Podcasts about Bachelor

In Part Three of I Didn't Come Here to Get a Divorce, I'm joined by my friend and former Bachelor producer Alanna Noel as I continue sharing the painful truth behind the end of my marriage. We talk about betrayal, grief, anger, and the clarity that comes with discovering a double life—as I learn to trust myself again and protect my three children through it all.@lannanoel Hosted on Acast. See acast.com/privacy for more information.

STREAMING MAKING JOHN BATCHELOR SHOW, 7-22-2026.1900 CALDWELL IDAHOThe provided transcript captures a behind-the-scenes and live broadcast dialogue from The John Bachelor Show, where the host and guests analyze global geopolitical instability and economic shifts. A primary focus is the emergence of the World Artificial Intelligence Cooperation Organization (WAICO), which the participants characterize as a strategic attempt by China to dominate international technological standards despite its own internal economic struggles. The conversation further examines a legislative push by the Democratic Socialists of America to reduce the United States nuclear triad, a move the guests label as dangerous unilateral disarmament. Additionally, the experts discuss the escalating conflict in the Middle East, specifically focusing on Houthi threats to maritime trade and the complex maneuvers of global superpowers in the region. Throughout the recording, the speakers emphasize the deteriorating state of the Chinese economy and the necessity for the United States to maintain its competitive edge in both military and technological sectors. This comprehensive overview illustrates the interconnected nature of modern warfare, emerging AI governance, and international energy markets.

Tom Brady post-NFL career becoming cringy, Nolan Wells conspiracy theories, grandpa thrown by bison breaks his silence, Claude Lemieux's sex addiction, Pan Am Flight 256 found, Aaron Rodgers finally reunites with family, male pornstar awareness, and revisiting Adam Levine Instagram DMs. Randy Spears sparks a conversation about awesome male porn stars throughout the years. Nobody apparently lives up to Drew's favorite, Johnny Wadd. Sports Insanity: Aaron Rodgers has reunited with his family after being estranged for over 10 years... except that one crappy Bachelor brother. Brooklyn Beckham remains estranged from his family. Claude Lemieux's son says he relapsed into sex addiction, ESPN blows out Cam Newton and Ryan Clark. Tom Brady and Logan Paul will square off in the ring! An old Cubbies fan smacked an unpatriotic younger fan for not standing for the Star Spangled Banner. Adam Silver and the NBA are waiting on LeBron James. Take your time. Pan Am Flight 256 has been discovered after 74 years of nobody looking. Adam Levine is caught getting cozy with his wife despite the habit of sliding into hotties DMs. Nolan Wells Saga: Nancy Grace is falling for the cell phone conspiracies. Don Lemon wants the white kids to be SO guilty. Willie D of the Geto Boys is popping off about the case. Alcohol may have been a factor in Nolan's death. This case has been great for Al Sharpton and Ben Crump. Get ready for some autopsy madness. The Cajun Navy is probably complicit. Terrell Owens has pledged $25K to Tyler Perry and Al Sharpton's reward. RIP Norm Cash and Dennis Wilson. Oh, and RIP Charles Manson. What is Jennifer Aniston doing with Jim Curtis? US Rep. Suhas Subramanyam likes Tesla despite his party HATING Elon Musk. Amazon drones are rocking and rolling in Michigan. The City of Ferndale wants residents to know they have no control over the sky. Madrid is going crazy over Spain's World Cup victory. Tom Cruise nauseated soccer fans with his on field "Ted Talk". The ratings were pretty good. Good on Serena William's husband, Reddit founder Alexis Ohanian, for supporting Prince Harry and Meghan Markle. Some turd in NYC lit a fire at a Federal Building that injured an immigrant. Whitney Cummings had a Donald Trump joke cut from the Netflix's Mark Twain Prize broadcast set. The victim of the vicious bison attack has broken his silence. Merch, yo. Check it. If you'd like to help support the show… consider subscribing to our YouTube Channel, Facebook, Instagram and Twitter (Drew Lane, Marc Fellhauer, Trudi Daniels, Jim Bentley, BranDon, and Roberto).

On this Tuesday episode, Dylan sits down with In the City's newest stars, Kenny and Whitney, to unpack their first season, the drama that did not make it on screen, and the brutal reunion that caught them completely off guard. They open up about why so many cast members seem hesitant to challenge Lindsay Hubbard, what really happened between Lindsay and Yvonne, and how quickly picking sides can complicate new friendships. Whitney also reflects on going from The Bachelor to Bravo, moving across the country, and sharing the emotional search for her father on camera. Kenny discusses his fallout with Gavin and the aftermath of Amanda and West's relationship becoming public. Go to the BravoByBetches YouTube page to watch full length episodes every Tuesday & Friday: Youtube.com/@BravoByBetches Learn more about your ad choices. Visit megaphone.fm/adchoices

Boardgames and coffee! The two were meant for one another. Gathering around a table to share an experience with your friends and family is core to how community happens.  In the last decade we have seen an explosion of gaming and coffee cafes meeting a need for connection over shared dice, boards, cards and cups.  Todays guest has been a pillar in this community for over 7 years and brings an incredible depth of knowledge and skill in hospitality, leadership, and culinary to the gaming table.  We are talking with Kevin Kerkoff of Hitherto Coffee and Gaming Parlour in Greenfield, IN!  Kevin J. Kerkhof is an entrepreneur, hospitality executive, educator, and culinary professional with more than 30 years of experience in foodservice, specialty coffee, retail operations, business development, and hospitality management. Throughout his career, he has built a reputation for combining operational excellence with a passion for culinary innovation, hospitality, team development, and creating exceptional guest experiences. Since 2019, Kevin has served as the Founder, Principal Owner, and General Manager of Hitherto Coffee & Gaming Parlour in Greenfield, Indiana. Under his leadership, Hitherto has grown into a unique community-focused destination that blends specialty coffee, food service, tabletop gaming, retail, and events. Prior to founding Hitherto, Kevin served as the Founding Chef and General Manager of Greyhouse Coffee & Supply Co. in West Lafayette, Indiana. During his tenure, he helped shape the organization's culinary and operational vision while providing leadership and oversight for hundreds of employees throughout the years. He played a key role in concept development, menu creation, facility design, budgeting, organizational leadership, and operational growth. Kevin earned a Bachelor of Science in Hospitality and Tourism Management from Purdue University and an Associate of Applied Science in Culinary Arts from Johnson & Wales University.  He has worked with and supported organizations including McDonald's, Whole Foods Market, Ecolab, Tyson Foods, Purdue University, the Culinary Institute of America, and the Specialty Coffee Association.   In our conversation about his career and boardgame cafe concept we discuss: Journey into Hospitality and Culinary Arts The Influence of Agriculture on Culinary Pursuits Transitioning to Coffee and Greyhouse Leadership Lessons from Greyhouse The Evolution and Financial Challenges Starting Hitherto Navigating the SBA Loan Process The Concept of a Board Game Cafe Creating a Unique Customer Experience Selecting Games for the Community Staffing for a Dual Concept Cafe Managing a Board Game Cafe Event planning and managing game and coffee events Advice for Aspiring Cafe Owners REGISTER NOW FOR THE SUMMER WEBINAR SERIES!  Build a Stronger Coffee Shop: One Step at a Time Great coffee shops don't happen by accident. They are built by hiring the right people, training them well, and leading them with clarity and consistency. In this live three-part Summer Webinar Series, Chris Deferio shares the practical systems and coaching insights that have helped coffee businesses build stronger teams, healthier cultures, and more resilient operations. Each webinar includes: Live instruction and Q&A PDF workbook One hour of virtual consulting for each live attendee Lifetime access to the recording Register for the individual sessions that fit your current needs, or scroll down to save 20% on the complete Summer Webinar Series. REGISTER NOW FOR THE SUMMER WEBINAR SERIES!    chris@keystothshop.com of book a free call now:  https://calendly.com/chrisdeferio/30min    Related episodes:

Bonnie Harlan is the Founder of Prevent Pet Suffocation, Inc., a non-profit dedicated to spreading public awareness of the suffocation dangers pets face from chip bags and other food packaging. Bonnie created Prevent Pet Suffocation shortly after her four-year-old rescue dog, Blue, suffocated in a Frito Lay Cheetos chip bag in 2011. Prevent Pet Suffocation has grown to an international following reaching people in countries all over the world. Bonnie has written numerous articles on pet suffocation and appears regularly on television interviews, radio interviews, webinars, and podcasts. A media piece Bonnie collaborated on with WUSA9-CBS won an Emmy in 2020 for excellence in television. She is available for speaking engagements, interviews, and writing articles for magazines, newspapers, and online publications. Bonnie typically hears from 3 to 4 devastated dog owners a week who have lost their pet to suffocation and had never heard of it before. Bonnie has a Master of Liberal Arts from Houston Baptist University and a Bachelor of Arts from the University of Arizona. She resides in Texas with her husband and her English Springer Spaniel, Pip.Legal Disclaimer: This podcast is intended for educational purposes only and does not constitute advice or professional services by either the host nor any of the guests. WEBSITE: www.preventpetsuffocation.com PET SUFFOCATION SURVEY: https://www.surveymonkey.com/r/petsuffocationsurveyPETITION TO FRITO LAY: https://www.change.org/p/frito-lay-add-pet-suffocation-warning-labels-to-your-chip-bags#INFOGRAPHICS: https://preventpetsuffocation.com/pet-suffocation/Thank you for listening to the Enlightened Pet Behavior Podcast. I hope that you and your beloved pets have found valuable insights for a more harmonious life together. Please remember that this podcast provides educational information only and is not a substitute for professional veterinary or behavioral advice. If you need personalized support, please don't hesitate to contact me to explore how we can work together to achieve your pet behavior goals. You can reach me at www.enlightenedpetbehavior.com or via email at susan@enlightenedpetbehavior.com. Special thanks to Mac Light for composing the podcast's music; you can find him at www.maclightsongwriter.comIf you find the show helpful and enjoyable, please consider showing your support! Subscribing, following, rating, reviewing, and sharing with friends takes just a moment but significantly boosts the show's visibility, helping more pet parents discover it. Thank you for your support!

Kyra Belle Johnson originated and is currently playing the role of Belle in Disney's North American Tour of "Beauty and the Beast." Previously, Kyra played the role of Sophie in the Broadway National Tour of "Mamma Mia" and has been seen in films and on television in "Damned If You Do," "Role Play," and "FBI."A Los Angeles native, Kyra graduated from Texas State University, with a Bachelor of Fine Arts in Musical Theatre. She continued her studies abroad, training at The Globe, Shakespeare's Birthplace Trust, and the Royal Shakespeare Company in the United Kingdom.Kyra is a beauty, inside and out, and we know you're going to love listening to this interview!Email: TheMouseAndMePodcast@gmail.comSupport: www.patreon.com/themouseandmeFB and Instagram: “The Mouse and Me”Music by Kevin MacLeod from https://incompetech.filmmusic.io

Hello Bravo Bosses and happy Tuesday! You can watch this episode on YouTube! Today we get into alllll your fave reality tv stories including: The Bachelor Kaitlyn Bristowe was on Not Skinny Not Fat Podcast. We recap her move to New York and possible thurd engagement... RHONJ We finally get some more info on Milania Giudice's assault charges and they involve punching someone with the initials LR...hmmm. Teen Mom We talk Lindsie Chrisley and her response her her DUI and then we get into the demise of Kailyn Lowry's friendship with her best friend Kristen. Golden Life Word on the street is that Margaret Josephs and Candace Bushnell are joining the cast! Do we want this? Southern Hospitality Draaaaama is going down in Charleston between TJ and Leva and is Leva not returning to the show?? RHORI Rulla posts one of those Netflix Documentary trend videos but hers was about the mistress and super cringe. The Ultimatum It turns out that Blake Robertson was arrested for assaulting his girlfriend Hayley post filming of the show. Does that track for you after watching the first 8 episodes on Netflix? RHOSLC Angie K and Shawn are getting divorced after 27 years together! Love you BBs! YouTube  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Threads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook I started a new podcast called All You Need Is You - A Guide To Living Your Best Solo Life! Check us out on Instagram, Threads and TikTok NOTE: No claims have been verified and all information today is alleged, speculation, and is intended purely just for fun. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you are making more money than ever but still feel broke, this video is for you. Anthony breaks down the 7 unspoken money rules that were passed down to you without your permission and shows you exactly how to break them starting with your next $200.Most people are not bad with money. They were just handed a broken code. Today we name it, we claim it, and we change it.IN THIS VIDEO:00:00 Why income alone will never build wealth01:45 The Broke Code: What it is and where it came from02:20 Rule 1: Who you marry is your biggest financial decision05:10 Rule 2: Lifestyle inflation and why your raise made you broker12:00 Rule 3: Why emergencies keep wrecking your progress17:45 Rule 4: Stop taking financial advice from broke people21:00 Rule 5: Your job is your biggest client, not your only one25:10 Rule 6: Why quitting when it gets hard is costing you everything31:50 Rule 7: What you are actually leaving your children36:00 Your 90-day action plan to break the codeYOUR NEXT STEPS:- Start your emergency fund today with a high-yield savings account: https://www.anthonyoneal.com/savings- Get your free budget and financial plan: https://www.anthonyoneal.com/app- Get term life insurance in 10 minutes: https://www.anthonyoneal.com/ethos- Get Anthony's book, Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/bookABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

In this episode, Dave and Jamison answer these questions: I stayed too long at my first company and now my career is ruined? Hi both, long time listener. (Since I graduated university 4 years ago actually and felt I could never find a job but listening to you guys made me feel not like such an outcast in our field.) I graduated in 2022. Didn't really apply around much and almost immediately accepted the full time offer from the company I did my internship with during my degree. And fast forward to middle of 2026… I am still here. I've long stopped growing as an engineer and have actually been stuck on a simple CLI tool for almost 4 years now with little to no cloud/backend/etcetera experience to show in my 5 year career. I don't feel I am desirable in the job market at all due to this and waited way too long to look for a job because I was comfortable and happy. I feel paralyzed (no need to put on your space therapist hats BUT some career advice would be wonderful!) (Also did I mention I am in Canada and want to move to Europe and live the rest of my life there but visa sponsorship with my level of experience is impossible? Maybe that'll be for my next question…) Thanks for all you do, cheers! I have a non-CS engineering degree, and am looking to transition into Software Engineering. I have the option of pursuing a degree with Tuition Reimbursement from my job, but am in a bit of a strange situation deciding which degree. Basically, I've figured that with my current Engineering background I could pursue either a second Bachelor's degree through Universities offering a “Post-Baccalaureate” program in Computer Science, or a Master's degree, with maybe only a slightly longer program to get the Master's as opposed to the Bachelor's. Otherwise the total length/cost of the programs would be roughly the same. I have heard though that it might not be a great idea to go into a Master's program unless you know what specifically you want to study. I am curious what you think would be more “hire-able” between the two options for someone pursuing the career change into Software Engineering?

Mojo changed his mind and wants to go to Joe's Bachelor party, but is he even invited now? See omnystudio.com/listener for privacy information.

Chris Jackson is the Co-Founder and CEO of Orphic, an AI company helping manufacturers and industrial suppliers automate engineering, warranty, and procurement workflows. Orphic reads engineering specifications, drawings, manuals, supplier quotes, and warranty  documentation to help teams find information faster, evaluate opportunities more consistently, and make better decisions across engineering, sourcing, and aftermarket service. Founded while Chris was earning his MBA at Harvard Business School, Orphic is working with leading industrial companies to bring practical AI into engineering and manufacturing environments where critical knowledge is often trapped in documents, spreadsheets, and legacy systems. Before founding Orphic, Chris began his career at J.P. Morgan before becoming a venture capital investor focused on industrial software and advanced manufacturing technologies. Chris holds a Bachelor of Arts from Duke University and an MBA from Harvard Business School. He is passionate about helping industrial organizations leverage AI to preserve engineering knowledge, improve operational efficiency, and accelerate digital transformation.Find us @EmpoweringPumps on Facebook, LinkedIn,  Instagram and Twitter and using the hashtag #EmpoweringIndustryPodcast or via email podcast@empoweringpumps.com

Creativity through the lens of an Artist, Author and Art Teacher,"Nature has been my greatest art teacher."Marquiss has been a professional artist, art teacher and writer in Bend, Oregon, for 34 years, and the author of Behind the Painting – An Artist's Memoir, published May 7, 2026.She developed her interest in art as a child, surrounded by the lush beauty of the Willamette Valley in Oregon. Marquiss attended both the University of Oregon and UCLA, earning her Bachelor of Science degree in psychology. After graduating she became the Marketing Director for the first private psychiatric hospital in Reno, Nevada, and then a product manager for HCA in Nashville, TN.When her daughter was born, she left her corporate career and returned to her art and writing. “I focused primarily on watercolor because it can be surprising and has a beautiful transparency. Painting with watercolor also teaches about control – when to take it and when to let go –as in life,” she explains. “The abstract cruciform design followed - after years of painting large format florals.”Her recent memoir holds ten of her paintings and a personal story behind each one over a thirty year period. Over time, her paintings created a circular language between her art and her life.This book takes the reader on artistic adventures in Paris and Southern France, the process of finding her artistic style and through tough challenges she faced including divorce, family suicide, a stroke and cancer.As a character voice actor, her daughter Katherine Tole joined Marquiss on the audiobook edition.Her original art and book information can be seen at www.marymarquiss.com.Send us Fan Mail

What is it really like to work for an interior designer? And just as importantly, what does it take to build a healthy, balanced employee-employer relationship that lasts?As I celebrate 200 episodes of Design Curious, I wanted to pull back the curtain and share a candid conversation with someone who knows my business better than almost anyone—my employee, Lillian Janik. Lilly has worked alongside me for eight years, and together we've navigated everything from residential interior design projects and company growth to mentorship programs, commercial work, and the everyday realities of running a creative business.If you're an aspiring interior designer wondering whether you should work for a design firm or start your own business, this episode offers valuable insight into the employee-employer relationship. We talk about communication, company culture, leadership, career growth, and the mindset shifts that come with being part of a design team.We also have some fun along the way. Lily turns the tables and interviews me, asking questions about work-life balance, design trends, my personal style journey, and how I manage everything from mentoring designers to running the Sacramento Design Business Community. You'll even get a peek at my love of Art Deco architecture, my obsession with historical plaques, our mission to identify the names of Sacramento alleyways, and how a simple wardrobe redesign became its own creative project.Whether you're building a creative career, growing a design business, or simply curious about the behind-the-scenes realities of working in interior design, this conversation is full of practical wisdom and honest reflections.Featured GuestLillian "Lilly" Janik brings a thoughtful eye, calm presence, and strong design sensibility to the Rebecca Ward Design team. She is a graduate of CSU Sacramento with a Bachelor of Arts in Interior Design. Lillian first joined the studio as an intern during her final semester and quickly became an essential part of the team. Today, as an Associate Designer, she supports projects through design development, sourcing, documentation, and the many details that help each home feel cohesive and complete.What You'll Learn in This Episode✳️ Employee versus entrepreneur mindset differences✳️ Building strong workplace communication and trust✳️ Creating a positive company culture in design firms✳️ Work-life balance strategies for busy creatives✳️ Finding community through mentorship and networkingRead the Blog >>> Secrets to Creating a Strong Employer–Employee Relationship in Interior Design FirmsNEXT STEPS:

Erin Murphy assumed office in the Minnesota State Senate on January 5, 2021. She previously served in the Minnesota House of Representatives from 2007 to 2019. She was a 2018 Democratic candidate for governor of Minnesota, but lost in the primary. Murphy was born March 13, 1960. She received a Bachelor of Science in nursing…

Dr. Lisa Nichols is co-founder and President of ALLMYNE a new travel app. Dr. Nichols is the Director for Brookdale Mobile Crisis Team, Brooklyn NY. She received her Ph.D. from Alliant International University in San Diego, California. She has been a part of Mobile Crisis Teams and Psychiatric Emergency rooms in New York City for over 20 years. She has done research and worked with refugees, PTSD, HIV/AIDS, and ethics. Dr. Nichols has a Master's in Business Administration from Sciences Politiques, Paris, France and been trained in 6 Sigma and Lean Fundamentals. Dr. Nichols has a Bachelor of Science in Experimental Psychology from University College London, London, England. She maintains a small private practice. Dr. Nichols is an enthusiastic traveler and has been to over 152 countries and speaks fluent French while managing conversations in Spanish and German. Subscribe to the app: https://allmyne.com/ Instagram: https://www.instagram.com/join.allmyne/ Facebook: https://www.facebook.com/join.allmyne/ ***********Susanne Mueller / www.susannemueller.biz TEDX Talk, May 2022: Running and Life: 5KM Formula for YOUR Successhttps://www.youtube.com/watch?v=oT_5Er1cLvY Join Substack: https://substack.com/@susannemuellernyc?Enjoy one coaching session for free if you are a yearly subscriber. 800+ weekly blogs / 500+ podcasts / 1 Ironman Triathlon / 5 half ironman races / 26 marathon races / 4 books / 1 Mt. Kilimanjaro / 1 TEDx Talk

Sis. Emai stopped by the JESUSgirl.ENT podcast to share her testimony of how GOD took her from a place of pain to fulfilling HIS purpose.She is a Liberian native. As a child she moved from Liberia to Ghana and then officially transitioned to the United States of America at the age of 10.Though she experienced great pain due to abuse in her early years, by the grace of GOD she was able to forgive, move on with her life and thrive.She is now a First Lady, married to Apostle Judah P. Martin with a baby boy, Yahweh. Her story is proof that GOD can turn shame to glory, if you let HIM.She Overcame, and you can too!Streaming at 7pm CST on the JESUSgirl.ENT podcast show, Sunday, July 19.You do not want to miss this!Streaming on Apple Podcasts, Spotify, Spotify for Podcasters, YouTube, YouTube Music, Amazon Music, iHeart radio and many others!!!Yes you can!#KeepGoing #GoForth #JESUS #jesusgirlent #jesusguyent #InternationalNews ✝️

We can't stop thinking about our incredible chat with Grandpere's Ghost Swamp Author Rachel M. Marsh! We can't wait for you to tune in! But first, here's more about Rachel!Rachel M. Marsh grew up in Baton Rouge, Louisiana where she took field trips to Alligator Bayou and assumed the entire United States celebrated Mardi Gras. She earned her Bachelor of Arts from Tulane University in New Orleans, where she studied English and Psychology and minored in Spanish.After graduating, she moved to Boston where she earned her Master of Fine Arts in Creative Writing for Children from Simmons University. There, she studied under smart and supportive professors. She made a strong group of friends who continue to write together long after graduation. She had the opportunity to work in publishing and learn under the mentorship of editors at independent publishing houses. However, she missed her home. She missed her family and now-husband. She missed crawfish boils and thunderstorms and every get-together brewing a fresh pot of coffee. And did you know, winter in Boston lasts about half the year!?She's back in New Orleans now, where she eats the world's best food and stays busy with her almost-hundred-year-old house. She works for the New Orleans Public Library, and her writing is represented by Larissa Melo Pienkowski at Azantian Literary Agency.https://rachelmmarsh.com/about

Share your thoughts and comments by sending me a text messageS.14 E.4 Shane Lewis is running for the United States House of Representatives from California's 18th congressional district. In this episode, Shane talks about his background and the district in which he is running. Shane also shares his views on important, such as education, workforce, immigration, and border security.ABOUT: Tawsif Anam is a nationally published writer, award-winning public policy professional, and speaker. He has experience serving in the private, public, and nonprofit sectors in United States and overseas. Anam earned a Bachelor of Arts degree in Political Science and a Master of Public Affairs degree from the University of Wisconsin – Madison. Tawsif Anam's opinions have been published by national, state, and local publications in the United States, such as USA Today, Washington Examiner, The Washington Times, The Western Journal, The Boston Globe, Pittsburgh Post-Gazette, Milwaukee Journal Sentinel, Wisconsin State Journal, The Capital Times, and The Dodgeville Chronicle. His writings have also appeared in major publications in Bangladesh including, but not limited to, The Daily Star and The Financial Express.Visit my website www.tawsifanam.net Visit my blog: https://tawsifanam.net/blog/ Read my published opinions: https://tawsifanam.net/published-articles/ Check out my books: https://tawsifanam.net/books/ 

This episode features Danny Crumble, father, husband, and recent addition to P4L's team as ‘Fatherhood Facilitator'. Trina and Danny discuss intentional parenting and balancing different upbringings and temperaments when parenting collaboratively. Danny also sheds light on how he cultivates and sustains relationships and the challenges Dads face when  participating in parenting, and shifting norms about when and what activities dads should be engaged in.Listen in for this and more, including Danny's favorite piece of ‘uncle advice' with a bonus musical interlude!—About Danny:Danny is a dedicated father, community advocate, and committed partner who actively contributes to the mission of Parenting for Liberation. He holds a Bachelor of Arts in Africana Studies and Sociology, along with a Master of Science in Student Development in Higher Education.Danny's work is grounded in a deep commitment to fostering positive growth, strong moral values, and integrity within individuals and communities. He is passionate about empowering others through confidence-building, perseverance, and culturally responsive support.As a natural connector, Danny thrives on bringing people together through community, laughter, and shared purpose. His approach emphasizes creating safe, uplifting spaces where families and youth can flourish.In addition to his professional work, he serves as a youth basketball coach, mentoring young people both on and off the court. Danny also finds joy and balance in nature, with a deep appreciation for both the water and the land.

What does it really mean to build bridges that last for decades? I want you to meet Bircan Unver, whose lifelong commitment to responsibility, creativity, and global citizenship has shaped more than 25 years of meaningful work through Light Millennium. From growing up as the eldest of seven children in Turkey to creating an internationally recognized nonprofit connected with the United Nations, Bircan shares how art, public media, and open dialogue can bring people together across cultures. We explore why responsibility begins with each of us, how local communities can help solve global challenges, and why issues like water security, environmental stewardship, and human connection matter more than ever. I believe you'll enjoy hearing how one person's unstoppable mindset continues to inspire collaboration, education, and hope for a better future. Highlights: 06:55 - How growing up with responsibility shaped Bircan's lifelong commitment to serving others. 18:30 - Why public access television became the foundation for sharing voices and building community. 26:15 - The story behind founding Light Millennium and creating a nonprofit built on dialogue and education. 36:55 - How local communities can play a meaningful role in advancing United Nations goals. 49:45 - Why water security, cybersecurity, and gender equality are becoming deeply connected. 55:40 - Bircan reflects on preserving ideas through books, creativity, and lifelong learning. About the Guest: Bircan Ünver is the Founder-President of The Light Millennium, a Charitable Global Human Advancement Organization (LMGlobal.Org, 2001, New York); Executive Producer of the LMTV Programs; Multi-Media and Event Producer; Host, Author, Publisher, Public Speaker; [Head] NGO Representative of The Light Millennium to the United Nations Department of Global Communications since 2005 (formerly, UN.DPI); and Chair, Outreach and Partnerships Subcommittee at Global NGO Executive Committee and director for the 2021-2023 term. She has been also a Content Provider at QPTV since 1992, and she is the editor and co-founder of the U.S. Turkish Library & Museum Project. She has undertaken the Organization's e-publications, public programs since its inception in August 1999, and #LightMillenniumTV Series and Specials in all aspects of it since January 2000; along with, the LMGlobal.Org's all UN-related activity and programs since 2005. Bircan is the author and director of the Compulsory Peace & ICTs Education from Kindergarten to K-12, and Beyond Campaign, which she launched it through the Light Millennium Global in support of the Summit of the Future in 2024. The Campaign has delivered its 8th session along with the Coalition for the Campaign, which contains 22 organizations and educational institutions including The Light Millennium Global as the leading organization. Further,  she is also author of the bi-annual international high school project, “J.U.C. Media, Research, Writing & Innovation Awards”. The third of its kind was dedicated to the “Water Action Decade” and was delivered  (virtually) on the World Water Day, March 22, 2025. Bircan served as a mentor to the GPODS for three consecutive terms in Winter'22, Summer'22, and Fall'22 Fellowship Programs; and delivered lectures on “How to associate with the UN-NGO”, Public Access TVs in the U.S., and the latest one was on the #WaterActionDecade and the #2023UNWater Conference. To attach that, on behalf of LMGlobal.Org, she organized and hosted an Outside-UN Side Event ID #W175, titled, “What Is Your Commitment To The #WaterActionDecade? ~ Seven Core Ideas Toward #WaterAwareness, #WaterConscience and #GameChangers” in NYC on March 21, 2023, and was the head delegate of the LMGlobal.Org at the #UN2023WaterConference. Based on LMGlobal.Org's Commitments to the #WaterActionDecade, she launched #OneMinuteWaterActionCommitment during the #W175 Side Event, along with continues to work toward #WaterAwareness toward building up #WaterConscience.  She served as the chair of the ATAA Committee on UN Relations, guided its association to the UNDGC in 2020, and also served as the New York Regional Vice-President of ATAA (Assembly of Turkish American Associations) from October 2019 to January 2022. Furthermore, she served on several Planning Committees of the UN-Civil Society Conferences, and the Planning Committee of the High-Level Forum on the Culture of Peace (HLF-CoP). She has been a strong advocate of the UN Vision, Programs & Sustainable Development Goals (2015-2030) along with the relevant UN Days, which are in line with the LMGlobal.Org's Mission/Purposes since its association with the UNDGC (formerly, UN.DPI/NGO) in December 2005. Currently, Bircan is on the Advisory Board of the Turkish Forum (based in Germany). She encourages and guides interested civil society organizations and members of academia toward their educational institutions' associations with the UN, along with engaging them with the UN Programs that are within her networks and beyond. Further, she is an Ambassador of Peace and Goodwill for Anuvrat (Anuvibha) Global Organization (Jaipur, India, since 2014); and a Member of the Global Movement for the Culture of Peace (GMCoP, since 2012). Bircan is also the founder and president of the IsikBinyili.Org Association based in Istanbul (2010), which is a sister organization and counterpart of the LMGlobal.Org. Author of the following four book titles in print (Turkish): “En Kutsalı Yaratmak” (The Most Sacred is to Create) (1995, 2022), “Sanatın Labirentlerinde” (The Labyrinths of Arts) (2016), and “Işık Yollarında (“The Ways of the Light”) (poetry, 2017), and “Bin Yıl Daha…” (2020, A Thousand Years More…). Also, she is the author of the concept and compilation of the “Hope Never Fades” (English) book (Istanbul, 2023). Bircan initially received her local and studio television production certificates at QPTV.Org in 1992. Based on this capacity, she produced and broadcasted near to 260 television programs through local channels in New York City, which are also available online through www.vimeo.com/channels/LightMillenniumTV including 36 #OneMinute #WaterAction PSAs. Bircan celebrated her 30th Anniversary at QPTV.Org through a video profile, titled, “A Turkish Experience in America” (Duration: ~9 min. Production Year: 2022). Her works through The Light Millennium Global is a recipient of various national (U.S.) and international awards and recognitions including two awards from the Foundation of Alliance Community 2023 Hometown Media Awards (F-ACM-HMA for her “GroundWater” Light Millennium TV program in Web-based Programming and Online Events / Independent Producer categories (received at Brick TV, New York), the Anuvrat Ahimsa Award For International Peace-2023 (received in Mumbai, India), and the 2023 International Volunteer President Award by Institution of Green Engineers (received in Chennai, India), and ashe is also the recipient of the 2024 Best Web-Based Program – Independent Producer for the #HopeNeverFades program by F-ACM-HMA, which was produced based on the 2023 J.U.C. Media, Research & Writing Awards (ACM HomeTown Media Awards, San Jose, CA). Bircan holds a Bachelor of Arts (B.A.) Degree from the Mimar Sinan Fine Arts University (Istanbul, 1988) and a Master's Degree (M.A.) from Media Studies of the New School University (New York City 1999). Ways to connect with Bircan**:** Websites: www.lmglobal.org  (active web site) | www.lightmillennium.org (serves as the organization's web archive)#LightMillenniumTV | www.vimeo.com/LMTV | www.vimeo.com/channels/LightMillenniumTV Social Media: Linkedin: http://www.linkedin.com/in/bircan-ünver-7353207 X@lightmillennium Instagram@lightmillennium About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset . Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. Transcription Notes: Michael Hingson  00:04 What if the biggest thing holding you back isn't what's in front of you, but rather what you believe? Welcome to Unstoppable Mindset, where inclusion, diversity, and the unexpected meet. I'm your host, Michael Hingston, speaker, author, and advocate for inclusion and possibilities. This podcast explores how the beliefs we carry shape the way we live, lead, and connect with others. Each week, I talk with people who challenge assumptions, face adversity head-on, and show what's possible when we choose curiosity over fear. Together, we focus on mindset, resilience, and the small shifts that lead to meaningful change. Let's get started. Well, hello everyone, and I want to welcome you to another edition of Unstoppable Mindset, and today we get to talk to a very interesting person with a with a lot of roots in Turkey, but she is also doing a lot of work with the United Nations here in the U.S. and other places. Her name is Birchan Umfer, and I hope I got that right. And Bircan Unver  01:23 thank you. Michael Hingson  01:24 Oh, good. And Berjan is is with us, and is going to talk about a number of things that she is working on. She's working on, and for years has been involved with a program called Light Millennium, and we'll we'll talk about all that, but let's just start and and as usual we'll have a great conversation. So, Bir John, I want to welcome you to Unstoppable Mindset. We're glad you're here. Bircan Unver  01:50 Thank you so much, Michael Hingston. It's great honor and privilege to have your guests. Especially, I love the title Unstoppable Minds. It's really inspiring and triggering the mind. Thank you. Michael Hingson  02:08 Well, my pleasure. We're glad that you have the time to to spend with us, and we will we will we will do it and make it work. Well, let's start. I love to start this way because I really want people to learn about you. Tell us kind of about the early Birchan growing up, and then we'll go from there. So tell us about Birchan and growing up, and and and all of that. Bircan Unver  02:32 Thank you. This will be a little bit different than most people know about me, my work. Well, we'll get to Michael Hingson  02:38 your work. Bircan Unver  02:40 Yeah, I know. I mean, the people who already know my work. What I'm gonna say now is completely too different from Berja. So I am a elder of seven siblings, and I was born in an ancient village in Mid Anatolia, actually nearby the Black Sea region, and I'm proud with my age, 1959, and my family moved to town first from the village, and then Istanbul for our educations for their kids, and but I don't know really as a girl child growing up with seven kids, as especially with a traditional family, being older girl is not a good idea. But but maybe it was a kind of tough childhood as a girl child. I I don't feel that I never been a child. That's really what I feel. But on the other hand, and that was you know when you are growing up, living through like I was a kind of second mom, and also our home was kind of everyone our guest from the village town and stay over not only one night, like or a week, like sometimes months, even years. You won't believe that, and it was not because either. So, but those kind of build up maybe my feeling to be responsible, so I consider myself a responsible person because I was responsible for my sisters, brothers, and also washing dishes, making helping my mom to prepare the meal, lunch, breakfast, and clean up. Like you know, I was kind of second person, second mom at home. So those early things, all those stolen my childhood, but at the same time, provide me being able to do everything from very early age. Even though I remember several times at the time. The bread wasn't, you know, you you weren't buying the bread from the market, but from the bakery, real where they were baking the bread. So she was, and time to time also she was making the the bread at home, and then she she wasn't sending me to school because then I had to stay with my brothers and kids so she can make the you know breads a big amount for a couple days. So that said, also gave my idea. I want to suddenly want to work as soon as you know I'm 17, 1617, So and then I started early working at a bank, and it was my first eight years. I worked at a bank in Istanbul. It is called Istanbul Bank, and then my graphic is like life graphic is a little bit different, like curvy, not like straight line. Then after eight years working at a bank, I started to university and fine arts, and then I had kind of interest art history, especially TV production, art history, arts in in the concept is producing art documentaries. That was kind of my vision. Also, it was also my reason initially coming to the U.S. learning TV production. Of course, English as first. So that was very much my childhood until you know 18 until starting at the bank, and then the rest is another story. I have, I must say, I would have three different life. Michael Hingson  06:48 Well, you had certainly an interesting childhood, needless to say, and I, I can understand what you're saying about being the oldest and all the challenges. I was not. I was the youngest, but we only had two siblings, and neither of us we were we were both males, and so we we did not do a lot in terms of preparing meals and all that sort of stuff. Except my brother and I were both in the Boy Scouts, and so when we went camping and other things like that, we learned how to cook on an open or an open fire and and things like that. But still, I understand that you you had a a lot that you had to do. What lessons did you learn by being the oldest child? What kinds of things do you think that you you carry over to what to your life today, because you were the oldest. Bircan Unver  07:44 I think two different components of that. One is also because it wasn't only I was the as a kid at the home and as a girl, girl, but also at the time there wasn't that kind of awareness which we have today. Which I mean, my mom got married with my dad at the age of 15, and she had birth. She had given me birth at the age of 16, the reason I'm bringing up this, when we were going to shopping Kapolechar, Grand Market of Istanbul, when I was 1516, and literally we were halfway age difference between my mom and myself. And when I was saying mom, and the people were surprised, and she and isn't your sister, other sister? They were asking me, and she was my mom. So, but this is in the long later years. I always become the best friend with my mom, and even my brother was saying, "Oh, now I understood that she, you are the joy of my mom because she can kind of a joke, and the others, my kids, like they are kids, but I'm her friend because they kind of feel similar. That is one, you know, lifetime developed feeling and strong connection, different connection with my mom, and the other also, as I mentioned at the beginning, it really this whole, you know, not selected, but where you, which house you born, which condition you grow up, that build up for me early high level responsibility. I feel responsible to do everything, and I, you know, that's a little bit tiring because that's what I want to say here. You say something in our after our initial Zoom meeting. It's really very inspiring. You say something. I just took note. We can solve all the worst problem. We can. You say you don't say we cannot. You say we can. Solve all the world's problems. So, like, it wasn't possible. It's not possible, but you know, as if I could solve the problems or I could carry everything. So it's kind of you know build up my bricks in my life. Michael Hingson  10:18 One of the things that you certainly, it sounds like you learned as you were growing up, though, was was all about responsibility and and and learning to take charge, but learning about responsibility and and feeling that it was okay to be responsible for others in your family and so on. And I think a lot of people don't necessarily learn a lot of lessons about responsibility, like they should. But you were put in a position where you had to do that, which is is certainly a good thing because you clearly have have done that in your life. Bircan Unver  10:54 That's very true, and also it goes with everything. Let's say sometimes some people think maybe unnecessary action when people cut trees, even in their you know backyard or front yard, whatever trees or any type of trees or fruit trees. I really get mad and upset because it is irresponsible to nature, to their own environment, just feeling they're responsible to trees, loving the trees, loving the you know, for instance, if when I was it was two weeks ago, I was working on at my desk, a bees was you know flying around me, and I don't like you know trying to hit and chase the bees, and I just left the window open, moved the room two hours, and it's gone. So I don't want to hurt things, even though if it bites, it would hurt me, right? So to kind of find a way, being responsible, because also I have a subconscious thinking that if I try to chase a herd, if an insect, any of them, they you know they react sharp. So I'm not a threat to them. So they are not threat to me. So I kind of make a subconscious connection, communication. Michael Hingson  12:22 Well, and it's it's better to to learn to love than than not. So I I hear what you're saying. Now you didn't go to college or university, right? Or you did? Bircan Unver  12:35 Of course, I did. That's what I was just briefly brought this stair at that level. That after eight years working at at Istanbul Bank, from literally actually 17 to 24 or 23 late 23 early 24 then I started at the Fine Arts University in Istanbul, and I mainly study both as major Turkish tradition arts and also along with as a minor. We didn't have a minor, but we had we didn't have the minor degree, but we had a selected course. So I was following up several like four years in a row and also whole year around, not a quarter semester base artist troy and contemporary art. So I started writing on art and exhibit and interviewing artists while I started study at the Fine Arts University, which is top university in Fine Arts in Istanbul, Myanmar, Sinan Fine Arts University. Michael Hingson  13:44 So you learned a lot about fine arts, and Bircan Unver  13:47 yeah, Michael Hingson  13:47 and you had obviously learned about finance from the bank, which Bircan Unver  13:51 is didn't learn that Michael Hingson  13:53 much, huh? Bircan Unver  13:53 Not at all, and I didn't like it. That's why I, you know, I changed all my life line. Michael Hingson  14:00 Right, but but you enjoyed art. Bircan Unver  14:03 Yes, and because also art always for me, and it as it is today. Whatever the life problems we cannot be resolved, art is always for me a branch to hold on and to kind of feel strength, connect with the nature, with the art culture, whom I never might met, or maybe you know through art, through music, through books. So it's kind of really, I think the the best human conscious and what we leave behind is what we produce. Creative might be a little bit another discussion. What is the term defined? And now everyone using like creative for everything, but creativity is like really what stays, you know, central. And something as what is already before, and what you brought it something new, that new perspective, like cubism and faism and expressionism and all that different genres or pop arts and another one Dali's movement. So all the Dadaism, so each of them brought something what is already existed, and then you know moved to different level, and also technology and communication brought where we are today. So and music, I'm not any degree. Degree train or understand, but I love music as most people about music and arts and literature and writing is always for me. Also taking pictures. I don't trust my memory much, but this is not new, not because of my age now. But I somewhat I always like take the pictures, whether I have cell phone, the oldest, you know, digital or the manual photo photographs. So even though when I run into where where was it, where I was, who was with, who next to me? I can't remember. But why I love that? Because really, it brings, it captures your life, even you don't remember, and then reconnect. Also, I I come up with a new concept. I haven't done anything yet, but it's kind of developing in my mind, that we can, we are able to capture the past, but we cannot capture the future, because you know whether you know unexpected the one photo comes up, or an audio recording, or all those movies, musics, and documentaries and paintings throughout artistry, you can really capture the past depending on what you know your background or interest and education, but you cannot capture the future. But you can imagine, we can imagine the future. We can invest into the future. Michael Hingson  17:16 Well, and and the the reality is that that the future is based on so many things that happen in the past, and so you can learn to to use some of that information and and have a better idea of what the future might be like, and that's that's pretty fascinating too. So so, how long did you go to college Bircan Unver  17:42 in in Turkey the basic four university education is annual base, not semester base. It's a four years, and actually when I started it was five years. Then later on they the system education board changed it to like four years plus two years. So I graduated from a four years fine arts, and then I have a master's degree based in New York News School University. Michael Hingson  18:20 Ah, in New York. Bircan Unver  18:21 Yeah. Michael Hingson  18:22 Okay. So that was was that two years. Bircan Unver  18:27 Yes, but it was a little bit different again. Yeah. See, because first when I was here for the first time, 18 919, 89 to 1994, I started and I took to six credits and I love it. But I had to go back to Istanbul, so then I got the you know absence live of absence, and then but coming back three years later, I readmitted, and then I finish it. I got my graduate diploma in 1999 May 1999 Michael Hingson  19:12 Okay, so Bircan Unver  19:14 you've been dealing late. You've been Michael Hingson  19:17 dealing with school for a while, but but while all that was going on, you got interested in, and you started to to do things regarding public access television. And you started that, if I read your biography correctly, in in 1991, you started doing things with public public access TV. Tell us a little bit about that, and why did you do that? Bircan Unver  19:41 That's really the kind of key point in my life. In as for the initial one of the two reasons that I came to the U.S. as the first time, I was you know the first aim to learn English. The second also. To learn the TV production, and then my first year was in the U.S. was in L.A. and then I was looking for the schools and just I'm I I'd like to get the formal education, formal training, and then one of my friends there, whom I met there, she said my aunt is TV producer at Queens Public TV in New York, and she is looking for someone like you who really wants to get in and all that. And then I think a couple months later, I had a very brief trip to New York, and I met with her, and then I met with her at QPTV. Now she is unfortunately not with us, but she was also she was the first Turkish producer at QPTV, and I'm forever grateful in memory of her. She was the one who introduced me QPTV, so I met Victor at QPTV in 1990, and then when I went back to LA, I decided to move to New York. So as soon as I moved to New York and I registered to QPTV's both field production and studio, and at the time, there were seven, eight months waiting list. Eventually, I got it on the list, 1991, and first I got the field production certificate, and it was I think six months something, and we had a group project and solo project, and then studio and studio production. It's when the same group project after you are learning all the equipment and then shooting and everyone is crewing everyone is helping each other within the same group of the class and then also producing group project and then the individual project that it is the similar step for the field production and the studio, that also provides a certificate to enabling us to use QPTV equipment, studios taking out the equipment, inviting studios, studios. Unfortunately, after COVID 19, there has been a long dragging issue. They haven't opened the studios. This is I don't want to get in because it is beyond our concept, but because that was my initial reason also moving to New York. And then once I started producing program and airing, I really loved idea from one idea, just idea, and then put paper and develop it. Bring yes, bring the crew, especially with the manual three-inch tapes, and to present, put everything in a tape, and then submit it an ARC schedule. I really love that. So then, while I was there, and then I said, "Okay, I want to really have a master's degree on TV production. So my master's degree from New Zealand University is in media studies. So and I got my diploma May 1999 So, but New Zealand was amazing. I learned all the first my you know my life although it was 39 maybe 3839 years old when I was Photoshop and Premiere or Evid and all the first offline digital all the software program I learned at the new school and I edited my first program offline at the new circle as well, but when I got diploma, and then I had nowhere no access to continue. Also, you know, it's just I, I never been about the person. My mind and my heart wealthy, but not financial terms. And then, so QPT was always my second home because it provides me continuing the producing and provides me access, provides me equipment. It's like provides the community. That's what it is exists for, especially in support of the Article First Amendment and freedom of expression, and also QPTV format is really, really not well known, or not QPTV loaned. It is public access, pack programming, public education and government programming, non-commercial. So it's it is not much known widely, but it is really one of the best symbol of democracy. And now it's kind of a little bit diminishing because also widespreading out other web streaming platforms like this or other, so that there are so many. Discussion and issues, and also there is one petition to the New York Senate that is called Team New York that could also bring in all the web streaming to this community media access public access media. So then, Michael Hingson  25:19 oh, go ahead. Bircan Unver  25:20 No, I mean the question is so QPTV had has been the longest since 1991. I've been providing content, and as long as I am in the US, if I'm out of the country, even if I am out of the country, my previously submitted programs are rerunning in different, you know, whenever they schedule for my new programs, I determine which time slot because I have a time slot to be scheduled, and whether 28 minutes or one hour. But especially again after COVID 19, I couldn't produce anything at the studio at QPTV, but like this Zoom-based programs, and then for the late million organization, the programs I produce and then edit them, reformat them to schedule for QPTV. But it wasn't as it used to be produced at QPTV, at the studio with the crew, that's the excitement teaming up. It's really, I love it. But Zoom, this type also make more maybe manageable, but also bring more intonation speakers. You know, through online connection. If Speaker 1  26:54 you enjoy Unstoppable Mindset and would like to help us continue bringing these conversations to you each week, we've created a way for you to support the show. Your contribution helps us cover production costs and continue sharing stories, insights, and ideas that inspire people to live with purpose and possibility. If supporting the podcast feels right for you, you'll find the link in the show notes. Thank you for being part of the Unstoppable Mindset Community. Michael Hingson  27:28 So you you started in public access television and and and are still doing that essentially. But in 2000 you started Light Millennium TV. Tell us about Light Millennium Television. Bircan Unver  27:42 Thank you so much. Because Late Millennium, I still consider it's my third child because already 25th anniversary. The flyer on my back says 25th That also refers the 25th anniversary of the Light Millennium. I think a the experience and production, and also providing three platform QPTV, Queens Public TV, but actually the 1992 Communication Act and PAC programming, public government public education and government programming; those emerge with my new school education, like Fatrus, Plato, the concept of the two ways of messaging, and for the first time in my life, at the age of I think it was I was 39 I was able 3039, I was able to use. It was very new, also for the war. Internet. We had the internet at the new school as our media class, the open forum. One week media theory class. We have open discussion forum about Greek philosophy, further is communication, media theory. The other class we had the classic format. So all these together merged in my mind, and I really felt I found my medium. That medium is the internet, which me, especially someone is living in New York, who has you know 30 years first life in Turkey, Istanbul, that culture, and then I I didn't want to kind of disconnect from my root cultures, and internet provided me that connections, and also I always like to write and communicate, so so it becomes like natural medium. And then when I just graduated in May 1999 I send out by then like 40 people with my friends. Colleagues, and then I said, "Oh, I want to start a platform. This platform is going to be ours. And everyone wants to say, kind of to expand the QPTV's concept, because when I say QPTV's concept, this is the again First Amendment, and they don't control the content. They don't say anything you can do, you cannot unless it is a threat to someone's life. So it's all the content, or you are responsible as the producer. So I really love that freedom and responsibility again. And then then I was mentoring at the New York Food Moon Finance and Television, and I was kind of trying to find what I want to do, and I was already producing programs at QPTV. I never give up as as long as I could afford to produce the time and edit. Edit is always more time consuming, and then the executive director of the at the time 1999 Woman Film Man Television, she said you can form a nonprofit. I never taught it before, and I'm forever thankful to her. And then I said I don't know what to do where to start because she perhaps she saw the potential because I was producing non-commercial and publishing, trying to promote, you know, through group emails, and whatever the you know social media available at the time. Well, mostly email and group emails, and then she suggested me a volunteer lawyers of arts that she said they can help you, and I never knew and I never thought I if I never came to U.S. maybe I will never had a concept of forming a nonprofit or light minimum. So that U.S. and all combination brought me and news called Queens Public TV, First Amendment, United Nations Article of 19 Universal Declaration of Human Rights. Everything together kind of merged in my mind. Also, the projects I produce, I communicate, is contact with people, I learn from them. So then, when I contacted with them, they ask me, you know, what is my statement this type? And then I drafted all of them, and they put in medical, you know, terms and terminology, and I was lucky that we got a pro bono at the time one of the you know major U.S. law firms. I I think I can say now because they even though I think merged K Shuler, but they took our case and they formed my organization on on a pro bono basis and officially the first as a non profit organization done with the 500 1c T V together. So we officially formed 2001 July 17, and we and then right after that they filed 501c3 for us, and then we granted that in September 18, 2002. Bircan Unver  33:14 My memory is not good, but I I remember that date as of today because it was kind of imprinted in my mind, but also the beauty was that the granted granting 501 c3 was effective of the formation date, which is July 17 2001 So then, since I developed started the light minimum concept, introducing speaking people trying creating an open platform that everyone can you know contribute be part of it, so then I started in January 2000 on January 13 2000 started first monthly the like TV series at like at QP TV. That's how it came about. Michael Hingson  34:02 Yeah, you have certainly created quite a niche in in the whole light millennium and all the other things that you've done, which is pretty fascinating. How did you get connected with the United Nations? Because I know you're doing work with them. Bircan Unver  34:18 Thank you. Actually, the concept with the UN use, I don't do work for them. Michael Hingson  34:29 Right. Bircan Unver  34:29 We do work with them. Right. You're connected Michael Hingson  34:34 with them. You're not working for them. I understand that. Bircan Unver  34:36 Yeah, I just you know one word, but it's key key differences. But as as I mentioned, how the light millennium concept emerged, and also my master's degree program, media studies at the New School, and also there is another person I have to mention here, also in. Separate for her respectful and loving memory, Danielle Camille. She was my advisor for my thesis project advisor at the new school, and all that TV ideas and my thesis project. And she loved, and I got all A. And my first TV ideas project was peace, reality, or utopian dream, and it was 11 minutes or so. It was just before the first Clinton administration election, just October, I think 2002 and then I interviewed many academicians, civil society, non-profits who whose focus area on peace and war and you know against nuclear or all that and and then that actually the concept peace reality or utopian dream that took me to the United Nations I don't know now as a as an outsider, at the time it was so welcoming, and I went to photo department. They share me with photos, and I got all the books I was looking for. Of course, public library. I got all the books about the peace and peace organization. So that 12 minutes program, peace rate or utopian dream, and physically led me to step in the UN for the first time, and then producing this project, searching kind of open to me new horizon, and also my advisor was persistent. Birjan, we know you are great. You produce fundamental programs on arts, but I want you to do something else. So that actually also forced me to move beyond producing something beyond arts. And so then then peace, reality, or utopian dream concept came in, but also it wasn't far topic in my life because my son was born 20 when I was 2022 Now he is 45 His name is Borush, and mean is in Turkish peace. Peace also at the time, you know, Africa hunger, and I was hoping when I get 4050, this will be over. It's not the case, but as a vision, I always look for humanistic positive for the humanity, not you know for myself well-being. Michael Hingson  37:38 Well, you you kind of act as a bridge between UN programs and local communities. Tell me more about that because you view that you view yourself as being a bridge between UN programs and the local community. Why do you why do you view yourself as more of a bridge? Bircan Unver  38:00 That's very nice metaphor, and I think it's very true for me too. Maybe I could take it two three step backs. One is the village I was born. There is a river, and and then there was a bridge, and that bridge was kind of fundamental. Really, going to where you know people are established, living in all the agriculture and large fields, and it was kind of nostalgic to me. It's a bridge, but it's a stone, short bridge. That's the the first part. The second Istanbul. You know, my life main path when I was in Istanbul, Turkey in Istanbul, and Istanbul the Bosphor and then the Istanbul Bridge. Now the name changed, and now three bridges, and not just the bridge itself, but also Turkish geographic Turkey's geographical space place on Earth and especially on in between Europe and Asia and Black Sea and then the Mediterranean Sea and then when you go down North Africa, and then you go up like Russia and North Europe. So you see that that connection physically, geographically, and troy physical bridges. We live, we grow up with this kind of as part of our DNA and vision. When I was working on this, the first the initial need you know in the non-profit world to describe the need need was to connect with my culture, people, friends, family, the internet medium, and then village is also metaphor, and when we associated with the. I let I'm proud to say it. Let the association process. That was also my vision from that small video for the class project. And then, then I realize this is also. I think today is real fact that local communities, even Queens here, people are paying 1000s of dollars to come to New York to get visas. All that trying to get the sponsor, you know, to attend a conference, and I I didn't see much interest within the local nonprofits there, and that little bit was shocking realization for me. So I brought to my programs UN visions programs, MDGs, UN days, sustainable development goals. For instance, when it was announced at the UN for the 2023 agenda, we created dreams for humanity. So we brought people from lots of life, poets, authors, and youths to really share their ideas for humanity, for peace. Michael Hingson  41:12 Well, you-it sounds like, from all that I've read and and studied, you're you're, or at some point, you kind of have moved more into dealing with a lot of things with the environment. So I know that your program has been able to get a credit accredited as an observer observer status with the UN Environment Program. How is how has that affected what you do and all of your work going forward. Bircan Unver  41:43 Thank you. This is also another important, I think, milestone for us. The first in connection with the UN, associated with the in the formerly United Nations Department of Public Information, and then it has changed to Department of Global Communications. Officially, we've been associated since 2005, active and good standing, and we are able to be presented at the UN with six representatives, and therefore we are able also to reflect back to our committee's networks from the UN and it's two ways. I really like the concept two ways messaging, and then always environment in somewhat it involves in our programs. But let's say through water, through energy, through, for instance, when the forest fires really burns my heart. So being sensible and trying to, as much as I could, to attend the meetings, especially MDGs for the first phase of the Millennium Declaration, really, it's. I consider UN is the best school I ever had, and it's for me lifetimes to call, and I learn about so many countries I will never otherwise know them much. Some of the names you hardly hear in media and anywhere else, so it's kind of opens and to see the global spectrum. Also, one of the things I really love at the UN, whether you you are a ambassador or president or prime minister of a country that has maybe a population 1 million or 2 million or 1 billion or two 1.6 billion, the largest one, so you have the same minutes of speaking time, same voting, especially of course, I'm talking about the general assembly. So those things I follow up, and we try to incorporate time to time. And water issue always, I wanted to involve. I want to do something about, but it's just not like because I love the tourists, and I'm not, you know, scientist, so I'm not officially trained. So also, I'm not able to protect the, you know, fires in the forest. And every year it's getting worse and worse. And then I'm sensible, but you know, you can't do much about it. And eventually, although our last name is same, but we are not blood connected. Professor Oljoymer, at the time he was vice president for the UN Water at the UN, and we connected. And I was following up, and I was aware his work before we met. We connected through the UN. So then, especially during the COVID era, then when I've seen his speeches, natural-based solutions, and then his piece on smart water, so I propose him if we can do something. About water, and then he was very supportive, very kind, very modest. We had our first water program on the World Water Day in March 2001 and then it has turned out an annual program, and we kind of made the global connections and collaborations, and especially first three, four of them, Professor Olja led and guide, and also we worked together in a sense that I brought one part of the speakers and he brought other parts. So it was also great, diverse speakers and also the level of the speakers from whether civil society, academia, UN, and youth, all that. So we already presented six of them, and 2023 we were part of the UN Water Conference. We presented a program, and then last year we participated and presented a program site event in Nice on the Ocean Conference, and we kind of we also had previously on the ocean again. So plastic also become whether ocean, whether water, whether land life, like plastic, is becoming a huge in every level. Not plastic, but also chemical, all all sorts of polluters on in environment. So then we become promoting, producing, and there are really great level of academicians and experts, and they also like to share and connect their research and their findings. So it's a platform to break down together, and then when it is a video, when it is posted as both a summary along with the full presentation or speech, so it becomes a really source where you know you can find diverse voices, diverse solutions, diverse ideas, and also we align them in support of the UN days, UN conferences, SDGs, sustainable development goals like Water Days. Also, we collaborate with an organization in India, IGEN Green Institution, Green Engineers Institute of Green Engineers. So they are focusing on energy SDG seven. So we contribute them, bringing speakers. Bircan Unver  47:40 So then they join us to our program. So really, it's an organic volunteer base. So that that actually, I was so proud that we got a call, invitation to submit the application for this accredited status, and it was June 2025 after the ocean conference. I think ocean conference kind of brought them cumulatively and maybe brought their attention. And then October they asked our official documents, the bylaws and and certificate of organization, which is the regular require any formal application at the UN, and then I I submitted them in I think it was October 1525 but I haven't heard anything, and then I thought maybe you know they didn't consider, and then literally a year later, in June, last June, we got approval, and with a, it's not just accredited for a special one particular conference. It is an observer status assembly to contribute draft ideas. I mean, to contribute drafts, draft resolution to observe, to participate, and then also to be responsible to provide every four-year quadrennial report. Let's say if we fail to produce contribution at any level to this cause, then you know we may lose that observed status, but of course we'll do our best to contribute and to continue. Michael Hingson  49:27 With all of the work that you've done in all of this, I want to come back to World Water Day in a moment. But with all the work that you've done and all the the the things that you've done in public television and so on, when you host these meetings or you participate in these meetings, do they get televised? Also, are you able to bring those to to the public through public television? Bircan Unver  49:53 When it is Zoom, then I edit within my time slot within the limits of. Time slots and QPTV provides two different time slots. One is 20-eight minutes, the other one is 50-eight minutes. So then, let's say if it's two-hour session, I you know a little bit edit and then title, etc. and part one, part two, and also depending on the length of the session or 20-eight minutes. So then I schedule them through the local channels, as we spoke at QPTV. Also, I make them available through our vmail.com/lmtv channel on web on the web. Also, when we have a summary or outcomes, so we also provide those links and share through social media. Try our best to make those information available, visible, and reachable. Michael Hingson  50:51 Well, that I'm glad you do that. I'm glad that it gets to be something that is a lot more publicized than you just attending a meeting-that's important, I would think, to do when when you talk about World Water Day and so on. One of the things that that I I understand you do is you compare water security directly with cybersecurity and gender equality. Those are three different sorts of things when you include water security. Tell us more about that. Bircan Unver  51:24 This was our latest program in last March, and we had in our prior program on AI a discussion on AI a public discussion on AI policy or AI arc. So he's a professor and at the SUNY, and he's a mathematician, and he's also teaching cybersecurity. And when I was talking about when we met about the water conference upcoming, actually in this December, in the United Emirates on I think December six to eight. Even I was thinking to attend, but I wanted part a bit this time virtually instead of going there. So when we were talking about and and I really like this idea and I say as I asked exactly what you asked for, and then his really statement explanation made great sense because everything is nowadays control troy some form of electronic or AI or a combination of those systems, right? Competing systems. So if or if there is a technical issues, that's one case. But if there is a hack, especially water is the life source for everyone, whether you are billion or trillion, or you are you know ordinary people on the you know everyday life. So water is the source for everything, including producing the energy. AI. So water is the life itself. So then, when he said, if any hacking, whether you know small you know some you know people with a bad intention or some maybe big corporation because some profit purpose they want to sell more you know bottled water whatever or some international security issues you you may name this many other things. So if a computer system, if the control mechanism, if the AI system, whatever that combination in that system, is hack, then everything is a huge risk, and that's number one. How it connects with the water. Also now you know we smart how everything is electronic. Everything and then when that somewhat the life collapses there. So including water, including energy. So everything is so much you know interconnected. And then how that the gender equality came. Also, we follow Michael the UN annual-based dedication team for each UN Day or conferences. For instance, last year, water and gender equality, because water and gender required is also so inseparable concept and conditions in many parts of the world, and then also our professor Emre Tokus, he also. Make beautiful connection that if woman or when woman, if and when women are more in the security, cyber security, IT technology sectors, they are more sensitive. They are more like maybe natural in their dealings, like mother protection. So more protective, so there is less risk than where it is now. So to increase the gender equality, both not burden on the woman, you know, where it's the water scarcity that woman has to carry the burden. Girls, even five, seven years old, when developing countries, when it comes to developing countries, and then if the girls are, and also that was staggering. Stats he gave sort of shocked me today because he is a professor at SUNY. So what I mean by that, he said one of his class has only four girls out of 31. of his class has only one girl. One of his class doesn't have no girl. So even though if if girls are girls are not getting in this field, how we gonna bring the gender balance in all cross-cutting sectors of society. So that's how both from the UN perspective, the dedication team, also cybersecurity, the profile from a university that girls are not showing attention, interest studying cybersecurity. That was the fact based on his class last semester. One Michael Hingson  56:46 of the things that you have done, as I understand, is you've written several books. Bircan Unver  56:53 Yes, there are more, but hopefully I could get work on them, publish them as well. The my first book was Michael, based on my interviews with artists and my reviews on art exhibits, and also when I had questionnaire surveys like with artists, galleries, academicians, professors, students. When I before my first life prior prior the U.S. So when I went back after four years and I was really eager to get in a job for as a TV producer and somewhat that didn't work despite all my efforts even I my project load and everyone was after me, but they want to take the project, but not give me the role what I deserve for. So then I kind of close myself, and then I said I want to compile my books, my articles, my interviews. So that was how my first book came about in Turkish. To create is the most sacred. So, like the value to give the highest value for the creativity, intellectual production. That is through all those interviews, reviews, and questions. So that's that was the first book. The second book is in a way a bridge again between U.S. and Istanbul, New York and Istanbul, or maybe L.A. New York and Istanbul. Because when I came in, also I've done freelance journalism, so I wrote some you know reviews and the magazine. I used to, you know, send and appear my interviews and reviews. So and it was include not too frequent, but it was include some of major exhibits, both from LA and also from the Metropolitan Museum in MoMA in New York. Also Turkish artists here. So I met them, you know, when I was living. I started living in here. So then I a combination of those, and also that was another metaphor developed in my mind when I was Istanbul. I was feeling like the labyrinths of arts. So that's my second book title in Turkish labyrinths in arts. So like you are like this kind of narrow and small world in Istanbul art worlds and very high competition, and then nobody expanding to New York and LA expansion means bringing some, for instance, Franz Bacon, Thomas Hart Benton, and Max Ernst and Marina Magritte. Those also the last part connecting with the New York Istanbul from my art based on my art background. Michael Hingson  59:51 So, were any of the books published in English? The Bircan Unver  59:54 last 120, 23 is English, but. It is a compilation concept is written me. I directed the project, and of course I have some pieces also beside the concept. But it is a compilation by 24 contributors. It is based on the JUC Media Research Writing Awards 2021 and 2023 High School Awards Project, and also it is also engaging the youth to involve the UN programs at an early age and encourage them award them. So that also the next one is going to be on the Water Action Decatur in the same line, same concept, and also I have a book project since 2022 I couldn't still 2022 2020 actually. I dream, therefore I am. I have 80% of the book manuscript is ready, but I couldn't finalize it, and so the other one also I was hoping but couldn't to have a book for the 25th anniversary of the latentium. Unfortunately, it didn't happen. It's a little bit seemingly not going to happen this year to come up 25th anniversary of late millennium, but I had 20 anniversary of the late millennium in Turkish, and so this is completely different issue because I introduced like Millennium both in Turkish and in English, so it's like Tiffany Sister is the Turkish one, and then I formed Turkish sister in 2010, and then so on the 20th anniversary of the Turkish organization, as it is association, official association. So I compile the first part, the concept vision, very much like Millennium, because it's the system. But the second part based on the programs, activities, and challenges in Istanbul. So this book also in English will be first the the manifesto and the first all the history will be very much in English, the original one. But the second part is going to be completely, you know, selected ideas and projects and programs from the website and public programs from the last 20-five years, and it's hard hard things to do. It it's very challenging. I couldn't do it. Michael Hingson  1:02:47 It's it's a lot of work. Well, Berjan, I I want to tell you that we have now been talking for more than an hour. Time flies when you're having fun. Man, I'm going to go. I'm going to have to go ahead and and end our time, but we'll have to do this again and and continue the discussion. But I really appreciate you taking the time to be here, and I hope that people will monitor your programs and and and read your books if they can read Turkish or English, whichever works. Troy Bircan Unver  1:03:18 has so many English pieces, and now everyone welcome to look out our website. And what's the Michael Hingson  1:03:26 website again? Bircan Unver  1:03:28 lmglobal.org. Michael Hingson  1:03:32 lmglobal.org. Okay. Bircan Unver  1:03:34 Yes, but the whole archive from 2019 to 2000 no, 2019 no. of course not 2019 1999 to 2018 The archive. Our initial website is light millennium.org Millennium is with double N double N. So the everything we are talking about, all the process, our UN programs, and the reports from the UN NGO briefings, some conferences we participated. If anyone has any question, I'll be happy to provide the link and you know to contact them. Michael Hingson  1:04:17 And we will put that information in the show notes, the notes for the podcast. So I want to thank you for being here. This has been absolutely informative. I really appreciate your time, and I hope the programs continue to go well. So I want to thank you again for being here, and this has just been a lot of fun. Bircan Unver  1:04:39 Thank you so much, Michael Kingston, it is great honor and privilege. Especially, you are a hero, and your your story is amazing, and you are also taking really one of the challenges works like producing these programs, and we never met in real life. And then this is also like Millennium and your work. How we connected through? Otherwise, there was no like regular environment or database environment that we could meet. Your work and your dedication and your inspiring contribution really connected us and bring us together in this session. Thank you, and I'm really grateful for that. Michael Hingson  1:05:29 Thank you for being here with me on Unstoppable Mindset. I hope today's conversation left you with a fresh perspective, a new insight, or at least something worth thinking about. If you're ready to go deeper into the ideas that shape how we see ourselves and others, I have a free gift for you. Head over to michaelhingson.com and download my free ebook, Blinded by Fear. It explores the invisible beliefs that hold us back and shows you how to reframe them so you can move forward with clarity and confidence. Be sure to subscribe to our podcast, leave a review, and share this show with someone who can use a reminder that growth starts with mindset. When people think differently, we all move forward together. Thanks again for listening. Keep learning, keep questioning, and keep choosing to live with an unstoppable mindset

This week I'm talking to Les Velez about his book 'The Unknown Other: and the Existential Proposition of Alien Contact'. A look at how OPUS, the Organization for Paranormal Understanding and Support came about to help people with their paranormal experiences and the paranormal phenomenon of Alien Contact and the physiological and psychological characteristics along with the latest UAP information presented by the Office of the Director of National Intelligence. Bio Les Velez is a graduate of the University of Vermont with a Bachelor of Science degree in business administration. Beginning in September of 1970 he served in the US Army as a field artillery officer and, upon his honorable discharge, joined Luscombe Engineering, a Silicon Valleybased manufacturer's representative company and was vice president until his retirement in 2017. In 1991, Les joined MUFON, the Mutual UFO Network, and has held the following positions: Field investigator, Training coordinator for field investigators, the Assistant State Director in Northern California, Chairman of MUFON's Abduction Experiencer Research Committee, and team leader of the Abduction Response Team and presently holds the position of research consultant for the Experiencer Resource Team. He presented at the MUFON Symposium in Denver in 2009 on the proper procedures to use in an abduction investigation. In 1991, he started facilitating an abduction support group in San Jose, California, and in 1994 co-founded OPUS, the Organization for Paranormal Understanding and Support. He has appeared on Coast-to-Coast AM with George Knapp, KGRA Phenomenon Radio with Linda Moulton Howe and John Burroughs,Midnight in the Desert with Heather Wade, Open Minds Radio with Alejandro Rojas, UFONAUT Radio with Jesse Randolph, Erica Lukes, Tim Weisberg on Midnight.FM and various local public access TV productions. https://www.amazon.com/gp/product/B099R218QP https://www.opusnetwork.org/ https://www.pastliveshypnosis.co.uk/https://www.patreon.com/alienufopodcasthttps://simonbown.com/My new book, Aspects of Alien Abduction https://www.amazon.com/dp/B0GRRPCT9YZen AI bit.ly/zenAI_bpp_ufo Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome back to The Viall Files: Reality Recap!  Anna Peele, author of Enter The Villa, IS BACK to put a final bow on Love Island Season 8, from the online backlash against Zach and Kayda, to Melanie and Sincere's post-villa future, Brinity's best shot at lasting, and how fame changes everything once islanders get their phones back. Plus, Anna gives behind-the-scenes insight into Love Island production, Beyond the Villa, the pressures of reality TV fame, and who could actually make sense as the next Bachelor. You won't want to miss it :)   "The one thing they can't control is who the audience responds to." Nick is on Substack! Subscribe here: https://nickviall.substack.com/subscribe HEY! YOU! DO YOU NEED DATING AND RELATIONSHIP ADVICE?  Email asknick@theviallfiles.com and be a part of future Ask Nick episodes! Want ad free episodes and incredible bonus content?  Start your 7 Day Free Trial of Viall Files + here: https://viallfiles.supportingcast.fm/   Subscribe to The ENVY Media Newsletter Today: https://www.viallfiles.com/newsletter   To Order Nick's Book and/or learn more about the show, go to: https://viallfiles.com  THANK YOU TO OUR SPONSORS: Helix Sleep: Go to https://helixsleep.com/viall for 27% Off Sitewide, exclusive for listeners of the show. Jones Road Beauty: For a limited time our listeners are getting a FREE full sized Mascara on their first purchase when they go to https://jonesroadbeauty.com and use code VIALL at checkout.  Ollie: Head to https://ollie.com/viall, tell them all about your dog, and use code VIALL to get 70% off your Welcome Kit when you subscribe today! David Protein: Head to Walmart today to try a bar or stock up on 4CTs of your favorite flavors, like Blueberry Pie and Salted Peanut Butter. Check out https://walmart.com to find a store near you! 3 Day Blinds: Head to https://3dayblinds.com/viall for their buy one get one 50% off deal on custom blinds, shades, and drapery.  To advertise on this podcast please email: ad-sales@libsyn.com or go to: https://advertising.libsyn.com/theviallfiles Timestamps: 00:00 - Intro 03:07 - Anna Joins 01:33:08 - Outro Episode Socials:  @viallfiles  @nickviall  @susiecevans     @peelebanana @the_mare_bare @justinkaphillips @baybaeee

After an epic season of “Love Island,” we have a lot of catching up to do! This episode, we get into some Bachelor Nation news, as well as the post-villa drama and gossip that has already begun to percolate from our new “Love Island” alums. Then, it's time for book club! We read the new memoir from former “Bachelor” producer Julie LaPlaca, “The Love Producer” – and took in some of the discourse about it. So we dig into her revelations about the inappropriate relationship she claims to have developed with Peter Weber while producing his season, her romanticization of the entanglement, and her preoccupation with becoming the Bachelorette herself.

In this episode of The Bleedin' Truth, Dr. Sally McNally sits down to have a conversation with Dr. Jill Hall. Dr. Jill C. Hall is a board-certified Obstetrician/Gynecologist and a fellowship-trained Urogynecologist specializing in Female Pelvic Medicine and Reconstructive Surgery. They cover frequently asked questions including Kegel exercises, stress incontinence, pelvic floor organ prolapse and dysfunction.Dr. Hall received her Bachelor of Science degree in Neuroscience at Brown University. She received her medical degree at the Keck School of Medicine, USC. She completed a residency in obstetrics and gynecology at UCLA and a fellowship in Female Pelvic Medicine and Reconstructive Surgery at Long Beach Memorial Hospital with Dr. Donald Ostergard.Dr. Hall's clinical interests include the evaluation and treatment of urinary and fecal incontinence, pelvic organ prolapse, pelvic pain, and sexual dysfunction. Dr. Hall performs minimally invasive surgeries, including robotic surgeries.Dr. Hall chose to become a Urogynecologist because she believes that being a woman should not have to result in health problems that keep us from living our best lives. She is passionate about educating her patients and treating them with the most up-to-date and evidence-based therapies available. She is a fellow of the American College of Obstetrics and Gynecology and a member of the American Urogynecologic Society."▶ Sally's Childbirth Education & Hypnobirthing Classes: https://drsallymcnally.com/childbirth...▶ Listen to us on Spotify: https://open.spotify.com/show/5awpvBA...▶ Listen to us on Apple Podcasts: https://podcasts.apple.com/us/podcast...

With Constantine Hatzivassiliou—Partner, Certuity Golf taught Constantine Hatzivassiliou how to perform under pressure. Building a nearly $5B multi-family office taught him that the best advisors become the first call when life, not just the markets, gets complicated. In Summary Many advisors spend years mastering investments, but for affluent families, portfolio management is often just the starting point. Jason Diamond welcomes Constantine Hatzivassiliou, Partner at Certuity, to discuss how his journey from aspiring professional golfer to leader of a nearly $5B multi-family office shaped his approach to client service. Their conversation explores why trust is earned long before a crisis, how family office services evolve naturally from client needs, and why the advisor's role increasingly resembles that of a quarterback coordinating every aspect of a family's financial life. The discussion also examines organic growth, referrals, fiduciary advice, private equity's impact on the RIA landscape, and the qualities that allow advisors to become indispensable over decades—not just market cycles. The Storyline Many advisors spend years perfecting investment management. But as clients become more successful, the job changes. The questions become bigger than portfolio construction. A business is being sold. A family dynamic shifts. A tax issue emerges. An estate plan needs updating. Suddenly, the advisor isn't simply managing assets—they're coordinating decisions, relationships, and emotions. For Constantine, that broader role was shaped long before he entered wealth management. As an aspiring professional golfer, he learned lessons about discipline, preparation, and performing under pressure that continue to influence how he serves clients today. Jason and Constantine explore how Certuity grew from approximately $210 million in assets to nearly $5B, not through acquisitions but through referrals and a service model built on becoming indispensable to the families they advise. Constantine explains why he believes the best advisors function more like quarterbacks than portfolio managers, orchestrating the many moving pieces that come with significant wealth. The conversation also examines the evolution of the multi-family office model, the role of fiduciary advice, the impact of private equity on the advisory landscape, and why experience, judgment, and trust remain the qualities clients value most. Ultimately, this episode is about what it takes to become the first call when life – not just the markets – becomes complicated. Topics Covered Lessons from professional golf that translate to wealth management Building Certuity from $210mm to nearly $5B in assets What distinguishes a multi-family office from a traditional RIA Why referrals fuel long-term organic growth Becoming the “first call” for affluent families Fiduciary advice and the evolution of the advisory profession Family office services beyond investment management Private equity and M&A in the RIA space Developing the next generation of advisors Trust, relationships, and lifetime client service > Download a transcript of this episode… Listen and Learn Highlights for Advisors How did professional golf prepare Constantine for advising wealthy families? (3:45) Constantine explains why competing under pressure taught him discipline, emotional control, and process—qualities that now guide every client relationship. How did Certuity grow from $210 million to nearly $5 billion? (8:00) He shares why nearly all of the firm's growth has come organically through client referrals rather than acquisitions or aggressive recruiting. What separates a multi-family office from a traditional advisory firm? (11:45) The conversation explores how expanding into trust, estate, tax, and family office services became a response to client needs—not a business strategy. Why should advisors think of themselves as quarterbacks? (20:00) Constantine recounts a client business sale that fell apart at the closing table and explains why advisors often become the person holding everything together. How does Certuity view private equity and acquisitions? (36:20) Jason and Constantine discuss when outside capital can make sense—and why Certuity has chosen a different path centered on client alignment. Why do wisdom and experience still matter in an AI-driven world? (29:30) Despite advances in technology, Constantine argues that judgment, trust, and perspective remain the qualities affluent families value most. Key Takeaways High-net-worth clients increasingly value coordination, judgment, and perspective over investment selection alone. Family office services often evolve naturally as advisors respond to increasingly complex client needs. Sustainable organic growth is rooted in trust, which explains why referrals account for the overwhelming majority of Certuity's new business. Golf and wealth management share the same disciplines: preparation, emotional control, patience, and executing under pressure. The most valuable advisors become trusted partners during life's defining moments—not simply portfolio managers. Technology continues to reshape wealth management, but experience and wisdom remain difficult to replicate. Building a lasting advisory business requires investing in culture, succession, and the next generation of talent. https://youtu.be/m72Hq6bMTo4 Quotable Moments “The best advisors aren't simply managing portfolios. They're the first person clients call when life gets complicated.” “A bad shot in golf is the equivalent of a bad day in the market. You can't let one dictate everything that comes next.” “More often than not, we're not just financial advisors—we're financial therapists.” “Growth gets the headlines. Trust is what makes it possible.” FAQs What is a multi-family office? A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Why has Certuity grown primarily through referrals? Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. How does golf relate to wealth management? Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. What is Constantine's perspective on private equity in wealth management? While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. What qualities distinguish exceptional advisors today? According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. Related Resources Emotional Intelligence: The “Untouchable” Differentiator in an AI World Intentional Growth: How Top Advisors Build Businesses That Last The 10 Characteristics of the Most Successful Teams Constantine HatzivassiliouPartner  Constantine Hatzivassiliou is a Partner at Certuity, a nationally recognized multi-family office serving affluent families, entrepreneurs, executives, foundations, and endowments. He advises clients on the complex financial, tax, estate, and business planning decisions that accompany significant wealth, helping families coordinate all aspects of their financial lives through a comprehensive family office approach. Drawing on more than two decades of experience, Constantine works closely with successful business owners, corporate executives, and multi-generational families to simplify financial complexity and align investment management, tax planning, estate planning, philanthropy, and family governance strategies. As a Certified Exit Planning Advisor (CEPA®), he frequently assists entrepreneurs in preparing for liquidity events, business transitions, and the long-term stewardship of family wealth. His clients often view him as a trusted advisor and strategic sounding board, helping them navigate important financial decisions with the perspective of both a family office professional and a coach. Prior to joining Certuity, Constantine held advisory and banking positions with The Bank of New York Mellon, Bernstein Global Wealth Management, and Pacific Mercantile Bank. Before entering the financial services industry, he was a Golf Professional and member of the PGA of America, experiences that continue to shape his disciplined, competitive, and relationship-focused approach to advising clients. Outside of his professional responsibilities, Constantine is passionate about mentoring young athletes and strengthening the communities in which he lives and works. He serves as a Board Member of Coerfontaine Football Club (CFC), a premier youth soccer organization focused on developing young athletes and helping them pursue collegiate and professional opportunities while fostering leadership, discipline, and character. He also serves as Chair of the Safety and Security Committee for Parkland, where he works alongside community leadership to enhance resident safety, security, and quality of life. In addition, Constantine is a Founding Board Member of The Boardroom, a private membership organization focused on fostering meaningful relationships among business leaders, entrepreneurs, and professionals through networking, education, and philanthropy. Born in Greece, Constantine spent his childhood in Montreal before relocating to South Florida. He attended the University of Florida before earning a Bachelor of Arts in Economics from Florida Atlantic University, where he graduated with honors. He holds the Certified Exit Planning Advisor (CEPA®) designation. A lifelong student of the game, Constantine remains active in golf and is a member of Muirfield Village Golf Club, founded by his longtime  hero and mentor, Jack Nicklaus, as well as Parkland Golf & Country Club. Constantine resides in Parkland, Florida, with his wife, Stephanie, and their two children, Nicholas and Olivia. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. Episode Transcript Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I want to talk more about the growth because that’s remarkable. But before I do, can we double click on the service model? So, I would say the most typical we hear, I think more of our guests typically come from the wirehouse world where it’s I have my book, you have your book. What does your service model look like? So, is it truly, if it’s working well from the end client perspective, you should be interchangeable with your partners and it’s a true team approach? Constantine Hatzivassiliou: How we engage our clients, the theory should be I can get hit by a bus tomorrow and outside of the client not being able to speak to me directly, they will not have a hiccup in any way, shape or form. And when we’re dealing with families across multiple generations, the way we’ve built our platform, that continuity is critical in the engagement process for the clients hiring us to help them through all of the challenges that they face. Jason Diamond: What’s your sweet spot in terms of client size? Constantine Hatzivassiliou: Our average client size today has just shy of eight million AUM with us. We have some clients who have $1 million certainly but they’re strategic in that their friends, their family, they could be centers of influence who help send business our way because they value what it is that we do and there’s a strategic partnership because we might need them for their trust and estate services or their accounting work and they have clients who have a need and we’re on the short list of people they refer to. Jason Diamond: That they trust. Yeah, makes sense. So, I’ve seen this in the news and also even on your own internal materials, I’ve seen you described as both a modern multifamily office, you’ll also obviously hear the term RIA as well. Does that distinction matter at all? And maybe my second part of that question would be what is the distinction between that space, whatever you call it, and the more traditional firm world from a client service perspective? You mentioned that all of your partners from that world. Constantine Hatzivassiliou: I started in this industry truly at an institutional level at Bernstein in New York and, for anyone who knows Bernstein, they really do brainwash you on the fiduciary model and the values affiliated with that philosophy has translated through my career at BNY Mellon which has a very similar feel as Bernstein. And then, when we came here, we instilled that same core value principle of fiduciary responsibility for our clients so we are very different than a traditional wirehouse or brokerage house, it is why we’ve grown so successfully. I would never, one, work for an institution that did bide by those standards and, secondarily, I wished Congress and Senate would turn around and actually implement a mandatory fiduciary liability for all financial advisors because, far too often, we see prospective clients or families get taken advantage of because the individual sitting across from them giving them financial advice is not necessarily aligned with their goals and objectives. Jason Diamond: So, I take it you are fee only. Constantine Hatzivassiliou: We are fee only. Jason Diamond: Yeah. I don’t want to lose the thread on the first part of my question. Do you think there is a distinction between a multifamily office and an RIA? I don’t want to lead you here but to me it implies a different level or different caliber of service model that probably includes more of the ancillary trust and estate and CPA type stuff that higher network clients need but curious what your thoughts are. Constantine Hatzivassiliou: Our first seven years at the firm, we were strictly an RIA, we functioned as an advisory service provider to our clients. What attracted me and my partners to Certuity was the nimbleness of the firm. So, for instance, at BNY Mellon, we often deemed a change necessary as moving an aircraft carrier across the world but it was an impossible task to accomplish. But when you’re small and nimble and clients come to you with a need and you’re in the service, ultimately, first and foremost, it made sense for us to start building out family office services for our clients because they had a need and we found it as a way to centralize everything because, far too often, when the communication standards break down between all the individual parts, one, it’s more expensive for the clients and, two, the process isn’t efficient, things get missed. So, we tried, largely due to our growth, to bring everything in house and our clients appreciate that for it. Jason Diamond: So, this is not a chicken and egg situation, this is very much we had large clients, we were attracting large clients and, in order to service them optimally, here’s what we felt we needed to build. Is that fair? Constantine Hatzivassiliou: 100%. Jason Diamond: Let’s shift gears, I need to go deeper on the professional golf thread a little bit. I promise I won’t make the whole interview about your golf background. I’m curious if you feel like that experience or that, I don’t know, upbringing or, I guess, background laid any foundation for the way you engage with clients today or the way you operate as a business leader today. Constantine Hatzivassiliou: So, there’s a couple parts to that. The golf side, certainly, just from an engaging client perspective, 90% of our clients are golfers. Jason Diamond: It’s very true. Constantine Hatzivassiliou: Right. It just helps because of our background and certainly with some of the clients and partners that we have at the firm, golf is a critical thread in what we do. However, when it comes to golf, what I learned playing golf at a high level directly translates to how we manage money for clients and I’ll express it this way. There’s generally two types of golfers, there’s the artist, the Sergios of the world who don’t fundamentally function off of specific points in their swing or a very structured platform, they see something, their mind becomes creative and they execute on it. I was never that way, I am a numbers person, I think everything analytically, I break everything down to the minute, everything is strategized and organized, I was taught to practice that way by Coach Alexander at the University of Florida and that foundational element seemed easy, it worked. If you practice properly, you’ve succeeded. Under pressure, all those hours and hours of repetition translated to success more often than not. In our industry, it’s process-driven, it has to be unemotional. A bad shot in golf is the equivalent of a bad day in the market, you can’t let one bad day in the market influence everything you do for the next year. Same way on the golf course playing in a tournament, you can’t allow one golf shot to affect the rest of the round. We kid with our clients oftentimes that, while we are fundamentally their financial advisor, more often than not, we’re their financial therapist. We have to control their emotions and make sure they’re not making an irrational decision. For instance, a couple days ago we were out with a client the day that Iran shot down one of the US military helicopters and we’re sitting down at lunch and, all of a sudden, his phone starts blowing up because he’s getting all these Google alerts to the market heading in the wrong direction and he had to go do a life insurance test later on that afternoon. So, all week, he had prepped and he was calm and he was relaxed, he was really excited, he’s, “My wife is setting me up with a new insurance policy and I know it’s for her benefit but all my numbers look good, I’m going to ace this and my premiums will be really low because of it,” it was a $25 million policy. And as he’s looking at his phone and he sees the market collapsing in his mind, his blood pressure rose to no end, you could see that his anxiety level went through the roof and, had I not been there with him at the time to hold his hand through that process, his afternoon would’ve been shot. I would’ve got a phone call saying, “What are we doing to prevent 2% loss in my portfolio,” because that’s how he thinks and, in that moment, I was the therapist to talk him off a ledge. It’s so hard for individuals to manage the stress of the markets, that golfer mentality of, okay, just breathe, relax, let’s see what’s going on, let’s make an educated, confirmed decision, let’s circle back with our caddy if we’re on tour and competing and make a unified decision for the long-term success of the goal that we’re trying to achieve. And what we do every day is the same thing with our clients. Jason Diamond: It’s an incredibly thoughtful answer, I expected a version of the latter part of your answer. I appreciate that you added the part about just most clients like golf, enjoy talking about golf, enjoy playing golf and it’s an effective business development tool, there’s no question. Constantine Hatzivassiliou: So, I have two kids, a 12-year-old and an eight-year-old, my son who’s 12 who’s an exceptional soccer player and wants to, aspires to play professionally one day has now fallen in love with golf which I’m ecstatic about. I think golf and tennis, from a business development perspective- Jason Diamond: Yeah, lifelong sports. Constantine Hatzivassiliou: And I look at it now and my mentor when I started in the business was absolutely right. The fact that I could get a CEO of a Fortune 100 company to want to actively spend four hours with me where we could dive into the weeds about their personal life, their financial situation, their business, you could never get that time otherwise. I urge everyone who’s coming out of college or is going into college who wants to aspire to be in any type of sales related role, golf is a great venue to make long-term relationships. Jason Diamond: And importantly, tennis is not as good on the knees long-term or the back long-term. So, you stick to golf, you get a little more longevity out of it. Constantine Hatzivassiliou: It does help, yes. You’re right. Jason Diamond: My thought always goes to people call it the 15th club in golf, just this mental element of the game and to me it’s the clear moment in golf that always comes to mind for me is the 72nd hole. I don’t know if you just watched the US Women’s Open but Nelly Korda standing over a two-foot putt that I really thought she missed, is there an equivalent of that moment? Are you ever able to recreate that pressure in your current role or is that something that you miss? Constantine Hatzivassiliou: Jason, we have those moments weekly, countless stories. Here’s where I love my job. I’ve transitioned from being the guy behind the screen who is just trading accounts, that’s where we all start and you have to have that foundational perspective of what’s involved in trading an account on a daily basis. Not that we ever picked stocks to an extensive level, we were generally managing ETFs, mutual funds and strategies but I’ll give you an example. So, just last week, we had a family and this is where the family office side comes in more so than the financial advisory services come in. We had spent four months in helping a family sell their business, it was a life altering moment, the dad started the business, the dad had been independently successful, net worth of well into eight figures, was happy and content, brought his son into the business, son was brilliant, saw an opportunity within the business and grew the business by 4,000%. Jason Diamond: Literally? Constantine Hatzivassiliou: Yup. All because of this, the son saw a different direction and pivoted the business and grew it out and here he is, getting ready to have their first child and he gets approached by a firm to acquire his business. They’re ecstatic, the number was perfect, I thought it was overvalued, I was telling them that there’s no way they could turn it down because the number was too significant. Had they gone to the market, they would probably never achieve that level of return. And literally, the day of closing, as we’re expecting the wire to come through, the deal gets pulled. So, here you have the father who’s crushed because he was trying to provide something for his son, the son who’s just devastated because he now was preparing for the second stage of his life and you go through at that stage the classic stages of grief, it’s the cycle that goes through it. I was holding their hand through the three-month process up to there, every day, hourly calls, strategizing, building everything out, organizing the accounting team, organizing the attorneys, getting it all to work out. And here I am, father and son, unbelievably stressed, you have the wives in the background who can’t quite comprehend what’s going on, you have employees beneath them who are now confused as to there was a transition getting ready to take place and the only person who can step in under that critical moment to bring everybody back together was me. So, here I am thinking, 20 years ago, I’ll just pick stocks and bonds for individuals but now I’m in the middle of deal flow trying to help a family solve the issues that arise. So, those are hugely critical- Jason Diamond: Yeah, that’s right. Constantine Hatzivassiliou: …moments where, because our clients are our friends and family, we care for them like they’re our own, you become emotionally attached. And the same pressure that I felt when I won my first mini tour event after college, when I had to get up and down from the impossible bunker shot and I hit it to six feet and I made the crucial put to win my first $23,000 check which I thought was unbelievable, they gave you those big old-fashioned- Jason Diamond: The Happy Gilmore checks. Constantine Hatzivassiliou: Exactly, right? It was the greatest day at that time. The stress of being in that bunker trying to hit that shot is the same stress I felt having two phones ringing, one the father, one the son where we have to keep that situation separate. So, you’re diving into unbelievably stressful situations and the best part is, when we get it all solved and literally yesterday we solved the entire dynamic of the business, I get a text from the son saying that this was the most incredible rollercoaster experience he’s ever experienced, that he’s incredibly grateful for all that I did and our team did for him and that, for the rest of his life, we will always be the first person he calls to solve any of his problems. So, for us, that’s the recreation of that stressful moment and then the victory on the back end. Twenty-five years ago, I got the big Happy Gilmore check. Yesterday, I got that text which I’ve printed out and framed and have it in my office as a constant memory of why it is we do what we do. Jason Diamond: And I would bet that’s more impactful than the $23,000. It’s an incredible story and I’ll tell you why, you said it but it’s as far away from stocks and bonds as you could possibly get. But I think, most advisors, a story like that resonates much more. It leads into my next question. You intentionally choose to service a high net worth segment of the market and I would assume that number’s probably creeping up, not down over time in terms of who you service. My thought is that’s a very competitive segment of the market as well. Is this how you differentiate is just you make it about those types of human examples or is there more to it? Constantine Hatzivassiliou: I’m envious of the advisor who could walk into a room of 200 people and they become the central focal point of the room where they can walk up to every single person and fearlessly ask them incredibly personal information, I’m not wired that way. For me, I’m very much the individual that I will find the one person that I have common ground with, I will deepen that relationship and I will add value and, because of the value that I create, I become a critical component of that individual’s success. And that’s how we’ve grown our business holistically at the firm largely buy that extra layer of service. We’re a commodity business. Being in South Florida, the clubs that I belong to, 10 to 15% of the members feel like they’re financial advisors. You could throw a rock anywhere and find a financial advisor so how do I differentiate myself? The only way I can truly differentiate myself and my firm is the level of service we provide, to go that extra step. To where, when we’re calling a client, they know I’m calling them to support their needs not because I’m seeking something for any ulterior motive. Jason Diamond: But you don’t mention financial planning or investment management or asset custody. Is that because I assume just that’s table stakes? Of course we do that but … Okay, yeah. Makes sense. Constantine Hatzivassiliou: That’s the easy part, right? That’s foundationally … And to your earlier point, you were asking the RIA model. One of the biggest challenges that we had down here in South Florida was the RIA model is new. If you were in the northeast, RIAs are very common, out west, incredibly common. Down here in South Florida, I just finished dealing with Bernie Madoff. Jason Diamond: You were fighting the good education fight a little bit. Constantine Hatzivassiliou: At Bernstein, 108 of our clients had assets with Bernie Madoff. Jason Diamond: Yeah. Constantine Hatzivassiliou: So, when you leave, one of our biggest growing curves as an RIA in South Florida was, when you leave the power of BNY Mellon or Bernstein and you’re some random little shop called Certuity, no one knows who you are. So, there was a big part of our education in the business was learning how to educate clients and prospective clients on the value of the RIA model and the fiduciary model in particular. Jason Diamond: Could you give me the 30-second answer to that if somebody says who are you, your prospect? I’ll tell you why I ask. Forget just Bernstein’s and BNYs of the world, a Morgan Stanley advisor or Merrill advisor has the exact same fear. I’m leaving Merrill to go launch Jason Diamond Wealth Management, my client’s going to say, “Well, who is that?” So, give me the quick pitch. Constantine Hatzivassiliou: Your typical broker, let’s say, you’re not really hiring JP Morgan, you’re not really hiring Wells Fargo, you’re not hiring Goldman Sachs, you’re hiring the advisor who works for that institution. Now, yes, that advisor has the Rolodex of data and information available at the firm level but, ultimately, you’re entrusting that individual to make your decisions for you. The broker who leaves the brokerage model to open up their own brick and mortar operation has to then decide are they continuing down the wirehouse brokerage model where they’re transactional in nature, the economics behind that, far more profitable. The revenue streams affiliated with a brokerage house drastically blows us out of the water. But then you have to also look at yourself in the mirror so how are you running your book of business, how are you running your practice. So, to answer your 30-second question, the RIA model, in my opinion, is truly the only way any family of wealth should proceed with an advisory firm because you want an individual who is aligned in your goals and objectives. Our clients know that I’m their chief financial officer, I work for them. They task us with building out a financial strategy that is customized to their individual needs and they never have to worry do I have an ulterior motive as to why I’m presenting an option in that strategy. And, because of that, the fiduciary model, I think, is critical for our success as a firm and, again, as I mentioned earlier, I wish it’s something that was industry well and not the vast minority. Jason Diamond: Yeah. No, that’s a great answer. So, do you think then that, as time has gone on, this has gotten easier? I assume the answer is yes either because more clients are aware of your brand and/or more aware of the space as a whole. Constantine Hatzivassiliou: The first thing that helped the most was some gray hair. When I started at Bernstein, I attempted to solicit new clients very much the same way I do today. But when I was 26 years old and I’m sitting in front of a family worth and the dad was in the 70s and he lived his life and I’m younger than his kids, he would look at me and say, “What do you really know? What experience do you have?” So, doing this now for as long as I have, the number one thing that has helped me the most in growth is just wisdom and time. Without that, yes, you can be a rockstar stock picker. We have so many kids coming out of college today with the advent of AI and technology that have algorithms that could run unbelievable portfolios and there is a segment of the market who wants to hire and engage those individuals but, generally speaking, the families that we service, that is 10th or 12th on the list of importance. Jason Diamond: No, I think that’s spot on. I think most high net worth clients counterintuitively agree with that, that alpha, for lack of a better term, is really not the name of the game or not in the top five reasons why you would engage with a financial advisor. Constantine Hatzivassiliou: Agreed. The biggest thing that we’ve been doing to educate clients especially in today’s environment, I had a call yesterday with an individual, a client who lives in New Jersey who works out of New York for a hedge fund, he knows our space incredibly well. He’s one of those kids, 28 years old, brilliant, as smart as you’ll ever be but his tax bracket is atrocious. He is paying so much of his W-2 income in taxes and building out a strategy that can reduce his tax liability by several hundred thousand dollars a year far exceeds any alpha I can generate by picking a top decile performer. Jason Diamond: What was the strategy? Move to Florida? I’m just kidding. Don’t answer that. Constantine Hatzivassiliou: We offered that but, unfortunately, he has to be physically in the office in New York City but yes. Jason Diamond: I think that will resonate, by the way, your gray hair comment. I appreciate the humility and the modesty in that because, the reality is, one of the questions I was going to ask you about was next-gen talent cultivation. In my opinion, this is a hard game for younger folks for that reason. People sit across from other people with a lot of money and they say, “Why am I going to entrust you with my life’s work when you just don’t have that degree of experience?” I was asking more even about your firm success and your firm story, have you felt like that’s caught on more? Do you have more brand awareness, if you will, now when you go to a prospect meeting or do you think you’re still constantly fighting that education fight? Constantine Hatzivassiliou: So, first part, brands, it’s improved in our immediate network. In our little bubble of the world, yes, it’s known. Let’s call it, in South Florida the influential attorneys, the accountants, the divorce attorneys know who we are because, having been down here long enough, we’ve had opportunities to work together. Our network of friends, certainly, the word spreads. But in the grand scheme of things, we are so small in the South Florida landscape or the LA landscape or the New York landscape so any incremental gain that we pick up is meaningful. And then, as it relates to young talent, our success is completely, long-term, derived by the young talent that we bring in to nurture them to help them grow. I look at our success, two of our critical mentors and board members of our firm are in their 80s, their children and grandchildren, nepotism aside, whether it was interning while in college or coming to work for us after school, they’re our best employees. And our goal as a firm, just like how I was offered the opportunity to become a partner and own a piece of the business, our goal long term will be to transition the business to this younger generation that we’re developing. I look at, again, those two board members who are in their 80s, the advice they’ve given me is don’t ever stop working, you have to be doing something. And I turn to them and say, “I don’t work every day.” I put in 20 hour days, well, not quite 20, 18 hour days but it’s never work because, what I do every day, I don’t deem it work, I love what I do, I don’t ever see myself stopping. Because they’ll tell me all of their friends that have stopped working or sold their business, invariably, the men die within six months because boredom and we always joke around that you’ll continue to work forever. So, I would hope that one day I transition into that advisory board member role where I step aside day-to-day activity where I’m now a mentor to our younger generation that we’re promoting into partners because we’ve made promises to our clients that we will forever be their family office. So, we have to, as part of our growth model, have those transitions in place because we’re servicing many families that have 85-year-old clients and two-year-old clients and we’re tasked with the two-year-olds as well as the 85-year-old. Jason Diamond: I also feel like there’s a little bit of younger generations I think have been reluctant to some degree to get it, you can disagree with this, to get into this space because there’s a more appeal to things like investment banking and sales and trading to some degree. The other problem obviously you alluded to is asset gathering. Your model speaks so clearly to success because you don’t say I own the client, that’s my relationship. To me, you plant the seeds of being able to handle succession much better than somebody who does the mine is mine and yours is yours approach. Is that fair? Constantine Hatzivassiliou: That’s completely accurate. And I think there’s two types of people that serve in the financial advisory space. You have the individual who is analytics driven, who likes being behind the bank of monitors trading account and there’s a critical part of our firm and our success is driven by the team in the office that aren’t necessarily client facing that do all the heavy lifting every day because they’re really doing the heavy work. Myself, my partners, the select few, while talented and able to do that, realize the value that we present is quarterbacking the relationship and helping understand all the components. We kid around that we’ve all stayed at a Holiday Inn Express last night, we’ve become experts in tax, we’ve become experts at trust and estate planning, we’ve become experts at divorce, we’ve become experts at the medical field. It’s shocking how it’s 2:00 in the morning and you get a phone call, panic attack by a client saying they need a doctor for X, Y and Z, can you connect me. So, the younger generation, yes, the sexy space is investment banking and that is really hard work. I could not do what my friends at Goldman do who are at these private mid-market funds, that’s just not me. I’ve been fortunate that I stumbled into an avenue in financial services that I think perfectly fits my personality and my want and desire to help others because that’s what we’re driven by and we try and hire people with that same mindset. The hardest thing as an RIA especially in South Florida is finding and retaining talent that is like-minded and that could function well within our family. Jason Diamond: If you build a firm predicated on culture and client service, I understand, certainly, the importance of that. I want to shift gears, I don’t want to lose this thought. You mentioned organic growth, it’s incredible. You have not mentioned inorganic growth at all and maybe because you haven’t had to but give me your thoughts on M&A, private equity in this space, do you have plans to sell the business, take on a capital partner, buy other RIAs? Constantine Hatzivassiliou: Yeah. So, I understand why private equity in the last 10 years has come into the market. For years, they bought up insurance practices, that recurring revenue, sticky assets, it makes sense. Personally, I’m not a fan of them being in our markets, I think they’re motivated at the end of the day by AUM growth, revenue growth and the second transaction which, for most of our clients, would not make sense because, again, that then questions why it is that we’re motivated to do something. Am I taking extra risk in the portfolio because I want to grow the AUM because I’m looking to sell in a year? Am I bringing in a strategy that has a higher fee? For us, it doesn’t work. In the brokerage model, it makes perfect sense. Now, there are some RIAs who leave the wirehouses, open up an RIA shop, do really well for their clients but don’t have the long-term aspirations of making the institution a legacy to where they’re passing it off. I hope my kids one day want to come work for dad and follow in his steps, that’d be amazing. Just like our younger generation working at the firm, our goal is we’ve already targeted the three or four guys that will be partner one day and we’ll transition the business over to them. But it’s okay if there’s an RIA out there who doesn’t have that transition product or isn’t motivated by that and is looking at it as a vehicle that I’ve built a really good successful book of business and I want to now retire and spend time with my family and kids and travel, et cetera, and that’s where PE steps in and offers an attractive number and the person makes their move. So, I can’t fault the individual for wanting that and I’m not saying that they’re not doing well by their clients, it’s just, for us, I’m not a fan of it because, again, I’m first critically and always focused on what’s best for the client. Jason Diamond: Fair. And I largely agree with some of what you said around private equity in this space but private equity enables … Obviously, it’s capital so which enables acquisitions which is why a lot of firms take on private equity. So, what about the idea of potentially buying businesses to start up inorganic growth? Constantine Hatzivassiliou: We have gone down the road of acquiring other institutions potentially. The challenge is, because we manage money so uniquely and our approach is so different, I’m not going to bring on an institution or bring in a new partner to the firm or a new book of business that we’ve acquired if the methodology and the life of that book doesn’t mirror ours. So, yes, there is opportunities to grow through acquisition, it’s not something that we are leaning on heavily. However, for the right institution that’s available that is aligned with our thinking, whose clients would value and appreciate how we do things or, if that institution is doing something truly unique that we would want to bolt onto our platform, all day long because, again, for the benefit of the client, it makes sense. So, yes, there are opportunities for that. Too often we find that, when a book is available for acquisition, the highest bidder tends to win out and we don’t have the deep enough pockets to write a multiple that we don’t deem to be, let’s call it, market neutral. Jason Diamond: Yeah, market prudent. I understand the premise and I think that’s fair. I also think you have the luxury, because of your organic growth, you can be super, super picky about inorganic and I love how you bring it all back to the lens of the client. Can this improve the client experience in some way? And, if so, yes, we’ll take a look. I got time for one more question, I can’t believe time has flown. You’ve had a remarkable journey, professional golf now partner at a $4 billion plus on the way to $5 billion RIA multifamily office. What are you most proud of when you reflect on your career journey? Constantine Hatzivassiliou: What am I most proud of? To see what Rich, myself and Mark and Jayson built over these years from where we were sitting in a small conference room, struggling to figure out how do we find a way to hire a trust and estate attorney to help with that component, which CPAs do we bring on board in-house because clients have a need. So, the entrepreneurial spirit involved in growing the business, the late nights, the struggles, the banter back and forth, to put so much blood, sweat and tears into this and now to look at all that we’ve accomplished, being in four separate states with offices, having so many wonderful employees that have come to us from all over the world, Germany, from China, from Tokyo, bringing people in to the US and building out something that, when we leave at the end of the day, are incredibly proud of. My father’s no longer with us, for 50 years, I always strived to make him proud because he never told me that he was proud of me, he was the classic Greek old-fashioned dad. I think he looks down on his now for everything that we’ve built and would say that he’s proud of us so, for me, that’s the best. Jason Diamond: Yeah. That’s an incredible place to end. Thank you for sharing that, it’s a touching place to end and I appreciate you being open. Thank you. This has been one of my favorite episodes, your journey, your humility, your honesty, your transparency, it’s no wonder you’ve built a business you’ve built. So, thanks for joining us, Constantine. I look forward to having you back on to talk about the next chapter. Constantine Hatzivassiliou: Thank you. Next time we’ll do it from the golf course. Jason Diamond: Oh, absolutely. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook.   Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I

Most people hear "$1.46 million" and give up before they even start. That number just went up $200,000 in ONE year — and it's stealing your hope before you even try.But here's the truth: you don't need that number. You need a plan.In this episode, I'm breaking down exactly what to do — no matter your age, your income, or how far behind you feel. Whether you're 25 or 55, this is your retirement roadmap.In this video you'll learn:- Why the $1.46M number is misleading millions of Americans- The real retirement number YOU actually need- A step-by-step action plan by age (25, 35, 45, and 55)- How to start building wealth with as little as $50/month- Why you can NOT count on Social Security or an inheritance- The one mistake that keeps most families broke for generationsYour Retirement Roadmap:✅ Write down your retirement vision — tonight✅ Track every dollar for 30 days✅ Set up an automatic transfer — even $10 counts✅ Open or increase your retirement account✅ Make one extra debt payment this week✅ Research HSAs and health care options✅ Build your plan WITHOUT counting on Social SecurityNobody is coming to save you. But you can save yourself — and your family — starting today.ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

An ex housewife from the OC's son started a fire. Taylor Frankie Paul is still going at it. And Nick Viall's take on Julie LaPlaca, plus more Pilot Pete!

Paula McQuaid, co-founder and in-house research lead, fuels HONE's innovation with her passion for uncovering what truly shapes human wellness. For the past fifteen years, she's dedicated herself to understanding how people thrive, then translating that insight into tools that help athletes, coaches, and organizations perform at their best through HONE's platform. With a Master of Counselling and a member of the Canadian Counselling and Psychotherapy Association, Paula brings both academic depth and human connection to her work. Alongside her role with HONE, she has served as a Mental Performance Consultant for Hockey Canada's Women's U-18 National Team, quietly keeping two Gold (2019, 2022), one Silver (2020), and one Bronze. Co-founder Jessica Renney leads growth at HONE with her sharp insight, energy, and passion for connecting people to purpose. Born in Trail, British Columbia, and raised across Western Canada by two coaches, Jess has always been surrounded by sport and the pursuit of excellence. Seeing firsthand the pressure and barriers that exist in high-performance environments, both through her work and through her upbringing as the daughter of a 13 year NHL coach, she brings an incredible perspective to the mental health and well being needed for athletes to thrive. A graduate of the University of Lethbridge with a Bachelor's degree in Psychology, she later completed her Master of Arts in Counseling Psychology at the University of Victoria. She is also a member of the Canadian Counseling and Psychotherapy Association. ​Connect: https://www.honeathletics.com/ The #1 Bestseller CAPTAIN: THE ATHLETE'S GUIDE TO BEING AN EXCEPTIONAL TEAM LEADER is now available!  CLICK HERE TO ORDER We are constantly asked "where have all the leaders gone?" Now more than ever, it is up to schools, clubs and coaches to develop our leaders, and this new book is a perfect guide to train and develop them. It is filled with stories of champion team captains on the professional and college level, Hall of Fame coaches, and more, and is a masterclass on leadership. Your athletes will learn from leaders such as Carles Puyol Abby Wambach, Tim Duncan, Shane Battier, Richie McCaw, Carla Overbeck and Simone Biles. It will help your athletes understand the qualities needed to lead, the responsibilities they must accept, and the most common challenges they will face. The chapters are short and sweet and have discussion questions so that your leaders can work through them together and set your team up for great success. The book also comes with a  FREE downloadable 10-session curriculum so you can guide your team or the leaders in your school or club through the entire book.  FOR ORDERS OF 10 OR MORE, WE OFFER A $5 PER BOOK DISCOUNT. EMAIL John@ChangingTheGameProject.com to place your order. BOOK A SPEAKER: Interested in having John or one of our speaking team present to your school, club or coaching event, either in person or virtually? Looking for leadership training for your student athletes, a coach development workshop or parent education? We are still booking Fall 2026 events, please email us to set up an introductory call John@ChangingTheGameProject.com PUT IN YOUR BULK BOOK ORDERS FOR OUR BESTSELLING BOOKS, AND JOIN 2026 CHAMPIONSHIP TEAMS FROM SYRACUSE MENS LAX, UNC AND NAVY WOMENS LAX, AND MORE! These are just the most recent championship teams using THE CHAMPION TEAMMATE book with their athletes and support teams. Many of these coaches are also getting THE CHAMPION SPORTS PARENT so their team parents can be part of a successful culture. Schools and clubs are using EVERY MOMENT MATTERS for staff development and book clubs. Are you?  We have been fulfilling numerous bulk orders for some of the top high school and collegiate sports programs in the country, will your team be next? Click here to visit John's author page on Amazon Click here to visit Jerry's author page on Amazon Please email John@ChangingTheGameProject.com if you want discounted pricing on 10 or more books on any of our books. Thanks everyone. This week's podcast is brought to you by our friends at Sprocket Sports.  Sprocket Sports is a software platform for youth sports clubs.  Yeah, there are a lot of these systems out there, but Sprocket provides the full enchilada. They give you all the cool front-end stuff to make your club look good– like websites, communication tools and marketing tools – AND all the back-end transactions and services to run your business better so you can focus on what really matters – your players and your teams. Sprocket is built for those clubs looking to thrive, not just survive, in the competitive world of youth sports clubs.  So if you've been looking for a true business partner – not just another app – check them out today at https://sprocketsports.me/CTG.

Episode Summary In this episode of the Solar Maverick Podcast, Benoy Thanjan speaks with Matt Coleman, CEO of Davis Hill Development and Principal of Skyview Ventures. The conversation centers on Davis Hill's partnership with HiveTracks, an innovative program that uses beekeeping and honey analysis as a biodiversity monitoring tool on solar sites. Matt explains how HiveTracks analyzes honey, pollen, and environmental DNA to track pollutants, invasive species, and ecosystem health, and how that data informs vegetative maintenance, mowing schedules, and seeding decisions on Davis Hill's projects. Benoy and Matt also discuss agrivoltaics and multi-use land strategies, including grazing, hay production, and a new cranberry bog project in Massachusetts, the importance of long-term partnerships with farmers and landowners, how community-focused land stewardship can strengthen permitting outcomes, and the evolving role of solar-plus-storage and standalone battery projects. The episode closes with Matt's advice for early-stage clean energy entrepreneurs on differentiation and market timing. Biographies Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy, a solar development and consulting firm, and the host of the Solar Maverick Podcast. He also serves as a strategic advisor to multiple cleantech startups. Over his career, Benoy has developed more than 100 MW of solar projects across the United States, advised on more than 1 GW of energy projects worldwide, helped launch some of the first residential solar tax equity funds at Tesla, and brokered approximately $50 million in renewable energy credit transactions. Before founding Reneu Energy, Benoy worked in Tesla's Project Finance Group as an environmental commodities trader, where he managed one of the company's largest environmental commodities portfolios. He originated renewable energy credit transactions and worked with senior leadership to develop monetization and hedging strategies supporting the company's expansion into East Coast markets. Benoy also served as Vice President at Vanguard Energy Partners, a solar and energy storage construction company, where he developed project finance solutions for commercial-scale solar portfolios. At Ridgewood Renewable Power, a private equity fund with approximately 125 MW of U.S. renewable energy assets, he evaluated investment opportunities, supported portfolio strategy, and played a key role in the sale of the firm's renewable energy portfolio. Earlier in his career, Benoy worked in Energy Structured Finance at Deloitte & Touche and in Financial Advisory Services at Ernst & Young. He also completed an internship on the trading floor at D. E. Shaw & Co., a global investment and technology development firm. Benoy holds an MBA in Finance from Rutgers University and a Bachelor of Science in Finance and Economics from the NYU Stern School of Business, where he was an Alumni Scholar.   Guest Information   Matt Coleman Matt Coleman joined Skyview in February 2016 and brings over fifteen years of expertise in renewable energy via project development and finance, corporate investment, and technology development. Mr. Coleman was most recently EVP of Business Development at Clean Focus, where he led the company's commercial and utility solar power project development and acquisition. Prior to Clean Focus, Mr. Coleman co-founded and managed one of the first renewable energy sector hedge funds in the United States. He also helped launch two different concentrating solar firms, Soliant Energy and Hyperlight Energy, and developed and financed a variety of distributed generation technologies for RealEnergy. Mr. Coleman earned an MBA from the Anderson School at UCLA and a BA in Environmental Science from Johns Hopkins University.   Stay Connected: Benoy Thanjan Email: info@reneuenergy.com  LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com Website: https://www.solarmaverickpodcast.com/    Matt Coleman       Skyview Ventures https://skyviewventures.com/    Davis Hill Development  https://www.davishilldevelopment.com/    Hivetracks  https://www.hivetracks.com/    Matt Coleman on LinkedIn  https://www.linkedin.com/in/mattecolem/ Sponsor This episode of the Solar Maverick Podcast is brought to you by Reneu Energy. Reneu Energy works with companies and organizations on renewable energy strategy, project development, owner's representation, project finance, renewable energy credits, and market advisory services. To learn more, visit: https://www.reneuenergy.com Listen and Subscribe Subscribe to the Solar Maverick Podcast on Apple Podcasts, Spotify, YouTube, or your favorite podcast platform. If you enjoyed this episode, please leave a rating and review. It helps more people discover conversations with the leaders shaping the future of solar, storage, and the energy transition.

Tony, Denis and Rob cover Schrodinger' Senator, Health department visits Trump National Golf Club, a Scatological sidebar from Tony, Another Trump Crypto Scam, RIP Lindsey (Tony Trump's Eulogy) and more.

Red pill dating advice for older men exposes the biggest illusion in the manosphere: that aging and money automatically make you a high-value bachelor without ongoing effort. Today we break down Briffault's Law, why the burden of sexual performance never lets up regardless of age or income, the mandatory upkeep required across fitness, finance, and frame to stay competitive, and why marriage is game on hard mode that most older men walk into completely unprepared.VIDEOS TO WATCH NEXT:Watch this playlist to figure out how to fix your failing marriage: https://www.youtube.com/playlist?list=PLEXcvFDdRqPuu_G8-sTLS7eXT7myvidMFWatch this playlist to help you get over your ex for good: https://www.youtube.com/playlist?list=PLEXcvFDdRqPsZ9JCTSAIkin-oMnavqNJZWatch this playlist to develop an unshakable frame and take control of your life: https://youtube.com/playlist?list=PLEXcvFDdRqPvgN8idHfGfOp3gA8Y0tMxT&si=NccZ6koKYz3hSuUz--------------------------------------------FREE EBOOKS➡️ She's Made You Weak: https://ebook.fixdeadbedrooms.com➡️ Fine... Here's How You Get Her Back: https://ebook.getoveryourex.us➡️ The 4 Magic $3X Positions: https://sexytime.fixdeadbedrooms.com--------------------------------------------BOOKS AND WORKBOOKS➡️ Find all of my books here: https://mybook.to/comeonmanpod➡️ Find all of my workbooks here: https://mybook.to/RPWorkbooks--------------------------------------------FOLLOW MEFollow on TikTok - https://www.tiktok.com/@comeonmanpodFollow on Instagram - https://www.instagram.com/comeonmanpodcast/Follow on Facebook - https://www.facebook.com/comeonmanpodcastFollow on X - https://x.com/bestmenspodFollow on Gettr - https://gettr.com/user/comeonmanpodFollow on Truth - https://truthsocial.com/@comeonmanpodFollow on Substack - https://substack.com/@comeonmanpod--------------------------------------------COMMUNITIES➡️ Join The W.O.L.F. Pack: https://wolf.comeonmanpod.com/➡️ Become a Spotify Channel Subscriber: https://podcasters.spotify.com/pod/show/comeonman/subscribe--------------------------------------------

We are on the run! Joe is going to get married at the end of the year and we are on fast track to plan his Bachelor Trip! See omnystudio.com/listener for privacy information.

A 7AM hour that is going to be one of the best moments that you hear all day! Find out who is going to be narc-ing in their apartment complex, Katie Sommers is ready for fall, Ashley is riding dirty, and there is some stuff we need to go over for Joe's Bachelor trip! See omnystudio.com/listener for privacy information.

Welcome back to The Viall Files: Reality Recap!  Lele Pons joins us to recap the Love Island finale, Brinity's win, and the ongoing Melanie and Sincere debate. We get into Family Night, Kayda and Zach's label drama, Kenzie's final run, and which villa couples might survive the real world. Plus, Nick reacts to the latest Bachelor producer book drama, and Lele opens up about motherhood, raising kids online, and growing up with the internet. You won't want to miss it :)   "I want to give Melanie a chance!" Suite 305 with Lele Pons is a new weekly interview show from iHeartMedia's My Cultura and TikTok Podcast Networks, and is available on the iHeartRadio app, Netflix, and everywhere podcasts are heard. Nick is on Substack! Subscribe here: https://nickviall.substack.com/subscribe  HEY! YOU! DO YOU NEED DATING AND RELATIONSHIP ADVICE?  Email asknick@theviallfiles.com and be a part of future Ask Nick episodes! Want ad free episodes and incredible bonus content?  Start your 7 Day Free Trial of Viall Files + here: https://viallfiles.supportingcast.fm/   Subscribe to The ENVY Media Newsletter Today: https://www.viallfiles.com/newsletter   To Order Nick's Book and/or learn more about the show, go to: https://viallfiles.com  THANK YOU TO OUR SPONSORS: Nature's Sunshine: Go to https://naturessunshine.com today and use the code VIALL for 20% off your first order, plus free shipping. Neuro: For a limited time, you can get 20% off your first order at https://neurogum.com by using code: VIALL. FIGS Scrubs: Use code FIGSRX for 15% off your first order at https://wearfigs.com   Better Help: Start therapy with BetterHelp. Sign up and get 10% off at https://betterhelp.com/viall   Quince: Go to https://quince.com/viall  for free shipping on your order and 365-day returns. To advertise on this podcast please email: ad-sales@libsyn.com or go to: https://advertising.libsyn.com/theviallfiles    Timestamps: 00:13 - Intro 23:26 - Lele Joins 1:35:38 - Outro

Fr. Michael Copenhagen is a Melkite (Eastern Catholic) priest, husband, and father at St. Nicholas the Wonderworker Melkite Catholic Church in Gates, New York. He holds a Bachelor's of Sacred Theology from the Pontifical University of St. Thomas Aquinas in Rome. In Today's Show: Why do some families go through more tragedies compared to others? Is it because they sin more? How can we be sure that Paul's understanding of the Gospel is what Jesus Christ actually meant? What resources do you suggest for a beginner Eastern Catholic? What is the Catholic stance on miracles in the Eastern Orthodox and Oriental Orthodox churches, such as Our Lady of Zeitoun? And more. Visit the show page at thestationofthecross.com/askapriest to listen live, check out the weekly lineup, listen to podcasts of past episodes, watch live video, find show resources, sign up for our mailing list of upcoming shows, and submit your question for Father!

Weekend recaps (00:00-55:30). Love Island USA season 8 finale reaction (56:48-1:13:20). Summer House gets spinoff in Canada (1:13:21-1:16:23). Alix Earle spotted out with Lando Norris (1:17:42-1:28:28). Peter Weber speaks out against Bachelor producer's memoir about their alleged romance (1:28:29-1:34:48). Weekly Watch Report: Love Island UK, The Invite, Elle + more! (1:35:28-1:53:25). CITO LINKS > barstool.link/chicks-in-the-office.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/chicks-in-the-office

Kate discusses what to watch this week including The Real Wolf of Wall Street (Paramount+), The Ultimatum (Netflix), Dancing With the Stars: Next Pro (ABC), and Quarterback (Netflix). Reality Life with Kate Casey What to Watch List: https://katecasey.substack.com The Story Behind My Podcast: https://katecasey.substack.com/p/i-was-the-narrator-of-my-own-family Patreon: http://www.patreon.com/katecasey Twitter: https://twitter.com/katecasey Instagram: http://www.instagram.com/katecaseyca Tik Tok: https://www.tiktok.com/@itskatecasey?lang=en Facebook Group: https://www.facebook.com/groups/113157919338245 Amazon List: https://www.amazon.com/shop/katecasey Like it to Know It: https://www.shopltk.com/explore/katecaseySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Monday morning edition of The Rush Hour Podcast covers two stories making headlines for very different reasons. First, Bachelor alum and friend of the show Courtney Robertson breaks her silence on her divorce in an emotional episode of her podcast, and we share a teaser clip while discussing what she had to say. Then we turn to the breaking news that longtime South Carolina Senator Lindsey Graham has died at the age of 71 following what his office described as a brief and sudden illness. We break down Donald Trump's reaction, the political legacy Graham leaves behind, his evolution from Trump critic to one of the president's closest allies, and the speculation already spreading online about the circumstances surrounding his death. While conspiracy theories are circulating, we'll separate what's known from what's merely being claimed as the story continues to develop. All that, plus the latest analysis and commentary, on today's episode of The Rush Hour Podcast.

We were never meant to walk the parenting journey alone. In this heartwarming and eye-opening episode, host Cindy Wilson (Director of Education, Equipping, and Research at Connected Families) sits down with Crystal Wilson, the Director of Global Fundraising Strategy at Compassion International. Together, they explore the universal heartbeat of motherhood and the essential, life-giving power of Christian community.  If lonely motherhood has been weighing on you, and you’re longing to build deeper, more authentic relationships right where you are, this conversation offers a beautiful reminder of how God wired us for connection, grace, and mutual support.  Key Takeaways: Discover the universal heart of parenthood from mothers around the world Learn practical steps to overcome isolation Discover powerful stories of how local churches worldwide are partnering with organizations to bring joy Mentioned in this Podcast:  Acts 2 Galatians 6:2 Matthew 16:18 Compassion International Compassion's Survival Program Connected Families Ministry Partnership Program The Table Monthly Giving Program Check out our website for more resources to support your parenting! Guest Bio: Crystal Wilson is a dynamic leader whose life purpose is to serve the world’s most vulnerable by connecting them with life-changing resources. She currently serves as Director of Global Fundraising Strategy at Compassion International, leading global and multicultural fundraising strategies fueled by her faith, entrepreneurial mindset, and passion for Christ. A graduate of the University of Michigan with a Bachelor of Arts in Communications, Crystal spent 15 years in the automotive industry leading high-performing PR and marketing teams for major brands including Cadillac, Lincoln, and Nissan. Licensed to preach the gospel at age 24, she launched and led a young adult ministry for over five years under her father, Rev. Dr. David L. Roberson, Senior Pastor of New Hope Missionary Baptist Church, and also served as Director of Children’s Church at Life Changers International Church. She is a co-founder of THRIVE!, Compassion’s Employee Resource Group that supports and empowers working mothers. Above all, Crystal’s most treasured roles are wife to Cameron Wilson and mom to Cameron Ray (14) and Christian David (11). Want to keep this conversation going? Join us inside the cf community — a faith-anchored, coach-supported space where parents grow together. Reflect on episodes like this one, ask hard questions, and celebrate the small wins alongside parents from around the world.

The right executive hire can accelerate everything, while the wrong one can cost a company far more than a bad résumé suggests. In this episode of Sharkpreneur, Seth Greene interviews David Ulrich, Founder and Principal at David Ulrich Associates, who shares how business owners can distinguish polished candidates from leaders truly equipped to perform, why entrepreneurial capacity matters, and where companies often go wrong when hiring senior executives. He also explains the evolving role of LinkedIn and AI in executive search, the importance of maintaining a strong professional network, and why great recruiters have a fiduciary-level responsibility to both candidates and clients. Key Takeaways:→ Strong leadership skills can transfer across industries when candidates understand people, operations, and accountability. → Great executive hiring begins with asking the right questions about the business's real needs. → Professionals should build relationships with trusted recruiters before they need to find a new role.→ A strong LinkedIn profile should clearly convey experience, values, and capabilities. → Ethical recruiters prioritize long-term fit and the well-being of candidates and clients alike. David Ulrich is a seasoned Executive Search and Human Capital Strategist with more than 15 years of experience across the restaurant, hospitality, franchising, and real estate industries. He has a proven record of recruiting, developing, and retaining top talent for organizations at all levels. David is known for his client-focused approach and for providing honest, timely feedback to build long-term relationships. His extensive industry network includes major private equity firms and global restaurant and hotel companies, giving him unparalleled access to top talent and opportunities. David holds a Bachelor of Arts in Economics from the University of Massachusetts Amherst. Connect With David:Website: https://www.davidulrichassociates.com/ LinkedIn: https://www.linkedin.com/company/david-ulrich-associates-executive-search

It's the Weekend Rush, and we've got a packed bonus episode breaking down some of the biggest stories making headlines.

We are kicking off today's episode by clearing up some major drama, including setting the record straight on those Taylor Swift wedding rumors and diving into the scandalous tell-all from a Bachelor producer who hooked up with one of the leads. Then, I am sitting down with total Hollywood royalty: Fenton Bailey and Randy Barbato, the legendary co-founders of World of Wonder and Executive Producers of the global phenomenon Rupaul's Drag Race! For over thirty years, these two have shaped pop culture, creating groundbreaking documentaries and most recently their latest hit summer film, Stop! That! Train! They take me all the way back to their film school days and their fascinating partnership, plus they reveal how they were actually pitched the Kardashians' reality show first, and whether they're still kicking themselves for passing. We talk everything from how they first discovered RuPaul to what the OJ Simpson trial meant for everyone involved, and we even pitch some hilarious new projects together. You do not want to miss this incredibly juicy and hilarious look behind the Hollywood curtain! -Use code JUICYSCOOP at ⁠jonesroadbeauty.com⁠ to get a Free Gift with your first purchase! #JonesRoadBeauty #ad  -Make your summer wardrobe feel easier. Go to ⁠Quince.com/juicy⁠  for free shipping on your order and 365-day returns. -For a limited time, Nutrafol is offering our listeners $10 off your first month's subscription and free shipping when you visit ⁠Nutrafol.com⁠ and enter promo code JUICYSCOOP. -Our listeners can buy one pair of glasses and get 20% off any additional pairs at ⁠WarbyParker.com/JUICYSCOOP⁠ — and using our link helps support the show. #WarbyParker #ad -If you have an iPhone, head to⁠ ladder.fit/JUICYSCOOP⁠ and take a quick quiz to find your perfect Ladder plan. Use my link and get a free 7-day trial with NO credit card, and $10 off your first month if you join. Subscribe to my new show Juicy Crimes!: ⁠⁠⁠⁠https://bit.ly/juicycrimes⁠⁠⁠⁠ Stand Up Tickets and info: ⁠⁠⁠⁠https://heathermcdonald.net/ ⁠⁠⁠⁠ Subscribe to Juicy Scoop with Heather McDonald and get extra juice on Patreon: ⁠⁠⁠⁠https://bit.ly/JuicyScoopPod⁠⁠⁠⁠ ⁠⁠⁠⁠https://www.patreon.com/cw/juicyscoop⁠⁠⁠⁠ Watch the Juicy Scoop On YouTube: ⁠⁠⁠⁠https://www.youtube.com/@JuicyScoop⁠⁠⁠⁠ Shop Juicy Scoop Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://juicyscoopshop.com/?srsltid=AfmBOopTZFUvAeokrJJ6dQ5wuAW1T3nssO6pHk47u7KymJUBtBgKCvfX⁠⁠⁠⁠ Follow Me on Social Media: Instagram: ⁠⁠⁠⁠⁠https://www.instagram.com/heathermcdonald/⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠https://www.tiktok.com/@heathermcdonald⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠https://www.youtube.com/@HeatherMcDonaldOfficial⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome back to The Viall Files: Reality Recap!  Caleb, Amora, and Isaiah Jaay join us to break down all the latest Love Island chaos, including Sincere and Melanie's future, Zach and Kayda's "exclusive" label, Kenzie and Dylan's messy dynamic, and more. Before getting into the villa, Nick shares an update on life with newborn twins and why he's still not over the Peter Weber x Bachelor producer drama. We also get into Lindsay Hubbard calling out the blogs... You won't want to miss it :)   "KC was corny on the cob. Elotes." Nick is on Substack! Subscribe here: https://nickviall.substack.com/subscribe  HEY! YOU! DO YOU NEED DATING AND RELATIONSHIP ADVICE?  Email asknick@theviallfiles.com and be a part of future Ask Nick episodes! Want ad free episodes and incredible bonus content?  Start your 7 Day Free Trial of Viall Files + here: https://viallfiles.supportingcast.fm/  Subscribe to The ENVY Media Newsletter Today: https://www.viallfiles.com/newsletter   To Order Nick's Book and/or learn more about the show, go to: https://viallfiles.com  THANK YOU TO OUR SPONSORS: Ollie: Head to https://ollie.com/viall, tell them all about your dog, and use code VIALL to get 70% off your Welcome Kit when you subscribe today! Wayfair: Head to https://wayfair.com right now to shop all things home and get your space ready for less. Merit Beauty: Merit Beauty is offering our listeners their Signature Makeup Bag with your first order at https://meritbeauty.com Little Spoon: Get 30% off your first online order at https://littlespoon.com/viall with code VIALL.  Minky Couture: Visit https://minkycouture.com and use code VIALL at checkout for 50% off all full priced blankets. To advertise on this podcast please email: ad-sales@libsyn.com or go to: https://advertising.libsyn.com/theviallfiles  Timestamps: 00:00 - Intro 08:40 - Household Headlines 30:34 - Caleb Joins 50:41 - Amora Joins 1:06:12 - Isaiah Joins 1:58:52 - Outro Episode Socials:  @viallfiles  @nickviall  @isaiah_jaay                                 @amoracachee @calebbmcdaniell @the_mare_bare @justinkaphillips @baybaeee

At 23, I bought a car I couldn't afford to impress people who don't even call me anymore.When I add up the payments, the insurance, the interest, and the opportunity cost of what that money could have become — that one decision cost me close to $200,000.Not in cash. In wealth I never built.And that car was just the beginning. The apartment. The clothes. The trips. The dinners. Every dollar I spent performing wealth was a dollar that never got to actually become wealth.In this video I'm giving you the 5 lessons I wish someone had told me at 25 — because if you're in your 20s, 30s, or even 40s, this information can change the trajectory of your financial life.What we cover:- Why your spending is not a money problem — it's an identity problem- Why making more money will NOT fix your finances (it will amplify the problem)- The real cost of waiting to invest — and the math that will shake you- How the people around you are quietly shaping your financial behavior- The difference between building YOUR wealth vs. funding everyone else'sTake action today:- Pre-order my NEW book Stop Living Paycheck to Paycheck and get over $275 in free bonuses — but you must act before August 2:

Are you 40, feeling behind, and wondering if it's too late to start over financially? It's not. Here's exactly what I would do — step by step.In this video, I'm breaking down the real plan I would follow if I was 40 years old starting from zero in 2026. No theory. No fluff. Just a honest, step-by-step system built for the person who feels like life got ahead of them — but refuses to stay there.Here's what we cover:✅ Why the math is NOT against you at 40✅ Step 1 — Stop the financial bleeding (write it ALL down)✅ Step 2 — Build your $2,500 emergency buffer FAST✅ Step 3 — Attack every single debt with everything you have✅ Step 4 — Build your full 3–6 month emergency fund✅ Step 5 — Invest 15% like your future depends on it (because it does)✅ Why starting at 40 is actually an advantage✅ The story of Denise — 43 years old, $47K in debt, two kids, and what happened 14 months later✅ What your kids are really watching when you stay idle✅ How to break a generational cycle — starting this weekThis is not about getting rich. This is about getting FREE.

In the history of reality TV dating shows, no "meet the parents" episode has ever reached the heights of 'Flavor of Love' season one. Pumpkin's mom blows up her TV-loving daughter's spot, Hoopz' mom makes a move on ya man Flav, New York's mom bursts onto the scene, and the simmering feud reaches its disgusting (and unforgettable) conclusion. Oh, and we find out who won Flav's heart. Thanks for listening. (Timestamps below)

Welcome back to The Viall Files: Reality Recap!  Nick is back and now a father of three!!! He tells the household all about it. Later, Alexa Beckford stops by to get into Love Island USA Movie Night part 2, the recoupling, and Karaoke Night. Who was the best? How do we feel about Melanie getting back with Sincere? How is KC still in the game? Plus, more thoughts on the Bachelor producer who wrote about Peter Weber. You won't want to miss it :)   "Don't ever be a man's first baddie" Nick is on Substack! Subscribe here: https://nickviall.substack.com/subscribe  HEY! YOU! DO YOU NEED DATING AND RELATIONSHIP ADVICE?  Email asknick@theviallfiles.com and be a part of future Ask Nick episodes! Want ad free episodes and incredible bonus content?  Start your 7 Day Free Trial of Viall Files + here: https://viallfiles.supportingcast.fm/  Subscribe to The ENVY Media Newsletter Today: https://www.viallfiles.com/newsletter  To Order Nick's Book and/or learn more about the show, go to: https://viallfiles.com THANK YOU TO OUR SPONSORS: Helix Sleep: Go to https://helixsleep.com/viall for 20% off sitewide, 25% off Luxe Mattresses, and 30% off Elite Mattresses. Better Help: Don't let stigma stand in the way of support. Start therapy with BetterHelp. Sign up and get 10% off at https://betterhelp.com/viall  Quince: Make your summer wardrobe feel easier. Go to https://quince.com/viall for free shipping on your order and 365-day returns. Clearstem Skincare: listeners. Go to https://clearstem.com/viall and use code VIALL at checkout for 15% off your entire order at clearstem.com. To advertise on this podcast please email: ad-sales@libsyn.com or go to: https://advertising.libsyn.com/theviallfiles   Timestamps: 00:00 - Intro 00:13 - Update 27:02 - Household Headlines 36:01 - Peter Weber Fallout 46:44 - Alexa Joins 1:48:34 - Outro Episode Socials:  @viallfiles  @nickviall  @alexabeckford                                   @susiecevans @the_mare_bare @justinkaphillips @baybaeee

BachelorClues and PaceCase dig deeper into one of the biggest Bachelor stories of the summer: Julie LaPlaca's upcoming memoir and the media tour surrounding her alleged relationship with Peter Weber during Season 24 production. Along the way they analyze Sean's Viall Files appearances, break down the economics of Love Island USA fame, discuss bombshell strategy, reality TV performance, influencer careers, and what these interviews reveal about the modern reality television ecosystem.Subscribe to Game of Roses on YouTube: https://www.youtube.com/gameofrosesPatreon: https://patreon.com/gameofrosesMerch: https://gameofroses.orgListen on Apple Podcasts: http://bit.ly/gameofrosesListen on Spotify: http://bit.ly/spotifygameofroses Hosted on Acast. See acast.com/privacy for more information.