Podcasts about Navy

From a New Mexico ranch in 1947 to a Navy fighter jet in 2004, we trace ten of history's most famous UFO encounters — the eyewitnesses who saw them, the governments who denied them, and the questions that still won't go away."EPISODE BLOG PAGE (includes sources): https://weirddarkness.com/skiesarewatchingREAD or DOWNLOAD the full transcript of this episode: https://weirddarkness.tiny.us/4hfn747dCHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = The Foreboding00:06:39.225 = Show Open00:07:58.582 = The Roswell UFO Incident00:12:38.079 = The Westall UFO Encounter00:15:33.497 = The Pascagoula Abduction00:19:27.674 = The Allagash Abductions ***00:22:35.165 = The Tehran UFO Incident00:25:46.548 = The Cash-Landrum Incident00:29:03.352 = The Rendlesham Forest Incident00:32:19.175 = The Belgian UFO Wave00:36:28.126 = The Phoenix Lights ***00:40:52.495 = The Nimitz UFO Encounter00:44:15.325 = Show Close*** = Begins immediately after inserted ad breakLISTEN ON PODCAST APPS: Look for this podcast on Apple Podcasts, Spotify, iHeart Radio, Amazon Music, Pandora, TuneIn Radio, and other podcast apps. Get a list of free listening apps here: https://weirddarkness.com/wdapps*No AI Voices Are Used In The Narration Of This Podcast*SOURCES and RESOURCES:- Paranormality Magazine article; (link no longer valid)- Halt, Charles. "Halt Memo," January 1981, archived by the UK National Archives.- Penniston, Jim, and John Burroughs. "Encounter in Rendlesham Forest." Thomas & Mercer, 2014.- BBC News. "Rendlesham Forest: 'Britain's Roswell' UFO spotted off Suffolk coast," September 2011.- Pope, Nick. "You Can't Tell the People." Pan Books, 2001 – A book by a former MoD UFO investigator discussing the cover-ups and inside stories of the British government's responses to UFO sightings, including the Rendlesham Forest incident.- Bruni, Georgina. "You Can't Tell the People: The Definitive Account of the Rendlesham Forest UFO Mystery." Sidgwick & Jackson, 2000.- SOBEPS Reports on the Belgian UFO Wave- https://www.youtube.com/watch?v=tdEALPvl_4Q- "Belgium in UFO Fever" - Brussels Times- "The Cash-Landrum UFO Incident," by John F. Schuessler, provides an extensive analysis of the event, including medical records and witness testimonies.- "UFOs and Government: A Historical Inquiry," a comprehensive study by Michael Swords and others, details the government's response to UFO sightings, including the Cash-Landrum case.- "Fire in the Sky: The Cash-Landrum UFO Incident," an article in the MUFON UFO Journal that revisits the incident, detailing the investigation and subsequent legal battle.- "Westall '66: A Suburban UFO Mystery," a documentary by Shane Ryan, explores the events through witness testimonies and expert interviews.- "The Westall UFO: A Suburban Mystery," a book by Keith Basterfield, provides a detailed account of the sighting, including the social and governmental context.- Articles and interviews archived by the Victorian UFO Action group, which has collected and analyzed first-hand accounts from witnesses and former students of Westall High School.- U.S. Defense Intelligence Agency Report: This declassified document provides a detailed account of the Tehran UFO Incident, including descriptions from the pilots and ground control.- "Iranian Jet Chased UFO, Got Light Show": This article in the New York Times archives covers the public's reaction and the international reporting following the incident.- Interview with Lt. Parviz Jafari: Several interviews with Jafari provide first-hand accounts of the encounter, including technical details of the aircraft's malfunctions.- CIA Document on the Tehran UFO Incident: A collection of declassified CIA documents that discuss the implications of the encounter and its analysis by various intelligence agencies.- The New York Times: Articles from December 2017 that first revealed the Nimitz encounter to the public.- Department of Defense Releases: Official statements and declassified videos of the encounters.- Interviews with Commander David Fravor: His firsthand accounts provide detailed observations of the encounter.- "Unidentified: Inside America's UFO Investigation" on History Channel: This television series features interviews with the pilots and analysis of the encounters.- Raymond E. Fowler, the investigator and author of "The Allagash Abductions: Undeniable Evidence of Alien Intervention," which details the incident and the hypnosis sessions.- Interviews and Appearances: The men involved have given numerous interviews and appeared on various television programs to recount their experiences.- "Unsolved Mysteries" Television Series: Featured the Allagash abductions, providing a dramatized account and interviews with the witnesses.- Skeptical Analysis by Robert Sheaffer and others, who critique the method of hypnosis used and the financial aspects related to the publicity of the case.- "The Pascagoula UFO Incident" by Charles Hickson – Hickson wrote a detailed account of his experience.- "UFOs: Past, Present, and Future" by Robert Emenegger – Includes interviews and analysis of the Pascagoula incident.- Interviews and documentaries – Multiple television programs and documentaries have featured interviews with the witnesses and analyses by UFO researchers.- Articles in major newspapers – Numerous articles were written at the time in publications like the Washington Post and New York Times, providing contemporary accounts of the events and follow-ups.(Over time links may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)WeirdDarkness® is a registered trademark. Copyright ©2026, Weird Darkness.Originally aired: May 06, 2024This episode of Weird Darkness moves chronologically through ten of history's most frequently cited UFO encounters, opening with a 1947 debris field on a New Mexico ranch and closing with a 2004 Navy radar encounter off the California coast.In July 1947, rancher William "Mac" Brazel discovers unusual metallic debris scattered across the Foster homestead north of Roswell, New Mexico, and reports it to Sheriff George Wilcox, who alerts the Roswell Army Air Field. Intelligence officer Major Jesse Marcel collects the material, and on July 8th the RAAF issues a press release announcing the recovery of a "flying disc." The story runs in newspapers nationwide before General Roger Ramey holds a press conference the next day identifying the debris as a weather balloon. The retraction does little to end the speculation; decades later, ufologists raise claims of recovered alien bodies and a government cover-up, and in 1994 the Air Force publishes "Case Closed: Final Report on the Roswell Crash," attributing the debris to the classified high-altitude balloon program Project Mogul.From there, the episode moves to April 6th, 1966, when more than two hundred students, teachers, and residents near Westall High School in the Melbourne suburb of Westall, Australia, watch a gray, saucer-shaped craft descend, hover for roughly twenty minutes, and shoot skyward at high speed after a second object appears to intercept it. Students who walk into the nearby field known as The Grange afterward find circular patches of flattened grass. Australian authorities attribute the sighting to a weather balloon, an explanation many witnesses reject, and researcher Shane Ryan later interviews dozens of them for the documentary "Westall '66: A Suburban UFO Mystery."Next comes the Pascagoula Abduction: shipyard coworkers Charles Hickson and Calvin Parker are fishing on the Pascagoula River in Mississippi on the night of October 11th, 1973, when a whirring oval craft with flashing lights hovers roughly forty feet above them and three robotic, wrinkled-skinned beings pull them aboard for what they describe as a twenty-minute physical examination. The men report the encounter to the local sheriff's office, which secretly records their conversation while leaving them alone in a room, capturing Hickson's visible distress rather than any hint of a hoax. Both men pass polygraph tests and undergo hypnosis, and UFO researchers J. Allen Hynek and James Harder investigate the case and find no evidence of fabrication.A similar pattern surfaces three years later in Maine, where twin brothers Jack and Jim Weiner and fellow art students Chuck Rak and Charlie Foltz are camping on Eagle Lake in the Allagash wilderness in August 1976 when a glowing orb appears to follow their canoe. After Charlie Foltz signals it with a flashlight, the light expands and engulfs the group, and the men find themselves back at a campsite fire that has burned down to embers with no memory of the intervening time. Years later, recurring nightmares send the four men to psychiatrist and UFO researcher Dr. Raymond Fowler, whose hypnotic regression sessions produce matching accounts of grey-alien medical examinations aboard a craft, a story that eventually reaches national audiences through "Unsolved Mysteries" and multiple books.Military personnel take center

Today, Reform have announced plans to use the Navy to stop small boat crossings. They suggest, that if they are elected, military personnel would accompany migrants back across the English channel, overriding French objections if necessary.Their opponents have said the plans are unworkable and come at a time when the party has been under pressure. Nigel Farage has been facing questions about his handling of donations and the party's finances have been under wider scrutiny. James and Henry unpack the policy and look at why Reform has had a difficult summer. Plus, what happened when around 60,000 migrants tried to cross into Spanish territory from Morocco in one go? James is joined by Aitor Hernández-Morales, senior reporter at Politico and Greg Holyoke, Middle East North Africa specialist for BBC Monitoring to discuss Thursday's migration crisis in Ceuta. You can now listen to Newscast on a smart speaker. If you want to listen, just say "Ask BBC Sounds to play Newscast”. It works on most smart speakers. You can join our Newscast online community here: https://bbc.in/newscastdiscordGet in touch with Newscast by emailing newscast@bbc.co.uk or send us a WhatsApp on +44 0330 123 9480.New episodes released every day. If you're in the UK, for more News and Current Affairs podcasts from the BBC, listen on BBC Sounds: https://bbc.in/4guXgXd Newscast brings you daily analysis of the latest political news stories from the BBC. The presenter was James Cook. It was made by Jack Maclaren with Shiler Mahmoudi and Anna Harris. The social producer was Gabriel Purcell-Davis. The technical producer was Jonathan Greer. The assistant editor is Chris Gray. The senior news editor is Sam Bonham.

After some weeks on the periphery of British politics, Nigel Farage and Reform UK are back in the spotlight with the debut of 'Operation Fortess' – their plan to deploy the Navy to stop the small boat crossings in the channel. Is it just a headline-grabbing gimmick or will it actually work – and is it even a new idea? To answer the important questions, James Heale is joined by Christian Calgie, Senior Political Correspondent-at-Large at the Daily Mail, to talk over the plans set out this morning.Produced by Natasha Feroze and Henry LloydBecome a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.

Every shop owner knows the workforce problem by heart. The trades got denigrated, tech ed programs got gutted, and a whole generation of kids never found out that a manufacturing career was even an option. We have all heard that speech a hundred times. What we rarely hear is a practical, repeatable way to actually fix it. In this GenCNC series episode, we sit down with two people who built one. Dave Hataj is the second-generation owner of Edgerton Gear and the founder of Craftsman with Character, a semester-long program that pairs job shadowing with a character and worldview curriculum. Courtney Silver runs Ketchie in North Carolina, where she and her husband Andy took Dave's curriculum and launched their own version, Opportunity Knocks. The through line is simple. Kids are starving for two things, purpose and community, and the shop floor is one of the best places on earth to give them both. Dave shares how a 2014 experiment with ten students grew into a Navy-funded program running across multiple states. Courtney shows why it is far less of a lift than you would think, roughly two hours a week for fourteen weeks with a handful of students. We also get into the payoff owners do not expect. Reverse mentoring from young employees, a culture where machinists suddenly want to be on camera, productivity that climbs year over year, and stories like Miguel, a first-generation immigrant who fell in love with the trade, worked six to ten in the morning before school, and just bought his first home. If you have ever done a plant tour for a school and wondered whether it actually mattered, this one reframes the whole thing. As Dave puts it, we make gears as a vehicle to invest in people. What's Covered in this Episode (2:48) Dave on the origins of Craftsman with Character as a second-generation owner of Edgerton Gear (7:02) The Navy's two million dollar, three-year contract to take the program national (8:30) Inside the Craftsman Code, from I'm not the center of the universe to the world needs me (10:30) Why you need to head to Kennametal's booth at IMTS (11:37) Courtney on discovering Dave's work during COVID and launching Opportunity Knocks (15:25) Why it's not a big lift: twenty team members, six students, two hours a week (17:11) Continuous improvement: field trips, supply chain tours, and a Mastercam capstone part (23:31) Reverse mentoring and the young energy that re-energizes the team (24:40) Twelve years of rising productivity from more engaged, purpose-driven employees (26:17) The DN Solutions install video shot by interns (and a new content culture) (29:26) Breakfast, gratitude, and the lesson on showing up on time (30:30) Turn website visitors into buyers with Navu's AI chat (31:42) Learn more about Miguel, a first-generation immigrant who fell in love with the trade (34:10) Break room culture and crews that stick around after shift (37:01) From feeling less than to finding a joyful place to belong (39:16) The mindset flip: we make gears as a vehicle to invest in people (40:07) Get in the room: the Job Shops Workshop and reception at IMTS (40:58) Miguel buying his first home, and the ripple effect on a community (42:56) How to start, facilitator and mentor training, plus a track for shops without a school partner (45:00) Manufacturers as an army that can heal society by being the hero for one kid (48:52) Practical encouragement to start now Resources Mentioned Craftsman with Character Edgerton Gear Ketchie The Craftsman Code by Dave Hataj Machine Shop Mastery, Episode 106 with Dave Hataj Kennametal Navu IMTS Oscar Mike Foundation Connect with Dave Hataj & Courtney Silver Dave Hataj, Edgerton Gear Craftsman with Character Courtney Silver, Ketchie Connect with MakingChips Website On Facebook On LinkedIn On Instagram On Twitter On YouTube

OSCS William Morris stops by the podcast for a conversation about leadership, mentorship, and the responsibility that comes with leading Sailors. The discussion covers life in Japan, making Chief while deployed, building future leaders, the value of meaningful checkout conversations, and why leadership is about more than rank or position. The conversation also explores retention, communication across the fleet, leading through constant change, and what today's Navy can do to better support both leaders and Sailors. Later, the focus shifts to what still gives leaders hope, what the Navy continues to get right, the opportunities military service provides, work-life balance, gratitude, and the importance of genuinely caring about people. These and more topics are covered in this episode.       Do you have “Do Better” that you want us to review on a future episode? Reach out at ptstpodcast@gmail.com       Stay connected with us: https://linktr.ee/Ptsfpodcast       PTSF Theme music: Produced by Lim0

The USS Indianapolis sinking remains one of the most devastating naval disasters of World War II. On July 30, 1945, Japanese submarine I-58 torpedoed the heavy cruiser in the Philippine Sea after it completed a secret mission delivering components for the Little Boy atomic bomb to Tinian.Indianapolis sank in about twelve minutes. Nearly nine hundred sailors and Marines reached the water alive, but only 316 of the nearly twelve hundred people aboard survived. For more than three days, the survivors drifted across miles of open ocean with little food, almost no fresh water and failing life jackets. They endured burns, injuries, dehydration, hallucinations, exposure and real shark attacks whose exact death toll can never be known. No rescue force had been sent to find them. The Navy's movement-reporting system failed to recognize that an entire warship was missing, and patrol pilot Wilbur Gwinn discovered the survivors only after a faulty antenna drew him to a hatch above an enormous oil slick.In this episode of Terrifying & True, we follow the secret atomic mission, the attack by Mochitsura Hashimoto's submarine, the twelve-minute sinking, the desperate work of men such as Lewis Haynes, Thomas Conway and Edward Parke, and the dangerous open-ocean landing by PBY pilot Robert Adrian Marks. We also examine the court-martial of Captain Charles McVay, the campaign to clear his name, the 2017 discovery of the wreck, and the way Quint's famous Jaws monologue transformed a complex institutional disaster into a shark legend.Inside this episode:USS Indianapolis and the secret Little Boy atomic bomb mission Japanese submarine I-58 and commander Mochitsura Hashimoto The twelve-minute sinking and nearly nine hundred men in the water Sharks, dehydration, hallucinations and more than three days at sea Wilbur Gwinn, Robert Marks and the accidental rescue Captain Charles McVay's court-martial and eventual exoneration How did a decorated American cruiser vanish between major bases without triggering an immediate search - and why did it take fifty-five years to correct the blame placed on its captain? We're telling that story tonight.

Reform would send the Royal Navy to the Channel to stop migrants crossing on small boats. Will the announcement help Reform reverse its slump in the polls? And would the plan really work?Ed Vaizey unpacks the politics of the day with Libby Purves and Jack Blackburn. Hosted on Acast. See acast.com/privacy for more information.

Did a user on X discover the secret X account of missing Major Gen. Neil McCasland?Monica Reza and Major Gen. Neil McCasland are among many missing scientists and officials tied to sensitive sites and advanced technologies.Dallis Ann Hardwick passed away January 5, 2014.Michael David Hicks passed away July 30, 2023.Monica Reza disappeared June 22, 2025.Melissa Casias disappeared June 26, 2025.Steven Garcia disappeared August 28, 2025.General Neil McCasland disappeared February 27, 2026.Casias worked for Los Alamos. Hicks studied planet threatening asteroids. Garcia worked with nuclear secrets at the  Kansas City National Security Campus - New Mexico facility.Monica Reza and Dallis Ann Hardwich helped develop materials for the AFRL designed to survive one of the harshest environments in engineering: rocket engines.Neil McCasland oversaw the U.S. Air Force's top research laboratory, the AFRL.Now, people are noticing possible connections to other missing or deceased scientists and military personnel.Subscribe (free) to ATU on YouTube: https://youtube.com/@allthingsunexplained _______________________Hosted by Dr. Tim Mounce—best-selling author, Audible narrator, professor, and coffee addict. Watch Dr. Mounce in the ⁨@MrBeast⁩ epic YouTube video '2,000 People Fight For $5,000,000' — https://youtu.be/gs8qfL9PNac?si=whD290YawP8WBSTH. Then, follow Dr. Mounce as contestant #718 in 'Beast Games Season 1' by Mr. Beast on Amazon Prime.Watch ATU's intro man Larry as #76 on the ⁨@MrBeast⁩ smash hit 'Ages 1 - 100 Race For $250,000': https://youtu.be/9WEQts7b8Pw?si=yVDRYlUcirHi-Pmx _______________________Featured in Patricia Cornwell's New York Times Bestselling Novel Identity Unknown:“Earth was plan B. It's where the Martians escaped thousands of years ago when their own planet was about to be destroyed,” Marino replies as if it's commonly known.No doubt he learned this and more from All Things Unexplained, Ancient Aliens or one of his other favorite podcasts and TV shows. He and my sister both tune in religiously, and it makes for lively dinner conversations when all of us are together.— Identity Unknown, p. 164_______________________Ranked #9 Alien Podcast, #8 Bigfoot Podcast, and top 40 UFO Podcast by MillionPodcasts.Top 15 Science & Society Podcast.People's Choice Podcast Award Nominee._______________________Episode Links: Watch this full video on YouTube: https://youtu.be/CflZpC_RjS4The Grider video (be sure to give him a follow) https://x.com/HighEarthOrbit_/status/2047767815180943399/video/1?s=42Grider's X account (be sure to give him a follow) https://x.com/HighEarthOrbit_Physicist Jenny Nielsen on X (be sure to give her a follow) https://x.com/QualiaQuantaSpaced Drummer on X (be sure to give him a follow) https://x.com/Mike_ColettaMonica Reza California DOJ Missing Persons page: https://oag.ca.gov/missing/person/monica-jacinto-rezaHelp Find Monica Reza Instagram https://www.instagram.com/helpfindmonicareza/      Dragonflynda on X https://x.com/DragonflyndaMissing scientist and general playlist: https://www.youtube.com/playlist?list=PLUBNCmjIGgJj34s02zqwIvv_hCASUdo9_Shop: https://all-things-unexplained-shop.fourthwall.com Website/support: https://allthingsunexplained.com Guest list: https://allthingsunexplained.transistor.fm/people _______________________Follow All Things Unexplained:   YouTube https://youtube.com/@allthingsunexplained     X https://x.com/@ATUnexplained    IG https://instagram.com/allthingsunexplainedpodcast    TikTok https://tiktok.com/@allthingsunexplained     FB https://facebook.com/allthingsunexplainedpodcast    Apple Podcasts https://podcasts.apple.com/us/podcast/all-things-unexplained/id1518410497 Email us: allthingsunexplained@yahoo.com Music Credits sourced via YouTube Audio Library.Almost in F - Tranquillity by Kevin MacLeod is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100394Artist: http://incompetech.com/ ★ Support this podcast ★

A new Gallup poll indicates that Americans are more skeptical of AI in 2026, despite being more familiar with it. The Navy didn't just roll out AI. It rallied people around it. These expert opinions were written by Fast Company and Ash Kumra. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Robert Fitzpatrick. A Navy veteran, business consultant, fraternity brother (ΩΨΦ), and now the owner reviving his family’s historic Texas barbecue legacy. The conversation dives deeply into Fitzpatrick’s upbringing, his father’s groundbreaking barbecue business in 1950s Texas, his educational and military journey, his corporate career, and his decision to launch Dewey’s Barbecue Market in Skokie, Illinois—honoring his father’s original recipes and values. The interview blends entrepreneurship, legacy, cultural history, and personal transformation, while highlighting the courage of Fitzpatrick’s father and the humility and faith-driven foundation of his family. Purpose of the Interview The interview aims to: 1. Inspire entrepreneurship and legacy-building Fitzpatrick’s story showcases how family heritage and values can shape a business vision across generations. 2. Highlight resilience, faith, and leadership His upbringing in a household rooted in Christian humility, strong expectations, and boundary-breaking courage provides a blueprint for character-driven success. 3. Educate listeners on transitioning careers Fitzpatrick exemplifies pivoting from engineering and corporate consulting to pursuing passion-driven entrepreneurship. 4. Promote Dewey’s Barbecue Market The interview introduces the Chicago-area community—especially the Skokie region—to his upcoming restaurant built on a 70-year-old Texas barbecue tradition. Key Takeaways 1. A powerful family legacy rooted in courage Fitzpatrick’s father, Dewey, opened a barbecue restaurant in 1951—before desegregation—and insisted that Blacks and whites could eat together. He enforced respect and safety in his establishment, even confronting racist patrons. 2. Education was non-negotiable in the Fitzpatrick household Robert is the youngest of seven siblings, all college graduates; five hold master’s degrees. He himself holds an MBA and an MS in Management Information Systems. 3. A bridge between technology and business Fitzpatrick spent decades in consulting with major firms (EDS, Dell, Arthur Andersen, KPMG) focusing on business process improvement. His dual MS/MBA made him a translator between tech and finance. 4. Military discipline shaped his personal and professional life Served in the U.S. Navy from 1986–1990, plus reserve duty (including deployment to Iraq). Balanced military service with graduate studies and advancing his corporate career. 5. A calling to revive his father’s barbecue His wife recognized his talent early, telling him for years he should be barbecuing. A shortage of good Texas barbecue in Virginia pushed him to recreate his father’s recipes. 6. Skokie, Illinois: the ideal launchpad After moving to the Great Lakes Naval Base area for a federal role, Fitzpatrick began scouting locations. Skokie offered: active support from city leadership grants an ideal building community enthusiasm 7. Dewey’s Barbecue Market offerings Meats: brisket, sausage, hot links, smoked boudin (monthly special) Sides: potato salad (egg/mayo base), pineapple vinegar coleslaw, fried okra, smoked pinto beans Desserts: apple cobbler, blueberry cobbler, sweet potato pie, possibly fried pies Bread: sliced “light bread” for dipping—traditional Texas style Experience: dine-in with 60s–80s “feel-good” music 8. A commitment to doing things the right way Fitzpatrick refuses to launch unless he can deliver “the best product on the planet.” Focuses on simplicity, authenticity, and quality. Notable Quotes About his father and legacy “He said anybody who wants to eat here can eat here.”(His father defying segregation laws in the 1950s.) “I can call an undertaker or an ambulance. Which one do you prefer?”(Dewey enforcing respect from a belligerent white customer.) “That was my barbecue.”(On being raised around his father’s legendary pit.) About family and humility “We are firmly rooted in Christ. If you try to get too big, He has a way of humbling you.” “Seven kids, all with degrees… that’s normal to you. But we know that’s not normal.”(McDonald highlighting the family’s extraordinary achievement.) About his calling “If I didn’t think I was bringing the best product on the planet, I wouldn’t even do it.” “My wife tasted the barbecue and said, ‘This is what you need to be doing.’” About launching in Skokie “They really want me to be there… the economic development team didn’t treat it like just another restaurant.” Short 3–5 Sentence Summary (For Quick Use) In his interview with Rushion McDonald, Robert Fitzpatrick shares his journey from Navy veteran and Fortune 500 consultant to entrepreneur reviving his family’s historic Texas barbecue. He describes growing up with a courageous father who defied segregation in 1951 by serving Black and white customers together, and a family culture steeped in education, discipline, and humility. Fitzpatrick’s passion for barbecue and encouragement from his wife led him to bring his father’s 70-year-old recipes to Skokie, Illinois through Dewey’s Barbecue Market. The interview emphasizes legacy, faith, courage, and the pursuit of purpose. #SHMS #STRAW #BEST #AMISee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Robert Fitzpatrick. A Navy veteran, business consultant, fraternity brother (ΩΨΦ), and now the owner reviving his family’s historic Texas barbecue legacy. The conversation dives deeply into Fitzpatrick’s upbringing, his father’s groundbreaking barbecue business in 1950s Texas, his educational and military journey, his corporate career, and his decision to launch Dewey’s Barbecue Market in Skokie, Illinois—honoring his father’s original recipes and values. The interview blends entrepreneurship, legacy, cultural history, and personal transformation, while highlighting the courage of Fitzpatrick’s father and the humility and faith-driven foundation of his family. Purpose of the Interview The interview aims to: 1. Inspire entrepreneurship and legacy-building Fitzpatrick’s story showcases how family heritage and values can shape a business vision across generations. 2. Highlight resilience, faith, and leadership His upbringing in a household rooted in Christian humility, strong expectations, and boundary-breaking courage provides a blueprint for character-driven success. 3. Educate listeners on transitioning careers Fitzpatrick exemplifies pivoting from engineering and corporate consulting to pursuing passion-driven entrepreneurship. 4. Promote Dewey’s Barbecue Market The interview introduces the Chicago-area community—especially the Skokie region—to his upcoming restaurant built on a 70-year-old Texas barbecue tradition. Key Takeaways 1. A powerful family legacy rooted in courage Fitzpatrick’s father, Dewey, opened a barbecue restaurant in 1951—before desegregation—and insisted that Blacks and whites could eat together. He enforced respect and safety in his establishment, even confronting racist patrons. 2. Education was non-negotiable in the Fitzpatrick household Robert is the youngest of seven siblings, all college graduates; five hold master’s degrees. He himself holds an MBA and an MS in Management Information Systems. 3. A bridge between technology and business Fitzpatrick spent decades in consulting with major firms (EDS, Dell, Arthur Andersen, KPMG) focusing on business process improvement. His dual MS/MBA made him a translator between tech and finance. 4. Military discipline shaped his personal and professional life Served in the U.S. Navy from 1986–1990, plus reserve duty (including deployment to Iraq). Balanced military service with graduate studies and advancing his corporate career. 5. A calling to revive his father’s barbecue His wife recognized his talent early, telling him for years he should be barbecuing. A shortage of good Texas barbecue in Virginia pushed him to recreate his father’s recipes. 6. Skokie, Illinois: the ideal launchpad After moving to the Great Lakes Naval Base area for a federal role, Fitzpatrick began scouting locations. Skokie offered: active support from city leadership grants an ideal building community enthusiasm 7. Dewey’s Barbecue Market offerings Meats: brisket, sausage, hot links, smoked boudin (monthly special) Sides: potato salad (egg/mayo base), pineapple vinegar coleslaw, fried okra, smoked pinto beans Desserts: apple cobbler, blueberry cobbler, sweet potato pie, possibly fried pies Bread: sliced “light bread” for dipping—traditional Texas style Experience: dine-in with 60s–80s “feel-good” music 8. A commitment to doing things the right way Fitzpatrick refuses to launch unless he can deliver “the best product on the planet.” Focuses on simplicity, authenticity, and quality. Notable Quotes About his father and legacy “He said anybody who wants to eat here can eat here.”(His father defying segregation laws in the 1950s.) “I can call an undertaker or an ambulance. Which one do you prefer?”(Dewey enforcing respect from a belligerent white customer.) “That was my barbecue.”(On being raised around his father’s legendary pit.) About family and humility “We are firmly rooted in Christ. If you try to get too big, He has a way of humbling you.” “Seven kids, all with degrees… that’s normal to you. But we know that’s not normal.”(McDonald highlighting the family’s extraordinary achievement.) About his calling “If I didn’t think I was bringing the best product on the planet, I wouldn’t even do it.” “My wife tasted the barbecue and said, ‘This is what you need to be doing.’” About launching in Skokie “They really want me to be there… the economic development team didn’t treat it like just another restaurant.” Short 3–5 Sentence Summary (For Quick Use) In his interview with Rushion McDonald, Robert Fitzpatrick shares his journey from Navy veteran and Fortune 500 consultant to entrepreneur reviving his family’s historic Texas barbecue. He describes growing up with a courageous father who defied segregation in 1951 by serving Black and white customers together, and a family culture steeped in education, discipline, and humility. Fitzpatrick’s passion for barbecue and encouragement from his wife led him to bring his father’s 70-year-old recipes to Skokie, Illinois through Dewey’s Barbecue Market. The interview emphasizes legacy, faith, courage, and the pursuit of purpose. #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Robert Fitzpatrick. A Navy veteran, business consultant, fraternity brother (ΩΨΦ), and now the owner reviving his family’s historic Texas barbecue legacy. The conversation dives deeply into Fitzpatrick’s upbringing, his father’s groundbreaking barbecue business in 1950s Texas, his educational and military journey, his corporate career, and his decision to launch Dewey’s Barbecue Market in Skokie, Illinois—honoring his father’s original recipes and values. The interview blends entrepreneurship, legacy, cultural history, and personal transformation, while highlighting the courage of Fitzpatrick’s father and the humility and faith-driven foundation of his family. Purpose of the Interview The interview aims to: 1. Inspire entrepreneurship and legacy-building Fitzpatrick’s story showcases how family heritage and values can shape a business vision across generations. 2. Highlight resilience, faith, and leadership His upbringing in a household rooted in Christian humility, strong expectations, and boundary-breaking courage provides a blueprint for character-driven success. 3. Educate listeners on transitioning careers Fitzpatrick exemplifies pivoting from engineering and corporate consulting to pursuing passion-driven entrepreneurship. 4. Promote Dewey’s Barbecue Market The interview introduces the Chicago-area community—especially the Skokie region—to his upcoming restaurant built on a 70-year-old Texas barbecue tradition. Key Takeaways 1. A powerful family legacy rooted in courage Fitzpatrick’s father, Dewey, opened a barbecue restaurant in 1951—before desegregation—and insisted that Blacks and whites could eat together. He enforced respect and safety in his establishment, even confronting racist patrons. 2. Education was non-negotiable in the Fitzpatrick household Robert is the youngest of seven siblings, all college graduates; five hold master’s degrees. He himself holds an MBA and an MS in Management Information Systems. 3. A bridge between technology and business Fitzpatrick spent decades in consulting with major firms (EDS, Dell, Arthur Andersen, KPMG) focusing on business process improvement. His dual MS/MBA made him a translator between tech and finance. 4. Military discipline shaped his personal and professional life Served in the U.S. Navy from 1986–1990, plus reserve duty (including deployment to Iraq). Balanced military service with graduate studies and advancing his corporate career. 5. A calling to revive his father’s barbecue His wife recognized his talent early, telling him for years he should be barbecuing. A shortage of good Texas barbecue in Virginia pushed him to recreate his father’s recipes. 6. Skokie, Illinois: the ideal launchpad After moving to the Great Lakes Naval Base area for a federal role, Fitzpatrick began scouting locations. Skokie offered: active support from city leadership grants an ideal building community enthusiasm 7. Dewey’s Barbecue Market offerings Meats: brisket, sausage, hot links, smoked boudin (monthly special) Sides: potato salad (egg/mayo base), pineapple vinegar coleslaw, fried okra, smoked pinto beans Desserts: apple cobbler, blueberry cobbler, sweet potato pie, possibly fried pies Bread: sliced “light bread” for dipping—traditional Texas style Experience: dine-in with 60s–80s “feel-good” music 8. A commitment to doing things the right way Fitzpatrick refuses to launch unless he can deliver “the best product on the planet.” Focuses on simplicity, authenticity, and quality. Notable Quotes About his father and legacy “He said anybody who wants to eat here can eat here.”(His father defying segregation laws in the 1950s.) “I can call an undertaker or an ambulance. Which one do you prefer?”(Dewey enforcing respect from a belligerent white customer.) “That was my barbecue.”(On being raised around his father’s legendary pit.) About family and humility “We are firmly rooted in Christ. If you try to get too big, He has a way of humbling you.” “Seven kids, all with degrees… that’s normal to you. But we know that’s not normal.”(McDonald highlighting the family’s extraordinary achievement.) About his calling “If I didn’t think I was bringing the best product on the planet, I wouldn’t even do it.” “My wife tasted the barbecue and said, ‘This is what you need to be doing.’” About launching in Skokie “They really want me to be there… the economic development team didn’t treat it like just another restaurant.” Short 3–5 Sentence Summary (For Quick Use) In his interview with Rushion McDonald, Robert Fitzpatrick shares his journey from Navy veteran and Fortune 500 consultant to entrepreneur reviving his family’s historic Texas barbecue. He describes growing up with a courageous father who defied segregation in 1951 by serving Black and white customers together, and a family culture steeped in education, discipline, and humility. Fitzpatrick’s passion for barbecue and encouragement from his wife led him to bring his father’s 70-year-old recipes to Skokie, Illinois through Dewey’s Barbecue Market. The interview emphasizes legacy, faith, courage, and the pursuit of purpose. #SHMS #STRAW #BEST #AMISee omnystudio.com/listener for privacy information.

On this week's episode of Minnesota Military Radio, we mark a significant milestone as the program airs its 850th show. For more than 15 years, Minnesota Military Radio has served as a dedicated platform sharing the stories of Minnesota's service members, Veterans, families, and the organizations that support them. Guests: Founding host Tom Lyons Zach […] The post Celebrating 850 Shows: A Milestone Edition of Minnesota Military Radio appeared first on Minnesota Military Radio.

Peace Through Strength, America's Navy with LCDR Steve Rogers USN (Ret) – Consider the growing number of global hot spots—from the Middle East and Europe to Cuba—where the U.S. Navy must maintain a visible presence and send adversaries a clear warning: do not cross a line that would require a forceful naval response. And we must not forget Communist China...

Craig takes to the skies with the U.S. Navy's elite "Gladiator Squadron". Also, a "Clueless" TV show sequel is in the works. Plus, Michael B. Jordan is getting called out on the internet for his signature red carpet pose. And, Tom Holland weighs in on what life would be like if another actor was Spider-Man. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jeff Walker spent decades traveling the world, serving in the U.S. Navy, and building a successful career in IT. But it wasn't until he visited Kenya that everything changed.In this episode of the Blaxit Global Podcast, Jeff shares why Nairobi captured his heart, what it feels like to live as an unapologetically Black man in Kenya, and why other countries simply couldn't compete. From first impressions to finding a true sense of belonging, he reflects on the journey that led him to call Kenya home.Originally from Baltimore, Jeff retired from a career in IT program management and relocated permanently to Nairobi in 2024. Today, he's embracing a new chapter in East Africa—and says he has no plans to leave.In this episode:Why Kenya stood out from every other country he visitedWhat life in Nairobi is really likeLiving as an unapologetically Black man abroadWhy he ruled out other destinationsThe realities of relocating after retirementThe advice he'd give anyone considering a move abroadIf you've ever wondered what it takes to find a place that truly feels like home, this conversation offers an honest look at one man's journey from Baltimore to Nairobi.Send us Fan MailA powerful conversation about freedom, expansion, possibility, and the quiet awakening happening among Black women around the world. Building a life overseas is about more than choosing a country.It's about choosing yourself.Download our free guide, 7 Questions Every Black Woman Should Ask Herself Before Building a Life Overseas, through the link in this episode or at BlaxitGlobal.com. At some point, the question stops being, "Can I move abroad?"And becomes, "What's possible for my life?"Passport is where Black women from around the world come together to explore new possibilities, navigate life abroad, and create lives that feel bigger than the ones they were told to settle for.Because the goal was never just to move.The goal is to expand what feels possible.Support the showJoin Blaxit Global PassportSubscribe to Blaxit Global on YouTubeBlaxit Global Website: www.blaxitglobal.comSupport the show - www.ko-fi.com/blaxitglobal

Bill Hamblet, Sam LaGrone, and Brian O'Rourke talk about the Navy's budget, shipbuilding, Operation Epic Fury, and recruiting and retention.

The house on Givens Point everyone has a theory about.Explore photos of the folks who have called the Chateau home, photos of the cottage's current interior, and lots of historic Des Moines Beach photos on our blog.Support The Okoboji Project with a one-time contribution or become a monthly supporter at okobojiproject.com — monthly supporters are thanked by name in every episode.Grab an Okoboji Project hat in our new shop — available in White, Navy, and Cardinal.Leave us a review on Spotify or Apple Podcasts — it helps more people find the show.Follow The Okoboji Project on Instagram and Facebook.Sign up for our weekly newsletter and never miss an episode of The Okoboji Project.Guests: Debbie Parks, owner of Parks MarinaDavid Foxhoven, owner of Okoboji Antique Mall

Welcome to the CavasShips Podcast with Christopher P. Cavas and Chris Servello…a weekly podcast looking at naval and maritime events and issues of the day – in the US, across the seas and around the world. This week…is ship count the right metric for measuring naval power? Carriers, missiles, people, the industrial base, where should the Navy invest or divest to ensure the fleet of the near future is sized at the appropriate capability and cost. These issues and more are addressed in depth in the Hudson Institute's upcoming Fleet Design report. Joining us to preview the report is naval analyst and author of the study Bryan Clark. Please send us feedback by DM'ing @CavasShips or @CSSProvision or you can email chriscavas@gmail.com or cservello@defaeroreport.com.

Welcome back to Artbeat Radio! In this episode, Stephanie Monis and Jillian Anderson interview instructor Javontae about travel, dance, the Navy, favorite dance moves, art forms, and activities. Stephanie's Lifetime song is featured in the transition between segments. Thanks for listening and tune in next time! Follow us on instagram @artbeatradio For more information about our organization, please visit our website www.ableartswork.org

LIKE, SUBSCRIBE and COMMENT below   Membership gives you the ability to live comment on streams, the draft guide, as well as early access to videos, exclusive shout-outs, and emojis.  READ The Hutch Report and get Jake's Behind the Curtain Draft Film, War Room Newsletter + Offseason Mailbags.https://hutchreport.substack.comFollow us:Jake on Twitter: https://twitter.com/hutchdieselDieter on Twitter: https://twitter.com/dieterOn Instagram: https://www.instagram.com/dieterhutch/ Music from #Uppbeat (free for Creators!):https://uppbeat.io/t/all-good-folks/trickyLicense code: SOLKAD39DTA90YDX Chapters (00:00:01) - Ricky Pearsall's Injury: Exploring Options(00:05:30) - Debo Samuel: On a Cheap Prove It Deal with the(00:10:57) - Kyle Rudolph rips his one year contract(00:15:56) - Trent Williams broke his rib in training camp(00:20:34) - Kyle Shanahan on Finding the Perfect 49ers Offense(00:24:40) - DeMarcus Robinson on the 49ers' Free Agency Move(00:28:59) - Debo Jones on the 49ers(00:35:02) - Navy's trade to the Seahawks(00:40:14) - Don't pick up Ricky Pearsall's fifth-year option(00:45:38) - Ray Ray McLeod Is Unrecognizably Good Looking ((00:49:05) - Is Javon Kinlaw on a Team?(00:52:16) - Marshal Stribling Is Available(00:57:12) - Debo Samuel on His 49ers Signing(01:00:59) - The Bay Area's Complicated Sports Scene(01:05:49) - Kyle Shanahan's Car Crash Controversy(01:10:11) - Dynasty Football: Jadarian Price Needs a Fantasy Pick(01:13:57) - Vita Vea at 49ers Training(01:17:31) - Connor Bedard Should've Signed an 18 Million Dollar Offer sheet(01:22:01) - In the Elevator With Will Smith(01:23:46) - Car Crash Thoughts(01:27:48) - Trump on His Car Crash

Dan was joined by retired Vice Adm. John Miller, whose nearly four-decade Navy career included flying F-14 Tomcats, commanding aircraft carriers and strike groups, and leading U.S. Naval Forces Central Command and the 5th Fleet. A Naval Academy graduate with more than 3,500 flight hours and 1,000 carrier landings, Miller also served in key leadership roles at the Pentagon, NASA, and U.S. Central Command. He shared his perspective on Iran, drawing on a career spent at the forefront of American naval operations and national security.See omnystudio.com/listener for privacy information.

Senator Mark Kelly has had an extraordinary career—as a Navy combat pilot, NASA astronaut, and now Arizona's senior U.S. senator. Today, he's also one of the Trump administration's most outspoken critics and a name that's increasingly being mentioned as a possible 2028 presidential candidate. Katie talks with Kelly about the latest developments in Iran, his clashes with Defense Secretary Pete Hegseth, and what he believes is happening inside today's military. They also discuss why he thinks more men should become teachers and mentors and the partnership he shares with his wife, former Congresswoman Gabby Giffords, whose survival after a 2011 assassination attempt reshaped both of their lives. Hosted on Acast. See acast.com/privacy for more information.

Industrial Talk is onsite at SMRP 2026 and talking to James Krochune, National Healthcare Leader with APM Steam about "Optimizing steam systems". Scott Mackenzie from Industrial Talk interviews Jim Krochune from APM Steam at the SMRP 33 conference in Dallas-Fort Worth. Jim discusses the importance of steam in industrial processes and the challenges in transferring knowledge to younger generations. APM Steam specializes in steam and energy efficiency, focusing on steam trap surveys, heat exchanger cleaning, and pressure reducing valve (PRV) installations. Jim highlights significant energy savings, with payback periods ranging from six to nine months, and shares a case where a hospital saved $180,000 annually by fixing a steam trap issue. APM Steam's unbiased approach and skilled technicians are key to their success. Outline Introduction and Welcome to SMRP 33 Scott Mackenzie introduces himself and Industrial Talk, highlighting IRISS technologies for electrical maintenance safety.Scott welcomes listeners to the Industrial Talk Podcast and the SMRP 33 conference in Dallas-Fort Worth.Scott emphasizes the importance of the conference for asset management, reliability, and maintenance professionals.Scott introduces Jim Krochune from APM Steam and mentions the conference's focus on problem-solving and collaboration. Jim Krochune's Background and Role Jim Krochune introduces himself, mentioning his 16 years of experience in the industry and his current role as a national healthcare manager.Jim shares his background in computer engineering and his transition to the steam industry.Jim explains the historical significance of steam in the industrial revolution and the current challenges in the industry.Jim discusses the difficulty in transferring knowledge to younger generations and the use of Navy personnel for training. Challenges in the Steam Industry Jim highlights the inefficiencies in the steam industry and the need for energy efficiency specialists.APM Steam focuses on steam distribution, steam trap surveys, and assessments to improve energy efficiency.Jim describes the company's approach to cleaning heat exchangers and installing pressure reducing valves (PRVs) to reduce energy losses.Jim shares a success story of a project in Rhode Island with a seven-day payback period. Energy Efficiency and Cost Savings Jim discusses the significant energy savings achieved through steam trap surveys and repairs.The Department of Energy estimates that 15-30% of steam traps fail every three to five years, leading to substantial energy losses.Jim shares an example of a hospital in New York City where a steam trap issue was identified and corrected, resulting in significant cost savings.Jim explains the importance of proper steam system design and maintenance to achieve energy efficiency. Innovations and Future Trends Jim mentions the challenges of monitoring steam systems with current technology and the limitations of wireless monitors.APM Steam focuses on providing unbiased solutions and cost-effective repairs to improve energy efficiency.Jim discusses the importance of skilled individuals in the steam industry and the need for more pipe fitters.Jim shares his vision for future innovations in steam system monitoring and maintenance. Conclusion and Contact Information Jim emphasizes the importance of skilled professionals in the steam industry and the need for continuous improvement.Jim provides contact information for APM Steam and encourages listeners to reach out for more information.Scott Mackenzie wraps up the conversation, highlighting the importance of the SMRP conference and the value of Jim's insights.Scott encourages listeners to connect with Jim and other industry professionals to share their stories and experiences. If interested in being on the Industrial Talk show, simply contact us and let's have a quick conversation. Finally, get your exclusive free access to the Industrial Academy and a series on “Why You Need To Podcast” for Greater Success in 2025. All links designed for keeping you current in this rapidly changing Industrial Market. Learn! Grow! Enjoy! JIM KROCHUNE'S CONTACT INFORMATION: Personal LinkedIn: https://www.linkedin.com/in/jameskrochune/ Company LinkedIn:  https://www.linkedin.com/company/apmsteam/ Company Website:  https://www.apmsteam.com/ PODCAST VIDEO: https://youtu.be/kBJ7iOsFIXM THE STRATEGIC REASON "WHY YOU NEED TO PODCAST": OTHER GREAT INDUSTRIAL RESOURCES: NEOM: https://www.neom.com/en-us Hexagon: https://hexagon.com/ Arduino: https://www.arduino.cc/ Fictiv: https://www.fictiv.com/ Hitachi Vantara: https://www.hitachivantara.com/en-us/home.html Industrial Marketing Solutions:  https://industrialtalk.com/industrial-marketing/ Industrial Academy: https://industrialtalk.com/industrial-academy/ Industrial Dojo: https://industrialtalk.com/industrial_dojo/ We the 15: https://www.wethe15.org/ YOUR INDUSTRIAL DIGITAL TOOLBOX: LifterLMS: Get One Month Free for $1 – https://lifterlms.com/ Active Campaign: Active Campaign Link Social Jukebox: https://www.socialjukebox.com/ Industrial Academy (One Month Free Access And One Free License For Future Industrial Leader): Business Beatitude the Book Do you desire a more joy-filled, deeply-enduring sense of accomplishment and success? Live your business the way you want to live with the BUSINESS BEATITUDES...The Bridge connecting sacrifice to success. YOU NEED THE BUSINESS BEATITUDES! TAP INTO YOUR INDUSTRIAL SOUL, RESERVE YOUR COPY NOW! BE BOLD. BE BRAVE. DARE GREATLY AND CHANGE THE WORLD. GET THE BUSINESS BEATITUDES! Reserve My Copy and My 25% Discount

Kim Kelley did not buy her Annapolis home with an Airbnb business plan.She bought it so her family could be close to their daughter, Lizzie, while she attended the United States Naval Academy and played varsity lacrosse. After Lizzie graduated and was commissioned into the Navy, Kim had a decision to make: sell the house or turn it into something more.So she “threw it on Airbnb.”In this episode, Sarah and Annette talk with Kim about how The Goat Getaway became much more than a second home. Kim shares what it took to get licensed in a strict market, why her second guest immediately exposed the need for a stronger team, and how she built boots-on-the-ground support while hosting remotely from Dallas.She also breaks down the strategy that changed everything: learning PriceLabs, raising her base rate, adjusting minimum stays, creating parent-child listings, and building direct booking demand through the Naval Academy community.If you have a property with untapped midweek demand, a strong niche audience, or a direct booking opportunity hiding in plain sight, this episode will show you what happens when you stop guessing and start operating like a real business.In this episode, you'll learn:How Kim turned a family home into The Goat GetawayWhy remote hosting requires a trusted local teamWhat her early guest issues taught her about operationsHow PriceLabs changed her pricing strategyWhy parent-child listings helped unlock midweek demandHow she reached 70% direct bookingsWhy one bad guest pushed her toward a stronger business modelHow she uses weekly metrics to keep improving the listingResources Mentioned: Join us live & learn about Strategic Host! Pricelabs: Revenue management for hosts and property managers.

If you think the war is basically over because someone said Iran was “decimated,” slow down and do the math. We bring back author and longtime war and strategy teacher Michael Vlahos to dissect the claims coming out of Washington, including a clip of the Secretary of War projecting confidence about Iranian losses and U.S. stockpiles. Then we translate the language of victory into capabilities, inventories, and what actually changes on the battlefield. We dig into the shock factor that keeps showing up in this conflict: Iran's growing missile accuracy. Michael explains why guidance systems and satellite navigation matter, how China's BeiDou GPS alternative can tighten missile impact to a few meters, and why that precision turns U.S. bases and high-value assets into far riskier bets. From there we tackle the uncomfortable question everyone avoids: how much help might Russia and China provide, from components and air defense support to quieter forms of intelligence and targeting assistance. The second half gets brutally practical about sustainability. We talk munitions stockpiles, interceptor burn rates, and the limits of “we'll just build more,” plus why cheap guided bombs are not a cure if air defenses block access and key sites are deeply buried. We also challenge the assumption that the U.S. Navy can simply blockade its way to leverage, laying out fleet size realities, carrier deployment strain, shipyard bottlenecks, and the incentives inside the military industrial complex. The stakes are not just military; we connect the Strait of Hormuz to oil prices, diesel supply, fertilizer, and potential food shocks. Subscribe, share this with a friend who follows geopolitics, and leave a review with the single biggest insight you took from the conversation.

51:54- Dr. Betsy McCaughey, New York Post columnist, former Lt. Gov. of NY State, Chairwoman and founder of the Committee to Reduce Infection Deaths Topic: Dr. Fauci's testimony and the impact he had on New York and beyond 1:11:27- Liz Peek, Fox News contributor, columnist for Fox News and The Hill, and former partner of major bracket Wall Street firm Wertheim & Company Topic: "Trump is starving the machine that creates America's socialist revolutionaries" (Fox News op ed) 1:26:50- Cmdr. Kirk Lippold, Former Commanding Officer of the U.S. Navy destroyer USS Cole Topic: Latest strikes on Iran and the future of the Strait of Hormuz 1:35:45- Hans von Spakovsky, Senior Legal Fellow in the new Edwin Meese III Institute for the Rule of Law at Advancing American Freedom Topic: Fauci pleading the 5th and the presence of his lawyer 2:00:32- Gordon Chang, Asia expert, columnist and author of "China is Going to War" Topic: Dr. Fauci and his connection to China 2:12:03- Congressman Jeff Van Drew, Republican representing New Jersey's 2nd Congressional District Topic: New Jersey non-citizen votersSee omnystudio.com/listener for privacy information.

Give us about fifteen minutes daily, and we will give you all the local news, sports, weather, and events you can handle.   SPONSORS: Many thanks to our sponsors… Annapolis Subaru, the SPCA of Anne Arundel County, Covington Alsina, MacMedics, and  Hospice of the Chesapeake.  Today on the DNB, the City of Annapolis and Storm Brothers disagree over what caused the latest City Dock flooding, Navy football prepares for a highly anticipated season, and DICK'S House of Sport gets ready to open at Annapolis Mall with appearances by Ravens stars Ed Reed and Derrick Henry. Link to daily news recap newsletter: https://forms.aweber.com/form/87/493412887.htm Trevor from  Annapolis Makerspace is back with his Annapolis Makerspace Maker Minute! DAILY NEWSLETTER LINK: https://forms.aweber.com/form/87/493412887.htm The Eye On Annapolis Daily News Brief is produced every Monday through Friday at 6:00 am and available wherever you get your podcasts and also on our social media platforms--All Annapolis and Eye On Annapolis (FB) and @eyeonannapolis (X) NOTE: For hearing-impaired subscribers, a full transcript is available on Eye On Annapolis.

Cindy talks with Kevin Heath, the founder and owner of Fusion Sound Mix, a music production and custom mix company specializing in dance and cheer music. Kevin is widely recognized as a pioneer in mobile DJ and performance music production in the United States. According to Fusion Sound's company history, Heath was born in Greece and immigrated to the United States at age five with his twin sister, later being adopted by a family in Kaysville, Utah. He served in the U.S. Navy during the Vietnam War and later attended Weber State College, where he played football after recovering from combat injuries. In 1973, Heath launched what Fusion Sound describes as one of the first mobile DJ systems in the United States. That work evolved into editing and producing music mixes for drill teams, dancers, and cheerleaders. He later founded Dance America, a Utah-based dance competition organization that expanded throughout the western United States. Today, Fusion Sound Mix and Dance America serve clients across all 50 states and dozens of countries, producing custom music mixes, dance competitions, camps, and workshops. Welcome to Anything But Routine presented by Just For Kix. This podcast covers Everything & Anything dance.  Stay up to date with the podcast by hitting the subscribe button.https://www.justforkix.com/anythingbutroutine

With Josh Tomolak, Vice President of Independent Advisor Services, Diamond Consultants Louis Diamond and Josh Tomolak unpack today's IBD vs. RIA landscape, explaining what has changed, where each model excels, and how to determine which path best supports the business you want to build. In Summary The independent wealth management landscape has changed dramatically, making the decision between an independent broker dealer (IBD) and an RIA more nuanced than ever before. Louis Diamond welcomes Diamond Consultants' Vice President of Independent Advisor Services, Josh Tomolak, for a practical discussion of how the independent space has evolved, what truly differentiates the IBD and RIA models today, and how advisors can evaluate which path best aligns with the business they want to build. The Storyline Not long ago, the decision to become independent was relatively straightforward. Advisors either remained with a traditional firm or pursued independence through one of a limited number of models. Today, the conversation is far more complex. Independent broker dealers have significantly expanded their capabilities, offering stronger technology, larger transition packages, greater flexibility, and even pathways to RIA ownership. At the same time, the RIA ecosystem has matured into a sophisticated marketplace supported by multiple custodians, outsourced service providers, institutional capital, and enterprise platforms that rival many of the industry's largest firms. As these developments have unfolded, the traditional distinctions between an IBD and an RIA have become less obvious. Advisors evaluating their options are no longer simply asking whether they should become independent—they're asking which model best supports the clients they serve, the business they envision, and the lifestyle they want to create. In this Industry Update, Louis and Josh unpack the realities behind the IBD vs. RIA decision. They discuss where the two models overlap, where meaningful differences still exist, and why factors like service, technology, economics, operational responsibility, enterprise value, and long-term optionality often matter more than labels alone. Whether you're considering changing independent firms, launching your own RIA, or simply want a better understanding of how the independent landscape has evolved, this conversation provides an objective framework for evaluating today's choices—and preparing for tomorrow's opportunities. Topics Covered Independent Broker Dealer (IBD) vs. RIA models The evolution of supportive independence Technology investments across the independent space Transition support and advisor mobility Capital solutions and recruiting economics Business formation and enterprise value Launching an independent RIA Multi-custodial platforms and open architecture Minority investments and succession planning Future trends shaping advisor independence > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why are already-independent advisors reconsidering their current model? (5:27) Josh explains why service, technology, economics, and growing optionality are causing advisors to reevaluate their existing affiliations. How have independent broker dealers and RIAs become more alike? (19:28) Louis and Josh discuss the growing convergence between the two models and why the distinction is becoming less obvious than many advisors assume. What really separates an IBD from an RIA? (25:04) A practical discussion of autonomy, compliance, flexibility, custody, economics, and advisor experience. What misconceptions keep advisors from launching an RIA? (36:29) Josh outlines the “Four Pillars” of launching an RIA and explains where advisors tend to either overestimate or underestimate the operational realities. Which advisors thrive most in each model? (33:12) The conversation explores why there isn't a universally “better” model—only one that's better aligned with an advisor's goals. What trends are quietly reshaping independence? (42:13) Minority investments, enterprise value, business formation, and changing revenue models may have an even greater impact than advisors realize today. Key Takeaways Independence has evolved from a destination into an ongoing strategic decision. Independent broker dealers have significantly improved technology, transition support, economics, and flexibility. The RIA ecosystem has matured into a highly sophisticated marketplace with broad outsourcing and support options. Choosing between an IBD and an RIA should begin with long-term business objectives—not industry perceptions. Building a valuable business depends more on business structure and scalability than simply growing assets. Advisors considering independence should evaluate models with an open mind rather than relying on outdated assumptions. The next decade will likely bring continued convergence between independent business models. https://youtu.be/jHDVso2TsmQ Quotable Moments “The question is no longer, ‘Do I want to go independent?' The question is, ‘What kind of independence makes the most sense for my clients, business, and goals?'” “Business formation is far more important than assets under management.” “The way you build your business will ultimately determine how valuable that business becomes.” “Everything in an RIA is going to cost you either your time or your money.” FAQs Is there still a meaningful difference between an IBD and an RIA? Yes. While the two models increasingly overlap, they differ in areas such as flexibility, compliance structure, operational responsibility, economics, and control. Why are more independent advisors changing firms today? Improved technology, stronger transition support, evolving economics, and better service models are prompting many advisors to reassess whether their current platform still fits their business. Is launching an RIA easier than it used to be? Yes. Supportive independence, outsourced service providers, and improved custodial resources have significantly reduced many of the historical barriers. Does every entrepreneurial advisor belong in the RIA model? No. The best fit depends on an advisor's appetite for ownership, customization, operational responsibility, and long-term vision. What matters more: assets under management or how the business is built? Josh argues that scalable business formation often has a greater impact on enterprise value than AUM alone. What's the biggest mistake advisors make when evaluating independence? Starting with assumptions instead of objectives. The most effective due diligence begins by defining the business you're trying to build, then identifying the model best suited to support it. Yes. While the two models increasingly overlap, they differ in areas such as flexibility, compliance structure, operational responsibility, economics, and control. Improved technology, stronger transition support, evolving economics, and better service models are prompting many advisors to reassess whether their current platform still fits their business. Yes. Supportive independence, outsourced service providers, and improved custodial resources have significantly reduced many of the historical barriers. No. The best fit depends on an advisor's appetite for ownership, customization, operational responsibility, and long-term vision. Josh argues that scalable business formation often has a greater impact on enterprise value than AUM alone. Starting with assumptions instead of objectives. The most effective due diligence begins by defining the business you're trying to build, then identifying the model best suited to support it. Related Resources IBD vs. RIA Comparison Guide IBD vs. RIA Revisited: Two Independent Pathways for Advisors to Consider NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… IBD vs. RIA: A Special Industry Update on Independence A conversation with Louis Diamond and Josh Tomolak, Vice President of Independent Advisor Services at Diamond Consultants.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is IBD vs. RIA: A Special Industry Update on Independence. It’s a conversation with Josh Tomolak, our Vice President of Independent Advisor Services. I’m Louis Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: For a long time, going independent would suggest the destination. Today, it’s often the beginning of a different conversation. As the independent space has matured, advisors have more choices than ever before. Broker-dealers have expanded their capabilities. The RIA ecosystem has become increasingly sophisticated. Capital is more readily available and support models now exist that would’ve been difficult to imagine a decade ago. The result is that many advisors who are already independent are taking a fresh look at whether their current affiliation still aligns with what they’re trying to build. My guest is Josh Tomolak, Vice President of Independent Advisor Services here at Diamond Consultants and our resident expert on independence. Josh spends his days helping advisors evaluate independence in all its forms from independent broker dealers, the fully independent RIAs and everything in between. And his knowledge is critical because the distinction between these models is often blurred. Many broker dealers now offer pathways to greater autonomy while supported independence has made RIA ownership more accessible than ever before. So the question is no longer simply, “Do I want to go independent?” The question is, “What kind of independence makes the most sense for client, business, and goals?” Josh shares what he’s seeing across the landscape, the misconceptions that continue to shape advisor thinking and the factors that matter most when evaluating the next chapter of an independent business. There’s a lot to discuss, so let’s get to it. Josh, thanks for joining me today. Joshua Tomolak: Thanks for having me, Louis. It’s a real privilege to have come. This is a full circle moment for me going from being a student of your podcast, to working alongside you, to being a guest. So I appreciate you having me. Louis Diamond: Amazing. I’m excited for this one too, because you have a fresh and in the weeds perspective that a lot of our guests simply don’t have. So why don’t you start off, you spend your time helping advisors evaluate independence every day. So working with advisors who are already independent, for the most part. And to me, it feels like the independent space has really evolved dramatically over the last decade. I mean, this podcast is really the epicenter of that to prove that out, but give us a little background on your past roles in the space and then we can get into what you’re seeing right now. Joshua Tomolak: Yeah, I’d be happy to. So I took a very non-traditional path into wealth management. I spent a decade as a deep sea Navy diver, and upon completing my service there, I ended up working for TD Ameritrade. And in my role there, I spent about six years doing nothing but helping financial advisors explore the RIA space, whether that was to join or partner with an RIA, sell to an RIA, or in most cases, launch their own RIA. And one of the things that I ultimately came to terms with is it’s just not the right model for everybody. While I’m a huge advocate for it, we would often lose business to the major broker-dealers of the world. And at the time, I really didn’t understand why. In the last six years at Diamond Consultants has been a very interesting purview into what a lot of the broker-dealers have done and are doing to make themselves more RIA-ish and be very compelling to the right advisor. Louis Diamond: Perfect framing. Your background is incredibly germane to the folks you work with. So let’s start off with the softball here. What are you seeing right now? Joshua Tomolak: It’s not so different than the rest of the industry, the wirehouses, the regional firms, things of that nature, that if you took 10 firms, they’re all likely to go different directions, even if they were identical practices. That could be… A third would go from an independent broker-dealer to another independent broker-dealer. Certainly the supported RIA space is growing every day and has created a lot of very fun and unique solutions for advisors, very customized and curated. And then I think there’s still a lot of really great sophisticated teams and individual contributors that are making the decision to go hyper entrepreneurial and launch their own individual RIA. So the movement’s really all over the board from my perspective. Louis Diamond: It does feel like it’s no longer independence is an alternative option or it’s on the fringes. It’s very front and center whether for breakaways, which is a big topic on our podcast, but in general, the infrastructure has become much, much more sophisticated today than ever before. Advisors have way more tools in their toolbox to serve clients, whether in the private markets or through technology. And it’s no longer that if an advisor’s independent, they’re in the minor leagues where they don’t have the same ability to serve clients like they did if they’re at a big bank or a private bank or a wirehouse. Do you agree? Joshua Tomolak: I absolutely agree. And I’m reminded of a question I got one time from a great team that I worked with in New York. They asked me, “Are there really more options than ever before? Because all we see is one firm selling to another.” And I think that’s a really great point. There’s far less broker dealers on the street than there were even five years ago. But for every Commonwealth, for example, that sells to an LPL, up pops three or four really cool private equity-backed, sophisticated RIA platform firms that are built to service their own unique advisor base. Louis Diamond: I think that’s right. Sitting on the sidelines, sitting on top of everything going on in the industry, I feel like capital is always an interesting topic forever. If an advisor wanted to move within the independent world or break away from a big firm to go independent, the only way to get capital was to go to an independent broker dealer. So we still see that, but I feel like today between all these minority acquisition opportunities, we’re seeing firms acquire practices at time of transition, which is somewhat new. There’s debt solutions, recruiting deals are way up for firms that are paying forgivable loans. RIAs now would, in some cases, will pay a forgivable note. What are you seeing there as far as the availability of capital and just deals in general? Joshua Tomolak: It’s a great question and I didn’t want to take the low-hanging fruit, but capital’s been a huge innovation, I guess, in the last five years I’d say. Just to give you rough quotes, please don’t hold me to it, but traditional transition broker-dealer deals were five years ago, 40 to 60% of Trailing Twelve revenue today are somewhere between 90 and 120%, sometimes north of that for the right team. That’s really meaningful money for the team that is thinking about foregoing a wirehouse deal, for example. I’d also say a lot of these firms are getting hyper-creative in how they solve for capital. The minority investment piece that you mentioned is very interesting. We’re seeing a lot of privatized forgivable notes in the RIA space where third-party or private lenders are basically lending the money and the RIA is making the payments on that forgivable note as long as the advisor is affiliated with them. So there’s been a recognition among the RIA space to get away from the, “Oh, they just took a check” type of mantra, and to say, “Look, I understand there are capital needs. These people are taking a risk. We need to solve for that.” So we’ve seen a lot of that in the marketplace. Louis Diamond: Very interesting. I think another thing financially, and then we’ll keep the train moving, that I know I’ve seen, and maybe you can weigh in if you’ve seen the same, is the cost to an advisor or a business owner to join an independent BD or to join an RIA has come way down, probably in part because of Schwab going to zero on trading. That’s been a catalyst. But it feels like we used to say independent BDs were expensive relative to the RIA world. And in some cases, they certainly could be. And if you’re at scale, maybe you can pick up a point or two being in the RIA world versus a BD. But when you have some of these BDs that have a basis point admin fee or no admin fee at a certain size and the payouts I feel like are similar, maybe have gone up a little bit, but it’s more so like the administrator fees, the platform fees, the program fees. Anyone who’s not in that world, it’s like, “What are you talking about?” But basically the way that these broker-dealers make money, it seems like there’s been a pretty big differential in the exchange of value where advisors now get more services, better technology, get more money to join them and get it at a lower cost. Do you agree? Joshua Tomolak: I absolutely agree. I think that maybe that’s one of the larger changes that we’ve seen, and it’s probably one of the benefits from a lot of the industry consolidation on that independent broker-dealer side. The economies of scale of these folks have allowed them to increase their tech spend, increase their service capacities all while offering it to the advisors at a cheaper price. And when I was at TD Ameritrade, one of the biggest pitches was the idea of a 100% payout and you control the fixed expenses, your technology compliance, et cetera. But what’s changed is that broker-dealers are pretty darn comparable on the expenses. All of those admin fees and things you mentioned will still exist, but they’re on a much smaller scale. And I think the question a lot of advisors are asking is, “Am I getting congruent value from my broker-dealer for what I pay for?” And while that answer might’ve been no a couple years ago, today the answer is more often yes. Louis Diamond: Yeah, I would agree. A lot of times we work with advisors who are starting an RIA or affiliating with an RIA or going to a BD and they see how big the deals are in the independent BD world and the payouts are really high and the fees are relatively low. And honestly, it is a hard decision or calculus to make, like, “How does it make sense for me to turn down this extremely lucrative deal when my ongoing economics are going to be somewhat similar in the BD world versus in the RIA space?” I think it’s just an interesting dynamic and we’ll get more into that distinction. One of the stars of the show right here is we’ve seen a ton of advisor movement across the industry. Our annual advisor transition report said that in 2025, over 11,000 experienced advisors changed firms, which is a large number. A lot of those numbers are within the independent world. So advisors who are 1099 through a BD or through an RIA transitioning to another platform or organization or starting an RIA. So why do you think we’re seeing so many advisors reconsider their current firm or their platform or their broker-dealer today than in years past? Joshua Tomolak: It’s a jarring number. 11,000 is definitely a significant amount of advisor movements. To me, it comes down to a few things, but I will say that it’s almost always a conglomeration of pushes and pulls. Pushes being inherent frustrations with your status quo, pulls being the new sexy, shiny things that you see in the marketplace that could be really impactful for your business. To me, it typically comes down to one of three things, at least on the push front, that drives advisors to movement. Service being number one, technology being number two, and economics being number three. And if we were just going to unpack those, I think service being, “Can you call somebody that knows your business, that knows your name? Are you getting the correct answers? Are you being pushed through a phone tree? And even if you’re not doing it, is it taking up a meaningful amount of time of your staff’s free time?” On the technology front, there’s very significant tech spends happening in the industry right now. I think Raymond James and LPL reported, for example, they spent 500 million in 2025 on a tech spend. So advisors are going to the places that are making their life easier. People are looking for a mechanism to really scale their business without having to add staff and a lot of expenses to the bottom line. And technology is just the fastest, most efficient way to do that most times. And then economics, certainly a lot of advisors and teams have built phenomenal businesses and they’ve made a great living without really stressing out about the economics. And they eventually get to a point in their business where what they were giving up as a million dollar producer is far different than what they’re giving up as a $4 million producer. And back to the congruent value, it perhaps stops to make as much sense. Louis Diamond: Well said. I always say when the cost-to-value ratio is out of whack, that’s when advisors sit up and take notice. And not to name names of firms, but there definitely are firms that are more expensive. And even if you look at how much a wirehouse or a Ed Jones advisor paid their firm, it’s like, “What got me here is not necessarily what’s going to get me there.” And while the name on the business card, the resources were incredibly impactful, and I’m so grateful for what my firm, my broker-dealer did for me when I was just starting or when I was smaller. Now the business is bigger, I rely upon different resources or I don’t need the firm as much. So I’d rather plow the cost savings either into income for myself or invest it in areas that are most germane to my business. And it’s usually when that kind of light bulb moment goes off, that’s one of the major pushes that cause advisors to evaluate other options. So I agree with you, those are the major push factors, but then what are the pull factors? What are the major advancements or changes across the independent space that’s causing advisors to say, “Hey, okay, I might have some frustrations, but at the same time, I also need to find something that’s more than marginally better than the firm I’m at. Otherwise, why am I going to go through the hassle, take the risk, et cetera? So what are some of the pull factors that advisors are latching onto today? Joshua Tomolak: Sure. And I might say with one final push factor, there’s a straw that breaks the proverbial camel’s back when you’ve been told for however many years that this change or that change is coming down the pipeline and it never happens. And it translates well into the pull factors is do they do what they say they’re going to do? The talking points really for the pull factors are exactly the same. So the counterpoint to service is perhaps having a direct relationship with the chief compliance officer at a firm or having a dedicated service representative that knows their stuff inside and out and can get you the answer even if they don’t know it off the top of their head. Having the technology to rebalance a household in two clicks instead of two hours. In economics, I think it’s really a transparency of economics. We’ve both worked with some really significant firms that have looked at their P&Ls and said, “where the heck is the money going?” And we’ve looked at the same P&Ls and said, “I have no idea,” because it’s so convoluted. People are happy to pay for good service, good technology, good products, but they just want to know where the money’s coming from. So I think it’s a yin and yang. The same things that they’re the push are often the pull. Louis Diamond: Definitely. I’ll give you a couple other from my perspective. I’ll say first specific to the independent BD world, and then we’ll dive into the RIA, I think it’s a little bit different. But I think some other will say innovations or changes that are causing advisors to really perk up and listen and really make the case to themselves that life will be better at this new organization than the status quo or staying put. We’ve seen major advancements in transition support, whether it’s being able to do a transition without a shred of paper, being able to… I mean, we’ve seen some independent advisors move their entire book within two weeks, which never would’ve happened before. So the firms that I’d say are playing offense, the larger firms that are winning, they have insane headcount around transitions and are always investing in technology, whether now on the AI front or in general. And we’ve seen transitions, they’re never easy. So that’s not a comment to say it’s easy, but a lot of the friction, a lot of the manual work has been taken away, which is massive. You definitely mentioned the significant technology spend. I mean, just the innovations going on across the industry. There’s definitely some firms that are laggards on technology and others that are light years ahead, whether because their tech is more integrated or they’ve built out their platform to be more, we’ll say modular, to plug in different third-party softwares where an advisor can really customize and create their own tech stack. I think there’s been some changes on compliance. It used to be if you’re at an independent BD, you had to be the OSJ by yourself or you had to roll up under an OSJ. But now most BDs offer home office supervision, so a big friction or pain point is taken away. And then I’ll give you a bridge to talk about what we’re seeing on the RIA side. But we’ve also seen, I would say, a real blurring of the lines between what you would traditionally think of as an independent broker dealer versus what was an RIA. So whether it’s an internal pathway where it’s like, “Start off on our independent BD platform, get the big deal, get the support, but then you can ditch that and just use this as a custodian or you can sell the business to us when you want to retire and convert to W2.” So in that vein, transitioning internally to an RIA, give me the same points like, “What are the major advancements or changes you’re seeing on the RIA side today?” Joshua Tomolak: I love that you said that because it’s been one of the most interesting changes to watch. Independent broker dealers becoming more like RIAs, and to your point, being more flexible, having more optionality, a more curated experience in some cases. And in many cases becoming closer to independent broker dealers with some of these massive shops that we’ve seen be created over the last five years that now have hundreds, if not thousands of advisors. To your question on the internal RIA slide as we sometimes call it, this really didn’t exist many places a few years ago. And I think it’s been created as both originally a retention tool in many places for the advisors that were with a major independent broker dealer and they ultimately wanted to have their own ADV and their own RIA. And the firm didn’t want to lose all the assets to an independent custodian so they gave them the green light to… And it’s ultimately became a sales tool in many cases. Just to use a couple of examples across the industry, I mean, Raymond James has Raymond James Custody Services, which has attracted a lot of really sophisticated teams. I know Wells Fargo Finance done something similar and even the counterparts over at Cetera and Osaic are trying to do the same thing. So it’s a recognition in my view that we want to keep the best talent possible. And if these folks are ultimately going to go RIA anyway, it’s less about the money and more about the flexibility and control that it offers them. So what can we do to keep those folks on board? And rightfully so, a lot of senior management of these firms have said, “Let’s not lose these teams. It’s going to be a lower margin business for us, but at the rate that they’re growing, it’s going to pay off in the long run.” Louis Diamond: Well said. RIAs are now more mainstream. And some of these RIAs, they’re either resembling independent BDs or I would even go so far to say the valuations that are even publicly available on some RIAs is definitely having people take notice. I mean, Cerity Partners recently raised capital at an over $8 billion reported valuation. Crescent was well over a billion. Firms like Mariner, Creative Planning, Mercer, Wealth Enhancement Group, and there’s many that I’m missing, are all worth a couple billion dollars or more and growing. Do you think that’s had an impact on the legitimacy or the staying power of the RIA model? Joshua Tomolak: Oh, absolutely. There’s no doubt about it. I mean, those groups that you mentioned and many more are winning some of the biggest teams on the street. I mean, if you pull up a run-of-the-mill advisor hub article, for example, you’ll see as many of those RIAs win significant businesses as you will their broker-dealer counterparts, partially in my opinion, due to the massive valuations these firms are fetching. And it’s much more of a partnership in the sense that joining a Crescent or a Wealth Enhancement Group, as you mentioned, you’re a part of a boutique group of maybe a couple of hundred very sophisticated high-producing advisors all playing under the same banner, all rowing in the same direction, and that creates substantial growth. Louis Diamond: Exactly right. I think two other things to me that’s driving the legitimacy or the growth of the RIA segment, there’s so many different outsourcing solutions that have popped up, whether it’s more of a… We’ll say a bundled or a package outsourcing solution through firms like Dynasty and Sanctuary. LPL has done a ton with having a shared services outsourcing model. So you have those. But you also have, I mean, probably 10 different firms I could think of that can be an outsourced chief compliance officer. You have tons of marketing agencies that specialize in helping RIAs. You have all these FinTechs popping up to support the RIA space. Really, it’s like anything and everything can be outsourced now. And even the big Wall Street banks like UBS, Merrill, et cetera, they’re attempting to sell and distribute product into the RIA space. Venture funds, private equity funds, anyone you talk to is trying to get a piece of the RIA space, which means there’s more product and platform availability than ever before. And I think it’s massive because one, it’s a catalyst for teams who say, “I love everything about the RIA world. I just don’t want to do it on my own,” or, “I don’t know where to start.” But also it means that they can look their clients in the eye and say, “Hey, not only do I have the same stuff that I had for you at XYZ firm, I can actually do more for you.” And even if you look at what the custodians are doing on the lending side now, Schwab owning a bank is massive and being able to facilitate mortgages, securities-backed loans, things that didn’t really exist in the past. I think it’s a very exciting time for advisors either that are independent or are considering the independent space because you have all these choices and it’s really like, “Choose your own adventure. Give me your top five things you want.” I’m sure it exists and we can find it and make it happen. And I don’t think we’d have the same confidence in that statement 5, 7, 10 years ago. Joshua Tomolak: I couldn’t agree more. That’s such a huge development is the marketplace of third party vendors in any kind of capitalism environment. There’s problems that people encounter and there’s really smart people that are trying to make a lot of money that go to market to solve them. And we’ve seen a ton of that over the last few years. Louis Diamond: Exactly right. Yeah, it’s like also… If an advisor looks around and says, “Hey, this is what I want,” and it doesn’t exist, oftentimes that’s a light bulb moment to be like, “Okay, I’ll go build it. I’ll do it on my own.” Whether it was Stewart Partners when they launched a number of years ago or Hightower, Dynasty, et cetera. They were all started by people that said, “Hey, I see a big gap in the ecosystem. Let’s create a business and raise capital to go solve it and then deliver this service to other like-minded advisors or business owners.” Honestly, it’s a treat to be able to watch all this happen in real time. We probably should have laid the groundwork with this next question, but I think it’s an important one. What’s the difference between a independent broker-dealer and an RIA? Really basic foundational. It sounds like the lines are blurred. There’s probably a lot of similarities. Advisors are successful in both. It’s not like one’s better than the other. How would you explain the differences, if a client of ours asked, “What’s the difference between an independent broker-dealer and IBD versus an RIA”? Joshua Tomolak: Get into the core of it. Again, the lines are blurred, and I’ll stay very high level on the strategic differences, but I like to use this example. I drive a Toyota Tundra. Really like the truck, gets me from A to B. Now, if I were getting to a point where I wanted a new vehicle, if I were to go get another Toyota Tundra because I really like a lot of aspects of it, but I want the one with the bigger screen and the bigger tires and the power seats, and I have rolled down windows because I have a fear of drowning. But if I want a lot of the bells and whistles, but I want to keep the foundation, that’s what I align to a independent broker-dealer to independent broker-dealer. You like the foundation of everything all under one roof. You like a lot of the resources, but you have some meaningful frustrations and you want to see if another provider in the market can solve for those or you can upgrade. If I instead, Louis, decided that I wanted a sports car or a Jeep Wrangler or something, I would be looking at a different category altogether. That’s how I articulate the platform space. They provide the same services and support in many cases that an independent broker-dealer does, think of marketing and a tech stack and regulatory oversight and a fellowship in a community, but they’re built on an RIA TC registered chassis. They’re typically far more customized so you can shop the street to get a lot more of the things that you like, though you are walking away from maybe some of the things that you’ve liked in the independent broker-dealer model. So I guess that’s the highest level I might explain it, just a little bit more minutia in any broker-dealer is going to be a FINRA registered, FINRA member broker-dealer. So they’re subject to the FINRA rules, which basically means it’s the compliance interpretation of those rules that they have to follow. So LPL’s rules may be slightly different than Cetera’s than Ameriprise’s because it’s based on their interpretations of the rules. In the RIA space, everybody really operates on the fiduciary standard. So it’s just a different lens that from a compliance standpoint, business is looked at. And a lot of people would make the argument that it’s just easier to get things done when you’re looking at something from that lens. I might’ve gone too compliance nerd on you there, but I’d be curious what you think some of the major differences are. Louis Diamond: Yeah, I think that’s right. I mean, it sounds like if you’re in the RIA world in some capacity that you as the advisor or business owner are going to have a little bit more control and autonomy and flexibility. One, do you think that’s true? And what are the reasons why that is? Is it platform? Is it strictly just compliance is easier? What are the different ways that an RIA would have more or less flexibility than someone who’s with an independent BD? Joshua Tomolak: Yeah, I think it’s overwhelmingly true, but it certainly depends on your business. Within most RIA platforms, you’re going to be one of a couple dozen, maybe a couple hundred, where you’re going to have people within that firm that really know your business. So the experience in getting things done is much less about, “Can I do this,” or, “Can I not do this?” And it’s, “Louis, I understand you asked for this. We’re going to run into these issues, but let’s figure out how to get to yes.” So it’s far more curated by people that are not operating on black and white rules and can actually figure out how to get to yes for your business. The other thing I would say is that most significant RIA platforms have multiple custodial options. So many times you’ll see as few as two or as many as five. So if an advisor or a team is trying to bring on a new piece of business or do something creative, that might be something they can use a different custodial relationship to accomplish. It might be something that Goldman Sachs does really well but is in its infancy at Fidelity, or it might be international business that’s approved on Pershing’s platform but not Schwab’s platform. So the RIA partner that you’re with can really look at those custodians agnostically and say, “What’s the best home for this business? What’s the best way to get this done for Louis?” There’s a couple examples of where I see the flexibility in practice. Louis Diamond: Yeah, I think one more too would be the concept of being able to shop the street. I’ve heard it described as becoming a buy-side advocate for your clients versus being a professional seller. So meaning, if I’m affiliated with an RIA or I’m operating my own RIA, there’s no selling away like there is at a wirehouse or at certain BDs. So if I have a client who’s trying to get a $10 million loan for a new building that they’re breaking ground on, if I’m at UBS, Merrill, Morgan Stanley, captive to a BD, I can go to my firm and say, “Hey, this $10 million loan, here it is. What are the terms? What are the rates? Will you take on this business?” And the firm will say, “Yes. No. Yes, here are the terms. Here’s the caveats, et cetera.” But it’s a very closed market process and an advisor has to live and die by what their firm says. Versus in the RIA world, it’s, “Okay, I have relationships with nine different banks and I can go to these different banks and private credit funds and whoever and really create either an option process for my client or really just help them in a fully agnostic open way.” And we see the same thing when it comes to alternative investments. No one at a wirehouse, let’s say, is complaining that they don’t have enough alts that they can offer clients. Those firms have done an amazing job with really boiling the ocean and having tons and tons of options for private investments, hedge funds, et cetera. But if you’re in the RIA world, you can take it to the next level and say, “Hey, this $3 million startup company that my friend is starting, I’m going to help them raise capital,” or, “My client wants to get a syndicate of investors together to have a direct investment into a qualified opportunity zone fund that they’re starting. Let’s do it when we can advise on it.” So it really expands what an advisor is able to do on behalf of clients. Like to me, that’s the most interesting or exciting part of the RIA model. You can get some of that within the BD world, but to me, when an advisor’s business becomes more sophisticated as far as what their end client’s needs are, it tends to translate better to the RIA world than the BD world. Not to say there aren’t ultra-high net worth focused advisors at BDs, but because of that additional flexibility, autonomy, customization, et cetera, that speaks more RIA. So again, absolutely not down at all on the independent BDs because I think there’s a massive home for them. Josh, let me turn it back to you. I’m rambling now. Give me the pitch for an independent BD. What are the things that are misperceptions that people have? What are the advantages that an independent broker dealer like an LPL or a RayJ or a Cetera have over RIAs or over other models in general? Joshua Tomolak: Absolutely. And I’d say I’ve learned more over the last six years from some of your ramblings than most people learn in an MBA course, so keep doing what you’re doing. But it’s funny being in this position now, having spent so much time sort of selling against the IBD model within TD Ameritrade, but what I’ve learned is it’s a good home for everybody. And a lot of times the advisors that they’re entrepreneurial enough where they like having their name on the door, but they’re not so entrepreneurial where they want to build everything out themselves, that’s where the independent broker dealers absolutely kill it. Their economics have gotten to a point where they’re really competitive. They offer transition capital that isn’t even going to be comparable in the RIA space unless you’re selling a minority share of your business. And you mentioned LPL, or we could really list all of the major ones, there’s not a department that they don’t have. It could be as nuance as finding 403(b) payroll slots or it could be as mainstream as fixed income or setting up events. There are all kinds of really neat departments that these all under one roof independent broker dealers have invested in. And a lot of times they make an effort to make you very much aware of all of the support because most people don’t use it. So I would say for the advisors that are looking to get their improved Toyota Tundra, then you can get probably 70 or 80% of what you want within the independent broker-dealer world. And you can also keep 20 or 30% of the stuff, maybe more that you really liked at your previous firm. So I think that’s where it really shines. I sometimes call it an incremental change rather than a transformational change. But for many advisors, incremental is really good enough if you get to keep the familiarity of how you’ve been doing business for the last 20-some years, but you’re able to get net improvement on the things that were really bothering you. Louis Diamond: Well said. Something that I’ve seen that’s been… I guess this could be either pro or con depending upon the advisor, but with some broker dealers, letting an advisor co-brand with them or really having a real consumer-facing brand, whether it’s, “I’m a franchise owner with Ameriprise,” or, “I’m independent through Raymond James,” or, “Running my own practice through Wells Fargo FiNet,” or, “I’m independent with Northwestern Mutual.” There’s definitely some brand cache or brand familiarity with some of those firms that may or may not be the same if you’re in the RIA world. So I would agree there’s a lot to like about the independent BD world and there’s a fit for people that is absolutely better with independent BDs than on the RIA side. Even if some people would say RIA is better, we’re cleaner, I wouldn’t say that. To me, it’s all about what an advisor’s goals are and then matching that up with what these firms do. And there’s never a perfect option. I jokingly say, “If there was a perfect firm, we wouldn’t be in business.” Every firm has their advantages or disadvantages. And depending upon where an advisor’s coming from, their style of business, their pain points, that’ll match up really well with on firm or one type of firm or one model than the other. Let’s pivot a little bit to the RIA world. A lot of your comments have been more about advisors affiliating or joining RIAs, this whole supportive version of independence concept. But what about advisors who want to go and start their own RIA? Either they’re leaving a captive firm and taking the entrepreneurial route and starting their own firm, or they’re leaving an independent BD to go start their own RIA. What do you see as some of the biggest misconceptions that advisors have about that move? Joshua Tomolak: That’s probably my favorite topic because there are the most misconceptions I think in this space. Louis Diamond: I’d agree. Joshua Tomolak: And I would say there’s 9 out of 10 conversations that I have with advisors and teams, they start off with the launching an RIA in mind or at least RIA curious and they want to understand what’s out there. And probably less than half the time do these folks end up actually launching their own RIA, which is okay because the ones that do are massively successful and they know they’re dang sure that’s exactly what they want to do. I think it gets a little bit romanticized sometimes that they’ll say, “Oh, I’ll just give Schwab a call,” or, “I’ll just give the custodian a call,” as if they were shopping independent broker dealers. That’s fine. You can do that and they will help you, but there’s quite a bit more to think about. And it’s not, in my opinion, the same as evaluating independent broker dealers. If it’s all right, I was taught the four pillars of the RIA model. I can go through that with you really quickly. So the way to think about the RIA space is in four pieces. And shout out to a friend, Eli Suarez, that taught me this years ago. The first pillar… Thinking of four pillars on a bar stool, if you will. The first one being administration. And this is your compliance, this is setting up your ADV, your LLC, all of your business formation documents. The second piece being technology, what do you actually want to use? Because the benefits of the broker-dealer world and the supported independent world is they’ve already built it for you. They’ve already paid for it and scraped their knees building it. In this case, you have to. And for some people, that’s really exciting to source financial planning software and portfolio management software and your CRM and tax software, et cetera. For some people, it just sounds like a huge headache. The third pillar being custodians. I have them third because you want to make sure that the right custodian can integrate properly with the technology that you’ve sourced that you’re passionate about. And then ultimately transition. What does a transition really look like? What are my legal and regulatory requirements? How does this work? What are the timelines? Things of that nature. So I guess I would say in closing that if those four things are things that you really want to own, then you’re in a really good position to consider an RIA launch. What do you think, Louis? Louis Diamond: I think that’s a great framework to break it down. Not just be like, “Okay, I can tolerate that,” or, “My team can do it,” but I think you have to be pretty excited about rolling up your sleeves and customizing and doing it yourself because in our experience, there’s a nominal differential between the economics of running your own RIA versus affiliating with an RIA or going to an independent BD. All the extra work and responsibility, you’re not really going to make it up, at least on the front end, on a higher net payout. So it has to be more about what the model means to you and having a vision that you don’t think anyone else can accomplish other than yourself. And looking at that crazy ever-expanding Michael Kitces’ FinTech map and there’s 500 different logos on it and being like, “Yes, that’s what I want. I want to go through this. I want to pick the seven pieces of my tech stack that work for me,” rather than getting, “Here’s the tech stack, take a demo, you like it, you don’t like it, take it or leave it.” To me, the two biggest misconceptions people have about the RIA world is one, “I’m going to have to be a full-time chief compliance officer,” and just that compliance is this boogeyman, this terrible, scary thing. In some ways it is. But the reality is most, especially startup RIAs will fully outsource compliance to a firm or they’ll hire a compliance consultant or firms that are big enough even will hire a CCO or repurpose someone on their team to be CCO. But compliance is much more streamlined and simpler than BD compliance. And ultimately, it’s compliance that’s being built for your business rather than compliance that’s being built for a publicly traded multinational company that supports 20,000 financial advisors. So I think compliance is always a big misconception. It’s definitely what a lot of firms will pry upon when they’re saying like, “Oh, you’re going to own all the legal and regulatory requirements. You could, but it’s definitely not a requirement.” And then I think another one is folks sometimes underestimate and overestimate the operational burden and how much work it is to start an RIA. Sometimes people just… They’re perfect for the RIA world, that’s their goal, but they get stopped in their tracks. They don’t really know what to do. But what we’ve seen, we said it earlier with so many different outsourcing solutions and different service providers that have popped up, if you have the fire in your belly to go build something, it doesn’t mean you’re doing it by yourself. I mean, that’s what firms like ours do. The custodians are very helpful. On the flip side though, I have seen advisors chasing payouts say, “Hey, I’m just going to go start an RIA because I want to make another 1 to 3%,” or whatever it comes to and they drastically underestimate what it really takes to build a successful firm. Joshua Tomolak: Exactly right. I think that’s my favorite one, Louis, overestimating and estimating the operational burden there is you could have the same conversation with two teams and it can go the completely different direction. Louis Diamond: Josh, let’s wrap here. I got one more question for you that I think is an exciting one, but give me three key trends or storylines that most people don’t know about or aren’t talking about that you’re passionate about or that you’re sharing with advisors or counseling today. Joshua Tomolak: Sure. This is the free advice portion. And I’ll tell you what, Louis, if it’s all right with you, I’ll give you two and I would love to hear one from you as well. The first one I’ve seen in both the independent broker-dealer and RIA space is the minority investor concept. A lot of folks will talk about the idea of taking chips off a table and starting to partially monetize your business. I think that’s all important, but what I’ve found is that a lot of advisors really want their partner, whether it’s an RIA broker dealer to help them grow. And that could be with M&A opportunities, that could be with traditional recruitment of advisors, that could be building a business plan. But the minority investment part really helps accelerate that for a lot of businesses because all of a sudden, not only are you cashing out a small part of your business, but you’ve just created an ally with the parent entity, it is now much more likely to help you grow in that capacity because they’re insulated from it and they profit when you profit. So I think it’s easy to be shortsighted and say, “Well, my equity’s going to keep growing. Why would I sell you a piece of this?” But I counsel folks often to really think about what that long-term strategic partnership is and making somebody a real equity partner rather than just a vendor that provides you with technology and regulatory coverage. The other one I’d say is that… And this one’s really important to me, that business formation is far more important than your assets under management. Said a different way, the way you build your business is going to make your business far more valuable than the number of dollars underneath your name. And what I mean by that is, just to use an example, a sophisticated, well-built, centralized, scalable and repeatable business, whether it’s an RIA with a broker-dealer that is going to fetch a far higher M&A multiple than a OSJ that’s five times the size that just has a bunch of 1099 independent advisors underneath the umbrella. What we’ve seen in the M&A space is that if you’re going to shell out 50, 60, $80 million for somebody’s business, you want to know that you have this business for the long term. So I would certainly counsel people that have been around maybe far longer than me to take a look at how you’re building this and put together a business plan on what those next 10 years should look like and not necessarily fall into the trap where your only revenue source is the override that you receive from a firm and then you in turn pay to the advisors on your team. Louis Diamond: Well said. I really like that line. We’d probably do a whole episode on what are the tips and tricks for building a business with the end in mind? Like the Covey quote, “Begin with the end in mind.” Transitions are like… They’re a bear. I mean, there’s no way to sugarcoat it. Advisors, when they hear transition, if you ask them, “Don’t think about it, give me your reaction.” “Terrible, risky, a lot of work. I’ll never do it again. My friend did it and it was terrible. What if my clients don’t come?” It’s all these negative emotions. And in many cases, I don’t blame an advisor because it is a big act. But to me, if someone is weighing making a transition, whether a wholesale business model change going from being an employee to being independent, going from being an advisor at an independent BD to starting an RIA, or even going independent BD to independent BD, it’s an opportunity if you rise to the occasion to build with this next act with intentionality. So whether it’s restructuring compensation for your team, converting people from 1099 to W2, putting in place new workflows, changing how investments, instead of it being each individual advisor doing investments to more of a centralized model, cleaning up workflows, really investing in data, investing in AI. It’s something that I think, again, we can have a whole episode on it, but I think it’s a great one. Build the business the right way. And obviously, businesses that are larger, theoretically, sell for more, but we’ve certainly seen businesses that are half the size of a larger one sell for a similar amount or more because they did all the right things and the larger one did the things that really turn off a buyer or detract from a valuation. Let me give you one more and tell me if you agree, but I think we’re in this moment when Altruist, the upstart, a new kid on the block custodian, they launched a basically tokenization of cash in a way to automatically agentically source or sort cash to the highest yielding money market. And you’re like, “This is fricking wonky. Louis, why are you telling us this?” I think this is an important one just to keep a watchful eye on. I have no idea how this is going to shake out, but really the biggest way that independent BDs or even custodians like Schwab and Fidelity really make money, it’s not on their overrides from practices or the admin fee or the custody fee. It’s really on net interest margin. So how much the broker-dealer or the firm is making on client cash and brokerage accounts relative to what they’re paying out the client. It’s essentially like free margin to these firms. And this concept, I think, has massive potential for disruption for the business model. Again, I don’t know what it’s going to look like, whether it means platform fees that are instituted at all these firms, whether it means certain models would be more beneficial than others, whether it means nothing’s going to change, which is probably the right answer given this industry. But it’s something to keep a watchful eye on just if your firm institutes a new platform fee or there’s a fundamental way in which your firm can no longer make money. How are they going to make it up? Are they now going to be uncompetitive? They’re not going to have as much scale or profits to invest in the platform. Is it going to cause even more consolidation in the industry? So to me, that’s the one pretty under the radar, pretty wonky storyline that I don’t think enough people are talking about, but has the biggest possibility for disruption across their space than anything I’ve seen in a while. Joshua Tomolak: Sure. That’s the whole iceberg. Not a lot of people are talking about it. It’s not poking out of the ocean, but it’s going to be continuously brought up. I think it’s a question that a lot of advisors are going to have to ask these firms. And at the end of the day, the firms aren’t the bad guys. They have to make money too to provide a quality product. So where the money comes from matters. Louis Diamond: Exactly. Josh, this has been awesome. I learned a lot talking with you and just having your objective consulting hat on what I think are really the differences between IBD and RIA and some of the key trends and storylines to watch has been instrumental. I’ll also give a plug that on our website and we’ll link to it in the show notes, we have a really helpful one-page reference guide going through the differences between independent BDs or IBDs and RIAs. So feel free to click on it. We’ll make sure it gets in your inbox. Josh, thanks again for joining us today. Joshua Tomolak: Yeah, thanks for having me, Louis. It was a pleasure. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibilities seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I stay or Should I Go? is a book written with you in mind. It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. IBD vs. RIA: A Special Industry Update on Independence A conversation with Louis Diamond and Josh Tomolak, Vice President of Independent Advisor Services at Diamond Consultants.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is IBD vs. RIA: A Special Industry Update on Independence. It’s a conversation with Josh Tomolak, our Vice President of Independent Advisor Services. I’m Louis Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: For a long time, going independent would suggest the destination. Today, it’s often the beginning of a different conversation. As the independent space has matured, advisors have more choices than ever before. Broker-dealers have expanded their capabilities. The RIA ecosystem has become increasingly sophisticated. Capital is more readily available and support models now exist that would’ve been difficult to imagine a decade ago. The result is that many advisors who are already independent are taking a fresh look at whether their current affiliation still aligns with what they’re trying to build. My guest is Josh Tomolak, Vice President of Independent Advisor Services here at Diamond Consultants and our resident expert on independence. Josh spends his days helping advisors evaluate independence in all its forms from independent broker dealers, the fully independent RIAs and everything in between. And his knowledge is critical because the distinction between these models is often blurred. Many broker dealers now offer pathways to greater autonomy while supported independence has made RIA ownership more accessible than ever before. So the question is no longer simply, “Do I want to go independent?” The question is, “What kind of independence makes the most sense for client, business, and go

SpaceX's Starship megarocket makes the 'softest splashdown' ever (05:09)  Pentagon launches testosterone screening program for troops (15:46) Sailors could live in RVs or houseboats as Navy overhauls barracks (27:06) Unheralded History: Bow and Arrow use in the Vietnam War (36:26) https://lateforchangeover.com/ #lateforchangeover #veteranvoices #militaryeverything #militarypodcast #spaceforce #airforce #army #navy #marines #coastguard #militaryhistory #militaryhumor

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Can businesses help solve one of the world's biggest environmental challenges?In this episode of Logistics with Purpose®, hosts Enrique Alvarez and Kristi Porter sit down with Jesse Langley, CEO of Lotus Sustainables, to explore how innovation, purpose-driven leadership, and supply chain collaboration are reducing our dependence on single-use plastic bags.Jesse shares his remarkable journey from serving in the U.S. Navy to leading a global sustainability company that has already diverted more than 6.5 billion plastic bags from landfills. Together, they discuss why changing consumer behavior is so difficult, the role legislation plays in accelerating sustainability, and how businesses can create products that are better for both people and the planet.The conversation also explores leadership during uncertainty, the power of B Corps and Conscious Capitalism, sustainable innovation, resilient supply chains, and why solving environmental problems starts with building better partnerships.Whether you're a supply chain professional, sustainability leader, entrepreneur, or simply passionate about creating positive impact, this episode offers practical insights and inspiring ideas for building a better future.In this episode you'll learn:Why legislation may be the biggest driver of reducing single-use plasticsHow Lotus Sustainables has diverted over 6.5 billion plastic bags from landfillsWhat purpose-driven leadership looks like during uncertain timesWhy innovation should focus on solving real customer problemsHow B Corps and stakeholder-focused businesses create lasting impactLessons from military leadership that translate into business successWhy Europe is leading the way in sustainability and what others can learnAdditional Links & Resources:Connect with Jesse: https://www.linkedin.com/in/jesse-langley/Learn more about Lotus Sustainables: https://lotus-sustainables.com/Learn more about Logistics with Purpose®: https://supplychainnow.com/brands/logistics-with-purpose/Subscribe to Logistics with Purpose®: https://logistics-with-purpose.captivate.fm/listenLearn more about Vector Global Logistics: https://vectorgl.com/Learn more about Supply Chain Now: https://supplychainnow.comThis episode was hosted by Enrique Alvarez and Kristi Porter. For addtional information, please visit our dedicated show page at: https://supplychainnow.com/how-why-retailers-replacing-billions-plastic-bags-lwp161

Andrew Kolvet lies about his scheduled meeting at the White House, we have a curious story to tell you about the rookie cop who found Tyler Robinson's gun, and you know that 4k zoomed in footage that people were telling you about? We've been sitting on that for a while. You should be the judge of what you see. 00:00 - Start. 02:39 - Never before seen footage. 17:10 - Who found the gun. 27:01 - The Secretary of Navy and his Epstein connection. 33:06 - Iran's new lego propaganda video. 40:53 - Comments. PDS Debt​ ​ Get your free, personalized assessment TODAY at http://pdsdebt.com/candace #PDSdebt #PDSpartner Dose​ ​ Get 35% off your first month subscription with promo code CANDACE at http://www.DoseDaily.co/Candace ZeroGhost​ Visit http://www.ZeroGhost.com/Candace and use code CANDACE for $50 off your order. American Financing​​​​​​​ NMLS 182334, http://www.nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 800-795-1210 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/Owens. Average savings based on borrowers who save over $199.99. Candace Clips Channel: https://www.youtube.com/@ClipsCandaceOwens Candace Official Website: https://candaceowens.com Candace Merch: https://shop.candaceowens.com Candace on Apple Podcasts: https://t.co/Pp5VZiLXbq Candace on Spotify: https://t.co/16pMuADXuT Candace on Rumble: https://rumble.com/c/RealCandaceO Candace en Español: https://www.youtube.com/@CandaceOwensEnEspanol Candace Owens em Português: https://www.youtube.com/@CandaceOwensemPortugues Candace Owens en Français: https://www.youtube.com/@CandaceOwensEnFrançais Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week, the Pentagon's All-domain Anomaly Resolution Office (AARO) released its Fiscal Year 2025 Consolidated Annual Report on Unidentified Anomalous Phenomena, revealing its latest findings involving unidentified anomalous phenomena (UAP). Among its key findings, AARO's report conveys that the Office continues to collect data on hundreds of objects it cannot yet identify and states that some sightings over sensitive military facilities could represent an "unmitigated threat vector" to U.S. national security. This week on The Micah Hanks Program, in addition to an analysis of AARO's latest findings, we also recap the recent 2026 Scientific Coalition for UAP Studies (SCU) event held in Toronto, Canada. Finally, we examine recent conspiracy theories related to the topic and explore why some unfounded speculations persist despite the uncertainty inherent in UAP studies. SHOW NOTES Below are links to stories and other content featured in this episode. NEWS: Rep Burchett unmasks 'deep state' plot to hide UFO truth after two-hour Pentagon meeting  Pentagon investigating mysterious UAP event reported by the Navy near Virginia's coast | DefenseScoop  Betelgeuse, Betelgeuse! Astronomers capture clearest image yet of famous star's elusive companion 2025 AARO REPORT: FY 2025 Consolidated Annual Report on Unidentified Anomalous Phenomena   SCU: Scientific Coalition for UAP Studies   2026 EVENT: These Toronto scientists are studying UFOs — and fighting to be taken seriously BECOME AN X SUBSCRIBER AND GET EVEN MORE GREAT PODCASTS AND MONTHLY SPECIALS FROM MICAH HANKS. Sign up today and get access to the entire back catalog of The Micah Hanks Program, as well as "classic" episodes, weekly "additional editions" of the subscriber-only X Podcast, the monthly Enigmas specials, and much more. Like us on Facebook Follow @MicahHanks on X. Keep up with Micah and his work at micahhanks.com. Want to advertise/sponsor The Micah Hanks Program? We have partnered with the AdvertiseCast to handle our advertising/sponsorship requests. If you would like to advertise with The Micah Hanks Program, all you have to do is click the link below to get started: AdvertiseCast: Advertise with The Micah Hanks Program

Another day, another press conference with very few answers about the weekend shooting in Seattle. Guest: Chris Elder is a 20-year Navy veteran running for Washington's 44th Legislative District. // Guest: Michelle Bennett is Mercer Island’s police chief but now she’s running for Washington’s 5th Legislative District. // Guest: UW Professor Matt Kaeberlein discusses the health benefits of NAD+ supplements.

Michael is joined by Rear Admiral (Ret.) Mark Montgomery, Senior Director of the Center on Cyber and Technology Innovation at the Foundation for Defense of Democracies (FDD), who just concluded his seventh trip to Ukraine since the full-scale invasion. Mark delivers an operational update on his work training Ukrainian brigade commanders and assesses the strategic political reshuffle in Kyiv. He compares President Volodymyr Zelensky to a wartime Winston Churchill—brilliant yet fallible—and evaluates the new military leadership under Gen. Mykhailo Drapatyi. Finally, Mark draws on his naval expertise to argue why the U.S. Navy must commit to physical escort operations through the Strait of Hormuz to permanently break Iran's economic grip.

https://mfbpodcast.s3.ap-southeast-2.amazonaws.com/MFB+SHOW+545+JOHN+CLUBB.mp3Subscribe: Email | TuneIn | RSSInterview With John Mark ClubbBoys Cry Too — A Navy Commander's Fight to End Child Abuse and Its Silence#BoysCryToo #JohnClubbHi, and welcome to the show!On today's show I have the pleasure of welcoming retired U.S. Navy Commander and Marine John Mark Clubb, author of the memoir Boys Cry Too, to talk about childhood sexual abuse, survivors' rights, and the push to make it a federal crime with no statute of limitations.From the outside, John Clubb's life reads like a success story built on discipline and grit. Underneath it was a secret he carried for nearly fifty years. John enlisted in the U.S. Marine Corps at seventeen, straight out of a childhood in segregated Louisville, Kentucky. The military gave him what home never had: structure, purpose, and a way out. He went on to attend Aviation Officer Candidate School, earned his wings as a Naval Aviator, and rose all the way to the rank of Commander in the U.S. Navy. On paper, it's a career most people would call remarkable.The turning point came slowly, then all at once. In his twenties, fragmented memories of childhood sexual abuse by his father, and physical abuse by his mother, both devout Southern Baptists, started surfacing. He pushed them down for years inside a military culture that had no room for vulnerability. Then, on a flight to San Diego with his own children for his fiftieth birthday, an overwhelming body memory forced him to finally face what had happened to him as a boy.What John built from that moment is Boys Cry Too, a memoir written with Jacqueline Robotham and published by Palmetto Publishing. The book doesn't just tell his story. It makes the case that male survivors of childhood sexual abuse have been left out of the conversation for too long, and it's become the foundation of his advocacy for two concrete changes: making child sexual abuse a federal crime, and eliminating the statute of limitations that still lets many abusers run out the clock before their victims ever get a shot at justice. Kentucky, his birth state, is one of only a handful that has already abolished that time limit. John wants the rest of the country to catch up.Boys Cry Too speaks directly to men who've built successful, high-achieving lives while privately carrying shame and self-doubt they've never said out loud. It's also for the families and partners of survivors who've watched someone they love struggle without understanding why. John isn't a therapist or a policy wonk. He's a retired Commander who spent decades proving himself in rooms that didn't allow for weakness, and who's now using that same discipline to fight for survivors who don't have his platform.His story has already reached readers through Boys Cry Too, available now on Amazon and Barnes & Noble, and his advocacy is building momentum around a cause that affects far more families than most people realize.To learn more about the topics discussed, click the link below.Disclosure of Material Connection: This is a sponsored post. My Future Business is disclosing this in accordance with the Federal Trade Commissions 16 CFR, Part 255: Guides Concerning the Use of Endorsements and Testimonials in Advertising.

On this week's episode of “Da” Podcast, Steve is joined by a video game programmer & developer Mark Diaz as they talk about becoming a gamer, making older games, AAA gaming studios, becoming a programmer, serving in the Navy, working at ID, making games accessible, working on Spider-Man 2, getting hired at Insomniac, indie studios, dream movie to make, no more physical games and so much more! If you're looking for “Da” Podcast merchandise, and want to support the show directly, please visit http://tee.pub/lic/KrIMP441400 We have tees, hoodies, onesies, phone cases, pillows, mugs and more! If you're into wrestling collectables, autographs, comic books, action figures, sports cards and more, make sure to visit www.firstrow.ca and use promo code: DAPODCAST20 to receive 20% off! Looking for something new to read and also into video games? Please visit www.bossfightbooks.com for great books on classic video games! You can follow Steve on all the socials, @fingastylz Send your questions and comments to dapodcastdap@gmail.com Make sure to subscribe, rate, like, follow or review on ApplePodcasts, TuneIn, SoundCloud, Spotify and iHeartRadio! “Da” Podcast, bringing you the best conversations about the world of pro wrestling, comedy & nerd culture!

In today's digital age, connecting with audiences in meaningful ways is essential, especially for organizations like the National Chief Petty Officer Association.When Paul Kingsbury decided to transition from a distinguished naval career to retirement, he recognized a gap in the conversations surrounding Navy leadership and the role of Chief Petty Officers (CPOs). The Cutlass Podcast was created to fill this void, offering a platform where experiences, insights, and leadership lessons could be shared openly. Kingsbury's extensive background as a Fleet Master Chief and his passion for writing fueled his desire to create content that resonates with both current and aspiring CPOs. But all things change...In this episode, we'll explore the journey behind the Cutlass Podcast, how it was born from a desire to enhance communication among naval leaders, how the Cutlass Podcast will evolve as the official podcast of the National CPOA, and the transfer of hosting responsibilities to Frank Jackson.

Send us Fan MailPeaches is back with the Daily Drop for 28 July, covering Army vehicle prototypes, command and control testing, Navy vaccine and transfer policy updates, Marine drone experiments, Coast Guard counter-UUV efforts, testosterone screenings, Iran operations, and some very questionable budget math.The Army is moving forward with Infantry Squad Vehicle Heavy prototypes while Project Convergence prepares to stress-test next-generation command and control gear in the Mojave Desert. The Navy reinstated flu vaccine requirements for certain sailors and changed transfer policy after a sailor's death, while the USS George Washington strike group is operating in the South China Sea.The Marine Corps is experimenting with medium-sized drones that can launch one-way attack drones, and Marines also tested drone delivery of simulated refrigerated blood during an Australia exercise. Peaches ties that into real-world medical drone delivery and what it could mean for dispersed battlefield sustainment.The Air Force clarified again that waist-to-height ratio measurements will not be scored during the initial rollout, while B-52 modernization remains on cost and schedule after a test aircraft crash. The Coast Guard is looking for technology to detect and defeat unmanned underwater vehicles, because drone swarms are not just an air problem anymore.The episode also covers Pete Hegseth's testosterone screening initiative for service members over 30, the Pentagon's $7 billion Oracle contract, Trump's warning on Iran talks, reclassified Iran war fatalities, one-way surface drones used against Iranian ports, ongoing boat strikes against alleged drug vessels, and Zelensky warning that North Korea may send 30,000 more troops to support Russia.Links:TastyGains.comOperatorTrainingSummit.comOnesReady.comChapters:00:00 - Intro and Daily Drop01:07 - Tasty Gains01:42 - Army Selects ISV Heavy Prototype Companies02:25 - Project Convergence and Next-Gen Command and Control03:23 - Army Pacific Best Squad Competition03:57 - Navy Reinstates Flu Vaccine Requirements05:44 - Navy Changes Transfer Policy After Sailor Death07:18 - USS George Washington in the South China Sea07:50 - Marine Drone Launching One-Way Attack Drone08:58 - Marines Test Drone Blood Delivery in Australia10:18 - Operator Training Summit San Diego and Pennsylvania11:12 - What OTS Is and Is Not12:49 - Air Force Waist-to-Height Ratio Will Not Be Scored13:54 - B-52 Modernization Stays on Schedule14:20 - Coast Guard Seeks Counter-Underwater Drone Tech15:13 - New Cutter Squadron in the Western Pacific15:39 - Pete Hegseth Announces Testosterone Screenings16:21 - Why Testosterone Testing Matters17:09 - Operator Syndrome and Low Testosterone18:29 - Pentagon Awards $7 Billion Oracle Contract19:06 - Why the Oracle Math Does Not Math19:48 - Trump Warns Iran if Talks Fail20:17 - Pentagon Reclassifies Iran War Fatalities21:44 - One-Way Surface Drones Hit Iranian Ports22:17 - U.S. Boat Strikes and Drug Trafficking ROI24:15 - Zelensky Warns North Korea May Send More Troops24:52 - Ones Ready Membership and Merch Restock26:03 - Wrap-UpSupport the showJoin this channel to get access to perks: HEREBuzzsprout Subscription page:  HERERegister for our Operator Training Summit:  OperatorTrainingSummit.comFind an Air Force Recruiter: AirForce.comCollabs:Ones Ready - OnesReady.com 18A Fitness - Promo Code:  ONESREADY ATACLete - Follow the URL (no promo code):  ATACLeteDanger Close Apparel - Promo Code:  ONESREADYDFND Apparel...

Pilot to Pilot Magazine — Volume 003 is out now. Get yours at pilottopilothq.com/magSponsors — please support the people who support the show: • Textron Aviation — The Pipistrel Voyager is perfect answer for high utilization flight training, easy ownership and broader access to aviation • Avemco Insurance — Save 5% as a Pilot to Pilot listener. Call (888) 635-4297 or visit avemco.com/4297-owner (owners) or avemco.com/4297-non-owner (non-owners) •  • Garmin — Plan, file, fly, log with the Garmin Pilot app • Allworth Airline Advisors — Register for their latest webinar at allworthfinancial.com/justin • Learn the Finer Points — Save 10% off your first year at learnthefinerpoints.com/justin. https://allworthfinancial.com/airlines/lp/runway-for-retirement-webinar?utm_campaign=airlines+-+more+runway+for+retirement?lmls=Partner+Channel&lmld=Pilot+to+Pilot&ad_version=SocialPete Stavridis was nine years old, watching the Challenger explode on live TV, when he decided he was going to fly airplanes. No pilots in the family. No money for it. So he enlisted in the Navy out of high school in 1995 — not the optimal path to fighters — flew P-3 Orions as an enlisted aircrewman on counter-drug ops over Panama and Colombia, and worked his way into a commission. He selected #1 out of T-34s, got the Super Hornet, and flew combat over Iraq and Afghanistan.Now he's an Airbus first officer (by design), an FAA examiner with roughly 700 checkrides behind him, an aircraft management guy specializing in the Piaggio, and he runs upset recovery training in the L-39. He also raced at Reno in the gold jet class at 500 mph, four to six feet off another airplane — until he watched his friend and competitor Aaron Hoag G-LOC and go into the ground in front of him in 2022.We get into:Why enlisting first was a risk he'd take againWhat a Navy flight surgeon prescribed when Pete was struggling in T-45s (hint: Halo)Being shot off a carrier deck, and why nothing else comparesFighter pilot ego vs. actual humility — and why humility can't read as weaknessWhat air racing really takes: micro-knots, wake vortices, and why pole position changes everythingLosing Aaron, "stem power," and how he got the jet on the groundWhy the DPE shortage isn't a DPE problem, it's an FAA problemWhat he can read about an applicant in the first two minutesHonesty, knowledge, determination — his three traits of a good captain, FO, or wingmanExposing your kids to aviation without pushing it"When we get in an airplane, we're in a survival situation. We're not supposed to be there."Happy Flying,Justin

In Chapter 3 of Persuasion, The Elliot's and their friends discuss whether it would be acceptable to rent Kellynch Hall to a Navy officer.This week, Dr. Catriona Kennedy joins us at the end of the episode to give us a little context on the British Navy in the Napoleonic Wars.If you want to be part of the conversation, you can still join us for our weekly class which will follow each episode of the podcast!---Hot and Bothered is a Not Sorry ProductionFind us at our website | Follow us on InstagramDon't spend your daughter's dowry, but if you can spare $5/month, we'd love to have your support on Patreon! On Patreon we have more great Austen content including a weekly bonus conversation between Vanessa and Stephanie. Hosted on Acast. See acast.com/privacy for more information.

Welcome to the History Guy Podcast: Counterfactuals. What is a counterfactual? At it's most basic, it is a ‘what if'. It's a way of understanding history as it is by discussing what it could have been.On today's episode we talk about the deadliest accident to ever strike a presidential cabinet: the explosion of the cannon on board the USS Princeton in February, 1844. The explosion killed both the Secretary of State and the Secretary of the Navy, and fundamentally changed the trajectory of the era.

A sad and disappointing back and forth continues to rage online between the attorney for Nolan Wells’ family and the volunteer search team that found the 18-year-old 2 days after disappearing from a Fourth of July celebration. The Cajun Navy, along with the Governor of Mississippi have called Ben Crump a liar for repeating what a member of the Navy said during a Nancy Grace interview about what clothing Wells was found in, after discovering his body. We go over the facts of the case, and how the confusion and finger pointing continue, as the mystery into his death deepens. See omnystudio.com/listener for privacy information.

A sad and disappointing back and forth continues to rage online between the attorney for Nolan Wells’ family and the volunteer search team that found the 18-year-old 2 days after disappearing from a Fourth of July celebration. The Cajun Navy, along with the Governor of Mississippi have called Ben Crump a liar for repeating what a member of the Navy said during a Nancy Grace interview about what clothing Wells was found in, after discovering his body. We go over the facts of the case, and how the confusion and finger pointing continue, as the mystery into his death deepens. See omnystudio.com/listener for privacy information.

Send us Fan MailPeaches is back with a Daily Drop for 27 July, and this one covers everything from RIMPAC ship-sinking exercises to Iran War costs, Air Force waist-to-height chaos, Space Force powerlifting records, and underwater drone threats.The Army and Navy teamed up during RIMPAC to sink two decommissioned ships, while Lieutenant General Kevin D. Admiral was nominated to command U.S. Army Europe and Africa. Peaches also covers the demolition of defective medical student barracks in Texas, the Navy renaming information professionals as Communication Systems Warfare Officers, and the Air Force clarifying that the new waist-to-height ratio measurement will not be scored during the initial rollout.The Space Force gets a fitness win with a Guardian setting multiple Hawaii powerlifting records, while also pushing experiments for commercial narrowband satellite communications in medium Earth orbit. The Coast Guard is looking for technology to detect and defeat uncrewed underwater vehicles, because apparently drone swarms from the sky were not enough.The episode also hits Secretary of War Pete Hegseth's $37.5 billion Iran War cost estimate, legal fights over the military's testosterone policy, Trump pausing strikes on Iran, updated Iran War casualty reporting, Germany pulling ships back from a possible Strait of Hormuz mission, and a $292 million National Guard apartment-style lodging contract for troops in Washington, D.C.Links:TastyGains.comOperatorTrainingSummit.comChapters:00:00 - Intro and Daily Drop Return01:06 - Tasty Gains and Operator Training Summit02:29 - Army Helicopters and Navy Drones Sink Ships at RIMPAC03:02 - Lieutenant General Kevin D. Admiral Nominated for Army Europe and Africa03:32 - Texas Medical Barracks Demolition04:35 - Navy Renames Information Professionals05:20 - Air Force Waist-to-Height Ratio Will Not Be Scored06:10 - Why the Rollout Created a Scramble07:24 - Fat General Conspiracy Theory08:18 - Air Force Pauses F-16 Ejection Seat Competition09:04 - Space Force Guardian Sets Powerlifting Records10:44 - Space Force Seeks Commercial SATCOM Bandwidth11:45 - Coast Guard Wants Counter-Underwater Drone Tech12:38 - Pete Hegseth Gives Iran War Cost Estimate13:07 - Judge Orders Explanation on Testosterone Policy14:19 - Trump Pauses Iran Attacks14:57 - Pentagon Reports More Than 600 Iran War Casualties16:18 - Germany Pulls Ships Back From Hormuz Mission17:17 - Why Peaches Thinks Iran Will Not End Soon18:00 - National Guard Awards $292 Million D.C. Lodging Contract18:39 - Membership, Merch, and Wrap-UpSupport the showJoin this channel to get access to perks: HEREBuzzsprout Subscription page:  HERERegister for our Operator Training Summit:  OperatorTrainingSummit.comFind an Air Force Recruiter: AirForce.comCollabs:Ones Ready - OnesReady.com 18A Fitness - Promo Code:  ONESREADY ATACLete - Follow the URL (no promo code):  ATACLeteDanger Close Apparel - Promo Code:  ONESREADYDFND Apparel...

Day 1,613.As Putin is forced to cancel his annual Navy Day parade in St. Petersburg for the second year in a row – forced to stand by an image of a submarine instead – we report on another major weekend on the battlefield for both Russia and Ukraine, including a strike by Kyiv on an Iranian-linked tanker in the Caspian Sea. Meanwhile Volodymyr Zelensky is in London to meet with new British PM Andy Burnham for the first time, as the Ukrainian president warns of a new mobilisation drive by Moscow amid mounting Russian losses. Then we hear from the WELT offices in Germany about their wargame that caused such a stir, NATO's Secretary General had to respond.Contributors:Francis Dearnley (Host on Ukraine: The Latest). @FrancisDearnley on X.James Rothwell (Berlin Correspondent). @JamesERothwell on X.With thanks to Caroline Drüten, international security correspondent at WELT.Senior Producer: Lilian FawcettVideo Producer: Sophie O'SullivanSocial Producer: Tom SteedStudio Director: Meghan SearleExecutive Editor: Francis DearnleyCreated by David KnowlesNOW IN FULL VIDEO WITH MAPS & BATTLEFIELD FOOTAGE:‘Ernstfall: What if Russia Attacks NATO? Inside a German Wargame' (WELT Podcast):Apple: https://podcasts.apple.com/gb/podcast/ernstfall-what-if-russia-attacks-nato-inside-a/id6785429115Spotify: https://open.spotify.com/show/033GHuBrh6zwl1mq4TVeY6 https://www.telegraph.co.uk/world-news/2026/07/21/new-missile-at-centre-of-anglo-german-golden-age-of-defence/ Fabrice Deprez's Substack describing Kramatorsk:https://eastradar.substack.com/p/the-long-war-60?triedRedirect=true Kazakhstan's Tokayev Urges Putin to Freeze Ukraine War (Kyiv Post)https://www.kyivpost.com/post/81070 Kremlin Shrugs Off Reports of US-Ukraine Air Truce Plan, Says It's ‘Too Early' (Kyiv Post)https://www.kyivpost.com/post/81124 EMAIL US:Contact the team on ukrainepod@telegraph.co.uk. We continue to read every message, and seek to respond to as many as possible.HIGHLIGHTS:‘Humiliated' Putin poses with fake submarine after navy parade cancelledUkraine strikes Iranian tanker in Caspian Sea Hosted on Acast. See acast.com/privacy for more information.

A sad and disappointing back and forth continues to rage online between the attorney for Nolan Wells’ family and the volunteer search team that found the 18-year-old 2 days after disappearing from a Fourth of July celebration. The Cajun Navy, along with the Governor of Mississippi have called Ben Crump a liar for repeating what a member of the Navy said during a Nancy Grace interview about what clothing Wells was found in, after discovering his body. We go over the facts of the case, and how the confusion and finger pointing continue, as the mystery into his death deepens. See omnystudio.com/listener for privacy information.

In our 44th episode of This F*cking Guy, Erin and Alyssa analyze the evolution of the clout-chasing chameleon, Megyn Kelly. From her fiery takes and fake*ass feminist days at Fox News, to being humbled by her racist takes at her NBC Morning show, to entering her villain era, launching her alt-right podcast and transforming into a human guitar riff, this may just be our most self-serving psycho guy, yet!Sources:Ronald Reagan: Informant (Salon)Peeping Ron (Book Forum) Ronald Reagan's shameful legacy: Violence, the homeless, mental illness (Salon)Ronald Reagan's wartime lies: The president had quite a Brian Williams problem (Salon)The Mendacity Index (Washington Monthly)On a wing and a prayer (Alec Nevala-Lee)Tear Down This Myth (Google Books) Reagan & Co. (The Washington Post) California: Credibility in Sacramento (Time) The Lion King: An Exchange (NY Books)Reagan Expresses Horror at Claim That the Holocaust is a Hoax (Jewish Telegraphic Agency) The Myth of Ronald Reagan and the Nazi Death Camps (National Review)The Stupidity of Ronald Reagan (Slate)Paying Lip Service (The Village Voice)The Road to Reagandom (Slate)How Ronald Reagan's Time at General Electric Pushed Him to Conservatism (Lit Hub)Ronald Reagan's Millions (Rolling Stone)How Prop 14 Shaped California's Racial Covenants (PBS Socal)Here's the Rest of Him (Claremont Review of Books) Alla Nazimova (AFI Catalog Spotlight)The Global HIV/AIDS Timeline (KFF)History of the HIV Epidemic (Gilead)When AIDS Was Funny Casts a Harsh Light on the Reagan Administration's Indifference to HIV (HIV Plus Mag)Short film “When AIDS Was Funny,” Reagan Press Secretary laughs off an epidemic (Q Notes Carolinas)‘When AIDS Was Funny': Short film reveals shortfalls of Reagan response to AIDS (MSNOW)HIV/AIDS Timeline (history.com)HIV/AIDS Historical Timeline (Philadelphia Center)Snapshots of an Epidemic: An HIV/AIDS Timeline (amfAR)The Iran-Contra Affair (Bill of Rights Institute) The Iran-Contra Affair (PBS American Experience) 1983 Beirut barracks bombing: ‘The BLT Building is gone!' (Marine Corps Times) H-Gram 080: Paved with Good Intentions—The U.S. Navy in the 1983 Lebanon Crisis (Naval History and Heritage Command)When Reagan Cut and Run (Foreign Policy) 40 Years Later, El Mozote Massacre Victims Vow to 'Keep Demanding Justice' (Common Dreams) The Massacre at El Mozote (Human Rights Watch)Judgment Day's Coming for U.S.-Backed Troops Who Slaughtered Men, Women, and So Many Children at El Mozote (Daily Beast) Pakistan's Nuclear Program Posed “Acute Dilemma” for U.S. Policy (National Security Archive) New Documents Spotlight Reagan-era Tensions over Pakistani Nuclear Program (National Security Archive) New Documents Spotlight Reagan-era Tensions over Pakistani Nuclear Program (Wilson Center)The Pakistan Aid Dilemma (Center for American Progress) Fact Check: It's Rumored that Ronald Reagan Had Alzheimer's Disease While Still in Office. Here's What the Evidence Says (Snopes)Did Reagan Decline? (Sage Journal)Hoover Makes Available the Newly Processed Papers of Nancy's Reagan's White House Astrologer (Hoover Institution)How Nancy Reagan's Secret Phone-In Astrologer Became a Powerful White House Adviser — and Helped Oust the Chief of Staff (People)Nancy Reagan: Controversial Moments During Her Life in the Public Eye (People)Why Ronald Reagan Became the Great Deregulator (JSTOR Daily)Looking Back On When President Reagan Fired The Air Traffic Controllers (NPR)Reagan's Legacy (SFAF)The Other Time a U.S. President Withheld WHO Funds (John Hopkins)How newly discovered audio is reviving debate over Reagan's legacy on race (PBS News)It's Time to End the Racist and Unjustified Sentencing Disparity Between Crack and Powder Cocaine (Civil Rights)Reagan's National Drug Strategy (University of Michigan)The Fairness Doctrine: How We Lost It and Why We Need It Back (SISYPHUS)Portraits in Oversight: The Iran-Contra Affair (Levin Center)Ronald Reagan Made Central America a Killing Field (Jacobin)Guatemalan Slaughter Was Part of Reagan's Hard Line (The New York Times)Remembering US-backed state terror in El Salvador (Al Jazeera)Ronald Reagan's shameful legacy: Violence, the homeless, mental illness (Salon)The Key to Welfare Reform (The Atlantic)