Podcasts about buying a home

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3165: Mike Ballew shares practical, strategic guidance for navigating a hyper-competitive housing market, where hesitation can cost you your dream home. His five-step plan empowers buyers to act quickly and confidently, arming themselves with neighborhood knowledge, financial readiness, and negotiation flexibility, to avoid common regrets and make smarter, long-term decisions. Read along with the original article(s) here: https://eggstack.com/blog/2022-02-13-5-Tips-for-Buying-a-Home-in-a-Competitive-Market/ Quotes to ponder: "Every home you consider must be viewed through the eyes of other buyers." "Sellers prefer to hitch their wagons to buyers who are able to prove they can afford a home versus someone who hopes they can." "You need to be hungry like the wolf, laser-focused, and ready to pounce on a moment's notice." Episode references: WAV Group: https://www.wavgroup.com Zillow: https://www.zillow.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3165: Mike Ballew shares practical, strategic guidance for navigating a hyper-competitive housing market, where hesitation can cost you your dream home. His five-step plan empowers buyers to act quickly and confidently, arming themselves with neighborhood knowledge, financial readiness, and negotiation flexibility, to avoid common regrets and make smarter, long-term decisions. Read along with the original article(s) here: https://eggstack.com/blog/2022-02-13-5-Tips-for-Buying-a-Home-in-a-Competitive-Market/ Quotes to ponder: "Every home you consider must be viewed through the eyes of other buyers." "Sellers prefer to hitch their wagons to buyers who are able to prove they can afford a home versus someone who hopes they can." "You need to be hungry like the wolf, laser-focused, and ready to pounce on a moment's notice." Episode references: WAV Group: https://www.wavgroup.com Zillow: https://www.zillow.com Learn more about your ad choices. Visit megaphone.fm/adchoices

How does our local Charleston, SC Real Estate Market compare to what is going on nationally? Find out now! Have a real estate need or question? Book a consult with us today! ☎️ (843) 800-0065

Thinking about buying a home in 2025?

Buying a home is a huge decision with a lot of things to consider from location and price to fees and loan types. This episode is here to give you an overview of what to expect when going through the process. 

In this episode I share the top 9 hidden costs of buying a home. Please like, follow,subscribe by clicking the links below:www.JasonGelios.com Youtubehttps://www.youtube.com/c/ItsAllAboutTheRealEstate Facebookhttps://www.facebook.com/jasongeliosrealtor/ Linkedinhttps://www.linkedin.com/in/jasongelios Twitter (X)https://twitter.com/jasongelios Instagramhttps://www.instagram.com/jasongeliosrealtor/ Pinteresthttps://www.pinterest.com/jasongelios/ Tik Tokhttps://www.tiktok.com/@jasongeliosrealtor?is_from_webapp=1&sender_device=pc Purchase Jasons realestate book here:https://www.amazon.com/Think-Like-Realtor-residential-REALTOR%C2%AE/dp/B0D3YBG69H/ref=sr_1_1?crid=1PTDJATI1DGIO&dib=eyJ2IjoiMSJ9.0ZYEOTHIrRJpvYxn2OFLQhVM7bNB14x3B1NbWhdwZtDwC4SQi2MUb0sqWs3wURG6h5P7CcWsN3JxJMIk0jnrktCVQxiPTv8YI3gdtrmzNF_RqTIkj4vVfdl71ouS_IVA1eFc8ECABaTYbirhvPG9HPOw-x2aNB9_sn0OLoUYy2f0QnLgYJalQH376g9sxhSeVGct5yV1EFisL2o18-ihUUo_qJqRwCsDFA-2Sp2wACs.3kHmteGQeWS_zZ9SsgqMOfyCvBLUB57xIRKYTUiHgww&dib_tag=se&keywords=think+like+a+realtor&qid=1719583367&sprefix=think+like+a+realt%2Caps%2C360&sr=8-1

Dr. Eli Beracha has recently been recognized by The Journal of Real Estate Literature as the world's third best in research productivity, and today, we are honoured to be joined by this top industry expert to bring more clarity to the renting versus buying debate. We use Dr. Beracha's ‘Lessons from Over 30 Years of Buy Versus Rent Decisions: Is the American Dream Always Wise?' and ‘Housing Ownership Decision-Making in the Framework of Household Portfolio Choice' papers as the basis for most of today's conversation, beginning with why owning a home is deeply rooted in the perception of the American dream. Then, we discover how to measure the true price of home ownership, how the American dream and other psychological factors influence one's decision-making, how hard assets perform compared to stocks and bonds, and why renting comes out ahead of buying nine times out of ten. We also learn why owning is for the inherently wealthy, the ins and outs of Dr. Beracha's rent versus buy index, the rate of property appreciation versus stock appreciation, and how renting influences saving habits compared to owning a home. To end, we dive deeper into the risk-adjusted wealth accumulation of home ownership versus renting, and Dr. Beracha compares the efficiency of the real estate market to the stock market while detailing everything to take into account to be fully-equipped to make your decision to rent or buy.   Key Points From This Episode:   (0:00:00) Why Dr. Eli Beracha is one of the world's best to discuss renting vs buying a home.  (0:05:32) Understanding why owning a home is deeply entrenched in the American dream. (0:06:10) The various aspects to consider when measuring the price of home ownership.  (0:07:57) Weather Dr. Beracha agrees with the adage “renting is throwing money away.” (0:09:36) What the price of a home should represent, and how psychology influences decisions.  (0:16:48) Unpacking Dr. Beracha's 2012 paper subtitled, ‘Is the American Dream Always Wise?'  (0:19:51) Hard assets versus stocks and bonds, and why renting pips buying most of the time.  (0:26:00) Why many still choose to own a home despite long-term financial discrepancies.   (0:30:53) The ins and outs of Dr. Beracha's rent versus buy index.  (0:39:46) Why homeowners are usually wealthier than renters even though renting is “cheaper.” (0:42:03) Property appreciation, stock appreciation, and the renter's savings rate. (0:47:41) How home ownership influences saving habits compared to renting.  (0:49:46) The risk-adjusted wealth accumulation of home ownership versus renting. (0:58:40) Dr. Beracha compares the efficiency of the real estate market to the stock market.  (1:03:22) Everything you need to take into account to make your decision to rent or buy.   Links From Today's Episode: Meet with PWL Capital — https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti on LinkedIn — https://www.linkedin.com/in/dan-bortolotti-8a482310/  Episode 325: Addressing 200+ Comments on Renting vs. Owning a Home — https://rationalreminder.ca/podcast/325   Episode 196: Sebastien Betermier: Hedging, Sentiment, and the Cross-Section of Equity Premia — https://rationalreminder.ca/podcast/196  Dr. Eli Beracha — https://www.theberachateam.com/  Dr. Eli Beracha on LinkedIn — https://www.linkedin.com/in/eli-beracha-b8082250/  Dr. Eli Beracha on Instagram — https://www.instagram.com/dreliberacha/  Tibor and Sheila Hollo School of Real Estate | FIU — https://business.fiu.edu/academics/departments/real-estate/   KBIS Capital — https://kbiscapital.com/  Journal of Real Estate Literature — https://www.tandfonline.com/journals/rjel20    Papers From Today's Episode:    ‘Lessons from Over 30 Years of Buy Versus Rent Decisions: Is the American Dream Always Wise?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1814227    ‘Housing Ownership Decision-Making in the Framework of Household Portfolio Choice' — https://www.tandfonline.com/doi/abs/10.1080/10835547.2017.12091472  ‘Findings from a Cross-Sectional Housing Risk-Factor Model' — https://www.researchgate.net/publication/236023682_Findings_from_a_Cross-Sectional_Housing_Risk-Factor_Model

Financial coach Soledad Fernández Paulino from @wealthparatodos returns to share her powerful journey to buying a home in one of the most expensive markets in the U.S. We talk financial strategy, mindset, identity, and how she balanced early retirement goals with real estate dreams. If you're a first-gen or BIPOC buyer thinking homeownership is out of reach, this one's for you. For more information or if you'd like to get in contact with Soledad visit her website https://wealthparatodos.com/  Important Links/Socials: 

On this episode of The Investor Professor Podcast, Dr. Ryan Peckham sits down with licensed mortgage broker Ashley Marx for a comprehensive and candid conversation about buying your first home or commercial property. Ashley, who helped Ryan purchase his first commercial building, breaks down the myths around down payments, closing costs, and how debt-to-income ratios really shape your buying power. They explore why many young buyers hit “analysis paralysis” by assuming they need 20% down and how alternative loan options—like down payment assistance programs—can open doors earlier than expected. From tips on preparing your credit score to real stories from the 2008 housing crash, Ashley shares eye-opening insights for buyers at every stage. The two discuss how real estate trends are shifting, what people get wrong about mortgage approvals, and why now might be smarter than waiting for rates to drop. Whether you're thinking about your first home, rental property, or retirement planning, this episode lays out the essentials in an approachable, honest way.Ashley Marx - E Mortgage Capital949-603-2833amarx@emortgagecapital.com#RealEstateTips #MortgageAdvice #FirstTimeHomeBuyer #InvestorProfessor #FinancialPlanning #RealEstateInvesting #CreditScore #DownPaymentHelp #BuyingAHome #PersonalFinance* This podcast contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this podcast will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security. Rydar Equities, Inc. does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.  Past performance is no guarantee of future results.

Karen & Janet start Episode 550 with buying & rental opportunities in Ventura County.  Their first guest is Larry Reyes from Smart Home Mortgage talking about rates, investor opportunities, ADU's, along with a variety of loan programs that can get you into your dream home, even if you have credit issues there is a program for you!  Next guests are Alex and Sunday who invite you to their free seminar in Oxnard at The Courtyard Marriott, 500 east Esplanade Drive.  The first 50 people who arrive receive a free Starbucks gift card, they are also giving away 3 big screen TV's!  The seminar includes classes on ADU's, Buying A Home 101, Living Trusts, Credit Repair, Benefits of Solar and more!  Alex and Cindy know the area and this seminar will give you the information for purchasing a home in Ventura County. Justin Soenke wraps up the show with ways to get the phones ringing at your small business.  Justin helps you tell your story, about your customers, your history and expertise and how to use AI to your advantage Justin is the owner of Phase 3 Website Solutions and has helped businesses grow throughout his career.  When it comes to Real Estate and Business no show is more local than Girls On The air with Karen And Janet!

In this 'That's Juicy' episode, I chat with mortgage broker Jess Bailey about the human side of home buying. We explore how personal circumstances shape financial decisions and how brokers can advocate for clients whose situations fall outside traditional lending norms.Episode Highlights:The reality of social media credit card points discourse versus actual travel rewardsHow having children with special needs changes financial priorities and perspectivesNavigating home loans for diverse relationship structures and non-traditional buyersWhy understanding what you want your life to look like should inform property decisionsGovernment schemes that can help first home buyers and single parents enter the marketWhere to find Jess:Instagram: @lendingsolvedWebsite: https://www.lendingsolved.com.au/Where to find The Broke GenerationWebsite: https://thebrokegeneration.com/?v=518f4a738816Instagram: https://instagram.com/the.brokegenerationTikTok: @the.brokegenerationOrder my book, Good with Money! https://amzn.to/4jnBupb Hosted on Acast. See acast.com/privacy for more information.

 Have a real estate need or question? Book a consult with us today! ☎️ (843) 800-0065

In this episode, Dan shares the story of a buyer couple that taught him a hard but valuable lesson—never write an offer without making sure it will get accepted. He explains how ambiguous language cost him clarity, and how he transformed that experience into a repeatable strategy. Plus, Dan goes deep on what it really means to lead: Would you follow you?What you'll learn on this episodeEliminate ambiguity in your language—say “offer that will get accepted.”Use the One to Five Worksheet to help buyers make decisions independently.Leadership starts with asking, “Would I follow me?”You attract what you embody. Be who you want your team to become.Empower your team by giving them tools, training, and then getting out of the way.Resources mentioned in this episodeOne to Five Worksheet – A tool to help buyers rate homes independently and avoid influencing each other.Teach to Sell – The methodology that drives sales without pressure and develops real leaders. To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan Rochon

What to Worry About When Buying a Home in Maine (And How to Fix It!) Thinking about buying a home in Maine?

Join the TLOP MLO Coaching Community! https://tloponline.com/mlo-coaching-programs/?utm_source=TLOP&utm_medium=Description&utm_id=YouTube D.O. tackles one of the most frequently asked questions in real estate: “Is now a good time to buy a house?” Drawing from personal experience, industry insight, and a little bit of humor, he breaks down why the answer is almost always, "It depends," and outline the five essential questions every potential homebuyer should ask themselves before diving in.

Despite having different upbringings, one thing was the same - their faith in God. Listen in as Christian & Abigail share their faith journey of walkthrough homeownership, miscarriages, and stepping out in business. Want to become a parter:www.faithignite.us/donate

A listener asked: When selling your home to purchase another, should you buy a new home for the same price, or is it acceptable to buy one for less and keep the difference? Should I stage my house for sale or not? What types of repairs should I consider making? What are the home contingencies in a conventional purchase? What types of inspections should I get when buying a home?

In this week's episode of Go Gaddis Real Estate Radio, Cleve Gaddis delivers the latest Metro Atlanta real estate update, uncovers a hidden gem in Gwinnett County, and tackles a big question for recent homebuyers who are thinking of selling.

There are several factors to consider... like interest rates, your long-term stability, and financial goals. Today's Stocks & Topics: DOCN – Digital Ocean Holdings Inc., Market Wrap, Should You Pay Off Low-Interest Student Loans Before Buying a Home?, Gold, SIEGY - Siemens AG ADR, MSFT - Microsoft Corp., GOOG - Alphabet Inc. Cl C, Demand for Gold in Asia, VST - Vistra Corp., TEM - Tempus AI Inc., Precious Metals Stocks, NVDA - NVIDIA Corp., DOGE Savings.Our Sponsors:* Check out Kinsta: https://kinsta.comAdvertising Inquiries: https://redcircle.com/brands

(AURN News) — Buying a home just got even harder as mortgage rates jumped sharply and bond market volatility returned in force. According to a report by Mortgage News Daily, the 10-year Treasury saw the biggest week-over-week increase since 1981, a move that quickly rippled through lending rates. Lenders have now raised the typical rate for a 30-year fixed conventional mortgage to 7.125%, the outlet reports. That's a half percentage point higher than last week and marks the biggest single-week jump since 2022. The spike in rates adds more pressure to prospective homebuyers already facing high prices and limited supply — making the path to homeownership, often called the American dream, even more difficult. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many prospective homebuyers may find themselves locked out of the market again this year. What key signs should buyers watch for in the coming months? In the final episode of our special series, “Buying a Home in 2025: Navigating the Crunch,” host Ariana Aspuru takes a closer look at the ongoing challenges facing the housing market, with Wall Street Journal reporters Veronica Dagher and Nicole Friedman, and Redfin's chief economist, Daryl Fairweather. We'll explore the challenges facing builders, from President Trump's tariffs and the Federal Reserve's plans for interest rates to the impact of potential deportation-induced labor shortages. We'll break down how these factors will affect the construction of new homes and could shape the housing landscape in the future. Catch up on previous episodes here.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian gives a market update plus talks about how to get your house ready to sell this Spring! Thinking about renovating your home to sell? Text the word REMODEL to 843-800-0065 to recieve a guide on how to maximixe your investment and learn what renovations are actually worth the hassle.  Have a real estate need or question? Book a consult with us today! ☎️ (843) 800-0065

In an article released by the Deseret News, buying a home in Salt Lake City is nearly twice as expensive as renting. While Utah is looking to help the housing crisis, is this forcing people out of state to fulfill the dream of owning a home. We look at home prices across the U.S. and how we rank.

If you think you're ready to take the plunge but feel overwhelmed by rising costs and the competitive landscape of the housing market, this episode is for you. In the second episode of our special series, “Buying a Home in 2025: Navigating the Crunch,” we'll hear from a woman who recently closed on a house in Virginia. Host Ariana Aspuru will be joined by Wall Street Journal reporter Veronica Dagher and financial coach Bernadette Joy to discuss the steps you can take to prepare, whether as a buyer or a seller: what's in your control, what isn't, and other unexpected expenses.  If you missed episode one, listen here. The final episode of our series airs next Sunday.    Sign up for the WSJ's free Markets A.M. newsletter.  Further reading:  Home Sales Rose 4.2% in February, Beating Expectations  If You Want to Buy a House, First Figure Out All the Hidden Costs  Home Buyers Start to Come Off Sidelines Even as Rates, Prices Stay Stuck - WSJ  Learn more about your ad choices. Visit megaphone.fm/adchoices

1. FHA Loan (Federal Housing Administration Loan)Credit Score Requirement: As low as 500 (with 10% down) or 580+ (with 3.5% down).Best For: First-time homebuyers and those with lower credit.Pros: Low down payment, flexible credit requirements.Cons: Requires mortgage insurance premiums (MIP).2. VA Loan (Veterans Affairs Loan) (For eligible military members & veterans)Credit Score Requirement: No official minimum, but lenders may require 580-620+.Best For: Veterans, active-duty military, and qualifying spouses.Pros: No down payment, no private mortgage insurance (PMI), competitive interest rates.Cons: VA funding fee required.3. USDA Loan (United States Department of Agriculture Loan)Credit Score Requirement: 580+ preferred, some lenders may allow lower.Best For: Buyers in rural or suburban areas with low-to-moderate income.Pros: No down payment, lower mortgage insurance costs.Cons: Must meet income and location eligibility.4. Subprime or Non-Qualified Mortgage (Non-QM Loans)Credit Score Requirement: 500-620+ (varies by lender).Best For: Borrowers who don't qualify for conventional loans.Pros: Flexible underwriting standards, alternative income verification.Cons: Higher interest rates and fees.5. Conventional Loan (With a Non-Traditional Lender)Credit Score Requirement: Typically 620+, but some lenders allow lower with compensating factors.Best For: Borrowers with a higher down payment or strong income history.Pros: No upfront mortgage insurance if you put 20% down.Cons: Stricter credit requirements, PMI required if

“Buying isn't always better. Sometimes renting is the smart move—and here's why.” In this episode, Jaspreet challenges the myth that homeownership is always the path to wealth and breaks down the real costs of owning vs. renting. It's not just about the monthly mortgage—there's a lot more under the hood. The 5 hidden costs of owning a home most people ignore Why more wealthy people are choosing to rent How opportunity cost eats into your equity What the 10-year plan has to do with your decision Why buying a home you can't afford is riskier than renting The 5 things you need before you're truly ready to buy Before you jump into homeownership because “it's cheaper than rent,” make sure you're not overlooking the real math—and the long-term tradeoffs. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Join us on this episode of A Wiser Retirement® Podcast, as Casey Smith and Paul Montaperto from Family2Family Relocation discuss tips for families looking to buy a home in a great school district. We explore how to evaluate school quality beyond online ratings, considering factors like administrative stability, private school options, and future zoning changes. Paul also gives practical tips to help families make informed home-buying decisions.Related Podcast Episodes:- Ep 136: Financially Preparing for Your High Schooler to Go to College- Ep 168: Everything You Need to Know About 529 Plans- Ep 267: The 2025 Housing Market: Trends, Changes, and What to ExpectConnect with Paul Montaperto:- Family2Family Relocation- The Right School Matters PodcastLearn More:- About Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

High mortgage rates, low inventory and unaffordable prices have left a lot of prospective home-buyers on the sidelines again this year. In the first installment of our special series, “Buying a Home in 2025: Navigating the Crunch,” host Ariana Aspuru explores the challenges of today's real estate market. She's joined by Wall Street Journal reporter Veronica Dagher and Zillow's senior economist Orphe Divounguy, who will provide insights on what buyers can expect in 2025 like the rising cost of home insurance, stubborn inflation, and if mortgage rates will fall. Plus, we break down how the National Association of Realtors settlement has changed the homebuying process. Additional episodes of the series drop on Sundays in April. Sign up for the WSJ's free Markets A.M. newsletter . Further Reading:  This 4-Bedroom Ranch in N.J. Tells You Everything About the Lopsided Housing Market   Home Buyers Are Finally Getting the Upper Hand Again   One House, Three Owners: The Ballooning Cost of the American Dream   Learn more about your ad choices. Visit megaphone.fm/adchoices

Some investors don't think that they have any goals to work towards, so they are unable to add proper structures and frameworks to their investment portfolios. This episode goes through a framework to dig deeper for your financial goals by exploring what you want from life, and therefore your finances.You are able to find the full article here.As cost of living increases and careers become more demanding, many younger people are also turning to income investing to derive a passive income. As more Aussies move towards this style of investing, we must understand what the opportunity cost is. Mark's Unconventional Wisdom column explores the opportunity cost of being an income investor. In Shani's Future Focus column, she looks at the insights for investors from a man responsible for $16 trillion. Salim Ramji is the new captain at the helm of Vanguard. His recent visit to Australia included a conversation with Johnathan Shapiro which revealed insights into how Salim sees the world, and how investors can apply those insights to how they invest. A study found that younger generations were disengaged when it came to their superannuation – and this isn't surprising. It's hard for young people to be excited at the prospect of retirement. But the reality is, failing to review your super is like cutting a hole in your wallet and walking around as the money falls out. This week Sim explores how your level of engagement with superannuation can have a significant impact on your retirement outcomes. Every big decision in life has trade offs. This can make it hard to make a decision in the first place and, perhaps even worse, lead to regrets seeping in later. In this week's Bookworm, Joseph explores a simple three-step method for tackling life's big choices with confidence. From deciding between two jobs to choosing whether to rent or buy. To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

Understanding the FHA 90-Day Flip Rule is crucial whether you're a first-time homebuyer or a seasoned real estate investor. This rule affects how quickly a recently purchased home can be sold, impacting many aspects of buying and selling properties under FHA financing. In this video, we delve deep into what the FHA 90-Day Flip Rule entails, its implications, and how it can affect your real estate decisions.Do you have questions about the FHA 90-Day Flip Rule or experiences to share? Comment below! We love to hear from our viewers and provide answers and support. #FHA90DayRule #FHAloans #RealEstateTips

Every Monday, Jon Hansen is joined by a specialist from Mesirow to discuss different topics related to finances. In this episode, Noah Bloch, Vice President and Wealth Advisor at Mesirow, joins Your Money Matters. Noah breaks down the pros and cons of renting vs. buying and what people should think about to make the best decision for them. […]

KGMI's Dianna Hawryluk talks to CBS business analyst Jill Schlesinger about home ownership in 2025.

Feeling like home ownership is totally out of reach? You’re not alone. With property prices skyrocketing, we’re looking at a surprising alternative—investing in commercial real estate. Could this be a smarter move than saving endlessly for a deposit? Or is it just another risk? We break down what you need to know before diving in. Then, we’re tackling an ethical investing dilemma—should you sell a stock if you don’t support the CEO? With Tesla and Elon Musk constantly making headlines, it raises a big question: do your investments need to align with your values, or should you focus purely on financial gain? And of course, it wouldn’t be a Friday episode without money wins that will have you cheering, broke tips to save you serious cash (including a bread-making hack that might change your grocery budget forever) and all the Friday fun you know and love. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

You want to find that perfect home, but how do you know where to start? The home-buying process can be tricky and confusing. That's why it's essential to understand the right things to consider before you begin the mortgage process.       Links: Find out how much you may qualify to borrow. Get a mortgage pre-approval now! Check out current mortgage rates and other special offers Check out TCU University for financial education tips and resources!  Follow us on Facebook, Instagram and Twitter!  Learn more about Triangle Credit Union Transcript:  Welcome to Money Tip Tuesday from the Making Money Personal podcast.     Buying a home is one of the most significant financial decisions ever. It's natural to have concerns and questions about the process, from finding the right house to securing a mortgage. Suppose you're ready for this journey but need help understanding where to start. Here are five things that you should consider before buying a house.    Affordability and Budget The first thing you'll want to know, and perhaps the most important, is how much house you can afford. Housing prices have climbed significantly in certain areas, and mortgage rates aren't as low as a few years ago.    The good news is that rates and prices fluctuate, so they can go down just as they went up.    Get a good idea of a monthly payment you can reasonably afford. One rule of thumb is that your yearly mortgage costs should be around 25% of your annual take-home pay. An affordable monthly payment provides a reasonable margin, so you're not spending too much on housing month over month. Calculate your annual household income, take 25% of that, and divide it by 12. You can then use that rough monthly payment calculation to determine the home price that best fits your budget.    Monthly payments are significant, but they're not the only cost you should know. Before shopping, consider other hidden costs, such as closing fees, property taxes, inspection fees, and the consistent, ongoing maintenance a house requires when calculating affordability. For instance, closing fees can include appraisal fees, title insurance, and attorney fees. Property taxes can vary depending on the property's location and value. Ongoing maintenance can consist of lawn care, repairs, and utilities.      Location and Neighborhood The next thing you'll want to consider is the location of your home.  What kind of neighborhood do you want to live in? What types of conveniences and local attractions would you like to be around? Are you one for solitary, remote locations, or do you like populated urban surroundings?    Explore the local spots and attractions to get an idea of the overall feel of the environment. Also, keep an eye out for planned developments in the area, as those can also affect property values.      Take into consideration any town amenities and services. Some towns provide trash pickup while others don't, which will become an additional expense to budget for. When researching potential buying locations, consider the cost of any further service you may need to pay out of pocket or find a location where those services are available through tax funding and other programs.    Property Condition and Inspection Another important factor to consider is the condition of the property. That home may have a low, attractive price, but it might need a new roof, a new furnace, or have some flooring issues.     First, take some time to ensure the house is structurally solid for safety. Have an inspector check on any plumbing issues, electrical issues, roof condition, etc., because issues involving maintenance and repairs all come with dollar signs. One positive thing to remember when inspecting the property is that sometimes, needed repairs provide an opportunity to negotiate pricing with the seller.    If there are things that need improving, consider whether you're equipped to fix them yourself or willing to pay a professional.  For some, buying a home that needs work is precisely what they're looking for.   Think about whether you're ready to put in some work and make some renovations or opt for a house that's more move-in ready. A clear idea of your intentions will help guide you toward the property you're most comfortable managing.     Understanding the Mortgage Approval Process Review your credit history, as it's a significant factor in determining how much you'll be able to borrow. Lenders use your credit report to determine your creditworthiness and as a benchmark of financial habits. If you recognize your credit isn't as healthy as it should be, think about improving it before applying for a mortgage.      Ensure you make all payments on time, do not max out credit cards, and maintain a healthy debt-to-credit ratio.   Once your credit is in good shape, take some time to get a mortgage pre-approval. Getting pre-approved is a great way to determine how much you can borrow and will provide a reasonable price range for your house hunt.   Loan Types A final thing to consider when buying a home is the mortgage type. There are a variety of mortgage loan types with different terms and rates. Some mortgage options have fixed rates, where the rate doesn't change throughout the life of the loan, while other types are adjustable-rate mortgages, where the rate adjusts periodically throughout the life of the loan. Finding the right loan type depends on how much you can afford for a monthly payment, the size of your downpayment, and how long you plan to be in the home.    If you're unsure what type of mortgage product will work best for your situation, talk to a Triangle Mortgage Loan Officer. They'll review all the aforementioned factors, ask you about your financial situation and goals, and listen to your overall expectations of being a homeowner. As mortgage professionals, they're also very aware of the housing environment and market and can guide you toward other little-known benefits and programs for which you might qualify. Visit trianglecu.org to learn more about Triangle's  mortgage products and contact one of our Mortgage Loan Officers.    If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.   Have a great day! 

This Is the 150th episode of The Property Pod on Moneyweb, and we are joined by Brown, the founder of Just One Lap and host of the MonewebNOW show. With three Sarb repo rate cuts, has he changed his mind about buying? Podcast series on Moneyweb

What does it take to build a thriving real estate business with family? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with the dynamic mother-daughter real estate duo, Tari Taylor and Kari Francom. Tari, a seasoned real estate professional, started in the industry in 2005 after a career in banking, driven by a passion for helping people. She later founded Premier Homes Realty alongside her husband, Mike, creating a brokerage built on agent empowerment, transparency, and exceptional service. Now, her daughter Kari has joined the business, bringing fresh energy and perspective. Together, they share insights on navigating market shifts, building a sustainable career in real estate, and the importance of ethics, mentorship, and continuous learning. They know that changing real estate markets, rising interest rates, inflation, and economic uncertainty create significant financial difficulty for buyers and sellers to meet their goals.  They work hard to help their clients overcome those difficulties. As an independent brokerage, they can modify our commissions.  For sellers, they will list their home for only 4% total real estate commission.  If they personally bring in the buyer, they will reduce your cost to only 3% commission.  For buyers, they will pay up to 1% of the purchase price towards your closing costs and prepaids, subject to your lender approval. A licensed real estate agent since 2005, (20 years) Tari is a broker associate and has a degree in Paralegal Studies, Broker Price Opinion, a Short Sale and Foreclosure Resource designations. Kari provided staff support for the company while completing her bachelor's degree and obtained her real estate license in 2022. Are you considering a career in real estate? Tari and Kari emphasize the importance of finding the right mentorship and aligning with the right brokerage. If you're a buyer or seller looking for a team that truly puts you first, reach out to Premier Homes Realty today!   Highlights 01:03 - 09:20 Building a Business with Family Tari's transition from banking to real estate in 2005 The founding of Premier Homes Realty and its unique commission model Kari's decision to follow in her mother's footsteps The benefits and challenges of working as a mother-daughter team How passion and work ethic play a role in real estate success 09:21 - 25:25 Navigating Market Shifts & Short Sales The impact of the 2008 market crash on real estate Tari's experience learning short sales and foreclosure processes How helping clients through short sales built long-term relationships Market trends from 2005 to today and how they affect agents Adapting to interest rate fluctuations and inventory changes 25:26 - 38:51 The Key to Success: Ethics, Client Focus & Mentorship Why ethics and transparency are critical in real estate The importance of choosing the right brokerage and mentorship How Tari and Kari conduct their listing presentations Why putting clients first leads to a sustainable career Balancing business goals with genuine care for people 38:52 - 50:12 Mastering Client Interactions & Growing Confidence The importance of communication and negotiation in real estate Kari's growth in confidence through mentorship and experience Handling difficult clients and maintaining professionalism Adapting to different personality types in real estate transactions How body language and engagement reveal client trust 50:13 - 55:00 Building a Brokerage That Supports Agents How Premier Homes Realty provides 100% commission to agents The brokerage's approach to mentoring new and experienced agents Why retention matters more than constant recruiting The importance of having a broker who stays involved in transactions How Premier Homes Realty fosters collaboration and education 55:01 - 01:15:02 Innovation, Technology & The Future of Real Estate Why staying ahead with technology is crucial for real estate success The role of market research and online presence in attracting clients How Premier Homes Realty continues to evolve and adapt The future of real estate teams and mentorship programs Final thoughts on what it takes to build a lasting career in real estate Conclusion   Quotes: “Take care of people, and the money will take care of itself.” – Tari Taylor  “I saw how dedicated my mom was, and I wanted that passion in my own career.” – Kari Francom  “There are so many houses out there—I'm not worried about competition. I believe everyone has their own network and sphere.” – Kari Francom  “You have to think outside the box. Some brokerages keep you in a box, but if you want to grow, you have to break out of it.” – Tari Taylor  “Every transaction is different. Even after 20 years, I'm still learning something new.” – Tari Taylor   To contact Tari Taylor & Kari Francom, learn more about them business, and make them a part of your network, make sure to follow them on Facebook, Instagram, and YouTube. Facebook: https://www.facebook.com/taritaylorrealtor Instagram: https://www.instagram.com/tariandkarikeepingitrealestate/ YouTube: https://www.youtube.com/@premierhomesrealtyfl   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    If you want to build your business and become more discoverable online, Streamlined Media has you covered. Check out how they can help you build an evergreen revenue generator all powered by content creation!   SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #RealEstatePodcast #MotherDaughterDuo #RealEstateSuccess #PremierHomesRealty #RealEstateMentorship #FirstTimeHomeBuyer #RealtorLife #JacksonvilleRealEstate #HomeBuyingTips #RealEstateInvesting #LuxuryRealEstate #RealEstateMarket #RealtorNetworking #WomenInRealEstate #HomeSellers #HouseHunting #RealEstateStrategies #MortgageTips #DreamHome

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On today's episode of I AM HOME, our hosts Tyler and Becca are joined by April Williams, a real estate agent with Berkshire Hathaway to break down the latest real estate trends and why hiring a trusted agent is key to navigating the market. Learn how to make your home stand out, essential maintenance tips and strategies to maximize value - whether you're buying, selling, or just staying informed.

This episode Londa and David discuss a client interaction and how they handled it. Want more of Londa and David?Follow us on social media!Instagramhttps://www.instagram.com/londasherwoodaustin/Tiktokhttps://www.tiktok.com/@londasherwoodaustin

Brian talks about the Dockside Condo Crisis currently happening in downtown Charleston and how you can avoid similar HOA disasters when purchasing a condo! He also talks about the current market in Charleston, SC and dives into why you NEED title insurance when buying a property. Plus, COMMISSION! How to make sure you get the value you pay for! Have a real estate need or question? Book a consult with us today! ☎️ (843) 800-0065

04 Mar 2025. Wissam Breidy, CEO of HRE Development, joins us to talk real estate with a purpose. Plus, CEO Dino Varkey told Reuters that the UK is a key source market for the UAE, after Britain put 20% tax on private school fees. And energy demand in Dubai climbed 5% last year, according to DEWA. We get the thoughts of economist Daniel Richards on his estimate/assumption for UAE population growth last year and in 2025.See omnystudio.com/listener for privacy information.

In today's episode, we interview one of the top loan officers in the country and a dear friend of mine, Jeramy Williams with Fairway Mortgage. We go over First Time Home Buyer loan programs, discuss the current state of the market, and answer a lot of your burning questions. You can reach out to Jeramy directly at jwilliams@fairwaymc.com and learn more here.Featuring your host Jessica Randolph, President of The How To Buy A House Class™, a women-owned business providing free home-buying classes for all.Learn more and sign up for an-in person class in your city at https://www.howtobuyahouseclass.com/. Follow us at https://www.instagram.com/thehowtobuyahouseclass/.#1 Home Buying Class in the US | Accessible Home-Buying Education

What if a single property tour could change your life? In this episode, Nick Fong sits down with David and April Humphrey, longtime clients who took a leap of faith in Cabo real estate nearly 10 years ago—and it paid off big time!

Buying a home with a partner is an exciting milestone, but it also comes with important decisions that can impact your future together. In this episode of the Kern County Real Estate Review, Laurie McCarty dives into the key considerations couples should discuss before purchasing a home. From financial preparedness and loan options to navigating differences in priorities, Laurie shares expert insights to help couples make a smart and informed investment. Whether you're newlyweds, long-term partners, or considering homeownership together for the first time, this episode is packed with valuable advice. Stream now!

Brian talks about current market trends, how buyers are doing in the current market and how to make sure your home is being marketed correctly! Listen Now! Have a real estate need or question? Book a consult with us today!  ☎️ (843) 800-0065

Tirzah is eager to swap her rental for homeownership, but with $18,000 in credit card debt, is now the right time? Erin has a list of financial must-dos before making the leap into real estate.  If you're torn between paying down debt or diving into homeownership, this episode is your roadmap to financial clarity! Join our community here: www.getthehelloutofdebt.com  Leave us a message at https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

We all dream of owning a home, but is it really the smartest financial move? In this episode, I explain why my wife, Mel and I decided to rent out our house and get rid of most of our belongings. From the financial calculations to the emotional tug of selling the place we raised our daughter, I dive into the surprising reasons behind our decision and what we've learned about money, freedom, and the value of simplifying life.For more go to: www.scottmlynch.comEpisode resources:Buy versus rent calculatorLevel up your life by joining my Patreon where you'll get exclusive content every week and more badass offerings (rips t-shirt in half, Hulk Hogan style, and runs around the room). And/or…Unlock practical and tactical insights on how to master your mindset and optimize your happiness directly to your inbox.If you're a glutton for punishment and want more swift kicks in the mind follow me on social:InstagramYouTubeLeave a review and tell me how I suck so I can stop doing that or you can also tell me about things you like. I'd be okay with that, too.Produced by ya boi.Past guests on The Motivated Mind include Chris Voss, Captain Sandy, Dr. Chris Palmer, Joey Thurman, Jason Harris, Koshin Paley Ellison, Rudy Mawer, Molly Fletcher, Kristen Butler, Hasard Lee, Natasha Graziano, ⁠David Hauser⁠, Cheryl Hunter, Michael Brandt, Heather Moyse, Tim Shriver, and Alan Stein, Jr.

Is it possible to buy a home without a credit score? We're joined by special guest Steve Stewart, podcast editor, who shares how he moved his family to Colorado and secured a mortgage without a traditional credit score. Steve, who hasn't opened a credit account since 2008, reveals tools and strategies for documenting payment history, navigating homeownership as a single-income household, and overcoming challenges as a self-employed borrower. We also discuss why the credit scoring system prioritizes debt, how professionals with unconventional financial profiles can still secure a mortgage, and how to handle tax reporting, 1099 forms, and business structuring for freelancers and entrepreneurs.   Key moments:   (05:29) The myth that a credit card is safer than a debit card (09:19) Strategies to get a mortgage without a traditional credit score or manual underwriting (21:36) What living without credit means for missing out on card perks (27:13) Simplifying 1099 income reporting and third-party processor confusion     Links mentioned:    eCredable Experian Boost   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

In this exclusive ChatGPT interview, David Hill reveals four reasons why winter could be the perfect time to sell your home. Discover how less competition, serious buyers, and winter strategies can lead to a faster, more profitable sale—even in the coldest months!   Connect with David  Public Website: www.davidihill.com Real Estate University: www.realestatelistings.club Facebook: https://www.facebook.com/davidihill/  LinkedIn: https://www.linkedin.com/in/davidihill 20-Minute call: https://www.davidihill.com/strategycall

Buying a home vs renting is a tougher decision these days, with several factors and new considerations to keep in mind. Also in this episode, since the long term care insurance industry is broken and financially prohibitive in its present collapsed state, how do you prepare for the assistance you may need in old age? Renting Vs Buying A Home: Segment 1 Ask Clark: Segment 2 Long Term Care: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Online Banks: Free Checking and High-Interest Savings Accounts Are You Actually Earning Cash Back on Groceries With Your Credit Card? Capital One Shakes Up Its 'Savor' Line of Credit Cards They Bought Insurance for Security in Old Age. They Got a Financial Nightmare Instead How Do You Prepare for the Likelihood of Long-Term Care Costs? Living Will and Durable Power of Attorney: Frequently Asked Questions CarMax vs. Carvana: A First-Hand Experience Selling a Car in 2024 What's the Cheapest Way To Replace a Lost Vehicle Key Fob? 3 Ways To Get a Free VIN Check Before Buying a Used Car Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices