Podcast appearances and mentions of phil tarrant

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Best podcasts about phil tarrant

Latest podcast episodes about phil tarrant

Secrets of the Top 100 Agents
Stop losing money: The critical role of property managers in investors' portfolios

Secrets of the Top 100 Agents

Play Episode Listen Later Dec 19, 2025 52:58


In this episode of REB Podcast, Phil Tarrant sits down with Jonathan Bell, founder of Housemark, to discuss the evolving role of property management in Australia. According to Bell, property managers often form the longest-lasting relationship an investor will have in their journey, making their role critical to portfolio success. Since founding Housemark in 2019, Bell has grown the company to manage 3,500 properties across Queensland and Victoria, focusing exclusively on property management rather than sales. He stresses that investing in people, training, and processes allows agencies to retain top talent and deliver superior service to landlords and tenants. Technology and economies of scale are key to Housemark's efficiency, enabling innovative solutions like roaming property managers and dedicated investment services. Bell also emphasises the importance of treating investment properties like a business, balancing rental yields with tenant satisfaction to maximise returns. Looking ahead, Housemark aims to manage 10,000 properties across five locations while elevating industry standards and promoting property management as a respected profession. For investors, this duo underlines that a proactive, knowledgeable property manager can directly impact portfolio performance, yields, and long-term success. Did you like this episode? Show your support by rating us or leaving a review on Apple Podcasts (REB Podcast Network) and by liking and following Real Estate Business on social media: Facebook, X and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend a voice to the show, email editor@realestatebusiness.com.au for more insights.

Smart Property Investment Podcast Network
Stop losing money: The critical role of property managers in investors' portfolios

Smart Property Investment Podcast Network

Play Episode Listen Later Dec 18, 2025 52:24


In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Jonathan Bell, founder of Housemark, to discuss the evolving role of property management in Australia. According to Bell, property managers often form the longest-lasting relationship an investor will have in their journey, making their role critical to portfolio success. Since founding Housemark in 2019, Bell has grown the company to manage 3,500 properties across Queensland and Victoria, focusing exclusively on property management rather than sales. He stresses that investing in people, training, and processes allows agencies to retain top talent and deliver superior service to landlords and tenants. Technology and economies of scale are key to Housemark's efficiency, enabling innovative solutions like roaming property managers and dedicated investment services. Bell also emphasises the importance of treating investment properties like a business, balancing rental yields with tenant satisfaction to maximise returns. Looking ahead, Housemark aims to manage 10,000 properties across five locations while elevating industry standards and promoting property management as a respected profession. For investors, this duo underlines that a proactive, knowledgeable property manager can directly impact portfolio performance, yields, and long-term success. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Cyber Security Uncut
CONTESTED GROUND: The nexus of national security, social cohesion and grey-zone warfare

Cyber Security Uncut

Play Episode Listen Later Dec 16, 2025 14:35


In this solemn episode of the Contested Ground podcast, hosts Phil Tarrant, Major General (Ret'd) Dr Marcus Thompson and Steve Kuper discuss the immediate aftermath of the Bondi Beach terror attack. The trio discuss the terrorist shooting at a Hanukkah celebration on Bondi Beach, Sydney, which resulted in at least 15 deaths and over 40 injuries. They also tackle the implications of the targeted anti-Semitic attack on Australia's intelligence and law enforcement community. The conversation then shifts to the beginning of the broader national conversations that will now be taking place in Canberra and capital cities around the nation, as the nation and Sydney grieve the loss of national innocence. We would also like to pass on our sincere condolences, thoughts and prayers to those impacted by the tragic events. Enjoy the podcast, The Contested Ground team

Defence Connect Podcast
CONTESTED GROUND: The nexus of national security, social cohesion and grey-zone warfare

Defence Connect Podcast

Play Episode Listen Later Dec 15, 2025 14:35


In this solemn episode of the Contested Ground podcast, hosts Phil Tarrant, Major General (Ret'd) Dr Marcus Thompson and Steve Kuper discuss the immediate aftermath of the Bondi Beach terror attack. The trio discuss the terrorist shooting at a Hanukkah celebration on Bondi Beach, Sydney, which resulted in at least 15 deaths and over 40 injuries. They also tackle the implications of the targeted anti-Semitic attack on Australia's intelligence and law enforcement community. The conversation then shifts to the beginning of the broader national conversations that will now be taking place in Canberra and capital cities around the nation, as the nation and Sydney grieve the loss of national innocence. We would also like to pass on our sincere condolences, thoughts and prayers to those impacted by the tragic events. Enjoy the podcast, The Contested Ground team

Smart Property Investment Podcast Network
THE PURE PROPERTY PODCAST: Strategic investors' move in 2026 as policy, supply, and demand collide

Smart Property Investment Podcast Network

Play Episode Listen Later Dec 12, 2025 59:14


In this episode of The Pure Property Podcast, Phil Tarrant and Paul Glossop explore the shifting landscape of Australian property investment as the market heads into 2026. They discuss the impact of government initiatives such as the 5 per cent deposit scheme and how these initiatives are influencing buyer behaviour and property values. While Treasury predicted only a modest 0.5 per cent price increase over six years, early signs suggest a more immediate market impact. The hosts caution that such initiatives may raise demand without easing the underlying supply shortage, especially as dwelling approvals decline and construction costs have dropped significantly since 2019. This environment presents both opportunities and risks for investors, particularly in the lower quartile, where growth potential remains strong. Cultural expectations around home ownership are evolving, prompting wider discussions on affordability and the role of rental markets. As 2026 approaches, investors are advised to monitor policy changes, supply constraints, and market dynamics closely to make informed decisions.

The Pure Property Podcast
Strategic investors' move in 2026 as policy, supply, and demand collide

The Pure Property Podcast

Play Episode Listen Later Dec 12, 2025 59:13


In this episode of The Pure Property Podcast, Phil Tarrant and Paul Glossop explore the shifting landscape of Australian property investment as the market heads into 2026. They discuss the impact of government initiatives such as the 5 per cent deposit scheme and how these initiatives are influencing buyer behaviour and property values. While Treasury predicted only a modest 0.5 per cent price increase over six years, early signs suggest a more immediate market impact. The hosts caution that such initiatives may raise demand without easing the underlying supply shortage, especially as dwelling approvals decline and construction costs have dropped significantly since 2019. This environment presents both opportunities and risks for investors, particularly in the lower quartile, where growth potential remains strong. Cultural expectations around home ownership are evolving, prompting wider discussions on affordability and the role of rental markets. As 2026 approaches, investors are advised to monitor policy changes, supply constraints, and market dynamics closely to make informed decisions.

Defence Connect Podcast
CONTESTED GROUND: Australia's strategic crossroads and aspects of national resilience

Defence Connect Podcast

Play Episode Listen Later Dec 10, 2025 46:45


In this episode of the Contested Ground podcast, hosts Phil Tarrant and Major General (Ret'd) Dr Marcus Thompson are joined by special guest Dr Ross Babbage, chief executive officer of Strategic Forum and Non-Resident Senior Fellow at the Center for Strategic and Budgetary Assessments in Washington DC. Together, the trio dive into Australia's rapidly shifting strategic landscape, the pressures shaping the US–Australia relationship, and the risks emerging across the Indo-Pacific as 2026 approaches. The team also tackles the return of a Trump administration in the US government amid rising uncertainty surrounding the People's Republic of China's internal trajectory. A central theme of the discussion is Australia's struggle to prioritise national security in line with allied expectations. The conversation then shifts to the composition of Australia's political leadership and its effect on national preparedness. Finally, the podcast ends with a discussion on military deterrence and insight into needed improvements in national resilience, industrial mobilisation and defence capability in Australia. Enjoy the podcast, The Contested Ground team

Cyber Security Uncut
CONTESTED GROUND: Australia's strategic crossroads and aspects of national resilience

Cyber Security Uncut

Play Episode Listen Later Dec 10, 2025 46:45


In this episode of the Contested Ground podcast, hosts Phil Tarrant and Major General (Ret'd) Dr Marcus Thompson are joined by special guest Dr Ross Babbage, chief executive officer of Strategic Forum and Non-Resident Senior Fellow at the Center for Strategic and Budgetary Assessments in Washington DC. Together, the trio dive into Australia's rapidly shifting strategic landscape, the pressures shaping the US–Australia relationship, and the risks emerging across the Indo-Pacific as 2026 approaches. The team also tackles the return of a Trump administration in the US government amid rising uncertainty surrounding the People's Republic of China's internal trajectory. A central theme of the discussion is Australia's struggle to prioritise national security in line with allied expectations. The conversation then shifts to the composition of Australia's political leadership and its effect on national preparedness. Finally, the podcast ends with a discussion on military deterrence and insight into needed improvements in national resilience, industrial mobilisation and defence capability in Australia. Enjoy the podcast, The Contested Ground team

Smart Property Investment Podcast Network
APRA shakes the lending tree: What investors must know

Smart Property Investment Podcast Network

Play Episode Listen Later Dec 8, 2025 38:11


In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to unpack new lending guidelines by the Australian Prudential Regulation Authority (APRA) and the concerns these sparked among property investors trying to scale their portfolios. Tarrant and Loisance begin by discussing the new debt-to-income restrictions, explaining how the cap on high-risk lending is designed to protect financial stability, while creating uncertainty for active and growth-focused investors. The duo then turns to the growing contradiction between tighter lending rules and government initiatives such as the 5 per cent deposit scheme and shared equity programs, which aim to fast-track first home buyers into the market. Loisance highlights criticism that these high-leverage schemes could place Australians into excessive debt, particularly if property values soften or economic conditions tighten. They wrap up by examining the pullback by major banks from trust and company lending, urging investors to stay informed, work with experienced brokers, and remain flexible as alternative lending options emerge. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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Smart Property Investment Podcast Network
Off-market properties: Hidden gems or investor traps?

Smart Property Investment Podcast Network

Play Episode Listen Later Dec 4, 2025 57:00


On a recent episode of The Smart Property Investment Show, host Phil Tarrant and Steve Ash, founder of Property Strats, explore the opportunities and pitfalls of off-market properties, unpacking myths and opportunities for savvy investors. They note that off-market properties, often seen as hidden gems, are not inherently cheaper and can sometimes represent struggling listings rather than bargains. The conversation highlights the importance of discerning judgment, as even numerous opportunities require careful evaluation to avoid poor investments. The duo emphasise constructing a resilient, "bulletproof" portfolio capable of withstanding market fluctuations and avoiding speculative traps, particularly in remote or volatile areas. Both experts stress the value of combining data-driven analysis with market intuition, encouraging investors to focus on areas with strong growth potential and real-time supply-demand insights. Ash advocates a contrarian approach, looking beyond conventional trends to uncover undervalued opportunities, while Tarrant urges reliance on credible resources and continuous learning. The discussion reinforces that successful investing relies on informed, strategic decision-making rather than chasing quick gains. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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Smart Property Investment Podcast Network
INSIDE COMMERCIAL PROPERTY: The legal edge in commercial property, no. 67

Smart Property Investment Podcast Network

Play Episode Listen Later Dec 4, 2025 59:28


In this episode of Inside Commercial Property, Phil Tarrant is joined by Sam Saad, managing director at Rethink Property Lawyers, for a detailed exploration of the legal frameworks that underpin successful commercial property transactions. This conversation breaks down the essential legal safeguards investors must establish before committing capital, from contract conditions and heads of agreement, through to lease analysis, outgoings, title searches and statutory compliance. Drawing on real transaction examples, Sam illustrates how specialist commercial property legal advice strengthens investor protection, prevents hidden risks from slipping through due diligence, and stops costly surprises emerging after settlement. This episode underscores the tangible value of tight clauses, accurate documentation and comprehensive legal reviews – all of which materially influence risk exposure, valuation and long-term cash flow.  Listeners will gain practical guidance on: Why commercial investors must engage a specialist property lawyer rather than relying solely on a conveyancer. How to structure heads of agreement and due diligence clauses to maximise flexibility and reduce exposure. The line between legal due diligence and commercial due diligence – and the distinct roles of a lawyer versus a buyer's agent. Key lease mechanics that influence returns: outgoings, make-good provisions, incentives, options, retail leasing legislation and cost allocation. The critical searches required before purchasing (title, PPSR, environmental, planning, notices, asbestos, cladding, flooding, and more). How to avoid common pitfalls with security deposits, bank guarantees and settlement handover to ensure legal protections hold up when needed. From interpreting complex lease packs to identifying gaps in recoverable outgoings and strengthening contract conditions, Sam explains how rigorous legal due diligence can protect hundreds of thousands of dollars over the life of a commercial asset. This is essential listening for any investor seeking to acquire commercial property with full clarity, robust protections and the right legal structures in place long before settlement.

Inside Commercial Property
#67 The legal edge in commercial property

Inside Commercial Property

Play Episode Listen Later Dec 4, 2025 59:27


In this episode of Inside Commercial Property, Phil Tarrant is joined by Sam Saad, managing director at Rethink Property Lawyers, for a detailed exploration of the legal frameworks that underpin successful commercial property transactions. This conversation breaks down the essential legal safeguards investors must establish before committing capital, from contract conditions and heads of agreement, through to lease analysis, outgoings, title searches and statutory compliance. Drawing on real transaction examples, Sam illustrates how specialist commercial property legal advice strengthens investor protection, prevents hidden risks from slipping through due diligence, and stops costly surprises emerging after settlement. This episode underscores the tangible value of tight clauses, accurate documentation and comprehensive legal reviews – all of which materially influence risk exposure, valuation and long-term cash flow.  Listeners will gain practical guidance on: • Why commercial investors must engage a specialist property lawyer rather than relying solely on a conveyancer. • How to structure heads of agreement and due diligence clauses to maximise flexibility and reduce exposure. • The line between legal due diligence and commercial due diligence – and the distinct roles of a lawyer versus a buyer's agent. • Key lease mechanics that influence returns: outgoings, make-good provisions, incentives, options, retail leasing legislation and cost allocation. • The critical searches required before purchasing (title, PPSR, environmental, planning, notices, asbestos, cladding, flooding, and more). • How to avoid common pitfalls with security deposits, bank guarantees and settlement handover to ensure legal protections hold up when needed. From interpreting complex lease packs to identifying gaps in recoverable outgoings and strengthening contract conditions, Sam explains how rigorous legal due diligence can protect hundreds of thousands of dollars over the life of a commercial asset. This is essential listening for any investor seeking to acquire commercial property with full clarity, robust protections and the right legal structures in place long before settlement.

Smart Property Investment Podcast Network
Residential to commercial: The strategy that supercharges portfolios

Smart Property Investment Podcast Network

Play Episode Listen Later Dec 2, 2025 38:59


In the second part of the Smart Property Investment roundtable, Phil Tarrant speaks with InvestorKit's Arjun Paliwal and Chris Huxter to unpack the evolving landscape of Australia's commercial property market, regulatory shifts, and investment strategies. Paliwal explains how Macquarie Bank's halt on lending to trusts and companies is reshaping investor approaches, highlighting the importance of staying adaptable amid regulatory changes. He stresses that commercial property isn't just a step up from residential but a long-term strategy suited to life stage, business needs, and borrowing capacity. Huxter outlines his "three M's" framework: Market, Money, and Management, showing how careful selection and oversight mitigate risk. The trio also discusses the emergence of industrial properties as standout performers due to tight supply and strong demand, with retail expected to remain resilient in the years ahead. Office assets are flagged as high-risk, particularly in Melbourne, where vacancy rates are elevated, and tenant stability is uncertain. Themes of macroeconomic trends, industry shifts, market cycles, and tenant demand thread through the discussion, providing a lens for investors to make informed, strategic decisions. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
Unlocking wealth through residential and commercial property blends

Smart Property Investment Podcast Network

Play Episode Listen Later Dec 1, 2025 36:41


In a recent exclusive investor roundtable hosted by Smart Property Investment, Phil Tarrant speaks with InvestorKit's Arjun Paliwal and Chris Huxter to unpack real-world strategies, journeys, and lessons from the coalface of the property market. The trio underscores the value of having a community where investors can speak openly about money, yields, and strategies without fear or favour, turning what is often a lonely journey into a shared one. Paliwal reveals how he moved from banking into a data-led buyer's agency model that puts numbers ahead of aesthetics, helping thousands of investors outperform the national average. Huxter then details his shift from data centres to managing a $2.2 billion shopping centre fund and into the commercial buyer's agency space, reflecting the rising appetite for commercial assets. Around the table, investors discuss building multi-million-dollar portfolios, rapid property accumulation, and blending residential and commercial holdings for growth and income, showing how people from all walks of life are using real estate as a vehicle for long-term wealth. Themes of diversification, data-driven decision-making, evolving buyer's agency models, and the influence of family history and personal goals on investment choices threaded through the conversation. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: Retail catalysts and the power of location

Smart Property Investment Podcast Network

Play Episode Listen Later Nov 28, 2025 52:03


In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to unpack how a new shopping centre planned across the road from a local development is igniting real estate buzz and reshaping investor expectations in an evolving Australian market. The discussion explores how the strategically located, five-acre site on a main road – with Landcom interest and experienced management oversight – is positioned to boost convenience, demand, and long-term property values. They walk through the project's risk-managed framework, including an unsecured second mortgage and caveat, noting that even if projections were off by 50 per cent, the numbers suggest the development still stacks up as a profitable play with a construction certificate of around $1.8 million. The conversation then widens to the importance of strategic planning and risk management in property investment, highlighting how thorough due diligence can uncover minimal downside in well-chosen projects. The team also draws on insights from nine years of podcasting, observing that while there's more information than ever, many investors still make poor financial decisions without reliable guidance and a clear strategy. They examine key market headwinds, including the increasing scrutiny from the Australian Prudential Regulatory Authority (APRA) of high debt-to-income loans, the surge in investor lending, and the unintended consequences of the 5 per cent deposit scheme on affordability and household debt. The rising influence of buyer's agents and investor-focused services is also dissected, with a warning that misplaced trust or herd behaviour could cause financial damage over the next five to ten years. As the outlook for 2026 remains uncertain, the trio underscores that successful investors will be those who balance growth and cash flow, respect regulatory shifts, and treat location, timing, and risk management as non-negotiables in their portfolio strategy.

The Adviser Podcast Network
What's Making Headlines – will APRA bring in investor lending limits?

The Adviser Podcast Network

Play Episode Listen Later Nov 28, 2025 35:29


Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. In this special, cross-over episode with Momentum's property brands, host Annie Kane is joined by Phil Tarrant, SPI director, and REB managing editor Liam Garman, as they review the news of the week. This week, they discuss: Whether APRA will bring further limits on investor lending. Why concerns are mounting about unlicensed advice from buyer's agents. The problems with the government's 5 per cent Deposit Scheme. And much more!

Investing Insights with Right Property Group
EP 161 Retail catalysts and the power of location

Investing Insights with Right Property Group

Play Episode Listen Later Nov 28, 2025 52:02


In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to unpack how a new shopping centre planned across the road from a local development is igniting real estate buzz and reshaping investor expectations in an evolving Australian market. The discussion explores how the strategically located, five-acre site on a main road – with Landcom interest and experienced management oversight – is positioned to boost convenience, demand, and long-term property values. They walk through the project's risk-managed framework, including an unsecured second mortgage and caveat, noting that even if projections were off by 50 per cent, the numbers suggest the development still stacks up as a profitable play with a construction certificate of around $1.8 million. The conversation then widens to the importance of strategic planning and risk management in property investment, highlighting how thorough due diligence can uncover minimal downside in well-chosen projects. The team also draws on insights from nine years of podcasting, observing that while there's more information than ever, many investors still make poor financial decisions without reliable guidance and a clear strategy. They examine key market headwinds, including the increasing scrutiny from the Australian Prudential Regulatory Authority (APRA) of high debt-to-income loans, the surge in investor lending, and the unintended consequences of the 5 per cent deposit scheme on affordability and household debt. The rising influence of buyer's agents and investor-focused services is also dissected, with a warning that misplaced trust or herd behaviour could cause financial damage over the next five to ten years. As the outlook for 2026 remains uncertain, the trio underscores that successful investors will be those who balance growth and cash flow, respect regulatory shifts, and treat location, timing, and risk management as non-negotiables in their portfolio strategy.

Smart Property Investment Podcast Network
Lender strain, APRA scrutiny, and FHB frenzy: Navigating the market

Smart Property Investment Podcast Network

Play Episode Listen Later Nov 27, 2025 41:54


In this episode of The Smart Property Investment Show, Phil Tarrant is joined by Annie Kane, managing editor of mortgages, and Liam Garman, managing editor of real estate. The host and the Momentum Media editors explore the complexities of the current Australian property market. They examine how government schemes, including the expanded 5% Deposit Scheme, are driving demand but causing delays as lenders struggle to keep up. Kane highlights that brokers are the main channel for the scheme, but overwhelming demand has led some lenders to pause pre-approvals. Tarrant raises concerns that the scheme could encourage unsustainable debt levels among first-time buyers. Investor lending is also on the rise, with the Australian Prudential Regulation Authority (APRA) monitoring trends and considering measures to curb high debt-to-income ratios and rapid investor lending. Garman points to supply-demand pressures exacerbated by migration and infrastructure, warning of potential negative equity for some buyers. The discussion also covers the role of buyer's agents, emphasising the importance of choosing licensed professionals to avoid costly advice missteps. As the market evolves, the trio notes that navigating government interventions, lending practices, and ongoing supply-demand imbalances will be critical for both investors and home buyers. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Defence Connect Podcast
CONTESTED GROUND: Peace in sight but questions remain about future of Russia–Ukraine conflict

Defence Connect Podcast

Play Episode Listen Later Nov 26, 2025 29:30


In this episode of the Contested Ground podcast, hosts Phil Tarrant, Major General (Ret'd) Dr Marcus Thompson and new co-host, Steve Kuper, detail the intricacies of the proposed Russia–Ukraine peace deal announced by US President Donald Trump. The trio also unpack three emerging security issues: a proposed Russia–Ukraine peace deal, heightened Chinese activity in the northern Pacific, and suspected Russian sabotage operations in Europe. The peace proposal centres on a 30-day ceasefire, prisoner exchanges, and Ukraine conceding or freezing control of occupied territories. Ukraine would permanently renounce NATO membership, cap its military at around 600,000 personnel, and restrict long-range weapons. In return, the US and its partners would offer conditional security guarantees and gradually lift sanctions, with up to US$100 billion in frozen Russian assets used for reconstruction. Chinese maritime activity has intensified, with five survey vessels operating in the north-west Pacific during major US-led exercises. Pacific analysts warn this undersea mapping may support future conflict planning. In the UK, authorities are investigating whether Russia planted an incendiary parcel that ignited in a DHL warehouse, potentially linked to a similar case in Germany, part of a suspected GRU "mayhem" hybrid campaign. Enjoy the podcast, The Defence Connect team

Cyber Security Uncut
CONTESTED GROUND: Peace in sight but questions remain about future of Russia–Ukraine conflict

Cyber Security Uncut

Play Episode Listen Later Nov 26, 2025 29:30


In this episode of the Contested Ground podcast, hosts Phil Tarrant, Major General (Ret'd) Dr Marcus Thompson and new co-host, Steve Kuper, detail the intricacies of the proposed Russia–Ukraine peace deal announced by US President Donald Trump. The trio also unpack three emerging security issues: a proposed Russia–Ukraine peace deal, heightened Chinese activity in the northern Pacific, and suspected Russian sabotage operations in Europe. The peace proposal centres on a 30-day ceasefire, prisoner exchanges, and Ukraine conceding or freezing control of occupied territories. Ukraine would permanently renounce NATO membership, cap its military at around 600,000 personnel, and restrict long-range weapons. In return, the US and its partners would offer conditional security guarantees and gradually lift sanctions, with up to US$100 billion in frozen Russian assets used for reconstruction. Chinese maritime activity has intensified, with five survey vessels operating in the north-west Pacific during major US-led exercises. Pacific analysts warn this undersea mapping may support future conflict planning. In the UK, authorities are investigating whether Russia planted an incendiary parcel that ignited in a DHL warehouse, potentially linked to a similar case in Germany, part of a suspected GRU "mayhem" hybrid campaign. Enjoy the podcast, The Defence Connect team

Smart Property Investment Podcast Network
Trust lending tightens: Investors turn to SMSF for portfolio growth

Smart Property Investment Podcast Network

Play Episode Listen Later Nov 24, 2025 26:54


In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Costa Arvanitopoulos from Finni Mortgages to unpack Macquarie Bank's retreat from trust and company lending and the rising role of self-managed super funds (SMSFs) in property investment. They explain that Macquarie's move, driven by tighter anti-money laundering (AML) scrutiny and concerns over spruikers using trusts to dodge serviceability rules, signals a broader shift in how lenders view complex structures. While this may disrupt investors who use trusts for tax and asset protection, borrowing in personal names remains available, and other lenders are expected to fill the gap. Against this backdrop, Tarrant and Arvanitopoulos highlight SMSFs as a more mainstream and increasingly popular vehicle for property investment. Arvanitopoulos notes that SMSFs let investors use their super to buy property without impacting personal borrowing capacity, which is particularly useful for those already maxed out in their own names. He explains that SMSF lending focuses on fund contributions, rental income and, for business owners, company financials to prove serviceability. The duo also flag the limitations and tax settings around SMSFs, including no equity release, no major renovations, and higher tax rates on very large balances. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
Cracking Victoria's market: Where investors should really be buying

Smart Property Investment Podcast Network

Play Episode Listen Later Nov 20, 2025 45:09


In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Future Proof Property Advisory co-founder Dawn Fouhy to help investors cut through the noise of the Melbourne market and gain clarity amid a crowded field of opinions. Together, they unpack how analysis paralysis can stall progress, particularly in fast-changing markets like Melbourne and regional Victoria, and why investors need to align with advisors and strategies that genuinely resonate. Fouhy explains what makes a property truly future-proof, urging investors to buy with future buyers in mind, avoid investor-saturated pockets, and target areas with scarcity and low building approvals. She shines a spotlight on Melbourne's renewed appeal, noting that while oversupply is a risk in some locations, suburbs such as Williams Landing, Point Cook, and Hoppers Crossing are underpinned by strong owner-occupier demand and constrained supply. The duo also explore Geelong's rise as Australia's top relocation hotspot, with Fouhy pointing to suburbs like Hamlyn Heights and Belmont as examples of locations where economic strength, lifestyle appeal, and solid fundamentals support long-term capital growth. Revisiting the capital growth versus cash flow debate, Tarrant and Fouhy emphasise that while cash flow is crucial for managing holding costs, it is capital growth that ultimately drives meaningful wealth creation. For those eyeing the Melbourne and Victorian markets in 2026 and beyond, Fouhy recommends starting with a realistic budget, then targeting townhouses or units in established, high-demand areas that offer both affordability and advantages. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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Smart Property Investment Podcast Network
The property strategy driving $7.5m in just 3 years

Smart Property Investment Podcast Network

Play Episode Listen Later Nov 18, 2025 48:50


In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Paul Mollica, principal property strategist at Wealthkey Property, to unpack the evolving landscape of financial planning and property investment in Australia. Mollica, who shifted from a 20-year financial planning career to focus exclusively on property strategy, highlights the importance of transparency and taking ownership of one's financial journey. He notes that regulatory constraints often prevent financial advisors from providing comprehensive property advice, leaving Australians with missed wealth-building opportunities. Drawing on his own experience, Mollica explains that clients with property investments often outperform those relying solely on traditional assets like shares and managed funds. He criticises over-regulation for making financial advice less accessible and costly, which forces many to navigate their finances without professional guidance. At Wealthkey Property, Mollica provides data-driven strategies, emphasising buying the right property in the right location and leveraging assets to maximise returns, a method that has grown his personal portfolio to nearly $7.5 million since 2022. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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Cyber Security Uncut
CONTESTED GROUND: Hacktivists target ADF program, China counters Australia in the Pacific

Cyber Security Uncut

Play Episode Listen Later Nov 17, 2025 35:01


In this episode of the Contested Ground podcast, hosts Phil Tarrant, Liam Garman, and Major General (Ret'd) Dr Marcus Thompson unpack two unfolding challenges shaping Australia's strategic outlook, an Iran-linked cyber breach exposing sensitive defence data, and China's latest move to outmanoeuvre Canberra in the Pacific. The discussion opens with the major cyber breach linked to Iran-aligned actors, exposing sensitive information from Australian defence programs through vulnerabilities in overseas contractors. Thompson warns that modern military platforms are now fully digital extensions of the network, and that the Australian Defence Force risks becoming collateral damage without stronger supply-chain defence. The hosts then turn to the Pacific, where China has unveiled a record $86 million aid package to Vanuatu, a direct counter to the Albanese government's stalled security pact. Garman notes the diplomatic setback highlights the limits of Australia's traditional leverage, with Port Vila reluctant to jeopardise its economic ties with Beijing. The conversation also covers China's commissioning of its first fully indigenous aircraft carrier, signalling a major step in Beijing's push for blue-water naval capability. Enjoy the podcast, The Contested Ground team

Smart Property Investment Podcast Network
THE PURE PROPERTY PODCAST: Building a $2m property portfolio in a hot market

Smart Property Investment Podcast Network

Play Episode Listen Later Nov 14, 2025 59:44


In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop are joined by Sam Beckett to discuss the current Australian property market, focusing on interest rates, investment strategies, and market trends. The co-hosts begin the episode with a market analysis, noting that housing values rose nationally by 1.1% in October, driven by strong demand, limited supply, and high immigration. They link this trend to broader economic conditions, as the Reserve Bank of Australia recently held rates steady amid rising inflation, largely driven by increases in housing and electricity costs. The hosts caution that government initiatives, such as first home buyer grants and zoning changes, may increase demand but do little to address the underlying supply shortage. Macquarie Bank's upcoming halt on lending to trusts and companies was also discussed, with the hosts emphasising the importance of using such structures legally and strategically. Guest Sam Beckett also shares his property journey, demonstrating how disciplined planning and leveraging a stable income can build a $2 million portfolio by age 29. The conversation highlights the importance of investors remaining vigilant, considering long-term market dynamics, and making informed decisions tailored to their specific goals.

Defence Connect Podcast
CONTESTED GROUND: Hacktivists target ADF program, China counters Australia in the Pacific

Defence Connect Podcast

Play Episode Listen Later Nov 14, 2025 35:01


In this episode of the Contested Ground podcast, hosts Phil Tarrant, Liam Garman, and Major General (Ret'd) Dr Marcus Thompson unpack two unfolding challenges shaping Australia's strategic outlook, an Iran-linked cyber breach exposing sensitive defence data, and China's latest move to outmanoeuvre Canberra in the Pacific. The discussion opens with the major cyber breach linked to Iran-aligned actors, exposing sensitive information from Australian defence programs through vulnerabilities in overseas contractors. Thompson warns that modern military platforms are now fully digital extensions of the network, and that the Australian Defence Force risks becoming collateral damage without stronger supply-chain defence. The hosts then turn to the Pacific, where China has unveiled a record $86 million aid package to Vanuatu, a direct counter to the Albanese government's stalled security pact. Garman notes the diplomatic setback highlights the limits of Australia's traditional leverage, with Port Vila reluctant to jeopardise its economic ties with Beijing. The conversation also covers China's commissioning of its first fully indigenous aircraft carrier, signalling a major step in Beijing's push for blue-water naval capability. Enjoy the podcast, The Contested Ground team

The Pure Property Podcast
Building a $2m property portfolio in a hot market

The Pure Property Podcast

Play Episode Listen Later Nov 14, 2025 59:43


In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop are joined by Sam Beckett to discuss the current Australian property market, focusing on interest rates, investment strategies, and market trends. The co-hosts begin the episode with a market analysis, noting that housing values rose nationally by 1.1% in October, driven by strong demand, limited supply, and high immigration. They link this trend to broader economic conditions, as the Reserve Bank of Australia recently held rates steady amid rising inflation, largely driven by increases in housing and electricity costs. The hosts caution that government initiatives, such as first home buyer grants and zoning changes, may increase demand but do little to address the underlying supply shortage. Macquarie Bank's upcoming halt on lending to trusts and companies was also discussed, with the hosts emphasising the importance of using such structures legally and strategically. Guest Sam Beckett also shares his property journey, demonstrating how disciplined planning and leveraging a stable income can build a $2 million portfolio by age 29. The conversation highlights the importance of investors remaining vigilant, considering long-term market dynamics, and making informed decisions tailored to their specific goals.

Mortgage Business Uncut
Evolving market: Buyer's agents reshape mortgage industry roles

Mortgage Business Uncut

Play Episode Listen Later Nov 10, 2025 27:45


In this episode of Broker Daily Uncut, hosts Phil Tarrant and Alex Whitlock explore the evolving landscape of Australia's mortgage industry and what it means for brokers and investors. They highlight the importance of celebrating achievements, noting that recognising successes boosts morale and reinforces professionalism during busy periods. With around 22,000 brokers and nearly 80 per cent of loans now processed through brokers, they discuss whether the industry has reached a growth plateau. The rise of buyer's agents is examined, as their entrepreneurial approach may encroach on traditional broker roles and drive greater professionalisation. Tarrant and Whitlock also review first home buyer schemes, warning that while these boost market activity, they may increase debt burdens for younger Australians. Major banks are engaging more closely with brokers to strengthen relationships and better understand market dynamics. The hosts stress the role of self-regulation, citing examples like Macquarie Bank's withdrawal from trust lending as a way to maintain integrity and limit external oversight. Looking ahead, they predict increased consolidation, professionalisation, and the need for brokers to stay informed and adaptable in a changing market.

Smart Property Investment Podcast Network
INSIDE COMMERCIAL PROPERTY: Hidden risk that could cost you thousands, no. 66

Smart Property Investment Podcast Network

Play Episode Listen Later Nov 6, 2025 60:08


In this episode of Inside Commercial Property, Scott O'Neill and Phil Tarrant break down one of the most critical yet misunderstood aspects of commercial property investing: due diligence. Drawing from thousands of transactions completed through Rethink Investing, Scott explains how a structured and independent due diligence process can safeguard investors from financial risk and strengthen long-term portfolio performance. Listeners will gain practical insights into: How to conduct commercial property due diligence that goes beyond the surface numbers. The importance of separating acquisition and due diligence to avoid bias. Key lease, tenant and legal checks every investor should understand. Common red flags hidden in contracts and rent statements. Why detailed financial verification can be the difference between a good deal and a costly mistake. From analysing outgoings and tenant ledgers to understanding lease terms and market-based yields, Scott shares how Rethink Investing's due diligence framework ensures every property is thoroughly assessed before purchase. This episode is a must-listen for anyone serious about commercial property investment. You'll learn how to approach due diligence like a professional, with structure, objectivity, and the right data to make confident investment decisions.

Mortgage Business Uncut
Business Accelerator: Are small brokerages doomed to struggle?

Mortgage Business Uncut

Play Episode Listen Later Nov 6, 2025 31:28


In this episode of Business Accelerator, Phil Tarrant and Jason Back delve into the evolving landscape of mortgage broking and its implications for brokers in 2026. They discuss the pressures facing solo practitioners, including burnout and the challenge of being the "hero" of their business, and examine the potential shift toward more collaborative and sustainable business models. The duo highlight how the industry's rapid growth – brokers now write around 75 per cent of all mortgages – is creating both opportunity and competition, forcing brokers to rethink traditional approaches. Back outlines how solo brokers can still thrive by leveraging technology, building strong client relationships, and excelling in marketing, sales, and service. For those struggling to scale independently, he suggests joining larger brokerages to access support, resources, and sustainable growth pathways. Tarrant and Back also consider broader industry shifts, advocating models similar to those found in accounting or legal practices, where brokers can work in structured firms with opportunities for partnership and equity. They emphasise the critical role of aggregators in supporting productivity, efficiency, and long-term sustainability. By combining mindset, technology, and strategic business structures, this episode equips brokers to adapt, remain relevant, and thrive in a transforming market.

Inside Commercial Property
#66 Hidden risk that could cost you thousands

Inside Commercial Property

Play Episode Listen Later Nov 6, 2025 60:07


In this episode of Inside Commercial Property, Scott O'Neill and Phil Tarrant break down one of the most critical yet misunderstood aspects of commercial property investing: due diligence. Drawing from thousands of transactions completed through Rethink Investing, Scott explains how a structured and independent due diligence process can safeguard investors from financial risk and strengthen long-term portfolio performance. Listeners will gain practical insights into: • How to conduct commercial property due diligence that goes beyond the surface numbers. • The importance of separating acquisition and due diligence to avoid bias. • Key lease, tenant and legal checks every investor should understand. • Common red flags hidden in contracts and rent statements. • Why detailed financial verification can be the difference between a good deal and a costly mistake. From analysing outgoings and tenant ledgers to understanding lease terms and market-based yields, Scott shares how Rethink Investing's due diligence framework ensures every property is thoroughly assessed before purchase. This episode is a must-listen for anyone serious about commercial property investment. You'll learn how to approach due diligence like a professional, with structure, objectivity, and the right data to make confident investment decisions.

Smart Property Investment Podcast Network
Transparency matters: How to vet your finance team?

Smart Property Investment Podcast Network

Play Episode Listen Later Nov 3, 2025 28:42


In this episode of the Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss the critical role of finance and professional guidance in property investment. They begin by discussing the importance of surrounding oneself with knowledgeable brokers, accountants, and financial planners, while also acknowledging the ethical challenges that can arise when working with industry professionals. Loisance highlights that entry requirements for mortgage brokers are relatively low, meaning some may lack the expertise to provide sound advice, making it essential for investors to choose advisors carefully. The duo then explores regulatory improvements, such as the best interest duty introduced in 2021, which requires brokers to act in their client's best interest and document their recommendations. Despite the new rules, unethical practices like non-disclosure of referral fees or favouring higher-commission lenders still exist, prompting Tarrant and Loisance to urge investors to ask probing questions and seek transparency. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below. Artwork

finance transparency artwork tarrant phil tarrant smart property investment smart property investment show
Smart Property Investment Podcast Network
PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: Strategic planning for heritage and high-value properties

Smart Property Investment Podcast Network

Play Episode Listen Later Oct 31, 2025 56:07


In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to explore the nuances of property investing, from diversification to the challenges of building a dream home. The discussion begins with a lighthearted look at the festive season, before diving into the importance of a holistic approach to diversification, covering lending strategies, asset management, and lease structures. Victor compares a well-rounded investment portfolio to a balanced workout, emphasising that addressing all aspects of property investment mitigates risks and enhances potential returns. Reshmi highlights the need to align diversification strategies with personal goals and comfort levels, ensuring growth without unnecessary complexity. The conversation also touches on ownership structures and financing options, with Victor explaining how models like tenants in common can provide flexibility and the value of working with skilled brokers. The team shares their experience navigating council approvals to modernise a heritage-listed homestead, illustrating the importance of strategic planning and perseverance in property development. They also discuss the emotional challenges of investing, encouraging a positive mindset and learning from setbacks to achieve long-term success.

Smart Property Investment Podcast Network
Data, SMSFs, and strategy: The formula smart investors use to win

Smart Property Investment Podcast Network

Play Episode Listen Later Oct 30, 2025 25:48


In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Arjun Paliwal, founder of InvestorKit, to explore data-driven property strategies, the rise of self-managed super funds (SMSFs), and insights from his new book, Driving the Data. With over a decade of experience as an investor and seven years in business, Paliwal has helped Australians purchase more than 2,000 properties, generating over half a billion dollars in equity. His new book challenges industry myths and encourages investors to make informed decisions based on facts rather than opinion. Paliwal aims to debunk long-held beliefs, such as the reliability of blue-chip properties and the accuracy of the property clock, by focusing on actionable, evidence-based strategies. He acknowledges today's property market as increasingly complex, urging investors to rely on professional guidance and data to navigate misinformation. Discussing SMSFs, Paliwal highlights their growing appeal for Australians seeking more control and trust in their investments while clarifying misconceptions about the capital required to start. He stresses the importance of aligning property choices with personal goals, life stage, and risk appetite, treating investment planning as a strategic formula. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
THE PURE PROPERTY PODCAST: Turning market chaos into investment opportunities

Smart Property Investment Podcast Network

Play Episode Listen Later Oct 24, 2025 55:18


In this episode of The Pure Property Podcast, Phil Tarrant and Paul Glossop are joined by investor Ali Akbarian to explore the shifting landscape of Australian property investment amid falling housing approvals and tightening stock levels. They highlight a 10 per cent drop in approvals against five-year averages, noting that government targets to build 1.2 million homes are unlikely to be met due to labour shortages and high construction costs. Despite three interest rate cuts this year, the hosts argue that easing monetary policy won't solve fundamental supply constraints. Property listings are also down 11 per cent, particularly during the typically busy spring period, driving stronger competition and higher prices. The government's new 5 per cent deposit scheme has boosted buyer interest, but the hosts warn that high loan-to-value borrowing in a rising market poses financial risks. Akbarian shares how disciplined strategy and expert advice helped him grow from a beginner to a 14-property portfolio worth over $9 million, reinforcing the importance of aligning investment goals with professional guidance and a strong mindset.

Defence Connect Podcast
CONTESTED GROUND: The information and financial risks to national unity

Defence Connect Podcast

Play Episode Listen Later Oct 10, 2025 28:33


In this episode of the Contested Ground podcast, hosts Phil Tarrant, Liam Garman, and Major General (Ret'd) Dr Marcus Thompson unpack how Australia's shifting information and economic environment is deepening social rifts and reshaping national security. Tarrant opens with the housing debate, questioning whether allowing buyers into the market with just a 5 per cent deposit strengthens opportunity or fuels instability. Garman warns that financial strain on younger Australians could erode national unity. The conversation turns to data sovereignty and AI infrastructure, and how Australia must strengthen data protection and build infrastructure capable of expanding a sovereign AI industry. The hosts also explore the evolving information and cyber domain, warning that influence operations and online manipulation are amplifying social division, examining a number of online influence campaigns. Enjoy the podcast, The Contested Ground team

Smart Property Investment Podcast Network
From bricks to business: Turning residential gains into commercial success

Smart Property Investment Podcast Network

Play Episode Listen Later Oct 7, 2025 50:32


In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Damian Collins, managing director at Momentum Wealth, to explore how investors are navigating the shift from residential to commercial property and building diversified, high-yield portfolios. The transition from residential to commercial investment has been appealing to those seeking higher returns and more stable income, although it requires careful planning. Damian said that strategic financial planning is key, with many investors relying on advisers to guide portfolio growth. Commercial properties generally offer higher yields than residential assets, making them attractive for investors seeking sustainable income, while residential investments can serve as a foundation to build capital. Diversification across asset types and locations helps mitigate risk and capitalise on emerging trends. The duo advises investors to stay informed about market dynamics, including the impact of e-commerce on industrial spaces, which enables them to identify new opportunities. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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Smart Property Investment Podcast Network
Investors eye opportunities as lender strategies shift

Smart Property Investment Podcast Network

Play Episode Listen Later Oct 6, 2025 26:41


In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss how shifting lender strategies and policies are creating opportunities for both self-employed and conventional property investors. Eva highlights that lenders are increasingly offering lower fixed and variable rates outside of the Reserve Bank of Australia's cycle to attract and retain customers, creating opportunities for borrowers to negotiate better terms. Fixed-rate mortgages, while attractive, require careful consideration, with strategic timing essential for switching between fixed and variable options. Innovations in the SMSF lending space, including 90 per cent loans without lender's mortgage insurance, reflect a competitive environment benefiting borrowers, particularly those with limited superannuation funds. Eva points out that changes in serviceability assessments, such as using rolling 12-month bonus averages and simplified borrowing criteria for self-employed individuals, have expanded access to finance. Additionally, the co-host expects the government's First Home Guarantee scheme to drive demand for properties within its price caps, raising concerns about potential price inflation and affordability challenges for future buyers. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
INSIDE COMMERCIAL PROPERTY: Banks v private credit: Who wins?, no. 65

Smart Property Investment Podcast Network

Play Episode Listen Later Oct 3, 2025 60:21


In this episode of Inside Commercial Property, Phil Tarrant and Scott O'Neill sit down with Dan Gallen, executive director and CIO of Pallas Capital, to discuss one of the biggest shifts in commercial investing: the rise of private credit. With banks tightening lending and investors demanding faster, more flexible solutions, private credit has surged as a key funding option in the commercial property market. But does it always serve investors best, or does it add too much risk? Dan shares his perspective from more than $10 billion in structured transactions, while Scott explains how financing decisions can transform long-term investor outcomes, from cash flow and yields to equity growth and risk exposure. Key topics covered: The commercial property funding landscape: Banks retreat versus private credit expansion. Private credit explained: Flexibility, higher leverage, and where it beats the banks. Risks investors must weigh before relying on non-bank lending. Real-world examples of deals made possible by private credit. Why financing strategy is central to long-term wealth creation. Listen now to discover how the right funding strategy can accelerate growth and safeguard your portfolio.

Smart Property Investment Podcast Network
The $30m portfolio strategy every investor should know

Smart Property Investment Podcast Network

Play Episode Listen Later Oct 1, 2025 42:39


In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Lloyd Edge from Aus Property Professionals to explore how strategic investment can build a $30 million portfolio. Lloyd shares his journey from a country upbringing in Orange to becoming a leading buyer's agent and property investor. Starting as a music teacher, he purchased his first apartment in Rockdale, Sydney, which sparked his interest in leveraging property equity to build wealth. Over time, he strategically expanded his portfolio across Sydney and regional locations, including Ingleburn, Leichhardt, Alexandria, Toowoomba, and Armidale, utilising developments such as duplexes to generate both equity and cash flow. Today, Lloyd owns 18 properties valued at approximately $30 million, underscoring the importance of planning, diversification, and market insight. Through the episode, Lloyd shares lessons from missteps, emphasising research, resilience, and adapting to market fundamentals. Beyond investing, he is an advocate for philanthropy and champions financial literacy, teaching children and communities the value of education and wealth creation. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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Smart Property Investment Podcast Network
PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: Defending and growing your portfolio in a shifting market

Smart Property Investment Podcast Network

Play Episode Listen Later Sep 26, 2025 50:05


In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to unpack the evolving complexities of Australia's property investment landscape. The trio explores how rising competition and tightening yields are reshaping strategies, making defence just as important as acquisition. From structuring loans and building cash buffers, to insurance and portfolio reviews, the Kumars highlight practical steps investors can take to safeguard and strengthen their holdings. Victor explains why a defensive mindset, focusing on due diligence, smart financial structuring and portfolio resilience, is essential for long-term success. Reshmi underscores the importance of balancing ambition with protection, urging investors to avoid the pitfalls of bold marketing claims and rushed decisions. The conversation also highlights the role of professional networks from mortgage brokers, accountants, to property managers, in keeping investors informed, supported and prepared for market shifts. Whether you're a first-time investor or building an established portfolio, this episode offers clear, actionable strategies to navigate today's property market with confidence.

Smart Property Investment Podcast Network
THE PURE PROPERTY PODCAST: Competitive rates, hot market, hotspots and strategies

Smart Property Investment Podcast Network

Play Episode Listen Later Sep 25, 2025 35:48


In this episode of The Pure Property Podcast, Phil Tarrant and Paul Glossop explore the shifting landscape of Australian property investment following the Reserve Bank's key interest rate cut to 3.6 per cent. The duo discuss the intricacies of the current market, government schemes and strategies for potential investors, blending global insights with local expertise. Paul, speaking from Ontario, Canada, shares his experiences travelling through Europe and North America, offering a unique perspective on hidden opportunities and challenges in property investment. They examine the Australian First Home Guarantee Scheme, set to expand from 1 October, which allows first-time buyers to purchase homes with just a 5 per cent deposit, but caution that it may increase competition and push up property prices in major markets. Phil stresses the importance of discipline for first home buyers, advising them to start modestly rather than overextending financially in pursuit of their dream home. For investors, the scheme presents both opportunities and challenges, with Paul highlighting areas of potential capital growth and the benefits of rising demand. The discussion also covers banks offering competitive fixed rates, signalling possible shifts in financing options for investors.

Smart Property Investment Podcast Network
How authentic advertising is driving real estate investment success

Smart Property Investment Podcast Network

Play Episode Listen Later Sep 22, 2025 34:34


In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to explore how podcast advertising is reshaping the way property investment businesses connect with their audience. The duo highlights a shift from traditional pre-recorded jingles to live reads, where hosts personally deliver sponsor messages, adding authenticity and boosting listener engagement. The conversation also delves into the mechanics of blending advertising across both audio and video platforms, including YouTube, to maximise reach and monetisation. Eva underscores the crucial role of mortgage broking in navigating lender changes, rate shifts, and tight budgets, while Phil's own experience with Finni Mortgages serves as a strong testimonial to the value of trusted broker support. The episode also provides insights into the broader property market, where more flexible lending policies open opportunities for self-employed and non-traditional borrowers. Ultimately, the duo stresses how both advertising strategies and mortgage broking services are becoming increasingly personalised, enabling investors and businesses to stay ahead in an evolving property landscape. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
IN THE BALANCE: Building tomorrow's financial experts to drive client success

Smart Property Investment Podcast Network

Play Episode Listen Later Sep 16, 2025 54:57


In the latest episode of In the Balance, host Phil Tarrant speaks with Munzurul Khan, co-founder of KHI Partners, and rising talent Aaron Sim, about navigating the complex world of financial advisory and the importance of building a strong team of experts. The discussion reflects on the podcast's first year, highlighting KHI Partners' growth and diverse services, including financial planning, mortgage broking, insurance, estate planning, and their new property buyer arm led by Ross Le Quesne. Munzurul emphasises the firm's philosophy of perpetuity, focusing on long-term growth, nurturing talent, and fostering a culture of camaraderie within the team. The episode also showcases rising talent, including Aaron, who has transitioned from the fitness industry to mortgage broking, illustrating KHI's commitment to developing the next generation of financial experts. Conversations then turn to the property market, with insights on navigating interest rate changes, timing investments, and seizing opportunities in the current economic climate. Throughout, the hosts emphasise the need for a holistic approach to financial solutions and commitment to client success across multiple advisory areas.

Smart Property Investment Podcast Network
Post-divorce? Rentvesting can help rebuild your wealth

Smart Property Investment Podcast Network

Play Episode Listen Later Sep 11, 2025 15:58


In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with mortgage broker Rebecca Carlson to explore rentvesting and how it can help individuals, particularly post-divorce, rebuild wealth and regain financial independence. Rentvesting allows individuals to rent where they want to live while owning investment properties elsewhere, providing flexibility and market access. Carlson and Tarrant discuss recent policy changes that remove caps for first home buyers, allowing entry with just a 5 per cent deposit and no lenders mortgage insurance, which may shift the dynamics of first-time rentvesting. Divorce often leaves people with cash but no home, making rentvesting a practical way to re-establish a financial footing. Carlson notes clients can leverage available funds to secure investment properties and gradually build wealth while managing risk. Post-divorce emotional challenges can create hesitation, but starting small helps build confidence in property investment. Professional advice from accountants and buyer's agents is key to navigating markets and identifying opportunities. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
INSIDE COMMERCIAL PROPERTY: The truth about regional v capital city property, no. 64

Smart Property Investment Podcast Network

Play Episode Listen Later Sep 5, 2025 60:42


In this episode of Inside Commercial Property, Scott O'Neill and Phil Tarrant tackle one of the most hotly debated topics in Australian property investment: regional versus capital city property. Investors are often told that regional markets promise higher yields, while capital cities offer long-term growth, but is that really the full story? Drawing on real client examples and market data, Scott and Phil explore the strengths and pitfalls of both strategies. From the cash flow benefits in regional centres to the capital appreciation trends in metro markets, they unpack the truth behind the headlines and expose the risks investors often overlook. Key topics covered in this episode include: Why regional properties appear attractive on yield but can lack long-term growth consistency. How infrastructure spending and population migration are reshaping regional opportunities. Why capital city assets remain the cornerstone of many high-performing portfolios. The investor profiles best suited to regional versus metro strategies. The overlooked costs and risks that can turn a “bargain” regional property into a poor investment. Whether you're weighing up your next purchase or rethinking your portfolio strategy, this episode provides clarity on the regional versus capital city debate. Packed with sharp insights and grounded in real-world investing experience, Scott and Phil cut through the noise to show you how to align your property strategy with your financial goals. Listen now to discover the truth about regional versus capital city property, and learn how the right strategy can position you for stronger returns.

Smart Property Investment Podcast Network
PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: How creative skills are reshaping the property investment game

Smart Property Investment Podcast Network

Play Episode Listen Later Aug 29, 2025 62:21


In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to explore the evolving world of property investment and why creativity and financial strategy are now essential. The trio discuss how creative skills and digital innovation are reshaping investment approaches, proving it's more than just buying the right property. Victor highlights common financial myths, such as avoiding cross-securitisation or assuming trusts are always beneficial, and explains how understanding loan structuring and strategic debt can create opportunities. Reshmi challenges the notion that low risk equals success, advocating for smart leverage to grow portfolios sustainably. Planning is positioned as a roadmap, keeping investment decisions aligned with long-term goals and market dynamics. On tax, Victor reframes it as a strategic tool, while Reshmi cautions that over-focusing on minimisation can hinder wealth creation. The trio also stress the importance of asset protection and strong professional relationships for long-term portfolio resilience. 

Smart Property Investment Podcast Network
How Rohit built a $13m portfolio after moving to Australia

Smart Property Investment Podcast Network

Play Episode Listen Later Aug 21, 2025 50:53


In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Rohit Gehlot, director and principal buyer's agent at InvestorAid, to unpack his unique migrant success story, and his tips for building a multimillion-dollar portfolio. Rohit shares his journey from arriving in Australia with young children and limited resources to building a property portfolio worth up to $13 million. His story highlights the power of resilience, strategic thinking, and the willingness to embrace risk in pursuit of financial freedom. The discussion explores how Rohit leveraged his first family home in Kellyville into a national portfolio, spanning growth hubs like Brisbane, Perth and Townsville, and how smart refinancing and disciplined savings set the foundation for success. Rohit also highlights the critical role of mortgage brokers, the importance of stepping outside your comfort zone, and why many investors fail to scale after their initial purchases. For migrants, first-time investors and seasoned buyers alike, Rohit's journey offers a masterclass in wealth creation – and a powerful reminder that calculated risks, paired with the right strategy, can deliver extraordinary results. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
THE PURE PROPERTY PODCAST: Rate cuts ignite optimism – What it means for property investors now

Smart Property Investment Podcast Network

Play Episode Listen Later Aug 15, 2025 71:30


In this recent episode of The Pure Property Podcast, Phil Tarrant and Paul Glossop explore the shifting landscape of Australian property investment, following a key interest rate cut by the Reserve Bank to 3.6 per cent.  This move has sparked optimism among investors, as lower borrowing costs improve loan affordability and refinancing options.  The duo stresses the importance of working closely with mortgage brokers to ensure rate cuts are passed on and fixed-rate transitions are managed effectively. A major focus is the long-term value of capital growth over short-term yield, supported by data showing cities like Sydney and Melbourne outperforming others like Darwin over 25 years.  While high-yield properties offer immediate cash flow, capital growth is highlighted as the true driver of wealth in property.  The co-hosts also note that reduced property listings – down 6.8 per cent year-on-year – are pushing prices higher, adding urgency to informed investing.  Using a lighthearted champagne analogy, they liken quality investments to vintage wine – carefully selected and rewarding over time, urging investors to prioritise strategy and patience to maximise long-term returns.

Smart Property Investment Podcast Network
Strategic asset selection and timing key to SMSF success

Smart Property Investment Podcast Network

Play Episode Listen Later Aug 14, 2025 41:29


In this episode of The Smart Property Investment Show, Phil Tarrant speaks with Benjamin Plohl, seasoned investor and principal buyer's agent at BFP Property Group, to explore SMSF investing's opportunities, challenges, and rising appeal for financially empowered investors. The duo starts by highlighting the importance of strategic planning for investors rather than focusing solely on accumulation. Benjamin notes the increasing popularity of SMSFs, citing over 650,000 funds and 1.2 million trustees, and explains how they provide flexibility, leverage, and the ability to pool family resources for larger investments. For SMSF investors, Benjamin stresses that strategic asset selection, market timing, sector focus, leveraging borrowed funds, and utilising concessional tax advantages are essential for maximising long-term returns. The discussion also addresses challenges, including compliance, tax implications, and the need for informed decision-making to avoid pitfalls. Finally, the duo underscores the importance of professional guidance, advising investors to build a team of accountants, brokers, and advisers to navigate the SMSF landscape effectively and achieve retirement goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.