Podcast appearances and mentions of phil tarrant

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Best podcasts about phil tarrant

Latest podcast episodes about phil tarrant

Smart Property Investment Podcast Network
Rates on hold, SMSF lending gone: What's next in the finance game?

Smart Property Investment Podcast Network

Play Episode Listen Later Aug 13, 2026 30:28


The SMSF lending crackdown has changed the game. But with rates on hold and commercial lending gaining attention, investors have new finance strategies to consider. On The Smart Property Investment Show, Phil Tarrant is joined by Eva Loisance and Costa Arvanitopoulos from FinnI Mortgages to discuss how the Reserve Bank of Australia's (RBA) decision to hold the cash rate and the end of self-managed super fund (SMSF) lending are reshaping investors' financial strategies. The trio examine the RBA's decision to hold the cash rate and the government's underestimated SMSF lending figures, exploring what both mean for mortgage holders, investors, developers and the broader property market. With residential SMSF borrowing now off the table, the trio explore the growing shift towards commercial property and lease-doc lending, where a property's rental income can help underpin the lending assessment. Tarrant, Loisance, and Arvanitopoulos also examine how these lending options could help investors with limited borrowing capacity but available equity, while weighing the risks before making a move. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
Property Buzz: Property, politics, and the battle over facts

Smart Property Investment Podcast Network

Play Episode Listen Later Aug 7, 2026 61:19


Property, politics, and policy collided this week as government funding, SMSF changes, housing affordability, and market narratives fuelled fresh debate. But behind the headlines, what do these shifts actually mean for buyers, sellers, and investors? On Property Buzz, Phil Tarrant and Liam Garman dive into the growing tension between politics, property, and public debate, exploring why housing remains one of Australia's most contested issues. The pair discuss how market forecasts can often depend on who is delivering them, with selling agents, buyer's agents, and commentators frequently presenting different versions of the same data. They also look at the impact of government policy on property, including the future of self-managed super fund (SMSF) investment, the shift towards commercial opportunities, and how changing rules could influence investor decisions. The duo then explores builder incentives, immigration and housing demand, negative equity, and whether current policy settings are addressing the challenges facing the market.

Secrets of the Top 100 Agents
Property Buzz: Property, politics, and the battle over facts

Secrets of the Top 100 Agents

Play Episode Listen Later Aug 7, 2026 61:19


Property, politics, and policy collided this week as government funding, SMSF changes, housing affordability, and market narratives fuelled fresh debate. But behind the headlines, what do these shifts actually mean for buyers, sellers, and investors? On Property Buzz, Phil Tarrant and Liam Garman dive into the growing tension between politics, property, and public debate, exploring why housing remains one of Australia's most contested issues. The pair discuss how market forecasts can often depend on who is delivering them, with selling agents, buyer's agents, and commentators frequently presenting different versions of the same data. They also look at the impact of government policy on property, including the future of self-managed super fund (SMSF) investment, the shift towards commercial opportunities, and how changing rules could influence investor decisions. The duo then explores builder incentives, immigration and housing demand, negative equity, and whether current policy settings are addressing the challenges facing the market.

Property Buzz
Property, politics, and the battle over facts

Property Buzz

Play Episode Listen Later Aug 7, 2026 61:19


Property, politics, and policy collided this week as government funding, SMSF changes, housing affordability, and market narratives fuelled fresh debate. But behind the headlines, what do these shifts actually mean for buyers, sellers, and investors? On Property Buzz, Phil Tarrant and Liam Garman dive into the growing tension between politics, property, and public debate, exploring why housing remains one of Australia's most contested issues. The pair discuss how market forecasts can often depend on who is delivering them, with selling agents, buyer's agents, and commentators frequently presenting different versions of the same data. They also look at the impact of government policy on property, including the future of self-managed super fund (SMSF) investment, the shift towards commercial opportunities, and how changing rules could influence investor decisions. The duo then explores builder incentives, immigration and housing demand, negative equity, and whether current policy settings are addressing the challenges facing the market.

Smart Property Investment Podcast Network
The lending shift investors can't afford to ignore

Smart Property Investment Podcast Network

Play Episode Listen Later Aug 3, 2026 47:49


The rules of property finance are changing. From SMSF reforms to new lending strategies, investors who understand where the market is heading could gain an edge. Forget interest rates. As self-managed super fund (SMSF), refinancing and commercial lending reshape investors' strategies, finance could become the biggest advantage in today's property market. On The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance, principal of Finni Mortgages, to discuss the biggest changes happening across Australia's lending market. The pair examine the latest on the government's proposed SMSF borrowing ban, why industry figures suggest the policy may be based on flawed data, and the impact the changes could have on investors, developers, and new housing supply. They also explore how investors are adapting to a softer market through refinancing, equity releases, and cash-out strategies, while revealing how some lenders are changing their servicing rules to help borrowers increase their capacity. The duo then looks at the growing appeal of commercial property lending, lease-doc loans, and why investors who have reached their residential borrowing limits are increasingly looking beyond traditional finance. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

australia shift investors afford lending smsf phil tarrant smart property investment
Smart Property Investment Podcast Network
PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: Australia's migration boom to reshape the investment map

Smart Property Investment Podcast Network

Play Episode Listen Later Jul 31, 2026 63:01


Australia's property market is being reshaped by a new wave of demand. From migration-driven growth corridors to changing rental markets and shifting investor strategies, these are the trends investors cannot afford to ignore. On the Property Investing Insights podcast, Phil Tarrant is joined by Victor and Reshmi Kumar to discuss how migration, demographics, and changing buyer behaviour are influencing where demand is building across Australia. The trio share their observations about migration from India, the suburbs seeing increased demand, and why understanding population shifts could help investors identify future opportunities. They also examine the current market reset, including interest rates, softer conditions, the shift towards cash flow-focused strategies and the changing role of buyer's agents in helping investors navigate a more complex environment. With the boom-time playbook no longer applying, the trio reveals why data, demographics, and suburb fundamentals are becoming critical for investors looking to stay ahead.

Smart Property Investment Podcast Network
Property Buzz: Buyer's agents, bad advice, and the battle for investor trust

Smart Property Investment Podcast Network

Play Episode Listen Later Jul 31, 2026 59:11


The property industry is facing a trust test, with questionable advice, buyer's agent practices, and rushed investment decisions putting buyers on alert. On Property Buzz, Phil Tarrant and Liam Garman unpack the biggest issues facing property investors right now, from misleading investment advice and buyer's agent concerns to the rush before major self-managed super fund (SMSF) changes take effect. The pair discuss the growing scrutiny around buyer's agents, questioning whether some business models have prioritised sales over investor outcomes. They also examine the latest developments from the Dashdot collapse, including concerns around upfront fees, investment advice, and the impact on customers left out of pocket. The duo explores why some investors are being drawn towards questionable opportunities, from expensive apartment purchases to promises of easy returns, and why due diligence remains critical in a shifting market. Tarrant and Garman then turn to the SMSF borrowing changes, the rush to secure deals before the deadline, and whether policy decisions are accurately reflecting the realities of the property market. The episode also looks at housing affordability, falling prices, and what a more cautious market means for investors trying to make their next move.

Secrets of the Top 100 Agents
Property Buzz: Buyer's agents, bad advice, and the battle for investor trust

Secrets of the Top 100 Agents

Play Episode Listen Later Jul 31, 2026 59:11


The property industry is facing a trust test, with questionable advice, buyer's agent practices, and rushed investment decisions putting buyers on alert. On Property Buzz, Phil Tarrant and Liam Garman unpack the biggest issues facing property investors right now, from misleading investment advice and buyer's agent concerns to the rush before major self-managed super fund (SMSF) changes take effect. The pair discuss the growing scrutiny around buyer's agents, questioning whether some business models have prioritised sales over investor outcomes. They also examine the latest developments from the Dashdot collapse, including concerns around upfront fees, investment advice, and the impact on customers left out of pocket. The duo explores why some investors are being drawn towards questionable opportunities, from expensive apartment purchases to promises of easy returns, and why due diligence remains critical in a shifting market. Tarrant and Garman then turn to the SMSF borrowing changes, the rush to secure deals before the deadline, and whether policy decisions are accurately reflecting the realities of the property market. The episode also looks at housing affordability, falling prices, and what a more cautious market means for investors trying to make their next move.

Investing Insights with Right Property Group
EP 175- How to Invest Through a Slowing Property Market

Investing Insights with Right Property Group

Play Episode Listen Later Jul 31, 2026 65:21


Markets change. Successful investors change with them. In this episode of Property Investing Insights, Victor Kumar, Reshmi Kumar and Phil Tarrant discuss what today's slowing property market really means and how investors can adapt without losing sight of their long-term strategy. They cover: • Why buying opportunities often appear during uncertain markets • The shift from chasing growth to strengthening cash flow • How to protect borrowing capacity and equity • When renovation and manufactured growth become powerful tools • Why disciplined investors focus on decades, not headlines If you're wondering what to do next, this episode provides practical guidance you can apply today.

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Property Buzz
Buyer's agents, bad advice, and the battle for investor trust

Property Buzz

Play Episode Listen Later Jul 31, 2026 59:11


The property industry is facing a trust test, with questionable advice, buyer's agent practices, and rushed investment decisions putting buyers on alert. On Property Buzz, Phil Tarrant and Liam Garman unpack the biggest issues facing property investors right now, from misleading investment advice and buyer's agent concerns to the rush before major self-managed super fund (SMSF) changes take effect. The pair discuss the growing scrutiny around buyer's agents, questioning whether some business models have prioritised sales over investor outcomes. They also examine the latest developments from the Dashdot collapse, including concerns around upfront fees, investment advice, and the impact on customers left out of pocket. The duo explores why some investors are being drawn towards questionable opportunities, from expensive apartment purchases to promises of easy returns, and why due diligence remains critical in a shifting market. Tarrant and Garman then turn to the SMSF borrowing changes, the rush to secure deals before the deadline, and whether policy decisions are accurately reflecting the realities of the property market. The episode also looks at housing affordability, falling prices, and what a more cautious market means for investors trying to make their next move.

Investing Insights with Right Property Group
EP 176 Australia's migration boom to reshape the investment map

Investing Insights with Right Property Group

Play Episode Listen Later Jul 31, 2026 63:00


Australia's property market is being reshaped by a new wave of demand. From migration-driven growth corridors to changing rental markets and shifting investor strategies, these are the trends investors cannot afford to ignore. On the Property Investing Insights podcast, Phil Tarrant is joined by Victor and Reshmi Kumar to discuss how migration, demographics, and changing buyer behaviour are influencing where demand is building across Australia. The trio share their observations about migration from India, the suburbs seeing increased demand, and why understanding population shifts could help investors identify future opportunities. They also examine the current market reset, including interest rates, softer conditions, the shift towards cash flow-focused strategies and the changing role of buyer's agents in helping investors navigate a more complex environment. With the boom-time playbook no longer applying, the trio reveals why data, demographics, and suburb fundamentals are becoming critical for investors looking to stay ahead.

Secrets of the Top 100 Agents
PMX: The property management shift agencies can't ignore

Secrets of the Top 100 Agents

Play Episode Listen Later Jul 27, 2026 41:47


Property managers are being challenged to think beyond rent collection, with the industry's future increasingly defined by strategic advice, technology, and stronger investor relationships. On The Property Management Excellence (PMX) Podcast, Phil Tarrant sits down with LJ Hooker's head of property management for Australia and New Zealand, Cathie Crampton, to discuss how the profession is evolving and where agencies can create more value for landlords. Crampton argues property managers should shift from being transactional operators to true asset managers. She said property managers should be helping investors maximise returns through rental performance, tax depreciation, property improvements, and long-term portfolio planning rather than focusing solely on rent. The conversation also examines the growing role of technology and AI, with automation taking over routine administration and freeing property managers to spend more time building relationships and delivering strategic advice. The pair then discuss the future value of rent rolls, explaining how operational efficiency, strong business culture, and high-quality data are becoming key drivers of growth as agencies look to expand through acquisition.

Smart Property Investment Podcast Network
Property Buzz: The market is changing – are investors ready?

Smart Property Investment Podcast Network

Play Episode Listen Later Jul 24, 2026 55:42


Australia's property market is entering another period of uncertainty, with the SMSF borrowing deadline, interest rate speculation, and shifting buyer demand all set to test the market in the months ahead. On Property Buzz, Phil Tarrant and Liam Garman discuss the SMSF buying rush ahead of the 10 August deadline, what the market could look like once that demand fades, and where opportunities may emerge for prepared buyers. The pair also examine how tighter borrowing conditions are pushing investors towards higher-yielding properties, and why chasing cash flow alone could come at the expense of long-term performance. They also turn their attention to the latest trust account theft case, questioning why fraud continues to plague the industry and whether technology can finally remove one of real estate's biggest ongoing risks.

Secrets of the Top 100 Agents
Property Buzz: The market is changing – are investors ready?

Secrets of the Top 100 Agents

Play Episode Listen Later Jul 24, 2026 55:42


Australia's property market is entering another period of uncertainty, with the SMSF borrowing deadline, interest rate speculation, and shifting buyer demand all set to test the market in the months ahead. On Property Buzz, Phil Tarrant and Liam Garman discuss the SMSF buying rush ahead of the 10 August deadline, what the market could look like once that demand fades, and where opportunities may emerge for prepared buyers. The pair also examine how tighter borrowing conditions are pushing investors towards higher-yielding properties, and why chasing cash flow alone could come at the expense of long-term performance. They also turn their attention to the latest trust account theft case, questioning why fraud continues to plague the industry and whether technology can finally remove one of real estate's biggest ongoing risks.

Property Buzz
The market is changing – are investors ready?

Property Buzz

Play Episode Listen Later Jul 24, 2026 55:42


Australia's property market is entering another period of uncertainty, with the SMSF borrowing deadline, interest rate speculation, and shifting buyer demand all set to test the market in the months ahead. On Property Buzz, Phil Tarrant and Liam Garman discuss the SMSF buying rush ahead of the 10 August deadline, what the market could look like once that demand fades, and where opportunities may emerge for prepared buyers. The pair also examine how tighter borrowing conditions are pushing investors towards higher-yielding properties, and why chasing cash flow alone could come at the expense of long-term performance. They also turn their attention to the latest trust account theft case, questioning why fraud continues to plague the industry and whether technology can finally remove one of real estate's biggest ongoing risks.

Smart Property Investment Podcast Network
Why your next property could be your biggest investing mistake

Smart Property Investment Podcast Network

Play Episode Listen Later Jul 23, 2026 39:33


Too many property investors chase the next purchase without knowing how it fits into their long-term financial plan – and that's where expensive mistakes begin. On The Smart Property Investment Show, Phil Tarrant sits down with PRPTY360 founder Julian Fadini to discuss why successful investing starts with a strategy, not simply buying another property. Fadini explains why the best investment decisions come from understanding long-term financial goals first, revealing how financial planning, portfolio strategy, and careful asset selection work together to build lasting wealth. The discussion also explores where opportunities still exist in today's market, with Fadini outlining why areas with limited land supply, strong owner-occupier demand, and lifestyle appeal continue to outperform over the long term. The pair then examine today's changing investment landscape, from self-managed super fund (SMSF) reforms to shifting buyer behaviour, explaining why investors who stay focused on fundamentals – not market noise – are better placed to build stronger portfolios over time. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

mistakes investing property smsf phil tarrant smart property investment
Smart Property Investment Podcast Network
Property Buzz: Investor FOMO, tighter lending, and the SMSF scramble

Smart Property Investment Podcast Network

Play Episode Listen Later Jul 17, 2026 58:13


Fear of missing out is back in Australia's property market. As thousands of investors rush to beat the SMSF deadline, the biggest risk isn't missing out – it's buying the wrong property in the process. On Property Buzz, Phil Tarrant is joined by Alex Whitlock to discuss the growing frenzy surrounding self-managed super funds (SMSF) and why investor urgency is creating new risks. The pair question whether the race to secure finance before the borrowing ban is pushing investors into poor-quality assets, warning against letting marketing hype or tight deadlines dictate long-term investment decisions. Attention then turns to the mortgage market, with borrowing capacities shrinking and investor activity slowing, raising fresh questions about what the next phase of lending could look like for brokers and borrowers alike. Finally, Tarrant and Whitlock explain why investors should look beyond buyer's agents alone, arguing that local property managers can often provide some of the strongest insights into rental demand, cash flow, and the long-term fundamentals of a market.

Secrets of the Top 100 Agents
Property Buzz: Investor FOMO, tighter lending, and the SMSF scramble

Secrets of the Top 100 Agents

Play Episode Listen Later Jul 17, 2026 58:13


Fear of missing out is back in Australia's property market. As thousands of investors rush to beat the SMSF deadline, the biggest risk isn't missing out – it's buying the wrong property in the process. On Property Buzz, Phil Tarrant is joined by Alex Whitlock to discuss the growing frenzy surrounding self-managed super funds (SMSF) and why investor urgency is creating new risks. The pair question whether the race to secure finance before the borrowing ban is pushing investors into poor-quality assets, warning against letting marketing hype or tight deadlines dictate long-term investment decisions. Attention then turns to the mortgage market, with borrowing capacities shrinking and investor activity slowing, raising fresh questions about what the next phase of lending could look like for brokers and borrowers alike. Finally, Tarrant and Whitlock explain why investors should look beyond buyer's agents alone, arguing that local property managers can often provide some of the strongest insights into rental demand, cash flow, and the long-term fundamentals of a market.

Property Buzz
Investor FOMO, tighter lending, and the SMSF scramble

Property Buzz

Play Episode Listen Later Jul 17, 2026 58:13


Fear of missing out is back in Australia's property market. As thousands of investors rush to beat the SMSF deadline, the biggest risk isn't missing out – it's buying the wrong property in the process. On Property Buzz, Phil Tarrant is joined by Alex Whitlock to discuss the growing frenzy surrounding self-managed super funds (SMSF) and why investor urgency is creating new risks. The pair question whether the race to secure finance before the borrowing ban is pushing investors into poor-quality assets, warning against letting marketing hype or tight deadlines dictate long-term investment decisions. Attention then turns to the mortgage market, with borrowing capacities shrinking and investor activity slowing, raising fresh questions about what the next phase of lending could look like for brokers and borrowers alike. Finally, Tarrant and Whitlock explain why investors should look beyond buyer's agents alone, arguing that local property managers can often provide some of the strongest insights into rental demand, cash flow, and the long-term fundamentals of a market.

Smart Property Investment Podcast Network
Buy now or miss out? The dangerous mindset driving SMSF buyers

Smart Property Investment Podcast Network

Play Episode Listen Later Jul 16, 2026 41:17


Thousands of investors are racing to beat the SMSF borrowing ban – but rushing into the wrong property could prove far more expensive than missing the deadline. On The Smart Property Investment Show, Phil Tarrant is joined by Eva Loisance and Costa Arvanitopoulos from Finni Mortgages to discuss the frantic rush into self-managed super fund (SMSF) property purchases, and why investors need to separate urgency from smart decision-making. The trio reveal how the looming borrowing ban has triggered a surge in demand, creating fierce competition, inflated asking prices, and growing pressure on brokers, lenders, and buyer's agents to settle deals before time runs out. The discussion also exposes the risks emerging in the market, from overpriced properties and questionable buyer's agent recommendations to valuations falling short and deals collapsing as investors scramble to secure finance. Tarrant, Loisance, and Arvanitopoulos explain how recent lending changes and the loss of negative gearing benefits are reshaping borrowing power, forcing investors to rethink their finance strategy, property selection, and long-term investment plans.

Smart Property Investment Podcast Network
Property Buzz: SMSF rush, immigration failures, and the policies reshaping property

Smart Property Investment Podcast Network

Play Episode Listen Later Jul 10, 2026 58:06


Tax changes may have stolen the headlines, but Australia's property market is increasingly being shaped by immigration, housing supply, and political decisions that investors can't afford to ignore. On Property Buzz, Phil Tarrant is joined by Steve Kuper to connect the dots between politics, geopolitics, and property, revealing how government decisions, immigration policy, and global uncertainty are beginning to reshape Australia's housing market. The duo examines the rush of investors scrambling to buy residential property through self-managed super funds before the borrowing ban takes effect, questioning whether urgency is driving sound investment decisions or expensive mistakes. Attention then turns to Canberra, where the fallout from recent tax reforms continues to divide investors, raising fresh questions about housing affordability, fairness, and whether government policy is solving the problem or creating new ones. The discussion also explores Australia's immigration settings, revealing why a growing mismatch between skilled migration and construction labour is adding further pressure to an already constrained housing market. Finally, Tarrant and Kuper look beyond Australia's borders, discussing why geopolitical tensions are no longer just a foreign affairs issue and how global instability could increasingly influence property markets, investor confidence, and the nation's economic outlook.

Smart Property Investment Podcast Network
THE PURE PROPERTY PODCAST: SMSF crackdown, housing shortage, and the next property opportunity

Smart Property Investment Podcast Network

Play Episode Listen Later Jul 10, 2026 57:25


Everyone's watching tax changes, interest rates, and policy backflips – but they're missing the one factor secretly deciding who wins big in property: Australia's housing supply gap, and it's only getting worse. On The Pure Property Podcast, Phil Tarrant joins Paul Glossop to discuss why the biggest challenge facing Australia's housing market isn't tax reform, interest rates, or investor sentiment, but a chronic shortage of homes that government policy still hasn't solved. The pair argue that while recent changes to negative gearing and self-managed super funds (SMSF) have dominated headlines, they do little to address the underlying supply crisis, with immigration continuing to outpace new housing construction. Attention then turns to the fallout from banning residential property borrowing through SMSFs, with Glossop warning the changes could remove a significant source of demand for new apartment developments and place even more pressure on future housing supply. The discussion also challenges the growing narrative that property is no longer a worthwhile investment, explaining why leverage, long-term strategy, and value-add opportunities continue to separate successful investors from everyone else. Finally, Glossop introduces his new Toolbox Talks initiative, explaining why educating tradies and everyday Australians about property investing could be one of the most effective ways to build wealth beyond a regular paycheck.

Secrets of the Top 100 Agents
Property Buzz: SMSF rush, immigration failures, and the policies reshaping property

Secrets of the Top 100 Agents

Play Episode Listen Later Jul 10, 2026 58:06


Tax changes may have stolen the headlines, but Australia's property market is increasingly being shaped by immigration, housing supply, and political decisions that investors can't afford to ignore. On Property Buzz, Phil Tarrant is joined by Steve Kuper to connect the dots between politics, geopolitics, and property, revealing how government decisions, immigration policy, and global uncertainty are beginning to reshape Australia's housing market. The duo examines the rush of investors scrambling to buy residential property through self-managed super funds before the borrowing ban takes effect, questioning whether urgency is driving sound investment decisions or expensive mistakes. Attention then turns to Canberra, where the fallout from recent tax reforms continues to divide investors, raising fresh questions about housing affordability, fairness, and whether government policy is solving the problem or creating new ones. The discussion also explores Australia's immigration settings, revealing why a growing mismatch between skilled migration and construction labour is adding further pressure to an already constrained housing market. Finally, Tarrant and Kuper look beyond Australia's borders, discussing why geopolitical tensions are no longer just a foreign affairs issue and how global instability could increasingly influence property markets, investor confidence, and the nation's economic outlook.

Smart Property Investment Podcast Network
Forget capital growth: Cash flow is what builds wealth now

Smart Property Investment Podcast Network

Play Episode Listen Later Jul 9, 2026 66:02


Look beyond capital growth – Australia's next property fortune is being made in the rental market, and most investors haven't caught on yet. Welcome to the "rental super boom". On The Smart Property Investment Show, Phil Tarrant sits down with Sam Gordon from Australian Property Scout to break down why shifting tax settings, tightening borrowing conditions, and chronic housing shortages are quietly rewriting the rules on where smart money should be looking next. According to Gordon, while the recent policy changes have spooked plenty of investors, the fundamentals haven't budged. He said that leverage, demand, and surging rental growth still make property one of the strongest wealth-building levers in the country. Gordon shares Australian Property Scout's latest research, identifying 12 regions tipped for exceptional rental growth as low vacancy rates, population shifts, and supply shortages place increasing pressure on rents. You can view the whitepaper here. The conversation then pivots to cash flow and why it's no longer optional. Gordon breaks down why capital growth alone won't cut it anymore, and how stronger rental yields are becoming the backbone of serious portfolio strategy. The pair tackle the comeback of off-the-plan projects and house-and-land packages and share where the real opportunities are hiding, where the landmines sit, and why due diligence has never mattered more. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

australia wealth builds cashflow capital growth sam gordon phil tarrant smart property investment australian property scout
Smart Property Investment Podcast Network
SMSF property lending is over. Now what?

Smart Property Investment Podcast Network

Play Episode Listen Later Jul 6, 2026 43:25


Thousands of property investors just lost one of their most powerful wealth-building strategies. But with the clock already ticking, those who move quickly may still be able to get the SMSF options. On The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance from Finni Mortgages to discuss the government's decision to ban borrowing through self-managed super funds (SMSFs) for residential property and what it means for investors. The pair explain why the reforms have sent shockwaves through the industry, triggering a race to secure existing SMSF lending before the transition window closes and leaving many investors scrambling to understand what happens next. The discussion reveals why the changes could stretch far beyond individual investors, with the potential to reduce rental supply, slow off-the-plan developments, and reshape how future property projects are funded. Attention then turns to the strategies still available, including commercial property, refinancing, and alternative ownership structures, while warning investors to steer clear of rushed solutions and so-called loopholes that could create costly problems down the track. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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Secrets of the Top 100 Agents
PMX: Attraction businesses, better talent, and the next evolution of property management

Secrets of the Top 100 Agents

Play Episode Listen Later Jul 6, 2026 34:02


In today's market, growth isn't just about growing a rent roll. It's about becoming the agency that landlords, talent, and clients actively choose and actually want to be part of. On The Property Management Excellence (PMX) Podcast, Alex Whitlock is joined by Phil Tarrant and Michael Magee to discuss the shift from simply growing rent rolls to building businesses that attract top talent, loyal clients, and long-term growth. The trio pull back the curtain on what goes into creating one of Australia's biggest property management events, and explain why industry recognition has become a genuine commercial advantage rather than just another trophy. Attention then turns to the focus of this year's PMX Conference, building an attraction business, with the conversation highlighting the agencies investing in culture, leadership, and client experience to stand out in an increasingly competitive market. As the profession evolves, Whitlock, Tarrant, and Magee agree that the future belongs to agencies that can clearly articulate their value, embrace innovation, and build businesses people genuinely want to work with and work for.

Smart Property Investment Podcast Network
Property Buzz: Is the government fixing housing or making it worse?

Smart Property Investment Podcast Network

Play Episode Listen Later Jul 3, 2026 68:35


Everyone wants to know why housing has become so unaffordable. But what if the policies designed to fix the crisis are actually making it worse? On Property Buzz, Phil Tarrant and Liam Garman question whether recent tax reforms, lending changes, and housing policies could have unintended consequences for investors, developers, and first home buyers alike. From the crackdown on investor taxes to broader housing reforms, the pair examine whether the government's approach will genuinely improve affordability or simply reduce housing supply and place even more pressure on the market. They also explore Australia's increasingly fragmented property landscape, where Sydney and Melbourne continue to soften while Brisbane, Adelaide, and Perth tell a very different story, proving there is no such thing as a single Australian property market. The conversation then shifts to the broader economy, examining how higher interest rates, persistent inflation, and growing employment uncertainty could shape borrowing power, property values, and investor confidence in the months ahead. Finally, the duo assess the potential fallout from changes to self-managed super funds, posing one critical question: if individual investors are gradually pushed out of the market, who will fund Australia's next generation of housing?

Secrets of the Top 100 Agents
Property Buzz: Is the government fixing housing or making it worse?

Secrets of the Top 100 Agents

Play Episode Listen Later Jul 3, 2026 68:35


Everyone wants to know why housing has become so unaffordable. But what if the policies designed to fix the crisis are actually making it worse? On Property Buzz, Phil Tarrant and Liam Garman question whether recent tax reforms, lending changes, and housing policies could have unintended consequences for investors, developers, and first home buyers alike. From the crackdown on investor taxes to broader housing reforms, the pair examine whether the government's approach will genuinely improve affordability or simply reduce housing supply and place even more pressure on the market. They also explore Australia's increasingly fragmented property landscape, where Sydney and Melbourne continue to soften while Brisbane, Adelaide, and Perth tell a very different story, proving there is no such thing as a single Australian property market. The conversation then shifts to the broader economy, examining how higher interest rates, persistent inflation, and growing employment uncertainty could shape borrowing power, property values, and investor confidence in the months ahead. Finally, the duo assess the potential fallout from changes to self-managed super funds, posing one critical question: if individual investors are gradually pushed out of the market, who will fund Australia's next generation of housing?

Smart Property Investment Podcast Network
Property Buzz: Property reforms, SMSF ban, rising inflation, and the cracks emerging across the market

Smart Property Investment Podcast Network

Play Episode Listen Later Jun 26, 2026 74:11


Everyone says Australia's property market is cooling. The problem? The headlines are telling only half the story, and investors buying into the panic could be looking in all the wrong places. On Property Buzz, Phil Tarrant and Liam Garman rip into the biggest myths driving Australia's property market, arguing that the country's housing story is becoming more divided than ever, with winners and losers emerging simultaneously. The duo reveals why Brisbane, Adelaide, and Perth continue to push ahead while Sydney and Melbourne slow, exposing how relying on national headlines could lead investors to make costly decisions. Attention then turns to the federal government's latest property reforms, with Tarrant warning they could backfire spectacularly by squeezing housing supply, making development harder and creating the very affordability problems they were meant to solve. The episode finishes with one of the industry's biggest controversies, as Tarrant and Garman question whether some high-volume buyer agencies are manufacturing competition, inflating demand and putting business growth ahead of their clients.

Smart Property Investment Podcast Network
PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: Why today's uncertainty could be tomorrow's biggest buying window

Smart Property Investment Podcast Network

Play Episode Listen Later Jun 26, 2026 53:51


Most investors see market uncertainty and hit pause, but history shows the biggest opportunities are often created in exactly these kinds of headline-driven cycles: when fear is high and clarity is low. On the Property Investing Insights podcast, Phil Tarrant sits down with Victor and Reshmi Kumar from Right Property Group to cut through the noise and discuss why today's uncertainty could be setting up the next phase of market growth. The trio argues that while higher interest rates, proposed tax changes, and shifting sentiment have sidelined many investors, much of the panic is being driven by policies that are not yet law. Rather than retreating, Victor and Reshmi urge investors to focus on fundamentals: reassessing borrowing capacity, portfolios, and long-term strategy instead of reacting to headlines. The discussion also explores a shift in behaviour, with investors moving away from scale and toward smaller, higher-quality portfolios built for long-term performance. Attention then turns to opportunities emerging across NSW, Queensland, South Australia, and Western Australia, where conditions are starting to shift beneath the surface.

Secrets of the Top 100 Agents
Property Buzz: Property reforms, SMSF ban, rising inflation, and the cracks emerging across the market

Secrets of the Top 100 Agents

Play Episode Listen Later Jun 26, 2026 74:11


Everyone says Australia's property market is cooling. The problem? The headlines are telling only half the story, and investors buying into the panic could be looking in all the wrong places. On Property Buzz, Phil Tarrant and Liam Garman rip into the biggest myths driving Australia's property market, arguing that the country's housing story is becoming more divided than ever, with winners and losers emerging simultaneously. The duo reveals why Brisbane, Adelaide, and Perth continue to push ahead while Sydney and Melbourne slow, exposing how relying on national headlines could lead investors to make costly decisions. Attention then turns to the federal government's latest property reforms, with Tarrant warning they could backfire spectacularly by squeezing housing supply, making development harder and creating the very affordability problems they were meant to solve. The episode finishes with one of the industry's biggest controversies, as Tarrant and Garman question whether some high-volume buyer agencies are manufacturing competition, inflating demand and putting business growth ahead of their clients.

Smart Property Investment Podcast Network
Stop waiting for rate cuts – the real opportunity is your lending structure

Smart Property Investment Podcast Network

Play Episode Listen Later Jun 22, 2026 47:19


Most investors are waiting for rate cuts, but the bigger opportunity could disappear first, as borrowing power, refinancing flexibility, and access to equity already shift beneath the surface. On The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance and Julie Brennan from Finni Mortgages to decode what the latest interest rate hold means for investors and why lenders may already be positioning for the next phase of the cycle. The trio explains that while many borrowers are waiting for official rate cuts, banks are already making moves behind the scenes, with falling fixed rates offering clues about where lenders think the market is headed. The discussion reveals why refinancing has become one of the most powerful tools available to investors, particularly as serviceability rules, lender policies, and borrowing capacity continue to shift. Attention then turns to the proposed changes to negative gearing and capital gains tax, with Loisance and Brennan warning that investors who fail to review their lending structures now could miss opportunities to strengthen their position before the rules change. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
Property Buzz: Buyer's agents under scrutiny as Dashdot fallout exposes cracks – is it time for property managers to take centre stage?

Smart Property Investment Podcast Network

Play Episode Listen Later Jun 19, 2026 62:57


Following the collapse of leading Australian buyer's agency Dashdot, questions are emerging about the quality and transparency of property advice being offered to investors. As confidence wavers, investors are left asking how to properly conduct due diligence and what the evolving property landscape will mean for future decisions. In this episode of Property Buzz, Phil Tarrant and Liam Garman unpack the wave of disruption sweeping through Australian real estate, including a close examination of the liquidator's report into the Dashdot collapse. With $16.5 million in liabilities, 695 creditors, and $10.5 million tied up in "prepaid services & refunds", Tarrant questions whether the numbers fully stack up, suggesting the sector may be heading into a period of overdue rationalisation. The discussion then turns to the broader advisory landscape, with the pair questioning whether the traditional dominance of buyer's agents will give way to more tailored, locally grounded insights from property managers who hold long-term, on-the-ground experience in asset performance and tenant demand. They also examine Canberra's recent tax backflips, unpacking the policy shifts and mathematical blind spots that continue to shape housing affordability and influence property prices.

Secrets of the Top 100 Agents
Property Buzz: Buyer's agents under scrutiny as Dashdot fallout exposes cracks – is it time for property managers to take centre stage?

Secrets of the Top 100 Agents

Play Episode Listen Later Jun 19, 2026 62:57


Following the collapse of leading Australian buyer's agency Dashdot, questions are emerging about the quality and transparency of property advice being offered to investors. As confidence wavers, investors are left asking how to properly conduct due diligence and what the evolving property landscape will mean for future decisions. In this episode of Property Buzz, Phil Tarrant and Liam Garman unpack the wave of disruption sweeping through Australian real estate, including a close examination of the liquidator's report into the Dashdot collapse. With $16.5 million in liabilities, 695 creditors, and $10.5 million tied up in "prepaid services & refunds", Tarrant questions whether the numbers fully stack up, suggesting the sector may be heading into a period of overdue rationalisation. The discussion then turns to the broader advisory landscape, with the pair questioning whether the traditional dominance of buyer's agents will give way to more tailored, locally grounded insights from property managers who hold long-term, on-the-ground experience in asset performance and tenant demand. They also examine Canberra's recent tax backflips, unpacking the policy shifts and mathematical blind spots that continue to shape housing affordability and influence property prices.

Secrets of the Top 100 Agents
PMX: The wealth-building opportunity hiding inside every rent roll

Secrets of the Top 100 Agents

Play Episode Listen Later Jun 15, 2026 50:28


Most property managers think their job ends at chasing rent and fixing leaky taps, but the truth is far bigger – the real opportunity in the industry right now might be turning investors into wealthier clients, not just managing their properties. On The Property Management Excellence (PMX) Podcast, Alex Whitlock sits down with Phil Tarrant to expose why property managers may be sitting on the most valuable seat at an investor's table, and why so many agencies are failing to take advantage of it. Rather than simply delivering bad news about repairs, compliance, and lease renewals, Whitlock and Tarrant argue that property managers should be leading broader conversations around portfolio performance, market trends, and long-term wealth creation. The pair point to a major advantage that most advisers spend years building: property managers already have direct access to investors and long-established relationships. However, many agencies remain trapped in transactional business models, and the duo break down what needs to change if property managers want to strengthen client loyalty, justify higher fees, and accelerate growth. As buyer's agents now face growing scrutiny and disruption, the duo argues that property managers have a unique opportunity to claim a larger role in helping investors grow and protect their wealth. Did you like this episode? Show your support by rating us or leaving a review on Apple Podcasts (REB Podcast Network) and by liking and following Real Estate Business on social media: Facebook, X and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend a voice to the show, email editor@realestatebusiness.com.au for more insights.

Smart Property Investment Podcast Network
Property Buzz: Buyer's agents under pressure, tax backlash builds, and rate cuts loom: What's going on in real estate?

Smart Property Investment Podcast Network

Play Episode Listen Later Jun 12, 2026 43:34


Buyer's agents are coming under increasing scrutiny over financial advice in the wake of the Dashdot collapse. But it's not all bad news for investors, with backlash building against the government's tax reforms and rate cuts looming on the horizon. After a challenging few weeks for the real estate industry, this episode of Property Buzz, hosted by Phil Tarrant and Liam Garman, explores whether relief could be emerging as yields return to focus and Australia's major banks flag potential rate cuts. The pair discuss how quarantining losses can provide longer-term tax relief for investors, alongside the shifting political landscape shaping property sentiment. They also turn to the property advice ecosystem, including growing scrutiny around unlicensed financial advice and the standards expected of buyer's agents operating in an increasingly complex environment. The discussion continues around the fallout from the Dashdot collapse, and what it signals for the ongoing professionalisation of the buyer's agent industry.

Smart Property Investment Podcast Network
THE PURE PROPERTY PODCAST: The budget, the buyer's agency collapse, and the window of opportunity nobody talks about

Smart Property Investment Podcast Network

Play Episode Listen Later Jun 12, 2026 60:21


Most investors have spent weeks obsessing over negative gearing and capital gains tax changes, but the biggest opportunities often emerge when fear, uncertainty, and bad headlines dominate the conversation. On The Pure Property Podcast, Phil Tarrant and Paul Glossop unpack the federal budget fallout, the collapse of one of Australia's largest buyer's agencies, and why market disruption often creates opportunities for investors willing to think long term. The pair discuss how the proposed tax changes could reshape investment behaviour, while warning that much of the public reaction has been driven by speculation rather than legislation. They also examine the fallout of Dashdot, highlighting the risks investors face when paying large upfront fees and the importance of choosing advisers with sustainable business models. Despite the uncertainty, Glossop argues that periods of market hesitation often create some of the best buying conditions, particularly for those prepared to act while others sit on the sidelines. The discussion also explores the growing challenge of home ownership for younger Australians and whether traditional pathways into the market are becoming increasingly out of reach.

Smart Property Investment Podcast Network
Pre-approvals to fail mid-deal as lenders rewrite borrowing rules

Smart Property Investment Podcast Network

Play Episode Listen Later Jun 8, 2026 42:23


While most investors have been rattled by the tax overhaul, the biggest risk right now isn't the budget itself, but how lenders are reacting to it, with pre-approvals increasingly unreliable and buyers at risk of being caught mid-deal. On The Smart Property Investment Show, Phil Tarrant speaks with Eva Loisance, principal at Finni Mortgages, about the post-budget lending shake-up and what it means for investors trying to secure finance in an increasingly unpredictable environment. Loisance explains that pre-approvals are no longer a safe assumption, with some lenders already stripping out negative gearing from servicing models while others hold the line pending clearer legislation. She warns the real impact is already hitting borrowing power, with modelling showing some dual-income households could lose close to 30 per cent in lending capacity if servicing rules fully exclude negative gearing benefits. As uncertainty flows through the system, lenders are tightening conditions, reassessing risk, and quietly reshaping what investors can actually borrow – well before any law is finalised. The episode also explores how investors may pivot, including a shift toward new-build stock that retains tax treatment advantages, despite higher costs limiting feasibility for many. Loisance flags potential flow-on effects into the rental market, with investors forced to chase yield more aggressively as tax efficiency is stripped back and holding costs rise. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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Smart Property Investment Podcast Network
Property Buzz: The buyer's agency shock exposing million-dollar portfolios risked on promises, not performance

Smart Property Investment Podcast Network

Play Episode Listen Later Jun 5, 2026 52:31


Investors are reeling from the sudden liquidation of a prominent buyer's agency, but the real fallout will come from the regulatory reckoning it triggers, not just the immediate financial losses. On the Property Buzz podcast, Phil Tarrant and Liam Garman from Momentum Media cut through the noise around the collapse of Dashdot and the wave of speculation hitting the property advice sector. The pair warn that the biggest issue right now isn't just the failed business itself, but the broader rise of industry gimmicks and high-pressure sales tactics that leave everyday consumers incredibly vulnerable. They explore how a controversial offshore share transfer to the British Virgin Islands complicates recovery for stranded creditors, while also raising critical questions about the ethics of demanding 100 per cent upfront fees and offering unbacked performance guarantees. The discussion also highlights how the industry is already reacting behind the scenes, with the sudden promotion of sub-scale, unvetted operators to take over affected clients highlighting a severe lack of professional standards. But despite the noise, the message is consistent. The duo warn that until formal regulatory guardrails and licensing requirements are established, the smartest move for property investors is to stick to "boring", proven professionals and avoid being lured in by social media hype.

Smart Property Investment Podcast Network
Australia's best investment buyer's agent says saving tax is not a strategy. It's not even a focus – making money is.

Smart Property Investment Podcast Network

Play Episode Listen Later Jun 4, 2026 55:55


Property investment is being hit with fresh policy uncertainty, with proposed tax changes raising questions around leverage, rents, and long-term returns. But the real danger isn't the reform itself, it's how investors react to it.   On this episode of The Smart Property Investment Show, host Phil Tarrant sits down with House Finder's Simon Loo, who won Buyer's Agent of the Year – Residential Investment at the inaugural Australian Buyers Agent Awards, to assess what the federal budget actually means for rents, whether the widely quoted "$2 per week" impact holds up, and whether genuine buying opportunities still exist. The discussion challenges the idea that policy shifts land cleanly in the real world, drawing on previous tax changes to examine how rents, prices, and investor behaviour typically respond once sentiment and incentives shift at scale. Loo says his strategy remains unchanged: focus on capital cities, gentrifying suburbs, and population growth markets, rather than chasing short-term tax-driven narratives or regional yield traps that look attractive on paper but often fail in practice.   The episode also turns to the underbelly of the industry, including the rapid growth in buyer's agents, inconsistent standards, and how rising noise in the market is making genuine expertise harder to distinguish from marketing. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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Smart Property Investment Podcast Network
PROPERTY INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: Shrinking borrowing power to reshape the market faster than policy

Smart Property Investment Podcast Network

Play Episode Listen Later May 29, 2026 49:27


Most property investors are panicking over tax changes, but the real shock could come when borrowing power starts collapsing faster than expected. On Property Investing Insights, hosts Phil Tarrant and Victor Kumar from Right Property Group break down the growing fallout from the federal budget and why investors may need to rethink strategy, structure, and portfolio planning. Kumar warns that while negative gearing changes have dominated headlines, the real pressure point could come from reduced lending capacity, with some banks already adjusting calculators and slashing borrowing power dramatically. The episode explores how investors may need to adapt by reassessing portfolio structure, improving cash flow, and diversifying across different property types as the market adjusts to potential policy shifts. Kumar also cautions against panic-driven decisions, arguing that strong portfolios are built on long-term fundamentals, not short-term political noise or speculation. The duo also discusses how the changing landscape could reshape the buyer's agent sector, with increased pressure likely separating experienced operators from opportunistic entrants.

Smart Property Investment Podcast Network
Property Buzz: Major buyer's agency collapses. Auctions freeze. Is the worst yet to come?

Smart Property Investment Podcast Network

Play Episode Listen Later May 29, 2026 57:09


The budget fallout has begun. With one of Australia's largest buyer's agencies collapsing and consumer confidence disappearing, are there still opportunities in the market? On this week's Property Buzz, hosts Phil Tarrant and Liam Garman break down the growing chaos hitting Australia's property market, from collapsing auction clearance rates and rising investor panic to the turmoil now ripping through the buyer's agency sector. In Sydney, the auction market has fallen to COVID-19-era lows, with more homes now passing in than selling as buyer confidence weakens and uncertainty continues to build. But will increasing yields now reverse this trend? The duo also explore the collapse of buyer's agency Dashdot, highlighting how rising client acquisition costs, weaker sentiment, and tightening lending conditions are placing enormous pressure on property businesses across the country. Additionally, hanging over the entire market are the proposed changes to negative gearing and capital gains tax, reforms that could slash borrowing capacity, tighten rental supply and dramatically reshape how Australians invest in property. The pressure is building quickly, and while emotional investors react to fear and headlines, strategic investors will be best positioned when the market stabilises.

Smart Property Investment Podcast Network
How one budget change wiped hundreds of thousands off borrowing power

Smart Property Investment Podcast Network

Play Episode Listen Later May 25, 2026 44:39


Most property investors are scrambling to adjust after the federal budget, but the real shock isn't the policy itself; it's how quickly banks and lenders are already changing the rules. On The Smart Property Investment Show, host Phil Tarrant sits down with Eva Loisance and Julie Brennan from Finni Mortgages to discuss the tax changes fallout and why investors are being forced to reassess their strategy fast. The trio reveal how some lenders have already started scaling back negative gearing assumptions, slashing borrowing capacity before legislation is even finalised. Loisance shares a real client example where borrowing power dropped by hundreds of thousands of dollars almost overnight, exposing how quickly policy uncertainty can reshape investor options. The discussion also explores whether the changes are designed to push investors out and create more room for first home buyers, while warning that banks may tighten lending policies even further as they manage risk. But despite the panic, the trio believes that investors who stay adaptable and rethink structure, strategy and lending options will still find ways to keep growing. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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Smart Property Investment Podcast Network
Property Buzz: The budget panic driving million-dollar decisions based on a draft, not legislation

Smart Property Investment Podcast Network

Play Episode Listen Later May 22, 2026 58:50


Most investors are reacting to the federal budget, but most of it isn't law yet, and the real impact will come from what actually gets passed, not what's announced. On the Property Buzz podcast, Phil Tarrant and Annie Kane from The Adviser cut through the noise around negative gearing, capital gains tax, and the wave of speculation hitting the property market after the latest budget. The pair warn that the biggest issue right now isn't policy change, but misinformation and fatigue, with investors reacting to headlines rather than confirmed legislation. They explore how proposed tax shifts could reshape investment structures, particularly for discretionary trusts and small businesses, while also raising questions about intergenerational fairness and long-term affordability. The discussion also highlights how lenders are already adjusting behind the scenes, with early changes to serviceability rules hinting at how banks are preparing for possible policy outcomes. But despite the noise, the message is consistent. The duo warned that until legislation is finalised, the smartest move is to stay informed, not reactive, and avoid making decisions based on speculation alone.

Smart Property Investment Podcast Network
Property Buzz: Budget 2026 – Government declares war on investors

Smart Property Investment Podcast Network

Play Episode Listen Later May 14, 2026 56:08


Budget 2026 has dropped – and insiders say it's not bold reform, but a tax grab that could redraw the winners and losers in Australian property. On Property Buzz, hosts Phil Tarrant and Liam Garman are joined by Tom Panos to break down one of the most consequential budgets in years and why it's already dividing investors, agents, and policymakers. Panos argues that the budget falls short of real tax reform, saying it shuts the door on younger Australians entering the market through changes to negative gearing and capital gains tax. Reporting from Canberra, Tarrant flags rising political risk, warning broken pre-election promises could define the budget as much as its economic impact. The discussion outlines winners and losers, with owner-occupiers and service providers potentially gaining while leveraged investors and developers come under pressure. Garman points to rising construction costs, labour shortages, and migration demand as forces that could further tighten rental markets. The trio closes on a warning: the budget's real impact will be measured in affordability, rents, and investor confidence. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
Investment 101: Your property isn't underperforming – it's being mismanaged

Smart Property Investment Podcast Network

Play Episode Listen Later May 13, 2026 28:47


Are you sabotaging your own portfolio? Most investors obsess over buying the right property, forgetting that real wealth is built after the deal is done. On The Smart Property Investment Show, hosts Phil Tarrant and Liam Garman are joined by Tim Harris, director of H & B Real Estate, to expose the overlooked role property managers play in long-term portfolio performance. Tarrant highlights that while brokers and buyers come and go, property managers are the ones who stay, often influencing results for decades. Harris reveals that poor property management quietly erodes returns through missed rent, bad tenants, and reactive maintenance, while strong systems and team structures can dramatically improve outcomes. The episode also challenges investors who chase low fees, warning that cutting costs on management often leads to bigger losses over time. With tighter market conditions and rising pressure on rents, your property manager isn't just a service – they're a key driver of whether your investment performs or falls behind. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment Podcast Network
Budget 2026: The bombshell that could reshape your portfolio overnight

Smart Property Investment Podcast Network

Play Episode Listen Later May 11, 2026 47:36


A potential two-speed property market is emerging in Australia, and investors who misunderstand upcoming tax changes could find themselves on the wrong side of it. On The Smart Property Investment Show, host Phil Tarrant speaks with Sam Khalil, founder of DPN, about how the 2026 budget could reshape property taxation and investor strategy. Tarrant highlights growing uncertainty around tax settings for new versus existing properties, warning that investors may soon need to adapt to a split system that changes how returns are assessed. Khalil argues that success will come down to strategy, not sentiment, with investors needing to focus on yield, capital growth, and long-term structure rather than reacting to policy noise. The discussion challenges the "new versus old" debate, with Khalil pointing to dual-income new builds, depreciation benefits, and demand-driven locations as key drivers of stronger outcomes. He also warns that many investors are losing ground due to poor property management decisions, with cost-cutting leading to lower yields and long-term asset degradation. The episode closes with a broader policy warning as Khalil argues that housing affordability won't be solved by tax changes alone, but by unlocking supply through planning reform and better land use. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

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Smart Property Investment Podcast Network
THE PURE PROPERTY PODCAST: Are property investors being used as political scapegoats?

Smart Property Investment Podcast Network

Play Episode Listen Later May 8, 2026 72:34


As the federal budget approaches, policy pressure on Australian property investors is intensifying, with CGT, negative gearing, and SMSF lending all under the microscope. On The Pure Property Podcast, hosts Phil Tarrant and Paul Glossop tackle the growing concerns that investors are being unfairly caught in the crossfire of the national housing debate. Tarrant challenges the narrative that property investors are driving unaffordability, arguing they are being used as political scapegoats rather than attention being directed at Australia's underlying supply shortage. Glossop points to structural failures in housing delivery, contending that slow approvals and constrained supply remain the root cause of affordability pressures – not investor activity. The episode also examines the looming risks around capital gains tax (CGT) reform, negative gearing changes, and potential restrictions on self-managed super fund (SMSF) property lending as the budget draws closer. With policy risk continuing to rise, the duo urge investors to remain strategic and stay informed.

Smart Property Investment Podcast Network
Property Buzz: CGT, negative gearing, SMSF – everything on the chopping block in the upcoming budget

Smart Property Investment Podcast Network

Play Episode Listen Later May 8, 2026 64:12


With the federal budget days away, Australian property investors are on edge, watching for potential shifts to taxes, interest rates, and housing policy that could reshape the cycle. On Property Buzz, hosts Phil Tarrant and Liam Garman cut through the noise ahead of budget week and break down what it all means for investors. Tarrant flags a cautious mood in the market, with all eyes turning to Canberra as critical policy decisions draw near, while Garman ties current pressure to inflation, rising rates, and labour demand, with ongoing geopolitical tensions only adding to the uncertainty. The pair dig into rising inflation expectations, housing supply constraints, and the government's response through deposit schemes and heated tax debates. Despite widespread talk of investors heading for the exit, stable listings and lending data tell a different story: most are holding firm. The duo wraps with a sharp warning on policy risk, SME impacts, and the dangers of unregulated advice, urging investors to stay sharp heading into the budget.

Smart Property Investment Podcast Network
Are your finances in order? Rate hike exposes 'bad mortgage strategy' as an expensive problem

Smart Property Investment Podcast Network

Play Episode Listen Later May 6, 2026 31:18


Another rate hike just landed, and if you haven't reviewed your loan structure and buffers, you could already be falling behind. Here is how to review your finances. On The Smart Property Investment Show, host Phil Tarrant sat down with Finni Mortgages principal Eva Loisance to examine what the latest move by the Reserve Bank of Australia means for investors and home owners. Loisance warns that many Australians don't even know their current mortgage rate, leaving them exposed as repayments rise and buffers get squeezed. She explains that outcomes will vary depending on loan structure, offsets, and fixed-rate exposure, making it critical to review loans, compare rates, and consider refinancing before pressure builds. The episode also explores looming policy risks, including potential tax changes and self-managed super fund (SMSF) lending restrictions, which could further reshape the market. As conditions tighten, the duo is clear: this isn't a wait-and-see moment, it's a time to reassess strategy, or risk being caught out by the next move. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.