Podcasts about Family

Part 1 of 4 In this first part of our four-part series, we trace the roots of our Republic, from the ideas that shaped our Founding Fathers to the principles they built our nation on. But we don't stop at history. We ask what those same principles mean for the first nation: the family. Because if the family is the bedrock of a healthy republic, then renewing our country starts at home. My hope is that this series leaves us with real hope for our nation, by showing how the founding principles behind America can also shape and strengthen the families that remain the foundation of any lasting society." Fr. James Searby 

Part 2 of 4: Athens  In this first part of our four-part series, we trace the roots of our Republic, from the ideas that shaped our Founding Fathers to the principles they built our nation on. But we don't stop at history. We ask what those same principles mean for the first nation: the family. Because if the family is the bedrock of a healthy republic, then renewing our country starts at home. My hope is that this series leaves us with real hope for our nation, by showing how the founding principles behind America can also shape and strengthen the families that remain the foundation of any lasting society." Fr. James Searby 

Part 3 of 4   In this first part of our four-part series, we trace the roots of our Republic, from the ideas that shaped our Founding Fathers to the principles they built our nation on. But we don't stop at history. We ask what those same principles mean for the first nation: the family. Because if the family is the bedrock of a healthy republic, then renewing our country starts at home. My hope is that this series leaves us with real hope for our nation, by showing how the founding principles behind America can also shape and strengthen the families that remain the foundation of any lasting society." Fr. James Searby 

Part 4 of 4 In this first part of our four-part series, we trace the roots of our Republic, from the ideas that shaped our Founding Fathers to the principles they built our nation on. But we don't stop at history. We ask what those same principles mean for the first nation: the family. Because if the family is the bedrock of a healthy republic, then renewing our country starts at home. My hope is that this series leaves us with real hope for our nation, by showing how the founding principles behind America can also shape and strengthen the families that remain the foundation of any lasting society." Fr. James Searby 

Rom 12:1-21

Drop us some Fan Mail. Thanks!Are you parenting teens, or will you be in a few years? Don't miss this conversation with psychologist Dr. Lisa Damour, author of the book, “The Emotional Lives of Teenagers: Raising Connected, Capable, and Compassionate Adolescents.“In this episode, we discuss:Our society has become afraid of being unhappy. What are the reasons for this?Studies seem to suggest that teens are unhappier now than in the past. Why?Three myths about adolescence.The adultification of black teens.Why do our teens find us so annoying?The goal is not always to avoid conflict with our teens; rather, it should be to learn how to have constructive conflict.You say that spending time online can be both good and bad for teens.What should parents know about porn?How carefully should you supervise what your teens are seeing online?How can parents keep technology in place? What are some common-sense rules?The importance of small pleasures in modulating the mood of our teens.Resource:American Psychological Association: Health advisory on social media use in adolescence Support the showPlease leave us a rating or review.  This podcast is produced by www.CreatingaFamily.org. We are a national non-profit with the mission to strengthen and inspire adoptive, foster & kinship parents and the professionals who support them.Creating a Family brings you the following trauma-informed, expert-based content:Weekly podcastsWeekly articles/blog postsResource pages on all aspects of family building

Billy & Jenn record live-on-location from Scottsdale, AZ in 115° temperatures!? Which may be the reason behind their random comments, insights, flirtations and near-arguments as they uncover the deeper meaning behind common concepts. _ _ _ _ _Official WebsiteInstagramTwitterFacebookYouTube 

An estimated 6 million Americans identify as Afro- Latino...the term highlights the growing number of people who embrace their African Ancestry with their Latino ethnicity. It's no surprise that New York has the highest number of Afro-Latinos, followed by California, then Florida. One of the largest celebrations of Afro-Latino culture is taking place on August 1st in Los Angeles. Thousands will gather in downtown Los Angeles for a festival featuring the music, art, food and fashion that celebrates the richness of the Afro-Latino diaspora. This is more than a festival ... it's a movement and on this episode Rachel is joined by the woman leading this movement, festival founder Sharon Cruz and one of her co-hosts, Emmy Nominated actor and Afro-Panameno J. August Richards. The group chat about the history of the fest why events like this are so important and much more. The Afro-Latino Culture Fest has grown into a nationally recognized cultural destination, creating visibility for Afro-Latino communities while fostering education, cultural preservation, and international collaboration.  The festival is presented by the Afro-Latino Education & Arts Collective (ALEAC) and produced by Curly Rican Entertainment. Programming will include: Live music and dance performances Afro-Latino and Afro-Caribbean cultural showcases Artist conversations and panel discussions Black and Latino-owned food vendors Artisan marketplace Family and youth educational activities Heritage exhibits Interactive cultural experiences Afro-Latino Culture Fest 2026 Date: Saturday, August 1, 2026 Time: 4pm-10pm Location: LA Plaza de Cultura y Artes, Downtown Los Angeles www.afrolatinoculturefest.com for more info Follow Rachel Follow the festival Follow J. August  ABOUT J. AUGUST RICHARDS:  Best known for his iconic roles as Charles Gunn on the Buffy the Vampire Slayer spinoff Angel and superhero Mike Peterson/Deathlok on Marvel's Agents of S.H.I.E.L.D., J. August Richards is a force of nature whose career spans four decades and over 250 hours of television. A seven-time series regular, he has demonstrated world-class range across projects as varied as The Temptations, Council of Dads, and Vampire Academy. A proud Afro-Latino of Panamanian descent, Richards brings both personal and artistic investment to celebrating this community. Daytime Emmy-nominated for writing, directing, and acting on the YouTube series Giants, he is now putting all his talents together for the first time — stepping both in front of and behind the camera to make his feature film directorial debut with Convenience, from his own original screenplay. #afrolatinoculturefest2026 #sharedrootsmanynationsonecelebration #LatinosOutLoud #Podcast #RachelLaLoca #JAugustRichards Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Cris Bazan grew up in Texas, started gang banging as a young teenager, and eventually started his own street gang with his brother before a nine year sentence in the Texas state prison system at 17 years old pulled him into the Texas Syndicate — setting off 20 years of life inside some of the most violent correctional facilities in the country. In this episode of Locked In with Ian Bick, he describes what the Texas prison system looked like in the early 2000s, what starting wars with gangs like Tango Blast actually involved, what getting confirmed and validated as a Texas Syndicate member meant and what getting sent to the SHU after validation really looked like, and how violent the state system was during that era. He also opens up about catching a federal sentence after his release, spending five years in the toughest federal penitentiaries in the United States, and what the difference between state and federal prison as a Texas Syndicate member really revealed about which world was more dangerous. _____________________________________________ #texas #truecrimecommunity #prison _____________________________________________ Connect with Cris Bazan: YouTube: https://youtube.com/@crisbazan956?si=TdKdn0F5XQio-fLu Facebook: https://www.facebook.com/share/1MDHYTuCuD/?mibextid=wwXIfr TikTok: https://www.tiktok.com/@crisbazan956?_r=1&_t=ZP-97vDdgMbs4N Instagram: https://www.instagram.com/crisbazan956?igsh=MXByeG4xeHppa2l0eA%3D%3D&utm_source=qr _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Timestamps: 00:00 Introducing Cris Bazan's Story 01:00 Upbringing, Family, and Early Gangs 05:00 Creating N2P and First Gang Experiences 10:00 Entering Prison and Joining Texas Syndicate 16:00 Prison Politics and Survival Tactics 21:00 Gang Wars, Rivalries, and Institutional Life 27:00 Solitary Confinement and Its Impact 36:00 Transition to Federal Prison Life 41:00 Life and Politics in Federal Prison 46:00 Transfers, Riots, and Prison Hierarchies 52:00 Life After Release & Reintegration Challenges 01:01:00 Family, Regret, and Hopes for the Future 01:09:00 Plans, Reflection, and Final Thoughts _____________________________________________ To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/LockedInWithIanBicka

Rom 11:13-36

Our guest for this episode is the hilarious comedian, cook and author George Egg! He shares some of his best recipes, including the chicken dish Ellie makes every week. We discuss George's favourite comfort food and argue about the best way to make cheese on toast.As usual we go off on a variety of tangents, including grandparenthood, skiffle, chutney, and being locked in the freezer at McDonald's birthday parties in the eighties. Plus we share our top foodie hacks for surviving festivals. As always we end with Scummy Mummy Confessions - Ellie's urinal gourd, George's school fete face painting fiasco, and why Helen can never go back to that petrol station in Ulverston.This episode is fuelled by delicious and bold flavour flipping snacks, thanks to Pilgrims Choice. #ADGeorge's book, Snack Hacker, is out now, and it's brilliant. Ask Nigella! Follow him on Instagram @georgeegg.COME AND SEE OUR LIVE SHOW! We're taking a break from our tour this summer, although you can still catch us at Camp Bestival and the Big Feastival. Then in September we're back on the road, beginning in Gloucester and Sevenoaks, then off to Newcastle, Northallerton, Harrogate, Chipping Norton, Aldershot, Colchester, Guildford, and Finchley. In the first week of November we're doing a big road trip around Ireland - hope to see you there! Dates and tickets from scummymummies.com.WE HAVE A SHOP! Visit scummymummies.com for our ace t-shirts, mugs, and sweatshirts. FREE UK DELIVERY! We're on Instagram and Facebook @scummymummies. If you like the podcast, please rate, review and subscribe. Thank you for listening! Hosted on Acast. See acast.com/privacy for more information.

Shannon's 7:30 Dirty 7-28-2026 See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. [Lavashia D...(Podcast) | Txt] Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. [Lavashia D...(Podcast) | Txt] Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. [Lavashia D...(Podcast) | Txt] Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. [Lavashia D...(Podcast) | Txt] Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. [Lavashia D...(Podcast) | Txt] Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions [Lavashia D...(Podcast) | Txt] Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." [Lavashia D...(Podcast) | Txt] On Asset Protection "The wealth you build can be taken if it's not protected." [Lavashia D...(Podcast) | Txt] On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." [Lavashia D...(Podcast) | Txt] Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Join Lindsay for a Dear FoundHer... Forum Virtual Open House and Networking Event on Thursday, August 20th. Click here to save your seat, it's free. She spent over a decade scaling two of Europe's most successful tech companies, reaching the C-suite along the way. Then she moved back to her hometown and nobody knew her name. That tension is the heart of this episode of Dear FoundHer, and it sets up one of the clearest examples of starting a business after corporate you will hear this year.Host Lindsay Pinchuk talks with Christine de Wendel, co-founder and U.S. CEO of Sunday, the digital checkout platform used in over 3,500 restaurants across the U.S., U.K., and France. Christine spent over a decade scaling two of Europe's biggest e-commerce companies before leaving corporate at 40 to build a company of her own. Her story shows what transitioning from employee to founder really looks like once the safety net disappears.Christine describes the three humbling months she spent building connections in Atlanta before the idea for Sunday took shape, and how a phone call from an old friend turned into a co-founding partnership. She also opens up about startup funding and whether having a male co-founder changed how easily she raised capital.Lindsay and Christine talk candidly about networking for women, credibility, and why making a career pivot later in life can be an advantage instead of a setback. If you have ever wondered whether starting a business after corporate means starting from zero, Christine's story offers a clear answer: the experience, relationships, and skills you have already built still count. Press play to hear how she used them to help raise $145 million for Sunday.Episode Breakdown:00:00 From Tech Executive to Unknown in Atlanta02:56 Christine's Path From Bain to Paris Tech05:47 Why She Waited Until 40 to Start08:25 Uprooting the Family and Moving to Atlanta11:43 The Phone Call That Became Sunday14:47 How the Sunday App Works16:33 A Review Turns Into Real Restaurant Change19:08 How Sunday Makes Money20:57 The 2021 Raise and What Came After22:45 Doubling Transaction Volume24:25 Why Restaurants Are Slow to Adopt26:15 Building Brand Ambassadors and Referral Networks29:47 Funding, Her Co-Founder, and Gender in Fundraising32:55 Motherhood, Pacing, and Doing It All36:46 Three Tips for Women Starting OutConnect with Christine de Wendel:Follow Sunday App on InstagramConnect with Christine on LinkedInSubscribe to The FoundHer Files Follow Dear FoundHer on Instagram Podcast production and show notes provided by HiveCast.fm Hosted on Acast. See acast.com/privacy for more information.

Keith welcomes back Todd Drowlette, star of A&E's The Real Estate Commission, to help demystify commercial real estate for residential investors.  They explore which sectors are most resilient to disruption from AI, automation, and Amazon, why certain office and warehouse assets still work, and how service-based retail like nail salons and quick-service restaurants can offer durable returns.  Todd breaks down the basics and advantages of triple net (NNN) leases, key considerations in office-to-residential conversions, and how rising interest rates are reshaping commercial deals.  He also shares negotiation tactics from large commercial transactions that investors can immediately apply to their next rental property purchase. Episode Page: GetRichEducation.com/616 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. We're talking with the star of the A&E show, the Real Estate Commission today. What real estate sectors are safe from AI, robots, and Amazon disruption? How many deals on the commercial side are still going to implode due to mortgage rates resetting higher? And some of the best negotiation techniques from $100 million deals that you can use in your own deals, and more today on Get Rich Education. You know, Mid South Homebuyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach. For nine years now, their CEO Terry Kerr and his COO Pat Nix have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners, his name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one-on-one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to DanielThomashHind.com. H-I-N-D. That's DanielThomashHind.com and sign up before spots fill. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056 They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Speaker 1  2:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:35   Welcome to GRE from Peoria, Illinois to Peoria, Arizona, and across 188 world nations. I'm Keith Weinhold, and you're listening to Get Rich Education. Though we're a show centered on how to build wealth through residential real estate investing, today we're talking mostly about the commercial side with a guest that's more comfortable investing in commercial real estate than he is residential. We'll learn why. He is the star of the new real estate show called the Real Estate Commission that airs on A&E Network. Todd Drowlette, because he was here with us last year shortly before the show debuted, and he had so many interesting things to tell us then. That's why he's back. Now we know that residential real estate is positioned well at surviving the boom in artificial intelligence's influence because everybody still needs a place to live. You can't download a kitchen or living room, and a chatbot can't replace a roof. But some types of commercial real estate are vulnerable to AI. I'm going to ask Todd which types and businesses are the most resilient to survive AI, robots, and Amazon, because there surely are some. He does a good job of making commercial real estate approachable to those that have never invested in it before.   Keith Weinhold  3:59   Contrary to the narrative, he also likes to talk about why office real estate is not dead. Occupying both worlds, I will ask him about office to residential conversions and also get his take on what is happening with commercial loans because apartment investors have been feeling the pain ever since mortgage rates doubled and nearly tripled in 2022. I'll ask about commercial loans blowing up and just how much more of that is expected to happen because the pain is certainly not over there. Let's meet this week's guest. A series on A and E Television and streaming launched last year called The Real Estate Commission, and it's going well enough that it's gearing up for season two. The star of that show is with us today. He was with us last year just before the show debuted, and that's when he shared all kinds of interesting insights with us, like why. A gas station is on a certain side of the road. He's perhaps the most prolific commercial real estate broker in the nation. He's managing director at Titan Commercial Realty Group in New York, closing deals totaling over $2 billion all across commercial real estate sectors. He's represented everyone from local startups to national reits. Hey, welcome back to Get Rich Education, Todd Drowlette.   Todd Drowlette  5:26   Thank you so much for having me back. I appreciate it. It's always great to talk to you.   Keith Weinhold  5:30   Yeah, same. It was so interesting when you were here last year, and I do want to ask you about how it's going with the A and E show later. Most of our listeners own single family rentals or small multifamily, and I think the commercial side, Todd. Frankly, it it intimidates some people. I know I've thought of it that way before. What are some of the misconceptions that the residential side seems to have about the commercial side?   Todd Drowlette  5:56   So a big misconception is that you have to be smart to do it. You certainly do not. A lot of people also think you have to already be a multimillionaire to do it, right? So the same way with residential, there's levels to it. There's levels to commercial real estate. So I say there's pros and cons, right? So in commercial real estate, if you have an office building or a shopping center or a ground lease, you rent to a McDonald's, whatever. You don't get phone calls at two in the morning saying my hot water tank just exploded, my furnace isn't working. So you still get property management calls, but they're typically from you know Monday through Friday, nine to five type of thing, and you don't need millions of dollars. People think you do. It's like you can buy a small two or three tenant office building or a two or three tenant retail shopping center, maybe something has a nail salon, hair salon in it. Depending on the market you're in, that could be a couple $100,000 to buy. If you're in a tertiary town in the United States, if you're in a major metro, it could be a million, 2  million bucks. But the rent is commiserate with what you're paying. So if you can make an 8 or 10% return, a lot of banks will finance startup people as long they're looking in commercial at the quality of the tenant and what the lease is. So you could have no experience, but if you're going to rent to a Hertz rental car, a Starbucks, a McDonald's, even if you personally have like say a 750 credit score, it's decent. It's not a perfect credit score, but you're financeable. They're lending in commercial real estate based on the credit and the length of the leases, not necessarily on your own financials. And a lot of people don't realize that, and they think, "Oh, bank's never going to approve me because I've never done commercial real estate before. Well, nobody's ever done anything until they do it, right? So as long as you start small, banks will lend to people, you know, on smaller things, there's a ton of pros to being in commercial real estate compared to residential. There's less competition. It's easier to repeat deals because once you know one tenant's looking for something, then you can find the next thing they're looking for, and it's a small knit group. You know, if there's 3 million real estate agents in the United States, I would say across the entire country, maybe 10,000 of us are commercial real estate agents.   Keith Weinhold  8:05   Yeah.   Todd Drowlette  8:06   So if you get into commercial, once you get into that network of people with a deal with the tenants and the whatever, you know, if you're in, you're in. If you're out, you're out. That was a very long answer to a very short question.   Keith Weinhold  8:16   Well, some people even have one of the same hangups about residential real estate investing-they think just to buy income property takes an awful lot of money, not realizing you can start with a single-family home of less than 300k or even less than 200k still today and make a small down payment on it. And you know, Todd, I think one thing that refines commercial real estate for some people and piques interest among residential investors is one of the first things that they learn when they're finding out about commercial real estate investing is the triple net lease. Oftentimes, you see that abbreviated NNN out there, and how that can make things somewhat more hands off for that commercial real estate investor. So, can you tell us about triple net leases?   Todd Drowlette  9:00   I sure can. Number one, the funny thing about triple net leases: none of the three things the N's represent start with an N. So your triple nets are literally your real estate taxes, your insurance, and your commonary maintenance. None of which start with an N. Yet it's called N N N.   Keith Weinhold  9:14   It's kind of like reading, writing, and arithmetic. The 3r is what only one of them starts with an R. It's a terrible acronym, but yes.   Todd Drowlette  9:22   Exactly. So there's different types of triple net properties. So essentially, a triple net property, unlike most residential, where you're responsible, you get X amount of rent, and then out of that rent for your income, you're going to subtract out your school tax, your property tax, your property insurance, liability insurance, you know, snow plowing, lawn mowing, all that type of stuff, right? So triple net properties, you have absolute net properties, which is the best thing you can own from a landlord's perspective. Those are things that are called absolute ground leases or an absolute net lease. Typically, you'll see those in like many gas stations. Will be that a lot of McDonald's. Deals are that where essentially you own a piece of property, you buy a piece of property, and you go here. You have X amount of time to put your building up, do construction, get your approvals. You're going to pay me X per month in a ground rent. You build your own building, you own your own building, you're responsible for it, and I just own the dirt. And those are typically 10 to 20 year leases with options. The downside of a triple net ground lease is you can't depreciate anything because it's just ground, right? So you don't get the depreciation you get with other properties, but you have no risk other than the credit of the tenant. So if you're signing a lease with the United States Postal Service and it's the federal government, you know you're getting that. Those will trade typically about one percentage point higher than U.S. Treasuries because there's very, very little risk in it. But there is some risk, so as an investor, you need a little bit better return than the guarantee of a U.S. Treasury.   Todd Drowlette  10:54   Then you have roof and structure triple net properties, where basically, okay, the roof and the structure I'm responsible for as the landlord. Anything inside of that, or you're responsible for, and then the tenants pay the proportionate share of, like I said, the taxes, the snow plowing, whatever. If that's a multi-tenant building, then you run the risk. Oh, tenant moves out as the landlord, you got to pick up that percentage. If if you have a 10,000 foot building and someone's in 2000 feet and they move out, well, now you're responsible for 20% of that tax and CAM and insurance bill until you replace it with a new tenant. But typically, if you're investing in small strip centers, smaller office buildings, which people say office is dead, I've made a fortune in office. Office is not dead. You just have to own the right office in the right place. A lot of downtown offices are dead, where they're moving to the suburbs for drugs and a lot of other issues. But typically, you know, strip centers today, people are buying those for 8% returns to as much as 10, 12% and a lot of times they're vacancy. That's upside you can add into it as well. But again, these are all things that you can get into for a couple $100,000 down, and there's way more room for error than people think there is. As long as you have a professional that's looking at the lease for you before you buy it, you know you just want to make sure the guarantee is on the lease that you have corporate guarantees. But typically, if a bank will finance it, they're also looking at that. But it's not as scary as people think it is, and it's really a strong alternative to investing in single-family homes. Not that I'm knocking single-family homes. There's pros and cons to literally everything you do in life, as you know. 100.   Keith Weinhold  12:28   A triple net lease, where in commercial property the tenant covers three main expenses or nets: property taxes, insurance, and the maintenance and repairs. And in a lot of the situations, like Todd is describing, that really leaves landlords responsible for little more than the mortgage, really increasing the passivity here. And you know, tenants that are willing to shoulder a triple net lease, I don't think of them as taking on those extra costs for nothing. I think about it is in exchange, tenants typically pay lower rent then, and the tenant also gets more control over the property in a triple net arrangement.   Todd Drowlette  13:08   That's a generally safe thing to say, but I hate saying this. I can't believe I'm even saying this, but you know they say location, location, location. So it really depends on the market. The biggest mistake people make to go, oh, I get asked all the time, should I invest in land? I'm like, hell no, raw land. I go when I develop stuff, I have a use for it. Once I get the approvals, then I'll close and buy the land. Land banking stuff and just going and buying land and hoping it goes up in value. I have a number one rule that I always say to people, and it's anytime you can buy $1 for 50 cents, you buy it, but you don't buy property for $1 hoping it goes to $2 because there's no guarantee that that'll happen. In raw land, you know you have a guaranteed. You're paying taxes every year, so just paying taxes on something that's also not returning you anything is a terrible investment, in my opinion. You're speculating. If you want to speculate, just go to the casino, play roulette, pick black or red, and you have roughly a 50-50 shop minus the three greens, but there's a lot easier ways to make money than buying raw land. But shopping centers, triple net properties, there's definitely ways for people to get into that that are much lower risk, and they're not as scary as you'd think. And many banks will finance them.   Keith Weinhold  14:18   Now, if you had to buy one commercial asset today, what would that be? I know that might depend on some factors, but generally, I've got to say, industrial comes to mind for me as one of the hottest commercial real estate asset classes in quite a while.   Todd Drowlette  14:32   So I would pick two strategies. One would be high bay warehouse, whether it's specifically industrial or just warehouse, but things with high ceilings, open floor plans, like you know, a 20,000 foot warehouse, 30,000 feet, something in that range, that a lot of people want that type of use. Warehouse rents have been increasing way faster than office or retail rents have been in the same markets. And as things get more and more automated, you still need to ship stuff. You still need to. Stuff you still need to get things to people's houses, so with the whole AI boom and the crazy things that are happening, I think there's going to be a lot fewer people with jobs sooner than people realize. But I do think the warehouse is a good thing to be invested in, especially if it's on main streets. It could be retail, could be warehouse, could be whatever. The second thing I'll say that's very low risk are any businesses that Amazon can't compete with you for. So, a small strip center that's two or three tenants, that's a hair salon, a nail salon, service type business, retail tenants, because it's a turnover business. So, like nail salons, they're never going to come to your house and do your nails unless you're a billionaire, because they can make more money with people coming to them in back-to-back appointments. So any type of service business tenant that you can have, and typically nail salons, hair salons, they don't usually go out completely. Usually, if they don't want to do it anymore, they'll sell the business to somebody else, and you keep a tenant. From an ownership standpoint, there's very low turnover and having to pay new brokerage fees or do give tenant fit-ups or free rent to like get their business up and running. So I would either go high bay warehouse with loading docks like 18 foot, 20 foot or higher ceilings, open floor plans, overhead doors, 20, 30,000 square feet, or two or three tenant strip malls with high traffic counts, good suburban locations that have service type businesses. Those are your two. Would be very hard to lose as long as you don't overpay when you buy them.   Keith Weinhold  16:25   This is such an interesting thing to say when you think about a resilient business, something that can't easily be disrupted by AI or Amazon, which something like a nail salon would fit into. Tell us about some of those other types that might fit into a small retail center that are resilient that way.   Todd Drowlette  16:45   End caps, so any kind of like a Popeyes, a McDonald's, anything that's drive-through or food. Even you're starting to see, you know, the Tesla robots, and you're seeing more and more of that. However, people will still buy the food. So whether the employees are actually still in there, it's all robots. They still physically need a place that's close and convenient for people to drive to, or even the food delivery apps. Like a lot of the retail restaurants now are telling me 30, 40% of their orders are delivery through like Uber Eats and whatever. But those are great tenants to have because they're still making money, and as the world's changing, they're adapting. And I want tenants that adapt to the changing world. And honestly, they can afford to pay more. This is terrible. But from a strictly landlord perspective, the fewer employees they have, you don't have workers' comp claims, you don't have the insurance, you don't have all those things. The more you can afford to pay rent to landlords. So as the world's changing, those type of retail, small strip centers, end caps, fast food, QSR type food, quick serve retail. Those are definitely things that I would be considering if I was someone getting into this, and they're things that I also own. So I always recommend what I would do myself.   Keith Weinhold  17:55   Right, and with that commercial tenant, if they're serving fast food, yes, it's not like their customer has to physically show up there at that business for that business to thrive.   Todd Drowlette  18:06   And actually, if you have them as a tenant, because of the delivery, like with a drive-through, you're typically only working off one or two miles. But Uber Eats or these other meal services, they're now going out five, six, even seven miles in some places. So that actually means their sales could be higher. And another thing I didn't mention, but now I'm thinking, a lot of restaurant tenants will pay a percentage rent. So actually, as their sales go up, even though there's not more infrastructure, you know, strains from more customers coming in and out of your property, as they're doing the meal delivery, you're actually potentially be getting cut of that as a landlord with percentage rent, which is a thing that doesn't exist in residential real estate, obviously, there's multiple streams of income for triple net properties at times when you have percentage rent that doesn't exist in warehouse, where it's in retail. It doesn't exist in office, doesn't exist in warehouse, doesn't exist in residential. So that can be a nice bonus, and you see that with supermarkets, restaurants, different types of retailers pay percentage run.   Keith Weinhold  19:05   Okay, so in a sense, Todd, we've been talking about going against the flow, if you will, in being in businesses that are resilient toward disruption from AI or Amazon. But while we're talking about industrial real estate, warehouses do come to mind for me soon afterward, I think generations ago maybe industrial had the connotation of a dirty factory. But today, when I think about warehouses, I think about Amazon fulfillment centers or AI data centers. So, what is the business like for investing in those sort of warehouse deals, and how do those deals even get put together for these warehouse types.   Todd Drowlette  19:42   So you have two types. So you have people who do spec building. So there's guys that will go out and say, "Hey, I'm in the warehousing business, and they'll go through. They'll get approvals and they'll say they'll buy 10 acres, 20 acres, 30 acres, and they'll say, "Okay, we're going to." Put I'm making this up. 500,000 square feet of warehouse on this. They'll go get approved, but they basically will put up a spec building of 40,000 50,000 feet, and then they'll lease it. Depending how long it takes them to lease it, then they'll build the next one. Once you kind of have one building up, it's much easier to prelease. If you just have a piece of dirt and say, hey, I'm going to do a warehouse building here. Unless you have a direct in specifically with Amazon, and they're like, hey, we need to be in Skoda, New York, you know, at this exit within 10 miles of that. And it's like anything. Once you do something for someone once, they're working across the whole country. So if you're particularly good in a specific region as developer, they will often say, "Hey, find me a spot here, here, because they're in the business of getting open and running data centers. They don't care if you're making a profit on the real estate, and they're not set up to locally go through the approvals, know the politicians, know the process, that whole thing. So there's opportunities like that. If you don't know anyone from a hole in the wall, if you have a big piece of property and you start with whatever you're comfortable with to spec out a warehouse, 10,000 feet, 5000 feet. See how long it takes. Do you lease that in six months? Does it take three months? Does it take a year? And then you can kind of take some of the profits from that, either refinance, or if you have a construction loan, then build the next one, build the next one, and build the next one. You can kind of build out as the demand comes along.   Keith Weinhold  21:22   You're listening to Get Rich Education. We're talking to the star of the A and E show, the Real Estate Commission, Todd Drowlette. So much when we come back. He's going to update us on what's happening with office to residential conversions, how much higher interest rate pain is still going to surface in some of these deals, and a negotiation tactic or two that you can use for your own residential deals. I'm your host Keith Weinhold. Flock Homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now, mom and pop landlords can 721 the residential real estate request your initial valuation. See if your properties qualify at flockhomes.com/gre. That's flockehomes.com/gre. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent, on-time investor payouts, they built real credibility.   Todd Drowlette  24:15   Well, I'll tell you about some of the pitfalls, and I'll tell you the huge opportunities. If you have office buildings that are vacant, you know, particularly in downtown municipalities like in Albany, New York, you know, our state capital in New York. Politicians and the government right now are creating a lot of incentives to convert those, where they're putting up grant and giving away millions of dollars to private developers that you don't have to repay. So there's a huge opportunity to have people take on a lot of the risk for you to do it. Some of the pitfalls people get into are you want to pick the right office building to do it for. So you want to a make sure that that office building either has on site parking garages or on site parking because I've seen people try to do it and that. Downtowns where there's no parking, and you can put a lot of money in a building with no parking. And if you're not in New York City, where people are used to, and you're competing against suburban apartments, that's a tough sell. So that's number one. Number two, for whatever reason, people really want in office buildings and downtown settings floor-to-ceiling windows. So you really want to pick office buildings that already have floor-to-ceiling windows because it can be very expensive. If you get over three floors, it can be very expensive to cut out windows and make them larger. And another, this is a huge money potential pitfall if you're not careful. Many municipalities and states have different codes for elevators for residential buildings than they have for office. It makes no sense to me, but office buildings. It has to do with fitting the elevator has to be large enough that you can get a stretcher if someone had a heart attack and needed to be wheeled out. Ah, for some reason, residential buildings require larger elevators, and if your shaft isn't big enough and your car isn't big enough. You could have a million dollars or more of an unexpected expense to either make the shaft bigger. Some buildings you can't even do it.   Keith Weinhold  26:08   Well, but if it was originally set up for-   Todd Drowlette  26:09   It doesn't make any sense either. This is new. If you have an office building that's 30 stories tall, people could have heart attacks in the middle of the day at the office. So how is that any different than if they're at home in an apartment and have a heart attack, so it doesn't make any sense to me why the code is different for the fire code. But in New York State, the fire code is different, and that can be astronomically expensive, or it can literally stop your project dead in the tracks if it just becomes cost prohibitive to do it.   Keith Weinhold  26:34   That's something that I never would have thought about. I generally like to see office to residential conversions revitalizing central business districts in our cities. You know, you talked about the parking before having less need for parking. If people can walk to work and where they work, that increases the walkability of an area. I like so many things about office to residential conversions, despite all the hardships and the pitfalls you have to avoid.   Todd Drowlette  27:01   Oh, they're great. You just want to make sure you're picking the right building. So my point is, if you have five or 10 vacant office buildings, mostly vacant office buildings, just make sure you're choosing the right one. And before you buy it, do your due diligence and go through with contractors and engineers and architects that understand all the codes and say, hey, the other positive thing that saves money in office conversions is most office buildings. If you have an elevator bank, typically have bathrooms directly across from the elevator bank, so water and sewer can be very expensive when you're running apartments. So having central lines going up through usually concrete floors can save you a ton of money in the design and the layout of how you place the units and do it around central bathrooms, but typically larger office buildings will have plumbing and sewer on different parts of the floor. So it just means you have to go less distance and it saves money. And a lot of office buildings, even older ones, have higher ceilings, which today is very desirable for apartments. So if you can have a building that has natural light, high ceilings, and you can get grant money to do it, that's definitely something people should look into. And even with a smaller building, I've seen people in New York people are converting 5000 foot office buildings into like five units. You know, there's money to be made. You just have to buy right. I always say, you know, if you can buy $1 for 50 cents. Buy it. Don't buy $1 and hope it goes to $2 A   Keith Weinhold  28:25   lot of these physical limitations, oftentimes in the office to residential conversion, and Todd in the residential world, oftentimes apartment buildings have been problematic. A lot of these syndicators have had their deals blow up because in 2022 or earlier they got five to seven year fixed rate debt. Those deals are coming due. The mortgage payments double, and a lot of times the operator just can't meet it, and it blows up. And apartment building values have been down about 30% nationally, largely for that reason, even though an apartment building owner gets a commercial loan, I still want to know from the commercial side and the commercial use type how much higher interest rate pain do you see that has surfaced and is still going to surface.   Todd Drowlette  29:17   So, I'll answer this by quoting my grandmother. She said, "Anytime you want to cook, whatever size pot you think you need, pick twice that size pot and start using that.   Keith Weinhold  29:29   Yeah.   Todd Drowlette  29:29   So I say the same thing when you're financing a deal or you're writing it out and seeing what your returns are. I always say to people, make sure that you have a big enough cushion in there for all the things you can never predict in commercial loans, there's a ton of guys that are about to lose their shirts, and you're starting to see it because, unfortunately, I don't know if it's true in residential real estate, but in commercial real estate, I've seen guys go from nothing to 50 million, 100 million, $200 million net worths, but I've also seen. Lose everything. So what happens in commercial real estate that you don't want to do is so many people say OPM, use other people's money, use other people's money, use other people's money, which is fine as a strategy. But what you don't want to do is cross collateralized loans. So if you have one property and then you go, oh, let me refinance that and then buy a next property and I'll refinance that and buy the next property, and then the bank's like, okay, we'll refinance that, but we're going to now tie all these properties together as one mortgage, or you're going to cross guarantee these properties. Right. The problem with that is, the people who do that strategy, if you started at that, you know, in 2021 when interest rates, you could get things at three and three quarters percent. Well, commercial loans are five-year loans typically, and they might have 20 or 20-five-year amortizations. So, unlike a residential mortgage that's a 15 or 20 or 30-year self-amortizing loan, they're not. At the end of five years, you have a balloon payment that you have to pay off. So, if interest rates are going down, that's amazing because if your tenants are the same, and even if your rents didn't change, and you bought something at 6% and now it's at 5% Your cash flow goes up significantly, and nothing happened other than your refinance. The problem is you have a ton of guys right now, guys, women, people that were financing stuff five years ago at three and three quarters, and now interest rates are hanging six and a quarter, six and a half, depending on the property, is might maybe seven. Same tenant, same everything. You're giving the keys back to the bank because you're broke now. Because all of a sudden you're financing, you squeeze too much out of the deal. I always say you can take on the in in or you can take on the out, but you can't have both. So when people are financing stuff, they just need to make sure. Like here's another thing I'll go off on. A lot of people will buy stuff with tax credits, and you see even with residential apartments, a lot of guys are financing that, selling people tax credits. Economies and things change and things move. If a deal is so tight that you need the tax credits to make the deal make sense, yeah, don't do the fricking deal because tax credits should be an added bonus. That's just, hey, that's a nice adding to the cushion. So many people have razor thin margins. They go, oh well, I do the tax credits. If I can get 70 cents on the dollar, this is how I make the money. I tell people I will have nothing to do with tax credit deals unless it's strictly a bonus. The deal has to stand on its own, and always assume in the course of five years interest rates could go up three points or down three points. Most people will not listen to me and will not do that. If you do that, you'll never get killed and you won't lose a property. It's super conservative, but there's enough money you can make, and if you buy it right, that's how you can afford to figure that spread in when you're financing something. But just so many people get greedy, and I just think back to my friend Bob Bear, who died. I met him when he was like 70-five. He was a billionaire, self-made, and he used to say to me, "It's not what you make; it's what you keep. And when people would ask how rich are you, he knew how rich he was. He would say, "I don't owe anybody in the world a dime.   Todd Drowlette  32:59   And to me, my entire strategy is I don't owe anybody in the world a dime. So I personally look at deals and say, out of my own cash flows, what can I buy? And instead of buying four properties a year, I might buy one property a year. But if I'm buying that and compounding my returns, I'm not paying interest to the banks. So it's just a different strategy. I sleep at night. I'm like the multimillionaire next door. I don't live extravagantly. I don't drive Ferraris and Rolls Royces. That's just not my thing. But I sleep at night and I have peace, which is important to me, knowing I don't owe anybody in the world a dime. But will I get as rich as the guy who's risking everything? No. But real estate to me is musical chairs, and the music always stops at some point. And there's never enough chairs for everybody. But if you're somebody who's in a cash position, which you're going to be going through in the next six months to a year, on the residential and commercial, I think there's going to be blood in the streets. And I think people who are sitting in cash are going to have like a once in a lifetime opportunity to buy things at a deep discount.   Keith Weinhold  34:02   Philosophically, we're different in one way. I use debt and leverage to grow larger, but ensuring that I do have enough income to cover the mortgage and all the operating expenses. But Todd, to your analogy about your grandmother in selecting a bigger pot than what she would need to cook whatever she's going to do, when it does come to debt, the last time I bought an apartment building myself, which wasn't recent, I could have chosen seven-year fixed-rate debt with a balloon at the end, or 10-year fixed-rate debt with a balloon at the end. The 10-year fixed-rate debt cost me one quarter of a percent more in mortgage rate, which dented my cash flow during the entire duration of that loan. But I did indeed choose that 10-year loan in order to have that much more certainty, and I sure am glad that that's what I did.   Todd Drowlette  34:54   That's always the game because it's people think that rich people know what you don't, or it's inside. Whatever I'm like. Number one, if you sit in a room with a bunch of rich people, yes, they will work against you if it benefits them to work together. But if it doesn't, you have egos and separate interests that are all competing. And there's always that thing of I know very very rich people who could buy and sell me 100 times over, and I also know that you don't know what you don't know, and the world has gotten so complicated, and financial markets are all intertwined globally. Anyone to be able to predict, it's like it's a crapshoot when you're like, okay, do I take seven years? Where do I think interest rates will be in seven years? It's hard to say where interest rates going to be tomorrow. You ask a banker tomorrow, they can't tell you. So it's like, what's your best educated guess of seven or 10 years? What's the better play? But I always go the conservative route.   Keith Weinhold  35:43   I think it's easier to predict the future direction of capital prices than it is interest rates. Myself,   Todd Drowlette  35:50   but I will say also, I am the exception. And if you have 100 other guests on here in the next year, well, 50-one more guests in here the next year, yeah, they would all say Todd's an idiot. That's terrible advice. If you want to get rich, literally leverage, leverage. Just do it intelligently, and I acknowledge that. I don't see the world the way other people do, but my end game is to be rich and comfortable, and to sleep at night with peace. And that's why I choose to do what I do, realizing I'm giving up. It's the you know what are you giving up to what do you gain benefit analysis, and I'm realizing I'm giving up some upside in my total potential net worth. But I like peace, and you know I had anxiety for years. I don't have it anymore, and I live my life to be as anxiety free as I can possibly be.   Keith Weinhold  36:34   That's interesting, and that certainly works for you, Todd. What's one negotiation tactic that you get from dealing with, well, let's say Decca or Centa million dollar commercial deals that our listeners could use the very next time that they buy a rental property.   Todd Drowlette  36:53   So the number one mistake I think people make is they assume what's motivating the other person, and they assume it's always price. So anytime I'm going to negotiate a deal from someone, whoever has the most information always wins, and whoever doesn't need the deal always wins. Yeah. So I want to know as much about that other person on the other side as I am. Are they going through a divorce? Are they desperate? Do they hate each other? Is it a partnership breakup? Did somebody inherit it and they live five states away and don't even know what this thing is worth that they have. So the number one thing from a negotiating standpoint is understand exactly who you're negotiating with and what's motivating them. From an actual tactic standpoint, just think logically through whatever the process is, and you can always go up. You can't go down. So the key is to offer as little as you can without insulting the person, so they don't even respond. So figure out what that fine line is, and before you go into the negotiation, know what your walk away number is. That's just the point you're not getting over. The fast way to lose in a negotiation is to get stuck in a bidding war. There's nothing I want so much that I'm going to overpay for it. So when people go, "Well, if somebody else is interested, I go then sell it to them. Yeah, I don't need it. Sell it to them. And then the other thing I'll say is, if you start the negotiation, this is the one piece. Say your number and shut up. So many people are scared of silence. And then, right, if the person doesn't immediately respond, they go, "Oh, well, I guess I offered you 500,000 I mean, I guess I could go 550. As soon as you talk after you give a number, you're negotiating against yourself. So throw the number, let it land wherever it lands, and do not talk until that person responds to you. That's like the number one mistake I see people do. They throw out a number, they get nervous with the silence, and then they immediately go up in their offer. That person could have been thinking, "Oh my God, did I forget to call back my whatever? And they're not even thinking about the number you just threw out. But people just assume, oh God, the number was too low, and then they negotiate against those. Do not do that.   Keith Weinhold  38:48   Risk the awkward silence. And yes, to your point about learning more about the other side, terms are often more important than price for sure. Well, Todd, you know a lot of commercial real estate content in mainstream media it tends to focus on these big institutional deals. But what has made your A and E show interesting, the Real Estate Commission, is what it's called. Is it focuses more on sort of leasing and this negotiation that we're just touching on there, and that's what makes you interesting. So tell us about what audiences can expect for season two of the Real Estate Commission on A and E.   Todd Drowlette  39:24   So, season two, you will 100% see real landlords, real brokers, real investors. You'll see real retailers. You'll see people relocating their offices in New York City. You'll see stuff in upstate New York. It's generally in the Northeast. In the first season, we helped a kitchen cabinet manufacturer relocate their suburban offices in Philadelphia. I sold a 50-unit HUD property that has a HAP contract you might be familiar with. That was crazy going through a bankruptcy foreclosure proceeding two year. That was crazy. Yeah, so you are going to. See more of that. It's a documentary. It's not a reality show, so you're watching the deal as it unfolds. Some things have happy endings. Some things have terrible endings, but they're real endings either way. So people will see a lot of that of deals happening in the Northeast. And if someone's listening and they're a business owner and they want to be part of the show, they can apply. We're announcing the casting will be open for about three weeks across the U.S. They can go to the realestatecommission.com/forward/tv and they can apply to be part of the show.   Keith Weinhold  40:32   Now, since you started this last year, I want to ask: Has this A and E exposure helped you generate more business and create traffic? I would really think so.   Todd Drowlette  40:42   Yeah, I wasn't sure. You know how because you never anything new. You never know, right? Like I put time and energy into it. It definitely did. Definitely, people start to notice you, which is a little weird. I was in a cell phone store, and they literally it was playing, and the guy's like, "Oh, it's you! Like, and then everybody who's walking in, he's like, "Hey, look, it's the guy on TV. He's right here. That was like kind of an awkward. Like, I'm like, "Okay, this is weird. Guy was excited, so that was fine. It's an adjustment of things, but it definitely has increased our overall visibility and people reaching out to do deals with us for sure.   Keith Weinhold  41:18   Is there any last resource you'd like to tell our audience about.   Todd Drowlette  41:21   I would just quickly announce the first season did so well. We're actually doing a spinoff show that'll also air on A and E called the Real Estate Commission New York that we're casting in upstate New York as well as New York City for brokers, agents, home sellers, home buyers that will actually document real buyers, real sellers, same thing. It'll follow our format, which I know there's a million shows on TV about real estate. Those are reality shows, not docu series. And I'll say, without going into the details, there's a very big difference between those two and what you're actually seeing on camera and what's happening. That will air in March of 2027, back to back with our show, I will make cameos in that. But I'm executive producing that show, so from your residential audience, that's a show they should tune into. I think they'll get a lot out of it.   Keith Weinhold  42:12   Congratulations! Your show has had so much success that it's setting the template for another show, and it has been most interesting since we first had you here last year to follow this along, Todd Drowlette. It's been a valuable chat. Thanks so much for coming back onto the show.   Todd Drowlette  42:28   I'd love to come back anytime, and thank you so much for having me on again. I appreciate it.   Keith Weinhold  42:38   Drowlette is spelled D R O W L E T T E. Todd and I talk a good bit off mic as well. In addition to the elevators, sometimes he emphasizes how cumbersome to impossible HVAC system compatibility is when you're doing office to residential building conversions. Too, you just never seem to hear about an easier than expected office to residential property conversion. It is most interesting and rare that Todd is not much of a leverage guy at all. Whereas in the vein of financially free beats debt free, I like to approach deals where the interest cost is lower than the expected opportunity cost. When it comes to negotiating, some of Todd's approach, you know, it's similar to what prominent hostage negotiator Chris Voss shared with you here on the show a few years ago. That silence is powerful in negotiating. In fact, if you feel like you need to say something to fill the silence. Use what Chris Voss calls the mirroring technique, and the mirroring technique that is simply repeating what the other party just said, kind of like a parrot would. For example, if you're trying to buy a property and the seller says that the best they can do is sell it to you for 550k and a delayed 90-day close. Reply with 550k and a 90-day close, and then listen to see if the seller comes down from there. Or instead, you can simply say nothing and just sit there with the silence like Todd recommended. The reason I like these particular negotiating techniques right here is that they're easy to remember and they're easy to do. You either remain silent or, per the mirroring technique, you just repeat the last words that the other party said. Thanks to Todd Drowlette today, you can check out the real estate commission on A and E Coming up here on the show soon. Back to residential, where for the first time ever on the show here we discuss what might be the greatest real estate cash flow strategy because it's becoming quite popular today. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  45:08   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  45:36   The preceding program was brought to you by your home for wealth building getricheducation.com  

Do you have a vision for your family and right now it seems like you're the only one interested? I've been there. This episode will ask you crucial questions to hold tightly to what you want and loosely to how you get it. Email me "coaching" to connect@momset.com if you are ready to create freedom in your mind and start living as who you want to be, no matter where you go or who you're with. Just tell me what you want to work on! For seven years I could hardly get my husband to go for a family walk and now he's running ultra marathons, asking US to go for walks with him and signing me up for 10k's... how did we get here? I'm so glad we are here. Enjoy the show and please leave a review if this episode left you better than it found you. Tessa Romero

(00:00-17:25) Breaking down Mayor Spencer's comments. Come home, Ja. Family names on the Stanley Cup. Just don't see a world where the Trailblazers don't end up here. Detroit, Flint, and St. Louis.(17:33-28:11) Go, Johnny Go. Back 2 The Future. Jackson doesn't want B2TF to be remade and mess with the charm. Which films should be remade? Audio of Ahmad Hardy talking about being excited to get back from his injury. The North End Zone is looking good. Gonna be carnage in the SEC this year with the nine game conference schedule.(28:21-36:11) Avatar. EMOTD.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

38 Special. What about LOLz? Is the lede the Doggies winning or the Cardinals death spiral? Middle school social hour. The bottle rocket effect of prospects. Sex, porn, wealth, and elderly abuse. Jackson's got some colors going on today. Sometimes some lakes smell. Surprise guest in studio at 9:00.Billy Gilman's perspective is what we all need. Mayor Cara Spencer is the guest that will joins us and apparently it wasn't much of a surprise. You can't lose Arbor Day. WNBA is a Takesmith's Paradise. A secondary lede. Papers says the Portland situation is something to monitor. Make STL the only city with NBA, NHL, and MLB but no NFL. Doug wants to invent an air conditioned hat. Public flogging. IT WAS THE POWER, NOT THE A.C.!!!Swimmin' by the dock. That's alright, that's ok, you'll work for us someday. Phone lines are lighting up, let's start with Sanford. Sanford has some power advice for Jackson. Let's go with John Rice next. He's a trouble maker so look out. John wants to know if we'll get anything for Dustin May. Audio of John Denton talking about the idea of the Cardinals shopping Masyn Winn for a pitcher. Bad news on the turkey burger front at Busch. Bucket O Donuts.Joined by voice of the Blues, Chris Kerber. With Jordan Kyrou gone, it's now Robert Thomas's team. What he is expecting out of Thomas this season. No real surprise moves this offseason. The Binnington/Hofer goaltending situation. Who goes into the season as the number one? Goaltending is the strength of the team. Jeremy Rutherford's article in The Athletic on the Blues all time Blues villain. Debating the villains over the years.The insecure narcissist. Some are saying Jackson is in line to be the St. Louis Trailblazers play-by-play guy. Who would Jackson want as his color guy? The Sinkhole City. Friend of the show, Joe Buck elected to the Baseball Hall of Fame with the Ford C. Frick Award. Audio from Joe's speech. Pujols the next Cardinal to get in. Will he be unanimous?Mayor Cara Spencer joins us in studio. The Rams settlement money. Revitalizing north city and downtown. Trying to bring people back to downtown. Could St. Louis experience a renaissance like Detroit? Trying to fight the reputation of downtown being unsafe. The perception that Mayor Spence isn't "pro-sports." NBA in St. Louis? The airport. What has been most surprising during her time as Mayor?Breaking down Mayor Spencer's comments. Come home, Ja. Family names on the Stanley Cup. Just don't see a world where the Trailblazers don't end up here. Detroit, Flint, and St. Louis.Go, Johnny Go. Back 2 The Future. Jackson doesn't want B2TF to be remade and mess with the charm. Which films should be remade? Audio of Ahmad Hardy talking about being excited to get back from his injury. The North End Zone is looking good. Gonna be carnage in the SEC this year with the nine game conference schedule.Avatar. EMOTD.James Carlton in studio and he's fired up about the Trailblazers coming to St. Louis. The early FFF's in Webster Groves. Looking at the 2026 SEC football landscape. Should we base things off of the NCAA Football game. Chairman created TMA University and they're in the Natty tonight against Virginia. It's not playing well. Chairman doesn't need this on the day of the Natty.Primal Fear. Chairman is getting the TMAU hype video up on the TMA Instagram.Virginia vs. TMAU tonight at 8PM. The winner of the EMOTD is....See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this "From The Archives" episode, we revisit this popular series entitled Seven Vital Steps to Building a Christian Family, based on Deuteronomy 6. God charged Israel to live distinctly from surrounding culture and to actively pass that faith down to children and grandchildren. This is a multi-generational, slow-built process rather than a quick fix. Step One: The Fear of the Lord Psalm 33:8, Psalm 33:18, Psalm 34:7, Psalm 111:10, Proverbs 1:7, 1:29, 8:13, 10:27, 14:27 — Fearing God is tied to wisdom, knowledge, protection, and a fuller life. Practical ways to cultivate reverence in kids Congregational singing as an act of worship and awe Daily gratitude and prayer at meals Careful, deliberate use of God's name in the home Creating "awe" experiences

Send us Fan MailThis week on Impact Without Limits, Brian and Dale welcome two very special guests to the podcast—Brian's two youngest daughters, Meredith and Ava Karmie. From growing up alongside ForeverLawn to reflecting on the values that shaped their family, the conversation offers a heartfelt look at faith, family, and the legacy of a business built on purpose. Along the way, they share memories of the American Revolution series, childhood adventures, and what it was like growing up as part of the Karmie family.Filled with laughter, meaningful stories, and plenty of sibling banter, this episode provides a behind-the-scenes glimpse into the next generation of the Karmie family. Meredith and Ava discuss their own career paths, what they've learned from working inside the family business, and the importance of integrity, service, and keeping Christ at the center of everything they do. It's a warm, personal conversation about legacy, leadership, and the relationships that matter most.Episode Highlights: Growing up in the Karmie Army.Life at ForeverLawn.Family stories & laughs.Lessons that last.Looking to the future.Links Mentioned in Episode/Find More on ForeverLawn:www.foreverlawn.comImpact Without Limits Instagram: @impact_withoutlimitsForeverLawn's Instagram: @foreverlawnincGet Grass Without Limits HereVisit our show notes page HERESubscribe to Our Newsletter HEREDale's Instagram: @dalekarmieBrian's Instagram: @bkarmieFind Our Shorts on the ForeverLawn YouTube ChannelThis show has been produced by Adkins Media Co.

Join Dan and Stephanie Burke as they discuss what a good spiritual direction session should look like, the importance of prayer before meeting, how frequenting the Sacraments helps draw you deeper, and more! Resources: Avila Summit: Spiritual Warfare and the Family - event Spiritual Warfare and Discernment of Spirits - video series Discernment of Spirits for Beginners - Dr. Mary Ruth Hackett & Dan Burke Into the Deep - video series Finding Peace in the Storm - Dan Burke Into the Deep – Dan Burke Spiritual Warfare and the Discernment of Spirits - Dan Burke The Contemplative Rosary - Dan Burke and Connie Rossini A Catholic Guide to Mindfulness - Susan Brinkmann OCDS SpiritualDirection.com/Events - website Avila Institute for Spiritual Formation EWTN Religious Catalogue – online

In this episode, we explore the journey of Jeremy's Matuszewski sons, TJ and Bobby, as they transition into the family business, Thunderstruck. We discuss their experiences with farm shows, product innovation, and balancing sports, coaching, and work, highlighting the importance of family, innovation, and industry connections. Key topics Transition from non-ag backgrounds to family business Farm show strategies and customer engagement Product innovation and design in agriculture Balancing sports, coaching, and work commitments Family dynamics and succession in agriculture Chapters 00:00Introduction to Thunderstruck and the Guests 01:58The Sons' Backgrounds and Entry into the Family Business 07:10Learning Curve at Farm Shows and Farmer Interactions 11:56Product Innovation: Concaves and Design Process 19:45Balancing Sports, Coaching, and Work 29:48Family Dynamics and Coming Full Circle 39:49The Thunderstruck Family and Industry Connections 49:52Company Growth, Show Strategies, and Future Plans 53:26Closing Remarks and Contact Information

Rom 10:13-11:12

6% of us do...

Half naked mime covered in baby oil terrorized women in a Massachusetts park. Russian authorities are going to raid shopping malls for radical youths. Family discovers body of a dead stranger in the freezer of their recently deceased relative in Alaska. Weird AF News is the only daily weird news podcast in the world. Weird news 5 days/week and on Friday it's only Floridaman. SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones - wants Jonesy to come perform standup comedy in your city? Fill out the form: https://docs.google.com/forms/d/e/1FAIpQLSfvYbm8Wgz3Oc2KSDg0-C6EtSlx369bvi7xdUpx_7UNGA_fIw/viewform Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Joseph Duggar's arrest in Bay County, Florida isn't just a new headline for the Duggar family, it's a hinge point that connects a 2015 television confession, a 2003 cover-up, and a completely separate child endangerment case eight hundred miles away in Ohio. Tony Brueski starts with the tape: Joseph Duggar, on camera in December of 2015, describing his brother Josh's secret life and calling it heartbreaking. Then the 2026 affidavit alleging Joseph Duggar asked a nine-year-old girl to sit on his lap on a family trip to Panama City Beach. He's pleaded not guilty and posted a six hundred thousand dollar bond. In between sits 2003, when Jim Bob Duggar took his oldest son to a family friend with a badge instead of the police, a decision that kept the case out of court, made under a family doctrine that treated going outside the chain of command as the real danger. It also matters, a great deal, who that man with the badge turned out to be. This episode also lays the Duggar family's newest legal trouble next to the Siders family of Hamden, Ohio, where sixteen children were removed from a home in June of 2026 and four adults now face sixteen counts each of endangering children. Joseph and Kendra Duggar face a nearly identical set of charges out of Arkansas involving their own four kids. Different last names, same blueprint: children kept off the books, out of classrooms, and away from anyone who might have asked questions. The difference shows up the moment the cameras leave. One family posted bond and went home. The other's patriarch got out of jail because his county couldn't afford to keep him. True Crime Today breaks down what's public, what's alleged, and what still doesn't add up. LINKS & LEGAL FOOTER Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePod This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice. HASHTAGS #DuggarFamily #JosephDuggar #TrueCrimeToday #JoshDuggar #SidersFamily #KendraDuggar #JimBobDuggar #19KidsAndCounting #TrueCrime #ChildEndangerment 

Hi my loves

Anthony Sanchez shares his raw journey from childhood trauma and Houston street life to serving more than 10 years in the Texas prison system—and ultimately rebuilding his life after release. In this powerful interview, Anthony explains how poverty, abuse, addiction, gang culture, drug dealing, violence, and the prison environment shaped his early decisions. He opens up about losing his mother to a cocaine overdose, carrying a gun as a teenager, selling drugs, facing aggravated robbery charges, and receiving a 16-year prison sentence at only 17 years old. Anthony also gives an inside look at Texas prison politics, racial segregation, Tango Blast, corrupt correctional officers, contraband, violence, and the survival mentality required behind bars. After his release in 2022, he transformed his life through barbering, entrepreneurship, public speaking, social media, and community outreach. This episode is a story about crime, prison, accountability, redemption, rehabilitation, and the possibility of changing your life after incarceration. Go Support Anthony! IG: https://www.instagram.com/illuminating777solutions/ This Episode Is #Sponsored By The Following: Betterhelp! Don't let stigma stand in the way of support. Start therapy with BetterHelp. Sign up and get 10% off at https://betterhelp.com/connect Mood! Head to https://mood.com, find the functional gummy that matches exactly what you're looking for, and let Mood help you discover YOUR perfect mood. And don't forget to use promo code CONNECT when you check out to save 20% on your first order. Join The Patreon For Bonus Content! https://www.patreon.com/theconnectshow 00:00 Introduction: The Wise Child & TDCJ Gangs 01:36 Street Life, Gangs & Human Psychology 05:59 Growing Up in Houston: Family & Trauma 10:09 Community, Gangs, and Early Violence 16:38 Petty Crimes & Getting the First Gun 20:26 Teen Hustle: Drug Dealing & Street Lessons 25:49 This Episode Is Sponsored By BetterHelp 26:51 Isolation, Family, and the Drive to Hustle 32:32 Getting Caught: Robberies and Arrest 41:40 Trial, Sentencing & Prison Reality 51:20 Prison Survival: Racial Dynamics & Tango Blast 01:01:48 Earning Respect and Violence 01:06:28 This Episode Is Sponsored By Mood 01:08:10 Structure Within the Gang 01:18:16 Prison Riots, Rules & Protecting Your Own 01:33:15 Conscience, G5 Isolation, and Self-Reflection 01:44:00 Corruption & Abuse in Texas Prisons 01:55:55 More Corruption, Inmates & Officer Crimes 02:07:32 Final Years: Violence, Survival & Coming Home 02:20:00 Reintegration, Community Work, and Success 02:27:18 Staying Free, Building a Platform, and Giving Back 02:33:34 Closing Thoughts: Change Is Possible Learn more about your ad choices. Visit podcastchoices.com/adchoices

Rom 9:25-10:12

A family road trip will test your patience, your plans, and your ability to stay calm when everything starts going sideways. In today's episode, Ryan reflects on the unexpected problems, meaningful moments, and parenting lessons that came from driving the West Coast with his family. He also shares the rule he tries to follow so that, no matter what happens, everyone still wants to take the next trip.

Rom 9:1-24

Welcome back to the Husker Doc Talk Podcast, now presented by Strategic Solutions.  A sure sign that the season is right around the corner, Big 10 Media Days take place this week. Six teams on the stage on Tuesday, six teams on Wednesday, and six more, including Nebraska, on Thursday.  Travis Justice and Former Nebraska All-American Dr. Rob Zatechka don't expect to learn a lot from the made-for-TV/Internet event. But they are interested in hearing what Big Ten Commissioner Tony Pettiti has to say about the "Save College Sports Act," which is not expected to pass before the November elections. Pettiti isn't expected to be as straightforward as his SEC counterpart Greg Sankey, but it's no secret the Big 10 is opposed to the "Save College Sports Act" in its current form. Matt Rhule will take the stage on Thursday; the ESPN Power Index has Nebraska finishing 7-5 on the season. If the Huskers do finish with this record, does it put Matt Rhule on the hot seat?  As we get closer to the season starting, Travis and Rob talk about fan apathy setting in for the Huskers. Is it really happening? This has been the least talked-about off-season they can remember for years.  Subscribe to the channel, leave a comment, and send us an email if you have a question: doctalksports@gmail.com. If you like this podcast, please support  our sponsors who make this all possible: Strategic Solutions The food safety and contract sanitation experts built by industry veterans. They deliver 100% legal compliance, audit-ready performance, and elite sanitation for processing facilities nationwide. Stop worrying about your next audit—learn more at Strategic Solutions. Orr Law Group Life throws legal challenges at all of us — and when it does, you need a team that's trusted, respected, and proven. Orr Law Group provides expert legal representation with a client-first approach, specializing in personal injury, workers' compensation, family matters, and more. When you need clear guidance and strong advocacy, the Orr Law Group is in your corner. Learn more at www.orrlawgrp.com. Husker Hounds Whether it's game day, bowl season, or the long wait until spring practice, Husker Hounds is your go-to source for the best Nebraska gear. Jerseys, hoodies, hats, collectibles — if it's Husker-related, they've got it. Family-owned, locally operated, and serving Husker Nation for decades, Husker Hounds helps you show your Nebraska pride every day of the year. Shop online at www.huskerhounds.com.  

Siders 16 kids child marriage pattern — state records show at least three girls as young as fourteen were married into or through the Siders family in two Appalachian Ohio counties between 2002 and 2008. One of those girls was married to a man thirty-four years her senior. A retired Gallia County judge who approved the marriage acknowledged that neither prosecutors nor child welfare were ever notified.Ohio's marriage statute allowed pregnant minors to marry with parental and judicial consent — even when the relationship itself was potentially a felony under the state's own criminal code. Three judges in two states signed off on three marriages involving girls who were fourteen and fifteen. The legal framework that was supposed to protect those girls instead delivered them into a family system that allegedly produced the conditions found in a Vinton County home where sixteen children were discovered in a single room.Tony lays out the three marriages, the two laws that contradicted each other, and the family connection that ties the grandparents now charged with child endangerment directly to the pattern that started more than two decades ago. This isn't a story about one family that slipped through the cracks. The cracks were built into the law.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#SidersFamily #ElizabethSiders #HiddenKillers #TrueCrime #OhioHouseOfHorrors #16KidsOhio #ChildMarriage #VintonCounty #GalliaCounty #TrueCrimeToday

Drop us some Fan Mail. Thanks!Question:  I feel terrible even saying this, but I am counting down the days until school starts. My kids have trauma histories, ADHD, and prenatal exposure, and summer has been rough. The lack of routine seems to make everything harder—sleep, behavior, arguing, screen time, all of it. We started summer with big plans, but now everyone is cranky, including me. How do we make it through the rest of summer without completely falling apart?Resources: Embracing Summer: Supporting Children Through Seasonal TransitionsEmpowered to Connect: Summer Survival ResourcesSurviving Summer with Kids Impacted by Trauma5 Tips for Surviving Summer with Kids Impacted by TraumaKeeping Your Older Grandkids Busy During the SummerSupport the showPlease leave us a rating or review.  This podcast is produced by www.CreatingaFamily.org. We are a national non-profit with the mission to strengthen and inspire adoptive, foster & kinship parents and the professionals who support them.Creating a Family brings you the following trauma-informed, expert-based content:Weekly podcastsWeekly articles/blog postsResource pages on all aspects of family building

Today's guests are Debbi and Ashley Fields, a mother and daughter who deeply love and appreciate cookies. Debbi is the founder of Mrs. Fields Cookies, while Ashley is an entrepreneur in her own right and the co-founder of Fields Good, a functional cookie brand that just launched this summer.  Debbi and Ashley join host Jessie Sheehan to talk about their earliest baking memories, their family's love of cookies, and their special connection (Ashley is one of five daughters!). Debbi shares how she fell in love with baking chocolate chip cookies as a kid, why switching to butter changed everything, why using quality ingredients matters, and how she opened her first store in 1977 at just 21 years old. Ashley discusses what it was like growing up baking cookies with her mom and watching her operate a successful business. Ashley shares how she built her own company, from securing financing to recipe development, and the life lessons she learned from her mom. Fields Good Co. is not affiliated with Mrs. Fields.  Click here for more info on Page to Plate, featuring Melissa Clark of the New York Times in conversation with Jessie Sheehan. Subscribe to our Substack for more baking news and recipes. Click here to order The Game Changers Issue of Cherry Bombe Magazine. Visit cherrybombe.com for magazine subscriptions, tickets to upcoming events, and more. More on Debbi: Instagram More on Ashley: Instagram, Fields Good More on Jessie: Instagram, Substack, “Salty, Cheesy, Herby, Crispy Snackable Bakes” cookbook

July 24th: Tucker Cipriano Sentenced (the Cipriano Family) (2013) Not everyone is lucky enough to have a loving and caring family. On July 24th 2013 a young man was sentenced for a crime he committed against people who cared for him deeply. A family who loved him and wanted the best for him but who he treated with malice one night and cost them everything. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rom 8:26-39

On the evening of December 24, 1926, a farmer in Farwell, Texas, called the sheriff to report that his neighbor, George Hassell, had been acting very strangely in recent days and he had been telling conflicting stories about the whereabouts of his family, who had been missing for several days. When the sheriff arrived at the Hassell farm, he began questioning George about where his family had gone, but mid conversation, Hassell removed a pocket knife from his pocket and stabbed himself three times in the chest.  Hassell was taken to the hospital, where he was not expected to survive, but against the odds, George pulled through. With no option for escape and having given law enforcement good reason to suspect him in the disappearance of his family, George began confessing to multiple murders. At first, it was assumed he had flown into a rage and murdered his family a week earlier, but the more Hassell talked, the clearer it became that George Hassell violent and murderous behavior went well beyond the walls of his home in Farwell. References Associated Press. 1927. "Hassell death edict to stand." Fort Worth Record-Telegram, February 15: 1. —. 1928. "Hassell is fifth white man to chair." Fort Worth Record-Telegram, February 10: 1. —. 1926. "Sheriff expects full statement from Hassell." San Antonio Express-News, December 26: 1. —. 1928. "Slayer of 13 thanks judge for sentence." San Antonio Express-News, January 11: 1. Church, Marlowe. 2019. "Hassell offered detailed confession." Eastern New Mexico News, September 3. Morning Press . 1927. "Texas killer's name heard in Whittier case." Morning Press (Santa Barbara, CA), January 1: 1. Roth, Michael. 2022. Man with the Killer Smile: The Life and Crimes of a Serial Mass Murderer. Denton, TX: University of North Texas Press. San Antonio Express-News. 1927. "Hassell's California victims identified." San Antonio Express-News, February 12: 5. Cowritten by Alaina Urquhart, Ash Kelley & Dave White (Since 10/2022)Produced & Edited by Mikie Sirois (Since 2023)Research by Dave White (Since 10/2022), Alaina Urquhart & Ash KelleyListener Correspondence & Collaboration by Debra LallyListener Tale Video Edited by Aidan McElman (Since 6/2025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

0:00 Intro 0:10 Sister mom 3:58 Family troubles 7:29 Mayo 10:53 Fostering Learn more about your ad choices. Visit megaphone.fm/adchoices

Connecting with another person is a unique and special blessing. And when you come to know that person and rely on them, you place trust in them. So what do you do when that trust is shattered? Lysa TerKeurst shares her personal stories of her divorce and friendships lost due to broken trust. She’ll help you learn how to have healthy and godly perspectives about trust and relationships so you can get on a path toward healing.Receive a copy of I Want to Trust You, But I Don’t and an audio download of "When Trust is Hard: Overcoming Betrayal and Broken Relationships" for your donation of any amount! Plus, receive member-exclusive benefits when you make a recurring gift today. Your monthly support helps families thrive.Get more episode resources Do you have a story or comment on how Focus on the Family impacted you or your family? Leave a message for Jim Daly! If you enjoyed listening to Focus on the Family with Jim Daly, please give us your feedback.

Yamaneika’s in Chelsea’s house (and won’t leave) to discuss the merits of an Erewhon rotisserie Chicken, the power of two women wrestling, and why Chelsea’s the problem this week. Then: A family falls apart after an open marriage becomes a little too open. A trans man’s love life gets increasingly more complicated. And a sister needs to put her sister in her place. * Need some advice from Chelsea? Email us at DearChelseaPodcast@gmail.com * Executive Producer Catherine Law Edited & Engineered by Brad Dickert * * * The views and opinions expressed are solely those of the Podcast author, or individuals participating in the Podcast, and do not represent the opinions of iHeartMedia or its employees. This Podcast should not be used as medical advice, mental health advice, mental health counseling or therapy, or as imparting any health care recommendations at all. Individuals are advised to seek independent medical, counseling advice and/or therapy from a competent health care professional with respect to any medical condition, mental health issues, health inquiry or matter, including matters discussed on this Podcast. Guests and listeners should not rely on matters discussed in the Podcast and shall not act or shall refrain from acting based on information contained in the Podcast without first seeking independent medical advice. See omnystudio.com/listener for privacy information.

Before sixteen children were found in a single room in Hamden, the Siders family left behind another house in Gallia County — and a renovator says he found it in the same condition.SOURCES, LINKS, AND PRINT VERSION: https://weirddarkness.com/siderscase20260722Look for this podcast on Apple Podcasts, Spotify, iHeart Radio, Amazon Music, Pandora, TuneIn Radio, and other podcast apps. Get a list of free listening apps here: https://pod.link/1078714736*No AI Voices Are Used In The Narration Of This Podcast*WeirdDarkness® is a registered trademark. Copyright ©2026, Weird Darkness.

For nearly fifty years, one family owned the same historic building in the middle of town. Over the decades they repaired it, protected it, and passed it from one generation to the next. Along with the building came one strange family tradition that no one could fully explain.The attic door was never supposed to be locked.When the newest owner modernized the building, he ignored the old rule. It seemed like common sense—every other door had a deadbolt, so why should the attic be any different?Within days, he began hearing someone working in the workshop after the building had closed for the night. Drawers opened. Tools slid across the old workbench. The wooden stool creaked beneath invisible weight. Every sound stopped the moment the attic was unlocked.It wasn't until his father admitted the noises had been happening for generations that he realized some family traditions aren't meant to be questioned.#GhostStory #HauntedAttic #Paranormal #FamilyHaunting #TrueGhostStory #HauntedWorkshop #Supernatural #Unexplained #SmallTownHauntings #GhostEncounter #HauntedBuilding Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Tim Pearce is a former LAPD gang division officer and the CEO of AU Fire, a tactical training company. Mike Soenen is the creator and lead producer of the documentary Nothing To See Here. Cornelius Wills is a former member of the Bounty Hunter Bloods who now works in gang intervention and filmmaking. The film will be shown at Regal LA Live on July 25 and screens at Laemmle Monica Film Center from July 24–30.IN THE NEWS: Patriot slaps fan at Cubs game for not standing for national anthem in viral video: ‘Get up', Family's heroic dog fights off bear that charged 6-year-old boy, Minnesota passes “Grandparents' Happy Hour” bill allowing nursing homes to serve alcohol, This Michigan Democrat says it's "discrimination" to not accept Medicaid. His wife runs a doctor's office that doesn't accept Medicaid.FOR MORE WITH TIM PEARCE:COMPANY: AU Fire (https://www.aufire.com/) MOVIE: Nothing To See HereJuly 25th-Los Angeles-Regal LA Live July 24th-30-Santa Monica-Laemmle's Monica Film Center FOR MORE WITH RUDY PAVICH:WEBSITE: RudyPavichComedy.comINSTAGRAM: @ Rudy_Pavich PUNCH UP LIVE: https://punchup.live/rudypavichLIVE SHOWS: July 25 - Huntington Beach, CAJuly 26 - Torrance, CA (2 Shows)July 30 - Freehold, NJ (2 Shows)July 31 - New York, NY (2 Shows)August 1 - Uncasville, CTAugust 2 - Albany, NYThank you for supporting our sponsors:BetOnlineoreillyauto.com/ADAMpluto.tvPodcastOneSHOPIFY.COM/carollaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

"MK Confidential" continues its deep dive into the murder of JonBenét Ramsey, the case that gripped America and fueled nearly 30 years of obsession. It is still the day after Christmas, 1996, but by early afternoon the kidnapping no longer makes sense: no phone call ever comes, no intruder is in sight, and only the Ramsey family is known to have been inside the home the night JonBenét died. Megyn Kelly follows the investigation as it turns inward: the ransom note written on the family's own notepad, the demand that nearly matched John's bonus, the bowl of pineapple, the disputed handwriting, the detective certain a parent did it, and the FBI profiler who reads the very same evidence as the work of an intruder. This is Episode 2 of 5 in The JonBenét Conspiracies.   Supersure: Ditch the Jargon: Simplify Your Insurance at https://Supersure.com/Megyn Birch Gold: Text MK to 989898 and get your free info kit on gold.   Follow The Megyn Kelly Show on all social platforms: YouTube: https://www.youtube.com/MegynKelly Twitter: http://Twitter.com/MegynKellyShow Instagram: http://Instagram.com/MegynKellyShow Facebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.