Podcast appearances and mentions of phil tarrant

In this episode of the Contested Ground podcast, Major General (Ret'd) Dr Marcus Thompson and Phil Tarrant are joined by Simon Bergman, CEO of M+C Saatchi World Services, to unpack the evolving landscape of grey zone warfare and the role of creative industries in modern conflict. Drawing on decades of operational and commercial experience, Bergman explores how advertising expertise is being harnessed to support government information operations: crafting narratives, influencing audiences, and shaping perceptions in the contested information environment. Thompson and Bergman discuss the cultural and operational divide between government and industry, and how M+C Saatchi World Services is bridging this gap through a hybrid team of former military personnel and creative professionals. Together, they examine how this model can enable faster, more effective responses in the grey zone. The conversation also turns to the impact of artificial intelligence on information warfare. While acknowledging AI's ability to enhance speed and reach, Bergman stresses the irreplaceable value of human insight in crafting authentic, effective messaging. Finally, the team reflects on Australia's information warfare capability, with Thompson calling for greater investment and deeper collaboration with industry to keep pace with adversaries operating below the threshold of open conflict. Enjoy the podcast, The Contested Ground team

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Theo Chambers, CEO of Shore Financial, to break down the forces shaping investor sentiment in 2025. From rate pause surprises to a dwindling investor pool, Phil shares his reflections on a market that's increasingly hard to read, before unpacking the state of advice in the property space, warning of the rise of unqualified buyer's agents steering investors into risky territory. The pair discuss why investor confidence is slipping, the risks of poor advice, and how policy settings, particularly in Victoria, are driving investors away from traditional hotspots. Phil also opens up about his own strategy: why diversification, timing, and market cycles matter more than ever, and how commercial property is reshaping what “smart investing” really looks like in 2025. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to unpack what “value” really means in property – and why it's much more than just the purchase price. The trio explores how value is shaped by finance, planning, taxation, and asset protection – and how smart investors use these pillars to design their decade ahead. Victor explains that interest rates are only one part of the finance equation, urging investors to understand LVRs, loan structuring, and how to use debt strategically rather than fear it. Reshmi then challenges the idea that low debt equals success, instead making the case for smart leverage that fuels sustainable portfolio growth. Planning is positioned as the strategic map for investors, helping avoid distractions and keep portfolios aligned with personal and financial goals. On tax, Victor reframes it as an opportunity rather than a burden, urging listeners to think long-term and structure their affairs accordingly. Reshmi adds that fixating on tax minimisation can sometimes hinder wealth creation – and that a balanced, strategic approach is more powerful. The pair also highlight the importance of asset protection and strong personal and professional relationships – often overlooked, but essential to portfolio longevity.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to unpack what “value” really means in property – and why it's much more than just the purchase price. The trio explores how value is shaped by finance, planning, taxation, and asset protection – and how smart investors use these pillars to design their decade ahead. Victor explains that interest rates are only one part of the finance equation, urging investors to understand LVRs, loan structuring, and how to use debt strategically rather than fear it. Reshmi then challenges the idea that low debt equals success, instead making the case for smart leverage that fuels sustainable portfolio growth. Planning is positioned as the strategic map for investors, helping avoid distractions and keep portfolios aligned with personal and financial goals. On tax, Victor reframes it as an opportunity rather than a burden, urging listeners to think long-term and structure their affairs accordingly. Reshmi adds that fixating on tax minimisation can sometimes hinder wealth creation – and that a balanced, strategic approach is more powerful. The pair also highlight the importance of asset protection and strong personal and professional relationships – often overlooked, but essential to portfolio longevity.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Steve Ash, founder of Property Strats, to unpack where the Melbourne market is heading – and how savvy investors can capitalise. While Melbourne's growth has slowed compared to other capitals, Steve sees opportunity where others see stagnation. With median prices still trailing behind Sydney, Brisbane and Perth, he says now's the time for value-focused investors to strike, before momentum returns. But it's not without risk. Steve and Phil dive into what makes Melbourne a challenging environment for landlords, from high land taxes to strict tenancy rules, and explain how the right structure and property type can help investors avoid costly missteps. The episode also explores the rise of buyer's agents, particularly those with finance backgrounds, and how strategic portfolio construction is starting to mirror the discipline of traditional fund management. For those eyeing Melbourne, Steve points to suburbs like Frankston and Carrum Downs, calling out their land content, tenant compliance and future development upside. Above all, it's a call for patience, preparation and smart buying. As Melbourne gears up to overtake Sydney as Australia's biggest city by 2050, the long-term case is strong, but only for investors ready to play the long game. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of the Contested Ground podcast, Major General (Ret'd) Dr Marcus Thompson, Phil Tarrant and Liam Garman unpack the Cambodia–Thai military confrontation and Australia's economic landscape.  Tarrant and Thompson begin the podcast reflecting on Exercise Talisman Sabre, highlighting how the biennial drills continue to grow in scale and strategic significance with the involvement of multiple partner nations, the live-fire deployment of HIMARS systems, and the strengthening of interoperability between allied forces. The conversation then turns to rising regional tensions, specifically, the flare-up on the Cambodia–Thailand border. Garman explores the historical context behind the clashes and the implications of leaked diplomatic communications, offering a broader perspective on the fluid and often volatile nature of Southeast Asian geopolitics. Zooming out further, the hosts examine internal shifts within the Chinese military. Thompson analyses the recent purges of senior People's Liberation Army figures and what these changes might signal about Beijing's strategic posture in the lead-up to the widely discussed 2027 timeline regarding Taiwan. Finally, the team brings the conversation back to Australian shores, with Tarrant raising concerns over domestic defence priorities while Garman shares his concerns over the national security implications of Australia's sluggish economy.  Enjoy the podcast, The Contested Ground team

In this episode of the Contested Ground podcast, Major General (Ret'd) Dr Marcus Thompson, Phil Tarrant and Liam Garman unpack the Cambodia–Thai military confrontation and Australia's economic landscape.  Tarrant and Thompson begin the podcast reflecting on Exercise Talisman Sabre, highlighting how the biennial drills continue to grow in scale and strategic significance with the involvement of multiple partner nations, the live-fire deployment of HIMARS systems, and the strengthening of interoperability between allied forces. The conversation then turns to rising regional tensions, specifically, the flare-up on the Cambodia–Thailand border. Garman explores the historical context behind the clashes and the implications of leaked diplomatic communications, offering a broader perspective on the fluid and often volatile nature of Southeast Asian geopolitics. Zooming out further, the hosts examine internal shifts within the Chinese military. Thompson analyses the recent purges of senior People's Liberation Army figures and what these changes might signal about Beijing's strategic posture in the lead-up to the widely discussed 2027 timeline regarding Taiwan. Finally, the team brings the conversation back to Australian shores, with Tarrant raising concerns over domestic defence priorities while Garman shares his concerns over the national security implications of Australia's sluggish economy.  Enjoy the podcast, The Contested Ground team

In a special 10-year anniversary episode of The Smart Property Investment Show, host Phil Tarrant sits down with Lachlan Vidler, director of Atlas Property Group, to discuss strategies for navigating today's complex market. Lachlan reflects on a busy financial year-end, with his team managing deals across several states while maintaining strong client communication, even when transactions fall through. He emphasises the need to condition clients to act quickly and build contingencies into every decision to stay competitive. Now chair of the Property Investment Professionals of Australia, Lachlan shares his vision for strengthening industry standards and supporting investors through education and leadership. The duo then turns to the common traps early investors fall into, such as outdated strategies, DIY approaches, and waiting too long to act. Without a scalable plan, Lachlan warns that the first purchase can easily become a roadblock to future growth, stressing the importance of adaptability in a fast-moving market and pointing to widespread price growth across all capital cities as proof. Lachlan also shares his next journey joining Channel 9's Budget Battlers, where he'll help everyday Australians maximise value through innovative, budget-conscious renovations. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The housing crisis could be addressed through better school career guidance. The unfounded stigma surrounding trades is hurting the supply of property. This was one of many topics of discussion in this week's episode of Broker Daily Uncut. Host Jack Campbell and co-hosts Phil Tarrant and Alex Whitlock dived into the rise of university students, with more young school leavers turning to further education, rather than picking up a trade. This is having severe consequences on the property market as supply struggles to keep up with demand. Education reform could help incentivise a career in the trade sector – a lucrative and extremely important path that has become overlooked.

In this episode of In the Balance, host Phil Tarrant is joined by long-time accountant and trusted adviser, Munzurul Khan, from KHI Partners to unpack the crucial, but often overlooked, role of risk management in wealth creation. With a professional relationship spanning more than a decade, Phil and Munzurul explore how trust, discretion, and a deep understanding of personal goals underpin financial decision-making. Munzurul shares how managing risk isn't about avoiding it altogether, but about understanding your profile, building robust structures, and making informed, pragmatic decisions. He highlights the importance of staying ahead of compliance obligations, and leaning on trusted advisers, particularly accountants, to orchestrate a cohesive financial strategy. From navigating ATO audits and structuring property investments, to ensuring cash flow, interest deductibility, and appropriate insurance cover, this episode offers a practical masterclass in risk mitigation for investors. Phil and Munzurul then discuss the power of curiosity and adaptability in today's changing economic climate, and why strategic patience is key to staying the course.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss how easing lender requirements are creating new opportunities for self-employed property investors. The duo begins by discussing the changing policies that are making it easier for self-employed investors to access competitive loans, with all four of Australia's major banks now requiring just one year of financial information during the review process. Eva explains that these changes are providing better access to competitive loans with flexible terms, and helping property investors to accelerate the growth of their portfolios. In light of the expanded options for self-employed investors, Phil and Eva stress the importance of working with a mortgage broker who can ensure investors are matched with the most suitable loan options. With major lenders becoming more flexible, the pair agree that self-employed Australians are now in a stronger position to grow their portfolios and take advantage of improved borrowing conditions. To find out more about The Property Couch visit https://thepropertycouch.com.au/ and Empower Wealth visit https://empowerwealth.com.au/ To learn more about the book visit www.howtoretireon3k.com.au If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The Australian mortgage and property market is shifting rapidly and brokers are at the centre of it all. In this episode of Broker Daily Uncut, hosts Phil Tarrant and Alex Whitlock unpack the forces transforming the sector – from investor pullback and a tightening rental market to crypto-backed lending and the rise of high-demand niche borrower groups like divorcees. With banks doubling down on broker support and borrowers seeking greater choice, brokers are more critical than ever. But with fewer investors and more complexity in the market, some are asking: will brokers need to reinvent their business models to stay ahead? We explore whether crypto-backed home loans are the future – or just a passing trend – and look at the growing influence of digital-native investors who demand tailored, tech-savvy solutions. Plus, we dive into one of the most overlooked borrower segments: Australians navigating property during divorce. With nearly 50,000 divorces a year and high-value property often on the line, brokers who can operate in this space may gain an edge.

In a special episode of The Smart Property Investment Show, Phil Tarrant welcomes Bryce Holdaway and Ben Kingsley from The Property Couch podcast, sharing 20 years of collective property investment experience. They discuss their latest book, How to Retire on $3,000 a Week, which offers practical strategies for achieving financial independence through real estate. Bryce emphasises that residential property remains a reliable wealth-building tool for everyday Australians, while Phil calls it the “great Australian side hustle”. Ben highlights the significant economic contribution of property investors, citing $33.1 billion in capital gains tax paid in 2022–23. Bryce challenges negative stereotypes of investors, pointing to policy misalignments as the primary cause of housing affordability issues, and encourages new buyers to adopt disciplined, long-term approaches rather than chasing quick wins. The trio lament the exclusion of seasoned investors from policy discussions, urging greater engagement with market experts, reinforcing that successful property investing requires knowledge, strategy, and patience to build lasting wealth. To find out more about The Property Couch visit https://thepropertycouch.com.au/ and Empower Wealth visit https://empowerwealth.com.au/ To learn more about the book visit www.howtoretireon3k.com.au If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In a recent investor gathering organised by The Smart Property Investment Show, Arjun Paliwal from InvestorKit sat with Phil Tarrant to share his journey from CBA branch manager to successful property investor, offering sharp insights rooted in banking and data-driven strategy. Arjun explained that his move into real estate was driven by curiosity and a strong belief in the power of data, reflected in his early success investing in Tasmania. He described Australia's $11.4 trillion property market as stable, noting that while investor sentiment fluctuates with interest rates, local supply and demand ultimately shape outcomes. Arjun's investment approach categorises markets into early adopters, hotspots, and second-wind zones, allowing investors to tailor their strategies to evolving conditions. He also highlighted the rising use of self-managed super funds (SMSFs) for property investing, emphasising the need for careful planning and diversification. Overall, Arjun stressed that blending data, strategy, and flexibility is key to thriving in today's dynamic property market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of the Contested Ground podcast, hosts Phil Tarrant and Major General (Ret'd) Dr Marcus Thompson explore Australia's readiness to meet its military needs and examine the country's role amid a rapidly changing global landscape. They kick things off with a discussion on Commonwealth funding, before exploring the AUKUS agreement and whether its long-term success is at risk, especially in the context of political volatility in the US. Turning their attention to the Middle East, they unpack recent strikes on Iranian nuclear facilities, Israel's evolving strategy, and what it all means for Western unity. The episode wraps up with a reflection on Australia's waning strategic influence and how generational change in Washington could challenge the long-standing Australia–US alliance. Enjoy the podcast, The Contested Ground team

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop are joined by property expert Bryce Holdaway for a deep dive into Australia's property investment landscape. The conversation explores the evolution of the buyer's agent industry, highlighting both its professional foundations and emerging risks, such as the rise of “finfluencers” promoting quick-win strategies. Bryce, drawing on decades of experience, emphasises the importance of integrity, discipline, and long-term wealth creation over speculative gains. He introduces his latest book, How to Retire on $3,000 a Week, which outlines a roadmap for building sustainable, income-generating portfolios over time. Paul echoes the value of expert guidance, noting that successful investing depends on informed and realistic expectations, as well as a data-driven approach. The trio then stress the role of a buyer's agent as a trusted adviser, helping clients stay focused amid market noise. They also address the challenge of managing client expectations, urging education and transparency about the realities of property investment, reinforcing that long-term strategy, expert support, and patience are essential to achieving financial independence through property.

In this episode of the Contested Ground podcast, hosts Phil Tarrant and Major General (Ret'd) Dr Marcus Thompson explore Australia's readiness to meet its military needs and examine the country's role amid a rapidly changing global landscape. They kick things off with a discussion on Commonwealth funding, before exploring the AUKUS agreement and whether its long-term success is at risk, especially in the context of political volatility in the US. Turning their attention to the Middle East, they unpack recent strikes on Iranian nuclear facilities, Israel's evolving strategy, and what it all means for Western unity. The episode wraps up with a reflection on Australia's waning strategic influence and how generational change in Washington could challenge the long-standing Australia–US alliance. Enjoy the podcast, The Contested Ground team

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop are joined by property expert Bryce Holdaway for a deep dive into Australia's property investment landscape. The conversation explores the evolution of the buyer's agent industry, highlighting both its professional foundations and emerging risks, such as the rise of “finfluencers” promoting quick-win strategies. Bryce, drawing on decades of experience, emphasises the importance of integrity, discipline, and long-term wealth creation over speculative gains. He introduces his latest book, How to Retire on $3,000 a Week, which outlines a roadmap for building sustainable, income-generating portfolios over time. Paul echoes the value of expert guidance, noting that successful investing depends on informed and realistic expectations, as well as a data-driven approach. The trio then stress the role of a buyer's agent as a trusted adviser, helping clients stay focused amid market noise. They also address the challenge of managing client expectations, urging education and transparency about the realities of property investment, reinforcing that long-term strategy, expert support, and patience are essential to achieving financial independence through property.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by InvestorKit's Arjun Paliwal to uncover five key traits that set successful property investors apart. The duo highlights the importance of diversification across different asset types and locations to reduce risk and strengthen portfolios. Rather than getting caught up in minor property details, top investors focus on developing and sticking to a solid overall strategy. They also prioritise cash flow impact over rigid yield percentages, allowing them to seize a wider range of opportunities. Acting decisively when ready, instead of waiting for perfect market conditions, is another hallmark of success. Additionally, building a trusted team of professionals, such as agents and accountants, provides invaluable guidance and support. Arjun stresses that these traits are relevant for investors at every stage, helping them build resilient, adaptable portfolios. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to unpack equity access and debt recycling strategies for property investors. The duo begins by clarifying equity as the difference between a property's market value and its remaining mortgage, noting that up to 80 per cent of this equity can usually be accessed without triggering lender's mortgage insurance. Eva explains that accessible equity can then be strategically invested in income-generating properties, offering an alternative to relying solely on cash savings. The conversation then shifts to debt recycling, a method of converting non-tax-deductible home loan debt into tax-deductible investment debt by refinancing and splitting the loans. Phil and Eva stress the benefits of this approach over keeping money in an offset account, highlighting its potential tax advantages and ability to strengthen financial outcomes. They also caution against cross-collateralisation, advising investors to keep property loans separate for greater control and reduced risk, with Eva emphasising the importance of financial planning and recommending maintaining a six-month emergency buffer to manage unforeseen costs. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Inside Commercial Property, Phil Tarrant and Scott O'Neill are joined by Jed Gould, senior buyer's advocate at Rethink Group and former elite tennis player, for an insightful and deeply personal conversation on property strategy, mindset, and the realities of building enduring wealth. From representing Australia on the global tennis stage to overcoming career-ending injury and launching successful international businesses, Jed shares his remarkable journey and how it ultimately led him to commercial property investing and now to advising clients on their own wealth creation journeys. Together, the trio explore the mindset parallels between elite sport and property investing, the discipline behind successful portfolio building, and how to balance risk and growth with long-term cash flow strategies.  They also touch on:  The critical shift from residential to commercial property investment. Why cash flow, not just capital growth, is key to retirement-ready portfolios. What Jed learnt from managing tennis academies across Asia and mentoring 200,000+ children. The rising demand for sub-$2 million commercial assets. How high-net-worth clients think, act, and invest differently. The importance of transparency, resilience, and emotional intelligence in wealth creation. This episode is packed with valuable takeaways for investors who want to think bigger and build smarter.

In this episode of Inside Commercial Property, Phil Tarrant and Scott O'Neill are joined by Jed Gould, senior buyer's advocate at Rethink Group and former elite tennis player, for an insightful and deeply personal conversation on property strategy, mindset, and the realities of building enduring wealth. From representing Australia on the global tennis stage to overcoming career-ending injury and launching successful international businesses, Jed shares his remarkable journey and how it ultimately led him to commercial property investing and now to advising clients on their own wealth creation journeys. Together, the trio explore the mindset parallels between elite sport and property investing, the discipline behind successful portfolio building, and how to balance risk and growth with long-term cash flow strategies. They also touch on: The critical shift from residential to commercial property investment. Why cash flow, not just capital growth, is key to retirement-ready portfolios. What Jed learnt from managing tennis academies across Asia and mentoring 200,000+ children. The rising demand for sub-$2 million commercial assets. How high-net-worth clients think, act, and invest differently. The importance of transparency, resilience, and emotional intelligence in wealth creation. This episode is packed with valuable takeaways for investors who want to think bigger and build smarter.

On this episode of The Smart Property Investment Show, host Phil Tarrant marks a decade of guiding investors through market shifts, joined by the Mortgage & Finance Association of Australia CEO, Anja Pannek, to discuss the vital role of mortgage broking. The discussion focuses on the vital role of mortgage brokers in Australia, particularly in the evolving property market, including challenges such as COVID-19 and shifts in mortgage regulation. Mortgage brokers now handle nearly 77 per cent of loans, up from 50 per cent in 2010, thanks to their consumer-first approach and stringent regulation. Brokers provide essential services, such as refinancing, debt consolidation, and financial guidance, particularly during periods of fluctuating interest rates. Despite media misconceptions, mortgage brokers boost competition and choice, benefiting borrowers; with market share expected to surpass 80 per cent, they remain essential partners offering personalised support and lender access. The duo encourages investors and aspiring brokers alike to leverage their expertise to navigate the complex mortgage landscape confidently. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to unpack property investment strategies, highlighting the power of long-term thinking and personalised approaches. The trio unpacks various strategies suited to different investor stages, from the foundational “buy and hold” to the more advanced “build and balance” and generational investing. Victor illustrates the build and balance strategy through a real example in Dapto, where adding a granny flat and studio significantly boosts rental yield and asset value. The team stresses that true wealth in property is rarely achieved quickly, advocating instead for strategic patience and informed decision-making. As investors mature, they may graduate to generational investing, though Victor warns against entering the commercial property space prematurely without a strong equity base. The hosts also discuss the importance of aligning investment strategies with individual circumstances such as age, goals, and financial capacity. While artificial intelligence offers useful insights, Victor argues it can't replace human judgement in understanding local markets and deal-making.

In this episode of The Smart Property Investment Show, host Phil Tarrant and Eva Loisance from Finni Mortgages explore how family pledges and guarantor loans can help overcome traditional deposit barriers in property investment. The duo explains how family pledges and guarantor loans let buyers use a relative's property equity to secure up to 105 per cent of the purchase price, bypassing deposits and lender's mortgage insurance (LMI). Eva stresses that although many Australians rely on slower traditional methods or government assistance, families who use pledges can enter the market faster, save on LMI costs, and enjoy greater flexibility than government schemes. However, risks include the buyer's full repayment responsibility and potential loss of the guarantor's property if repayments fail, with Eva highlighting the importance of legal advice and clear agreements to protect all parties. She says that ultimately, leveraging family pledges and guarantor loans empowers investors to act proactively and accelerate their property ownership goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Steve Ash, a buyer's agent at Property Strats, to unpack the journey behind his $11 million property portfolio. A former investment banker, Steve made the leap from high-pressure trading floors in London and Sydney to the strategic world of property investment. His first purchase in Kogarah, despite widespread warnings of a market downturn, ignited his passion and set the foundation for future success. Leveraging his background in financial markets, Steve takes a portfolio construction approach, carefully balancing risk and diversifying across locations, highlighting the importance of timing, market selection, and a long-term mindset. More than just wealth creation, property investment has given Steve the lifestyle freedom his former career lacked. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of In the Balance, co-hosts Phil Tarrant from SPI and Munzurul Khan from KHI Partners are joined by KHI head buyer's agent, Ross Le Quesne, to discuss the launch of KHI's strategic buyer's agency that blends financial expertise with strategic property guidance. Ross, once one of Australia's top mortgage brokers, has partnered with KHI Partners founder Munzurul to launch a new buyer's agency focused on strategic property investment. The duo aims to combine Ross' financial expertise with KHI's trusted advisory approach to offer clients holistic, long-term investment solutions. Their agency will target both residential and commercial properties, with a strong focus on the Melbourne market, where a dedicated acquisitions team is already in place. Ross' move into buyer's advocacy is driven by his passion for property and desire to help investors move past analysis paralysis. His financial background allows him to provide not just property advice, but tailored strategies that align with broader wealth goals. KHI's emphasis on trust and accountability ensures this new venture stays grounded in client-first values while embracing collaboration across the industry, working alongside brokers and planners to deliver more comprehensive support. As buyer's agents gain recognition in Australia, Ross and Manzurul are well-positioned to lead with insight, experience, and a strong commitment to investor success.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Kev Tran, director and principal buyer's agent at Kev Tran Group, to discuss the importance of sustainable property investing. Kev defines sustainability as gaining financial security with less stress and more free time, emphasising the importance of aligning investment strategies with personal goals, whether prioritising cash flow or steady portfolio growth. The duo stresses the importance of building a strong team, such as brokers and accountants, to manage complex financing, advises maintaining liquidity and emergency funds, and warns against overleveraging and the costly effects of frequently upgrading a principal place of residence. Kev also emphasises understanding economic fundamentals over relying on past market performance, pointing to emerging areas like Townsville. The episode concludes with the duo emphasising that sustainable investing requires a realistic, thoughtful approach, balancing market knowledge with personal goals to achieve lasting success. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop explore how high-quality visuals and strategic planning tools help investors stay informed on the complexities and challenges of the market. The duo starts by exploring how high-quality visuals and “Instagram-worthy” content have become a game changer for real estate events, boosting experts' visibility and audience impact. The episode also introduces the Pure Property Planner, which offers strategic insights to help investors make informed decisions through a thorough, personalised process. Paul and Phil highlight how good strategies and informed investor mindsets are key drivers for navigating market challenges, and seizing opportunities in Australia's evolving property landscape. The co-hosts also explore regional disparities, noting that while Melbourne and Geelong have stock, markets like Western Australia and Queensland are facing tight supply.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance from Finni Mortgages and Gizem Ergel, a savvy investor, to discuss the importance of strategic planning and the growing role of property in achieving long-term financial independence. Gizem, a migrant investor from Turkey, shares her journey from Istanbul to Sydney, and how she began building a property portfolio after settling in Australia in 2015, highlighting the unique perspectives migrants and women bring to real estate investment. Her first purchase was a duplex in the Shire in 2019, made after navigating the challenges of Sydney's competitive market. With a cautious but strategic approach, she and her husband expanded their portfolio into regional Queensland and Melbourne. The conversation also covers financial strategies like refinancing and changes to borrowing conditions, including new assessments of HECS debts. Gizem's journey reflects the broader migrant experience, showcasing how strategic property investment can pave the way to financial independence and early freedom through long-term planning. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In Episode 61 of Inside Commercial Property, host Phil Tarrant sits down with Mina O'Neill for a rare and revealing conversation about what it truly takes to run a high-performing commercial property portfolio behind the scenes. While most conversations focus on the excitement of acquisition, this episode goes deeper – into the daily decisions, systems, and strategies that keep a portfolio running profitably long after settlement. As the driving force behind the O'Neill family's multimillion-dollar portfolio, Mina offers her perspective on what happens behind the scenes – managing assets across multiple states, tenant types, and property classes. From structuring for growth and staying across the detail, to thinking like a business owner – not just an investor – Mina unpacks the practices that turn good portfolios into great ones. This episode covers:  Running your first property like a business – not a side hustle. Diversify smart – locations, tenants, and asset types. Tools that work – how Mina keeps control with simple systems. Vacancies, leases, and maintenance – how to stay ahead of the curve. Finance that fuels growth – getting the most from your broker. Build to last – strategies for long-term wealth and resilience. If you're serious about building a sustainable commercial portfolio – or want a practical look at what it takes to manage one – this episode is essential listening.

Balancing regional opportunities with metropolitan stability: What investors need to know. Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. The final episode of the FAST 50 2026 series on the Smart Property Investment Show highlights the best places to invest for capital growth in 2026. The report reveals that 36 per cent of the top suburbs are in regional Australia, showing strong short-term growth, though metropolitan areas still lead with higher long-term returns. The series underscores the importance of aligning investment strategies with personal goals and market dynamics. Paul and Phil encourage investors to understand their borrowing power and seek expert guidance for smarter decisions. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.  

Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. The Smart Property Investment Show's fifth episode in the FAST 50 2026 series explores Australia's top property markets beyond Western Australia, Queensland and Victoria, with the co-hosts highlighting emerging investment suburbs across NSW, South Australia, the ACT and Tasmania. NSW's Dapto and Long Jetty are delivering strong growth, with South Australia's Davoren Park and Happy Valley also standing out, backed by Adelaide's stable market fundamentals. In the ACT, Latham and Gungahlin stand out for their consistent growth and demand, while Tasmania's Kingston offers long-term appeal despite modest short-term gains. The episode reminds investors to use data and expert guidance to shape long-term investment strategies, such as the new Pure Property Planner tool. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. Victoria is making a strong comeback in the property market, with 13 suburbs included in the 2026 FAST 50 report, up from just one last year. While recent performance in Victoria has been sluggish, signs of momentum are emerging, with Melbourne recording four straight months of capital growth.  Suburbs in Ballarat and Geelong, like Wendouree, Corio, and Alfredton, are showing promise due to affordability and proximity to Melbourne.  Despite low cash flow returns and median rents averaging under $500, the long-term fundamentals, including population growth and migration, support a positive outlook. Paul acknowledges the risk of entering early but stresses that the long-term upside could be significant. He also notes the unusual trend of Melbourne prices lagging behind Brisbane, Perth, and Adelaide – a signal of future correction.  Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Queensland's regional suburbs are booming, offering exciting opportunities for strategic long-term investors. Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. Queensland features prominently in the 2026 FAST 50 report, with 15 of the top suburbs for capital growth located in the state, including nine in regional areas, reflecting a decline in urban appeal. Despite Queensland's strong presence in the list, Paul does not personally recommend any Queensland suburbs this year, citing caution around regional volatility. Suburbs like Park Avenue and Koongal near Rockhampton have posted an impressive 12-month growth of 29.1 per cent and 34 per cent, respectively. However, regional areas carry higher risks due to smaller populations and economic bases, making a long-term strategy essential. Paul and Phil emphasise the importance of long-term fundamentals over short-term trends when evaluating these locations. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Western Australia's suburbs are heating up, with investors who time it right and plan well standing to reap big rewards. Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. Western Australia is attracting investors with its relative affordability, with WA's Fast 50 suburbs sitting around $644,000 (excluding top-tier areas), offering options across different budgets. Suburbs like Armadale, Mandurah, and Forestville have been attracting investors with substantial price increases, while regional spots like Geraldton deliver strong rental yields but come with higher lending risk due to industry reliance. While promising, Phil and Paul emphasise that Western Australia isn't a one-size-fits-all market and timing remains key, with investors urged to align purchases with their strategy with the help of the FAST 50 report – now available – to guide smarter, more informed decisions. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Ready to invest? The highly anticipated FAST 50 2026 report is finally here! Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. The FAST 50 for 2026 is a six-part series highlighting Australia's top suburbs for capital growth, backed by six months of research and input from 14 property experts. It features a wide range of suburbs, from under $400,000 to $1.5 million, making it accessible to investors with varying budgets. Released shortly after a 25-basis-point rate cut, the timing aligns with renewed market momentum. Rather than promoting quick buys, the report is intended to guide strategic investment decisions, with future episodes offering deeper state and regional analysis. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of the Contested Ground podcast, hosts Phil Tarrant, Major General (Ret'd) Dr Marcus Thompson and Liam Garman unpack the latest from Ukraine and the ongoing conflict in India-Pakistan, and how diaspora groups are expanding conflict beyond country borders. They begin the podcast discussing Australian schoolteacher Oscar Jenkins, who was sentenced to 13 years in prison by Russia. The trio then discuss the India-Pakistan conflict, and how it has drawn in regional powers and diaspora groups.  They wrap up unpacking a European-Australian defence pact, and whether it will be sufficient to support Australian stability in the Indo-Pacific. Enjoy the podcast, The Contested Ground team

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to discuss the changing landscape of property and finance. The trio explores the increasing presence of women in finance, with Reshmi highlighting the positive shift towards a more inclusive industry compared to two decades ago. Victor reflects on the challenges today's investors face, noting that while information is more accessible, the market is also saturated with competing voices and strategies, making it harder to build trust and stand out. The conversation also covers the influx of younger, tech-savvy investors, who are reshaping the industry with fresh perspectives. Both Reshmi and Victor emphasise the importance of having a clear investment strategy and a solid exit plan, highlighting that retiring debt is the ultimate goal, achievable through surplus income, portfolio income, selling assets or, humorously, winning the lottery. The trio says that investors should ensure each property purchase aligns with their long-term financial goals, and that focusing on capital growth is crucial to achieving financial freedom. As the property landscape continues to change, they advise investors to view their journey as a process requiring clear goals, adaptability, and an understanding of how to navigate the market effectively.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with the founder and managing director of Supavest, Raymond Hempstead, to explore the changing landscape of the property market and how recent government proposals could impact self-managed super funds (SMSFs). A major concern is the proposed tax on super balances over $3 million which, due to a lack of indexing, could affect more Australians over time, with Raymond arguing that the move contradicts the purpose of superannuation, which promotes financial independence, and reduces reliance on government pensions. According to Raymond, SMSFs still offer strong potential if managed strategically, with Supavest expanding its offerings to include a new shared ownership model called TIC Property. The new model allows investors to co-own high cash flow assets, such as rooming houses and NDIS accommodations, through a tenancy in standard structure, providing access to property investment for those with limited capital and offers portfolio diversification. Overall, the duo emphasise that the evolving mix of interest rate shifts, policy changes, and innovative investment models presents challenges and opportunities for Australian property investors. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with mortgage expert Eva Loisance from Finni Mortgages to discuss the latest Reserve Bank of Australia rate cut and how it will reshape the property market for investors. Central Australian banks, including NAB, CBA and ANZ, have announced a 0.25 per cent interest rate cut, potentially saving mortgage holders around $208 to $209 monthly. Eva noted the cut could boost borrowing capacity by $12,000 to $50,000, allowing buyers to target previously unaffordable properties, though high-income earners may benefit less due to the effects of negative gearing. While the lower rates offer relief, Phil and Eva cautioned that rising demand could increase property prices, undermining affordability. For investors, the current environment may present an opportunity to grow portfolios and build equity as values increase. Eva also highlighted refinancing as a key way to unlock further savings, especially for borrowers who haven't reviewed their loans in over a year. Although the near-term outlook is favourable, Eva said the long-term impact will hinge on future rate movements and broader economic trends. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of In the Balance, co-hosts Phil Tarrant from SPI and Munzurul Khan from KHI Partners are joined by managing director of KHI Insurance Services, Rochelle Kettles, to unpack the critical but often overlooked role of insurance in property investment and business operations. The trio highlights how insurance, though often overlooked, is essential for property investors and business owners, with Rochelle explaining the distinctions between insurers, underwriters, and brokers. A major point is the danger of underinsuring properties, especially given rising construction costs and evolving building codes, with Munzurul sharing a personal story about underinsurance, reinforcing the need for regular policy reviews. The conversation then expands into business insurance, with Rochelle pointing to the growing relevance of management liability insurance due to rising occupational health and safety claims and the rise of cyber insurance. The episode also underscores the value of working with knowledgeable brokers who can provide guidance and advocate during claims. For investors and business owners, the takeaway is clear: insurance should be proactive, not reactive.

In this milestone 60th episode of Inside Commercial Property, hosts Phil Tarrant and Scott O'Neill reflect on five transformative years in the commercial property landscape. From the early days of helping everyday Australians understand commercial investing to today's complex, fast-paced market – this episode captures how much has changed and what investors need to know moving forward. Together, Phil and Scott examine what $1 million could buy back in 2020 versus what that same figure secures today, revealing the compounding effects of inflation, competition, and yield compression. They discuss real client case studies – including Phil's own Perth industrial asset – offering firsthand insights into valuation, lease negotiations, and smart portfolio strategy. Also featured is a breakdown of three standout recent deals, ranging from a $1 million industrial entry point to a $34 million off-market asset, showcasing the breadth of opportunity for investors at every stage. Key topics in this episode include: Then versus now: the dramatic shift in commercial property values over five years. $1 million starter versus multimillion-dollar syndicate plays – and how to approach both. The rental market and supply equation – why low stock is fuelling future growth. Lessons from real deals: pricing, valuation uplift, and cash flow strategy. Navigating 2025's economic signals – from tariffs to rate cuts and beyond. This episode delivers critical insights and context to help you invest with clarity in a changing market. Subscribe now, leave us a review, and connect with the Rethink team if you're ready to take your next step in commercial property investment.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Ben Plohl to explore the rising appeal of regional property investment. With a $10 million portfolio across four states, seasoned investor and buyer's agent Ben has leveraged his background as a chartered accountant to analyse economic trends and identify growth areas. He highlights cities like Albury-Wodonga, Toowoomba, Geelong, Newcastle, and Wagga Wagga as top regional investment picks for 2025 due to their strong infrastructure, diverse economies, and low vacancy rates. Ben said investors should educate themselves and understand local markets, economic diversity, and strategic planning when investing outside capital cities, giving them all the tools they need to make their next investment. The duo then reflects on a broader trend of shifting focus from expensive metros to high-potential regional areas, with government support and growing affordability issues in cities fuelling the shift. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance from Finni Mortgages and Sam Gordon from the School of Property to discuss common investor mistakes and effective strategies in the ever-changing property market. The trio start the discussion with how the proposed tax changes and reduced deposit requirements for first home buyers will influence property prices. A key focus of the conversation is around lending, from the tax deductibility of investment debt to the importance of using knowledgeable brokers. Eva points out that mistakes like cross-securitisation and choosing lenders based solely on interest rates can hinder long-term growth.  The trio reminds investors that while leveraging equity and balancing cash flow with growth deals are essential for sustainable portfolio building, regular portfolio reassessment is crucial given constant policy shifts in the lending landscape.  Additionally, they recommend that investors keep educating themselves and deepen their knowledge through platforms like the School of Property, which helps avoid pitfalls and make informed decisions.  Ultimately, the trio believes success lies in strategic planning, learning from setbacks, and building the right expert team. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop discuss the post-election results and how the pledge housing policies are criticised for ignoring the core crisis of chronic housing undersupply. The duo discuss how critics have argued that the pledge proposals are short-term fixes that fail to resolve the core issue of housing undersupply, with measures such as stamp duty cuts and first-time buyer grants offering limited impact without addressing how to build homes more efficiently and affordably. The co-hosts then analyse the current property market using CoreLogic's latest data, which showed that the market is broadly recovering, with growth recorded in every capital city in April. The FAST 50 report, set to launch soon, is expected to highlight top investment areas with strong growth potential through 2026. However, challenges remain, such as record-low new listings, underscoring persistent supply constraints. Investor confidence is also being tested by potential new taxes on unrealised super fund gains. While the overall market shows resilience, growth is slowing in leading cities like Brisbane, Perth, and Adelaide. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, Phil Tarrant and Liam Garman explore how housing policies are set to shape the property market in the wake of the federal election, which saw Prime Minister Anthony Albanese's Labor government re-elected. The duo unpack Labor's central first home buyer policy, which allows buyers to enter the market with a 5 per cent deposit scheme, with the government covering the remaining 15 per cent to avoid lenders mortgage insurance. They also examine Labor's pledge to build 100,000 homes under the Future Housing Fund, aimed at easing supply pressures. Despite these measures, a projected shortfall of 500,000 homes by 2029 raises concerns about long-term affordability. For investors, the continuation of negative gearing and capital gains tax discounts offers some stability. However, easier access to credit could increase competition, driving prices higher and favouring current owners. The duo also highlight construction challenges, including labour shortages and rising costs, which may delay new supply. Additionally, they discuss the proposed superannuation tax changes on unrealised gains above $3 million, which could reshape investment strategies. 

In this episode of The Smart Property Investment Show, host Phil Tarrant and Lachlan Vidler from Atlas Property Group discuss how investors can navigate today's property market, with tightening conditions driven by supply shortages, economic shifts, and rising competition. According to the duo, today's Australian property market has been challenging, and investors must adapt quickly using five smart strategies to secure strong opportunities. Lachlan said that, firstly, investors should avoid fear-based decisions and stick to fundamentals as market hype can be misleading. Secondly, the duo emphasises that preparation is key, as well as being ready to act quickly and giving investors an edge. Thirdly, investors should lean on the right advisers; experienced professionals like buyer's agents and mortgage brokers can help navigate complex decisions. Lachlan said the fourth primary strategy is for investors to think long-term and view property as a decades-long investment, not something driven by headlines. Lastly, the duo encourages investors to make the most of available resources, including equity, advice, or even superannuation through SMSFs. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Michael and Nicole Kowalczyk from the Tailored Property Group to discuss how determination, education, and strategy can lead to a successful portfolio. Starting from modest beginnings, Michael, a tradie, and Nicole, a nurse, began investing in property in their early 20s. By 2017, the couple struggled and found themselves financially stuck with negative gearing of $40,000 while Nicole was pregnant, adding pressure to their situation. After realising their buyer's agent wasn't meeting their needs, they took control, educated themselves, and transformed their portfolio within two years, emphasising that trust and referrals were the driving forces behind their business growth. This belief shaped the foundation of their company, Tailored Property Group, which focuses on personalised, strategy-driven advice. Unlike typical data-heavy agencies, they prioritise actionable strategies aligned with client budgets. Their approach has paid off, with their clients achieving an average capital growth of 28.6 per cent in 2024, underscoring the importance of grit, education, and a clear purpose in property investing. They advise investors to set clear goals, form a solid team, and embrace calculated risks, highlighting that property is not just a financial tool but also a means to achieve life goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to discuss the intricacies of property investing and the concept of age-appropriate investing. The trio look into how investment strategies must evolve, illustrating the importance of timing, both in life and in investments. They emphasise that investment strategies must evolve in tandem with life stages - from career beginnings to retirement - while also taking into account family dynamics and the importance of shared goals and open communication when investing as a couple. Reshmi Kumar advocates for female financial independence through property ownership, urging young women to start investing early. She explains that with the right plan, women can achieve significant financial growth by their mid-30s. Additionally, the trio discuss how property investment is no longer limited by geography, thanks to digital tools and a globalised economy, which has opened up opportunities for Australians living abroad to invest back home, building a nest egg for their eventual return.