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Low Income? How To Build $60K Passive Income With 3 Properties In 3 Years Ramya & Joe have built a $60K passive income property portfolio in just three years.
As Australia’s post-Budget property debate shifts from fear to decision-making, Bushy Martin tackles the question now dominating investor conversations: what should you actually buy? After weeks of headlines about negative gearing, CGT changes and the “death” of property investing, this episode cuts through the noise and reframes the conversation around what really matters — building the strongest usable net nest egg, not simply chasing the lowest tax bill. Because the Budget hasn’t killed property investing, it has simply exposed weak investing. In this final instalment of Bushy’s special post-Budget series, the conversation moves beyond policy panic and toward practical strategy. This is not another dense tax discussion. It is a real-world decision filter for investors trying to work out where to put their money in a changing market. Bushy compares the major investment pathways now fighting for investor attention — established residential property, qualifying new builds, PPOR strategies, rentvesting, SMSFs, commercial property, ETFs, shares and speculative assets — through one consistent lens: What genuinely builds sustainable freedom? Along the way, he dismantles one of the biggest traps investors fall into during periods of change: confusing tax efficiency with wealth creation. Because tax is not the meal, it’s the seasoning. Bushy explains why established residential property is becoming harder to hold but is far from dead, why new builds may receive better treatment without automatically becoming better investments, and why investors chasing the latest “tax-effective” strategy risk creating long-term wealth problems instead of solving them. He also dives into the realities many Australians are now wrestling with:Is the PPOR really the best investment?Does rentvesting still work?Are SMSFs and commercial property genuine opportunities or simply the latest spruiker pivot?Can shares and ETFs realistically compete with leveraged property investing for mainstream Australians? At the centre of the episode is Bushy’s evergreen decision-making framework: B.E.S.T. N.E.S.T. A practical investing filter designed to help Australians assess any opportunity, regardless of asset class, through the lens of holdability, sustainability, flexibility and real-life usability. Because the real goal is not building the lowest tax bill, it is building the strongest life. Timecoded Chapters 00:06:05 — Chapter 1: The Question Has Changed00:12:51 — Chapter 2: The $750K Money Map00:22:34 — Chapter 3: Established Residential Property00:33:30 — Chapter 4: Qualifying New Builds00:44:52 — Chapter 5: PPOR & Rentvesting00:56:50 — Chapter 6: SMSF & Commercial Property01:06:25 — Chapter 7: Shares, ETFs, CFDs & Crypto01:16:38 — Chapter 8: B.E.S.T. N.E.S.T. Test01:25:43 — Chapter 9: Action Map & Disclaimer Key Takeaways The Budget has not killed property investing — it has killed lazy, tax-dependent investing Lowest tax does not automatically equal the best long-term outcome Holdability is becoming the new investor edge Established residential property is harder to hold, not dead New builds only work if the underlying asset stacks up fundamentally The PPOR is not automatically an investment strategy Rentvesting still works with stronger modelling and buffers SMSF and commercial property require sophistication, not hype Shares and ETFs are complementary assets, not enemies of property B.E.S.T. N.E.S.T. provides a timeless framework for smarter investing decisions Take the next step with Bushy Personal Solutions Session Get clarity and personalised guidance: Book now Property W.E.A.L.T.H Program - live now! Be first to access discounts + free Module 1: Find out more https://courses.bushymartin.com.au/property-wealth Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Get property investment and wealth resources, and book a Personal Solution Session with Bushy. All the links and info are here: linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com. This content provides general information only and has been prepared without taking into account your objectives, financial situation or needs. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.See omnystudio.com/listener for privacy information.
Bond markets are flashing warning signs and investors are finally taking inflation seriously again. Bryce and Ren unpack why soaring bond yields matter for your portfolio, how energy prices are driving global inflation fears, and why Trump only really fears the bond market. Then the boys' mortgage broker Chris Bates drops in to break down the Australian budget changes that could completely reshape property investing, rentvesting, and how Aussies build wealth.Looking for professional mortgage advice? https://equitymates.com/advice/In this episode: 00:00 Bond Market Panic Begins00:46 FinFest Announcement01:31 Inflation Fears Hit Markets05:10 Elon Musk vs OpenAI Comes to an End06:24 OpenAI & Anthropic IPO Race09:04 Big 4 Banks Are Pocketing Your Rate Rises11:40 Budget Changes Property Investing14:35 Why Rentvesting Is Dead15:50 Which Property Prices Could Fall18:49 New Wealth Strategy for Australians21:45 Why Shares Could Benefit23:14 What Investors Should Do Now23:59 Episode Wrap-UpStocks & ETFs mentioned: Microsoft (NASDAQ: MSFT), Tesla (NASDAQ: TSLA), Commonwealth Bank (ASX: CBA), ANZ Group (ASX: ANZ), NAB (ASX: NAB), Westpac (ASX: WBC)Australia's biggest investing festival is back.We're calling all bulls, bears and party animals to come trade ideas at Carriageworks on Saturday 24 October. 50+ sessions across 5 stages, food trucks, bars, a mechanical bull, and 2,500+ investors in one room. This is a finance event like no other.Early bird tickets are now on sale for only $40 - secure yours before they run out!FinFest is proudly brought to you by Betashares.equitymates.com/finfest———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Equity Mates Investing is a product of Equity Mates Media. Hosted on Acast. See acast.com/privacy for more information.
If you're planning to rentvest, the hardest part isn't the strategy — it's choosing where to buy.You might understand how rentvesting works. You've weighed up the pros and cons. But when it comes to picking a suburb, things can quickly feel unclear.In this episode, we break down why location isn't just one part of the decision — it's the foundation of your investment. Many buyers focus on price, familiarity, or rental yield, but those factors alone don't build long-term wealth. We explain what actually drives capital growth, why cheap doesn't always mean better, and how the wrong suburb can quietly hold you back for years.You'll learn how to assess locations properly, what fundamentals to look for, and why “hotspot” advice can be risky. We also walk through key considerations like buying locally vs interstate, houses vs units, and how to balance tenant demand with long-term growth potential.If you're considering rentvesting—or you're stuck trying to choose where to buy—this episode will give you a clearer framework so you can move forward with confidence.Episode Highlights01:50 - Why Location Matters More Than You Think02:38 - Rentvesting Explained Simply05:01 - The Biggest Location Mistakes Buyers Make06:29 - Why Cheap Property Can Cost You More09:06 - Why There's No “Hotspot” Answer11:06 - What Drives Long-Term Property Growth15:54 - Tenant Demand vs Growth: Getting the Balance Right18:31 - Should You Buy Local or Interstate22:00 - How to Do Due Diligence Anywhere23:27 - Houses vs Units: What Actually Matters26:21 - The New Build Trap Explained27:17 - Timing the Market vs Choosing Location28:16 - How to Choose a Location Step by Step30:27 - Who Rentvesting Is Right For31:59 - Risks, Buffers, and Long-Term Thinking35:07 - Final Thoughts and Next StepsCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f
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We talk with Yvette Buckley in Brisbane about taking an unconventional approach to property investing by purchasing a home using her superannuation. Because of the rules around super-funded property, the apartment must remain a rental investment. The strategy allows a larger deposit and smaller mortgage, while rent and super contributions help service the loan. You can have your say by leaving a voice message ► https://www.speakpipe.com/realestateradio ► Website: https://aussierealestatepodcast.lovable.app ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email: myrealestatepodcast@gmail.com The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. Gold Coast Real Estate, Adelaide Property Market, Luxury Real Estate Australia, Property Investment Podcast, Real Estate Trends 2026, Median Price Growth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty #RealEstate #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty #MortgageRates #HomeLoans #PropertyMarket #MortgageTips #InterestRates #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment #MelbourneMarket #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty #RealEstateAdvice #SmartInvesting #UnitPricesPerth
We talk with Yannick Ieko the CEO from the Harmony Group about Melbourne's property market moving through a period of uncertainty, buyers and investors are adapting. Rentvesting is gaining traction as Australians rent where they want to live while investing elsewhere, while multigenerational households are re-emerging as families pool resources to enter the property market and manage rising housing costs. You can have your say by leaving a voice message ► https://www.speakpipe.com/realestateradio ► Website: https://aussierealestatepodcast.lovable.app ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email: myrealestatepodcast@gmail.com The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. Gold Coast Real Estate, Adelaide Property Market, Luxury Real Estate Australia, Property Investment Podcast, Real Estate Trends 2026, Median Price Growth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty #RealEstate #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty #MortgageRates #HomeLoans #PropertyMarket #MortgageTips #InterestRates #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment #MelbourneMarket #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty #RealEstateAdvice #SmartInvesting #UnitPricesPerth
"Rentvesting' is increasingly popular where wannabe home owners move first to buy a rental property and later to use their accumulated equity to buy 'a forever family home.' But putting some of your capital into the sharemarket, rather than the property market may be much more lucrative...and even better if CGT tax is raised in the near future. Author Jacqui Clarke, Your Personal CFO joins associate editor, James Kirby on this podcast episode. In today's show, we cover: Rentvesting - It takes longer than you think CGT changes - How they will impact house prices, according to CBA Fixed rate mortage break costs - The bank that is not charging at all Medicare Levy Surcharge...watch out for this trap See omnystudio.com/listener for privacy information.
In this fan-favourite Roundtable episode, co-hosts Sammy Gordon and Jimmy Ibrahim welcome Paul Dem, Brendan Geoghegan and Luke Teeuwsen to dive deep into predictions for the Australian housing market heading into 2026. The group tackles major issues including interest rate movements, population growth, government policy missteps and the widening gap between renters and homeowners. With candid opinions and clear insights, they break down how recent changes, like the expansion of the First Home Buyer Deposit Scheme and looming capital gains tax discussions, could reshape property investing and affordability in Australia. It's more important than every to stay informed and act decisively in a rapidly changing landscape, making this essential listening for anyone navigating Australia's real estate market. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (01:18) Welcome (06:20) Rentvesting + lifestyle shifts (11:31) 2026 predictions: what's driving demand? (15:35) Economic conditions, interest rates + inflation (20:33) Market fear vs. opportunity (26:39) Population growth vs. housing supply (31:57) Immigration, skills gaps + political stalemate (39:32) The IMF warning & policy critiques (45:37) Capital gains tax changes + investor impacts (54:23) A looming two-class economy? (01:02:26) Urgency, opportunity + taking action (01:12:20) The Australian market in 2026
In this fan-favourite Roundtable episode, co-hosts Sammy Gordon and Jimmy Ibrahim welcome Paul Dem, Brendan Geoghegan and Luke Teeuwsen to dive deep into predictions for the Australian housing market heading into 2026. The group tackles major issues including interest rate movements, population growth, government policy missteps and the widening gap between renters and homeowners. With candid opinions and clear insights, they break down how recent changes, like the expansion of the First Home Buyer Deposit Scheme and looming capital gains tax discussions, could reshape property investing and affordability in Australia. It's more important than every to stay informed and act decisively in a rapidly changing landscape, making this essential listening for anyone navigating Australia's real estate market. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (01:18) Welcome (06:20) Rentvesting + lifestyle shifts (11:31) 2026 predictions: what's driving demand? (15:35) Economic conditions, interest rates + inflation (20:33) Market fear vs. opportunity (26:39) Population growth vs. housing supply (31:57) Immigration, skills gaps + political stalemate (39:32) The IMF warning & policy critiques (45:37) Capital gains tax changes + investor impacts (54:23) A looming two-class economy? (01:02:26) Urgency, opportunity + taking action (01:12:20) The Australian market in 2026
Gemma Mitchell (Rask Advice, Author of The Money Reset) breaks down how to rebuild your money foundations after a setback and why income, systems and mindset matter just as much as picking the right investments.In this episode:0:00 Disclaimer + intro0:47 Meet Gemma + the 12-step “money reset” framework4:12 The “slingshot moment” and reframing setbacks7:51 When good money habits become toxic (points hacking, offsets, net worth obsession)11:35 Budgeting that actually sticks: the $0 budget + bucket accounts17:07 The lever most people ignore: income (and how to boost it)20:30 Wealth building choices: rentvesting, tax, super and “layers” to retire early30:12 Mindset, money stories and building your “village strategy”———Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ———Equity Mates Investing is a product of Equity Mates Media. Hosted on Acast. See acast.com/privacy for more information.
Rising prices, tough lending, and building costs aren't slowing things down
In this episode of The Property Nerds podcast, hosts Arjun Paliwal, Jack Fouracre, and Adrian Lee discuss the rise of rentvesting and its impact on Australian property investment. Rentvesting involves renting a home in a desirable location while investing in property elsewhere, allowing investors to balance lifestyle choices with financial growth. Fouracre explains that for buyers with limited borrowing capacity, it can be more effective to invest in properties outside their immediate living area, where returns may be higher. Lee highlights the flexibility it provides, particularly for those who relocate frequently for work, avoiding the costs and constraints of home ownership. Paliwal stresses that rentvesting requires a solid investment plan and careful market analysis, as it's not only about living where you want, but also about making smart financial decisions. The co-hosts also discuss how trends like rising rents, fluctuating interest rates, and remote work are boosting the strategy's popularity. While rentvesting is on the rise, the trio note the importance of cash flow and rental yields in determining whether the strategy makes financial sense.
If it wasn’t said by a top financial adviser, you might dismiss it as a quote out of context, but Partners Wealth Group Jack Tossol is not kidding: He says a generation that has ‘sunk everything’ into the family home will miss the chance to have a successful tax-deductible investment plan. It’s a provocative notion, challenging die-hard principles of money management, but with house prices moving higher again...you have to listen. Financial adviser Jack Tossol of Partners Wealth Group joins Associate Editor - Wealth, James Kirby, in this episode. In today’s show, we cover No tax deduction, no income…Is home ownership overrated? Why ‘Rentvesting’ is worth revisiting Are you facing decades of ‘dead money' in your home mortgage? Challenging the ‘retirement sweet spot’ Please note, this is a repeat episode of The Money Puzzle. It originally aired in August 2025.See omnystudio.com/listener for privacy information.
This year brought some of our most eye-opening and challenging conversations yet. In this Christmas-Eve episode, we're pulling together the biggest insights from 2025. These aren't highlights — they're gold nuggets that could save you money, regret, and years of lost progress.We revisit the truth about rentvesting, the episode that reshaped how we explain compounding growth, and the surprising risks uncovered through Title Insurance. You'll also hear our breakdown of the Pain & Gain Report, showing why some properties boom while others stall. These lessons genuinely shifted how first home buyers should approach their decisions.We unpack what hot markets taught us about buyer behaviour, offer strategy, and staying grounded under pressure. We also revisit powerful coaching moments from our Campfire sessions. These real conversations helped buyers get unstuck and apply the process with clarity.Whether you're planning to buy in early 2026 or trying to make sense of the market, this episode distils what truly matters. You'll learn how to think long-term, reduce risk, and choose assets with confidence. If it saves you even one misstep, every conversation this year has been worth it.Episode Highlights00:00 — Introduction and Podcast Highlights00:38 — Welcome to Your First Home Buyer Guide01:23 — Reflecting on Key Lessons02:14 — Rentvesting Insights03:20 — Understanding Title Insurance05:36 — The Power of Compounding Growth08:54 — CoreLogic Pain and Gain Report13:24 — Navigating Offers in Hot Markets16:00 — Understanding the Home Buying Process16:48 — Exclusive Campfire Coaching Sessions18:40 — Mindset and Media Influence20:34 — Navigating Home Buyer Blues23:49 — Making the Right Compromises26:08 — Learning from Disaster Stories27:18 — Engaging with the Community28:38 — Year-End Reflections and Holiday WishesMentionsEpisode 205 — Rentvesting: What You Need to Know Before Taking the LeapEpisode 207 — How Rentvesting Can Secure—or Sabotage—Your Financial FutureEpisode 211 — What Tax Benefits Can First-Home Buyers Gain from Rentvesting?Episode 212 — What Happens When Due Diligence Isn't Enough?Episode 218 — The Magic of Compounding—Why It's a Game-Changer for Property OwnersEpisode 225 — Inside Australia's Riskiest Property Types According to New DataEpisode 226 — How First Home Buyers Can Keep Up in a Hot Property MarketEpisode 230 — Inside a Real Coaching Call That Transforms First Home BuyersEpisode 239 — Fix the Habits, Change the Game: What It Really Takes to Buy Your First Home
Your dream suburb's out of reach? Don't panic. You're not locked out of the property market—just in need of a smarter strategy.In this episode, Meighan and Veronica unpack three powerful ways to buy your first property sooner, even if you can't afford to live exactly where you want right now. From rentvesting and using a guarantor to co-ownership, they break down how each option works, the risks to watch for, and how to choose what fits your long-term goals.You'll learn the golden rules of rentvesting (and why “investment grade” property matters), when it makes sense to lean on the Bank of Mum and Dad, and how to set up solid agreements if you're buying with family or friends. They also call out the hidden traps—like government incentives that look generous but can actually cost you long-term growth.If you've been feeling stuck, priced out, or convinced your dream suburb will never happen, this episode is your circuit breaker. You'll walk away knowing how to get started, make strategic compromises, and build a plan that gets you in the market without giving up on your goals.Listen now and learn how to buy smart—even when you can't buy where you want.Episode Highlights00:00 – Overcoming the Dream Suburb Dilemma01:31 – How the PACE System Helps You Plan03:09 – What Rentvesting Really Means09:46 – How a Guarantor Can Help You Buy10:52 – LMI or Guarantor Which Is Better12:03 – What to Know About Grants and Schemes14:29 – Pooling Resources Through Co Ownership15:19 – Getting Legal and Financial Advice17:42 – Final Thoughts and Next StepsMentionsEpisode 256 – Mortgage Strategy for First Home BuyersEpisode 205 – Rentvesting: What You Need to Know Before Taking the LeapEpisode 207 – How Rentvesting Can Secure—or Sabotage—Your Financial FutureEpisode 211– What Tax Benefits Can First-Home Buyers Gain from Rentvesting?Episode 152 – How Guarantor Loans & Government Deposit Schemes Work for First Home BuyersEpisode 49 – What Can Go Wrong When Borrowing from the Bank of Mum & Dad? (with Barry Frakes)Course Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts:
Most people in Dubai have never heard of rentvesting—but it's a powerful strategy. Rent where you want to live (like Dubai Hills), and invest in more affordable, high-growth areas to build wealth faster. It's common in Australia but growing in the UAE, especially as yields rise and buyers look beyond premium suburbs. Here's how it works—and why some residents are buying two rentals before buying their own home. Plus Craig and Mario discuss other Dubai property news. ► Record A Message: https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://dubaipropertypodcast.podbean.com ► INSTAGRAM: https://www.instagram.com/dubaipropertypodcast/?hl=en ► ITUNES: https://podcasts.apple.com/.../dubai.../id1662176569 ► EMAIL: dubaipropertypodcast@gmail.com The Most comprehensive property guide for the UAE and Dubai. Homes for sale, Real estate agents, Real estate listings, Real estate investing, Property management companies, Commercial real estate, Real estate market trends, Real estate market analysis, Real estate finance, Real estate development, Real estate law, Real estate technology, Real estate investing for beginners, Real estate negotiation skills, Real estate marketing #DubaiRealEstate #PropertyInvestment #OffPlanDubai #DubaiMarketUpdate #RealEstateNews #InvestInDubai #GlobalPropertyMarket #UAEPropertyBoom #DubaiVillas #PropertyTrends2025 #dubaiproperty #dubai #dubairealestate #VisaRenewal #ExpatDubai #SharjahRealEstate #Masaar2 #DubaiVisa #UAEProperty #RealEstateTrends #DubaiLife #InstantVisa #DubaiServices" #PropertyInvestment #DubaiHousing #RealEstateInsights #RealEstatePredictions #MortgageRates #ForeignInvestment #UAEInvestors #YoungExpatsDubai #DubaiFirstHome #PropertyOwnershipUAE #DubaiSouthLiving #DubaiPropertyMarket #InvestInDubai #JVC #DubaiMarina #BusinessBay #PropertyInvestment #UAEProperty #RentalYields #DubaiApartments #UAERealEstate #DubaiSafety #SharjahLiving #GlobalInvesting #DubaiDream #UAEInvestment #DubaiInvesting #DubaiPropertyMarket #DubaiVillas #ExpatLifeDubai #DubaiHomes #RealEstateTips #InvestInDubai #DubaiLife #PropertyAdvice #DubaiLiving #ArjanDubai #DubaiPropertyMarket #DubaiInvestment #AffordableDubai #DubaiApartments #RealEstateDubai #Dubailand #DubaiLifestyle #InvestSmart #UAEProperty
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this episode, we take a clear look at one of the biggest questions facing home buyers today. When your dream suburb is far beyond what you can borrow, Rentvesting in Australia may be the strategy that lets you live where you want while still owning a property that fits your budget. Drawing on real examples, practical scenarios, and current housing trends, the conversation breaks down how this approach works, who it suits, and the financial trade-offs to consider. You will hear why entering the market with a property you can afford is often better than waiting for the perfect home. The discussion covers the pros and cons of renting in a higher-priced area while owning an investment property elsewhere, how affordability pressures have shaped Rentvesting in Australia, and how this strategy can support wealth building over the long term. The episode also takes you through costs, tax considerations, depreciation, structures, and the real-life challenges many investors face when balancing lifestyle and financial goals. If you are weighing up how to get started in property, or trying to find a practical pathway into your preferred suburb, this episode offers insight you can apply straight away. It is a timely guide for anyone thinking about Rentvesting in Australia and the options available in a tough housing market. If you enjoy the episode, make sure to subscribe, leave a review, or share it with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Most first home buyers start their journey by hunting for the lowest interest rate — but according to mortgage strategist Stuart Wemyss, that's one of the biggest financial mistakes you can make. In this episode, Veronica and Meighan dive deep with Stuart to unpack the part of home buying almost no one understands properly: your borrowing strategy.Stuart explains why the way you structure your loan has far more long-term impact than shaving a few points off your rate. From borrowing capacity and offset accounts to tax effectiveness and refinancing, this conversation reveals how your first loan becomes the foundation for every property decision that follows.You'll learn why the “cheapest” loan can actually cost you more later, how to preserve your flexibility for future moves, and why thinking ahead to your second and third property is just as important as buying your first. Stuart also breaks down common mistakes first home buyers make — like aggressively paying down their loan, getting stuck with the wrong lender, or failing to plan for life changes — and explains how to avoid them with a smart, forward-thinking strategy.If you want to buy well, borrow well, and set yourself up for what comes next, this is an episode you don't want to miss.Episode Highlights00:00 – Introduction to Mortgage Strategy01:20 – Understanding Borrowing Strategy02:27 – Importance of Finance Strategy07:37 – Common Mistakes by First Home Buyers12:37 – Tax Implications and Offset Accounts14:40 – Rentvesting and Its Benefits19:41 – Tax-Free Property Sale Strategy20:23 – Choosing the Right Lender21:47 – The Importance of Refinancing25:43 – Navigating Online Lenders30:10 – The Role of Mortgage Brokers31:55 – Advice for First Home Buyers33:37 – Final Thoughts and Practical TipsMentionsEpisode 28: Substations, LMI, Rentvesting, Auctions & Strata Risks: First Home Buyer Q&ACourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f
Jazz Sidana, an IT professional who was looking to purchase a family home in Melbourne when he began his property investing journey. Now he has expanded his portfolio to six properties and is showing no signs of slowing down!We will find out about his upbringing in India, how he originally wanted to become an accountant, why rent-vesting works for him and how he learned the hard way that education is one of the most important things when considering investing in property. Hosted on Acast. See acast.com/privacy for more information.
Jazz Sidana, an IT professional who was looking to purchase a family home in Melbourne when he began his property investing journey. Now he has expanded his portfolio to six properties and is showing no signs of slowing down!We will find out about his upbringing in India, how he originally wanted to become an accountant, why rent-vesting works for him and how he learned the hard way that education is one of the most important things when considering investing in property. Hosted on Acast. See acast.com/privacy for more information.
In this Q&A episode, Sammy Gordon and Jimmy Ibrahim dive into a range of listener questions covering crucial topics for property investors - from navigating agent commission structures, to making their own insurance claims and identifying promising local markets for investment. The duo tackles real scenarios like balancing lifestyle with ambitious portfolio goals, motivating agents to sell without giving "fire sale vibes", and whether teaming up with mates is a smart way to break into the market. With honest insights and practical tips, this episode is packed with advice and stories for anyone serious about property investment, whether you're just getting started or scaling up. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to https://www.schoolofproperty.com.au. If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (00:01:30) Welcome (00:02:43) The truth about agent commissions (00:06:41) Insurance claims vs premiums (00:08:45) Is your local market actually worth investing in? (00:11:02) Rentvesting dilemma: PPOR or portfolio growth? (00:17:21) Managing big portfolio bills (00:19:50) How much cash do you really need for your first deal? (00:21:10) Investing with friends – smart move or disaster? (00:24:58) The sneaky trick to get your agent selling faster (00:28:57) What renos are worth it before selling? (00:32:39) Sam's upcoming debate
In this Q&A episode, Sammy Gordon and Jimmy Ibrahim dive into a range of listener questions covering crucial topics for property investors - from navigating agent commission structures, to making smart insurance claims and identifying promising local markets for investment. The duo tackles real scenarios like balancing lifestyle with ambitious portfolio goals, motivating agents to sell without giving "fire sale vibes", and whether teaming up with mates is a smart way to break into the market. With honest insights and practical tips, this episode is packed with advice and stories for anyone serious about property investment, whether you're just getting started or scaling up. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to https://www.schoolofproperty.com.au. If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (00:01:30) Welcome (00:02:43) The truth about agent commissions (00:06:41) Insurance claims vs premiums (00:08:45) Is your local market actually worth investing in? (00:11:02) Rentvesting dilemma: PPOR or portfolio growth? (00:17:21) Managing big portfolio bills (00:19:50) How much cash do you really need for your first deal? (00:21:10) Investing with friends – smart move or disaster? (00:24:58) The sneaky trick to get your agent selling faster (00:28:57) What renos are worth it before selling? (00:32:39) Sam's upcoming debate
The Michael Yardney Podcast | Property Investment, Success & Money
Are you in your 20s and just starting out, in your 40s and hitting your peak earning years, or in your 50s and wondering how to secure your financial future? No matter where you are in life, your property investment strategy needs to evolve with you. Too many investors treat property as a one-size-fits-all game – and that's why half of all new property investors sell up within five years. In today's episode, I'm joined by Brett Warren, National Director of Property at Metropole, to talk about how to invest wisely at every age and stage of life – and the timeless fundamentals that apply no matter when you begin. We also outline the four distinct stages of property investment and provide insights on achieving financial freedom. Whether you're starting out or consolidating for retirement, this conversation will help you plan smarter and avoid the mistakes most investors make. Takeaways · Investing in property is a long-term journey, not a transaction. · Different life stages require different investment strategies. · Education and financial literacy are crucial for success. · Having a strong team of advisors is essential. · Avoid emotional buying and focus on long-term growth. · Understand the importance of capital growth over cash flow. · Recognize the common mistakes made by investors at various stages. · Time in the market is more important than timing the market. · Establish a financial buffer to weather market cycles. · Success in property investment leads to financial freedom and choices. Chapters 02:27 - Core Fundamentals: Education, Strategy and the Right Team 08:42 - Myths, Contrarian Views and the Role of AI in Data 13:04 - In Your 20s: Time Advantage, Rentvesting and First Home Buyer Grants 19:22 - In Your 30s–40s: Career Growth, Family Needs and Investment Choices 25:18 - In Your 50s: Peak Earnings, Equity Use and Diversification Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au · Win a hard copy of Michael Yardney's Guide to Investing · Everyone wins a copy of a fully updated property report Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here Brett Warren - National Director of Property at Metropole Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
In this week's episode, Sammy Gordon sits down with Toby, one of his original mentoring clients, to dive deep into Toby's remarkable property investing journey. Toby shares how he transitioned from owning his own home to becoming a rentvestor, selling his primary residence and rapidly building a portfolio of nearly 10 investment properties in just over 2 years. The conversation covers the mindset shifts, risks, and actions behind Toby's success - including navigating tricky conversations, learning from mistakes, evolving as an investor, and leveraging the power of education and strategic mentorship. Full of real talk, hard-won lessons, and practical strategies, this episode is a must-listen for anyone interested in accelerating their own property investment goals through teamwork, trust, and taking action. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to https://www.schoolofproperty.com.au. If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (00:01:30) Welcome (00:04:55) Toby's evolution as an investor (00:08:05) Current portfolio status (00:17:59) Toby's biggest learning: rentvesting (00:24:26) The lightbulb moment: from PPOR to investor mindset (00:29:26) Overcoming family & broker resistance (00:32:12) First APS deal (00:42:30) Toby's mentoring experience (00:50:39) Portfolio acceleration: multiple deals at a time (00:58:34) Broker evolution & execution capacity (01:07:34) Strategy: what's next? (01:15:23) The power of education: School of Property (01:19:01) Toby's surprising key advice & takeaways (01:27:05) Rapid fire & wrap up
In this week's episode, Sammy Gordon sits down with Toby, one of his original mentoring clients, to dive deep into Toby's remarkable property investing journey. Toby shares how he transitioned from owning his own home to becoming a rentvestor, selling his primary residence and rapidly building a portfolio of nearly 10 investment properties in just over 2 years. The conversation covers the mindset shifts, risks, and actions behind Toby's success - including navigating tricky conversations, learning from mistakes, evolving as an investor, and leveraging the power of education and strategic mentorship. Full of real talk, hard-won lessons, and practical strategies, this episode is a must-listen for anyone interested in accelerating their own property investment goals through teamwork, trust, and taking action. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to https://www.schoolofproperty.com.au. If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (00:01:50) Welcome (00:03:36) Portfolio Snapshot & Early Steps (00:05:10) Learning from Others & Investor Mindset Evolution (00:06:56) Managing Risk & Cash Flow as You Scale (00:13:00) Handling Maintenance, Negotiating with Tenants (00:14:29) The Rentvesting Decision: Selling the Family Home (00:19:09) Results of the Rentvesting Strategy (00:23:05) Why Property Investing? The Lightbulb Moment (00:29:04) Overcoming Family and Broker Pushback (00:32:13) The First APS Deal (00:41:05) The APS Mentoring Experience (00:48:33) Portfolio Acceleration: The Three-Deal Month (00:58:03) Broker Evolution & Getting the Right Team (01:06:04) What's Next? Strategic Plan Moving Forward (01:13:20) The Power of Education: School of Property (01:17:58) Key Takeaways & Advice for Listeners (01:26:02) Rapid Fire Q&A & Final Wrap-Up
Welcome back to another episode of the 360 Money Matters Podcast! In this episode, we walk through the reality of property ownership in today's market. We discuss why mortgage means "life debt" in Latin and whether that's more accurate than ever. We cover getting pre-approvals, understanding what you can actually afford versus what banks will lend you, and strategies like rentvesting that never existed before. We explore government schemes, stamp duty concessions, and the debate around paying mortgage insurance now versus waiting to save a larger deposit. We also break down the practical steps: setting auction limits, getting building inspections, using buyer's advocates, and making sure you have money left over after settlement. Thinking about taking the plunge into property? This episode gives you the framework to make the decision that's right for you. - This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706 Episode Highlights Is property ownership the right strategy for you? Pre-approvals: borrowing capacity vs actual affordability Government schemes and stamp duty concessions Paying mortgage insurance now vs saving for 20% deposit Rentvesting and alternative property strategies Setting auction limits and using buyer's advocates Building inspections, contract reviews, and insurance Connect with Billy and Andrew! 360 Financial Strategists Check out our latest episode here: Apple Podcast Spotify
ABOUT THIS PODCAST:Buying with a partner… smart move or risky play?
In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with mortgage broker Rebecca Carlson to explore rentvesting and how it can help individuals, particularly post-divorce, rebuild wealth and regain financial independence. Rentvesting allows individuals to rent where they want to live while owning investment properties elsewhere, providing flexibility and market access. Carlson and Tarrant discuss recent policy changes that remove caps for first home buyers, allowing entry with just a 5 per cent deposit and no lenders mortgage insurance, which may shift the dynamics of first-time rentvesting. Divorce often leaves people with cash but no home, making rentvesting a practical way to re-establish a financial footing. Carlson notes clients can leverage available funds to secure investment properties and gradually build wealth while managing risk. Post-divorce emotional challenges can create hesitation, but starting small helps build confidence in property investment. Professional advice from accountants and buyer's agents is key to navigating markets and identifying opportunities. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Renting where you live and investing your spare funds to maximise capital growth is steadily becoming a key factor in the residential market - especially for younger buyers. But the key to success in this area is optimising your position as an investor - rather than a homebuyer. Arjun Paliwal of buyer's agency, InvestorKit joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: Perfect Match - How to optimise 'rentvesting' Borderless buying - Overcoming home bias The data points to monitor for success Will the government's universal first home scheme add risk to prices? See omnystudio.com/listener for privacy information.
Rentvesting might look smart now, but it could leave you broke later. In this episode, James and Jess break down the numbers behind rentvesting, comparing real financial projections to show why renting long-term while investing elsewhere often ends in running out of money before retirement.Next Steps: Want to see how your own numbers stack up? Book a financial plan with Lighthouse Wealth and get a clear, tailored roadmap to retirement. For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Charu Sharma, a Sydney IT professional, bought 4 property deals, and is manifesting her "dream home" & financial abundance for her daughter. I'm proud to say she's a client of the Property Investment Accelerator, and in this discussion we cover:
In this episode of the Defence Property Podcast, Kane Dury from Discover Buyers Agency and Liam Garman, editor of Smart Property Investment, tackle the property questions that Australian Defence Force members can't afford to ignore. They explore how the Reserve Bank of Australia's latest rate cut could impact borrowing capacity and why understanding these shifts early gives Defence buyers an edge. The duo emphasise the power of expert guidance – from mortgage brokers who compare multiple lenders to accountants and buyer's agents who know how to avoid costly traps. Dury also sheds light on the Defence Home Ownership Assistance Scheme (DHOAS) entitlements, explaining how both active and Reservist members can use them to unlock new investment opportunities. From the growing popularity of rentvesting to upcoming changes in first home buyer schemes, the episode equips ADF personnel with strategies to balance lifestyle and long-term wealth creation. Enjoy the podcast, The Defence Connect team
In this week's episode, Sammy Gordon is joined by Jimmy Ibrahim to tackle one of the most common questions in property strategy: "How long do I need to rentvest before I buy my primary residence?" Drawing from real experience and the tough realities of the Australian property market, Sammy and Jimmy break down the numbers, myths, and emotions behind rentvesting. They discuss why rentvesting can be a powerful wealth creation tool, the pitfalls of jumping too early into homeownership, and how your goals - and your dream home - might change as your portfolio and passive income grow. Whether you're a newbie trying to get your partner on board or a seasoned investor questioning your next move, this episode offers practical frameworks, honest advice, and a reality check on financial independence, homeownership, and the sacrifices it takes to truly win at the property game. Tickets are now on sale for the Australian Property Scout Summit on Saturday, November 15th at The Star in Brisbane. This is your chance to walk away with a clear, actionable game plan for 2026, renewed clarity and motivation, advanced investor strategies and the tools to level up your investing, no matter where you're at in your journey. You'll be surrounded by the APS and SAP community and hundreds of driven investors to expand and develop your circle of influence. Spots are selling fast — secure yours now here and gear up for a massive 2026!
In this week's episode, Sammy Gordon is joined by Jimmy Ibrahim to tackle one of the most common questions in property strategy: "How long do I need to rentvest before I buy my primary residence?" Drawing from real experience and the tough realities of the Australian property market, Sammy and Jimmy break down the numbers, myths, and emotions behind rentvesting. They discuss why rentvesting can be a powerful wealth creation tool, the pitfalls of jumping too early into homeownership, and how your goals - and your dream home - might change as your portfolio and passive income grow. Whether you're a newbie trying to get your partner on board or a seasoned investor questioning your next move, this episode offers practical frameworks, honest advice, and a reality check on financial independence, homeownership, and the sacrifices it takes to truly win at the property game. Tickets are now on sale for the Australian Property Scout Summit on Saturday, November 15th at The Star in Brisbane. This is your chance to walk away with a clear, actionable game plan for 2026, renewed clarity and motivation, advanced investor strategies and the tools to level up your investing, no matter where you're at in your journey. You'll be surrounded by the APS and SAP community and hundreds of driven investors to expand and develop your circle of influence. Spots are selling fast — secure yours now here and gear up for a massive 2026!
If it wasn’t said by a top financial adviser, you might dismiss it as a quote out of context, but Partners Wealth Group Jack Tossol is not kidding: He says a generation that has ‘sunk everything’ into the family home will miss the chance to have a successful tax-deductible investment plan. It’s a provocative notion, challenging die-hard principles of money management, but with house prices moving higher again...you have to listen. Financial adviser Jack Tossol of Partners Wealth Group joins Associate Editor - Wealth, James Kirby, in this episode. In today’s show, we cover No tax deduction, no income…Is home ownership overrated? Why ‘Rentvesting’ is worth revisiting Are you facing decades of ‘dead money' in your home mortgage? Challenging the ‘retirement sweet spot’ See omnystudio.com/listener for privacy information.
The Michael Yardney Podcast | Property Investment, Success & Money
We've all heard the phrase “rent money is dead money,” right? But is it really? As property prices surge and affordability challenges mount—especially for younger Australians—a growing number of people are turning to an alternative path: rentvesting. That's where you rent the home you live in and invest in a property elsewhere. Is this just a clever workaround, or is it a genuinely smart wealth-building strategy? In today's episode I'm joined once again by Stuart Wemyss to explore this in depth. And even if you're not particularly interested in rentvesting, I'm sure many of the investment principles Stuart and I will be discussing today will be of benefit to everyone interested in property. Takeaways · Rent-vesting allows flexibility in property investment. · Owning a home can provide long-term financial security. · Demographic shifts are changing home ownership trends. · Tax implications play a significant role in property decisions. · Rent-vesting may not suit everyone financially. · Understanding personal goals is crucial in property investment. · Long-term strategies are essential for financial success. · Common mistakes in rent-vesting can derail financial goals. · The importance of a holistic financial strategy. · Buying a property is a long-term commitment. Chapters 01:40 Introduction to Rent Vesting and Home Ownership 04:34 Understanding Rent Vesting: Pros and Cons 06:56 Financial Analysis of Rent Vesting vs Home Ownership 09:46 Demographic Shifts and Home Ownership Trends 12:36 Tax Implications: Capital Gains and Negative Gearing 15:17 Long-Term Financial Strategies and Retirement Planning 18:23 Common Mistakes in Rent Vesting 20:52 Final Thoughts: Making Informed Property Decisions Links and Resources: Answer this week's trivia question here- www.PropertyTrivia.com.au · Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. · Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond Michael Yardney Stuart Wemyss – Prosolution Private Clients Stuart's Book – Rules of the Lending Game & Investopoly Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
In this episode of The Smart Property Investment Show, co-hosts Liam Garman and Emilie Lauer explore the latest in the Australian property market, including rate cuts, house and unit prices, rentvesting strategy, and the best hotspots in the country. The duo discusses the significant shifts in the property market as the rate cuts spur increased buyer interest and demand. The recent federal election has boosted confidence among buyers, adding heat to an already competitive market, with the upcoming 5 per cent deposit scheme for first home buyers raising further concerns about its potential to push prices higher. Property prices continue to climb, with the median dwelling price reaching $809,000 in May, driven by strong growth in Melbourne and Perth. The trend of rentvesting is rising, with more buyers opting to rent in premium areas while investing elsewhere. Research shows that over 50 per cent of suburbs in Australia have lower mortgage repayments than rent in some areas, notably in Darwin. The duo concludes with SPI's Fast 50 report, highlighting 50 suburbs set for growth, offering investors valuable insights and the best hotspots nationwide. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
The Elephant In The Room Property Podcast | Inside Australian Real Estate
What do zoning shakeups mean for your suburb, your street, and your property’s value? In this Q&A episode, we answer real questions from listeners and unpack the property market trends that are shaping the way people buy, build, and invest right now. We talk about what makes a home “A-grade” beyond land size and location, how to avoid overcapitalising, and why things like natural light and flexible layouts matter more than fancy finishes. We also break down the reality of rentvesting with a family and whether that under-$600K “positively geared” investment still exists. Here’s what we break down in this episode: Zoning changes are reshaping Sydney’s character suburbs—some areas will win, others could lose. Future-proofing your build matters: think layout, street appeal, and long-term resale. High rental yield doesn’t always mean better—capital growth still does the heavy lifting. Rentvesting only works if it fits your long-term goals and lifestyle. Don’t chase trends. Understand why the property market is shifting before you buy. If these are the questions keeping you up at night, or at least making you pause, this episode’s worth a listen. Episode Highlights: 00:00 - Introduction 01:49 - How will zoning and development changes affect Sydney’s heritage suburbs? 11:44 - What should I consider when building a home to maximise resale or rental value? 18:50 - Are three-bedroom apartments really being bought by first home buyers? 22:41 - Should I focus on capital growth or rental yield while building my portfolio? 34:03 - Is it still possible to buy a positively geared property under $600K? 43:56 - Should we rentvest or try to buy in an area we’ve been priced out of? Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.
Stop waiting for the perfect property and start building wealth now through rentvesting - the strategy that's changing how Australians enter the property market. Rentvesting turns traditional property ownership on its head. While your parents might have laughed at the idea of paying someone else's mortgage instead of your own, today's financial landscape makes this approach surprisingly powerful. By purchasing an investment property (anything to get into the market) while renting where you actually want to live, you can start building equity years before you might afford your dream home.We break down exactly why this makes mathematical sense: a $500,000 studio apartment growing at 10% annually generates $50,000 in equity compared to saving just $5,000 extra per year while waiting. The numbers become even more compelling with today's interest rates - a $3 million home in Freshwater could cost $6,000 weekly in mortgage payments but rent for just $2,000! As tenants, you also avoid maintenance headaches, council rates, strata fees and repair costs.For first home buyers, we dispel myths about grant requirements and explain the multiple financial assistance programs available, including using your super for deposits and avoiding Lenders Mortgage Insurance with smaller deposits. Stop letting perfect be the enemy of progress - the property market waits for no one, and the sooner you're in, the faster you'll build wealth. Ready to explore if rentvesting could work for you? Calculate what you can buy today, compare potential rental income to mortgage costs, and witness how this strategy could accelerate your property journey.
James and Mitch discuss: - Mothers Day. - Man vs Gorilla. - Tariffs embargo. - Rentvesting boom? - Household spending data - what does it tell us? - Castle Group $119m purchase in Austral - we unpack the deal. - Buy/Sell. - Stat fact - when does the average property investor sell? Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.
Does "Rent-Vesting" still work in 2024? Struggling to buy your own home, should you Rent & Invest instead?
In this episode of our monthly finance chat, financial advisor Bishwas Bhattarai outlines why you may consider “rentvesting” and for whom this may not be a suitable option. The other topics discussed in this episode include the RBA meeting next month, financial chats with children, the federal budget, and drawing on your super to buy a home. - गत फेब्रुअरीमा ब्याज दर घटाए पछि अस्ट्रेलियाको घरजग्गा बजारमा कस्तो प्रभाव परेको छ, आउँदो एप्रिलमा बस्ने रिजर्भ ब्याङ्कको बैठकले के-कस्तो निर्णय गर्ला, बालबालिकासँग पैसाको बारेमा कसरी कुरा गर्ने, सङ्घीय बजेट र घर किन्दा सुपरएनुएसनको प्रयोग लगायतका विषयमा आर्थिक सल्लाहकार विश्वास भट्टराईसँग गरिएको कुराकानी सुन्नुहोस्।
In this episode, we discuss the rent-vesting strategy (also called Rentvesting). This is where you live in a rental property while you buy investment properties yourself. Andrew and Ed share why they rent-vested and how this strategy works in 2025. For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok
Step inside our latest renovation journey where every challenge becomes a lesson in luxury and perseverance.Join us on the She Renovates podcast as we uncover the secrets behind creating stunning spaces and profitable projects.From unexpected leaks to design triumphs, learn how Zeta turns setbacks into successes in the world of renovation.Tune in for practical insights and inspiring stories that redefine what's possible in property transformation.Don't miss out—find out more on YouTube or your favorite podcast platform! “You're going to learn on every project. Every project is going to have its own lessons and frustrations, but you just keep learning and you've just got to take that in your stride and know that it's coming."-SevdaEPISODE HIGHLIGHTS: 00:00 Introduction02:28 Journey into Renovating05:03 Challenges and Learning in Renovation06:04 Rentvesting and Financing08:25 Project Completion and Reflections09:03 Previous Flips and Lessons Learned11:43 Secret Weapon in Renovation15:55 Challenges Faced During the Project21:28 Wins and Successes26:01 Future Plans and ConclusionResourcesOur Collective Happinesshttps://ourcollectivehappiness.com/The School Of Renovatinghttps://www.theschoolofrenovating.comShe Renovates Podcasthttps://www.theschoolofrenovating.com/podcasts-page/Connect with The School of RenovatingASK BERNADETTE:https://sherenovates.com.au/podcast/ Subscribe to She Renovates Apple Podcast:https://apple.co/3faoWlTSubscribe to Youtube:https://www.youtube.com/c/TheSchoolOfRenovatingFollow on Twitter: https://twitter.com/renovatingscFollow on Instagram: https://www.instagram.com/the_school_of_renovating
On this episode of the ADF Property Podcast, co-hosts Kane Dury from Discover Buyers Agency and Liam Garman unpack the five essential steps to supercharge your rentvesting journey and how this can help military personnel achieve financial freedom. The co-hosts dive deep into the ins and outs of rentvesting for defence personnel as they often find themselves moving from city to city due to the nature of posting cycles which can lead them to become landlords overnight. The podcast covers the basics of rentvesting as well as different strategies to ensure a fruitful investment, with Kane putting an emphasis on due diligence including data, yield for the area, loan repayments, and the tax-deductible scheme.
Living in your dream suburb while investing elsewhere sounds like a recipe for success – but is this strategy right for everyone? In this episode of Property Showcase, host Grace Ormsby sits down with Tim Watson of brickstowealth to explore one of the hottest trends taking over the investment community: rentvesting. Tim explains why the pull of the perfect lifestyle is inspiring young Aussies to start investing before they have purchased a home of their own, especially in cities like Sydney where first home buyers are priced out of the market. In this episode, you will also hear: The pros and cons of investing in units. Why investors should spread their portfolio across multiple markets. Whether the psychological impact of rentvesting is too much for some investors. If you have any questions for Tim, you may contact him at tim.watson@brickstowealth.com.au or visit www.brickstowealth.com.au.
This exciting anniversary episode entails current market news and updates, home insurance, surging inventory levels, AI, Rentvesting, and much more. Have questions? We're all ears! Share them in the comments or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 02:46-Current Market Update 04:47-Recent Economic Releases 07:26-Lower Rates Reflecting In Housing Market 09:54-What Would Lower Rates Mean For The Economy? 11:53-How Long Can Rising Inventory Trend Last? 16:31-Reflecting On 2024 So Far 18:51-Can Home Insurance Cause A Crash? 23:58-Home Insurance Moving People North 25:14-My Safe Florida Home Program 27:54-Rentvesting 30:26-AI In Real Estate 34:26-Conclusion
Seb and Bronnie (Note: Names have been changed for privacy) came to us with plans to invest in property but left with a completely unexpected strategy. Our advice: “DON'T invest in property until 2036”?!