Podcasts about buying a home

The #1 mistake first-time homebuyers make? House hunting before getting pre-approved. In this episode of the State 48 Homeowner Podcast, Scott Kooiman sits down with Steve Farrington and Twila Edwards from the Klaus Team to explain why pre-approval is the crucial first step in the homebuying process. You'll learn: * Why pre-approval saves you time, money, and stress * How pre-approval helps you shop with confidence in the right price range * The difference between pre-qualification and pre-approval * How agents and lenders work together to strengthen your offer * Why communication between your realtor and lender is key to getting your dream home Don't waste time falling in love with homes that aren't the right fit — start with pre-approval and put yourself in the strongest position to buy.

From First-Time Buyers to Founders: How Gen H Is Rewriting the Mortgage Rulebook Hello and welcome back to another episode of The Mortgage Mum podcast. What happens when two would-be first-time buyers look at Britain's housing market and decide to fix it rather than squeeze into it? On this episode of The Mortgage Man Podcast, Sarah sits down with Will Rice, Co-Founder and (until recently) CEO of Gen H, to unpack the extraordinary story of channeling a first-home deposit into building a new kind of mortgage lender. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

If you're thinking about buying a home in Grand Rapids, chances are you've heard a mix of opinions about the city. As one of the fastest-growing areas in Michigan, Grand Rapids has caught the attention of families, young professionals, and retirees alike. But with all that buzz comes a few misconceptions. Let's clear the air and break down some of the biggest myths about living in, moving to, and buying a home in Grand Rapids.SUBSCRIBE: https://www.youtube.com/channel/UCWLKp_rEg77NKMFthOTVeiw?sub_confirmation=1 Contact us now:Call or Text: (616) 330-2555Email: info@marketgr.comMoving to Grand Rapids? Pick up our FREE relocation guide!https://mailchi.mp/8b5aff1055a5/relocation-guideMore from Group Realtors:Website

In this episode, listeners are transported to the picturesque shores of Lake Chapala, Mexico's largest lake. Host Taniel Chemsian welcomes Kristina Morgan, a seasoned real estate broker and long-time resident of Chapala, for an in-depth conversation about what makes this region so appealing to expatriates and retirees. Kristina shares her personal story of relocating to Chapala with her family in the early 1990s and how her deep roots in the area led her to a fulfilling career in real estate. She highlights the region's stunning natural beauty, temperate mile-high climate, vibrant arts and cultural scene, and the unique blend of traditional and contemporary architecture now available to homebuyers. The discussion also explores the growing trend of younger families moving to Chapala, the welcoming community spirit, and the practicalities of living and investing in the area—from affordable property options to the quality of healthcare and daily life. Packed with expert advice and heartfelt reflections, this episode offers valuable insights for anyone dreaming of a peaceful, purposeful retirement or new adventure in one of Mexico's most sought-after communities. Join Taniel and Kristina as they unveil why Lake Chapala is capturing the hearts of expats from around the world. Key Moments:  05:48 Contemporary Homes vs. Traditional Appeal 07:06 "Advocating Colonial Architecture in Developments" 09:39 Chapala: Authentic Spanish Experience 15:17 "Pleasant Climate and Relaxed Living" 16:41 "Community Integration and Purpose" 20:35 "Vallarta: A Celebration of Holidays" 22:37 Mixed Communities in San Antonio 26:27 Riberas del Pilar Housing Overview 30:24 "Consider Reputable Agents When Buying" 33:51 Lake Chapala Land Cost Factors 36:47 Perceived Safety in Mexico 38:59 Finding Peace in Mexico   Want to own a home in Mexico? Start your journey with confidence – download your FREE Taniel Chemsian Properties Buyer's Guide now for expert tips and clear steps to make it happen! Click here -  https://tanielchemsian.com/buyers-guide-podbean/   Contact Information: Email: info@tanielchemsian.com Website: www.tanielchemsian.com Mex Office: +52.322.688.7435 USA/CAN Office: +1.323.798.8893  

Don't let national news articles about real estate scare you. The Charleston, SC real estate market is different. Get local current information from Brian plus a market update. Plus, Brian discusses the importance of marketing in real estate.  Have a real estate need or question? Book a consult with us today! ☎️ (843) 800-0065

Buying a home is one of life’s biggest financial and emotional milestones, but it can also feel overwhelming. From deposits and legal fees to mortgage rates and market changes, there’s a lot to consider before you get the keys. In this episode, our host Iona Bain sits down with Sarah Tucker, mortgage expert and founder and CEO of The Mortgage Mum, to break down the home buying journey step-by-step and what it all might cost. With recent changes to Stamp Duty and mortgage lending, Sarah shares her expert insights on the housing market. Together they cover the stages, typical costs, common pitfalls and the emotional rollercoaster of a homebuyer’s journey. Whether you’re a first-time buyer or looking to move, this episode is packed with practical advice and reassurance and your ultimate guide to making calm, confident, informed decisions for your next move. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow The Mortgage Mum on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Case Dismissed  54-02-13  03  Pitfalls of Buying a Home

From closing costs to HOA fees, hidden fees can affect your home-buying budget. Learn what to expect and how to budget effectively for a smooth closing. You've saved up for a down payment, gotten pre-approved, and found your dream home. Great! Now, you're ready to buy your dream home, right? That's what most people believe. However, in 2025, the price of the home is just the starting point. I recently helped a couple who thought they were all set to buy their home. They had $40,000 for the down payment, secured pre-approval, and even saved some extra for closing costs. However, when it was time to finalize the purchase, they faced over $6,000 in unexpected expenses, including home inspections, HOA charges, and other fees they hadn't planned for. This caused a delay in closing, and they had to tap into their emergency savings. With a bit more clarity from the start, they could have avoided this stress. Here are some key expenses you should be aware of if you're considering buying a home today: 1. Closing costs. Most buyers have heard of closing costs, but often underestimate them. In 2025, expect to pay between 2% and 5% of the purchase price at closing. This covers lender fees, appraisals, title insurance, attorney charges, escrow setup, you name it. For a $400,000 home, that could be between $8,000 and $20,000. Ask your lender for a detailed breakdown early so you can plan accordingly. 2. Prepaids and escrow accounts. Lenders typically require you to prepay several months' worth of homeowners' insurance and property taxes before closing. This isn't optional and often isn't included in your “down payment” estimate. Depending on where you live, this could mean thousands upfront. In high-risk areas, like flood zones, insurance costs can be even higher. “There's a lot more you need to pay for than just down payment costs.” 3. Inspections and move-in expenses. Home inspections are essential but come with costs. A general inspection can range from $300 to $500, depending on factors like location, size, and age of the house. Specialized tests, like mold or radon, cost more. Then there are repair costs, pest treatments, and possibly appliance replacements. Don't forget move-in expenses like blinds, new locks, paint, or landscaping, which can add another few thousand dollars. 4. HOA fees and one-time community charges. If your new home is in a homeowners association (HOA), don't assume the monthly dues are the only costs. Many HOAs charge one-time fees at closing, such as transfer fees or initiation fees. The average monthly HOA fee in the U.S. is $291 and is non-negotiable. To avoid surprises at closing, request a full breakdown of HOA financial obligations before making an offer. 5. Utility setups and hidden service deposits. It's easy to overlook utility setup costs when you're focused on buying, but they can add up quickly. Many providers require deposits, especially if you're moving from out of state or have a limited credit history. These deposits for electric, water, gas, internet, and trash service can total several hundred dollars. You might also need to prepay your first month of service, along with one-time fees for mailbox keys or local permits. Buying a home in 2025 is a significant milestone and investment. Hidden fees and unexpected expenses can add up quickly, and if you're not prepared, they can throw your budget off track. Preparing to buy is more than just getting your down payment ready; being informed can help you avoid financial surprises at the closing table. Need more guidance? Let's connect. Feel free to call, text, or email me. I'll be happy to help.

Thinking about buying a home? From listing that high more than they reveal to pool issues that could drain your wallet, we're helping buyers cut through the noise in today's complex housing market. This week on Real Estate Today, hear smart strategies for buying in a market where timing, transparency and thorough inspections can make or break your deal. We'll explore how long a home should sit before you question the price, how to weigh the pros and cons of owning a pool, and the unexpected red flags that could signal trouble behind those flawless listing photos. Featuring Scott Geller, a real estate pro and appraiser from Pennsylvania; Ryan Hvizda, owner of Hvizda Realty Group in New Hampshire; Ryan Melvin, Las Vegas real estate expert; Art Moreno, broker-owner of The Art of Realty; and Jordan Schaeffer, president of renovations and aftermarket at Anthony & Sylvan Pools. Plus, in our Hot or Not segment: Are over-customized smart home features turning off buyers?

Thinking about buying a home? From listing that high more than they reveal to pool issues that could drain your wallet, we're helping buyers cut through the noise in today's complex housing market. This week on Real Estate Today, hear smart strategies for buying in a market where timing, transparency and thorough inspections can make or break your deal. We'll explore how long a home should sit before you question the price, how to weigh the pros and cons of owning a pool, and the unexpected red flags that could signal trouble behind those flawless listing photos. Featuring Scott Geller, a real estate pro and appraiser from Pennsylvania; Ryan Hvizda, owner of Hvizda Realty Group in New Hampshire; Ryan Melvin, Las Vegas real estate expert; Art Moreno, broker-owner of The Art of Realty; and Jordan Schaeffer, president of renovations and aftermarket at Anthony & Sylvan Pools. Plus, in our Hot or Not segment: Are over-customized smart home features turning off buyers?

How much is deemed as ‘comfortable' when it comes to mortgages? Speaking with Antoni Granata, Home Loan Specialist at Westpac, and Anne Flaherty, Senior Economist at REA Group, we discuss how to determine your limits, and how to know if you're out of your depth in the current market.

Is buying always better than renting? Not necessarily. In this episode, Kris Krohn analyzes when renting actually makes more financial sense than owning a home. He breaks down the real math behind homeownership, and helps you make smarter real estate decisions based on your goals, timing, and financial stage. If you're torn between renting and buying, this is a must-listen.

Brian tells you how an assumable mortgage can save you money and help you buy your next home! Learn about real estate tools that are available to get you the best deal possible. Brian also talks about property managemant and land sales. Listen now! Have a real estate need or question? Book a consult with us today! ☎️ (843) 800-0065

The research by the Competition and Consumer Protection Commission showed that a lack of information is leaving buyers "confused, frustrated and in limbo due to lengthy delays". For reaction David Brock, Director of Brock Delappe Estate Agents.

Happy Tuesday! It's time for Rob & Rob to answer two more great questions from our listeners!   (0:46) Sam's a first-time buyer and has found a property that looks like a great investment. He knows getting a buy-to-let mortgage might be tricky, so he's considering using a residential mortgage with consent to let. He asks Rob & Rob whether this is a smart strategy and for their take on this approach.  (4:07) Karan's in the process of buying a property in London but has hit a roadblock after discovering the lease includes a ground rent clause with no cap on future increases, which is making his lender nervous. They're asking for a deed of variation, which the management company is happy to do, if the seller pays a £10k fee. He wants to know if his lender's being overly cautious, if the fee is excessive, and how to avoid ending up with a problematic asset.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest 

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Buying A Home is The WORST Investment You Can Make

San Francisco 49ers QB1, Brock Purdy joins Murph & Markus to discuss buying a home in Nashville, living near Kittle, his offseason training in Florida, & the 49ers new era!See omnystudio.com/listener for privacy information.

San Francisco 49ers QB1, Brock Purdy joins Murph & Markus to discuss buying a home in Nashville, living near Kittle, his offseason training in Florida, & the 49ers new era!See omnystudio.com/listener for privacy information.

Welcome to yet another episode of the Build In Public Podcast!

Many expecting parents consider using a home Doppler to listen to their baby's heartbeat between prenatal appointments. While this can seem like a simple way to ease anxiety and feel more connected to your baby, there are important considerations to keep in mind. This episode offers a closer look at how Dopplers work, the factors that can affect their accuracy, and what the research reveals about their safety. Explore the potential benefits and drawbacks of using a Doppler at home, including why some healthcare providers may advise caution. If you decide to purchase a home Doppler, hear tips for shopping for a device and using a home Doppler more responsibly.     Thank you to our sponsor   Zahler goes above and beyond to use high-quality bioavailable ingredients like the active form of folate, bioavailable iron, and omega 3s. The Zahler Prenatal +DHA is my #1 recommendation for a high-quality prenatal vitamin. Save 20% off the Zahler Prenatal +DHA on Amazon with the code PREPOD20. You can always see the details and the current promo code for the Zahler prenatal vitamin here.     Read the full article and resources that accompany this episode.     Join Pregnancy Podcast Premium to access the entire back catalog, listen to all episodes ad-free, get a copy of the Your Birth Plan Book, and more.     Check out the 40 Weeks podcast to learn how your baby grows each week and what is happening in your body. Plus, get a heads up on what to expect at your prenatal appointments and a tip for dads and partners.     For more evidence-based information, visit the Pregnancy Podcast website.

High interest rates aren't your biggest obstacle — fear and bad advice are. In this episode, David Sidoni shows you how to win anyway.SynopsisIf you're waiting on mortgage rates to drop before you buy a home, you may be setting yourself up to lose thousands. This episode breaks down the real math of affordability — and why obsessing over interest rates could cost you far more than you think. David walks through the truth behind today's rates, the history that puts them in context, and the emotional traps that keep first-time buyers on the sidelines.You'll learn how to stop hoping for a return to 3% rates (spoiler: that era was a global emergency, not a market trend) and instead start planning within the reality of 2025. This is a continuation of the affordability conversation from Episodes 237 and 262, with a sharper focus on how to beat high-rate fears with facts, strategy, and a new mindset.Whether you're renting, budgeting, or just plain overwhelmed, this episode will help you shift from stuck to strategic.Want to see the full affordability breakdown and rent vs. buy math? Read the blog: [Insert Link]Learn how interest rates have changed over the decades — and what that means for your plan.Quote“If you're waiting for 3% rates, you're waiting for another global crisis. That's not a plan.”HighlightsWhy 3% mortgage rates aren't coming back — and why that's okayThe historical average interest rate since 1970 (spoiler: it's 7.7%)How fear and recency bias distort smart homebuying decisionsWhat today's rates really mean for your monthly paymentHow to build a rent replacement plan instead of chasing the marketWhy emotion-based waiting can cost you thousands in lost equityHow to use strategy — not timing — to create long-term winsREFERENCED EPISODESConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

One buyer Caitriona who has just recently gone through the house-bidding process, spoke to Cormac about the challenges she faced.

Chapters: 00:00- Preview 00:46-Intro 01:25-What you don't know about mortgage brokers 04:48-Expectations people have about financing a home 09:19-the debts that most people are carrying 12:27-The 4 basic steps to wealth 15:30-Buying power examples 23:01-Do mortgage calculators work? 25:30-Buyers remorse 33:40-expenses: renting vs. owning 37:35-Buying for investment vs. primary residence 41:28-How much down payment do you REALLY need? 45:45-When housing inventory will SPIKE in the Bay Area 51:05-What the average Bay Area family can afford 54:55-Different home loans and their strategies 59:12-Is a 15-yr mortgage better? 1:04:12-What are reverse mortgages 1:16:38-How will Trump's policies affect the interest rates? 1:22:30-ways to cover closing costs 1:29:11-Which homes appreciate the fastest

Is homeownership becoming a pipe dream for Gen Z? This week on Chicks on the Right, we sit down with financial expert Zach Abraham from Bulwark Capital to talk about the reality of buying a home in 2025. With sky-high mortgage rates, soaring prices, and rent now often cheaper than a mortgage, we're asking the […]

So many people have cost themselves years of building wealth because they hold tightly held false beliefs about some aspects of the home buying and mortgage process. Today we are dispelling these common myths and showing ways people have bought homes or refinanced to better their financial situation and really build wealth and a happier life.

Is homeownership becoming a pipe dream for Gen Z? This week on Chicks on the Right, we sit down with financial expert Zach Abraham from Bulwark Capital to talk about the reality of buying a home in 2025. With sky-high mortgage rates, soaring prices, and rent now often cheaper than a mortgage, we're asking the big question: is it smarter to wait, rent, and save… or go all in before it's too late? This video is sponsored by Bulwark Capital—register free for the “Halftime” webinar on July 24th at Knowyourriskpodcast.com

Buying a new home while keeping your current one can be a smart investment strategy—but it does come with financial challenges, especially when it comes to managing debt. Here are ways you can offset or manage the debt to make this dual-home scenario work:

If you'd like a free copy of the book, just email us at team@thewealthelevator.com and tell us how you found us.In today's podcast, we delve into the financial implications of buying a home to live in versus renting and investing. The host introduces the concept of the 'wealth elevator' as described in their book, which categorizes different financial stages and offers tailored advice. They discuss why individuals in high-priced areas or early stages of wealth building might benefit more from renting and investing in rental properties instead of purchasing a home. Practical insights from personal experience are shared, including saving strategies and the impact of leveraging rental income. The discussion also touches on the pros and cons of homeownership, while advising listeners to consider their individual financial situations before making a decision. Listeners are encouraged to join the Wealth Elevator community for personalized advice and strategies for financial independence.00:00 Introduction to Home Buying Discussion00:06 The Wealth Elevator Concept00:51 Personal Experience with Home Buying01:46 Financial Advice and Wealth Building02:41 When to Buy a House04:03 Renting vs. Buying Debate04:48 Investment Strategies and Returns09:33 Flexibility and Mobility Considerations13:56 Disadvantages of Home Ownership15:44 Conclusion and Final Thoughts Hosted on Acast. See acast.com/privacy for more information.

Buying a home is exciting—until the surprises start. In this episode, Gregory Ricks and mortgage professional Dwayne Stein of Mortgage Gumbo answer a caller's question and walk through what happens when post-purchase problems pop up, why your rate isn't the whole story, and how to avoid costly mistakes.For more episodes like this head over to www.gregoryricks.com/podcastFor the latest in financial news, why don't you tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings from 10 am - 1 pm on: New Orleans - WRNO-News Talk 99.5 FM Biloxi- WBUV - News Talk 104.9 FM OR watch on YouTube LIVE on our YouTube page Winning at Life with Gregory Ricks!If you have any questions or are looking for some financial advice?CLICK HERE to Book a Consultation The free consultation provides an overview of products and services offered by Gregory Ricks & Associates. Investment advisory services made available through AE Wealth Management, LLC, a Registered Investment Adviser, and there is no obligation.

Think you need 20% down to buy a house? Think again. That outdated myth might be the reason you're still renting. In this video, we break down exactly how your down payment affects the maximum home price you can afford, based on your budget, not someone else's rulebook.We walk through real mortgage math, using $1,500/month as our housing budget and today's interest rates to show you what buyers with 20%, 10%, or 5% down can actually afford, including property taxes, insurance, and HOA dues.Whether you're a first-time homebuyer, a millennial trying to break into the market, or just tired of saving toward an arbitrary number, this episode gives you clarity on:How much house can you afford at different down payment levelsWhy aiming for a 20% down payment isn't always necessaryHow lenders calculate what you can qualify forWhat to do if your current savings don't match the home you wantHow to plan your next steps in a high-rate, high-price housing marketThis is a no-fluff, numbers-based breakdown for real people who want real answers. If you're buying a home in 2025, this is the episode you need to watch before setting your savings goal.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success

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In this 'That's Juicy' episode, I chat with mortgage broker Jess Bailey about the human side of home buying. We explore how personal circumstances shape financial decisions and how brokers can advocate for clients whose situations fall outside traditional lending norms. Episode Highlights: The reality of social media credit card points discourse versus actual travel rewards How having children with special needs changes financial priorities and perspectives Navigating home loans for diverse relationship structures and non-traditional buyers Why understanding what you want your life to look like should inform property decisions Government schemes that can help first home buyers and single parents enter the market Where to find Jess: Instagram: @lendingsolved Website: https://www.lendingsolved.com.au/ Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupbSee omnystudio.com/listener for privacy information.

The TEN Commandments when buying a home! This week your Chef Dwayne Stein goes over ten things that you should NOT do when applying for a home loan. Dwayne revisits a call we got from last weeks show about a person who wants to move into a new home, but he really likes his current 3% rate. What should he do? Also Dwayne continues to warn against Buy Now Pay Later, and how CostCo is getting in on the trend. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/31/25

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3165: Mike Ballew shares practical, strategic guidance for navigating a hyper-competitive housing market, where hesitation can cost you your dream home. His five-step plan empowers buyers to act quickly and confidently, arming themselves with neighborhood knowledge, financial readiness, and negotiation flexibility, to avoid common regrets and make smarter, long-term decisions. Read along with the original article(s) here: https://eggstack.com/blog/2022-02-13-5-Tips-for-Buying-a-Home-in-a-Competitive-Market/ Quotes to ponder: "Every home you consider must be viewed through the eyes of other buyers." "Sellers prefer to hitch their wagons to buyers who are able to prove they can afford a home versus someone who hopes they can." "You need to be hungry like the wolf, laser-focused, and ready to pounce on a moment's notice." Episode references: WAV Group: https://www.wavgroup.com Zillow: https://www.zillow.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3165: Mike Ballew shares practical, strategic guidance for navigating a hyper-competitive housing market, where hesitation can cost you your dream home. His five-step plan empowers buyers to act quickly and confidently, arming themselves with neighborhood knowledge, financial readiness, and negotiation flexibility, to avoid common regrets and make smarter, long-term decisions. Read along with the original article(s) here: https://eggstack.com/blog/2022-02-13-5-Tips-for-Buying-a-Home-in-a-Competitive-Market/ Quotes to ponder: "Every home you consider must be viewed through the eyes of other buyers." "Sellers prefer to hitch their wagons to buyers who are able to prove they can afford a home versus someone who hopes they can." "You need to be hungry like the wolf, laser-focused, and ready to pounce on a moment's notice." Episode references: WAV Group: https://www.wavgroup.com Zillow: https://www.zillow.com Learn more about your ad choices. Visit megaphone.fm/adchoices

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Buying a home is a huge decision with a lot of things to consider from location and price to fees and loan types. This episode is here to give you an overview of what to expect when going through the process. 

Dr. Eli Beracha has recently been recognized by The Journal of Real Estate Literature as the world's third best in research productivity, and today, we are honoured to be joined by this top industry expert to bring more clarity to the renting versus buying debate. We use Dr. Beracha's ‘Lessons from Over 30 Years of Buy Versus Rent Decisions: Is the American Dream Always Wise?' and ‘Housing Ownership Decision-Making in the Framework of Household Portfolio Choice' papers as the basis for most of today's conversation, beginning with why owning a home is deeply rooted in the perception of the American dream. Then, we discover how to measure the true price of home ownership, how the American dream and other psychological factors influence one's decision-making, how hard assets perform compared to stocks and bonds, and why renting comes out ahead of buying nine times out of ten. We also learn why owning is for the inherently wealthy, the ins and outs of Dr. Beracha's rent versus buy index, the rate of property appreciation versus stock appreciation, and how renting influences saving habits compared to owning a home. To end, we dive deeper into the risk-adjusted wealth accumulation of home ownership versus renting, and Dr. Beracha compares the efficiency of the real estate market to the stock market while detailing everything to take into account to be fully-equipped to make your decision to rent or buy.   Key Points From This Episode:   (0:00:00) Why Dr. Eli Beracha is one of the world's best to discuss renting vs buying a home.  (0:05:32) Understanding why owning a home is deeply entrenched in the American dream. (0:06:10) The various aspects to consider when measuring the price of home ownership.  (0:07:57) Weather Dr. Beracha agrees with the adage “renting is throwing money away.” (0:09:36) What the price of a home should represent, and how psychology influences decisions.  (0:16:48) Unpacking Dr. Beracha's 2012 paper subtitled, ‘Is the American Dream Always Wise?'  (0:19:51) Hard assets versus stocks and bonds, and why renting pips buying most of the time.  (0:26:00) Why many still choose to own a home despite long-term financial discrepancies.   (0:30:53) The ins and outs of Dr. Beracha's rent versus buy index.  (0:39:46) Why homeowners are usually wealthier than renters even though renting is “cheaper.” (0:42:03) Property appreciation, stock appreciation, and the renter's savings rate. (0:47:41) How home ownership influences saving habits compared to renting.  (0:49:46) The risk-adjusted wealth accumulation of home ownership versus renting. (0:58:40) Dr. Beracha compares the efficiency of the real estate market to the stock market.  (1:03:22) Everything you need to take into account to make your decision to rent or buy.   Links From Today's Episode: Meet with PWL Capital — https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti on LinkedIn — https://www.linkedin.com/in/dan-bortolotti-8a482310/  Episode 325: Addressing 200+ Comments on Renting vs. Owning a Home — https://rationalreminder.ca/podcast/325   Episode 196: Sebastien Betermier: Hedging, Sentiment, and the Cross-Section of Equity Premia — https://rationalreminder.ca/podcast/196  Dr. Eli Beracha — https://www.theberachateam.com/  Dr. Eli Beracha on LinkedIn — https://www.linkedin.com/in/eli-beracha-b8082250/  Dr. Eli Beracha on Instagram — https://www.instagram.com/dreliberacha/  Tibor and Sheila Hollo School of Real Estate | FIU — https://business.fiu.edu/academics/departments/real-estate/   KBIS Capital — https://kbiscapital.com/  Journal of Real Estate Literature — https://www.tandfonline.com/journals/rjel20    Papers From Today's Episode:    ‘Lessons from Over 30 Years of Buy Versus Rent Decisions: Is the American Dream Always Wise?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1814227    ‘Housing Ownership Decision-Making in the Framework of Household Portfolio Choice' — https://www.tandfonline.com/doi/abs/10.1080/10835547.2017.12091472  ‘Findings from a Cross-Sectional Housing Risk-Factor Model' — https://www.researchgate.net/publication/236023682_Findings_from_a_Cross-Sectional_Housing_Risk-Factor_Model

Financial coach Soledad Fernández Paulino from @wealthparatodos returns to share her powerful journey to buying a home in one of the most expensive markets in the U.S. We talk financial strategy, mindset, identity, and how she balanced early retirement goals with real estate dreams. If you're a first-gen or BIPOC buyer thinking homeownership is out of reach, this one's for you. For more information or if you'd like to get in contact with Soledad visit her website https://wealthparatodos.com/  Important Links/Socials: 

On this episode of The Investor Professor Podcast, Dr. Ryan Peckham sits down with licensed mortgage broker Ashley Marx for a comprehensive and candid conversation about buying your first home or commercial property. Ashley, who helped Ryan purchase his first commercial building, breaks down the myths around down payments, closing costs, and how debt-to-income ratios really shape your buying power. They explore why many young buyers hit “analysis paralysis” by assuming they need 20% down and how alternative loan options—like down payment assistance programs—can open doors earlier than expected. From tips on preparing your credit score to real stories from the 2008 housing crash, Ashley shares eye-opening insights for buyers at every stage. The two discuss how real estate trends are shifting, what people get wrong about mortgage approvals, and why now might be smarter than waiting for rates to drop. Whether you're thinking about your first home, rental property, or retirement planning, this episode lays out the essentials in an approachable, honest way.Ashley Marx - E Mortgage Capital949-603-2833amarx@emortgagecapital.com#RealEstateTips #MortgageAdvice #FirstTimeHomeBuyer #InvestorProfessor #FinancialPlanning #RealEstateInvesting #CreditScore #DownPaymentHelp #BuyingAHome #PersonalFinance* This podcast contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this podcast will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security. Rydar Equities, Inc. does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.  Past performance is no guarantee of future results.

In this episode, Dan shares the story of a buyer couple that taught him a hard but valuable lesson—never write an offer without making sure it will get accepted. He explains how ambiguous language cost him clarity, and how he transformed that experience into a repeatable strategy. Plus, Dan goes deep on what it really means to lead: Would you follow you?What you'll learn on this episodeEliminate ambiguity in your language—say “offer that will get accepted.”Use the One to Five Worksheet to help buyers make decisions independently.Leadership starts with asking, “Would I follow me?”You attract what you embody. Be who you want your team to become.Empower your team by giving them tools, training, and then getting out of the way.Resources mentioned in this episodeOne to Five Worksheet – A tool to help buyers rate homes independently and avoid influencing each other.Teach to Sell – The methodology that drives sales without pressure and develops real leaders. To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan Rochon

Join the TLOP MLO Coaching Community! https://tloponline.com/mlo-coaching-programs/?utm_source=TLOP&utm_medium=Description&utm_id=YouTube D.O. tackles one of the most frequently asked questions in real estate: “Is now a good time to buy a house?” Drawing from personal experience, industry insight, and a little bit of humor, he breaks down why the answer is almost always, "It depends," and outline the five essential questions every potential homebuyer should ask themselves before diving in.

Despite having different upbringings, one thing was the same - their faith in God. Listen in as Christian & Abigail share their faith journey of walkthrough homeownership, miscarriages, and stepping out in business. Want to become a parter:www.faithignite.us/donate

There are several factors to consider... like interest rates, your long-term stability, and financial goals. Today's Stocks & Topics: DOCN – Digital Ocean Holdings Inc., Market Wrap, Should You Pay Off Low-Interest Student Loans Before Buying a Home?, Gold, SIEGY - Siemens AG ADR, MSFT - Microsoft Corp., GOOG - Alphabet Inc. Cl C, Demand for Gold in Asia, VST - Vistra Corp., TEM - Tempus AI Inc., Precious Metals Stocks, NVDA - NVIDIA Corp., DOGE Savings.Our Sponsors:* Check out Kinsta: https://kinsta.comAdvertising Inquiries: https://redcircle.com/brands

Many prospective homebuyers may find themselves locked out of the market again this year. What key signs should buyers watch for in the coming months? In the final episode of our special series, “Buying a Home in 2025: Navigating the Crunch,” host Ariana Aspuru takes a closer look at the ongoing challenges facing the housing market, with Wall Street Journal reporters Veronica Dagher and Nicole Friedman, and Redfin's chief economist, Daryl Fairweather. We'll explore the challenges facing builders, from President Trump's tariffs and the Federal Reserve's plans for interest rates to the impact of potential deportation-induced labor shortages. We'll break down how these factors will affect the construction of new homes and could shape the housing landscape in the future. Catch up on previous episodes here.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

If you think you're ready to take the plunge but feel overwhelmed by rising costs and the competitive landscape of the housing market, this episode is for you. In the second episode of our special series, “Buying a Home in 2025: Navigating the Crunch,” we'll hear from a woman who recently closed on a house in Virginia. Host Ariana Aspuru will be joined by Wall Street Journal reporter Veronica Dagher and financial coach Bernadette Joy to discuss the steps you can take to prepare, whether as a buyer or a seller: what's in your control, what isn't, and other unexpected expenses.  If you missed episode one, listen here. The final episode of our series airs next Sunday.    Sign up for the WSJ's free Markets A.M. newsletter.  Further reading:  Home Sales Rose 4.2% in February, Beating Expectations  If You Want to Buy a House, First Figure Out All the Hidden Costs  Home Buyers Start to Come Off Sidelines Even as Rates, Prices Stay Stuck - WSJ  Learn more about your ad choices. Visit megaphone.fm/adchoices

High mortgage rates, low inventory and unaffordable prices have left a lot of prospective home-buyers on the sidelines again this year. In the first installment of our special series, “Buying a Home in 2025: Navigating the Crunch,” host Ariana Aspuru explores the challenges of today's real estate market. She's joined by Wall Street Journal reporter Veronica Dagher and Zillow's senior economist Orphe Divounguy, who will provide insights on what buyers can expect in 2025 like the rising cost of home insurance, stubborn inflation, and if mortgage rates will fall. Plus, we break down how the National Association of Realtors settlement has changed the homebuying process. Additional episodes of the series drop on Sundays in April. Sign up for the WSJ's free Markets A.M. newsletter . Further Reading:  This 4-Bedroom Ranch in N.J. Tells You Everything About the Lopsided Housing Market   Home Buyers Are Finally Getting the Upper Hand Again   One House, Three Owners: The Ballooning Cost of the American Dream   Learn more about your ad choices. Visit megaphone.fm/adchoices