Person or group of people that are the final users or consumers of products and or services; one who pays something to consume goods and services produced
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Bernstein lays out what Nvidia earnings will mean for the broader market and sentiment around the AI trade. Then Apollo breaks down how the energy sector is ripe for investment as it funds the data center boom. Plus could pressure on the upper-end consumer and concerns about youth unemployment be a warning sign about a bigger market downturn? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
WWJ Auto Reporter Jeff Gilbert joins Megan Lynch. How is the current economy impacting auto dealers?
Pippa speaks to Dr Kirsty Donald, the head of the Division of Developmental Paediatrics at the Red Cross War Memorial Children’s Hospital, on World Prematurity Day about cerebral palsy which often associated with premature birth. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Pippa speaks to Lance Littlefield and Willem van Schalkwyk, the team behind Motherdough, about their 106 year old sourdough starter called Alfonsina. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Partner et co-head du Private Equity France chez 3i, Pax Botuha a déjà vécu plusieurs vies en finance : M&A chez Edmond de Rothschild, conseil en stratégie au BCG, puis private equity chez L-GAM et L Catterton avant de rejoindre 3i à Paris, où il pilote aujourd'hui les investissements Consumer et co-dirige l'équipe française. Dans cet épisode, Pax revient sur ce qui, selon lui, constitue un bon parcours pour entrer en private equity : commencer par se forger un hardware comptable en audit, se frotter à la transaction en M&A, puis apprendre à raisonner en hypothèses et à travailler avec les dirigeants en conseil en stratégie. Lui-même est arrivé "tard" dans le métier, après sept à huit ans d'expérience, et recommande plutôt de viser 2 à 4 ans hors PE, pas avant, pas après, pour maximiser l'apprentissage et la courbe de progression une fois en fonds. Il nous ouvre ensuite les coulisses de 3i et de son modèle de capital permanent : 35 milliards d'euros sous gestion, investis depuis le propre bilan du groupe, avec une forte appétence pour le consumer. Cela change tout : plus de flexibilité pour réinvestir dans les sociétés du portefeuille, racheter des minoritaires au sein de familles cédantes, ou accompagner plus longtemps les actifs qui performent. Pax insiste aussi sur la culture “asset partnership” de 3i : pas d'équipe dédiée portefeuille, ce sont les mêmes investisseurs qui sourcent, exécutent et accompagnent les sociétés au quotidien, avec un équilibre assumé entre travail d'investissement et travail opérationnel. Au fil de la conversation, on explore la consolidation du marché du private equity, la polarisation entre très grandes plateformes et fonds plus spécialisés, la réalité derrière la fameuse statistique des “fonds de PE plus nombreux que les McDonald's aux États-Unis”. On parle aussi de la place du consumer dans les portefeuilles, des débats sur le risque du secteur, et des thématiques d'investissement qui restent attractives malgré un contexte macro et politique chahuté. Enfin, Pax partage une vision très concrète du leadership en private equity : savoir être décisif sans “brûler” ses équipes, choisir ses combats, et construire un alignement solide avec les dirigeants et les familles autour d'un projet commun. Côté recrutement, il cherche avant tout des profils curieux, capables de se dépasser et de prendre de plus en plus de responsabilités en partant des tâches les plus simples — avec, à la clé, un vrai “sky is the limit” pour ceux qui jouent le jeu. Son dernier message s'adresse aux étudiants et jeunes pros : ne pas prendre de décisions de carrière sur un coup d'impulsion, accepter de travailler très dur quelques années pour se former, et garder en tête que le private equity reste, à ses yeux, “un métier absolument fantastique et extrêmement complet.” Merci Pax, Voix de la FinanceHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Joe Lu, Co-Founder of HeyMax, joins Jeremy Au to unpack how layoffs, timing, and conviction turned a setback into a startup opportunity. They trace Joe's journey from Shanghai to Michigan to Facebook Singapore, and how getting laid off in 2022 pushed him to co-found HeyMax. The conversation explores his reflections on building a consumer-first fintech, understanding mindshare arbitrage, and predicting how AI will reshape loyalty and value distribution between businesses and consumers. Joe also shares how fatherhood, risk-taking, and curiosity shaped his path as a founder. 00:45 From Shanghai to Silicon Valley engineer: Joe recounts growing up in China, studying in the U.S., and joining Expedia and Facebook during the golden age of software engineering. 06:27 Building Facebook Singapore's tech office: He helped establish one of Facebook's first Asia engineering hubs, seeing firsthand how global tech scales into the region. 12:17 Meta layoffs spark a new beginning: Losing his job in 2022 became the catalyst to start HeyMax with three co-founders instead of returning to corporate life. 19:15 Pivoting from AI-for-money to credit card tools: The team experimented with finance bots before hitting traction with a merchant category search tool that drew thousands of users. 23:50 Discovering the miles community: Joe realized that while few people care about miles, those who do care deeply, creating a niche with high engagement and clear demand. 30:37 Building a consumer-first value model: Joe envisions a future where AI helps people capture their own value directly from brands instead of intermediaries taking the largest cut. 46:42 Being brave as a founder and father: Joe shares how starting a company during a funding drought with two young kids taught him resilience, balance, and optimism. Watch, listen or read the full insight at https://www.bravesea.com/blog/joe-lu-money-meets-ai Get transcripts, startup resources & community discussions at www.bravesea.com WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter: https://twitter.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea English: Spotify | YouTube | Apple Podcasts Bahasa Indonesia: Spotify | YouTube | Apple Podcasts Chinese: Spotify | YouTube | Apple Podcasts Vietnamese: Spotify | YouTube | Apple Podcasts #HeyMax #JoeLu #StartupJourney #AIFintech #MilesAndRewards #ConsumerEmpowerment #FounderLife #MetaLayoff #SoutheastAsiaTech #BRAVEpodcast
Vancouver Consumer - November 15, 2025 - Diamond Fernandes of the Heart Fit Clinic
Vancouver Consumer - November 15, 2025 - Mason Cox with Credit Counselling Society
In this episode of The Negotiation, host Todd Embley welcomes back Olivia Plotnick, Founder of Wai Social and one of the most insightful voices on Chinese consumer culture and digital marketing.Olivia recently embarked on a remarkable journey across 32 cities in China over 60 days, immersing herself in the country's diverse regional cultures and uncovering how people live, shop, and connect with brands today. From Tier 1 cities like Shanghai and Beijing to emerging urban centers, Olivia shares her firsthand observations of the evolving Chinese consumer landscape — revealing both common threads and striking regional contrasts.The conversation explores the resurgence of offline retail, the growing influence of local brands, and what international businesses can learn from how China's next generation of consumers engage with products, experiences, and storytelling. Olivia also reflects on her favorite moments from the road and offers advice for brands and travelers alike seeking an elevated understanding of today's modern China. Enjoy!Discussion Points:· What inspired Olivia's 60-day, 32-city journey across China· High-level takeaways about Chinese consumer trends and culture· Differences in consumer behavior between major cities and emerging markets· How offline retail and experience-driven shopping are evolving· Insights into how Chinese and international brands connect differently with consumers· What the trip revealed about the next generation of Chinese shoppers· Stories and standout moments from her travels· Olivia's personal recommendations for cities to visit in China
Vancouver Consumer - November 15, 2025 - John Carlson with John Carlson Real Estate
Special Feature: Andrew Crawford, Vice President at Keysource talks with TWIRx host Todd Eury about the direct to patient market (Direct to Consumer, DTC) expected to hit $21 billion this year. Pharmacy is evolving fast. When DTC brands move in, pharmacies have a choice...compete or collaborate. Some manufacturers are selling directly to patients at discounted cash prices and cutting out traditional intermediaries. The model is projected to grow 9% a year through 2030, with pharma support services expected to nearly double from $3.2B to $5.7B by 2030. Driven by cost pressure and new legislation, manufacturers are moving quickly. It is creating more transparency but patients still need guidance, trust, and human care. Pharmacy is being redefined as the bridge that keeps care personal, safe, and local. It is not being replaced, but what will it look like in 10 years? TWIRx News: Pharmacy student shot, killed by friend who became paranoid after they smoked pot together, documents say - from WMTV/Gray News https://www.wowt.com/2025/11/11/pharmacy-student-shot-killed-by-friend-who-became-paranoid-after-they-smoked-pot-together-documents-say/ Why Guardian Pharmacy Services Stock Was on a Tear Tuesday - by Motley Fool / Yahoo Finance https://finance.yahoo.com/news/why-guardian-pharmacy-services-stock-202435130.html Metformin May Diminish the Cardiometabolic Benefits of Exercise https://www.pharmacytimes.com/view/metformin-may-diminish-the-cardiometabolic-benefits-of-exercise Today's TWIRx is sponsored by YARAL Pharma & SureCost
Lupine Skelly, Retail Research Leader at Deloitte, joins Phillip and Alicia to dissect the stark reality behind this year's holiday shopping forecast. Consumer spending is projected to drop by 10%, and economic pessimism has reached its highest level since the Great Recession. As a result, retailers are facing a season where communicating value is key. This conversation explores the enduring vitality of Black Friday, the quiet revolution of private label brands, and how cultural rituals, AI integration, and brand loyalty are being fundamentally rewired. The Data Doesn't LieKey Takeaways:Shoppers expect to spend $1,595 this season as economic concerns peak57% expect the economy to weaken, the most pessimistic outlook recorded since 1997Black Friday remains vital despite two decades of obituaries24% of budgets are spent by October due to the Prime Day effectPrivate label gains ground as brand loyalty fundamentally shiftsKey Quotes:[00:02:10.14] Lupine Skelly: "57% of people are saying they expect the economy to weaken in the year ahead, and that's the highest we've seen since we started tracking that question in 1997. To put that in context, 2008 was probably the next highest at 54%—that was around the Great Recession. So [there's] a lot of uncertainty out there."[00:04:42.72] Lupine Skelly: "I feel like people have been trying to kill off Black Friday for 20 years. Is Black Friday dead? It's not dead."[00:13:17.91] Lupine Skelly: "In our study, 42% of consumers are saying they're going to use gen AI to find the perfect gift. And even more are saying they're going to use it to find the best deals."[00:25:49.24] Lupine Skelly: "Retail is always battling for share of wallet, but I think we're at a very different time period. Gaming, gambling—there's some big juggernauts taking what might have been the money you used to go to the mall years ago."Associated Links:Dig deeper into Deloitte data and insights hereCheck out Future Commerce on YouTubeCheck out Future Commerce+ for exclusive content and save on merch and printSubscribe to Insiders and The Senses to read more about what we are witnessing in the commerce worldListen to our other episodes of Future CommerceHave any questions or comments about the show? Let us know on futurecommerce.com, or reach out to us on Twitter, Facebook, Instagram, or LinkedIn. We love hearing from our listeners! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Washington employers say rising taxes are their biggest challenge, according to the Association of Washington Business fall survey. Sixty-five percent of respondents cited taxes as their top concern following the record $9.4 billion tax hike signed by Gov. Bob Ferguson, with most passing higher costs to consumers. https://www.clarkcountytoday.com/news/report-wa-businesses-cite-taxes-as-top-concern-majority-pass-costs-onto-consumer/ #WashingtonState #Business #Taxes #Economy #AWB #GovBobFerguson #Recession #Inflation #Regulations #TheCenterSquare
Pippa Hudson, speaks to opera singer Lonwabo Mose, who is preparing to take a major step in his career as he heads to New York City to join the Metropolitan Opera. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Pippa Hudson speaks to physiotherapist Cheryl Gaynor about the risk of a condition called cording which may develop after breast cancer surgery. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Plan your weekend entertainment, from events, movies and theatre to tv shows. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Pippa Hudson speaks to director Nikki Comninos and junior producer Minette van der Walt from IdeaCandy, the team behind the gripping new documentary series called Unspoken War. It’s a 5-episode dive into the impact of South Africa’s border war on combatants and their families. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
We've digitized sound. We've digitized light. But touch, maybe the most human of our senses, has stayed stubbornly analog.That might be about to change, thanks to programmable matter. Or programmable fabric.In this TechFirst episode, I speak with Adam Hopkins, CEO of Sensetics, a new UC Berkeley/Virginia Tech spinout building programmable fabrics that replicate the mechanoreceptors in human fingertips. Their technology can sense touch at tens of microns, respond at hardware-level speeds, and even play back touch remotely.This could unlock enormous change for: • Robotics: giving machines the ability to grasp fragile objects safely • Medical training and surgery: remote palpation and high-fidelity haptics • Industrial automation: safer and more precise manipulation • VR and simulations: finally adding the missing digital sense • E-commerce: touching clothes before you buy them • Remote operations: from hazardous environments to deep-sea machineryWe talk about how the technology works, the metamaterials behind it, why touch matters for AI and physical robots, the path to commercialization, competitive landscape, and what comes next.00:00 – Can we digitize touch?00:45 – Introducing Synthetix01:10 – How programmable touch fabrics work02:15 – Micron-level sensing and metamaterials04:00 – The “programmable matter” moment06:05 – Why touch matters more than we think07:30 – Emulating human mechanoreceptors09:30 – What digital touch unlocks for robotics10:40 – Medical simulations and remote operations12:45 – Why touch is faster than vision14:20 – Humanoids, walking, stability, and tactile feedback15:30 – Engineering challenges and what's left to solve17:00 – Timeline to first products18:20 – Manufacturing and scaling19:30 – First planned markets21:00 – Durability and robotic hands22:20 – Consumer applications: e-commerce and textiles24:00 – Will we one day have touch peripherals?25:15 – Competition in tactile sensing and haptics27:00 – Why today is the right moment for digital touch28:00 – Final thoughts
In this eye-opening episode, I interview Jillian Forde - the co-founder of Honeynut - a company dedicated to sourcing and sharing pasture-raised meats and produce grown in nutrient rich soil, all without the use of any chemicals.In our discussion, we unpack the truth about food sourcing, health awareness and how industrial farming impacts the quality of what we eat.Jillian shares her personal journey toward understanding food quality and why soil health matters so much for nutrient density. And together, we explore how pesticides and large-scale agricultural practices affect our long-term health. I love how Jillian shares more about how small farms prioritize nutrition and transparency and how Honey Nut is making clean, nutrient-rich foods more accessible to consumers.We wrap up with practical tips for making smarter food choices, supporting local farms and navigating the grocery store with confidence and awareness. Key takeaways include:- How eating real food is about slowing down and enjoying the process.- Understanding that small farms focus on soil health, which leads to more nutrient-dense foods.- Learning that industrial agriculture prioritizes yield over nutrition.- The long-term effects of pesticides on health and hormones.- Consumer education is the foundation for empowered food choices.Tune in to learn how to shop smarter, support local producers and make informed, empowering food choices for your health and your family.Connect more with Jillian here:Personal: @missjillforde (instagram, youtube, tiktok)https://www.instagram.com/missjillforde/Business: @honeynutbiz (instagram & tiktok)https://www.instagram.com/honeynutbiz/Honey Nut Website: https://honeynut.io/If this episode resonated with you, please subscribe and leave a review on your favorite podcast platform. Sharing this episode with a friend can also help us reach more incredible women on their journey to better health.Thank you for being a part of our community and investing in your wellness journey!To stay connected, here's where you can find me online:Podcast IG: https://www.instagram.com/empoweredinhealth Coaching Business IG: https://www.instagram.com/erinktrier Book Free Coaching Call Here: https://www.erintrier.com/coachingWebsite: https://www.erintrier.com/
The Smart Way to Offer Black Friday Discounts Without Killing Your Margins Slashing prices this Black Friday? Stop and listen to this first. If you're discounting without a margin strategy, you're sabotaging your brand. Here's how to sell smarter. In this episode of The Business of Apparel Podcast, Rachel is getting into the nitty gritty of strategic discounting, helping apparel founders avoid the biggest profit-killing mistake of the holiday season. Whether you're running markdowns on dead stock or bundling bestsellers, this episode walks you through how to use your line planning worksheet (grab yours at https://www.thebusinessofapparel.com/gift) to calculate margins and protect your bottom line. Rachel shares her color-coded margin system, what numbers to target for DTC (Direct-to-Consumer) vs. wholesale, and how to avoid falling into the red zone. Get ready to make this season not just busy, but profitable! How to Build Your Line Plan Podcast Episode: https://youtu.be/6hzqe8DI5dc Chapters: 00:00 Introduction to the Business of Apparel Podcast 00:12 Black Friday and Cyber Monday Strategies 01:18 Strategic Discounting for Inventory Management 04:48 Understanding Profit Margins 05:25 Masterclass and Membership Introduction 13:53 Final Tips for Black Friday and Cyber Monday 17:09 Conclusion Sign up for the Secrets Behind Billion Dollar Apparel Brands Masterclass here: https://www.thebusinessofapparel.com/secrets Join The Board here: https://www.thebusinessofapparel.com/the-board We can't wait to hear what you think of this episode! Purchase the Business of Apparel Online Course: https://www.thebusinessofapparel.com/course To connect with Rachel, you can join her LinkedIn community here: LinkedIn. To visit her website, go to: www.unmarkedstreet.com.
Pippa speaks to vet Amir Anwary, about the Parvo virus and answers all your pet-related questions. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Pippa speaks to horticulturist Richard Arm from Vergelegen in Somerset West about their magnificent gardens. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Pippa speaks to Rhonel Butler, from the new non-profit called the Open Stage Foundation which promotes the performing arts in South Africa and creates opportunities for the artists of the future to learn, grow and refine their craft. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Economic Slowdown Fears Amid AI Impact and the BBC Scandal. Liz Peek characterizes the US economy as slowing down, with hiring affected by government layoffs and the displacement of tech jobs due to AI adoption. While the consumer remains robust, significant anxiety exists regarding the massive investments in AI and resulting stock market valuations. Peek comments on the BBC scandal, viewing the resignations as acknowledgment that the state-run outlet deliberately spliced footage to portray the US President as exhorting violence, revealing a deep, unfavorable political bias against conservatives. 1930
Economic Slowdown Fears Amid AI Impact and the BBC Scandal. Liz Peek characterizes the US economy as slowing down, with hiring affected by government layoffs and the displacement of tech jobs due to AI adoption. While the consumer remains robust, significant anxiety exists regarding the massive investments in AI and resulting stock market valuations. Peek comments on the BBC scandal, viewing the resignations as acknowledgment that the state-run outlet deliberately spliced footage to portray the US President as exhorting violence, revealing a deep, unfavorable political bias against conservatives.
Shares of Oracle lower again today, as the post-earnings pop continues to fade for the semi giant. The impact it's having on the rest of the megacap tech names, and where our traders see the AI trade heading next. Plus Lacing up ahead of the holidays, as On Holdings surges after reporting results. The momentum they're seeing, and what one former retail exec sees in store for the industry heading into year end.Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Should the S&P go higher? Today we discuss that and more in this wide-ranging episode. We talk the markets, and warn that investors often cling to bad positions instead of reassessing when wrong, noting that current valuations are stretched and the market appears overextended. There is rising corporate caution during earnings season, weak performance among consumer staples and cyclicals, and the growing dominance of the "Magnificent Seven" tech stocks in driving the S&P 500's gains. AI-related capital expenditures and record margin debt levels suggest heightened risk, so you should remain defensive and patient as market conditions soften despite entering a historically strong seasonal period. We discuss... New York City's election of a socialist-leaning mayor and question how it might impact the city's historically capitalist foundation. Drawing a parallel to investing, we stress the need to reassess assumptions when investments go against you instead of clinging to them. The current market is overextended, with valuations significantly above historical trends and a concentration in a few large tech stocks. Consumer cyclicals and staples, normally defensive areas, have underperformed, suggesting caution for risk-averse investors. The "Magnificent Seven" tech stocks are disproportionately driving the S&P 500's performance, masking weakness in the broader market. AI-related capital expenditures are rising sharply, but returns on these investments remain minimal, highlighting potential overhype. Margin debt has reached record levels, indicating elevated risk if market sentiment shifts. Earnings season shows that even companies beating expectations may see stock declines, signaling that much of the positive news is already priced in. Weak market breadth—many stocks declining while a few outperform—indicates fragility and higher potential volatility. While a correction is possible, seasonal trends historically make late November through January a strong period for markets. Inflation is picking up modestly, while interest rates are being lowered, creating a complex environment for fixed-income investors. Private credit and real estate markets are showing early signs of stress, particularly as products are increasingly marketed to retail investors. Investors are advised to watch for opportunities in mispriced assets but remain cautious due to market overvaluation and potential downside risks. Overall, the discussion emphasizes patience, caution, and careful risk management amid uncertainty in politics, markets, and emerging technologies. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/should-the-sp-500-go-higher-763
Send us a textIn this special WTR Consumer Hardlines Symposium, Shawn Severson, Doug Lane, and the Water Tower Research team host two industry leaders to discuss how furniture and home furnishings companies are managing through tariff volatility, inflationary pressures, and shifting consumer demand as they prepare for the next growth cycle.Iv Culp, President and CEO of Culp, Inc. (NYSE: CULP), shares how the company's Project Blaze cost optimization initiative—expected to generate $18 million in annual savings—and its multi-geography manufacturing platform have positioned Culp for supply chain resilience and margin expansion when demand rebounds.Tiffany Hinkle, Assistant Vice President of Financial Reporting at Haverty Furniture Companies (NYSE: HVT), discusses how Haverty's reduced its China exposure from 15% to under 5%, maintained stable margins amid tariffs, and optimized its cost structure to support future operating leverage and sustained dividend growth.Together, the discussion explores how both companies are balancing capital discipline, domestic flexibility, and global sourcing while staying laser-focused on operational efficiency and shareholder value—illustrating how U.S. hardline companies are preparing for recovery in 2026 and beyond.
Discover how the solar industry is being transformed by innovative, consumer-friendly leasing models and cutting-edge energy storage solutions. Join host Sean White and expert guest Greg Field as they reveal new ways homeowners can benefit from solar and battery storage without the pitfalls of traditional leases. Learn about the latest trends, ethical practices, and the future of renewable energy in this must-listen episode for anyone interested in smarter, fairer solar solutions. Topics Covered Greg's Background Unethical Solar Salespeople Solar Hot Water Net Metering ESS = Energy Storage System Batteries Lease APS = Arizona Public Service www.aps.com Real Estate Participate Energy www.participate.energy BBB = Big Beautiful Bill Participate Energy's Synthetic Cash Option Door Knockers Tax Credit Battery Only Solution Storage Without Solar Homeowners Utility Tesla Reach out to Greg Field here: LinkedIn: www.linkedin.com/in/solar-home-realtor/ Learn more at www.solarSEAN.com and be sure to get NABCEP certified by taking Sean's classes at www.heatspring.com/sean www.solarsean.com/pvip www.solarsean.com/esip
People are spending more than intended online because of manipulative website techniques, research from Consumer has found.
Join host Rachelle Minnis, Chief Media Solutions Officer at Kantar, as she welcomes Michael Nevski, Director of Global Insights at Visa, for a deep dive into the future of consumer insights and brand strategy. Discover how Visa blends economic forecasting with real-world consumer behavior to drive innovation, build trust, and stay ahead in a rapidly evolving digital landscape. Explore the impact of AI on actionable insights, the emotional drivers behind today's spending decisions, and the strategies that help brands navigate economic uncertainty. Whether you're a marketer, strategist, or simply curious about the future of payments, this episode offers a behind-the-scenes look at how data is transforming brands—and what it means for the future of business. Hosted on Acast. See acast.com/privacy for more information.
Pippa Hudson speaks to Saranya Devan, a young creative from UCT who is preparing to debut a new dance production which puts Indian dance and Indian women’s history in South Africa in the spotlight. The new show is called Sari Sir and it opens at the Little Theatre on UCT’s Hiddingh Campus, on Monday, 17 November. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Join Charlotte Forkes-Rees, Hannah Clarke and Tom Spencer as they take a deep dive into a recent AHDB report that found British consumer trust in farmers has reached a record high.The trio also catch up with Lancashire farmer Eden Hill, who understands the importance of that trust and combined with the power of social media is successfully selling her meat boxes.And our F.I.E.L.D. agents begin their quest to jargon bust. No acronym is safe (even ours).Some useful bits from the episode:Consumer trust in British agriculture and farmers reaches record high | AHDBLancashire Lamb Boxes | Our Story — Lancashire Lamb BoxesCharlotte, Hannah and Tom are very keen to hear your feedback, comments, stories and suggestions for future topics to discuss in the show. You get can in touch with the team by emailing agshow@ahdb.org.uk.Sign up to the AHDB Preference Centre so that you can:Easily update your preferences and contact informationGet information on the latest AHDB events, webinars, market insights and moreReceive important updates such as disease alerts
Pippa Hudson speaks to consumer journalist Wendy Knowler about how difficult it is to cancel a cell phone contract. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
The Schumer Shutdown ends and jockeying to throw more billions at Obamacare heats up. Democrats downplay the damage the shutdown did to them as now Americans see just how much of their taxes goes to welfare programs abused by illegal aliens. Consumer dissatisfaction shoots through the roof as prices remain highly inflated. Trump's objective is to bring down costs with tariffs and by removing illegals from social services while simultaneously dismantling the Deep State.
Grant Lee was told Gamma was "the worst idea ever heard" by an investor who hung up mid-Zoom—yet he built it to 100 million users and $100M ARR without spending a dollar on advertising.While competitors hired aggressively, Grant's team of seven refused to grow, dedicating 25% of their tiny team to design and personally onboarding every influencer themselves. They reveal how ignoring AI for their first two years, then orchestrating multiple models in ways the frontier labs can't replicate, let them steal the presentation market from Microsoft and Google—going from 60,000 signups in eight months to 50,000 per day. Resources:Follow Grant on X: https://x.com/thisisgrantleeFollow Sarah on X: https://x.com/sarahdingwangFollow Olivia on X: https://x.com/omooretweets Stay Updated: If you enjoyed this episode, be sure to like, subscribe, and share with your friends!Find a16z on X: https://x.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zListen to the a16z Podcast on Spotify: https://open.spotify.com/show/5bC65RDvs3oxnLyqqvkUYXListen to the a16z Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/a16z-podcast/id842818711Follow our host: https://x.com/eriktorenbergPlease note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Stay Updated:Find a16z on XFind a16z on LinkedInListen to the a16z Podcast on SpotifyListen to the a16z Podcast on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
A CMO Confidential Interview with Andy Sack and Adam Brotman, Co-Founders and Co-CEO's of Forum 3, authors of the book AI First, previously at Microsoft and Starbucks. Adam and Andy discuss the exponential growth of LLM's in the 3 years since the Chat GPT launch, the rapid pace of consumer adoption and "why there's never been a bigger prize in capitalism." Key topics include: why the circular tie-ups between the models and chip providers may make sense, their belief that only 5% of companies are well underway; why you should use AI at least 10 times a day; and how the "current way of doing business" is the biggest blocker to progress. Tune in to hear 2026 predictions, why you should have a "family password," and how an AI Zoom scam resulted in a $20 million loss for the company. AI: The Year That Changed Marketing | Andy Sack & Adam Brotman on CMO ConfidentialFormer Starbucks Chief Digital Officer Adam Brotman and investor/operator Andy Sack return to break down AI's wild 2025—and what's next for marketers and the C-suite in 2026. We cover the rise of reasoning models and agents, chip-and-model tie-ups, who's winning (and who's falling behind), why only ~5% of companies are truly “underway,” and how consumer behavior is racing ahead of most enterprises. Adam and Andy deliver pragmatic guidance for boards, CEOs, and CMOs: where to lean in, how to organize, and what to build now.What you'll learn:• The real story on model advances, agents, and the chip/energy bottlenecks• Why supply-lock deals aren't “circular nonsense” and how they'll shape winners/losers• Enterprise reality check: 5% vs. 95%, and why CEO/board sponsorship determines lift-off• Consumer adoption, zero-click search, and how discovery is shifting under your feet• Marketing beyond efficiency: ideation, synthetic testing, and creative at production speed• 2026 predictions: Apple's big AI move, the year of consumer agents, and new AI devices• Risk & resilience: deepfake fraud, the “family password,” and change management that sticksActionable takeaways:• Use AI 10×/day; turn on voice and select a “thinking/reasoning” model for complex work• Treat AI as a company-wide transformation, not an IT pilot; pick a few high-value use cases and own them from the top• Experiment with agentic workflows and AI video to compress cycle time from storyboard to launchSponsored by @typefaceai Typeface helps the world's biggest brands go from brief to fully personalized, on-brand campaigns in hours—not months. Their agentic AI marketing platform automates workflows across ads, email, and video, integrates with your MarTech stack, and includes enterprise-grade security. Adweek named Typeface “AI Company of the Year,” TIME listed it among the Best Inventions, and Fast Company called it the next big thing in tech. See how brands like @ASICSGlobal and @Microsoft are transforming marketing with Typeface: typeface.ai/cmoAbout CMO ConfidentialHosted by five-time CMO Mike Linton, CMO Confidential goes inside the decisions, politics, and trade-offs of one of the most scrutinized jobs in the C-suite. New episodes every Tuesday on Spotify, Apple, and YouTube.00:00 Intro & Sponsor: Typeface02:00 Topic & Guests — Adam Brotman and Andy Sack03:00 Three-year AI surge: usage, video, geopolitics06:00 Reasoning models, long-duration agents, chip/energy demand10:00 Midroll: Typeface12:00 Capital tie-ups: supply lock vs. “circular money”15:00 Winners & losers: the AGI race and consolidation16:00 Enterprise adoption: board/CEO-led change vs. IT pilots18:50 Reality check: 5% “well underway,” 95% early22:00 Consumer adoption: everyday use, underutilization25:00 Can companies keep up? Why most are lagging27:00 Search is shifting: AI overviews, assistants everywhere29:00 Marketing beyond efficiency: ideation, automation, CX31:00 AI video examples to study (Kalshi ad, IAm8)33:30 Agencies & consultancies adapting (Accenture, BCG, McKinsey)34:30 2026 predictions: Apple's big move, year of agents, new devices36:00 2026 tensions: labor disruption, backlash, “bumpy” progress38:00 Practical tips: use AI 10×/day, voice mode, “thinking” models41:00 Tools & safety: @lovable family/business passwords42:00 Deepfake/Zoom heist cautionary tale44:00 Wrap-up: subscribe & episode library44:30 Closing Sponsor: Typeface —CMO Confidential,Mike Linton,Adam Brotman,Andy Sack,Typeface,agentic AI,AI marketing,marketing strategy,chief marketing officer,CMO,CEO,board strategy,enterprise AI,reasoning models,AI agents,AGI,LLMs,generative AI,Claude,Gemini,ChatGPT,NVIDIA,semiconductors,MarTech,creative automation,personalization,zero click search,search disruption,media buying,advertising,brand vs performance,organizational design,change management,digital transformation,customer experience,synthetic personas,AI video,SOA,Sora,Replit Agent,Apple AI,Perplexity,security,deepfakes,family password,go to market,content at scale,ASICSSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A defining feature of the creeping leftism the country has experienced over the last several years is just that: It's creeping, coming in on padded feet behind the scenes until Americans began to see it everywhere, in boardrooms, schoolrooms, and entertainment options. Now, there's real concern that emerging technology like AI is embracing the ideology of woke on the sly, bringing it into the very information people seek online. Fortunately, there are organizations monitoring these things on behalf of consumers, such as Consumers Research via their Woke Alerts, which very recently sounded the alarm about a partnership between Anthropic AI and Salesforce that they say could make it easier to push left-wing ideologies on technology consumers.Here to discuss is Will Hild, Executive Director of Consumers' Research.Consumer protection organization warns of partnership between two 'woke' tech companiesWoke alertMarc BenioffSam Bankman-FriedEffective Altruism Animal Welfare Fund
Consumer NZ is urging shoppers to approach the flood of Black Friday discounts with a healthy dose of skepticism, warning that some bargains may not be as good as they seem. Consumer communications and campaigns adviser Abby Damen spoke to Corin Dann.
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Summary In this episode, Clayton Cuteri explores various themes, including the impact of the government shutdown on local economies, the struggles of the common people, and the political landscape in America. He discusses the importance of tourism, the effects of economic policies, and the need for a new generation of leaders to bring about change. The conversation also touches on personal growth through the Indigo education and the significance of empowering the youth to create a better future.Clayton's Social Media LinkTree | TikTok | Instagram | Twitter (X) | YouTube | RumbleTimecodes 00:00 - Intro01:03 - Government Shutdown and Its Impact06:40 - The Struggles of the Common People12:07 - Big Brother and Consumer Control15:42 - The End of an Era: Nancy Pelosi's Departure18:41 - Empowering the Next Generation20:37 - The Indigo Education and Personal GrowthIntro/Outro Music Producer: Don Kin IG: https://www.instagram.com/donkinmusic/Spotify: https://open.spotify.com/artist/44QKqKsd81oJEBKffwdFfPSuper grateful for this guy ^NEWSLETTER - SIGN UP HEREBecome a supporter of this podcast: https://www.spreaker.com/podcast/traveling-to-consciousness-with-clayton-cuteri--6765271/support.
Josh Weiner left Meta to return to CVS Health with two painful realizations: consumers don't manage their health—they expect it, and the healthcare market fundamentally violates every principle of economics. In this conversation with a16z's Julie Yoo, the CVS Senior VP explains why 50% of Americans can't afford a healthcare emergency, how CVS is becoming a platform to solve structural healthcare problems, and why the future depends on consumers finally controlling their own health data. Timecodes: 0:00 The Healthcare Market Isn't Functioning 2:30 Consumers Don't Manage Health, They Just Expect It 3:39 Why Consumer Playbooks Die in Healthcare5:41 Motion vs Progress: The Innovation Illusion8:46 Platform Philosophy: "It Takes a Village"11:38 The Vaccine Paradox Under One Roof19:37 The 40% Hidden Reality: Healthcare Is Caregiving21:04 The Deductible Comprehension Crisis22:10 "This Does Have an Expiration Date"24:40 The Health Passport Future Resources:Find Josh on LinkedIn: https://www.linkedin.com/in/joshweiner2/Follow Julie on X: https://x.com/julesyoo Stay Updated: If you enjoyed this episode, be sure to like, subscribe, and share with your friends!Find a16z on X: https://x.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zListen to the Raising Health Podcast on Spotify: https://open.spotify.com/show/4fjb8YTzHDuPBgDXc3ElkRListen to the Raising Health Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/raising-health/id1529318900Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
A tribe is a group of people that share an identity marker. Every affinity group, every fan club, every self-selected group of insiders is a tribe.Last week we talked about Business-to-Business advertising (B2B) and Niche Marketing with a long purchase cycle (Niche-L).Today we talk about Niche Marketing with a short purchase cycle (Niche-S) and Business-to-Consumer advertising (B2C).Let's talk first about (Niche-S):Niche Marketing with a Short purchase cycle will always be targeted to an affinity group. A Niche market is any self-selected group of insiders that has chosen to spend time, attention, and money on something that most people don't care about.Short-cycle Niche Marketing is mostly consumable products and services that are purchased on a regular basis by a self-selected group. Some examples of this would be bullets, fish hooks, tubes of oil paint, and those little cloth foot coverings worn by medical professionals in hospitals and air conditioning technicians in your home.Niche Marketing with a Short purchase cycle is similar to B2B advertising: Features. Benefits. Price.Now let's talk about Business-to-Consumer advertising with a Short purchase cycle. (B2C-S)Do you sell a small-ticket consumable product or service that a high percentage of the population will purchase regularly? You are selling Business-to-Consumer with a Short purchase cycle. Food, gasoline, and entertainment compose the majority of this category.If you own a grocery store, a restaurant, a convenience store, a gas station, a hardware store, or an “everything” store that competes with Amazon and Wal-Mart, all you need is a high-visibility location, legendary signage, and a staff that delivers a positive customer experience. That's it. That's your advertising.NOTE: If you want to drive immediate traffic, you will need(1.) an irresistible offer(2.) credible urgency(3.) high-frequency repetitionIf your ad doesn't drive traffic,(1.) your offer was weak(2.) your urgency was not credible, or(3.) you didn't pound the drums loud enoughNow let's talk about Business-to-Consumer advertising with a Long purchase cycle. (B2C-L)If you sell a big-ticket product or service that a lot of Americans will buy “someday,” but only a fraction of one percent of the public is looking for it “today,” then you are in a B2C category with a Long purchase cycle.This category requires patience, commitment, and mass media: primarily broadcast radio, broadcast television, or billboards.You can use short-term-impact Transactional ads or long-term brand-building Relational ads.The objective of a Transactional ad is to make the sale. You can measure the Return-On-Ad-Spend (ROAS) of short-term-impact Transactional ads because they offer no long-term benefits.The objective of a long-term Relational ad is to create connection, relationship, and trust in your brand. Relational ads cannot be measured with ROAS because there is no moment when the benefits of relationship strengthening have been exhausted.Business people are instinctively attracted to Transactional ads because Transactional ads are more easily measured. This feels good in the short term, but in the long term it leads to frustration as you ask, “Why aren't we growing like we should?”Now let's talk about Business-to-Consumer advertising with a Mixed purchase cycle....
We're back with a new batch! Apple is paying for Google's AI chops! Meta earns a fortune through fraud in ads. AT&T's iPhone ads falsely promised everyone a free iPhone! Someone studied fast charging! Details surface on Samsung malware. Moto might bring out another premium phone! And we have both the OnePlus 15 and Vivo X300 Pro IN HAND! Let's get our tech week started right! -- Show Notes and Links https://somegadgetguy.com/b/4YK Support Talking Tech with SomeGadgetGuy by contributing to their tip jar: https://tips.pinecast.com/jar/talking-tech-with-somegadgetgu Find out more at https://talking-tech-with-somegadgetgu.pinecast.co This podcast is powered by Pinecast. Try Pinecast for free, forever, no credit card required. If you decide to upgrade, use coupon code r-c117ce for 40% off for 4 months, and support Talking Tech with SomeGadgetGuy.
Bob Berkus, managing director on J.P. Morgan's investment banking team, discussed the firm's growing mid-cap team and a strong pipeline of consumer and retail deals for 2026.
Natalie Derse, CFO of the cybersecurity company Gen (GEN), joins Trading 360 to discuss their earnings. Consumer brands include Norton, Avast, Lifelock and other online security services. She breaks down the numbers and covers their recent acquisition of MoneyLion. She emphasizes the importance of strong messaging and consumer relationships to the company's success.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Consumer sentiment — as in, how everyday people feel about the economy — fell to a low not seen since 2022, according to the University of Michigan's Surveys of Consumers. The decline was consistent across demographics, except among the wealthiest Americans (as measured by volume of stock market holdings). In other words, economic mood just became another k-shaped indicator. Also in this episode: Colleges shutter satellite campuses to cut costs and small and midsize businesses shrink their headcounts.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
Consumer sentiment — as in, how everyday people feel about the economy — fell to a low not seen since 2022, according to the University of Michigan's Surveys of Consumers. The decline was consistent across demographics, except among the wealthiest Americans (as measured by volume of stock market holdings). In other words, economic mood just became another k-shaped indicator. Also in this episode: Colleges shutter satellite campuses to cut costs and small and midsize businesses shrink their headcounts.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
In part two of Red Eye Radio with Gary McNamara and Eric Harley, the guys discuss affordability for Americans as prices tick upward for good and services and how it relates to inflation and tariffs. Also why Obamacare never worked, the importance of charitable organizations and so long Nancy Pelosi. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices
PREVIEW. AI, Corporate Staffing Reduction, and Consumer Liquidity Issues Threatening a Recession. Chris Riegel discusses how while AI contributes to corporate staff reduction (e.g., IBM), financial results from quick service restaurants like Chipotle indicate consumer challenges. Specifically, younger consumers are financially strained, leading to negative results and consumers trading down. This problem with consumer liquidity represents early signs of what could become a nasty recession, though its progression is unknown. Retry