Podcasts about buying a home

Feeling locked out of the housing market by skyrocketing home prices and rising interest rates? It's time to rethink homeownership and explore creative real estate strategies! In this episode, we shatter the myth that you have to go it alone. Learn how co-buying with friends, embracing multigenerational living, and supercharging your savings can help you build wealth and achieve your dream of owning a home. Whether you're a first-time homebuyer or someone looking to break into the real estate market, we've got actionable tips to inspire your journey. Key Discussion Points & Timestamps 00:00 - 08:00 | Co-Buying Homes with Friends Discover the growing trend of co-buying property with friends to share the financial load, tackle sky-high housing prices, and start building equity faster. 08:00 - 16:00 | Multigenerational Living Hear a real-life success story about families combining households. Learn how this shift is saving money, maximizing resources, and making real estate investment more achievable. 16:00 - 24:00 | Young Adults Staying Home to Save Staying with family longer isn't a step back—it's a financial power move! We discuss how to save for your down payment faster and turn your time at home into a springboard for homeownership. Who This Is For First-Time Home Buyers: Struggling with housing affordability? Get fresh, actionable ideas to make homeownership possible in today's market. Young Professionals: Looking to build equity but can't save enough for a 20% down payment on your own? We've got you covered. Families: Interested in multigenerational living to pool resources, save on childcare, or support aging parents? Learn how this can be a game-changer. Aspiring Homeowners: Currently living at home? Use this time to prepare financially and take your first step into the real estate market.       Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung  

Send a textIn this episode of Happy Hour with the Home Collective, we're diving into a truth bomb: Not Everything Is Meant for Social Media.Join the crew as we lovingly roast those classic realtor posts—the 5 AM “grind” schedules, the hourly deal updates, the “just closed my 47th this month” flexes, and the daily life dumps that make us all wonder: Is this marketing... or just a cry for validation? We keep it real (sort of) about why some wins, routines, and humblebrags belong in your private notes—not your feed. Expect plenty of tongue & cheek pokes, relatable real estate stories, and a reminder that sometimes the best move is logging off and actually living the hustle instead of broadcasting it.Grab your drink, hit play, and let's laugh at the overshare game we've all played at least once.  Who's been guilty? We see you. Need Bill & Kristin's help with Real Estate: https://forms.gle/sZiLAPAtsZLkim5R6Questions or Suggestions for the show: https://forms.gle/dewXK7ANqrP44dVB7Podcast Instagram: https://www.instagram.com/homecollectivehappyhour/Philly Home Collective Real Estate: Instagram: https://www.instagram.com/phillyhomecollective/Team website: https://phillyhomecollective.com/Email the podcast: homecollectivehh@gmail.comSupport the podcastBuy Us a Coffee: buymeacoffee.com/homecolleco

In this episode of the Real Estate Pros podcast, host Michelle Kesil speaks with Elias Flores, a credit repair expert, about the importance of maintaining a good credit score for home buying and investment. Elias explains how credit scores are calculated, common mistakes people make when investing in properties, and effective strategies for repairing low credit scores. He emphasizes the significance of payment history, credit utilization, and the process of disputing inaccuracies on credit reports. The conversation provides valuable insights for consumers looking to improve their financial standing and navigate the real estate market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send a textIf you feel like homeownership is out of reach, you're not imagining it.In this episode, we break down why buying a home today is drastically harder than it was for previous generations and why this has nothing to do with lattes, avocado toast, or bad budgeting. We walk through real numbers, personal experiences, and the structural changes that reshaped the housing market after 2008.We talk about:How home prices have outpaced incomeWhy this isn't a personal finance failureThe real costs of owning beyond the mortgageWhen renting can be the smarter optionPractical paths to explore if buying is still your goalThis episode is for millennials who feel stuck, discouraged, or judged for not owning a home yet. The bottom line: it's not you. The system changed.If homeownership is something you're still working toward, we hope this gives you clarity, validation, and a little more grace for yourself.Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. Apply to be a guest on the show. You can also email us at: thesugardaddypodcast@gmail.com Connect with us on InstagramWe're most active over at @thesugardaddypodcast Chat with BrandonWant to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Their mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and fina...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about what to think about when buying a new home, unpacking the financial pitfalls, smart planning steps, and long-term considerations every buyer should keep in mind. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about what to think about when buying a new home, unpacking the financial pitfalls, smart planning steps, and long-term considerations every buyer should keep in mind. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

What if the real risk in buying a home isn’t interest rates - but your job? In early 2026, AI disruption, shifting HDB policies and volatile careers are forcing buyers to rethink what “affordable” really means. Shorter BTO waiting times promise relief for young couples, but could trigger unexpected ripple effects across resale. At the same time, the long-standing price gap between RCR and CCR or prime and slightly beyond prime districts has narrowed to levels that are seeing some sit up. What does this all mean for you and your wealth journey? Ivan Cai, CEO of Crestbrick, breaks down what this new property cycle means for buyers and investors, hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Should buying a home come at the expense of your retirement future? In this episode of Michigan’s Retirement Coach, Mike Douglas tackles the growing idea of tapping a 401(k) to purchase a house and why it’s more complicated than it sounds. The conversation explores rising home prices, shrinking starter‑home inventory, proposed policy changes, and the long‑term impact of pulling retirement dollars early. Mike breaks down loans vs. withdrawals, tax consequences, and how housing decisions today can ripple through decades of retirement planning. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Essential Questions to Ask When Buying a HomeIn this episode, we discuss crucial questions that every homebuyer should ask before making a purchase. Topics include the cost of utilities, property taxes, home sales history, crime rates, and more. We also explore the importance of warranties, the condition of major home components like the roof and plumbing, and potential pest issues. Additionally, the episode covers listing and market strategies for selling homes, highlighting notable property examples. Get informed and make the best decision for your future home!Buying a Home? Don't Forget to Ask These Questions!What to Do if Your Home Insurance Claim is DeniedPROBATE AND ESTATE SALESHow your Home will be MarketedLos Gatos Home of the Week Santa Clara County Price Reductions FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Essential Questions to Ask When Buying a Home00:20 Understanding Home Sales History00:48 Monthly and Annual Utility Costs01:27 Property Taxes Explained01:59 Crime and Unusual History Disclosures02:33 Roof and Maintenance Concerns02:59 Parking Restrictions and Warranties03:53 Renovations and Sewage Issues04:49 Pest Infestations and Inspections05:38 Promoting Listings on Homes.com06:42 Highs and Lows of the Week08:29 Listing Strategies and Market Trends10:03 Conclusion and Market Overview

A new survey reveals growing pessimism among Americans about the future of homeownership. According to data from IPX1031, 62% of Americans say buying a home in 2026 feels unrealistic, up sharply from last year. Rising home prices, affordability challenges, and limited inventory are pushing many would-be buyers to the sidelines, while confidence in the real estate market continues to weaken. Nearly half of respondents say homeownership no longer represents the American Dream, and only a small share expect conditions to improve this year. In this episode, Kathy Fettke breaks down what's driving the affordability crisis, why demand for rental housing remains strong, and why responsible landlords play a critical role in providing safe, affordable, and stable housing in today's market.

Book tour dates and ticket info here.Housing is too expensive. Everyone knows this. Democrats know that talking about it plays well with voters. And now – in a midterm election year – President Donald Trump seems to be focused on it, too. His administration has recently started talking more about affordability. And they're taking action with two new initiatives that aim to make buying a house easier. Today on the show, we're gonna take a close look at these two moves. And ask: Will they work?Subscribe to Planet Money+Listen free: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Facebook / Instagram / TikTok / Our weekly Newsletter.This episode was produced by Willa Rubin with production help from Sam Yellowhorse Kesler. It was edited by Marianne McCune, fact-checked by Sierra Juarez, and engineered by Jimmy Keeley and Cena Loffredo. Alex Goldmark is our executive producer.Music: NPR Source Audio - "No Problem,”  “Fruit Salad,” “Checking In” and “Day Dreamer.”Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

We unpack how families can help first-home buyers enter the market without risking retirement, and why honest conversations plus clear numbers beat media noise. Practical steps include guarantors, 5% deposit schemes, rentvesting, and legal safeguards for gifts.• social pressure and silence blocking helpful family talks• role of the mortgage broker as long-term advisor• apartments and location as smarter first steps• four family help paths: guarantor, gift, silent stake, co-borrow• using splits, offsets, and timelines to remove guarantees• 5% deposit schemes and avoiding lenders' mortgage insurance• rentvesting to boost borrowing capacity• legal protection for gifts and fairness across siblings• savings incentives, living at home, and granny flats• career trajectory, buffers, and repayment resilienceAs you all know, we love it when you leave feedback, share it with a friend, share it with someone in your network, and make sure you subscribe so you never miss an episodeIf you've enjoyed today's episode, make sure that you subscribe, leave a review, and share it with someone in your communityWe encourage all of our listeners to share their questions and ideas that they would like to know more onYou can contact us at ask@capital.com.auEpisode Resources:More on Michael Killiner___________________________________________________________________________________________ The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life! We draw on over 30 years of experience from David Andrew and the Capital Partners team. For more information on Capital Partners' award winning team, visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au. This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788....

Can the president actually impact mortgage rates — or is that just noise? And what does any of it mean if you're thinking about buying or selling a home in DFW right now? In this episode Todd is joined by a full studio crew for a real, unscripted conversation about what's happening right now in the Dallas Fort Worth housing market, from mortgage rates to buyer optimism to where people are actually moving. We have an all-out (friendly) showdown about East Plano vs. East Richardson. No rankings. No negativity. Just real insight from people who live here, work here, and sell homes in these neighborhoods every day. We also talk about homes on land, desirable neighborhoods, and why areas like Weatherford, Aledo, and expanding northern DFW suburbs continue to attract buyers looking for space and lifestyle, not just a house. The big takeaway? This market rewards prepared buyers and realistic sellers. Rates coming down doesn't automatically make things easier, it brings more competition, higher prices, and tougher terms. If you're thinking about buying, selling, investing, or just trying to understand what the market is doing, this episode will give you clarity without the hype. Have questions about DFW real estate? Call or text 214-310-0008 anytime.

Featured on WGN Radio's Home Sweet Home Chicago on 01/24/26: Jim Brown of The Sarah Leonard Team at Legacy Properties joins the show to talk about the stigma that comes with marketing a home “as-is” and buyers’ offers. To learn more about what Rob, Sarah, and her team can do for you, go to sarahleonardsells.com or call […]

Boortz talks about his frustrations with drivers and how hard it is to buy a home right now, with laws around the country trying to be passed to be make it more difficult saying the American Dream will be goneSee omnystudio.com/listener for privacy information.

Boortz talks about his frustrations with drivers and how hard it is to buy a home right now, with laws around the country trying to be passed to be make it more difficult saying the American Dream will be goneAtlanta's ONLY All Conservative News & Talk Station.: https://www.xtra1063.com/See omnystudio.com/listener for privacy information.

In this episode of Money Meets Medicine, Dr. Jimmy Turner and Justin Harvey explore the financial and emotional complexities of home buying for physicians after training. They discuss the trade-offs between purchasing move-in-ready homes versus fixer-uppers, managing renovation costs, and understanding return on investment. The hosts emphasize the importance of aligning home-buying decisions with personal values, long-term financial planning, and cash flow realities. They share practical strategies for financing renovations and highlight that homeownership is as much about emotional well-being and lifestyle fit as it is about financial calculations.Check out Medical Degree Financial University: https://moneymeetsmedicine.com/MDFUEvery doctor needs own-occupation disability insurance.  Get it from a source you can trust: https://moneymeetsmedicine.com/disability Want a free copy of The Physician Philosopher's Guide to Personal Finance?  Snag your copy here: https://moneymeetsmedicine.com/freebook Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This is a recording of a Viewer Questions livestream from Youtube. With Jocelyne, Jade, Caroline & Corey in this live stream. In this stream we primality discuss viewers dating and relationship questions. But we also talk about how to improve your life, financial help and world events. If you enjoy lively conversation and want your questions answered in real time, click on this link to watch upcoming live streams and be part of the conversation: https://www.youtube.com/@CoachCoreyWayne/streams 

Broadcast archive page with expanded content https://rosieonthehouse.com/podcast/on-the-house-hour-pros-and-cons-of-renting-vs-buying-a-house/

https://mhwc.co.uk/blog/5-fact-friday-9-january-2026/Watch the video here: https://youtube.com/live/cG0tbNTTGc0Support the showFollow me on X for daily updates: https://x.com/moving_charlie

The expert realtors at Berkshire Home Services Premier Properties have some tried and true advice for those planning on purchasing a home in the next year!See omnystudio.com/listener for privacy information.

We've been told that the U.S. real estate market was going to crash for several years now. But when is it actually going to happen?Today we're talking with Jason Abrams, a fellow real estate investor who focused on luxury house flips and high-end real estate. He's a veteran in the industry and has years of experience, and I myself have been investing for over 20 years now. If you want to hear our insights about the real estate market, check out this podcast!NOT INVESTMENT, FINANCIAL, LEGAL OR TAX ADVICE#realestate #realestateinvesting #housingmarket #housing

Best Steps to Buying a Home -Best Practices when Selling a Home by Jo Garner

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down what banks really look at when approving a home loan in Australia — and why having a big deposit alone is no longer enough. If you're planning to buy a home in 2025 or 2026, this episode is essential viewing. We explain how lenders assess your spending habits, credit score, borrowing power, and financial behaviour, and why so many buyers are shocked when their loan is rejected. In this episode, we cover: Why banks rely on the Household Expenditure Measure (HEM) How your spending habits impact borrowing capacity Why credit behaviour matters more than your deposit The hidden impact of credit cards & Buy Now Pay Later How loan enquiries can damage your credit score  Why speaking to a mortgage broker can dramatically improve approval odds  Whether you're a first home buyer, upgrading, or planning your next investment, this episode will help you avoid costly mistakes and understand how lenders really think.

Markets feel jittery, interest rates are in flux, and many listeners are wondering how to plan for 2026 with confidence. In this Ask Farnoosh episode, Farnoosh Torabi breaks down the biggest financial headlines of the week and tackles real listener questions about investing, saving, and navigating major life decisions during uncertain economic times.Farnoosh starts with a clear, no-nonsense explanation of the Federal Reserve's latest rate cut and what the split decision inside the Fed signals about inflation, the labor market, and the likelihood of future cuts. She explains why mortgage rates may not move much in the near term, what the Fed's return to buying Treasury securities really means, and why now is not the time to make big financial moves based solely on headlines.Next, Farnoosh walks through important 401(k) changes coming in 2026, including higher contribution limits, expanded catch-up contributions for older workers, and increased employer contribution caps. She outlines who benefits most from these changes and shares practical steps listeners can take now to maximize retirement savings and avoid leaving money on the table.In the mailbag, Farnoosh answers listener questions on:Whether gold makes sense as a “safe haven” investment, how to buy it, and how much is too muchWhen high-yield online savings accounts are a smart place to park money, especially after receiving an inheritanceWhat to do with an old employer's 401(k) and when rolling it over is the better moveAnd one of the toughest questions many first-time buyers face today: whether it's ever worth tapping a 401(k) to buy a home Hosted on Acast. See acast.com/privacy for more information.

Enjoy!

#ThisMorning | Should you #Wait for the #FederalReserve to Lower #Rates before #Buying a #Home? | Carl Delmont, Freedmont Mortgage | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness 

Our expert this morning Margaret Barrett of Mortgage Navigators who took a look at the hidden costs of buying a home and answers listener's mortgage questions.

Stefani Berkin, president of R New York, stops by to share why the end of the year can be a great time to buy or sell a home. Also, NBC's Anne Thompson visits a Massachusetts boxing gym where physical activity is helping Parkinson's patients improve balance, coordination, and confidence beyond traditional medicine. Plus, Mark Wahlberg and Michelle Monaghan drop in to talk about “The Family Plan 2”, where their family takes a chaotic adventure through Paris. And, supermodel Kathy Ireland reflects on her Sports Illustrated debut and the magazine's legacy in the new documentary “Beyond the Gaze: Julie Campbell's Swimsuit Issue.” Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

So, you've decided that now is the right time to start saving for or look at buying a house....yay, go you! If you're like me, you have so many questions (so many) and need answers STAT about the potential homebuyer grants, and ADF schemes and entitlements you and your military member may be able to apply for. But…. those answers need to be explained in plain old non-military speak, which is why Defence Bank's Regional Manager for Lending Distribution, Ashley Wills, and I talk you through ALL.THE.THINGS when it comes to saving for and buying a house.   In this episode, Ashley and I talk about; -First steps once you decide to save for a house -Personal debts and how they can impact your borrowing power -Which Home Buyer Grants and ADF schemes, and entitlements you may be eligible for -DHOAS (Defence Home Ownership Assistance Scheme) explained -HPAS (Home Purchase Assistance Scheme) explained -HPSEA (Home Purchase or Sale Expenses Allowance) explained -The newly expanded Australian Government 5% Deposit Scheme explained -The First Home Owner Grant and Super Saver Scheme explained -What is stamp duty, and the available concessions -How to factor in Interest rates and understand what you can borrow -Getting preapproval and why organising Power of Attorney is useful for Defence families   For even more information and to check your eligibility for any of the grants, schemes and entitlements discussed in this podcast episode, click through the links below or get in contact with Defence Bank to talk about all of the above in more detail on 1800 033 139 or visit the website www.defencebank.com.au DHOAS- https://www.dhoas.gov.au/ HPAS- https://pay-conditions.defence.gov.au/buying-or-selling-home HPSEA- https://pay-conditions.defence.gov.au/selling-or-buying-home-using-home-purchase-or-sale-expenses-allowance-hpsea 5% Deposit Scheme- https://www.housingaustralia.gov.au/ First Home Owner Grant- https://www.firsthome.gov.au/ First Home Super Saver Scheme- https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme Home Loan Borrowing Power Calculator- https://www.defencebank.com.au/tools-and-advice/calculators/home-loan-borrowing-power-calculator/ Home Loan Repayments Calculator- https://www.defencebank.com.au/tools-and-advice/calculators/home-loan-repayments-calculator/ Stamp Duty Calculator- https://www.defencebank.com.au/tools-and-advice/calculators/stamp-duty-calculator/  

Buying a home is a financial goal for many of us. Mark and Shani go through the questions you need to ask yourself to get clear on whether it is the right decision for you.You can read the full article here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is now available! It is also available in Audiobook format from most sellers.Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

Ever feel like your money goals are at war with your life goals? Like one minute you’re saving for a house… and the next you’re convincing yourself a Euro summer is “an investment in personal growth”? This week’s DM came from someone stuck right there... her partner’s all-in on buying a home, while she’s eyeing flights. And honestly? We get it. Because trying to choose between living life and getting ahead feels like an impossible math problem. So we’re unpacking whether travel really sets you back… or if it’s just a different kind of wealth that doesn’t show up in your net worth. Victoria's breaking down how to make those big-money decisions (trips, weddings, babies, the whole lot) without losing sight of Future You, or resenting Current You for having fun. And speaking of big milestones… we’re also getting real about how to actually prep for parental leave. From test-driving life on one income to building a “sanity fund” that actually covers what you’ll really need, not just the boring stuff. Plus, it's Friday so there's all the money wins, broke tips and money goss you love. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Ready to buy a Michigan home without getting dragged into bidding wars or overpaying? In this 47-minute deep dive, I walk you through an A-to-Z playbook for 2025-2026 buyers: how to read the current Michigan market, target the right listings, write a smart low offer, and negotiate seller concessions (closing costs, rate buydowns, repairs) while protecting yourself with inspections and contingencies. If you're shopping anywhere in Metro Detroit, Ann Arbor, Grand Rapids, Lansing, West Michigan, Oakland County, Macomb, Washtenaw, Livingston, or Genesee, this guide will help you spot real opportunities and avoid costly mistakes.MENTIONED LINKS ⬇️→How To Win A Bidding War Guide: https://shorturl.at/39EOW→Michigan Relocation Guide: https://shorturl.at/9IZQ1→Michigan Relocation Checklist: https://www.mihomesbyandrew.com/relocation-checklistCONTACT ME

Climate change is reshaping how people live, and where they live. If you're a homeowner, or looking to become one, extreme weather, heat, droughts, and floods are important factors to consider. That's true if you're renting too. New York Times finance reporters Ron Lieber and Tara Siegel Bernard share the advice from their guide to owning a home and foreseeing climate risks, and take listeners' questions.

Welcome to another eye-opening episode of the Building Your Money Machine Show. Today, I'm pulling back the curtain on a financial “truth” we've all been sold: that buying a home is the ultimate American Dream. If you've ever felt pressure to own a house—or worried that renting means you're “throwing money away”—this episode is for you.Let's get real. For decades, we've been told that a mortgage is a rite of passage and a path to prosperity. But when you dig deeper (and I do that with real numbers from both high-cost and more affordable cities), home ownership can end up being the fastest way to lock yourself into years—sometimes decades—of financial stress. It's not just about the monthly payment. There are surprise roof leaks, HOA letters about your mailbox color, skyrocketing insurance costs, and a host of phantom costs nobody ever posts about on Instagram.Whether you're contemplating your first purchase or just questioning the hype, I walk you through my free Rent vs. Buy calculator, so you can see for yourself whether buying a home stacks up for your unique situation.IN TODAY'S EPISODE, I DISCUSS:The origins of the “American Dream” of homeownershipWhy just focusing on your mortgage payment is a costly mistakeThe REAL costs of owning a homeWhat most people get wrong about the rent vs. buy debateStep-by-step walkthrough of actual numbers in LA and MinneapolisWhy renting isn't “throwing money away”—unless you spend the savingsThe 6 essential questions to ask yourself before you ever buy a homeHow to use my free Rent vs. Buy calculator to make your own decisionRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why Most Americans Never Escape the Middle Class TrapWhat Everyone Gets Wrong About FIREIf You Don't Understand Bonds, You Don't Understand Money7 Things I Wish I Knew Before I Retired8 Signs You're NOT Ready For The Upcoming RecessionRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrYWhat Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqoIf You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiwORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The #1 mistake first-time homebuyers make? House hunting before getting pre-approved. In this episode of the State 48 Homeowner Podcast, Scott Kooiman sits down with Steve Farrington and Twila Edwards from the Klaus Team to explain why pre-approval is the crucial first step in the homebuying process. You'll learn: * Why pre-approval saves you time, money, and stress * How pre-approval helps you shop with confidence in the right price range * The difference between pre-qualification and pre-approval * How agents and lenders work together to strengthen your offer * Why communication between your realtor and lender is key to getting your dream home Don't waste time falling in love with homes that aren't the right fit — start with pre-approval and put yourself in the strongest position to buy.

If you're thinking about buying a home in Grand Rapids, chances are you've heard a mix of opinions about the city. As one of the fastest-growing areas in Michigan, Grand Rapids has caught the attention of families, young professionals, and retirees alike. But with all that buzz comes a few misconceptions. Let's clear the air and break down some of the biggest myths about living in, moving to, and buying a home in Grand Rapids.SUBSCRIBE: https://www.youtube.com/channel/UCWLKp_rEg77NKMFthOTVeiw?sub_confirmation=1 Contact us now:Call or Text: (616) 330-2555Email: info@marketgr.comMoving to Grand Rapids? Pick up our FREE relocation guide!https://mailchi.mp/8b5aff1055a5/relocation-guideMore from Group Realtors:Website

In this episode, listeners are transported to the picturesque shores of Lake Chapala, Mexico's largest lake. Host Taniel Chemsian welcomes Kristina Morgan, a seasoned real estate broker and long-time resident of Chapala, for an in-depth conversation about what makes this region so appealing to expatriates and retirees. Kristina shares her personal story of relocating to Chapala with her family in the early 1990s and how her deep roots in the area led her to a fulfilling career in real estate. She highlights the region's stunning natural beauty, temperate mile-high climate, vibrant arts and cultural scene, and the unique blend of traditional and contemporary architecture now available to homebuyers. The discussion also explores the growing trend of younger families moving to Chapala, the welcoming community spirit, and the practicalities of living and investing in the area—from affordable property options to the quality of healthcare and daily life. Packed with expert advice and heartfelt reflections, this episode offers valuable insights for anyone dreaming of a peaceful, purposeful retirement or new adventure in one of Mexico's most sought-after communities. Join Taniel and Kristina as they unveil why Lake Chapala is capturing the hearts of expats from around the world. Key Moments:  05:48 Contemporary Homes vs. Traditional Appeal 07:06 "Advocating Colonial Architecture in Developments" 09:39 Chapala: Authentic Spanish Experience 15:17 "Pleasant Climate and Relaxed Living" 16:41 "Community Integration and Purpose" 20:35 "Vallarta: A Celebration of Holidays" 22:37 Mixed Communities in San Antonio 26:27 Riberas del Pilar Housing Overview 30:24 "Consider Reputable Agents When Buying" 33:51 Lake Chapala Land Cost Factors 36:47 Perceived Safety in Mexico 38:59 Finding Peace in Mexico   Want to own a home in Mexico? Start your journey with confidence – download your FREE Taniel Chemsian Properties Buyer's Guide now for expert tips and clear steps to make it happen! Click here -  https://tanielchemsian.com/buyers-guide-podbean/   Contact Information: Email: info@tanielchemsian.com Website: www.tanielchemsian.com Mex Office: +52.322.688.7435 USA/CAN Office: +1.323.798.8893  

Is buying always better than renting? Not necessarily. In this episode, Kris Krohn analyzes when renting actually makes more financial sense than owning a home. He breaks down the real math behind homeownership, and helps you make smarter real estate decisions based on your goals, timing, and financial stage. If you're torn between renting and buying, this is a must-listen.

Happy Tuesday! It's time for Rob & Rob to answer two more great questions from our listeners!   (0:46) Sam's a first-time buyer and has found a property that looks like a great investment. He knows getting a buy-to-let mortgage might be tricky, so he's considering using a residential mortgage with consent to let. He asks Rob & Rob whether this is a smart strategy and for their take on this approach.  (4:07) Karan's in the process of buying a property in London but has hit a roadblock after discovering the lease includes a ground rent clause with no cap on future increases, which is making his lender nervous. They're asking for a deed of variation, which the management company is happy to do, if the seller pays a £10k fee. He wants to know if his lender's being overly cautious, if the fee is excessive, and how to avoid ending up with a problematic asset.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest 

Buying A Home is The WORST Investment You Can Make

San Francisco 49ers QB1, Brock Purdy joins Murph & Markus to discuss buying a home in Nashville, living near Kittle, his offseason training in Florida, & the 49ers new era!See omnystudio.com/listener for privacy information.

San Francisco 49ers QB1, Brock Purdy joins Murph & Markus to discuss buying a home in Nashville, living near Kittle, his offseason training in Florida, & the 49ers new era!See omnystudio.com/listener for privacy information.

Many expecting parents consider using a home Doppler to listen to their baby's heartbeat between prenatal appointments. While this can seem like a simple way to ease anxiety and feel more connected to your baby, there are important considerations to keep in mind. This episode offers a closer look at how Dopplers work, the factors that can affect their accuracy, and what the research reveals about their safety. Explore the potential benefits and drawbacks of using a Doppler at home, including why some healthcare providers may advise caution. If you decide to purchase a home Doppler, hear tips for shopping for a device and using a home Doppler more responsibly.     Thank you to our sponsor   Zahler goes above and beyond to use high-quality bioavailable ingredients like the active form of folate, bioavailable iron, and omega 3s. The Zahler Prenatal +DHA is my #1 recommendation for a high-quality prenatal vitamin. Save 20% off the Zahler Prenatal +DHA on Amazon with the code PREPOD20. You can always see the details and the current promo code for the Zahler prenatal vitamin here.     Read the full article and resources that accompany this episode.     Join Pregnancy Podcast Premium to access the entire back catalog, listen to all episodes ad-free, get a copy of the Your Birth Plan Book, and more.     Check out the 40 Weeks podcast to learn how your baby grows each week and what is happening in your body. Plus, get a heads up on what to expect at your prenatal appointments and a tip for dads and partners.     For more evidence-based information, visit the Pregnancy Podcast website.

High interest rates aren't your biggest obstacle — fear and bad advice are. In this episode, David Sidoni shows you how to win anyway.SynopsisIf you're waiting on mortgage rates to drop before you buy a home, you may be setting yourself up to lose thousands. This episode breaks down the real math of affordability — and why obsessing over interest rates could cost you far more than you think. David walks through the truth behind today's rates, the history that puts them in context, and the emotional traps that keep first-time buyers on the sidelines.You'll learn how to stop hoping for a return to 3% rates (spoiler: that era was a global emergency, not a market trend) and instead start planning within the reality of 2025. This is a continuation of the affordability conversation from Episodes 237 and 262, with a sharper focus on how to beat high-rate fears with facts, strategy, and a new mindset.Whether you're renting, budgeting, or just plain overwhelmed, this episode will help you shift from stuck to strategic.Want to see the full affordability breakdown and rent vs. buy math? Read the blog: [Insert Link]Learn how interest rates have changed over the decades — and what that means for your plan.Quote“If you're waiting for 3% rates, you're waiting for another global crisis. That's not a plan.”HighlightsWhy 3% mortgage rates aren't coming back — and why that's okayThe historical average interest rate since 1970 (spoiler: it's 7.7%)How fear and recency bias distort smart homebuying decisionsWhat today's rates really mean for your monthly paymentHow to build a rent replacement plan instead of chasing the marketWhy emotion-based waiting can cost you thousands in lost equityHow to use strategy — not timing — to create long-term winsREFERENCED EPISODESConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Is homeownership becoming a pipe dream for Gen Z? This week on Chicks on the Right, we sit down with financial expert Zach Abraham from Bulwark Capital to talk about the reality of buying a home in 2025. With sky-high mortgage rates, soaring prices, and rent now often cheaper than a mortgage, we're asking the […]

Is homeownership becoming a pipe dream for Gen Z? This week on Chicks on the Right, we sit down with financial expert Zach Abraham from Bulwark Capital to talk about the reality of buying a home in 2025. With sky-high mortgage rates, soaring prices, and rent now often cheaper than a mortgage, we're asking the big question: is it smarter to wait, rent, and save… or go all in before it's too late? This video is sponsored by Bulwark Capital—register free for the “Halftime” webinar on July 24th at Knowyourriskpodcast.com

If you'd like a free copy of the book, just email us at team@thewealthelevator.com and tell us how you found us.In today's podcast, we delve into the financial implications of buying a home to live in versus renting and investing. The host introduces the concept of the 'wealth elevator' as described in their book, which categorizes different financial stages and offers tailored advice. They discuss why individuals in high-priced areas or early stages of wealth building might benefit more from renting and investing in rental properties instead of purchasing a home. Practical insights from personal experience are shared, including saving strategies and the impact of leveraging rental income. The discussion also touches on the pros and cons of homeownership, while advising listeners to consider their individual financial situations before making a decision. Listeners are encouraged to join the Wealth Elevator community for personalized advice and strategies for financial independence.00:00 Introduction to Home Buying Discussion00:06 The Wealth Elevator Concept00:51 Personal Experience with Home Buying01:46 Financial Advice and Wealth Building02:41 When to Buy a House04:03 Renting vs. Buying Debate04:48 Investment Strategies and Returns09:33 Flexibility and Mobility Considerations13:56 Disadvantages of Home Ownership15:44 Conclusion and Final Thoughts Hosted on Acast. See acast.com/privacy for more information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3165: Mike Ballew shares practical, strategic guidance for navigating a hyper-competitive housing market, where hesitation can cost you your dream home. His five-step plan empowers buyers to act quickly and confidently, arming themselves with neighborhood knowledge, financial readiness, and negotiation flexibility, to avoid common regrets and make smarter, long-term decisions. Read along with the original article(s) here: https://eggstack.com/blog/2022-02-13-5-Tips-for-Buying-a-Home-in-a-Competitive-Market/ Quotes to ponder: "Every home you consider must be viewed through the eyes of other buyers." "Sellers prefer to hitch their wagons to buyers who are able to prove they can afford a home versus someone who hopes they can." "You need to be hungry like the wolf, laser-focused, and ready to pounce on a moment's notice." Episode references: WAV Group: https://www.wavgroup.com Zillow: https://www.zillow.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Eli Beracha has recently been recognized by The Journal of Real Estate Literature as the world's third best in research productivity, and today, we are honoured to be joined by this top industry expert to bring more clarity to the renting versus buying debate. We use Dr. Beracha's ‘Lessons from Over 30 Years of Buy Versus Rent Decisions: Is the American Dream Always Wise?' and ‘Housing Ownership Decision-Making in the Framework of Household Portfolio Choice' papers as the basis for most of today's conversation, beginning with why owning a home is deeply rooted in the perception of the American dream. Then, we discover how to measure the true price of home ownership, how the American dream and other psychological factors influence one's decision-making, how hard assets perform compared to stocks and bonds, and why renting comes out ahead of buying nine times out of ten. We also learn why owning is for the inherently wealthy, the ins and outs of Dr. Beracha's rent versus buy index, the rate of property appreciation versus stock appreciation, and how renting influences saving habits compared to owning a home. To end, we dive deeper into the risk-adjusted wealth accumulation of home ownership versus renting, and Dr. Beracha compares the efficiency of the real estate market to the stock market while detailing everything to take into account to be fully-equipped to make your decision to rent or buy.   Key Points From This Episode:   (0:00:00) Why Dr. Eli Beracha is one of the world's best to discuss renting vs buying a home.  (0:05:32) Understanding why owning a home is deeply entrenched in the American dream. (0:06:10) The various aspects to consider when measuring the price of home ownership.  (0:07:57) Weather Dr. Beracha agrees with the adage “renting is throwing money away.” (0:09:36) What the price of a home should represent, and how psychology influences decisions.  (0:16:48) Unpacking Dr. Beracha's 2012 paper subtitled, ‘Is the American Dream Always Wise?'  (0:19:51) Hard assets versus stocks and bonds, and why renting pips buying most of the time.  (0:26:00) Why many still choose to own a home despite long-term financial discrepancies.   (0:30:53) The ins and outs of Dr. Beracha's rent versus buy index.  (0:39:46) Why homeowners are usually wealthier than renters even though renting is “cheaper.” (0:42:03) Property appreciation, stock appreciation, and the renter's savings rate. (0:47:41) How home ownership influences saving habits compared to renting.  (0:49:46) The risk-adjusted wealth accumulation of home ownership versus renting. (0:58:40) Dr. Beracha compares the efficiency of the real estate market to the stock market.  (1:03:22) Everything you need to take into account to make your decision to rent or buy.   Links From Today's Episode: Meet with PWL Capital — https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti on LinkedIn — https://www.linkedin.com/in/dan-bortolotti-8a482310/  Episode 325: Addressing 200+ Comments on Renting vs. Owning a Home — https://rationalreminder.ca/podcast/325   Episode 196: Sebastien Betermier: Hedging, Sentiment, and the Cross-Section of Equity Premia — https://rationalreminder.ca/podcast/196  Dr. Eli Beracha — https://www.theberachateam.com/  Dr. Eli Beracha on LinkedIn — https://www.linkedin.com/in/eli-beracha-b8082250/  Dr. Eli Beracha on Instagram — https://www.instagram.com/dreliberacha/  Tibor and Sheila Hollo School of Real Estate | FIU — https://business.fiu.edu/academics/departments/real-estate/   KBIS Capital — https://kbiscapital.com/  Journal of Real Estate Literature — https://www.tandfonline.com/journals/rjel20    Papers From Today's Episode:    ‘Lessons from Over 30 Years of Buy Versus Rent Decisions: Is the American Dream Always Wise?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1814227    ‘Housing Ownership Decision-Making in the Framework of Household Portfolio Choice' — https://www.tandfonline.com/doi/abs/10.1080/10835547.2017.12091472  ‘Findings from a Cross-Sectional Housing Risk-Factor Model' — https://www.researchgate.net/publication/236023682_Findings_from_a_Cross-Sectional_Housing_Risk-Factor_Model