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Welcome back to America's #1 Daily Podcast, featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris? Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. ******************* 2025's Real Estate Rollercoaster: Dodge the Career-Killers with THIS Mastermind!
Staying consistent with your health and fitness in your 40s and 50s isn't about “discipline” - it's about the plan. If you've been stuck in the all-or-nothing grind, burning out, or wondering why what worked in your 20s no longer works, this episode of Boss Bitch Radio is for you. I'm Diane Flores, retired IFBB pro, trainer of 20+ years, and now your midlife hype girl. I'll walk you through: Why burnout is so common for women in midlife The problem with training like a man in a woman's body Why the “go hard or go home” mindset backfires after 40 Small wins that actually build lasting consistency How lifting heavy, fueling smart, and ditching perfection can finally get you results This episode will shift the way you see fitness and consistency and help you reclaim your health and hotness in midlife. Ready for a reset? Join my Healthy & Hot 7-Day Reset starting September 22: https://www.bossbitchradio.com/healthy-hot-challenge #WeightLoss #ConsistencyTips #FitnessMotivationForWomen ✨ KEY TAKEAWAYS: 00:00 My story and how I got here 00:58 Why staying consistent in midlife feels so hard 02:42 The trap of all-or-nothing thinking 04:13 How to tweak your workouts in your 40s and 50s 09:45 Smarter ways to measure progress (beyond the scale) 12:42 Why small wins matter more than perfection 20:13 Why you shouldn't go at it alone 23:33 What the Healthy & Hot Reset is all about 29:13 Wrapping it up + how to get started Links Mentioned: Spots are filling fast! The Healthy & Hot Challenge kicks off September 22 - don't wait and miss out. Grab your seat now and get all the details here →https://www.bossbitchradio.com/healthy-hot-challenge Join the Iconic Coaching Academy! Limited 1:1 spots available - https://www.bossbitchradio.com/iconic-coaching I'm loving this Cathy Heller's program is packed with gems. Check it out here! https://cathyheller.samcart.com/referral/thisabundantlifebycathyheller/kLZu9Gj7RIEtBF2Q Hey! Have you heard of ClassPass? They're giving an exclusive free trial (with 20 bonus credits!) only available to friends of mine. https://classpass.com/refer/U37R31GQ30 Connect with Diane: Website: https://www.bossbitchradio.com/ Instagram: https://www.instagram.com/dianeflores_ifbb_pro YouTube: https://www.youtube.com/@dianeflores_ifbb_pro Join the Boss Bitch Besties Fitness Community: https://www.facebook.com/groups/dianefloresifbbpro Freebies: Lower Body Blueprint: https://www.bossbitchradio.com/lower-body-blueprint Protein Snack List: https://www.bossbitchradio.com/protein-snack-guide Full Body Training Program: https://www.bossbitchradio.com/full-body-gym-program Fit Girl Gift Guide: https://www.bossbitchradio.com/fit-girl-gift-guide My Favorite Supplements: https://www.bossbitchradio.com/myfavoritesupplements
Mac picks a number from the Chiefs game or season and the text line plays against Bob and Dusty to see who can get it right first.
Guest: Steve Brown, Founder and CEO, CureWise Can ChatGPT cure cancer? If you listen to the news, you would think it's close. But ChatGPT, just like any data repository, is ...
What's the best way to structure your training? How do you keep your joints healthy while still lifting heavy? And does late-night eating really screw up your fat loss?In this Q&A episode, I'm tackling these common questions with practical, no-BS advice you can use right away. Whether you're trying to figure out the right split for your schedule, struggling with aches and pains, or stressing about when you eat, this episode is all about cutting through the noise and giving you clarity.Simple answers. Smarter training. Better results.This episode is brought to you by:The Look Great Naked Protocol: Our flagship coaching program to help you look great naked without living in the gym.Apply here:Men: https://bachperformance.com/coaching/Women: https://bachperformance.com/coaching-women/Triple Threat Muscle: https://bachperformance.com/3xmuscle
Muscle isn't just about strength or performance — it's metabolic armor. In this episode of The Metabolic Link, Dr. Andy Galpin sits down with hosts Victoria Field and Dr. Dominic D'Agostino to show how muscle, cardio fitness, and bone density work together to protect against decline and extend healthspan. From women's training and recovery practices to kids in the weight room, Dr. Galpin translates decades of research into practical strategies anyone can use.Big questions Dr. Galpin helps answer:How does muscle mass protect against metabolic decline and early mortality?What's the safest, most effective on-ramp to rebuild bone density and explosiveness after 40?When is fasted training useful for women, and when is it counterproductive?How early can kids start resistance training — and what should it look like?Which recovery practices are underrated (free) versus overrated (pricey)?Dr. Andy Galpin is a tenured full professor and human performance scientist with a PhD in Human Bioenergetics and an MS in Human Movement Sciences. He previously ran the Center for Sport Performance and the Biochemistry & Molecular Exercise Physiology Lab at Cal State Fullerton, and now serves as Executive Director of the Human Performance Center at Parker University. He has authored over 50 peer-reviewed publications, coaches elite athletes across the UFC, NBA, MLB, NFL, Olympics, and special forces, and is the host of the Perform with Dr. Andy Galpin podcast, where he shares insights from two decades of working with world-class performers.Special thanks to the sponsors of this episode:✅Genova Connect – Get 15% off any test kit with code METABOLICLINK here!✅ Branch Basics - Get 15% off your Premium Starter Kit here✅ iRestore - Get a huge discount on the iRestore Illumina Face Mask when you use the code METABOLICLINK hereIn every episode of The Metabolic Link, we'll uncover the very latest research on metabolic health and therapy. If you like this episode, please share it, subscribe, follow, and leave us a comment or review on whichever platform you use to tune in!You can find us on all your major podcast players here and full episodes are also up on our Metabolic Health Summit YouTube channel!Find us on social: Instagram Facebook YouTube LinkedIn Please keep in mind: The Metabolic Link does not provide medical or health advice, but rather general information that does not serve as a substitute for a licensed healthcare professional. Never delay in seeking medical advice from an appropriately licensed medical provider for any health condition that you may have.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Erika speaks with Scott Hayford about his journey in real estate, particularly focusing on how he helps military families navigate the complexities of home buying and investing. Scott shares insights on the unique challenges faced by military families, the innovative approach of his platform Must Wants, and the importance of understanding local markets for successful investments. He emphasizes the need for due diligence and the value of building a strong network in the real estate industry. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
What does it really take to build a business from scratch when you don't have a roadmap? For Josh Oberlander, the answer has been equal parts grit, trial and error, and the discipline to keep sharpening himself along the way.In this episode of Maximum Octane, Kim Hickey and Jason Patel talk with Josh Oberlander, co-founder and CRO of Detect Auto, about the unconventional path that shaped him as an entrepreneur. At 24, Josh launched a tree service business with $500 and a rope. That led to a foray into manufacturing a person-tracking fan for technicians, a product that seemed promising but came with its own hard lessons.Josh shares why building a team is harder than most people expect, why the struggle years matter more than the highlight reel, and why continuous learning is the one thing you can never outsource. He also explains how Detect Auto helps shops save time, improve communication, and empower their staff with smarter tools.Tune in to episode 126 of Maximum Octane if you feel stuck between where you are and where you want to go. Josh's story is proof that persistence, awareness, and a willingness to keep learning can turn setbacks into stepping stones.Episode Takeaways:3:30 How Josh went from environmental science to running a blue-collar tree service business5:20 Why being a skilled technician doesn't automatically make you a business owner9:10 Why building a team is harder than anyone teaches you10:30 The leap from services to products and the lessons of selling a person-tracking fan to technicians15:50 Why struggle and sweat equity are still the price of growth20:10 Why learning is hard, but staying sharp is non-negotiable21:30 The “Clippy for auto shops” vision behind Detect Auto25:10 What shop owners need in place before adopting AI assistants25:50 How Detect Auto empowers even non-technical front-of-house staff29:20 Why the path less traveled can hold the biggest business opportunities30:55 The entrepreneurial superpower of paying attention inside your own shopConnect with Josh Oberlander:LinkedInDetect AutoConnect with Detect Auto on LinkedInFollow Detect Auto on InstagramFollow Detect Auto on FacebookLet's connect:WebsiteLinkedInFacebookEmail: info@maximumoctane.com Hosted on Acast. See acast.com/privacy for more information.
This week, Laura and Kevin are joined by Mike Maynard, CEO and Managing Director of Napier, a B2B PR and marketing agency helping tech companies turn awareness into opportunities. Mike started his career as an electronics design engineer before moving into marketing, and that technical background still shapes how he builds and measures campaigns today.We talk about what real success looks like beyond clicks and leads, how Napier decides which industries to focus on, and why some sectors spark more excitement than others. Mike also shares his perspective on AI in marketing, from copyright questions around image generation to how automation can coexist with campaigns that still feel human and engaging. And of course, we ask what keeps him curious about technology after decades at the intersection of engineering and marketing.On the lighter side, Laura gets a little weird by asking Mike what number he'd be, and in the outro we get into the Dax Prescott/Jalen Carter spitting incident in the Week 1 NFL opening game, the Eagles' sportsmanship (or lack of it, depending who you ask), and Laura's campaign for a new Super Bowl halftime band. This episode has it all!Mike Maynard is the CEO and Managing Director of the Napier Group, a $7M PR and marketing agency for B2B technology companies. Mike specializes in increasing the speed prospects travel through clients' sales and marketing funnels, generating opportunities more quickly, building integrated campaigns that focus on the important tactics, whether clients need to increase awareness, generate leads or engage contacts to create opportunities.
Send us a textWith tighter margins and communication expectations evolve, it's never been more important to meet customers where they are.In this episode, Yan Lee, Affiliate Manager at Zidy, shares how smart retailers are moving beyond static websites to create fast, personal, and effective communication-plus, hear practical tips for engaging new riders and digital-first shoppers.Support the show
Episode Overview In this episode, John sits down with Kristyn Drennen, founder of Transform CXO, to dive deep into leadership, scaling, and the power of fractional executives. They explore how business owners can break through growth ceilings, leverage the Entrepreneurial Operating System (EOS), and free themselves from solopreneur chaos. From the difference between visionaries and integrators, to how fractional COOs help real estate teams scale without overextending, this is a masterclass in leadership clarity, accountability, and sustainable growth. Kristyn shares her unique perspective from working across multiple industries, showing why the right frameworks and talent can transform both businesses and lives. What You'll Learn in This Episode The Power of Operating Systems Why Scaling Up often overwhelms smaller businesses How EOS provides clarity and simplicity for real estate teams Why consistency, not complexity, drives growth Fractional Executives Explained What fractional COOs and integrators actually do Why “fractional horsepower” beats hiring too early How to know if fractional talent is the right next step Visionary vs. Integrator Roles The difference between creating ideas, executing, and managing Why many team leaders get stuck wearing too many hats How to free yourself into the visionary role without losing momentum Leadership & Team Development Why most growth challenges come down to people or process How to use Working Genius to identify strengths and frustrations Why leadership development gets pushed aside—and why it shouldn't Scaling with Intention Why loyalty can cap your team's growth The importance of building an accountability chart How to hire people who've already been where you want to go Resources & Mentions Traction by Gino Wickman – The foundation of EOS Scaling Up by Verne Harnish – Framework for larger businesses The Motive & The Advantage by Patrick Lencioni – Must-reads for leaders The Six Types of Working Genius by Patrick Lencioni – Productivity assessment for leaders and teams Transform CXO → transformcxo.com Follow Kristyn on Instagram: @kristyndrennencxo John Kitchens Executive Coaching → JohnKitchens.coach Final Takeaway Leadership clarity is the ultimate growth accelerator. By understanding your true role, bringing in the right fractional support, and implementing proven systems, you can scale your business without sacrificing your freedom. “Fractional means fraction of the time, fraction of the cost—but full horsepower.” – Kristyn Drennen Connect with Us: Instagram: @johnkitchenscoach LinkedIn: @johnkitchenscoach Facebook: @johnkitchenscoach If you enjoyed this episode, be sure to subscribe and leave a review. Stay tuned for more insights and strategies from the top minds. See you next time!
Construction is a $10 trillion industry, yet delays and budget overruns are still the norm. In this episode, Erick Espinosa speaks with NK, co-founder and CEO of Track 3D, about how simple cameras combined with AI can give builders a live, accurate picture of what s happening on site. NK explains why progress reports are often unreliable, how 3D replicas change the game, and why contractors are finally ready to embrace tech that saves time and money. He also shares his journey from working on smart cities to launching a startup in the US, and what it really takes to bring advanced tools into a traditional field. It's a look at where construction is heading, what AI can do right now, and why founders like NK believe the industry is on the edge of major change.Find out more about NK here.Learn more about Track3D here.Reach out to today's host, Erick Espinosa - erick@sociable.coGet the latest on tech news - https://sociable.co/ Leave an iTunes review - https://rb.gy/ampk26Follow us on your favourite podcast platform - https://link.chtbl.com/rN3x4ecY
Who wants to be smarter than a plumber? - September 16, 2025 full 208 Tue, 16 Sep 2025 16:58:51 +0000 SvJNNuAPkt6t9nImqLHPZnwawfNu5XS8 sports,whatcom/skagit/island counties,wo category The Fan Morning Show sports,whatcom/skagit/island counties,wo category Who wants to be smarter than a plumber? - September 16, 2025 The Fan Morning Show with Dorin Dickerson and Adam Crowley 2024 © 2021 Audacy, Inc. Sports Sports Sports Sports Sports Sports Sports Sports Sports Sports sports Sports Sports Sports Sports False https://player.amperwavepodcasti
Are you tired of running endless A/B tests with minimal insights? Do you find yourself drowning in data but thirsting for actionable results? If you're nodding your head, you're not alone. But what if there was a way to supercharge your A/B testing? A method that could not only speed up the process but also provide deeper, more accurate insights? Well, buckle up, because that's exactly what we're diving into today. And who better to guide us through this AI-driven revolution than our guest today, Nicole Leffer. Nicole is a seasoned marketing leader and a widely recognized expert in deploying generative AI technology to improve marketing efficiency, quality, and outcomes. Her expertise in leveraging AI for A/B testing and optimization is unparalleled, and she's here to share her insights on how we can all test smarter, not harder. ✨ Efficiency Boost: How AI dramatically speeds up the A/B testing process, allowing for faster iterations and improvements. ✨ Deeper Insights: The ability of AI to uncover complex patterns and relationships in test data that humans might miss. ✨ Personalization at Scale: How AI-powered A/B testing can lead to more personalized user experiences across different segments. Learn more about Nicole Leffer Connect with Nicole Leffer on LinkedIn Resources & Brands mentioned in this episode NicoleLeffer.com RICCE Framework for prompting AI Work Buddy The Bottleneck Diagnostic Quiz: A free 2-minute quiz to pinpoint your biggest business bottleneck. Find it at theaihat.com/diagnostic. Follow Mike Allton on Instagram and get more AI tips Explore past episodes of the The AI Hat Podcast podcast CHAPTERS: 00:00 Introduction to AI-Driven Conversion Optimization 01:58 Welcome to The AI Hat Podcast 02:21 The Challenges of Traditional AB Testing 03:01 Introducing Nicole Leffer: AI Marketing Expert 03:44 Understanding Traditional AB Testing 06:12 Leveraging AI for AB Testing 07:28 Practical Tips for Using AI in AB Testing 09:41 The Importance of Context in AI Prompts 14:48 Advanced Strategies for AI-Driven AB Testing 18:10 The Value of Continuous Testing 23:06 Challenges and Solutions in AI-Driven AB Testing 34:46 Emerging Trends in AI-Powered AB Testing 37:19 Conclusion and Final Thoughts SHOW TRANSCRIPT & NOTES: https://theaihat.com/test-smarter-not-harder-ais-impact-on-a-b-testing-in-digital-marketing/ Produced and Hosted by Mike Allton, founder of The AI Hat. He's a Business Systems Strategist who helps overworked solopreneurs and creators stop being employees in their own businesses. After building his own successful solo ventures for over a decade, Mike now teaches entrepreneurs how to build AI-powered operational systems that reclaim their time and allow them to finally scale. Interested in being a guest? We're looking for experts who help solopreneurs build better, more scalable businesses. Reach out to Mike to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Millionaire Mindcast, Matty A. welcomes Ellen Wood, founder and CEO of VCFO, who pioneered the fractional CFO model and has supported more than 6,000 companies through growth and exit planning.Ellen shares her journey in building VCFO, the inspiration behind trademarking “virtual CFO,” and why more businesses are turning to fractional financial leadership. From the power of the V360 Assessment to the critical role of accountability and culture, Ellen outlines the strategies that differentiate businesses that scale successfully from those that stall.She also dives into common exit planning mistakes, the importance of preparation years in advance, and her perspective on the future of fractional CFO services as AI and private equity reshape the office of the CFO.What You'll Learn in This Episode:The origins of VCFO and the rise of fractional CFO servicesHow the V360 Assessment identifies risks and opportunitiesWhy accountability and culture are key drivers of valueThe biggest mistakes business owners make before an exitStrategies to scale successfully and retain top talentHow AI and private equity are transforming finance functionsEllen's personal lessons and advice to entrepreneursTimestamps: 01:00 – Ellen Wood's background and founding VCFO 03:30 – Building the fractional CFO model 07:00 – Expanding into HR and operational support 11:45 – Using V360 to prepare for growth and exit 17:30 – Culture and accountability as hidden value drivers 21:30 – Exit preparation: what most founders get wrong 25:45 – Scaling vs. stalling businesses 29:00 – The future of fractional CFO services 32:00 – Advice to her younger entrepreneurial selfConnect with Ellen Wood: LinkedIn: https://www.linkedin.com/in/ellenewood/Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text "XRAY" to 844-447-1555
The Law School Toolbox Podcast: Tools for Law Students from 1L to the Bar Exam, and Beyond
Welcome back to the Law School Toolbox podcast! Today, we're speaking with Nikhil Agarwal from Juno about how law students can make smarter choices about student loans. We focus on the benefits of group negotiation for better interest rates and the differences between federal and private loans. Thanks to Juno for their support in sponsoring this episode! In this episode we discuss: An introduction to our guest, and the origin of Juno group loan negotiation Understanding student loan options The power of a lower interest rate How Juno's team guides students to make the best decisions for themselves Resources JoinJuno.com (https://joinjuno.com/) Podcast Episode 96: How to Rapidly Pay Off Law School Debt (with Guest Financial Panther) (https://lawschooltoolbox.com/podcast-episode-96-how-to-rapidly-pay-off-law-school-debt-with-guest-financial-panther/) Podcast Episode 383: Talking About Money with Jesse Mecham, Founder of You Need A Budget (https://lawschooltoolbox.com/podcast-episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) The Reality of Law School Debt and Planning for It (https://lawschooltoolbox.com/the-reality-of-law-school-debt-and-planning-for-it/) 5 Strategies to Save Money in Law School (https://lawschooltoolbox.com/5-strategies-to-save-money-in-law-school/) Download the Transcript (https://lawschooltoolbox.com/episode-521-smarter-borrowing-how-juno-helps-lower-student-loans/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee
Dr. Ian Smith, author of Eat Your Age: Feel Younger, Be Happier, Live Longer, shares simple diet adjustments for healthier living. Plus, trailblazing ballet dancer Misty Copeland discusses her new picture book, Bunheads, Act 2: The Dance of Courage, which tells the story of young ballerinas finding community together. And actor Garrett Hedlund stops by to talk about Season 3 of the Paramount+ series Tulsa King and the mentorship he's received from co-stars Sylvester Stallone and Samuel L. Jackson. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Wouldn't it be amazing if speaking invitations just landed in your inbox - and with a speaker fee attached?The truth is, they can. In fact, many of my own paid speaking gigs (and our clients' too) have come through inbound strategies - because we've intentionally set ourselves up so event organizers find us.This is Part 2 of my 4-part series on how to land more speaking engagements.In Part 1, I shared outbound strategies: what to do when you pitch yourself.In today's episode, I'm diving into inbound strategies: how to position yourself so speaking invitations come directly to you.In this episode, you'll learn:What your speaker page and LinkedIn profile must include so event organizers instantly see your credibility.Why being active in your local community and industry leads to referrals and repeat invitations.How delivering an amazing talk becomes your best marketing tool for stage-side referrals.Real client examples who turned one talk into many opportunities.With the right inbound strategies, you'll build familiarity, trust, and visibility, so event organizers think of you first when they need a great speaker.Want help creating your signature talk and positioning yourself to get booked?Join our online Thought Leader Academy for step-by-step coaching and a proven process to elevate your message.Prefer in-person? Attend our 1-Day Speaking Accelerator in Orlando and walk away with your talk and action plan.Links:Show notes at https://www.speakingyourbrand.com/442/ Check out my speaker page = https://www.speakingyourbrand.com/carol-cox-ai/ Discover your Speaker Archetype by taking our free quiz at https://www.speakingyourbrand.com/quiz/Attend our 1-day in-person Speaking Accelerator workshop in Orlando: https://www.speakingyourbrand.com/orlando/ Enroll in our online Thought Leader Academy: https://www.speakingyourbrand.com/academy/ Connect with me on LinkedIn: https://www.linkedin.com/in/carolcoxRelated Podcast Episodes:Episode 441: [Part 1] Booked Without Burnout: A Smarter Way to Land Speaking GigsEpisode 422: How to Create a 10-Out-of-10 Keynote that Leaves Your Audience in AweEpisode 401: Strategies for Getting Momentum on the Speaking CircuitEpisode 245: How to Get Selected as a Speaker by Event Organizers JOIN US: Our in-person Speaking Accelerator Workshop is coming up in Downtown Orlando on October 30, 2025. Create and practice your signature talk in one day using our proven framework, so you can confidently share your message and attract more opportunities. It's a fun, supportive environment where you get personalized feedback, professional photos, and more. Limited to 15 attendees. Get the details and secure your spot at https://www.speakingyourbrand.com/orlando/.
A listener gets asked 5 questions while Katie is out of the studio. Then Katie gets asked the same 5 questions. Whoever gets more wins. Ties go to Katie. Playing for $80
How are leading retailers and brands using AI to transform shopping? Nordstrom's Brad Tucker, Mars' Shashank Kadetotad, and HCLTech's Debraj Bhattacharya join Rethink Retail to explore: - Smarter personalization and recommendations - Greater operational efficiency - Faster product innovation - AI's role in sustainability and customer loyalty From generative to agentic AI, discover how companies are turning data into insight and creating the future of retail.
Most gun owners focus on hitting tighter groups at the range — but what about the 150 other things that matter in a real self-defense situation? We sit down with Brian Hill of The Complete Combatant to explore his groundbreaking decision-making curriculum that teaches you how to recognize threats, de-escalate before drawing your gun, and avoid “analysis paralysis” when every second counts. Learn more at https://www.thecompletecombatant.com/ Also in this episode: Gun Truth of the Week: The Reality of Gun-Free Zones School “Walkouts” Over Gun Violence — Orchestrated Activism? Deployment: Upcoming Off-Grid Comms & Survival Basics Classes Self-Defense Without a Gun: Krav Maga with John Montalbano Curtin Call: Man Defends Home From Bear With AR-15 Brian Hill: Decision-Making Is the Missing Link in Training What's on Your Gun Roster Wish List? San Diego City Attorney Mara Elliott — Still Anti-2A The right to self-defense is a basic human right. Gun ownership is an integral part of that right. If you want to keep your Second Amendment rights, defend them by joining San Diego County Gun Owners (SDCGO), Orange County Gun Owners (OCGO), or Inland Empire Gun Owners (IEGO). https://www.sandiegocountygunowners.com https://orangecountygunowners.com http://inlandempiregunowners.com Support the cause by listening to Gun Owners Radio live on Sunday afternoon or on any podcast app at your leisure. Together we will win. SUPPORT THE BUSINESSES THAT SUPPORT YOUR SELF DEFENSE RIGHTS! Get expert legal advice on any firearm-related issues: https://dillonlawgp.com Smarter web development and digital marketing help: https://www.sagetree.com Clean your guns easier, faster, and safer! https://seal1.com Get your cases & outdoor gear at C.A.R.G.O in El Cajon or visit them at https://cargostores.com
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Investor Fuel Podcast, host Leo Wehdeking engages with Todd Taylor, a seasoned real estate professional and auctioneer. Todd shares insights into his dual role in the real estate market, emphasizing the unique advantages of auctioning properties. He discusses the challenges of affordability in the current housing market and the importance of building long-term relationships with clients. Todd reflects on his experiences, lessons learned, and future aspirations in the real estate industry, highlighting the significance of networking and treating clients like family. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
In this podcast, Thomas Domville walks through Apple's new Adaptive Power mode in iOS, explaining what it does, which devices support it, what trade-offs to expect, and how to turn it on. You'll learn how the system uses on-device intelligence to detect unusually power-hungry apps or tasks and gently throttle performance to extend battery life—plus how this differs from the traditional Low Power Mode.What is Adaptive Power?An AI-assisted battery feature that watches for apps or tasks using more CPU/battery than usual and automatically makes performance adjustments (e.g., slightly dimming the display or allowing some activities to take longer) to reduce drain.It's conservative compared to Low Power Mode—only intervenes when something is actually hogging resources, so the phone behaves normally most of the time.Trade-offs: When Adaptive Power kicks in, you may notice subtle slowdowns (emails/messages can arrive a bit slower; animations feel slightly less snappy; display may dim a touch).Device support: Requires newer, AI-capable iPhone models (as referenced in the show).Key points & takeawaysSet-and-forget: Once enabled, it only activates when needed—otherwise your phone runs as usual.Notifications available: You can enable an Adaptive Power notification so you know when it's actively managing performance.Works alongside Low Power Mode: Low Power Mode remains the more aggressive option; Adaptive Power is a lighter-touch, smarter layer for everyday use.How to enable Adaptive PowerOpen Settings.Double Tap Battery.Double Tap Power Mode (near the bottom of the screen).Toggle Adaptive PowerOn.(Optional) Turn on Adaptive Power Notifications to be alerted when it activates.(Optional) Use Low Power Mode when you want a stronger, system-wide battery-saving profile (iOS will typically prompt you around 20% battery).VoiceOver tips (from the demo)In Settings, navigate by swiping right until you reach Battery, then double-tap.On the Battery screen, you can four-finger tap near the bottom to quickly reach elements closer to the end of the list, then flick left/right to Power Mode.Toggle Adaptive Power and Adaptive Power Notifications with a double-tap.When to use whichAdaptive Power: Daily driver—great for automatic, gentle savings without constantly changing how your phone feels.Low Power Mode: Use when you need maximum battery conservation (travel days, long events, low-battery emergencies).TranscriptDisclaimer: This transcript was generated by AI Note Taker – VoicePen, an AI-powered transcription app. It is not edited or formatted, and…
We're going full scientist mode today, because Jonah Rosner is back on the show.If you don't know Jonah, he's the applied sport scientist who went from the Houston Texans to the streets of Brooklyn, translating lab data into PRs for everyday runners.He's walked the talk—he ran 2:57:22 at the Chicago Marathon on October 13, 2024—and he's been on a tear since on social media. He has unpacked what 99% of runners are missing, and then he dropped a durability framework with Stryd (plus a free 10-week plan) to help you fade less and finish stronger in races.In June he launched Brooklyn Running Company's Beginner's Pre-Run Fuel Playbook to make pre-run nutrition stupid-simple. Jonah continued breaking down exactly how he used caffeine to run 2:57, and expanded the fueling playbook with a Science in Sport piece on in-race carbs.If you coach, this is a blueprint you can deploy this week. If you're building for a fall race, this is the clarity you've been hunting: what to measure, what to ignore and what to change by your next long run.Grab a notebook. By the end, you'll have a simple checklist to move the ceiling on your performance—and a plan to chip away at it, session by session.Let's get surgical about speed.Tap into the Jonah Rosner Special. If you enjoy the podcast, please consider following us on Spotify and Apple Podcasts and giving us a five-star review! I would also appreciate it if you share it with your friend who you think will benefit from it. Comment the word “PODCAST” below and I'll DM you a link to listen. If this episode blesses you, please share it with a friend!S H O W N O T E S-The Run Down By The Running Effect (our new newsletter!): https://tinyurl.com/mr36s9rs-BUY MERCH BEFORE IT'S GONE: https://shop.therunningeffect.run-Our Website: https://therunningeffect.run
Struggling with the connection between your sleep, nutrition, and stress levels? In this episode, Dr. Diana Hill sits down with Shawn Stevenson, the dynamic host of The Model Health Show. Shawn dives into his personal journey from a debilitating health crisis to becoming a leading voice in holistic health. They discuss the importance of a solid sleep routine, the impact of essential nutrients on sleep quality, and the life-changing benefits of family meals. Discover actionable steps to create your own sleep sanctuary, the power of nutrient-dense foods, and why community is crucial for holistic health. Don't miss this deep dive into living a more vibrant and healthier life.In This Episode, We Explore:How a consistent sleep schedule can transform your healthWhy key nutrients like Vitamin C, Omega-3s, and Magnesium are vital for better sleepThe surprising benefits of family meals on physical and emotional well-beingInsights into the future of personalized and circadian medicineSuggested Next Episode:Episode 69: What To Eat To Build A Healthier Brain And What You Can Do To Help Improve Nutrition In Your Community With Kimberley WilsonRelated ResourcesGet enhanced show notes for this episodePre-order my upcoming book, Wise Effort: How to Focus Your Genius Energy on What Matters Most, and receive special pre-order bonus gifts.Want to become more psychologically flexible? Take Diana's "Foundations of ACT" course.Diana's EventsReserve your spot in Diana's Costa Rica retreat in 2026!See Diana at an upcoming eventConnecting With DianaSubscribe for free on Apple Podcasts and Spotify.Leave a 5-star review on Apple so people like you can find the show.Sign up for the free Wise Effort Newsletter.Become a Wise Effort member to support the show.Follow Diana on YouTube, Instagram, LinkedIn,
In this episode of Turf Nerds: A Lawn Care Podcast, Evan and Greg reflect on the tragic assassination of Charlie Kirk. Charlie's bold stance for Christ should be the driving force for our lawn and landscaping businesses. Are you setting a smart schedule for your business?SHOW NOTES (CLICK HERE)Tap Here for Turf Nerds Merch!Look! We Have A Website! Don't forget to check out Green Frog Web Design and tell them the Turf Nerds sent you. Or Greg will scalp your lawn! Use promo code TURFNERDS for 50% off Equip Expo 2025 registration! Shoot us an email! TurfNerdsPodcast@proton.meInstagramFacebookTikTokSubscribe on YouTube:https://www.youtube.com/@TurfNerdsPodcast?sub_confirmation=1 #LawnCare #LawnMaintenance #Mowing #MowingGrass #LawnCareBusiness #Toro #ToroMultiforce #CubCadet #BibleStudy #Bible #Christian #Business #Entrepreneurship #Comedy #2024 #Marketing #Advertising #TipsAndTricks #Tips #Success #Yakta #YaktaMowers #YaktaOutdoor #Spring #SpringRush #FYP #Mower #NewMower #UsedMower #RouteDensity #EquipExpo #EquipExpo2024 #Echo #Stihl #RedMax #Shindaiwa #StringTrimmer #WeedWhip #GreenFrogWebDesign #WebDesign #EzraMcCarthy #Aerator #Aeration #ZAerate #Bobcat #BobcatMowers #Husqvarna #HusqvarnaGroup #HYGREENTOOL #GOMOW #ThunderLightingSupply #ChristmasLights #Christmas #Trump #DonaldTrump #PresidentTrump #ElectionDay #EZDumper #DumpInsert #StempkyNursery #Mulch #MulchInstallation #TurfNerds #Newsmax #NewsmaxTV #CarlHigbie #CharlieKirk
Merrick Lackner, CEO, Rently
Discover proven restaurant marketing strategies that build loyalty, boost profits, and turn guests into brand ambassadors. From cash cows to mug clubs, Roger shares trackable, ROI-driven ideas that keep customers coming back. Restaurant Profit Maximizer Mini-Masterclass: Learn how just a few tweaks in the way you run your business can hugely impact your profits. https://restaurantrockstars.com/sp/restaurant-profits Run a Smarter, More Profitable Restaurant. Discover the proven systems & solutions that drive sales, train staff, and maximize your margins. 1:1 Coaching Option Available.
If so, what's are those skills that you do that makes you sound WAY smarter than you REALLY are???
“When you gain muscle mass, a lot of other things begin to happen,” explains Ashley Damaj, BCBA, MSW, CN, CPT. Ashley Damaj, BCBA, MSW, CN, CPT, board-certified behavior analyst, nutritionist, therapist, trainer, and the founder of Mothership Wellness, joins us today to break down what it really takes to change your body and your habits, covering everything from behavior patterns and mindset shifts to muscle-building, nutrition, and sustainable routines for women. Plus: - Damaj's background (~2:30) - How to create long-term, sustainable change (~4:30) - How to increase lean muscle mass & decrease body fat (~6:45) - Holistic vs fitness nutrition (~8:30) - Understanding motivations & limitations (~13:38) - How to achieve your goals (~16:45) - Finding trusted experts on social media (~19:00) - Finding joy (~21:00) - Carving out time to work out for busy moms (~23:45) - How to model positive habits (~30:20) - Changing your perspective on weight loss (~33:15) - The importance of pre- & post-workout nutrition (~35:55) - The best way to do cardio (~40:00) - Rules of resistance training (~40:50) - Alternate strength vs. hypertrophy training (~41:00) - Increasing volume (~46:50) - Sets, reps, & weight (~19:50) - The power of functional training (~55:55) - The importance of mindset (~56:50) - The best way to optimize body composition (~59:50) - Don't forget carbs (~1:00:00) - The importance of water & hydration (~1:01:50) Referenced in the episode: - Follow her on Instagram (@mothershipwellness) - Check out her company, Mothership Wellness (https://www.mothershipwellnessinc.com/) - Work with her (https://www.mothershipwellnessinc.com/coaching) - Don't miss out on these free resources: - Free Boss Mom's 5-Day Challenge - Life Satisfaction Survey - Vision Board Template This episode of the mindbodygreen podcast was created in partnership with Haven Well Within. It's a daily dose of good for you®. Enjoy $10 off every $50 through Sunday, 9/28 at havenwellwithin/mbg with code MBG10. -$10 off every $50 valid 9/14/25 – 9/28/25. Offer valid at www.havenwellwithin.com, by phone at 1-833-428-3699, and at Talbots Retail stores. Cannot be used at Talbots Outlet or Clearance stores. Qualifying purchase amount is determined after allowable discounts and before tax and US Shipping. Use promo code: MBG10 at checkout. Discount will be applied at checkout. We hope you enjoy this episode, and feel free to watch the full video on YouTube! Whether it's an article or podcast, we want to know what we can do to help here at mindbodygreen. Let us know at: podcast@mindbodygreen.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
** Book in for Inventium’s GenAI Productivity Upgrade here: https://inventium.com.au/genai-cohort/ ** Most people use AI like a polite assistant: “do this, write that, draft this.” The problem? It rarely pushes back or challenges your thinking - leaving your blind spots intact. In this episode, Inventium’s AI expert Neo Aplin joins me to share how to flip the script and use AI as a creative collaborator. You’ll learn: Why AI naturally behaves like a sycophantic assistant - and how to change that How to use prompts to make AI act as a devil’s advocate Ways to test how your ideas or presentations will land with different audiences How to use AI for “jobs to be done” brainstorming and innovation Why using AI for perspective-shifting is better than not testing your ideas at all If you want AI to make you smarter (not just faster) this episode will show you how. My latest book The Health Habit is out now. You can order a copy here: https://www.amantha.com/the-health-habit/ Connect with me on the socials: Linkedin (https://www.linkedin.com/in/amanthaimber) Instagram (https://www.instagram.com/amanthai) If you are looking for more tips to improve the way you work and live, I write a weekly newsletter where I share practical and simple to apply tips to improve your life. You can sign up for that at https://amantha-imber.ck.page/subscribe Visit https://www.amantha.com/podcast for full show notes from all episodes. Get in touch at amantha@inventium.com.au Credits: Host: Amantha Imber Sound Engineer: Martin ImberSee omnystudio.com/listener for privacy information.
PED education is often either oversimplified or overhyped. In this episode, John Jewett and Luke Miller bring on Dr. Todd Lee (IFBB Pro, MD, and founder of Anabolic University) to cut through the noise. They cover: Why an HRT base is non-negotiable Testosterone, estrogen, and DHT — the real interplay Masteron vs. Primo vs. EQ vs. DHB Low-dose Tren and when it makes sense Smarter hair-loss protocols beyond finasteride The balance between chasing results and managing risk
Just ask Nathan. And no, we're not.…But we're close.
On tonight's edition of The Mark White Show, Edward Jones financial advisor Julia Bartak joins me to discuss a new survey that reveals only two out of five Americans feel confident about their education savings. We'll cover what families can do to prepare, how 529 plans really work, and practical steps to take this school year to feel more secure about future education costs.
You have to be smarter than Big Al if you want a free t-shirt. Learn more about your ad choices. Visit megaphone.fm/adchoices
Title: From Hustle to Holdings: The Smarter Path to Passive Wealth With J. Scott Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley discusses the importance of transitioning from active to passive income with guest Jay Scott, a seasoned real estate investor. They explore various investment strategies, the significance of due diligence in syndication, and the differences between house flipping and multifamily investments. Jay shares his journey from tech to real estate, emphasizing the need for teamwork in multifamily projects and the importance of understanding market conditions. The conversation concludes with actionable insights for listeners looking to create financial freedom through passive income. Links to watch and subscribe: https://www.youtube.com/watch?v=V26Rze2S9TM Bullet Point Highlights: Active income is trading time for money, while passive income allows for financial freedom. Investors should focus on the highest and best use of their time. Flipping houses can be tedious and may not be the best use of time for high-income earners. Transitioning to multifamily investments can provide more control and cash flow. Market conditions can significantly impact investment strategies and outcomes. Due diligence is crucial when vetting syndication sponsors and deals. Understanding the underwriting process is essential for passive investors. Building a strong team is vital for success in multifamily investments. Investors should seek to understand the risks associated with their investments. Passive income allows for a lifestyle centered around family and personal interests. Transcript: Seth Bradley (00:10.188) What's going on, law nation? Welcome to the Passive Income Attorney Podcast, your favorite place for learning about the world of alternative passive investments so that you can practice when you want to and not because you have to. Now, if you're ready to kick that billable out of the curb, start by going to attorneybydesign.com to download the Freedom Blueprint, which will also get you access to partner with us on one of our next passive real estate investments. All right, let's talk about the highest and best use of your time. We've talked about active versus passive income and for good reason, they are completely different. They're on opposite sides of the spectrum. When we talk about active income, we're talking about your job as an attorney, as a doctor or a business owner, where you trade your time in for money out. Depending on your skill set, background, education, work ethic, et cetera, You know, this could be a great use of your time or it could be a terrible one. But when most people think about getting into real estate investing, they're torn. Should you do a fix and flip like you saw on HGTV? Should you invest in a REIT like your financial advisor and Charles Schwab told you to do? Should you buy a single family rental or invest in a syndication? There are endless options so I can understand why it's so confusing. Well, start with this. ask yourself, what's the highest and best use of my time? If you're thinking about doing an HGTV fix and flip and your partner at a big law firm, for example, is that flip really the best use of your time? And don't be mistaken, a flip is transactional and it is active. So will you make more per hour on that fix and flip than you would at your job? After you factor in the learning curve, the deal sourcing, the headaches, what it takes away from your job and everything else, it's not even close. Unless you truly love doing it, which some people do, it just doesn't make sense for high income earners. You should be focusing on transforming the income you earn actively into passive income streams. At different levels on the passive scale, that could very well be a single family rental or an Airbnb. Seth Bradley (02:34.26) or could be passive investments into commercial syndications. But if you truly want to obtain financial freedom as quickly as possible, don't create more time consuming activities that aren't as fruitful as the active income stream that you already have. Focus on passive investments until you are financially free. And then you will have the freedom to transition or not into any active activity you have a passion for. Today, we have a very special guest, Mr. Jay Scott of Bigger Pocket fame. Jay is an entrepreneur, investor, advisor, and the co-host of the Bigger Pockets Business Podcast. He has bought, built, rehab, sold, syndicated, and held over $70 million in residential property, and currently owns several hundred units. Jay is the author of four bestselling books on real estate investing, with sales of over 300,000 copies. Get really excited for this, folks. You're in for a treat. This is the Passive Income Attorney Podcast, where you'll discover the secrets and strategies of the ultra wealthy on how they build streams of passive income to give them the freedom we all want. Attorney Seth Bradley will help you end the cycle of trading your time for money so you can make money while you sleep. Start living the good life on your own terms. Now, here's your host, Seth Bradley. Jay Scott, what's going on, brother? Welcome to the show. Scott (04:09.196) Thanks. Appreciate you having me here Seth. Absolutely, man. Appreciate you taking the time out of your day, We've got a little bit of history, but let's jump into your history, man. What's your story? Tell us about your background. Take it back as far you'd like to. Yeah, I'll keep it short because nobody really cares about what I used to do. So I'm a tech guy by education and former trade. I worked in Silicon Valley for a long time, spent about 15 years doing the engineering thing and the product management thing. 2008 decided to get married. My wife and I, she was in the tech world also. We decided to leave and do something different so we could start a family. focus on our family. Basically, we were both working ridiculous hours and it just wasn't sustainable if we wanted to start a family. So put our jobs in 2008, moved to the East coast, ended up flipping houses. Long, boring story about how that started, just kind of serendipitous. We didn't really plan it, never really considered real estate, but fell into flipping houses. Over the next eight years or so, we flipped about 400, 450 houses, was great. It ended up being the, next career we were looking for, it gave us the flexibility to kind of raise our kids and never have to miss a soccer game or a piano recital, which was fantastic. But then around 2017-ish really got burned out on flipping houses and that's when I started to look for some new stuff to do. and that kind of leads me into what I've been doing the last few years. Seth Bradley (05:41.742) That's awesome, man. That's a ton of houses you flip, man. think that that's, know, a lot of the folks who've been in the game for a long time, they've heard you speak on, you know, on bigger pockets and all of that. So, you know, what attracted you originally to house flipping rather than, you know, buy it holds or anything like that? So I'll be honest, I don't love real estate. I love business. I'm a business guy. like when I was even when I was in the tech world, I got my MBA and I did some business development and I moved from the engineering side to the product side where I could be more involved in the business stuff. And I'm a business guy by heart. And that's what I love doing. So when it came to flipping houses, For me, was, I could have been buying and selling anything. It ended up being houses. And again, not an exciting story. mean, literally the story was my wife was watching a show on HGTV with some people flipping houses and she said, let's give that a try. Just as kind of like a fun thing to do on the side while we were waiting for our wedding to come up. So it wasn't something that I ever thought about or planned to do. It just kind of happened. And so if it weren't flipping houses, it would have been buying and selling something else. would have opened a restaurant or I would have opened a retail store or who knows what I would have done. But for me, the challenge was in the business. It wasn't the real estate piece of it. And so I've always enjoyed the scaling part. So yeah, flipping a house is great. Flipping five houses is great. But I always wanted to know, how do I go from flipping five houses to flipping 50 houses in a year? What are the systems and processes I have to put in place? how do I build that type of business? That to me is what's exciting. And so for me, it's always been about not the real estate part of it, but about the building the business part of it. Seth Bradley (07:25.248) I love that man. I don't think I've heard anyone just come out and say that, even though a lot of people are probably in the same boat as you that, you know, you don't have to love real estate to recognize that it's a great business. Right. Yeah. So that that's awesome. So tell me a little bit about your, your transition and what you're doing now, your current business, how you kind of progressed from house living to what you're about to tell us about. Yeah, so 2017, I just got really burned out on flipping houses. It was good to us financially. We got good at it. I wrote a bunch of books on it, but I'll be honest, it was never fun. And as the years went on, it just ended up getting more tedious. I felt like I wasn't learning anything new. It was revising processes and creating new systems. it was fun, but I needed some new challenges. So 2017, I decided, okay, done with flipping, actually went and started doing some business stuff. So I do some advisory work for some tech companies. I do some angel investing. And so for a few months, I actually considered getting out of real estate altogether, focusing on other business pursuits. But I actually, what I realized was that I didn't like the nuts and bolts of real estate. I liked the mechanics of real estate. I loved the negotiation piece. I loved the asset management piece. I loved the putting deals together piece and I was good at it. And so while I really didn't wanna be flipping houses, didn't want to be involved in the day-to-day aspects of managing the projects. I enjoyed the deal part of real estate. And so in addition to that, after I stopped flipping, I had all this cash. And I was like, okay, what am I going to do with this cash? I was using it to flip houses. We were doing 50 houses a year. It's put a lot of cash to work. Now I had all this cash. I'm a control freak. do invest in other people's syndications, but I don't sleep well at night when all my money is being managed by other people. So I said, how do I kind of take back control of my own cash as well as kind of get back into real estate? What can I do in real estate that I would enjoy? And now I can also deploy a bunch of my own cash. And what I realized was multifamily. Scott (09:38.648) That was a great opportunity. And I had been thinking about multifamily for a long time. But what I realized was from the syndication side of multifamily, could, one, I could have the control. could be a general partner. could control the deal. I could put the deal together. I could manage the deal. But also I could come in on the limited partner side as an investor. And it was a great place to deploy my capital. So I could deploy my capital in deals that I had full control over. So 2017, I decided I wanted to get into multifamily, probably wanted to get into syndication. I reached out to a friend of mine, Ashley Wilson, who managed a company called Barred Down Investments. She and her husband had started the company a couple of years earlier. They were doing exactly what I wanted to do. And so I reached out to Ashley and I said, hey, I would love to learn multifamily. I don't expect you to like just take all this time and teach me so I can often be your competitor. But here's what I am willing to do if you're willing to do this. I will come work for you for a year. And in that year, you've got all my time, you've got all my energy, you've got all my knowledge, you've got all my contacts, I'll put money into your deals, whatever it takes. You mentor me for a year, you've got my commitment for a year. After a year, we can figure out if like, there's a place for me on the team or if I'll go off and do my own thing. But basically, let's work together for a year. And she loved that idea. mean, I think she liked the fact that I was really good with the systems and the processes and the operation stuff. And I obviously loved the fact that I could jump into a team that was high functioning, already owned a lot of properties and was doing deals. So for the next year, I worked with her team. It took about a year and a half before we finally did a deal. But 2020, just before COVID, we started putting together a deal. That deal went really well. Ashley and I realized that we were like, just we made a great team. We had a bunch of complimentary skills, the things that she was really good at, I wasn't, the things I was really good at, she wasn't, it was just a good partnership. Around the same time, her husband decided that he didn't really want to be doing real estate anymore. He kind of wanted to be a stay at home dad. He liked helping with the business. He ran the underwriting team and he did a lot of the analytics, but he didn't want to be a partner in the business anymore. So about a year and a half ago, Ashley came to me and said, Hey, would you want to join me and be a partner in the business? Scott (11:57.678) 2020, 2021-ish. Ashley and I joined forces. She and I now run bar down investments and we do value add multifamily all around the country. That's great man, said you weren't having fun anymore, you having fun now? I'm having a ton of fun. And I think the big difference between then and now is when you're flipping houses, flipping houses is a very, it's a solitary venture. Yeah, you have contractors around you and you have eight real estate agents and you have closing agents and lots of 1099 people, lots of vendors and people that come in to help you. But at the end of the day, you're running the show. You're doing the four big things that you do when you flip houses. you're acquisitions or you're running acquisitions, you're doing the rehab or you're running the rehab, you're doing the disposition or managing the disposition and you're raising the money. mean, all four of those things, you don't generally have a big team to do those things because it's just hard to scale a big team when you're flipping houses. The profits aren't there, the margins aren't there. Unless you're doing real high-end houses, the deal size isn't there. But in multifamily, the thing I love about multifamily is it really is a team sport. When you're doing it, $10 million deal or a $50 million deal, it's not something that I could ever do myself. It's not something anybody or very few people can do themselves. Typically you have to be part of a team because things are very specialized. mean, the acquisitions piece, you need some of the best acquisitions people in the world to be finding deals in this market. The renovation piece to be renovating a 200 or 400 or 600 unit apartment complex, it's not like flipping a house. You need to have really good systems and processes. need to... Scott (13:36.448) really know the renovation side of things. Managing the property, I mean, you have to know the asset management side. You have to know how to carry out a business plan. You have to know how to increase and reposition rents. You have to know how to decrease expenses and improve the efficiency of the management. And then on the sales side, that's a whole other world where you have to really know the market and be able to work with the brokers and know how to position the company for sale. And then finally, there's that raising funds piece. And that's a whole world by itself, whether you're dealing with raising debt through a broker and you're going like just typical, like getting loans, or you're going out to private investors or institutions and you're raising equity, people that come in as partners. And I mean, that's a full-time job in itself, those two things. So when you do multifamily, you really need to figure out what are you great at? And then you need to surround yourself with people who are great at everything else. And so that's what I loved about multifamily. It allowed me to focus on what I was really and then bring in people who are literally the best in the world at all the other stuff. And now it becomes a team sport. It goes from playing tennis to playing basketball. It goes from being yourself reliant and you have to do everything and be the best versus you have to be able to put together the best team and manage that team in a way that not only is everybody fantastic, but working together, they're better than the sum of their parts. Yeah, yeah, that's fantastic, man. The whole team game part of multifamily and commercial real estate. It's really interesting because when you get into other businesses, it feels more competitive and kind of like if you if you have the secret sauce, you keep it close to your vest. You don't you don't tell everybody about it. Whereas when you're in this commercial real estate world, everybody's sharing ideas. Everybody's trying to partner. Everybody's trying to see how they can help you rather than just looking about, well, how can you help me kind of? I call it, I'm gonna get in trouble here, but the Hollywood mentality where it's like, what can you do for me? Oh, you just drive a three series, you probably can't help me. So it's a different attitude. Scott (15:41.294) Absolutely. I like to refer to it as co-op petition. It's like there are deals that you're going to do with other people and then there deals you're going to do yourself and you may come back to those people later. You may never come back to them, but everybody kind of looks out for each other because you never know when you may end up in a deal with somebody that previously you were competing against. And so anytime that you're not in a deal with somebody, you're still treating them as if, the next deal we could end up being partners. And the deal after that, we could end up being partners. because it really is, it's a small industry, everybody knows each other. we really, again, going back to the sum of the parts is greater than the parts themselves. mean, working together, we can really do a whole lot more than if we just are purely competitive and try and take each other down. Yeah, absolutely. And I think kind of going back, there's a lesson to be learned about how you were transitioning from house flipping and you were the best at it. And then you're like, okay, I want to go into multifamily and a syndication. You went and you sought out someone that was already in the game that knew what they were doing, that had the experience. And you said, what can I do to help you? What value can I bring to you to help you so you can teach me what you've done? And there's a lot of value to be found in that lesson for folks that are trying to you know, get into the active side. A lot of listeners out there are passive investors already and they're, you know, maybe thinking about, maybe I want to do in the active side. And they're like, well, what can I do? Cause a lot of attorneys, especially in doctors and folks like that, they think they have this one track mind. They're only trained to do one thing. And they're like, what value can I provide as somebody else? But there are a lot of skills that you've learned in your W2 profession that you can apply to help other folks that are already in the industry. Absolutely. I mean, I talk about it a lot, but even outside of real estate, I do a lot of advisory work and I'm still pretty active in the tech world. And I find companies that kind of bridge that gap between technology and real estate. all know about the Zillows and the Airbnb type companies. There are a lot of startup companies in that space too called property technology type companies. so... Scott (17:46.998) I love to use my experience, my knowledge, my relationships to go into those companies and help them grow their companies. In return, I'm not an employee. I'm not even a 1099 contractor. In return, I'm getting equity so that if I can help make them successful, ultimately my equity is gonna be worth something. I'm gonna be successful as well. And so what I like to tell everybody like figure out what you're good at and then figure out who needs that expertise. and then figure out how you can offer that expertise in a way that isn't trading necessarily hours for dollars. Figure out how you can trade your expertise, your knowledge, your Rolodex, your whatever it is for equity or potentially passive income so that you can grow potentially many fold as opposed to I charge $200 an hour or $300 an hour. mean, everybody loves $300 an hour, but the minute you stop working, you stop making that money. But if you can get equity, that equity can work for you for a while. Yeah, absolutely. And it's tough for a lot of the WTs out there listening, they're highly paid professionals. It's tough to get off of that treadmill. For some folks it's easier because they're not making as much money, but for the lawyers, the doctors out there that are making a good amount of money in their profession, it's tough to try to see, you know, to stop trading time for money. But you've got to kind of see through the weeds there. Yeah, well, what I tell people is, there's two types of income. There's your active income. That's the stuff that you're trading your time for, whether you're a doctor or a lawyer or an engineer or you're a house flipper or you're a consultant or you're a small business owner, whatever it is, that thing that when you stop working, you stop making money. And then there's a passive income. It's the thing you trade money for money. So you put your money out there and hopefully it continues to come back to you for the rest of your life or at least the next several years. And so what I like to tell people is don't think about those the same. Those are completely different. figure out for your active income, figure out what the highest and best use of your time is. If you're gonna make more money as an attorney than you are flipping houses, don't flip houses just because you eventually want to retire on real estate. You can always use real estate for the passive side of things, but if you're gonna make more dollars per hour as an attorney or a doctor or a consultant, then do that because you wanna get out of that active income as quickly as possible. Scott (20:05.9) And the way you do that is you make as much as you can and you move it over to the passive side. So focus on whatever it is that's generating the most dollars per hour for a shorter period of time so that you can then start moving that money over to the passive side and start building up the passive side. don't, people ask me all the time, should I flip houses or should I buy rentals? And I'm constantly telling them that's not the right question. Flipping houses is your active income. Compare that to all the other. potential active incomes you can have. And rentals is passive income. Compare that to all the other passive investments you can make. And so don't say flipping houses or rentals say, should I be flipping houses or should I be an attorney? And don't say, I be flipping houses or rentals say, should I be doing rentals or should I be investing in syndications or dividend generating stocks or something else? And think of them very differently. then secondly, Make sure as much of that active income as you can, move it over the passive side so that you can start that snowball rolling. I compound interest is the key to financial freedom. And the sooner you can put more money to work, the faster it'll compound and the sooner you can start to live on. Yeah, I love that man. mean, lot of folks, you know, calls that I take, they're like, hey, they're attorneys. Should I quit my job or how do I quit my job? I'm like, if you want to quit your job, don't be hasty about it. First of all, you're probably making a good amount of money in your active income. You just need to figure out a way to transition that active to passive income and don't just quit your job. It's very difficult to flip houses, to do an HGTV fix and flip while you're working at a big law firm or something like that full time. I tried to do it, I didn't do it very well. You're not even gonna make it nearly as much money as you would as a doctor, as an attorney, unless you get to level like you did, Jay, but that takes time and that takes a buildup of accumulation of skills and money to be able to get to that level. Scott (22:05.826) Yeah, I mean, at the end of the day, it's a math equation. mean, your passive income or your ability to build up enough income to be able to retire, whatever your number is, is based on how much can you put in per month into that wheel, that passive income growth machine? How much are you generating every year on what you're putting in? So what do your returns look like? And three, how long do you have to compound it? And so everybody can go out into a compound interest calculator and say, okay, I have $5,000 a month that I can invest passively and I can return 12 % per year and I need $6 million to retire. Well, based on those three numbers, you can now figure out that fourth variable, is how long is it going to take? And so figure out how much do you have per month to put in? What's the rate of return you can generate and how much do you need? And that'll tell you how long it's going to take or figure out how much you have to put in, how much your return is gonna be and how long you wanna spend. And that'll tell you how much you'll end up with at the end, either way you wanna look at it. But again, it's a pretty simple math equation, but too many people don't actually do that equation where they don't think about it until too late and they think, I wish I would have taken that $5,000 a month that I was spending on my second home in the Bahamas and put that into real estate so that I could have been. compounding it and so now I could buy that home for cash five years or 10 years later. Absolutely. Attorneys hate math, but I think they can handle that little equation. I want to take a step back for a minute because you got into house flipping in 2008, which is kind of like around the big crash. And now we're kind of at the height of a market. We don't know where that height is going to end, but we're definitely in it. Right. So can you maybe compare and contrast getting into, let's say, Seth Bradley (24:01.652) one real estate venture in the middle of a crash compared to getting into another venture kind of towards, towards the upswing. Yeah, so it's one of the reasons I like multifamily and I like commercial and I like syndication. Anytime you're doing purely transactional deals, buying something and then selling it, not generating any cashflow in between, you run a risk. If the market turns in the middle of the transaction, you're gonna lose money and you don't have a lot of ways to mitigate that risk. Whereas if you're buying something like an apartment complex, or even if you're buying a rental property, or you're buying a self-storage complex, or you're buying anything that cash flows, the nice thing is if the market turns, you may not be in a great position. You may not be thrilled with what's happening with the value of your assets, but if you're still generating cash flow, you can weather that storm. Maybe it's gonna take, the average recession lasts about 18 months. And so if you can make enough income that you can keep yourself afloat for 18 months, or maybe it's a horrible recession and it lasts three or four years. If you're still making income and you can keep yourself afloat for three or four years, the market's gonna come back. And so when we do our multifamily deals, yeah, we typically say we're planning to hold three to five years, but we also do all the underwriting to ensure that if we have to hold for six years or eight years or even nine or 10 years, that the numbers still work because. Again, who knows what's gonna happen three years down the road, we could have a major recession that lasts four years and now we're seven years down the road. I wanna know that my multifamily investments in seven years, they're probably gonna be producing more cashflow. We're probably gonna see more growth in terms of population. We're probably gonna see more growth in terms of employment. Hopefully we're gonna see more wage growth once we come out of that recession. So all the economic indicators that kind of lead towards value growth in multifamily, Scott (25:58.486) are going to happen over those seven years if I can just get my property seven years and not lose it. With a flip, well, I'm not generating any income. So if the bank calls the loan due or if my two-year loan comes due and I can't refinance, I'm screwed. But in a multifamily, I just waited an extra couple of years and I'm probably in a better position than I was anyway. So that's one of the reasons I love multifamily because we can't predict what the economy is gonna do in the next couple of years. But I do know that whatever the economy does, it's probably gonna come back in the next five or 10, and I'm still gonna have the problem. Yeah, yeah, that's great. That kind of rolls into this next question. How does a passive investor that's kind of vetting a sponsor, how do they check kind of the boxes to see if their sponsors are taking the extra measures to look into those risks that you just mentioned, to mitigating those risks, to taking those risks into account in their underwriting and things like that. How can they best vet the sponsor to make sure that they're thinking of those things? So I invest in a lot of other people's syndications as well as my own. And so when I do that, I kind of look at five areas for due diligence anytime I invest in a syndication. Number one is the team. And that's probably the most important thing. For a lot of people, I have been pleasantly surprised that a lot of our investors have recognized that team is the most important aspect of the deal. I know in the flipping world, everybody was concerned about the deal. Nobody cared about what was my experience, but in the multifamily world, a lot of investors recognize that the team has to be great. So number one is the team. Number two is location. Location is often overlooked, but at the end of the day, the thing that's gonna drive value for multifamily and for commercial real estate in general is gonna be population growth. So you want more people coming into an area, employment growth. So you want more employers coming into an area that will bring more people in. You want wage growth because that will ultimately drive rents up. Scott (28:06.082) and you want employment diversity. You wanna know that if one industry takes a big hit, so for example, we invest in Houston, but we won't invest in the energy corridor of Houston because it's so reliant on oil and gas, that if the oil and gas industry took a big hit, the real estate around there would probably take a big hit. So we wanna see that there's good employment diversity. But at the end of the day, location is that next big thing. So team, location, number three is the deal itself. So you need to know that the deal is gonna stand on its own. I wanna know that if I took a deal and I handed it to pretty much any other indicator, they couldn't mess it up too badly. Obviously, again, we're gonna go back to the team is super important, but I want the deal also to stand on its own. And I wanna know that the business plan for the deal, the hold period, the numbers and the underwriting, the pro forma for the property makes sense. So team location deal. Number four is the returns. So obviously when I invest with somebody, I'm in it for the money. And so I wanna see that the returns are commensurate with the risk. I wanna know that the returns, if somebody tells me I'm gonna get 10 % returns in this deal versus 20 % returns in another deal, I wanna know, well, why am gonna settle for lower returns? I want the answer to be because it's a lot lower risk or because you're gonna get your money back a lot sooner, which is gonna allow you to compound it or whatever the answer is. I want to know that the returns make sense given everything else. And then finally is the risks. At the end of the day, I'm always going to sit down with the syndicator and I'm going to say, what are you most concerned about here? Like where, if I'm going to lose money on this deal, where am I most likely going to lose money? They say, there's no shot of losing money. walk away because we all know every deal has risks and every syndicator knows what those risks are. And they're thinking about those risks. I just want them to tell me. So if I'm gonna lose money on this deal, where am I most likely? Why am I most likely to lose money if I'm going to lose money? So those are the five things that I look for. Talking about each individually a little bit more. the team, I like to know that one, I wanna see how many deals the team has done together because again, like a basketball team, you can put the best basketball players in the world together. And if they've never played on the court together, Scott (30:31.672) they're not gonna be necessarily the best team out there. You can find another team with five inferior players who have been playing together for 20 years and they're probably gonna be better because they know each other better. So I like to see teams that have worked together for a while. I like to see teams that have gone full cycle in deals. So it's easy to buy 10,000 units. It's hard to buy 10,000 units and also sell 10,000 units for a profit. So I wanna see that if a team has bought a lot of deals, they've at least sold some for a profit. I wanna see a team that's putting their own money in the deals. So I want people that have skin in the game. If they don't have skin in the game, and I've seen plenty of syndicators that don't like to put money in the deals, well, they need to sweeten the pot for me somehow. So maybe they're saying, we're not gonna take any profits until at least year three, or we're gonna give you a better preferred return, a better split than you would get if we were putting money in the deal. I wanna know if you're not putting money in. that you're at least giving me something that aligns our interests and ensures that you're gonna be working hard even though you might not have as much financial risk. So those are the types of things I like to see in the team. I like to see things like at least one or two people working full-time. If everybody's part-time, that's kind of a little bit scary. Obviously not everybody has to be full-time because there are a lot of jobs on a GP team that aren't full-time jobs. There are a lot of jobs that might stop the day you purchase the property. Like the person that's raising money, job's pretty much done other than communicating status when the property's been purchased. But I do want to know that whoever's managing the asset is doing it full time. So that's kind of the team stuff. Location, again, population growth, employment growth, wage growth, and employment diversity. So those are the four big things I look for. Next is the business plan. So I want to see the biggest question when somebody goes in and... does what I do, which is a value add multifamily. Basically they buy it, they raise the value of the property and then they sell it for a big profit. Where is that profit coming from? Generally the profits coming from raising the rents. There's also some lowering the expenses, but at the end of the day, raising the rents is kind of the big thing that's gonna generate the big profits in multifamily. And so I wanna know how are you raising the rents? And two, when you tell me that you're raising the rents from X to Y, where is Y coming from? Scott (32:55.182) Show me the comps that tell me that why is a reasonable new rent, market rent for this property after you've done the renovation. So I wanna see the comps. So that's kind of the deal. The returns speaks for themselves. I wanna see like the structure of the deal. So when's the money coming back to me? Is it paid monthly? Is it paid quarterly? What are the returns look like? What's the preferred return? So is it a low preferred return, which means that the syndicators are getting paid sooner, whereas at a higher preferred return, which means the syndicators have to do more for me before they take anything home. So that speaks for themselves. And then for the risks, I wanna know both the catastrophic risks. So what's the thing that's like going to make me lose all my money? Is there something out there that can cause me to lose all my money? Hopefully the answer is no, but there are probably some risks that are bigger than others. So we do a lot of deals in Houston. If somebody were to say to me, what's the biggest risk on your deals? The answer is generally going to be weather. If we have a really bad hurricane, if we're in a flood zone, we probably have flood insurance and we have hurricane insurance. But if it's in a place that's never experienced the negative impacts of a flood or a hurricane, and we are not required to have flood insurance, but there's still a massive hurricane that wipes out that property, that's not going to be good. We're going to have to pay for that ourselves. So what's our mitigation there? We don't have a great one. Luckily. the risk is really low. We don't buy in areas where there is that risk. And if there is, we're gonna get flood insurance. But I do want my investors to know that no matter where you invest, whether it's a risk and especially in Houston, if we see a storm bigger than anything we've seen the last 50 years, some of our properties could be at risk. And then there are the smaller risks. So maybe there's five other complexes being renovated all around us. Maybe there's class A, brand new class A being developed. all around us. So basically our absorption of units is going to slow down because there's so many more units. Maybe there's one big employer in the area. Amazon just built a warehouse that's employing 8,000 people. Well, what happens if Amazon has a bad year and has to lay off 4,000 of those people? How's that going to affect us? So, so risks is the next thing. And the way I approach it is I literally sit down with the, with the syndicator and say, Scott (35:15.554) What keeps you up at night? What are the biggest things you're concerned about? And so those are the things that I do. I have no problem basically saying to a syndicator, I need 15 or 30 minutes of your time to ask these questions. Typically the good ones will either find the times themselves or have somebody on their team that will sit down and answer these questions. If they're not willing to answer those questions, well, that's probably a good indication that that's not a good team. Yeah. For our listeners out there, that breakdown was incredible. Rewind that, listen to those five items again. That's a quick, but thorough and awesome rundown of what you need to do. Just as at least the starting points for your due diligence. And that's, that's great that you said if they won't book a call with you either themselves or an investor relations person on their team, then it's time to, you can just walk away and look at the next, look at the next deal. One question I had on the deal. So a lot of folks, it's kind of overwhelming to see an underwriting model or something like that. And being a passive investor, I don't know how much you even want to dive into it. Some people do, some people want to nerd out on it. Most people don't. And we don't generally have access to the T12 or the rent roll or anything like that. What are maybe some quick tips on how to maybe proof through that pro forma to make sure that the assumptions are reasonable and the pro forma is generally a reasonable prediction of what we might expect from that investment. Well, let me start, me take a step back before I answer that particular question and just say that even for you and me, mean, you know how to do an underwriting, I know how to do an underwriting. If you or I were gonna invest in somebody's deal, Joe Smith's deal, we're probably not gonna have enough information even though we know this business really well and we know the underwriting models really well, we're probably not gonna have enough information. Scott (37:08.908) that we're going to be able to know for certain that Joe Smith's not trying to scam us out of money. So if Joe Smith is really smart and he could probably put together an underwriting that could fool us because we're just not gonna be putting in as many dozens of hours underwriting as he and his team are. So the number one thing I would say is make sure you trust your syndicate. This goes back to why team is so important. because there's two types of things that Joe Smith can do. One, he could do a bad job of underwriting and come up with bad numbers. That's not good, but that's not nearly as bad as Joe Smith wanting to scam us out of money. So number one is make sure Joe Smith's not the kind of guy who wants to scam us out of money. And so work with people who are reputable. And that's why I would invest with you before I would invest with 95 % of syndicators out there because you're an attorney, you passed the bar. you know that if you go and somebody finds out that you're trying to scam somebody, well, you're putting your entire career at risk. And so what I tell people is, so what do you have that really proves that this person is on the up and up? And maybe it's a track record. Maybe it's 10 or 15 years of doing deals. Maybe it's, I like to think with me, I've been doing this business for 15 years. I've done thousands of deals with hundreds or thousands of people. And if you go out on the internet, nobody's gonna, you're not gonna find anything that's written negatively about me. So that's a good sign. But make sure that there's something out there that gives you faith in that syndicator, even if it's just somebody else that's invested in a couple of deals with them. So that's number one. So that's the way to rule out that catastrophic, they're trying to scam you risk. Then there's the more likely, what if they just didn't do a good job of underwriting risk? And so for that, would say for people that have very little knowledge of how the underwriting works and how the numbers work, it can be really difficult. And so what I like to do is, or what I recommend people do is sit down and ask to do a Zoom call for 15 minutes with the investor relations person and say, hey, will you kind of walk me through the high level underwriting? And at least force them to go through and then just ask questions. Scott (39:30.958) when they say something, even if you have no idea what you're talking about and they say, well, it looks like we're gonna be able to reduce expenses by implementing a rub system, blah, blah, blah. Oh, okay, well, what is rubs and how does that work? And at least make them explain it to you. At least then you'll get an idea that they're not making it up as they're going along, or at least you'll get that confidence that it sounds like they know what they're talking about. But the biggest thing that I would say is that whole comps thing. And this is a question that a lot of people don't like to ask. But I actually, and when people ask me this question, it always makes me nervous because it's the hardest part of the business, but it impresses me when people do. to the underwriting or the investor relations person, what are the comps that you used for your post renovation market rents? So again, the thing that drives values in multifamily is after the renovation is completed, in theory, you should be able to bring your rents up higher. and your rents, those higher rents, you should be able to figure out what they are by looking at other units that have already been renovated and seeing what their rents are. So if I buy one, two, three Main Street, and I know I'm going to put $8 million into it, well, now that property is going to comp out to 678 Main Street. And well, what are the rents at 678 Main Street? And so by asking, hey, so you're buying one, two, three Main Street, what are the comps for the rents after you renovate? and they tell you, it's going to be 678 Main Street and 123 Smith Street, whatever it is, you can then go look up those properties and say, okay, well, it looks like a two bedroom at those properties is renting for 1200. Now I go back to the investor relations person or whatever information they gave me I see, oh, okay, after renovation, they have their rents at 1200. Makes sense. If that's a reasonable comp, they now have the rents at kind of where they should be. If he says that six, seven, eight main streets, a comp, and you go look in a two bedroom at six, seven, eight main streets, 1200, but their underwriting tells you that after they do the renovation, they're going to be charging 1500. Well, why are you now $300 above this property that you said was a comp? And so that to me is kind of the first thing that I look at or the biggest thing I look at is what are the comps that they're using and does just a kind of first pass. Scott (41:57.762) jumping on apartments.com or calling the complex and asking them what different things rent for. Does that coincide with what they're telling you their post renovation rents are gonna Yeah, I love that man. I mean, it's not as simple as just going into an old dilapidated apartment building and saying, I'm to put granite countertops and hardwood flooring and stainless steel appliances in there. And then I'm going to triple the rent or double the rent. It's not that easy. If it's not in the right area that could support those, those market rents or that have potential tenants that want those types of things, it doesn't work. So that's why that's so important to check those comps to see what's around those apartments that you're going to be investing in to see if, they can achieve those. those proforma rents. All right, man, before we jump into the freedom four, what's one last gold nugget for our listeners? Absolutely. Scott (42:45.634) Yeah, so again, what I would tell people is figure out your highest and best use on your active side. And then for the passive side, figure out how you're gonna scale. And I know a lot of people like to invest in a whole lot of different things, but I'm a big fan of doing some work so that you don't have to diversify as much. Diversification is great, but diversification, is for people who aren't really an expert in anything. If you want to get your best returns, the way to get your highest level of returns is not to have to diversify. And the best way not to have to diversify is to get knowledgeable about whatever you're investing in. So if you decide you wanna invest in all your syndications, just cause that's what you and I do. So it's an easy example. If you want to invest in syndications and that's how you wanna grow your nest egg, my recommendation is, get as much information about syndications as you can. Pick up a good book on syndications. Go find somebody that does syndications and say, hey, I'd to pay you a thousand bucks for five hours of your time. Or you just to walk me through what a typical deal looks like or what the underwriting looks like. Or go sit in on a hundred multifamily syndication investor videos, presentations. So you can see all the different things they're talking about and become as much of an expert there as you can. So that way you're reducing your risk without having to do a lot of the. diversification. So focus on whatever your highest and best use of time is on your active income and then become as knowledgeable as you can for whatever you're investing in passively. What I like to say on the passive side is it's not truly passive. Nothing's truly passive. But the best investments are the one where all the work is done upfront. You do your due diligence and then it becomes passive. Yeah, that's awesome, man. And then what you can do though is diversify within that strategy, right? Absolutely. Yeah, different asset types can have different business strategy, value add, or maybe you're dealing with just a class A where you're chasing yield or across different cities, different geographies, or across different sponsorship teams. There's other ways to diversify within that same type of investment strategy. Yep. All right, man, let's jump into the Freedom 4. Scott (45:05.598) It's time for the Freedom Four. What's the best thing you do to keep your mind and body healthy? So for me, it's admitting when I need a break. I know so many people that it's a badge of honor to work 80 hours a week, 52 weeks a year, never take a vacation. I'm just the opposite. If I wake up one morning and I'm tired and I don't feel like working and I don't feel like I'm gonna be productive, I will grab a book. I might even turn on the TV. I might say to my wife, hey, let's go to breakfast or let's go spend the day, let's go to a movie. And I have no qualms with just saying, I need a break today. Today's not gonna be a productive day. I don't need to pretend to work just so I can have that badge of honor that I work hard. And so, yeah, and that's one of the nice things about real estate. mean, I don't have a hundred percent flexible work-life balance. I can't do anything I want any time I want, but if I wanna take a couple hours off, I normally can. And so I'm not scared to do that. Yeah, yeah, that's a great answer. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it? Scott (46:15.734) Yeah, I still have a lot of them. I think we all do. But I'd say the biggest one is that doing a big deal is not that much harder than doing a little deal. I'm not going to say a hundred million dollar deal is just as easy as a hundred thousand dollar deal. But if you're smart enough to do a hundred thousand dollar deal, you're smart enough to do a hundred million dollar deal. And the people that are out there doing those hundred million dollar deals, mean, we have, we now have a hundred million dollars assets under management. I remember a couple of years ago, looking at the people that had nine figures under management and thinking, they're different. I can't do that. These are people, went to some school that I will never go to, or they were born into something that I was never born into, or they know people I don't know, or whatever it is. No, they're normal people. And the only difference between them and me was I wasn't thinking big enough. and I wasn't willing to take some risks and I wasn't willing to acknowledge the fact that doing again, a hundred million dollar deal is certainly within my capabilities. So that to me has been probably the biggest one and it's made it a lot easier for me now to say, okay, $50 million deal, let's go do it, not think twice. Yeah. I had a similar experience working in, in, big law, doing house flips, doing single family rentals, things like that. And even though my clients are doing 50, a hundred million dollar deals and I'm helping them close those deals, it was just like the mindset shift that, a minute, I can do those deals too. I'm actually giving them advice on how to, how to do this thing. I need to step up my game and, and, take some. Exactly, it's the difference between people doing a hundred million, a hundred thousand, it's all mindset. Seth Bradley (48:00.866) Yep, absolutely. What's one actual step our listeners can do right now to start creating more freedom. take action. So the biggest thing that I see stopping people is just this fear to take the first step. And I know this doesn't apply to a lot of your listeners, but I talked to a lot of people who want to get into house flipping or they want to get into rentals and they've been thinking about it for years and they just never take that first step and then they end up giving up. One of the the few truisms I see in this business is that there are two types of people I meet. Number one, I meet people that have never done a deal. They've done zero deals. And maybe they're still working on it. Maybe they've given up whatever it is, but they've done zero deals. And then the other type of people I meet in this business are people that have done a lot of deals. They've done five or 10 or 20 or 50 deals. There's one type of person I never ever meet in this business. And that's somebody that's done one deal. Because if you get that one deal, you're gonna get the second and the third and the fifth and the tenth. Nobody does one deal and then says, okay, that's it, I'm done. can't do this. So what I like to tell people is, and that applies to a lot of things in life. If you can get over the hump and do it once, you're gonna get that snowball effect and it gets easier the second time. It gets even easier the third, it gets even easier the hundred. So don't give up until you achieve that first step or that first iteration of whatever it is you wanna achieve because that's gonna get that snowball rolling. Yeah. Yeah. We preach that on their show all the time. Just like, you know, just do a deal, just invest in a deal so you can get that experience and it'll just kind of open up your mind to other opportunities. You'll just see opportunity all around you. Once you just do one deal last but not least, how it's passive income made your life better. Scott (49:51.886) Passive income has given me the ability and the confidence to raise a family. Before this, my biggest concern with raising a family was I didn't want to be, I had, my parents were great, but my parents were always working. And I didn't want to be the same type of father that my parents were. Again, they were fantastic, but I wanted to always be there. I wanted to be at every soccer game, every piano recital. I wanted to be able to go into school for the parent-teacher conferences. so passive income has really given me the ability to build my life around my family as opposed to building my life around Love that, love that. It's been fantastic, brother. We're gonna listen and find out more about you. Yeah, anybody wants to get more info, go to www.connectwithjscott, just letter J, Scott, connectwithjscott.com, and that'll link you out to everything you might wanna find. Awesome man. Talk soon. Scott (50:54.945) Awesome. Thanks, All right, Mr. Jay Scott from Master House Flipper to multifamily syndicator. He's a master of creating profitable, well-oiled business machines. I've been reading Jay's bigger pockets books for years and it's awesome to have the opportunity to have him on the show today. Major key, focus. Focus on transitioning your active income to passive income and don't get distracted. All right, if you're ready for a change, you're ready to take action. partner with us on one of our next passive real estate deals. Go to passiveincomeattorney.com and join our Esquire Passive Investor Club. All right, kiddos, as always, enjoy the journey. Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en J. Scott's Links: https://www.linkedin.com/in/jscottinvestor/ https://www.instagram.com/jscottinvestor/ https://x.com/jscottinvestor https://linktr.ee/jscottinvestor
A listener gets asked 5 questions while Katie is out of the studio. Then Katie gets asked the same 5 questions. Whoever gets more wins. Ties go to Katie. Playing for $60
I'm thrilled to welcome Bill Rice to Noob School for Episode 151 — joining us over Zoom to talk about how counterintelligence thinking, data-driven marketing, and AI are reshaping lead generation and business exits.Bill's one of those rare people who's walked serious, structured careers in two very different worlds. He started his professional life as a U.S. Air Force officer running counterespionage and information-warfare activities — an experience that sharpened his analytical approach to patterns, risk, and human behavior. From there he moved into entrepreneurship and marketing, founding Kaleidico and later Bill Rice Strategy Group to help companies build predictable lead-generation engines. Over the last 20+ years he's focused on fintech and B2B clients, building scalable sales systems and teaching teams how to convert marketing into reliable revenue.In this wide-ranging conversation we dig into:How lessons from counterespionage translate to modern marketing: spotting patterns, validating signals, and avoiding confirmation bias.Practical frameworks Bill uses to build predictable demand-generation for fintech and SaaS companies — what to measure, what to automate, and where human judgment still wins.Real talk on AI: what founders should actually expect from AI today, how to integrate it into content and outreach without losing product-market fit, and cheap experiments that move the needle.Preparing a business for acquisition: what buyers look for in lead-gen systems and the operational readiness that increase valuation.If you run a startup, lead a sales or marketing team, or are thinking about scaling (or selling) your business, this episode is full of tactical steps and thought experiments you can use tomorrow. Pull up a chair, grab your notes, and let's learn how strategic thinking, data, and a little military-grade pattern recognition can make your marketing less messy and more profitable.Get your sales in rhythm with The Sterling Method: https://SterlingSales.co I'm going to be sharing my secrets on all my social channels, but if you want them all at your fingertips, start with my book, Sales for Noobs: https://amzn.to/3tiaxsL Subscribe to our newsletter today: https://bit.ly/3Ned5kL #SalesTraining #B2BSales #SalesExcellence #SalesStrategy #BusinessGrowth #SalesLeadership #SalesSuccess #SalesCoaching #SalesSkills #SalesInnovation #SalesTips #SalesPerformance #SalesTransformation #SalesTeamDevelopment #SalesMotivation #SalesEnablement #SalesGoals #SalesExpertise #SalesInsights #SalesTrends#salestrends
Send us a textIn this episode of the AI Advantage series, Matt speaks with Matt Watts, Founder and CEO of MWA Projects in London. For over 20 years, MWA has been delivering high-end design and build projects for global clients like Jimmy Choo, Nike, Converse, and Grosvenor Estates. Now, AI is transforming how projects are imagined and executed.Matt shares how AI is speeding up feasibility studies, cutting design iterations from weeks to days, and helping teams generate more accurate budgets and takeoffs in record time. He also explores AI's role in contract review, marketing, translations, and project risk detection. But creativity, trust, and the personal touch remain irreplaceable in design and construction.We dive into hallucination risks, the future of robots on site, education's slow adaptation to AI, and the leadership skills CEOs will need in an AI-powered economy.Support the show
In this episode we are talking about how to stop spinning your wheels in the gym. You will hear why progressive overload changes your body, how to track a few key lifts, and the difference between showing up randomly versus training with structure.Join the Free girls chat Grab the Transformation Roadmap PDFShare feedback/send fanmailGet the Transformation Roadmap follow-along guide- the 10-part series designed to help you get out of your plateau, to stop being stuck, and build a plan to get you the results you want and keep working for. Join the waitlist for the 8-week kickstart personalized program The question is not whether you can do it. The real question is whether you want to keep doing it alone or if you are ready for a plan built around you, your lifestyle, and designed to finally deliver results. You know what to do, but let's make sure it works for your goals. → Apply for my 1:1 Transformation Program - Spots are limited; currently enrolling. Support the showInstagram | TikTok | YouTube | Pinterest
9-12 Adam and Jordana 11a hour
Send us a textIn this episode of the Sports Marketing Machine podcast, Jeremy Neisser unpacks Meta Advantage Plus—Meta's automated ad system for Facebook and Instagram. While it promises simplicity, Advantage Plus often hurts sports teams by prioritizing clicks over actual ticket sales, lumping all fans into one generic audience, and masking true performance with misleading metrics.Jeremy explains why manual ad setup, audience segmentation, and conversion tracking are essential to avoid wasted spend. He also highlights when Advantage Plus can be useful, such as for merchandise sales, but makes it clear: selling tickets requires a more hands-on, strategic approach.TakeawaysAdvantage Plus is Meta's autopilot for ads.It often works against sports teams trying to sell tickets.Personalization in ads is critical for success.Manual setup helps you better understand your fans.Conversion tracking is essential for measuring real results.Wasted impressions and high frequency are red flags.Build warm and hot audiences for targeted marketing.Advantage Plus works better for broad merch campaigns.Don't rely solely on Meta's “easy button.”A manual, hands-on approach makes you a stronger marketer.Chapters00:00 – Introduction and context02:15 – What Advantage Plus really is04:32 – Why Advantage Plus fails for ticket sales07:10 – How to tell if Advantage Plus is wasting your money09:30 – Smarter alternatives: warm audiences and creative testing11:30 – When Advantage Plus can help (merchandise sales)13:45 – Final takeaways and call to actionEpisodes mentioned:Episode 128 – 3 Changes with Meta That Affect Your Ads (and How to Sell More Tickets Anyway)Episode 125 – “I Saw Your Ad—But Didn't Buy”: Fixing the Fan Follow-Up FunnelEpisode 111 – Building Your Marketing Budget Like a Funnel: Awareness to ActionEpisode 110 – Meta Ads 101 – The Smart Way to Retarget: Website Visitors, Social Engagers & Timing That Converts (Part 4 of 4)Episode 109 – Meta Ads 101 – The Hidden Power of Lookalike Audiences in Meta Ads (Part 3 of 4)Episode 108 – Meta Ads 101 – How to Use Exclusion Lists in Meta Ads to Boost ROI (Part 2 of 4)Episode 107 – Meta Ads 101 – Link Clicks vs. Landing Page Views (Part 1 of 4)Episode 21 – The 3 Audiences You Should Have In Your Meta Business SuiteSports Marketing Machine on LinkedInSports Marketing Machine on InstagramBook a call with Jeremy from Sports Marketing Machine
Send us a textIs more HIIT always better? Dr. Angela breaks down what the science really shows—and what it doesn't—about high-intensity interval training after 40. Most trials that find big benefits use three sessions per week or fewer and consistently show improved fitness, cardiometabolic markers, and reductions in overall fat mass. But there's no direct evidence that cranking HIIT beyond that helps midlife women (or men) lose more fat, and none proving it harms hormones either. In this episode, Dr. Angela defines HIIT clearly, explains why perimenopause changes fat distribution, and lays out a balanced weekly plan: strength as the anchor, Zone 2 for your aerobic base, and HIIT used like hot sauce—powerful, not daily. Plus simple recovery guardrails to know when to pull back. Smarter training, better longevity, fewer aches.Support the showFollow me on Instagram @angelalifestylemd and don't forget to SUBSCRIBE to my podcast & SHARE this episode.
Have questions, feedback, or thoughts on the show? We want to hear from you! Click on this link to send us a text message. What does 50 years in the grain industry teach you about smarter equipment decisions? Today's guest, Jeff Schwab, knows the answer firsthand.Jeff began his career at just 15 years old, working night shifts at a local mill while finishing high school. After completing a Vo-Tech program in drafting and design, he spent decades shaping the grain industry—first as a draftsman, then in sales, troubleshooting, and ultimately as a trainer and Product Specialist for GSI/Intersystems. With more than 20 years at Schlagel and another 16 at GSI, Jeff built a reputation as a trusted expert and mentor.In this episode, Jeff shares:How to avoid overspending, underspending, or overbuilding projectsWhy a modern maintenance mindset is critical for reliability and safetyCommon mistakes with bucket elevators, dual drives, and high horsepower systemsMemorable field stories where smart choices—and costly mistakes—shaped outcomesHis advice for young professionals entering the industry todayJeff also reflects on his time teaching at GEAPS/K-State Hands-On Training (HOT) for the Operation and Maintenance of Conveying Equipment program at K-State and why knowledge-sharing is the lifeblood of this industry.Whether you're managing a facility, making equipment investments, or just starting your grain career, this conversation is packed with practical insights you can take back to your team.Reflection Questions for DiscussionUse these prompts to guide personal reflection or spark a team conversation after listening:Where has your facility overspent or underspent on equipment in the past?Have you seen a project that was overbuilt or underbuilt? What was the impact?What kind of maintenance mindset does your team rely on—preventive, reactive, or somewhere in between?How does your workplace encourage knowledge-sharing between experienced employees and newer professionals?Grain Elevator and Processing Society champions, connects and serves the global grain industry and its members. Be sure to visit GEAPS' website to learn how you can grow your network, support your personal professional development, and advance your career. Thank you for listening to another episode of GEAPS' Whole Grain podcast.
Despite making insurance decisions almost daily, many retirement savers don't truly understand what they're buying or why they need it. In today's episode, I'm breaking down life insurance into simple, actionable terms. Specifically, I'm sharing: ‣ The 3 essential steps to managing insurable risks ‣ The key differences between term and permanent life insurance ‣ The exact questions to ask yourself before buying (or hanging onto) any policy I'm also sharing a few little-known facts and tips to help you properly evaluate options you may be considering. Even if you think you know everything about life insurance as it relates to your retirement plan, today's episode will provide valuable and important reminders as you continue managing your ongoing insurance needs. *** SCHEDULE A RETIREMENT STRATEGY MEETING: My team and I have guided hundreds of families across the U.S. through retirement's biggest challenges over the last two decades. The result? Smarter tax strategies, better investment decisions, and a more confident retirement. If you're seeking clarity and a proven retirement planning process, we'd be honored to help.
In this episode of 3, 2, 1, Go the Podcast, hosts John Pelkey and Carissa Galloway delve into an inspiring discussion with professional triathlete Cody Beals. A four-time full distance Ironman champion and eight-time Ironman 70.3 champion, Cody opens up about his career, the evolution of the sport, and his radically transparent approach. The conversation covers the importance of mental health, representation in sports, managing relative energy deficiency, and balancing life and training. They also discuss personal routines, pre-race rituals, and valuable advice for aspiring athletes. John and Carissa keep things engaging with humorous exchanges about their own training experiences and pet stories, making this episode a blend of motivation, insight, and personal anecdotes. 00:00 Introduction to the Podcast 00:21 Mind Over Miles with Cody Beals 01:50 Training Challenges in the Heat 03:26 Running Adventures and Anecdotes 17:34 Cody Beals' Triathlon Journey 18:50 Evolution of Triathlon 23:03 Representation and Inclusivity in Sports 27:33 Mental Health and Endurance Sports 34:38 Struggling with Downtime and Overtraining 35:37 Balancing Stress and Recovery 36:46 Post-Race Recovery Strategies 38:36 The Impact of the Ironman Pro Series 40:27 Defining Success in Professional Triathlon 41:50 Nutrition Strategies for Training and Racing 44:14 Body Image and Nutrition in Sports 48:25 Race Day Mindset and Rituals 50:28 Rapid Fire Questions and Final Thoughts 54:40 Understanding Relative Energy Deficiency in Sport (RED-S) 01:00:22 Multivitamins: Are They Worth It?
Are You Smarter Than Katie 9-11-25 full 574 Thu, 11 Sep 2025 16:13:08 +0000 PKsADHk6lIdA4kqSPE7mb7M3V2Ef1oSm comedy The Wake Up Call comedy Are You Smarter Than Katie 9-11-25 The Wake Up Call is a morning radio show based in Sacramento, California, and heard weekday mornings on 106.5 the End. Gavin, Katie, and Intern Kevin wake up every morning to have FUN and be FUNNY, while you start your day. This show has unbelievable chemistry and will keep you laughing all morning! 2024 © 2021 Audacy, Inc. Comedy False https://player.amperwavepodcasting.com?feed-link=https%3A%
I sat down with Dr. Layne Norton, PhD, one of the most respected names in evidence-based fitness and nutrition, to cut through the noise that dominates our feeds. If you've ever been confused by conflicting advice from influencers, or wondered how to separate hype from science, this conversation is for you.Layne walks us through how to actually read research, spot red flags, and apply the right evidence to your own health and performance. We talk about adherence, why consistency beats hacks, how to think about n=1 experimentation, and why muscle is way more than just something that moves your body—it's one of the most powerful protectors of long-term health.If you want to stop guessing and start making decisions that are backed by data (and not just feelings), you'll love this episode. Listen in, and you'll walk away with a practical blueprint for training smarter, fueling better, and staying resilient—without falling for the myths.Timeline Mitopure Gummies: GET 20% Off Now!
In this episode of Poised for Exit, we are joined by Erik Gabrielson, co-founder of ProjectWe. Erik returns to the show to share how his firm is helping business owners and professional services leaders navigate one of the most disruptive forces of our time: artificial intelligence. The conversation begins with Erik's own journey of adopting AI in early 2023, when he and his team recognized its potential to transform not only their business, but also the way their clients operate.Together, Erik and Julie explore the opportunities and challenges of integrating AI into exit planning and business strategy. One of the biggest takeaways is that the real risk isn't choosing the wrong AI tools - it's avoiding the conversation altogether. Too many companies treat AI like just another software plug-in, and that's why implementations stall. Erik explains why success starts with people, trust, and careful planning, and how shifting your mindset to see AI as a teammate can unlock far greater potential.They also talk about how AI can take knowledge that usually lives with one owner and turn it into shared knowledge that strengthens the whole company. Relying too heavily on one person creates risk, but integrating AI can help reduce that dependency, and businesses that resist adoption may find themselves vulnerable when it comes to valuation.As the conversation unfolds, Julie and Erik share their collaboration on a new AI-powered application for exit planning, designed to help advisors scale their work, support more owners, and drive better outcomes.This episode is a must-listen for advisors and business owners who want to stay ahead of the curve and position themselves for long-term success.Curious where your business stands? Take the free Workforce & Technology Scorecard here Connect with Erik hereFind ProjectWe hereConnect with Julie Keyes, Keyestrategies LLCFounder, Consultant, Author, Pod-caster and Instructor
What if the very thing you're afraid of is the thing that sets you free? On stage at the Powerhouse Women event, I sit down with award-winning entrepreneur and best-selling author Kim Perell to talk about how she built a $100 million business from a $10,000 loan, the mindset that helped her push through rejection, and why sisterhood is the secret to sustainable success. Kim shares about making million-dollar mistakes, the power of the 70% rule, what it really takes to ask for help, and how she mentors rising entrepreneurs (even if they're just one year behind her). Tune in to make faster decisions and trust yourself more. Check out our Sponsors: SKIMS - I finally tried SKIMS and I get all the hype. Shop SKIMS Fits Everybody collection at SKIMS.com and let them know we sent you in the dropdown after checkout. Brevo - the all-in-one marketing and CRM platform designed to help you connect with customers and grow your business. Get started for free today - go to www.brevo.com/happy Blinds.com - Blinds.com makes it easy to get the designer look without the showroom markups. Get an exclusive $50 off when you spend $500 or more with code EARN at checkout. Shopify - Try the ecommerce platform I trust for Glōci, Sign up for your $1/month trial period at Shopify.com/happy Headway - the #1 daily growth app that delivers key insights from the world's best non fiction books in bite sized 15 minute reads and audio. Save 25% off when you go to makeheadway.com/happy. Airbnb - Start making money by listing your home on Airbnb with an experienced Co-host, find a co-host at airbnb.com/host HIGHLIGHTS 00:00 The $10,000 loan from Kim's grandma that turned into a $235M business. 08:30 Why a bad partnership can cost you money, time, and your peace of mind. 11:45 The Marine-inspired rule to make faster and smarter decisions. 13:45 Tip for making confident decisions even when you don't have all the answers. 15:00 How do you reframe failure from fear into a growth advantage? 22:00 The one year plan mindset to keep you moving forward. 27:30 The right way to ask for help (and what not to do). 34:30 Kim's strategy for taking action even when fear is present. 37:45 Why girlfriends are your greatest safety net. 41:45 The 3 T's Kim looks for when investing. RESOURCES Get your copy of Kim's book “Mistakes that Made Me a Millionaire” HERE! Learn more about Kim's work HERE! Join the 30 Day Audacity Challenge HERE! Join the most supportive mastermind on the internet HERE! Check out our FREE 90-Day Business Blueprint HERE! Listen to my free SECRET PODCASTS SERIES - Operation: Rekindle This B*tch Get glōci HERE Use code: HAPPY at checkout for 25% off! FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Kim: @kimperell