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China tariffs are causing big problems right now. Today we talk about the recent developments in U.S.-China trade relations, particularly the temporary pause in tariffs and the broader implications for investor sentiment and economic narratives. The fear over supply chain disruptions quickly faded once tariff discussions resumed—even though actual inventory issues remained unresolved. We also analyzed a new Republican tax bill, highlighting key proposals like eliminating taxes on tips and overtime, allowing deductions for car loan interest, and introducing a “MEGA account” to support education, home buying, and small business loans. We discuss... Trump temporarily paused tariffs on China for 90 days, reducing tensions and prompting speculation on political motives. Despite ongoing inventory lags, public and media attention has waned following the tariff pause announcement. People often react to headlines and political gestures without examining the actual impact or facts on the ground. Wall Street quickly shifted from fear to optimism despite unresolved issues, illustrating emotional market swings. Consumer sentiment has rapidly reversed from bearish to bullish, reflecting how quickly perception can change. Buffett's principle of being fearful when others are greedy remains relevant in today's sentiment-driven market. The proposed GOP tax bill includes a “No Tax on Tips” provision, widely supported as fair for service workers. A new “MEGA Account” is proposed to help with education, small business loans, and first-time homebuyer costs. The IRS uses audits not primarily to collect money but to scare people into compliance, as stated by an IRS official. Low-income taxpayers are disproportionately audited due to earned income tax credit claims. Wealthy individuals can afford legal support, making IRS audits less impactful for them compared to lower earners. The U.S. housing market is now at its most unaffordable level in recorded history. Mortgage rates are back to their historical average and unlikely to drop meaningfully. The Fed's long-term involvement in mortgage-backed securities has distorted the housing market. Interest rates remain high, and the Fed has yet to significantly cut, raising questions about the rationale for past rate cuts. For more information, visit the show notes at https://moneytreepodcast.com/china-tariffs-are-causing-big-problems-713
Burning the candle at both ends. The president's tax cut bill faces an overnight test in the House. Plus, Nvidia's CEO pushes back on U.S. chip controls to China, warning they could put America at a disadvantage. And later, Wall Street gets a pulse check on the consumer when Target reports earnings this morning. What you need to know about the numbers.
Live from the Morgan Stanley Japan Summit, our analysts Chiwoong Lee and Sho Nakazawa discuss their outlook for the Japanese economy and stock market in light of the country's evolving trade partnerships with the U.S. and China.Read more insights from Morgan Stanley.----- Transcript -----Lee-san: Welcome to Thoughts on the Market. I'm Chiwoong Lee, Principal Global Economist at Morgan Stanley MUFG Securities.Nakazawa-san: And I'm Sho Nakazawa, Japan Equity Strategist at Morgan Stanley MUFG Securities.Lee-san: Today we're coming to you live from the Morgan Stanley Japan Summit in Tokyo. And we'll be sharing our views on Japan in the context of global economic growth. We will also focus on Japan's position vis-à-vis its two largest trading partners, the U.S. and China.It's Tuesday, May 20, at 3pm in Tokyo.Lee-san: Nakazawa-san, you and I both have been talking with a large number of clients here at the summit. Based on your conversations, what issues are most top of mind right now?Nakazawa-san: There are many inquiries about how to position because of the uncertainty of U.S. trade policy and the investment strategy for governance reform. These are both catalysts for Japan. And in Japan, there are multiple governance investment angles, with increasing interest in the removal of parent-child listings, which is when a parent company and a subsidiary company are both listed on an exchange. This reform [would] remove the subsidiaries. So, clients are very focused on who will be the next candidate for the removal of a parent-child listing.And what are you hearing from clients on your side, Lee-san?Lee-san: I would say the most frequent questions we received were regarding the Trump administration's policies, of course. While the reciprocal tariffs have been somewhat relaxed compared to the initial announcements, they still remain very high; and there was a strong focus on their negative impact on the U.S. economy and the global economy, including Japan. Of course, external demand is critical for Japanese economy, but when we pointed out the resilience of domestic demand, many investors seemed to agree with that view.Nakazawa-san: How do investors' views square with your outlook for the global economy over the rest of the year?Lee-san: Well, there was broad consensus that tariffs and policy uncertainty are negatively affecting trade and investment activities across countries. In particular, there is concern about the impact on investment. As Former Fed Chair Ben Bernanke wrote in his papers in [the] 1980s, uncertainty tends to delay investment decisions. However, I got the impression that views varied on just how sensitive investment behavior is to this uncertainty.Nakazawa-san: How significant are U.S. tariffs on global economy including Japan both near-term and longer-term?Lee-san: The negative effects on the global economy through trade and investment are certainly important, but the most critical issue is the impact on the U.S. economy. Tariffs essentially act as a tax burden on U.S. consumers and businesses.For example, in 2018, there was some impact on prices, but the more significant effect was on business production and employment. Now, with even higher tariff rates, the impact on inflation and economic activity is expected to be even greater. Given the inflationary pressures from tariffs, we believe the Fed will find it difficult to cut rates in 2025. On the other hand, once it becomes feasible, likely in 2026, we anticipate the Fed will need to implement substantial rate cuts.Lee-san: So, Nakazawa-san, how has the Japanese stock market reacted to U.S. tariffs?Nakazawa-san: Investors positioning have skewed sharply to domestic-oriented non-manufacturing sectors since the U.S. government's announcement of reciprocal tariffs on April 2nd. Tariff talks with some nations have achieved some progress at this stage, spurring buybacks of export-oriented manufacturer shares. However, the screening by our analysts of the cumulative surplus returns against Japan's TOPIX index for around 500 stocks in their coverage universe, divided into stocks relatively vulnerable to tariff effects and those less impacted, finds a continued poor performance at the former. We believe it is important to enhance the portfolio's robustness by revising sector skews in accordance with any progress in the trade talks and adjusting long/short positioning with the sectors in line with the impact of the tariffs.Lee-san: I see. You recently revised your Topix index target, right. Can you quickly walk us through your call?Nakazawa-san:Yes, of course. We recently revised down our base case TOPIX target for end-2025 from 3,000 to 2,600. This revision was considered by several key factors: So first, our Japan economics team revised down its Japanese nominal growth forecast from 3.7% to 3.3%, reflecting implementation of reciprocal tariffs and lower growth forecasts for the U.S., China, and Europe. Second, our FX team lowered its USD/JPY target from 145 to 135 due to the risk of U.S. hard data taking a marked turn for the worse. The timing aligns with growing uncertainty on the business environment, which may lead firms to manage cash allocation more cautiously. So, this year might be a bit challenging for Japanese equities that I recommend staying defensive positioning with defensive non-manufacturing sectors overall.Nakazawa-san: And given tariff risks, do you see a change in the Bank of Japan's rate path for the rest of the year?Lee-san: Yeah well, external demand is a very important driver of Japanese economy. Even if tariffs on Japan do not rise significantly, auto tariffs, for example, remain in place and cannot be ignored. The earnings deterioration among export-oriented companies, especially in the auto sector, will take time for the Bank of Japan to assess in terms of its impact on winter bonuses and next spring's wage growth. If trade negotiations between the U.S. and countries including Japan make major progress by summer, a rate hike in the fall could be a risk scenario. However, our Japan teams' base case remains that the policy rate will be unchanged through 2026.Lee-san: How is the Japanese yen faring relative to the U.S. dollar, and how does it impact the Japanese stock market, Nakazawa-san?Nakazawa-san:I would say USD/JPY is not only driver for Japanese equities. Of course, USD/JPY still plays a key role in earnings, as our regression model suggests a 1% higher USD/JPY lifting TOPIX 0.5% on average. But this sensitivity has trended down over the past decade. A structural reason is that as value chain building close to final demand locations has lifted overseas production ratios, which implies continuous efforts of Japanese corporate optimizing global supply chain.That said, from sector allocation perspective, sectors showing greater resilience include domestic demand-driven sectors, such as foods, construction & materials, IT & services/others, transportation & logistics, and retails.Nakazawa-san: And finally, the trade relationship between Japan and China is one of the largest trading partnerships in the world. Are U.S. tariffs impacting this partnership in any way?Lee-san: That's a very difficult question, I have to say, but I think there are multiple angles to consider. Geopolitical risk remains to be a key focus, and in terms of the military alliance, Japan-U.S. relationships have been intact. At the same time, Japan faces increased pressure to meet U.S. demands. That said, Japan has been taking steps such as strengthening semiconductor manufacturing and increasing defense spending, so I believe there is a multifaceted evaluation which is necessary.Lee-san: That said, I think it's time to head back to the conference. Nakazawa-san, thanks for taking the time to talk.Nakazawa-san: Great speaking with you, Lee-san.Lee-san: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.
The AI Breakdown: Daily Artificial Intelligence News and Discussions
With Microsoft Build, Google I/O, and Code with Claude all happening this week, the battle between major AI labs is heating up. This episode breaks down how to think about the AI race across five key vectors: Consumer, Enterprise, Coding, Agents, and Benchmarks. Get Ad Free AI Daily Brief: https://patreon.com/AIDailyBriefBrought to you by:KPMG – Go to https://kpmg.com/ai to learn more about how KPMG can help you drive value with our AI solutions.Blitzy.com - Go to https://blitzy.com/ to build enterprise software in days, not months Vertice Labs - Check out http://verticelabs.io/ - the AI-native digital consulting firm specializing in product development and AI agents for small to medium-sized businesses.The Agent Readiness Audit from Superintelligent - Go to https://besuper.ai/ to request your company's agent readiness score.The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: https://pod.link/1680633614Subscribe to the newsletter: https://aidailybrief.beehiiv.com/Join our Discord: https://bit.ly/aibreakdownInterested in sponsoring the show? nlw@breakdown.network
DescriptionIn this episode of BRAVE COMMERCE, Rachel Tipograph and Sarah Hofstadter speak with Colleen Orani, Vice President of Global Marketing at Energizer Holdings. Colleen shares how Energizer moved from a fragmented media structure to one unified under a single leader, combining national media, shopper marketing, and content development.She discusses the realities of leading marketing across brands with very different consumer behaviors, from impulse buys like batteries to more considered purchases like auto care. Colleen offers a transparent look into how Energizer is balancing long-term strategy with rapid fire execution, all while managing evolving retailer relationships and media investments.Key takeawaysA unified approach to national and retail media enables stronger consumer engagement across all stages of the purchase journeyCategories require tailored media strategies – impulse brands are “clicky,” while others demand deeper “scrolly” contentDriving shared accountability across marketing, sales, and content teams ensures adaptability in a volatile market Hosted on Acast. See acast.com/privacy for more information.
Guidance and commentary on prices will be crucial in Target's (TGT) earnings, says Spencer Hakimian. He's waiting to see how tariffs will impact the big box retailer's supply chain, alongside TJX Companies (TJX). Tsvetta Kaleynska says a loyal customer base will support TJX even if its store restocks get stalled due to tariffs. As for Target, Tsvetta will watch consumer interest following negative brand perception.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
In this episode of The G2 on 5G, analysts Will Townsend and Anshel Sag return after traveling, to discuss six key topics shaping the 5G landscape. They cover AST SpaceMobile's shift toward a consumer satellite service, EchoStar's FCC investigation, Mobile World Congress Las Vegas' rebrand, T-Mobile's latest network advancements, new security initiatives in partnership with Palo Alto Networks, and Xiaomi's upcoming smartphone SoC. Topics Covered:
In the third episode in our mini-series exploring the UK's new Consumer Composite Investments regime, Matthew Gregory, Joe Bamford and Anita Edwards discuss the FCA's latest consultation paper, CP25/9, which includes proposals relating to the transaction costs methodology, cost disclosures and draft transitional provisions.
In this episode of Casual Cattle Conversations, host Shaye Wanner sits down with Jason and Candice, alongside Maika from Ambrook, to unpack the realities of diversified ranching, the power of precise bookkeeping, and how financial clarity is reshaping ranch businesses. From navigating multiple enterprises to earning consumer trust, this conversation is packed with insights for modern ranchers committed to growth, profitability, and transparency. Whether you're running a multi-faceted operation or just looking to better understand your numbers, this episode sheds light on how tools like Ambrook can offer ranchers more control, confidence, and clarity. Get 1 month of Ambrook FREE: ambrook.com/casualcattle Key Takeaways: Diversification is a smart strategy for risk management and profitability. Clear bookkeeping reduces stress and improves decision-making. Consumer confidence in agriculture starts with transparency. Tools like Ambrook empower families running ranches and farms.
Meta argues in court that "enshittification" doesn't exist, and ads in Instagram are a boon for consumers. NextCloud successfully battles back against Google for app updates. YouTube adding more AI ads to ruin your viewing experience. Xiaomi demos a new chip that should put more pressure on Tensor. Microsoft discontinues the Surface Laptop Studio. Gamers Nexus details their relationship with NVIDIA, and how a massive corporation might pressure media outlets for positive coverage. And we should chat about Google I/O, and how there might be less Android at this years developer conference. Let's get our tech week started right! -- Show Notes and Links https://somegadgetguy.com/b/4Lb Video Replay https://youtube.com/live/OOMC-1JrX8g Support Talking Tech with SomeGadgetGuy by contributing to their tip jar: https://tips.pinecast.com/jar/talking-tech-with-somegadgetgu Find out more at https://talking-tech-with-somegadgetgu.pinecast.co This podcast is powered by Pinecast. Try Pinecast for free, forever, no credit card required. If you decide to upgrade, use coupon code r-c117ce for 40% off for 4 months, and support Talking Tech with SomeGadgetGuy.
Home Depot (HD) earnings are due out tomorrow, and all eyes are on the home improvement retailer to gauge the health of the consumer. Matt Maley and Dory Wiley weigh in on what to expect. While Home Depot may have an edge over competitors like Lowe's (LOW) and Walmart (WMT) due to its diversified business model and higher margins, both guests agree that a miss on earnings could have far-reaching implications for the broader market.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Rory McGowan speaks to Damian Stirrett from ServiceNow. Damian tells us all about the 2025 Consumer Voice Report. This looks at Brits' attitudes towards AI customer service, with an increasing number expecting AI chatbots to pick up on and adapt to their mood. But there remains a lack of trust in AI to fulfil certain tasks and not make things more difficult. https://www.servicenow.com/uk/
In this episode of Add To Cart, we sit down with Kira Macleod-Finke, Head of Direct-to-Consumer at The Body Shop Australia, the iconic beauty brand now certified 100% vegan across its global product range. With a retail career spanning T2, Country Road, Trenery, and Jeanswest, Kira shares how she led The Body Shop through two global buyouts, a decentralisation shift, and a three-month replatform from SAP Commerce Cloud to Shopify, with just 13 minutes of downtime. She reveals how she unified ecommerce and retail under one DTC team, turned L&D into a real-time CX engine, and kept her people calm and focused through an unpredictable transformation. This one's packed with honest leadership insights, practical team structures, and bold decisions that brand managers and ecommerce leads won't want to miss.This episode was brought to you by: Shopify PlusKlaviyoAbout your guest:Kira Macleod-Finke is a seasoned retail leader with over 20 years' experience driving transformation across some of Australia's best-known brands. As Head of Direct-to-Consumer at The Body Shop Australia, she leads the charge across both ecommerce and 130+ retail stores, unifying customer experience and commercial strategy under one roof. Formerly the ANZ retail operations for The Body Shop, and Global Head of Retail at T2 Tea, Kira has led teams across five international markets. Her career also includes senior roles at Jeanswest and Country Road Group, where she led large-scale retail operations and customer-focused change. With deep expertise in omnichannel retail, team development and CX design, Kira is known for combining operational rigour with purpose-led leadership to put the customer at the centre of every decision.About your host:Nathan Bush is the host of the Add To Cart podcast and a leading ecommerce transformation consultant. He has led eCommerce for businesses with revenue $100m+ and has been recognised as one of Australia's Top 50 People in eCommerce four years in a row. You can contact Nathan on LinkedIn, Twitter or via email.Email hello@addtocart.com.au We look forward to hearing from you! Hosted on Acast. See acast.com/privacy for more information.
The credit rating agency Moody's has stripped the United States of its triple-A credit rating, warning investors about rising levels of government debt and a widening budget deficit. The agency has shifted the US rating down one notch to AA1, while changing its outlook from negative to stable. Novo Nordisk, the company that makes the weight loss drugs Ozempic and Wegovy, is abruptly ousting its chief executive, Lars Fruergaard Jørgensen, over concerns the firm is losing ground in the popular weight-loss drug market. Consumer boycotts of countries and companies are on the rise, with the latest being an Indian tourism boycott of Turkey and Azerbaijan. This comes as some Canadians boycott the US, while others refuse to buy from some specific companies over their policies. We will be joined throughout the programme by Rahul Tandon is joined by two guests on opposite sides of the world: Lori Ann Larocco, senior editor at CNBC Business News in the US, and Peter Ryan, ABC's senior business correspondent in Australia.
In this episode, Meghan Grebner and Charley Martinez discuss the latest trends in the livestock market, focusing on cattle and hog prices, supply and demand dynamics, and the impact of imports and exports. They analyze consumer behavior in response to rising prices and provide future projections for the market. The conversation highlights the complexities of the agricultural economy and the factors influencing livestock production and pricing.Takeaways:» Cattle prices have shown some stability despite recent volatility.» The hog market is experiencing different dynamics compared to beef.» Supply and demand are crucial in understanding market trends.» Consumer behavior is resilient, but price increases may affect consumption.» The suspension of imports from Mexico is impacting cattle supply.» Pork exports are expected to increase due to higher production.» Future projections indicate tighter supplies for beef and pork.» The livestock market is influenced by both domestic and international factors.» Volatility in the market creates opportunities for speculators.» Graduation season is a time for celebration amidst market discussions.Connect with Brownfield Ag News:» Get the latest ag news: https://www.brownfieldagnews.com/» Subscribe to Brownfield on YouTube: https://www.youtube.com/@BrownfieldAgNews» Follow Brownfield on X (Twitter): https://x.com/brownfield» Follow Brownfield on Facebook: https://www.facebook.com/BrownfieldAgNewsAbout Brownfield Ag News:Brownfield Ag News is your trusted source for reliable agriculture news, market trends, weather updates, and expert interviews. Get comprehensive coverage and stay ahead in the ever-evolving agriculture industry.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A look at how Trump's tariff policy is causing rising prices and concern among consumers. Then, POTUS announces another package of deals with Qatar amidst the ongoing jumbo jet controversy. Plus, the Supreme Court hears oral arguments over Trump's birthright citizenship order and weighs whether lower court judges have the power to block his policy moves. Peter Baker, Amna Nawaz, David Drucker, Courtenay Brown, Rick Newman, Mark Joseph Stern, and Ambassador William Taylor join as Symone Sanders hosts The 11th Hour this Thursday.
President Trump said the U.S. will unilaterally set tariffs for many countries, as a new survey showed high levels of consumer anxiety over trade. Plus, Charter Communications agreed to buy rival Cox Communications in a multibillion-dollar deal. And Novo Nordisk shares fell after the Ozempic maker said its CEO will step down. Danny Lewis hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Trading Justice, Matt and Mark break down a pivotal week in the markets, starting with the S&P's strength and tech's continued leadership. They dive into Trump's $2 trillion Middle East AI push and explore the downstream impact on semis, servers, and infrastructure—connecting the dots from Nvidia and AMD to SMCI and Palantir. The conversation turns to oil on Iran deal rumors, gold holding support, and crypto's breakout behavior. In Stocks in the News, they cover AMD's buyback, Coinbase's S&P 500 inclusion, Walmart's inflation warning, UNH's collapse, and Nvidia's surge. They wrap with what they got right, what's coming next, and the key setups to watch heading into the week.
Carl Quintanilla, Sara Eisen, and David Faber discussed the latest for stocks as they try to hold onto gains – and consumer concerns grow. The latest read on sentiment coming in at the top of the hour: falling to its 2nd-lowest reading on record… but consumer earnings commentary telling a different story. The team broke it all down with JPMorgan Asset Management's Chief Global Strategist. Plus: how to play the homebuilders with one guest who says they're still a buy here – and more on the outlook for energy as President Trump says the U.S. is “very close” to a nuclear deal with Iran. Also in focus: the road ahead for Novo after its surprise CEO resignation; deal details on this possible Charter-Cox merger; Berkshire's biggest moves according to a new 13F filing; and the big win for wealth taxpayers hidden in the GOP's “big beautiful bill”. Squawk on the Street Disclaimer
In this episode of the Startup CPG Podcast, Grace Kennedy sits down with Cynthia Duran, founder of Xinca Foods, one of the first Salvadoran frozen food brands in the U.S. market. Cynthia shares her inspiring journey from a career in tech at companies like Microsoft and T-Mobile to launching Xinca Foods—a brand rooted in heritage and dedicated to making high-quality frozen pupusas accessible across the country.They dive into the realities of bootstrapping a CPG business, the importance of self-manufacturing to preserve authenticity, and the strategic decision to pause growth in order to focus on consumer awareness. Cynthia also opens up about the challenges of entering new markets, learning from on-the-ground demos, navigating distribution, and adapting packaging and pricing to meet regional demand.Whether you're a founder, food entrepreneur, or simply curious about the behind-the-scenes of scaling a culturally rich food brand, this episode offers a candid look at the grit, strategy, and community that power Xinca Foods.Listen in as they share about:Founding Story of Xinka FoodsBootstrapping and Self-ManufacturingDirect-to-Consumer to Retail TransitionRetail and Distribution StrategyPackaging and Marketing LessonsDay-to-Day OperationsCustomer Feedback and Eating CreativityStartup CPG Community and ResourcesEpisode Links:Website: https://xincafoods.com/LinkedIn: https://www.linkedin.com/in/cynthia-duran-693410b9/ Don't forget to leave a five-star review on Apple Podcasts or Spotify if you enjoyed this episode. For potential sponsorship opportunities or to join the Startup CPG community, visit http://www.startupcpg.com.Show Links:Transcripts of each episode are available on the Transistor platform that hosts our podcast here (click on the episode and toggle to “Transcript” at the top)Join the Startup CPG Slack community (20K+ members and growing!)Follow @startupcpgVisit host Grace's Linkedin Questions or comments about the episode? Email Daniel at podcast@startupcpg.comEpisode music by Super Fantastics
Novo Nordisk, the company that makes the weight loss drugs Ozempic and Wegovy, is abruptly ousting its chief executive, Lars Fruergaard Jørgensen, over concerns the firm is losing ground in the popular weight-loss drug market. Consumer boycotts of countries and companies are on the rise, with the latest being an Indian tourism boycott of Turkey and Azerbaijan. This comes as some Canadians boycott the US, while others refuse to buy from some specific companies over their policies. And Rahul Tandon hears about why some private companies in the USA see an opportunity in this rail sector, as there are concerns over the US federal government looking to pull back from supporting rail.
Unlimited CEO Bob Elliot and Truist Wealth's Keith Lerner break down the macro setup in the market panel, while CNBC's Kate Rooney reports on why Main Street is continuing to buy the dip.John San Marco of Neuberger Berman weighs in on retail earnings and a resilient consumer. Deutsche Bank's George Hill makes a case for sticking with UnitedHealth despite its drawdown this week. Plus, our Robert Frank reports on the future of the estate tax, and Morgan Brennan highlights $17B space company Trimble for this week's Manifest Space.
Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the 5th of a 5-part series on The Daily Coffee Pro Podcast by Map It Forward with César Magaña, the Director of Cacao at Belco. In this series, César and host, Lee Safar discuss the cacao industry in 2025.The 5 episodes in this series are:1. The Volatility In The Cacao Market - https://youtu.be/EsfyqLmNFIU2. Who Are The Humans In Cacao? - https://youtu.be/XgUTHax7Mns3. What Is Specialty Cacao? - https://youtu.be/oEo734PXZY44. The Impact Of Specialty Cacao - https://youtu.be/G6q_loujztI5. Who Is The Future Consumer of Cacao - https://youtu.be/5QWY_2uuft0In this final episode of the series, Lee and Cesar dive into the nuanced differences between cacao and chocolate, the impact of consumer behavior on the cacao industry, and the market forces at play. They discuss how traditional consumption patterns intersect with modern trends, like the rise of protein-rich diets influenced by health initiatives and celebrity endorsements. Cesar also shares insights on the historical and cultural significance of cacao, while highlighting the role of high-quality, sustainable production in the future of the industry. This enlightening conversation provides a comprehensive look at the past, present, and future of cacao and chocolate.00:00 Introduction to Consumer Behavior in the Cacao Industry00:40 Business Advisory Services for Coffee Entrepreneurs01:15 Final Episode Introduction and Overview01:50 Understanding the Difference Between Cacao and Chocolate02:42 Historical Origins of Chocolate05:17 Consumer Perception and Market Volatility11:13 Impact of Health Trends on Chocolate Consumption15:25 Future of High-Quality Cacao17:41 Belco's Approach to Cacao and Coffee20:58 Conclusion and Farewell"Connect with César Magaña and Belco here:• https://www.linkedin.com/in/césar-magaña-b1470b224/• https://www.belco.fr/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailinglist
Chuck Zodda and Mike Armstrong discuss the housing market has been strange and ugly to start the year. Consumer sentiment falls in May as Americans' inflation expectations jump after tariffs. Walmart's price hikes op the door for every other company. Nvidia has gone on a wild ride this year. Is the storm over? Meta is delaying the release of its flagship AI model. Can we just go back to it being HBO again?
Join our Mailing List - https://www.mapitforward.coffee/mailinglist"Introduction to Regenerative Coffee Farming" is now available On-Demand for as little as $10 - https://mapitforward.coffee/workshops"Biochar for Coffee" is open for pre-registration - https://mapitforward.coffee/workshops"It's Time to Become a Coffee Consultant" is available now with additional new bonus material, including the coffee consultant career map. Get more details on how you can create an alternative revenue stream today at https://mapitforward.coffee/workshopsLooking for business advisors or consultants for your business? Get in touch with us here: support@mapitforward.org••••••••••••••••••••••••••••••••This is the 5th of a 5-part series on The Daily Coffee Pro Podcast by Map It Forward with César Magaña, the Director of Cacao at Belco. In this series, César and host, Lee Safar discuss the cacao industry in 2025.The 5 episodes in this series are:1. The Volatility In The Cacao Market - https://youtu.be/EsfyqLmNFIU2. Who Are The Humans In Cacao? - https://youtu.be/XgUTHax7Mns3. What Is Specialty Cacao? - https://youtu.be/oEo734PXZY44. The Impact Of Specialty Cacao - https://youtu.be/G6q_loujztI5. Who Is The Future Consumer of Cacao - https://youtu.be/5QWY_2uuft0In this final episode of the series, Lee and Cesar dive into the nuanced differences between cacao and chocolate, the impact of consumer behavior on the cacao industry, and the market forces at play. They discuss how traditional consumption patterns intersect with modern trends, like the rise of protein-rich diets influenced by health initiatives and celebrity endorsements. Cesar also shares insights on the historical and cultural significance of cacao, while highlighting the role of high-quality, sustainable production in the future of the industry. This enlightening conversation provides a comprehensive look at the past, present, and future of cacao and chocolate.00:00 Introduction to Consumer Behavior in the Cacao Industry00:40 Business Advisory Services for Coffee Entrepreneurs01:15 Final Episode Introduction and Overview01:50 Understanding the Difference Between Cacao and Chocolate02:42 Historical Origins of Chocolate05:17 Consumer Perception and Market Volatility11:13 Impact of Health Trends on Chocolate Consumption15:25 Future of High-Quality Cacao17:41 Belco's Approach to Cacao and Coffee20:58 Conclusion and Farewell"Connect with César Magaña and Belco here:• https://www.linkedin.com/in/césar-magaña-b1470b224/• https://www.belco.fr/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list
A lot of Indians grow up with an anti-debt and anti-credit card mentality. But, the data shows that's changing now. In 2018, credit card spending in the country was at 4.6 lakh crore rupees. In the last quarter of the recent financial year, that figure grew by four times, and is now at 21.2 lakh crore rupees. Credit feels easy, but sometimes, we fail to read the fine print. A lot of Indians are also finding themselves in a never-ending debt trap. How does that work? What can you, as a consumer do to protect yourself? The Core and The Signal Daily is ad supported and FREE for all readers and listeners. Write in to shiva@thecore.in for sponsorships and brand studio requirementsFor more of our coverage check out thecore.inSubscribe to our NewsletterFollow us on:Twitter | Instagram | Facebook | Linkedin | Youtube
In this exclusive episode of The Voice of Retail podcast, host Michael LeBlanc interviews Karl Haller, Partner at IBM Consulting and leader of their retail and consumer products center of competency, ahead of his highly anticipated keynote presentation at Retail Council of Canada's STORE2025 conference on June 3rd.With nearly 30 years of retail experience at brands including Brooks Brothers, Tommy Hilfiger, and Karl Lagerfeld, Haller brings unique insights at the intersection of retail business and technology to one of Canada's premier retail events.Haller, who will take the main stage following fellow keynote speaker Ira Kalish, positions AI as "the biggest transformation that any of us have seen in our careers," comparing its significance to the advent of computing in the 1970s. While acknowledging the hype surrounding AI, he maintains that we're in the early stages of a fundamental shift in how retail operates—a message he'll expand upon at the STORE2025 conference.When discussing strategy during uncertain times, Haller advises retailers to focus on action rather than extensive planning: "If you've got a million dollars to spend, spend a million dollars on 100 MVPs. Don't spend a million dollars on an AI strategy project because it's going to be out of date by the time you've done it." He recommends scenario planning with clear indicators that can guide decision-making in unpredictable environments.Looking at retail formats, Haller notes that success isn't determined by format alone but by how retailers innovate within their sector. He highlights Walmart's nimble approach to technology implementation, PepsiCo's management of their extensive logistics network, and innovative approaches from companies like Unilever and Kroger.The conversation culminates with Haller identifying four under-appreciated retail technology trends:Expanding AI beyond words, pictures, and code to work with numerical data like SKU forecasting, potentially reducing forecast error rates to low single digitsIntegrating AI with other technologies like computer vision, IoT devices, robotics, biometrics, electronic shelf labels, and retail mediaDeveloping an "operating system for AI" to manage the projected billion new applications by 2028Most critically, bringing people along on the technology journey through comprehensive training and continuous learningAttendees of STORE2025 can expect Haller to dive deeper into these insights during his keynote presentation, providing retail leaders with actionable strategies for navigating technological transformation while balancing innovation with practical implementatio Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fifth year in a row, the National Retail Federation has designated Michael as on their Top Retail Voices for 2025, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.
EPSA President and CEO Todd Snitchler talks with Stephen DeFrank, Chairman of the Pennsylvania Public Utility Commission, about how the commonwealth is managing major electricity demand growth and advancing competitive power solutions. The Chairman offers a candid look at how a restructured state like Pennsylvania is addressing surging load from data centers, manufacturing, and electrification—while staying focused on reliability and affordability. Liked this episode? Share it on X @EPSANews or LinkedIn at Electric Power Supply Association. Want more competitive power updates? Sign up for our monthly Power Moves newsletter.
New York City's mayoral race is heating up, and into the inferno walks Brad Lander: City Comptroller, longtime progressive pain in the ass (in the best way), and, most importantly, not a corrupt tool of the oligarchy. That alone is refreshing. Lander's running on a revolutionary NYC platform: competence, decency, and not being Eric Adams, Andrew Cuomo, or a trash fire named Donald Trump. He's spent his career backing tenants, workers, and immigrants, including showing up at an ICE facility to demand Newark mayor Ras Baraka's release. On Gaslit Nation, Lander made it clear: he's not here to play nice with predators in power. He's here to break the cycle of corruption, fight for working people, and stop ICE from turning Rikers Island into Guantanamo East. On climate? “Climate risk is financial risk,” Lander says. His plan includes rooftop solar, ensuring net-zero emissions by 2040, and preventing your apartment from becoming a boiling deathtrap during the next heat wave. (Remember Cuomo leaving people to die in nursing homes?) As the feds abandon us under Trump and Musk, someone's got to step up. Lander wants to expand the Department of Consumer and Worker Protection. And for non-New Yorkers: NYC's mayor matters nationally. This is a frontline job against elite impunity and rising autocracy. We need Lander to help rebuild democracy. Want to protect New York, and the country, from grifters like Adams and Cuomo? Use ranked-choice voting, ranking Lander #1. Then rank all the other progressives endorsed by the Working Families Party. Do not put Cuomo on your ballot. He already resigned after using his power to prey on women. Don't make us go through that again. Go to landerfornyc.com and help make New York City safer and stronger, for the sake of its residents and all of America. Share this interview with the New Yorkers in your life to help stop Cuomo and elect Lander New York City's next mayor. Want to enjoy Gaslit Nation ad-free? Join our community of listeners for bonus shows, ad-free episodes, exclusive Q&A sessions, our group chat, invites to live events like our Monday political salons at 4pm ET over Zoom, and more! Sign up at Patreon.com/Gaslit!
Why is the electricity market so broken—and what can we do to fix it?In this episode of the Let People Prosper Show, I interview Glen Lyons, a Texas-based energy expert and advocate for Consumer Regulated Electricity (CRE). Glen shares his journey from advertising to energy policy, offering unique insights on ERCOT's dysfunction, the original sin of electricity monopolies, and how free markets—not central planning—can finally unleash innovation, reliability, and cost savings for consumers.We also explore the growing demands of data centers, the role of AI in energy usage, and why Texas has a golden opportunity to lead the way with CRE.For more insights, visit vanceginn.com. You can also get even greater value by subscribing to my Substack newsletter at vanceginn.substack.com.
It's REALLY annoying when a gadget becomes waste because of bad software! The folks at U.S. PIRG have started a list of gadgets that were sent to landfills before their time. Lucas Gutterman of U.S. PIRG sat down with me to chat about the enormous scale of the problem, and ways consumers can get more bang for their gadget buck! eWaste Graveyard https://pirg.org/edfund/resources/electronic-waste-graveyard/ U.S. PIRG official site https://pirg.org/ PIRG Chromebook support campaign https://pirg.org/articles/why-google-announced-chromebooks-will-last-for-10-years/ Support Talking Tech with SomeGadgetGuy by contributing to their tip jar: https://tips.pinecast.com/jar/talking-tech-with-somegadgetgu Find out more at https://talking-tech-with-somegadgetgu.pinecast.co This podcast is powered by Pinecast. Try Pinecast for free, forever, no credit card required. If you decide to upgrade, use coupon code r-c117ce for 40% off for 4 months, and support Talking Tech with SomeGadgetGuy.
This episode is available in audio format on our Let's Talk Loyalty podcast and in video format on www.Loyalty.TV.I'm delighted to be today meeting with another Fortune 500 brand as we meet with Bank of America, one the world's largest banks.According to its latest annual report, Bank of America now serves approximately 69 million consumer and small business clients, and surpassed $100 billion in revenue in 2024, with net income in excess of $27 BILLION.As part of the bank's celebrations for the ten year anniversary of its Preferred Rewards program, I am joined today by Shikha Narula, the Managing Director, Head of Consumer & Small Business Product Strategy, Transformation and Rewards at Bank of America.Shikha shares some of their key achievements including a membership base of over 11 million members, a 99% retention rate, and some of their flagship partnerships such as their coffee / cash-back program with Starbucks in the US market.Shikha also shares how their award-winning Preferred Rewards program really differs from other programs in the financial services industry.Please enjoy our conversation.Show Notes:1) Shikha Narula2) Bank of America3) Bank of America Preferred Rewards® program4) Coffee, meet Cash Back - Bank of America Promotion | Starbucks Rewards5) Smart Brevity: The Power of Saying More with Less (Book)
Apple CEO Tim Cook is back in the President's crosshairs. We dive into why the company's production plans are drawing criticism from the White House. Then with China and the U.S. making some progress on trade talks, what's it mean for the fate of TikTok? We sit down with billionaire investor Frank McCourt who has a bid to buy the company. And then, Walmart-backed digital promotions company Ibotta. The CEO helps break down quarterly results as shares surge double digits.
The consumer is no longer navigating the map—they are the map.Welcome to the era of the Blue Dot Consumer: always centered, always scrolling, and always expecting the world to orbit around them. What does that mean for your brand? Everything. From the rise of instant gratification to the evolution of seven—yes, seven—active generations, the customer experience game has changed forever. Today's guest is Ken Hughes, also known as The King of CX—is a consumer behavioralist, futurist, and one of the world's leading authorities on customer experience. He's here to break down how digital evolution, generational shifts, and consumer expectations are reshaping the rules of engagement for brands of all sizes. About Ken HughesKen Hughes is one of the World's Leading CX Strategists and Consumer Behavioralists in Customer Experience, Marketing, Branding, Innovation and AI. Known internationally as The King of Customer Experience.Author of the marketing blog ‘The Blue Dot Consumer', with tens of thousands of readers exploring his content on consumer values, marketing, branding and customer experience every month.His research and work is utilized by global brands, industry associations and universities across all six continents. His client list is a who's who of global brands, from Google, Starbucks, the NFL, and TikTok, to Walmart, Coca-Cola, IKEA and PayPal) to understand the changing nature of the brand connection across the consumer generations, and prepare for the future.He describes himself as a social science Frankenstein – his interests are part sociology, part anthropology, part consumer psychology and part cyber behaviouralism.Previously CEO of an insight agency, a TED speaker, a university lecturer and actor RESOURCES King of CX: https://www.kenhughes.info/ The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Catch the future of e-commerce at eTail Boston, August 11-14, 2025. Register now: https://bit.ly/etailboston and use code PARTNER20 for 20% off for retailers and brands Online Scrum Master Summit is happening June 17-19. This 3-day virtual event is open for registration. Visit www.osms25.com and get a 25% discount off Premium All-Access Passes with the code osms25agilebrand Don't Miss MAICON 2025, October 14-16 in Cleveland - the event bringing together the brights minds and leading voices in AI. Use Code AGILE150 for $150 off registration. Go here to register: https://bit.ly/agile150 Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstrom Don't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.show Check out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company
Do This, NOT That: Marketing Tips with Jay Schwedelson l Presented By Marigold
In this episode of Do This, Not That, host Jay Schwedelson takes listener questions in an “Ask Us Anything” format, sharing down-to-earth marketing tactics—like how to boost webinar attendance—and veering off into pop culture commentary as only he can.=================================================Best Moments:(01:30) Addressing declining show-up rates for events and webinars(02:23) The power of remarketing to people who have already signed up(03:33) Using Instagram Reel ads for remarketing (even for B2B)(05:24) Creating incentives for live attendance with exclusive content(07:05) "Ridiculous question" about Dr. Pimple Popper and Lifetime TV=================================================Check out our 100% FREE + VIRTUAL EVENTS! ->EVENTASTIC - The worlds LARGEST event about EVENTS! June 5-6 2025Register HERE: https://www.eventastic.com/RegistrationGuru Conference - The World's Largest Virtual EMAIL MARKETING Conference - Nov 6-7!Register here: www.GuruConference.com=================================================Check out Jay's YOUTUBE Channel: https://www.youtube.com/@schwedelsonCheck out Jay's TIKTOK: https://www.tiktok.com/@schwedelsonCheck Out Jay's INSTAGRAM: https://www.instagram.com/jayschwedelson/=================================================AND don't miss out on this awesome FREE upcoming Quick Hit!Marigold: Should I Switch Email Platforms? 5 Truths & Myths!May 30th 11am – 12pm ET.Register HERE: https://www.linkedin.com/events/7325947932031991808/comments/=================================================MASSIVE thank you to our Sponsor, Marigold!!Email chaos across campuses, branches, or chapters? Emma by Marigold lets HQ keep control while local teams send on-brand, on-time messages with ease.Podcast & GURU listeners: 50 % off your first 3 months with an annual plan (new customers, 10 k-contact minimum, terms apply).Claim your offer now at jayschwedelson.com/emma.
Channing Hamlet, Managing Director and Co-Founder of Objective, Investment Banking & Valuation, joins Amanda Ma, CEO & Founder of Innovate Marketing Group, to discuss the rising "flight to quality" in the event industry. Learn how consolidation is transforming the landscape — and how event businesses can adapt, scale, and thrive in a shifting market.About the guest:Channing Hamlet is the Managing Director and Co-Founder of Objective, Investment Banking & Valuation. He leads the firm's Business Services & Life Sciences Practice. With over 25 years of experience in investment banking and business valuation, Channing brings deep expertise and strategic insight to Objective's clients. His recent notable transactions include the sale of 360 Destination Management to H.I.G. Capital and Supreme to Trinity Hunt Partners. An active member of the Los Angeles advisor community, Channing has served on the boards of the Exit Planning Institute, ACG LA, and EO LA. He is also passionate about philanthropy, particularly through his involvement with Reality Changers. Prior to joining Objective, Mr. Hamlet served as a Managing Director of Cabrillo Advisors, where he was instrumental in both leading their M&A execution and growing the valuation practice from inception into a national entity serving more than 700 clients in five years. Previously, he served as a Director at Vistage; Principal at LLR Partners, a $260 million private-equity firm; and member of Legg Mason's Investment Banking group. He has a Master's Degree in Operations Research and a Bachelor of Science in Mechanical Engineering from Cornell University. He holds FINRA Series 7, 63 and 79 licenses and is a Registered Representative of BA Securities LLC, Member FINRA SIPC.Connect with Channing Hamlet on LinkedIn hereRead about the sale of 360 Destination Management Group hereDownload the The Introspective CEO's Guide to Selling a Business, a high-level workbook covering key considerations for those contemplating a sale here.Objective, Investment Banking & Valuation is a leading firm serving middle market companies across key industries including Business Services, Consumer, Healthcare Tech, Life Sciences, Manufacturing, and Technology. We offer M&A advisory through our investment banking group and a full suite of valuation services for tax, financial reporting, and strategic planning. Since 2006, our team has completed over 500 M&A deals and thousands of valuations. Learn more at objectiveibv.comThis podcast episode is for informational purposes only and does not constitute investment, legal, or tax advice. Securities offered through BA Securities, LLC, Member FINRA, SIPC. Objective and BA Securities, LLC are separate, unaffiliated entities.EventUp is brought to you by Innovate Marketing Group. An award-winning Corporate Event and Experiential Marketing Agency based in Los Angeles, California. Creating Nationwide Immersive Event Experiences to help brands connect with people. To learn more, click here.Follow us!Find us on LinkedIn, EventUp Podcast LinkedIn , and Instagram
George Destafney, EVP of OceanFirst Financial (OCFC), discusses the business and the American consumer. He is “just not seeing” consumer weakness, though he acknowledges that there are some “pockets” struggling. He says average balances at OceanFirst are “remarkably flat” year-over-year, with their clients holding about $22,000. He also talks about how the bank is preparing to deal with tariffs and trade uncertainty.
In this episode of the Operators Podcast, Mike shares his journey from founding Freshly, a meal delivery service sold to Nestle, to his current ventures in the veterinary space and venture capital. He discusses the challenges of the current economic climate for e-commerce brands, the naivety required for founders to disrupt markets, and the importance of operational efficiency. Mike also emphasizes the need for discipline in capital deployment and the complexities of strategic partnerships, particularly his experience with Nestle. The discussion also touches on the integration of AI in consumer businesses and the evolving landscape of the food industry, advocating for a balanced approach to health and safety regulations. 00:00 Introduction03:08 Mike's Journey: From Freshly to Veterinary Ventures06:04 The Naivety of Founders and Market Disruption11:43 The Challenges of Consumer Investing15:56 The Importance of Discipline in Capital Deployment21:16 Strategic Partnerships: The Nestle Experience38:07 Understanding Consumer Investment and Exit Strategies43:48 The Importance of Realistic Outcomes in Entrepreneurship49:07 Future Trends in Consumer and AI Integration56:34 Navigating the Food Industry and Consumer Behavior01:00:25 Building a Successful Veterinary Business01:06:57 Investment Strategies and Fund Management01:12:42 Understanding Wealth and Happiness01:27:10 The Duality of Building Value and Understanding LifeOperators Exclusive Slack: https://join.slack.com/t/9operators/shared_invite/zt-2tdfu426r-TepSHJP~evAyDfR29U2qUwPowered By:Fulfil.io.https://bit.ly/3pAp2vuThe Only Cloud ERP Designed to Efficiently Scale 8 and 9-Figure Brands. Northbeam.https://www.northbeam.io/Postscript.https://postscript.io/Richpanel.https://www.richpanel.com/?utm_source=9O&utm_medium=podcast&utm_campaign=ytdescSaras.https://saras-analytics.typeform.com/to/T8jpuAEb?utm_source=9operator_lp&utm_medium=find_out_moreSubscribe to The Marketing Operators Podcast here: https://www.youtube.com/@MarketingOperatorsSubscribe to The Finance Operators here: https://www.youtube.com/@FinanceOperatorsFOPS Sign up to the 9 Operators newsletter here: https://9operators.com/
Buying or Selling the Support for Calipari's Potential Return to Memphis, Redbirds Name Change; TV Timeout: ESPN Direct to Consumer, HBO Max, Rich Eisen, Grizzlies' TV Deal.
The consumer price index hit an annual rate of 2.3% last month. Consumer inflation clocked in at 0.2% from March to April — less than expected. While folks feel uncertain about the future, some data could reveal a more encouraging picture. Also on the program: how higher tariffs translate to revenue for the federal government and how an energy efficiency program that could get axed helps households and businesses save billions.
The consumer price index hit an annual rate of 2.3% last month. Consumer inflation clocked in at 0.2% from March to April — less than expected. While folks feel uncertain about the future, some data could reveal a more encouraging picture. Also on the program: how higher tariffs translate to revenue for the federal government and how an energy efficiency program that could get axed helps households and businesses save billions.
Consumer confidence just took a hit.The University of Michigan's Consumer Sentiment Index is down 32% year over year — and that means even financially qualified buyers are second-guessing their decisions right now.They're hesitating. Waiting. Watching.So what can you do?I sat down with Sheri to unpack what this really means for investors.If this episode helped you think differently about today's market and you see opportunity where others don't…Inside 7 Figure Runway, you'll get around people who think differently.They don't panic.They don't freeze.And they have the systems, support, and strategy to act on it.
Consumer prices coming in better-than-expected for the month of April: Carl Quintanilla, David Faber, and Michael Santoli broke down the numbers and what they mean for the Fed's rate path here… Former Fed Governor Randy Kroszner saying he still expects 2-3 cuts by year-end while CFRA's Chief Investment Strategist forecasts more gains ahead for the S&P - as the index turns positive on the year. Plus: more on key movers of the day from Honda to United Healthcare. Also in focus: the street's biggest CEOs, regulators, and President Trump headed to Riyadh, Saudi Arabia for a star-studded Saudi-US Investment forum… Hear Elon Musk's live remarks this hour – and Nvidia CEO Jensen Huang's potential clue towards future policy when it comes to the chips. Squawk on the Street Disclaimer
If you're a woman business owner over 40, join the Dear FoundHer... Forum to find support, advice, resources and mentorship—JUST FOR YOU. It's all inside, without the gatekeeping and without the overwhelm. Use the code FOUNDHER at checkout and join us inside for just over $1 a day. Boxed wine had a reputation problem until Lauren De Niro Pipher turned it into a sustainable, design-forward product that now moves across both direct-to-consumer and wholesale channels.Juliet Wine was born from a simple question: why doesn't high-quality boxed wine exist? Lauren and her co-founder, Allison Luvera, saw an opportunity and built a premium product that's as practical as it is planet-friendly, without any prior experience in the wine industry. In this episode, Lauren shares how they took the idea from concept to shelf, starting with a custom crush model, distinctive cylindrical packaging, and a brand that challenges the stigma around boxed wine.They also talk about the power of community, how their networks shaped their businesses, served as focus groups, and helped them make crucial early hires. Lauren opens up about the risks they took, from firing an expensive agency to bootstrapping the initial phase of the company before raising over $6 million in funding.With a go-to-market strategy that launched both direct-to-consumer and wholesale at the same time, Juliet Wine was built to scale. Instead of traditional influencer marketing, they focused on gifting and letting the product speak for itself, building authentic relationships that continue to drive word-of-mouth growth.This episode of Dear FoundHer… shows us what it takes to build something new in a crowded category, and how a smart, scrappy approach can cut through the noise.Episode Breakdown:00:00 Why Community Matters for Founders06:00 Lauren's Career Journey Before Juliet Wine07:06 The Spark Behind a Sustainable Wine Brand08:47 From Idea to Product: Early Decisions and Setbacks13:04 Redesigning Boxed Wine with Packaging Innovation15:02 Bootstrapping and Raising Over $6 Million20:10 Hiring Independent Talent Over Big Agencies25:32 Customer Feedback as a Growth Engine31:02 Go-to-Market Strategy: Direct to Consumer and Wholesale38:48 Influencer Marketing Without Paying for Posts43:46 What's Next for Juliet WineConnect with Lauren De Niro Pipher:http://www.instagram.com/iamldphttp://www.drinkjuliet.com/Get on the Marketing Made Simple Waitlist: https://lindsaypinchuk.myflodesk.com/waitlistDear FoundHer Forum: https://www.dearfoundher.com/dear-foundher-forumDon't forget to follow Lindsay on Instagram: https://www.instagram.com/lindsaypinchukFollow Dear FoundHer on Instagram: http://www.instagram.com/dearfoundherPodcast production and show notes provided by HiveCast.fm Hosted on Acast. See acast.com/privacy for more information.
In today's episode, we talk about how much debt consumers have, which buckets it lives in, and the likelihood of a ‘debt jubilee'. Join the discussion with host and Head of Business Development Rob Rubin, Senior Analyst Grace Broadbent and Senior Director of Forecasting Oscar Orozco. Follow us on Instagram at: https://www.instagram.com/emarketer/ For sponsorship opportunities contact us: advertising@emarketer.com For more information visit: https://www.emarketer.com/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com For a transcript of this episode click here: https://www.emarketer.com/content/podcast-banking-payments-show-consumer-debt-elephant-room © 2025 EMARKETER Rokt helps marketers reach high-intent customers in the Transaction Moment™—when they're actively completing a purchase online. Powered by AI and first-party data, Rokt Ads connects your brand with over 400 million global shoppers and delivers outcomes you can count on. Learn more at rokt.com/emarketer to get started today.
Household spending has shifted due to high inflation and economic uncertainty. Consumers are prioritizing essential items like groceries while often forgoing discretionary purchases, including games, apparel, and prestige beauty. Circana's Sally Lyons Wyatt, global EVP and chief advisor for consumer goods and foodservice insights, and Adam Mellott, vice president of consumer and shopper insights, provide valuable insights into the current state of household spending, the role of retailers, and the resilience of consumers during challenging times. Highlights: Consumers are carefully weighing their options at the shelf, which doesn't necessarily mean the end of indulgent and premium purchases. Many retailers, notably within the dollar channel, are putting value – including convenience and affordability – front and center, which is proving attractive to a wider audience of shoppers. Urban and rural consumers are reacting to economic uncertainty in different ways, which will impact product assortments, oftentimes within the same retail chain. While tariffs haven't impacted CPG prices yet, consumers will be tracking prices carefully. Innovation – from product development to assortment – can be critical to locking in consumer loyalty during challenging times.
What's in a single number? For this one, a whole lot of confirmation plus warning. Consumer sentiment has famously crashed and this one figure holds the key to why. Everything else that's happening comes down to this single deficiency. Eurodollar University's conversation w/Steve Van Metrehttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU
"Customers are already dialed in." This is one of my favorite quotes from the interview I had with today's guest. The industry has largely been focused on educating customers about coffee but not very good about educating themselves about the customer, and even less concerned about meeting people where they are or even celebrating their tastes. How can we approach the regular people that make up most of our customer base in a way that edifies instead of discourages? That's what Matthew Bryce of Seven Sleepers Coffee Labs is here to talk about! Matthew Bryce is a results-driven leader with over a decade of experience enhancing customer service, retail and food service operations. A specialist in elevating customer experiences, optimizing processes, and driving measurable improvements in sales, team productivity and quality of engagement. With his extensive industry experience and people-first communal focus, his company Seven Sleepers Coffee Labs has been able to excite people about coffee through experiences and conversation. I am grateful for this discussion and hope you all are encouraged to take action on the insights Matthew shares. Link: https://www.instagram.com/sscoffeelabs/ Related Episodes: 333: Bridging the Professional and Home Barista Gap w/ Lance Hedrick of Onyx Coffee Lab 216 : Helping your Customers Brew at Home w/ Brian Beyke , I Brew my own Coffee Podcast 432 : How to Win in Specialty Retail Coffee Sustainability Series #4 : Consumer 360: Encore Episode! Hosting Consumer Coffee Classes: 7 Tips for Success INTERESTED IN 1:1 CONSULTING AND COACHING? If you are a cafe owner and want to work one on one with me to bring your shop to its next level and help bring you joy and freedom in the process then email chris@keystothshop.com of book a free call now: https://calendly.com/chrisdeferio/30min Want a beautiful coffee shop? All your hard surface, stone, Tile and brick needs! www.arto.com Visit @artobrick The world loves plant based beverages and baristas love the Barista Series! www.pacificfoodservice.com
Preview: Colleague Chris Riegel identifies two drivers of the realtime PRC collapse. The property bubble popping. The American consumer slowing -- starting early 2024. More 1910 FOOD RIOT NYC