Podcasts about part b

How can your love keep growing without compromising truth? Pastor Skip reveals how knowledge and discernment give your love strength and sincerity.

Medicare is a cornerstone of retirement planning, but its complexity can leave many retirees feeling overwhelmed. In this episode, host John Bryson, head of investment consulting, investment data analytics, and education savings at Manulife John Hancock Investments, welcomes Danielle to break down the Medicare essentials you need to know for 2026 and beyond.Danielle, author of the book 10 Costly Medicare Mistakes You Can't Afford to Make, discusses the latest expected changes to Medicare. She emphasizes the importance of early research and understanding the difference between supplemental plans, such as Medicare Advantage plans and Medicare Supplement Insurance (Medigap). She also offers strategies to help avoid higher Income-Related Monthly Adjustment Amount (IRMAA) surcharges.Here's a snippet from the conversation:1 What changes are expected to Medicare in 2026?Danielle: While we don't have some Medicare figures due to the government shutdown, we can expect Part B premiums to increase a bit. Projections suggest they could rise to $206 next year. Another major change stems from the Inflation Reduction Act of 2022, which led several carriers to exit the Part D market. As a result, about 2 million people are likely to lose their Medicare Advantage plans. If you've received a notice that your plan is exiting the market, it's important to shop for a new plan promptly to ensure you have coverage in place for January 1.2 What's IRMAA and how does it affect Medicare costs?Danielle: IRMAA is a surcharge on Medicare Part B and Part D, based on your income. While the base rate in 2025 is $185, an IRMAA surcharge will increase that amount. As a result, Part B premiums for people in really high-income brackets can increase to over $600 per month. So, decisions you make at ages 63 and 64 can affect your Medicare premiums at 65 and 66. It's wise to work with your financial advisor to plan ahead to explore spreading out income or avoiding large distributions that may help prevent higher premiums later.

What's God's construction project in your life? Pastor Skip reminds you that you're under construction—and God will keep working until His masterpiece is complete.

Peter skillfully lays the foundational basis for the Christian life to his readers in a single verse. We've been picked by God, placed in His family, and promised future benefits. For anyone who has ever struggled with a weak faith, these truths can be transforming. In this introduction to Peter's letter, let's unpack the meaning of these encouraging realities.

The Secret to Successful Living. Part B

What would change if you saw the Bible as a personal love letter from God? Pastor Skip challenges you to move from simply reading Scripture to truly feeding on it.

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How can hardship actually help spread the gospel? Pastor Skip reveals how God can use even your greatest challenges to advance His purposes.

Think one person’s spiritual compromise can’t affect the whole church? Pastor Mike Fabarez shows why individual spiritual compromise never stays individual. It’s a sobering look at what happens when we think faithfulness is just between us and God.

The very first guest on The Howie Games is back on the show... 3,357 days later! More than nine years after he helped launch this little podcast, Gilly returns to the crease. From the cricket field to the commentary box… all the way to the agave fields of Mexico. Gilly talks about life after the game, how a simple curiosity turned into a tequila business, and why building something real still matters. There are reflections on Shane Warne, lessons learned through COVID about connection and community, and the shift from being a player to being the voice behind the mic. Gilly also goes deep on family, how relationships evolve as your kids grow, the art of staying connected, what a long and successful marriage has taught him, and the joy of watching his children chase their own passions. It’s classic Gilly, thoughtful, humble, inquisitive. The first guest ever… back for another chapter! Get a hold of Gilly’s finest work of El Arquero here *** Follow the Howie Games on Instagram: https://www.instagram.com/thehowiegamespod/ Follow the Howie Games on TikTok: https://www.tiktok.com/@thehowiegames See omnystudio.com/listener for privacy information.

Healthcare planning is a huge part of getting ready for your retirement. In this episode, I tackle one of the most pressing updates for retirees: the latest changes to Medicare premiums for 2026, including important surcharges, deductibles, and strategies to help you manage your healthcare expenses.  I'm helping you understand the significant increases in Medicare Part B premiums and deductibles, the impact these changes will have on your Social Security benefits, and why waiting to claim Social Security might pay off. Listen in to get helpful strategies for appealing IRMAA surcharges and practical tips for structuring your income to minimize additional Medicare costs. If you're planning for retirement or already navigating Medicare, this episode is packed with timely advice to help you make informed decisions about your healthcare and finances. You will want to hear this episode if you are interested in... [00:00] 2026 Medicare vs. Social Security. [02:23] Part B Medicare surprise announced. [04:08] Social Security timing and medicare basics. [10:07] Appealing the Medicare IRMAA surcharge. [12:13] Avoid IRMAA by keeping an eye on your retirement income. [14:08] Key Medicare changes for 2026. Medicare Part B Premiums Are Increasing in 2026 The standard monthly premium will jump to $202.90 per individual, a striking 9.7% rise from the 2025 rate of $185. This marks the largest increase since 2022, signaling that healthcare costs for retirees continue to climb at rates surpassing even Social Security's cost of living adjustment, which will be 2.8% for 2026. For retirees collecting Social Security, Part B premiums are automatically deducted from their benefits, while those not yet collecting must pay separately, typically on a quarterly basis. It's possible for individuals with lower Social Security benefits to see the entire annual cost-of-living increase consumed, and even exceeded, by higher Medicare premiums. Understanding Medicare's Two Parts: A and B It's important to understand Medicare's original coverage: Part A and Part B. Part A (Hospital Insurance): Most retirees won't pay a premium for Part A if they (or a spouse) have worked at least 10 years in the U.S. Those with fewer qualifying quarters face monthly premiums of either $311 or $565, depending on how long they've paid in. The Part A deductible will also rise to $1,736 in 2026. Part B (Medical Insurance): Covers preventive care, with the standard premium set at $202.90 and a deductible of $283 for 2026 (about a 10% increase from 2025). IRMAA: Income-Related Monthly Adjustment Amounts & Surcharges Higher-income retirees may be subject to IRMAA, leading to additional surcharges on Part B premiums. This is determined by your modified adjusted gross income (MAGI) from two years prior (2024 for the 2026 premiums). The IRMAA threshold for single filers is $109,000 and $218,000 for joint filers, with surcharges starting at $284.10 per person and escalating through higher brackets, potentially doubling your premium if you cross certain income thresholds. Medicare will send IRMAA notifications, but an appeal process is available. If your income drops due to retirement or other qualifying life events, you can use SSA Form 44 to appeal unwanted surcharges. Reasons might include a work stoppage, divorce, loss of a pension, or the death of a spouse. Strategic Planning for Retirees How can retirees manage these costs and avoid sudden surcharge surprises? Ryan Morrissey  provides practical guidance: Delay Social Security: Waiting until full retirement age or later can mean higher monthly benefits and greater long-term cost-of-living increases. Monitor Your Income: Large IRA withdrawals, significant capital gains, or property sales can raise your MAGI and push you into higher IRMAA brackets. Appeal When Justified: Act quickly if you're eligible for an IRMAA appeal, as processing can take time and surcharges last 12 months before adjusting. Retirees should work closely with financial advisors to manage income distributions and plan for healthcare expenses as part of their broader retirement strategy. With healthcare costs rising faster than Social Security increases, retirees must stay vigilant. Whether you're newly eligible for Medicare or well into your retirement journey, understanding these changes is super important. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Medicare.gov Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

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What gives you stability when the world feels unsteady? Pastor Skip explains how understanding God's plan for the future gives you confidence to live wisely today.

Questions Answered

Exit 5C. Righteousness Practiced With Consideration (Part B)

The Power Of The Resurrection. Part B

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What difference does it make to trust God's sovereignty? Pastor Skip describes how believing that God is in control brings you patience, gratitude, and lasting stability.

Have you ever considered that your daily choices actually affect God’s emotions? Pastor Mike Fabarez challenges us to think about how our obedience or disobedience impacts God’s heart. Through Israel’s wilderness rebellion, we’ll grasp why being sensitive to God’s feelings matters more than we realize.

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Questions Answered

We trace the tension between strict preservation and bold outreach among Ohio Friends from 1874 to 1917. Asa Branson's authority, Hannah Stratton's journeys, and the Fowlers' service reveal how discipline, humility, and risk shaped a quieter but wider ministry.• Asa Branson's plainspoken authority and resistance to sociability and standard time• Deference to elders creating distance from youth and leadership roles tied to plain dress• Reports of renewed ministry and young Friends entrusted with gifts• Hannah Stratton's humility, release to travel, and contested reception in Britain• John and Esther Fowler's service for children in Ohio and Cairo• influence of an unprogrammed meeting in Japan on local Friends• The move from preservation toward outreach without abandoning core testimoniesA complete list of our podcasts, organized into topics, is available on our website. To learn more about Ohio Yearly Meeting (Conservative) of the Religious Society of Friends (Quakers), please visit ohioyearlymeeting.org. Those interested in exploring the distinctives of Conservative Friends waiting worship should consider checking out our many Zoom Online Worship opportunities during the week here. All are welcome! We also have several Zoom study groups. Check out the Online Study and Discussion Groups on our website. Advices read in these podcasts can be found on page 29 in our Book Of Discipline. We welcome feedback on this and any of our other podcast episodes. Contact us through our website.

What is the real hope promised in the resurrection? Pastor Skip unpacks why the Bible points to a real, physical resurrection—and how this hope has sustained God's people through every trial.

Can imperfect people truly be faithful? Pastor Mike Fabarez reveals the encouraging truth about Moses’ flawed yet commendable life. By examining both human weakness and divine perfection, Pastor Mike helps us grasp what God actually expects from us.

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Peter is the most famous of the apostles, even though he only wrote two short epistles in the New Testament. But of all the early followers of Christ, Peter is perhaps the most relatable to us since he demonstrates all the weaknesses and failures we see in ourselves. But Peter's personal life and his writings become a composite model of "strength through trust." Any weak, wobbly, failure-ridden person can become Rock Solid through Christ.

Can you really rest when the future feels out of control? Pastor Skip reveals the promises that let you rest in God's plan—and how you can trust Him to be faithful, no matter what comes.

God's Warning You — But Are You Listening? Part B

In part two of BDO's latest Private Equity PErspectives podcast episode, Host Todd Kinney is joined by Shane Tiemann, Partner at Gamut Capital, and Jon Schwartz, Partner at MRE Capital to discuss:How they're establishing market differentiation amid increased competitionAdapting exit strategies as hold periods extend and continuation vehicles gain tractionMaintaining investment discipline and focus amid ongoing market uncertainty

Questions Answered

This is Part B of F of Patrick MacKay: Two Sides of a Psychopath, about the killing of Mary Hynds.On Friday the 20th of July 1973, a kind and frail 75-year-old spinster called Mary Hynds was last seen entering her ground floor lodging at 4 Willes Road in Kentish Town, London. The next morning her body was discovered; she had been strangled and beaten violently about the head in a killing which has similarities to the murders of Adele Price, Isabella Griffiths and Father Anthony Crean. Police linked it to serial killer Patrick MacKay, and he confessed to the crime. But was he guilty?This series explores the killings he confessed to, and which he committed. Location: Ground floor/rear, 4 Willes Road, Kentish Town, London, UK, NW5Date: Friday the 20th of July 1973, time of killing unknownVictims: Mary Brigid HyndsCulprit: Patrick David MacKay? For Parts 1 to 4 covering the life of Patrick MacKay, his crimes, his trial and the three murders he was convicted of, check out Patrick MacKay: Two Sides of a Psychopath by True Crime EnthusiastThis episode features a promo for The Gentlemen from Hell. Five time nominated at the True Crime Awards, Independent Podcast Awards and the British Podcast Awards, Murder Mile is one of the best UK / British true crime podcasts covering only 20 square miles of West London. It is researched, written and performed by Michael of Murder Mile UK True Crime Podcast with the main musical themes written and performed by Erik Stein and Jon Boux of Cult With No Name and additional music, as used under the Creative Commons License 4.0. A full listing of tracks used and a full transcript for each episode is listed here and a legal disclaimer.For links click hereTo subscribe via Patreon, click here Support this show http://supporter.acast.com/murdermile. Hosted on Acast. See acast.com/privacy for more information.

ReferencesGuerra, DJ. 2025. Unpublished LecturesJ Exp Clin Cancer Res. 2022; 41: 100. Beethoven, LV. 1811. 7th Symphony in A Major. OP 92.https://music.youtube.com/watch?v=Rd0HnxWm5CY&si=ejhdE_hNQ-057Viu

ReferencesNOTE: This 28 minute clip is part A of a two part lecture tonight.Part B should be listened to immediately after part ADuring the taping, the internet failed and so I had to preserve what was recorded and then finish after restarting the lecture.

How can suffering drive you closer to God? Pastor Skip reveals how even your deepest trials can refine your faith and stir your heart to trust God more.

Do you ever feel like your spiritual résumé falls short before God? Pastor Mike Fabarez reveals the scandalous exchange at Christianity's core. We'll see why Christ functions as both our messenger from God and our representative before him, and understand how this two-directional ministry satisfies every divine demand.

There’s no better time to hear from one of the greatest run-makers the game has ever seen. How he prepares. How he adapts. How he’s hardened by past Ashes'. And how life under Brendon McCullum has completely rejuvenated him and the England set-up. Across more than a decade at the top, Root has piled up mountains of Test runs, rewritten English cricket history, and carried the hopes of a nation with a smile and a steely determination. But behind the numbers sits a bloke who is down-to-earth, driven and constantly learning. England’s batting giant, record-breaker, and modern master joins Howie for a wide-ranging, honest and insightful conversation. It’s a terrific look into the mindset of one of the greatest English batters of all time, right as the biggest, most anticipated Ashes series in recent memory is about to start. *** Follow the Howie Games on Instagram: https://www.instagram.com/thehowiegamespod/ Follow the Howie Games on TikTok: https://www.tiktok.com/@thehowiegames See omnystudio.com/listener for privacy information.

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Questions Answered

What do you focus on when times get tough? Pastor Skip teaches why glancing at your problems but gazing at the Lord changes everything when you're facing spiritual battles.

Ever feel overwhelmed by your failures before a holy God? Pastor Mike Fabarez reveals how Christ stepped into the role we desperately needed—a perfect representative. We'll learn what it cost him to stand before the father on our behalf, and understand the remarkable benefits secured through his sacrifice.

Continuation from "The Second Story and the Third Heaven Part A"

Why does Jesus point you back to Daniel's prophecy about the end times? Pastor Skip uncovers how what lies ahead should shape your priorities right now.

When you say “amen,” do you really expect God to move? Pastor Skip helps you learn from Daniel why prayer is more than asking for things—it's about joining God in His plans for your life and the world.

Ever wonder why money so often reveals what we truly value? Today, we'll find out.You probably know that on Faith and Finance, Rob West is usually the one asking the questions. But today, we're turning the tables. Afton Phillips (Head of Content at FaithFi: Faith and Finance) is here to interview Rob West about a devotional project that he has been working on—one that goes straight to the heart of our financial lives.Afton Phillips is the Head of Content at FaithFi: Faith & Finance. The Heart Behind Our Ultimate TreasureWhen Rob first started writing Our Ultimate Treasure: A 21-Day Devotional to Faithful Stewardship, he didn't set out to create another resource about money management. He wanted to create a journey of the heart—a way for believers to rediscover what Scripture truly says about money and how it reflects our relationship with God.Over the years, Rob has had thousands of conversations with people who genuinely want to honor God with their finances but feel stuck or uncertain about how to begin. That longing—to be faithful, yet unsure how—has shaped everything about this devotional.Rob has spent his entire career at the intersection of faith and finance. Early on, he noticed something that changed how he viewed everything: it didn't matter whether someone had $60,000 in credit card debt or $60 million in investments—the struggles were the same. Money issues are heart issues.That's why Jesus spoke about money more than almost any other topic. Not because He needed our resources, but because He knew how easily our hearts become tangled up in them. The goal of this devotional is to help readers slow down and realign their hearts with God's purposes—to see money not as a source of stress or identity, but as a tool for worship.Jesus said, “Where your treasure is, there your heart will be also.” That simple truth sits at the foundation of everything we teach at FaithFi. How we spend, save, and give reveals what we treasure most.If we focus only on the surface—budgeting better, saving more, paying down debt—we might improve our circumstances but still remain captive to worry or pride. The real transformation happens when God changes our hearts. When our relationship with money is shaped by trust in Him, freedom begins to flow naturally.Moving from Ownership to StewardshipOne of the most freeing shifts in a believer's financial life is learning to see ourselves not as owners, but as stewards. When we live as if we own it all, we carry the crushing weight of control—every financial decision feels like it rests on our shoulders. But when we recognize that God owns it all and we're simply managers of His resources, everything changes.Stewardship invites us to ask a new question: “Lord, what do You want me to do with Your money?” That posture leads to peace, not pressure. It transforms spending into gratitude, saving into preparation, and giving into worship. When we release ownership, we stop building our own kingdoms and start participating in God's.Biblical wisdom provides a framework for every financial decision we make. The world tells us to chase comfort and security; Scripture calls us to pursue faithfulness. God's financial principles aren't restrictive—they're protective.When we live within our means, avoid debt, plan diligently, and give generously, we're reflecting the nature of an orderly, generous, trustworthy God. Over time, those choices form habits—habits that produce margin, contentment, and generosity. Wisdom doesn't just shape our money; it shapes our hearts, making us look more like Christ.The Gift of Margin, Generosity, and LegacyOne of the devotionals in Our Ultimate Treasure focuses on the concept of margin. In our culture, we tend to fill every dollar, every minute, and every ounce of energy. But when our lives are maxed out, there's no space left for God to move.Creating margin is an act of faith. It's how we say, “Lord, I trust You enough not to live at the edge.” When we budget below our income or leave breathing room in our schedules, we acknowledge that God—not us—is the provider. In that space, we often experience His peace, His provision, and His direction in powerful ways.At FaithFi, we often say that generosity isn't just about giving—it's about joining God in His redemptive work. When we give, we participate in something far greater than ourselves.Generosity becomes a reflection of God's heart and a visible expression of His love in the world. The fruit of generosity isn't measured in numbers but in lives changed, needs met, and faith strengthened. 2 Corinthians 9:11 reminds us that God enriches us “in every way to be generous in every way.” Our giving is a response to grace—a way to align our hearts with His purposes and trust that every act of faithfulness has eternal impact.Ron Blue has often said, “Is the next steward chosen and prepared?” That question has also shaped how we should think about legacy.Legacy isn't about wealth—it's about faithfulness. Preparing the next steward means intentionally helping the next generation understand that everything belongs to God. If we pass on money without passing on wisdom, we've missed the point. Our responsibility is to model open-handed living, teaching those who follow us to hold God's gifts lightly and use them for His glory.A Hope for Every ReaderOur prayer for Our Ultimate Treasure is simple: that it would help readers see money through God's eyes and experience a renewed relationship with Him.When we understand that everything we have belongs to a generous Father, our posture shifts from fear to trust. We move from striving to surrender. Financial stewardship becomes less about mastering money and more about walking in freedom with God.If these 21 days lead someone to treasure Christ above all else—to trust Him more deeply and handle money in a way that honors Him—then this devotional has done its work.Our Ultimate Treasure is available to all who become a FaithFi Partner by December 31. Partners will also receive the latest issue of Faithful Steward magazine as well as an early release copy of Rob's new devotional whenever it is released in January 2026. Join us at FaithFi.com/Partner. On Today's Program, Rob Answers Listener Questions:I'm planning to remodel two bathrooms for about $35,000–$36,000. I have $10,000 saved for repairs, $25,000 in emergency savings, and $45,000 in dividend-producing stocks. Should I use some of the dividend money or take out a low-interest loan to cover the rest?I've enrolled in Medicare Part A but not Part B. My company has fewer than 20 employees and will soon only have one. I've heard conflicting advice about penalties for delaying Part B, even with proof of insurance. Should I enroll now or wait?If someone saves $10 a week for 30 years, how much would that grow to over time?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Schwab Intelligent Portfolios | BettermentWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have you ever wondered why even good leaders fail us? Pastor Mike Fabarez reveals the unsettling truth about delegated authority in our fallen world. From parenting failures to political disappointments, he shows why imperfect leadership is inevitable until Christ returns to claim his rightful throne.

As John closes off his singular testimony of the life, death, and resurrection of Jesus Christ, he features some closing words of Jesus and Peter about himself (John). These final sentences provide some instructions for us as we await Christ's return. How should we live in light of who Jesus is, what Jesus did, and when Jesus will return?

Why People Are Ahead. Part B

What's the most powerful prayer you can pray about the future? Pastor Skip reveals why “do it, Lord” could change your life—and why real prayer is about joining God's purposes.

What do you do when the future is unsettling—or even shocking? Discover how Daniel's vision challenged everything he thought he knew—and what you can learn when God shakes your expectations.

What does it mean to be truly great in God's eyes? Pastor Skip reveals why real greatness comes from humility and a life of service—the kind that points others toward Jesus.