For Richer or Poorer

Episode summary If you are looking to purchase a home this is a great episode to listen to! This episode isn't just for first time home buyers, its for 2nd, 3rd and 6th time homebuyers because the housing and lending industry is always changing! Join us and Touree Robinson for a fun and dynamic discussion about all things home buying! In this episode we discuss - Getting on the same page as your spouse when it comes to what you want and need in a home. - How to build your home buying team with professionals you trust. - Financial considerations during pre purchase and post purchase of your home. Who we are Touree is a home expert who has been in the housing industry for many years and in several different capacities! He has helped individuals purchase new homes, already built homes, provided HUD housing education courses in lots of different markets, and has extensive knowledge in the lending industry!! Jake and Jayne are the dynamic duo couple here to help you improve your marriage and relationships while achieving your financial goals. Money is one of the number one reasons for divorce in the US. and it doesn't have to be that way! Jayne graduated from Utah State University in Family, Consumer, and Human Development with a minor in family finance and is an Accredited Financial Counselor through AFCPE. She has over 7 years of experience helping individuals, couples, and families overcome their challenges and achieve financial freedom. Jake is pursuing a degree from Brigham Young University-Idaho in Marriage and Family Studies and hopes to help individuals and families overcome their struggles through fun and innovative activities. Screenshot this episode and share it on social media! We love seeing your tags us on Instagram, so be sure to tag us at @mrs.jaynelarson --- Send in a voice message: https://anchor.fm/cashacademy/message

In this episode guest host Janet Lane goes over her how she's navigated a the ups and downs of going through bankruptcy to being back in debt, becoming debt free and now paying off another season of debt. Life isn't perfect and she talks about when debt was the only option and the types of things that have kept her in the game as curve balls have been thrown at her during this last bout of paying off her debt. Listen carefully through the whole episode to pick up every nugget including Jake and Jayne getting down to “apple bottom jeans”! In this episode we discuss - Strategies to staying positive through hard things - Helping your spouse through unexpected or difficult financial situations - When debt may be unavoidable, and how to cope with it Who we are Janet Lane is a mother of 5 who is a stay at home mom turned entrepreneur helping to support her and her husbands goals to be debt free including their home in less than 5 years. Janet is a chef by trade but enjoys helping her husband rock their side hustle doing small (and sometimes large) remodeling projects for friends and family. She is one of the strongest people we know and goes through some of life's toughest trials with both tears streaming down and a smile on her face. Jake and Jayne are the dynamic duo couple here to help you improve your marriage and relationships while achieving your financial goals. Money is one of the number one reasons for divorce in the US. and it doesn't have to be that way! Jayne graduated from Utah State University in Family, Consumer, and Human Development with a minor in family finance and is an Accredited Financial Counselor through AFCPE. She has over 7 years of experience helping individuals, couples, and families overcome their challenges and achieve financial freedom. Jake is pursuing a degree from Brigham Young University-Idaho in Marriage and Family Studies and hopes to help individuals and families overcome their struggles through fun and innovative activities. Resources from this episode www.powerpay.org www.cashacademycoaching.com Screenshot this episode and share it on social media! We love seeing your tags on Instagram, so be sure to tag us at @mrs.jaynelarson --- Send in a voice message: https://anchor.fm/cashacademy/message

In this episode Jake and Jayne are joined by Amber and Danny who are the power couple behind “Deeply in Debt” and paying off $650,000 in student loan debt. Amber helps bring better understanding to student debt repayment and inspiring thousands of people through her blog and social media pages. In this episode they share their entire story... where they went to school, what they wished they knew before they took out their debt and the life they are living now during their debt repayment. They share their frugal tips and why they have chosen to grow their family even though they are in the middle of their journey. "I have to force Amber to use birthday gift cards that she got for herself and not buy other peoples birthday presents with her birthday gift cards” In this episode we discuss - How they are approaching their $650,000 in debt and how they have made adjustments - Frugal living tips to not allow lifestyle creep to creep in - Identifying your priorities and keeping them straight and not allowing debt to rule your life Who we are Amber and Danny started documenting their debt repayment journey nearly 5 years ago. Amber graduated with her degree as a lawyer with Danny going through dental school. Aside from sharing their journey on their social media accounts and blogs she is also the owner of the Paid Back App which helps individuals map out their debt repayment strategies and connect them with other like minded people going after their financial goals as well. Jake and Jayne are the dynamic duo couple here to help you improve your marriage and relationships while achieving your financial goals. Money is one of the number one reasons for divorce in the US. and it doesn't have to be that way! Jayne graduated from Utah State University in Family, Consumer, and Human Development with a minor in family finance and is an Accredited Financial Counselor through AFCPE. She has over 7 years of experience helping individuals, couples, and families overcome their challenges and achieve financial freedom. Jake is pursuing a degree from Brigham Young University-Idaho in Marriage and Family Studies and hopes to help individuals and families overcome their struggles through fun and innovative activities. Resources from this episode www.deeplyindebt.com www.thepaidbackapp.com www.cashacademycoaching.com Instagram Accounts @mrs.jaynelarson @deeplyindebt @paidbackapp Everyone likes knowing what they're getting themselves into! Leave us a review and tell us how you like the podcast. --- Send in a voice message: https://anchor.fm/cashacademy/message

In this episode Jake and Jayne explore the different debt repayment strategies, what information you need to be organized and FREE resources you can use to be the most powerful and productive in paying off your debt. This episode introduces the features of powerpay.org and why it is going to be a game changer as you make a plan. "Power Pay is going to make you very excited and also want to throw up at the same time" because the information it gives you is so comprehensive and reliable!! In this episode we discuss - The 3 Debt repayment strategies - Things to consider before jumping into one of them - Free resources to keep you motivated and organized Who we are Jake and Jayne are the dynamic duo couple here to help you improve your marriage and relationships while achieving your financial goals. Money is one of the number one reasons for divorce in the US. and it doesn't have to be that way! Jayne graduated from Utah State University in Family, Consumer, and Human Development with a minor in family finance and is an Accredited Financial Counselor through AFCPE. She has over 7 years of experience helping individuals, couples, and families overcome their challenges and achieve financial freedom. Jake is pursuing a degree from Brigham Young University-Idaho in Marriage and Family Studies and hopes to help individuals and families overcome their struggles through fun and innovative activities. Resources from this episode www.powerpay.org www.cashacademycoaching.com Screenshot this episode and share it on social media! We love seeing your tags us on Instagram, so be sure to tag us at @mrs.jaynelarson --- Send in a voice message: https://anchor.fm/cashacademy/message

Are you often confused about what influences your credit score and why what you thought was going to help your score actually hurt it?! Join Jake Jayne and Carli in this episode to learn about the biggest things that influence your credit score, why some credit score reporting companies aren't as accurate as you hope and what kinds of financial professionals you can count on for reliable unbiased help. As these professionals break down the complexities of the credit industry into every day simple language you'll come to understand why one of them said this… “If I had to name my top 3 shady industries they would be… Human trafficking, prostitution, and the credit industry” ... In this episode we discuss - The difference between a credit report and a credit score - How your credit score is made up - How and why we have multiple credit scores Who we are Jayne graduated from Utah State University in Family, Consumer, and Human Development with a minor in family finance and is an Accredited Financial Counselor through AFCPE. She has over 7 years of experience helping individuals, couples, and families overcome their challenges and achieve financial freedom. Jake is pursuing a degree from Brigham Young University-Idaho in Marriage and Family Studies and hopes to help individuals and families overcome their struggles through fun and innovative activities. Episode Guest: Carli Cisna is an Accredited Financial Counselor through AFCPE and has been doing financial counseling for 5 years. More specifically she is a credit expert with certifications from the Credit builders alliance and has helped countless individuals find their power and utilize credit to help build their financial capacity. She currently works as a personal financial counselor helping military families be financially prepared for the demands of their careers. Jake and Jayne are the dynamic duo couple here to help you improve your marriage and relationships while achieving your financial goals. Money is one of the number one reasons for divorce in the US. and it doesn't have to be that way! Resources from this episode www.annualcreditreport.com www.powerpay.org www.cashacademycoaching.com If you have any credit questions please send us a message on our website or on Instagram at @mrs.jaynelarson --- Send in a voice message: https://anchor.fm/cashacademy/message

As you date and get to know your spouse you build lasting memories and you learn to accept the other persons flaws and boundaries. But sometimes your in-laws don't get the same opportunities to see past the flaws and it can be a rough road moving forward. Also, lets be honest, blending 2 different lives is just down right hard sometimes!! Relationship experts Danah and DeVon from Legacy Impact Coaching walk us through solid strategies to getting on the same page with your spouse, approaching your parents with your decision and how to be faithfully bold. For more information about Legacy Impact Coaching visit: www.legacyimpactcoaching.com or connect with them on Instagram at legacyimpactcoaching. To connect with us follow us on instagram at @mrs.jaynelarson and check out our blog for more tips and tricks at www.cashacademycoaching.com --- Send in a voice message: https://anchor.fm/cashacademy/message

We've all been there...that awkward moment when someone brings up money and you have no idea what to say! In this episode we break down a few things you can do to navigate these muddy waters and how we would have handled some of our most embarrassing money moments differently! For more awkward money moments follow us on instagram at @mrs.jaynelarson and check out our blog for more tips and tricks at www.cashacademycoaching.com --- Send in a voice message: https://anchor.fm/cashacademy/message

This episodes is going to help you get motivated to get all your shenanigans organized! I know because it happened to us after doing this interview with Katie! Katie Tengelsen is a professional organizer who helps clients find their trigger spaces, create and perfect their processes and enjoy the benefits of have an organized space! We talk about where to start when you are feeling overwhelmed, how to keep things organized for the long haul and also how to keep all the PAPER in our home organized and secure to avoid identity theft and to be prepared for emergencies or a potential evacuation. To learn more from Katie or to take advantage of that sweet discount (listen to the end) connect with her on one of her platforms below. Instagram: @KatieTengelsen Facebook: Katie Tengelsen Website: www.katietengelsen.com Let's connect! Website: www.cashacademycoaching.com Instagram: @mrs.jaynelarson --- Send in a voice message: https://anchor.fm/cashacademy/message

We see more and more families struggling to connect and communicate and enjoy their time together! In this episode we are joined by the queen of fun and family traditions and talk about how to create both meaningful and fun family traditions, how to include everyone and adjust when they get older or are being sour AND how to get creative in paying for all these fun things! If you enjoyed this episode please leave a comment and rating! This helps other couples find us! For the the blog post with all these tips go to https://www.cashacademycoaching.com/blog/creating-memorable-and-meaningful-family-traditions Let's connect! Website: www.cashacademycoaching.com Instagram: @mrs.jaynelarson --- Send in a voice message: https://anchor.fm/cashacademy/message

This episode is for you if you want to learn how to have a productive conversation with your spouse about money, or you're not sure how to trouble shoot a tough conversation, OR if you just want to learn how to make money conversations more fun! Financial date nights are all about building unity in both your relationship and your finances. If you enjoyed this episode please leave a comment and rating! This helps other couples find us! For the "Strengths and Improvements Matrix" go to https://www.cashacademycoaching.com/blog/strengths-and-improvements-matrix for your free download! Check out https://thriveinloveandmoney.com/ for the research mentioned in todays podcast. Website: www.cashacademycoaching.com Instagram: @mrs.jaynelarson --- Send in a voice message: https://anchor.fm/cashacademy/message

Budgeting, debt, investing...alll the things money don't actually have to do with the numbers. This isn't a numbers game, it's a mind game. Join me and Melissa Ott from Melissa Ott Coaching as we talk about how your mindset is everything and things you can do when it isn't serving you! If you enjoyed this podcast please subscribe, rate and comment! A HUGE thank you to Melissa!! She is SO good and makes sure all of her products and services are affordable!!! Follow Melissa at @Melissaottcoaching_ Visit her website at melissaottcoaching.com Email her at melissa@melissaottcoaching.com For more info and content on couples finance... Follow us at @mrs.jaynelrson Visit our website at www.cashacademycoaching.com --- Send in a voice message: https://anchor.fm/cashacademy/message

If you are like most Americans you have started a budget and it hasn't stuck or you aren't sure how to make adjustments when life throws you a curve ball! In this episode we walk you through why gathering your income and expenses is a good step in creating a budget but not necessarily the BEST first step! We also give you 5 steps to take when creating your priorities or when you have to pivot. For the FREE downloadable guide to todays podcast visit www.cashacademycoaching.com/blog/prioritiesandpivots Follow me on Instagram @mrs.jaynelarson To apply for a coaching spot, learn more about our services or check our our free content visit www.cashacademycoaching.com --- Send in a voice message: https://anchor.fm/cashacademy/message

Meet the voices behind the For Richer or Poorer podcast and learn about who we are, some of our experiences with money and how the heck we get through this things called marriage! Whether we like it or not our growing up years have an effect on the way we handle and view money now as adults. We share our pasts and what we've done with them along with a few things you can do to not live in the past but let it influence your future! You are in the drivers seat and you can take the good examples you had and keep them and you can take the bad ones and keep them OR learn from them! It only takes one moment in time to change and do something different! Follow us on Instagram! @mrs.jaynelarson Visit our website at www.cashacademycoaching.com --- Send in a voice message: https://anchor.fm/cashacademy/message

We are so excited to bring you a fun mix of real life experiences as well as professional insights into your marriage! Mixing 2 lives is hard, creating unity and solid communication is hard, we totally get that and there is a better way to setting up your financial foundation! While we put the finishing touches in a few more episodes follow us on Instagram at @mrs. jaynelarson Or visit our website at www..cashacademycoaching.com --- Send in a voice message: https://anchor.fm/cashacademy/message