward from the prior year's edition. Finally, I stretch Randy's brain with another contest: identify the best and worst states in which to work from home. Hint: unless you have an outdoor swimming pool, your location is not considered to be among the preferred work-at-home sites.  Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Medicare Advantage Minute: MA stocks soared following the 2024 election. The implication is that the new administration is more friendly to the evil Medicare Advantage plans. I am not convinced that is true and I have faith that Medicare supplement plans will remain available for responsible, discriminating Medicare participants! DME: Durable Medical Equipment is paid for by Medicare under certain circumstances. Very important: make sure the supplier is enrolled in Medicare! Tragedy strikes Medicare for the Lazy Man: Alert reader Dominick Regina noticed that all of the many customer reviews earned by MLM 2024 were missing from MLM 2025. He thought it was a mistake until I explained. Every year the book starts out with no reviews at all. I then hope and pray that the first bunch of readers are inclined to tell others about their beneficial experience via customer reviews! Which are the best and worst states when it comes to childrens' health? Typical of our experience with WalletHub surveys, those in conservative states take it in the shorts! Two of the many reasons one is likely to be very happy with a Plan HDG purchase over a Plan G: 1) The insured will only pay the low, low HDG premium, socking away the savings in case they are needed! 2) Future rate increases are likely to be smaller and less frequent if historic trends hold true.  Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

The government has proposed more crackdowns on Medicare Advantage marketing and agent payments. We list these proposals in the Medicare Advantage Minute. In "Your Medicare Benefits 2024" we learn how Medicare is likely to cover kidney dialysis services and supplies. Then we present an editorial that compares and contrasts the annual celebrations that are held for medical professionals. Were all of those years of med school, internship and residency really worth it? Finally, the listener will hear some solid evidence proving that HDG is a much more cost effective supplement plan than regular Plan G. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Eén op de vier mensen krijgt gedurende het leven te maken met een hersenaandoening. Wat als we deze aandoeningen zouden kunnen behandelen met geluidsgolven, zonder te snijden of boren? Hersenwetenschapper Lennart Verhagen (https://www.ru.nl/lennart-verhagen-over-healthy-brain) (Radboud Universiteit & Dondersinstituut) onderzoekt verschillende toepassingen van focused ultrasound, trillingen die op één punt samenkomen.  Op het InScience filmfestival (https://www.insciencefestival.nl/nl/) in Nijmegen demonstreert hij aan presentator Sander Nieuwenhuijsen hoe gerichte geluidsgolven de toekomst van de geneeskunde kunnen veranderen. Verhagen legt uit hoe deze innovatieve techniek nieuwe mogelijkheden biedt voor de behandeling van uiteenlopende aandoeningen, van Parkinson en depressie tot angststoornissen en kanker. Ook horen we van kinderoncoloog Dannis van Vuurden hoe in het Prinses Maxima Centrum in Utrecht patiënten worden onderzocht bij behandeling van hersenstamkanker met ultrageluid. Lees & kijk ook: * Meer informatie (https://www.verhagenlab.com/) over het onderzoek van Lennart Verhagen: VerhagenLab (https://www.verhagenlab.com/)  * Brein onder stroom (https://npo.nl/start/serie/focus/seizoen-7_1/focus_35/afspelen) - Focus over deep brain stimulation (DBS) * Meer informatie (https://www.umcutrecht.nl/nl/over-ons/nieuws/details/met-geluidsgolven-de-bloed-hersenbarriere-openen) over het onderzoek van Dannis van Vuurden naar het de openen van bloed-hersenbarrière met geluidsgolven (https://www.umcutrecht.nl/nl/over-ons/nieuws/details/met-geluidsgolven-de-bloed-hersenbarriere-openen)  

In the MLM Medicare Advantage Minute we address the following: "Insurers Brought In $50 Billion Through Questionable Diagnoses!" It's an old story that never seems to end; evidence is that MA plans are fabricating "proof" of the rotten health of many of their clients, thereby earning larger payments from the US Treasury! This is known as "Upcoding". In the "Your Medicare Benefits 2024" we take a look at Cardiac Rehab and how Medicare would cover that if your heart problems required serious medical intervention. Then we read a list of the top 20 hospitals in the US which have maintained pricing transparency. In my opinion, that is the last item on the mind of someone who requires hospitalization! Toni King fields a question: Should I purchase a Medicare supplement or Medicare Advantage plan? In the view of this reporter there is only one answer to that question. A client writes to ask what his Medicare supplement's next premium increase is likely to be and whether it would be time to do some shopping for a better price on a different plan, maybe using the Nevada Birthday rule? Finally, consider the likely increase characteristics with Plan G as opposed to High Deductible Plan G as the years pass. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

RFI entrevistó a Jorge Luis Vidal, experto en seguridad pública y narcotráfico, sobre el proyecto argentino de construcción de una valla en Aguas Blancas, localidad situada en la porosa frontera norte con Bolivia. Se trata de un alambrado de apenas 200 metros con el que el gobierno de Javier Milei planea combatir el tráfico de drogas y el contrabando de mercancías, lo que ha suscitado protestas del gobierno boliviano. Doscientos metros de alambrado en el pueblo fronterizo argentino de Aguas Blancas han desatado la polémica entre Buenos Aires y La Paz.El alcalde de la localidad lanzó la licitación para la construcción de la valla dentro del llamado "Plan Güemes", con el que el gobierno de Milei busca combatir el narcotráfico y otros delitos en la frontera de Salta, en el norte del país.Aguas Blancas se ubica a orillas del río Bermejo, considerado parte de la "Ruta de la Droga" por el Ministerio de Seguridad argentino. La pequeña localidad se ha convertido en un importante punto de paso. Pero ¿pueden apenas 200 metros de alambrado marcar una diferencia?Jorge Luis Vidal, experto en seguridad pública y narcotráfico, responde:"Estos 200 metros [de alambrado] solamente lo que hacen, en principio, es ordenar un lugar que es muy complicado. Esto va obligar a toda la gente que llegue a la terminal de buses a desplazarse hacia el lugar de migraciones donde hay control fronterizo, migratorio y de aduana. Inclusive controles del SENASA, que es el Servicio Nacional de Sanidad Animal. Porque si no la gente que llegaba a ese lugar utilizaba directamente los pasos que hay a través del río Bermejo, que es el límite internacional entre Argentina y Bolivia. La gente se subía a una de esas tarimas de madera, que ni siquiera son botes. Son una especie de tarimas de madera con flotadores que cruzan todo el día el río de un lado hacia el otro, llevando y trayendo cajas y bolsas, sin saber lo que hay dentro de ellas", explica Vidal.Para este especialista, el problema de la frontera en Aguas Blancas no es solo el tráfico de drogas, sino también el tráfico de personas y el contrabando de todo tipo de mercancías."La cuestión entre Argentina y Bolivia, y entre Argentina y los demás países limítrofes, radica en que, cuando el cambio del peso en relación al dólar nos favorece, los argentinos salen a comprar mucho a los países limítrofes. Y, cuando es al revés, de los países limítrofes, llámese Bolivia, Chile, Paraguay y Uruguay y algo de Brasil, la gente viene a la Argentina en gran cantidad a comprar desde combustible hasta alimentos, así como un montón de otras cosas. Es muy común que todo eso se contrabandee a diario. Si hay mucha interacción entre Bolivia y Argentina, es a causa, justamente, de estas fronteras tan permeables que tenemos".El gobierno de Bolivia protestó, argumentando que las medidas fronterizas deben tratarse de manera bilateral. Sin embargo, Vidal sostiene que la instalación se encuentra completamente dentro del territorio argentino y que no supone el cierre del paso fronterizo, por lo que las personas con la documentación en regla pueden seguir cruzando.

We last got together for a live show one week ago today. When Kelly Carlin was on with me, my voice started getting really gravelly and I felt progressively worse as the hour wore on. By Wednesday night I felt like crap and by Thursday night, my breathing was so labored that I feared it was pneumonia, so I went to the ER. (I'm now on Medicare with the Plan G supplemental insurance so won't have an obscene co-pay to deal with this time!). Numerous tests and chest x-rays later I was diagnosed with the flu. I had gotten vaccinated last month, along with the newest COVID booster. But the flu strain they vaccinate against is a guess, and this time they got it wrong. Or I did. Either way, I'm been in flu hell for the past week. I feel terrible every time I miss a show. But it couldn't be avoided. I'm still recuperating, but as I know I'll be taking some time off for the holidays, I really feel bad with each day that I'm out. So I'll do my best to soldier on for the next few days. I promise, if it gets to be too much, I'll stand down. Today's guest has been on the schedule for a while, so I thought I'd attempt to come back today. I first met Jesse Hagopian when he appeared on my show March 6, 2023. I had just learned of the existence of the Zinn (as in Howard) Education Project, and invited Jesse on to tell us about it. We were all glad I did. Last month, Jesse reached out to tell me about his forthcoming book, TEACH TRUTH: THE STRUGGLE FOR ANTIRACIST EDUCATION - a project as important as its title suggests. The book will be released on Jan 14, and is now available for pre-order. Jesse is here today to tell us all about it. With the assault on public education ratcheting up again next month, I thought we'd get a head start on it. Fingers crossed that my voice and health hold up, as I promise you'll love meeting Jesse Hagopian and learning about his dedication to teaching our children the truth.

Minnesota client Michael is starting to regret purchasing expensive Plan G for maximum Medicare health insurance protection. As his long-suffering agent predicted. Michael is weary of paying for Cadillac insurance when HDG works so well for so much less! The Medicare Advantage Minute sees Independence BC/BS contending with "Election Anxiety" and using extraordinary measures to "get their story out". Is their "story" really worth hearing? Disappointments in the course of business for an Medicare insurance agent: Frank & Mrs. Frank partake of an agent's professional services. When the agent discovers the misguided insurance company charges a premium of 6% over a DIY enrollment, he discloses this to the clients. Frank decided to grab the 6% and leave the hard-working agent in his rearview mirror! Kathy professes confusion even AFTER reading an excellent book on the subject. Within a few  days she had been snatched away by evil trolls! Michael professed a need for dental insurance so his agent provided links to three high-quality options. Months later, Michael professed a need for dental insurance so his agent provided links to three high-quality options. Have you ever seen the movie "Groundhog Day"?   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Hey!!! This episode is about Letting Your own plans down for God's plan. Sometimes we have a plan and not realize that we have taken God completely out of it. But today I want to encourage you to allow God to have his rightful place in your plans and watch how rewarding it will be.

After a short time in MA, almost all of those desiring to escape to Medicare with a supplement must show evidence of good health. If they cannot satisfy the underwriters, they cannot enjoy the freedom of traditional Medicare with a supplement. An esteemed client in Colorado insisted on purchasing Plan G when I advised him to opt for HDG. His Plan G started at around $157 but here he is later at $210 looking at a 15% rate increase next month.  If he had HDG there would have been no rate increase at all. Told ya so! Finally, tragedy strikes a new Jersey town, filling local residents with sadness & grief: the Dominick Reginas are pulling up stakes and heading south to Georgia. In the Wikipedia listing for Medicare we learn more about the burdens Obamacare has placed on the government health insurance plan. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Unlock the secrets to navigating the often-confusing world of Medicare with Stacey Hyde. As open enrollment kicks off, we'll guide you through the complexities of Medicare supplements and why choosing the right plan can be a game-changer for your financial health. Get the lowdown on why Plan G stands out as a top choice for those seeking minimal out-of-pocket expenses and long-term security. Wondering if a Medicare Advantage plan is really to your advantage? I'll shed light on the potential drawbacks that might make you reconsider.Still working at 65 and confused about which parts of Medicare to sign up for? Tune in to hear Stacey break down how to avoid costly mistakes and penalties while balancing employer health insurance. Gain clarity on the distinctions between Part A and Part B, and learn the strategic moves that ensure you have coverage without unnecessary complications. By the end of this episode, you'll be equipped with the knowledge to make informed decisions about your Medicare options, setting yourself up for a stress-free healthcare experience in the years to come. Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis TN 38137. (901) 422-7526, This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.