ADF Property Podcast

In this episode of the Defence Property Podcast, co-hosts Liam Garman and Kane Dury, director and lead buyer's agent at Discover Buyers Agency, explore the unique challenges and advantages Australian Defence Force (ADF) members face in property investment as they often relocate. Due to frequent relocations, ADF life complicates traditional home ownership but also offers exposure to various markets nationwide, with the duo suggesting that investors begin with clear investment goals and use available defence benefits like the Defence Home Ownership Assistance Scheme (DOHAS) and Home Purchase Assistance Scheme (HPAS). ADF members also benefit from rental assistance, making ownership more financially viable than it may be for civilians, while flexibility in relocation allows them to target emerging property markets. Dury said that a common strategy involves buying a home, living in it to meet benefit requirements, then converting it into a rental when posted elsewhere. The duo stresses the value of professional advice to navigate complex deals and optimise outcomes, suggesting ADF members take action, leverage their benefits, and invest strategically to build wealth through property. For more key strategies to build a successful portfolio, listen to Kane Dury here. Do you need more information on the market conditions surrounding Australia's largest defence bases? Listen to our last episode here.

n this episode of the Defence Property Podcast, co-hosts Liam Garman and Kane Dury – director and lead buyers agent at Discover Buyers Agency – unpack how to identify shady property operators and protect yourself from poor property advice. They kick-off with a warning for listeners about groups who pretend to act in the best interest of property buyers but instead pocket undisclosed commissions from third parties - sometimes as high as $50,000 - on top of upfront fees paid by the buyer. Dury then dives into the world of house and land packages, explaining why their oversupply can limit long-term investment potential. Finally, the pair explore the key factors investors should consider to ensure strong future growth in their property purchases. Enjoy the podcast, The Defence Connect team

In this episode of the ADF Property Podcast, co-hosts Kane Dury from Discover Buyers Agency and Liam Garman discuss the buy, hold, sell strategy for military personnel, addressing the unique challenges of frequent relocations due to posting orders. Kane shares a close call with a cyclone on the Gold Coast, highlighting the challenges of unforeseen events, emphasising the importance of strategic planning, particularly in unpredictable situations. The duo discusses an upcoming report focusing on the top 13 regions, providing military members with high-level guidance on property decisions in key regions. Kane and Liam also share the latest market conditions with 2–4 per cent yields, advising military personnel to assess their situation, with low-yield areas being more attractive for rentvestors. Insights cover Canberra (4.03 per cent), Townsville (4.1 per cent), and Rockingham (3.17 per cent), with Kane emphasising leveraging entitlements, like the Defence Home Ownership Assistance Scheme (DHOAS), for better returns.

In this episode of the ADF Property Podcast, co-hosts Kane Dury from Discover Buyers Agency and Liam Garman explore the complexities of property investment, providing insights and strategies specifically designed for ADF members and veterans. The co-hosts explain that successful property investment begins with clear goal setting and understanding one's risk profile, with Kane highlighting that ADF members may have different risk tolerances compared to civilians. To develop a strategy to achieve their objectives, ADF investors should research the market to identify high-potential suburbs, conduct thorough due diligence on properties, negotiate effectively, and regularly review investments to stay aligned with long-term goals.

On this episode of the ADF Property Podcast, co-hosts Kane Dury from Discover Buyers Agency and Liam Garman unpack the five essential steps to supercharge your rentvesting journey and how this can help military personnel achieve financial freedom. The co-hosts dive deep into the ins and outs of rentvesting for defence personnel as they often find themselves moving from city to city due to the nature of posting cycles which can lead them to become landlords overnight. The podcast covers the basics of rentvesting as well as different strategies to ensure a fruitful investment, with Kane putting an emphasis on due diligence including data, yield for the area, loan repayments, and the tax-deductible scheme.

Understanding the dynamics of regional areas in Australia can offer lucrative opportunities for ADF investors. In this episode of the ADF Property Podcast, co-hosts Liam Garman and Discover Buyers Agency's Kane Dury sit down with Morgan Oliver, director and sales agent of JMO Property Group, to unpack the ins and outs of property investment in the town of Gatton. Gatton, in regional Queensland, is poised for economic growth with major infrastructure projects underway, such as a medium-security prison and a high-speed rail, creating thousands of stable government jobs, which the trio highlight as appealing for property investors. The group also discusses how investors in the defence sector can focus on regional areas to grow their portfolio by buying property at each posting, leveraging grants like Home Purchase Assistance Scheme (HPAS) and Defence Home Ownership Assistance Scheme (DHOAS) to gain financial benefits, and then rent-vest to foster cash flow and long-term portfolio growth.

On this episode of the ADF Property Podcast, co-hosts Kane Dury from Discover Buyers Agency and Liam Garman unpack the top 10 common property mistakes made by military personnel – and what lessons listeners must learn to achieve financial freedom. The podcast covers a range of areas, from developing a holistic investment plan to navigating the Defence Home Ownership Assistance Scheme, and how to research the property market between postings. Kane and Liam then discuss three crucial tips for the discharging and veteran community for their long-term success – including understanding entitlements and how to align their investment strategies with their long-term goals.

Foresight and a resourceful approach are two traits that soldiers embody, and translate seamlessly into property investment success. On this episode of the ADF Property Podcast, co-hosts Phil Tarrant and Discover Buyers Agency's Kane Dury are joined by Major Ben Vitale, whose property investment journey started when he served alongside Kane in the Australian Defence Force. Ben discusses the keys to success around property investment in the military, highlighting that planning ahead and strategic rentvesting can enable soldiers to build a robust portfolio even when moving from post to post. The trio also highlight the importance of making use of the grants available to ADF members, and how additional grants and rental assistance can be used all at once to maximise a property portfolio.

For this former Navy and Air Force member, it was important that his life after service involved giving back to the Australian Defence Force community. In this episode of the ADF Property Podcast, co-hosts Laine Poirier and Discover Buyers Agency's Kane Dury talk to Wayne Bemet, a financial adviser with National Service Financial, a holistic defence-based financial services enterprise. Dury started National Service Financial in 2017 after serving 19 years with the Royal Australian Navy and Air Force and receiving a medical discharge. He shares what led him to establish a business to tackle the problem of ADF members not making the most of their service financially. The trio discuss the importance of property in creating a solid financial foundation, and Dury explains how his property transactions have allowed him to build a life for himself and his family.

For one British investor, breaking from family tradition was the impetus he needed to create wealth in the long term. On this episode of the ADF Property Podcast, co-hosts Grace Ormsby and Discover Buyers Agency's Kane Dury chat with Ross, a former British Royal Marine Commando whose property journey started in his early 20s. Ross' life changed when he picked up a book about property investment, which opened his eyes to the possibility of passive income. From the UK to Queensland, Ross has accumulated a wealth of high-yield properties that are now generating impressive annual rental returns.

Risk-taking and plan-making Being comfortable with taking a little bit of a risk is part and parcel of a career in the Defence Force – and building out a property portfolio is no different. Welcome to the inaugural episode of the ADF Property Podcast, where co-hosts Grace Ormsby and Discover Buyers Agency's Kane Dury cover all bases of the property investment journey, while chatting with both current and former serving members of the Australian Defence Force. In this episode, they are joined by Perth-based investor and army veteran Andre, who first jumped on the property ladder while posted in Townsville, and since he's always looking 10 years ahead, is now looking to be his own boss before the age of 50. Andre shares the pivotal purchasing decision he made in Brunswick Heads that's well and truly paid off, before reflecting on how hindsight is the greatest of all teachers.