Podcast appearances and mentions of phil tarrant

In this episode of the Contested Ground podcast, Phil Tarrant, Major General (Ret'd) Dr Marcus Thompson and Liam Garman unpack the escalating role of information warfare in today's conflicts. From the mobile phone's transformation into a weapon to the blurred lines between propaganda and “information operations”, the team dissects how truth itself has become contested ground. The conversation explores the challenges of navigating a “post-truth” world dominated by political tribalism, misinformation, and the weaponisation of narratives. The hosts reflect on conflicts such as Gaza, where competing lobbies and real-time social media footage shape global perceptions. They also examine Australia's role within the Five Eyes alliance, including revelations of restricted intelligence sharing around the Ukraine peace talks – a development that could reshape international cooperation and Canberra's strategic outlook. The team rounds out the discussion with broader geopolitical and domestic challenges, from US talk of military action in Latin America to Australia's housing affordability crisis – all underlining the reality that contestation extends far beyond the battlefield. Enjoy the podcast, The Contested Ground team

In this episode of Inside Commercial Property, Scott O'Neill and Phil Tarrant tackle one of the most hotly debated topics in Australian property investment: regional versus capital city property. Investors are often told that regional markets promise higher yields, while capital cities offer long-term growth, but is that really the full story? Drawing on real client examples and market data, Scott and Phil explore the strengths and pitfalls of both strategies. From the cash flow benefits in regional centres to the capital appreciation trends in metro markets, they unpack the truth behind the headlines and expose the risks investors often overlook. Key topics covered in this episode include: Why regional properties appear attractive on yield but can lack long-term growth consistency. How infrastructure spending and population migration are reshaping regional opportunities. Why capital city assets remain the cornerstone of many high-performing portfolios. The investor profiles best suited to regional versus metro strategies. The overlooked costs and risks that can turn a “bargain” regional property into a poor investment. Whether you're weighing up your next purchase or rethinking your portfolio strategy, this episode provides clarity on the regional versus capital city debate. Packed with sharp insights and grounded in real-world investing experience, Scott and Phil cut through the noise to show you how to align your property strategy with your financial goals. Listen now to discover the truth about regional versus capital city property, and learn how the right strategy can position you for stronger returns.

In this episode of the Contested Ground podcast, Phil Tarrant, Major General (Ret'd) Dr Marcus Thompson and Liam Garman unpack the escalating role of information warfare in today's conflicts. From the mobile phone's transformation into a weapon to the blurred lines between propaganda and “information operations”, the team dissects how truth itself has become contested ground. The conversation explores the challenges of navigating a “post-truth” world dominated by political tribalism, misinformation, and the weaponisation of narratives. The hosts reflect on conflicts such as Gaza, where competing lobbies and real-time social media footage shape global perceptions. They also examine Australia's role within the Five Eyes alliance, including revelations of restricted intelligence sharing around the Ukraine peace talks – a development that could reshape international cooperation and Canberra's strategic outlook. The team rounds out the discussion with broader geopolitical and domestic challenges, from US talk of military action in Latin America to Australia's housing affordability crisis – all underlining the reality that contestation extends far beyond the battlefield. Enjoy the podcast, The Contested Ground team

In this episode of Inside Commercial Property, Scott O'Neill and Phil Tarrant tackle one of the most hotly debated topics in Australian property investment: regional versus capital city property. Investors are often told that regional markets promise higher yields, while capital cities offer long-term growth, but is that really the full story? Drawing on real client examples and market data, Scott and Phil explore the strengths and pitfalls of both strategies. From the cash flow benefits in regional centres to the capital appreciation trends in metro markets, they unpack the truth behind the headlines and expose the risks investors often overlook. Key topics covered in this episode include: Why regional properties appear attractive on yield but can lack long-term growth consistency. How infrastructure spending and population migration are reshaping regional opportunities. Why capital city assets remain the cornerstone of many high-performing portfolios. The investor profiles best suited to regional versus metro strategies. The overlooked costs and risks that can turn a “bargain” regional property into a poor investment. Whether you're weighing up your next purchase or rethinking your portfolio strategy, this episode provides clarity on the regional versus capital city debate. Packed with sharp insights and grounded in real-world investing experience, Scott and Phil cut through the noise to show you how to align your property strategy with your financial goals. Listen now to discover the truth about regional versus capital city property, and learn how the right strategy can position you for stronger returns.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to explore the evolving world of property investment and why creativity and financial strategy are now essential. The trio discuss how creative skills and digital innovation are reshaping investment approaches, proving it's more than just buying the right property. Victor highlights common financial myths, such as avoiding cross-securitisation or assuming trusts are always beneficial, and explains how understanding loan structuring and strategic debt can create opportunities. Reshmi challenges the notion that low risk equals success, advocating for smart leverage to grow portfolios sustainably. Planning is positioned as a roadmap, keeping investment decisions aligned with long-term goals and market dynamics. On tax, Victor reframes it as a strategic tool, while Reshmi cautions that over-focusing on minimisation can hinder wealth creation. The trio also stress the importance of asset protection and strong professional relationships for long-term portfolio resilience. 

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to explore the evolving world of property investment and why creativity and financial strategy are now essential. The trio discuss how creative skills and digital innovation are reshaping investment approaches, proving it's more than just buying the right property. Victor highlights common financial myths, such as avoiding cross-securitisation or assuming trusts are always beneficial, and explains how understanding loan structuring and strategic debt can create opportunities. Reshmi challenges the notion that low risk equals success, advocating for smart leverage to grow portfolios sustainably. Planning is positioned as a roadmap, keeping investment decisions aligned with long-term goals and market dynamics. On tax, Victor reframes it as a strategic tool, while Reshmi cautions that over-focusing on minimisation can hinder wealth creation. The trio also stress the importance of asset protection and strong professional relationships for long-term portfolio resilience.

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Rohit Gehlot, director and principal buyer's agent at InvestorAid, to unpack his unique migrant success story, and his tips for building a multimillion-dollar portfolio. Rohit shares his journey from arriving in Australia with young children and limited resources to building a property portfolio worth up to $13 million. His story highlights the power of resilience, strategic thinking, and the willingness to embrace risk in pursuit of financial freedom. The discussion explores how Rohit leveraged his first family home in Kellyville into a national portfolio, spanning growth hubs like Brisbane, Perth and Townsville, and how smart refinancing and disciplined savings set the foundation for success. Rohit also highlights the critical role of mortgage brokers, the importance of stepping outside your comfort zone, and why many investors fail to scale after their initial purchases. For migrants, first-time investors and seasoned buyers alike, Rohit's journey offers a masterclass in wealth creation – and a powerful reminder that calculated risks, paired with the right strategy, can deliver extraordinary results. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of the Contested Ground podcast, Major General (Ret'd) Dr Marcus Thompson, Phil Tarrant and Liam Garman dissect the forces shaping Australia's national security in an increasingly volatile world. From the shortage of tradespeople to the sustainability of the nuclear submarine program, the team explores how domestic economic realities – including the property market – intersect with defence capability.  The conversation turns to the AUKUS arrangement, as Thompson questions whether Australia's defence budget can support the ambitions of the trilateral pact with the United States and the United Kingdom. The hosts unpack the risks of over-prioritising certain branches of the ADF and debate whether political change would have altered the trajectory of defence spending. The team then discusses the recognition of Palestinian statehood – with conditions excluding Hamas from governance. They assess the potential impact on relations with Israel – a nation that has long shared intelligence and counter-terrorism support with Australia – and on Canberra's role in Middle Eastern geopolitics. The discussion also delves into public sentiment, with Tarrant highlighting the humanitarian toll of the Israeli–Palestinian conflict, and the difficulty of separating moral imperatives from strategic realities. Enjoy the podcast, The Contested Ground team

In this recent episode of The Pure Property Podcast, Phil Tarrant and Paul Glossop explore the shifting landscape of Australian property investment, following a key interest rate cut by the Reserve Bank to 3.6 per cent.  This move has sparked optimism among investors, as lower borrowing costs improve loan affordability and refinancing options.  The duo stresses the importance of working closely with mortgage brokers to ensure rate cuts are passed on and fixed-rate transitions are managed effectively. A major focus is the long-term value of capital growth over short-term yield, supported by data showing cities like Sydney and Melbourne outperforming others like Darwin over 25 years.  While high-yield properties offer immediate cash flow, capital growth is highlighted as the true driver of wealth in property.  The co-hosts also note that reduced property listings – down 6.8 per cent year-on-year – are pushing prices higher, adding urgency to informed investing.  Using a lighthearted champagne analogy, they liken quality investments to vintage wine – carefully selected and rewarding over time, urging investors to prioritise strategy and patience to maximise long-term returns.

In this episode of the Contested Ground podcast, Major General (Ret'd) Dr Marcus Thompson, Phil Tarrant and Liam Garman dissect the forces shaping Australia's national security in an increasingly volatile world. From the shortage of tradespeople to the sustainability of the nuclear submarine program, the team explores how domestic economic realities – including the property market – intersect with defence capability.  The conversation turns to the AUKUS arrangement, as Thompson questions whether Australia's defence budget can support the ambitions of the trilateral pact with the United States and the United Kingdom. The hosts unpack the risks of over-prioritising certain branches of the ADF and debate whether political change would have altered the trajectory of defence spending. The team then discusses the recognition of Palestinian statehood – with conditions excluding Hamas from governance. They assess the potential impact on relations with Israel – a nation that has long shared intelligence and counter-terrorism support with Australia – and on Canberra's role in Middle Eastern geopolitics. The discussion also delves into public sentiment, with Tarrant highlighting the humanitarian toll of the Israeli–Palestinian conflict, and the difficulty of separating moral imperatives from strategic realities. Enjoy the podcast, The Contested Ground team

In this recent episode of The Pure Property Podcast, Phil Tarrant and Paul Glossop explore the shifting landscape of Australian property investment, following a key interest rate cut by the Reserve Bank to 3.6 per cent. This move has sparked optimism among investors, as lower borrowing costs improve loan affordability and refinancing options. The duo stresses the importance of working closely with mortgage brokers to ensure rate cuts are passed on and fixed-rate transitions are managed effectively. A major focus is the long-term value of capital growth over short-term yield, supported by data showing cities like Sydney and Melbourne outperforming others like Darwin over 25 years. While high-yield properties offer immediate cash flow, capital growth is highlighted as the true driver of wealth in property. The co-hosts also note that reduced property listings – down 6.8 per cent year-on-year – are pushing prices higher, adding urgency to informed investing. Using a lighthearted champagne analogy, they liken quality investments to vintage wine – carefully selected and rewarding over time, urging investors to prioritise strategy and patience to maximise long-term returns.

In this episode of The Smart Property Investment Show, Phil Tarrant speaks with Benjamin Plohl, seasoned investor and principal buyer's agent at BFP Property Group, to explore SMSF investing's opportunities, challenges, and rising appeal for financially empowered investors. The duo starts by highlighting the importance of strategic planning for investors rather than focusing solely on accumulation. Benjamin notes the increasing popularity of SMSFs, citing over 650,000 funds and 1.2 million trustees, and explains how they provide flexibility, leverage, and the ability to pool family resources for larger investments. For SMSF investors, Benjamin stresses that strategic asset selection, market timing, sector focus, leveraging borrowed funds, and utilising concessional tax advantages are essential for maximising long-term returns. The discussion also addresses challenges, including compliance, tax implications, and the need for informed decision-making to avoid pitfalls. Finally, the duo underscores the importance of professional guidance, advising investors to build a team of accountants, brokers, and advisers to navigate the SMSF landscape effectively and achieve retirement goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Rob Le from Finni Mortgages to unpack the often-misunderstood world of serviceability and how it shapes an investor's ability to build wealth. From overtime income to voluntary super contributions, Phil and Rob explore the factors that can make or break borrowing capacity – and how lender policies can vary more than many realise. They dive into why income isn't just your base salary, how deductions like HECS-HELP can be managed strategically, and why disciplined spending habits in the months before applying for a loan can pay off in spades. The conversation also explores the role of non-bank lenders, their more flexible policies, and when higher rates may be worth the trade-off for greater borrowing power. Phil and Rob share practical strategies for presenting the strongest possible case to lenders, and explain why working with a savvy mortgage broker can give investors the edge they need to grow their portfolio faster. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of the Contested Ground podcast, Major General (Ret'd) Dr Marcus Thompson and Phil Tarrant are joined by Simon Bergman, CEO of M+C Saatchi World Services, to unpack the evolving landscape of grey zone warfare and the role of creative industries in modern conflict. Drawing on decades of operational and commercial experience, Bergman explores how advertising expertise is being harnessed to support government information operations: crafting narratives, influencing audiences, and shaping perceptions in the contested information environment. Thompson and Bergman discuss the cultural and operational divide between government and industry, and how M+C Saatchi World Services is bridging this gap through a hybrid team of former military personnel and creative professionals. Together, they examine how this model can enable faster, more effective responses in the grey zone. The conversation also turns to the impact of artificial intelligence on information warfare. While acknowledging AI's ability to enhance speed and reach, Bergman stresses the irreplaceable value of human insight in crafting authentic, effective messaging. Finally, the team reflects on Australia's information warfare capability, with Thompson calling for greater investment and deeper collaboration with industry to keep pace with adversaries operating below the threshold of open conflict. Enjoy the podcast, The Contested Ground team

In this episode of the Contested Ground podcast, Major General (Ret'd) Dr Marcus Thompson and Phil Tarrant are joined by Simon Bergman, CEO of M+C Saatchi World Services, to unpack the evolving landscape of grey zone warfare and the role of creative industries in modern conflict. Drawing on decades of operational and commercial experience, Bergman explores how advertising expertise is being harnessed to support government information operations: crafting narratives, influencing audiences, and shaping perceptions in the contested information environment. Thompson and Bergman discuss the cultural and operational divide between government and industry, and how M+C Saatchi World Services is bridging this gap through a hybrid team of former military personnel and creative professionals. Together, they examine how this model can enable faster, more effective responses in the grey zone. The conversation also turns to the impact of artificial intelligence on information warfare. While acknowledging AI's ability to enhance speed and reach, Bergman stresses the irreplaceable value of human insight in crafting authentic, effective messaging. Finally, the team reflects on Australia's information warfare capability, with Thompson calling for greater investment and deeper collaboration with industry to keep pace with adversaries operating below the threshold of open conflict. Enjoy the podcast, The Contested Ground team

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Theo Chambers, CEO of Shore Financial, to break down the forces shaping investor sentiment in 2025. From rate pause surprises to a dwindling investor pool, Phil shares his reflections on a market that's increasingly hard to read, before unpacking the state of advice in the property space, warning of the rise of unqualified buyer's agents steering investors into risky territory. The pair discuss why investor confidence is slipping, the risks of poor advice, and how policy settings, particularly in Victoria, are driving investors away from traditional hotspots. Phil also opens up about his own strategy: why diversification, timing, and market cycles matter more than ever, and how commercial property is reshaping what “smart investing” really looks like in 2025. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to unpack what “value” really means in property – and why it's much more than just the purchase price. The trio explores how value is shaped by finance, planning, taxation, and asset protection – and how smart investors use these pillars to design their decade ahead. Victor explains that interest rates are only one part of the finance equation, urging investors to understand LVRs, loan structuring, and how to use debt strategically rather than fear it. Reshmi then challenges the idea that low debt equals success, instead making the case for smart leverage that fuels sustainable portfolio growth. Planning is positioned as the strategic map for investors, helping avoid distractions and keep portfolios aligned with personal and financial goals. On tax, Victor reframes it as an opportunity rather than a burden, urging listeners to think long-term and structure their affairs accordingly. Reshmi adds that fixating on tax minimisation can sometimes hinder wealth creation – and that a balanced, strategic approach is more powerful. The pair also highlight the importance of asset protection and strong personal and professional relationships – often overlooked, but essential to portfolio longevity.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to unpack what “value” really means in property – and why it's much more than just the purchase price. The trio explores how value is shaped by finance, planning, taxation, and asset protection – and how smart investors use these pillars to design their decade ahead. Victor explains that interest rates are only one part of the finance equation, urging investors to understand LVRs, loan structuring, and how to use debt strategically rather than fear it. Reshmi then challenges the idea that low debt equals success, instead making the case for smart leverage that fuels sustainable portfolio growth. Planning is positioned as the strategic map for investors, helping avoid distractions and keep portfolios aligned with personal and financial goals. On tax, Victor reframes it as an opportunity rather than a burden, urging listeners to think long-term and structure their affairs accordingly. Reshmi adds that fixating on tax minimisation can sometimes hinder wealth creation – and that a balanced, strategic approach is more powerful. The pair also highlight the importance of asset protection and strong personal and professional relationships – often overlooked, but essential to portfolio longevity.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Steve Ash, founder of Property Strats, to unpack where the Melbourne market is heading – and how savvy investors can capitalise. While Melbourne's growth has slowed compared to other capitals, Steve sees opportunity where others see stagnation. With median prices still trailing behind Sydney, Brisbane and Perth, he says now's the time for value-focused investors to strike, before momentum returns. But it's not without risk. Steve and Phil dive into what makes Melbourne a challenging environment for landlords, from high land taxes to strict tenancy rules, and explain how the right structure and property type can help investors avoid costly missteps. The episode also explores the rise of buyer's agents, particularly those with finance backgrounds, and how strategic portfolio construction is starting to mirror the discipline of traditional fund management. For those eyeing Melbourne, Steve points to suburbs like Frankston and Carrum Downs, calling out their land content, tenant compliance and future development upside. Above all, it's a call for patience, preparation and smart buying. As Melbourne gears up to overtake Sydney as Australia's biggest city by 2050, the long-term case is strong, but only for investors ready to play the long game. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of the Contested Ground podcast, Major General (Ret'd) Dr Marcus Thompson, Phil Tarrant and Liam Garman unpack the Cambodia–Thai military confrontation and Australia's economic landscape.  Tarrant and Thompson begin the podcast reflecting on Exercise Talisman Sabre, highlighting how the biennial drills continue to grow in scale and strategic significance with the involvement of multiple partner nations, the live-fire deployment of HIMARS systems, and the strengthening of interoperability between allied forces. The conversation then turns to rising regional tensions, specifically, the flare-up on the Cambodia–Thailand border. Garman explores the historical context behind the clashes and the implications of leaked diplomatic communications, offering a broader perspective on the fluid and often volatile nature of Southeast Asian geopolitics. Zooming out further, the hosts examine internal shifts within the Chinese military. Thompson analyses the recent purges of senior People's Liberation Army figures and what these changes might signal about Beijing's strategic posture in the lead-up to the widely discussed 2027 timeline regarding Taiwan. Finally, the team brings the conversation back to Australian shores, with Tarrant raising concerns over domestic defence priorities while Garman shares his concerns over the national security implications of Australia's sluggish economy.  Enjoy the podcast, The Contested Ground team

In this episode of the Contested Ground podcast, Major General (Ret'd) Dr Marcus Thompson, Phil Tarrant and Liam Garman unpack the Cambodia–Thai military confrontation and Australia's economic landscape.  Tarrant and Thompson begin the podcast reflecting on Exercise Talisman Sabre, highlighting how the biennial drills continue to grow in scale and strategic significance with the involvement of multiple partner nations, the live-fire deployment of HIMARS systems, and the strengthening of interoperability between allied forces. The conversation then turns to rising regional tensions, specifically, the flare-up on the Cambodia–Thailand border. Garman explores the historical context behind the clashes and the implications of leaked diplomatic communications, offering a broader perspective on the fluid and often volatile nature of Southeast Asian geopolitics. Zooming out further, the hosts examine internal shifts within the Chinese military. Thompson analyses the recent purges of senior People's Liberation Army figures and what these changes might signal about Beijing's strategic posture in the lead-up to the widely discussed 2027 timeline regarding Taiwan. Finally, the team brings the conversation back to Australian shores, with Tarrant raising concerns over domestic defence priorities while Garman shares his concerns over the national security implications of Australia's sluggish economy.  Enjoy the podcast, The Contested Ground team

In a special 10-year anniversary episode of The Smart Property Investment Show, host Phil Tarrant sits down with Lachlan Vidler, director of Atlas Property Group, to discuss strategies for navigating today's complex market. Lachlan reflects on a busy financial year-end, with his team managing deals across several states while maintaining strong client communication, even when transactions fall through. He emphasises the need to condition clients to act quickly and build contingencies into every decision to stay competitive. Now chair of the Property Investment Professionals of Australia, Lachlan shares his vision for strengthening industry standards and supporting investors through education and leadership. The duo then turns to the common traps early investors fall into, such as outdated strategies, DIY approaches, and waiting too long to act. Without a scalable plan, Lachlan warns that the first purchase can easily become a roadblock to future growth, stressing the importance of adaptability in a fast-moving market and pointing to widespread price growth across all capital cities as proof. Lachlan also shares his next journey joining Channel 9's Budget Battlers, where he'll help everyday Australians maximise value through innovative, budget-conscious renovations. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of In the Balance, host Phil Tarrant is joined by long-time accountant and trusted adviser, Munzurul Khan, from KHI Partners to unpack the crucial, but often overlooked, role of risk management in wealth creation. With a professional relationship spanning more than a decade, Phil and Munzurul explore how trust, discretion, and a deep understanding of personal goals underpin financial decision-making. Munzurul shares how managing risk isn't about avoiding it altogether, but about understanding your profile, building robust structures, and making informed, pragmatic decisions. He highlights the importance of staying ahead of compliance obligations, and leaning on trusted advisers, particularly accountants, to orchestrate a cohesive financial strategy. From navigating ATO audits and structuring property investments, to ensuring cash flow, interest deductibility, and appropriate insurance cover, this episode offers a practical masterclass in risk mitigation for investors. Phil and Munzurul then discuss the power of curiosity and adaptability in today's changing economic climate, and why strategic patience is key to staying the course.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss how easing lender requirements are creating new opportunities for self-employed property investors. The duo begins by discussing the changing policies that are making it easier for self-employed investors to access competitive loans, with all four of Australia's major banks now requiring just one year of financial information during the review process. Eva explains that these changes are providing better access to competitive loans with flexible terms, and helping property investors to accelerate the growth of their portfolios. In light of the expanded options for self-employed investors, Phil and Eva stress the importance of working with a mortgage broker who can ensure investors are matched with the most suitable loan options. With major lenders becoming more flexible, the pair agree that self-employed Australians are now in a stronger position to grow their portfolios and take advantage of improved borrowing conditions. To find out more about The Property Couch visit https://thepropertycouch.com.au/ and Empower Wealth visit https://empowerwealth.com.au/ To learn more about the book visit www.howtoretireon3k.com.au If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In a special episode of The Smart Property Investment Show, Phil Tarrant welcomes Bryce Holdaway and Ben Kingsley from The Property Couch podcast, sharing 20 years of collective property investment experience. They discuss their latest book, How to Retire on $3,000 a Week, which offers practical strategies for achieving financial independence through real estate. Bryce emphasises that residential property remains a reliable wealth-building tool for everyday Australians, while Phil calls it the “great Australian side hustle”. Ben highlights the significant economic contribution of property investors, citing $33.1 billion in capital gains tax paid in 2022–23. Bryce challenges negative stereotypes of investors, pointing to policy misalignments as the primary cause of housing affordability issues, and encourages new buyers to adopt disciplined, long-term approaches rather than chasing quick wins. The trio lament the exclusion of seasoned investors from policy discussions, urging greater engagement with market experts, reinforcing that successful property investing requires knowledge, strategy, and patience to build lasting wealth. To find out more about The Property Couch visit https://thepropertycouch.com.au/ and Empower Wealth visit https://empowerwealth.com.au/ To learn more about the book visit www.howtoretireon3k.com.au If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In a recent investor gathering organised by The Smart Property Investment Show, Arjun Paliwal from InvestorKit sat with Phil Tarrant to share his journey from CBA branch manager to successful property investor, offering sharp insights rooted in banking and data-driven strategy. Arjun explained that his move into real estate was driven by curiosity and a strong belief in the power of data, reflected in his early success investing in Tasmania. He described Australia's $11.4 trillion property market as stable, noting that while investor sentiment fluctuates with interest rates, local supply and demand ultimately shape outcomes. Arjun's investment approach categorises markets into early adopters, hotspots, and second-wind zones, allowing investors to tailor their strategies to evolving conditions. He also highlighted the rising use of self-managed super funds (SMSFs) for property investing, emphasising the need for careful planning and diversification. Overall, Arjun stressed that blending data, strategy, and flexibility is key to thriving in today's dynamic property market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop are joined by property expert Bryce Holdaway for a deep dive into Australia's property investment landscape. The conversation explores the evolution of the buyer's agent industry, highlighting both its professional foundations and emerging risks, such as the rise of “finfluencers” promoting quick-win strategies. Bryce, drawing on decades of experience, emphasises the importance of integrity, discipline, and long-term wealth creation over speculative gains. He introduces his latest book, How to Retire on $3,000 a Week, which outlines a roadmap for building sustainable, income-generating portfolios over time. Paul echoes the value of expert guidance, noting that successful investing depends on informed and realistic expectations, as well as a data-driven approach. The trio then stress the role of a buyer's agent as a trusted adviser, helping clients stay focused amid market noise. They also address the challenge of managing client expectations, urging education and transparency about the realities of property investment, reinforcing that long-term strategy, expert support, and patience are essential to achieving financial independence through property.

In this episode of the Contested Ground podcast, hosts Phil Tarrant and Major General (Ret'd) Dr Marcus Thompson explore Australia's readiness to meet its military needs and examine the country's role amid a rapidly changing global landscape. They kick things off with a discussion on Commonwealth funding, before exploring the AUKUS agreement and whether its long-term success is at risk, especially in the context of political volatility in the US. Turning their attention to the Middle East, they unpack recent strikes on Iranian nuclear facilities, Israel's evolving strategy, and what it all means for Western unity. The episode wraps up with a reflection on Australia's waning strategic influence and how generational change in Washington could challenge the long-standing Australia–US alliance. Enjoy the podcast, The Contested Ground team

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by InvestorKit's Arjun Paliwal to uncover five key traits that set successful property investors apart. The duo highlights the importance of diversification across different asset types and locations to reduce risk and strengthen portfolios. Rather than getting caught up in minor property details, top investors focus on developing and sticking to a solid overall strategy. They also prioritise cash flow impact over rigid yield percentages, allowing them to seize a wider range of opportunities. Acting decisively when ready, instead of waiting for perfect market conditions, is another hallmark of success. Additionally, building a trusted team of professionals, such as agents and accountants, provides invaluable guidance and support. Arjun stresses that these traits are relevant for investors at every stage, helping them build resilient, adaptable portfolios. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to unpack equity access and debt recycling strategies for property investors. The duo begins by clarifying equity as the difference between a property's market value and its remaining mortgage, noting that up to 80 per cent of this equity can usually be accessed without triggering lender's mortgage insurance. Eva explains that accessible equity can then be strategically invested in income-generating properties, offering an alternative to relying solely on cash savings. The conversation then shifts to debt recycling, a method of converting non-tax-deductible home loan debt into tax-deductible investment debt by refinancing and splitting the loans. Phil and Eva stress the benefits of this approach over keeping money in an offset account, highlighting its potential tax advantages and ability to strengthen financial outcomes. They also caution against cross-collateralisation, advising investors to keep property loans separate for greater control and reduced risk, with Eva emphasising the importance of financial planning and recommending maintaining a six-month emergency buffer to manage unforeseen costs. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Inside Commercial Property, Phil Tarrant and Scott O'Neill are joined by Jed Gould, senior buyer's advocate at Rethink Group and former elite tennis player, for an insightful and deeply personal conversation on property strategy, mindset, and the realities of building enduring wealth. From representing Australia on the global tennis stage to overcoming career-ending injury and launching successful international businesses, Jed shares his remarkable journey and how it ultimately led him to commercial property investing and now to advising clients on their own wealth creation journeys. Together, the trio explore the mindset parallels between elite sport and property investing, the discipline behind successful portfolio building, and how to balance risk and growth with long-term cash flow strategies.  They also touch on:  The critical shift from residential to commercial property investment. Why cash flow, not just capital growth, is key to retirement-ready portfolios. What Jed learnt from managing tennis academies across Asia and mentoring 200,000+ children. The rising demand for sub-$2 million commercial assets. How high-net-worth clients think, act, and invest differently. The importance of transparency, resilience, and emotional intelligence in wealth creation. This episode is packed with valuable takeaways for investors who want to think bigger and build smarter.

On this episode of The Smart Property Investment Show, host Phil Tarrant marks a decade of guiding investors through market shifts, joined by the Mortgage & Finance Association of Australia CEO, Anja Pannek, to discuss the vital role of mortgage broking. The discussion focuses on the vital role of mortgage brokers in Australia, particularly in the evolving property market, including challenges such as COVID-19 and shifts in mortgage regulation. Mortgage brokers now handle nearly 77 per cent of loans, up from 50 per cent in 2010, thanks to their consumer-first approach and stringent regulation. Brokers provide essential services, such as refinancing, debt consolidation, and financial guidance, particularly during periods of fluctuating interest rates. Despite media misconceptions, mortgage brokers boost competition and choice, benefiting borrowers; with market share expected to surpass 80 per cent, they remain essential partners offering personalised support and lender access. The duo encourages investors and aspiring brokers alike to leverage their expertise to navigate the complex mortgage landscape confidently. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to unpack property investment strategies, highlighting the power of long-term thinking and personalised approaches. The trio unpacks various strategies suited to different investor stages, from the foundational “buy and hold” to the more advanced “build and balance” and generational investing. Victor illustrates the build and balance strategy through a real example in Dapto, where adding a granny flat and studio significantly boosts rental yield and asset value. The team stresses that true wealth in property is rarely achieved quickly, advocating instead for strategic patience and informed decision-making. As investors mature, they may graduate to generational investing, though Victor warns against entering the commercial property space prematurely without a strong equity base. The hosts also discuss the importance of aligning investment strategies with individual circumstances such as age, goals, and financial capacity. While artificial intelligence offers useful insights, Victor argues it can't replace human judgement in understanding local markets and deal-making.

In this episode of The Smart Property Investment Show, host Phil Tarrant and Eva Loisance from Finni Mortgages explore how family pledges and guarantor loans can help overcome traditional deposit barriers in property investment. The duo explains how family pledges and guarantor loans let buyers use a relative's property equity to secure up to 105 per cent of the purchase price, bypassing deposits and lender's mortgage insurance (LMI). Eva stresses that although many Australians rely on slower traditional methods or government assistance, families who use pledges can enter the market faster, save on LMI costs, and enjoy greater flexibility than government schemes. However, risks include the buyer's full repayment responsibility and potential loss of the guarantor's property if repayments fail, with Eva highlighting the importance of legal advice and clear agreements to protect all parties. She says that ultimately, leveraging family pledges and guarantor loans empowers investors to act proactively and accelerate their property ownership goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Steve Ash, a buyer's agent at Property Strats, to unpack the journey behind his $11 million property portfolio. A former investment banker, Steve made the leap from high-pressure trading floors in London and Sydney to the strategic world of property investment. His first purchase in Kogarah, despite widespread warnings of a market downturn, ignited his passion and set the foundation for future success. Leveraging his background in financial markets, Steve takes a portfolio construction approach, carefully balancing risk and diversifying across locations, highlighting the importance of timing, market selection, and a long-term mindset. More than just wealth creation, property investment has given Steve the lifestyle freedom his former career lacked. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of In the Balance, co-hosts Phil Tarrant from SPI and Munzurul Khan from KHI Partners are joined by KHI head buyer's agent, Ross Le Quesne, to discuss the launch of KHI's strategic buyer's agency that blends financial expertise with strategic property guidance. Ross, once one of Australia's top mortgage brokers, has partnered with KHI Partners founder Munzurul to launch a new buyer's agency focused on strategic property investment. The duo aims to combine Ross' financial expertise with KHI's trusted advisory approach to offer clients holistic, long-term investment solutions. Their agency will target both residential and commercial properties, with a strong focus on the Melbourne market, where a dedicated acquisitions team is already in place. Ross' move into buyer's advocacy is driven by his passion for property and desire to help investors move past analysis paralysis. His financial background allows him to provide not just property advice, but tailored strategies that align with broader wealth goals. KHI's emphasis on trust and accountability ensures this new venture stays grounded in client-first values while embracing collaboration across the industry, working alongside brokers and planners to deliver more comprehensive support. As buyer's agents gain recognition in Australia, Ross and Manzurul are well-positioned to lead with insight, experience, and a strong commitment to investor success.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Kev Tran, director and principal buyer's agent at Kev Tran Group, to discuss the importance of sustainable property investing. Kev defines sustainability as gaining financial security with less stress and more free time, emphasising the importance of aligning investment strategies with personal goals, whether prioritising cash flow or steady portfolio growth. The duo stresses the importance of building a strong team, such as brokers and accountants, to manage complex financing, advises maintaining liquidity and emergency funds, and warns against overleveraging and the costly effects of frequently upgrading a principal place of residence. Kev also emphasises understanding economic fundamentals over relying on past market performance, pointing to emerging areas like Townsville. The episode concludes with the duo emphasising that sustainable investing requires a realistic, thoughtful approach, balancing market knowledge with personal goals to achieve lasting success. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop explore how high-quality visuals and strategic planning tools help investors stay informed on the complexities and challenges of the market. The duo starts by exploring how high-quality visuals and “Instagram-worthy” content have become a game changer for real estate events, boosting experts' visibility and audience impact. The episode also introduces the Pure Property Planner, which offers strategic insights to help investors make informed decisions through a thorough, personalised process. Paul and Phil highlight how good strategies and informed investor mindsets are key drivers for navigating market challenges, and seizing opportunities in Australia's evolving property landscape. The co-hosts also explore regional disparities, noting that while Melbourne and Geelong have stock, markets like Western Australia and Queensland are facing tight supply.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance from Finni Mortgages and Gizem Ergel, a savvy investor, to discuss the importance of strategic planning and the growing role of property in achieving long-term financial independence. Gizem, a migrant investor from Turkey, shares her journey from Istanbul to Sydney, and how she began building a property portfolio after settling in Australia in 2015, highlighting the unique perspectives migrants and women bring to real estate investment. Her first purchase was a duplex in the Shire in 2019, made after navigating the challenges of Sydney's competitive market. With a cautious but strategic approach, she and her husband expanded their portfolio into regional Queensland and Melbourne. The conversation also covers financial strategies like refinancing and changes to borrowing conditions, including new assessments of HECS debts. Gizem's journey reflects the broader migrant experience, showcasing how strategic property investment can pave the way to financial independence and early freedom through long-term planning. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In Episode 61 of Inside Commercial Property, host Phil Tarrant sits down with Mina O'Neill for a rare and revealing conversation about what it truly takes to run a high-performing commercial property portfolio behind the scenes. While most conversations focus on the excitement of acquisition, this episode goes deeper – into the daily decisions, systems, and strategies that keep a portfolio running profitably long after settlement. As the driving force behind the O'Neill family's multimillion-dollar portfolio, Mina offers her perspective on what happens behind the scenes – managing assets across multiple states, tenant types, and property classes. From structuring for growth and staying across the detail, to thinking like a business owner – not just an investor – Mina unpacks the practices that turn good portfolios into great ones. This episode covers:  Running your first property like a business – not a side hustle. Diversify smart – locations, tenants, and asset types. Tools that work – how Mina keeps control with simple systems. Vacancies, leases, and maintenance – how to stay ahead of the curve. Finance that fuels growth – getting the most from your broker. Build to last – strategies for long-term wealth and resilience. If you're serious about building a sustainable commercial portfolio – or want a practical look at what it takes to manage one – this episode is essential listening.

Ready to invest? The highly anticipated FAST 50 2026 report is finally here! Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. The FAST 50 for 2026 is a six-part series highlighting Australia's top suburbs for capital growth, backed by six months of research and input from 14 property experts. It features a wide range of suburbs, from under $400,000 to $1.5 million, making it accessible to investors with varying budgets. Released shortly after a 25-basis-point rate cut, the timing aligns with renewed market momentum. Rather than promoting quick buys, the report is intended to guide strategic investment decisions, with future episodes offering deeper state and regional analysis. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Western Australia's suburbs are heating up, with investors who time it right and plan well standing to reap big rewards. Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. Western Australia is attracting investors with its relative affordability, with WA's Fast 50 suburbs sitting around $644,000 (excluding top-tier areas), offering options across different budgets. Suburbs like Armadale, Mandurah, and Forestville have been attracting investors with substantial price increases, while regional spots like Geraldton deliver strong rental yields but come with higher lending risk due to industry reliance. While promising, Phil and Paul emphasise that Western Australia isn't a one-size-fits-all market and timing remains key, with investors urged to align purchases with their strategy with the help of the FAST 50 report – now available – to guide smarter, more informed decisions. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Queensland's regional suburbs are booming, offering exciting opportunities for strategic long-term investors. Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. Queensland features prominently in the 2026 FAST 50 report, with 15 of the top suburbs for capital growth located in the state, including nine in regional areas, reflecting a decline in urban appeal. Despite Queensland's strong presence in the list, Paul does not personally recommend any Queensland suburbs this year, citing caution around regional volatility. Suburbs like Park Avenue and Koongal near Rockhampton have posted an impressive 12-month growth of 29.1 per cent and 34 per cent, respectively. However, regional areas carry higher risks due to smaller populations and economic bases, making a long-term strategy essential. Paul and Phil emphasise the importance of long-term fundamentals over short-term trends when evaluating these locations. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. Victoria is making a strong comeback in the property market, with 13 suburbs included in the 2026 FAST 50 report, up from just one last year. While recent performance in Victoria has been sluggish, signs of momentum are emerging, with Melbourne recording four straight months of capital growth.  Suburbs in Ballarat and Geelong, like Wendouree, Corio, and Alfredton, are showing promise due to affordability and proximity to Melbourne.  Despite low cash flow returns and median rents averaging under $500, the long-term fundamentals, including population growth and migration, support a positive outlook. Paul acknowledges the risk of entering early but stresses that the long-term upside could be significant. He also notes the unusual trend of Melbourne prices lagging behind Brisbane, Perth, and Adelaide – a signal of future correction.  Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. The Smart Property Investment Show's fifth episode in the FAST 50 2026 series explores Australia's top property markets beyond Western Australia, Queensland and Victoria, with the co-hosts highlighting emerging investment suburbs across NSW, South Australia, the ACT and Tasmania. NSW's Dapto and Long Jetty are delivering strong growth, with South Australia's Davoren Park and Happy Valley also standing out, backed by Adelaide's stable market fundamentals. In the ACT, Latham and Gungahlin stand out for their consistent growth and demand, while Tasmania's Kingston offers long-term appeal despite modest short-term gains. The episode reminds investors to use data and expert guidance to shape long-term investment strategies, such as the new Pure Property Planner tool. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Balancing regional opportunities with metropolitan stability: What investors need to know. Smart Property Investment's Phil Tarrant and Pure Property Investment's Paul Glossop return with a fresh edition of the FAST 50 report, revealing the top suburbs for property investment in 2026. The final episode of the FAST 50 2026 series on the Smart Property Investment Show highlights the best places to invest for capital growth in 2026. The report reveals that 36 per cent of the top suburbs are in regional Australia, showing strong short-term growth, though metropolitan areas still lead with higher long-term returns. The series underscores the importance of aligning investment strategies with personal goals and market dynamics. Paul and Phil encourage investors to understand their borrowing power and seek expert guidance for smarter decisions. Download your FREE copy of the FAST 50 2026 report here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.  

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to discuss the changing landscape of property and finance. The trio explores the increasing presence of women in finance, with Reshmi highlighting the positive shift towards a more inclusive industry compared to two decades ago. Victor reflects on the challenges today's investors face, noting that while information is more accessible, the market is also saturated with competing voices and strategies, making it harder to build trust and stand out. The conversation also covers the influx of younger, tech-savvy investors, who are reshaping the industry with fresh perspectives. Both Reshmi and Victor emphasise the importance of having a clear investment strategy and a solid exit plan, highlighting that retiring debt is the ultimate goal, achievable through surplus income, portfolio income, selling assets or, humorously, winning the lottery. The trio says that investors should ensure each property purchase aligns with their long-term financial goals, and that focusing on capital growth is crucial to achieving financial freedom. As the property landscape continues to change, they advise investors to view their journey as a process requiring clear goals, adaptability, and an understanding of how to navigate the market effectively.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with the founder and managing director of Supavest, Raymond Hempstead, to explore the changing landscape of the property market and how recent government proposals could impact self-managed super funds (SMSFs). A major concern is the proposed tax on super balances over $3 million which, due to a lack of indexing, could affect more Australians over time, with Raymond arguing that the move contradicts the purpose of superannuation, which promotes financial independence, and reduces reliance on government pensions. According to Raymond, SMSFs still offer strong potential if managed strategically, with Supavest expanding its offerings to include a new shared ownership model called TIC Property. The new model allows investors to co-own high cash flow assets, such as rooming houses and NDIS accommodations, through a tenancy in standard structure, providing access to property investment for those with limited capital and offers portfolio diversification. Overall, the duo emphasise that the evolving mix of interest rate shifts, policy changes, and innovative investment models presents challenges and opportunities for Australian property investors. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with mortgage expert Eva Loisance from Finni Mortgages to discuss the latest Reserve Bank of Australia rate cut and how it will reshape the property market for investors. Central Australian banks, including NAB, CBA and ANZ, have announced a 0.25 per cent interest rate cut, potentially saving mortgage holders around $208 to $209 monthly. Eva noted the cut could boost borrowing capacity by $12,000 to $50,000, allowing buyers to target previously unaffordable properties, though high-income earners may benefit less due to the effects of negative gearing. While the lower rates offer relief, Phil and Eva cautioned that rising demand could increase property prices, undermining affordability. For investors, the current environment may present an opportunity to grow portfolios and build equity as values increase. Eva also highlighted refinancing as a key way to unlock further savings, especially for borrowers who haven't reviewed their loans in over a year. Although the near-term outlook is favourable, Eva said the long-term impact will hinge on future rate movements and broader economic trends. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of In the Balance, co-hosts Phil Tarrant from SPI and Munzurul Khan from KHI Partners are joined by managing director of KHI Insurance Services, Rochelle Kettles, to unpack the critical but often overlooked role of insurance in property investment and business operations. The trio highlights how insurance, though often overlooked, is essential for property investors and business owners, with Rochelle explaining the distinctions between insurers, underwriters, and brokers. A major point is the danger of underinsuring properties, especially given rising construction costs and evolving building codes, with Munzurul sharing a personal story about underinsurance, reinforcing the need for regular policy reviews. The conversation then expands into business insurance, with Rochelle pointing to the growing relevance of management liability insurance due to rising occupational health and safety claims and the rise of cyber insurance. The episode also underscores the value of working with knowledgeable brokers who can provide guidance and advocate during claims. For investors and business owners, the takeaway is clear: insurance should be proactive, not reactive.