Podcasts about Education

You are not too much. You are not hard to love. You are not asking for too much.This episode is for the girls who are done chasing, done overthinking, and done ending up with the same man in a different body. Violet gets into feminine energy, what it actually means, why so many women slip into their masculine energy without even realizing it, and how that starts showing up in dating. She talks self-worth, standards, intuition, softness, confidence, and knowing when to walk away. If you're ready to stop forcing what is not flowing and start moving like the prize, this one is for you.Get more content on: • @violetbenson on Instagram • @daddyissues_ on Instagram • YouTubeThanks to our sponsors:Nutrafol: Receive $10 off your first month's subscription and free shipping when you visit Nutrafol.com and enter promo code DADDYISSUES.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Godfrey is joined by Perry Strong, Dante Nero, Akeem Woods, and Vishnu Vaka to talk about Tiger Woods' DUI and keeping black people down, President Trump losing Theo Von and Tucker Carlson's support, Perry Strong only being casted as a black police officer, and is the moon landing fake or real?Legendary Comedian Godfrey is LIVE from New York, and joins some of his best friends in stand up comedy, Hip-Hop and Hollywood to talk current events, pop culture, race issues, movies, music, TV and Kung Fu. We got endless impressions, a white producer, random videos Godfrey found on the internet and so much more! We're not reinventing the wheel, we're just talking 'ish twice a week... with GODFREY on In Godfrey We Trust.Original Air Date: ----------------------------------------------

Noam Scheiber, New York Times reporter focusing on white-collar workers and the author of Mutiny: The Rise and Revolt of the College-Educated Working Class (Farrar, Straus and Giroux, 2026), talks about the conditions leading young college-education workers to lead unionization efforts. Photo: Attendees cheer at the ''Union Now'' rally in New York City, United States, on April 12, 2026. The event features Sen. Bernie Sanders (I-VT) and New York City Mayor Zohran Mamdani. Organizers state the rally is planned to support union power and unite labor leaders. (Photo by Matthew Hoen/NurPhoto via Getty Images)

Kirk Cameron on Faith, Patriotism, and America's 250th explores why the next generation is being taught to be ashamed of America and what must be done to reverse it. Discover how parents, educators, and communities can reclaim the narrative and restore pride in the nation's founding ideals. As America approaches its 250th anniversary, the battle over the country's identity is intensifying. In this episode, Kirk Cameron joins The P.A.S. Report Podcast to break down the cultural shift away from patriotism, the role of faith in sustaining a free society, and why reaching children is the most important fight for America's future. This conversation connects America's founding principles to today's challenges and offers a roadmap for restoring civic understanding and national confidence. What You'll Learn: Why America's achievements are being minimized in education and culture  How teaching national shame impacts the future of the country  The critical role of faith and virtue in sustaining self-government  How parents can take control of their children's education and values  Why reconnecting to the founding spirit is essential for America's future

One girl learned only fractions. Her father said it was enough for baking. Another was told college was acceptable only as a backup plan in case her future husband fell ill. An entire generation of children was educated with a curriculum designed not to prepare them for the world — but to prevent them from wanting to join it.The Advanced Training Institute was IBLP's homeschooling arm. Fifty-four "wisdom booklets" filtered every academic subject through Bill Gothard's personal biblical interpretations. Critical thinking was the enemy. Science was creationist. History was Christian nationalist. Psychology didn't exist. The system produced adults who couldn't pass standardized tests and had no work experience that translated outside religious organizations.The training centers were worse. Young people from ATI families were sent to IBLP facilities across the country to work with no pay and no labor protections. The Indianapolis Training Center was investigated after journalists documented children being paddled and placed in solitary confinement. ALERT Academy in Texas required head-shaving, hard labor, and months of isolation.And through all of it, mental health was treated as spiritual failure. Children who felt anxious, afraid, or depressed had no vocabulary for their experience and no access to care. The system that caused their suffering classified it as evidence of their own sin.This is Part 3 of our five-part IBLP investigation. The education system. The training centers. The generation of children who grew up inside the machine and spent years — sometimes decades — trying to recover from what it gave them and what it withheld.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#IBLP #ATI #TrueCrime #HiddenKillers #HomeschoolAbuse #TrainingCenter #IBLPExposed #ChildLabor #SpiritualAbuse #TrueCrimeToday

I sit down with top planning expert, Rohit Punyani, to break down how Defined Benefit (DB) plans can be used as a powerful tax strategy for business owners and how they can potentially write off 6 to 7+ figure life insurance premiums. In this masterclass, we cover how DB plans (under 401a) work, who they're best for, and why they allow for significantly larger deductions than traditional 401(k)s. We also dive into the advanced strategy of integrating life insurance and annuities inside the plan, how “tax arbitrage” is created through funding and distribution, and how policies can be repositioned for long-term, tax-advantaged growth and liquidity, along with policy design secrets you won't learn anywhere else.Watch the Interview on Youtube for Visuals - https://youtu.be/Pf7pziBV_l4Want The Free Cash Balance Plan Guide? Click Here: https://bit.ly/4tn5vdP Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

A new week means new questions! Hope you have fun with these!Linda Evangelista, Naomi Campbell, and Cindy Crawford were all featured in a music video for which George Michael song?What is the first name of Baby, Jennifer Gray's character in Dirty Dancing?Despite having over 20 years' worth of previous work, what novel did Leo Tolstoy say was "the first I have written"?What film, adapted from Arthur Conan Doyle's 1912 novel of the same name, was the first feature-length film shown on a commercial airline?Thought to aid in darkness and for pouncing, foxes have whiskers not only on their faces, but where?What is the geographical term for a large hollow that forms shortly after the emptying of a magma chamber in a volcanic eruption?Glaciers cover roughly 10% of Earth's land surface, with nearly 90% found in the polar regions of Antarctica and Greenland. Outside the polar regions,Which Russian leader resigned on Dec. 31st, 1999?In a standard game of Gin Rummy, how many cards are each player dealt to begin the game?What texting staple is named after the Japanese words for "picture" and "character"?Who was the Greek god of sculpture?What two word hyphenated term has been used since the 1960s to describe inexpensive footwear consisting of a flat sole held loosely on the foot by a Y-shaped strap?Within 5 years, when was the first child born south of the 60th parallel south and the first to be born on the Antarctic mainland?Who sang "I'm a little bit country and I'm a little bit rock and roll" on their television variety show?Bjorn Borg won how many consecutive Wimbeldon singles titles?The type of beading from Ghana known as Aggry features beads made of what material?MusicHot Swing, Fast Talkin, Bass Walker, Dances and Dames, Ambush by Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/Don't forget to follow us on social media:Patreon – patreon.com/quizbang – Please consider supporting us on Patreon. Check out our fun extras for patrons and help us keep this podcast going. We appreciate any level of support!Website – quizbangpod.com Check out our website, it will have all the links for social media that you need and while you're there, why not go to the contact us page and submit a question!Facebook – @quizbangpodcast – we post episode links and silly lego pictures to go with our trivia questions. Enjoy the silly picture and give your best guess, we will respond to your answer the next day to give everyone a chance to guess.Instagram – Quiz Quiz Bang Bang (quizquizbangbang), we post silly lego pictures to go with our trivia questions. Enjoy the silly picture and give your best guess, we will respond to your answer the next day to give everyone a chance to guess.Twitter – @quizbangpod We want to start a fun community for our fellow trivia lovers. If you hear/think of a fun or challenging trivia question, post it to our twitter feed and we will repost it so everyone can take a stab it. Come for the trivia – stay for the trivia.Ko-Fi – ko-fi.com/quizbangpod – Keep that sweet caffeine running through our body with a Ko-Fi, power us through a late night of fact checking and editing!Quiz, trivia, games, pub+trivia, pub+quiz, competition, education, comedy

At a time when the majority are suffering from Broken Focus Syndrome, the moguls of industry have developed the magnificent ability to concentrate almost completely on the near-flawless execution of the few projects that will make their ethical ambitions real. When they work, they do real work versus fake work and understand the violence of being busy being busy. And wasting hours of their finest days mindlessly browsing online.My latest book “The Wealth Money Can't Buy” is full of fresh ideas and original tools that I'm absolutely certain will cause quantum leaps in your positivity, productivity, wellness, and happiness. You can order it now by clicking here.FOLLOW ROBIN SHARMA:InstagramFacebookYouTube

Supreme Pressure: The Rejection of John J. Parker and the Birth of the Modern Supreme Court Confirmation Process (Palgrave Macmillan, 2025) examines the 1930 Supreme Court nomination of John J. Parker, a turning point in American judicial politics. Alarmed by some of his past statements and opinions, labor and civil rights groups mounted a fierce campaign to block his confirmation. Not only was control of the Supreme Court hanging in the balance, but Parker's nomination symbolized a profound clash of ideologies, political agendas, economic doctrines, and interpretations of the Constitution. Their efforts sparked a dramatic Senate revolt, marking the first successful grassroots campaign to block a Supreme Court nominee. By exploring the circumstances of Parker's rejection, this book traces how that battle laid the foundation for today's highly partisan and contentious confirmation process. The book also reintroduces Parker as a consequential but largely forgotten figure in American jurisprudence--one whose rulings helped shape the South's legal response to Brown v. Board of Education. Beyond the nomination fight, it delves into Parker's political campaigns, judicial opinions, and relationships with key public figures, charting his dramatic rise, humiliating defeat, and enduring influence. Packed with intrigue, strategy, and the clash of competing ideologies, this is the story of how one nomination forever changed the rules of the game. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Supreme Pressure: The Rejection of John J. Parker and the Birth of the Modern Supreme Court Confirmation Process (Palgrave Macmillan, 2025) examines the 1930 Supreme Court nomination of John J. Parker, a turning point in American judicial politics. Alarmed by some of his past statements and opinions, labor and civil rights groups mounted a fierce campaign to block his confirmation. Not only was control of the Supreme Court hanging in the balance, but Parker's nomination symbolized a profound clash of ideologies, political agendas, economic doctrines, and interpretations of the Constitution. Their efforts sparked a dramatic Senate revolt, marking the first successful grassroots campaign to block a Supreme Court nominee. By exploring the circumstances of Parker's rejection, this book traces how that battle laid the foundation for today's highly partisan and contentious confirmation process. The book also reintroduces Parker as a consequential but largely forgotten figure in American jurisprudence--one whose rulings helped shape the South's legal response to Brown v. Board of Education. Beyond the nomination fight, it delves into Parker's political campaigns, judicial opinions, and relationships with key public figures, charting his dramatic rise, humiliating defeat, and enduring influence. Packed with intrigue, strategy, and the clash of competing ideologies, this is the story of how one nomination forever changed the rules of the game. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/history

Lila Byock is a mum who got mad about how much time her young son was spending on an iPad in the classroom. He was a math whiz with traditional teaching, and then his ability and his enthusiasm for numbers tanked. But she didn't just get mad, she got organized. Lila Byock is an Emmy award-winning writer and producer behind shows like HBO's "Watchmen" and "The Leftovers". She founded a grassroots coalition of parents and teachers called Schools Beyond Screens to rein in excessive device use and advocate for policies that put face-to-face learning at the center of teaching.

Let's talk about... Alex Cooper and Alix Earle drama and why we are team Alix based on receipts. Let's also talk about Coachella how much it's changed over the years. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Reeling from the events of the previous two episodes (meeting an alien, mysterious powers, homeroom icebreakers, etc.), the gang finishes their first day of school and heads to the McChristmas basement to debrief. Hopefully more trouble won't find them there...Follow us on bluesky for goodness sake, it's fun! And it's probably the best way to contact us, all things considered.Special Thanks as always to Sydney and Benjamin Paul and Tyler Button, and our Big Freak Spacejamfan!This episode features additional sound design by Michaël Ghelfi. Michaël creates brilliantly crafted soundscapes and ambient tracks for all sort of productions and they make perfect accompaniment to your ttrpg home games. Find his work on YouTube, and support that good stuff on Patreon.Subscribe and Rate Rude Tales of Magic on Apple Podcasts and Spotify and leave us a review!Advertise on Rude Tales of Magic via Gumball.fm.Support the show: https://www.rudetalesofmagic.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Does it seem to you as if today's kids are not as smart and lacking in common sense than previous generations? You're not imagining things…The current focus on education — treating the human brain like a computer and using artificial intelligence (AI) to feed it knowledge — may be great for sitting in front of a screen playing video games, but not so much on real learning and creativity, the one true superpower every human being has.Educator Dr. Jared Horvath explains why today's kids are cognitively declining and describes what we can do to reverse that downward trend this week on Spirit Gym.Learn more about Jared at his LME Global website and on social media sites like Facebook, YouTube, LinkedIn and Instagram.Timestamps8:05 Pursuing the science of learning.13:20 “The brain is not a computer, and you are not your brain.”24:49 Our kids are losing their conceptual natures, and are cognitively declining.27:56 Humanity's greatest superpower.32:32 The three stages of creativity.35:30 Why are kids living East Asian countries smarter and more creative than those in America?50:01 Why teachers don't have a say in the education process.58:20 Focusing on proximal goals versus distal goals.1:09:29 Do you really understand the difference between opinions and knowledge?1:16:01 AI falsely assumes human thought is best represented in speech.1:21:00 The reification of education.1:28:09 When Paul was a child, he dreamed of becoming a bank robber.1:35:42 The breadth of your knowledge is only as good as the depth of it, which may explain why education is broken.1:42:32 The importance of mastery.1:53:07 Is it really cheaper for schools to divest from digital tech for physical education and the arts?2:02:28 Why it is NOT important for kids to be taught how to use AI.2:16:01 Jared's real problem with AI, aside from the fact that it does nothing: Its intellectual heritage is hidden.2:21:08 The tech outsourcing of basic parenting.ResourcesThe Digital Delusion: How Classroom Technology Harms Our Kids' Learning — And How To Help Them Thrive Again by Dr. Jared HorvathFind more resources for this episode on our website.Music Credit: Meet Your Heroes (444Hz), Composed, mixed, mastered and produced by Michael RB Schwartz of Brave Bear MusicThanks to our awesome sponsors:PaleovalleyBIOptimizers US and BIOptimizers UK PAUL15Organifi CHEK20Wild PasturesPique LifeCHEK InstituteWe may earn commissions from qualifying purchases using affiliate links.

Most entrepreneurs believe funding is the key to success.Joi Hunt disagrees.In this episode of Inside The Vault, Ash Cash sits down with Joi Hunt — tax attorney, seven-figure brick-and-mortar operator, and founder of See You At The Bank — to break down the truth about building real wealth.From selling hair out of her law office to building a multi-million-dollar empire across beauty, automotive, and business education, Joi explains why revenue must come before capital.In this conversation, you'll learn:• Why funding without sales is dangerous• How scaling too fast can destroy profitability• The $500,000 mistake that changed everything• Why debt can ruin relationships and mental health• How to pivot after losing everything• The difference between looking successful and being profitable• Why mastering sales is the first discipline of entrepreneurshipThis is not hype.This is structure, discipline, and execution.If you're serious about building sustainable wealth, this episode is mandatory listening.

Supreme Ecom's AC Hampton breaks down how he turned a dropshipping business into $1.8 million in six months—and why it's the smartest path to brand ownership. For more on Supreme E-com and show notes, click here Subscribe and watch Shopify Masters on YouTube!Sign up for your FREE Shopify Trial here.

The question of how we might utilize sports team models within corporate or theatrical organizations has Pete and Jen scratching their imaginary beards this week. Specifically, in this episode Jen and Pete talk about: How do sports teams differ from corporate and theatrical structures? And how are they similar? How might we utilize feedback, clarity, and communication within our teams? How can we best set people up for success in our businesses? To hear all episodes and read full transcripts, visit The Long and The Short Of It website: https://thelongandtheshortpodcast.com/. You can subscribe to our Box O' Goodies here (https://thelongandtheshortpodcast.com/) and receive a weekly email full of book and podcast recommendations, quotes, videos, and other interesting things that Jen and Pete are noodling on.  To get in touch, send an email to: hello@thelongandtheshortpodcast.com. Learn more about Pete's work here (https://humanperiscope.com/) and Jen's work here (https://jenwaldman.com/).

Genuine productivity requires a monomaniacal focus on the few things that count. Clean out the distractions from your work and life and devote to a monomaniacal focus on the few things that matter. The best of the best—especially in the creative and athletic fields—generally only work 5 hours a day. Yet, the hours they are work are filled with peak work versus distracted toil. I've explained “The 5 Great Hours Rule” in my book The Everyday Hero Manifesto along with the 9 other practices iconic performers run daily. Get the book or audiobook here.FOLLOW ROBIN SHARMA:InstagramFacebookYouTube

In this week's episode, Matthew speaks with the Republican nominee for comptroller about his plans for office, waste in state government and his relationship with Gov. Greg Abbott.

On today's episode of The Wholesome Fertility Podcast, I'm joined by Ariane de Bonvoisin (@arianedebonvoisin), author of Spirit Mama, to explore the deeper connection between the mind, body, and spirit in the fertility journey. Ariane shares her personal story from corporate success to navigating fertility challenges including miscarriage and IVF, and how it led her to redefine what it means to become a mother. We discuss the hidden emotional patterns like control, perfection, and self-judgment, and how awareness of these can create powerful shifts. We also dive into reconnecting with the body, trusting your inner voice, and cultivating a relationship with something greater than yourself. This conversation offers a more compassionate, holistic perspective for anyone feeling like something is missing from the conventional fertility approach. Key Takeaways:  Fertility is not just physical; emotional and spiritual factors matter. Control, perfection, and self-judgment can block natural flow. Reconnecting with your body is essential for conception. Awareness and self-compassion create powerful internal shifts. Your relationship with life influences your fertility journey. There are many ways to "mother" beyond physical birth. Guest Bio:  Ariane de Bonvoisin (@arianedebonvoisin) is an author, elite coach, and speaker who lives globally between New York, Switzerland, and Cape Town with her partner Alfie and their 12-year-old son Everest. She specializes in helping people navigate major life transitions and is now bringing that expertise to the fertility and motherhood journey through her Spirit Mama book series. She has spoken and coached at companies such as Google, Twitter, Morgan Stanley, Investec, The IDB, KPMG, L'Oreal, Amazon, Nestle, and Redbull amongst others, and has been a keynote at events including Oprah's Conference and Maria Shriver's Women's Conference. Beyond the corporate world, Ariane works with schools and teachers in the US and worldwide, doing readings and fun workshops with kids and educators, speaking for the ASBO (Association of School Business Officials), and keynoting at Board of Education events. Her TED talk, "The Skills We Need to Teach Our Kids," has resonated with audiences worldwide. Ariane has appeared on dozens of TV and radio shows, including NBC's Today Show, the CBS Early Show, CNN, and ABC News Now. Connect with Ariane: Website: https://www.arianedebonvoisin.com/ Spirit Mama: https://spiritmamabook.com/ Instagram (Spirit Mama): https://www.instagram.com/spiritmamaofficial/ Instagram (Personal): https://www.instagram.com/arianedebonvoisin/ LinkedIn: https://www.linkedin.com/in/arianed1/ Facebook: https://www.facebook.com/people/Ariane-de-Bonvoisin/100063747638605/   Disclaimer: The information shared on this podcast is for educational and informational purposes only and is not intended as medical advice. Please consult with your healthcare provider before making any changes to your health or fertility care. Join the Fertility Summit on April 21st - https://www.michelleoravitz.com/the-fertility-shift-summit-2026 Ready to discover what your body needs most on your fertility journey? Take the personalized quiz inside The Wholesome Fertility Journey and get tailored resources to meet you exactly where you are:  https://www.michelleoravitz.com/the-wholesome-fertility-journey For more about my work and offerings, visit: www.michelleoravitz.com Curious about ancient wisdom for fertility? Grab my book The Way of Fertility: https://www.michelleoravitz.com/thewayoffertility Join the Wholesome Fertility Facebook Group for free resources & community support: https://www.facebook.com/groups/2149554308396504/ Connect with me on social: Instagram: @thewholesomelotusfertilityFacebook: The Wholesome Lotus  

Dr. Lee and Dr. Kim join me in discussing their recent paper about the use of critical friends in S-STEP.Yongjin Lee is a doctoral student in Kinesiology at the University of North Carolina at Greensboro. His research focuses on physical education teacher education and self-study methodology.Dr. Youngjoon Kim is an assistant professor in the Department of Kinesiology at California State University Fullerton, with interests in teacher motivation and physical education teacher education.Hyungsik Min is a doctoral student at the Mary Lou Fulton College for Teaching and Learning Innovation at Arizona State University, specializing in student-centered pedagogy.Dr. Wonhee Lee is an assistant professor in the Department of Education at Lindsey Wilson University in Kentucky, with expertise in physical education and teacher preparation and teacher reflection.Full CitationLee, Y., Kim, Y., Min, H., & Lee, W. (2026). How are critical friends utilized? A systematic review of self-study in physical education teacher education. Quest. https://doi.org/10.1080/00336297.2026.2642801

The post Soundography 190: 2001 appeared first on Soundography | A Crash Course in Music, One Band at a Time!.

Brian starts a new series discussing Charlotte Mason with other homeschool dads. Dcn. Seraphim Richard Rohlin appears to discuss how he found CM, what makes a good hagiography, which books in your curriculum should be replaced with medieval bestiaries, and more!

White disadvantaged girls are being overlooked, school leaders are warning. Whilst white working-class boys remain one of the worst performing group in their GCSEs, white girls from low income homes aren't much further behind them. File on 4 Investigates has worked with the BBC Data team to compare 2025's GCSE results in England with those of 2019. The team found that white working class girls in England have seen some of the biggest declines in attainment since 2019 - with just 38 percent of these students passing their English and Maths exams. All girls are down by 1.6 percentage points at GCSE but low-income white British girls are down by 6.4 percentage points. Cutting the link between 'background and success' and halving the 'disadvantage gap' is something the Department for Education has pledged to tackle. In this programme we examine what is behind the decline for this group of girls and meet school leaders who are working to reverse it. Reporter: Hayley Mortimer Producer: Ashley Kennedy Technical Producer: Cameron Ward Production Coordinator: Tim Fernley Editor: Tara McDermott

Sometimes the path you're meant for finds you when you least expect it. Jeremy Wendt sits down with Beth Peek, principal of Northfield Elementary School, to talk about her 27-year journey in education—from starting in accounting and nursing to discovering her true passion in the classroom. Inspired by generations of educators in her family (even when she tried to carve her own path), Beth shares how meaningful relationships with teachers shaped her life and why helping students—and fellow educators—remains at the heart of everything she does. From creative problem-solving to building strong school communities, her story is a powerful reminder that the right calling is always worth finding—don't miss this inspiring conversation. Listen To The Local Matters Podcast Today! News Talk 94.1

Also, fuel prices shooting up but what are our MLAs doing to help tackle rising costs?

Shira Tanzer joined Bruce & Gaydos to discuss the factors that contribute to about a third of 1-12 grade students being chronically absent from school and how districts can turn the tide.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews SERMC members Suzanne Christensen and Trisha Sqrow about the new RIMS Executive Report they co-authored with Joe Pugh, also of the SERMC, "Board Risk Reporting: How to Deliver Insights that Matter." Suzanne and Trisha share tips for preparing to report to your board, how frequent reporting should be, and the difference between the board's oversight and the executive team's management. Trisha also shares descriptions of her two upcoming RISKWORLD presentations on May 6th. Listen for insight on providing the board with the information they need to support the organization's objectives and strategies.   Key Takeaways: [:01] About RIMS and RIMScast. [:14] Public registration is open for RISKWORLD 2026, which will be held from May 3rd through 6th in Philadelphia. Visit RIMS.org/RISKWORLD to register. [:27] About this episode of RIMScast. Our topic is board reporting and ERM, and our guests are Trisha Sqrow and Suzanne Christensen of the RIMS Strategic and Enterprise Risk Management Council. They've co-authored a new Executive Report. We're going to talk all about it. But first… [:58] RIMS Virtual Workshops. The next RIMS-CRMP Exam Prep Course will be on April 21st and 22nd, and then again on June 9th and 10th. Registration links are in this episode's notes. [1:14] Webinars. On April 16th, Zurich and World Travel Protection will present "Navigating the New Global Risk Landscape: Lessons for Business Travelers in Unstable Times". [1:24] On May 14th, Origami Risk will return with a new session, "Future-Proofing Your Risk Program: Keeping Pace with Scale, Complexity, and Visibility." Register for webinars at RIMS.org/webinars and through the links in this episode's show notes. [1:39] Folks, for more RIMS content, head over to YouTube and subscribe to @RIMSOfficialChannel. There you will find video podcasts, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. [1:55] Head over to RMMagazine.com for the Q1 Edition of the Azbee-Award-winning publication, RIMS Risk Management Magazine. [2:06] On with the Show! Our guests are Suzanne Christensen and Trisha Sqrow. As members of the RIMS Strategic and Enterprise Risk Management Council, they co-authored the new RIMS Executive Report, "Board Risk Reporting: How to Deliver Insights that Matter." [2:24] Co-authored by Joe Pugh of the AARP, a RIMS Strategic and Enterprise Risk Management Council member, the report provides practical insights and guidance to risk practitioners who report to their organization's board of directors or overarching governance committees. [2:38] The report provides guidance on aligning this reporting with the board's role and expectations, the steps that should be taken to sustain the alignment, and how to ensure reporting provides the board with the appropriate level of detail. [2:52] The link to the report is available in this episode's show notes. You can also visit the Risk Knowledge section of RIMS.org. If you like what you read and you like what you hear today, be sure to hear Patricia and Joe at RISKWORLD on May 6th at 11:30 a.m. in Room 119-AB. [3:11] They will extend the dialog with the session "From Risk Aware to Risk Savvy: Elevating Board-Level Risk Reporting and Engagement." It will undoubtedly be a fantastic session! [3:21] Let's talk about board reporting right now! [3:23] Interview! Suzanne Christensen and Trisha Sqrow, welcome back to RIMScast! [3:31] Suzanne Christensen and Trisha Sqrow have been carrying the torch for the Strategic and Enterprise Risk Management Council at RIMS for years. Now, they are rejoining us on RIMScast. It's a delight to welcome them both back. [3:57] The new RIMS Executive Report, "Board Risk Reporting: How to Deliver Insights that Matter," was co-authored by Suzanne Christensen and Trisha Sqrow, with Joe Pugh, who is also on the Strategic and Enterprise Risk Management Council. [4:15] This paper is available for a limited time exclusively to RIMS members. It will then be open to the public. There's a lot of great information in it, and it gets right to the point. [4:40] Research shows that while many risk professionals believe their reporting supports board decision-making, most boards are still asking for more information and deeper analysis. [4:47] Trisha says, boards are becoming more interested in understanding the risk profile of the organization, what's being done, and how leadership is managing risk, because we are in a complex time. There are so many risks that are not internal. [5:33] The board is asking: How do we look at this, how can we manage what we can, and prepare for and respond to those things that we can't manage, but that could come and hit us? [5:47] Boards are more interested. They have regulatory concerns and requirements, potential liability, and things of that nature. [6:07] Suzanne agrees with Trisha about the complexity in our post-COVID world with the interconnectedness of risks and the unexpected. Regarding the pace of change, Suzanne says hang onto your seats right now, particularly with AI! [6:30] Boards serve a lot of constituents and stakeholders, and they're feeling pressure. They're looking for more insightful analysis. The report gets into how to figure out what is insightful to a board. Justin notes that each board will have a different definition of insightful. [6:58] One board can change over time as different board members bring different dynamics and expectations to the board. The paper has a point about keeping pace with the board. [7:18] The paper makes the point that effective board reporting is not about what risk teams want to say but about what boards need to hear. [7:43] Suzanne breaks down the difference between the need that the board knows and understands, and articulates, and the things they should also know, to be good board members. That takes exploration. There are things the board might not know to ask. [8:10] Risk professionals have knowledge and context. They need to lean in and say, "You're asking for this, and that's super important, but in addition, here are some other things to be aware of." You need to start with a mutual understanding. There's a process to go through. [8:31] Trisha says the risk practitioner has the largest view of the risk profile of the organization. The board is thinking more of strategic goals and objectives, but they do want to know about the risk. Board risk reporting is a matter of working to connect strategy with risk management. [9:07] The risk practitioner can develop a culture of discussion and openness to discuss risks, mitigations, and possible blind spots. [9:26] Suzanne says one of the primary roles of the board is to make sure the firm has the right strategy and they're executing it appropriately. The biggest risk to the board is becoming irrelevant to constituents and clients. Not all key risks to the organization are equal to the board. [9:59] The board spends more time on the strategic risks. When reporting, you can't forget the operating risks. You can summarize them as "Here are some things to look at that we've got covered. So, let's spend more time over here." [10:46] If you don't first build alignment with executive management before engaging with the board, Suzanne says you'll end up with a modern-day Babylon. You won't end up with support from the key risk owners on the strategic side. The owners of the risk are the decision-makers. [11:02] The decision-makers are management and executive management. It has to be their story, and they have to buy in. Risk practitioners are the facilitators to create that alignment so those conversations can be robust, open, and transparent. [11:44] Trisha says the executive leadership team (ELT) is the liaison and connection to the board. Most risk practitioners may not be in all of the board meetings or interacting with the board regularly. The executive leaders probably are. [12:05] The ELT can bridge the gap. They have the relationships and know the personalities of the board members. They understand how the board likes to receive information and can help the risk practitioner develop reports in that way. They can open the line of communication more. [12:28] Trisha says that in her previous work for DFW Airport and others, they did this through the structure of the Enterprise Risk Management program, having a risk council report periodically to the ELT, so they have the information and can go forth with it. [13:17] Suzanne says the best practice is to spend some prep time to get some baseline knowledge and level-setting across, so when you go into those meetings, the conversations will be richer. You're not educating. You're getting right to what you want to focus on in your report. [13:58] There are different methods for doing that, depending on the organization, with its aptitude and appetite. You can do it in a pre-conversation setting, starting with the ELT, so that they're part of that conversation, helping to drive it. That is ideal. [14:21] A Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. It's time to Connect, Cultivate, and Collaborate with them. [14:41] Public registration is open, and booth sales are still available. Links are in this episode's show notes, and be sure to check out RIMS.org for more information. [14:50] We will kick off Day 1 with a conversation with Adam Grant. He is an organizational psychologist, best-selling author, and a leading influential management thinker. [14:59] The excitement continues with the announcement of the closing keynote speaker. NFL Hall of Famer, Super Bowl Champion, Emmy-winning broadcaster, and entrepreneur Michael Strahan will be on the main stage on May 6th. Justin is super stoked! [15:15] If you're still on the fence, this is the time to smash that Register button and hear from one of the all-time greats. [15:23] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. Registration is open, and you can also submit a session. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [15:42] Let's Return to Our Interview with Suzanne Christensen and Trisha Sqrow! [16:10] Suzanne says you want to exude confidence when you initiate a risk dialogue with executive leaders and the board, but you don't want to look so buttoned-up that when something does go bump, they look at you and say they thought you had that covered. [16:42] Trisha says it's very important to build those relationships as you can, so you have direct knowledge of the primary stakeholders you are working with, and so you can communicate better with them and provide good, insightful tidbits of knowledge. [17:10] Boards are to maintain oversight and not get down into the management level. [17:22] Suzanne says good reputational risk management establishes credibility up front, without appearing confident that you can prevent every risk from happening. Something big could happen. You need a good business crisis plan. The board could be involved in a crisis. [18:26] Boards need to be risk savvy, not just risk-aware. The educational part is helping the board understand the organization and the key risks to it. Then they need to be actively engaged so they're asking better questions and leveraging that knowledge to make better decisions. [18:44] That's the evolution you're working on. It's ideal to do some of the educational work up front so you don't have to do it in real-time. It helps to get quickly to the risk-savvy, better decision-making piece. [19:12] Trisha explains the difference between being risk-informed and risk savvy. When you learn risk at the basic level, you know the nuts and bolts. Becoming risk savvy is understanding how it all integrates together. How do we start seeing what risks are interconnected? [19:40] Trisha asks how we see how the external factors that we face in the world could impact our strategic goals and initiatives. You need to mitigate risks, plan, and prepare for them, and think through your overarching organizational resiliency. [20:07] The risk practitioner doesn't just present a list of risks and mitigation plans. They say, here's what we're seeing and how this could impact that. Here are the systemic issues, and talk about what we are doing from that larger perspective. [20:32] Suzanne thinks it's important not to be backward-looking but to have foresight and look around the corner at what's ahead and ask how we can be more nimble as we charge forward. How can we adapt better to the new environment and manage risks in real-time? [20:53] That all helps to build foresight and the ability to think about what could go awry, or what new opportunity we need to take to achieve our goals. These are important points to being risk savvy. [21:29] Suzanne says in some organizations, board reporting is not happening. There is zero cadence. Some organizations report almost quarterly. In those cases, is the board providing oversight or management? [22:06] Consider how much information and what you are reporting; insights beat volume. What are the insights you need the board to know? Determine the level of information the executive team, the audit compliance committee, and the full board need. It's organization-specific. [22:47] Trisha addresses information overload. If you can get some pre-read out there, so that you can then have a conversation, that's ideal. Think about what decisions they need to make to know what information they will need to have in hand to make those decisions. [23:14] The decisions that are being made are different, depending on the group you are reporting to. Strategic decisions are going to need this information; operational decisions will need this other information. [23:39] Another Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period opened on April 1st, 2026, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [24:00] The Course Development Grant application deadline for Interval Number 2 will be on June 15th, 2026. Award notifications will be sent out in late July. [24:15] General Grant applications will open on May 1st, 2026, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [24:27] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [24:36] Let's Conclude Our Interview with Suzanne Christensen and Trisha Sqrow! [25:21] Justin asks about rightsizing, in terms of reporting. Suzanne says there is a set of goals or objectives behind right-sizing. When you get to the objectives, you can think about how you rightsize for those objectives. What do they need to know to make those decisions? [25:59] Trisha agrees. It goes back to understanding the audience and what they like to see, and saying, here are things that we need decisions on, or we need your thought process on. [26:21] Trisha has two sessions on Wednesday, May 6th, at RISKWORLD. The first one is with Katrina Gilbert from the DFW Chapter, "Kickoff to Resilience: A Case Study in Risk Management Strategies for Major Event Planning," from 10:15 a.m. to 11:15 a.m. [26:49] Fifteen minutes later, Trisha will present "From Risk Aware to Risk Savvy: Elevating Board Level Risk Reporting and Engagement," with co-author Joe Pugh from AARP. [27:12] Trisha says there's a responsibility on the board to know that the program is operating as it should, it's bubbling up information that should be bubbled up, they're getting exception reporting, and they have confidence that it's coming their way; it's not haphazard. [27:44] There is a little bit of time that has to be spent talking about the program and how the board can have confidence in it. It doesn't have to be a long story. It's "Here's what we're focused on. Here's how we know we're good. We've done a benchmark. We know we keep it current." [24:12] Suzanne says you want to enable informed oversight. You want to think through what they would need so that they can provide oversight to you. [28:18] You need forward thinking, looking at not only what's happening now, but also at what the potential emerging risks are. What are we watching for? How are we preparing for those things? Work to engage the board as you go forward. [28:33] Trisha says to get feedback on an ongoing basis. It's helpful to do annual surveys, but it's also asking in real-time, "Does this make sense; are you getting what you need?" [28:49] You can tell, based on the engagement, the level of discussion, and their questions. They should be asking insightful questions. That allows you to tell a deeper story because they're obviously interested in it. It's not a one-and-done. [29:30] Trisha says it's an honor to be able to speak at RISKWORLD or any RIMS event. She thanks the RIMS team, the SERMC, and others across the committees that selected the sessions. She is really excited to have the opportunity to do both sessions. [29:51] The "Large Event Planning" session will focus on what the DFW Airport has done to prepare for the FIFA World Cup, considering what it looks like to apply enterprise risk management to something of this magnitude and scale. [30:11] Katrina will do a case study, and Trisha will talk about higher-level issues. [30:17] The "Board Reporting" session will showcase the executive report just published that she co-authored. Trisha's excited. She understands her commute is just next door, which helps a lot since they are just 15 minutes apart. [30:43] Justin says we appreciate both of you for all the contributions you've made to RIMS through the years. I look forward to seeing you at RISKWORLD. Thank you for being such wonderful champions of the Strategic and Enterprise Risk Management Council here at RIMS! [31:04] Special thanks again to Trisha Sqrow and Suzanne Christensen for joining us on RIMScast. Check out the new RIMS Executive Report, "Board Risk Reporting: How to Deliver Insights that Matter." The link is in this episode's show notes and at RIMS.org/risk-knowledge. [31:24] The dialogue about board reporting and this executive report will be extended at RISKWORLD on May 6th. Trisha and her other co-author, Joe Pugh of AARP, will lead the session "From Risk Aware to Risk Savvy: Elevating Board-Level Risk Reporting and Engagement." [31:42] That session will be held in Room 119-AB. Prior to that session, Trisha will be co-presenting the session "Kickoff to Reslience: A Case Study in Risk Management Strategies for Major Event Planning," in Room 118-BC with her former DFW colleague, Katrina Gilbert. [32:04] If you haven't done so already, be sure to register for RISKWORLD at RIMS.org/RISKWORLD.  [32:10] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [32:39] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [32:57] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [33:15] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [33:31] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [33:45] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [33:57] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! Board Risk Reporting: How to Deliver Insights That Matter: Press Release | Download Paper Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | July‒Sept. 2026 Cohort | Led by James Lam RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! RIMS Risk Management magazine | Contribute RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! 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Read it and weep, besties, because Patti is not here to sugarcoat a single thing. Stop wasting your time on a boy who only wants you around to boost his ego, fill his schedule, and keep you on standby while he figures himself out. Boys will breadcrumb you, mind game you, and keep you confused. Men make it clear. And we are done accepting less.Today, Patti Stanger returns to the show to talk about how to stop being a placeholder, raise your standards, and actually recognize the difference between a man and a boy. Patti and Violet get into why women give too much too soon, how bad relationship patterns start in childhood, why men know much earlier than they admit, and how to tell when you're being strung along. They also break down love bombing, gaslighting, red flags, ultimatums, dating with self-respect, and why waiting around is the fastest way to waste your own life.If you've ever questioned someone's intentions, stayed too long, or confused chemistry with commitment, this one is your wake-up call.What to Listen For:07:40 Why do we pick who we pick? 09:20 If you give a man too much of anything 13:43 Dating a boy versus a man 17:53 You want to know what their intentions are 22:37 If you allow yourself to be used 25:25 Is giving an ultimatum a good idea? 29:00 You get the ring when you have self respect 32:08 Why do we give our hearts too quickly? 35:59 Be realistic with your standards 43:06 Love bombers are mostly narcissists 47:48. Red flags vs green flags 52:19 The effects bad relationships have on kids 57:03 How do you handle the highs and lows? 59:30 Why are you wasting time? 01:07 Being able to do other things 01:08 Do I have to calm down my intensity to not scare off men? 01:11:30 What's the best advice you've received?Connect with Patti on:InstagramTwitterBooksMillionaire's ClubMatchmaker FragranceGet more content on:@violetbenson on Instagram@daddyissues_ on InstagramYouTubeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We did it! 1,000 episodes! Today we celebrate our achievement by talking about a scandal on Mt. Everest where we don't even know who the villain is. We find out what an everyday superpower is and we discuss what ours are. We learn about the woman who created the star categorization system that is still used. We hear why some people are getting exposed for their non-Christian attitudes through their treatment of a statue of Jesus. We discuss a man who flew 16,000 feet in the air using a lawn chair and some balloons. And we debate the virtues of the Irish Goodbye.00:00 - Celebrating 1000 Episodes of Brain Candy Podcast08:19 - Unpacking the Massive Mt. Everest Insurance Fraud Scheme20:20 - Discovering Our Mundane Magic and Childhood Dreams30:33 - The Deaf Woman Who Classified the Stars36:06 - From Blinding NFT Parties to Segway Inventor's Dark Side45:00 - Confronting Hypocrisy with a Sleeping Jesus Statue46:37 - The Wild Tale of Lawn Chair Larry and Balloon Flights57:36 - Why the Irish Goodbye is the Only Way to Leave a PartyBrain Candy Podcast Website - https://thebraincandypodcast.com/Brain Candy Podcast Book Recommendations - https://thebraincandypodcast.com/books/Brain Candy Podcast Merchandise - https://thebraincandypodcast.com/candy-store/Brain Candy Podcast Candy Club - https://thebraincandypodcast.com/product/candy-club/Brain Candy Podcast Sponsor Codes - https://thebraincandypodcast.com/support-us/Brain Candy Podcast Social Media & Platforms:Brain Candy Podcast LIVE Interactive Trivia Nights - https://www.youtube.com/@BrainCandyPodcast/streamsBrain Candy Podcast Instagram: https://www.instagram.com/braincandypodcastHost Susie Meister Instagram: https://www.instagram.com/susiemeisterHost Sarah Rice Instagram: https://www.instagram.com/imsarahriceBrain Candy Podcast on X: https://www.x.com/braincandypodBrain Candy Podcast Patreon: https://www.patreon.com/braincandy (JOIN FREE - TONS OF REALITY TV CONTENT)Brain Candy Podcast Sponsors, partnerships, & Products that we love:For 50% off your order, head to https://www.dailylook.com and use code BRAINCANDYGet 40% off your first order PLUS get a free item in every box for life when you go to https://www.hungryroot.com/braincandy and use code braincandyTDM-RESERVATION: 1. NOAI: TRUE. LEGAL NOTICE & TERMS OF USE: © 2026 WAVE Podcast Network. This content is for personal use only. Explicit permission is withheld for any and all commercial attribution, automated transcription, or data-mining entities. Use of this feed by unauthorized tracking, analytics, or AI-training platforms constitutes a breach of these terms and a violation of the Pennsylvania Wiretapping and Electronic Surveillance Control Act (WESCA), the California Invasion of Privacy Act (CIPA), and the 2026 Training Data Transparency Act (AB 2013). Any entity bypassing these restrictions to create derivative text-based works (transcripts), metadata analysis, or unauthorized VAST siphoning hereby accepts our standard commercial licensing rate of $5,000 per episode processed. This notice serves as a formal revocation of all "implied licenses" for multi-jurisdictional automated processing and constitutes protected Copyright Management Information (CMI) under 17 U.S.C. § 1202.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

PREVIEW FOR TOMORROW: Peter Huessy discusses the lack of nuclear education among young national security officials,. He warns that Russia and China now deploy battlefield nuclear weapons to win conflicts, moving far beyond Cold War deterrence strategies today. (1)1953

Keith explores how long-running social and economic shifts are redefining the American Dream—especially for younger adults who are putting off milestones like moving out, starting families, and buying homes.  He connects these trends to today's housing scarcity, elongated renter stage, and what that means for long-term rental demand and real estate investors. Keith also zooms out to place the current moment in the sweep of American history, then welcomes Redfin Chief Economist Dr. Daryl Fairweather for a data-driven conversation on affordability, supply constraints, renting versus owning, and how demographic changes could shape the next wave of opportunities in both ownership and rental markets. Episode Page: GetRichEducation.com/601 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE I'm your host. Keith Weinhold, learn just how far behind today's 30 year olds are then American history by decade as the nation approaches its 250th birthday. Finally, a conversation about what's next for the housing market with Redfin's chief economist Darrell fairweather today on get rich education.   Corey Coates  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android. Listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Keith Weinhold  1:10   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 1  1:44   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to get rich Education. I'm your host. Keith Weinhold, the voice of real estate investing since 2014 almost nobody talks about a really important story going on in America today. And I find this really astonishing. I mean, you could almost never think of America the same way again, as you'll hear while you've got these other headlines out there, constantly sucking oxygen out of the room, like decisions from the White House and inflation and wars. One big story. It moves so slowly that it kind of creeps up on you. It is the jaw dropping change in American society over the last 40 years. And then we'll discuss its seismic changes for real estate. And this is sourced from a Census Bureau supplement. It's about how fewer us adults reach typical life milestones by age 30, and this is partly because more adults opt for college than in previous generations. Oh, well, college doesn't sound like such a bad thing. I'll get to that. And by the way, 30 is an age that has come and gone for me, so I've lived through it. We're looking at a period from 1985 to 2025 so 40 years first, it's those that live on their own. In 1985 it was 83% today it's just 67% so then the percentage that don't live on their own and probably live with their parents or roommates, that has doubled. You see even more drastic declines for other milestones since 1985 those that have ever married from 77% down to 45% those that live with a child and the responsibility that this entails that's fallen from 59% down to 36% and those that own a home 48 down to 29% and again, this is for all 30 year olds since 1985 this steady, sliding, relentless decline of those who live on their own, are married, have a child, or own a home, is pretty stunning, and this is inside the most powerful nation on Earth. And here's the thing, this pattern from about 40 years ago, it unabatedly crosses through booms and busts and bubbles and bailouts, sort of like it didn't even notice those things. Somewhat ironically, what's grown during this time is the percentage that have a bachelor's degree. It's gone from 25 up to 43% so therefore, here we. Are. We've got this generation that's better educated than ever, and yet more of them are stuck down on the launch pad. It's like we built better rockets yet we can't light the fuse. And before I help you make sense of this and tell you what I believe the main force behind it to be, you just got to consider what an unfathomable aberration this has all become. At age 25 James Madison was the key architect of the US Constitution. A lot of constitution signers were in their 20s and 30s. At age 21 Steve Jobs started Apple in a garage at 20 Bill Gates co founded Microsoft at 19 Mark Zuckerberg built Facebook in a dorm room. And sure, some of these are exceptional examples, but these people committed early, and then they figured it out on the fly.   Keith Weinhold  5:59   Well, what about women? The US birth rate has hit an all time record low, because today, nearly half of 30 year old women are still child free. Okay, so some of this is logical. You can connect a few dots here more time in school, yeah, all right, that means later marriages and later kids. Sure, student debt that equals financial Gravity Boots that keep you in place. Urban living means smaller spaces. But when you stack all this together, like I just laid out later, it's not just later anymore. It is really later. That is the huge change that really startles you when you put all of this together and again, remember, over this same time span, 1985 to today, I've mentioned before how the average age of the first time homebuyer has ballooned from 29 up to 40. I mean 40 that can really take some time to sink in. And again, that's just the average in high cost housing areas. This number could be 45 or higher. I mean, sheesh, the starter home is now like a midlife purchase, and it's made right around the time that your back starts to make decisions for you, consider where we are here now, the term home ownership that is increasingly linked to older people. Those things home ownership and older people are increasingly synonymous terms. Now, owning a home, it's like a luxury good for the already established. I mean, it is pretty jaw dropping. And one contributor to these friends is the lack of available housing supply, still a 60 to 70% collapse in some populous northeast states, but really something like that. That's just a small thing. When you amalgamate it all together, it's become cultural really. The bigger trend that underlies this decline in meeting life milestones at age 30 is that long term true inflation exceeds wage increases over the decades, but there are big social shifts too. And by the way, I left my parents home for good at age 23 and some surely do so younger than I did marriage and children, they are the classic triggers to buy a house, and the longer that these type of milestones get postponed, the more likely people are to favor then flexibility over committing to a mortgage, and this then means that there is an elongated renter stage of life. Renters are no longer just passing through they're no longer just graduated from college, renting a year or two and then buying a home. Instead, they are planting flags and really pounding in stakes. And there are countless surveys that show that renters value the ability of being able to relocate without the hassle of having to sell a house. And on top of all of these trends as America ages overall, something really interesting starts to happen. This is why single family rentals have really begun to shine over the past few years, and why you had this Advent and popularity of new build and build to rent rental properties coming onto the market because single families give people the feeling of home and space and privacy and a backyard for the dog, but yet at the same time, it's commitment light, a lighter version. Now apartments benefit too, of course, and for investors, this isn't just. The trend, this is a long term tailwind, fewer life transitions. It means more stable occupancy and longer renter life cycles that lead to fewer turnovers and vacancies and repairs, so less churn, more consistency and better predictability. So the bottom line here is that this delay of life milestones, it's not subtle. It is pretty seismic, and increasingly people say that the American dream no longer even includes home ownership. Demography is destiny, and they must rent from you. And here at GRE we invest like these trends are real, but I really want to emphasize that this elongated renter stage of life really is a long term, long tail phenomenon. And I want to emphasize that because, like I said last week, in the short term, we really aren't seeing any significant rent increases due to that affordability constraint. Now we're nearly five years after America had a big wave of consumer inflation, and that really hurt kind of people this age that I'm talking about, people in their 20s and 30s, that really hurt them the most because they don't own assets that compound with the concurrent asset price inflation, they only had to deal with the bad stuff, the consumer price inflation.    Keith Weinhold  11:30   And as America approaches its 250th birthday, let's think about how this era compares to other decades. And by the way, do you know what a 250th anniversary is called? I put a line about this in my newsletter that I sent you the other day. It is called a semiquincentennial, or, I guess, semi quincentennial. I don't think that anyone's going to be using that word after the fireworks. Semiquincentennial. That sounds like a word that an Economic Committee came up with during a recession to kind of mask a worse problem or something. I suppose that the etymology makes sense. If you break it down, quincentennial would be 500 and semi would be half of 500 in any case, as you try to compare this American era to others, listen to this from the parallel truth. This is about three minutes long, and then I'll come back to comment. It's America by decade, starting all the way back in the 1770s This is a decent summary here, although it can get unnecessarily gloomy at times.   Speaker 2  12:41   Imagine you could live in the United States one decade at a time, not the America you see in movies, not the America in textbooks, but the real America. Let's start with the 1770s the decade of independence. This is not a freedom story, yet. It's a war story. Most people are farmers, roads are mud, medicine is almost nothing. And if you're a young man, your future is simple, fight or starve. Then came the 1800s The decade of expansion. America is still small, but it's hungry, new land, new states, New promises, but there is also growing slavery. Native tribes are being pushed out, and the country is quietly building a conflict it can't avoid. Now it's the 1860s the decade America almost died. There is civil war, Brother versus brother. Cities are burning. If you lived here, you didn't watch history, you survived it. Next is the 1900s The decade of industrial America, factories, railroads, steel, oil. The country becomes a machine. Cities explode with workers, but life is brutal, long hours, dirty air, child labor, you might earn money, but you will pay with your health. It's the 1920s now, the decade of jazz and madness. This is America's first big party decade, cars, radio, Hollywood. Everyone thinks the future is unstoppable. Then came the 1930s the decade the party ended. The Great Depression happens, banks collapse and jobs disappear. People line up for bread. A man with a suit could be broke in one week. This decade teaches America one lesson, that money is not real until it's in your hand. It's the 1940s now the decade America became the world's boss. World War Two turns the US into the world's factory. While Europe is burning, America is building. And when the war ends, America comes out richer than anyone in history. It's the 1950s the decade of the American dream, suburbs, big houses, one salary supports a whole family, TV dinners, new cars, new highways. This is the decade America sells the world the idea of perfect life. Next came 1960s the decade of rebellion, civil rights, Vietnam assassinations, the country feels like it's splitting. You could be hopeful or terrified, sometimes both in the same week, 1970s was the decade the system started breaking, oil crisis, inflation, crime rate, and in 1971 America quietly changes money forever. The dollar stops being backed by gold. From this point onward, America runs on trust. It. The 1980s the decade of Wall Street, America, big business, big spending. The stock market becomes religion. America looks confident again, but the middle class starts weakening slowly. Then came the 1990s the decade America felt unstoppable. The Soviet Union has collapsed and the US feels untouchable. The internet is born. This is the decade where Americans truly believe that they have won. It's the 2000s now the decade of shock, 911, wars, fear, surveillance, then 2008 hits, banks crash, housing collapses, and America learns something painful. The people who caused the crisis don't pay for it. It's the 2000s and 10s, the decade of the digital trap. Social media becomes reality, politics becomes war. Everyone is online, but nobody feels connected. The economy recovers, but normal people don't. And finally, it's the 2020s. The decade, chaos became normal. Pandemic changes everything. Supply chains are collapsing, inflation returns, AI arrives and trust collapses. And by 2026 America is still rich, but it feels exhausted. People are working harder, owning less, and trusting nobody. And the strangest part is that America didn't collapse. It just slowly became a different country, not through invasion, not through revolution, but through decades of small changes that added up to a completely new reality. So the real question is, if you could choose one decade to live in? Which one would you pick?   Keith Weinhold  16:22    Yeah, which decade would you pick to live in? A lot of people say the 1950s where we had, like they touched on there the post war boom and how one salary could support an entire household. Some people say the 1990s because the Cold War ended, we had the start of Wide Internet use, and it's before you had these stark political divisions where people started to put party ahead of country. Now some people would probably say, Are you kidding me? I'd rather live in this decade right here. I can work from home more easily than I ever could have before. And I think you can make valid cases for all of those things. And speaking of this era, a quarter just ended, and we do this quarterly at most. It's our asset class rundown. Year over year, national home prices are only up about half of 1% per the nar 1% Case Shiller and totality, single family rent index shows just 1.3% rent growth. That's year over year. This quarter, the s, p5 100 was down 5% stocks of all types are down largely to the Iran war. The yield on the 10 year treasury note rose from 4.1 up to 4.3% due to higher inflation expectations. Why does that matter so much? That's what influences 30 year mortgage rates, which also rose from 6.2 up to 6.5% West Texas Intermediate oil prices soared from 59 bucks to over 100 last quarter. Gold hit an all time high of 5400 bucks in the quarter, and then fell to about 4600 by the end of the quarter. Other precious metals hit their all time peak. Bitcoin fell from 88k down to 68k That's the asset class rundown. I'll return with Redfin's chief economist, Dr Darrell fairweather and more. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  18:18   Let me throw out a simple idea. Sometimes doing nothing with your money is actually a decision. Leaving it parked might feel safe, but over time, purchasing power changes. So the conversation isn't about chasing returns, it's about intentionally placing money somewhere. Freedom, family investments works in real estate people use every day. Housing, senior communities, essential properties, things tied to living and not trends. Their freedom notes offering is built for accredited investors looking for structured income backed by real assets, not speculation. I am an investor with them myself. The Freedom team makes themselves available to walk through their approach, structure and operating philosophy so you can ask questions and determine alignment before moving forward. While past performance doesn't guarantee future results, their historical operating philosophy has yielded 100% investor payouts backed by over 20 years of experience. If you want clarity before making any moves, book a clarity call@freedomfamilyinvestments.com or text family to 66 866, text the word family to 66 866,    Keith Weinhold  19:41   flock homes helps you retire from real estate and landlording, whether it's one problem, property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now. Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre.   Robert Helms  20:16   Everybody. It's Robert Helms of the real estate guys radio program, so glad you found Keith Weinhold and get rich education, don't quit your Daydream.   Keith Weinhold  20:35   This week's guest is the chief economist of Redfin during the housing crisis. She worked at the Boston Fed, studying why homeowners enter foreclosure. Since 2023 she served at the Federal Reserve Bank of Dallas. She holds her BS from MIT, and she really knows her way around campuses, because she received her Master's and PhD in Economics at the University of Chicago, where she specialized in behavioral economics, that's interesting. Welcome to GRE. Darrell fairweather,   Daryl Fairweather  21:06   thank you for having me.    Keith Weinhold  21:08   Hey, Daryl. I'd like to get to some of the statistics later in the things that Redfin does and compiles, but tell us about the behavioral side of the housing market that's often so interesting and evencounterintuitive   Daryl Fairweather  21:22   yeah, one of the most interesting things about the housing market is that people get really emotional when making this huge financial decision. It's something that people don't have a lot of practice with. Most people maybe buy a home once or twice in their whole life. There's so much social weight that's put on it. It's the American dream. There's a lot of family pressure, and there's a lot of hurting behavior that can happen. People get swept up in the moment. Maybe they overbid on a home, or maybe they miss out because other people are avoiding the housing market. So it's a really interesting place to both study psychology and economics.   Keith Weinhold  21:56   Sure, most homeowners are just inexperienced at this whole thing. Yeah, behavioral economics, it really has this strong gravity in real estate. Maybe something that you've said touches on what I call the Zestimate illusion. A lot of times, sellers anchor their price to not just the Zillow estimate, but sometimes even the peak sale price in the whole neighborhood, and that's what they think that they should get for their home?   Daryl Fairweather  22:21   Yeah, that does happen quite a bit. And I don't think a lot of people realize how much those estimates can move once a home is listed. The list price tends to move that estimate quite a lot. So it's not a fact. And those estimates don't really know many details about the home, like what upgrades might have happened, or what internally is happening within the home, like if people have gotten new appliances or gotten a new air conditioning system, it doesn't really take those things into account. So you shouldn't just anchor off of the Redfin estimate. You should definitely talk to an agent. Look at the comps. The comps can tell you a lot in terms of what homes have sold for recently, and then track your local market in terms of whether it is going up in value or down in value, because those comps might be a little bit stale, and you have to adjust for where the market is right now.   Keith Weinhold  23:06   There's some really good points there. And when I think of the behavioral side of economics in the real estate market, another nascent thing that comes to mind Darrell, is the rate shock paralysis that really set in in America in 2022 mortgage rates are still historically on the low side. But few people think about it that way. They're really swayed by the recency bias   Daryl Fairweather  23:31   yes. And one thing to take into account, though, is how much home prices have gone up since the last time rates were this high. So if you're looking at the monthly mortgage payment and how much that is compared to people's monthly incomes, it is quite expensive to buy a home. In most metros, you cannot afford to buy a home on the local median income. There's only maybe four metros that are in the middle of the country where it's still affordable to buy a home on a middle class salary. So combined the rate and the price those mortgage payments are still quite expensive, although they have gotten slightly more affordable since last year because rates are slightly lower than last year, they did come up a bit with, you know, oil prices coming up, but still, compared to last year, rates are a bit lower and a bit more affordable to get a home.   Keith Weinhold  24:13   And of course, all this is besides the point that those 2021, mortgage rates, they were born out of a collapsing economy, and I don't think that we really want that either. But yes, to your point about affordability, that's been such a buzzword in the housing market for quite a while, and for good reason. It wasn't very long ago that we reached a 40 year low in affordability. Can you tell us about what can improve affordability next? Darrell or what's most likely to happen? For example, it seems like insurance rate increases have really leveled off.   Daryl Fairweather  24:50   Yes, the reason why affordability is so bad, especially in coastal cities, the places that have the most opportunities, is because of a lack of supply. Existing homeowners, they are fine. They like when their home goes up in value, but it really is a problem for first time homebuyers, when prices just keep climbing and when new housing gets proposed, it's often the existing homeowners who are blocking that housing from getting built, and so supply is constrained. You can see this very clearly in a place like San Francisco, which had a huge economic boom in the 2010s yet housing did not keep up with all of the job opportunities that were coming to the area, and when you have all these people moving in with higher incomes, it drives up prices when there isn't adequate supply. You take Austin as another example. Austin had a huge boom during the pandemic, but supply responded. Builders built, there was a lot of development that happened, and as a result, prices came right back down. They're still above where they were pre pandemic, but nowhere near the heights that we saw back in 2021 so it just goes to show that when you allow supply to get built, it does help keep prices more moderate and keep things more affordable.   Keith Weinhold  25:59   Yes, and nimbyism is rampant, is consumer inflation or some of the other big forces out there, for sure, but yes, this national dearth of supply something that's existed even well before the pandemic, for example, it's bounced back somewhat, but still not quite enough, and it's really part of what, in my opinion, has helped support housing prices, even when mortgage rates tripled back in 2022 Can you tell us more what you believe about the future of housing supply with all the data that you do with there at Redfin Daryl,   Daryl Fairweather  26:37   housing supply improved a bit during the pandemic, but we're still far below What we need in order to make housing more accessible to middle class people. But there are new challenges that are coming. One that you mentioned is insurance. Insurance costs are going up. So even if you have a fixed rate mortgage and you've locked that in, you still have to worry about the rising cost of ownership because of insurance costs are going up. Property taxes are going up in many places, and maintenance costs are increasing. So that is going to make home ownership, and just the cost of ownership in general, whether you're an investor or an owner occupant, more expensive moving forward. And that's going to vary depending on where you are. There going to be some parts of the country where insurance goes up much faster, like in Florida, and other parts where insurance will probably be more stable like in the Midwest and Great Lakes region. So it's important now even more so to really research the neighborhood, research the home, and figure out how those expenses could increase in the future.   Keith Weinhold  27:32   Yeah, here we are in this housing market where, you know, Darrell, I think of it in a lot of ways, is, you know, maybe for three years now, we've largely been stuck in the mud, much of it due to lower supply, where we have a lower overall proportion of both buyers and sellers.   Daryl Fairweather  27:48   Yeah, what's happening right now is really an hangover from the pandemic, because so many people locked in 3% mortgage rates during the pandemic, and if those homeowners were to sell and buy again. Even if they bought the same priced home, they would end up paying more in their monthly mortgage payment because of how much higher mortgage rates are, and that's holding back supply quite significantly. It's the reason why prices have not come down despite rates going up, is because the higher rates are holding back both demand and supply at the same time, and contributing to the overall lack of inventory that's out there,   Keith Weinhold  28:24   this aberration where we have a big proportion of American homeowners living in homes where if they tried to repurchase that home at today's terms, they couldn't even do it. To your point about people not wanting to move, and that's a big reason why they almost can't. They might pay more in rent elsewhere for a like property if they were to sell what they own, if those still locked in terms and Darrell here, I think, you know, our audience is largely real estate investors, a lot of them investing in one to four unit properties. So with what you're seeing there at Redfin. And I think a lot of us know that, yeah, rent growth has been pretty slow as well. What do you see for rents in 2026 and perhaps 2027   Daryl Fairweather  29:08   originally, when we went to go do our predictions for 2026 we said that rents were going to increase this year. Now, I think that rents will continue to stay flat, and that's because there's still a lack of demand for for sale housing. People are staying in the rental market, but people are overall tightening their budgets because they're worried about the economy. They're worried about inflation. So if they can, you know, get roommates or live with family, they're going to choose to do that to keep their overall expenses lower, which will reduce demand for both for sale housing and for rental housing. And I think a lot of home sellers, they've tried to sell their homes. We saw many people try to sell their homes last year and then end up delisting their homes, and they're trying again. We saw more of those people come back in January, but I think those people are going to continue to kind of try to test the market, be a bit disappointed that there isn't enough demand, and then some of. Up for sale housing will end up as rental housing. Just driving around my neighborhood, I see so many rental signs on single family homes that I never saw before, almost more for rent signs, and I'm seeing for sale signs, so that added inventory from these accidental landlords who would like to move but don't want to give up their mortgage rate is going to increase the supply of single family rentals, and that will mean more competition for those investors that are trying to rent out the homes.   Keith Weinhold  30:27   Talk to us about rental occupancy. That's something that we're seeing at a historic low in apartment buildings, for one thing. But can you talk to us about what you see for future occupancy levels of both residential one to fours and apartments. Going forward,   Daryl Fairweather  30:43   a lot of new supply came online during the pandemic, especially in places that build a lot of condos. Many one bedroom or zero bedroom condos got built, and then those are really difficult to rent out, because, you know, they're just not that attractive. We really have more of a shortage of types of housing that's appropriate for families and those one bedroom units that are really targeted at like affluent young people. There aren't that many affluent people right now, so they're they're difficult to rent out. I think that trend is pretty much over. We're not seeing too many more condos being developed because the condos that were developed during the pandemic are still having trouble finding owners or finding renters in those apartment buildings. Now, I think we're going to start to see an uptick in single family rental vacancy, because I think a lot of those people who would like to sell their homes are having trouble selling their homes because of how mortgage rates are and how skittish people are about making a commitment to ownership right now, and they're going to alternatively try to rent out those and that will mean more availability of those rentals and not as much pressure on rents to go up in that segment of the market.   Keith Weinhold  31:51   Woe for the builder that targeted young, affluent types, they don't really exist so much anymore. That's really pretty interesting. Well, Darrell, do you have any last thoughts overall about the housing market? Maybe something I didn't think about asking you that's really important, whether that's for an investor or a prospective homeowner.    Daryl Fairweather  32:12   Yeah, I think if I was an investor right now, I would be paying attention to what economists and housing people call the silver tsunami that's older generations starting to sell their homes. We did a study recently that showed that people who are 70 years and above have as much wealth and housing as middle aged people, which is the first time that group has exceeded in terms of the wealth that they hold. And if you're 70 plus, there's definitely a clock ticking on how long you're going to stay in that home, which means that a lot of new inventory will become available in those homes. They probably need work. They probably need some renovations, and that could be a really great opportunity for an investor to buy a home that maybe has been neglected for a while because it's been a senior living in there who hasn't been really keeping it up to date. You can renovate it and perhaps sell it again to a younger buyer by doing some updates and make a nice profit there.    Speaker 3  33:03   Oh, well, Daryl, this has been a great update laced with plenty of practical things that someone can actually do. Do you have a resource you'd like to share in case our audience would like to connect?   Daryl Fairweather  33:16   Yes, you can find me basically on any social media channel. I'd recommend checking you out on YouTube to start. And then if you would like data on what's happening in your local housing market, you can check out the Redfin data center. Just Google Redfin data center, it'll bring you right there. And you can find lots of local data on your market,   Keith Weinhold  33:34   Daryl Fairweather. It's been great having you here on the show.   Daryl Fairweather  33:37    Thank you.   Keith Weinhold  33:44   Yeah, insightful material from Dr Darrell fairweather today, no end to the housing scarcity in sight. She says, rents continue to stay flat, partly due to this accidental landlord. They didn't plan to be a landlord, but they need to move and yet they don't want to sell the single family home that they got with a good owner occupied financing a few years ago. And the reason that's a headwind for single family investors, because it keeps more rental supply on the market. Last week, I touched on how you should not expect rent increases in the near term, I own a lot of single family rentals myself, and I am not getting rent increases. It's not so much that single family vacancies are high now, but apartment building vacancies are high. That fact alone that actually does hurt the single family rental market a little, because even though a renter might desire a single family, and maybe you think, Well, an apartment couldn't compete with that feeling. But yet, if an apartment is so much cheaper than the single family, and they often are now, well then that renter will go for the cheap apartment instead the one. You can think of Redfin is that they're part Zillow, part real estate agent, and part data company, and they can give you early signals on things like buyer demand and price direction and days on market, those types of indicators. So for the latest housing market research and news, you can do a search for the Redfin data center, and then for Daryl, start on YouTube. You can follow her on x at fairweather PhD, thanks to Dr Darrell fairweather today, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 5  35:36   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively to   Keith Weinhold  35:56   the preceding program was brought to you by your home for wealth, building, get richeducation.com  

Katherine Boyle and Sarah Wang speak with Jesse Genet, a startup founder and family builder, about building 11 AI agents while homeschooling four young children. Jesse runs agents across roles ranging from coding to curriculum planning to household management, and she shares how agent architecture, logging systems, and “benevolent neglect” parenting have changed her life as both a founder and a mother.   Resources: Follow Jesse Genet on X: https://twitter.com/jessegenet Follow Katherine Boyle on X: https://twitter.com/KTmBoyle Follow Sarah Wang on X: https://twitter.com/sarahdingwang Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dr. Todd Rose is the co-founder and President of Populace, a think tank dedicated to building a world where all people have the chance to live fulfilling lives in a thriving society. He was a faculty member at the Harvard Graduate School of Education, where he founded the Laboratory for the Science of Individuality and directed the Mind, Brain, and Education program. Dr. Rose is the author of the bestselling books Collective Illusions, Dark Horse, and The End of Average. Today on the show we discuss how rock bottom can become the turning point that forces real change, why identity is shaped by actions not circumstances, how perseverance and refusing to quit can completely rewrite your life, why creating the right environment is critical for success, how adversity reveals who you are and what you're capable of, and why taking responsibility for your future is the key to building a life worth living and much more. ⚠ WELLNESS DISCLAIMER ⚠ Please be advised; the topics related to health and mental health in my content are for informational, discussion, and entertainment purposes only. The content is not intended to be a substitute for professional advice, diagnosis, or treatment. Always seek the advice of your health or mental health professional or other qualified health provider with any questions you may have regarding your current condition. Never disregard professional advice or delay in seeking it because of something you have heard from your favorite creator, on social media, or shared within content you've consumed. If you are in crisis or you think you may have an emergency, call your doctor or 911 immediately. If you do not have a health professional who is able to assist you, use these resources to find help: Emergency Medical Services—911 If the situation is potentially life-threatening, get immediate emergency assistance by calling 911, available 24 hours a day. National Suicide Prevention Lifeline, 1-800-273-TALK (8255) or https://suicidepreventionlifeline.org. SAMHSA addiction and mental health treatment Referral Helpline, 1-877-SAMHSA7 (1-877-726-4727) and https://www.samhsa.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

The Prism of America's Education with Host Karen Schoen – Have you heard of the Dignity Act? If this passes, every American worker is going to be screwed in some way by this Dignity bill, which is nothing more than amnesty to all of the criminals who came here illegally. Why did we bring low-level workers to America when we were losing those jobs? Low-wage workers will be screwed...

PRE-ORDER MY NEW BOOK (OUT MAY 5, 2026)!!! — ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/43BquPd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Have you ever booked a hotel so sketchy that even the Uber driver took one look and canceled the ride? Because that was my weekend in Essington, Pennsylvania. I'm joined by Chicago-based interventionist and comedian Jayson Cross, who, despite being 47, looks like he's microdosing youth because he hasn't aged a day since 2001. We're settling a major debate: is it worse to bomb in front of 30 paying comedy fans or 30 middle schoolers who have to see your face every day for the next six months?. Jayson breaks down the "cleanup crew" life of an interventionist, and Gerry admits he's basically a classroom dictator because "whatever gets you to follow me on Instagram" is his new motto. Also, we're back on our medical nonsense (sorry, not sorry). Gerry finally learns that he does, in fact, have a prostate, while I try to explain why a kindergartner's insult feels like a literal knife to the heart Takeaways: The "Crack Den" Hotel: Andrea recounts her harrowing stay in Essington where the hotel room looked like a middle schooler's backpack and the Uber drivers fled on sight. The Fountain of Youth: Comedian Jayson Cross reveals he's 47, leaving Gerry and Andrea spiraling over how he looks twenty years younger than he actually is. Classroom Weapons: Andrea reveals why the humble stapler is the most dangerous item in a classroom, leading to some truly disturbing "nail bed" stories. The "Taco" Dealer: Andrea recalls a student who was running a foil-wrapped taco empire in her class—which is a much better alternative to the actual drugs teachers usually find. Gerry the Dictator: Why Gerry refuses to feel guilty about losing his temper unless he "went too hard," and why he's leaning into his "dictator" reputation in the comments. -- Teachers' night out? Yes, please! Come see comedian Educator Andrea…Get your tickets at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠teachersloungelive.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Educatorandrea.com/tickets⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for laugh out loud Education! — Don't Be Shy Come Say Hi: www.podcasterandrea.com Watch on YouTube: @educatorandrea A Human Content Production Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is presented by Create A Video – AP Dillon joins me to discuss how a state legislative oversight committee has discovered 155 age-inappropriate books in the K-4 in Chapel Hill. This is a violation of state law. Dillon is a reporter for the North State Journal. She publishes a Substack.com newsletter called More To The Story. Plus, Rep. Eric Swalwell's campaign for California Governor crashes and burns after multiple women report he assaulted them.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-kaliner-show--6946691/support.Subscribe to the podcast All the links to Pete's Prep are free!Get exclusive content here!Media Bias Check: GroundNews promo code!Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com  

Short-term producers are consumed by trends, algorithms and immediate visibility. Creative giants (like Tolstoy, Salinger and Monet, for example) did the work to honor gift. And to express their voice. Lasting relevance was the inevitable result.My latest book “The Wealth Money Can't Buy” is full of fresh ideas and original tools that I'm absolutely certain will cause quantum leaps in your positivity, productivity, wellness, and happiness. You can order it now by clicking here.FOLLOW ROBIN SHARMA:InstagramFacebookYouTube

Good leaders continuously seek improvement; they want to grow and learn. They lead the way in growing, improving, and surpassing status quo. The 9 Pillars of Leadership Excellence frame these kinds of continuous improvement efforts and shape how leaders execute effective leadership practices. The Pillars offer the means to grow, learn, and excel in leadership. In this episode, Dr. Janet Pilcher discusses the DHP 2026 Virtual K12 Leadership Conference, an opportunity for leaders to see the 9 Pillars in action, grow their leadership skills, and share their continuous improvement stories. Listen as Dr. Pilcher provides an overview of this conference and the 9 Pillars of Leadership Excellence. Our goal is to support leaders who are on a continuous improvement journey develop effective leadership practices and learn how to use specific strategies, concepts, and tactics in everyday work to be the best leaders they can be. Recommended Resources:  9 Pillars of Leadership Excellence: A New Operating System for Education, Building Lasting Impact with 9 Pillars for Leadership ExcellenceFollow Host Dr. Janet Pilcher on LinkedIn: https://www.linkedin.com/in/janetpilcher/

In this episode I am joined with Robert Bortins who discusses the growing challenges within the education system, including concerns around ideological influence and the limiting of open dialogue in classrooms. He emphasizes the importance of parental involvement and explores alternative education options, such as homeschooling and values-based models, as ways families can ensure a more well-rounded and aligned learning environment for their children. He highlights why education to prioritize critical thinking, transparency, and the freedom to engage diverse perspectives.

Welcome to Part 1 of a two-part series where I'm joined by Alex Walker—a Torquay-based haircutting specialist, educator and the founder of AW Hair and Alex Walker Education. We recorded this episode inside Alex's purpose-built education studio in Torquay, Devon (UK)—a dedicated space away from the salon where hairdressers can learn through in-person sessions, small groups, and online education, while staying connected to real, commercial salon work. Alex's journey began at 17, when he fell into hairdressing almost by accident. What started as a job became a craft. He went all-in on haircutting—especially short hair—with a mission to raise standards and help hairdressers understand the why behind what they do. We dig into the realities of ambition, rapid growth, and salon ownership—and the moment everything changed. After his businesses went into liquidation, Alex was left asking: “I haven't got five days' worth of clients… what am I gonna do now?” This is a powerful conversation on resilience, rebuilding, and staying commercially relevant.     Chapters: 11:11: The Journey of Self-Belief 21:27: Transitioning from Hairdresser to Salon Owner 22:54: The Hard Lessons of Business 27:55: The Shift to Education 32:34: Financial Insights and Stability 38:30: Balancing Family and Career Dreams     Resources from todays episode: Join the waitlist for Spotd HERE Follow Spotd on Instagram @getspotdapp Alex Walker Salon CLICK HERE  Connect with Alex on Instagram @alexwalkereducation Alex Walker online haircutting education HERE For everything else Alex Walker CLICK HERE View our video podcast with Alex Walker on YouTube @howtocutit Connect with How To Cut It on Instagram @howtocutit  

In this special on-location episode of the Know Zone Podcast, Caroline Massey, Associate Social Media Manager at Classic Vacations®, takes listeners to Zemi Miches Punta Cana All-Inclusive Resort in the Dominican Republic for E3: Elite. Education. Experience. HOST.Recorded throughout the event, the episode offers a closer look at what makes E3 HOST such a meaningful experience, bringing together travel advisors and hotel partners for immersive learning, connection, and firsthand product discovery.Hear firsthand from:• Melani Aquino, Director of Sales, Zemi Miches Punta Cana All-Inclusive Resort• Alicia W., travel advisor• Gina Johnson, Senior Manager Weddings and Celebrations – All-Inclusive, Hilton All-Inclusive Resorts • Dahiana Villalona, Sales Manager, Secrets and Dreams Playa Esmerelda • Margo C., travel advisorTune in for perspectives from both advisors and partners, along with destination insight from the Dominican Republic and a behind-the-scenes look at the E3 HOST experience.

Alexander Malitsky, Chair of ICMA Future Leaders, speaks with Celia Price, UK Representative on the ICMA Future Leaders Steering Committee, to explore how early-career professionals can build successful careers in capital markets through networking, mentorship, and active engagement. The conversation highlights the importance of taking initiative, making the most of ICMA's global platform, and overcoming common barriers such as time constraints and balancing professional responsibilities with development opportunities. The discussion also reflects the long-term value of building strong professional relationships across firms and regions, and how ICMA Future Leaders helps connect emerging talent with senior industry leaders. Drawing on their own experiences, Alexander and Celia share practical insights on career progression, continuous learning, and navigating the realities of the industry, emphasising collaboration, resilience, and the role of networks in supporting sustainable career growth.

A Practical Guide to the Management of Type 2 Diabetes Evaluation and Credit:  https://www.surveymonkey.com/r/medchat89 Target Audience    This activity is targeted toward primary care physicians and advanced providers.  Statement of Need  This program will address the newly updated ADA Standards of Care as well as highlight best practices in the screening and management of type 2 diabetes. Type 2 diabetes continues to rise in prevalence among adults, with expanding clinical complexity due to the increasing burden of comorbidities such as obesity, cardiovascular disease, kidney disease, and liver disease. Objectives  Review trends and incidence of type 2 diabetes in adult patients and associated comorbidities. Discuss evidence-based guidelines for screening and management of type 2 diabetes incorporating the updated guidelines from the American Diabetes Association (ADA) Standards of Care. Describe patient-centered communication strategies to guide and motivate adult patients with type 2 diabetes to adopt lifestyle modifications. Moderator Monalisa Tailor, M.D. Internist Norton Community Medical Associates - Barret Louisville, KY Speaker Steven Patton, D.O.  Family Medicine Physician Norton Community Medical Associates - Preston Louisville, KY Planners, Moderator and Speaker Disclosure   The planners, moderator and speaker of this activity do not have any relevant financial relationships with ineligible companies to disclose. Commercial Support   There was no commercial support for this activity.  Physician Credits Accreditation  Norton Healthcare is accredited by the Kentucky Medical Association to provide continuing medical education for physicians. Designation  Norton Healthcare designates this enduring material for a maximum of .75 AMA PRA Category 1 Credits™. Physicians should claim only the credit commensurate with the extent of their participation in the activity. Nursing Credits Norton Healthcare Institute for Education and Development is approved as a provider of nursing continuing professional development by the South Carolina Nurses Association, an accredited approver by the American Nurses Credentialing Center's Commission on Accreditation. This continuing professional development activity has been approved for 0.75 ANCC CE contact hours. In order for nursing participants to obtain credits, they must claim attendance by attesting to the number of hours in attendance.   For more information related to nursing credits, contact Sally Sturgeon, DNP, RN, SANE-A, AFN-BC at (502) 446-5889 or sally.sturgeon@nortonhealthcare.org. Resources for Additional Study/References Standards of Care in Diabetes – 2025 Abridged for Primary Care https://pubmed.ncbi.nlm.nih.gov/40290834/ The effect of on-line health management on type 2 diabetes mellitus: A systematic review and meta-analysis https://pubmed.ncbi.nlm.nih.gov/41047299/     Date of Original Release | April 2026; Information is current as of the time of recording.  Course Termination Date | April 2028 Contact Information | Center for Continuing Medical Education; (502) 446-5955 or cme@nortonhealthcare.org Also listen to Norton Healthcare's podcast Stronger After Stroke. This podcast, produced by the Norton Neuroscience Institute, discusses difficult topics, answers frequently asked questions and provides survivor stories that provide hope. Norton Healthcare, a not for profit health care system, is a leader in serving adult and pediatric patients throughout Greater Louisville, Southern Indiana, the commonwealth of Kentucky and beyond. More information about Norton Healthcare is available at NortonHealthcare.com.

Exploring generational well-being, purposeful living, and holistic wellness, this conversation features insights from healthcare executive, educator, author, and new grandmother Lori. She shares the power of setting boundaries, saying your "best Yes," and serving others to create impact across personal and professional life. From career lessons to spiritual practices like the Daniel Fast, Lori highlights how intentional choices and reflection can shape the next generation and foster a meaningful, balanced life.  Key Takeaways:   Generational well-being starts with mindful choices and intentional guidance for the next generation.   Setting boundaries and saying your "best Yes" helps maintain energy and authenticity.   Serving others in ways that align with your values creates lasting personal and professional impact.   Pausing for reflection and quiet helps uncover clarity, purpose, and direction.   Practices like the Daniel Fast and other intentional rituals can strengthen focus, wellness, and spiritual growth.   We couldn't highlight incredible stories like this without the support of our sponsor, CommunityAmerica Credit Union. Thank you for helping us promote connection, well-being, and stronger communities. If you're looking for trusted financial wellbeing resources, we invite you to connect with their team and take the next step toward greater financial confidence.  Support the Mission | Annual April Fundraiser  Each April, we celebrate Dr. Robin's birthday by giving back. Our annual fundraiser supports the mission of Small Changes Big Shifts, helping us bring whole-person wellness education and resources into communities that need it most.  Our current Shift Experience Scholarship application is open, offering individuals ages 18–30 access to life-changing wellness resources and support. If you or someone you know is ready for the next step in your wellbeing journey but unsure where to begin, we invite you to apply today and join our community.   If this episode inspired you, we invite you to be part of the ripple effect. Your donation helps us expand our reach, empower individuals, and create lasting generational impact through wellness education.  Donate here: https://smallchangesbigshifts.growthzoneapp.com/ap/contribute/VLz1lJPn  About Lori Mallory:  A longtime (25+ years) healthcare executive, now teaching, writing, and helping shape the next generation—while continuing to love life as a mom to triplet sons, two beautiful daughter in law's and being a new grandma… which is her favorite role so far-   Doctoral student in Education with an emphasis on healthcare @ Rockhurst Published two books in January of this year -the Healthcare Leader Guide created for rising healthcare leaders and a mini book Starting your year with Power- A real life guide to the Daniel Fast and Its power to transform your year-  She also has a fun one coming soon -(the year of rebellion, which highlights learning from what she refers to as her sabbatical year as she left corporate America)  Connect with Lori Mallory at:  https://malloryadvisorygroup.com/    https://www.linkedin.com/in/lorimallory?utm_source=share_via&utm_content=profile&utm_medium=member_ios   https://a.co/d/06FFclxB    https://a.co/d/02WYNtlD     https://toservewell.com/   Connect with Dr. Michelle and Bayleigh at:  https://smallchangesbigshifts.com  hello@smallchangesbigshifts.com  https://www.linkedin.com/company/smallchangesbigshifts  https://www.facebook.com/SmallChangesBigShifts  https://www.instagram.com/smallchangesbigshiftsco  Thanks for listening!  Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.  Do you have some feedback or questions about this episode? Leave a comment in the section below!  Subscribe to the podcast  If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app.  Leave us an Apple Podcasts review  Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. 

Godfrey is joined by Perry Strong, Dante Nero, Akeem Woods, and Vishnu Vaka to talk about Vishnu's 30 minute Youtube Special, 2 Comics on a Bench and building an audience, Rob Schneider bombing in front of audience and getting heckled, auditioning vs stand up comedy, Howard University and BTS, why MAGA is obsessed with Obama, the phone being more addictive than TV, where Perry Strong learned to act, and why social media is required for all industries.Legendary Comedian Godfrey is LIVE from New York, and joins some of his best friends in stand up comedy, Hip-Hop and Hollywood to talk current events, pop culture, race issues, movies, music, TV and Kung Fu. We got endless impressions, a white producer, random videos Godfrey found on the internet and so much more! We're not reinventing the wheel, we're just talking 'ish twice a week... with GODFREY on In Godfrey We Trust.Original Air Date: ----------------------------------------------