Podcasts about part b

Why should you never be afraid to tell people the truth? Pastor Skip shows you how God's straight truth is mightier than the enemy's lies—and how it can change lives.

Every person ever created knows there’s more than just this life and desires that MORE! You see it in every culture across the globe. What you also see is that instead of relating to, following, worshipping, and giving our lives to the one true original Creator, we settle for forgeries and fakes – gods that […]

Choosing the right Medicare plan isn't easy. In this episode of The Matt Feret Show, Matt talks with Bob O'Connor, a Medicare veteran who led one of the largest Medicare Advantage markets in the country. They unpack the difference between Medigap vs. Medicare Advantage, how star ratings actually affect benefits, and why prior authorization may soon appear in Original Medicare Part A and Part B.With millions of people facing coverage changes in 2026, this episode helps you avoid common mistakes and make smarter Medicare choices this fall.The Matt Feret Show is Back with Bob O'Connor [2:03]Understanding Medicare Plans – What Consumers Don't See [3:42]Bob O'Connor's Helpful Tips for the Annual Enrollment Period [12:39]Common Mistakes When Choosing Medicare Plans [12:40]Bob O'Connor's Best Advice for Choosing a Medicare Plan [1:03:56]Connect with me via the podcast website, LinkedIn, Facebook, and Instagram.Check out Bob O'Connor LinkedInThe Matt Feret Show is about thriving in midlife, retirement, and beyond. Each week, Matt shares smart conversations on Medicare, Social Security, retirement planning, health, wealth, wellness, caregiving, and life after 50.Explore more episodes and sign up for The Matt Feret Newsletter: TheMattFeretShow.comNeed Medicare help? Book a no-obligation consultation: BrickhouseAgency.comWatch full episodes on YouTube: The Matt Feret ShowSubscribe on Apple, Spotify, or YouTube for more insights on wealth, wisdom, and wellness in retirement. Hosted on Acast. See acast.com/privacy for more information.

Telehealth coverage for SLPs under Medicare expired on October 1, 2025. In this episode, Dr. Jeanette Benigas, SLP, and Katie Brown, SLP, explain what this means for the provision of Telehealth services for traditional Medicare Part B beneficiaries, the nuances for Part A beneficiaries, and the allowance of private pay. They also unpack the government shutdown's impact on claims processing, what remains unchanged for Medicaid and Medicare Advantage plans, and why employers shouldn't issue blanket telehealth bans without checking payer rules. Get clear, practical guidance plus the free Telehealth Toolkit to support your patients and advocate for continued access.Find all of the advocacy tools you need here to participate in the telehealth call to action, or check out Katie's SLPs Blueprint to Medicare Success and get $100 off with the code FixSLP.If you missed it, catch Katie and Jeanette's earlier conversation on Medicare telehealth in Episode 96. It sets the stage for what's happening now.Stop paying to track ASHA-approved CEUs. Save your money and set up for a FREE CEU/PDH tracker with Speech Therapy PD. While you are there, get $10 off a professional subscription with the code FixSLP10!

10 KEY MEDICARE CHANGES TO KNOW IN 2026 FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Thad Ismart | CFP®, ChFEBC, CEPS  Senior Financial Planner Medicare is changing in 2026, and the updates will impact premiums, drug costs, and benefits. In this episode, BWFA's Thad Ismart, CFP®, ChFEBC, CEPS, breaks down the 10 most important changes retirees and families need to know to stay prepared. Full Description Medicare plays a central role in retirement planning, but the program is constantly evolving. Beginning in 2026, significant changes are scheduled that will affect millions of Americans. Some updates may help retirees save money, while others could increase costs or reduce benefits. In this episode of Healthy, Wealthy & Wise, BWFA's Thad Ismart, CFP®, ChFEBC, CEPS, Senior Financial Planner, explains the 10 biggest Medicare changes coming in 2026 and what they mean for you. Among the most notable: Part B premiums are projected to increase by more than 11%, making healthcare more expensive for many retirees. On the other hand, prescription drug costs are expected to drop as new pricing rules take effect, and out-of-pocket caps will help limit spending. Thad also highlights program adjustments that may surprise beneficiaries. Medicare Advantage plans could scale back supplemental benefits, while Original Medicare is introducing new pre-authorization requirements in pilot states. These changes underscore the need for proactive planning to ensure coverage continues to align with your healthcare and financial goals. Listeners will gain practical strategies to navigate these shifts. Thad explains how to budget for rising premiums, how to take advantage of reduced drug prices, and why reviewing coverage annually is more important than ever. By understanding these changes in advance, retirees can avoid unpleasant surprises and adapt their plans to maintain stability. At BWFA, we integrate healthcare costs into every financial plan, helping clients prepare for Medicare updates and the long-term expenses of retirement. This episode offers clear guidance on what's ahead in 2026 and how to protect your financial future. For more resources, visit BWFA's Financial Planning Services.

Righteous anger can either build or destroy. Pastor Mike Fabarez continues examining what Scripture teaches about godly indignation, revealing how to transform frustration with evil into constructive action that actually creates positive change. Instead of letting anger consume us, we can harness it as fuel for meaningful solutions.

Yom Kippur - Parshas Ha'azinu  (2025 - תשפ״ה)  In place of the live Wednesday and Friday classes, and in preparation for Yom Kippur, Rav Akiva presents a three-part pre-recorded series — accessible, concise, and easy to share. Above is part B.  1- Profound Repentance Simply Done  2- To Yearn for Connection  3- To Be A REAL Jew    Month of Tishrei is sponsored by the Chicheportiche family. May our Torah learning be a merit for them for Health, Safety, Parnassah, and the strength to do Chessed like our forefather Avraham.  May their merits bring all of K'lal Yisrael the same blessings and the inspiration to a true and complete repentance!! This week's video clips are dedicated in honor of Henry and Lisa Manoucheri in recognition of their tireless and tremendous activism for the benefit of all K'lal Yisrael. This week's video clips are anonymously sponsored with the goal of bringing the light of Torah to the world and for the merit of a Refu'ah Sh'leima for Michoel Shopsa ben Aviva.

How do you stand strong when fear holds you back? Listen as Pastor Skip shares the secret to bold faith—and how bowing before God empowers you to face anything.

The apostle Thomas has been noted for his skeptical attitude. In fact, we refer to a skeptic as a "doubting Thomas." In this message from John 20, we consider four ways Thomas was able to rise up from doubt and become a joyful follower of Jesus.

Who are you when no one's watching? Listen as Skip challenges you to live with integrity—because God sees it all, and character counts.

IANR 2538 092025 Line Up4-6pm INTERVIEWSHere's the guest line-up for Sat, Sept 20, 2025 from 4 to 6pm CST on Indo American News Radio, a production of Indo American News (www.IndoAmerican-News.com). We are on 98.7 FM and you can also listen on the masalaradio app.By Monday, hear the recorded show on Podcast uploaded on Spotify, Apple Podcasts, Pocket Casts, Radio Public and Breaker. Our Podcast has been rated #2 among 100Podcasts in Houston by feedspot.com. We have 6 years of Podcasts and have had thousands of hits.TO SUPPORT THE SHOW, SELECT FOLLOW ON OUR FREE PODCAST CHANNEL AND YOU'LL BE NOTIFIED OF NEW UPDATES.4:20 pm Houston is making a big push for naturalization, but where are we now and where do we want to go? For 25 years, Congress has ignored the 1.4 million people who are on Temporary Protected Status or TPS and the 700,000 who came as children, who cannot apply for an official channel to get a Green Card,  In addition to making it more expensive to file for citizenship, the USCIS has made the civics exam more difficult to prepare for and to pass. Our frequent guest,Zenobia Lai, the Executive Director of Houston Immigration Legal Services Collaborative, tells us about these developments.4:50 pm The Open Enrollment period to sign up for Medicare will begin on October 1 and lasts through December 7. We are joined by Medicare Insurance Broker Kaushi Shah who will explain the less understood parts ofMedicare insurance. We are all familiar with Medicare Part A and Part B, but there are many more nuances of Medicare. We ask her today to explain what changes are coming along next year to Medicare and why it is so important forus to pay attention before signing up.5:20 pm Gopal Aggarwal is the founder and CEO of Tara Capital. He leads the company's corporate strategy, long-range planning, and business development functions and oversees capital improvement and value-add programs across portfolio. He has over 30 years of multi-faceted real estate experience across apartments, hotels, and retail. He joins us again today to tell us more about his current project which is open to interested investors right now, as well as what to look for when making a real estate investment.Also stay tuned in for news roundup, views, sports and movie reviews.      TO BE FEATURED ON THE SHOW, OR TO ADVERTISE, PLEASE CONTACT US AT 713-789-NEWS or 6397 or at indoamericannews@yahoo.comPlease pick up the print edition of Indo American News which is the ONLY community paper widely available all across town at grocery stores from Hillcroft to Sugar Land, Katy and FM 1960. Also visit our website indoamerican-news.com which gets 90,000+ hits to track all current stories.And remember to visit our digital archives from over 17 years. Plus, our entire 44 years of hard copy archives are available in the Fondren Library at Rice University.

Is it worth it to reach out to someone drifting from God? Listen to Skip's teaching as discover how one act of compassion can save a soul—and cover a multitude of sins.

Passionate. Creative. A star player, a special storyteller, and a master of his craft. Now a first-time author with his new book Killing for Sport, Dwayne sits down with Howie to share his remarkable journey. From his family history and the story behind his name change, to his childhood in Adelaide where his love for football first sparked, Dwayne takes us through the highs, the struggles, and the defining moments of his career. He opens up about the big step to pull on the Geelong Cats jumper and his love for the club - even when he was cut, sharing a locker room with the great Gary Ablett Snr, and the transition into his second act as one of Australia’s most respected and passionate commentators. This is Dwayne at his finest – thoughtful, passionate, and a natural storyteller whose energy is unmatched. And don’t miss his new book Killing for Sport, available for pre-order now via all major book retailers in print and eBook, ahead of its release on October 14. Pre-order link here Thanks Pipe. *** Follow the Howie Games on Instagram: https://www.instagram.com/thehowiegamespod/ Follow the Howie Games on TikTok: https://www.tiktok.com/@thehowiegames See omnystudio.com/listener for privacy information.

Does God really use ordinary people to do extraordinary things? Listen as Nate Heitzig shows how God looks past your flaws—and uses you when you're fully surrendered.

When enemies surround you and the odds seem impossible, where do you turn? Pastor Mike Fabarez unpacks Psalm 76 and the miraculous story of 185,000 enemy soldiers defeated in a single night. Through this ancient victory, we'll understand why God's people can trust in his power and passionate interest in protecting us.

We look at another failure of David in this message. All he did was number the people, but he says that he sinned greatly. Why is that?

Pastor Supo Arogundade

Pastor Eyewumi

This episode is about Toronto, Canada. See Book A for addressing this challenge. Find it on the website​​ at 5StepsToSoloTravel.com or on Amazon. It's a several-part series. Toronto is another example of Step 3 travel, advanced solo travel. Other step 3 destinations in my Part B book include Banff, Whistler, and Vancouver.   Destination Deep‑Dive Today's special destination is:  Toronto, Canada, part two of two   You may arrive at Pearson airport, like I did, which was a lovely airport ranked high among international airports. I had the opportunity to experience the Priority Pass lounge both upon arrival and departure. If you have access, you'll likely enjoy it, even though the lounge was under construction. The city has a diverse mix of people from all around the world, along with a variety of flavors that come with it. Keep your eyes peeled and your nose smelling these scents.   Before I arrived, I booked my tour to Niagara Falls. Here are a few facts about Niagara Falls and why you might find it of interest I registered in my hostel, got all of my bedding, food, and bag storage set up, and then took a nap since I had been up since about 5 AM. Afterward, I went down to the CN Tower, where there was almost no line late in the afternoon.     Smart Move and Slip-up pairings    So here I was in Toronto, and believe it or not, I lost my phone for the second time. Here's what happened. I went for a swim at the local community pool and changed back into my street clothes. I left the phone in the changing room at the pool. About 30 minutes after getting home, I realized I had left it there. So I went back and got it, but there was a little bit of panic in my life, so this was the end of my trip of 90 days, and I wasn't really as concerned as I would've been at the beginning of the journey, but it was concerning that I let my defenses down. I slipped up twice within a few days. Don't do what I did; keep your focus on the things that are most important to you. For me, that was my phone and my passport. Where are you going? Let me know if I helped you travel.  Connect with Dr Travelbest www.5stepstosolotravel.com  Drmarytravelbest.com Dr. Mary Travelbest Twitter Dr. Mary Travelbest Facebook Page Dr. Mary Travelbest Facebook Group Dr. Mary Travelbest Instagram email: info@drmarytravelbest.com Dr. Mary Travelbest Podcast Dr. Travelbest on TikTok Dr.Travelbest onYouTube    

Faith Is Living A Life Without Complaints And Excuses (Part - B)Welcome to the Shan Kikon Audio Podcast & Sermon.Here you will find sermons to instruct, establish, equip, and release you to fulfil your full potential in Christ.

Why is prayer so easily interrupted? Listen to Skip's teaching to discover why spiritual distractions flare up when you intercede—and how that proves prayer is powerful.

Stories of Heroism During the Holocaust Learn more at TellerFromJerusalem.com Don't forget to subscribe, like and share! Let all your friends know that that they too can have a new favorite podcast. © 2025 Media Education Trust llc  

What can we learn from Job about enduring pain? Skip helps you discover how God honors those who persevere through trials—even when they don't understand the “why.”

Are you turning 65 soon or starting to think seriously about healthcare in retirement? This week, I discuss the complicated world of Medicare—with a focus on the seven most costly mistakes people make when enrolling.  From missing crucial deadlines and underestimating penalties, to overlooking the true costs Medicare doesn't cover and getting tripped up by income-related surcharges, I give practical advice to help you avoid expensive pitfalls and make confident choices for your health and your wallet. Whether you're working past 65, exploring Medicare Advantage and Medigap, or just want to sidestep penalties, this episode unpacks the essentials so you can enter retirement feeling prepared and protected. Let's get into the key rules, deadlines, and decisions every retiring listener needs to know! You will want to hear this episode if you are interested in... [04:17] Medicare enrollment guidelines & penalties. [09:35] Understanding Medicare coverage gaps. [11:55] Medicare enrollment and switching plans. [17:15] Medicare premiums based on income. [19:50] Avoid high medicare costs. [23:16] How you can use HSA funds. [24:56] Medicare costs and supplemental plans. 7 Medicare Mistakes that Could Cost You Making the transition to Medicare at 65 is a big step for retirees. While the program does have plenty of benefits, it also comes with a few key complexities and deadlines that can trip up the unprepared.  1. Not Enrolling on Time Despite common belief, Medicare enrollment isn't always automatic when you turn 65. You're only auto-enrolled if you've begun collecting Social Security at least four months before your 65th birthday. Otherwise, you must actively sign up to avoid lifelong late enrollment penalties—10% annually for Medicare Part B and 1% per month for Part D, the prescription drug plan. Remember, if you're not covered by qualifying employer insurance (typically from a company with 20 or more employees), you must enroll during your Initial Enrollment Period (IEP), which starts three months before and ends three months after your 65th birthday month. 2. Misunderstanding Late Enrollment Penalties Enrollment deadlines carry not just inconvenience, but long-term financial consequences. For every year you delay Part B, a 10% penalty is added to your premium—for life. For Part D, missing timely enrollment adds a 1% penalty per month delayed. Even if you don't currently take prescription drugs, failing to enroll in Part D or lacking “creditable” drug coverage will trigger this penalty. Many people only find out about these charges after it's too late, so mark your calendar and stay ahead of these key windows. 3. Not Comparing Original Medicare and Medicare Advantage Original Medicare doesn't cover everything, leaving you responsible for 20% of costs and lacking extras like dental or vision. Medicare Advantage, on the other hand, often bundles additional services and may come with lower or even zero premiums, thanks to how the government pays private insurers. However, these plans have different provider networks and coverage rules, so compare carefully based on your health needs, preferred providers, and annual costs.  4. Waiting to Enroll in a Medigap Policy Failing to evaluate supplemental Medigap coverage during your initial eligibility window could lead to denial or much higher premiums later, especially if you develop health conditions. During the first six months after enrolling in Part B, you're guaranteed acceptance into any Medigap plan regardless of health. Afterward, insurers can impose restrictions or deny coverage. States like Connecticut, New York, and Massachusetts offer more flexibility, but most don't—making early action essential. 5. Ignoring IRMAA: Higher Premiums for Higher Incomes Many retirees are surprised by IRMAA—the Income-Related Monthly Adjustment Amount—which increases Part B and D premiums if your income exceeds certain thresholds. These adjustments are based on your tax returns from two years prior. Even a minor one-time income bump (like a large IRA withdrawal) could propel you into a higher bracket, doubling your premiums. Be proactive: monitor your adjusted gross income and consider strategies like Roth conversions, careful withdrawal timing, or appealing based on life-changing events like retirement.  6. Making HSA Contributions After Enrolling in Medicare Once you sign up for Medicare Part A or B, both you and your employer must stop making contributions to a Health Savings Account (HSA) six months before enrollment. Over-contributing subjects you to a 6% excise tax for every year the excess remains. However, you can continue to use existing HSA funds for eligible medical expenses tax-free throughout retirement. 7. Underestimating Out-of-Pocket Costs Even with Medicare, you'll face deductibles, co-pays, and services not covered (like long-term care, dental, and vision). Part A hospital stays have significant deductibles per benefit period, and Part B leaves you covering 20% of outpatient expenses. Medicare Advantage and Medigap plans can help limit these expenses, but each comes with specific limits, provider restrictions, and rules. Without a supplemental plan, your maximum out-of-pocket exposure could reach $9,350 (in-network) or higher, depending on your plan. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Where do you go when you need to meet with God? Pastor Mike Fabarez reveals how Jesus revolutionized worship, moving us from specific locations to spiritual connection, showing how God's truth becomes our compass for intimate fellowship.

Our relationship with Jesus isn't a secret to be hoarded; it is a story to be heralded! The disciples were seated behind closed doors (sounds like a lot of churches). Jesus wanted them out, giving away what they had been given. Let's see how these early followers went from panic to peace, from perplexity to purpose, and from protection to power. It's a great journey. Are you up for it?

Exit 4A. Righteousness Rejected With Past Election (Part B)

How can you stay strong when the wait feels endless? Join us as Skip shares why patience, readiness, and strength are essential as we await Christ's return.

The Deception Of False Faith (Part - B)Welcome to the Shan Kikon Audio Podcast & Sermon.Here you will find sermons to instruct, establish, equip, and release you to fulfil your full potential in Christ.Welcome to the Shan Kikon Audio Podcast & Sermon.Here you will find sermons to instruct, establish, equip, and release you to fulfil your full potential in Christ.

God is holy and He wants His priests to represent Him to the people as a holy God. For this reason He is very specific about the conduct of those who He has chosen to represent Himself to the people.  

Pastor Skip asks you to consider how your attitude can ruin your blessings. Discover why how you handle what you have matters more than how much you make.

Think biblical teaching is just for pastors and missionaries? Pastor Mike Fabarez reveals why every believer is called to study and share God's word. From Paul's example in Acts to insights from Romans and Daniel, we'll realize how ordinary Christians can turn others toward righteousness through biblical truth.

This is the story of one of Australia’s most electrifying athletes — and a man who has lived through moments of both triumph and heartbreak that transcend sport. Cameron Munster takes us inside the harrowing day he learned of his father’s passing, right in the middle of the most important State of Origin preparation of his life. From the couch as a kid — pizza in hand, wide-eyed as the mighty Queensland Maroons went to war — to carving out his own unforgettable Origin moments on the biggest stage of all, Munster’s journey is raw, inspiring and deeply human. We dive into the highs of Premiership glory with the Melbourne Storm, and the crushing lows of defeat on the final day. We explore the famed Storm culture, the uncompromising influence of Craig Bellamy, and how those around him have shaped Munster not just into a brilliant footballer, but into a bigger, better person. This is more than rugby league. It’s about resilience, redemption and what it takes to rise when life throws its toughest challenges your way. *** Follow the Howie Games on Instagram: https://www.instagram.com/thehowiegamespod/ Follow the Howie Games on TikTok: https://www.tiktok.com/@thehowiegames See omnystudio.com/listener for privacy information.

Toni answers these questions: Does Medicare provide dental coverage; does Medicare provide coverage for eye glasses? What's NOT covered by Medicare Part A and Part B? Toni addresses these questions and more on this episode of Medicare Moments. Need more information? Take advantage of Toni's brand new video series now a available at www.tonisays.com Remember - with Medicare it's what you don't know that will hurt you! There's so much good information in this podcast, please be sure to share this podcast with your friends! Recognized by feedspot.com as one of the best Medicare Podcasts in the nation! Write Toni - info@tonisays.com. Toni's book is available at www.seniorresource.com and www.tonisays.com You can call Toni at 832-519-8664 Toni welcomes all Medicare questions. Toni now offers informative Medicare Webinars for all of your Medicare needs at www.Tonisays.com You can find Medicare Moments wherever you find your favorite podcasts, such as: Apple: https://apple.co/44MoguGSpotify: https://open.spotify.com/show/7c82BS4hb145GiVYfnIRsoAmazon Music: https://music.amazon.com/podcasts/884c1f46-9905-4b29-a97a-1a164c97546b/medicare-moments?refMarker=null Toni's new book: Maze of Medicare is now available at www.tonisays.com Combining Scripture with Medicare, it is the only book of its kind. Toni's columns appear weekly in about 100 newspapers across America. If you would like Toni's column to appear in your local paper, or if you would like Toni to speak at an event - contact Toni King at 832-519-8664 Thank you for listening and be sure to tell your friends about Medicare Moments! Blessings!See omnystudio.com/listener for privacy information.

Who's really in charge of your life? Join us as Nate Heitzig challenges you to surrender control—and discover that God's plans for you are better than your own.

God cares for His people very much, so He is very specific about what they should and should not do. There were many bad influences that God did not want them to pick up from the pagan nations that they were coming into contact with.

On BDO's latest Private Equity PErspectives podcast episode, Host Todd Kinney is once again joined by Jason Frank, President and Chief Compliance Officer at BDO Capital Advisors, and Jamie Austin, Global Private Equity Leader and Partner at BDO UK. Together, they explore the findings from BDO's 2025 PE Survey, including:Who PE firms currently view as the top competition for dealmakingEffective value creation strategies amid ongoing extended holding periodsThe top factors PE predict could accelerate M&A activity in 2025Investment banking products and services within the United States are offered exclusively through BDO Capital Advisors, LLC, a separate legal entity and affiliated company of BDO USA, P.C., a Virginia professional corporation. For more information, visit www.bdocap.com. Certain services may not be available to attest clients under the rules and regulations of public accounting. BDO Capital Advisors, LLC Member FINRA/SIPC.

How should believers respond to a dark and broken world? Join us as Nate Heitzig shares why you shouldn't expect light from those still in darkness—and how to respond with grace.

Words can build bridges or burn them down—the difference often lies in timing and audience. Pastor Mike Fabarez continues his practical teaching on biblical communication by highlighting what we should say and when we should say it, showing how proper answers at proper moments become precious gifts.

Does God really run to meet you when you turn to Him? Listen as Pastor Skip shares the heart behind the story of the prodigal son—and why God welcomes you home with open arms.

Success has a sneaky way of making us forget who deserves the credit. Pastor Mike Fabarez reveals the hidden danger lurking behind prosperity and achievement, showing why gratitude becomes our spiritual lifeline when things are going well.

When people grieve, they usually run the gamut of the emotional spectrum, from denial to bargaining to despair to anger to eventually hope. Mary Magdalene was in hopeless despair as she stood weeping by the grave of Jesus. The resurrected Christ deals tenderly with this woman as he reveals Himself to her and conveys hope for her future. Let's glean some principles for dealing with brokenhearted people.

Jim and Chris discuss listener questions on Social Security timing rules, retroactive benefits for an ex-spouse, investment strategy philosophy, fraternal benefit societies, and Roth conversions.(6:30) The guys address a listener's question about whether applying for Social Security at 70 requires enrolling in Part B or if retroactive filing is an option without losing payments.(16:00) A […] The post Social Security, Risk Philosophy, Fraternal Benefit Societies, Roth Conversions: Q&A #2535 appeared first on The Retirement and IRA Show.

Where does true wisdom begin? Join Pastor Skip as he unpacks the kind of wisdom that flows from God—and how to ask for it with confidence.

Learn how your words can become a source of healing instead of harm. Find wisdom as Pastor Nate Heitzig shares how speaking with grace can refresh others—and reflect Christ.

Why does the enemy target spiritual leaders? Listen as Skip's son, Pastor Nate Heitzig, explains how attacks on pastors impact the whole church—and why your prayers matter more than you think.