Podcasts about Education

Lordy, lordy, Sarah is almost 40! In this episode, Susie shares a wild story she heard about the OJ Simpson case that has her questioning everything. We also dive into the America's Next Top Model documentary. As two women with reality TV backgrounds, we found it triggering, and discuss why people get so offended when we share negative experiences from our time on MTV.From the chaos of TV to the delights of recovery, we then explore the topic of EMDR therapy. We break down what experts are saying about it, why there is disagreement on why it works, and the concerns about some therapists getting fast and loose with their implementation of it. Finally, Susie discusses an interview with a woman who had no idea she was pregnant and accidentally gave birth in a toilet. We examine how it is possible for someone to be completely unaware of their pregnancy.In This Episode:Sarah is almost 40!A wild story about the OJ Simpson caseThe America's Next Top Model documentary and our MTV reality TV experiencesWhat experts say about EMDR therapy and its implementationHow someone can not know they are pregnant and give birth in a toiletThe Sponsors & Partnerships we Love:Get 40% off your first box PLUS get a free item in every box for life when you go to https://www.hungryroot.com/braincandy and use code braincandySupport the Brain Candy Podcast:Website: https://thebraincandypodcast.com/Book Recommendations: https://thebraincandypodcast.com/books/Merchandise: https://thebraincandypodcast.com/candy-store/Candy Club: https://thebraincandypodcast.com/product/candy-club/Sponsor Codes: https://thebraincandypodcast.com/support-us/Patreon: https://www.patreon.com/braincandy (JOIN FREE - TONS OF REALITY TV CONTENT)Follow Us on Social Media & Platforms:LIVE Interactive Trivia Nights: https://www.youtube.com/@BrainCandyPodcast/streamsInstagram: https://www.instagram.com/braincandypodcastHost Susie Meister Instagram: https://www.instagram.com/susiemeisterHost Sarah Rice Instagram: https://www.instagram.com/imsarahriceBrain Candy Podcast on X: https://www.x.com/braincandypodSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

OA1238 - Dive in to an “old” case from the 90's that secured a critical right for people with disabilities: The right to be free from unnecessary institutionalization. Learn about some of the more obscure portions of the Americans with Disabilities Act, the different ways we can define discrimination, and what happens when a majority of  judges just cannot agree to sign on to an entire opinion. Olmstead v. L.C. 527 U.S. 581 (1999) Americans with Disabilities Act - Findings and Purpose; 42 U.S.C. § 12101(a)(2, 3, & 5) Americans with Disabilities Act - Discrimination; 42 U.S.C. § 12132 28 CFR § 35.130(d) Jesse Jackson (July 18, 1989). Statement before the Committee on Education and Labor Subcommittee on Select Education (regarding the Americans with Disabilities Act). Check out the OA Linktree for all the places to go and things to do!  

Godfrey and the crew kick things off reacting to a fan-made opening before diving into a raw, wide-ranging conversation about success, legacy, celebrity politics, and the dangers of performative leadership. The episode takes a sharp turn into Stephen A. Smith's political commentary, tokenism, and why certain voices are elevated while others are ignored. From Nicki Minaj controversy to Black accountability, media narratives, and uncomfortable truths about power and perception, this one goes everywhere.Beat Contest Winner: taconetheartist@gmail.comSend a nice email if you're a fan. We have tons of artists that are fans of this podcast so if you're looking to make new music, lease a beat,collab, love to hear yoir future tracks Guests: Yamaneika Saunder and Akeem Woods

In this episode, Jake and Gino welcome investor Axel Ragnarsson for an in-depth conversation on building and sustaining success in real estate. Axel reflects on his path from small entrepreneurial ventures to owning multifamily properties, underscoring the importance of long-term thinking, disciplined execution, and surrounding yourself with the right people. The discussion covers market shifts, operational efficiency, financing approaches, and how technology is reshaping property management. Axel also shares practical lessons on overcoming today's market challenges, offering actionable guidance for investors at every stage of their journey. Chapters: 00:00 Introduction  01:05 The Shift in Real Estate Investing 03:08 Axel's Journey into Real Estate 05:12 Transitioning from Flipping to Long-Term Investing 09:52 Understanding Deal Criteria and Value-Add Opportunities 13:37 Financing Strategies for Multifamily Properties 18:47 Operational Excellence in Property Management 26:21 The Importance of Exit Strategies 28:56 Challenges in Real Estate Investing 31:01 Wrap-Up and Key Takeaways 55:02 Logo-animation-JG-New Intro-Sanddunes.mp4     We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sign up for our Patreon go to-> Patreon.com/cultofconspiracypodcastTo Find The Cajun Knight Youtube Channel---> click hereTo find the Meta Mysteries Podcast---> https://open.spotify.com/show/6IshwF6qc2iuqz3WTPz9Wv?si=3a32c8f730b34e79Cult Of Conspiracy Linktree ---> https://linktr.ee/cultofconspiracyhttps://flavorsforest.com/cult/Become a supporter of this podcast: https://www.spreaker.com/podcast/cult-of-conspiracy--5700337/support.

Keith digs into what's really going on with apartments now that values in many markets have dropped 20–40%. You'll hear why larger multifamily properties have been hit so much harder than one-to-four unit rentals, and what that means for both current owners and new buyers. "The Apartment King," Brad Sumrok, joins the conversation to share how recent economic shifts, financing structures, and market forces have reshaped the apartment landscape—and why he believes we may be near a key turning point in the cycle. You'll also learn how investors are approaching deals differently today, what makes certain markets and property types more attractive right now.  Resources: Learn more about Brad here. Episode Page: GetRichEducation.com/594 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold us. Apartment Building values have fallen 2030, even, 40% over the past few years. Investors lost millions. What are all the reasons that it happened? And when will apartments turn around? I'm joined by the apartment king today on get rich education.   Corey Coates  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold, writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:09   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com you   Corey Coates  1:40   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:59   Welcome to GRE from Monterrey, California to Monterrey, Mexico and across 188 nations worldwide. America's favorite shaved mammal on a microphone has got his slack. John, act back on track for another wealth building week with you. I'm Keith Weinhold. This is get rich education, and I'm still not wearing a pair of Dockers. We all know that the one to four unit space single family homes, up to four plexes have held under their values despite soured affordability, but five plus unit apartment buildings are a drastically different story. We're going to talk about just how much value they've lost recently, and the reasons why it's about more than just the interest rates doubling and tripling that began in 2022 Today's guest is an apartment educator. His students have had both losses and wins over time. I'll ask about both, because adversity is where you get the lessons now today, you might buy an apartment building at a steep discount compared to what it sold for five years ago. And who might you buy an apartment from today, it might not be the type of seller that you're thinking about because of owners defaulting you might now be buying it from a bank that had to basically repossess it. Yeah, you might try to buy it from a lender at 60% of the loan amount. Well, a lender doesn't want to do a 40% write down, so they're going to try to get more and see. That's how this could practically look today for an apartment owner that survived the crisis and is still standing today. They're asking themselves, now, why would I sell at a discount if I don't have to? So they're probably going to try to hold on. And then, of course, the tenants in these apartments don't know that any of this is going on now. I own a lot of single family rental homes myself, also apartment buildings in the one to one and a half million dollar range is where I've played, and often that ends up being eight to 12 units, because in that space, I don't need partners to invest in assets of that size. One to $2 million is also small enough so that you're not competing with institutional money and other players. Today, I'll tell you what I did with some of those buildings myself when interest rates reset about four years ago, and before you and I wrap up the show today, I've got something to tell you about what's coming in future. GRE episodes here stuff that's really unexpected as the apartment King waits in the wings. One last thing to tell you about, like I mentioned to you recently, investors say that they want an opportunity, but what they really want is certainty. Once certainty arrives, the opportunity. Is gone.    Keith Weinhold  5:01   Our GRE live event last Thursday was a success. It is about how central Florida is the most compelling housing market right now, with the builder offering rate buy downs as low as 3.75% and, you know, I just ran the numbers on something, and I can hardly believe this. All right, right. Now owner occupied mortgage rates are near 6% this means investment property rates are almost 7% with the rate by down to 4% here's how your cash flow looks with a 30 year fixed rate mortgage on a 300k loan with a 7% rate, your p and i payment is 1996 at a 4% rate. It's just 1432, this is a reduction of $564 per month, a whopping payment difference. That's really the difference between treading water and stacking cash flow on these brand new build properties that we're talking about here in Central Florida. So talking about opportunity and certainty, that is a big measure of both. Yeah, before I ran the numbers, I didn't realize that the spread was this wide. With high demand for these properties, the builder does have some more available, a long term fixed rate of around 4% it should be up for you now you can see the limited time replay of GRE, freshest live event at grewebinars.com, in case you want to look into This again, grewebinars.com let's discuss the apartment market. Foreign apartment building values have fallen at 20% 30% even 40% over the past few years, depending on the market that they're in today, we're going to learn how bad it is, why it happened, and if that actually creates an opportunity here in the late 2020s, decade, our guest is known as the apartment king. He is the number one nationally known educator and mentor for apartment investing. He started with a bang in 2002 by making his first ever real estate investment, not a four Plex like I did, but a 32 unit apartment building, and he's now owned and invested in over 11,000 units and over 1 billion in assets under management. He's received awards like the naa independent owner of the year, and he's the star of the massively popular in person events that he puts on, which you'll learn about soon. Hey, it's been several years. Welcome back to the show. Brad sumrock,   Brad Sumrok  7:46   hey, Keith. It's really good to be on again. Nice to be here.   Keith Weinhold  7:50   Brad and I were together in person last month, and we also talked physical fitness. Then Brad is one of the fittest guys you'll ever meet in person. He just looks fantastic. We want to hear about your apartment forecast shortly. Brad, let's talk about the hard stuff. First, you've endured adversity since we last had you here several years ago. Tell us about that.   Brad Sumrok  8:14    Well, look, I mean, I think anyone that's been serious about investing in apartments over the last five years. And I'll also say it this way, anyone who did a deal and say 21 the middle of 21 till probably the end of 2022 it's very likely that that property is worth less today than than it was when we bought it. So that, in itself, has created, you know, adversity, because I got into the business in 2002 and the market went up until 2008 and we went through a downturn in 2008 nine and 10, as is, I'm sure you're aware. And then the market went up again until around 2021, mid year. And then, due to so many reasons, and I could go into those reasons, but let me just just cut to the chase. That you alluded to is we had another downturn, and so the downturn, you know, impacts property values, it impacts confidence, it impacts investor appetite to do deals. It impacts just about everything related to the business, on the investment side, and the other business that I'm in, which is the seminars, the events and the mentoring. So it's been a big downturn, and we could go into those, you know, into the reasons why, and I'm sure you'd like to know my take on that. But now is a great time, because things are recovering, and one of the things Tony Robbins teaches Keith is pattern recognition. It's like I've been through two downturns, and I could see the patterns, and it occurs to me that we're at or near the bottom of a cycle. So like it's also a good time to be gearing up.   Keith Weinhold  9:50   Now, many realize but for those uninitiated on this, the one to four unit space really didn't feel much pain starting in 2022 so much of that is time. Two people get long term fixed interest rate debt on the one to four unit property, but it's shorter term debt on five plus unit apartment buildings. So when interest rates went up, people soon had to pay those higher rates. They were underwater. That's really the genesis of so much of the apartment building pain.   Brad Sumrok  10:19   Well, and I would say, look, it was, I'm going to throw a bunch of things at you here. So we had the pandemic, right? And during the pandemic, people got paid to stay home from work, right? The government printed, what, $5 trillion worth of money, right? And so that kicked off what became a period of, like, very high inflation. And you know, the published number was 9% but I think a lot of people experience certain items that were a lot more than 9% like, for example, for sure, in 2022 when we bought a 286 unit property, you know, we were able to replace all the appliances inside of a unit in The kitchen, you know, for $1,800 and even today it's like $3,200 so that's a little bit more than 9% and so we had that. So we had the printing of money, we had inflation, we had variable rate debt. Why did people do variable rate debt? The first thing I'll say is there is a place for variable rate debt. But what happened in 2021 and 2022 is the fixed rate lenders, which are typically the government sponsored agencies Fannie and Freddie. They were still lending money, but because of their criteria for lending, if you would go with one of those loans, you would get like 50% leverage the shorter term lenders that would give you the three year loans, you can still get like 75 to 80% leverage. So the vast amount of people that were buying anything in 2021 and 2022 I mean, I'm not just talking about myself. I'm talking about people with 2030, 4050, 70,000 doors all over the country, they were buying with short term debt. And historically, short term debt performs at or better than long term debt. I mean, think about it, when you get a long term, 10 year fixed rate loan and multifamily you have prepayment penalties. You know, when the market's constantly going up like it did, from 2012 to 2022 you could get that fixed term loan. You could pay it off early, you could pay the seven figure prepayment penalty, and you could still make lots and lots of money, and that's what people were doing. So when you bake in the prepayment penalties on long term debt, you know short term debt is oftentimes the better option. Well, nobody saw the Fed raising rate 16 times in 12 months. And look, I don't care what anybody says, Nobody predicted it. If they had predicted it, they would be probably the richest person in the world right now, right nobody saw a comment like, there may have been some people that said, hey, yeah, this is going to happen, or this is going to happen. But what actually happened with the Fed rates over a very short period of time was unprecedented. Unprecedented means it never happened before. So it's not something you could anticipate or something anyone can model. Okay? And so what that did is most of us had what's called an interest rate cap, which is an insurance policy that if the rates go up too much, that yours is capped. But the problem with those rate caps is they're only good for like, two years, right? So we're buying these deals in 2021 and we're getting short term debt, which is a three year debt. And in two years, in 2023 the rate cap expires, and now the rates are 9% instead of 3% and when we bought the deal, the rate cap insurance was $40,000 and now it's a million dollars. And so you're in a very awkward, unfriendly financial situation. And it wasn't just that. So it wasn't just inflation, it wasn't just interest rates. And many of us sung belt markets, specifically Texas and Florida, which historically have been some of the best markets to invest in, because of migration and no taxes, and then landlord and business friendly environments. Well, these states also suffered a lot of named storms, with, you know, hurricanes and wind storms and hail storms and so in these markets, at the same time, we had rising rates. At the same time, we had massive inflation. Now we also have insurance rates doubling or even tripling in some occasions. And then the final thing was, during the pandemic, a lot of the multifamily projects that were in the middle of being built, these development projects, they all slowed down. People couldn't work. And so back in 2020, or after we're fully recovered from the pandemic, some of these markets, like Nashville and Austin and Dallas and Houston and Phoenix, they got deluged Keith with new supply coming on, like a disproportionate amount of new supply. So there's like five. Five things that contributed to multifamily being really tough in the last few years. And so it wasn't just people with short term debt that had challenges. It was probably just about anybody that bought a deal within an 18 month timeframe that I outlined before that just really experienced challenges, and some of those people are still in deals, right? And so let's just take a deal that's, you know, a $10 million deal with a $7 million loan. Well, that deal right now might be only worth 7 million, yeah, and that's the opportunity. So the owner that has that deal may get punched in the face, so to speak, you know, by the market, and they may lose their equity in that deal, but the borrower coming in, or the buyer coming in, like one of my mentees right now, had a deal that was listed at 11 million, and he's picking it up for seven, which is, like, at or below the current loan value. So one buyer group's loss is the new buyer group's opportunity, if that makes sense   Keith Weinhold  16:03    right? 100% there's nothing unusual at all about the mortgage rate levels that began to go higher about four years ago. The unusual part, and Brad has touched on it, is the rate of increase, with mortgage rates doubling or tripling in a short period of time, within about a year or so, but yeah, it's a great point. It's about more than the mortgage rates. It's about increasing insurance costs and increasing expenses of all types, like you talked about with the appliances there, and then, even if you were able to weather all that as an apartment building owner, with all of the supply coming on to the market, when supply exceeds demand, we know what happens to price, and we also know that you can't raise rents very much with all of this supply coming on the market, but the supply of new apartment buildings, that inflow, that wave, is beginning to die down, because builders got the memo quite a while ago that they need to stop building at such a fast pace in places like Florida and Texas and you know, Brad, there are a lot of asset classes that have been beaten up lately. We can always point to a few. You can look at Bitcoin or nfts or even commercial office space. Now those assets might bounce back, but they don't have to, because no human needs those things. But I expect apartments to bounce back because having a place to live is a primordial Maslow and human need. It's almost inevitable. In fact, shelter is at the base of Maslow's hierarchy of needs. So a bounce back has almost got to happen. Yeah.   Brad Sumrok  17:46   Look, it's becoming the big word right now in politics. Right is affordability. And so when you look at affordability, if you take a median priced home in this country of say, $400,000 I don't know if that's the actual median, but maybe it's around 400 420,000 100, $420,000 yes, to buy that home. And who's going to buy a $420,000 home? It's going to be a working class family making 60 to 70,000 a year, right? They could rent a median priced apartment unit for $1,800 a month, or they could pay a 20% or a 10% down payment on a $400,000 homes, and they need 40 to 80,000 down right, or maybe less, but they still need a down payment and that p i, t i, the principal, interest, tax and insurance is going to be around $3,100 okay, so there's a $1,300 per month gap, and that's a big, big gap for that working class family. And so where are they going to live? Like we're becoming more and more of a renter nation? Keith, and the statistics that I read say that only 27% of American families can even qualify to get a mortgage, yeah, on a $400,000 home. So we're becoming more and more and more of a nation of renters by necessity. And so the demographics like look, all markets are not equal. You got to know what's going on in your market. But there are markets, ie locations, geographies that have even a higher affordability gap. You know, some markets have a 2000 a month or a $2,500 a month affordability gap. So you're going to find more and more people renting in these markets.   Keith Weinhold  19:37   Yes, there is a premium to ownership opening up that gap, and that's why we have this wave of renters that's really already begun. In about the last year, the American homeownership rate has fallen from 66% to 65% 1% doesn't sound like much, but that already means that we have 1.3 million new renters. We're going to talk to Brad some more, including about. His apartment market forecast you're listening to get rich education. Our guest is apartment King. Brad sumrock, more when we come back, I'm your host. Keith Weinhold,    Keith Weinhold  20:09   flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/gre,   Keith Weinhold  20:45   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom. Coach, directly. Again. 1-937-795-8989,   Hal Elrod  21:58   this is Hal Elrod, author of The Miracle Morning, and listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:13   Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking about a sector we have not talked about very much lately because it's been in rather moribund condition, but we are beginning to turn the corner where there are more opportunities in apartment building investing, because it's been beaten down an awful lot. And Brad, that plays right in to your apartment forecast. So tell us about some of the highlights of your apartment forecast.   Brad Sumrok  22:38   Yeah, sure. And one of the things that I want to share with you, Keith, is that, you know, back in the peak of the market, the market peaked, say, at the end of 21 early 22 there were so many investors that were in multifamily or that wanted to be in multifamily. And the other thing that caused this so called, you know, downturn that I didn't mention before is, let's take this $10 million deal. If a property was listed at $10 million you'd literally have 30 to 40 buyer groups pursuing that deal, bidding up the price. Yeah. And so a $10 million Listing would sell for 11 and a half million Okay, now what I'm seeing is that same $10 million deal might sell for a seven to 8 million and you might be the only buyer going after the deal. Wow. And how do I know? Because you said, like, I run a an investor community and and I have active multifamily buyers, and I coach them, and I look at their deals, and this is what's happening. And the other reason I know is I sold two of my deals personally in 2025 and both of the deals that I sold, I bought in 2015 where we had 10 year fixed rate debt. So we didn't sell because we had a three year loan. We needed to sell because we had a 10 year loan due. And look, first thing I'll say is I made money, because over that 10 year period, values did go up. They peaked in 2022 and they came back down that because I bought it so long ago. That's the one lesson that I think people also want to understand, is over the long term, the values always tend to go up, but there are short term ups and downs that one would need to be aware of. But when I sold these two deals like I didn't have many buyers one deal in particular. I mean, I had eight buyers going after the deal, but only one was anywhere close to what I wanted. So I was negotiating with myself, you know, telling the buyer and his broker, hey, you know the other guys are here, and you got to come up on price and you got to come up on terms. But truthfully, I was bluffing, because I didn't have anybody that was coming up on price or coming up on terms. And so part of why I'm answering this way is when you look at the forecast, one thing that that I want people to know is that those. Of us that are in the business now and that have our pencils up, and we're underwriting deals, and we're making offers, like I used to teach Keith, don't make lowball offers, because you'll develop a reputation of being that guy or that borrower or that buyer that submits lowball offers, right? And word will get around in that market? Well, right now, like low ball offers are expected, and I would encourage people, let's just say you make an offer that whatever the deal pencils out to. So if you know how to underwrite deals correctly, and they're offering 10 million as a listing price, and you're coming up at seven or 7.5 don't be bashful to make the offer, and you may be the only buyer in the game. So that's one thing is like the competition that I'm seeing right now on the buyer side is not a lot of competition, and that's definitely shifted to a buyer's market. So people need to know that. The other thing I would say, on the macro level, is there's still a lot of uncertainty out there, and the uncertainty is kind of becoming like what I would call a new normal. You know? I'll speak for myself. When Trump was elected and at the end of 2024 I thought it was going to be amazingly well for all of us real estate investors, right? And there are some things that have been like the big, beautiful bill that restores 100% bonus depreciation like this is a really good thing, but you know, the tariffs, the immigration policies, some of the things that he's doing, you know, they have mixed impact for us and our in the economy and in real estate and in multifamily. And the thing is, when he first started doing that again, like lenders, they didn't know how to price debt, like, what's going to happen with tariffs, what's going to happen with ice what's going to happen with immigration, you know? But now that we're a year in to his second term, I can tell you a couple things. Debt is back. Lenders are lending. They're confident. Lenders are issuing debt like you can get 70 to 75% of your acquisition funded by a commercial lender. The government agencies are lending. Freddie Mac is lending. Fannie Mae is lending, and they have a mandate to lend 20% more money in 2026 than they did in 2025 so that bodes well for people that want to get, you know, affordable workforce housing, which is my specialty, also known as Class B and Class C housing. So the lenders are lending like, there's a lot of debt out there. One of the challenges is the equity. There's a lot of institutional equity. But if you're going to the retail investor who got into the business three to five years ago. They don't want to hear about your next deal right now, they're wondering about, hey, what about the deals that I'm in? Right? So one of the things that I'm doing, Keith is, and I think, you know, this is like, you know, I build up a huge investor community from 2012 to 2022 and I did it by traveling the country, speaking at conferences, sponsoring trade shows, talking about the benefits of investing in apartment buildings, how it changed my life, how it enabled me to retire from a six figure income in just three years, and how I've helped many, many other people Do the same, and also just sharing experience today, every asset class, every 10 to 15 years is going to go through a correction. And so where we're at now. And I wasn't the only one on the forecast. I brought in John Chang who is the senior intelligence officer at Marcus and millichep, one of the biggest commercial real estate firms in the country, and he presented about 20 or 30 slides that by and large were very bullish on where we're at in the market cycle. Why now is a great time to be looking at apartment buildings, a lot of the same things that I've been talking about. Prices are down. It's a buyer's market. We have a huge affordability issue. More and more people are becoming renters, and so what I'm committed to do, Keith and I don't know if I shared with you my travel schedule, like when we met each other last month, but I'm on the road every single week going to another city, talking about where I see us right now in the market, and why people should be looking at deals and making offers right now. Because to me, you know, Warren Buffett said it best. He's like, you want to be fearful when everybody else is being greedy, and you want to be greedy when everybody's being fearful. And right now, people are on the sidelines. They're waiting for some green light, like for the Wall Street Journal to come out and say, Hey, now's a good time, you know? I mean, look, Trump, just the point of the new Fed chair, right? And so we know interest rates are going to go down like that's one of his goals, and the guy that he appointed is going to lower rates. So we're looking at a future, a very near future, where we have lower rates, and lower rates is going to create more demand, again, for people that want to buy. I invest in apartments now, look, if you wait another year, I still think it's going to be a good time, but I think we have a better time right now.   Keith Weinhold  30:10   I sold one apartment building in 2022 for about $1 million and I sold another one of my apartment buildings in 2023 for about $1 million I had bought those in 2013 with 10 year balloon loans, so I was enjoying that nice fixed rate as late and as long as I could, until 2022, nine years and 2023, 10 years before the rate went up on me. But of course, my new buyer had to pay that rate, so it limited the amount that they could offer for it. However, to your point about investing for a long time horizon, I still had profits on those nine and 10 year holds, but yeah, to your point, Brad about the looser lending, this is huge. I read a summary of the latest national Multifamily Housing Council meeting, and one of the biggest takeaways that came out of that meeting is that there is abundant debt available. It's in increasingly attractive terms. And a lot of people think about mortgages, and they just think about the rates, and you should that's certainly important, but they don't think as much about the propensity for others to lend. How loose, or how tight are those standards? They're loose, yeah.   Brad Sumrok  31:25   And, I mean, look, the first deal I did in 2002 the interest rate was 6.35% the rates right now are less than that, you know, as of the date of this recording. So, you know, I always talk about a base case of a $10 million deal. It may seem large to you or to people listening, but like in my world of syndication, where we're not just looking at the real estate piece, but learning how to raise money to buy real estate so we could have a bigger property that's professionally managed and become a true business owner like Robert Kiyosaki talks about, do you want to be self employed? I tell my students, buy a six Plex. Do you want to own an apartment business by 60 units and hire a management company? So when I'm talking about this $10 million deal, you know, you can get a $7 million loan right now for probably in the mid 5% and it would be non recourse, and you could probably get three years of interest only, meaning for the first three years, you're going to have a higher cash flow. So like, this is a really good loan compared to 2021 when we could get 3% debt. It's not but remember that 3% loan was a short term loan. You know, it wasn't a 10 year fixed rate loan, it was a short term loan, and we all saw what happened with that when they raised rates so many times in such a short period. So the fixed rate debt is very competitive based on, like, the long term, 20 year average, and it's lower than it was when I started.   Keith Weinhold  32:55   Well, we've been talking about elements of your apartment market forecast, and of course, that's going to inform your Buy Box. Brad, you mentor students constantly and oftentimes we think about a Buy Box. We think about then in terms of geographic market, but as we look for an opportunity, we also might think about some other things in your Buy Box, for example, new build versus vintage build. So with all of this traveling you do, and you're in the markets, and you're informing students, and you're looking at students prospective deals as well. But tell us more about what a good buy box is for the near term in apartment buildings.   Brad Sumrok  33:36   Yeah. So look like what is in the buy box, right? So one is going to be your location. And so, you know, how do I select a good location? Just some tips and strategies around that is, I look for landlord and business friendly environments. In other words, if the tenant doesn't pay, do they get to stay or not, you know, so I like to be in market so that they don't pay, that we could legally, you know, not have them consume our product for a long period of time. So I also look at things like job growth and population growth, affordability gap. New supply is a percentage of inventory, you know, the new supply coming online in a diversified economy. So, like, you want to get your geographies nailed down. Like, where you buy matters, like, there's no substitute to I would rather pay more for a property in a location that meets that criteria than less for a property that doesn't. Yeah. So geography is important. You want to pick your property size, like, how many units, or what's the price point. Okay? And this is huge, because if you're gonna buy your own deal with your own money, which is another reason I prefer syndication. Let's say you have pick a number, 100,000 to invest. Like you can only buy a $300,000 property, two units somewhere, three units somewhere, you know. Or zero units somewhere, right, right? So if you have expanded your you know, your mind and your skill set to do a syndication 100,000 doesn't limit you to your own money, you know. And then I would say, Well, what is a great size for a first time syndicator is I would target somewhere around 60 to 80 units, and at 100,000 a unit, which is a ballpark price for maybe a nice B class property or high C Class property, and a market that meets the criteria that I outlined earlier. You know, you're looking at, say, a six to $8 million property. And so what you could do from there, Keith is, you could say, Okay, well, you know, this is why, like in my educational course, I use a $10 million property, because the numbers are easy. But even just say, Well, I'm going to do an $8 million property, you'd say, Okay, I need two to 3 million down, depending on the debt, right? And then I'm going to get a the balance in a loan, you know, because you could get a 70 to 75% loan. So then you ask, Well, where am I going to get to 2 million, right? If I have 100 I need $1.9 million and so then you got to start thinking about like, do I have access to people or work or in the neighborhood or at the community or at the church, you know, or do I go to masterminds and conferences and meetup groups like, where I saw you Keith last month, like, there's a lot of investors there with a lot of money, right? And some of them are looking to be passive investors. And so, you know, there's a whole nother conversation around, you know, raising capital. And if you can't raise capital, then you may want to bring in some people on your GP team that could help you raise capital, as long as you're following, like the SEC compliance and again, that's another discussion. That's the importance of having the buy box so you have your geography, your property size, your property class. You know, again, if you just want the new construction stuff. There's some people out there, like big name, famous people, that are highlighting their 800 unit a class deals that they're buying. And of course, like you or I that are just getting started, can't go buy that deal. And so why? You know the institutions are going after the large A class properties in the best areas. And so where I've made my niche Keith, and what I would recommend most people start is start with the older vintage properties, start with the 1970s properties, and then maybe work your way up to the 1980s and 1990s properties. And why is this is because the institutions don't want those properties, and they're still able to be professionally managed. Like, if you go and buy 100 unit C Class property, as long as it's not in a bad neighborhood with, like, high crime or whatever like that. Like, these are very honest, hard working, working class people that need a clean, safe and functional place to live, and you'll be able to get better returns on a C or A B class, also known as like the cap rate. And again, that's another discussion, but you'll be able to get a better return on an older vintage property than you would on a vintage property. And you're not competing with the institutions, but you're also not competing with the mom and pops, because the mom and pops are going to take that 100,000 they have and go buy a duplex. You know, they're not going to want to syndicate a deal. They're not going to want to have partners. They're not going to want to deal with the so called complexities of buying a company. And that's what buying an apartment community is, Keith, it's buying a company. You're buying a business that has an income stream already being generated those customers, they're called residents. They're called tenants, you know, but if you just go upstream from buying real estate or buying an apartment building, we're buying a cash flow producing business that's existing, that's in place, and then our job is to figure out how to run it better and more efficiently. You the   Keith Weinhold  39:04   You the listener, you might have access to, say, 500k in equity that's sitting in your existing properties. And some of these numbers that Brad and I are throwing around are rather large, $10 billion but one of the biggest epiphanies that I think your students have is that doesn't need to be much of your own money. We're talking about what's called the capital stack to take down a $10 million apartment building. Maybe you borrow seven and a half million of that. Maybe you raise 2 million of that from your other investors in the syndication, and then you put your 500k into the deal, and there you have $10 million in order to make that purchase. But yes, that does involve a learning curve and the SEC rules and all that. But the big takeaway here is you don't need much of your own money. You can leverage other people's money, even for the down payment. And Brad, you're also an expert at showing people how to pay almost. Zero tax, which is another discussion unto itself, but some of your students start with zero experience, and within a few short years, I mean, you've had hundreds of people that have either retired early or increased their net worth by over a million dollars. A lot of success stories,   Brad Sumrok  40:17   yeah, look, I mean, I started with no previous real estate investing experience. My experience was going to college, studying hard, getting decent grades, becoming an engineer, you know, being fired once, being laid off once, and reading Robert Kiyosaki books that motivated me to to go out and seek specialized education. And I think it was Jim Rohn that said formal education, like degree could get you a job, and specialized education like you can get in a conference or a mastermind or a mentorship program. And that's also how I started. I went to a weekend workshop back in 2001 and I bought the mentorship program. And boy, I'm glad I did, because, you know, that's how I got into my first 62 units. So you don't need to have experience. What you need to have is a powerful reason, a powerful why? Why do I want to be financially free? Like apartments is just a vehicle. I didn't choose apartments because I love departments. I choose departments because they cash flow, they go up in value, and you have amazing depreciation benefits.   Keith Weinhold  41:23   Yeah, I'm the same. I don't love apartments in a way. I don't love real estate. I love what these things do for me    Brad Sumrok  41:30   exactly. Yeah? So, like, you don't have to have experience. In the other category, of people that have come into my community that don't have apartment experience, a lot of them have real estate experience, Keith, that are doing, like, single family homes, short term rentals, or maybe smaller, multi unit deals. And they listen to a show like this, and they're like, huh, I want to transition from doing these smaller types of assets with my own money and self managing to scaling into a syndication.   Keith Weinhold  42:03   Brad has taken countless people from get rich education to got rich education. His core values are faith, finance, fitness, family and fulfillment. He is committed to helping people experience not just financial success, but personal fulfillment, purpose, contribution, freedom and Brad and his investor community have contributed over $1 million to charity. Is really the person you want to learn from if you want to think about going bigger with multifamily apartment buildings. This has been great, Brad. Let our audience know how they can connect with you and learn more?   Brad Sumrok  42:42   Yeah, sure. So I would say this is where I should just be very clear here, okay, but I'm gonna give a couple options, because that's what I'm so of course, there's a website which is my first and last name.com, B, R, A, D, S, U, M, R, O, k, for those of you on social media, I respond to my own social so you'll find me again. B, R, A, D, S, U, M, R, O, K, on LinkedIn, Instagram and Facebook.   Keith Weinhold  43:13   Brad, it's been so valuable. It seems like American apartment buildings are in for redemption story here. It's been great having you back on the show.   Keith Weinhold  43:29   Brad and I both emphasize physical fitness, and we chatted about that a good bit when we were together last month. I think he looks better than me. To summarize, the reasons for this historic collapse in apartment building values. It was the combination of soaring interest rates, massive inflation, spiking insurance costs, construction soared, and it created an oversupply, and that oversupply still is not absorbed. In fact, according to the outlet apartment list, the National multifamily vacancy rate recently hit 7.2% that's the highest in the history of the index, which dates back to 2017 and that's chiefly due to apartment oversupply. Have apartments really hit the bottom? Brad just said, we're at or near the bottom, and it's a good time to be gearing up as far as what's coming. To give you an idea of new apartment supply, what takes about two years from construction start to completion. And now you can't just have all US apartment construction come to a complete stop. You have to keep people working. And there are almost 400 MSAs in the United States, so you couldn't coordinate a complete ceasing of construction across every area. So how about the level of new construction starts in apartment units today, and the way that HUD counts it is the number of units started in buildings of five plus units the recent peak. Was about 600,000 annually in 2023 and today it's closer to 400,000 there it is that slowing pace of new apartment construction. If you jump into multifam, be careful of properties with deferred maintenance, because understand that you have a lot of underfunded owners Now Brad can tell you specifically what to look out for his rat race to retirement event is March 28 and 29th in Dallas. It's a two day hands on workshop. You'll learn how to find apartment deals, how to underwrite deals, how to raise capital management and your exit. Discover how you can retire in five years or less by owning apartments again. His website is Brad sumrock.com    Keith Weinhold  45:49   coming up on future episodes here on the get rich education podcast. We're about to go on a run. The next stretch of GRE is loaded. We've got fresh topics with some game changing monolog content that I'm going to share with you new guests, distinguished experts, we're going to break down an innovative way to sell properties that could completely change how you think about your exit strategy of the 50 US states. I'm going to discuss some awful states to invest in, including ones with population loss. On another episode, a distinguished subject matter expert and I are going to dive deep on does America really have a housing shortage, not in apartments which are oversupplied, but is there a shortage in the one to four unit space? That's our topic, because you probably heard contradictory information in the media about whether there's a shortage or not, and then some outlets say there's a housing shortage of 2 million units. Others, 10 million. They're all over the place. We're going to sort it out on an upcoming episode. Does America really have a housing shortage? Then the youngest guest to ever appear on the show will be with us. He's a 19 year old college student that has a real estate investing related major, and since last year, he and I have befriended each other. He was born in about 2006 so it'll be interesting to see how he views the investing world and what they teach him about real estate investing in college today, he is probably the most impressive teenager that I've ever met in my life. Then six weeks from now, we will have an epic get rich education podcast episode 600 on a subject as paradoxical and complete with a GRE contrarianism That builds real wealth, debt is the American dream will be episode 600 if you're serious about building wealth, be sure to follow or subscribe to the show. We are going on a run. If you know someone in your life who needs to think differently. If you know one investor who's still waiting for perfect conditions. This will help them tap the Share button and tell them about the show until next week. I'm your host. Keith Weinhold, don't quit your daydream.   Unknown Speaker  48:14   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  48:42   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

In this episode, Michael Blank sits down with capital-raising expert Steve Libman to discuss what it really takes to attract investors in today's challenging market. From building credibility and long-term trust to navigating objections and resetting expectations, Steve shares practical strategies for raising equity when fear and uncertainty are high. This conversation is a masterclass in relationships, resilience, and playing the long game in syndication.Key Takeaways Capital raising is a long-term relationship business, not a transactional one.Investors are more cautious than ever, requiring transparency, conservative underwriting, and consistent communication.Your track record is built during downturns, not bull markets.Education reduces fear — the more investors understand market cycles, the more confident they become.Follow-up and consistency matter more than charisma when building investor trust.The operators who survive this cycle will emerge stronger, with deeper investor loyalty and credibility.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session512/

In this special announcement episode, host Stacy Bellward welcomes Chad Hayenga, Connected Families’ Director of Education and Equipping, to introduce an exciting new program: The CF Intensive! This new parent training program is a six-session, small-group experience! It's designed for parents, caregivers, and ministry leaders who want to move from head knowledge to heart transformation using tools from the Connected Families Framework™. Is this for you? Listen to find out… Key Takeaways: The CF Intensive accelerates Framework growth through a hands-on, community deep-dive into Connected Families tools The CF Intensive is about depth, not crisis intervention Community transforms learning because growth happens together Mentioned in this Podcast: The CF Intensive – For One Person The CF Intensive – For Two People Book – How to Grow a Connected Family The Connected Families Framework Connected Families Certified Parent Coaching Become a Parent Coach The Table Monthly Giving Program Check out our website for more resources to support your parenting! This podcast was made possible by members of The Table, whose monthly support creates a ripple effect of change for generations to come. We'd love to have you take a seat at The Table! Love the podcast? Leave a review to help other parents discover the show! Guest Bio: Chad Hayenga joined Connected Families in 2005. He is married to Carma and has three adult daughters and two sons-in-law. Chad oversees coaching and the Parent Coach Certification Program, which continues to grow in its reach across North America and worldwide. © 2026 Connected Families

The world's most successful entrepreneurs are industry disrupters, enthusiastically bringing new products and services to their field that change the game. Please don't fall so in love with your winning formula that you begin to fall in love with it.By the way, I've created a really special and deeply tactical new course that will help you significantly increase your productivity and performance over the next 30 days. It's called The Amazing Day Blueprint. Here are the details to get full access now.FOLLOW ROBIN SHARMA:InstagramFacebookYouTube

[REBROADCAST FROM Jan. 13, 2026] Actor Tyler James Williams, who plays Gregory on "Abbott Elementary," discusses the latest season of the beloved sitcom, in which he made his directorial debut. He is nominated for Outstanding Directing in a Comedy Series at this year's NAACP Image Awards.

[REBROADCAST FROM June 17, 2025] You know Toni Morrison the writer, but what about Toni the editor? As she rose in literary fame, Morrison also worked in publishing as a senior editor for Random House, the first black woman to hold such a title in the company. Dana A. Williams, professor of African American literature and dean of the Graduate School at Howard University, discusses her new book about Toni Morrison's career as an editor, Toni at Random: The Iconic Writer's Legendary Editorship, which includes stories about the authors she shaped, and her efforts to change publishing for the better. Toni at Random is nominated for Outstanding Literary Work (Biography/ Autobiography) at this year's NAACP Image Awards.

This is a catch-up version of James O'Brien's live, daily show on LBC Radio. To join the conversation call: 0345 60 60 973

For part 10 of 12 on “What is the Nicene Creed?” we unpack this lines:"We believe in one holy catholic and apostolic Church."... which can feel strange, or outright ironic, when you are in a church that doesn't get along with ... the church across the street. How can we proclaim we are ONE church when Christianity is so obviously divided? How could the church 1700 years ago claim this, when division goes back to James and John vying to sit at the right hand of Jesus when he came into glory? We bring in scholar and priest, The Rev. Dr. Valerie Bailey, to speak with us and muddle through what it means to (1) be a church in the tradition of the apostles and (2) aspire for such holy unity. The Rev. Dr. Valerie Bailey Fisher The Rev. Valerie Bailey Fischer serves at Williams College as the chaplain.  She has more than 11 years of college chaplaincy experience, nearly a decade in ordained ministry and strong foundations in experiential education and social justice. Raised in the African-American Pentecostal tradition, Bailey Fischer joined the Episcopal Church as a young adult. She has a B.A. from Penn State and an M.Div. from Union Theological Seminary. She is completing a dissertation in Anglican studies and U.S. Episcopal Church history at General Theological Seminary.+++Like what you hear? We are an entirely crowd-sourced, you-funded project. SUPPORT US ON PATREON: https://www.patreon.com/AndAlsoWithYouPodcastThere's all kinds of perks including un-aired live episodes, Zoom retreats, and mailbag episodes for our Patreons!+++Our Website: https://andalsowithyoupod.comOur Instagram: https://www.instagram.com/andalsowithyoupodcast/++++MERCH: https://www.bonfire.com/store/and-also-with-you-the-podcast/++++More about Father Lizzie:BOOK: https://www.penguinrandomhouse.com/books/762683/god-didnt-make-us-to-hate-us-by-rev-lizzie-mcmanus-dail/RevLizzie.comhttps://www.instagram.com/rev.lizzie/https://www.tiktok.com/@rev.lizzieJubilee Episcopal Church in Austin, TX - JubileeATX.org ++++More about Mother Laura:https://www.instagram.com/laura.peaches/https://www.tiktok.com/@mother_peachesSt. Paul's Episcopal Church in Pittsburgh, PA++++Theme music:"On Our Own Again" by Blue Dot Sessions (www.sessions.blue).New episodes drop Mondays at 7am EST/6am CST! 

Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.

This fall, SFUSD announced it would close a small alternative high school, called The Academy. KALW's Education reporter, Julia Haney, wanted to find out why there was such a big reaction to the closing of this small school. And in the process, she uncovered a different story. One about how the district's decision to close this school is making room for another school's expansion and resurfacing a decades-old tension.

“Great leadership requires leaders to be great communicators.” That's why Dr. Janet Pilcher shares a deeper dive into Pillar 3: Communicate for Alignment, one of the overarching 9 Pillars of Leadership Excellence. Join her for the first in a series of episodes exploring: the importance of communicating effectively;the value of communicating for alignment;the barriers to effective communication; and the tactics to ensure communication is positive, impactful, and results-driven.Dr. Pilcher also pauses to express gratitude for coaches and partners doing meaningful work in the field. As she shares, “We can always spend time learning to improve and expressing gratitude.”Recommended Resources:  Building Lasting Impact with 9 Pillars for Leadership Excellence, 9 Pillars of Leadership Excellence: A New Operating System for Education, 9 Pillars of Leadership Excellence ToolkitFollow Host Dr. Janet Pilcher on LinkedIn: https://www.linkedin.com/in/janetpilcher/

Send a textRecognising & treating female pattern hair loss W/ the Dubai Hair Doctor Michael Ryan is a world-renowned clinical trichologist, trained with the Institute of Trichologists in London, and is now based in Dubai.He specialises in female pattern hair loss, and shares his experiences of treating hair loss in different countries and different cultures.Michael states how key the emotional aspect of hair loss can be, and why he decided to pursue a Doctorate in psychology to be able to better support patients.He explains that female pattern hair loss, in his experience, is the most misdiagnosed form of alopecia.We talk about HRT, along with his tried & tested avenues for treatment.Connect with Michael:Instagram Hair & Scalp Salon Specialist course Support the showConnect with Hair therapy: Facebook Instagram Twitter Clubhouse- @Hair.Therapy Donate towards the podcast Start your own podcastHair & Scalp Salon Specialist Course ~ Book now to become an expert!

Staying Ahead AI Community - https://join.switchit.app/PrakharPodcastWelcome to PGX: Raw & RealPGX: Raw & Real is simple. I sit with people who've lived through something and/or made it big.This isn't meant to be inspiration or a template for life (for that, you can check out PGX Ideas). This space is different. It's their story, as they experienced it.In this episode, I spoke to Vaibhav Sisinty — entrepreneur & growth hacker, founder of GrowthSchoolTimestamps:0:00 – Intro2:33 – Education must be rebuilt from scratch3:29 – The scary question: What happens to jobs?4:42 – AI is already better than humans at 80 % of tasks6:13 – 1 human managing 10 AIs?8:56 – Universal Basic Income & the AI power law shift10:51 – Is “Prompt Engineering” even a real job?14:00 – Interns building systems used by 500 000 people17:04 – AI Generalists vs Specialists18:19 – Product managers building software without engineers19:42 – 100 million Indians using ChatGPT — what this means26:04 – Same AI tool, different outcomes: Why?28:08 – Why AI “forgets” your context29:52 – The Projects hack that fixes memory problems32:12 – Why AI behaves differently when you type in ALL CAPS33:22 – Outsourcing thinking vs working WITH AI35:50 – The MIT study: AI users losing cognitive ability?37:26 – The 3 types of AI users (only 1 wins long‑term)38:44 – Lawyers submitting fake AI case laws41:19 – How to eliminate hallucinations using AI cross‑verification43:01 – “Clients pay us because they don't know how to use AI.”43:42 – The social mistake of using obvious AI writing45:47 – 100 million views per month using AI‑generated content47:01 – AI as anxiety management & pseudo‑therapy47:42 – Using AI during a parent's cancer treatment50:07 – AI told him to take his grandmother to ICUEnjoy. — Prakhar

Mike had the special opportunity to talk with Clarisse Machanguana. The former Lady Monarch had a storied career at Old Dominion, earning CAA Player of the Year and All-American honors on her way to being drafted by the LA Sparks in the WNBA athlete. After a successful professional career Clarisse started the Clarisse Machanguana Foundation with the vision of creating a generation of women leaders who can harness their dreams, potential, and talent to overcome traditional barriers and positively reshape their futures and communities. Her foundation has touched countless lives in Mozambique since its' founding in 2014. Mozambique is dealing with catastrophic flooding, that sadly took Clarisse's home and all of her possessions. In order to continue her work with her foundation, she seeks support to get her life back in order. Please visit the following link to support Clarisse in this effort: https://www.gofundme.com/f/Rebuilding-clarisses-home-after-mozambique-floods?attribution_id=sl:3c6c9f38-62df-4071-ad85-5f24ea752228&ts=1771515920&utm_campaign=natman_today_topbar_ios&utm_medium=customer&utm_source=copy_link Chapters: 00:00 Sponsor Message: Old Dominion Athletic Foundation 00:20 Meet ODU Legend Clarisse Machanguana 00:36 Growing Up in Mozambique: Finding Basketball & Belonging 01:59 Breaking Barriers: Civil War, Gender Norms & Becoming a Voice 06:24 Portugal Years: First Big Move and a Path to ODU 09:50 Culture Shock at Old Dominion: Language, Training & Survival 14:41 ODU Dominance: Leadership Lessons from a Historic Run 17:37 Playing for Coach Wendy Larry: Tough Love and Growth 19:42 Sisterhood with Ticha Penicheiro & the ODU Family 21:45 Pro Career & WNBA Draft: Proving Yourself Around the World 24:46 Building the Clarisse Machanguana Foundation: Health, Education & Hope 27:07 UNICEF Goodwill Ambassador: Impact and Limits 29:25 NBA Africa Partnerships: Basketball as the Entry Point, Not the Destination 31:48 Has Mozambique Changed for Girls? The Work Still Ahead 33:37 Catastrophic Flooding: Losing Everything and Asking for Help 36:29 How to Support + Final Message to Monarch Nation

On this episode of The Association Podcast, we are thrilled to welcome Mike Moyer, Executive Director of the National Wrestling Coaches Association (NWCA). Mike shares his journey from wrestling coach to leading the NWCA, detailing the organization's mission to develop transformational coaches and advocate for wrestler safety through groundbreaking initiatives such as the creation of a weight management system. We delve into NWCA's innovative strategies, including coaching development programs and the Wrestlers in Business Network (WIBN), which connects wrestlers with career opportunities. Mike also highlights the challenges and triumphs of expanding wrestling programs nationwide and the critical role of technology in achieving their goals.

Today on the Digging in Podcast we're joined by Jennifer Poindexter, MOFB's Director of Promotion & Education. Spring is a busy time on the farm, but it also kicks off several P&E activities, starting with the annual Thank a Farmer Week. Jennifer discusses some of the upcoming events, opportunities to participate and reminds us, mini-grant applications for Missouri teachers are available now! Subscribe wherever you listen to podcasts to have Digging In sent directly to your smart device each time it's released! Host: Janet Adkison, Missouri Farm Bureau Director of Public Affairs Guest: Jennifer Poindexter, Missouri Farm Bureau Director of Promotion & Education Producer: Jacob King, Missouri Farm Bureau Video & Audio Media Specialist

There are many ways to describe Donald Trump’s second term, especially given how many of his policies and executive orders related to education and other areas have been tied up in federal courts. Legal challenges seem to follow nearly every move. Still, one recent court development hasn’t received much attention from major news outlets. Some have called it a “win for academic freedom,” but Dr. Beverly Daniel Tatum sees it as more complicated than that. Also on today’s “Closer Look with Rose Scott,” Emory University’s Dr. Crystal R. Sanders and Dr. Karida L. Brown discuss the life and legacy of Dr. Carter G. Woodson, the founder of what would eventually become Black History Month. They share his dangerous pursuit of accurately telling the story of contributions made by African descended people.See omnystudio.com/listener for privacy information.

Your Nebraska Update headlines for today, Feb. 23, include: Nebraska's congressional delegation reacted after U.S. Supreme Court struck down many of President Donald Trump's tariffs, State Board of Education will vote on community achievement plan tied to $8.7 million in state aid for Omaha-area districts, Nebraska nonprofit turns to online resale to help fund its services, lawmakers consider bills expanding access to juvenile counsel and limiting shackling of youth in court, debate continues over installing metal detectors and restricting firearms at State Capitol.

This podcast is part of our America 250 highlights and takea a deeper dive into Thomas Jefferson.  While we did do a podcast on his presidency, this episode focuses on his life, influences, the Declaration of Indelendence, and his Monticello estate.  We are joined by Steve Light, the Vice President for Education and guest experience at Monticello.   There are some links below to take a look at after the podcast if you wish to learn more about Monticello. There is always more to learn! Talk to you soon, Jimmy & Jean Monticello.org offers an incredible variety of resources for students, educators, and lifelong learners. From virtual programming and book discussions to classroom materials and immersive field trip opportunities, their work brings Jefferson's world and the broader story of early America to life in meaningful ways. We highly recommend exploring the links below and taking time to dive into all they offer. And if you ever have the opportunity to visit Monticello in person, it is truly a must-see. I recently had the opportunity to visit Monticello. Walking the grounds, taking in the breathtaking views, and hearing the powerful, moving stories of all who lived and labored there creates a profound experience. There is something deeply intimate about stepping inside someone's home — you leave with a richer, more nuanced understanding of who Jefferson was and the complex legacy he left behind. If you value thoughtful, honest history and educational outreach, please consider making a donation to support Monticello's ongoing mission.   Monticello | Thomas Jefferson's Home Monticello | Declaration Book Club Monticello | School Field Trips 

John Schilling, a senior advisor for the nonprofit Invest in Education, joins Paul E. Peterson to discuss new Federal scholarship tax credit program, and how states are preparing for its launch in 2027. 

From being chased by bulls to killing sheep and ensuring the budget is balanced, there's no end of things to learn from life on a farm. Now, 19 teenagers are being put through their paces in a new scheme helping youngsters enter the industry. Reporter Jimmy Ellingham joined them for a day and found they're already well into their work.  

Send a textIn this Monday Morning Motivation episode of Small Business Survival Conversations, we explore The Tao of Success — the true path to building a sustainable and resilient small business.But what does “Tao” mean? Simply put, it means “the way.” And the real way to success isn't flashy marketing, overnight growth, or natural talent. It's patience, persistence, and steady improvement.Too many entrepreneurs believe they need to be the smartest, most connected, or most experienced person in the room. The truth? Talent will not replace persistence. Education alone will not guarantee success. What separates thriving small business owners from those who quit is their ability to keep going — calmly, consistently, and strategically — even when results feel slow.In this episode, you'll learn:✔ What “The Tao of Success” really means for entrepreneurs ✔ Why patience is a competitive advantage in business ✔ The difference between persistence and stubbornness ✔ How consistency reshapes your business over time ✔ Three practical action steps you can take this weekIf you're a small business owner feeling stuck in the “messy middle,” this episode will remind you that steady growth beats fast burnout.

Education access, financial barriers, and limited career awareness continue to slow the pipeline of new dental assistants entering the workforce. At the same time, patient demand keeps growing, putting more pressure on clinical teams. Organizations like PDS Health are actively working to close this gap through scholarships, mentorship, externship opportunities, and structured career development programs designed specifically for dental assistants. The conversation also explores how Dental Support Organizations create pathways for advancement beyond chairside roles, opening doors in leadership, recruiting, marketing, and clinical specialization. Real experiences and professional insight highlight the skills that matter most today including resilience, communication, and long term career vision, offering a grounded look at both the challenges and the solutions shaping the future of dental assisting. Connect with Rose and Casey PDS Foundation website: https://www.pdsfoundation.org/ https://jobs.pdshealth.com/ Facebook: Pacific Dental Services Foundation PDS Health LinkedIn: PDS Health Foundation PDS Health Instagram: pds_health —--------------------------- Dental assistants play a powerful role in whether patients move forward with treatment. You are a key part of the patient journey, and having the right financial options can make all the difference. CareCredit is a health and wellness credit card that offers flexible financing options, so patients can pay over time for the care they want or need, subject to credit approval. When money isn't the obstacle, patients say yes. Want to make CareCredit part of your practice's offerings and strengthen case acceptance? Email me at kevin@kevinspeaksdental.com and let's make it happen for your team.

Veteran Italian officer Andrea Boggiatto, who now serves in Colorado pulls back the curtain on how culture, tools, and law shape policing on both sides of the Atlantic. From 400‑person academy classes and national public order units to mid-sized U.S. agencies built on names and faces, he walks us through the structural DNA that drives training, tactics, and trust.We get specific about the moments that decide outcomes: radio traffic under stress, the tempo of dialogue, and the rungs between words and force. In Italy, many officers carry a baton and a sidearm but lack tasers, OC spray, and even consistent access to ballistic vests. That narrowed toolkit pushes decisions toward sharper edges. Contrast that with American emphasis on layered force options and “act like you've been there” comms—habits that slow the clock when seconds matter. He admits he had to rewire instinct, shifting from “one, two, ten” to a steadier climb where patience is a trained skill, not just a personality trait.The legal terrain might be the starkest divide. He unpacks a Milan shooting involving a realistic replica and the intense scrutiny that followed, then lays out why Italian civilians face steep barriers to gun ownership and self-defense. Even victims who protect their families can be pulled into years of litigation. It's a sobering counterpoint to the U.S. “home as castle” mindset and a reminder that legitimacy rests as much on courts as on streets. Through it all runs a simple idea: the badge is an amplifier. Good character, sound training, and clear policy make better outcomes; weak links get louder, faster.If you care about practical reform—recruiting for temperament, building scenario-based judgment, tightening radio discipline, and giving officers lawful, effective options between baton and bullet—this conversation offers grounded, field-tested insight. Listen, share with a friend who has strong opinions about European vs. American policing, and leave a review with the one change you'd export across the Atlantic.send us a message! twocopsonedonut@yahoo.comPeregrine.io: Turn your worst detectives into Sherlock Holmes, head to Peregrine.io tell them Two Cops One Donut sent you or direct message me and I'll get you directly connected and skip the salesmen.Support the showPlease see our Youtube channel https://www.youtube.com/c/TwoCopsOneDonut Join our Discord!! https://discord.gg/BdjeTEAc *Send us a message! twocopsonedonut@yahoo.com

Cara Stapleton, Statistician with CSO tells us about the people who have been taking part in the study.

Student leaders say mounting financial pressure is putting university out of reach for some. President of the Waikato Students' Union and law student Seamus Lohrey spoke to Ingrid Hipkiss.

Bird watching may be more than a relaxing and rewarding pastime - it could also be good for the brain. Erik Wing from Canada's Baycrest Academy for Research and Education spoke to Ingrid Hipkiss.

Student leaders are warning rising hardship could start pushing people out of university. Rayssa Almeida reports.

In 2024, the Ministry of Education released guidelines for the use of AI tools in the classroom. The guidance stated that generative AI should be used to "improve teaching and learning, supporting knowledgeable and skilled teachers." However, many of the most widely used AI tools, such as OpenAI, Google, and Anthropic, are developed and based in the United States. That raises an important question, how well do these tools understand our national curriculum? And if their knowledge is limited, how effective can they really be in a New Zealand classroom? Australian education technology company CurricuLLM has been looking into this. Founder Dan Hart spoke to Jesse.

Professor Laurence Tribe, preeminent Constitutional scholar, weighs on the wave of rulings against Trump's immigration policies; Philadelphia District Attorney Larry Krasner vows to prosecute ICE agents who break the law; and make no mistake, the right to vote is being suppressed. What comes next? To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Judges are not mincing words when it comes to the Trump Administration's contempt for the rule of law; Philadelphia District Attorney Larry Krasner vows to prosecute ICE agents who break the law; and a potential reckoning for social media companies. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How the Right is blurring the line between church and state, and the danger that poses to democracy; Former Obama Deputy National Security Adviser during the Obama Administration weighs in on what's happening in the West Bank; and new reporting shows ICE's coming expansion. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode from the Transformative Leadership Summit vault, host Jethro Jones interviews Brad Gustafson, about becoming an innovative leader in education. Brad emphasizes that innovation starts with identifying your "why" - his is creating a relevant, connected learning environment where students are excited to come to school. LinkedLeaders: You need support. Get just-in-time mentoring at LinkedLeaders.comWe're thrilled to be sponsored by IXL. IXL's comprehensive teaching and learning platform for math, language arts, science, and social studies is accelerating achievement in 95 of the top 100 U.S. school districts. Loved by teachers and backed by independent research from Johns Hopkins University, IXL can help you do the following and more:Simplify and streamline technologySave teachers' timeReliably meet Tier 1 standardsImprove student performance on state assessments

CNN, C-Span ~ It's the 61st Anniversary of the  Boots on the Bridge "Bloody Sunday" March of Selma to Montgomery, Alabama & the Annual Remembrance of Jubilee & Jimmie Lee JacksonIn 2026, Our Freedoms are Being Tested: Rights to Work, Education, Human, Civil/Disability Rights, Veteran's Rights, etc.The 2025 jubileee Celebration Events are March 5-8 th in Selma Alabama. You can find out more on the Website Link here: selmajubilee.comThis annual event in Selma, Alabama, commemorates "Bloody Sunday," which occurred March 7, 1965 when a group of about 525 African-American demonstrators gathered at Brown Chapel A.M.E. Church to demand the right to vote. They walked six blocks to Broad Street and across the Edmund Pettus Bridge, where they were met by more than 50 state troopers and a few dozen possemen on horseback. When the demonstrators refused to turn back, they were brutally beaten. At least 17 were hospitalized,FYI: Activist Jimmie Lee Jackson murder on February 26th 1965 sparked the March across the Edmund Pettis Bridge.There were THREE Marches across The Bridge BECAUSE the First on March on March 7, 1965, resulted in Violence against the Marchers; The Second March on Tuesday, March 9, 1965. Martin Luther King led the March & prayed at the beginning of the Bridge. The last March was held March 17 with permits & saftey, The Marchers crossed the Bridge.​Senator Henry “Hank” Sanders is the second of 13 children born to Ola Mae and Sam Sanders of Baldwin County, Alabama. He challenged the twin obstacles of poverty and racism to: graduate from Douglasville High School, Talladega College, and Harvard Law School; establish a law practice; and serve as the first African American State Senator from the Alabama Black Belt. He is married to Faya Ora Rose Touré, formerly Rose M. Sanders, and they have three children by birth, four by foster relationship, and many by heart.In 1971, Sanders began what became Chestnut, Sanders, Sanders, Pettaway and Campbell, LLC. At one time, it was the largest Black law firm in Alabama and one of the ten largest in the country. His law practice is one of service: helping poor and Black people save their lands, protecting people's constitutional rights, challenging corporate abuse, and helping build strong governments to serve all people. He served as one of three lead counsel in the nationally known $1.2 billion Black Farmers Discrimination Litigation.As a community person, Sanders has helped found and build many organizations and institutions, including the following: Alabama New South Coalition, where he currently is President Emeritus; 21st Century Youth Leadership Movement; Alabama Lawyers Association; Black Belt Human Resources Center; McRae Learning Center; the National Voting Rights Museum and Institute; the Slavery and Civil War Museum; C.A.R.E. (Coalition of Alabamians Reforming Education); the Selma Collaborative; the Bridge Crossing Jubilee; WBMZ-105.3 FM Radio Station; and more.© 2026 All Rights Reserved© 2026 Building Abundant Success!!Join Me on ~ iHeart Radio @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

Today's Episode:Robots performing kung fu on the Spring Festival Gala?

Schools say a scheme that pays for counselling for students within 24 hours is making a huge difference. Education correspondent John Gerritsen reports.

After a Whirlwind of a week- news has broken that Trump Had his Disclosure Speech planned for July- former President Obama went on to say Aliens are real, which then has led to Trump coming back and setting out to declassify all records and files on the UFO/UAP topic. What is to come next? Live call in show!Become a supporter of this podcast: https://www.spreaker.com/podcast/total-disclosure-podcast--5975113/support.CONTACT TDP DIRECTLY For Collaboration, Use of Segments/clips, or any other media produced by “TDP” —TY.TotalDisclosure@gmail.comSpecial Thank you to all of our PODCAST/YouTube Channel Members for your continued support, and dedication to seeking the truth, together. We can't do this WITHOUT YOU!-COPYRIGHT-2020-Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, commenting, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. Total Disclosure Podcast Copyright 2020 and …  segments, early access to interviews, and a yearly gift autographed by yours truly!thank you in advance now, Let's explore the unknown together!

A former Chicago-area teacher is speaking out about what he witnessed inside America's public school system — and the stories are shocking.Geno Young, author of Sex, Drugs, and Illiteracy: The Death of Education in America, joins the show to reveal the lack of accountability, declining academic standards, classroom discipline breakdowns, and the funding incentives driving many of today's education policies.From grade manipulation and administrative pressure to sexual misconduct and falling literacy rates, this interview takes you inside the realities many teachers are afraid to discuss publicly.What's really happening in public schools? And what does it mean for the future of education in America?Watch now for a firsthand look at the growing education crisis.Get Geno's book HERE: Sex, Drugs, and Illiteracy: The Death of Education In AmericaSubscribe and stay tuned for new episodes every weekday!Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramTikTokXLocalsMore InfoWebsite

The Supreme Court imposes guardrails on Trump's tariffs; Trump says he is ‘mulling' a limited strike on Iran, but what does that really mean? Faith leaders, like Bishop William J. Barber II, have a long history of fighting government overreach and injustice. They're still fighting today To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Former federal judge, J. Michael Luttig, says America never fully reckoned with the January 6th insurrection, but it's not too late; sitting Congressmen on both sides of the aisle weigh in on the Supreme Court's decision to strike down Trump's tariffs & the potential for an attack on Iran. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Trump doubles down after the Supreme Court rules against most of his global tariffs and Sen. Peter Welch of Vermont weighs in; Jennifer Egan's novel “The Candy House” asks us what is the cost of privacy and authenticity in a tech-driven world. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Britain is failing the Bus Stop Test – David Goodhart reveals why mass immigration and elite dominance are destroying Britain's high-trust society. Join the Community: https://andrewgoldheretics.com SPONSORS: Organise your life: https://akiflow.pro/Heretics  Earn up to 4 per cent on gold, paid in gold: https://www.monetary-metals.com/heretics/  Cut your wireless bill to 15 bucks a month at https://mintmobile.com/heretics  In this explosive Heretics interview, David Goodhart – author of The Road to Somewhere and creator of the Anywheres vs Somewheres framework – explains how rapid demographic change, declining English ethnicity, eroded solidarity, and over-dominance of mobile educated elites are fracturing Britain. From the famous "Bus Stop Test" failing in many neighbourhoods to the collapse of welfare willingness, family breakdown, fertility crisis, and the shift toward majority-minority towns, Goodhart delivers unfiltered insights on integration failures, cultural transformation, populism, and the urgent need for balance and stability. #MassImmigration #BusStopTest #DavidGoodhart Join the 30k heretics on my mailing list: https://andrewgoldheretics.com  Check out my new documentary channel: https://youtube.com/@andrewgoldinvestigates  Andrew on X: https://twitter.com/andrewgold_ok   Insta: https://www.instagram.com/andrewgold_ok Heretics YouTube channel: https://www.youtube.com/@andrewgoldheretics Chapters: 00:00 David Goodhart's Background 04:30 Solidarity vs Diversity – The Original Essay 09:20 English Ethnicity Decline & Majority Interests 14:50 The Bus Stop Test & Failed Integration 20:00 Changing Public Norms & Way of Life 25:30 Argentina's Immigration Lesson 31:00 Universalism Errors & Group Identity 36:30 Asymmetrical Multiculturalism Exposed 41:30 Anywheres vs Somewheres – The Core Divide 47:00 Education, Populism & Backlash 52:30 De-industrialisation & Immigration Effects 58:00 Stability & Predictability for Ordinary People 1:03:00 Bradford Model vs Mixed Communities 1:08:30 Books Overview: Head Heart & The Dilemma 1:14:00 Fertility Collapse & Family Policy Solutions 1:21:30 A Heretic David admires Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you stop measuring “success” by convenience—and start building your family life around your deepest values?In this episode of The Homeschool How To Podcast, Cheryl sits down with homeschool dad Todd Marchand, founder of Be Whole Do Good, to talk about what it really looks like to raise kids with resilience, emotional tools, and a strong sense of identity—without turning your home into a lecture hall.Todd shares how their family found a hybrid homeschool rhythm, why “a good education” often just means “what we've always known,” and how he made the leap from software sales to entrepreneurship so his work could align with his family's mission.You'll also hear about the new text-message-based program Todd is launching—designed to help parents teach skills like emotional regulation, gratitude, growth mindset, and resilience in tiny daily moments (without adding more to your plate).In this episode, we cover:Why “good schooling” isn't always the same as a meaningful educationHybrid homeschooling: how it works and why it fits some families bestValues over convenience (and why that changes everything)Teaching emotional skills before the meltdown happensSimple gratitude practices that actually rewire perspectiveFrom corporate ladder to calling: building a life with autonomyWhat Todd wants his kids to know by age 18 (hint: it's not just academics)Resources & LinksBe Whole Do Good: bewholedogood.com (spelled: be whole do good)Night Zookeeper (free trial + 50% off yearly subscription)Cheryl's eBook- The Homeschool How To: Complete Starter Guide- a compilation of everything she's learned from interviewing 150+ homeschool families Cheryl's FREE 30-Day Homeschool Quick Start Guide: thehomeschoolhowto.comIf this episode encouraged you, follow the show and leave a review—it's the best way to support the podcast.Support the showInstagram: TheHomeschoolHowToPodcast Facebook: The Homeschool How To Podcast

New York City is struggling with its budget, and despite Mayor Mamdani campaigning on affordable housing, he's now turning to property tax hikes to try to close the gap. This is fairly typical for Democrats—and totally unsurprising. Meanwhile, Trump struck a deal with Japan that looks poised to sidestep China while also boosting American energy abundance. We'll also cover socialism in our schools—how bad it really is—and how to counter it.And on UNHINGED: the Obama Presidential Center, scheduled to open this spring, is astonishingly ugly—and fitting for the Obama legacy.The Heartland Institute's Linnea Lueken, S.T. Karnick, Jim Lakely, and Chris Talgo will talk about all of this and more on Episode #526 of the In The Tank Podcast.Join us LIVE at 1 p.m. ET on YouTube, Rumble, X, and Facebook.Visit our sponsor, Advisor Metals: https://climaterealismshow.com/metals In The Tank broadcasts LIVE every Thursday at 12pm CT on on The Heartland Institute YouTube channel. Tune in to have your comments addressed live by the In The Tank Crew. Be sure to subscribe and never miss an episode. See you there!Climate Change Roundtable is LIVE every Friday at 12pm CT on The Heartland Institute YouTube channel. Have a topic you want addressed? Join the live show and leave a comment for our panelists and we'll cover it during the live show!

YouthRoots has a mission to bridge the gap between generations, fostering connections that open up a world of opportunities in STEM fields for young minds.They provide students with a glimpse into the STEM fields they can pursue through interviews of STEM professionals. Using a holistic approach to STEM education, YouthRoots creates and leads students in hands on activities and engaging lessons, and after dozens of domestic outreaches, they are now expanding globally to ensure every student, no matter their location, has access to STEM education. High school students Riddhi (co-founder), Sharaya (director of outreach), and Sahana (education specialist) talk about the work YouthRoots is doing, and their goal of creating chapters around the world.Connect with YouthRoots:Website: youthrootsnow.comInstagram: @youthrootsnowEmail: youthroots.now@gmail.com Chris Woods is the host of the STEM Everyday Podcast... Connect with him:Website: dailystem.comTwitter/X: @dailystemInstagram: @dailystemYouTube: @dailystemGet Chris's book Daily STEM on AmazonSupport the show