Podcasts about Consumer

A San Diego teenager say he's been wrongly accused in an assault on a sea lion at La Jolla Cove. A Tijuana organization that provides medical care to deportees and people living on the streets is asking for help. A new online tool allows Californians to ask registered data brokers to stop selling their personal information without having to contact hundreds of companies individually.     What You Need To Know To Start Your Monday. 

New Zealanders' credit performance continues to improve, with outstanding repayments falling to their lowest level in five years. The latest Centrix Credit Indicator report shows consumer arrears levels are now 13.9% lower year on year. There are still 84 thousand people whose payments are 90 or more days overdue. Chief Operating Officer Monika Lacey told Mike Hosking consumers are being a little more cautious in their approaches. She says essential services such as mortgages and auto loans are still strong, but the more discretionary-type lending services are a bit softer. Lacey believes there could be a seasonal impact, but it's likely more a result of what's happening with the economy. LISTEN ABOVE See omnystudio.com/listener for privacy information.

SpaceX headlines one of the busiest weeks of earnings season as investors search for answers on artificial intelligence spending and corporate profitability. Consumer giants and technology suppliers will also help shape market sentiment in the days ahead.>>> Follow me on LinkedIn:https://www.linkedin.com/in/endrit-cela/>>> Follow me on Instagram:https://www.instagram.com/endritcela_official/Disclaimer for "Capital Markets Quickie" Podcast:The views and opinions expressed on this podcast are based on information available at the time of recording and reflect the personal perspectives of the host. They do not represent the viewpoints of any other projects, cooperations, or affiliations the host may be involved in. "Capital Markets Quickie" does not offer financial advice. Before making any financial decisions, please conduct your own due diligence and consult with a financial advisor.

Pippa Hudson speaks to director Neil Coppen and actress Danica de la Rey Jones about an upcoming theatre piece called Prima Facie, the one-woman legal drama which will have its South African premiere at the Baxter tomorrow night. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Pippa Hudson speaks to Xolani Machele and Luvo Limba, the organisers of the Cape Town Kota Festival, about the history of this South African street food. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Pippa Hudson speaks to Kirstie Haslam, a partner at DSC Attorneys what legal recourse there is for parents if a school fails to take action against bullies. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

In this podcast we discuss the industry outlook for August - and heading into the critical pre-holiday season.The market continues to operate with a high degree of caution, particularly among brands and retailers who are deliberately keeping inventories low and minimizing risk of overstock. Despite this caution, industry signals are proving better than expected. Consumer spending in both the US and EU surpassed expectations in Q2, with the US up 3.2% year-on-year and Europe seeing its fastest growth since Q1 2025 [11:46]. Retail spending is steady as markets head into fall, and holiday outlooks remain "cautiously optimistic," with growth projections in the low single digits—better than no growth, though not spectacular [12:18]. The overall takeaway is that, while the industry remains careful and conservative in its approach, consumer resilience and strategic discipline at brands are enabling some to outperform market forecasts [11:37, 15:03].SEND US A MESSAGEVisit A Seat at The Table's website at https://seat.fm

Are your tampons quietly exposing you to toxic metals and chemicals that could affect your hormones and fertility? In this episode of Building Your Family, Dr. Nancy Reame breaks down what the FDA has (and hasn't) done on tampon safety since 2005 and how that compares to Europe. We cover the real story behind tampon safety, Toxic Shock Syndrome, and what the science actually says about toxins in period products. You'll learn how chemicals are absorbed through the vagina, what we know about toxic metals like lead and cadmium in tampons, and how all of this may impact menstrual health and fertility. Dr. Reame explains:     The history of tampon safety and how Toxic Shock Syndrome changed regulations     Why US tampon regulations haven't been updated since 2005, and how Europe handles toxic materials differently     How and why the vagina is so absorbent, and what that means for chemical exposure     What current research suggests about toxic metals and endocrine-disrupting chemicals in period products     The real risks of long-term exposure vs what's been overhyped     Pros and cons of alternatives like menstrual cups and pads (including how to use them safely)     How to read labels, evaluate brands, and find reliable, science-based resources     How to stay appropriately concerned without spiraling into panic We also talk about advocacy: how to push for better testing, transparency in ingredients, and stronger public health guidance for women's health products. If you care about menstrual health, fertility, and safer period products, hit subscribe, share this episode with a friend, and check the links in the description for the research and resources mentioned. PubMed: https://pubmed.ncbi.nlm.nih.gov/32382713/ Consumer reports: https://www.consumerreports.org/ Made Safe: https://madesafe.org/ Mamavation: https://mamavation.com/   #tamponsafety #toxicshocksyndrome #periodproducts #womenshealth #menstrualhealth #fertility #toxins #endocrinedisruptors #reproductivehealth #periodtalk  #buildingyourfamilypodcast

[Beck Miller] Discipleship in a secular age: From consumer to mission - Matthew 5:13-16 (26th July 2026)

This episode was recorded in France at the 2026 Cannes Lions International Festival of Creativity and features a panel called “The New Rules of Discovery: How Consumer Behaviors are Reshaping Commerce” which was produced by EMarketer featuring EMarketer's Sarah Marzano interviewing Roundel's Shawn McGahee.Follow Sarah Marzano on LinkedIn at: https://www.linkedin.com/in/sarahzmarzanoFollow Sean McGahee on LinkedIn at:  https://www.linkedin.com/in/smcgahee/Follow EMarketer online at: http://emarketer.comCPG Guys Website: http://CPGguys.comFMCG Guys Website: http://FMCGguys.comSheCOMMERCE Website: https://shecommercepodcast.com/Rhea Raj's Website: http://rhearaj.comLara Raj in Katseye: https://www.katseye.world/DISCLAIMER: The content in this podcast episode is provided for general informational purposes only. By listening to our episode, you understand that no information contained in this episode should be construed as advice from CPGGUYS, LLC or the individual author, hosts, or guests, nor is it intended to be a substitute for research on any subject matter. Reference to any specific product or entity does not constitute an endorsement or recommendation by CPGGUYS, LLC. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent.CPGGUYS LLC expressly disclaims any and all liability or responsibility for any direct, indirect, incidental, special, consequential or other damages arising out of any individual's use of, reference to, or inability to use this podcast or the information we presented in this podcast.

Discover the latest economic update. Second-quarter GDP grew at a slower-than-expected annual rate of 1.5%, but much of the weakness came from temporary factors like lower inventories and reduced government spending rather than a broad slowdown in the private economy. Consumer spending remained strong, inflation continued to ease on a monthly basis, and private-sector demand was robust. While the Federal Reserve is still waiting for inflation to move closer to its 2% target before cutting rates, the underlying economic picture remains healthier than the headline GDP number suggests. Key Takeaways GDP grew 1.5% in the second quarter, below expectations. Consumer spending accelerated to 2.1%, showing continued economic resilience. Final sales to private domestic purchasers rose a strong 3.9%, highlighting solid underlying demand. Core PCE inflation eased to 0.1% for the month but remains 3.3% year-over-year, above the Fed's target. The Fed is likely to remain patient on interest rates until inflation shows more sustained improvement. The personal savings rate fell to 2.7%, its lowest level in four years, suggesting consumers are relying more on savings to maintain spending. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

Consumer expectations are changing fast, and brands of every size are being forced to adapt.  In this episode, we discuss what PepsiCo's response to GLP-1s and inflation signals for CPG. We also dive into Vita Coco's acquisition of a super-premium rival, and sample everything from cereal-inspired protein shakes and date-sweetened cola to birch water and caffeinated banana milk. Show notes: 0:20: Chi, Summer. Is Ce Real? Pep Rally. Coco + Copra. Date Drink. The Two a Yous. It's French. — Ray and Melissa lament how quickly summer is slipping away, but they're looking ahead to Taste Radio's upcoming meetup in Chicago. Meanwhile, Mike is mixing up an unconventional concoction he swears will improve his physique. Melissa then leads a conversation about PepsiCo's response to GLP-1 adoption and persistent inflation, prompting a discussion about how major CPG companies are balancing lower prices on core products with innovation in premium and functional offerings—a dynamic that's creating both headwinds and opportunities for emerging brands. The hosts also examine Vita Coco's acquisition of premium coconut water brand Copra, viewing it as a strategic move to expand across multiple price tiers and compete more directly with Harmless Harvest. Ray samples Unpop's date-sweetened cola and highlights Tuyyo agua fresca hydration sticks, NYMBL high-protein ice cream, and OOZ birch water, while Melissa gives high marks to Halfday iced tea and Matcha DNA's powdered matcha lattes. Brands in this episode: Spylt, Miils, Doritos, Carbone, Copra, Vita Coco, Harmless Harvest, Jolt Cola, Olipop, Poppi, Nixie, Stiller's, Coca-Cola, Pepsi, Halfday, Nymbl, Protein Pints, David, Tuyyo, Unpop, OOZ, Matcha DNA, Minor Figures

Pagaya (PGY) delivered what CEO and co-founder Gal Krubiner calls an "epic" quarter, fueled by a resilient high-end U.S. consumer and the company's expanding use of A.I.. Krubiner explains how A.I. is helping Pagaya identify new customers and improve lending decisions.He says Pagaya's affluent customer base is benefiting from the tech boom in their own careers, supporting continued spending and strong demand across the platform. Krubiner also argues the market is misreading the macro environment, saying broad credit concerns don't reflect the strength of Pagaya's higher-end customer base.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

The market has changed.But perhaps the biggest change isn't what's happening with interest rates, inventory, or home prices.It's the questions people are asking.Questions like..."Should I even take this listing?""Should my clients buy now or wait?""How are things out there?""Am I the only one feeling this?"In this episode of The MindShare Podcast, David Greenspan shares the conversations he's been having with Realtors across the country and explains why the questions people ask often reveal far more than the headlines ever will.From navigating unrealistic seller expectations to understanding the financial pressures facing today's consumers, this episode explores what it really means to lead clients through uncertainty.David also shares why empathy has become one of the most valuable skills in today's market, how asking better questions leads to better decisions, and why the professionals who thrive over the next few years won't necessarily be the ones with all the answers - but the ones asking the right questions.Finally, David reflects on conversations with three leading economists and explains why he's optimistic about where the market is heading over the next 12–18 months, while reminding listeners that real success has never come from predicting the future - it comes from helping people navigate it. What You'll LearnWhy the questions Realtors are asking have changed dramatically over the past five yearsHow to qualify sellers before accepting a listingWhy motivation matters more than ever in today's marketThe importance of setting expectations before a home hits the marketHow affordability is affecting consumer confidence and decision-makingWhy empathy has become a competitive advantageHow to answer the question, "How are things out there?"Why certainty has never truly existed in real estateThe role of a trusted advisor during uncertain marketsDavid's outlook on where the Canadian real estate market may be heading over the next 12–18 months00:00 – The Questions Have ChangedWhy today's questions reveal the emotional state of the marketComparing today's conversations with those from the pandemic market04:30 – "Should I Even Take This Listing?"A real Momentum Training conversationIdentifying seller motivationProtecting your time while serving your clients10:30 – The Conversations That Matter Before SigningSetting pricing expectationsDiscussing strategy before listingWhy leadership starts before the paperwork14:30 – "How Are Things Out There?"What people are really askingWhy Realtors aren't looking for statistics—they're looking for reassurance18:00 – Affordability & EmpathyA personal conversation about rising costsUnderstanding what consumers are feelingWhy empathy leads to better conversations23:30 – Nobody Can Predict the FutureWhy certainty is an illusionHelping clients make decisions with today's informationDavid's perspective after conversations with leading economists29:00 – Your Challenge This WeekListen for the questionsUse them to improve your businessBecome the advisor people trust when decisions get difficultMarkets will always change.Headlines will always change.Consumer concerns will always change.The best Realtors don't build their businesses around predictions—they build them around people.Pay attention to the questions your clients are asking.Those questions reveal where they're uncertain, where they need guidance, and where you have the greatest opportunity to create value.When you become the person who asks better questions and listens more carefully, your value becomes obvious long before the transaction is complete.

In today's Cloud Wars Minute, I explore OpenAI's bold move into AI-powered consumer hardware and what it reveals about the future of trust in artificial intelligence.   Highlights 00:03 — OpenAI is adding yet another string to its bow as it becomes increasingly recognized as more than just its flagship ChatGPT product. Now, the company is reportedly developing its first consumer hardware device: a human-like AI companion that lives in the home. 00:21 — The report suggests that OpenAI is creating a portable, screenless AI smart speaker, not the AI phone that many people are expecting. As you might expect, the device will integrate with ChatGPT and handle questions, send messages, play media, and enable smart home controls. 00:38 — All pretty comparable to the existing smart speakers on the market, like Amazon's Echo. However, OpenAI's device is also expected to include cameras and sensors to get a better understanding of where it is and the context. While mechanical moving elements will give it more presence. Over time, the AI will learn about its owner and become increasingly personalized. 01:01 — Now, beyond the obvious—and by that I mean OpenAI's potential foray into consumer electronics and all the potential battles that might start between the leaders in that space—there's something really interesting about the ambition here and what it says about where we are today. Not long ago, the discussion was all about trust. 01:21 — Could we get consumers to trust AI enough to get the most from it? Looking at this investment, I think the answer is yes. This is an AI that not only observes and listens to its owner, but actively changes to adapt to their likes, dislikes, and personalities, passively and without waiting for requests. This is a big jump. Visit Cloud Wars for more.

Those Long-Term Chip Deals May Not Be as Secure as Investors Are Led to Believe When you listen to memory chip companies like Samsung Electronics, SK Hynix, and Micron Technology discuss their businesses, they often make it sound like customer contracts—some extending as long as five years—are essentially set in stone. Unfortunately, that's not entirely true. Yes, these companies have long-term agreements in place, but contracts in this industry are often renegotiated when market conditions change. If demand for memory chips weakens significantly, chip manufacturers have a strong incentive to work with their customers rather than strictly enforce every contractual commitment. The reason is simple: preserving long-term customer relationships is often far more valuable than maximizing short-term revenue. Imagine a customer that suddenly doesn't need as many chips because its own sales have slowed. If a supplier forces that customer to accept unwanted inventory, those chips may simply sit in a warehouse until demand recovers. By the time the customer needs additional chips, it may choose to reduce future orders or move business to a competitor that proved to be more flexible during difficult times. Competitors are always looking for opportunities to gain market share. If one supplier refuses to work with its customers, another is usually willing to offer better pricing or more favorable terms. Losing a major customer over a rigid interpretation of a contract can cost far more in future profits than making temporary concessions during a downturn. This isn't just theory and it has happened before. During the COVID-era, many long-term agreements were adjusted as demand shifted. Rather than forcing customers to take products they no longer needed, suppliers often renegotiated delivery schedules and purchasing commitments to preserve long-term partnerships. The same principle applies across many industries. Companies frequently modify or delay large commercial agreements when business conditions change. While contracts provide a framework, successful businesses understand that maintaining trust with key customers is often more important than enforcing every clause to the letter. Investors should remember that a signed contract does not necessarily guarantee future revenue will be recognized exactly as originally planned. Management teams often emphasize the value of their long-term agreements during earnings calls, but those agreements can evolve if market conditions deteriorate. At the end of the day, great businesses understand that customer relationships are built over years but can be damaged in a matter of weeks. In many cases, giving a customer flexibility during a downturn is a much better investment than insisting on strict contract enforcement. That's why investors should view long-term chip contracts as valuable, but not invincible.   Why Index Investing Could Leave You Disappointed Long Term I often hear people say, "Just buy the S&P 500 and forget about it. You'll be fine." While that sounds simple, investing is rarely that easy. Many investors don't fully understand how an index works or why it has performed so well in recent years. The S&P 500 has been driven largely by a handful of technology and AI companies. By blindly investing in the index, many people are simply participating in a momentum strategy without realizing it. Very little thought is given to what those 500 companies are actually worth. There is no effort to trim positions that have become extremely expensive or overly concentrated. As valuations climb, the index simply gives those companies an even larger weighting, leaving investors with greater exposure to the stocks that have already gone up the most. Some people respond by saying, "I won't put everything in the S&P 500. I'll diversify into other index funds." But once you go down that road, investing becomes much more complicated and you'll likely underperform the S&P 500. Should you own an international index? A European index? A bond index? A growth index? A value index? Small-cap funds? REITs? There are hundreds of ETFs and mutual funds to choose from. Now you have another challenge: deciding how much to allocate to each one. When your portfolio declines will you understand why? More importantly, will you know what to do next? Many investors don't, and that uncertainty often leads to emotional decisions at exactly the wrong time. This is why I prefer managing a portfolio of individual value-oriented stocks, combined with money market funds and selected real estate investment trusts (REITs). That approach still provides diversification, but I understand what each investment is worth and why I own it. In my view, that's a much better foundation than owning five or ten different index funds without truly understanding what's inside them or how they're valued. Another common argument for index investing is lower fees. While fees certainly matter, they shouldn't be the only factor. The number that ultimately matters is your total return after all fees and expenses. A lower fee doesn't automatically translate into better long-term performance. If you own index funds, take some time to look under the hood. Do you really understand what you own? Do you know which sectors dominate your portfolio, which companies make up the largest holdings, and how expensive those businesses are today? If the answer is no, don't assume you'll be comfortable when the market experiences its next major decline. Investors who don't understand what they own are often the first to panic, and that confusion can lead to costly investment mistakes.   The U.S. economy is still in much better shape than many people think. This week brought three major events for investors: GDP, PCE inflation, and the Federal Reserve meeting. While the headlines may have sounded mixed, the underlying data still paints a healthy consumer. Second-quarter GDP grew at a 1.5% annualized rate, below economists' expectations. At first glance, that may seem disappointing. But when you look under the hood, the economy continues to show resilience. Consumer spending, which accounts for nearly 70% of U.S. GDP, increased 3.2% after a weak first quarter where it only climbed 0.5%. That tells me the American consumer is still in good shape, and that's one of the biggest reasons the economy continues to avoid the recession that so many have been predicting. Major drags on the headline GDP figure included government spending, which reduced growth by 0.14 percentage points, as well as the more volatile components of trade and the change in private inventories, which subtracted 1.01 and 0.67 percentage points, respectively. Inflation remains the biggest challenge. The Fed's preferred inflation measure, core PCE, increased 3.3% over the past year. While that's an improvement from where we've been, it's still well above the Federal Reserve's 2% target. I continue to believe inflation will remain sticky until energy prices become more stable. Energy impacts transportation, manufacturing, and virtually every supply chain, so it's difficult to see inflation falling sustainably while energy costs remain volatile. The Fed, as expected, left interest rates unchanged. What stood out wasn't the decision, it was the growing disagreement among policymakers. The 3 dissents that voted for a 25-basis point increase highlight just how uncertain the economic outlook remains. When inflation is still elevated but the economy continues to grow, there isn't an easy policy answer. One thing I do like so far is Kevin Warsh's changes at the Fed. I like the simplified statement, the encouragement of differing viewpoints, and rather than projecting absolute confidence in economic forecasts, he has acknowledged the uncertainty surrounding them. That's a refreshing change. Economic forecasting has never been an exact science, and I would rather have a Fed Chair who recognizes the limitations of those projections than one who pretends they are precise. What's surprising is how quickly some of the talking heads have claimed Warsh already has a credibility problem. I don't see it that way. Credibility isn't about making bold predictions that later need to be revised. It's about being honest about what we know, what we don't know, and allowing incoming data to guide policy. The takeaway for investors is simple: don't let one headline drive your investment decisions. The economy continues to expand, consumers are still spending, inflation remains stubborn, and the Fed is navigating a difficult policy environment. Looking beneath the surface is often where you'll find the real story.   Leverage Is Fuel... Until It Becomes the Fire The last few weeks have been a reminder that leverage looks like a wonderful tool on the way up... but it's a devastating one on the way down. FINRA's new margin rules have effectively replaced the 25-year-old Pattern Day Trader rule, allowing traders with as little as $2,000 to make unlimited day trades using intraday margin. While this opens the door for more retail participation, it also means more investors have access to leverage, something that has historically magnified both gains and losses. This is a big problem considering FINRA margin debt climbed 49% year over year to another record in June of roughly $1.5 trillion. This comes as investor net credit balances have fallen to a record negative $1.06 trillion. In other words, investors collectively owe more on margin than they have sitting in cash accounts. For comparison's sake, in March 2000 this measure stood at a negative $0.13 trillion. That's an aggressive setup if volatility returns. We also saw this past week the spectacular collapse of Leopold Aschenbrenner's AI-focused hedge fund, Situational Awareness, which shows what can happen when conviction is paired with excessive leverage. The near 25-year-old Aschenbrenner was painted as a genius with strong credentials like being Columbia University's valedictorian at age 19. His fund was launched in July 2024 and he had no experience managing money before that. Before this month's decline the fund had gains of more than 1,000% since inception. The fund used tons of leverage with some saying as much as 400% to build massive positions in AI and semiconductor stocks while shorting stocks in the software space like Adobe. The problem is when names like Coreweave, Nebius, and Sandisk fell more than 50% from their highs and the software stocks rallied, margin calls forced the liquidation of most of its public equity portfolio. The result was staggering considering the fund peaked at above $45 billion in assets and with the selloff they plunged to around $10 billion. This forced a fire sale of assets at a discount to Ken Griffin's Citadel. Some speculate that the forced selling may have helped create the bottom. Once one of the market's largest leveraged sellers had finished liquidating, the selling pressure eased and many AI stocks staged a sharp rebound. Others believe the selling is not over as Michael Burry reportedly used Thursday's powerful rally as an opportunity to increase several of his bearish positions in Micron, Nvidia and the VanEck Semiconductor ETF. Whether he's ultimately right or wrong remains to be seen, but it's a reminder that some experienced investors still believe AI-related valuations and leverage remain stretched.   Here Come the Robots! Robots have been making their way into manufacturing for decades. The first industrial robotic arm, called Unimate, was installed in 1961 on the assembly line at a General Motors plant in Trenton, New Jersey. But today's robots are very different. They're no longer just stationary robotic arms bolted to the factory floor, they're starting to look and move like humans. That reality is beginning to make workers uneasy. At a Hyundai Motor plant in South Korea, employees have gone on a partial strike, with concerns over automation playing a role. Hyundai recently unveiled its humanoid robot, Atlas, which stands 6'2", weighs about 200 pounds, can lift up to 110 pounds, and can continuously carry nearly 70 pounds. It's easy to understand why workers are wondering what these machines could mean for their jobs. South Korea is already the world leader in industrial robot adoption, with approximately 1,220 industrial robots for every 10,000 manufacturing employees. By comparison, the United States has around 307 robots per 10,000 workers. One statistic that surprised me was China, which currently has only about 166 industrial robots per 10,000 manufacturing workers. If Elon Musk has anything to say about it, those numbers could change dramatically over the next several years. Tesla is aggressively developing its humanoid robot, Optimus, with the goal of having it help build vehicles in its factories before long. If that vision becomes reality, other manufacturers will almost certainly follow. The idea of humanoid robots can be unsettling, but the transition is likely to be slower than many people expect. Industry forecasts suggest that global annual production of humanoid robots could reach roughly 1.2 million units by 2030. While that sounds like a large number, it's still a tiny fraction of the global workforce. So, we're probably still a few years away from living like The Jetsons. If you're not familiar with the cartoon, it debuted in September 1962 and imagined a future filled with flying cars and household robots. I guess I will have to wait a few more years to get a maid like the Jetsons had named Rosie the robot.   Financial Planning: Tax Relief Coming for Older Home Sellers? The federal home sale capital gain exclusion has remained unchanged since 1997, allowing homeowners to exclude up to $250,000 of gain if single or $500,000 if married filing jointly when selling a primary residence. With home values rising significantly over the past three decades, particularly in high-cost areas like California, many long-time homeowners now face substantial capital gains taxes when downsizing. A new proposal, the Nest Egg Protection Act, would increase the exclusion to $1 million for homeowners age 65 and older who have owned and lived in their home for at least 25 years. This would allow more seniors to keep the equity they've built over a lifetime. In addition to providing tax relief, the proposal could encourage more older homeowners to sell, increasing housing inventory and making homeownership more attainable for first-time buyers. While the legislation has not yet been enacted and homeowners should continue planning under current law, the proposal reflects a growing recognition that the existing exclusion no longer aligns with today's housing market.   Companies Discussed: International Business Machines Corporation (Ticker: IBM)

Pippa Hudson speaks to Vascular Surgeon Dr Laura Redman about one of the lesser-known vein conditions, Lipoedema. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle-driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Plan your weekend entertainment, from gigs, movies and theatre to tv shows. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Pippa Hudson speaks to Rob van Vuuren and Maurice Carpede, two of the stars from the new horror Western, The Trek, that opens in select Ster-Kinekor cinemas today. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle-driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Pippa Hudson speaks to Nero Buys, an Australian contestant from the new reality survival series, Alone, on the History Channel. It challenges competitors to live in total isolation in extremely rugged environments, from jungles to deserts and everything in between. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle-driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

The world's leading aerospace company shows that successful innovation is not just about technical breakthroughs. Consumer demand, financial viability and a functioning ecosystem are crucial for an innovation to move from the drawing board to a commercially viable reality.That's according to INSEAD professors Manuel Sosa and Adrian Johnson, in their conversation with Harsh Shah, a leading expert on Hydrogen fuel in the aviation sector. In this INSEAD Knowledge podcast, they discussed Airbus's 2020 public commitment to bring the world's first hydrogen-powered commercial aircraft to market by 2035.  Despite making major strides in developing the technical innovations needed to achieve this aim, Airbus ultimately had to push back their deadline due to challenges beyond their control. Sosa explains that this case underlines the fact that any company introducing innovations needs to consider the desirability, feasibility and viability framework of innovation if it has any real chance of success.As Shah put it, they were faced with a classic chicken-and-egg scenario: Airlines wouldn't commit without infrastructure, and infrastructure wouldn't get built without demand. His proposed solution was greater government intervention and financial incentives that absorbed cost premiums in the early stages, similar to those in other sectors, such as wind energy.As Johnson concludes, pushing back a deadline shouldn't be seen as failure; it's what learning through experimentation actually looks like when the stakes, and the ambition, are this high.Read the related INSEAD Knowledge article and the two INSEAD Cases exploring the challenges faced by Airbus. 

Discretionary retail sales have been surprisingly strong so far this year. The team discusses the reasons why and what that might mean for the rest of 2026.

Beverage Digest Editor & Publisher Duane Stanford and industry expert John Sicher uncover the hidden impact of SNAP soda restrictions in the U.S. as these policies threaten consumer behavior across the carbonated soft drink market. From court challenges to SNAP eligibility cuts, they also explore what SNAP sales data reveals so far, why diet soda gets lumped in to restrictions, and how the industry is responding.In this episode:• Federal judge blocks SNAP soft drink restrictions in five states while other waivers stand • Consumer survey signals potential pullback in carbonated soft drink purchasing • CSD category vulnerability after decades of volume decline and reliance on pricing power • Stigma risk as policy headlines shape how all shoppers think about soft drinks • Industry response that treats the impact as quantifiable and politically sensitive • Debate over paternalism, fairness, and selective targeting in public assistance rules • Question of why diet and zero-sugar drinks are included in restrictions • Circana read that CSD incidence drops in SNAP trips while sports and energy tick up •Patchwork rollout across states, health improvement questions, and legal durability • Compounding effect of fewer households qualifying for SNAP benefits.Text us thoughts, questions, or topic suggestions.

Thank you so much for listening to the Bob Harden Show, celebrating 15 years broadcasting on the internet. On Thursday's show, we visit with the Co-Founder and CEO of the Florida Citizens Alliance Keith Flaugh about Artificial Intelligence “going rogue” and the need for guardrails in Florida for AI development. Cato Institute Director of Health Policy Studies Michael Cannon and I discuss examples of individual consumers finding vast savings on medical procedures undercutting Medicare and health insurance pricing. CEI Senior Economist Ryan Young and I discuss the Fed's interest rate decision, and we discuss Trump's use of tariffs. We also visit with former Congressman and Ambassador Francis Rooney about Trump's foreign policy. We have a terrific guest for Friday's show – author and Professor Andrew Joppa. Access this and past shows at your convenience on my web site, social media platforms or podcast platforms.

Pippa Hudson speaks to Elaine Rousseau, the garden manager of the Gabriel Road Area People’s Association, about the thriving community garden. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle-driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Pippa Hudson speaks to style and design correspondent Bianca Resnekov about among others Design Week and Africa Textile Talks. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle-driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Thank you so much for listening to the Bob Harden Show, celebrating 15 years broadcasting on the internet. On Thursday's show, we visit with the Co-Founder and CEO of the Florida Citizens Alliance Keith Flaugh about Artificial Intelligence “going rogue” and the need for guardrails in Florida for AI development. Cato Institute Director of Health … The post Making Healthcare More “Consumer Centric” appeared first on Bob Harden Show.

Pippa Hudson speaks to Jamie Hendry and Justin Serrao, who’ve teamed up for a new country song, Keep on Kickin’ Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle-driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to John Manyike, Head of Financial Education at Old Mutual, about the findings of the 2026 Old Mutual Savings & Investment Monitor, which reveals growing optimism among South Africans about their financial future. This even as debt, affordability pressures and widening financial inequality continue to challenge millions of households. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Pippa Hudson speaks to Lindi Nieman, the Head of Pastoral Care at Glenwood House Preparatory, and the Head of Pastoral Care at the High School, Carla Pringle, to unpack what healthy friendship looks like, from the playground right through to the teenage years. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle-driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Earnings season has shown us that consumers are still spending and paying their bills, as indicated by SoFi and Visa's results. That should give investors some confidence as more companies report. Where there are more questions is in the AI trade, which continues to falter, despite some great numbers from Bloom Energy. Travis Hoium, Lou Whiteman, and Rachel Warren discuss: - SoFi's Results - Is SoFi Just a Bank? - Visa's Strong Growth - P&G Is Fine? - Bloom Energy Growth - The AI Trade Companies discussed: SoFi (SOFI), Procter & Gamble (PG), Visa (V), Bloom Energy BE). Host: Travis Hoium Guests: Lou Whiteman, Rachel Warren Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover if the economy is weakening. Consumer confidence declined modestly in July as Americans expressed greater concern about business conditions, the labor market, and the cost of living. Despite weaker sentiment, consumer spending has remained resilient, suggesting feelings and economic behavior are not perfectly aligned. Key Takeaways Consumer confidence fell to 90.8, below expectations. Views of current business conditions and the labor market weakened. Grocery prices remain a major source of inflation concern. Consumers are still planning travel, dining out, and major purchases. Soft sentiment data doesn't always predict hard economic outcomes. AI-driven productivity gains could continue supporting lower inflation and stronger long-term growth. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)  

How MY DR NOW is Scaling Consumer-Centric Primary Care Dr. Payam Zamani, CEO and Founder of MY DR NOW, shares how you don't need urgent care if you do primary care right, how outcomes improve when you make it easy for patients to be compliant, and whether he thinks patients using LLMs are good for business.  All that, plus the Flava of the Week about the Nourishing Change conference. How did the conference's attendee mix reflect the collaboration that needs to happen to make healthcare more preventive, and how much progress is possible if we all join the Movement? Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

The MacVoices Live! panel examines Apple's move from the iPhone Upgrade Program to a Klarna-backed leasing model, including the possibility of restricting leased devices after missed payments. The discussion explores how financing could soften the impact of rising iPhone prices, especially for premium and foldable models. They share personal experiences while debating ownership versus leasing, AppleCare implications, trade-in strategies, and changing consumer expectations around smartphone upgrades. The panel includes Chuck Joiner, David Ginsburg, Marty Jencius, Eric Bolden, Brian Flanigan-Arthurs, Jim Rea, Web Bixby, and Jeff Gamet. Today's MacVoices is supported by TV+ Talk, our MacVoices series with Charlotte Henry focused on Apple TV+. From shows and other content to the business side there's always something to learn about apple's streaming service. Find it at the Categories listings on the web site or go directly to macvoices.com/category/tv-talk. Show Notes: Chapters:00:00 Introduction and panel introductions03:57 Apple ends the iPhone Upgrade Program07:42 Klarna leasing and financing compared to ownership13:06 Missed payments and device restrictions in iOS 2718:08 AppleCare, trade-ins, and keeping older devices22:20 Leasing as a path to premium and foldable iPhones26:10 Consumer habits, pricing, and the future of smartphone ownership Links: Apple winding down iPhone Upgrade Program: reporthttps://9to5mac.com/2026/07/21/apple-winding-down-iphone-upgrade-program-report/   Apple to Launch ‘Upgrade' Device Leasing Program With Klarna to Spur Saleshttps://www.bloomberg.com/news/articles/2026-07-21/apple-to-launch-upgrade-device-leasing-program-with-klarna-to-spur-sales   iOS 27 code suggests Apple could restrict leased devices after missed paymentshttps://9to5mac.com/2026/07/21/ios-27-code-suggests-apple-could-restrict-leased-devices-after-missed-payments/   Apple winding down iPhone Upgrade Program: reporthttps://9to5mac.com/2026/07/21/apple-winding-down-iphone-upgrade-program-report/ Guests: Get detailed bios and contact information about for the panel on the MacVoices Live! Panel page on our web site:https://macvoices.com/macvoiceslive/macvoices-live-panel/ Support:      Become a MacVoices Patron on Patreon     http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:     http://macvoices.com      Twitter:     http://www.twitter.com/chuckjoiner     http://www.twitter.com/macvoices      Mastodon:     https://mastodon.cloud/@chuckjoiner      Facebook:     http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:     http://www.facebook.com/macvoices/      MacVoices Group on Facebook:     http://www.facebook.com/groups/macvoice      LinkedIn:     https://www.linkedin.com/in/chuckjoiner/      Instagram:     https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes     Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

The 2024 U.S. Post-Consumer Plastic Recycling Study found that more than 5.1 billion pounds of plastic were recovered for recycling—but what's the real story behind these numbers? In this episode of Recycled Content, host Kara Pochiro sits down with APR Program Director for PET Packaging Megan Moore to explore what the latest recycling data reveals about the state of the industry and the road ahead. Megan also shares insights from her decades-long career in plastic packaging and highlights the policies and market solutions needed to strengthen demand for recycled materials. 

The MacVoices Live! panel examines Apple's move from the iPhone Upgrade Program to a Klarna-backed leasing model, including the possibility of restricting leased devices after missed payments. The discussion explores how financing could soften the impact of rising iPhone prices, especially for premium and foldable models. They share personal experiences while debating ownership versus leasing, AppleCare implications, trade-in strategies, and changing consumer expectations around smartphone upgrades. The panel includes Chuck Joiner, David Ginsburg, Marty Jencius, Eric Bolden, Brian Flanigan-Arthurs, Jim Rea, Web Bixby, and Jeff Gamet. Today's MacVoices is supported by TV+ Talk, our MacVoices series with Charlotte Henry focused on Apple TV+. From shows and other content to the business side there's always something to learn about apple's streaming service. Find it at the Categories listings on the web site or go directly to macvoices.com/category/tv-talk. Show Notes: Chapters: 00:00 Introduction and panel introductions 03:57 Apple ends the iPhone Upgrade Program 07:42 Klarna leasing and financing compared to ownership 13:06 Missed payments and device restrictions in iOS 27 18:08 AppleCare, trade-ins, and keeping older devices 22:20 Leasing as a path to premium and foldable iPhones 26:10 Consumer habits, pricing, and the future of smartphone ownership Links: Apple winding down iPhone Upgrade Program: report https://9to5mac.com/2026/07/21/apple-winding-down-iphone-upgrade-program-report/   Apple to Launch 'Upgrade' Device Leasing Program With Klarna to Spur Sales https://www.bloomberg.com/news/articles/2026-07-21/apple-to-launch-upgrade-device-leasing-program-with-klarna-to-spur-sales   iOS 27 code suggests Apple could restrict leased devices after missed payments https://9to5mac.com/2026/07/21/ios-27-code-suggests-apple-could-restrict-leased-devices-after-missed-payments/   Apple winding down iPhone Upgrade Program: report https://9to5mac.com/2026/07/21/apple-winding-down-iphone-upgrade-program-report/ Guests: Get detailed bios and contact information about for the panel on the MacVoices Live! Panel page on our web site: https://macvoices.com/macvoiceslive/macvoices-live-panel/ Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

A closer look at this summer's shark season, with some areas around the globe seeing a higher-than-usual uptick in shark activity. Also, a one-on-one with comedian John Mulaney in the middle of his record-breaking "Mister Whatever" tour. Plus, we're back with Today's Consumer to answer the question: what's behind "vacation remorse," and how can you avoid it? And, fashion and lifestyle contributor Chassie Post shares what our editors are loving right now, from a home foot spa to smart gadgets you never knew you needed. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We're back with Consumer Confidential to highlight all the things you can get for free in August. Also, Karlie Kloss shares her new children's book "Spaghetti Code" which follows the journey of a young computer programmer. Plus, catching up with actor and soon-to-be director Jason Biggs. And, chef Anna Francese Gass shows us two dishes that celebrate the best of summer's fresh produce. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Recorded live at HLTH, this episode of Bright Spots in Healthcare features Dr. Carolyn Jasik, Associate Chief Clinical Officer at Verily, an Alphabet company focused on precision health innovation at scale. Carolyn shares how Verily has evolved through multiple "moonshot" phases, from devices and research to its current focus on precision health, combining AI, data science, and clinical expertise to deliver the right intervention to the right person at the right time. Drawing from her background as a pediatrician, behavioral scientist, and former digital health executive, Carolyn explains why healthcare transformation must move beyond the clinic and into people's daily lives, meeting them in moments that actually matter. In this conversation, you'll hear about: What precision health really means beyond the buzzword, and why timing and context are everything How Verily Me enables consumers to interact with their health records, ask questions, and identify gaps in care The role of AI coaches and human clinicians working together, not in competition Why Verily is taking a direct-to-consumer-first approach to crack the engagement problem in healthcare How licensed nurses, HIPAA-protected AI, and real-time support can transform patient experience Carolyn's long-term vision for AI agents like Violet to meaningfully extend care teams and reduce clinician burden This episode offers a thoughtful, human-centered look at how AI can help people feel seen, supported, and cared for while laying the foundation for scalable, enterprise-grade precision health. If you're building, buying, or deploying digital health solutions, this conversation provides a grounded blueprint for what consumer trust, engagement, and impact really require. Bio: https://hlth.com/speakers/2024/carolyn-bradner-jasik References: Verily Me - https://www.verilyme.com/ Partner with Bright Spots Ventures: If you are interested in speaking with the Bright Spots Ventures team to brainstorm how we can help you grow your business via content and relationships, email hkrish@brightspotsventures.com About Bright Spots Ventures: Bright Spots Ventures is a healthcare strategy and engagement company that creates content, communities, and connections to accelerate innovation. We help healthcare leaders discover what's working, and how to scale it. By bringing together health plan, hospital, and solution leaders, we facilitate the exchange of ideas that lead to measurable impact. Through our podcast, executive councils, private events, and go-to-market strategy work, we surface and amplify the "bright spots" in healthcare—proven innovations others can learn from and replicate. At our core, we exist to create trusted relationships that make real progress possible. Visit our website at www.brightspotsinhealthcare.com. Visit our website:  www.brightspotsinhealthcare.com. Follow Bright Spots in Healthcare: https://www.linkedin.com/company/shared-purpose-connect/  

A conversation recorded at the recent SportsPro Investment Summit, bringing together two very different investors: Andrea Radrizzani, media entrepreneur and former Leeds United owner, and Alistair Brownlee OBE, double Olympic triathlon champion turned investor. The through-line is what actually makes a sports asset worth owning — and where the value really resides.Leeds United and the weight of history. Radrizzani reflects on the Bielsa era, the club's identity as the sole footballing focus of a proud Northern city, and the burden of expectation rooted in the 2004 Champions League semi-final side (then the sixth-biggest club in world football on £90m revenue). Brownlee, a lifelong Leeds fan, adds the fan's perspective — pride and connection to the city matter as much as trophies.Turnaround clubs vs. trophy assets. Radrizzani's core investment lens: the difference between a turnaround play like Leeds (high appreciation, but one relegation can wipe out value) and buying a top club, now the preserve of sovereign wealth funds and private equity. Football as a luxury/brand asset that appreciates like real estate (the PSG example), but where capital cushions mistakes that a smaller club cannot afford. Relegation as a genuine financial cliff-edge.The new generation of sport and the media-rights problem. Why Super Tri, PTO/T100 and others built on media-rights revenue have pivoted toward mass participation. Only premium rights are growing; the rest is flat or declining. The value of affluent, avid participant communities over passive viewers.Mass participation economics and the HYROX model. Buying a hardcore, high-spending community; defining who your true fans are and how much more they'll pay. The customer-acquisition-cost vs. lifetime-value case, and the adjacent-business boom (apparel, nutrition, training, sports tourism). The open question: consumers now hop between HYROX, Ironman and marathons rather than staying loyal to one ecosystem — and Ironman's acquisition strategy as a response.Owning the ecosystem. Radrizzani's thesis that value lies not in any single point but in connecting the dots across a vertical.Athletes on the cap table. What a famous name is actually worth to a company. Consumer cynicism toward over-endorsing stars (the Neymar/Ronaldo "promiscuity" problem), the premium on authenticity and genuine expertise, and the shift from passive sponsorship fees to equity stakes that drive real ROI. David Beckham cited as the model done well.Brownlee's path from athlete to investor. The solitary, self-reliant nature of individual-sport careers, and how he built an investment practice alongside competing.How much athletes should earn. The 55% wage-to-revenue sustainability benchmark (and Leeds' notorious 120%). Salary caps as what makes US leagues attractive asset classes. The IOC's position on not paying athletes directly. Why economic incentives alone fail to lure athletes to new leagues — Olympic qualification and heritage tournaments still outweigh money.Private equity moving down the value chain. PE consolidating athlete and football agencies to capture player earnings; players themselves becoming more sophisticated investors (the Courtois family-office example).Concentration, unionisation and league design. "Big get bigger" dynamics, UFC-style overpayment at the top, gig-economy pressures on the athlete pyramid, and the collective-bargaining logic of leagues vs. the pure capitalism of boxing.LIV Golf's lessons and what's next. LIV as an early iteration of these themes, the surprising strength of the incumbent (PGA Tour) and heritage/"playing for the shirt," and a look ahead to NBA Europe and how it collides with basketball's existing strongholds. Radrizzani closes on nearly buying a London basketball franchise a decade ago — and why football and media remain his real passion.Unofficial Partner is the leading podcast for the business of sport. A mix of entertaining and thought provoking conversations with a who's who of the global industry. To join our community of listeners, sign up to the weekly UP Newsletter and follow us on Twitter and TikTok at @UnofficialPartnerWe publish two podcasts each week, on Tuesday and Friday. These are deep conversations with smart people from inside and outside sport. Our entire back catalogue of 500 sports business conversations are available free of charge here. Each pod is available by searching for ‘Unofficial Partner' on Apple, Spotify and every podcast app. If you're interested in collaborating with Unofficial Partner to create one-off podcasts or series and live events, you can reach us via the website.

In this bonus episode of the All About Beer Podcast, Chris Meadows, Head of Brewery Operations at Peaceful Side Brewery in Maryville, Tennessee, shares how Hopsteiner's advanced hop products helped the brewery reformulate two flagship beers while achieving improvements in cost, yield, shelf stability, and flavor.IPA's are a double edge sword for most breweries. IPA's sell the most but are often more expensive to make and distribute sustainably. By tweaking a few key ingredients, Peaceful Side Brewing was able to reduce production cost and routinely gain an additional 1.5 to 2 barrels of finished beer from each production run.By adding Salvo® and SalvoPlus® the American IPA's dry-hop load fell from approximately 60 pounds into the 40-pound range. With less vegetative material entering the brewery, Peaceful Side experiences smaller trub loads, improved wort and beer recovery, easier cleaning, faster transfers and less water used for rinsing.Most importantly, the beer has improved. In blind internal tastings, participants consistently preferred the reformulated versions. The American IPA gained a clearer grapefruit-and-citrus direction, more balanced bitterness and a cleaner finish without the lingering astringency of the previous recipe.Meadows also credits the reduced hop load and shorter tank exposure with slowing oxidation and keeping the beers tasting fresher for longer.“Consumer response has been overwhelmingly positive, and sales have increased—even though Peaceful Side never promoted the recipe changes to the general public,” says Meadows.Visit AllAboutBeer.com for more podcasts, to read original articles, and to get info on upcoming events.This Episode is Sponsored by:HopsteinerLet's talk brewhouse efficiency: Replacing pellet loads with Salvo cannot only boost aroma density, but reduce trub load and increase beer wart. Seems like simple math, but if it is still not obvious— replacing pellets with Salvo can give you MORE BEER per batch with BETTER brewhouse efficiency. Salvo —designed for brewers who are tired of sacrificing yield for aroma Explore flavor solutions at shop.hopsteiner.com.All About BeerAt All About Beer, we're honored to share the stories that define the beer community, and we couldn't do it without the generous support of our underwriting sponsors. Their commitment helps sustain independent beer journalism, allowing us to highlight the people, places, and passion behind every pint. Their partnership ensures these stories continue to inspire, connect, and celebrate the craft we all love. Join our underwriters today and help make an impact on independent journalism covering the beer industry.Host: Don TseGuests: Chris Meadows, Paul SchroederSponsors: HopsteinerTags: Hops, Flavor, BrewingPhoto: HopsteinerThe following music was used for this media project:Music: Awesome Call by Kevin MacLeodFree download: https://filmmusic.io/song/3399-awesome-callLicense (CC BY 4.0): https://filmmusic.io/standard-licenseArtist website: https://incompetech.com ★ Support this podcast on Patreon ★

In Week 5 of our Kingdom Greatness series, Pastor Dave Mudd delivers a powerful, heart-checking message on what it truly means to serve the body of Christ. Grounded in 1 Corinthians 12:12–27, this message challenges us to move past spectator Christianity and embrace our God-given call to active service within the church. The church is not a product to consume, but a family to build and a body where every single part matters. Whether you've been leaning into comfort, assuming someone else will step up, or searching for your place, this message invites you to step out of the bleachers, discover your purpose, and experience the deep joy of serving together.Key Takeaways & Lessons:- You are an Essential Part of the Body: God intentionally placed you in the church with specific gifts—there are no extra or unnecessary members in the body of Christ.- Shift from Consumer to Contributor: True kingdom living moves away from asking "What can this church offer me?" to asking "How can I help build God's family?"- Service Over Comfort: Jesus calls us to a life of sacrifice rather than convenience; embracing the hard work of serving is where real spiritual growth and maturity happen.- Shared Ministry Prevents Burnout: The church flourishes when every believer steps up, ensuring no single group carries the burden alone.- Serving Flows from Salvation: We don't serve to earn God's love, but because we've already received it—serving is a natural expression of following Jesus.

Minnesota attempted to halt prediction markets but a judge stopped the effort and that is where we start today.  This is The Business News Headlines for Tuesday the 28th of July, thank you for being with us. In other news, the Federal Reserve is expected to keep rates stable much to the ire of President Trump. Consumer confidence in the U.S. economy dips yet again. eBay and a 50 million dollar judgement made the news. We'll check the numbers in The Wall Street Report and FIFA is back in the news and it's about investments.   Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

There is a MAJOR dislocation across the entire marketplace you need to know about, and it starts with Nestle and French fries, not the fed funds rate. Swaps, inflation demand, curves, even oil; you name it. You think everyone agrees with the Fed or ECB about what's coming next, but the truth is the OVERWHELMING consensus is entirely different from what you're hearing. It's not even close and that's huge. Eurodollar University's conversation w/Steve Van Metre--------------------------------------------------------------------------------Learn more about Augusta Precious Metals and what they have to offer - including physical gold for IRA accounts - by going to: https://EurodollarGold.com or text EURO to 35052. ----------------------------------------------------------------------------------If you want to see The Four Economic Regimes, and How to Position Your Portfolio for Each One, sign up here https://eurodollar-university.com/home-page----------------------------------------------------------------------------------https://www.reuters.com/video/watch/idRW802111062026RP1/https://www.youtube.com/watch?v=0ynA5KVpxKUhttps://www.youtube.com/watch?v=YxGWF-PF4FEhttps://www.bloomberg.com/news/articles/2026-07-23/nestle-agrees-to-sell-water-unit-stake-for-about-3-billionhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/edu

What are the two hardest things in life to measure—and why does that simple question reveal so much about human nature?  In this entertaining episode of Kent Hance: The Best Storyteller in Texas, Kent Hance takes listeners on another unforgettable journey through history, humor, current events, and the timeless wisdom that has made him one of Texas' most beloved storytellers.  Using a classic saying as a launching point, Kent explores everything from small-town philosophy and life lessons to international affairs, education, personal responsibility, and the quirks of modern society. As always, his observations are packed with wit, common sense, and stories that will leave listeners laughing while giving them plenty to think about.  This episode features Kent's unique perspective on:  The wisdom hidden in everyday sayings and small-town characters  The lasting impact of the Korean War and its lessons for today  International headlines and global political challenges  How innovation creates unexpected business opportunities  Strange legal cases and unbelievable news stories from around the world  Why people often stay in jobs they don't enjoy  The importance of education, career preparation, and workforce opportunities  Consumer behavior, impulse buying, and modern decision-making  What international visitors really think about America  Along the way, Kent shares hilarious stories involving borrowed electricity, colorful Texas personalities, unusual animal encounters, and some of the most entertaining examples of human behavior you'll hear anywhere. His trademark storytelling style transforms everyday events into memorable lessons about life, leadership, and common sense.  Memorable Quotes  "The hardest thing to measure in life is love and electricity."  "He's late to the wreck. He can't get there fast enough."  Why You'll Want to Listen  Whether he's discussing history, education, innovation, or the funny side of human nature, Kent has a remarkable ability to connect big ideas with relatable stories. This episode captures everything listeners love about Kent Hance: The Best Storyteller in Texas—humor, wisdom, practical insights, and unforgettable storytelling. 

Sustainability anxiety is real. Watching wildfires spread, sea levels rise, and ice melt while governments drag their feet on climate policy can leave anyone feeling stuck. Andrew opens today's episode by naming that frustration directly, then makes the case for where real momentum is actually coming from: business. This episode breaks down why companies are adopting sustainability practices, sometimes because they want to and sometimes because regulation and consumer pressure leave them little choice. Andrew walks through the European Union's corporate sustainability due diligence directive, a law requiring large companies to address environmental and human rights harms across their entire supply chain. He also shares a real cost savings story from Mountain Equipment Co-op's warehouse recycling overhaul, and explains how B Corp certification gives consumers a way to check a company's environmental and social record before they spend a dollar. This episode sets up Friday's interview with a sustainability consultant who works inside the entertainment industry, giving listeners the business and regulatory context needed to get the most out of that conversation. Takeaways The EU corporate sustainability due diligence directive requires large companies to address environmental and human rights harms across their full global supply chain Consumer spending and cancel culture create real pressure on companies to change their environmental practices Mountain Equipment Co-op saved millions of dollars annually after fixing its warehouse recycling and packaging process B Corp certification scores companies on people, profit, and planet, giving consumers a way to vet businesses before buying Small and medium-sized businesses face a heavier relative burden than large corporations when new sustainability regulations take effect Industry pushback has already led EU ministers to reduce the number of companies covered by the directive and delay its timeline Support Independent Podcasts: https://www.speakupforblue.com/patreon Need help with your ocean non-profit, company, or project? Get the help you need with Pisces Oceans Inc.: https://www.piscesoceans.ca Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube  

In a new edition of Today's Consumer, some tips and tricks for scoring a dinner reservation at trendy restaurants. Also, actor Dominic Sessa stops by to talk about the upcoming biopic bringing the early days of beloved chef Anthony Bourdain to life. Plus, Melissa Garcia is back with "Shop this List" to help you get ready for back-to-school season. And, catching up with Keke Palmer about her new full-length audio project. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, I'm joined by Jenny Duan, co-founder & CEO of Clair Health Launching in November, Clair's wrist-worn wearable leverages a multimodal sensor and female biology world model to unlock continuous, noninvasive hormone monitoring. In this episode, we discuss building the data infrastructure for women's health. We also cover: The perimenopause opportunity Designing a proprietary sensor stack Moving toward medical device status Subscribe to the podcast → insider.fitt.co/podcast Subscribe to our newsletter → insider.fitt.co/subscribe Follow us on LinkedIn → linkedin.com/company/fittinsider  Website: https://wearclair.com/ Instagram: https://www.instagram.com/clair_health  - The Fitt Insider Podcast is brought to you by EGYM. Visit EGYM.com to learn more about its smart fitness ecosystem for fitness and health facilities. Fitt Talent: https://talent.fitt.co/Consulting: https://consulting.fitt.co/Investments: https://capital.fitt.co/ Chapters: (00:00) Introduction (01:30) Clair product overview (02:02) Wearable design and form factor (03:00) Women's health landscape (05:40) Hormone tracking solutions gap (06:36) Technology and sensors (08:00) Accuracy and calibration (09:15) Homeodynamic vs. homeostatic (11:30) Clinical applications (13:15) Perimenopause opportunity (14:50) Female founder experience (17:00) Fundraising and team building (20:00) Investor conversations (21:20) Demand signal and waitlist (22:00) Launch strategy (25:10) Healthcare integrations (27:45) Staying laser-focused (29:41) CEO daily priorities (31:20) Clinical trials and strategy (32:12) Consumer vs. medical balance (33:05) Voice AI and app experience (35:02) Where to find (35:54) Conclusion

Can you imagine a CPG company with an 87% customer retention rate and a 50% subscribe and save rate on Amazon? Wouldn't you want to know their secret? Well now you can, thanks to our guest today, Catherine Hayden, Chief Marketing Officer at Kate Farms, the #1 doctor-recommended plant-based nutrition brand. She recounts the journey that got them where they are today, and explains their tremendous investment in product quality, customer care, and medical research that drives trust and long term customer value.