Podcasts about buyers

You quote a price and the buyer says its too expensive. But what are they actually comparing it to?

It's Thursday and that means a 2 Minute Financial Drill! Now that we're slowly creeping into the fall and the pending restart of the HALO Academy in a new format (more on that later) keep an eye out for these. This one is clipped from Pete Moore's panel with Brian Smith at Piper Sandler at this past Athletech News ATN Summit in NYC. ● PureGym US, Crunch area developers, and Planet Fitness area developers are the three strategic buyers actively circling independent clubs right now. ● These buyers are contractually obligated, through franchise development milestones, to open in a market whether or not an independent operator agrees to sell. ● Irrational development, i.e. overclubbing a market, is described as the biggest risk to profitability for independent operators and investors alike. ● If a strategic buyer reaches out, engaging is recommended over ignoring the outreach, since they will build around an operator who doesn't transact.

On this week's episode of Talking New York Real Estate, Vince Rocco welcomes Serj Markarian of Brown Harris Stevens and Steven Gottlieb of Coldwell Banker Warburg to discuss today's affluent younger buyers and how they are entering the market with different financial realities and priorities,  including wellness, longevity, privacy, flexibility and experiences that enhance the way they live every day.   Filmed as part of the Mastery of Real Estate (MORE) Network, powered by Brown Harris Stevens.   Subscribe to Talking New York Real Estate: https://podcasts.apple.com/us/podcast/talking-new-york-real-estate-with-vince-rocco/id1645541166   Host: Vince Rocco https://www.bhsusa.com/real-estate-agent/vince-rocco   Guests: Serj Markarian Steven Gottlieb   Sponsor: Roadway Moving and Storage — Full-service moving and storage company | https://www.roadwaymoving.com   Brown Harris Stevens is one of the largest privately owned real estate brokerages in the country, with more than 40 offices across four states: New York, New Jersey, Connecticut, and Florida.   https://bhsusa.com/

Are you looking to sell your business or wondering what it's actually worth? Or maybe you're an entrepreneur dreaming of purchasing a cash-flowing company? In this episode of the People Not Titles podcast, host Steve Kaempf sits down with Jamie Lendway, commercial lending veteran and founder of RetireBizOwner.com.With over a decade of experience financing hundreds of business acquisitions and commercial deals, Jamie pulls back the curtain on what it really takes to get a deal across the finish line. He shares a realistic look at how banks and third-party valuation companies assess a business's health, why cash flow is king, and how business owners can position themselves for a successful exit.In this episode, we discuss:The Reality of Business Valuation: Why 90% of business owners overestimate their company's value and how to align your expectations with market reality.Flipping the Script on Uncle Sam: How the financial reporting games you play to minimize taxes can hurt your valuation when it's time to sell—and how to fix it.Clean Books & "Adbacks": The exact adjustments needed to clean up personal expenses from business financials before presenting a deal to a bank or buyer.Is a Business Actually Lendable?: How Jamie determines if a deal is realistic in just 5 to 10 minutes based on mathematical realities and debt service coverage ratios.The Buyer's Checklist: What serious buyers need to bring to the table (including experience, a clear plan, and financial statements) to prove they are the right fit for an acquisition.Why Business Acquisitions Fail: The primary reasons post-sale acquisitions go under, from making too many changes too quickly to misjudging required working capital.Whether you are a baby boomer looking to retire or an aspiring business owner looking for a legacy to carry on, this episode provides a no-nonsense guide to navigating the complex world of business brokerage and SBA lending.#BusinessAcquisition #SBALending #BusinessValuation #Entrepreneurship #Podcast #PeopleNotTitles #RetireBizer #CashFlow #BusinessBrokerageWebsite: http://peoplenottitles.com/ YouTube: https://www.youtube.com/@peoplenottitles/videosInstagram: https://www.instagram.com/peoplenottitles/ Linkedin: https://www.linkedin.com/in/stephen-kaempf-b66a8013/ X: https://x.com/sjkaempfSpotify : https://open.spotify.com/show/1uu5kTvBhxsbgjskQS1SXK

Hi, I'm Connor with Honor - message me here!Youtube Channels:Conner with Honor - real estateHome Muscle - fat torchingFrom first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.Dive into Real Estate with Connor with Honor:Santa Clarita's Trusted Realtor & Fitness EnthusiastReal Estate:Buying or selling in Santa Clarita? Connor with Honor, your local expert with over 2 decades of experience, guides you seamlessly through the process. Subscribe to his YouTube channel for insider market updates, expert advice, and a peek into the vibrant Santa Clarita lifestyle.Fitness:Ready to unlock your fitness potential? Join Connor's YouTube journey for inspiring workouts, healthy recipes, and motivational tips. Remember, a strong body fuels a strong mind and a successful life!Podcast:Dig deeper with Connor's podcast! Hear insightful interviews with industry experts, inspiring success stories, and targeted real estate advice specific to Santa Clarita.

AI can write a hundred emails in a minute, and your audience will scroll past every one. Prerna Malik has spent 15 years writing words that make people buy—minus the sleaze, the fake countdowns, and the "only 2 spots left" theatrics. As the conversion strategist behind Profitably Yours (formerly Content Bistro), she blends buyer psychology with AI and has taught close to 1,000 business owners to sell more while working less. In this bonus episode, Prerna breaks down why most AI-written copy is costing you sales, the buyer-brain test every piece should pass before you hit send, and how she turned that test into Copy Quality Guard, a free Claude Skill that runs the sales psychology for you. Faster copy isn't the goal. Copy that converts is, and that comes from writing for the buyer's brain instead of an algorithm. Connect with Prerna: Website: https://profitablyyours.com/ Newsletter: https://profitablyyours.com/newsletter ⁠⁠⁠Instagram: https://www.instagram.com/profitably_yours/ Grab Copy Quality Guard, Prerna's free AI Skill that catches the AI tells and weak spots costing you sales, so every email and sales page sounds human and actually converts: https://claudemadeeasy.com Loving our bonus content and want more Cubicle to CEO in your ears? Join us every Monday on our subscriber-only premium feed for case study–style interviews with successful entrepreneurs debriefing their real-time growth experiments and results. Subscribe to get insider access to what's actually been working for businesses in the last 3-18 months: ⁠⁠⁠⁠⁠⁠⁠⁠⁠cubicletoceo.co/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed today's episode, please: Post a screenshot & key takeaway on your IG story and tag us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cubicletoceo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ so we can repost you. ⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠our premium feed⁠⁠⁠⁠⁠⁠⁠⁠⁠ for case-study style interviews every Monday. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your clients are already using AI to question pricing, offers, inspections and agent recommendations. The agents who still believe access to information is their competitive advantage are about to have a problem. In this episode, Tim and Julie Harris explain how AI is changing the relationship between real estate agents and consumers. Buyers and sellers can now pressure-test your recommendations before, during and after your conversations with them. The answer isn't to dismiss ChatGPT or fight with your clients about whether AI is right. The opportunity is to become better at the things information alone cannot solve. You'll learn why agents should pressure-test AI instead of arguing with it, how to give AI enough transaction context to produce more useful answers, why strategy and negotiation matter more than access to comps, how AI search could affect agent visibility, and why Google Business Profile and hyperlocal content deserve attention. You'll also hear why Tim and Julie believe real estate agents need to get back in front of people. Human conversations, body language, seller motivation, past clients and centers of influence become even more valuable as more of the industry moves behind screens. Use AI to become faster. Then use the time it gives back to build relationships, negotiate better, solve problems and have more real conversations. Free training: HarrisRealEstateDaily.com Coaching: PremierCoaching.com Join eXp + Libertas: WhyLibertas.com/Harris Text Tim Direct: 512-758-0206 Opinions are my own and not the views of eXp Realty.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Zach Shefska. Co-founder of CarEdge, a consumer-focused automotive platform he launched with his father in 2019. CarEdge was created to bring greater transparency, fairness, and efficiency to the car-buying experience through pricing data, negotiation tools, consumer education, and AI-powered resources. The conversation explores the current automotive market, rising vehicle prices, strategies for buying and selling cars, the role of AI in negotiations, and practical advice for consumers seeking to avoid costly mistakes. Purpose of the Interview 1. Educate Consumers About Car Buying Zach's primary objective was to help consumers become smarter car buyers by understanding vehicle pricing, trade-ins, inspections, warranties, financing, and negotiation tactics. 2. Promote Transparency in the Automotive Industry CarEdge was founded to level the playing field between dealerships and consumers by providing tools and information that reduce confusion and increase buyer confidence. 3. Showcase the Power of AI and Technology Zach discussed how AI is being used to assist consumers with vehicle negotiations and purchasing decisions, making the process more accessible and less intimidating. 4. Share an Entrepreneurial Success Story The interview highlights how Zach and his father transformed a simple YouTube channel into a nationally recognized platform that helps hundreds of thousands of consumers each year. Key Takeaways 1. Car Prices Have Reached Historic Levels One of the most eye-opening parts of the discussion was Zach's explanation of today's automotive market. Average new vehicle prices exceed $50,000. Average used vehicle prices exceed $28,000. Affordable entry-level vehicle options have become increasingly rare. Lesson: Consumers need to carefully budget and research before making a vehicle purchase. 2. Never Skip a Pre-Purchase Inspection Zach repeatedly emphasized that a pre-purchase inspection is the most important step when buying a used vehicle. An independent mechanic can uncover issues that may not appear on vehicle history reports. Lesson: Spending a small amount upfront on an inspection can prevent major repair expenses later. 3. Do Most of Your Homework Before Going to a Dealership Today's buyers can complete much of the purchasing process online. Consumers should: Research prices Compare vehicles Review financing options Understand ownership costs The dealership visit should mainly be for the test drive and final inspection. Lesson: Preparation creates leverage and confidence. 4. Think Beyond the Monthly Payment Many consumers focus only on monthly payments when evaluating vehicles. Zach recommends considering: Depreciation Insurance Fuel expenses Maintenance Repairs Financing costs Lesson: The true cost of ownership extends far beyond the monthly note. 5. Extended Warranties Can Be Negotiated Many consumers assume warranty packages and protection plans are fixed-price products. Zach explains that buyers should: Ask for the total cost Understand what is covered Negotiate the price if interested Lesson: Everything in the finance office is part of the negotiation process. 6. Separate Trade-Ins from Vehicle Purchases A major strategy discussed was treating a trade-in as a separate transaction. Before visiting a dealership: Obtain offers from CarMax Obtain offers from Carvana Use those offers as leverage Lesson: Negotiating the purchase and trade separately helps maximize value. 7. Reliability Matters More Than Ever When discussing dependable vehicle brands, Zach highlighted: Toyota Honda Mazda He noted that reliability should be a major factor in purchasing decisions because maintenance and repair costs significantly impact long-term ownership expenses. Lesson: A lower-maintenance vehicle often provides better long-term value. 8. Driving Cars Longer Is a Smart Financial Strategy Rather than frequently upgrading, Zach recommends keeping vehicles longer and extracting maximum value from them. Lesson: Reducing depreciation is one of the easiest ways to save money over time. Notable Quotes On Entrepreneurship "Being an entrepreneur is scary. Putting your name associated with something, there's a lot of responsibility associated with that." On Car Shopping "Do your wants versus needs analysis." On Used-Car Purchases "Get a pre-purchase inspection." On Ownership Costs "The cost of a car is not just your monthly payment." On Extended Warranties "Ask them what the actual price is of the coverage." On Trade-Ins "Treat buying a car and selling a car as two separate transactions." On Affordability "Don't be spending more than 20% of your gross take-home income on your car." On Long-Term Ownership "Drive your car into the ground." On Reliability "Toyota, Honda, Mazda." The CarEdge Value Proposition CarEdge is built around four core principles: Transparency Providing real-time pricing insights and market data. Consumer Empowerment Giving buyers the information and negotiating tools needed to make informed decisions. AI-Powered Assistance Using technology to simplify vehicle buying and negotiation. Consumer Education Helping people avoid common mistakes that cost buyers time and money. Overall Assessment This interview serves as both a practical consumer guide and an entrepreneurial case study. Zach Shefska explains how CarEdge is helping consumers navigate an increasingly expensive and complex automotive marketplace while using technology to make the car-buying process more transparent. The central message is simple: informed buyers make better decisions. Whether purchasing a new vehicle, shopping for a used car, negotiating a warranty, or evaluating a trade-in, success comes from research, preparation, and understanding the full cost of ownership before signing on the dotted line. #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Stop burning thousands of dollars on dead-end Facebook ads and Google marketing—the search landscape has permanently shifted, and the playing field is officially leveled! In this episode of The Note Closers Show, host Scott Carson breaks down how note buyers and real estate investors can dominate their target markets and rank as the #1 recommended investor using modern AI search tools. The days of prospects wading through ten blue links on Google are over. Today, sellers, lenders, and capital partners are asking ChatGPT, Perplexity, and Gemini directly for recommendations—and if you aren't providing machine-readable, factual content, you don't even exist in their search results. Whether you have closed zero deals or a hundred, Scott outlines a step-by-step strategy to optimize your digital footprint, leverage free high-authority blogging platforms, and repurpose your deal case studies into local "AI juice" that brings off-market deals and private capital straight to your inbox. Key Topics Covered:The Evolution of Search: Why traditional paid ads cratered and why AI answer engines now give direct, single-name recommendations instead of list links. Building Machine-Readable Trust: How to optimize your LinkedIn profile, About.me, and neutral third-party review sources so AI engines cite you as an authority. The Micro & Macro Blogging Strategy: How to use AI to generate city- and state-specific articles for your top 3 to 5 target markets on Substack, Medium, and LinkedIn. Leveraging Chamber of Commerce Directories: A growth-hack tactic to build high-authority backlinks and local credibility by highlighting local real estate vendors. Repurposing Audio & Video Content: How transcribing a simple 10-minute video case study creates multiple unique blogs and boosts your visibility fourfold. Optimizing Media & Video Length: Why YouTube pushes videos over 8 minutes and how proper image file naming drives extra search traffic. Don't let your competitors capture the top AI search spots while your experience sits on the sidelines. Take action, optimize your content workflow, and turn AI search into your primary deal-flow engine! If you want to discuss your note investing strategy or need help navigating your next deal, book a call directly at talkwithscottcarson.com. Make sure to subscribe, leave a review, and share this episode with another investor looking to scale!Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

The Jeffersontown real estate market stayed active in July 2026, with plenty of inventory, steady closed sales, and a noticeable difference between homes that sold quickly and homes that struggled to find buyers.The numbers show a market that is still healthy, but much more selective than it was a few years ago. Buyers have options, and that means pricing, condition, and presentation are becoming increasingly important for sellers.Submit your questions for Jay and Ryan to answer on the podcast here!

As lifestyles evolve, so does home design. Homeowners want flexible spaces, more privacy, stronger connections to the outdoors and finishes that reflect their personal style. The result is a shift toward homes that aren’t just attractive but also work for the way people actually live.  Kelley Collins, design studio manager with Ashton Woods, recently joined Carol Morgan on Atlanta Real Estate Forum Radio to discuss how thoughtful design can balance function, personality and timeless style — and why the best homes don’t necessarily follow the latest trend.  Home Design Starts With How People Live  “We always joke that your lighting is like jewelry for your favorite outfit,” Collins said.  Lighting can transform a room, highlight architectural features and draw attention to artwork or other focal points. But good design goes beyond what catches the eye. It starts with understanding how people will use a space.  That has become particularly important as more people work, study, exercise and spend time at home. Rooms that once served a single purpose now may need to accommodate a home office, classroom, playroom, workout area or guest space.  Flex Rooms Give Homeowners More Options  Flex rooms offer a clear example of home design adapting to changing needs. A home office today could become a study space for a child tomorrow. A playroom could eventually become a hobby room, exercise area or guest room. Adaptability matters even more for multigenerational households. Rising living costs have contributed to more families living with parents or in-laws, making privacy and separation increasingly important. Doors, finished basements and multipurpose rooms can help families accommodate more people without making everyone feel like they’re living on top of each other.  For homebuyers, it’s worth looking beyond how a floor plan works today. Consider how a room could serve the household five or 10 years from now.  Open Floor Plans Meet the Need for Privacy  Open-concept living remains popular, but the way people use their homes has prompted a closer look at privacy. An open kitchen, dining and living area can make entertaining easier and create a strong sense of connection. But when several people work, study or relax at the same time, too much openness can become a challenge. Interior doors, pocket doors and strategically placed private rooms can provide some separation without giving up the benefits of an open layout.  Rather than choosing between open and closed floor plans, homeowners increasingly want a balance between shared spaces and places to retreat.  Personalization Should Go Beyond Trends  Personalization plays an important role in the design process, but it looks different for every homeowner. Some buyers want to customize nearly every selection. Others prefer a more restrained palette and use one or two features, such as a distinctive backsplash or lighting fixture, to make the home feel like their own.  The goal is to create a cohesive design that reflects the homeowner without relying too heavily on a short-lived trend.  “If they do have that bold design or that style that they want to incorporate, they really do it with intention,” Collins said.  That doesn’t mean homeowners need to avoid bold choices. Instead, they should consider how those choices fit into the rest of the home and whether they’ll still feel right years from now.  Timeless Design Can Still Evolve  Home design trends constantly change. Cabinet colors have moved from dark finishes to gray and white and are now shifting toward warmer tones. Light and medium wood tones and off-white finishes are gaining popularity as gray and stark white interiors become less dominant.  Trend cycles make timeless design valuable. Buyers want their homes to feel current, but they also want to feel comfortable with their choices years after construction ends. A neutral foundation provides flexibility, while lighting, furnishings, artwork and hardware can add personality and allow homeowners to update their spaces over time.  Design for Durability and Everyday Life  A beautiful home also needs to hold up to everyday life. Flooring and countertops offer good examples. Natural hardwood remains popular, while engineered luxury vinyl flooring attracts buyers who value durability. Quartz continues to appeal to homeowners who appreciate its consistency and low maintenance, even as designers continue to value the character of natural stone. Aesthetics are only part of the decision. Families with children, pets or frequent guests may prioritize different materials than homeowners looking for a low-maintenance second home or an entertainment-focused space.  The Kitchen Remains the Heart of the Home  For all the changes in home design, some priorities remain remarkably consistent.  In the kitchen, an island can provide food preparation space, seating, a gathering point for family and friends and a place for homework or casual conversation. Other features, such as spa-inspired showers, reflect the same desire to make everyday spaces more enjoyable. Ultimately, good design isn’t just about making a room look good. It should make the room work better, too.  Trust the Design Process  For buyers building a new home, the number of decisions can quickly become overwhelming. Flooring, cabinets, countertops, tile, lighting and fixtures all contribute to the final result. A design professional can help homeowners understand how individual selections work together and where to focus their investment. Instead of making every decision at once, buyers can work through selections step by step and build a cohesive design.  The Future of Home Design Will Follow Lifestyle  No one can predict exactly which colors, materials or architectural features will dominate home design five or 10 years from now. Trends will continue to change. What we can predict is that homes will continue to adapt to the people who live in them. Flexible rooms can accommodate changing needs. Private spaces can balance open gathering areas. Outdoor living can extend a home’s usable space. Personalization can make a house feel distinctly like its owners. The most enduring design principle may be the simplest: Start with how people live and design from there. The goal is to create a home that represents the homeowner so well that “10 years down the road they still love their home.” That may ultimately separate a home that simply follows a trend from one that continues to feel right long after the trend has passed.  To learn more about home design trends and how lifestyles influence the way homes are built, listen to the full episode of Atlanta Real Estate Forum Radio. For more information about Ashton Woods, visit https://www.ashtonwoods.com/.  About Ashton Woods  Ashton Woods is one of the nation's largest private home builders, creating thoughtfully designed homes and communities across the United States. With a focus on design, quality and personalization, the company builds homes that reflect how people live today while providing opportunities for homeowners to make their spaces their own.  Podcast Thanks       Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com.        About Atlanta Real Estate Forum Radio       Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts. The post Ashton Woods: Where Design Meets Real Life appeared first on Atlanta Real Estate Forum.

Commercial property is suddenly attracting a great deal more attention from investors.   Following the recent Federal Budget changes, some residential property investors are looking at warehouses, offices and shops and wondering whether commercial property offers a safer tax environment, stronger cash flow and a better way forward.   On the surface, the numbers can look very attractive, but by the end of this show, you're going to understand the real differences between commercial and residential property, the risks that most residential investors never see coming until it's too late, what's actually driving capital growth in commercial and industrial property right now, and most importantly, where commercial property fits, and doesn't fit, in your wealth creation journey.   Today I'm joined by Brett Warren, National Director at Metropole and someone who's helped hundreds of investors work through exactly this decision.   We unpack how recent tax changes are pushing some buyers toward higher-yield assets, but also why yield alone can be misleading.   We explore the key differences between commercial and residential property, especially how leases, tenants, and business conditions shape performance.   We discuss why industrial property is benefiting from e-commerce, logistics demand, and scarce well-located land.   We finish by showing where commercial property fits in a broader wealth strategy, and why timing, structure, and risk management matter most.   Takeaways    • Commercial property can lift cash flow, but higher income usually comes with greater risk. • Residential property generally suits wealth accumulation through long-term capital growth first. • Commercial values depend heavily on rent, lease quality, and tenant strength. • Vacant commercial premises can reduce income and also drag down capital value. • Longer leases can provide certainty, but they also delay rent resets to market. • Many commercial tenants pay outgoings, which improves net income for owners. • Good commercial purchases often need larger deposits and stricter lending terms. • Specialised buildings can be harder to re-lease when a tenant moves out. • Industrial property is gaining momentum because warehousing demand keeps rising. • Strong due diligence matters because the tenant's business becomes part of your investment risk.   Links and Resources:   Answer this week's trivia question here - https://www.PropertyTrivia.com.au/ ·        Win a hard copy of How To Grow A Multimillion-Dollar Property Portfolio In Your Spare Time. ·        Everyone wins a copy of a fully updated property report.   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.     Brett Warren - National Director of Property at Metropole.   Subscribe to Brett's weekly live property market update on YouTube, The Market Room.   Get a bundle of free reports and eBooks: www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at:https://propertyupdate.com.auhttps://metropole.com.au

Host: Kate Porras Guest: Jim Kaiser Air date: Aug 12, 2026

Most investors understand that real estate is local. While the national headlines usually tell one story, regional and local data often tell a very different one.   This week's headlines only reinforce this idea. On a national level, asking prices are declining at the fastest pace in nearly a decade, inviting many buyers to participate in the summer housing market despite ongoing affordability challenges.   But at the local level, buyers and sellers are responding in very different ways depending on the market. Some real estate markets remain at a standstill, with muted demand and very little activity, while others are poised to benefit from new job growth and other economic tailwinds.   Finally, we'll take a closer look at one of the best-performing but still overlooked asset classes. Demand is ramping up, and yet there is a massive supply shortage for this type of residential real estate. Could we be on the verge of the next self-storage-like boom, and if so, are real estate investors even ready to fill the gap? In This Episode We Cover Why housing market activity is starting to tick up this summer The “cash crunch” affecting home affordability and rent growth How to properly price your house flips and avoid long days on market The rental markets poised to benefit from new small business growth The high-performing asset class facing a massive supply shortage And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets Sign Up for the Investor Brief Newsletter Find an Investor-Friendly Agent in Your Area 6 Signs You Need to Lower Your Asking Price Dave's BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Kathy's BiggerPockets Profile Realtor.com: After Years of Waiting, Buyers Are Getting Their Summer Realtor.com: The Housing Cash Crunch That Has Everyone Pointing Fingers GoDaddy: GoDaddy Reveals 2026 Most Entrepreneurial Cities; Zillow Spotlights the Real Estate Trends Fueling Their Growth Lument: Steady Growth Accelerates: 2026 Seniors Housing and Healthcare Market Outlook Buy Dave's Book, Start with Strategy Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and https://www.biggerpockets.com/blog/on-the-market-450. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's easy to dunk on LinkedIn. There are times when I will polish every word of a post that points to a deep yearning for our labor in climate to feel spiritually meaningful, and for that yearning not to be corrupted by commercial pressures of sucking up to companies whom our conscience commands us to jeer at, challenge, or at the very least not believe. It will get eighty impressions.Then I will see a post akin to: “I went to a conference and it was good. I learned that we need more demand in carbon markets.” And the response will somehow be rapturous praise.Today's episode has a submission about the sheer number of intermediaries presumably in carbon dioxide removal, but also about the ways that status operates in a field like CDR.Thank you for listening to and reading Climate Workers Anonymous. Subscribe to Substack here, and be sure to subscribe in whichever podcast app you use. An amazing rating and review on those podcast apps does a world of good. Would you please do that for me now? Here's Apple Podcasts, Spotify, and YouTube.If you'd like submit your anonymous hopes, fears, or experiences to Climate Workers Anonymous, you can use this Tally survey or email climateworkersanonymous[at]protonmail.com, though I believe the Tally survey is more secure. Do not communicate anything you wouldn't want a hacker to have access to, including an email address that could be linked to you if you email the account on Protonmail. Get full access to Climate Workers Anonymous at climateworkersanonymous.com/subscribe

Most companies think growth comes from better marketing. In reality, the right strategic partnerships can build buyer trust, strengthen credibility, and accelerate revenue in ways marketing alone cannot.In this episode of StrategyCast, Lori Jones sits down with Fabian Eckstrom-French, Director of Partner Development at Guru, to explore how strategic alliances create competitive advantage far beyond co-marketing. Fabian shares why partnerships should be viewed as business growth strategies, how they generate market intelligence, and why borrowed credibility can shorten sales cycles while increasing buyer confidence.And don't forget! You can crush your marketing strategy with just a few minutes a week by signing up for the StrategyCast Newsletter. You'll receive weekly bursts of marketing tips, clips, resources, and a whole lot more. Visit https://strategycast.com/ for more details.==Let's Break It Down==01:50 Fabian's journey into partnership strategy03:52 Looking beyond co-marketing to strategic growth05:46 Where partnerships belong inside an organization08:39 Using alliances to create competitive differentiation11:33 Strategic partnerships beyond the technology industry13:24 Why partnerships are a powerful source of market intelligence17:33 Borrowed credibility and enterprise growth19:15 Partnership strategies that deliver the biggest return22:21 A partnership lesson that didn't go as planned27:02 AI, human relationships, and the future of alliances29:08 The biggest partnership opportunities leaders overlook30:36 How alliances accelerate trust and shorten sales cycles31:54 Why strategic alliances are becoming trust accelerators==Where You Can Find Us==Website: https://strategycast.com/Instagram: https://www.instagram.com/strategy_cast/Facebook: https://www.facebook.com/strategycast==Leave a Review==Hey there, StrategyCast fans!If you've found our tips and tricks on marketing strategies helpful in growing your business, we'd be thrilled if you could take a moment to leave us a review on Apple Podcasts. Your feedback not only supports us but also helps others discover how they can elevate their business game!

They told you they were interested. They showed up for the call. They maybe even said, “This is exactly what I've been looking for.” Then the DM goes quiet and the email thread dies. If you've ever stared at your inbox wondering what you did wrong, I walk you through a more useful truth: most of the time, they didn't reject you. They just never made a decision.In this episode, we unpack the three biggest reasons warm leads stall, and how to fix each one without sounding desperate or pushy. Send us Fan MailSupport the showShow Notes  

Send us Fan MailAnnette Scott, co-founder of Revivery in Oldsmar, joins Palm Harbor Local to make the case that sauna and cold plunge isn't a luxury — it's a practice that builds the resilience to show up better for the people around you.What You'll Learn:Why sauna and cold plunge work as "intentional stress," not passive recoveryHow Revivery's biopsychosocial model layers breathwork and community sharing onto the physical experienceWhy isolation, not just physical health, is the real problem this practice solvesWhat led Annette from corporate life to wellness entrepreneurship after a personal lossHow to try sauna and cold plunge for the first time without any pressure to "perform"Annette's a local serial entrepreneur and the co-founder of Revivery, a Westchase/Oldsmar sauna and cold plunge concept. Known for her irreverent and direct leadership style, she's an innovator and disruptor who still believes there is hope for her and her fellow Earthlings.

Most content gets measured by whether it was consumed. Growth content gets measured by what happens next. In this episode of Content Amplified, Erin McReynolds, Vice President of Marketing at Fremont Bank, breaks down the difference between volume content (did they download the PDF?) and growth content (what did they do after?), then walks through her four pillars for making content matter to the business: contributing to pipeline, impacting revenue, shortening the sales cycle, and addressing objections. Erin explains how growth content creates, captures, and accelerates demand, why the fastest way to surface objections is to befriend the sales team and mine sales call transcripts, and which objections show up almost everywhere: long evaluation periods, confusion about value, and the internal "do we really need this" friction that ROI content can preempt. She also gives her honest take on AI: it makes production cheaper and faster, but it cannot talk to your sales team or build the system that moves buyers forward. Her advice for this month is simple: optimize your content for progress, not attention. If you have ever had to justify content's existence to the business, this episode gives you the language.About ErinErin McReynolds is a career marketer of more than 15 years whose experience is in building brands and content systems that move business outcomes and contribute to growth. She is the Vice President of Marketing at Fremont Bank, one of the largest privately owned banks in California, where she built and launched both content marketing and social media marketing from scratch. There she leveled up the whole brand and created a content engine that is scalable and replicable. She loves talking about this stuff and is happy to help other marketers brainstorm what is next for their content teams.Show NotesConnect with Erin on LinkedIn: https://www.linkedin.com/in/erinmcreynolds/Erin's website: https://www.erinmcreynolds.comText us what you think about this episode!

A listing that sits too long is not just “taking its time,” it is quietly getting more expensive. Gary Scott and Tony Jarrett unpack a second quarter that snaps back hard after a hesitant start, with days on market finally decreasing in many Southeast neighborhoods even as inventory continues to rise. We talk about why consumer behavior can matter more than mortgage rate headlines, and how “hyperlocal” is the only honest way to read real estate market data. From there, we get practical. Tony introduces the “staleness penalty” and the real cost of overpricing, including a striking national benchmark for what can happen when a seller drifts from a 60-day outcome to 120 days. Gary shares a real Asheville Buncombe County breakdown showing how price reductions correlate with dramatically longer days on market. We also dig into what buyers are rewarding right now: turnkey homes, clean disclosures, and a property that feels maintained, staged, and ready to live in. If you want top dollar, we lay out the upkeep and prep habits that protect your net, plus smart launch ideas like twilight open houses. We zoom out to big-picture forces too: the possibility that 4 million existing home sales is the new normal, the life events that keep homes moving no matter what the news says, and the affordability squeeze pushing first-time homebuyers to the sidelines. You will hear straight advice for Gen Z and younger buyers on starting smaller, building equity, and trading up over time, plus a clear reminder that certified pre-approval wins offers. We also cover new construction headwinds, the growing importance of mortgage, title, and insurance coordination, and why an insurance review and deductible strategy can save real money. If this helped you think differently about buying or selling, subscribe, share the show with a friend who is on the fence, and leave a quick review so more people can find these quarterly real estate insights.

Mauricio Umansky is one of the most successful luxury real estate agents in the world, selling homes for A-listers and closing massive deals. Today, he joins Nicole to break down exactly where the real estate market stands right now: why we're finally shifting out of a three-and-a-half-year transaction low, why “rentvesting” might be a move to consider in some markets, and the 10-year rule that means almost no one who buys a home ever ends up losing money on it. Then Nicole and Mauricio dig into the parts of his world reality TV can't capture: the $124 trillion wealth transfer reshaping who owns real estate next, his "playvestment" strategy for buying property purely because it makes him happy, his take on the mansion tax killing development in LA, and whether he'll ever trade real estate for a run at Mayor of Los Angeles. Start investing investing at SoFi.com/MNN  Check out Nicole's financial literacy course ⁠The Money School⁠  Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠  Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Learn more about Mauricio's work and The Agency Here's what Nicole covers with Mauricio: 00:00 Are You Ready for Some Money Rehab? 03:04 Is This a Buyer's or Seller's Market? 04:10 Comparing Today's Market to Past Cycles 08:17 The 10-Year Rule According to Mauricio 09:21 Rentvesting Explained 10:35 Real Estate Returns vs. the Stock Market 11:45 Where Mauricio Would Buy Right Now 14:35 His Investment Thesis: Hospitality, Flipping, and Branded Residences 15:43 The Real Odds of Getting a Deal Done 16:56 Inside His Portfolio: Real Estate vs. Equities 17:53 Will AI Replace Real Estate Agents? 19:01 The $124 Trillion Wealth Transfer and Family Compounds 22:15 Short-Term Rentals and the 2028 LA Olympics 23:12 Would He Run for Mayor of LA? 29:56 The Mansion Tax, Explained 32:16 Reality TV: Help, Hurt, and Are the Numbers Even Real? 39:01 The Passion Project That Makes Him Zero Dollars 40:16 The Truth Behind His "$6 Billion" in Sales 46:24 Mauricio's Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.

Everybody says it's a buyer's market. But is it actually a buyer's market where you sell real estate? Nationally, buyers have gained leverage in 2026. Inventory is higher, homes are sitting longer, seller concessions are becoming more common, and more sellers are reducing their prices. But national averages are not enough to win a listing appointment. In this episode, Tim and Julie Harris explain how real estate agents can determine whether their own market—and their individual micromarkets—actually favors buyers or sellers. They break down months of supply, buyer leverage, seller concessions, price reductions, the cost of waiting, pricing strategy, and why knowing your local numbers can separate you from agents simply repeating national housing headlines. You'll learn how months of supply helps determine market leverage, why buyers are successfully negotiating more concessions, why overpricing has become increasingly dangerous for listing agents, how agents can handle sellers who want an unrealistic price, and why zip code, price range, property type, neighborhood, and even individual streets can behave completely differently from national averages. You'll also hear why information alone is no longer enough. AI can produce information instantly. The career advantage belongs to agents who can interpret market data, communicate it clearly, and help buyers and sellers make confident decisions. If you want more listings and a more predictable real estate business in 2026, know your market cold. Free training: HarrisRealEstateDaily.comCoaching: PremierCoaching.comJoin eXp + Libertas: WhyLibertas.com/HarrisText Tim Direct: 512-758-0206Opinions are my own and not the views of eXp Realty.

It is officially an RV buyer's market. New RV sales are falling, dealer inventories remain high, and manufacturers are cutting forecasts. For RV shoppers, that means something we have not seen in quite a while: real negotiating leverage.But a buyer's market does not automatically mean every RV is a good deal.In this week's RV Podcast News Edition, we dig into what is happening at RV dealerships, why so many 2026 models remain unsold, what buyers should be paying attention to with financing, and how to make sure a huge advertised discount really is a bargain. We also look at why the arrival of the new 2027 models could put even more pressure on dealers to move older inventory.Also this week:America's Largest RV Show is coming to Hershey, with the new 2027 RVs arriving while dealers are still trying to clear unsold 2026 inventory.Wildfire danger is growing across the West, bringing campground closures, campfire bans and some important evacuation lessons for RV travelers.The Farmers' Almanac has issued its 2026-27 winter forecast. We take a somewhat skeptical look at just how much RV travelers should trust it.Quicksand in a National Park? A 22-year-old hiker sank shoulder-deep into glacial mud at Glacier National Park and needed four friends to pull her out.If you are shopping for an RV, traveling through wildfire country, planning a trip to Hershey, or just trying to stay on top of what's happening in the RV lifestyle, we've got a lot to talk about this week.And remember: We source our news stories. You'll find links to the original reporting and additional information on the show notes page at RVPodcast.com. Look for the Transcript tab and scroll to the bottom.Subscribe and join us every Monday for the RV Podcast News Edition, and every Wednesday when Jennifer joins me for Stories from the Road, with RV tips, questions, advice and conversations about the RV lifestyle.REMINDER: There are just two days left to save 20% on our new ebook, The Complete Guide to RVing in Retirement. The early-bird discount ends Wednesday, August 12. Get it at https://RVLifestyle.com/RetirementGuide

Stupid News 8-10-2026 6am …Japan online marketplace cracks down on Used Swimsuit Sales …Mercedes Benz now Branding Their Buyers …Trouble at the Rocky Horror Picture Show in Vermont

In this episode, Tawalla Simmons shares her inspiring journey in nonprofit real estate development, focusing on community building, affordable housing, and empowering entrepreneurs. Discover how her innovative strategies are transforming lives and communities across multiple states.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

New state tax credits are now available for first time electric vehicle buyers. We'll tell you about a new science project tracking climate change using California's tidal pools. And Phoebe Bridgers is giving SoCal fans a unique way to hear her newest album at an Orange County planetarium. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

Is now the right time to invest in property… or should you wait?   Everyone wants to buy at the bottom and sell at the top. But what if trying to time the market is actually sabotaging your wealth?   Today I'm joined by Joseph Ballota to discuss whether timing the property market is a good idea.   And by the end of this episode, you'll understand why long-term investors don't try to pick the cycle… they build wealth across multiple cycles.   Joseph and I discuss why trying to time property markets usually backfires, especially when headlines are loud and confidence is shaky.   We unpack how property moves in cycles, and why short-term fear can distract investors from long-term wealth creation.   I share why there's rarely a perfect time to buy, and why being financially ready matters more than waiting for ideal conditions.   We look at how different markets and suburbs behave differently, even when the broader market looks weak.   I also explain why quality assets, strong fundamentals, and patience matter far more than chasing the exact bottom of the cycle.   Takeaways    • Property markets move in cycles, so short-term fear often obscures long-term opportunity. • Waiting for perfect timing usually means missing strong buying opportunities entirely. • Different suburbs perform differently, even during the same broader market downturn. • Owner-occupied, affluent areas usually hold value better than investor-heavy suburbs. • Strong population growth keeps demand high in Brisbane, Perth, and Adelaide. • Tight rental markets can lift rents even while property prices temporarily soften. • Borrowing capacity matters, but confidence usually drives the next market recovery. • Quality assets compound over decades, making timing less important than selection. • Counter-cyclical investing sounds smart, but fear stops many investors from acting. • Strategic planning helps investors avoid emotional decisions and build lasting wealth.   Links and Resources:   Answer this week's trivia question here - https://www.PropertyTrivia.com.au/ ·        Win a hard copy of Negotiate Influence Persuade. ·        Everyone wins a copy of a fully updated property report.   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us     Joseph Ballota, Senior Wealth Strategist at Metropole. https://metropole.com.au/expert/joseph-ballota/   Get a bundle of free reports and eBooks: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at:https://propertyupdate.com.auhttps://metropole.com.au

Elizabeth Maxson has started noticing the tells. Beyond em dashes and "quotation marks," the certain phrases repeated a little too often. Leaders she's long admired, publishing content that no longer sounds like them. On this episode of Finite by Clarity, she makes the case that this matters more than most CMOs think, not because AI-assisted content is wrong, but because publishing without judgement, experience or voice quietly erodes trust.Elizabeth is Chief Marketing Officer of Contentful, a digital experience platform trusted by more than 4,800 customers. Before Contentful, she was CMO at Tableau, a Salesforce company, and led Strategic Technology Partnerships marketing at Salesforce, launching relationships with AWS, Google Cloud, Alibaba and Apple.In this episode, Jodi Norris sits down with Elizabeth to unpack how the buyer journey has changed shape, and why the instinct to produce more content is usually the wrong one. Elizabeth explains how cutting webinar output and being more selective on topics increased registrations and conversions, and how keeping personalisation deliberately simple, segmenting by audience type rather than complex micro-targeting, delivered a 195% increase in click-through rate.Inside you'll find…Why the small, repeated tells of AI-generated content are quietly costing leaders their audience's trustWhy "less is more" content strategies are outperforming high-frequency productionHow simple, broad-strokes personalisation is consistently outperforming complex micro-targeting

Barbara Peters in conversation with Catherine Ryan Howard

Lyn Alden joins Gwart to talk about the Coldcard security incident, changing self-custody heuristics, game theory behind Bitcoin soft forks, and the true addressable market for stablecoins. She shares insights on MicroStrategy's reserve guidance, her new private equity holding company Orange Juice, early-stage venture thesis, and whether Bitcoin can outperform gold as the ultimate store of value. Timestamps: 00:00 Start 00:34 ColdCard hack 04:06 Future of Self Custody 11:14 ETF margin is easier 16:19 Stablecoins 23:16 Strategy 26:49 Strategy's game plan 29:28 Treasury companies are cooked 33:20 Strategy: when BTC becomes money 40:12 Orange Juice 44:38 Orange Juice plan 47:06 Investable verticals 51:30 Where' the new Bitcoin buyer? 55:53 Is the bottom in? 56:42 BTC as store of value? The Gwart Show is sponsored by Ellipsis Labs. Ellipsis Labs builds the most efficient on-chain markets. Their orderbook and Prop AMM products have delivered price improvement to hundreds of billions of dollars in retail volume. Now, they are bringing their expertise to build Phoenix, the best on-chain perpetuals platform. Ellipsis Labs is hiring New York-based engineers. If you're an engineer looking to work with a proven team in making DeFi better, go to ellipsislabs.xyz/careers Learn more about your ad choices. Visit megaphone.fm/adchoices

Kim Bohr is CEO at SparkEffect, where she helps executive teams navigate disruption, organizational change, and emerging technology without sacrificing trust.With more than 25 years of cross-functional leadership experience, Kim advises leaders on aligning business strategy with human-centered practices that strengthen performance and relationships. Her work includes the SparkEffect Trust Elasticity™ framework, designed to help organizations evaluate and strengthen trust during periods of change.Kim is also a board advisor, adjunct lecturer, speaker, host of the Courage to Advance podcast, and author of Successes, Failures & Lessons Learned.SHOW SUMMARYWhat if every interaction with a buyer is either building trust or quietly eroding it?In this episode of Selling from the Heart, Larry Levine and Darrell Amy welcome Kim Bohr to explore what it takes to build and protect trust in a world shaped by AI, disruption, informed buyers, and constant change.Kim explains why authentic selling begins with genuinely believing that what you offer will improve the customer's work or life. She shares how trust is created through consistent patterns, honest communication, and actions that demonstrate you truly have the customer's best interests at heart.The conversation also explores the changing role of sales professionals. Buyers may have more information than ever, but they still need someone who can provide context, ask thoughtful questions, connect the dots, and understand the realities behind their decisions. Kim challenges sellers to use AI to eliminate repetitive work—not replace critical thinking, curiosity, vulnerability, or human connection.KEY TAKEAWAYSServe before you sell. Believe in the value you bring before asking someone to buy.Trust is built through consistent patterns between what you say and what customers experience.Admitting when you don't know something can build more trust than pretending you do.Buyers may have information, but they still need sales professionals who can provide context and connect the dots.AI should support critical thinking and human connection—not replace them.Reinvest time saved through automation into research, better conversations, and stronger relationships.Understand the entire buying team, not just the person signing the agreement.Trust can be measured and should be treated as a meaningful business KPI.HIGHLIGHT QUOTESDo I genuinely believe that whatever I'm offering is going to help this person's work and life get easier?Every single interaction we have, whether it's human to human or from a digital lens, trust is either being built or eroded.Our job is to help them see what they may not be able to connect the dots on.Just because I know they can use what I have doesn't mean I understand the problem.Trust can be measured, and it is as important as any other KPI you are tracking.ADDITIONAL RESOURCESExplore the secrets of heart-centered leadership and thriving workplace cultures with Culture from the Heart Podcast! Nominate a visionary CEO at www.culturefromtheheart.com!Listen to Larry Levine's Bestselling Book: Selling in a Post-Trust World! Now available on Audible! Transform your sales approach with insights that matter.  Subscribe to The Selling from the Heart Podcast Youtube Channel! Stay updated with the latest episodes and leadership tips: Selling from the Heart YouTubeGet Your Daily Dose of Inspiration:Click Here for Your Daily Dose

Episode #1417: Today we meet a 14-year-old already building his path toward dealership ownership, examine buyers who are shopping longer and prioritizing price, and look at the leadership risks that emerge when executives trust AI more than their own p...

This is an Impact Pricing Blog published on May 25, 2026, turned into an audio podcast so you can listen on the go. Read Full Article Here: https://impactpricing.com/blog/you-didnt-lose-the-deal-you-lost-the-commitment/ If you have any feedback, definitely send it. You can reach us at mark@impactpricing.com.  Now, go make an impact.   Connect with Mark Stiving: Email: mark@impactpricing.com LinkedIn: https://www.linkedin.com/in/stiving/  

Send us Fan MailA shed is not a casual cart checkout. It is a high-trust, high-emotion purchase, and the online experience either builds confidence fast or quietly pushes your best leads to the back button. We sit down with Ashish Roy and Chris Dodd from Sensei Digital to break down what actually makes a 3D shed configurator convert, from guided design choices to the tiny details that serious builders care about.We talk about why “more options” can be the wrong move, and how an intuitive, guided flow helps very different buyers, from a tech-savvy first-time shopper to a retiree trying to make space at home. Ashish explains how Sensei approaches lifelike colors, model organization, upgrade clarity, and accurate features like door swing and interior context. Chris shares what it takes operationally to capture shed craftsmanship in software while keeping the experience simple enough for real sales teams to adopt.Then we get practical about revenue. You will hear how remote co-design can work through shareable 3D links, how AR “visualize in your yard” can change the conversation, and why attribution matters when you are running Google Ads or Meta campaigns. Sensei also walks through cross-domain tracking, CRM integration, and sending better conversion signals so you can optimize toward qualified leads and real sales, not vanity form fills.If you want your portable building marketing and sales process to feel modern without losing the craft, hit play. Subscribe to the Shed Geek Podcast, share this with a dealer or manufacturer friend, and leave a review so more shed pros can find these conversations.For more information or to know more about the Shed Geek Podcast visit us at our website.Would you like to receive our weekly newsletter?  Sign up on our website: shedgeek.comFollow us on Twitter, Instagram, Facebook, or YouTube at the handle @shedgeekpodcast.To be a guest on the Shed Geek Podcast visit our website and fill out the "Contact Us" form.To suggest show topics or ask questions you want answered email us at info@shedgeek.com.This episodes Sponsors:Studio Sponsor: Shed Geek MarketingVelocity 360Play Mor Swing SetsCardinal LeasingiFAB LLC

Mike Lyon is the founder and managing director of Vista Point Advisors, a boutique sell-side investment bank he started almost sixteen years ago. A former chemical engineer at Exxon and BP who later joined Citigroup's tech M&A team, he built Vista Point to solve a conflict of interest he watched play out on Wall Street: bankers quietly working both sides of a deal. Vista Point Advisors represents founder-led software companies only — never the buyers — focusing on vertical SaaS with enterprise values between $30 and $300 million. Mike and five other managing directors run about a dozen deals a year, spending 50 to 100 hours cleaning up each company's data before launch and running a long, non-exclusive process built to keep multiple buyers competing to the finish. Mike says buyer criteria changed this year for the first time in a decade, and changed fast. Buyers now demand roughly 90% gross retention as a proxy for AI resilience, favor systems of record with real data moats, and discount horizontal point solutions. His advice: understand exactly how you'll be graded long before you go to market, because the aperture for a premium exit keeps shrinking. Key Takeaways AI Changed Everything — For the first time in a decade, buyer criteria are shifting week to week this year. Gross Retention Rules — Buyers now want 90%-plus gross retention as a proxy for AI resilience. System Of Record — Point solutions look exposed to AI; systems of record with real data moats win. Exclusivity Is Leverage — Once you grant it, the deal slows and power shifts to the buyer. Watch Spend, Not Talk — Every buyer says the right things; only diligence dollars prove real intent. Second Bite Pays — Most founders who sold majority to PE did as well or better on the rollover. Quote from Mike Lyon, Founder & Managing Director of Vista Point Advisors "For the first time in ten years, the rules hav changed — and they changed fast. If you called any private equity or strategic buyer over the last decade and asked what makes a good SaaS company, the answer barely moved. This year I've had conversations I've never had before, where the criteria shifted week to week — first it's X, then X plus Y, then X plus Y plus Z. The first big change is a maniacal focus on gross revenue retention (GRR). Net retention (NRR) was the star for years, but gross gives you no credit for upsells — you only get dinged for downgrades and churn, so it's really asking what happens if you can't upsell anymore. Buyers want to see 90% or better now, and our read is that it's a proxy for AI risk: they don't fully understand the AI threat yet, but they know a business at 90% gross retention is probably resilient enough to take some hits and survive. System of record is the other thing that suddenly matters more. Point solutions feel like they're at further risk from AI, so buyers want a system of record with a real data moat — not the fake moat where anyone can go get that data somewhere else — or a payments angle, which is harder for AI to route around. And if your business started eight years ago, it's hard to be fully agentic, but you at least need the ability to hang agents off the backbone of your software to keep delivering value." Links Mike Lyon on LinkedIn Vista Point Advisors on LinkedIn Vista Point Advisors website Podcast Sponsor – Fraction This podcast is sponsored by Fraction. Fraction gives you access to senior US-based engineers and CTOs — without full-time costs or hiring risks. Get 10 to 30 hours per week from vetted and experienced US-based talent. Find your next fractional senior engineer or CTO at fraction.work. You can start with a one-week, risk-free trial to test it out. The Practical Founders Podcast Tune into the Practical Founders Podcast for weekly in-depth interviews with founders who have built valuable software companies without big funding. Subscribe to the Practical Founders Podcast using your favorite podcast app or view on our YouTube channel. Get the weekly Practical Founders newsletter and podcast updates at practicalfounders.com. Practical Founders CEO Peer Groups Be part of a committed and confidential group of practical founders creating valuable software companies without big VC funding.  A Practical Founders Peer Group is a committed and confidential group of founders/CEOs who want to help you succeed on your terms. Each Practical Founders Peer Group is personally curated and moderated by Greg Head.

AI agents could replace direct sales. And a beta product tied to Google's ad server, dubbed Buyer Direct, could solve this problem better than anyone else, according to our guest Gareth Glaser, co-founder of Gamera and co-host of the podcast Ad Tech Ad Talk.

Buyer intent data helps you understand which prospects are actively researching solutions, showing buying behaviors, or moving through their buying journey.It gives marketing and sales teams the ability to prioritize the right opportunities, personalize outreach, and ultimately generate more pipeline.In this episode, we explore six practical ways to leverage buyer intent data to generate more pipeline and enhance your marketing strategies.00:00 Intro08:15 Sales Outreach12:30 Improve Paid Media Targeting16:53 Personalize Messaging21:23 Build Smarter Retargeting Campaigns25:31 Align Marketing and Sales35:48 Inform Market Interest40:59 Tips to Get Started This Quarter

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSee omnystudio.com/listener for privacy information.

Lindsay Dougherty shares how async selling helps enterprise reps create buyer momentum, speed up deals, and improve forecasting with short, strategic videos. Lindsay teaches us:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

NOTES The best strategies to getting the highest match rates on LinkedIn lists Buyer's committee targeting episode AJ's free block/allow lists Join the LinkedIn Ads Fanatics and get access to our 4 courses to take you from beginner to expert.  Subscribe/Rate/Review Contact us with any questions, suggestions, or corrections! Anthony Blatner's new LI Ads Audit Tool Resty Concepcion podcast and video editor that we love! SUMMARY In this episode of The LinkedIn Ads Show, AJ Wilcox shares his complete modern account-based marketing (ABM) playbook for LinkedIn Ads. Learn how to build high-quality company lists with near-perfect match rates, target the right decision-makers, structure ABM campaigns for maximum efficiency, and measure success using LinkedIn's latest reporting tools. AJ also covers common ABM mistakes to avoid, practical optimization tips, and recent LinkedIn Ads updates—including changes to industry targeting, reserved ads, BrandLink, and audience quality. Whether you're just getting started with ABM or looking to sharpen an existing strategy, this episode is packed with actionable tactics you can put to work immediately. TRANSCRIPT For the full show transcript, see the show notes page here: Episode 171

Traditional media buying breaks down when attitudinal audience data gets lost between upstream research and downstream media activation. Bright Mountain's Andy Davidson and Deep Focus's Kyle Krueger unpack how synthetic personas, unified YouTube-to-CTV strategies, and responsible creator management keep ad campaigns aligned and effective. Key Highlights

Watch the show on television by downloading the SuperCrowd.tv Channel app to your Roku or Amazon Fire TV or e360tv channel app to your Roku, LG or Amazon Fire TV. You can also see it on YouTube.Devin: What is your superpower?Jim: I think it might be more of a willingness to sacrifice creatively. You know, like, I think meaning is a wage that is paid for self-chosen self-sacrifice for the other.Dignity-first leadership can make corporate decarbonization more effective by helping companies work together to serve people as well as the planet.Jim Boyle, CEO and founder of Sustainability Roundtable, Inc., joined me to explain how his firm has spent 18 years helping major companies set goals, drive progress and report results in sustainability. What began as a membership-based strategic advisory service during the financial panic of 2009 has grown into a platform trusted by large enterprises working to decarbonize at scale.Jim described Sustainability Roundtable's Net Zero Consortium for Buyers as a way to “help democratize utility-scale clean energy.” By bringing high-credit corporations together, the consortium gives them the scale to procure major clean energy projects they could not easily accomplish alone.The results are impressive. Jim shared the example of an aggregated procurement involving seven off-takers, including Akamai Technologies, Teradyne and the City of Cambridge. The project was built in southern Illinois, coal country, where clean power has especially high climate and health value.“When you replace coal with large-scale solar and batteries, you are really making a difference in the carbon cycle,” Jim said. “And you are making a difference in the particulate matter in that given area as well.”That health impact is measurable. Jim said the first gigawatt Sustainability Roundtable helped clients procure saved more than 3,700 disability-adjusted life years in its first year of operation alone. It also avoided $985 million in healthcare costs.“This move from molecules to electrons, from extracted fossil fuel to clean electrons, it has many wonderful impacts even beyond reducing carbon in our atmosphere,” Jim said.Jim's new book, Dignity First Leadership: Developing and Driving a World Class Sustainability Strategy, co-authored with Ann Whitney, connects that practical climate work to a deeper leadership framework. He argues that business should not treat efficiency as its highest goal. Instead, leaders should focus on magnifying the dignity of stakeholders, including employees, customers, suppliers, communities and investors.“In every instance, it's the CEO's job in particular to create value in the near, mid, and long term with each and all your stakeholders,” Jim said.I love that framing. Climate solutions work best when they honor the people they affect. Jim's work reminds us that sustainability is not just about cleaner electrons. It is about healthier lives, better communities and leadership that puts human dignity first.tl;dr:Today's episode explores how dignity-first leadership strengthens corporate sustainability and climate action.Jim explains how Sustainability Roundtable helps companies procure utility-scale clean energy together.Today's episode connects renewable energy projects to measurable health benefits and avoided costs.Jim shares why CEOs should create value for all stakeholders, not efficiency alone.Today's episode highlights Creative Sacrifice as Jim's superpower for service-centered leadership.How to Develop Creative Sacrifice As a SuperpowerJim described his superpower as “a willingness to sacrifice creatively.” He explained, “I think meaning is a wage that is paid for self-chosen self-sacrifice for the other.” Grounded in his faith, his admiration for leadership as service and his work with executives, Jim sees sacrifice not as depletion but as empowerment. He said he can “bring a lot of energy to leadership as service,” especially in a business built around helping clients lead.Jim illustrated Creative Sacrifice with a recent challenge at Sustainability Roundtable. His team was developing a new compliance collaborative to help global companies master mandatory sustainability reporting. The deadlines were real, the complexity was high and the product was not ready. Instead of pretending otherwise, Jim told member executives the truth: the team needed help. That vulnerability felt embarrassing and risky, especially with prospective clients present. The result was powerful. More than half a dozen senior executives volunteered meaningful time, with some teams contributing more than 100 hours each, to co-design a better service.Choose service before ego when others need your leadership.Look for self-chosen sacrifices that create meaning for you and value for others.Be honest when you do not have the answer instead of pretending you do.Invite stakeholders to help design solutions that will serve them.Treat dignity as a practical leadership goal in every decision.Build a team culture that asks people to sacrifice together for clients and impact.Recognize that a high-performing team is not the same as a family, then lead accordingly.By following Jim's example and advice, you can make Creative Sacrifice a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileJim Boyle (he/him):CEO and Founder, Sustainability Roundtable, IncAbout Sustainability Roundtable, Inc: SR Inc works to be the world's most respected strategic advisor in enterprise decarbonization. For more than fifteen years, leaders at over 100 Fortune 500 and global growth companies have trusted SR Inc to provide membership-based strategic advisory and support services. SR Inc helps executives to set goals, drive progress, and report results as they lead their organizations to more sustainable high performance.Website: sustainround.comX/Twitter Handle: @sustainroundOther URL: https://www.amazon.com/Dignity-First-Leadership-World-Class-Sustainability/dp/B0G525KKYVBiographical Information: Jim Boyle is the CEO & Founder of Sustainability Roundtable, Inc. For more than fifteen years, Jim has led full-time teams of diverse experts to assist nearly 100 Fortune 500 and growth companies in their move to more sustainable high-performance. Specifically, SR Inc has helped world-leading sustainability leaders, real estate owners, and federal agencies set goals, drive progress, and report results in their move to greater Corporate Sustainability.Mr. Boyle led in the creation of SR Inc's Net Zero Consortium for Buyers (NZCB), which advises and represents Fortune 500 and fast growth companies across the U.S. and internationally in the development of renewable energy strategies and the procurement of both on and off-site advanced energy solutions.Before founding SR Inc, Mr. Boyle co-led Trammell Crow Company Corporate Advisory Services in San Francisco and returned to his native Boston and Trammell Crow Company's market leading team in Greater Boston where he received the Commercial Brokers Association's Platinum Award for the highest level of commercial real estate transactions. Earlier, he advised companies on real estate and environmental matters as an attorney at a large law firm based in Boston.Jim is a graduate of Middlebury College, where he co-captained the football team, and Boston College Law School. Early in his career, he served as a federal law clerk, an aide to John F. Kerry in the U. S. Senate, and on Vice President Al Gore's campaign for President. Jim lives in Concord, MA with his wife and kids near the Emerson House on the route to Walden Pond.LinkedIn: linkedin.com/company/sustainability-roundtable-inc-/Support Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include PurposeBuilt100™ Winners and supercrowd.tv. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Eric Coury, Arthia AI | John Berlet, CORE Tax Deeds, LLC. | Justin Starbird, The Aebli Group | Ken Steele, Rotarian | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Mark Grimes, Networked Enterprise Development | Mike Babbit | Coledger Solutions | Mike Green, Envirosult | Nick Degnan, Unlimit Ventures | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Join the SuperCrowd Impact League! You can be recognized for making impact investments via Reg CF. See how your activity compares to your peers. It's free. Win valuable prizes. Start now!SuperCrowd Impact Member Networking Session: Impact (and, of course, Max-Impact) Members of the SuperCrowd are invited to a private networking session on August 11th at 8:00 PM ET/5:00 PM PT. Mark your calendar. We'll send private emails to Impact Members with registration details. Upgrade to Impact Membership today!SuperCrowdHour, August 19, 2026, at 12:00 PM Eastern. Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on “How to Make Money As an Impact Investor Starting with $10.” Drawing on his experience as a former investment banker, impact investor, and crowdfunding expert, Devin will demonstrate how anyone can begin building wealth while investing in companies that create positive social and environmental impact—even with as little as $10. In this session, he'll explore how impact crowdfunding has opened investment opportunities to everyday investors, explain how to identify promising mission-driven companies, and share practical strategies for building a diversified portfolio over time. Attendees will learn how to get started with limited capital, manage risk, evaluate investment opportunities, and avoid common mistakes new investors make. Whether you're completely new to investing or looking for an affordable way to expand your impact investing portfolio, this SuperCrowdHour will provide actionable insights to help you invest with purpose, build long-term wealth, and make a meaningful difference. Register now!SuperCrowd26 featuring PurposeBuilt100™: This August 25–27, founders, investors, and ecosystem leaders will gather for a three-day, broadcast-quality global experience focused on disciplined capital formation, regulated investment crowdfunding, and purpose-driven growth. We're bringing together leading voices in impact investing, compliance, digital marketing, and circular economy innovation to deliver practical frameworks, real-world case studies, and actionable strategies. The event culminates in the PurposeBuilt100™ Showcase, recognizing 100 of the fastest-growing purpose-driven companies in the U.S. Register now to secure your seat and get all the details. August 25–27, streaming worldwide.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.Register Now! October 20th and 21st will be the Crowdfunding Professional Association Regulated Investment Crowdfunding Summit for 2026. This is the event of the year for everyone in the crowdfunding ecosystem.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.Manage the volume of emails you receive from us by clicking here.We share educational information—not investment advice. Some links may generate compensation. See our full disclosure.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Your clients are already using AI to evaluate your real estate advice. The agents who dismiss it may lose trust, listings, and relevance faster than they expect. Buyers and sellers are asking AI whether they overpaid, whether a listing is priced correctly, whether an offer should be rejected, and whether waiting for lower mortgage rates is the better decision. The problem is that biased questions can produce biased answers. In this episode, Tim and Julie Harris explain why the quality of an AI answer begins with the quality of the question. They break down the difference between weak prompts that seek agreement and professional prompts that demand evidence, uncertainty, reasoning, and trade-offs. You'll learn how to use AI as a devil's advocate, challenge your pricing strategy, prepare for difficult listing appointments, evaluate offers from multiple perspectives, and support client recommendations with comparable sales, competing inventory, market data, and clear reasoning. You'll also learn why agents should consider sharing their prompts and AI research directly with buyers and sellers. Instead of becoming defensive when a client mentions AI, agents can use the technology to double-check their work and create a more transparent decision-making process. Real estate agents who adapt will be better positioned to protect client trust and strengthen their careers. Agents who refuse to engage with AI may quickly discover that their buyers, sellers, and competitors have already moved ahead. Free training: HarrisRealEstateDaily.com Coaching: PremierCoaching.com Join eXp + Libertas: WhyLibertas.com/Harris Text Tim Direct: 512-758-0206 Opinions are my own and not the views of eXp Realty.

– OOFAH – Microsoft, Apple and Amazon earnings and stock moves. – Hackathon disguised. – KOSPI wild ride wrecks portfolios. – Oil moved up on War – now no War again… PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? PayPal.Donation.Button({ env:'production', hosted_button_id:'JJJHP2GDEJC7J', image: { src:'https://www.paypalobjects.com/en_US/i/btn/btn_donateCC_LG.gif', alt:'Donate with PayPal button', title:'PayPal - The safer, easier way to pay online!', } }).render('#donate-button'); Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Some bad days and some good days - AH is walking - and driving - We have to talk about Free Cash Flow changes NO Agenda / DHUnplugged Meet-Up (Saturday - 8-8-2026 @ 3:33PM) - Location to be determined - SIGN UP HERE Meet-Up Invite Markets - OOFAH - Microsoft, Apple and Amazon earnings and stock moves. - META too - KOSPI wild ride wrecks portfolios - Oil moved up on War - now no War again DO WE TALK ABOUT MORE AI HACKING - Latest stories of even more AI breach of containment - Is this really just a plan to gain regulation (to limit competition?) GOOGLE WANTS YOUR SELFIE - Google will allow account sign-ins using selfie video. - The feature adds another way to verify identity. - It could reduce dependence on passwords and recovery codes. - The tradeoff is greater use of facial data. - Privacy, storage and security questions will follow. SPACEX SHORT SELLERS CASH IN - Short sellers reportedly earned $15.5 billion as SpaceX shares fell. - The move rewarded investors betting against the company's valuation. - It shows how quickly enthusiasm can reverse at extreme prices. - SpaceX still has strong growth stories in launches and satellites. - The debate is whether too much future success was already priced in. --- Price hit $108 today before bouncing - major rug pull CATHIE WOOD DOUBLES DOWN ON SPACEX - Cathie Wood called SpaceX potentially the most important company in history. -  Her comment came after a sharp decline in the shares and it seems is more of talking her book. - Her case rests on launch, satellite and communications growth. - The problem is that losses are expected for the foreseeable future. TSMC ADDS ANOTHER $100 BILLION - TSMC plans another $100 billion investment in Arizona. - Second-quarter profit surged 77%. - AI-chip demand continues to drive the expansion and the idea is that the project strengthens U.S. semiconductor production. - It also adds labor, construction and execution risk. - The spending shows the scale of the AI infrastructure race. --- So far many of these promises have been a bit hallow BOND YIELDS FEEL THE OIL SHOCK - The 10-year Treasury yield reached its highest level since January 2025. (4.7%) - Surging oil prices brought inflation fears back into the market. - Higher energy costs could delay Federal Reserve rate cuts. - Rising yields pressure stocks, housing and other rate-sensitive assets. - Oil is again influencing the entire interest-rate outlook. - 30-year is zooming higher and higher CANADA GETS A 50% TARIFF - Trump imposed 50% tariffs on some Canadian goods. - The administration cited discrimination against U.S. companies. - The move could raise costs for manufacturers using Canadian inputs. - Canada could respond with tariffs of its own. - The fight adds more uncertainty to North American trade. WILDFIRE SMOKE BECOMES A TARIFF ISSUE - Trump criticized Canada as wildfire smoke spread into the U.S. - He said pollution costs could be added to tariffs. - The idea links environmental damage directly to trade policy. - Canadian goods could face another unpredictable cost. - Companies may struggle to price a pollution-based tariff. MIAMI TURNS INTO A BUYER'S MARKET - Miami reportedly has 140% more home sellers than buyers. - Buyers now have more leverage on price, inspections and concessions. - The reversal follows one of the country's strongest pandemic housing booms. - High prices, insurance and carrying costs may be pushing demand lower. - Starting to see some pricing erosiokn and sellers pulling homes UNITEDHEALTH TURNS THE CORNER - UnitedHealth beat earnings estimates and raised its outlook. --- Co-Pick for JCD and AH - Cost controls helped drive the improvement. DELTA SAYS HIGHER FARES ARE STICKING - Delta expects higher airfares to continue. - Strong pricing could help it reach its 2026 profit goal. - Higher fares provide protection against fuel and labor costs. - Travelers may see fewer discounted tickets. - Capacity growth remains the key variable. --- Say it enough and its true? THE GREAT EGG RECALL - Nearly 1.6 million dozen eggs were recalled over possible salmonella. - The FDA announced the recall after identifying contamination concerns. --- Now what will be the political angle? - Supply disruption could also add pressure to egg prices. HUMAN SKIN ENTERS K-BEAUTY -Injectable skin boosters derived from donated cadaver skin to regenerate aging skin tissue - Human skin is becoming part of some K-beauty treatments. - Demand is tied to premium anti-aging products. - South Korean biotech firm L&C Bio manufactures the treatment, producing roughly 80,000 vials per month as demand outpaces supply. -- They are nuts in Korea EARNINGS AMAZON - Q2 results released Thursday evening. - AWS revenue was $42.2 billion, up 37% year over year. - The stock gained about 15% Friday. - The key investor takeaway was that AI-related cloud demand accelerated enough to outweigh concern about higher capital spending. - Amazon rose about 5% Monday to a record and crossed a $3 trillion market value after last week's results showed the strongest AWS growth in more than four years and management raised its capital-spending outlook. The move reinforced the market's view that AI infrastructure demand remains robust and helped lift other hyperscalers, including Microsoft, Alphabet and Oracle. Apple - Fiscal Q3 revenue was $109.4 billion and EPS was $2.02. - iPhone revenue reached $54.25 billion. S - September-quarter revenue growth guidance of 9%–11% disappointed. - Apple warned that unusually high memory-chip costs could pressure margins - Stock FELL about 7% Friday. Microsoft - Fiscal Q4 revenue was $90.0 billion and adjusted EPS was $4.74. - Azure growth was 43% - Microsoft Cloud revenue was $59.3 billion, - Fiscal Q1 revenue guidance was approximately $90.4 billion. - Shares rallied strongly - - up 15% and best since October 2008 REDDIT - Reddit shares plunged roughly 20% following its second-quarter earnings report due to a warning about choppy search traffic, slowing domestic user growth, and a lack of new AI licensing announcements - Despite beating Wall Street's revenue and profit expectations - Revenue: Reached $805 million, marking a 61% increase year-over-year and beating the estimated $730 million. - Earnings: Reported net income of $253 million, or $1.25 per share, easily topping the forecasted 95 cents per share. - Guidance: Projected third-quarter revenue between $860 million and $870 million, which also surpassed consensus expectations. Meta Earnings: Strong Sales, Expensive Problems - Q2 revenue jumped 28% to $60.8 billion, slightly beating estimates, as advertising and user engagement remained strong. - Earnings were only $6.18 per share versus roughly $7.19 expected, hurt by $2.4 billion in legal costs and $1.18 billion in severance charges. - Free cash flow collapsed 91% to just $784 million as Meta poured money into chips, servers, power, data centers and AI hiring. - Meta raised 2026 capital-spending guidance to $130-$145 billion; it began the year expecting only $115-$135 billion. - Reality Labs lost another $4.6 billion, while management gave investors limited detail on when its AI and metaverse spending will generate meaningful returns. - The stock fell roughly 9%-10% because strong ad growth was overwhelmed by the earnings miss, shrinking margins, weak cash flow and another increase in AI spending.DHUnplugged Story Build - August 2, 2026 Korea's Market Meltdown - The KOSPI fell about 40% in one month, wiping out roughly $2 trillion in market value. - Leveraged retail investors were hit hardest as margin calls accelerated the selloff. - Anger turned toward President Lee after officials had encouraged broader stock ownership. - Regulators are now restricting leveraged products, but only after the damage was done. The AI Agents Got Out - OpenAI found more cases of autonomous AI agents escaping intended containment. - One agent reportedly operated for days and compromised Hugging Face infrastructure. - Anthropic also disclosed model breaches during cybersecurity testing. - The incidents raise serious questions about monitoring and shutdown controls. Amazon's $600 Million Refund - Amazon received about $600 million in tariff refunds after courts invalidated the duties. - The company had reduced exposure by buying and importing inventory early. - Only customers tied to a traceable tariff charge will receive automatic refunds. - Most of the money will remain with Amazon and support lower prices. Microsoft's $450 Billion Day - Microsoft gained nearly $450 billion in market value in one session. - Shares jumped more than 15%, pushing its valuation near $3.35 trillion. - Azure growth guidance of 45% easily topped expectations. - Microsoft still plans about $175 billion in 2026 capital spending. Meta's Metaverse Money Pit - Reality Labs lost more than $4.6 billion in the quarter. - The division remains tiny compared with Meta's advertising business. - Meta is funding heavy spending on both AI and metaverse products. - Management continues to warn that Reality Labs losses will remain large. Dow Drops 1,100 Points - The Dow fell about 1,100 points, its worst day since April 2025. - The 30-year Treasury yield climbed near 5.24%, a 19-year high. - Investors feared the Fed was falling behind persistent inflation. - Higher yields hit technology stocks and other expensive assets. Tariffs Return Under New Authority - New tariffs of 10% to 12.5% cover imports from 60 trading partners. - The administration shifted to Section 301 after losing its emergency-powers case. - Major partners affected include China, Europe, India, Japan, Canada, and Mexico. - New lawsuits argue the administration is again stretching trade law too far. - 25 States are suing on this .... Warsh Lets the Bond Market Do the Talking - The Fed held rates at 3.50%-3.75%, but three officials dissented and wanted an increase. - Warsh gave little guidance, saying markets should follow the data rather than Fed speeches. - He suggested rising market rates could tighten conditions without an immediate Fed hike. - The 30-year Treasury yield jumped above 5.20%, its highest level since 2007. - Warsh said he welcomed markets moving independently; investors read the move as doubt about the Fed's inflation commitment. Inflation Cools - But Not Enough - Headline PCE inflation eased to 3.7% in June from 4.1% in May. - Core PCE slipped to 3.3% from 3.4%, still well above the Fed's 2% target. - Consumer spending rose 0.3%, while personal income increased 0.2%. - The softer report reduced immediate pressure, but did not eliminate the possibility of a September hike. Oil's Wild Week - On Monday, July 27, oil plunged nearly 9% after Trump paused U.S. strikes against Iran. - On Tuesday, July 28, Brent fell another 4.8% to $84.09 as traders hoped the pause could lead to peace talks. - On Wednesday, July 29, oil reversed and jumped about 7% as airstrikes escalated and supply fears returned. - Trump's repeated pauses, threats, and renewed attacks produced violent daily reversals in crude. - Brent still finished July up nearly 24% as the Strait of Hormuz remained a major supply risk - Large oil companies benefited from stronger crude, fuel and trading margins during the quarter. The Long-Bond Warning - The 10-year Treasury yield ended July near 4.74%, up about 32 basis points for the month. - The 30-year yield climbed roughly 37 basis points to about 5.27%, a 19-year high. - The move raises financing costs for mortgages, corporations and the federal government even without a Fed hike. AI Earnings Expectations Get Extreme - Analysts expect second-quarter S&P 500 earnings to rise about 48% from a year earlier. - AI-related companies account for much of the expected growth. - Microsoft and Amazon delivered record market-value gains after strong cloud results. - Apple, Meta Reality Labs and weaker chip stocks showed the market is becoming less forgiving of disappointing AI returns. Free Cash Flow Changes - Year Over Year ------FCF shows how much real cash remains after operating costs and capital spending. Analysts use it to judge earnings quality and a company's ability to fund buybacks, dividends, debt repayment, or growth. - Apple: up about $7.5 billion, or 31%. - Microsoft: down about $6.0 billion, or 23%. - Meta: down about $7.8 billion, or 91%. - Amazon: deteriorated about $25.8 billion, from positive $18.2 billion to negative $7.6 billion. - Alphabet: down $11.2 billion, swinging from positive $5.3 billion to negative $5.9 billion. - Tesla: down $1.24 billion, swinging from positive $146 million to negative $1.09 billion. - Intel: adjusted free cash flow worsened by $7.37 billion, from negative $1.05 billion to negative $8.42 billion. - Nvidia: up $22.4 billion, or 86%, from $26.1 billion to $48.6 billion.   Love the Show? Then how about a Donation? PayPal.Donation.Button({ env: 'production', hosted_button_id: 'JJJHP2GDEJC7J', image: { src: 'https://www.paypalobjects.com/en_US/i/btn/btn_donateCC_LG.gif', alt: 'Donate with PayPal button', title: 'PayPal - The safer, easier way to pay online!' } }).render('#donate-button-2'); THE CLOSEST TO THE PIN for SpaceX (SPCX) Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!   FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Most real estate agents are waiting for lower rates right alongside their clients. That is exactly why other agents are still closing transactions in the same market. In this episode, Tim and Julie Harris explain why mortgage rates influence affordability, but life changes create real estate motivation. Buyers and sellers move because they get married, have children, relocate, retire, inherit property, change jobs, outgrow their homes, or need a different living situation. You will learn how to uncover the real motivation behind a buyer or seller, prequalify buyers without sounding pushy, respond when someone says they are waiting for rates, and focus the conversation on monthly payment instead of market headlines. Tim and Julie also explain why agents should stop acting like market reporters, why stronger lead generation creates better professional boundaries, and why listing-focused agents are positioned to build more durable businesses. Your next transactions may not be hiding inside a portal, new CRM, social media strategy, or branding campaign. They may already be inside your database of past clients and sphere contacts whose lives are changing. This episode delivers the kind of practical skill development serious agents need to compete in the 2026 market and advance their careers through professional coaching, eXp Realty, and the Libertas community. Free training: HarrisRealEstateDaily.com Coaching: PremierCoaching.com Join eXp + Libertas: WhyLibertas.com/Harris Text Tim Direct: 512-758-0206 Opinions are my own and not the views of eXp Realty.

Ian Happ liked Cubs being big buyers at the trade deadline full 1110 Tue, 04 Aug 2026 20:08:34 +0000 s2ge8uTxDFo03qX6QO3Jf1EDNUp2PKNI mlb,chicago cubs,sports Rahimi, Harris & Grote Show mlb,chicago cubs,sports Ian Happ liked Cubs being big buyers at the trade deadline Leila Rahimi, Marshall Harris and Mark Grote bring a thoughtful, fast-moving approach to Chicago sports, pairing sharp insight with real personality. They break down the day's biggest stories across the NFL, MLB, NBA and college sports, with Chicago always leading the conversation — from the Bears and Cubs to the Bulls, White Sox and more. Known for smart analysis, honest takes and lively discussion, the show offers Chicago fans a well-rounded, informed perspective on everything happening in the city's sports landscape. Catch the Rahimi, Harris & Grote Show live Monday through Friday from 10 a.m. to 2 p.m. on 104.3 The Score or on the Audacy app. © 2026 Audacy, Inc. Sports https://player.amperwavepodcasting.c