Podcasts about English

Today we're doing a throwback episode to one of our favorites from the early days of Stories Podcast. White Flowers, Red Berries! An old Irish folktale about a Fairy rath (rath is an old Irish word for glade) and some farmers who invade their favorite Hawthorne tree. Fun songs! Check out Stories RPG our new show where we play games like Starsworn with all your Max Goodname friends, and Gigacity Guardians featuring the brilliant firefly! https://link.chtbl.com/gigacity Draw us a picture of what you think any of the characters in this story look like, and then tag us in it on instagram @storiespodcast! We'd love to see your artwork and share it on our feed!! If you would like to support Stories Podcast, you can subscribe and give us a five star review on iTunes, check out our merch at storiespodcast.com/shop, follow us on Instagram @storiespodcast, or just tell your friends about us! Check out our new YouTube channel at youtube.com/storiespodcast. If you've ever wanted to read along with our stories, now you can! These read-along versions of our stories are great for early readers trying to improve their skills or even adults learning English for the first time. Check it out.

Merriam-Webster's Word of the Day for March 12, 2026 is: gambit • GAM-bit • noun A gambit is something done or said in order to gain an advantage or to produce a desired effect. // The workers' opening gambit in the negotiations was to demand a wage hike. See the entry > Examples: “Now the book publishing industry has sent a message to all A.I. companies: Our intellectual property isn't yours for the taking, and you cannot act with impunity. This settlement is an opening gambit in a critical battle that will be waged for years to come.” — Andrea Bartz, The New York Times, 1 Oct. 2025 Did you know? Don't let the similarities of sound and general flavor between gambit and gamble trip you up; the two words are unrelated. Gambit first appeared in English in a 1656 chess handbook that was said to feature almost a hundred illustrated gambetts. Gambett traces back first to the Spanish word gambito, and before that to the Italian gambetto, from gamba meaning “leg.” Gambetto referred to the act of tripping someone, as in wrestling, in order to gain an advantage. In chess, gambit (or gambett, as it was once spelled) originally referred to a chess opening whereby the bishop's pawn is intentionally sacrificed—or tripped—to gain an advantage in position. Gambit is now applied to many other chess openings, but after being pinned down for years, it also finally broke free of chess's hold and is used generally to refer to any “move,” whether literal or rhetorical, done to get a leg up, so to speak. While such moves can be risky, gambit is not synonymous with gamble, which likely comes from Old English gamen, meaning “amusement, jest, pastime”—source too of game.

Today we're talking about the HUD Express Lane initiative.Now, whenever government launches something called an Express Lane, people naturally assume it means the opposite. That's not what this is. This is not a magic wand. It is not a relaxation of standards. It is not a broad-based shortcut for every borrower and every property type. It is much more specific than that, and once you understand the details, there's a very important lesson in it for real estate investors. HUD announced the Express Lane on July 10, 2025, for FHA-insured Section 232/223(f) transactions involving residential care facilities. In plain English, we're talking about skilled nursing, memory care, assisted living, and board-and-care properties financed through HUD's healthcare lending platform. For eligible low-risk refinance applications, HUD said the new process could reduce the time from application submission to issuance of a Firm Commitment from as much as 150 days down to roughly 10 to 15 days. -------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

For centuries the western Norse colony of Vinland was known only to scholars of the Icelandic Sagas. But in the 19th century the work of a few Scandinavian historians helped revive interest in these previously obscure tales. When the Danish historian Carl Christian Rafn published in his work in English in 1837, many American's were exposed to the idea that the Norse had beaten Columbus to North America by 500 years. Many New Englanders were also excited by the idea that the legendary colony of Vinland may have been in Cape Cod. However, this new interest in the American Vikings also kicked off a wave of Norse flavored forgeries. Some were inspired to create elaborate pseudo-histories that supplanted the America's true first people with a lost group of Norse settlers. The real history of the Norse in North America was soon clouded by a haze of hoaxes and fantasies. Tune-in and find out how runes in Minnesota, Uncle Tom's Cabin, and Newfoundlander named George all play a role in the story.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Blue is off attending to something secret and mysterious, so the gals are going to answer nearly an hour of Q&A! Can they stay on topic? No! But hey, who needs a topic when you have conversations like these? Our podcast, like our videos, sometimes touches on the violence, assaults, and murders your English required reading list loves (also we curse sometimes). Treat us like a TV-14 show.Preorder Aurora Volume 2 Today:https://comicaurora.com/books/OSP has new videos every Friday:https://www.youtube.com/c/OverlySarcasticProductionsChannelQuestion for the Podcast? Head to the #ask-ospod discord channel:https://discord.gg/OSPMerch:https://overlysarcastic.shopFollow Us:Patreon.com/OSPTwitter.com/OSPyoutubeTwitter.com/sophie_kay_Music By OSP Magenta ★ Support this podcast on Patreon ★

Want to know your English level? Take our free English-level quiz here to find out what your current English level is.  Do you love All Ears English?  Try our other podcasts here: Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Lindsay McMahon and Aubrey Carter with Jessica Beck in previous episodes Visit our website here or https://lnk.to/website-sn If you love this podcast, hit the follow button now so that you don't miss five fresh and fun episodes every single week.  Don't forget to leave us a review wherever you listen to the show. Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Rosamund Pike! What a woman. Famed for her portrayals of razor-sharp, morally complex and deliciously unpredictable characters, she brings that same intriguing duality to this conversation. Thoughtful and quietly rebellious, she reflects on a career that has defied neat narratives from the very beginning. After taking a year out from studying English at University of Oxford to pursue acting, she graduated and stepped straight into the global spotlight as Bond girl Miranda Frost in Die Another Day. From there came a string of unforgettable movies: Pride & Prejudice, Jack Reacher, A Private War and Saltburn. Her chilling performance in Gone Girl earned her an Oscar nomination and she took home a Golden Globe for I Care a Lot. In 2025, she returned to the stage for the first time in 15 years in the National Theatre's production of Inter Alia. In this episode, she talks about her ‘failure' to get married, the realities of raising two sons and her decision not to read a single review of her work for the past 25 years. Plus why she's ‘constantly in battle' with her own fear, her failure to be an action movie hero, her miserable attempt to cook a rabbit and whether or not she's ‘cool'. ✨ IN THIS EPISODE: 00:00 Intro 03:18 No reviews rule 06:57 Early perfectionism and stage craft 07:58 Inter Alia and modern womanhood 10:09 Luminate meditation mask 12:42 Failure to learn Chinese 19:09 Onstage mishaps and acting roles 28:59 What Cool Really Means 29:26 Cool Girl vs Amy 32:21 Failing at Being An Action Star 36:52 Failure to Get Married 45:17 Mothering Two Boys 47:28 Smells and Teen Hygiene 48:44 Rabbit Dinner and Being Enough

Merriam-Webster's Word of the Day for March 11, 2026 is: besotted • bih-SAH-tud • adjective Someone described as besotted is so in love that they are unable to think clearly; they are utterly infatuated. Besotted can also be used as a synonym of drunk. // The opening scene of the movie follows a besotted couple at a party, the camera's focus emphasizing their ignorance of all that's around them. See the entry > Examples: “Kathrin [tour guide] is endearingly besotted with her adopted country and spoke about it with the reverence of a convert. Some more things I heard from her that contribute to people in Finland being happy included: sauna culture discouraging fatphobia; emphasis on design—that means even very basic, cheap things are beautiful and robust; and, of course, nature.” — Imogen West-Knights, Slate, 27 Aug. 2025 Did you know? Stumble on the word sot and you will likely find it attached to a person who tends to over-imbibe. The word has referred to a habitual drunkard since the late 16th century, and before that—from the days of Old English—it referred to a fool generally. The now-archaic verb sot followed a similar trajectory, its original meaning of “to cause to appear foolish” being joined later by its “to drink alcohol excessively” meaning. The earliest known recorded use of the related adjective besotted (in the late 16th century, from the the verb besot), however, described a state of figurative intoxication: one besotted was stupefied by love rather than liquor. The still-current sense of besotted meaning “drunk” didn't show up until the early 19th century. In fact, evidence of the “infatuated” sense of besotted also predates the tipple-related senses of the noun sot, verb sot, and verb besot, suggesting perhaps that love may be the strongest intoxicant of all.

In Boot Camp #6, Paul Merriman walks through real historical data starting in 1970 to test what happens when retirees withdraw 3%, 4%, or 5% from a $1 million portfolio — adjusted for inflation — across some of the toughest market conditions in history.This episode covers:The difference between retiring with “enough” and “more than enough”How inflation quietly turns $30,000 into $130,000+ over 30 yearsWhat happens if you retire into a bear marketWhy 1% more in withdrawals can cost millionsS&P 500 vs. a globally diversified four-fund strategyHow diversification impacts lifetime income and legacy outcomesThe real risk of sequence of returns in retirementWhy some portfolios ran out of money — and others didn'tYou'll hear side-by-side comparisons of:100% S&P 500 portfolios40/60, 50/50, and 60/40 stock-bond mixesA worldwide four-fund equity strategyFixed inflation-adjusted withdrawals over 30 yearsThe results may surprise you — especially when comparing 3%, 4%, and 5% withdrawal rates.If you're approaching retirement, already retired, or helping someone make distribution decisions, this episode breaks down the numbers in plain English and shows how small choices can create million-dollar differences.Next week: the strategy Paul considers the very best distribution method — for investors who retire with more than enough.Watch Video HereCatch up on the previous Boot Camp 2026 here

English Summary : In this episode, Noriko talks about the importance of listening in communication, inspired by the bestselling book 人は聞き方が９割 by Shigehisa Nagamatsu.Many language learners feel pressure to speak well, say smart things, or avoid mistakes. But this episode shifts the focus from speaking to listening. According to the book, good communicators are not those who talk the most, but those who make others feel comfortable and heard.Noriko reflects on her own experiences in Japanese, English, and podcast conversations, and explains why the listener is the true main character of a conversation. She introduces the idea of “魔法の傾聴 （まほうのけいちょう）” and shares five key listening behaviours. Finally, Noriko encourages Japanese learners to stop worrying so much about perfect grammar or vocabulary and to focus on listening with genuine interest and asking simple, thoughtful questions. By doing so, conversations can become more natural, relaxed, and enjoyable.聞き方｜ききかた｜way of listening聞く力｜きくちから｜listening skills会話の主役｜かいわ の しゅやく｜main character of a conversation聞き手｜ききて｜listener安心感｜あんしんかん｜sense of security, feeling of safetyうなずき｜nodding相づち｜あいづち｜verbal listening responses否定しない｜ひていしない｜not to deny, not to reject受け止める｜うけとめる｜to accept, to take in質問を投げかける｜しつもん を なげかける｜to ask questions, to prompt with questions

In this episode, I speak with David King Dunaway, professor of English and author of A Four-Eyed World: How Glasses Changed the Way We See. We explore the surprising cultural and intellectual history of eyeglasses, how they transformed education and longevity, and why this small invention had such a profound impact on human civilization.

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In this episode, @aynbernos talks about the full circle conversation about content creation, growth, and identity online. From teaching English, travel vlogging, beauty, fitness, and now creator education, Ayn shares how every version of her online journey led her back to one clear truth.. you are the niche. Not the trend. Not the format. Your perspective is what people stay for.This episode also talks about the fear many creators quietly carry.. what happens when you evolve, but your audience followed you for an older version of you? Ayn opens up about the pressure of virality, what massive visibility can cost, and why content creation only works long term if it still feels honest, sustainable, and aligned with who you are now.We talk about:* Why anyone can become a creator if they really want it* Why people are afraid to be perceived online* What virality gives you.. and what it quietly takes from you* Why evolving online can feel scary when your income depends on attentionFollow Ayn Bernos:Facebook: https://www.facebook.com/OfficialAynBernosInstagram: https://www.instagram.com/aynbernos/YouTube: https://www.youtube.com/@AynBernosTiktok: https://www.tiktok.com/@aynbernos Hosted on Acast. See acast.com/privacy for more information.

Donny Osmond joins the "Follow Him" podcast to discuss the biblical figure Joseph of Egypt, a character he famously portrayed for over 2,000 shows in the Andrew Lloyd Webber musical. Osmond shares the spiritual promptings that led him to audition for and win the role, and he details the profound personal and spiritual connection he developed with the character. He discusses the powerful lessons he learned from Joseph's life about maintaining faith through extreme adversity, the importance of staying true to one's covenants, and the process of forgiveness and reconciliation. Osmond relates Joseph's trials and triumphs to his own experiences in his life and career, emphasizing the need to trust in God's plan and timing.YOUTUBE:https://youtu.be/k4GB3_BcALsFREE PDF DOWNLOADS OF followHIM QUOTE BOOKSNew Testament: https://tinyurl.com/PodcastNTBookOld Testament: https://tinyurl.com/PodcastOTBookBook of Mormon: https://tinyurl.com/PodcastBMBook  WEEKLY NEWSLETTER https://tinyurl.com/followHIMnewsletter  SOCIAL MEDIA Instagram: https://www.instagram.com/followHIMpodcast Facebook: https://www.facebook.com/followhimpodcastTimecode:0:00 Introduction and Welcome1:29 Donny's history with Joseph - 2,000 shows over 6 years14:16 Who is Donny Osmond? - Background and bio16:40 How Joseph and the Amazing Technicolor Dreamcoat was created21:09 Donny's audition story - "You're my Joseph"23:57 The famous high note story with Andrew Lloyd Webber27:09 Meeting his wife Debbie - stealing her from his brother Jay29:41 Is Joseph one of the greatest stories ever told?32:12 Joseph's integrity with Potiphar's wife35:00 Donny's dark times and criticism in his career39:44 The coat, armor, and cup.45:10 Elvis Presley calling the Osmond home45:43 Family betrayal and forgiveness themes53:52 Living the character every night - "Close Every Door"59:09 Meeting prophets - President Kimball and President Hinckley1:00:26 Representing the church around the world1:02:30 Music's power to convey scripture and emotion1:05:10 Andrew Lloyd Webber's inspiration1:11:11 Personal stories and friendship1:13:19 The Masked Singer as the Peacock1:17:08 Joseph's complete forgiveness of his brothers1:22:31 Never compromising standards - performing for General Authorities1:23:44 Family activity suggestion - watch and discuss principles1:27:49 Final message - faith in turbulent times1:29:47 Closing thoughts on forgiveness and the AtonementThanks to the follow HIM team:Steve & Shannon Sorensen: Cofounder, Executive Producer, SponsorDavid & Verla Sorensen: SponsorsDr. Hank Smith: Co-hostJohn Bytheway: Co-hostDavid Perry: ProducerKyle Nelson: Marketing, SponsorLisa Spice: Client Relations, Editor, Show NotesJamie Neilson: Social Media, Graphic DesignWill Stoughton: Video EditorKrystal Roberts: Translation Team, English & French Transcripts, WebsiteAriel Cuadra: Spanish Transcripts"Let Zion in Her Beauty Rise" by Marshall McDonaldhttps://www.marshallmcdonaldmusic.com

Una mañana de domingo, Osvaldo Gómez caminaba por las calles de Buenos Aires cuando lo detuvo la policía. Lo que sería una simple averiguación de antecedentes, terminaría en una pesadilla. En nuestro sitio web puedes encontrar una transcripción del episodio. Or you can also check this English translation. ♥ Vivimos tiempos difíciles. Somos un medio sin ánimo de lucro, y nuestra permanencia depende de oyentes como tú. Si valoras nuestro trabajo, únete a Deambulantes, nuestras membresías. Ayúdanos a elevar las voces latinas y narrar la experiencia de nuestras comunidades. Tu aporte se invierte directamente en nuestro trabajo periodístico y hace toda la diferencia. ★ Si no quieres perderte ningún episodio, suscríbete a nuestro boletín y recibe todos los martes un correo. Además, los viernes te enviaremos cinco recomendaciones inspiradoras del equipo para el fin de semana. ✓ ¿Nos escuchas para mejorar tu español? Tenemos algo extra para ti: prueba nuestra app Jiveworld, diseñada para estudiantes intermedios de la lengua que quieren aprender con nuestros episodios. One Sunday morning, Osvaldo Gómez was walking through the streets of Buenos Aires when he was stopped by the police. What should have been a simple background check turned into a nightmare. See omnystudio.com/listener for privacy information.

With several English sides gearing up for the Champions League, Marcus, Luke and Vish wonder which outsider would benefit most from a deep run? A reminder of Liverpool's European credentials? A brief, sunny holiday to distract Spurs from impending doom? Or someone else?Plus, what jobs would Team Ramble look to do alongside the pod? Which manager would we want to run a 5k with? And, a dreamy one: as a lower league player, would you rather play against your boyhood club or their rivals?Find us on Bluesky, X, Instagram, TikTok and YouTube, and email us here: show@footballramble.com.Sign up to the Football Ramble Patreon for ad-free shows for just $5 per month: https://www.patreon.com/footballramble.***Please take the time to rate us on your podcast app. It means a great deal to the show and will make it easier for other potential listeners to find us. Thanks!*** Hosted on Acast. See acast.com/privacy for more information.

Want to know your English level? Take our free English-level quiz here to find out what your current English level is.  Do you love All Ears English?  Try our other podcasts here: Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Lindsay McMahon and Aubrey Carter with Jessica Beck in previous episodes Visit our website here or https://lnk.to/website-sn If you love this podcast, hit the follow button now so that you don't miss five fresh and fun episodes every single week.  Don't forget to leave us a review wherever you listen to the show. Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Merriam-Webster's Word of the Day for March 10, 2026 is: mea culpa • may-uh-KOOL-puh • noun The noun mea culpa is used for a formal acknowledgment of personal fault or error. // The podcast host's mea culpa did little to satisfy those who found the episode deeply offensive. See the entry > Examples: "... his apology was the best public mea culpa of this century. ... It was delivered without hesitation, qualification or blame shifting." — John Mosig, The Age (Melbourne, Australia), 24 Oct. 2025 Did you know? Mea culpa means "through my fault" in Latin. Said by itself, it's an exclamation of apology or remorse that is used to mean "It was my fault" or "I apologize." Mea culpa is also a noun, however. A newspaper might issue a mea culpa for printing inaccurate information, or a politician might give a speech making mea culpas for past wrongdoings. Mea culpa is one of many English terms that come from the Latin culpa, meaning "guilt." Some other examples are culpable ("meriting condemnation or blame especially as wrong or harmful"), culprit ("one guilty of a crime or a fault"), and exculpate ("to clear from alleged fault or guilt").

This episode explores vocabulary related to appetite (apetyt), food (jedzenie), kitchen routines (rutyny kuchenne), and daily life (codzienne życie) in Polish. We dive into how to discuss hunger, meals, cooking, Netflix habits, and maintaining energy – all in practical, everyday Polish.   Welcome to the Learn Polish Podcast – your immersive gateway to mastering Polish through real conversations, cultural insights, and practical everyday language. Each episode blends authentic Polish dialogue with clear English explanations, helping you build vocabulary naturally while exploring Polish food culture, daily routines, and lifestyle topics. Whether you're a complete beginner or advancing your skills, join us as we make learning Polish engaging, practical, and fun. From appetite (apetyt) to kitchen vocabulary (słownictwo kuchenne), we cover the phrases you actually need for everyday life. Find more episodes, lesson materials, and resources at www.learnpolishpodcast.com. You can also find us on YouTube, Spotify, and Rumble. Looking for virtual assistance, websites, social media, AI agents, or apps? Visit va.world. Need lessons in Polish or Spanish? Check the links in the show notes for both audio and video content.   English Polish Pronunciation Example Usage Appetite Apetyt ah-PEH-tit Mam apetyt. (I have an appetite.) Hunger Głód gwoot Jestem głodny. (I'm hungry.) Food Jedzenie yeh-DZEN-yeh Lubię jedzenie. (I like food.) Meal Posiłek po-SHEE-wek Trzy posiłki dziennie. (Three meals a day.) Breakfast Śniadanie shnya-DAH-nyeh Śniadanie jest ważne. (Breakfast is important.) Lunch Obiad OB-yad Obiad o dwunastej. (Lunch at twelve.) Dinner Kolacja / Obiad ko-LA-tsya / OB-yad Kolacja o siódmej. (Dinner at seven.) Snack Przekąska psheh-KON-ska Lekka przekąska. (A light snack.) Kitchen Kuchnia KOOKH-nya W kuchni. (In the kitchen.) Cook Gotować go-TO-vach Lubię gotować. (I like to cook.) Eating Jedzenie yeh-DZEN-yeh Jedzenie przy stole. (Eating at the table.) Full Pełny / Najedzony PEW-nih / nah-yeh-DZO-nih Jestem pełny. (I'm full.) Empty Pusty POO-stih Pusty talerz. (Empty plate.) Plate Talerz TAH-lehsh Talerz zupy. (Plate of soup.) Bowl Miska MEE-skah Miska zbożu. (Bowl of cereal.) Cup Filiżanka / Kubek fee-lee-ZHAN-kah / KOO-bek Kubek kawy. (A cup of coffee.) Glass Szklanka SHKLAN-kah Szklanka wody. (A glass of water.) Water Woda VO-dah Woda mineralna. (Mineral water.) Coffee Kawa KAH-vah Czarna kawa. (Black coffee.) Tea Herbata her-BAH-tah Herbata z cytryną. (Tea with lemon.) Juice Sok sok Sok pomarańczowy. (Orange juice.) Bread Chleb hlep Świeży chleb. (Fresh bread.) Butter Masło MAH-swo Masło na chlebie. (Butter on bread.) Cheese Ser ser Ser żółty. (Yellow cheese.) Meat Mięso MYEN-so Mięso z warzywami. (Meat with vegetables.) Fish Ryba RIH-bah Ryba na obiad. (Fish for lunch.) Vegetables Warzywa vah-ZIH-vah Świeże warzywa. (Fresh vegetables.) Fruit Owoce OH-vo-tseh Owoce sezonowe. (Seasonal fruits.) Salad Sałatka sah-WAT-kah Sałatka z pomidorów. (Tomato salad.) Soup Zupa ZOO-pah Zupa pomidorowa. (Tomato soup.) Dessert Deser DEH-ser Deser po obiedzie. (Dessert after lunch.) Sweet Słodki SWOOD-kee Słodki deser. (Sweet dessert.) Salty Słony SWO-nih Słone przekąski. (Salty snacks.) Spicy Pikantny pee-KANT-nih Pikantne danie. (Spicy dish.) Hot (temperature) Gorący go-RON-tsih Gorąca kawa. (Hot coffee.) Cold Zimny ZEEM-nih Zimne piwo. (Cold beer.) Fresh Świeży SHFYEH-zhih Świeże produkty. (Fresh products.) Delicious Pyszny PISH-nih Pyszne jedzenie. (Delicious food.) Disgusting Obrzydliwy ob-zhid-LEE-vih Obrzydliwy smak. (Disgusting taste.) Netflix Netflix NET-flix Oglądam Netflix. (I watch Netflix.) Series Serial SEH-ryahl Serial na Netflixie. (Series on Netflix.) Episode Odcinek od-CHEE-nek Nowy odcinek. (New episode.) Watch Oglądać og-WON-dach Oglądać film. (To watch a movie.) Relax Relaksować się re-lak-SO-vach sheh Czas na relaks. (Time to relax.) Couch Kanapa / Sofa kah-NAH-pah / SO-fah Leżeć na kanapie. (Lying on the couch.) Energy Energia eh-ner-GHEE-ah Brak energii. (Lack of energy.) Tired Zmęczony zmen-CHOH-nih Jestem zmęczony. (I'm tired.) Sleep Sen sen Idę spać. (I'm going to sleep.) Wake up Budzić się BOO-dzeech sheh Budzę się wcześnie. (I wake up early.) Morning Poranek / Rano po-RAH-nek / RAH-no Wczesny poranek. (Early morning.) Evening Wieczór VYEH-choor Wieczór przed telewizorem. (Evening in front of TV.) Night Noc nots W nocy. (At night.) Day Dzień dzyen Cały dzień. (All day.) Time Czas chas Czas na obiad. (Time for lunch.) Habit Nawyk NAH-vik Dobry nawyk. (Good habit.) Routine Rutyna roo-TIH-nah Codzienna rutyna. (Daily routine.) Process Proces PRO-tses Proces gotowania. (Cooking process.) System System SIS-tem System jedzenia. (Eating system.) Positive Pozytywny po-zi-TIV-nih Pozytywne nawyki. (Positive habits.) Negative Negatywny ne-ga-TIV-nih Negatywne skutki. (Negative effects.) Important Ważny VAZH-nih Ważny posiłek. (Important meal.) Problem Problem PRO-blem Problem z apetytem. (Problem with appetite.) Solution Rozwiązanie roz-vy-ZA-nyeh Rozwiązanie problemu. (Solution to the problem.) Change Zmiana ZMYAH-nah Zmiana nawyków. (Change of habits.) Start Start / Zacząć start / ZAH-chonch Zacznij od śniadania. (Start with breakfast.) Stop Stop / Przestać stop / PSHEH-stach Przestań jeść. (Stop eating.) Continue Kontynuować kon-ty-nu-O-vach Kontynuować dietę. (Continue the diet.) Skip Pominąć / Ominąć po-MEE-noch / o-MEE-noch Pominąć posiłek. (Skip a meal.) Healthy Zdrowy ZDRO-vih Zdrowe jedzenie. (Healthy food.) Unhealthy Niezdrowy nyeh-ZDRO-vih Niezdrowe nawyki. (Unhealthy habits.) Diet Dieta dyeh-TAH Być na diecie. (To be on a diet.) Weight Waga VAH-gah Kontrola wagi. (Weight control.) Gain weight Przytyć pshee-TIH Chcę przytyć. (I want to gain weight.) Lose weight Schudnąć SKHOOD-noch Chcę schudnąć. (I want to lose weight.) Exercise Ćwiczenia chvee-CHEH-nya Ćwiczenia codziennie. (Exercise every day.) Gym Siłownia / Fitness see-woov-NYAH / FIT-nes Chodzić na siłownię. (Go to the gym.) Sport Sport sport Sport i zdrowie. (Sport and health.) Walk Spacer SPAH-tser Spacer po obiedzie. (Walk after lunch.) Run Biegać BYEH-gach Biegać rano. (Run in the morning.) Swim Pływać PWIH-vach Pływać w basenie. (Swim in the pool.) Bike Jeździć na rowerze YEZH-dzeech nah RO-veh-zeh Jeździć na rowerze. (Ride a bike.)  

Learning English use a limited vocabulary and are read at a slower pace than VOA's other English broadcasts. Previously known as Special English.

We are wrapping up the Carson Kressley mini-series with a bang! For his grand finale, Carson invites his dear friend and the "grand dame" of Charleston, Patricia Altschul—star of Bravo's hit show Southern Charm. Carson and Miss Pat discuss her fascinating background as an elite art advisor in the 1980s and 90s, her long-standing collaboration with the legendary decorator Mario Buatta (the "Prince of Chintz"), and the history of her stunning 1853 Greek Revival home in Charleston. She also shares her expert tips for navigating online auctions, the secret to a perfect martini, and why classic English country design never goes out of style. Quick Decorating Takeaways: Do Your Homework Before Buying Art: Pat recommends visiting museums, galleries, and auction houses just to look before you start buying. Once you find your style, always check the condition of a piece—she suggests investing in a portable blacklight to spot any repairs, cracks, or in-painting on antique art. Shop the Apps for Hidden Gems: You don't have to spend a fortune to get great pieces. Pat swears by local auctions and the LiveAuctioneers app to find everything from French porcelain to vintage jewelry. She also highly recommends Stair Galleries for scoring incredible upholstered pieces from the estates of famous decorators. The Timelessness of Mario Buatta: Pat worked with Mario Buatta on four homes over 30 years. She notes that his rooms stand the test of time because he adopted the English country style—focusing on classic floor plans, the right scale, and high-quality, comfortable upholstered pieces that look even better when they are a little faded and lived-in. What You'll Hear on This Episode: 00:00 Welcome to the final episode of the Carson Kressley Takeover! 01:30 Meet Patricia Altschul: Art advisor, author, and star of Southern Charm 04:30 Growing up in Richmond, Virginia with an eclectic mix of French antiques and Chinese rugs 07:00 Pat's career as an art advisor in the 80s and 90s (and flying the Concorde) 10:30 How to start collecting art and why you need a portable blacklight 13:00 The best auction sites: Stair Galleries and the LiveAuctioneers app 16:30 The history of Pat's Charleston home: The 1853 Isaac Jenkins Mikell House 19:00 Working with legendary decorator Mario Buatta over 30 years 23:00 Why Mario's classic "English country" rooms still look fresh today 32:30 Pat's former home on Oyster Bay in Long Island 38:00 How Pat ended up on Southern Charm 40:00 Charleston must-dos and the city's incredible food scene 44:00 The secret to the perfect Southern martini 47:30 Entertaining in New York City in the 1990s 51:30 Pat's collection of Ballard Designs crystal lanterns Also Mentioned: Pat's Book (referred to by Carson as Eat, Drink, and Remarry) LiveAuctioneers App Stair Galleries Shop the Carson Kressley Collection at Ballard Designs Please send in your questions so we can answer them on our next episode! And of course, subscribe to the podcast in Apple Podcasts so you never miss an episode. You can always check back here to see new episodes, but if you subscribe, it'll automatically download to your phone. Happy Decorating! Learn more about your ad choices. Visit megaphone.fm/adchoices

Namwali Serpell is the author of On Morrison, available from Hogarth Press. Serpell was born in Lusaka and lives in New York. Her debut novel, The Old Drift, won an Anisfield-Wolf Book Award, the Arthur C. Clarke Award for Science Fiction, and the Los Angeles Times's Art Seidenbaum Award for First Fiction. Her second novel, The Furrows, was a finalist for a National Book Critics Circle Award for Fiction and was selected as one of The New York Times Ten Best Books of the Year. Her book of essays, Stranger Faces, was a finalist for a National Book Critics Circle Award for Criticism. She is a recipient of the Windham-Campbell Prize for Fiction, the Caine Prize for African Writing, and a Rona Jaffe Foundation Award. She is a professor of English at Harvard University. *** ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Otherppl with Brad Listi⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ is a weekly podcast featuring in-depth interviews with today's leading writers. This episode is sponsored by Ulysses. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ulys.app/writeabook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to download Ulysses, and use the code OTHERPPL at checkout to get 25% off the first year of your yearly subscription." Available where podcasts are available: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, etc. Get ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠How to Write a Novel,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ the debut audio course from DeepDive. 50+ hours of never-before-heard insight, inspiration, and instruction from dozens of today's most celebrated contemporary authors. Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brad's email newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support the show on Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Merch⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bluesky⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Email the show: letters [at] otherppl [dot] com The podcast is a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠proud affiliate partner of Bookshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, working to support local, independent bookstores. Learn more about your ad choices. Visit megaphone.fm/adchoices

I recently had a long conversation with a very successful professional. He's 58 years old. Highly educated. Respected in his field. Financially sophisticated — in fact, his job depends on understanding money. If you looked at his résumé, you would assume he was completely set for life. He wasn't. A couple of bad investments. Some concentration risk. A few decisions that looked reasonable at the time. And suddenly he's essentially back at ground zero — trying to start a new business at 58. This story is far more common than people realize. The Dangerous Assumption is that many successful professionals assume they'll be fine. Doctors. Lawyers. Executives. Entrepreneurs. They make high incomes. They understand finance. They know about markets and interest rates and diversification. They focus on their career. They focus on income. They even focus on investing. What they don't focus on is their own financial future with the same intensity they focus on their profession. There's a difference. Being financially literate is not the same thing as being financially intentional. Especially when you assume you always have more time. The Good News at 58 is that he still has time. A lot of time. For entrepreneurs especially, it doesn't take 25 years to rebuild. It can take five. There's a quote often attributed to Bill Gates: “Most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five.” That quote is brutally accurate. In one year, starting a business feels overwhelming. Progress feels slow. Revenue is inconsistent. Doubt creeps in. But five years? Five years of focused effort, smart strategy, capital discipline, and experience compounded? That can change your entire financial trajectory. I've Seen This Movie Before. I have a very good friend who was worth over $40 million in his early 30s during the real estate boom. Then 2008 happened. The real estate debacle didn't just dent him — it wiped him out. For years, he struggled. Pride gone. Lifestyle reset. Just trying to survive. Most people would have mentally retired at that point. They would have blamed the market, blamed the system, blamed bad luck. But about six or seven years ago, he found his rhythm again. New strategy. New focus. New discipline. Today, he's worth over $60 million. I get that's not normal. But it proves something important. It Doesn't Take a Lifetime. The examples I just gave are extreme. Most people don't lose $40 million. Most people aren't rebuilding at 58. But the principle is universal: It doesn't take a lifetime to secure your future. It takes a focused season. A defined period where you are intensely clear about your objective. A stretch where: • You work harder than you're comfortable with • You manage risk better than you used to • You stop assuming income equals security • You align your decisions with a specific financial target for the future There's another quote I love: “The harder you work, the luckier you get.” Luck isn't random. It compounds around preparation, visibility, and persistence. When you are laser-focused on a financial goal, you start seeing opportunities others miss. You make better introductions. You ask sharper questions. You move faster when something makes sense. And over time, it looks like “luck.” The story of the 58-year-old professional isn't a warning about markets. It's a warning about complacency. Success in your profession does not automatically translate into security in your future. Income is not wealth. Financial literacy is not financial strategy. And intelligence does not eliminate risk. But here's the good news. If you're in your 40s or 50s and feel behind — you're not done. If you made a bad investment — you're not finished. If you took a hit — that's not your final chapter. You may just be at the beginning of your five-year season. The key is focus. Direct yourself to a destination you can visualize. That's the only way you will get there. Because in the end, securing your future rarely requires a lifetime of perfection. It requires a concentrated period of intensity. And the sooner you decide to enter that season — the sooner your next five years will start compounding in your favor. There is no one who knows this reality more than this week's guest on Wealth Formula, Rod Khleif . Watch on YouTube: https://www.youtube.com/watch?v=qogQNGbK9wk Listen on Apple Podcasts: https://podcasts.apple.com/gb/podcast/549-youre-successful-until-youre-not-with-rod-khleif/id718416620?i=1000753860685 Listen on Spotify: https://open.spotify.com/episode/7mTzyRJxjnkeiVFGCXfOni Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  welcome everybody. This is Buck Joffrey with Dwell Formula Podcast. Coming to you from Montecito, California, I wanna remind you that there is a website associated with this podcast called wealthformula.com. That’s where you go if you wanna. Become, uh, more, uh, involved with this community, including our accredited investor club, AKA investor club, uh, very easy to join. It’s free. All you do is you get onboarded and you see lots of, uh, potential deal flow that you wouldn’t otherwise see again, that is wealthformula.com. Simply click on investor club and get onboarded. Now, as for today’s show, I had a, uh, a long conversation with a very successful professional, recently 58, highly educated, respected, financially sophisticated, in fact, in the money business. Uh, and if you look at his resume, you would assume he was completely set for life, but he wasn’t. A couple of bad investments, some concentration risk. A few decisions that looked reasonable at the time, and suddenly he’s back pretty much to ground zero trying to figure out what to do, and he’s thinking about starting a new business or maybe buying a business. Well, that got me thinking because the reality is this story is far more common than people realize, and I actually hear it fair amount. Right? Many successful professionals assume they’re gonna be fine. Doctors, lawyers, executives, entrepreneurs, making high incomes. Maybe they understand finance, they know about markets, interest rates and diversification in theory. But here’s the trap. You focus on your career. You focus on income. What they don’t focus on is their own financial future with the same intensity. They focus on the profession, and that’s. The difference, right? The issue is that being financially literate is not the same thing as being financially intentional. Now, I actually hate that word because it’s a very, uh, uh, neo agey word intentional. But in this case, I will use it because that it’s very, it’s very appropriate. But here’s the good news, even at 58, right, you still have time. You have a lot of time for, especially for entrepreneurs, it doesn’t take 25 years to rebuild. It can take five. And there’s this quote, um, it’s often attributed to Bill Gates, who, who’s been in the news lately for a lot of other stuff, but this is a good quote. He says, most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five. And that quote is so true. I will, it’s incredibly powerful and it’s very, very useful to think about and. Put in the back of your mind because in a year, like you’re saying, you’re starting a business, it’s gonna feel overwhelming. You may lose money, you know, slow progress, revenue, inconsistent five years, you know, with focused effort and you know, good strategy and discipline. The financial trajectory of your life could completely change over that five years. In fact, I will say that with my first business that I ever started, that is absolutely what happened. I was just pretty much outta residency, didn’t have any money, and within five years I was rocking and rolling. You know, it was a, it was, you know, it wasn’t worth, you know, hundreds of millions of dollars. But I, I, I was, I was doing way better. If you look over five years, it’s an incredible trajectory. And it’s not just me. I mean, there’s guys who’ve done it more extreme ways. I talk about this friend, a lot of times he was worth like 30 or $40 million in his early thirties, and then 2008 happened. It didn’t just kinda dent him, it wiped him out, and for years he struggled. Lifestyle kind of reset a little bit, just trying to survive. You know, there’s this saying in business that the key to su success in business is to stick around long enough until you get lucky again. Well, sometimes that’s true. And a lot of people might have, uh, kind of mentally retired at that point. But the reality is he stuck with it. He rebuilt about six or seven years. He was kind of sideways, then another six or seven years, new focus, new discipline, and today worth 60 million bucks. Now, that’s not normal, right? But it does provide, uh, it does, it does kind of provide an important point. It doesn’t take a lifetime always. Now most people don’t lose $40 million, and most people aren’t rebuilding necessarily from zero at 58, but the principle really is universal. It doesn’t take a lifetime to secure your future. It takes a focus season to find period where you’re intensely clear about your objective. It’s a stretch where you work harder than you’re comfortable with, and maybe it’s not fun to do that in your fifties or sixties. You manage risk better than you used to. You stop assuming income equals security. You align your decisions with a specific financial target. You know what, there’s a another line I love, another quote, and I don’t know where this one comes. I, I, I think it was some hockey coach of mine way back. It’s that the harder you work, the luckier you get. The thing is that luck isn’t random, right? It compounds. Around preparation and visibility and persistence. And when you’re laser focused on a financial goal, you’re gonna start seeing opportunities that are out there that others might miss. You’re gonna make, you know, better introductions, ask sharp questions. You move faster when something makes sense, and over time it starts to look like luck. I think the real lesson, um, about the situation that people get into, like this person I was talking about is. That it, it’s not a warning about markets per se, although markets have a lot to do with it. It’s a warning about complacency. You know, success in your profession does not automatically translate into security in your future. You know, income as you know, is not really wealth and financial literacy is not financial strategy. Although literacy is really, really important. You gotta have a strategy. And you can be really, really smart and not eliminate, you know, or mitigate risk enough. So if you’re in your forties or fifties and feel behind, you’re not done. Okay? You made a bad investment, you’re not finished. If you took a hit, I’ve taken plenty of heads, especially the last few years. It’s not your final chapter. You may just be looking at the beginning of your next five year season. And the key is focus clear goals, define targets, discipline, action. The sooner you decide to enter that season, the sooner your next five years will start compounding in your favor. Man, I gotta tell you, this is a, an ongoing story I hear a lot about, so again, think about that Bill Gates quote, you, you know, people tend to way overestimate what they can do in a year. Grossly underestimate what they could do in five. Anyway. There’s no one who knows this better than my guest on this week’s Wealth Formula podcast. Rod Cleef. Many of you already know him. We’ll have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account as your money accumulates. You borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investment. Get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit wealthformulabanking.com. Again, that’s wealthformulabanking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast is Rod Thief. He’s a real estate investor, author, and mentor with decades of experience in multifamily investing. Uh, he’s built and sold hundreds of millions, uh, in, in apartment assets and teaches thousands of investors through coaching masterclasses and his life. Uh, lifetime Cash Flow Academy. Uh, rod, how you doing? Good, brother. Good to see you, my friend. Let’s review, but you know a little bit about you, your background. Sure. You know, uh, sure. We have an interesting story. Okay, well I’m a Dutch immigrant, you know, think wooden shoes and windmills. I immigrated to this country, uh, when I was six years old with my brother Albert, my mother’s cia. Um, and we ended up in Denver, Colorado. Uh, struggled initially. Really struggled actually. And, and I remember, uh, wearing hand me down clothes all the way through junior high school until I finally lied about my age when I was 14 ’cause I was tall and said I was 15 so I could flip burgers at Burger King. You know, and I’m sure you’ve got listeners that had it harder than I did, but I knew I wanted more. And luckily my mom had an incredible work ethic and so she babysat kids so we’d have enough money to eat. And with her babysitting money, she was an entrepreneur and invested in real estate. Um, and her first real estate acquisition was the house right across the street from us. When I was 14, she paid about $30,000. And then when I was 17, she told me she’d made $20,000 in her sleep. It had gone up in value. And I’m like, what? Forget college. I’m getting into real estate. So I. Went and got my real estate broker’s license right when I turned 18, which you could do back then with education. Now they got, they got smart you, they need some, you need some experience. But, uh, I was a broker. I was smart enough to go work for a broker. But, um, you know, my first year in real estate I made about eight grand. My second year, maybe 10 grand, but my third year I made over a hundred thousand dollars, which back in 1980 was some pretty decent money. And so what happened between year two and year three? Uh, the 10 x my income was what? What happens? I met a, a guy, he was a broker. I was working for actually, it taught me about the importance of mindset and psychology and how really 80 to 90% of your success in anything is just that your mindset and psychology. So fast forward to today, I’ve, I’ve owned over 2000 houses that I’ve rented long term. I own thousands of apartments now, and I’m also buying senior housing now, which I’m excited about. And you know, in 2006, my net worth went up $17 million while I slept. And you might say, wow. I said, wow, I got a head so big I could barely fit it through a door. And I thought I was a real estate God. And you know, when that happens, God of the universe will give you a nice little SmackDown. Well, that was 2008. I conservatively lost $50 million in 2008 and nine. What I’m known for talking about on my podcast, which I’m blessed to say at this point’s, the largest, uh, commercial real estate podcast really in the world at this point is, and, and the reason being is I spend time talking about mindset. You know, people don’t remember what you said, but they remember how you make him feel. And I do little clips every week called Own Your Power, their motivational clips. And, and I think that’s the reason it’s been so well received. But, uh, you know, I’m known for talking about the. Mindset it took to have 50 million to lose in the first place. And you know, maybe more importantly, the mindset it took to recover from losing it. But, uh, you know, I’d love to, we can chat about that if you like, or I’d love to talk about the state. Yeah. Whatever you It’s a, it’s, I think it’s appropriate to talk about that right now, rod. I mean, I think Okay. You know, in this, in this market with what we had, you know, um, you know, there’s been a, there’s been a lot of pain in multifamily and Yeah. You know, it’s, you know, you and I have talked about this before where. Part of success is, is trying to recognize particular situations. Um, you know, you talk about Warren Buffet and how Warren Buffet says be greedy, when others are fearful and all that, that’s great, but it’s really hard to do. Right? And so help us understand like, sure. You know, uh, how, how do you, how do you do that? Sure. How did you go and how bad did it get? Well, I lost 50 million. I lost $50 million, so it got pretty freaking bad. Okay. I call ’em seminars. That was an expensive seminar. Yeah. Yeah. And very little, uh, so it was, it was ugly. It was ugly, but. It was, it’s, I, I’ll be, I’ll be candid. The strategies I’ll share very briefly here, the strategies, I’ll share the same strategies you would use to get started. Okay. You know, if, if you know you need to do something, and we talked about this, uh, uh, before we started recording, you know, the. With ai, a lot of jobs are going away. You know, if you heard of Elon Musk on, on Joe Rogan’s last epi episode, or the last interview he did with Joe Rogan, you know, he said any job in front of a computer is pretty much gonna be gone like lightning, like a year or two. I mean that fast. It’s crazy. And so, you know, and even, you know, surgeons are, are, are, are gonna be replaced by robotics and, and on and on and you know, and I think there’s gonna be it professionals, uh, you know, there’s gonna be a lot of. Pain for the people that don’t proactively, you know, reinvent themselves, start thinking about what they’re gonna do to reinvent themselves. Maybe it’s an ai, maybe you’ll learn ai, but, but you better think about it now or if you’re in one of these positions. So when the shoe drops, you’re ready because. Uh, there’s a lot of opportunity. I mean, there’s 10,000 people a day turning 65 in this country. You could buy businesses, um, you know, uh, I’m in, I’m, I’m excited about senior housing. They need beds, you know, and, and there’s a huge shortage of beds, but, so there’s a lot of opportunity, but you better pick something if you’re in one of these fields and get busy starting to study it and learn it, and do it on the side so that when the shoe drops, you’re ready. That’s, I don’t wanna scare you, but I just wanna open your eyes. To that fact. But so how, how I recovered from losing $50 million again, is the same strategy I would tell you to use to get started. And it’s first thing, it starts with goals. You gotta figure out what it is you want. ’cause how do you get anything if you don’t know what it is? Because with the goals you create a burning desire or a hunger and you’ve gotta have that to push through fear and limiting beliefs and so on and so forth. And, um. You know, I, I, that’s, if you come to one of my bootcamps, I do a virtual bootcamp every couple of months. It’s two days. I don’t sell anything there. And I’ll tell you later how you can come for 47 bucks. So it’s no excuse. But, but the first thing we do is goal setting on steroids, uh, because you’ve got, again, you’ve gotta create that hunger. Now, I’ll, I’ll say this to you, if you have no interest in, in, uh, learning what I teach. At my link tree, I did my goal setting workshop. It’s an hour. There’s a guide you can download if you go to rodslinks.com or text the word links if you’re driving, uh, to 7, 2, 3, 4, 5 at the bottom. My, is my goal setting workshop. And you know, here’s the thing, buck, people spend more time planning a freaking birthday party than they do designing their lives. Doing your goals is designing your life. So you know, if, if, uh, if you haven’t done ’em in a while, go to Rods, links, go at the bottom. There’s my workshop, there’s a guide. You can download ’em. Not gonna try to sell you anything. Spend an hour with me. Have your spouse do it. Have your kids do it if they’re over 10 years old, and design their lives. So again, it starts with goals. So that’s the first thing I did was reassociate with my goals. Then the second piece is you gotta make a decision. And I don’t mean dip your toe in the water. I don’t mean one foot in, one foot out. I mean, you decide it’s done. Okay. The Latin root for the word decision means to cut off. If you’re gonna attack the island, you burn your ships ’cause you’re taking their ships home. That’s a decision. And, and that’s what I did. I said, okay, enough, quit feeling sorry for yourself. Pick yourself up and go make something happen. And that’s, that’s what I did back then when I lost everything. But it’s the same thing again. If you’re, if you’re in a job and you’re. You’re just not where you want to be. So we make that decision and then you gotta take the first step, uh, you know, buck. And that’s, that’s pretty much it. You know, Dr. Martin Luther King said, you take that first step in faith, the next step will be revealed. And you know, LA Sue said the journey of a thousand miles begins with a single step. But, you know, in our business and, and, and the investors that we deal with and, and the, you know. Uh, active investors and, and, and passive both, as many of ’em are very analytical and you know who you are. If that’s you and I love you, you’re some of the most successful students that I have and successful people in our businesses. However, I also know how you have to check off every single box before you make a move, and you can’t do that here. Okay? You’ve got to, you’ve got to recognize that you’ve gotta have enough faith. To get started, you know, you can go all the way across the United States at night with your headlight only seeing 50 feet in front of you. And, you know, you can make it, you know, other people have done it before you, you know, there’s a, there’s a, there’s a, a road. And, uh, it’s the same way. You may have some obstacles, but, uh, it’s the same way with this business or really any business. But you, you, you’ve got to take that first step. And, you know, a, a lot of people fear failure, and I’m gonna tell you, don’t fear failure. Fear being in the same place you are right now, a year or two from now, unless you absolutely freak. Love where you are right now. Fear, fear, regret. That’s what I would fear if I were you. I, I, there was this nurse in Australia, a hospice nurse, uh, and her name was Bronny Ware. She asked patients when, who were about to die, if they had any regrets, and she wrote a book about it as a national bestseller. Something like The Five Regrets of Dying. You know what the number on regret was? It was Living the, not Living the Life I could have lived living someone else’s life, not doing what I know. I’m capable of fear that don’t fear failure, you know? Well, the next piece is fear and limiting beliefs. So fear, you know, every successful person have has fear. Now we, we, we, entrepreneurs call it stress, but it’s fear. And, you know, action mitigates fear. You wanna mitigate fear, take action. Go do something. If I’m, if I’m laying in bed at night, it’s three in the clock in the freaking morning and something stresses me out again, stress is fear. That’s what we achievers call stress. Uh, it’s fear. Uh, and, and, um. If something wakes me up and I’m stressed about it, I literally will get outta bed and just go write down some notes. I used to have a pen with an electrical pen that drove my ex-wife crazy and I’d, I’d write notes sometimes fill up pages of notes in bed so that I’m taking some action so I can go back to sleep. So there’s a, there’s a very simple example of it, but anytime that I am fearful about something, I take massive action towards it. Just, just taking steps, doing things. That will mitigate it. And it’s just how it works. So, I mean, it’s, it’s, it’s as simple as that buck. I mean, you just have to do some things. Towards that fear now. Now, the other thing is, if you don’t take action, the fear expands. So that’s the, uh, uh, that’s the antithesis there. So, so you, you need to take action because that’ll, that’ll mitigate it. The, the next piece really is limiting beliefs. You know, when I immigrated this country, I didn’t speak English. I got thrown into school, found out what bullies were for the first time. So I got my butt kicked occasionally, hadn’t learned how to fight back, and then my mom, this is the prop, sent me to school in these wooden shoes. And these are the actual wooden shoes. We found them. When we put her in senior house, senior living in, and these leather shorts, the Germans wear for October Fest, I had to wear that to school. And of course that was crack cocaine for the fricking bully. So I got my ass kicked again. And don’t wooden shoes, rod Or, or those, yeah. Yeah. Wooden shoes. Wooden shoes. Yeah. These are from Holland, man. That’s where I was born. Yeah. My mom. Proud Dutch woman. Yeah. This is, they’re wood. They’re real wood. The farmers still wear these things, uh, ’cause they’re good to go through mud, but they’re crack cocaine for bullies. Okay? And so, yeah, you know, uh, I, I, I got my butt kicked again and, and I came up with this belief system that I wasn’t good enough. I used to ask myself, how can I show them I’m good enough? And a lot of people have these limiting belief systems. I’m not good enough. I’m not courageous enough. I’m not strong enough. I’m not old enough. I’m not young enough. Here’s the thing to remember. There’s a reason the acronym for Belief Systems is BS because 99% of them are bs, but we believe they’re real. I mean, I used to be afraid to raise my hand in front of 10 kids in a classroom, and because of fear of rejection, now I speak in front of thousands of people a year, usually in flip-flops. Okay, so you know, you can mitigate this. So if you’re aware of one of these. Limiting beliefs, BS belief systems, drag it out into the daylight. Look at it with your adult rational mind. You’ll recognize that it’s BS and it will dissipate. But you gotta, you gotta think about it consciously and it’ll, it’ll go away. Um, the, the next piece is focus. Um, you know, focus really is power and whatever we focus on gets bigger, both positive or negative. Okay? So it’s very important that you focus on what you want, not what you don’t want. I’ll get, people call me and say, how do I get outta my student loan debt? I’m like, wrong question. How do you make so much money? The debt’s irrelevant, is the question you need to be asking. They asked Mother Theresa if she was anti-war. She said, no, I’m pro peace. I mean, you get it, right? And, and so, and in fact, I’ll give you another example. So I, I, my podcast is over, I believe, over 30 million downloads, which doesn’t sound like a lot in our social media world, but in, in the podcasting space, it’s not bad. But I listened to two podcasts, Joe Rogan and Tim Ferris. I try to get both sides of the aisle. I’m definitely on, on one side. Uh, but, but, um. They get, and the reason I bring that up is they get about 30 million a week, you know, but that big podcast. But, but, um, on, on Tim Ferriss’ show, he interviews the best of the best in the world. You know, the best athletes like Michael Phelps, NFL players and NFL players, NBA players, actors like Hugh Jackman, ed Norton, Jamie Fox, Arnold billionaires like Ray Dalio, heads of the biggest companies on the planet like Zuckerberg. And he deconstructs their success. It’s very intelligent conversation. I mean, I, I love listening to it. I started to hear a pattern, uh, they almost all meditate. What does meditation enhance? Focus, right? So focus is a really important piece of, of, of success. And just a couple more. One is playing, the next one is playing to your strengths. You know, when, when you, when you go to reinvent yourself or if you’re struggling, you know, or, or gonna start something. Play to your strengths and hire a align or partner for your weaknesses. Like in our world, you know, there’s lots of different hats you can wear. It’s a team sport. You could be the person that finds the deals and analyzes them. If you’re analytical, you could be the mouthpiece like me or you, and you’re, you know, raising money, talking to brokers and, and getting the word out. You could be the. You know, the um, asset manager, if you’ve got some project management experience, construction experience, there’s lots of different hats you can wear, but you wanna play to your strengths. Your strengths are your greatest assets. Don’t try to maximize your fears. You’re gonna get much further. Like I said, if you hire aligner partner for your weaknesses, you know, some of the most successful. Um, partnerships I see in the business are an analytical, introverted person with an extroverted, outgoing person. I mean, that’s a match made in heaven in our business. ’cause our business is primarily empirical. You ask the right questions, uh, and, and you get the numbers right. You know, it’s kind of hard to make a big mistake. Um, and so. You know, just make sure you’re playing to your strengths and when you’re playing to your strengths, you’re gonna have passion and passion’s required to influence people. Right? ’cause you love what you do, so you’re passionate about it. So again, real heavy duty argument to play to your strengths. Yeah, I think the last piece, the last piece is, is peer group. Um, you know, who you hang out with is who you become. You’ve heard it, you’ve heard it before. So if you’re gonna get into something, get around people that are doing it. Like my Warrior Coaching program, I’m, I’m gonna brag. I, I, like I said, they own 300,000 multifamily units that we know of. I’m, I, it’s, we’re counting, uh, we know it’s close to 300,000. We’re at like 275,000 or something. I know there’s a lot we’re missing. And, you know, tons of senior housing, tons of self storage, tons of industrial flex space, um, retail mixed use, you name it. Uh, mobile home parks, and. Almost all of those deals were done between warriors, between my students. So you know, ha, who you hang out with is who you become. You know, if you show me your three best friends, I’ll show you who you are in your relationships, your happiness, your health, and definitely your finances. But see, so many people default to a peer group they went to school with or they work with, and those people with their own fears or limiting beliefs might hold you back, you know, afraid of losing you, afraid of feeling less than if you succeed. And sometimes it’s family. I’m gonna tell you, love your family, but proactively choose your peers. Right? You know, and when I was losing everything in 2008 and oh nine, I was in Tony Robbins Platinum Partnership and there were people there that were killing it in that crash, uh, you know, thriving. And they’re like, get up, you puss. 50 million Schmill. Go make something happen. That’s who you wanna be around, not only while you’re building, but certainly when the proverbial stuff hits the fan, right? Uh, so anyway. I, that those are, those are some of the big pieces. Yeah. Well, that, I mean, that’s, let, let’s talk a little bit about the, the business that you’re in. Um, you know, you’re, you’re heavily involved with real estate. Obviously these, uh, mindset things are a great place to start. Now you go out there, let’s talk about where the market actually is and what you’re seeing in this market right now. Does your represent opportunity to you? There’s a ton of opportunity because there’s a ton of people in trouble, sadly. Right. Okay. A lot, a lot of people got adjustable bridge debt. You know, these rates have gone through the moon. I’ll give you a small example. We were looking at a small asset in San Antonio where I’ve got some assets and I. And there, the lender reserve payment that this guy had to pay to prepare for a refinance went from 8,000 a month to 80,000 a month. Do you think that’s painful? Right. And you know, and, and when you’ve got a multi tens of millions of dollar loan on a property and the interest rates adjust several points, you’re done. And, and so that’s just on the interest rate piece. Uh, mentioning my SEC attorney had six foreclosures in one day, apartment complexes, uh, clients, new clients that came to him, he told me like three weeks ago. So who knows how many since then. But you know, there’s a lot of deals and trouble and it’s sad. It’s very sad. But, uh, that’s just one piece is the loans. Uh, the expenses have gone through the thick and roof. I mean, I’ve got maintenance supervisor that’s making $40 an hour at this point, which is crazy. Uh, you know, I, I teach at my bootcamps. Uh, I used to teach a 50% expense ratio. That’s what you want to have. Now I teach 60% ’cause they’ve gone up that much. And so, you know, there’s a lot of pain in the market. But with crisis comes opportunity. There’s incredible deals. I’ve got a a, a 200 unit asset in San Antonio. Um. That is on a lake, and right next door is a 300 unit, 300 plus unit asset. Um, it’s sold the 300 units sold for 43 million in 21 or 22. It’s, it’s with the bank, it’s down to 28 million now. And I’m not even interested unless it gets to 24, unless the rates drop significantly. And so 43 to 24. So that’s what’s out there right now. And di I think you just bought a, a deal at like a 40% discount, didn’t you? Yeah. Yeah. Yeah. And here’s the thing, which is what I wanted to get into as well, and I I just bring, bring people’s attention to it, is that these times in history don’t happen that frequently. Right? Right. And it, and it’s interesting what the, the last multiple, uh, opportunities we’ve, we’ve, we’ve capitalized on, they have been all these situations where it’s a debt problem, right? It’s, it’s an asset that’s performing fine. But someone’s got a month, uh, to go and they just need to get out. They’re gonna lose all their equity, their debts due. Um, yeah, their debts do, there’s like this, this wall of debt, like, I think it’s like a trillion dollars of debt due by the end of this year. So what we’re seeing is, you know, the last several opportunities, 30 to 40% discounts on basis, uh, compared to just two or three years ago. And I think the challenges for investors is that like. In the background, those of us who’ve been through the pain are still feeling the pain and you feel very gun shy about it, right? Yeah. Yeah. Um, and you also start thinking, well, 30 to 40% discounts. Uh, you know, this, this is, this sounds very scary, but in, in reality, I, I’m trying to get people to understand that, that those discounts only last for so long, right? I mean, that if you look at like the, the debt. That’s out there. Most of that really bad debt washes away at the end of this year. At 2026. Yeah. After that, like those 30 to 40% discounts that like people are hearing so often, they’re not gonna be there anymore. No, that’s, and what I, and what I hate to see is people wait two or three years from now and all of a sudden there’s a frothy market and everybody’s jumping on the bwa. ’cause that’s what they always do. That’s not, you wanna be a net seller in that market. That’s right. And, and you know, it’s like you mentioned Warren Buffet’s famous quote, be greedy when others are fearful and fearful when they’re greedy. And, and so right now they’re fearful, which is making harder to raise money. And I’m, I’m having the same conversations. It’s like, Hey, if there was ever a time, it’s right now and now. Now the key, now the key. Differentiator or key factor is it’s all about cash flow. You know, like I said, that that deal at 43 is down to 28. 28 still doesn’t make sense for me. So it’s all about cash flow. And so, you know, I wrote a bestselling book. I’ll brag about, hang on, I’ll show it here. It’s called How to Create Lifetime Cash Flow through Multifamily Properties. The reason I bring this up is the subtitle is The New Rules of Real Estate Investing IE The new rules is it’s all about cash flow. I don’t, you know, I can brag about what you, you know, the discounts you can buy a property for, but it, it’s all about the numbers. It’s got a pencil, it, so cash flow is king. Um, so would you agree with that? Oh, a hundred percent. No. The interesting thing is though, that like, that’s a, that’s actually in real estate. That’s a principle I think a lot of people had, and I think what ends up happening is when the market gets frothy, you kind of skip that step, right? Because then what you’re, then what happens is that the market becomes so competitive that you’re trying to project, okay, I can get this from here to here and I can make it cash flow pretty quickly. And that’s when it gets dangerous, right? Yeah, yeah. Because listen, when Mark, when, when, when rates were, were as low as they were, you could do that. Now what? As soon as they started accelerating, well then you just got behind and, and you, you couldn’t catch up. And that’s kind of what happened. No, that’s it. And the expenses. Yeah. Yeah. They, the business about this market though, and maybe you can get some perspective on this, is what happens. You’ve experienced multiple real estate cycles and one of the opportunities that real estate investors have had throughout the decades is investing in a market where interest rates start to fall. What happens? Well, what happens is, is, is, is, is values As values go up, you know, and here’s the other thing, you know, uh, uh, with inflation, inflation’s not going away. And when you buy a property, the debt’s locked unless you do the adjustable rate thing. But if, if you get a normal, a normal mortgage. The, the rent, the debt is locked, but your, your interest, your rents are gonna continue to climb here. They’re going up, they’re gonna keep going up. And, you know, and, and of course the value of, of what we do is based on a multiple of the net income, the NOI, the net operating income. So any increase of the rents is gonna go to the bottom line. And, and so your values are gonna go up. So again, incredible opportunity to get into this real estate now. With the debasement of the US currency, with with, with all the money they’re printing and everything else, you’re, you’re seeing incredible rises in, in hard assets like gold, silver, of course, we saw a crash in Bitcoin ’cause it’s ethereal, it’s air, but, but real estate, uh, is, is you look at it over, over, you know, 50 years and, and it only goes one direction. It has some dips, but it continues to go one direction. And, and so, you know, I, I love real estate. I always have and. And, and always will. And so, you know, that’s why I teach it, you know, I do, I teach multi and I now teach multiple asset classes. I just taught multifamily for a long time, but now I teach pretty much every asset class and I’m, yeah. So what’s, uh, housing too? Yeah. Tell us a little bit about senior housing and um, yeah, what you’re doing there. I, I, I’ve only purchased one assisted living facility so far, but my students, my God, I can’t even count how many assisted living facilities and memory care units they have. But I, I’m, I’m gearing up. I have a whole team doing it. Uh, we’re cold calling and, and, and the, the, the out, the goal is. Is, uh, uh, 12 units in the next 18, I’m sorry, 12 separate facilities in the next 18 months. And we’re growing up to do that. Uh, we’ve got a ton of interest. And here’s the, here’s the reason why they call it the silver tsunami. There’s, there’s six, 10,000 people a day turning 65, and it goes forever. And it seems like forever. I mean like literally a over a decade and. And again, um, you know, those people. Uh, so there’s a lot of opportunity with that. There’s an opportunity to buy businesses as well. A lot of ’em wanna retire and own businesses, so there’s an opportunity there. But, but, um, in senior housing, there’s, there’s a huge shortage of beds. And, and I’m quite candidly, I’m not sure we’re gonna be able to match the need in the shortage of beds, but there’s a huge shortage of beds and, and so, um, you know, and to build new. The about the least you can build a place for is $200,000 a bed. Well, there are facilities that got crushed by COVID where you can buy. Facilities for sub a hundred dollars a bed. So there’s, there’s a, there’s an opportunity there that we’re capitalizing on. It’s very exciting. Uh, that won’t be around there a lot of, is there a lot of competition from, you know, big money institutions, that kind of thing in this space that are sort of pushing prices up? Because I would think if they would have to, yeah. Yeah. I would think they would have the same sort of thesis overall. So the larger facilities, yes. The, you know, I, I’m not doing the, the 200 bed facilities, you know, I’m in the 50 to a hundred range, you know, uh, kind of the mom and pop range as it were. Uh, and. So, at least to start, I mean, at some point I’ll compete with the larger ones, but we’re starting there and, and there’s just an incredible opportunity to, to get to, and the returns are fantastic. I mean, we’re seeing 15% cash on cash, 25% IRR, realistically not BS returns. And so, you know, it’s very exciting, honestly. And, and, and, and, and again, it’s got legs. It’s not going anywhere. It’s not like one of these things that’s cyclical. There’s, there’s the, these people are retiring. They’ve impacted everything from Pampers diapers to suburbia, and they’re gonna impact, you know, senior housing in a big way. So, um, you know, it’s, it’s that, that’s exciting. Yeah. I got crushed by that wave in 2008. I got crushed by that wave. I’m surfing this wave. Yeah, yeah. Yeah. Good for you. So tell us, you know, a little bit more about how people can get involved. It sounds like you got a lot going on there. So tell us about Well, I, I, I teach, you know, I teach this stuff. I have, I’ve had, I dunno, upwards of 20,000 people attend my bootcamps by the way. Really never had a complaint except that the breaks are too short. ’cause I, I packed three days into two days, but I teach this business and soup to nuts, how to find deals, how to pick a market, how to pick a team, how to underwrite them, how to finance them, how to raise all the money for them, on and on. And so if you go to Rods. links.com. That’s my link tree. That’s where my goal setting workshop is. If you want to do your goals, do it there. But, uh, if you come to my bootcamp, that’s the first thing we do. Uh, ’cause I, I need to have you get very focused on what you want. But, um, you know, it’s two days of training. I don’t sell anything and you can come for $47. So tell me your excuse. Okay? And the bonus, the bonuses are thousands of dollars. You get my deal evaluator software, my document library. You get all this stuff. And you know, and candidly, if you come to the bootcamp and. On Monday, you decide it wasn’t worth it, you didn’t love it. I don’t mean like it, I mean, love it. I’ll give you your 47 bucks back. It’s never happened, but it’s first time for everything. So, yeah, no, I, I, I love what I do. It comes out and what I do, and I, I spend time on mindset too, because again, that’s 80 to 90% of it. That’s why my students are so freaking successful. They actually do it. Um, and so. I, I, I really love it, and that’s where I’ll continue to do it. So I’m, I’m doing one of these virtual events pretty much every month and a half. I’ve got one coming up, I don’t know when this’ll air. I’ve got one coming up in March, March 7th and eighth, and there’ll be one, you know, 60, 45, 60 days after that. So, yeah. Fantastic. Rod, thanks so much for being on the show today. Oh, I appreciate it. I appreciate it. Uh, thank you. And, and again, it’s Rod’s links or text links to 7 2 3 4 5. Matt, thanks. Thanks for having me on. Buck, it’s great to see you again. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage private school to pay for and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put off by some of the oldest and most prestigious life insurance companies in the world. It’s. Called Wealth Accelerator and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. We talked about a lot of things, but I think the mindset step is really important. So if you’re one of those people. Who is worried about, you know, a time in your life right now, or that that things aren’t going well? Things can turn around really quickly. You just gotta have some, you know, you gotta have the right mindset. You gotta have the right goals. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey sign now. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

What score would you get if you took the IELTS tomorrow? Get your estimated IELTS Band Score now with our free 2-minute quiz. Want to get a guaranteed score increase on your next IELTS Exam? Check out our 3 Keys IELTS Online course. Check out our other podcasts: All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads. Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey Visit our website here or https://lnk.to/website-sn Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are leaders in our construction space risking irrelevance by ignoring artificial intelligence?   AI is rapidly changing how companies operate, but many leaders are still treating it like a passing trend, delegating it to IT.    In this episode, Bradley Hartmann connects a modern leadership challenge with a bizarre 17th-century scientific experiment to explain why curiosity, experimentation, and disciplined thinking are essential for adopting AI successfully.   Listeners will discover:   Why leaders who fail to lean into AI may soon be replaced by those who do The biggest mistake companies make when experimenting with AI tools A simple 30-day AI experiment that can immediately improve communication and productivity     Press play to learn a practical, low-risk way to start using AI today—and position your company to compete in an AI-driven future.   At Bradley Hartmann & Company, we help construction teams improve sales, leadership,  and communication by reducing miscommunication, strengthening teamwork, and bridging language gaps between English and Spanish speakers. To learn more about our product offerings, visit bradleyhartmannandco.com.   The Construction Leadership Podcast dives into essential leadership topics in construction, including strategy, emotional intelligence, communication skills, confidence, innovation, and effective decision-making. You'll also gain insights into delegation, cultural intelligence, goal setting, team building, employee engagement, and how to overcome common culture problems—whether you're leading a crew or managing an entire organization.   Have topic ideas or guest recommendations? Contact us at info@bradleyhartmannandco.com.   New podcasts are dropped every Tuesday and Thursday.   This episode is brought to you by The Construction Spanish Toolbox —the most practical way for construction teams to learn jobsite-ready Spanish in just minutes a day over 6 months.      

Self-proclaimed “protest poet” Komal Bukhari tells Jared what this title means to her and how, in her view, speaking truth to power is not an act of bravery—it's a way of being. They also discuss Komal's process, how she approaches the heavy themes of her work with patience to avoid burnout, and how MFA deadlines complicate this process. She also tells Jared about teaching creative writing versus English composition, how the MFA taught her it takes a hundred hours to finish a poem, and what it's like moving from Pakistan to the small town of Carbondale, Illinois. Komal Bukhari is a Pakistani poet and MFA candidate in creative writing at Southern Illinois University. Her work explores theology, dissent, and the personal cost of defying patriarchal and religious boundaries. She writes about honor killing, blasphemy laws, and the politics of faith in Pakistan, often examining her own struggle to seek freedom within and beyond these systems. Her poem “Iconoclast” was featured by BBC Urdu, where she was named an emerging poet, and her poems have appeared in Pakistani anthologies. MFA Writers is hosted by Jared McCormack and produced by Jared McCormack, Hanamori Skoblow, and Brié Goumaz. New episodes are released every two weeks. You can find more MFA Writers at ⁠MFAwriters.com⁠.BE PART OF THE SHOWDonate to the show at⁠ Buy Me a Coffee⁠.Leave a rating and review on ⁠Apple Podcasts⁠.Submit an episode request. If there's a program you'd like to learn more about, contact us and we'll do our very best to find a guest who can speak to their experience.Apply to be a guest on the show by filling out ⁠our application⁠.STAY CONNECTEDTwitter: ⁠@MFAwriterspod⁠Instagram: ⁠@MFAwriterspodcast⁠Facebook: ⁠MFA Writers⁠Email: ⁠mfawriterspodcast@gmail.com

Living in Thailand While Running a Global Business With Facebook Ads and AI Matt Borka, founder of Company Growth Partner, joins Diversified Game from Thailand to break down media buying, Facebook ads, AI automation, digital marketing, revenue operations, and global living. In this episode, Matt shares how he went from an English degree to managing millions in ad spend, why most businesses fail with paid ads, how AI is making one operator more productive than a small agency, and why global diversification matters more than ever.Matt Borka is the Founder of Company Growth Partner. He works in media buying, revenue operations, automation, and business growth strategy, helping companies improve customer acquisition and performance through digital systems and paid traffic.Guest:Matt Borka Founder, Company Growth https://www.mattborka.com/YouTube: https://www.youtube.com/@matt_borka]Timestamps:00:00 Matt Borka intro and how he got started11:15 Do you need a degree to get into media buying14:59 Why Matt chose digital marketing21:28 Biggest mistake people make with Facebook ads24:46 Best starting budget for Meta ads27:31 Why great ads cannot fix a bad business31:49 Meta reach, content, and algorithm changes43:52 How AI helps Matt manage 13 accounts51:07 Community giveback and economic awareness54:13 Why Thailand works for global entrepreneurs58:47 Is Hungary safe and worth considering1:02:38 Where to connect with MattTranscript excerpt:Matt Borka says most people fail with ads because they get too emotional with their own money and turn campaigns off too early. He explains that success in media buying also depends on fixing landing pages, improving follow-up systems, and understanding that AI enhances skilled operators rather than replacing them. He also shares why Thailand offers more lifestyle flexibility and lower costs for entrepreneurs serving clients in the United States.Learn the mindset and moves that lead to real results. Please visit my website to get more information: http://diversifiedgame.com/

In Part One of this episode of “The Voice of Leadership,” Dr. Karen Wilson-Starks talks about the women who influenced her formative years. Her list includes her mother, grandmothers, great-aunt, godmother, an English teacher, and more. For her professional years she names luminaries such as Juana Bordas, Frances Hesselbein, and consulting psychologist peers. She further … The post Women in My Life and Interview with CPT Deshauna Barber: Officer and Beauty Queen (Episode # 510U) first appeared on TRANSLEADERSHIP, INC®.

Merriam-Webster's Word of the Day for March 9, 2026 is: hector • HEK-ter • verb To hector someone is to criticize or question them in a threatening way. // The judge ordered the attorney to stop hectoring the witness. See the entry > Examples: “He continued to hector Neal about his inattention to business (‘I have been waiting to hear from you,' again, and again, and again), without any tangible results.” — Jem Aswad, Variety, 5 Aug. 2025 Did you know? In Homer's Iliad, Hector, the eldest son of King Priam of Troy, was a model soldier, son, father, and friend, the champion of the Trojan army until he was killed by the Greek hero Achilles. So how did his name become a verb meaning “to intimidate or harass”? That use was likely influenced by gangs of rowdy street toughs who roamed London in the 17th century and called themselves “Hectors.” They may have thought themselves gallant young blades (that's sense 3b(3)), but to the general populace they were swaggering bullies who intimidated passersby and vandalized property.

As NASA's Artemis program promises to take us back to the moon for the first time in fifty years, we consider what it means that as many as 10% of Americans don't believe we went there in the first place. Why, despite all the evidence, has the faked moon landing conspiracy persisted? We explore why this falsehood has such staying power and what it reveals about our relationship with science and its findings.   Meanwhile, lunar science continues unabated. Scientists open a lunar soil sample that's been vacuumed sealed for a half-century and receive a blast of four and a half billion-year-old solar wind.  Guests: Peter Knight – professor of American Studies, English and American Studies and conspiracy expert at the University of Manchester, U.K. Ryan Zeigler – planetary scientist and NASA's Lunar Sample Curator at Johnson Space Center Featuring music by Dewey Dellay and Jun Miyake Big Picture Science is part of the Airwave Media podcast network. Please contact advertising@airwavemedia.com to inquire about advertising on Big Picture Science. You can get early access to ad-free versions of every episode by joining us on Patreon. Thanks for your support! Learn more about your ad choices. Visit megaphone.fm/adchoices

❖ Follow along with today's reading: www.esv.org/Numbers4;Psalm64;John4 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

Learning English uses a limited vocabulary and are read at a slower pace than VOA's other English broadcasts. Previously known as Special English.

It can be harder to express our personality in a foreign language because we have fewer language tools available and speaking anxiety can make it harder to let our personalities shine. Learn from experts about this topic and get tips on how to show your true self in English in the last episode of this special series. Don't forget, you can watch Georgie's explainer videos and see learners of English try different activities to improve their speaking confidence. Find them on our website: https://www.bbc.co.uk/learningenglish/english/features/beating_speaking_anxietyOffice English is back for a third series! Search for 'Learning English for Work' in your favourite podcast app, or find the episodes with free transcripts here: https://www.bbc.co.uk/learningenglish/english/features/office-englishOur newsletter with our weekly highlights and language learning tips comes out every Wednesday. Make sure you're signed up! https://www.bbc.co.uk/send/u178220599

Time to learn English with another short story on Luke's English Podcast. Listen to the story and my comments, then learn vocabulary as I break down the text line by line and teach you English in context. This time it is a funny little tale written by Saki - the English author and master of the short story. A mischievous lad is punished by his strict aunt, but who ends up having the last laugh? Get the episode PDF with story text

This episode documents the life of Hannah, a young woman who escaped the controlling environment of the Jehovah's Witnesses and the shadow of an abusive stepfather. The narrative explores her "origin story," detailing a childhood defined by social isolation within the faith and a domestic life spent walking on eggshells to avoid her stepfather's volatile temper. A significant turning point occurs when Hannah finds intellectual liberation through science fiction, using themes from Star Trek to recognize the systemic manipulation and "ruse" of her own religious community. Ultimately, this episode serves as a testament to personal resilience, tracing Hannah's journey from a state of "survival mode" and mental health struggles to a new life built on self-education, authentic relationships, and the simple, radical pursuit of kindness. Support the show and get bonuses as well by donating to the cause on our Patreon page, Patreon.com/shunned Are you struggling in some area of life? Feeling stuck? Need an accountability partner or some encouragement? Need to talk to someone that understands cult life? Reach out and let's talk. I have affordable programs to help as a certified life coach with a focus on cult recovery. Click HERE for more information. Want more resources? Go to my other website exjwHelp.com Leave us a review on iTunes Find shunned podcast on Youtube, including new VIDcasts here. Follow us on Twitter and Instagram. You can listen to the Shunned Podcast Spotify playlist here for all of the songs chosen by guests of the show. This podcast was made possible by my original podcast This JW Life. You can find it on any podcast app. It is a 9 part series about life as Jehovah's Witnesses designed to help you understand how it worked in one comprehensive story and to help you process your own if you came from that environment. Read my FREE online book, based on This JW Life, called Becoming Jehovah, in both English and Spanish by clicking here An ExJW podcast and ExJW YouTube Channel

So many of the words and phrases coming out of the Synod on Synodality don't seem to make sense. They barely seem like English. Perhaps we need a translation. Father McTeigue takes a closer look.   Watch on YouTube: Do You Speak Synodal?

Learn how to use hyphens: "They did a ten-foot dive into the swimming pool."Have you tried the podcast 'Real Easy English'? Two presenters have short, real conversations about everyday topics in easy English. From birthdays, to rain, to public transport... you're likely to find a topic that interests you! Search for 'Learning Easy English' in your podcast app, or find it with free worksheets and transcripts on our website: https://www.bbc.co.uk/learningenglish/english/features/real-easy-englishAnd don't forget to sign up to our free newsletter. Receive our weekly highlights: https://www.bbc.co.uk/send/u178220599If you're looking for something else, you can browse by level, topic or language feature on the homepage: https://www.bbc.co.uk/learningenglish/english/

Parenting 0-18 With an Eternal Perspective: An Interview with Jessica Smartt (Episode 286)   Hebrews 12:11 NIV “No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it"   *Transcription Below*   Jessica Smartt is the author of Come On Home, Memory-Making Mom and Let Them Be Kids. She graduated college with an English degree, a religion minor and a hankering to pour into kids. After teaching middle school literature for five years, she was promoted to her current position and dream job: wife, homeschooling mom, author, and Professional Encourager of Intentional Moms. She lives in sunny North Carolina on a family farm with horses, chickens, and an ever-increasing number of beloved cats. She and her husband, Todd, have three beautiful children. She loves to energize everyday moms to save childhood and build close-knit families. Jessica's favorites include: bike rides, spinach quiche, a clean kitchen, being warm, national parks, and food that anyone else made. Connect with Jessica through Instagram or her website.   Thank you to Our Sponsor: WinShape Marriage   Questions and Topics We Cover: What questions can we ask ourselves as mothers to take inventory and get real about our capacity, health, and gifts? How can we purposefully make our home a place our family loves to be and we do too? Will you share a handful of your other favorite practical tips for building a strong family that we haven't covered yet?   Other Episode Mentioned from The Savvy Sauce: Making Family Memories with Jessica Smartt   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   *Transcription*   Music: (0:00 – 0:14)   Laura Dugger: (0:15 - 1:23) Welcome to The Savvy Sauce where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.   I'm thrilled to introduce you to our sponsor, WinShape Marriage. Their weekend marriage retreats will strengthen your marriage while you enjoy the gorgeous setting, delicious food, and quality time with your spouse. To find out more, visit them online at winshapemarriage.org.   My returning guest for today is Jessica Smartt. She has authored another brilliant book entitled, Come On Home: A Grace-Filled Guide to Raising a Family Who Loves (and Likes) Each Othe. You're not going to want to miss a minute of this episode because she answers every question with kindness and eternal wisdom, yet she still manages to share plenty of fun ideas and applicable tips.   Here's our chat. Welcome to The Savvy Sauce, Jessica.   Jessica Smartt: (1:25 - 1:28)  Thanks so, much for having me. I'm excited about our conversation.   Laura Dugger: (1:29 - 1:44) Well, I've been looking so, forward to this, and it's been a few years since you were a guest on The Savvy Sauce, so, as you're looking back, can you just walk us through how your motherhood experience has changed from the early days to now currently?   Jessica Smartt: (1:46 - 3:36) Yeah, it has changed so, much, and I actually was thinking about this just on my own. God is so, good, and I don't know if everyone's experience is kind of like this. I look around and see very high-functioning young mothers, so, I'm thinking maybe not, but I just feel like those first couple years were such a struggle with a lot of mental illness and just anxiety, and probably that led into depression, too, and just feeling really overwhelmed. I do feel like a lot of it was sleep deprivation, which is a literal torture technique that armies use, so, I think just caring for my body better has actually been a huge thing, but also just God is just so, kind, and I think I mentioned in the book of just really early on having this moment where I thought I'm not any good to anybody, and I didn't fast-forward to see any of this, right?  I didn't know how it was going to end. I just knew I felt terrible, and I couldn't function and overcome with anxiety, and everything was blurry and overwhelming, and so, to then fast-forward and see personally in my own life the rewards of my kids are doing well, and I like being a mom a lot, and professionally that I'm even writing about it is stunning, so, it's a real redemption story to me, and just proof that also God uses those pits because it was out of that that I was able to actually gain traction even on my blog sharing about my personal experience and loss and weakness. God used that, so, I'm really grateful.   Laura Dugger: (3:36 - 3:45) That's incredible to get just a little picture of that journey, and can you update us with your kids' ages now as of today?   Jessica Smartt: (3:45 - 3:59) Yes, so, I have a 16-year-old boy. Last week we were visiting college, and that is very weird, and then a 14-year-old boy and an 11-year-old daughter.   Laura Dugger: (4:00 - 4:19) Okay, wonderful. So, regardless of what phase we're in as parents, do you have any recommendations for questions that we can begin to ask ourselves so that we can take inventory and get real about our capacity and our health and our gifts?   Jessica Smartt: (4:20 - 7:00) Right, yes, so, in Come on Home, that's kind of how I kick it off because I say, you know, you can't have the family that if in order to have the family you want or the home you want, you have to be honest about what you actually have and what you're starting with, and so, part of that is taking inventory of yourself and your life, and that's not something we often stop to do in the chaos and busyness, so, I asked what your capacity is and really just trying to help mom just think through preaching to myself here, like all the things that are on our plate, and is there something on our plate that the Lord maybe is not calling us to or that doesn't correlate and match to what our really core values are in life, and those are hard questions to ask, but they actually bring a lot of relief to just be honest with yourself about what's happening in your life and coming before the Lord and saying, you know, I'd literally say, like, make a list of all the things that you're doing and look at it and see if you should take any off, and the list is, you know, stunningly long for a lot of us, but yeah, so, that's just capacity, just kind of thinking through where we are and what we actually have the bandwidth to do, and then I talk about health and actually asking, like, your husband, if you're married, you know, how would you like me to care for myself better? What's one thing that you like when I do? And a lot of times I think we're really surprised when we hear the things they appreciate or what they'd like us to do, and they might just be giving us a really wonderful gift to go invest in an area in our life that we've been overlooking. So, and then gifts, that's a really fun one, too, because I'm not you and you're not me, and we're not the listeners, but God has uniquely equipped all of us to be the mom and the homemaker, you know, in our particular callings.   So, saying, like, are you a good organizer? Are you, you know, the fun mom, right, that I wish I was and I'm not? Are you, you know, the adventurer mom? Are you the crafty mom? You know, God has given, do you cook well and, you know, enjoy that? And everybody has a gift, that you're, whether you're, you know, a soft place to land for your kids and a good listener, or you're, you know, more drill sergeant-y, like those firstborns tend to be, and that is me, so, that's why I can say that. But just thinking about, like, what skills and gifts did God give me to lead my family well? And so, that was just kind of the ground-tilling up work before you think through, like, how can we build the family that we really want with the life that we actually have and the person we really are?   Laura Dugger: (7:01 - 8:14) And I love, that was one of the aspects of the book that I just appreciated. You sprinkle all these insightful questions throughout, and it is really great to reflect on those with the Lord or with the journal or in conversation, but you're encouraging us repeatedly to get a long-term vision of this parenting journey. And so, it makes me think, my husband works with Chick-fil-A, and oftentimes he's encouraged to be careful not to just get caught up working in the business, but to pull back and work on the business, and it's actually better for everybody. And I just think as parents, we need that same reminder to kind of lift up our eyes, get a different view, and get above these urgent, incessant needs of today and look at where we're going. And I think the Bible speaks a lot to that with being prudent. And you challenge us with that long-term view to actually take an eternal view in parenting, which is inevitably going to impact how we steward our time and our decision making. So, can you speak to both of those?   Jessica Smartt: (8:16 - 10:23) Yeah, I mean, the eternal, the perspective, I think I said, you know, there's the Bible verse about you reap what you sow, and we think of it as like a cautionary warning. And it is, but it's also just a true statement of how life works, meaning what you invest in, and what you spend your time in, what you care about, what the things you're actually doing is where you're going to see growth. And so, if I am investing in my home, I'm going to see fruit in there. Now, of course, it's not a one-to-one, it's not a slot machine. So, you know, we don't know exactly what it's going to look like. And God is so, good to cover up even over the areas that we've done a bad job in. But in general, you can't expect to grow cucumbers if you've been planting tomatoes. Like what you've been planting in the ground is what's going to grow up. And so, that's just like, even though it's kind of like fancy wordy language, it's always just a good reminder to me to think like, what am I actually spending my time doing?   I want a family that, like I was a recipient of, that's warm and inviting and you want to be around. And in order to get that, like you have to plant it. And so, that's a lot of being present as a mom and which is so, hard, very hard. But I just wanted to not lay a burden on moms, but really just encourage them like, do those things that are going to reap the life you actually want in the long term.  And of course, you mentioned the word eternity, that's planning, building disciples. And so, that is a very long road. You know, you're not going to always see the fruit of that, you know, immediately. But keeping our eye on, you know, I want to raise kids that are living out the calling that God has placed on their lives and are going out into this world to be truth and light. Like, oh my goodness, so, many hard, boring conversations that you have to have, but you have to, like that's, that's part of the equation.   Laura Dugger: (10:26 - 11:35) I think that even that piece is with discipline too, which is one of my least favorite parts of parenting. I don't know if others relate to that, but a verse that I find so, encouraging is Hebrews 12:11, that "no discipline seems pleasant at the time, but painful later on. However, it produces a harvest of righteousness and peace for those who have been trained by it." And so, I love that encouragement you're giving to a parent for the long view, and you bring up your family of origin. You write so much about this gratitude you have for your parents and something you wrote really stuck with me where you say someone was always home, both physically and metaphorically, someone was paying attention. So, Jessica, what caution do you want to share with any parents today who may be tempted to let go a little too early, a little too soon and too young, whether that's with technology or even just being physically present?   Jessica Smartt: (11:36 - 14:25) I think it's just so, important for moms and dads to receive their instructions, not from the world, but from the Lord, because the culture right now is okaying and even encouraging parenting that is not godly parenting. We have so many distractions and we are pulled towards our phones, towards our own personal growth and flourishing, which is okay. You know, of course we want us to be healthy as we just mentioned, but at the expense of the kids that God has put in our lives, that is what, that is the messaging you're going to receive from the world. If you're hanging out with people who do not have a biblical worldview, that is going to be how they're spending their time.  And it's not a judgment statement. It's just, it is an observation that they, that is not, the focus is not, I'm going to sit and, you know, maybe at one point culturally years and years ago, it really was more family oriented, but it is not anymore.  It just simply is not. And, you know, it masquerades under that as, you know, oh, we're all going to the soccer game together and we're going to go watch the gymnastics performance or whatever it is. But that, that is not always true discipling of your children.   That's kind of being present in a cursory way and not truly and really, to really pay attention and really be present with your kids is going to look vastly different than what the rest of the world is doing.  And if it doesn't, you got to check. And I, I'm saying this as absolutely of myself, you know, there are moms that are just on their phone, and I can do that as well. I've had to put in, we can talk about specifics, but I've had to put in like specific things in my, in my actual phone, you know, and in my life parameters and guidelines so that I'm not doing that. But no one in the world is going to tell you not to, that's normal to just be stuck on your phone as a mom, as a kid, whatever. And so, a like, where are you getting your voice? That's saying how to parent, who are the voices that are speaking into your life?  Are you listening to older and wiser mentors? Are you reading really good books? Are you putting yourself in the word first thing in the morning or are you just floating around with whatever culture says to do? And I don't mean to sound judgy here because I am deeply convicted even as I'm speaking this of like, am I living this? I'm not always, it's very, very hard. But I just think we first, first step is, you know, to orient yourself to the Lord and how would he have you parent?  Not what is everyone else okay with doing? Cause it's going to look very different.   Laura Dugger: (14:26 - 16:54)  Okay. I love that with kind of the emphasis on; it does require a sacrifice from us with that quality and quantity time. And it makes me think on page 38 of your book, you encourage us to take the time to know each child, helping them find their passion, abilities, gifts, and interests.  And that really does bless both the child and the parent. And now a brief message from our sponsor.   Friends, I'm excited to share with you today's sponsor, WinShape Marriage. Do you feel like you need a weekend away with your spouse and a chance to grow in your relationship together at the same time? WinShape Marriage is a fantastic ministry that provides weekend marriage retreats to help couples grow closer together in every season and stage of life. From premarital to parenting to the emptiness phase, there is an opportunity for you. WinShape Marriage is grounded on the belief that the strongest marriages are the ones that are nurtured, even when it seems things are going smoothly, so that they're stronger if they do hit a bump along their marital journey. These weekend retreats are hosted within the beautiful refuge of WinShape Retreat, perched in the mountains of Rome, Georgia, which is a short drive from Atlanta, Birmingham, and Chattanooga. While you're there, you will be well fed, well nurtured, and well cared for.   During your time away in this beautiful place, you and your spouse will learn from expert speakers and explore topics related to intimacy, overcoming challenges, improving communication, and more. I've stayed on site at WinShape before, and I can attest to their generosity, food, and content. You will be so grateful you went. To find an experience that's right for you and your spouse, head to their website, winshapemarriage.org/savvy.  That's W-I-N-S-H-A-P-E marriage.org/savvy. S-A-V-V-Y.  Thanks for your sponsorship.   So, Jessica, what has this looked like in your home? And can you give us some ideas?   Jessica Smartt: (16:56 - 19:19) Yeah, I just think it is so, easy for us to have our own expectations of what our kids are, and even to speak that over them from the minute they come out of the womb, whether it's, oh, we've just pinned them as to be this, or it's something that we are, or something that we want them to be. But instead to look and see like, who is this actual child that's been created? And I thought of, you know, years and years ago, my son was like, itching to do something, you know, they get to be like nine, 10. And they start feeling like, you know, they need something other than mom in the house. And we were kind of praying about it and thinking it through. And he said, “I think I really would like to play soccer.”   And at the time, we were pretty, pretty committed into the baseball world. And I was like, no, you know, I had friendships with the parents, and we liked the coach, and we were already there. And soccer was this whole thing I didn't even know, you know, I was like, no.  And honestly, I waited for a year or two. But now my both my boys are in a semi travel league. It's not like all out driving all across the country, but they've been able to play at a higher level.  And they're doing amazing. It's clearly what they were meant to do. And I couldn't miss out on that just by being like, no, you know, that's not what you do.   Like, you know, so, just being open as a parent to really like, what are they good at? And it may not be what you thought it may not be what you are good at. My daughter loves to make a giant mess in the kitchen, giant and cook. And oh, my goodness, it is very hard for me because I'm like a keep it clean.  Don't use all the ingredients. But I've been convicted to really, you know, let her explore these gifts. I have a friend whose daughter is making these elaborate birthday cakes. I mean, like the most crazy food network kind of thing. And I saw it and thought, I know what that kitchen must have looked like when you let her do that. That was a lot of days and afternoons of you letting her waste the flour and make a big mess.  But the fruit is, it's incredible. And, so, yeah, sacrificing what we want to let them grow into, you know, and God is so, good.   Like if we don't know what it is, pray with your kid, like you, what did you, what is your thing?  What do you think God's made you to do? We, you know, need an activity. What, what, let's ask God, like what he wants you to do. I've never prayed a prayer like that that hasn't been answered and never.   Laura Dugger: (19:20 - 19:47)  Oh, that's so, good. I mean, we think of for friendship for ourselves or with our children or activities that they want to do, just hopefully that's what we keep being reminded of is bring it to the Lord rather than seeking out those voices and culture and see what his perfect plan is. But you also write an entire chapter on the power of time. So, will you share some of your applicable wisdom here?   Jessica Smartt: (19:49 - 22:15)  Yes. And you know, don't mind me while I actually get out the book, because even though you wrote it, sometimes you're like, what exactly did I say? Um, but thinking through like activities that our family has signed up for, as I mentioned, you know, I was kind of like connected in that baseball mindset.  And so, was it actually the right thing for my kids? Maybe or maybe not. And so, I talked through like at questions to ask, you know, as a husband and wife about where our family's going and what activities our kids are doing, which is a giant question today.   I don't think parents are thoughtful enough about what they're signing up for and what they're doing. And you get, you know, mid-November and your schedule is completely packed and your kids having meltdowns and you're never eating dinner together. And you're like, how did we get to this life? But it was a little bit of like, not quite following the path ahead mentally to see what it would look like. And I would just encourage anybody right now that it's not too late to rearrange, even if you have to quit something, even if it costs a deposit, even if you have to back out, like we are not as trapped as we think we are. And if you're doing something in your family that's not healthy, or, you know, it's not benefiting you stop, like no one's gonna, you know, anyway.   So, as you're thinking through activities, I talked about the interest question, which means like, is your kid actually there? Or is it like you that's kind of getting more out of this? And then I talked about the mealtime question.  And maybe we'll get to this, but family meals are so important. They really are. Even if it is, you know, not hours of sitting there with candlelight, whatever, just to have that checkpoint together. So, is your activity schedule, allowing you to uphold whatever your values are with meals? I'm not gonna tell you what they are, but is that what you want, really? And then the whole family question.   You know, I've seen a lot, and we've lived it too, of like the younger kid being getting drug around to the older talented kid's activities.  That's really a hard one, right? And so, I'm not saying don't do that. Sometimes families are gonna just look like that for seasons. But I do think it's worth stopping to say, what is it like right now to be that youngest child? What are they going through?  And am I being kind to them? You know, are there switches we can kind of make in the family? Because it's, you know, the family is not about one person and their talents. It's a holistic, healthy, functioning unit.   Laura Dugger: (22:18 - 23:21)  Absolutely. So, even, I hear you saying, evaluating, again, kind of taking inventory. What is on the family plate? How is that affecting every human in the unit of the family?  Is that taking us where we want to go? Just being, I love how you use the word thoughtful. Just being full of thoughts of this and taking it to the Lord of what's the wise thing to do. And for all of us, I think with that time question, it does lead us to the question of, who are we spending the most time with? Because that will significantly impact our lives.  It'll impact our children as well. So, do you have any other, I love those questions. Any other lessons that you've learned? I'm thinking especially related to activities and youth sports come to mind because our culture really has gone to the side of idolizing it and catering everything else around that. So, do you have any other wisdom to share on that topic?   Jessica Smartt: (23:23 - 25:48)  Yeah, I mean, I'll just share. Personally, we have decided to have our kids play at a level that is probably sub what their talent could be. And I don't know.  I guess time will tell. If they look back and they were like, mom, I really, you know, could have, but I have a hunch that they won't. I more often am seeing in my friends and stuff that it's like, they get into high school, and the kids are kind of starting to feel burnt out. Or they're like, you know, it's so, hard right now to be, I mean, not even a professional, let's say soccer player, but at college, it's like unheard of.  It's the elite, elite. And so, it's like, why are you doing this anyway?   And we've had several opportunities to compete at higher levels and try out for things that we have said no to, you know, because it would require being gone more nights, it would require tons of time in the car, it would be families away on the weekends.  So, we have some of that. I think it's important when you have boys, especially to let them have an outlet to compete as we, if you know, I homeschool as you do. And so, if you have a homeschooled teenage boy, they should probably be doing something right. So, I am not saying sit at home and, you know, play Monopoly every night as a family. But, we have chosen to prioritize other things.   And so, so far, I am super grateful for that. We had a season where we were way too busy with baseball. And it was the boys were like 10 and 12. And Monday through Thursday, one of them had a different we were never eating together Monday through Thursday, Saturdays, we were taking off different directions. I could never understand why we had to drive two hours to play a team. I'm like, there's so, many baseball players right in this neighborhood.  Can we not find a team? And God use that it's fine. But, but I don't I don't envy that season.   And I'm really grateful for some of the breathing room that we've had. And also, I would say my son, my oldest son is a gifted guitar player and singer. And he would not be able to do that. If we were 110% in one of those other sports, he would not have any time to even pursue those other interests.  You just never know. You know, I think white space and mental white space and time, I talk about this and let them be kids is so important for just developing as a person. No one flourishes well with a completely jam-packed schedule. And so, how would we expect our children to, you know, that is good.   Laura Dugger: (25:48 - 26:02)  That is so, wise. And how can we strategically connect with our kids so that they do feel seen, and known and loved and liked?   Jessica Smartt: (26:03 - 27:54)  Yes. I mean, that feels overwhelming, doesn't it? But and I talked through in the book kind of each one of those categories. But I know this is going to sound cliche, but I would just say a like recognizing that if a kid doesn't feel like you like them, they're going to notice that. And so, it doesn't matter all the extra things what you're getting them for Christmas, and where you're they're taking them if they really genuinely feel like you're kind of annoyed with them. They know that.   And that's, that's not great. So, I would say first step before you get into any practicals and pancake breakfast and all that is just like, if you are feeling that way to your kid, a don't feel guilty. It's natural.  We all have that at times. And be come before God and just say, these are the feelings I'm dealing with. Can you please help me here? And again, to quote myself, I've never prayed that prayer and it not been answered.  God has always shown up in some way. And so, often what it looks like I talk about in being liked is just like genuinely working on something that you have in common.   I think my parents did that so, well with us. And it wasn't the same thing because my siblings and I are all different. But they really worked to always find common ground and always have that relationship bucket full, right? My mom is like big on, you know, don't make too many withdrawals unless you have made a lot of deposits. And they lived that for years and years and years of pouring into us and genuinely connecting with us. So, way harder to do than to say, but that's our goal. And I do actually have a lot of specific ideas in the book of random ways you can love your kids, love languages and all of that. But yeah, asking God for help.   Laura Dugger: (27:55 - 28:09) And sometimes it's just helpful to hear what somebody else does, even if that's not exactly how it'll apply to our situation. But can you just give one example of a way that you use your child's love language, maybe both for one of your sons and your daughter?   Jessica Smartt: (28:11 - 29:33) Well, I've learned a lot about my middle child, and he loves the comfort things in life. So, if I see him struggling with school or something, I can bring him, you know, yogurt parfait or he likes coffee. So, we give our kids coffee.  Don't sue us anyway. But if I make him a cup of coffee, oh, you can just see it in his face. It's like, oh, mom loves me, you know?  He's one that even like if I go make his bed, he'll appreciate that. Not every kid is like that. But just kind of seeing and noticing the things that he likes.   That's been kind of something that we do. And then my daughter loves to tell stories, long, long stories. And I'm working so hard to not only like, I want to listen, but also, you know, teach her how to condense. Because Jordan Peterson says, don't let your kid become someone that is, you know, not pleasant to be around.  If you're struggling with something, someone else will, too. And she's an absolute delight.  I mean, truly. But so, just listening to her stories and kind of working on the art of conversation. My mom always said, play tennis, conversation tennis. So, you hit the ball, and then I hit the ball back to you. So, we're working on that, you know?   Laura Dugger: (29:35 - 30:05)  Absolutely. That reciprocity is huge. If you take turns asking questions, it reminds me, a previous guest, Jodi Berndt, had also said, in addition to that, let's also teach our children how to serve the ball. So, to initiate that, I just thought that that's so good. I'll work that in. Jessica, how can we purposefully make our home a place our family loves to be? And we do, too.   Jessica Smartt: (30:07 - 31:52) I have been learning so, much about this in this stage of life, you know, in my 40s.  And again, it's hard when you have little kids. So, I think you can probably say across the board, it's going to look different when you're raising little kids to have a warm and wonderful inviting home than it is in your later years when your kids are older, and you have more time.  But I would just challenge moms. Well, I look back and I think, if I hadn't been so, stretched thin and put unrealistic expectations on myself in other areas of life, I maybe could have invested in my home a little bit more. And the thing I have learned is that having a home that's peacefully run just reaps so, many benefits for a woman and her family.   And I am behind the curve, I feel like, on this. But as I have learned to organize my space and really pour myself into my home, not feeling like it's a waste of time to organize a pantry. It is amazing how it blesses my family.  People notice it. And it's hard to even articulate it because you wouldn't even think that if you clean out a closet, it's going to bless your family. But it really actually does.  And my husband benefits from it. He's not even like a strict, everything has to be clean. But when I've worked on something in the home, he sees it and notices it and appreciates it. So, God has just been teaching me so, much about what it looks like to really be like a homemaker, a godly homemaker and pour myself into my home. And I have reaped so much joy and peace from living out that role and calling in my life.   Laura Dugger: (31:53 - 32:23) That was one of the quotes I wrote down that observation that you made on page 142. And I'll just quote you, "when I do something to invest in our home, every single member of our family brightens." And I exactly great and you gave practical ways of how we can do that. And I also like it because it gives a little freedom because we're one of the family members too. And I think we brighten when we get that space in order.   Jessica Smartt: (32:24 - 33:06)  Absolutely. Yes, absolutely. Again, back to our earlier like cultural, cultural narrative versus biblical. There's like a, there's a lot of messaging about that it doesn't matter to really invest in your home and your family. And that's just not how God made the world to operate. So, I would challenge moms that even if they are doing what the rest of everyone is doing, and it's like, ah, it looks like a bomb went off in here. Like, um, you know, that may not be how God is calling us to live with a giant disclaimer that there are seasons of life that it truly does look like a bomb went off.  And that is okay. We are doing good gospel work, raising children.   Laura Dugger: (33:07 - 33:46)  Absolutely. But then also I think Proverbs 31 sometimes gets a bad rap, but really there's a lot of freedom in it for women because it is how the Lord created us, but she does look well to the ways of her household. And I think that just summed up, she's one of the members of the household, but so is everybody else. And that's one thing that can bless everyone, but you are just full and abundant with ideas, and you have an appendix in the book full of resources to help us maintain and take care of all our responsibilities. So, will you share a few of those ideas with us?   Jessica Smartt: (33:47 - 34:46) Um, yes, I, and maybe this is my homeschool mom speaking, but I have just learned so, much from other good books. I have, it's truly changed my life just in whether it's talking about personal health or discipline or marriage or prayer or my home. So, the thing I'm really actually most proud about in the appendix is my list of recommended resources. And it's just all the books that have impacted me as a mom and also impacted my writing too.  Um, I'll, I'll mention one. I think, uh, I don't know if everyone has read A Praying Life, but that has completely transformed not only my walk with the Lord, but my prayer life.  And I've implemented, um, it's Paul Miller, I believe his idea for prayer cards. And I do that every morning. Um, it has been the sweetest thing, and I've really reaped a lot of blessing out of kind of modeling what he sets up in that book.  So, that's just one example. If you haven't read A Praying Life, you should definitely go read it.   Laura Dugger: (34:47 - 35:20)  That's awesome. And I don't know if this ties in, but I'm just remembering back one of the podcasts that I heard you speak on. You share your definition of godly self-care, and you say that it's whatever helps you do your job well and not at the sacrifice of others. So, can you elaborate with some encouragement for how we can make sure that we don't go to either side, that we don't neglect ourselves, but we also continue with this merrymaking for our family.   Jessica Smartt: (35:21 - 38:22)  Right. Yes. And, um, that definition, I always want to be like, you know, the end part about not to the sacrifice of someone else. When I had a young, I think I had two kids and my baby was six weeks old.  I had a very qualified, loving teenage girl. Watch my two kids while my husband and I left for literally an hour to go to five guys and get burgers.  And my youngest was not thrilled. He did not prefer the bottle. So, in some ways his life was unsettled for a brief moment, but that was okay. So, I think everyone knows when I say, um, you know, not to the sacrifice of everyone else.   What I'm saying is like looking at the family and certainly we shouldn't be like living this plush and well-watered life and someone else's withering away. So, it's a general statement of, you know, that it would be too far, as you said, on the extreme of, and I do think that happens honestly, because we're all self-centered.  It's not that we don't love our kids. We're just trained to care about ourselves. But many women struggle on the other side of, um, maybe neglecting some areas in their life that could truly help them to be better wives and better moms. And, um, it's a really fun activity to think like, what, how could I change my life a little bit in a way that I would be a better wife and mom.   And I'm not meaning that to justify any sort of behavior that, you know, you want to do, because you certainly could use that for almost anything. Um, but really to think like, how can I be the best mom and wife that I could possibly be? And it might mean making some, giving yourself some breathing room. And I would also encourage women to, um, one of the best uses for that time is to work on your marriage because there's direct overflow into the family. And so, best case, I gave some ideas of like family adventures that can kind of fill your cup along with everyone else. And I would say maybe next best or equal would-be husband, wife stuff where you can check out, connect, and you're overflowing and ready to enter back into family life.   And then finally things that it's certainly fine to just step out and find those things that are life giving to you, but just trying to keep an eye on, you know, how is everyone in the family doing? And there might be seasons.  I think of my mom caring for her mom who had dementia. She wasn't really well watered in that season. She was, she was quite depleted, but that's what the Lord had been calling her to do at that period of time. Um, and we often were like, mom, you've got to like, we thought she did too much, you know?  Um, but looking back, I think she really is so grateful that she laid down her life. There's not regret.  And so, I'm like, well, maybe she was right all along. I don't know.   Laura Dugger: (38:23 - 38:58)  Good though. The both and to have seasons of that, where we can refresh so, that when we go into a season where it's a little bit prior, we can be serving hopefully still from the overflow. But you also just blew me away in the book with your knowledge on roots. And the subtitle of that chapter is "recipes, relics, relatives, and other things that keep kids grounded." So, will you just teach us a little bit more about roots and share how it applies to building a strong family?   Jessica Smartt: (39:00 - 40:51)  Yes, I would like to shout out to my husband who is in the landscaping business. So, he helped me. I was like, hey, can you please give me some fun facts about roots?  And he was thrilled. But um, one thing I mentioned is that most plant problems are caused by root issues. And gosh, have I seen that in real life, like even as an adult, you notice somebody that is carrying still issues that they're working through from their childhood. And so, what a gift we're giving our kids by giving them those strong, good roots and a healthy, you know, childhood to enter into adulthood, not crippled by things, but that they can give out of strength.   And my husband and I feel like, you know, although our families of origin were not perfect, we lived that story, we were able to go out in strength, and not, you know, carrying all this emotional baggage. That's what I would like to give my kids. So, um, but then yeah, at the end, I share that the most integral roots to the plant's wellbeing are the ones right near the surface. And I thought, what a kind of cool parallel that even if we, you know, I've shared about my experience, but someone listening may not have good roots, and they really might struggle with having support and partnership. But they can give a new story to their kids. They can give them the roots that they did not have through the Lord's strength.  And I have found friends that I'm literally seeing them do it. But they are they are crippled. And you know, in therapy and dealing with all this trauma, but they're passing a different story on to their kids.  And how cool is that? I have so much admiration for that. It seems like it's something that really only can be done through the Lord's strength, but he does it. He writes those stories.   Laura Dugger: (40:51 - 41:11)  And he seems to delight in redemption stories. So, I appreciate you sharing that. And I'd love to continue kind of this idea time. Will you just share another handful of your favorite practical tips for building a strong family that are topics we haven't covered yet?   Jessica Smartt: (41:13 - 43:16) Well, I would start with one thing I have seen huge rewards is if we do sort of like a secret Santa idea, and we actually do it also before Valentine's Day and do you know, your cupids arrow, whatever, because it just changes your whole mindset when you're suddenly thinking, how can I, you know, love this person in my family, you're in a better mood.  And so, we divide up names. And then we also do like acts of service. And that is just such a fun, like low keyway to kind of get your kids to think about loving their siblings instead of being annoyed by them. We have loved doing game nights, and we're not like big game people. But finding ones that I think my encouragement would be that it doesn't have to be like this long three-hour thing.   If your family's not into that, we've done like minute to win at games that I just pulled up online.  We have a lot of games that are like, no mental stress. They're very easy, like Slopsy. If anybody has not played Slopsy, they need to pick it up. It's you could play it if you were extremely tired, which I often am at the end of the day. So, to find some like quip, there's also what do you mean family edition.  And that is a fun one. And I have some other games listed in the book too, for readers who are interested. So, those would be two. We also do like one-on-one activities with the kids. And I always thought you had to do it like really, really regularly. But I would just give the encouragement that some is better than none. And so, even if it's only a couple times a year, kids just soak that up. And it doesn't need to be, you know, this whole long thing, it could be like, hey, you need some new winter pants. Let's get a Chick-fil-A milkshake beforehand. You know, just to kind of keep your eyes open for those activities and opportunities.   Laura Dugger: (43:17 - 43:47)  Guess what? We are no longer an audio only podcast. We now have video included as well. If you want to view the conversation each week, make sure you watch our videos. We're on YouTube and you can access videos or find answers to any of your other questions about the podcast when you visit thesavvysauce.com. Can you also share this genius idea about something that you put on the notes app of your phone?   Jessica Smartt: (43:48 - 44:50)  Yeah, so, I talked about the power of stories. Kids love hearing stories from our, you know, youth or young adulthood or even, you know, married years, whatever. So, I got in the habit of sharing a story with my daughter before bed. And of course, at night, you aren't always on your A game. So, I just have a note app on my phone to track different things that I might want to tell her. And my encouragement was that it doesn't need to be, we think it needs to be like this long, significant story, but even just little tidbits of things she has been delighted to hear over and over. You know, just like a passing, you know, anecdote that didn't seem to me to be too pregnant with meaning, but she just ate it up and loved hearing about all of the different things. So, yeah, that was just again, it didn't cost a lot. It's not hard, but just a little thing that kind of connected us and also connected her to a deeper sense of like, here's your roots of the people that raised you.   Laura Dugger: (44:53 - 45:36) I loved that idea because my daughters or our daughters will just catch us off guard and say, hey, share a story about us share a story about when you were little or when I was little. And so, I love your system that you have in place that when that idea comes to me, I can jot it down. And then when they ask unexpectedly, I'm prepared.  So, thought that was wonderful. And you've written an entire book on memories. So, I'll link to our previous episode where we talk about that.  And we dove into that topic. But you've updated your ideas in this book and come up with the most epic list of memory making ideas ever. So, could you just share a couple of those to give us a taste of what you include?   Jessica Smartt: (45:37 - 46:43) Yes, so, I think my favorite was at the end the chapter talking about surprises because I love the idea of surprising your kid. And when I talked about when I was little, my grandparents showed up at our school in their RV to take us camping. So, just thinking through like just different, a lot of those are like the big, you know, birthday or vacation or Christmas gifts. But even if you did it just one time, that's like a that can be like a core memory in you know, your kid's life.   When I was researching this, for the appendix, I reached out to a lot of my readers, and they had the most fun ideas of just creative family memory making things. And one that I remembered that I thought, I don't know if I have the guts to do this, but I think that this family came up with it during COVID. So, they were a little bit bored, and they packed a picnic and went to a stop sign. And when they got to one, they would roll a dice to see which direction they would turn until they ended up at a good picnic spot. She said it was harder than you would think.   Laura Dugger: (46:45 - 47:02)  That's hilarious. I love the creativity and that element of surprise. That is so, good. Well, I hope that everybody goes out to get a copy of your amazing book. But where else would you want to direct us to connect online after this chat?   Jessica Smartt: (47:03 - 47:15)  Yeah, definitely come say hi on Instagram. I'm Jessica Smartt with two Ts. And you can tell me what you enjoyed about our conversation. And I'm usually every so, often we'll check the messages, but I do get back to you.   Laura Dugger: (47:16 - 47:34)  Love it. We'll add links to that in the show notes for today's episode. And Jessica, you're already familiar that we're called The Savvy Sauce because savvy is synonymous with practical. And so, my final question for you today, what is your savvy sauce?   Jessica Smartt: (47:36 - 48:09)So, what has changed my life, I really think is, and this isn't like the most exciting thing, but walking every single day, and I walk with my weighted vest. So, I look like every other 40-year-old woman that is out there. We have a little trail around our farm. So, I, it's, I honestly have like seen so, much change in my mental health and physical health. And I know they say that on all of these, you know, resources and stuff. And I never thought it was true. But it really has changed my life just to walk every day.   Laura Dugger: (48:11 - 52:21)  Amen, sister, I totally agree with that. That is so, well said. You are just a brilliant and faithful and godly and humble woman. You're gifted with your communication with your words in this conversation and in the books that you've shared with the world.  And I am just so grateful for you, Jessica. Thank you so much for being my guest today.  Well, thank you for those kind words.   One more thing before you go, have you heard the term gospel before? It simply means good news. And I want to share the best news with you, but it starts with the bad news.   Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there's absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death, and we can never pay back the sacrifice we owe to be saved.   We need a savior, but God loved us so much. He made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.   That is good news. Jesus lived the perfect life. We could never live and died in our place for our sin.   This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus. We can be covered and justified through the work Jesus finished. If we choose to receive what he has done for us, Romans 10:9 says, “that if you confess with your mouth, Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.”   So, you pray with me now. Heavenly father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you.   Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life? We trust you to work and change lives now for eternity. In Jesus name we pray.   Amen. If you prayed that prayer, you are declaring him for me. So, me for him, you get the opportunity to live your life for him.   And at this podcast, we're called The Savvy Sauce for a reason. We want to give you practical tools to implement the knowledge you have learned. So, you're ready to get started.   First, tell someone, say it out loud, get a Bible. The first day I made this decision, my parents took me to Barnes and Noble and let me choose my own Bible. I selected the Quest NIV Bible and I love it.   You can start by reading the book of John. Also get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ. I'm assuming they will be thrilled to talk with you about further steps such as going to church and getting connected to other believers to encourage you.   We want to celebrate with you too. So, feel free to leave a comment for us here. If you did make a decision to follow Christ, we also have show notes included where you can read scripture that describes this process.   And finally, be encouraged. Luke 15:10 says, “in the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.   And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.

❖ Follow along with today's reading: www.esv.org/Deuteronomy22:1–24:22 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

When I was a kid, my friends and I would ride our bikes around the neighborhood until it got dark. And then,  we would sit around the kitchen table talking about our day. I would like to talk about that more.I mean, I would if I had more time. Notice something interesting there? I used the word would several times. And do you know why? A lot of people learn that would is just the past form of will, but in real life, native speakers use would in several very practical ways in everyday conversation. And that's what we're going to look at today!The Happy English PodcastHelping people speak English better since 2014Over 1,000 episodes • 8 million downloads

The Torah repeats the details of the Mishkan to emphasize that the ultimate revelation of the Divine comes not from the spiritual plan alone, but from its realization in the physical world. Tefillah is the ladder that lifts every part of a person—even the most mundane aspects of life—into connection with the Infinite. The concealment at the end of Sefer Shemos prepares the way for the deeper revelation that begins Sefer Vayikra, teaching that darkness itself becomes the catalyst for greater light. This class, taught by Rabbi Shais Taub, is based on Parshas Pekudei in Likkutei Sichos Vol. 1.

The Torah's wording that work “shall be done” teaches that a Jew's relationship to livelihood must remain external—performed with the hands but never allowed to occupy the heart and mind. The 39 melachos prohibited on Shabbos correspond to the activities used to construct the Mishkan, revealing that all human labor has the potential to transform the world into a dwelling place for Hashem. The joy of Adar reflects the ultimate transformation of darkness into light, revealing the deepest Divine presence specifically through the challenges of exile. This class, taught by Rabbi Shais Taub, is based on Parshas Vayekhel in Likkutei Sichos Vol. 1.

What lies beneath the world's oceans? From the phenomenal infrastructure of telecoms cables to shipwrecked galleons and treasure and the sea creatures of the literary imagination - we explore the mysteries of the deep. Adam Rutherford chairs Radio 4's discussion programme which starts the week. His guests are:The writer Julian Sancton is the author of Neptune's Fortune which tells the story of Roger Dooley, a diver who went in search of a lost ship. An accidental discovery in the archives led the unlikely treasure hunter to search for the shipwreck of an eighteenth century galleon, the San José. Laden with riches on its way to the New World, it was sunk in a fierce battle and its location was forgotten for centuries. The pursuit is a tale of maritime archaeology, rival treasure hunters, legal and political obstacles and the challenge of narrowing the search to a small area of the sea bed. We think of the internet as wireless, but it is connected by nearly 900,000 miles of fiber-optic cables at the bottom of the ocean, stitching whole continents together. In The Web Beneath the Waves, the journalist Samanth Subramanian explains the secretive cable-laying operations behind the world of undersea infrastructure. He discovers the environmental risks to them, corporate interests over them and the acts of “grey zone warfare” when ghost ships cut the cables of other countries.Joan Passey is a senior lecturer in English at Bristol University and a BBC Arts and Humanities Research Council New Generation Thinker. She is the co-founder of the Haunted Shores Network and a leading researcher in literary study of coasts and seascapes, combining an understanding of folklore, myth and technology. Producer: Ruth Watts

Have you ever looked at the news and felt you needed a break from all the bad stories? It's easy to think the world is only full of problems. But what if we told you there are also many quiet, positive changes happening right now?In today's English practice podcast https://adeptenglish.com/language-courses/ listening https://adeptenglish.com/english/listening/, we'll explore three uplifting stories from around the globe. We'll learn useful vocabulary like "maternity", which relates to mothers and birth, "aggrandise", which means to seek more power, and "indigenous", describing people native to a land. These are excellent words https://adeptenglish.com/language-courses/500-most-common-words-course/ for discussing global issues.Did you know that most English conversations use just 500 words? If you learn these words perfectly, your fluency will improve quickly. Stop struggling with difficult words.

Megan Nollet and Patrick Woodward share about how music and art can be used to help people with disabilities, not only physical, but also mentally and emotional.https://spotlightenglish.com/uncategorized/art-therapy/Download our app for Android at http://bit.ly/spotlight-androidDownload our app for iOS at http://bit.ly/spotlight-appleFacebook: https://www.facebook.com/spotlightradioAre you learning English? Are you looking for a way to practice your English? Listen to Spotlight to learn about people and places all around the world. You can learn English words, and even practice English by writing a comment.Visit our website to follow along with the script: http://spotlightenglish.com

***This show is brought to you by Quince. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://quince.com/playonpod ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for free shipping on your order and 365-day returns.*** Cloten orders a group of hastily assembled musicians to play under Imogen's window, hoping to win her heart. As they play, Cymbeline and the Queen pass by and tell Cloten to keep persisting with Imogen. A messenger brings word that ambassadors from Rome have arrived. The royal couple goes to greet the Romans, telling Cloten to join them after he leaves Imogen's chambers. Cloten knocks on Imogen's door and tries to bribe one of her ladies-in-waiting before Imogen appears. Imogen turns Cloten away so harshly that he vows to get revenge on Posthumus. As he rails, Imogen realizes that the bracelet Posthumus gave her is missing. She orders Pisanio to have her servants search for it. Meanwhile, Iachimo returns to Italy and goes to Philario's house, where Philario and Posthumus are discussing the prospects of war between Rome and Britain over the tribute that Cymbeline owes Caesar. Iachimo claims to have won the bet, saying he slept with Imogen and describing her bedroom in detail. He shows off the bracelet he took from her wrist, then adds the detail of the mole on Imogen's breast. Enraged, Posthumus turns over the ring he wagered. Back in Britain, Cymbeline refuses to pay the tribute Caius Lucius demands for Rome. Lucius says that can only mean war between the nations. Meanwhile, Pisanio receives a letter from Posthumus accusing Imogen of infidelity and ordering him to murder her. The PLAY ON PODCAST SERIES, “CYMBELINE”, was written by WILLIAM SHAKESPEARE and translated into modern English verse by ANDREA THOME. All episodes were directed by RAKESH PALISETTY and are based on the NATIONAL ASIAN AMERICAN THEATRE COMPANY'S stage production directed by STEPHEN BROWN-FRIED. Radio play by CATHERINE EATON.   Executive Producer: MICHAEL GOODFRIEND   This podcast was recorded under a SAG-AFTRA AGREEMENT.   The cast is as follows:   PURVA BEDI                     as    SICILIUS, LORD AND CAIUS LUCIUS     ANNIE FANG                   as    ARVIRAGUS, FRENCHMAN, LADY AND THE WRITER CHRISTINE TOY JOHNSON      as    CYMBELINE ANNA ISHIDA                               as    IACHIMO, ROMAN SOLDIER, AND JAILOR NAREA KANG                              as    CORNELIUS, MOTHER, SOOTHSAYER, LORD AND MESSENGER JENNIFER LIM                             as    IMOGEN KK MOGGIE                              as    POSTHUMUS MARIA-CHRISTINA OLIVERAS as    THE QUEEN AND BELARIUS SARAH SUZUKI                           as    PHILARIO, GUIDERIUS, AND COMPANION JEENA YI                               as    CLOTEN AND ROMAN SOLDIER JULYANA SOELISTYO               as    PISANIO AND JUPITER        Casting by THE TELSEY OFFICE: KARYN CASL, CSA.   Voice and Text Coach: JULIE FOH   Mix and Sound Design by LINDSAY JONES. Original Music Composition by CAROLINE ENG and LINDSAY JONES, with additional composition, orchestration and arrangement by STEPHEN BROWN-FRIED. Sound engineering and mixing by SADAHARU YAGI. Mix Engineer and Dialogue Editor: LARRY WALSH. Podcast Mastering by GREG CORTEZ at New Monkey Studio. Coordinating Producer: TRANSCEND STREAMING (KYRA BOWIE and LEANNA KEYES).   The Play On Podcast Series “CYMBELINE” is produced by NEXT CHAPTER PODCASTS and is made possible by the generous support of THE HITZ FOUNDATION. Visit NEXTCHAPTERPODCASTS.COM for more about the Play On Podcast Series. Visit PLAYONSHAKESPEARE.ORG for more about Play On Shakespeare.   Subscribe to Play On Premium for ad-free episodes and join our Patreon for exclusive merchandise and early commercial-free releases. Go to nextchapterpodcasts.com for our Bonus Content, where you'll find interviews with the artists, producers and engineers who brought it all to life. And remember: “FALSEHOOD IS WORSE IN KINGS THAN BEGGARS!” Learn more about your ad choices. Visit megaphone.fm/adchoices

❖ Follow along with today's reading: www.esv.org/Exodus20;Luke23;Job38;2Corinthians8 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org

Today's story: The 2026 Winter Olympics were kind to some 40-something competitors, but devastating to the skier Lindsay Vonn. Mikhail Shaidorov brought Kazakhstan its first gold medal since 1994 after defeating the self-proclaimed "Quad God." Team GB won its first event on snow, and Brazil became the first South American country to claim a Winter Olympic gold medal. And an anonymous woman somewhere in Norway got quite a shock. Transcript & Exercises: https://plainenglish.com/845Get the full story and learning resources: https://plainenglish.com/845--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.com

https://newsongpeople.com/messages/the-god-who-delivers-through-the-watersIn Exodus 3, we meet the God who calls- not first to give us a task, but to give usHimself.Before God sends us out, He calls us in- to know the great I AM who hears, remembers,sees, knows, and comes down to save.Watch the message.Come and see.

Rabbi Gordon studies one chapter a day from Maimonides' classic legal work of Mishneh Torah. The original Hebrew text is read and then translated and clearly explained in English.