Podcasts about Consumer

Person or group of people that are the final users or consumers of products and or services; one who pays something to consume goods and services produced

  • 10,035PODCASTS
  • 27,817EPISODES
  • 30mAVG DURATION
  • 5DAILY NEW EPISODES
  • Nov 6, 2025LATEST
Consumer

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    Best podcasts about Consumer

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    Latest podcast episodes about Consumer

    The John Batchelor Show
    56: PREVIEW. AI, Corporate Staffing Reduction, and Consumer Liquidity Issues Threatening a Recession. Chris Riegel discusses how while AI contributes to corporate staff reduction (e.g., IBM), financial results from quick service restaurants like Chipotle

    The John Batchelor Show

    Play Episode Listen Later Nov 6, 2025 1:20


    PREVIEW. AI, Corporate Staffing Reduction, and Consumer Liquidity Issues Threatening a Recession. Chris Riegel discusses how while AI contributes to corporate staff reduction (e.g., IBM), financial results from quick service restaurants like Chipotle indicate consumer challenges. Specifically, younger consumers are financially strained, leading to negative results and consumers trading down. This problem with consumer liquidity represents early signs of what could become a nasty recession, though its progression is unknown. Retry

    CNBC's
    Stocks Drop As AI Trade Loses Steam… And A Cash Strapped Consumer 11/6/25

    CNBC's "Fast Money"

    Play Episode Listen Later Nov 6, 2025 43:53


    Stocks selling off as AI valuations spook investors, with Big tech leading the losses. Why one of our traders is flagging hyperscaler debt, and how it could impact the group's next move. Plus Consumer concerns coming to the surface. How a tale of two consumers is unfolding, and the affect it could have on the economy.Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The Marketing Architects
    Nerd Alert: When Ads Hit Their Breaking Point

    The Marketing Architects

    Play Episode Listen Later Nov 6, 2025 8:42


    Welcome to Nerd Alert, a series of special episodes bridging the gap between marketing academia and practitioners. We're breaking down highly involved, complex research into plain language and takeaways any marketer can use.In this episode, Elena and Rob explore how consumer response to advertising behaves more like a phase transition than a smooth curve. They discuss saturation points, tipping points, and why some channels scale differently than others.Topics covered:   [01:00] "Symmetry Scaling Laws and Phase Transitions in Consumer Advertising Response"[03:00] Three parameters: marketing effectiveness, response sensitivity, and behavioral sensitivity[04:00] Which parameter matters most for TV?[05:00] Testing against traditional models[06:00] Network effects and audience clustering  To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter.  Resources: Marín, J. (2024). Symmetries, scaling laws and phase transitions in consumer advertising response [Preprint]. arXiv. https://doi.org/10.48550/arXiv.2404.02175   Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts. 

    Afternoons with Pippa Hudson
    On the couch: Dignity in Motion sees homeless in ballroom production

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 6, 2025 17:39 Transcription Available


    Pippa speaks to Shaddie Valayadum, CEO of The Haven Night Shelter, about their event called Dignity in Motion, which is a unique 60-minute ballroom dance production that brings together 50 participants from the shelter’s network. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Gardening: Horticulturist Cherise Viljoen talks organic barbed wire

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 6, 2025 19:47 Transcription Available


    Pippa speaks to horticulturist Cherise Viljoen about organic barbed wire options. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Life Hacks: New book Explore the Shore takes you on coastal adventure

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 6, 2025 20:30 Transcription Available


    Pippa speaks to Emeritus Professor Charles Griffiths, a marine biologist, and his co-author son, Matthew Griffiths, about their new book. Explore the Shore. It explains how and where to look for different creatures in our rockpools, kelp forests, sandy shores, and estuaries. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    CapeNature goes cashless at five reserves

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 6, 2025 6:53 Transcription Available


    Pippa speaks to Fatima Schloss, CapeNature contact centre manager, about five flagship nature reserves which will be going cashless. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Music with Morning After

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 6, 2025 5:43 Transcription Available


    Pippa speaks to Dirk Klut, the lead singer of The Morning After about their SAMA nominated debut album Look at you Now. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Millionaire Mindcast
    The Coming Market Reset: Inflation, AI Mania, and Why Patience Pays Off

    Millionaire Mindcast

    Play Episode Listen Later Nov 5, 2025 56:02


    In this week's episode of Money Moves, Matty A. and Ryan Breedwell dig into the latest shifts shaping markets—from inflation and interest rates to the AI stock frenzy and how investors can prepare for what's ahead.They break down why consumer debt is at record highs, what the Fed's latest data tells us about the economy, and whether 2026 could mark the next major bull market cycle. The duo also discusses how AI-driven investing is changing the game, why real estate remains a long-term hedge, and how disciplined investors can win by staying patient through volatility.This episode blends macroeconomic clarity with timeless investment principles—perfect for anyone trying to navigate today's uncertainty without losing sight of long-term goals.Episode Highlights:[00:01:10] Market update — the Fed's inflation battle and what's next for rate cuts[00:06:40] Consumer debt and household spending — are Americans overextended?[00:11:20] AI mania in the markets — real innovation or speculative bubble?[00:16:50] Election-year volatility — how politics shapes short-term sentiment[00:21:10] Real estate update — where prices are holding and where they're falling[00:26:30] Diversification and discipline — why “boring” portfolios outperform[00:31:50] Long-term perspective — how patience and consistency compound wealthEpisode Takeaways:Inflation remains sticky, but market resilience shows underlying strength.The Fed's gradual approach to rate cuts could set the stage for a 2026 bull run.AI hype will fade—but real-world applications will define lasting winners.Real estate remains a proven hedge against inflation, despite short-term cooling.Long-term success requires consistency, diversification, and emotional discipline.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

    CNBC's
    Different Reads On The Consumer… And Pharma's Obesity Drug Price Negotiations 11/5/25

    CNBC's "Fast Money"

    Play Episode Listen Later Nov 5, 2025 43:47


    Earnings are filtering in, and companies are seeing a tale of two very different consumers. The group raising concerns about their customer base, and the names not seeing any slowdown. Plus Novo and Eli Lilly nearing a deal with the White house to lower obesity drug prices. What it means for the space, and how it could change medicare coverage of the weight loss drugs.Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The Michael Yardney Podcast | Property Investment, Success & Money
    Why Our Politicians Don't Want Housing to Be Affordable | Big Picture Podcast with Ken Raiss

    The Michael Yardney Podcast | Property Investment, Success & Money

    Play Episode Listen Later Nov 5, 2025 36:15


    Let's be honest — if our politicians really wanted housing to be affordable, it would be by now. They've had decades to fix it. There have been inquiries, commissions, roundtables, and billions thrown at so-called "affordability schemes." And yet, what do we have? Record house prices, record rents, and a generation of young Aussies wondering if they'll ever own a home. Maybe — just maybe — that's not an accident. In today's Big Picture episode, Ken Raiss and I unpack why the housing affordability crisis isn't a policy failure... it's the system working exactly as designed. We'll explore why politicians can't afford for property prices to fall, how government policy quietly rewards property owners, and what that means for investors like you.   Takeaways  ·         Housing affordability remains a critical issue in Australia. ·         Government policies often prioritize property value stability over affordability. ·         Cultural perceptions link home ownership to success in Australia. ·         A significant percentage of politicians own property, influencing housing policies. ·         Consumer confidence is low despite some economic improvements. ·         Investors should focus on strategic property purchases. ·         Wealth advisory services can help investors navigate complex markets. ·         Economic uncertainty can create opportunities for savvy investors. ·         Long-term planning is essential for property investment success. ·         Education and preparation are key for investors to capitalize on market changes.     Chapters  02:07 - Why Politicians Can't Afford for Property Prices to Fall  04:59 - How Government Taxes Depend on Rising Property Values  06:50 - Banks, Confidence and the Economy Built on Housing  09:05 - Cultural Bias: Homeownership as the Core of Australia's Identity  12:11 - Why 94% of Politicians Own Property and Won't Change the Rules    Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing Successfully ·         Everyone wins a copy of a fully updated property report – What's Ahead For Property For 2026 And Beyond.     Michael Yardney http://michaelyardney.com/   Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs Click here and have a chat with us   Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

    Arizona's Morning News
    Christel Bell, ABC15 consumer investigator

    Arizona's Morning News

    Play Episode Listen Later Nov 5, 2025 5:54


    A new "On the Road with ABC15" is happening Wednesday. Christel Bell, consumer investigator, joined the show explain the expert help that will be offered to support everything from debt counseling to automative financing.

    Penn State Supply Chain Podcast
    Dare to Be Great: Lessons from Jeff Douville, Director of Logistics at General Dynamics Electric Boat

    Penn State Supply Chain Podcast

    Play Episode Listen Later Nov 5, 2025 21:18 Transcription Available


    In this episode, Donna and Tom sit down with Jeff Douville, Director of Logistics at General Dynamics Electric Boat to discuss supply chain leadership, logistics strategy, and lessons from a 40-year career spanning the military and industry. Jeff explains how focus, collaboration, and flow efficiency keep production lines moving, and he outlines strategies for managing disruption, from red-team risk planning to building agility, resilience, and decision-ready analytics. He also highlights technology opportunities such as AI, reshoring trends, and the importance of turning data into actionable decisions. Listeners will gain practical advice for supply chain professionals and students on leadership, teamwork, and preparing for a dynamic future in logistics. Takeaways:  Introduction to General Dynamics Electric Boat  Exploring commonalities between military, to automotive, and defense systems industries that all logisticians can apply  How the supply chain may evolve in the next 5-10 years  Advice for mid-career professionals and those starting out in the supply chain management field  Stay connected with CSCR on LinkedIn (Center for Supply Chain Research) and Instagram (@pennstatesupplychain), and be sure to follow us on Spotify, Apply Podcasts, or wherever you are tuning into Unpacked: Insights hosted by the Penn State Smeal Center for Supply Chain Research™. Thank you for joining us!  Visit our website: https://www.smeal.psu.edu/cscr  Guest Biography:  Jeff joined Electric Boat as Director of Logistics in May 2023. He is a career manufacturing & distribution supply chain leader having served in the U.S. Army, Defense Industry, Automotive Industry, and Consumer & Industrial Products Industry. Jeff takes great pride in inspiring shared success with a people-focused, performance-driven approach. His academic credentials include a Master's in Business Logistics & Operations Research from Penn State University, a Master's in Strategic Planning from the U.S. Army War College, and a Bachelor's in Business Administration from the University of Wisconsin-Milwaukee. Jeff is an APICS Certified Supply Chain Professional and serves on the Advisory Board of Penn State's Tarriff Center for Business Ethics and Social Responsibility. 

    Afternoons with Pippa Hudson
    On the couch: Cape Town dog hotel celebrates 10th anniversary

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 5, 2025 19:18 Transcription Available


    Pippa Hudson speaks to Yanic Klue, the founder of the atFrits Dog Hotel and Daycare centre, which is celebrating its 10th anniversary. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    The Best of the Money Show
    Consumer Ninja –BNPL boom or bust? Takealot adds PayJustNow amid growing debate

    The Best of the Money Show

    Play Episode Listen Later Nov 5, 2025 7:39 Transcription Available


    Stephen Grootes speaks to Consumer ninja Wendy Knowler about Takealot’s expansion of its Buy Now Pay Later (BNPL) offerings, following up on last week’s discussion about the appeal of interest-free payments and the risks of late fees, as the platform adds PayJustNow alongside its existing PayFlex option. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Car Talk with Ernest Page: Jetour T1 and T2 in South Africa

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 5, 2025 16:23 Transcription Available


    Pippa Hudson speaks to motoring journalist Ernest Page about the arrival of the Jetour T1 and T2. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Consumer Talk: Service bots could alienate customers

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 5, 2025 37:39 Transcription Available


    Pippa Hudson speaks to consumer journalist Wendy Knowler about how digital solutions can have the effect of alienating customers. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Grant County Extension Connection
    New World Screwworm-It's not "if" it's "when"

    Grant County Extension Connection

    Play Episode Listen Later Nov 5, 2025 29:06


     In this episode, we dive into one of the most destructive livestock threats you hope you never see—the New World Screwworm. Learn what it is, how to spot early signs, and what New Mexico producers can do to stay prepared. Joining us is Dr. Marcy Ward, Livestock Specialist with NMSU's College of Agricultural, Consumer, and Environmental Sciences, who breaks down the biology, the risks, and the real-world steps every rancher should know to protect their herd. 

    Consumer Focus with Wendy Knowler
    Consumer Ninja –BNPL boom or bust? Takealot adds PayJustNow amid growing debate

    Consumer Focus with Wendy Knowler

    Play Episode Listen Later Nov 5, 2025 7:39 Transcription Available


    Stephen Grootes speaks to Consumer ninja Wendy Knowler about Takealot’s expansion of its Buy Now Pay Later (BNPL) offerings, following up on last week’s discussion about the appeal of interest-free payments and the risks of late fees, as the platform adds PayJustNow alongside its existing PayFlex option. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Consumer Talk with Wendy Knowler
    Consumer Talk: Service bots could alienate customers

    Consumer Talk with Wendy Knowler

    Play Episode Listen Later Nov 5, 2025 37:39 Transcription Available


    Pippa Hudson speaks to consumer journalist Wendy Knowler about how digital solutions can have the effect of alienating customers. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Nightly Business Report
    Freight Fright, Consumer Names Report and Uber's Slide 11/4/25

    Nightly Business Report

    Play Episode Listen Later Nov 4, 2025 43:56


    The freight industry is giving off Great Financial Crisis vibes, according to one CEO.  The earnings trades as consumer names take the spotlight. Plus, can driverless cars steer Uber back in the right direction? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Owned and Operated
    The Consumer Always Wins: Building the Business They Actually Want

    Owned and Operated

    Play Episode Listen Later Nov 4, 2025 39:25 Transcription Available


     In this episode, John Wilson sits down with Jamie from Modernize to unpack how a consumer-obsessed mindset is reshaping home services—from the first inquiry to the final install. They dig into why “experience always wins,” how answer engine optimization (AE/O) is changing search, and what a true platform approach looks like when lead gen, reputation, financing, and programmatic all work together. You'll hear how Modernize is building for the full funnel, why smaller, fast-moving operators can out-execute well-funded incumbents, and how to prioritize innovation without getting whiplash from weekly tech shifts.

    Cybercrime Magazine Podcast
    Privacy Q&A. Consumer Perspectives On Privacy. Lena Ghamrawi, Stack Overflow.

    Cybercrime Magazine Podcast

    Play Episode Listen Later Nov 4, 2025 5:35


    Lena Ghamrawi, Sr. Privacy Counsel and Data Protection Officer at Stack Overflow, is the founder of The Privacy Coach, where she provides career coaching services to help folks pave their privacy path. In this episode, Ghamrawi joins host Taylor Fox to discuss consumer perspectives on privacy. For more about Lena, visit https://lenaghamrawi.com. • For more on cybersecurity, visit us at https://cybersecurityventures.com

    Business of Aesthetics Podcast Show
    Building Enterprise Value in the New Age of Consolidation and the Millennial Consumer

    Business of Aesthetics Podcast Show

    Play Episode Listen Later Nov 4, 2025 29:49


    In this episode of the Business of Aesthetics Podcast, host Don Adeesha is joined by Audrey Neff, Chief Marketing Officer at Aviva Aesthetics, to discuss a critical industry paradox: why, in a booming $25.3 billion market, do so few practices build sustainable, scalable value? Audrey lays out a blueprint for long-term success, arguing that the practices that win will be those who master generational behavior, patient experience, and recurring revenue. She identifies major industry shifts, including the intersection of wellness with functional medicine and the acceleration of private equity consolidation, which is forcing owners to think strategically about their exit from day one. A major focus is on the rise of the millennial consumer, now the largest demographic in aesthetics. Audrey explains that this group values human interaction and experiences above all else, and studies show they will pay more for a provider they trust. This makes "experience-driven marketing" the new invisible engine for growth. She provides actionable strategies for building this trust online, where millennials conduct their research, emphasizing the need to dominate Google Reviews (aiming for "triple digits") and Instagram, a platform used by 83% of millennials to research aesthetic providers. From a business perspective, Audrey advises owners to "begin with the end in mind" and operate "as if it were for sale" from the start. She warns against selling too early out of fear, noting that in a valuation, "culture is everything" because aesthetics is a human-to-human business, a nuance many investors miss. She also identifies a massive "profit leak" in most practices: retail. She urges owners to target 15-20% of gross revenue from retail, up from the common 2-5%, framing it not as being "pushy" but as a critical tool for delivering better clinical results, which in turn creates happier, more loyal patients. Finally, Audrey looks to the future, predicting that as competition increases and treatments become commoditized, differentiation is paramount. She reminds listeners, "competition only exists if you're doing the same thing as everybody else." Her key takeaway for all practitioners is to "put the noise on mute" to ignore the social media drama and "shiny new toys" and instead focus with intensity on what is happening inside their own business, with their own patients, and with their own team.

    The No Normal Show by ReviveHealth
    LIVE FROM HLTH25: Cara Buscaglia of Talkwalker discusses patient concerns shaping content strategy

    The No Normal Show by ReviveHealth

    Play Episode Listen Later Nov 4, 2025 8:34


    “Reddit is a great way to dive into those sub-communities, understand what people's concerns are, what side effects they're experiencing… it really gives you the tools.” At HLTH 2025, Cara Buscaglia of Talkwalker reminded us that the best healthcare insights often live in unexpected places. In this interview, she unpacks how platforms like Reddit are gold mines for understanding real patient concerns—and how those insights can shape content strategy, FAQs, thought leadership, and beyond.

    100x Entrepreneur
    The Game VCs Play and Win | How VCs Spot and Back Exceptional Founders with Pratik Poddar & Brij Bhushan

    100x Entrepreneur

    Play Episode Listen Later Nov 4, 2025 73:58


    What makes a great venture capitalist — luck, timing, or the ability to see what others miss?Brij Bhushan (Prime Venture Partners) and Pratik Poddar (Nexus Venture Partners) talk about the long game of venture capital; the waiting, the lessons hidden in mistakes, and the emotional ride of backing founders through years of uncertainty.With Pratik, we dive into some of the biggest names in the Nexus portfolio: his first meeting with Rapido's founder before he even joined Nexus, the Meesho pitch that became a big miss, and his first call with Zepto's founders. Nexus was one of Zepto's earliest investors and has backed the company in every round since. Pratik speaks with great clarity about conviction, timing, and what truly defines great investing.Brij reflects on his decade of building Magicpin, what it means to “build the same company three times,” and how that journey reshaped the way he now works with founders. Having lived through the chaos of scaling, near-failure, and reinvention, he brings the founder's perspective back into venture capital.Together, Brij and Pratik capture the essence of the VC game — how the industry is evolving, why consensus rarely creates outliers, how real decisions are made inside funds, and why the best founders often seem “too early” rather than too late. We talk about everything that shapes a VC's everyday life, and above all why Brij and Pratik believe it's still the best job in the world.0:00 – Trailer01:59 – Biggest learnings from 10 years as a VC05:00 – Rapido as a counterintuitive bet06:49 – Meesho was a big miss10:20 – Why Venture capital is the best job?12:35 – Every meeting could be life-changing14:54 – Knowing you are NOT in an Operating role16:55 – How often are VCs wrong about market size?18:58 – Where to invest in Consumer companies?25:33 – How consumer VCs bet on behavior change27:12 – Is e-commerce truly built for young users?28:10 – How do Investors deal with Bias?30:04 – Are VCs only remembered for success stories?37:45 – Why good deals rarely come from Consensus?39:24 – The first call with Zepto's founders41:10 – How often do you meet truly exceptional founders?43:45 – Should VCs react to market shifts?46:42 – How long VC's take to make an investment decision?50:53 – How founders should approach fundraising54:27 – Can India produce 50 decacorns in the next few years?55:51 – Best way to play VC game is to have right fund size56:42 – Not Knowing is a pre-requisite for a VC1:00:41 – Exceptional founders have this superpower1:02:02 – Where Indian founders have a real edge1:05:14 – Building AI in India: local maxima or global maxima?1:09:00 – When will Indian Co's acquire Indian startups for $Billions?1:11:55 – Why Zomato & Swiggy aren't true Consumer Co's?-------------India's talent has built the world's tech—now it's time to lead it.This mission goes beyond startups. It's about shifting the center of gravity in global tech to include the brilliance rising from India.What is Neon Fund?We invest in seed and early-stage founders from India and the diaspora building world-class Enterprise AI companies. We bring capital, conviction, and a community that's done it before.Subscribe for real founder stories, investor perspectives, economist breakdowns, and a behind-the-scenes look at how we're doing it all at Neon.-------------Check us out on:Website: https://neon.fund/Instagram: https://www.instagram.com/theneonshoww/LinkedIn: https://www.linkedin.com/company/beneon/Twitter: https://x.com/TheNeonShowwConnect with Siddhartha on:LinkedIn: https://www.linkedin.com/in/siddharthaahluwalia/Twitter: https://x.com/siddharthaa7Send us a text

    Afternoons with Pippa Hudson
    Family Matters: Exploring parental alienation

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 4, 2025 15:52 Transcription Available


    Pippa Hudson speaks to Dr. Andrew Spaumer, an experienced social worker, about parental alienation, its causes, and consequences. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Pianist Jan Hugo kicks off the CPO's Summer Symphonies

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 4, 2025 9:46 Transcription Available


    Pippa Hudson speaks to acclaimed South African pianist Jan Hugo, who will be performing the opening concerto of the Cape Town Philharmonic Orchestra. It kicks off its Summer Symphonies at City Hall this Thursday, 6 November. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Wander the World: Walking Safaris of Africa

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 4, 2025 13:03 Transcription Available


    Pippa Hudson speaks to Denis Costello, who is a qualified trail guide with an extensive list of solo treks under his belt, from the icecaps of Greenland to the jungles of Papua New Guinea. He’s written about them for his website WalkingSafaris.africa, and now he’s released a book to help you follow in his footsteps – it’s called Walking Safaris from the Cape to Kenya. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Protecting your animals during Guy Fawkes fireworks

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 4, 2025 7:57 Transcription Available


    Pippa Hudson speaks to Tanya van Tonder-Huysamen, the Communication Coordinator at FOUR PAWS South Africa, about how to protect your pets during the setting off of fireworks for Guy Fawkes. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Music: Byron Major

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 4, 2025 3:13 Transcription Available


    Pippa Hudson, speaks to Byron Major about his new song, Happy Birthday. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    District of Conservation
    EP 525: Consumer-Regulated Electricity (ft. Travis Fisher of Cato Institute)

    District of Conservation

    Play Episode Listen Later Nov 3, 2025 27:34


    In Episode 525 of District of Conservation, Gabriella interviews Travis Fisher - director of energy and environmental policy studies at the Cato Institute. Travis discusses his role at Cato Institute, why energy abundance is having a moment, Bill Gates disavowing climate doomerism, challenging the 2009 EPA endangerment finding, if AI data centers are responsible for rising electricity demand, consumer-regulated electricity, and much more. Tune in!SHOW NOTESFollow Travis on X and Cato InstituteThe Fishtank: Free-Market Insights on Energy PolicyCato Institute: The Budgetary Cost of the Inflation Reduction Act's Energy SubsidiesThe Simon Abundance Index 2025A Critical Review of Impacts of Greenhouse Gas Emissions on the U.S. Climate Advocates for Consumer Regulated ElectricityNew Hampshire Sparks a Revolution in Electricity SupplyWhat Would Consumer-Regulated Electricity Look Like?

    Technovation with Peter High (CIO, CTO, CDO, CXO Interviews)
    Why CIOs Make Great CEOs: Saul Van Beurden's Leadership Playbook

    Technovation with Peter High (CIO, CTO, CDO, CXO Interviews)

    Play Episode Listen Later Nov 3, 2025 40:39


    1025: What does it take to go from CIO to CEO? For Saul Van Beurden, tech leadership was the ideal proving ground. Now CEO of Consumer, Small, and Business Banking at Wells Fargo, Saul shares how his background in IT helped him lead at enterprise scale. In this episode, he speaks with Peter High about the strategic, operational, and cultural mindset shifts that enabled his rise—and why CIOs are uniquely positioned to lead beyond technology.

    Passage to Profit Show
    Entrepreneurs: How to Get Into Top Accelerators and Actually Get Funding with Caroline Winnett + Others (Full Episode)

    Passage to Profit Show

    Play Episode Listen Later Nov 3, 2025 79:20


    Richard Gearhart and Elizabeth Gearhart, co-hosts of Passage to Profit Show interview Caroline Winnett from Berkeley SkyDeck, Braydan Young from SlashExperts and Clint Lotz from TrackStar AI.   Want to know why some founders soar while others stall? Caroline Winnett, the powerhouse behind Berkeley SkyDeck - UC Berkeley's world-renowned startup accelerator, breaks down the traits of winning entrepreneurs, how to stand out to investors, and where innovation and funding are heading next. A must-listen for anyone building big. Read more at: https://skydeck.berkeley.edu/   B2B buyers don't want another sales pitch — they want the truth from people who've been there. Braydan Young is the Co-Founder of SlashExperts, the game-changing platform that lets prospects talk directly to your happiest customers to fast-track trust, boost confidence, and close deals faster. Read more at: https://www.slashexperts.com/   Meet Clint Lotz, the founder shaking up the lending world with TrackStar AI — the platform turning hidden lender data into revenue, smarter approvals, and game-changing credit insights. If you want to see how AI is transforming finance from the inside out, this episode is a must-listen! Read more at: https://trackstar.ai/   Whether you're a seasoned entrepreneur, a startup, an inventor, an innovator, a small business or just starting your entrepreneurial journey, tune into Passage to Profit Show for compelling discussions, real-life examples, and expert advice on entrepreneurship, intellectual property, trademarks and more. Visit https://passagetoprofitshow.com/ for the latest updates and episodes. Chapters (00:00:00) - Starting a Business on TV(00:00:28) - Passage to Profit(00:01:51) - What Was the One Rule of Business That You Had to Break to(00:06:27) - Braden Young: The Rule Break(00:08:17) - What You Didn't Know About Credit(00:09:49) - A Law Firm's Rise to the Digital World(00:11:37) - What Makes a Good Entrepreneur?(00:13:53) - Are You Need a Publicist for Your Startups?(00:15:16) - In the Elevator With Steve Jobs(00:15:58) - Quantum Institute's funding focus on AI(00:17:09) - Quantum Innovation at UC Berkeley(00:21:05) - Commercial(00:22:07) - The Cruise Call(00:23:05) - Seeking Innovation: From Planet to Profit(00:23:36) - Where Do You See Investment Going in 2026?(00:24:41) - In the Elevator: Venture Capital's Focus on Robots(00:26:11) - Are VC Funds Open to AI Startups?(00:27:45) - Have You Got the Money to Start a Business?(00:28:40) - Looking for a Fund? Just Type in Your Name(00:29:12) - In the Elevator With Braden Cook(00:30:10) - Berkeley's Skydeck Program(00:31:11) - AI in Business: The Use Cases(00:33:01) - How Is AI Affecting Your Business?(00:33:59) - AI CEO on Revenue Per Employee(00:34:32) - How Trackstar AI is Affecting the Company(00:35:47) - How to Use AI to Predict the Future(00:38:42) - Passive Profits: Car Insurance Hotline(00:41:20) - USPTO to Use AI in the Patent Examination Process(00:44:06) - AI for Business: The End of the Sales Cycle(00:46:11) - Are Your Clients Getting Paid for Their Time?(00:47:18) - How We Launched Our Product 5 Months in(00:50:39) - Startups Tackle the Enterprise Software Problem(00:53:14) - What industries are using Salesforce.com?(00:54:04) - Pipeline: How Experts Are Affecting Sales(00:56:40) - How Credit Monitoring Companies are Advancing the Underdog(01:02:11) - How AI Can Help Fintech Lenders(01:05:51) - Trackstar Financial Intelligence: Banks, Fintechs, Consumer(01:11:22) - Secrets of the Entrepreneurial Mind(01:13:17) - What's the Secret to Starting a Business?(01:16:31) - Richard Gearhart's Secret to Strategic Networking(01:18:06) - Passive to Profit

    Confluence Podcasts
    Asset Allocation Bi-Weekly – When the Financial System Finds a Cockroach (11/3/25)

    Confluence Podcasts

    Play Episode Listen Later Nov 3, 2025 8:51 Transcription Available


    Consumer debt levels are heading higher. Confluence Associate Market Strategist and Certified Business Economist Thomas Wash joins Phil Adler to discuss if this trend threatens to derail the economy and infect the markets.

    RBC's Markets in Motion
    Latest Earnings Color, More Tricks Than Treats

    RBC's Markets in Motion

    Play Episode Listen Later Nov 3, 2025 7:15 Transcription Available


    The big things you need to know:First, the percent of S&P 500 companies beating consensus EPS forecasts remains well above 2Q25 levels despite slipping a little last week. Meanwhile, the rate of upward EPS estimate revisions improved slightly but remains well below the high of the last reporting season.Second, macro commentary in last week's S&P 500 earnings calls remained mixed and varied by sector, with the strongest tone coming out of Tech and Health Care and the weakest tone coming from Consumer.Third, we noticed more tricks than treats as we ran through our latest updates over Halloween weekend, and run through some of the charts that are spooking us the most on the broader market right now.

    Shoe-In
    #502 Frugal or Fearless? What the Data Says About Today's Footwear Consumer

    Shoe-In

    Play Episode Listen Later Nov 3, 2025 34:32


    Are consumers pinching pennies or powering through? In this episode of the Shoe-In Show, FDRA Chief Economist Gary Raines joins Andy Polk to break down the latest data on spending, sentiment, and retail behavior. From diluted toothpaste to record credit card debt, Gary reveals what small signals say about a jittery consumer—and how brands can plan smarter amid economic uncertainty and flawed government stats. Tune in for practical insights, market trends, and strategic takeaways to help you navigate 2026 with confidence. With special guest: Gary Raines, Chief Economist, FDRA Hosted by: Andy Polk, FDRA

    Coach Code Podcast
    #739: The AI-Powered Consumer — How Agents Can Stay Relevant in the Age of Artificial Intelligence with Nick Krem

    Coach Code Podcast

    Play Episode Listen Later Nov 3, 2025 51:43


    Episode Overview In this powerful episode of The John Kitchens Coach Podcast, John Kitchens sits down with AI strategist and industry innovator Nick Krem to uncover how the AI-powered consumer is changing the real estate landscape faster than ever before. From Google's evolving search behavior to ChatGPT and Zillow integration, Nick breaks down how consumers are becoming more informed, more confident, and in many cases—believe they know more than their real estate agent. The two dive deep into how agents can adapt, build authority, and stay relevant in an era where technology knows the answers before the conversation even begins. This is a must-listen for every agent, team leader, and brokerage owner ready to future-proof their business in a world driven by AI and consumer intelligence. Key Topics Covered The Rise of the AI-Powered Consumer Why the #1 consumer complaint is now "I know more than my agent" How ChatGPT, Google, and Zillow integrations are shaping buyer and seller behavior What agents must understand about the consumer mindset shift SEO, AEO & GEO — The New Era of Search How Answer the Public reveals what your clients are asking online Why SEO isn't dead—it's the foundation for AI-driven visibility The power of "digital density" and how to dominate your market through keyword intent The Coming Wave: AI Agents & Everyday Adoption How the "AI agent" device (created by Sam Altman & Jony Ive) will change daily life What happens when AI becomes your consumer's full-time collaborator How this new wave will transform how buyers find and choose their real estate agent Emotional Intelligence & Human Leadership Why emotional intelligence (EQ) will be the defining skill of future leaders How to use AI as a thought partner—not a replacement for critical thinking The power of mindfulness, discernment, and self-awareness in the AI era Building an AI Culture in Your Organization Why most brokerages are creating AI tool addiction instead of collaboration The blueprint for fostering a culture of AI collaboration How to use AI to make people better—not replace them Adapting as an Agent Questions to ask clients to identify if they're using AI in their home search How to position yourself as a trusted advisor, not just an agent Branding yourself in the AI world: expertise, niche, and authority Resources & Mentions Krem.AI – The #1 Institute for AI Certification in Real Estate AnswerThePublic.com – Keyword and content search research tool The AI-Driven Leader by Jeff Woods – Recommended reading for real estate leaders CoachKitchens.AI – Custom GPT tools and frameworks for agents and team leaders Huzi.AI – Eric Post's AI platform for real estate professionals HoneyBadgerNation.com – Training, events, and resources for top agents Final Takeaway Artificial Intelligence won't replace agents—but agents who use AI will replace those who don't.  The real threat isn't the technology itself—it's the AI-powered consumer who expects faster answers, higher trust, and more expertise than ever before. As Nick Krem put it: "AI isn't coming for your job—it's coming for your excuses." The future belongs to agents who can combine AI efficiency with human connection and leadership clarity. Connect with Us: Instagram: @johnkitchenscoach LinkedIn: @johnkitchenscoach Facebook: @johnkitchenscoach   If you enjoyed this episode, be sure to subscribe and leave a review. Stay tuned for more insights and strategies from the top minds. See you next time!

    Afternoons with Pippa Hudson
    Music: Catching up with Andre Graham

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 3, 2025 5:18 Transcription Available


    Pippa speaks to singer Andre Graham about his new song, Out of the Blue. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Bakkies, the elephant seal, returns to the Cape

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 3, 2025 8:10 Transcription Available


    Pippa speaks to Meredith Thornton from the South African Stranding Network about the sighting of the famous elephant seals Bakkies to the Onrus area. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Legal Talk: Rules around medical certificates

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 3, 2025 14:46 Transcription Available


    Pippa speaks to Paula Phukuje, a Labour Law Specialist at Fairbridges Wertheim Becker Attorneys, about sick notes, what does and doesn’t need to be on them, and whether employers have the right to challenge them. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    Food: Making the most out of the humble brinjal

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 3, 2025 17:30 Transcription Available


    Pippa speaks to Heleen Meyer, an independent food consultant and cookbook author, about making better use of brinjals, which many people avoid simply because they don’t know what to do with them. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    Afternoons with Pippa Hudson
    On the couch: Wildlife vet Dr. Gladys Kalema-Zikusoka on her new book Walking with Gorillas

    Afternoons with Pippa Hudson

    Play Episode Listen Later Nov 3, 2025 17:41 Transcription Available


    Pippa speaks to Dr Gladys Kalema-Zikusoka, a Ugandan veterinarian and founder of the non-profit organisation Conservation through Public Health, about her book Walking with Gorillas. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read, and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

    RetailCraft - digital retail, ecommerce and brands - Retail Podcast
    RetailCraft 59: "Spreading Positive Energy" - Shani Higgs of PerfectTed

    RetailCraft - digital retail, ecommerce and brands - Retail Podcast

    Play Episode Listen Later Nov 2, 2025 39:38


    This episode examines how PerfectTed has introduced ceremonial-grade matcha to the mainstream UK market, covering product origins, retail strategy, lessons from Dragon's Den, and building a challenger brand in the FMCG sector. The conversation touches on the history of matcha, the reality of category management, and making niche products accessible to a wide consumer audience. PerfectTed (www.perfectted.com) Sold in major retailers including Tesco, Sainsbury's, Holland & Barrett, Planet Organic, and Ocado.​ Stocked nationally in coffee chains: Joe & the Juice, Black Sheep Coffee, and Café Nero.​ Product range covers organic, ceremonial-grade matcha powders and sparkling matcha energy drinks (with three flavours, including Great Taste award winner). Sourced from single-origin growers in Japan, using young, shade-grown leaves. Every batch is handpicked, stone-ground, vegan, gluten-free, organic, and non-GMO, with 68mg caffeine per serving. The brand was featured on Dragon's Den in 2022, receiving investment offers from all five Dragons and accepting Steven Bartlett's offer. Full episode on YouTube (https://www.youtube.com/watch?v=Wpwc1GqehZU) and Stephen Bartlett's follow up video (https://www.youtube.com/watch?v=DCcDNArBASw). Co-founder Marisa brought her personal focus on ADHD and anxiety to the energy drink formula, aiming for clean energy without jitters or crashes. Episode Topics & Timestamps 00:00—Opening 00:59—Introduction to Shani, her career move, and the PerfectTed mission 02:34—History and basics of matcha; ceremonial vs. lower grades 05:00—PerfectTed's retail and coffee chain distribution 08:30—Sales career progression and negotiation insight 11:00—Dragon's Den: pitch day and investment outcome 12:30—Post-Dragon's Den impact and rapid growth 15:30—Brand identity, consumer niche, and quality promise 16:30—Retail trading, innovation, and working with buyers 18:00—Consumer education, Instagram trends, and matcha recipes 22:00—Product range, taste profiles, and development stories 23:30—Purpose, clean energy, and values-driven marketing 24:30—Closing thoughts Key Quotes "Our mission is spreading positive energy through matcha products." "Ceremonial grade is the first flush—the youngest leaves. You get that vibrant green and a sweet umami flavour rather than a bitter, grassy taste." "You always have to prioritize quality. We focus on 100% pure ceremonial-grade matcha because if you have a bad experience, you won't come back." "Dragon's Den was 90 minutes of filming that became 14 minutes of air time. We received all five investor offers and accepted Steven Bartlett's investment." "You won't be liked by everyone. What makes you special is your niche." "Matcha is like coffee—you can have a bad experience, or you can find a quality source and come back forever."   --  Run time: 39 minutes INFORMATION: [

    The Synopsis
    Briefing. AWS Reaccelerates Growth, Chipotle Signals Consumer Struggles, Perimeter's Runway

    The Synopsis

    Play Episode Listen Later Nov 1, 2025 14:04


    This is a "briefing" episode where we read our weekly Investor's Briefing newsletter that covers financial news of the week. If you wish to read it, you can find it here.  ~*~ For full access to all of our updates and in-depth research reports become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. ~*~ You can get a free trial to AlphaSense through this link here and read 200k+ Expert Call Interviews. -*-*-*-*-*-*-*-*-*-*-*-*-*-*- Show Notes (0:00) — Updates & Announcements (1:33) — Financial News (4:14) — Amazon (8:19) — Chipotle (10:28) — Spotlight: Value Capture Index -*-*-*-*-*-*-*-*-*-*-*-*-*-*- For full access to all of our updates and in-depth research reports, become a Speedwell Member here. Please reach out to info@speedwellresearch.com if you need help getting us to become an approved research vendor in order to expense it. *-*-*- Follow Us: Twitter: @Speedwell_LLC Threads: @speedwell_research Email us at info@speedwellresearch.com for any questions, comments, or feedback. -*-*-*-*-*-*-*-*-*-*- Disclaimer Nothing in this podcast is investment advice nor should be construed as such. Contributors to the podcast may own securities discussed. Furthermore, accounts contributors advise on may also have positions in companies discussed. This may change without notice. Please see our full disclaimers here:  https://speedwellresearch.com/disclaimer/

    Making Sense
    The Consumer Recession Is Already Here (Chipotle Just Confirmed It)

    Making Sense

    Play Episode Listen Later Oct 31, 2025 16:50


    The reason why Fed Chair Jay Powell didn't want to commit to a December rate cut is simple. A number of voting members at the FOMC are not convinced the weak labor market is actually all that weak. Sure, the numbers don't look good, but they're wonder if it is real. Well, Chipotle and Kraft-Heinz would like to answer them with a pair of serious warnings about what they're seeing from consumers.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------Bloomberg Fed Cuts Rate by Quarter Point, With Dissents on Both Sideshttps://www.bloomberg.com/news/live-blog/2025-10-29/fomc-rate-decision-and-fed-chair-news-conferenceBloomberg Chipotle Falls Most Since 2012 After Warning Over Diner Pullbackhttps://www.bloomberg.com/news/articles/2025-10-29/chipotle-cuts-outlook-for-third-time-in-2025-on-weaker-trafficWSJ Kraft Heinz Lowers Full-Year Outlook on Weak Consumption Trendshttps://www.wsj.com/business/earnings/kraft-heinz-khc-q3-earnings-report-stock-2025-a4c6430eYahooFinance Kraft Heinz bearish on outlook amid volume decreases ahead of splithttps://finance.yahoo.com/news/kraft-heinz-bearish-outlook-amid-173322392.htmlConference Board https://www.conference-board.org/topics/consumer-confidence/https://eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

    The Exchange
    Coffee Memo | Rob Talks with Michael Nugent Ep. 7

    The Exchange

    Play Episode Listen Later Oct 31, 2025 34:15


    TakeawaysVolatility is a significant characteristic of the current coffee market.Understanding historical context is crucial for predicting future trends.Weather events have historically influenced coffee market fluctuations.Political factors can also impact coffee supply and pricing.Current challenges include high costs and supply chain issues.Consumer behavior is shifting, especially among lower-income groups.Retail prices are at record highs, affecting demand.Small roasters must focus on quality and customer relationships.Integrity in business practices is essential for long-term success.The coffee market is influenced by both natural and human factors.   Part of The Exchange Coffee Podcasting Network TAKE OUR LISTENER SURVEY Visit and Explore Covoya!

    The John Batchelor Show
    36: PREVIEW: Tariffs and Consumer Costs: Energy Offsets Masking Future Price Increases Guest: Chris Riegel Chris Riegel discusses tariffs and consumer costs, explaining that reduced energy costs for gasoline and diesel are currently offsetting some expens

    The John Batchelor Show

    Play Episode Listen Later Oct 30, 2025 1:10


    PREVIEW: Tariffs and Consumer Costs: Energy Offsets Masking Future Price Increases Guest: Chris Riegel Chris Riegel discusses tariffs and consumer costs, explaining that reduced energy costs for gasoline and diesel are currently offsetting some expenses for retailers and consumers. However, Riegel anticipates that the "tariff premium" is imminent, with movement toward higher tariffs predicted in 2026 following the Christmas season. This incoming "tariff bite" is reportedly a significant concern for the Federal Reserve as it grapples with inflation management and competing policy pressures.

    The Modern Therapist's Survival Guide with Curt Widhalm and Katie Vernoy
    Modern Therapist's Consumer Guide: SimplePractice

    The Modern Therapist's Survival Guide with Curt Widhalm and Katie Vernoy

    Play Episode Listen Later Oct 30, 2025 63:06


    Modern Therapist's Consumer Guide: SimplePractice Curt and Katie talk with Jonathan Seltzer, CEO of SimplePractice, about how the company continues to evolve to meet the needs of independent mental health professionals. They discuss SimplePractice's mission to empower clinicians with intuitive tools, transparency around investors, and the responsible use of AI to reduce administrative burdens while maintaining clinical integrity. This episode is part of our Modern Therapist's Consumer Guide series, where we explore tools and services that help therapists and their clients thrive. Guest Bio Jonathan Seltzer is the CEO of SimplePractice, a software platform built to empower private practice clinicians to run thriving, independent practices. He leads a team of over 550 people supporting more than 225,000 clinicians who use SimplePractice to provide care. Jonathan is passionate about helping therapists operate with greater confidence, ease, and connection to the broader healthcare ecosystem. Key Takeaways SimplePractice remains focused on empowering independent and small-group clinicians. The company prioritizes transparency and clinician trust in how it handles data, investment, and innovation. AI tools are designed to **augment—not replace—**therapists, with high clinical and ethical standards.