Podcasts about part b

When people grieve, they usually run the gamut of the emotional spectrum, from denial to bargaining to despair to anger to eventually hope. Mary Magdalene was in hopeless despair as she stood weeping by the grave of Jesus. The resurrected Christ deals tenderly with this woman as he reveals Himself to her and conveys hope for her future. Let's glean some principles for dealing with brokenhearted people.

Jim and Chris discuss listener questions on Social Security timing rules, retroactive benefits for an ex-spouse, investment strategy philosophy, fraternal benefit societies, and Roth conversions.(6:30) The guys address a listener's question about whether applying for Social Security at 70 requires enrolling in Part B or if retroactive filing is an option without losing payments.(16:00) A […] The post Social Security, Risk Philosophy, Fraternal Benefit Societies, Roth Conversions: Q&A #2535 appeared first on The Retirement and IRA Show.

Where does true wisdom begin? Join Pastor Skip as he unpacks the kind of wisdom that flows from God—and how to ask for it with confidence.

Learn how your words can become a source of healing instead of harm. Find wisdom as Pastor Nate Heitzig shares how speaking with grace can refresh others—and reflect Christ.

From the paddocks of Warrnambool to the bright lights of the AFL, Jonathan Brown’s story is pure sporting gold. A country lad who grew up tough and humble, Browny became one of the most courageous and dominant forwards the game has ever seen. Premierships, All-Australians, captain of the Lions – he did it all with that trademark mix of grit, bravery and country charm. But Browny’s story doesn’t end when the boots came off. These days, he’s one of the most loved voices in the game, a straight-shooting, sharp-witted commentator and media star with Fox Footy and beyond. In true Browny fashion, this chat is raw, funny and full of heart. It’s the journey of a good country boy who became a legend of the game. *** Follow the Howie Games on Instagram: https://www.instagram.com/thehowiegamespod/ Follow the Howie Games on TikTok: https://www.tiktok.com/@thehowiegames See omnystudio.com/listener for privacy information.

Why does God allow trials in the lives of believers? Pastor Mike Fabarez addresses this crucial question, revealing how divine testing prepares us for future challenges. We'll continue examining Paul's snake bite experience on Malta and understand how God builds resilient faith through unexpected difficulties.

Why does the enemy target spiritual leaders? Listen as Skip's son, Pastor Nate Heitzig, explains how attacks on pastors impact the whole church—and why your prayers matter more than you think.

Send us a textWhat matters more, holding tightly to your rights or laying them down for the sake of others? The Apostle Paul's letter to the Corinthians challenges us to rethink Christian freedom, self-control, and what it really means to live for the gospel.HOME | PLAN YOUR VISIT | BLOG | DIGITAL BULLETIN

What does dead faith really look like? Listen as Pastor Skip paints a vivid picture of belief with no action—and why living faith changes everything.

When everything around you seems to be falling apart, what keeps you anchored? Pastor Mike Fabarez reveals three specific promises that can sustain any believer during life's darkest storms. From complete forgiveness to resurrection hope to guaranteed joy, we'll examine God's "precious and very great promises."

Can someone know all the right things about God—and still be lost? Find clarity as Pastor Skip shares how saving faith moves from information to transformation.

There was a lot of confusion happening on the first Easter morning. The resurrection had happened but it was neither expected nor accepted by all at first. Mary Magdalene ran to tell the disciples what she saw, and they ran to check out her report. What they saw was compelling evidence of a resurrection, but only one of them really connected all the dots. Let's see why.

Do you ever let bias shape your behavior? Listen as Pastor Skip unpacks the call to love your neighbor—not just in theory, but in practice.

Do you realize how much your Christian presence matters to those around you? Pastor Mike Fabarez reveals the profound impact believers have in their homes, churches, and communities. Through Paul's protective influence on the storm-tossed ship, he demonstrates why your faithfulness creates a sanctifying effect that reaches far beyond yourself, offering believers fresh understanding of their true spiritual influence.

Can your relationship with Jesus change how you speak? Find insight as Pastor Skip shares why a real encounter with Christ should shape your words—and your witness.

A State of Origin hero with one hell of a story. From glory to the most infamous press conference in Australian sport. From rock bottom to a man who now inspires thousands. Darius Boyd’s journey is as raw as it is remarkable. Darius opens up about the mentorship that shaped his career – and life – under Wayne Bennett. We revisit that press conference, his struggles behind the scenes despite on-field triumphs, and the turning point that saw him own his story and use it as a strength. It’s the full Darius Boyd story – unfiltered, inspiring, and unforgettable. *** Follow the Howie Games on Instagram: https://www.instagram.com/thehowiegamespod/ Follow the Howie Games on TikTok: https://www.tiktok.com/@thehowiegames See omnystudio.com/listener for privacy information.

What's choking out spiritual growth in your life? Tune in as Pastor Skip shares how God's Word takes root when you clear out the clutter and make space for truth.

Should Christians engage with secular culture, or simply avoid it? Pastor Mike Fabarez tackles this crucial question head-on. Using Paul's concern for unbelieving shipmates during the storm, he reveals why your influence in society matters more than you think. This challenging message examines our responsibility to speak biblical truth into cultural chaos while maintaining both courage and grace.

The son of Australian sporting royalty, Jackson Warne is beginning a new chapter inspired by his legendary dad, Shane Warne. Three years on from his father’s passing, Jackson has stepped behind the microphone to launch Warne’s Way – It's a podcast where he speaks with people from the world of sport and entertainment, unearthing their own stories of THE KING. From late-night Maccas runs to chance encounters at petrol stations, these tales bring Jackson closer to the dad he misses every day. In this very special simulcast, Howie joins Jackson for Episode 1, diving into memories of life with Shane – the fun, the friendship, and the joy he brought to those around him. It’s a heartfelt celebration of one of Australia’s most iconic figures, told through the eyes of his son. Check out Jackson's project wherever you get your podcasts EVERY MONDAY in the Warne's Way Podcast Feed.See omnystudio.com/listener for privacy information.

What should you do when temptation strikes? Listen in as Pastor Skip offers a practical plan to flee what's harmful and run straight to the goodness of God.

God must be approached in His Holiness. We cannot just add whatever we want or feel to what the LORD has clearly stated in scripture. Bringing “strange fire” to our worship and relationship with God can have unanticipated consequences.    

How do you respond when life tests your faith? Tune in as Pastor Skip challenges you to move beyond complaints to embrace trials as God's opportunity to deepen your trust.

A teaching on how to raise disciples and start a cell in your community and in your house. You are called not only to preach the gospel but also to disciple men for the growth of the kingdom.

You can find an unending supply of books, pamphlets, and articles on discipleship in Christian churches and bookstores. Many of them will be predictably regimented and conventional, giving solid biblical references and calling Christians to ardently follow Christ—all great stuff. But not everyone's spiritual journey is identical. Some disciples are unexpected, and so is their story. Here are two disciples of Jesus who've been in the background and now step forward to care for the body of Christ after His death. Let's allow their story to inspire us.

What do you do when life feels overwhelming and wisdom feels out of reach? Join Pastor Skip as he shares why God welcomes your honest prayers—and how He generously responds when you ask for help.

The priestly ministry in God's tabernacle begins. After a seven days consecration period, Aaron and his sons start offering sacrifices to the LORD on His Holy Alter. The High Priest, Aaron, and his son's sin must be dealt with first, then the peoples sins and fellowship offerings can be made.  

What if the very things you hate—like trials and temptations—are God's tools to grow you? Learn why those moments might just be your path to maturity.

Science tells us that dead people stay dead. So when Christians claim Jesus rose from the grave, skeptics naturally dismiss it as impossible. Pastor Mike Fabarez addresses this fundamental challenge by examining the God who both sustains natural laws and can override them. Paul's defense before King Agrippa reveals why Christian faith actually makes perfect sense, offering believers confidence for engaging intellectual objections to the resurrection.

This is content you didn't know you needed! It's time to properly meet the brilliant minds behind The Grade Cricketer – Ian Higgins and Sam Perry. From backyard banter to books, podcasts, live shows and a cult-like following, these two have built something far bigger than either could have imagined. It’s comedy, it’s commentary, it’s insight, it’s quality banter… and it’s genius. You’ll hear how it all started, what keeps the show running, and how two very sharp, articulate and deeply passionate cricket tragics found themselves at the centre of the cricket universe. We've got more cricket lists than the ICC is ready for. Oh – and plenty of outrageous Grade cricket tales thrown in for good measure. This was seriously fun! And even funner... the boys latest book... Alphas, Champs and Chop Kings, which is now available for pre-order via Booktopia here. *** Follow the Howie Games on Instagram: https://www.instagram.com/thehowiegamespod/ Follow the Howie Games on TikTok: https://www.tiktok.com/@thehowiegames See omnystudio.com/listener for privacy information.

This Day in Legal History: Medicare and Medicaid Signed into BeingOn July 30, 1965, President Lyndon B. Johnson signed the Social Security Amendments of 1965 into law, creating the Medicare and Medicaid programs. The signing took place at the Truman Library in Independence, Missouri, with former President Harry S. Truman—an early advocate for national health insurance—present and symbolically receiving the first Medicare card. Medicare was designed to provide hospital and medical insurance to Americans aged 65 and older, regardless of income or medical history. Medicaid, created alongside Medicare, offered healthcare assistance to low-income individuals and families.At the time, nearly half of Americans over 65 had no health insurance. The passage of Medicare was a landmark achievement of Johnson's Great Society initiative and built on decades of political struggle over healthcare reform. The legislation amended Title XVIII of the Social Security Act and was strongly opposed by many in the medical establishment and conservative politicians who labeled it as “socialized medicine.” Nevertheless, the program gained rapid popularity and provided immediate relief to millions.Administered by the federal government, Medicare initially had two parts: Part A, covering hospital insurance, and Part B, covering outpatient and physician services. It has since evolved to include prescription drug coverage (Part D) and options for private plans (Medicare Advantage). The law reshaped the American healthcare landscape and established the principle that access to healthcare for seniors was a federal responsibility.The U.S. Senate confirmed Emil Bove, a former lawyer for Donald Trump and senior Justice Department official, to a lifetime seat on the 3rd U.S. Circuit Court of Appeals in a narrow 50-49 vote. Bove faced unified Democratic opposition and criticism from over 900 former DOJ employees, who claimed he undermined the department's integrity. His nomination prompted a Democratic walkout during the Senate Judiciary Committee's vote and drew sharp condemnation from Senate Majority Leader Chuck Schumer.Despite controversy, Republicans praised Bove's background as a federal terrorism prosecutor and his legal work defending Trump in several criminal cases. His confirmation shifts the appellate court's balance back in favor of Republican appointees. Critics cited Bove's alleged directives that defied judicial authority and political interference in a corruption case against New York Mayor Eric Adams. Bove denied wrongdoing in both instances. His confirmation is part of Trump's renewed effort in his second term to reshape the judiciary, following over 230 appointments in his first term. Trump has also nominated another close adviser, Jennifer Mascott, to the same court.Trump lawyer Bove confirmed to US appeals court, overcoming Democratic opposition | ReutersBove Confirmed to Appeals Court After Whistleblowers Emerge (1)A White House crypto task force established by President Trump is set to release a highly anticipated report outlining the administration's policy goals for the digital asset sector. The report, expected Wednesday, will address tokenization, market structure legislation, and a regulatory framework for blockchain-based financial products. Created by executive order shortly after Trump took office in January, the group is led by Bo Hines and includes top officials such as Treasury Secretary Scott Bessent and SEC Chair Paul Atkins.The document is expected to support expanded use of tokenization, which converts traditional assets like stocks and real estate into blockchain-based tokens. The report may call on the SEC to create a framework enabling firms like Coinbase to offer tokenized securities, though specific language remains under wraps. It will also outline the White House's preferences for crypto legislation currently advancing in Congress, including follow-up to the recently passed stablecoin law.Trump has made pro-crypto policies a centerpiece of his administration, reversing many of the enforcement actions taken under President Biden, such as lawsuits against Coinbase and Binance. While the industry sees the report as a roadmap for mainstream integration, concerns remain about conflicts of interest, particularly given Trump's financial ties to crypto ventures and meme coins. The administration has denied any ethical violations.White House set to unveil closely watched crypto policy report | ReutersThe Trump administration has formally requested the release of grand jury transcripts related to Jeffrey Epstein and Ghislaine Maxwell, citing public interest and mounting pressure over the government's handling of the sex trafficking cases. Prosecutors filed late-night motions with U.S. District Judges Richard Berman and Paul Engelmayer, arguing that the sealed testimony should now be disclosed, though the judges had previously asked for stronger legal justification. Grand jury records are typically secret, with limited exceptions for disclosure.Trump said he directed Attorney General Pam Bondi to seek the unsealing after the Justice Department reaffirmed its conclusion that Epstein died by suicide and that there was no list of elite clients—a stance that frustrated some Trump supporters who suspect a cover-up. Epstein died in 2019 before his trial; Maxwell, convicted in 2021, is serving a 20-year sentence and has appealed to the Supreme Court to overturn her conviction.In a related effort, a Florida judge recently denied a separate request to release grand jury records from earlier state investigations into Epstein, ruling they did not meet legal exceptions. Even if the federal judges allow the current transcripts to be unsealed, the documents may not reveal new information, since much of the testimony was covered during Maxwell's trial. The transcripts also wouldn't encompass the full scope of investigative material held by the government.Deputy Attorney General Todd Blanche, a former Trump lawyer, recently met with Maxwell for two days, reportedly seeking any names or evidence she could provide about others potentially involved. Neither Blanche nor Maxwell's attorney has commented in detail on those meetings.Trump administration asks judges to release Epstein, Maxwell grand jury transcripts | ReutersA Massachusetts jury has ordered Johnson & Johnson to pay over $42 million to Paul Lovell, who developed mesothelioma after decades of using the company's talc products. Lovell and his wife sued in 2021, claiming the talc contained asbestos that he unknowingly inhaled, and accused J&J of failing to warn consumers despite knowing the risks. The jury awarded damages for pain, suffering, and medical costs.J&J denied any wrongdoing, calling the verdict “junk science” and saying its products are asbestos-free and safe, with plans to appeal the decision. The company ended U.S. sales of talc-based baby powder in 2020. This case adds to a string of multi-million-dollar verdicts against J&J in talc-related mesothelioma lawsuits, although some have been overturned on appeal.J&J is facing over 63,000 active lawsuits, and possibly up to 100,000 claims in total, most alleging ovarian cancer from talc use. The company's attempts to resolve the claims through bankruptcy have failed in court three times, including a $10 billion settlement proposal rejected in March. The Lovell case is part of ongoing litigation that continues to test J&J's legal strategy and product safety claims.Johnson & Johnson ordered to pay $42M after jury finds talc caused man's cancer | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

God commands Moses to consecrate Aaron and his sons to serve as priests in His holy temple. Following all of God's instructions, Moses makes ALL the required sacrifices and instructs Aaron on how to serve God's people as High Priest.

Dennis & Benedicta conclude the study entitled Jesus the Son and discuss several scriptures that affirm Christ's identity as the long foretold Messiah.Send us a textTo find out more about Dennis & Benedicta Pollock please visit the Spirit of Grace website, where you can find other wonderful resources such as videos and articles. You will also find out how you can support the work of Spirit of Grace by becoming a Friend of Grace .Please send questions, comments, and feedback with us at grace@spiritofgrace.org.

What makes you different from everything else God created? Pastor Skip explores what it means to be made in God's image—and how that shapes your purpose.

Are you fighting God's plan for your life? Pastor Mike Fabarez reveals how resistance to our calling creates unnecessary frustration and pain. Through practical examples from Haggai and Philippians, discover why accepting God's assignments in our domestic, career, and church life brings peace, and how trying to sanctify selfish aspirations always backfires.

In this chapter there is more information from Yahweh on the requirements for the trespass offering and how it is to be made. God also made a provision for the Levitical priests so that they may benefit from their service to the Lord and His people. (With some rules)

What kind of impact is your life making on others? Pastor Skip unpacks how God can use you to bless and refresh people around you in powerful ways.

What makes a powerful testimony? Pastor Mike Fabarez challenges common assumptions about sharing your faith story. Through Paul's testimony before King Agrippa, we'll examine why the most impactful testimonies aren't necessarily the most dramatic ones and how understanding your true spiritual condition transforms the way you tell others about Christ. Gain fresh perspective on the theological truths that should shape every believer's personal story.

Understanding the New Medicare Preauthorization Pilot: What Agents Need to KnowIf you're an insurance agent, advisor, or just someone who loves to stay on top of Medicare changes, episode 85 of the Insurance Business Babes podcast is a must-listen. Hosts Joanna Wyckoff and Kathe Kline dive deep into Medicare's new pilot program for prior authorizations on certain Part B services—sparking lots of questions (and a bit of anxiety) among agents and clients alike. Here's a summary and further commentary on what you need to know.What's Changing and Where?This new prior authorization program doesn't signal an immediate, nationwide overhaul; for now, it's a six-year pilot launching in 2026, affecting just six states: New Jersey, Ohio, Oklahoma, Texas, Arizona, and Washington. Importantly, it targets only specific services, not everything under Part B. As Joanna reassured, “It's not a complete change across the board,” so there's no need to panic—yet".Which Services Are Included?There's a preliminary list of 17 service categories that will require prior authorization, including procedures like knee arthroscopy, spinal fusion, epidural steroid injections, implants for sleep apnea, and expensive wound care products. Many of these (like knee scopes and advanced wound care) have been flagged for possible overuse and abuse in the past.Kathe pointed out how this pilot likely aims to rein in unnecessary spending, similar to how the system already handles powered wheelchairs or certain prosthetics nationwide.Impacts for Agents and ClientsJoanna stressed the need for communication: If you have Med Supp clients in the affected states, you should proactively reach out to prepare them—before they hear from a competitor. It's crucial to clarify that Med Supp plans still can't require their own prior authorizations; the requirement comes from Medicare itself.For now, most “normal” Part B services won't require pre-auth, and providers demonstrating “clean requests” may even earn exemptions. AI programs will help process authorizations, but final decisions should still involve a human touch.Looking AheadThough limited for now, both hosts agreed agents should keep a close eye on this pilot. The landscape could shift significantly if results push Medicare to roll out prior authorizations nationwide. Stay informed, keep your clients prepared, and remember—clear, early communication keeps your relationships strong.This episode is sponsored by ⁠CertifiedMedicareAgents.com⁠. Use the coupon code BABES2024 for a free lifetime BRONZE membership.

Watching someone you love die is always a heart-wrenching experience, especially when the victim experiences great suffering. For the apostle John, the death of Jesus was likewise difficult-but he saw a glimmer of hope, a silver lining in the dark clouds of death. This death was long ago anticipated and was being carefully monitored from the control center of heaven. Today we see why that's important.

What if God wants to flip the script in your life? Learn how He has the sovereign right to choose and bless—sometimes in ways that break human tradition.

Exploring Heather Schreiber's 5 costly Social Security traps and exploring options of how to handle them. I've seen it time and again throughout my career: the intricacies of navigating Social Security can trip up just about anyone. So when I saw the headline “5 Sneaky Social Security Traps” in Heather Schreiber's newsletter, I knew right away this was going to be something that deserved a closer look on the podcast. Let's dive into these 5 Social Security traps–and these aren't just random quirks—that can lead to unexpected gaps in income, tax surprises, or permanent reductions in your benefits.  1. The Entire Month Rule You might think that turning 62 means you're automatically eligible for Social Security that month. Not quite. Social Security has a quirky rule: you have to be 62 for the entire month to receive benefits for that month. If your birthday is on June 15, you don't qualify for June's benefit. Instead, your eligibility starts in July, and your first payment doesn't arrive until August. What's even weirder is that the SSA counts your birthday as the day before you were born. So if you're born on June 2, you're considered 62 starting June 1 and therefore eligible for June benefits (which are paid in July). If you're planning on your Social Security check arriving the month you turn 62, you could be left waiting an extra month or two—potentially throwing off your cash flow. 2. Rest in Peace, Now Return to Sender Just like you must be alive the entire month to earn that month's benefit, if someone passes away mid-month, they don't qualify for that month's Social Security payment—even if it's already been deposited. This can be a shock to surviving spouses or family members when the SSA takes that money back. If a loved one passes away on June 14, and the June payment was already deposited in early July, that money must be returned. It wasn't “earned” under SSA rules. So whether you're filing for your own benefit or helping a family member, remember: Social Security is earned month-by-month—and only if you're alive for the full month. 3. Lump Sum FOMO: When Free Money Isn't Always Free When you file for Social Security after your full retirement age, you have the option to take up to six months' worth of benefits retroactively. That sounds great—who doesn't like a lump sum? But here's the catch: taking that lump sum means your official filing date is backdated. So if you file at age 68.5 and take six months retroactive payments, SSA treats you as if you filed at 68—reducing your benefit by 4%. That “free” $18,000–$20,000 could cost you thousands more over the course of your retirement. Sometimes it's worth it, but many people take the lump sum without realizing the long-term cost. 4. Under-Withholding Today May Lead to Regret Tomorrow Here's a situation I see far too often: retirees who start taking Social Security, forget to set up federal tax withholding, and then get a surprise bill come tax season. Unlike pensions or employer paychecks, Social Security doesn't automatically withhold taxes unless you fill out a separate form (Form W-4V). If you don't do this and your Social Security income is taxable, you could owe hundreds—or thousands—at tax time. Take the time to set up appropriate withholding levels. SSA allows you to choose from 7%, 10%, 12%, or 22%.  5. Medicare IRMAA and the Two-Year Lookback When you hit age 65 and enroll in Medicare, your premiums for Part B (and possibly Part D) can go up significantly if your income from two years ago was high. This IRMAA (Income-Related Monthly Adjustment Amount) surcharge can sneak up on you—especially if you had a one-time event like a Roth conversion, large capital gain, or business sale. If you had a significant drop in income due to retirement, job loss, or other life event, you can appeal your IRMAA using a life-changing event form (SSA-44). I've helped dozens of clients successfully reduce th...

A leg spinning wizard. A man of immense talent. But his journey has ups on the field, and downs off it. This chat isn’t easy. At times, it’s emotional. But it’s honest. It’s the story of a man who’s made mistakes, owned them, and is finding his way forward. This is the first time Stuart has shared his story in full — the parts you know, and the parts you don’t. It's powerful. It’s raw. It’s deeply human. This episode of The Howie Games is one that truly matters. A great cricketer. He’s a brilliantly minded coach. A charismatic storyteller. A deep thinker. A person who’s been through it all and still shows up with generosity and warmth. Due to legal sensitivities, some of what was said couldn’t be included — for now. But what remains is a story that will stay with you. So here it is — Episode 243, Stuart MacGill. A mercurial talent, and a unique journey. *** Follow the Howie Games on Instagram: https://www.instagram.com/thehowiegamespod/ Follow the Howie Games on TikTok: https://www.tiktok.com/@thehowiegames See omnystudio.com/listener for privacy information.

What's the difference between human forgiveness and divine forgiveness? Pastor Mike Fabarez tackles this crucial distinction as he continues examining what it means to stand before God's tribunal. Through the parable of the Pharisee and tax collector, he reveals why admitting guilt opens the door to Christ's complete exoneration, offering profound insights into the true nature of gospel grace and divine justice.

Could God use you to lead your whole family to Him? Pastor Skip shows how your faith might be the spark that changes everything for those you love.

In a powerful episode of On the Brink with Andi Simon, I sat down with Joyce Salzberg, an extraordinary woman whose life and work illuminate the intersection of personal resilience, professional purpose, and societal transformation. Joyce is the co-founder and co-CEO of Sunny Days, a national provider of early intervention and autism services, and the founder of Oxford Consulting, which supports schools and adults with developmental needs. But her journey began with a painful turning point—and became a lesson in turning adversity into impact. A Catalyst for Change: From Breast Cancer to Bold Beginnings Joyce's career in early childhood intervention took an unexpected turn after a breast cancer diagnosis while serving as the Associate Executive Director of United Cerebral Palsy of New Jersey. Despite undergoing chemotherapy and radiation, she continued working tirelessly—only to be told her insurance premiums had become a burden and, soon after, that her position was no longer needed. Rather than retreat, Joyce fought back. She filed a lawsuit, becoming one of the first to test the newly passed Americans with Disabilities Act as a cancer survivor. The case garnered national attention and, ultimately, inspired Joyce to launch Sunny Days in 1994. Pioneering a New Model of Care Starting in the basement of her home, Joyce reimagined how services could be delivered. While others were focused on center-based programs, Sunny Days sent occupational, speech, and physical therapists into the child's natural environment—their home. Joyce's vision was validated when Congress reauthorized the Individuals with Disabilities Education Act (IDEA) in 1998, mandating that early intervention services be delivered in those very environments. Her innovation wasn't just timely—it was transformative. Today, Sunny Days serves families in New Jersey, New York, Pennsylvania, California, and more. Her son now leads operations in New York, her daughter supports administration, and Oxford Consulting continues to expand services for school-aged children and adults. You may enjoy our YouTube video of this podcast: Leading with Purpose, Scaling with Precision Running a mission-driven company isn't just about compassion—it's about operational excellence. Joyce built Sunny Days and Oxford Consulting with no formal business training, relying instead on her background as a social worker, her experience managing programs, and her keen ability to recruit the right experts, understand government regulations, and manage complex budgets. Today, Joyce oversees a team of 15 directors, with leadership succession plans in place to ensure her legacy lives on. The organization's services are not only clinically sound—they're deeply personal. Joyce continues to receive emails from parents whose children have made remarkable progress because of Sunny Days' early intervention programs. Policy Challenges and a Call to Action Despite its success, Joyce is clear-eyed about the challenges ahead. Funding for early intervention, especially through Medicaid, is at risk. In states like New Jersey and New York, where the majority of children served rely on Medicaid, the future of these programs is in jeopardy. She urges policymakers to recognize that early intervention is not an expense—it's an investment. Getting services to children between birth and age three can dramatically reduce the long-term costs associated with developmental disabilities. As Joyce explains, “We save Part B of IDEA money by intervening early, helping children reach developmental milestones before entering school.” Giving Back with Grace Joyce's success has come full circle. A first-generation college graduate from a working-class family in Philadelphia, she never forgot her roots. In 2019, she donated $1 million to Temple University to create the Joyce K. Salzberg Center for Professional Development, helping liberal arts students prepare for meaningful careers. She also established scholarships for single mothers, recognizing how hard that journey can be. Her advice for aspiring women entrepreneurs? Network relentlessly. “You never know who will open the next door,” she says. And most importantly, listen to what others see in you. Sometimes others recognize your potential before you do. I know you are going to want to know more about Sunny Days and Joyce Salzberg. Here is where to find out more: https://www.sunnydays.com/ https://www.oxfordconsulting.com/ Listen to these other podcasts or read the blogs about them: 438: How Nicole Loftus Is Disrupting Venture Capital 437: Erika Baez Grimes: Purpose-Driven Business Transitions 436: Women, #WorkSchoolHours Can Transform Your Life Connect with me: Website: www.simonassociates.net Email: info@simonassociates.net Books:  Learn more about our books here: Rethink: Smashing the Myths of Women in Business Women Mean Business: Over 500 Insights from Extraordinary Leaders to Spark Your Success On the Brink: A Fresh Lens to Take Your Business to New Heights Listen + Subscribe: Available wherever you get your podcasts—Apple, Spotify, Stitcher, YouTube, and more. If you enjoyed this episode, leave a review and share with someone navigating their own leadership journey. Reach out and contact us if you want to see how a little anthropology can help your business grow.  Let's Talk! From Observation to Innovation, Andi Simon, PhD CEO | Corporate Anthropologist | Author Simonassociates.net Info@simonassociates.net @simonandi  

What if the best way to love your enemies… is to bless them? Join Pastor Skip as he explains how radical love has the power to transform even the most broken relationships.

While Jesus was doing His greatest work, He uttered His greatest words! Through the excruciating pain of a tormenting death, Jesus gave the most meaningful statements worthy of careful consideration. John records three of Jesus' seven statements uttered while on the cross. The sixth—and perhaps the most hopeful—is the one we consider today.