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On episode 452 of Animal Spirits, Michael Batnick and Ben Carlson discuss the software apocalypse, stock market blow-ups, AI fear-mongering, how AI will impact your job, in defense of SaaS, the ex-US trade is working, a bull market in Japan, Gen Z loves the stock market, prediction markets, a takedown of The Millionaire Next Door, middle-aged dad milestones and more. This episode is sponsored by Teucrium and YCharts Find out more at https://teucrium.com/agricultural-commodity-etfs Explore Hamilton Lane benchmarks on YCharts, and get 20% off your initial YCharts Professional subscription (new customers only). Sign up for The Compound newsletter and never miss out: thecompoundnews.com/subscribe Find complete show notes on our blogs: Ben Carlson's A Wealth of Common Sense Michael Batnick's The Irrelevant Investor Feel free to shoot us an email at animalspirits@thecompoundnews.com with any feedback, questions, recommendations, or ideas for future topics of conversation. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Vivian sits down for an honest conversation with Zarna and Zoya Garg, the hilarious mother-daughter duo redefining what it means to build wealth, legacy, and success on your own timeline. Zarna went from Mumbai to Ohio, from lawyer to matchmaking entrepreneur to selling out comedy shows at 40—proving it's never too late to reinvent yourself. Now, she's touring with comedy legends, landing Hulu specials, and her daughter Zoya is right there building her company alongside her. Together, they're breaking down the immigrant money mindset, the real cost of chasing your dreams mid-life, and why the timeline we're sold for success is complete BS. In this episode, you'll learn: The financial reality of reinvention, what it actually takes to walk away from a stable career at 40. How immigrant family dynamics shape your relationship with money, risk, and ambition: from the pressure to pursue "safe" careers to navigating conversations about wealth, inheritance, and financial independence across generations. What happens when you build a family business in the age of "nepo baby" discourse, how Zoya convinced her traditionally-minded mom she was the best person to grow the Garg empire, the money conversations every family should be having (but aren't), and why betting on yourself and your people might be the smartest financial move you ever make. Keep up with Zarna and Zoya! Check out their podcast. Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode, Mike talks discusses the most common mistake that most people make when it comes to dieting and fat loss. Both from a mindset perspective and from a tactical perspective. He also shares a simple shift that will help you see sustainable results.------------------------------------------------Click here to apply for coaching!For some amazing resources and to be a part of a badass community, join our FB group HEREThe personality assessment is now available online! Click here to take the assessment and find out what your personality tells us about the way you should be training and eating.Take the assessment here!To learn more about Neurotyping, visit www.neurotypetraining.comFollow Mike on IG at @coach_mike_millner
In part two we give some insight to breaking our dogs from running coyotes, if you don't want them too. We talk about some common mistakes that hinder our progress. If you get frustrated but your dogs running them, this episode is for you. IG - heathhyatt147FB Heath HyattYoutube - Heath Hyatt Follow our Sponsors:Inukshuk DarkenergyOnX Double U Hunting SupplyQuick-track.comMuddy River Transport Inukshuk:Inukshukpro.comCorey.ca Darkenergy: best-charging banks on market. Discount code is CODE4darkenergy.com Onx: subscribe to the best mapping app on the market by using promo code - K920 Frontline Optics- Duty sunglassesPolarizedNo questions asked replacementCharitable Donation with every pairFree shippingFrontline-Optics.com use promo code - CODE4https://frontline-optics.com?sca_ref=5672409.03I05MEwyy Subscribe to: Full Cry MagazineBear Hunting MagazineSouthern Hound hunting Magazine American Bear Foundation For the best lights in the businessCheck out: Cajunlights.com Get all your hound hunting gear at Double U. Products every hound hunter trusts to keep up with their pack. Double U Hunting Supply.com We would like to thank those who support this podcast. Special thanks to Double U Hunting Supply for sponsoring this episode. www.dusupply.comhttps://www.youtube.com/@DoubleUHuntingSupply/podcasts
In this episode of the HVAC Know It All Business Edition Podcast, co-hosts Gary McCreadie and Furman Haynes of WorkHero talk with Robyn Hass, Founder and Fractional CFO of Mainstreet MEP™ by HVAC Office Solutions and Trade Finance in Ten Podcast, and Fractional MEP CFO/CHRO, FP&A and Change Management Consultant of Robyn Hass Consulting. Robyn shares her insights on managing overhead, scaling efficiently in a service business, and the importance of systems and processes in supporting growth without unnecessary expansion. Whether you're a solo operator or scaling a team, Robyn provides practical advice on reducing operational inefficiencies, improving field-to-office communication, and ensuring good financial practices. Expect to Learn: -Strategies to control overhead as a business grows - The importance of lean processes and how to cut unnecessary complexity - Best practices for ensuring technicians stay accountable and contribute to accurate data collection - How to use data to gain insights into your business's performance and project cash flow - Advice on supporting solo contractors and small businesses - What it really takes to scale and when to keep things small Timestamps: [00:00] - Introduction [00:59] - Managing Overhead During Growth [03:38] - Tech-to-Admin Ratio in the Field [07:02] - Importance of Field Data and Receipt Capture [08:41] - Managing Cash Flow and Invoicing Best Practices [10:07] - Training Technicians and Software Adoption [28:25] - Ongoing Training and Communication [14:17] - Supporting Solo Technicians and Small Businesses [18:54] - New Business Offerings: Bootcamps & Reporting Tools [20:43] - Final Thoughts Follow Robyn Hass: LinkedIn: https://www.linkedin.com/in/jrobynh/ Company LinkedIn: https://www.linkedin.com/company/mainstreet-mep Company Website: https://myhvacoffice.com/ Follow Gary McCreadie: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/ Website: https://www.hvacknowitall.com Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/ Follow Furman Haynes on: LinkedIn: https://www.linkedin.com/in/Furmanhaynes/ WorkHero: https://www.linkedin.com/company/workherohvac/ Instagram: https://www.instagram.com/hvacknowitall1/
Many retirement mistakes aren't dramatic — they're quiet. And they often go unnoticed for years.In this episode, Miguel Gonzalez highlights common retirement planning mistakes people don't realize they're making — from outdated beneficiaries to overlooked tax considerations and scattered workplace accounts. A few small adjustments today can help you stay organized, reduce stress, and protect your long-term financial goals.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 20 years of experience helping individuals and families plan for retirement income, investment management, and long-term financial clarity. He is the Managing Partner of Cortburg Retirement Advisors, a boutique firm focused on retirement planning, tax strategy awareness, and financial organization.#RetirementPlanning #RetirementMistakes #CortburgSpeaksRetirement #FinancialWellness #MiguelXGonzalez #WealthPlanningWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Join us for an inside look at the messy, blurry—and often fascinating—reality behind what you thought you knew about courtroom procedure.Welcome to Lawyer Talk! In this episode, Steve Palmer and law student Troy Henricksen dive deep into the real-world drama of suppression hearings—a process that determines whether evidence should be kept out of a criminal trial. While law school teaches the basics about motions and constitutional amendments, it rarely shows students how these issues play out in the actual courtroom.Drawing from their recent experience with a case involving Miranda rights, consent, and nuanced police interviews, Steve Palmer and Troy Henricksen break down the steps of filing a suppression motion, navigating unpredictable courtroom dynamics, and facing off with government attorneys. They discuss what happens when police testimony evolves under cross-examination, the importance of truth-telling, and why confronting witnesses is crucial.Got a question you want answered on the podcast? Call 614-859-2119 and leave us a voicemail. Steve will answer your question on the next podcast!Submit your questions to www.lawyertalkpodcast.com.Recorded at Channel 511.Stephen E. Palmer, Esq. has been practicing criminal defense almost exclusively since 1995. He has represented people in federal, state, and local courts in Ohio and elsewhere.Though he focuses on all areas of criminal defense, he particularly enjoys complex cases in state and federal courts.He has unique experience handling and assembling top defense teams of attorneys and experts in cases involving allegations of child abuse (false sexual allegations, false physical abuse allegations), complex scientific cases involving allegations of DUI and vehicular homicide cases with blood alcohol tests, and any other criminal cases that demand jury trial experience.Steve has unique experience handling numerous high-publicity cases that have garnered national attention.For more information about Steve and his law firm, visit Palmer Legal Defense. Copyright 2026 Stephen E. Palmer - Attorney At LawMentioned in this episode:Circle 270 Media Podcast ConsultantsCircle 270 Media® is a podcast consulting firm based in Columbus, Ohio, specializing in helping businesses develop, launch, and optimize podcasts as part of their marketing strategy. The firm emphasizes the importance of storytelling through podcasting to differentiate businesses and engage with their audiences effectively. www.circle270media.com
This Mindset Debrief episode is a short-form reflection on personal accountability, discipline, and self-leadership for people navigating pressure, responsibility, and growth. In this episode, we focus on: how tying your identity to your performance slowly erodes your sense of self.If you've ever wondered who you'd be without your job title, your results, or your reputation as the one who fixes everything, this episode is for you. It starts with a simple pressure test: take away the role, the output, and the constant problem-solving, and see what's left. A lot of high performers don't just do the work, they become the work. That's role engulfment: when one role consumes your entire self-concept and everything else gets pushed aside. The provider. The leader. The rock. The expert. The person who's always “on.” And when you confuse what you do with who you are, uncertainty starts feeling like failure, not information. This is where the performance trap shows up. If you're constantly producing, leading, and fixing, it can feel like you're disappearing the moment you stop. The episode pushes on that fear, and it separates presence from output. People don't just need results, they need you to actually be there. It also hits the guilt that shows up when you try to rest. When “doing nothing” feels wrong, recovery turns into weakness, and exhaustion starts getting treated like a badge. This episode reframes rest as a requirement for doing the work well, not a reward you earn after the work is done. The thread that ties it together is accountability without control. Own standards and actions, but stop tying identity to outcomes you can't fully control. The goal isn't to quit your roles. It's to stop letting them swallow you.Share this episode with someone who could benefit from the information.CONNECT WITH THE PODCAST:IG: https://www.instagram.com/paulpantani/WEBSITE: https://www.transitiondrillpodcast.comLinkedIn: https://www.linkedin.com/in/paulpantani/QUESTIONS OR COMMENTS:paul@transitiondrillpodcast.com
More information has been revealed out about Monday's Rhode Island ice rink shooting, an armed man is stopped at the Capitol, disasters unfold across the West, CBS caves to Trump pressure, and we lose civil rights giant Jesse Jackson. Update: Rhode Island Shooting-via AP News Armed Man at Capitol-via ABC News Partial Government Shutdown-via ABC News Colorado Crash-via CBS News Lake Tahoe Avalanche-via NBC News Nancy Guthrie-via LA Times CBS Complies in Advance (Again)-via CNN Jesse Jackson-via GuardianTake the pledgeto be a voter at raisingvoters.org/beavoterdecember. - on AmazonSubscribe to the Substack:kimmoffat.substack.comAll episodes can be foundat:kimmoffat.com/thenewsAs always, youcan findme on Instagram/Twitter/Bluesky @kimmoffat and TikTok @kimmoffatishere
Don't make these costly tackle mistakes (like we did)! Here are 3 big mistakes we continue to see time and time again. Tight lines and enjoy.
‣ Apply to Join Dieting From The Inside Out Here: https://inquire.hamiltontrained.com?utm_source=podcast‣ Grab the Food Noise Solution Guide Here: https://inquire.hamiltontrained.com/food-noise?utm_source=podcast
Welcome back to Truth, Lies & Work, the award-winning workplace podcast where behavioural science meets workplace culture. This week we explore career motivation, generative AI for leaders and the psychology of meaningful work. Plus we put Neuro-Linguistic Programming under the microscope and answer career questions from future business psychologists.
Mark gives you the 5 biggest mistakes made by the Steelers lately plus a bonus one. Pierre McGuire joins the show to talk about the olympics. See omnystudio.com/listener for privacy information.
Mark gives you the 5 biggest mistakes made by the Steelers lately plus a bonus one. Pierre McGuire joins the show to talk about the olympics.
This episode kicks off our Stop Doing This to Volunteers series by naming a simple but overlooked leadership habit: never revisiting where someone serves once they've said yes. We talk about the fear that keeps churches from inviting movement, and the belief many people carry that enjoying their role — or wanting something different — is somehow selfish instead of faithful.In this episode, we cover:Why long-term service doesn't always mean long-term fitThe fear that asking “what would you rather be doing?” will leave you short-handedWhy liking what we do - and wanting something different - doesn't make us less holyRESOURCES MENTIONEDJoin our free Facebook CommunityGet the Ministry Bundles here!Support the show SUBSCRIBE & REVIEW If you loved this episode, please take a moment to subscribe and leave a review on Apple Podcasts! Your support helps us reach more people -- just like you -- in small churches who need to hear this.
Matt is still recovering from Lola's birthday party - but he's fronted up to give Doters advice on what not to do after things almost went horribly wrong. Plus he's realised the hardest part of having a nanny is something he never even considered. Meanwhile Ash reveals why he was surprised by the odd "toy" Macy chose to bring to kindy. This week the boys are back with more advice - they've opened the floodgates and now nothing can stop their advice-giving ways! This time they weigh in to the great debate over whether or not you should discipline other people's kids. Plus the kids' movies that left them traumatised for years to come. If you need a shoulder to cry on: Two Doting Dads Facebook Group: https://www.facebook.com/groups/639833491568735/ YouTube: https://www.youtube.com/@TheTwoDotingDads Instagram: https://www.instagram.com/twodotingdads/ TikTok: https://www.tiktok.com/@twodotingdads See omnystudio.com/listener for privacy information.
In this conversation, Marshall and Nick discuss various themes surrounding personal experiences, business decisions, and the detailing industry. They reflect on the mistakes made during Valentine's Day, the implications of choosing cheaper services, and the importance of understanding quality in both products and techniques. The discussion also touches on the evolution of detailing knowledge, the dangers of improper cleaning products, and the misconceptions surrounding business scaling. They emphasize the need for a positive mindset in the face of negativity and the impact of social media on perceptions within the industry.Chapters00:00 Valentine's Day Mishaps02:53 The Cost of Cheap Decisions05:57 Learning from Mistakes in Tinting09:02 Quality vs. Price in Automotive Services12:02 Understanding Slip Solutions and Their Impact15:01 The Risks of Cutting Corners in Detailing17:58 The Evolution of Car Detailing Knowledge33:03 Understanding Car Detailing Materials36:01 The Importance of Material Knowledge in Detailing39:13 Common Mistakes in Cleaning Alcantara42:07 The Challenges of Cleaning Alcantara43:53 Debating the Role of Detailers50:02 The Misconception of Scaling a Business57:57 The 'F*** It' Gene and Business Realities
Jodi's cooking tricks that Murphy is losing weight with.Shapewear mistakes not to make before you squeeze yourself in.The Morning Pick Me Up.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Does your body feel like it stopped cooperating when you reached age 35? Are you frustrated that what used to work for you in terms of working out IS NOT anymore? Are you experiencing body composition changes, pelvic floor symptoms, or other things - maybe even symptoms you thought you had dialed in on, but they are returning? Are you tired of conflicting information on the internet about what's going on and what you should do?In today's episode, Jessie What might be happening in your body, why your old approaches aren't working, and what to do moving forward to have success in exercising in ages 35+- - - - - - - - -If you liked this episode of To Birth and Beyond, tell your friends! Find us on iTunes and Spotify to rate/review/subscribe to the show.Want more? Visit www.ToBirthAndBeyond.com, join our Facebook group (To Birth and Beyond Podcast), and follow us on Instagram @tobirthandbeyondpodcast! Thanks for listening and joining the conversation!Resources and References Jessie's free, live, online workshop: Why Exercise Feels Harder After 35 (And What Actually Works When Nothing Else Has) - https://jessiemundell.com/exercise-harder-35/Show Notes 0:54 - Jessie is hosting a FREE, LIVE, online workshop: Why Exercise Feels Harder After 35 (And What Actually Works When Nothing Else Has)2:13 - Jessie shares what we are talking about today, and how she is positioned to talk on this subject!5:55 - Major Change #1: Hormones begin to fluctuate at 35+9:12 - Major Change #2: You don't feel like you are bouncing back from stress like you used to10:42 - Major Change #3: Your pelvic floor can be impacted by these changes occurring in the body after 3514:10 - Mistake #1: When you feel like the workout isn't doing it for you, you increase the intensity and time in the gym16:34 - Mistake #2: On the opposite side of the spectrum, swinging to only low intensity exercise (with a caveat)18:38 - Mistake #3: Over complicating your strength training program20:40 - Pillar #1 of a well-designed exercise plan: Focus on progressive strength training21:27 - Pillar #2 of a well-designed exercise plan: Integrating the pelvic floor and core system into the strength training22:00 - Pillar #3 of a well-designed exercise plan: Build flexibility into your mindset and life with exercise22:43 - Pillar #4 of a well-designed exercise plan: access to coaching AND community23:24 - Jessie recaps the mistakes and pillars outlined above, with a few reminders along the way25:06 - Jessie wraps up the episode with a final invitation to her free, live workshop where she will dive deeper into this subject with you
At 41 years old, Mark Holland had won the game. He sold his agency, BenCom, and was in the Cayman Islands planning a life of philanthropy and leisure. Then, the check didn't clear. The buyers defaulted, destroyed the company, and Mark went from retired to restarting from scratch overnight.But the story doesn't end there. After building a second agency, Benefit Help, to nearly $2 million in revenue, he was hit with a 36-month storm of client acquisitions and COVID shutdowns that wiped out 90% of his business.In this episode, Mark, now the CEO of CoVerica, joins me to share the raw truth about resilience. We discuss how he navigated losing everything - twice - without losing his faith, why he refuses to sacrifice his family for profit anymore, and how he turned his biggest professional failures into the leadership philosophy that runs a 40-year-old powerhouse agency today.▶▶ Sign Up For Your Free Discovery Callcompletegameu.com/agaKEY MOMENTS(0:00) I Retired at 41... Then Lost Everything | The Mark Holland Story (1:26) The Exit That Wasn't: From Cayman Islands to Crisis (2:49) Starting Over at 41: Dealing with Fear and Ego (5:41) Faith in the Fire: Why Setbacks Are Divine Setups (8:13) The Mistake of the First Exit: Chasing the Finish Line vs. Enjoying the Journey (11:25) The Second Collapse: Losing 90% of Revenue in 36 Months (16:00) The LinkedIn Message That Saved His Career (21:23) Why a P&C Agency Hired a Benefits CEO (Hiring Your Weakness) (30:17) Leading Gen Z: Purpose Over Paychecks (36:03) The Future Producer: Why You Must Master Marketing & Tech (39:48) Mark's Morning Routine: Coffee, Scripture, and 4 AM StartsCONNECT WITH ANDY NEARY
Most missionaries are sending emails that get ignored... and they don't even know why. In this episode, Mike Kim breaks down five common email mistakes that are killing your support raising and shares simple fixes you can implement right away. Learn how to write emails that actually get opened, read, and responded to. CONNECT WITH FULLY FUNDED ACADEMY: Website: https://fullyfundedacademy.com Get the Free Workbook: https://fullyfundedbook.com Instagram: http://instagram.com/fullyfundedacademy
“We're all in this together.” Join Ian, Megs & Kev for our 318th episode as we lace up the Wildcats, grab the basketball (and the sheet music), and head back to East High for Disney Channel's cultural phenomenon High School Musical (2006). It's jazz hands, jump shots, and mid-2000s sincerity this week — and yes, we're absolutely committing to the choreography. This week we discuss: The lightning-in-a-bottle appeal — how a made-for-TV movie became a generational event - especially for one member of the panel. Zac Efron and Vanessa Hudgens — chemistry, charisma, and the myth-making of teen stardom. Does Hudgens get enough credit for the success of the franchise? Ashley Tisdale's Sharpay Evans — villain, icon, or misunderstood theatre kid with ambition? Is she too good to dislike? Megs breaks down the musical structure — why the songs are catchier than they have any right to be, and which ones still slap. The team talks about the difficulty about the audition process - on both sides of the equation We talk about the differences in social cliques in the North American school system versus the British school system Ian talks about how the whole plot is a conceit that he can't fully buy into - but why? Thematically — identity, peer pressure, and the fear of stepping outside the box. Why this simple message resonated so hard. The “show, don't tell” debate — does the film trust visual storytelling, or does it lean on dialogue and lyrics to do the heavy lifting? The Disney machine — how the film's success reshaped the network's future output. The ending performance — triumphant, predictable, or perfectly engineered for maximum serotonin? And finally, whether High School Musical is the Best Film Ever — or simply the most aggressively rewatchable Disney Channel Original Movie ever made. Become a Patron of this podcast and support the BFE at https://www.patreon.com/BFE We are extremely thankful to our following Patrons for their most generous support: Juleen from It Goes Down In The PM Hermes Auslander James DeGuzman Synthia Shai Bergerfroind Ariannah Who Loves BFE The Most Paul Komoroski Andy Dickson Chris Pedersen Duane Smith (Duane Smith!) Randal Silva Nate The Great Rev Bruce Cheezy (with a fish on a bike) Richard Ryan Kuketz Dirk Diggler Stew from the Stew World Order podcast NorfolkDomus John Humphrey's Right Foot Timmy Tim Tim Aashrey Youth Hosteling with Chris Eubank Buy some BFE merch at https://my-store-b4e4d4.creator-spring.com/. Massive thanks to Lex Van Den Berghe for the use of Mistake by Luckydog. Catch more from Lex's new band, The Maids of Honor, at https://soundcloud.com/themaidsofhonor Also, massive thanks to Moonlight Social for our age game theme song. You can catch more from them at https://www.moonlightsocialmusic.com/
In this episode of Retire With Style, Wade and Alex discuss key retirement tax planning strategies, including Roth conversions, effective marginal tax rates, and the role of income tracking in decision-making. They examine long-term capital gains treatment, IRMAA surcharges, and the structural design of retirement accounts. The conversation also highlights the complexity of the tax code, the value of automated tax-mapping tools, and strategic considerations such as using reverse mortgages to manage tax liabilities. Takeaways Expenses do not equate to tax bills in retirement. Roth conversions can help manage tax implications of RMDs. Medicare IRMA surcharges are not affected by Roth conversions. A 12% EMR target is reasonable for most retirees. Monitoring income is crucial for effective tax planning. Long-term capital gains can be harvested at 0% under certain conditions. Simplifying the tax code could alleviate financial planning complexities. Roth conversions do not have a defined break-even age. Effective marginal rates consider more than just income tax brackets. Qualified Longevity Annuity Contracts can defer RMDs. Chapters 00:00 Understanding Required Minimum Distributions (RMDs) and Tax Implications 01:55 Roth Conversions and Medicare IRMA Considerations 04:13 Establishing Effective Marginal Rates for Tax Efficiency 07:34 Income Tracking and Year-End Tax Planning 09:21 Long-Term Capital Gains and Tax Bracket Strategies 12:02 The Role of Tax Maps in Financial Planning 15:16 Simplifying the Tax Code: A Call for Change 15:57 Roth Conversions: Timing and Break-Even Analysis 17:13 Effective Marginal Rate vs. Effective Tax Rate Explained 18:50 Qualified Longevity Annuity Contracts and RMDs 20:14 The Ideal Retirement Account Structure 21:44 Tax Diversification Strategies for Different Ages 23:47 Using Reverse Mortgages for Tax Payments 24:33 Impact of Reverse Mortgages on ACA Subsidies 26:38 Roth Conversions vs. Tax Gain Harvesting Strategies 28:55 Utilizing Tax Map Calculators for Personalized Planning 29:58 Conclusion and Future Considerations Links
Proper behavior will produce helpful results. In life, use your clarinets to make music and not to fool AI detection systems.
BRX Pro Tip: 7 Mistakes New Coaches Make Stone Payton: And we are back with Business RadioX Pro Tips. Stone Payton and Lee Kantor here with you. Lee, what counsel, if any, do you have for people that may be a little bit new to the coaching business? Lee Kantor: Yeah. This is some advice […]
I've reviewed thousands of federal employee TSP accounts. And the biggest losses usually don't come from market crashes. They come from withdrawal timing, fund allocation at the wrong life stage, and not understanding your three options when you retire.In this video, we break down the most overlooked Thrift Savings Plan mistakes, including sequence of returns risk, TSP withdrawal rules, and rollover decisions that can significantly impact long-term retirement income.
This lecture was recorded by Clive Stafford Smith on the 9th of February 2026 at Bernard's Inn Hall, LondonClive Stafford Smith JD OBE is a dual UK-US national, the founder and director of the Justice League a non-profit human rights training centre focused on fostering the next generation of advocates. He was the Senior Prefect at Radley College, where he studied maths and science; then a Morehead Scholar at the University of North Carolina (Chapel Hill), where he took a degree in Politics; and a Stone Merit Scholar each of his three years at Columbia Law School, graduating in 1984. He previously founded and directed the legal action charities Louisiana Capital Assistance Center (1993 in New Orleans) and Reprieve (1999 in London). Since 1984 he has tried many capital cases, and helped to represent over 400 people facing execution in the US and elsewhere. He also brought the first challenge to Guantánamo Bay, where he has secured the release of 85 detainees, and continues to assist the remaining 30. In all five of the cases he has helped bring to the U.S. Supreme Court the petitioner has prevailed. He has recently taken on the case of Aafia Siddiqui, the woman who has most suffered from the US rendition-to-torture program – abducted with her three children. He continues to work on capital cases in the US, including a Post-Mortem Project where he is investigating the claims of innocence of 184 people executed since 1977.Clive has published a number of books including Bad Men (2008, describing work in Guantánamo) and Injustice (2012, on the capital case of Kris Maharaj), both of which were short-listed for the Orwell Prize; and most recently The Far Side of the Moon (2023), deconstructing the parallel lives of his father and a client Larry Lonchar, both of whom were labelled Bipolar. He has many other publications, including manuals for the defence of capital cases, and law review articles about aspects of capital defence. He has worked on many films and documentaries, starting with Fourteen Days In May (1987), recently ranked as one of the top BBC documentaries of all time. While continuing his litigation practice, Clive teaches part time at Bristol Law School and Goldsmiths as well as running a summer programme for 35 students in Dorset, his home. He has received all kinds of awards in recognition of his work, including an OBE by Queen Elizabeth II for “services to humanity” in 2000. He has been a member of the Louisiana State Bar since 1984. The transcript of the lecture is available from the Gresham College website: https://www.gresham.ac.uk/watch-now/pictures-afghanistanGresham College has offered free public lectures for over 400 years, thanks to the generosity of our supporters. There are currently over 2,500 lectures free to access. We believe that everyone should have the opportunity to learn from some of the greatest minds. To support Gresham College's mission, please consider making a donation: https://www.gresham.ac.uk/get-involved/support-us/make-donation/donate-today Website: https://gresham.ac.ukX: https://x.com/GreshamCollegeFacebook: https://facebook.com/greshamcollegeInstagram: https://instagram.com/greshamcollegeBluesky: https://bsky.app/profile/greshamcollege.bsky.social TikTok: https://www.tiktok.com/@greshamcollegeSupport Us: https://www.gresham.ac.uk/get-involved/support-us/make-donation/donate-todaySupport the show
The Gardening with Joey & Holly radio show Podcast/Garden talk radio show (heard across the country)
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The Learning Leader Show with Ryan Hawk Go to www.LearningLeader.com This is brought to you by Insight Global. If you need to hire one person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world has the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader My guest: Tom Hardin was known as "Tipper X" during Operation Perfect Hedge, the largest insider trading investigation in history. After making four illegal trades based on inside information, the FBI approached him on a Manhattan street corner and convinced him to wear a wire over 40 times, helping build 20 of the 81 cases. Key Learnings Ambiguity is where ethical lines blur. Tom's boss said, "Do whatever it takes," after the hedge fund lost money, and as a junior employee, Tom didn't ask clarifying questions. The undiscussable becomes undiscussable. Leaders give ambiguous messages, then pretend they weren't ambiguous, employees get confused and don't question the boss, and you end up with a culture of silence. Making decisions in isolation is dangerous. The information came to Tom and he didn't talk to his boss or his wife (who probably would've slapped him around for crossing ethical lines). Psychological safety requires muscle memory. You have to practice saying "I'm just going to ask some clarifying questions here" when your boss gives ambiguous orders. Bad decisions aren't mistakes. Mistakes are made without intent, but bad decisions are made with intent. Tom told himself for years he made "mistakes," but on a drive home from speaking at a keynote, he realized: "There's no way I made mistakes. I made bad decisions." Never say never. Tom argues you're more susceptible to falling down your own slippery slope when you think "that would never be me." 80% of employees can be swayed either way. 10% are morally incorruptible, 10% are a compliance nightmare, and 80% can be influenced by the culture around them. Tone at the top means nothing. Company culture isn't the tone at the top or glossy shareholder letters; it's the behaviors employees believe will be rewarded or put them ahead. Reward character, not just results. You can't just focus on short-term performance and dollar goals without understanding how the business was made and what was behind the performance. The question isn't "what?" but "how?" If you're just focused on the numbers and not on how you got there, you have the opportunity to end up in a slippery slope situation. Celebrate people who live your values. Companies that spend millions on trips for people who live out shared values (not financial performance) are putting their money where their mouth is. Leaders must share their own ethical dilemmas. We've all been in situations where we could go left or right, and sharing how you worked through those moments makes you more endearing and a better leader. Keep a rationalization journal. When Tom and his wife have big decisions (or even little things), he writes them down in a rationalization journal and reflects on them once a month. He's still susceptible to going down another slippery slope, so checking himself on those passing thoughts improves his character over time. It's not what you say, it's what you do. Just like kids see what parents do (not what they say), employees see what behaviors leaders actually reward. $46,000 cost him $23 million. A business school professor calculated Tom would've made $23 million if he'd stayed on the hedge fund path, but he made $46,000 on the four illegal trades before getting caught. His wife was his rock. 85% of marriages end when something like this happens, and she had every right to leave. They just got married, no kids yet. But she stayed. When Tom interviewed her for the book 20 years later, she said, "All I remember is you accepted responsibility immediately. You didn't make up excuses." Running pulled him out of a shame spiral. Tom got obese as a stay-at-home dad. His wife signed him up for a 5K race (and beat him while pushing a jogging stroller). Just crossing that finish line lit a fire. He ended up running a 100-mile race. Doing hard things teaches you that you can do hard things. When Tom had to start a speaking business because they were running out of money, he said, "I can do this" because he'd already put his body through ultramarathons. No challenge is insurmountable. He ended up with something better. It's not about status or money anymore; it's about who he is with his family and his relationships now. Windshield mentality, not rearview mirror. Tom can't change the past, but he can look forward instead of backward. A lot of people in their twenties do stupid stuff (maybe not to this degree), but now, in his forties, he can learn from it. Why not embrace it rather than try to scrub it off the internet? Eulogy virtues versus resume virtues. In his twenties, Tom only thought about resume virtues (how much money, the next job, the next stepping stone) and never about eulogy virtues (what people will say about his character when it's all over). What will people say at your eulogy? Will they still be talking about those four trades, or will they talk about who you became after? More Learning #226 - Steve Wojciechowski: How to Win Every Day #281 - George Raveling: Wisdom from MLK Jr to Michael Jordan #637 - Tom Ryan: Chosen Suffering: Become Elite in Life & Leadership Reflection Questions Tom's boss gave him an ambiguous message ("do whatever it takes"), and as a junior employee, he didn't ask clarifying questions. Think about the last ambiguous instruction you received from leadership. Did you ask clarifying questions, or did you fill in the blanks yourself? What's stopping you from creating psychological safety to ask next time? Tom argues that 80% of employees can be swayed either way by culture. Look at your organization right now. What behaviors are actually being rewarded? If someone asked your team "what gets you ahead here?" what would they honestly say? Tom asks: "Will people be talking about the resume virtues (money, titles, achievements) or the eulogy virtues (character, relationships, who you were) when you're gone?" What's one eulogy virtue you need to start prioritizing today, even if it means slowing down on resume building?
This week on the RV Miles Podcast, we're digging deep into the memory bank to relive some of our biggest mistakes on the road — and yes, there have been plenty. From exploding spaghetti sauce and black tank blunders… to campsite miscalculations, rookie towing moments, and those “what were we thinking?” travel decisions — we've learned a lot the hard way over nearly a decade of RV life. If you've ever made a mistake in your RV (and who hasn't?), this episode is proof you're not alone — and hopefully you'll learn from ours instead of repeating them. *Support independent RV journalism and unlock great perks by becoming a Mile Marker
Are you a general dentist wondering how to increase production, improve clinical skills, and grow your dental practice without working longer hours? In this episode of the Lifestyle Practice Podcast, Dr. Steve Van de Graaff shares powerful insights on specialty procedures for general dentists, including dental implants, endodontics, oral surgery, and advanced treatment planning. Many dentists struggle with referring high-value cases out of their practice—from root canals and wisdom teeth extractions to implant dentistry. But what if bringing more procedures in-house could increase profitability, reduce burnout, and create more freedom in your schedule? You'll learn how continuing education (CE), live-patient mentorship, and incremental skill development can help dentists expand their clinical skill set responsibly while delivering better patient outcomes. Whether you're a practice owner, associate dentist, or someone looking to grow your dental career, this episode is packed with actionable strategies for dental practice growth, increased production, and clinical efficiency. In this episode, we discuss: How specialty dentistry increases dental practice revenue Why dental implants and endo are high-profit procedures How dentists can improve productivity without more new patients The best CE strategy for dentists who want real clinical confidence Practical steps to expand your dental skill set safely If you want to work smarter, avoid burnout, and build a more profitable dental practice, this podcast is for you. Connect with us: Take our FREE lifestyle and practice assessment: https://thelifestylepractice.com/practice-assesment/ Learn more about 1-on-1 coaching: https://thelifestylepractice.com/coaching-services/ Get access to TLP Academy: https://thelifestylepractice.com/coaching-services/ Subscribe to The Lifestyle Practice Podcast: https://podcasts.apple.com/us/podcast/tlp-podcast-for-dentists/id1476544801 Email Derek at derek@thelifestylepractice.com Email Matt at matt@thelifestylepractice.com Email Steve at steve@thelifestylepractice.com
Poet and author Tanner Olson joins Zach Zehnder for a powerful conversation about hope, pain, youth ministry, infertility, anxiety, and the power of words. Plus, Tanner shares two poems from his brand new book Getting Through What You're Going Through. To access the show notes, please visit www.redletterpodcast.com.
What's the worst that could happen if you just start taking a supplement, right? You already don't feel great, so something has to help… right? In this episode, I explain why that mindset often backfires, especially when it comes to hormones. I see this all the time: women taking "hormone balance" supplements, DIM, progesterone support, adrenal formulas, or detox products without testing first. The intention is good, but without knowing what your body actually needs, you can easily make symptoms worse instead of better. In this episode, I break down: Why supplements are not all the same (foundational vs targeted vs phase-specific) How taking the wrong supplement at the wrong time can worsen fatigue, anxiety, PMS, cycle issues, and sleep Why hormones require timing, balance, and sequencing, not random support How cortisol, estrogen, progesterone, and neurotransmitters all interact and why treating one without the others often fails Why DIM is one of the most commonly misused hormone supplements (and how it can actually drive estrogen too low) How adrenal dysfunction can block progesterone support from ever "landing" Why liver detox, gut health, and hormone clearance matter just as much as hormone production Why hormones work on a negative feedback loop and why real change takes longer than 30 days I also explain why we use DUTCH testing to look at the full picture: Hormone production Hormone metabolism and pathways Cortisol rhythm Neurotransmitters Nutrient markers Testing allows us to answer the real questions: Is the issue production, processing, or clearance? Are adrenals driving hormone imbalance? Is your system overstimulated or suppressed? What phase of healing do you actually need right now? This is exactly why I created the Hormone Foundations Program. Inside the program, we: Test first with the DUTCH Complete Build a personalized, phase-based supplement and lifestyle plan Adjust support as your body moves through healing stages Retest to confirm progress (because numbers don't lie) Guide you for a full six months so changes actually stick If you've tried supplements before and felt worse, stalled out, or burned out, this episode is for you. Learn more about the Hormone Foundations Program: https://drbethwestie.com/hormone-foundations-program/ Not sure? Book a Discovery call: https://calendly.com/dr-beth-westie/program-discovery-call
Is the metronome helping your students—or making things worse? In this episode, we unpack the biggest mistakes teachers make with the metronome and why it rarely fixes rhythm or pulse problems on its own. You'll learn what the metronome is actually for, why it's a learned skill (not an instinctive one), and how to introduce it step-by-step so students see it as a helpful, confidence-building practice tool rather than a source of stress. A must-listen for piano teachers who want to use the metronome wisely—and effectively.
AI tools are changing the pace at which organizations filter and rank candidates. However, matching someone to a job description and actually predicting whether they'll perform well in the role are two very different things. Most hiring processes have never been validated against real performance outcomes, and organizations often don't have a clear, measurable definition of what success looks like in a role. Without that foundation, even the most sophisticated AI is just automating something that was never evidence-based in the first place. So what would it actually take to build hiring processes that genuinely predict performance? My guest this week is Jennifer Yugo, Managing Director and owner of Corvitus, and an organizational psychologist specializing in evidence-based hiring. In our conversation, she explains the science behind predicting job performance and why most hiring processes are far from where they need to be. In the interview, we discuss: Matching candidates vs predicting performance Why most hiring lacks evidence Defining what success really looks like and identifying performance indicators Do some AI hiring tools stand up to scrutiny? The risks of automating bad decisions Questions TA leaders should ask vendors Are we going to see a reckoning for hiring technology? What might the future look like? Follow this podcast on Apple Podcasts. Follow this podcast on Spotify.
In Episode 339 of My Favorite Mistake, Mark Graban talks with Genevieve Skory, executive coach and former Chief Field Development Officer, about a leadership mistake that many high performers make: confusing performance with alignment. Episode page with links, video, and more For years, Genevieve defined winning by revenue and results. Pressure was normal. Constant pivoting felt strategic. Intensity was rewarded. The numbers came in — but so did exhaustion, turnover, and a culture operating in fight-or-flight mode. In this conversation, we explore the hidden cost of performance-at-all-costs leadership, the neuroscience behind fear-driven decision-making, and why teams don't always tell leaders the truth when the environment feels unsafe. Genevieve shares what changed for her and how she now helps ambitious leaders build sustainable success without burnout. If you've ever sensed that strong results were masking deeper misalignment, this episode will resonate.
In July 2020, New York state regulators fined Deutsche Bank $150 million for its failure to properly monitor its relationship with Jeffrey Epstein, along with other high-risk clients. The New York Department of Financial Services (DFS) determined that the bank ignored clear warning signs while maintaining Epstein as a client from 2013 to 2018, years after his 2008 sex-crime conviction. Regulators found that Deutsche Bank processed millions in suspicious transactions for Epstein, including payments to women with Eastern European surnames and large cash withdrawals that should have triggered scrutiny. The DFS concluded that the bank chose profit over compliance, prioritizing Epstein's business despite internal concerns that he posed legal and reputational risks.The fine was the first major enforcement action against a financial institution for its role in facilitating Epstein's activities. Regulators detailed how Deutsche Bank repeatedly failed to file Suspicious Activity Reports (SARs) despite obvious red flags tied to Epstein's network of shell companies and payments structured to look like consulting or tuition expenses. The settlement required Deutsche Bank to improve oversight and compliance systems, but it also underscored a larger problem: financial institutions were essential enablers of Epstein's empire, allowing him to move money and maintain access to elite circles even after his conviction. The $150 million penalty was significant in size, yet critics argued it was still a slap on the wrist for a global bank that had enabled Epstein's financial maneuvering for years.To contact me:bobbycapucci@protonmail.comsource:https://www.cnbc.com/2020/07/07/jeffrey-epstein-case-deutsche-bank-fined-150-million-penalty-for-relationship.htmlBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Most mistakes can be forgiven, but some are so inexcusable, so heinous, that there can never be any reconciliation. OR CAN THERE?!!!?!!?!?!!!?!!!?? Today on the Free Legal Advice podcast, we will examine some mistakes and evaluate them, then one of my brothers will have a chance to redeem the biggest mistake of their lives. It's an unmissable episode today, folks.
Finola Cassidy, spokesperson for the Irish Thalidomide Association, outlines the need for an apology from the State to the 40 survivors in Ireland who are still alive.
In Episode 30 of Pursuit of Balance, we breakdown the 7 most common reasons people never see results in the gym. It's not your metabolism. It's not your genetics. And it's not your age. From lack of intensity and low training frequency to poor nutrition, high stress, and missing accountability systems — this episode dives deep into what actually drives progress. If you've ever asked, “Why am I not seeing results?” — this episode will give you clarity and direction. Topics Covered: How hard you should actually be training (RPE & reps in reserve) Why training 1–2x per week isn't enough The importance of progressive overload Why step count and VO₂ max matter more than you think The simple nutrition metrics that matter most How stress and sleep sabotage progress Why identity shift is the real key to long-term change This isn't a seasonal goal. It's a lifestyle shift.
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5 of my biggest regrets in my AB/DL journey and what I've learned from them. We're gonna get very personal in this video while I reflect on emotional decisions I've made & one big one that affected my personal road in this community. #1. Not learning & changing with social media. I was a late adopter to social media & didn't understand that a lot of ABDLs were on there finding each other all these years. #2. Keep watching to find out!
These 5 wedding mistakes are breaking my heart this wedding season. And on the planning and lead-up side to your wedding, you might dismiss them. They may not seem as important as other things, or that they'll have much of an impact on your day. But on the other side of your wedding, I see people genuinely upset, disappointed and sometimes angry too that they didn't give themselves the best chance of success.And perhaps the worst part is that these 5 heartbreaks come from real couples who have shared their regrets with me after the fact, and they could've been dodged.These lessons hit hard for weddings and for life in general. RESOURCES Ep38: Yes, You Need a Photo Captain (or 2) and This Is Why with Valentina Perez StudioSend Unbridely a 90-second audio message on Speakpipe: https://www.speakpipe.com/unbridelypodcast*The Unbridely Podcast is sponsored by its listeners. When you purchase products or services through links on our website or via the podcast, we may earn an affiliate commission.*------ This episode of the Unbridely Modern Wedding Planning Podcast is brought to you by Easy Name Change.You simply choose which companies you need to notify, and they send you detailed process instructions for each of your companies, plus ready to send forms, letters, and emails, so you just attach your marriage certificate to them and you're done!More info on how to change your name after you get married: https://unbridely.com/blog/name-change-after-marriage----- Unbridely acknowledges the Traditional Owners of the Land we record this podcast on, the Kaurna People. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the showFollow us on Instagram: https://www.instagram.com/unbridely/or TikTok: https://www.tiktok.com/@unbridelyEmail the Unbridely Podcast:hello@unbridely.com
Even high-performing women entrepreneurs can unknowingly confuse their audience—and when people are confused, they don't convert. In this episode, Philippa walks you through the five most common messaging mistakes that weaken your content, dilute your brand voice, and block your growth. More importantly, she shares practical CEO-level shifts to help you fix them. If you're ready to lead with clarity and make your message land with the right people, this episode is your checklist.
In managing in excess of S$1 billion worth of our clients' assets, we know what works and what will not work when it comes to the reliability and sufficiency of investment returns.To share our insights, we are pleased to introduce our "Investment 101" video series featuring Dr Peng Chen, Senior Advisor & Director at Providend. In this series, Isaac Ong, our Client Adviser, discusses essential investing concepts with Dr Peng to provide you with a better understanding of the financial markets as you embark on or continue your investment journey.In this episode, Dr. Peng and Isaac discuss what it means to invest in equities and why it is one of the most common ways to accumulate wealth. They cover common mistakes people make when investing in equities and highlight the importance of having a globally diversified portfolio.Watch all five "Investment 101" videos here.When investing for non-negotiable life events such as retirement, we need to use an approach that offers the highest probability of success. Read this article to find out why simply investing in a single index like the S&P 500 index is not the silver bullet.Learn more by reading our investment eBook titled "A More Reliable Way to Get Enough Investment Returns: Even During Times of Market Uncertainty".With a minefield of financial misinformation out there, we promise to be a safe pair of hands and a second pair of eyes to help you avoid costly financial mistakes. You can reach out to us here for sound advice tailored to your unique situation.Music courtesy of ItsWatR.The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.
What lessons can Kevin learn from the mistakes that led to his divorce? Call 1-800-DR-LAURA / 1-800-375-2872 or make an appointment at DrLaura.comFollow me on social media:Facebook.com/DrLauraInstagram.com/DrLauraProgramYouTube.com/DrLauraJoin My Family!!Receive my Weekly Newsletter + 20% off my Marriage 101 course & 25% off Merch! Sign up now, it's FREE!Each week you'll get new articles, featured emails from listeners, special event invitations, early access to my Dr. Laura Designs Store benefiting Children of Fallen Patriots, and MORE! Sign up at DrLaura.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Sponsored this week by WIX HARMONY, the NEW WAY to create websites! Try it FREE at http://www.wix.com/harmonyI've got a lot to say about AEW Grand Slam Australia and the Brody King controversy that erupted this week after Dave Meltzer's ERRONEOUS report about him being kept off TV by Warner Brothers Discovery. The CNN website even featured a story that focused a lot on Brody. What could this be leading to?... Paul Levesque rumored to be IN THE HOT SEAT as WWE calls an emergency meeting amid TKO concerns over lagging WrestleMania ticket sales, here are the REAL reasons why those sales are lagging and why they have no one to blame but themselves... where things stand for Elimination Chamber and rumors of a Brock Lesnar vs. LA Knight match for Mania... Kevin Nash has a NEW STORY about why his match with CM Punk in 2011 never happened... and reviewing the Wrestling Observer Newsletter 2025 Awards!***Follow Solomonster on X (formerly Twitter) for news and opinion:http://x.com/solomonsterSubscribe to the Solomonster Sounds Off on YouTube:https://www.youtube.com/user/TheSolomonster?sub_confirmation=1Become a Solomonster Sounds Off Channel Member:https://www.youtube.com/channel/UC9jcg7mk93fGNqWPMfl_Aig/join
Troy Ave sits down with Ian Bick for an honest conversation about his upbringing, the path that led him into the criminal justice system, and what it took to survive time at Rikers Island. In this episode, Troy Ave breaks down his early life, the court case that changed everything, the realities of being locked up inside Rikers, and how incarceration reshaped his mindset both personally and professionally. He speaks honestly about accountability, survival, and navigating life after the system while continuing his journey in music. _____________________________________________ #TroyAve #HipHopInterview #PrisonStory #StreetLife #TrueCrimePodcast #MusicIndustry #LifeAfterPrison #rikersislandstories _____________________________________________ Thank you to AVA & LUCY for sponsoring this episode: AVA: Take control of your credit today. Download the Ava app and when you join using my promo code LOCKEDIN, you'll get 20% off your first year—monthly or annual, your choice. _____________________________________________ LUCY: Go to HTTP://LUCY.CO/IANBICK and use promo code IANBICK to get 20% off your first order. _____________________________________________ Connect with Troy Ave: https://www.instagram.com/troyave/?hl=en _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Shop Locked In Merch: http://www.ianbick.com/shop _____________________________________________ Timestamps: 00:00 Troy Ave on Rikers Island & Interview Introduction 00:32 Growing Up in Brooklyn: Background & Perspective 01:44 Privilege, Exposure & Early Worldview 03:40 Family Life, Brooklyn Upbringing & Environment 06:11 Lessons From Parents & Early Business Mindset 07:27 Teen Years: Discipline, Mistakes & Street Fights 10:39 Gang Life: Attraction, Reality & Short-Lived Appeal 13:05 Life Choices After Gangs: Credit, Jobs & Direction 14:24 First Hustles: Work, Streets & School Balance 17:46 From the Streets to Music: Motivation & Drive 21:40 The Mixtape Era & Early Music Grind 24:45 Drug Money vs Music Money 27:30 Leaving the Streets & Refocusing on Music 33:00 Jail Time, Loyalty & Leveling Up Mentally 36:52 Touring Independently & Music Industry Lessons 41:01 The Real Consequences of Street Life 44:42 The Shooting, Arrest & Legal Battle 52:00 Inside Rikers Island: Firsthand Experience 01:00:32 Life in Jail: Mindset, Privileges & Survival 01:13:12 Locked Up Again: Routines & Mental Toughness 01:19:12 Money, Status & Jail Politics 01:32:00 Rikers Island: Violence, Dominance & Reality 01:46:40 Lessons Learned, Hustle & Life After Jail 02:01:47 Achievements, Missed Goals & New Perspective 02:06:06 Final Reflections & Closing Thoughts Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, compost specialist and owner of Living Roots Compost Tea Troy Hinke sheds light on the most common mistakes of making your own compost and how to avoid them. Subscribe for more content on sustainable farming, market farming tips, and business insights! Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower: Instagram Instagram Listen to other podcasts on the Modern Grower Podcast Network: Carrot Cashflow Farm Small Farm Smart Farm Small Farm Smart Daily The Growing Microgreens Podcast The Urban Farmer Podcast The Rookie Farmer Podcast In Search of Soil Podcast Check out Diego's books: Sell Everything You Grow on Amazon Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.