Financial Survival Network

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A show about how to thrive in the New Economy. It's All About What's Next!

Kerry Lutz

    • Jun 2, 2023 LATEST EPISODE
    • daily NEW EPISODES
    • 24m AVG DURATION
    • 2,170 EPISODES

    4.7 from 114 ratings Listeners of Financial Survival Network that love the show mention: economic news, investing, investor, highlights all aspects, expert, political, fascinating, useful, money, helpful, advice, perspectives, host, ideas, incredible, thanks, guests, listeners, informative, show.

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    Latest episodes from Financial Survival Network

    The End of Kick the Can Down the Road -- Russell Stone #5825

    Play Episode Listen Later Jun 2, 2023 13:24

    Russell Stone discussed the current state of the economy with Kerry Lutz on the Financial Survival Network. He believes that the Consumer Confidence Index is a hiccup and that the market is trending down due to the decrease in used car prices, real estate prices, and unemployment. He suggests that people should have a base of their portfolio in precious metals and money market accounts that only buy T-bills. He believes that the US government is in trouble due to its debt and unfunded liabilities and that the day of reckoning is coming. He suggests that people should pull out unnecessary money from the market, buy low and high, and pay off debt. He believes that the deflationary cycle is underway and that the government will have to write off some debt in order to get the economy going.

    No More Counterfeits -- Roei Ganzarski #5824

    Play Episode Listen Later Jun 1, 2023 15:10

    Roei Ganzarski's company Alithieon has developed a technology that enables authentication and verification of items without the need for etching, serial numbers, or any other form of identification. This technology uses a feature print to identify items with just a camera. BMW is the lead investor in the company, which has over 45 patents and is already being used in five distinct segments, including luxury goods, collectibles, transportation, DOD, and pharmaceuticals. The technology is robust enough to identify items even after they have been altered or scratched, and can even identify counterfeit items. The company is currently privately held, but hopes to go public in the next 24 months. Visit Alithieon's site at: Visit FSN at:

    Your Multi-Million Dollar Exit Plan -- Wayne Zell #5823

    Play Episode Listen Later May 31, 2023 18:17

    Wayne Zell, a CPA and attorney, discussed the importance of having an exit plan in place when starting a business. He recommends creating a revocable trust to avoid probate and to maintain control of the business. He also suggests having a management succession plan in place to ensure family harmony and to benefit the community. Wayne also advises entrepreneurs to make time for their passions outside of work and to plan for the future after exiting the business. Visit Wayne at: https:/ Visit us at:  

    Your Gold is Going Higher, Just Not Yet -- Jordan Roy-Byrne #5822

    Play Episode Listen Later May 30, 2023 21:28

    Jordan Roy-Byrne agrees that the market often seeks to frustrate the majority of participants, especially in the precious metals and mining stocks, particularly the juniors. He believes that gold will break out above $2100 when the economy moves towards a recession and the Fed is forced to ease policy. This could happen as soon as September or as late as winter. Jordan Roy-Byrne discussed the current state of the gold market, noting that gold needs to break out above $2100 for there to be a real bull market in the sector. He also noted that patience is needed, as the recession and the 2020 elections will likely play a role in the gold market's performance. He also mentioned his publication, The Daily Gold Premium, which provides content and analysis on the gold market. Visit Jordan at: Visit FSN at:

    gold fed going higher jordan roy byrne
    Time for You to Choose Greatness -- Christina Curtis #5821

    Play Episode Listen Later May 29, 2023 21:36

    Christina Curtis believes that success is no accident and that it requires getting comfortable with being uncomfortable, managing cognitive dissonance, and setting up a regiment that brings out one's best. She also suggests that eating healthy food can help increase productivity. Christina Curtis discussed the importance of exercise and fasting for optimizing mental acuity and building confidence. She also discussed the power of visualizing success and creating a regimen for the brain and body to be at its best. Visit Christina at: Visit FSN at:

    Gold Consolidation Before Moving Higher -- David Erfle #5820

    Play Episode Listen Later May 26, 2023 21:21

    David Erfle and Kerry Lutz discussed the differences between the price of metals and stocks, and how the lack of retail investors in the sector has allowed for manipulation of stock prices. They also discussed the debt ceiling and how it is used as a political tool, and how it is ultimately meaningless. The also talked about the current state of the market, the effects of inflation and deflation, and the importance of being patient and accumulating quality juniors. David explained his service's ability to help identify the right stocks and keep investors informed about the sector. Lastly, they discussed the Precious Metals Summit in Colorado in September and that both of them would be attending. Visit David's site at: Visit us at

    A History of Major Financial Crises and How Taxpayers Pay the Price - Kathleen Day #5819

    Play Episode Listen Later May 26, 2023 19:10

    Kathleen Day has written a book about the history of financial crises in the US, which have been occurring since the founding of the country. She explains that while deregulation can be beneficial, it must be accompanied by increased oversight to prevent crises. People tend to forget the lessons of the past and take more risks when other people's money is at stake. The reserve requirement is meant to protect against liquidity crises, but if the demand for deposits continues, banks can still become insolvent and taxpayers must pay the price. Kathleen Day discussed the similarities between the financial crisis of the 1980s and the current situation, noting that both had to do with inflation and interest rates. She also discussed the role of the government in regulating banks and the need for stress tests for all size banks. Lastly, she discussed the dangers of moral hazard and the need for banks to be conservative in their investments. FSN

    Deflation/Inflation/Bust -- Michael Pento #5818

    Play Episode Listen Later May 25, 2023 26:18

    Michael Pento believes that the Fed's rapid rate increases have caused a banking crisis, and that the Fed's actions have created an artificial construct that will lead to a deflationary recession/depression followed by runaway inflation. He predicts a 30-50% drop in equity averages and suggests investors play it safe by collecting dividends in a safe manner. Michael  discussed the unsustainable levels of global debt and the potential for deflation and a depression if the Fed does not take action to reduce debt levels. He believes that inflation is not the answer and that the middle class will suffer if it continues. He suggests that the Fed should reduce the balance sheet and remove the gamblers from Wall Street in order to create a healthy economy. Key Topics discussed: Discussion of the Impact of the Fed's Rapid Rate Increases on the Banking System Impact of AI on the economy The effects of inflation on the economy Discussion of the Political Power Struggle in the US Global debt is unsustainable with high interest rates and inflation. Impact of Federal Reserve and Treasury policies on the economy The need for a vibrant and healthy middle class Visit Michael's site at: Visit FSN at:

    Cure to Addiction will Cause Economic Chaos — John Rubino #5817

    Play Episode Listen Later May 25, 2023 38:37

    John Rubino is concerned that automation and government debt will lead to a collapse of the current system, and suggests that people should move their money into assets that cannot be inflated away. He also suggests shorting certain stocks and buying long-term options as a way to make money from the collapse. Kerry Lutz suggests using inverse ETFs and buying puts on the Housing Homebuilders ETF as other ways to make money. He also mentions a drug, Amg tide, that could help people with addictions to consumerism. John Rubino and Kerry Lutz discuss the potential implications of a drug that could cure addiction, including the potential for a global depression, a universal basic income, and a civil war between the boomers and the millennials. They also discuss the Bilderberg Group and the possibility of Elon Musk being co-opted or assassinated. John Rubino believes that leading economic indicators are flashing red, predicting a major recession coming, and that commercial real estate is a mess. He also believes that China's Belt and Road initiative has resulted in them taking over infrastructure in the developing world, and that the US has a history of exploitation and economic imperialism. Debt limit drama is ridiculous. They do this every time. The ultimate Kabuki. The limit has been raised 78 times by both parties.  Lots of signs of a slowing economy -- Leading indicators index is in pre-recession territory. -- Commercial real estate continues to crater. -- Home sales are down 23% year over year.  -- Home Depot just reported really bad numbers.    US might send fighter jets to Ukraine. Major escalation.  Gold and silver are down. Is this the end of the run or just a correction NYC lost 5.3% of its population — nearly a half-million people — since COVID, with most heading South Bilderberg Group meeting underway in Lisbon includes heads of ChatGPT creator OpenAI, Pfizer, Microsoft, Goldman Sachs and… Stacy Abrams Overseas, China springs the debt trap on loans to a dozen countries a dozen countries most indebted to China — including Pakistan, Kenya, Zambia, Laos and Mongolia are finding out there China is a very unforgiving lender.  Read John's work at: Visit us at

    It's the Debt Stupid -- Brad Williams #5816

    Play Episode Listen Later May 24, 2023 13:21

    America just refuses to face reality and that means that the dollar will continue to lose value and more and more money will be tossed into the furnace. Politicians are much more willing to feed the inflation beast than they are to fix the underlying problem of out of control spending. And it's not a matter of parties. It's matter of always taking the easy way out. After all, in current day America, a politician's primary responsibility is to get reelected every 2-4-6 years  Until that changes, nothing else will change. Visit Brad's Site: Visit us at:  

    Economy Keeps Muddling Through -- Wolf Richter #5815

    Play Episode Listen Later May 23, 2023 38:41

    Wolf Richter summarizes that the economy is a mix of different sectors, with some doing well and some struggling. Consumers are still spending, but the banks are facing high interest rates and the commercial real estate sector is facing repurposing and foreclosure. The auto industry is seeing a decline in sales, but Tesla is still doing well. Tesla is shaking up the auto industry by cutting prices and building production capacity in large amounts, forcing legacy automakers to compete on price. This is good for industrial America and consumers, but bad for automakers as sales of internal combustion engine vehicles are at levels not seen since the 1970s. Electric utilities are also benefiting from increased electricity sales. Wolf Richter and Kerry Lutz discussed the current state of the financial system, with Wolf noting that the economy is adjusting to higher interest rates and that banks are struggling with them. They also discussed the possibility of the Federal Reserve cutting rates and the potential impact it would have. Wolf concluded that the economy will muddle through and that it will be many more years before autonomous driving is widely available. Visit Wolf's site:

    Crisis Investing for Profit -- Joe Robert #5814

    Play Episode Listen Later May 23, 2023 22:40

    Joe Robert is investing in two different areas, one being real estate in the Outer Banks of North Carolina and the other being Web 3, which is the next software evolution that allows for peer-to-peer transactions without intermediaries. He believes that now is a good time to invest in Web Three as people are scared away from it due to the over leveraged companies that have blown up. Examples of Web 3investments include Bitcoin and Ethereum. Joe Robert and Kerry Lutz discussed the impact of Fed Now and other digital assets on the Ethereum blockchain. They also discussed the potential of utilizing technology, AI, and no-code applications to make businesses more efficient and increase sales. Lastly, they discussed the possibility of acquiring businesses with outdated management and technology to upgrade them and increase their value.

    Fed Rate Cuts Coming -- Dana Samuelson #5813

    Play Episode Listen Later May 22, 2023 16:40

    Dana Samuelson, founder and president of American Gold Exchange, joined Kerry Lutz on the Financial Survival Network to discuss the current state of the gold market. He believes that gold is consolidating around the $2,000 mark and that the key to the gold market is the value of the dollar relative to other currencies. He believes that if the Fed is forced to pause, gold has the potential to increase by 10-15%. He also believes that the global debt crisis is unsustainable and will eventually lead to the devaluation of fiat currencies. He believes that gold is the currency of last resort and will be a great hedge against the loss of purchasing power of the dollar. AEG Website: FSN:

    Tesla is Going Down and Why You Need to Prepare for the Greatest Depression -- Michael Markowski #5812

    Play Episode Listen Later May 19, 2023 21:51

    Kerry Lutz and Michael Markowski discussed the possibility of a Great Depression due to a decrease in auto demand, the cost of manufacturing cars, and the slowing of cash flows for the biggest companies. They also discussed the inability of the US government to print money to mitigate the situation due to inflation. Michael Markowski discussed the regional bank crisis and how it is further causing a depression. He suggested investors stay cash heavy, invest in government bonds with a double A plus credit rating, and consider long short hedge funds to generate higher returns in volatile markets. He also recommended signing up for his website AlphaTack for access to his latest reports and updates. Visit Michael at Visit us at  

    Why the Debt Ceiling Mess is Important to You -- Carl Gould #5811

    Play Episode Listen Later May 18, 2023 19:33

    The debt ceiling is a political bargaining chip used by both parties to get their desired outcomes. It is inevitable and does not have to be a bad thing, as long as it is kept under a certain percentage of revenue. The disruption to the monetary system will come from digital currencies, which will be backed by a military and government. The US is relatively stable, but the next 3-6 years will be volatile and rocky due to the economic downturn and Covid. Individuals should prepare for this by being aware of the situation and taking necessary precautions. Carl Gould advises to buy assets at a discount and manage for cash flow during volatile times. He suggests investing in marketing and brand building, and for employees to show their boss how indispensable they are and be willing to come back to the office. Elon Musk's advice to go back to the office is also a sign that it's time to do so. Find Carl at Visit us at  

    Are You Ready for the 10 Year Bear Market -- Jim Welsh #5810

    Play Episode Listen Later May 17, 2023 27:56

    Jim Welsh believes that the coming secular bear market has already begun and that it will be worse than the 1966-1982 period. He bases this on factors such as debt, demographics, and the risk of war. He believes that the economy will slow in the second half of 2021 and that the market will follow, leading to lower returns for investors. He suggests that investors take advantage of opportunities and be prepared for a hard landing. Jim Welsh discussed the FOMC's plans to pause raising the funds rate, the tight labor market, and the potential for gold and treasury bonds to rally in the near future. He also discussed the potential for a recession and the global housing bubble. Visit Jim's site: Visit us at:

    The Credit Bust is Here -- Gordon T. Long #5809

    Play Episode Listen Later May 16, 2023 31:33

    Gordon T. Long believes that the banking system is in an extinction event and that the Fed's reduction of interest rates may initially create excitement, but will eventually break down. He also believes that the dollar is currently a safe haven, but that risk premiums on bonds will push interest rates up to 4%, and that the Fed is trying to buy time to prevent a hard landing recession. Gordon T. Long discussed the potential of artificial intelligence and the potential for job losses due to automation. He also discussed the potential for new technologies to come from other countries, and the need for America to invest in new technologies to remain competitive. He also discussed the potential for AI to be used for academic dishonesty and the need for self-awareness in AI for it to be truly useful. Gordon's site: Visit us at:  

    Chaos Ahead -- Nick Santiago #5808

    Play Episode Listen Later May 15, 2023 31:11

    Kerry Lutz and Nick Santiago discussed the choppy markets and the banking crisis, noting that the central banks are likely to introduce a digital currency in the near future. They also discussed the recent dip in gold and silver prices, and the possibility of a nominal high for Bitcoin before it begins to decline. Finally, they discussed the possibility of the central banks offering incentives such as toasters and TVs to encourage people to open accounts with the new digital currency. They also discussed the commodity super cycle, the Federal Reserve, and the potential for AI to take over jobs. They stressed the importance of owning precious metals as a way to prepare for potential chaos due to high unemployment. They concluded by discussing the potential of AI and the need to think outside the box.

    You Can Be Exceptional -- Joe Navarro #5807

    Play Episode Listen Later May 12, 2023 29:00

    Summary Former FBI Agent and #1 non-verbal communication expert in the world, Joe Navarro joined Kerry Lutz to discuss the importance of self-mastery. It includes the ability to fulfill obligations, focus on what needs to be done, moderate emotions, and be honest with oneself. They also discussed how failure can be used to learn and grow, and how it is important to be able to control emotions when dealing with difficult people. They also discussed the importance of mastering oneself in order to effectively communicate with others. They covered the differences between men and women in terms of communication, and the importance of understanding the needs, wants, desires, and preferences of each individual. They also discussed the power of nonverbal communication and how it can be used to assess for danger and safety, as well as to communicate empathy. Key Topics Mastery of Self is the Key to Exceptionalism   Dealing with Difficult People Effectively Dealing with Sociopaths and Narcissists Exploring the Role of Nonverbal Communication in Interpersonal Relationships Visit Joe's Site:  Our site:

    Regenx's Replicatable Money Machine

    Play Episode Listen Later May 12, 2023 19:27

    We sat down with Regenx Tech's (

    Building an Agency is Hard but Easy -- Dave Valentine #5806

    Play Episode Listen Later May 11, 2023 13:55

    Dave Valentine is an entrepreneur and business owner who owns seven different companies. He believes in creating outrageous offers and focusing on marketing and sales ahead of time. He has created a program called the Dream Agency Quest to help other business owners scale their agencies. He advises to focus on one service or industry, prioritize lead generation, and enjoy the process. Dave Valentine Discusses Scaling Up an Agency and Prioritizing Lead Generation   Creating outrageous offers Delegation and trusting others Scaling up businesses Prioritizing lead generation Got to Dave's site @

    Prospera Energy Ramps Up Summer Production with CEO Samuel David

    Play Episode Listen Later May 11, 2023 24:27

    We received an update on Prospera Energy (

    Monetize Your Roommates -- Johnny Wolff #5805

    Play Episode Listen Later May 10, 2023 10:37

    Johnny Wolff of discussed his business, which provides investors a means of renting out homes by the room rather than by the entire home. He explained that this can result in up to 50% more rent and that the average tenancy length is 16 months. He also discussed the key demographic of 18-35 year olds, who are looking for a more flexible and social way to live that is also more affordable. He also discussed the services they provide, such as roommate screening, judgment searches, evictions, and criminal record searches. Johnny's site:

    The Banking Crisis is Far from Over - John Rubino #5804

    Play Episode Listen Later May 9, 2023 38:16

    John Rubino explains that regional and local banks are still facing a banking crisis due to bonds on their balance sheets and commercial real estate losses. He also discusses how the experts have failed to manage the economy, leading to instability and mistrust. Finally, he suggests that markets should dictate policy instead of dictators. John Rubino and Kerry Lutz discussed the potential of a movie script featuring two presidential candidates running from prison, as well as the implications of Fox News firing Tucker Carlson, who was a popular truth-teller. They also discussed the possibility of Carlson leaving Fox to make more money and the potential of a three-letter agency being involved in JFK's assassination. Fox News made a risky decision that cost them billions of dollars, which suggests they had a compelling reason for doing so. Tucker Carlson is likely to leave Fox and start his own media empire, and RFK Jr. is running for president and is polling well. Tucker Carlson and Joe Rogan are more influential than mainstream media, and a debate between RFK Jr. and Donald Trump moderated by Tucker Carlson could be a pay-per-view event. John's site: Kerry's site:

    Banks and Jobs with Edward Siddell #5803

    Play Episode Listen Later May 9, 2023 16:42

    and the effects of quantitative easing on inflation. They also discussed the importance of liquidity and paying down debt, with a focus on low interest rate debt. Kerry Lutz and Edward Siddell discussed the potential benefits of investing in solar energy, as well as other strategies to save money, such as bulk shopping and buying from local farmers. They also discussed the potential pitfalls of fast food and processed foods. Eddie's site: FSNB:

    Kudosy is Revolutionizing Financial Education -- Tyler Nicholls #5802

    Play Episode Listen Later May 8, 2023 12:09

    Tyler Nicholls created the Kudosy app to teach financial education to people of all ages. The app is designed to be fun and engaging, and to help families learn financial principles together. It has been in use for five years and has a perfect five star rating. It is available on the Apple App Store and will soon be available on Android. Tyler and Kerry discussed how the app can help families, and how it is a more effective way to learn financial principles than traditional methods. Links  

    How the Banking Collapse will Affect You and Your Finances with James F. Locke #5801

    Play Episode Listen Later May 5, 2023 14:54

    Kerry Lutz and James F Locke Jr discussed the banking sector and the Federal Reserve's role in it. They discussed the potential for a banking collapse and the implications of the Federal Reserve's decision to raise interest rates. They also discussed the potential for stagflation and the role of Congress in controlling spending. They concluded that the Federal Reserve will likely raise interest rates by a quarter point, but that the language used in the announcement will be important. They also discussed the possibility of the Federal Reserve cutting rates later in the year. Key Points Banking Failures Dodd Frank Legislation Federal Reserve's Unprecedented Raising of Interest Rates Inflation and Economic Growth Links:

    Always Live Under Your Means -- Esther Kuznetz #5800

    Play Episode Listen Later May 4, 2023 17:19

    Esther Kuznetz and Kerry Lutz discussed financial health, which Esther defined as not having to worry about bills and having money in the bank for emergencies. They discussed how to measure financial health and how Esther helps her clients build their financial health. They also discussed how some people are in denial about their financial situation and how living beneath your means is the best way to build wealth. Esther Kuznetz advises her clients to live beneath their means and save money for the future. She also warns against taking money out of 401Ks and suggests investing in stocks and bonds. She recommends being careful when investing and to look out for banks that may be at risk of collapse. Finally, she invites listeners to visit her website for more information.  

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    The Future of Divorce in America -- Joryn Jenkins #5799

    Play Episode Listen Later May 4, 2023 28:42

    Joryn Jenkins is an attorney who specializes in family law and matrimonial law. She works to change the traditional system of divorce, which can be financially devastating, by advocating for collaborative divorce. She recounts a story of a client who spent over $250,000 in five years on legal fees and appeals, and emphasizes the importance of settling disputes to avoid litigation. Joryn Jenkins and Kerry Lutz discussed the difficulties of litigation and the benefits of mediation and collaboration in resolving disputes. They also discussed the importance of finding a middle ground and the need for strong judges to help reduce the backlog of cases. They also discussed the importance of distressing people during the process and the need to remember happier times. Changing the System of Divorce The collaborative process of resolving disputes Avoiding Litigation in Divorce Cases The backlog of cases in the legal system Important Links:  

    Global Banking Crisis of 2023 Is Fully Underway with Chris Vermeulen #5798

    Play Episode Listen Later May 3, 2023 23:08

    Chris Vermeulen of Technical Trader Ltd. believes that the banking crisis is leading to dark times in the financial markets, with banking stocks collapsing and people moving their money into physical metals like gold and silver. He suggests that people invest in physical metals for long-term security, and that gold and silver could skyrocket if the banking system collapses and people lose trust in paper money. Technical Trader Ltd. believes that a stage four decline is coming soon, which could pull precious metals down, but if gold and silver break out of their current resistance levels, they could experience a multi-year rally with huge returns. He recommends having both gold and silver as part of an investment portfolio to maximize potential returns. Important Links:  

    Old Credit Card Scams are Returning -- Paul Oster #5797

    Play Episode Listen Later May 3, 2023 16:47

    Paul Oster and Kerry Lutz discussed new scams and a new rule implemented by the current administration that will penalize creditworthy home buyers and reward dead beats. They discussed skimmers, shimmers, and cameras that are used to steal data from credit cards. They also discussed a proposal that will penalize creditworthy borrowers who are seeking FHA or federally backed mortgages. Paul suggested building new accounts and paying down credit card debt to raise credit scores. Useful links

    Fed to Cut, Gold to Go Up -- Craig Hemke #5796

    Play Episode Listen Later May 2, 2023 36:52

    Summary: Kerry Lutz and Craig Hemke discuss the effects of central bank digital currency, the importance of real interest rates in driving gold prices, and the lack of interest in mining shares over the past decade. They explain that negative real interest rates are beneficial for gold, and that the Fed is likely to cut rates, which will cause gold prices to break out. They also discuss how the Fed's rate cuts may not lead to lower mortgage rates, and how the mining sector has been underperforming for the past 12 years. Key Links:  

    gold fed go up craig hemke
    Layoffs, Layoffs, Layoffs with John Rubino #5795

    Play Episode Listen Later May 2, 2023 24:24

    Kerry Lutz and John Rubino discussed the current economic situation, which includes high unemployment, plunging lumber prices, and a shrinking money supply. They also discussed the possibility of a dollar shortage leading to deflation, and the potential for a cascade failure in the economy due to the tightening of monetary conditions. They also discussed the peculiar phenomenon of market crashes taking place during holidays. John Rubino and Kerry Lutz discussed the consequences of Germany's decisions to open their borders and invest in renewable energy, as well as China's Belt and Road Initiative, which is a form of capital flight. They also discussed the potential of Rfk Junior challenging Biden in the upcoming election and the implications of Tucker Carlson's firing from Fox News. More signs of a slowdown: — Lenders are still tightening lending standards (Capital One, CarMax)  — CRE is tanking.  Vornado Realty Trust stock at 27 year low — Pending home sales fell for the first time since November lumber prices crashing. — Layoffs all over the place Lyft, Disney, many more — Oil prices skid — M2 Money supply keeps going down   ECB set to raise rates again in early May.  — Rates are already way up. Italy 10 year yield is 4.3% — Is this a good time to short European stocks?  Fed meets the same week. What happens if they both tighten? Silver swung to a massive deficit in 2022. Is that the same thing as a "shortage" and does it mean higher prices? RFK Jr is running against Biden, and has pretty good initial poll numbers. How will the Dems react?  Does the Trump indictment guarantee him the nomination? 

    Lose Your Broker, Keep Your Money -- Dan Calandro #5794

    Play Episode Listen Later May 1, 2023 19:18

    Dan Calandro suggests that anyone can make money on Wall Street without a broker by following his 15-stock portfolio strategy outlined in his book, "Lose Your Broker, Not Your Money". He explains that the portfolio is designed to outperform the market averages with less risk, and that it is comprised of stocks from the consumer staples and services industries. Dan Calandro discussed his investment strategy of making decisions based on personal preferences and his example of replacing Exxon with The Southern Company. He also discussed the benefits of investing in electric utilities, particularly in the Southeast and Southwest, and recommended his book "Lose Your Broker, Not Your Money" which can be downloaded at: Lose Your Broker  

    Inflationary/Deflationary Investing with Dennis Tubbergen #5793

    Play Episode Listen Later May 1, 2023 23:13

    Kerry Lutz and Dennis Tubbergen discussed the upcoming recession and the implications of the Fed's actions. They concluded that the trend of inflation will likely lead to a deflationary collapse, and that people should prepare for both inflationary and deflationary environments by investing in tangible assets such as gold and silver, and highly rated corporate bonds. Kerry Lutz and Dennis Tubbergen discussed the effects of debt on prices and the potential for a harsh return to reality due to debt defaults. They also discussed the importance of taking control of one's own destiny and preparing for inflation and deflation. Lastly, they discussed the need to take precautions such as stocking up on food and silver coins in case of a financial system freeze up. To get Dennis's free book go to Visit our site

    Oil Shortage Coming with Dee Carter #5792

    Play Episode Listen Later Apr 28, 2023 16:45

    Dee Carter, an expert in the oil patch, discussed the current state of the oil and gas industry with Kerry Lutz. Oil prices have been fluctuating between $77 and $78 per barrel, and natural gas prices are in the low $2 range. There is a divergence between the two prices, and analysts are worried about the economic outlook and the demand for the summertime. Opec countries are scaling back production in May, which will lead to an undersupply of oil and an increase in prices. There is also a large refinery expansion taking place in Houston, which will help offset the downturn in production. Natural gas prices are low due to a warm winter and more people converting to natural gas. Fracking will still be a major factor in natural gas production, but other methods of extraction are being explored. Go to Dee's website at Our is

    Deadbeat Nation with Debbie Bloyd #5791

    Play Episode Listen Later Apr 27, 2023 23:49

    Kerry Lutz and Debbie Bloyd discussed a new rule that would require reliable borrowers to pay a fee for dead beats. They both agreed that it was a stupid and socialistic idea. The rule takes place on May 1, 2023 and no one knows what the fee will be and how it will be used by the government. It's helping to further unsettle the real estate market.  Real estate markets have changed over the past year, however, the public's perception and belief that they are entitled to a mortgage to purchase a home has not.  Debbie is doing her best to educate the public but feels the message is just not getting through. Looking ahead she believes rates my come down slightly over the next year but that the economy will be in worse shape than it is now. Interesting times ahead.  Find Debbie at:

    Global Financial Crisis Coming Soon with David Stryzewski #5790

    Play Episode Listen Later Apr 27, 2023 23:32

          If you know where the Consumer is going, you will know where our economy is headed. US Consumer Confidence declined in April from 104 to 101. The survey began on April 3 (about three weeks after the bank failures) The Expectations Index—based on consumers' short-term outlook for income, business, and labor market conditions—fell to 68.1 from 74.0. The Expectations Index has now remained below 80—the level associated with a recession within the next year This type of reading points to Consumers spending less and saving more over the next year. One thing particularly concerning was that this Survey showed deterioration in expectations for consumers under 55 years of age whose households earned over $50,000.  This is the group who tends to spend the most money.   IMO, the Consumer is very fearful right now and is starting to brace themselves for the next phase of this Recession… The last leg (Capitulation) is always the worst! Many are expecting a quick down market followed by a recovery over the course of a few quarters. I personally see a much different story developing.  Rate hikes have already done their damage which I believe will lead to a ROLLING Recession that will play out over years of time. IMO, it would be a major mistake to believe that the Banking Crisis is over… we just finished the first month. The 2008 Crashes of Lehman and Bear to Fannie and Freddie unfolded over a year's time... we've just finished the first month. Ex: Local Regionals are responsible for about 70% of lending to Corporations and Commercial Real Estate.  They have far less capital than then before as fears of default have begun and Treasuries are paying so much more and no FDIC limits.  3 Primary Areas that Retirees need to focus on now. Income Planning: I just got back from the UK and the Taxi drivers are telling me that they are choosing between buying food and paying for utilities.  Personal CPI is critical… many do not have a Budget and therefore do not understand their Spending Plan The strategies that got us here may leave us very short in retirement. BONDS can lose money in 5 different ways… Would be a really bad thing if Defaults or Chapter 11's began again like they did in highly rated companies like we saw in ‘08 Ex: Buy and Hold had its worst year as both Stocks and Bonds had their worst year next to 2008. Investing: The goal is to Ride Bulls and Tame Bears™ 70-80% of the gain while missing 70-80% of the pain.  We have a MAJOR DEBT PROBLEM in the US which is going to result in massive Tax Increases. The goal is to keep as much as possible. What accounts and What amounts that we need to W/D from? Tax Advantaged Investing?  Real Estate options… still have a Mortgage? Options with Rentals?  Many are not aware that we have 2yrs 8m till the TCJA expires.  Tax Advantaged Planning The point is that the World is Changing and this is not the time to be falling asleep at the wheel.  Connect with David at

    An Easy Approach to Creating Simple Wealth -- Holly Morphew #5789

    Play Episode Listen Later Apr 26, 2023 18:21

    We sat down with Holly Morphew to discuss her book, Simple Wealth, which is a guide to creating personal wealth and reaching early financial independence. Holly shared her own experience of going from living paycheck to paycheck to becoming financially independent in her thirties, and discussed her strategies for creating multiple streams of income, including investing in cash-flowing real estate. Holly Morphew and Kerry Lutz discussed the pros and cons of investing in short-term rental properties, as well as other ways to build wealth and create positive cash flow. They also discussed the impact of the pandemic on the short-term rental market and the need to find creative ways to incentivize cleaners.   Holly's website: Purchase her book at: Simple-Wealth-Practical-Transform-Relationship

    Can the Fed control inflation without blowing up the whole system? - Matthew Johnson #5788

    Play Episode Listen Later Apr 25, 2023 22:41

    Summary The Fed is trying to control inflation, but they don't have complete control. People are investing in gold and other precious metals as a safe haven. Diversification is key to success, and the Fdic may not be able to protect everyone in the event of a banking crisis. Johnson Wealth and Income Management discussed the importance of diversifying investments, the potential of a cashless society, and the role of AI in the next financial crisis. They also mentioned the importance of understanding the human element of investing and the need to make conservative, suitable decisions for one's money.   Helpful Links: Johnson Wealth Management Financial Survival Network      

    Successful Investing in Uncertain Times - John Jennings #5787

    Play Episode Listen Later Apr 25, 2023 21:06

    Summary: The potential for an intense recession or global financial meltdown increases by the day, and we are living amongst more uncertainty than ever before. How do we make well-informed investments during a time like this, given how unpredictable the economy is? John Jennings, the author of The Uncertainty Solution, tackles this topic in his latest book, and appears in this episode to share his knowledge. Interestingly, he assures us that we should not be preoccupied with predicting the moves of the stock market; nor should we make changes to our investments based on what we think the economy is going to do. Rather, it's important to acknowledge our uncertainty about the future—drawing upon the financial instability hypothesis—and to make sound decisions in the face of uncertainty. Tune in for more insight.  Useful Links: Financial Survival Network John M. Jennings The Uncertainty Solution

    Buy and Hold or Buy and Fold - Eddy Gifford #5785

    Play Episode Listen Later Apr 24, 2023 11:19

    Summary: The new CPI number has come out, but what aren't they telling us? Eddy Gifford joins us in this episode to talk about the ways in which the CPI measurement has changed over time, and how to strategize investments based on this knowledge. Overall, it's important to diversify your portfolio, and even more important to have an exit strategy for everything you're investing in. Tune in for more expert insight from Eddy.  Useful Links: Financial Survival Network Tactive Wealth - Eddy Gifford

    Can the US find its former greatness and become a leader again? - John Rubino #5786

    Play Episode Listen Later Apr 21, 2023 31:55

    Summary: John Rubino and Kerry Lutz discussed the implications of the US becoming a "banana republic" and the potential for a global gold standard. They also discussed the trend of governments responding to the coming recession with easing, which could lead to inflation and the decline of fiat currencies. Lastly, they discussed the need for a transparent and verifiable gold-backed currency. Useful Links: Financial Survival Network John Rubino Substack  

    The Do's and Dont's of Real Estate Investing: 2023 Edition - Charles Carillo #5784

    Play Episode Listen Later Apr 20, 2023 23:03

    Summary: If you're looking for new opportunities to passively invest, you won't want to miss this episode. Charles Carillo, a passive investor of numerous asset classes, joins us to talk about a specific sector to keep an eye on in the current economy: real estate. Charles likes investing in inflation resistant industries that are tax efficient, and explains how real estate checks these boxes—making the industry that much more opportunistic. Charles dives into some of his best investments as well as some of the mistakes he made early on, and provides some valuable pointers for those learning about real estate investing. Tune in for more.  Useful Links: Financial Survival Network Harborside Partners

    real estate investing charles carillo
    Andy Schectman's Latest Warning #5783

    Play Episode Listen Later Apr 19, 2023 32:17

    Summary: The central banks are suppressing gold and silver prices to accumulate physical assets, while the drawdown of supply by the big money is causing a shortage. This is causing people to move away from regional banks and into commercial banks, which could lead to the abolishment of banks and the introduction of a Central Bank Digital Currency. Andy Schectman and Kerry Lutz discussed the potential for a global financial meltdown due to the exit of allies from the US dollar, and the need to invest in gold and silver to survive and potentially thrive. They discussed the benefits of silver as an investment, and how to buy gold and silver from Miles Franklin. Highlights: The End of the Petro Dollar is Near   The ramifications of Saudi Arabia moving away from the Western hegemony The weaponizing of the banking system Send an email to to get an up-to-date inventory and to purchase gold and silver. Useful Links:   

    Successful Small Business Tax Planning Saves A Fortune - Grant Bledsoe #5782

    Play Episode Listen Later Apr 18, 2023 12:03

    Summary: What do you do to prepare for a recession? Grant Bledsoe comes on the show to address this topic; specializing in financial planning for business owners, he explains a lot of the struggles that businesses encounter when handing their cash. A lot of small businesses struggle with knowing when to take cash out, how much to pay themselves, and how much to set aside for operating purposes. Grant provides useful tips for entrepreneurs and business owners, so be sure to tune in for more information.  Useful Links: Financial Survival Network Above The Canopy

    Trillion Turns Mothballed Gas Field into Cash Cow

    Play Episode Listen Later Apr 15, 2023 18:05

    Habits of a Successful Entrepreneur - Aaron Bare #5781

    Play Episode Listen Later Apr 14, 2023 29:06

    Summary: What skills are essential to becoming a successful entrepreneur? Bestselling author and change agent Aaron Bare comes on the show to inform us about his experience scaling up as an entrepreneur. He shares how he developed an entrepreneurial spirit, acquiring business knowledge from his Father, who opened a Subway franchise. Entrepreneurs today, however, are driven by different ambitions; while revenue is crucial, Aaron points out that a number of people starting their own businesses are motivated by purpose and passion rather than money. Aaron shares a number of useful tips for building strong entrepreneurial habits—which is the mission of his transformational platform for individuals in business. Tune in for more insight.  Useful Links: Financial Survival Network Aaron Bare XMBA

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