Podcasts about Deeply

Every great leader has a powerful story, but how effectively you tell that story can define your success. Don Yaeger, renowned Hall of Fame keynote speaker, executive coach, and twelve-time New York Times bestselling author, believes storytelling is the secret to exceptional leadership and high-performing teams. From his time as an associate editor at Sports Illustrated to his current role as host of the acclaimed podcast “The Corporate Competitor,” Don has built his career by helping leaders harness the transformative power of stories to inspire, connect, and drive momentum. After meeting Don at the Real Leaders Unite Summit, I was captivated by his ability to connect with his audience. In this week's episode, Don shares insights into mastering storytelling, leveraging momentum, and creating cultures that foster team success. Get ready to learn how your powerful stories can elevate your leadership and team performance. Key Takeaways: • Storytelling is not innate; it's a skill anyone can master with intentional practice and coaching. • Deeply knowing your audience significantly amplifies your impact as a leader. • Exceptional teams consistently create “feel-it” moments, making every team member feel integral to their broader purpose. • Cultivating a mentoring culture organically enriches team dynamics and fosters ongoing excellence. • Embracing and leveraging change and momentum can turn setbacks into meaningful opportunities. Mic Drop Moments: • “Never waste a loss. If something bad happens, that's a great time for us to get better.” • “Leadership and storytelling aren't genetic gifts. They're skills anyone can and should develop.” • “Purpose has to flow from leadership to the frontline, connecting everyone deeply to why their work matters.” Connect with Don • Website: https://donyaeger.com/ • LinkedIn: https://www.linkedin.com/in/donyaeger/ • Instagram: https://www.instagram.com/donyaeger/# • Facebook: https://www.facebook.com/donyaeger • YouTube: https://www.youtube.com/@corporatecompetitorpodcast • X: https://x.com/donyaeger • The New Science of Momentum Book • 45 Storytelling Prompts by Don Yaeger (Free Resource) Episode Highlights & Timestamps: • Understanding Your Audience (03:12) • Mastering Storytelling (07:25) • Developing a Library of Stories (13:42) • The Transition from Writer to Speaker (19:50) • Building Exceptional Teams (27:05) • Creating “Feel-It” Moments (33:40) • Mentoring Culture vs. Mentoring Programs (38:10) • Navigating Change and Momentum (42:20) • The New Science of Momentum (49:45) If you liked this… Don't forget to subscribe to Reflect Forward on your favorite podcast platform or YouTube. Visit my website, kerrysiggins.com, to explore my book, The Ownership Mindset, and get more leadership resources. Let's connect on LinkedIn, Instagram, or TikTok! Find Reflect Forward on YouTube: https://www.youtube.com/@kerrysiggins-reflectforward Find out more about my book here: https://kerrysiggins.com/the-ownership-mindset/ Connect with me on LinkedIn: https://www.linkedin.com/in/kerry-siggins/

Are your eyes open to see the needs that are all around you?In this episode, Jeff and Tommy discuss: Meeting Jesus in the midst of life.The power of good friends.Deeply caring for people through business.Asking “is it worth it” rather than “do I like it.”  Key Takeaways: Having a friend group that can lift you up and won't drag you down in high school can be extremely strengthening to one's testimony.Think about what you need to do to make your life and work feel purposeful. It may be something practical - what changes can be made now?Align your hearts and values, then separate the duties and responsibilities to align with strengths.Be willing to do things you don't like if it's worth it in support of some of the most vulnerable people around the world.  "We embrace the joy and the burden of the call…it's truly kind of God to give us a burden." —  Tommy Martin  Episode References: Tim Tebow Foundation: https://timtebowfoundation.org/Night to Shine: https://timtebowfoundation.org/night-to-shine/ About Tommy Martin: Tommy is The Tebow Group's CEO and a Mammoth Scientific partner. The Tebow Group exists to fuel and amplify faith, hope, and love in support of the Tim Tebow Foundation, which serves some of the most vulnerable people (the real MVPs) around the globe. Before leading The Tebow Group, Tommy founded, led, and exited multiple nationwide financial firms, including broker/dealers, RIAs, and insurance agencies, collectively managing over $2 billion for high-net-worth clients. For his work in the financial services industry, Tommy was named to Investment News' inaugural list of the Top 40 Advisors Under Age 40. He was also named one of the top 8 visionaries who “will pull the financial service industry into the next stratum.” Tommy is a former professor who served as the Financial Planning Department Chair at Taylor University. He carries numerous finance licenses, is an alumnus of Harvard Business School, and is a best-selling financial author. Tommy lives with his lovely wife of twenty-three years and three children in Fort Wayne, Indiana. Connect with Tommy Martin:Website: https://tebowgroup.com/LinkedIn: https://www.linkedin.com/in/tommy-martin  Connect with Jeff Thomas: Website: https://www.arkosglobal.com/Podcast: https://www.generousbusinessowner.com/Book: https://www.arkosglobal.com/trading-upEmail: jeff.thomas@arkosglobal.comTwitter: https://twitter.com/ArkosGlobalAdvFacebook: https://www.facebook.com/arkosglobal/LinkedIn: https://www.linkedin.com/company/arkosglobaladvisorsInstagram: https://www.instagram.com/arkosglobaladvisors/YouTube: https://www.youtube.com/channel/UCLUYpPwkHH7JrP6PrbHeBxw

What if you truly believed your body was a wonder? In this Scripture meditation on Psalm 139:13–18, we slow down and reflect on the intentional care God took in creating you. Using the Lectio Divina method, this peaceful and prayerful practice invites you to marvel at the intricate design of your body and the depth of God’s love for you. For many of us, our relationship with our bodies is complicated—whether because of how they look, how they’re aging, or how they’re affected by illness or pain. But these verses remind us of a deeper truth:You are wonderfully made.You are deeply loved.And God is still with you. In this guided Christian meditation, you’ll be invited to:• Thank God for the wonder of your physical body• Reflect on what it means to be created with care and purpose• Rest in the assurance that you are fully known and fully loved Download your FREE companion journal for the Fully Known, Fully Loved series hereThis journal includes:• All the Scriptures for this series• Weekly reflection prompts• Space to record what God is revealing to you Here are some additional helpful links: You can find out more about me, Jodie, at http://www.jodieniznik.com/ Follow me on Instagram @jodieniznik Follow me on Facebook @JodieGNiznik Learn more about Scripture meditation and download a FREE Guided Scripture Meditation Journal here. Join my Monday email newsletter here, where I send links to the newest meditation every Monday morning. Find out more about my partner, Life Audio, at com. Download FREE sample chapters from my Bible studies here. Entire Meditation Text:Psalm 139:13–18 (NLT)13 You made all the delicate, inner parts of my bodyand knit me together in my mother’s womb.14 Thank you for making me so wonderfully complex!Your workmanship is marvelous—how well I know it.15 You watched me as I was being formed in utter seclusion,as I was woven together in the dark of the womb.16 You saw me before I was born.Every day of my life was recorded in your book.Every moment was laid outbefore a single day had passed.17 How precious are your thoughts about me, O God.They cannot be numbered!18 I can’t even count them;they outnumber the grains of sand!And when I wake up,you are still with me! Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Induction, Biology, and Being a Mother – with Meghann A. Ribbens, Ph.D.In this illuminating conversation, Michael sits down with Dr. Meghann A. Ribbens, molecular biologist and host of the YouTube show Inductive History of Biology. They explore how the scientific method of induction applies to biology, the historical development of key biological ideas, and how rational thinking shapes our understanding of life itself.Meghann also shares her personal experience of integrating a life of the mind with the role of being a mother, and how Objectivist principles inform both her intellectual work and her parenting.Watch Meghann's show, Inductive History of Biology, here:https://youtube.com/playlist?list=PL7h1-86HLNCVYyybQOiLJu1U4Qnc0o5gS&si=NoOyQjWk5UTdIXHhAbout Michael Liebowitz – Host of The Rational EgoistMichael Liebowitz is the host of The Rational Egoist podcast, a philosopher, author, and political activist committed to the principles of reason, individualism, and rational self-interest. Deeply influenced by the philosophy of Ayn Rand, Michael uses his platform to challenge cultural dogma, expose moral contradictions, and defend the values that make human flourishing possible.His journey from a 25-year prison sentence to becoming a respected voice in the libertarian and Objectivist communities is a testament to the transformative power of philosophy. Today, Michael speaks, writes, and debates passionately in defence of individual rights and intellectual clarity.He is the co-author of two compelling books that examine the failures of the correctional system and the redemptive power of moral conviction:Down the Rabbit Hole: How the Culture of Corrections Encourages Crimehttps://www.amazon.com.au/Down-Rabbit-Hole-Corrections-Encourages/dp/197448064XView from a Cage: From Convict to Crusader for Libertyhttps://books2read.com/u/4jN6xjAbout Xenia Ioannou – Producer of The Rational EgoistXenia Ioannou is the producer of The Rational Egoist, overseeing the publishing and promotion of each episode to reflect a consistent standard of clarity, professionalism, and intellectual integrity.As a CEO, property manager, entrepreneur, and lifelong advocate for capitalism and individual rights, Xenia ensures the podcast stays true to its core values of reason, freedom, and personal responsibility.Xenia also leads Capitalism and Coffee – An Objectivist Meetup in Adelaide, where passionate thinkers gather to discuss Ayn Rand's ideas and their application to life, politics, and culture.Join us at: https://www.meetup.com/adelaide-ayn-rand-meetup/(Capitalism and Coffee – An Objectivist Meetup)Because freedom is worth thinking about—and talking about.Follow Life on Purpose – Xenia's thought-provoking essays at her Substack:https://substack.com/@xeniaioannou?utm_source=user-menu#Induction #Biology #Objectivism #Motherhood #RationalParenting #InductiveHistory #AynRand #Capitalism #Reason #TheRationalEgoist

Join Premium! Ready for an ad-free meditation experience? Join Premium now and get every episode from ALL of our podcasts completely ad-free now! Just a few clicks makes it easy for you to listen on your favorite podcast player.  Become a PREMIUM member today by going to --> https://WomensMeditationNetwork.com/premium Settle in. And find your calm center. Place your hand Gently on your midsection, And release any tension, Any stress. PAUSE Now, breathe deeply, Slowly. Deeply. Feel your hand  Rise and fall As it rests  On your midsection. PAUSE Living alone. Being alone. These can sometimes be tough. And, there are times in life When we compare ourselves to others. We see their partner, their marriage,  The children they have. And we feel lonely. Join our Premium Sleep for Women Channel on Apple Podcasts and get ALL 5 of our Sleep podcasts completely ad-free! Join Premium now on Apple here --> https://bit.ly/sleepforwomen  Join our Premium Meditation for Kids Channel on Apple Podcasts and get ALL 5 of our Kids podcasts completely ad-free! Join Premium now on Apple here → https://bit.ly/meditationforkidsapple Hey, I'm so glad you're taking the time to be with us today. My team and I are dedicated to making sure you have all the meditations you need throughout all the seasons of your life.  If there's a meditation you desire, but can't find, email us at Katie Krimitsos to make a request. We'd love to create what you want!  Namaste, Beautiful,

We care DEEPLY about our children. We want to help them feel seen, heard, and important. We want them to grow up strong, confident, and healthy. Yet, many of us are falling into culture's pendulum swing and unintentionally raising kids that might struggle with resilience. We are trying to protect our kids, but accidentally handicapping them for any trails they might face. Today we unpack how to hold the tension between listening to your child's feelings and making sure they learn that their feelings shouldn't lead them. This is not easy, but it is essential! You've got this, Mama! Love, Brittany    Ready to become a peaceful wife and Mama? Sign Up for the Pain to Peace Academy HERE. Come say hi and join the Morning Mama Facebook Group! I would love to hear your story and know your name.    ALL THE LINKS FOR ALL THE THINGS! Morning Mama Website Pain to Peace Academy Morning Mama Facebook Group Follow Us on Instagram Find a Restoration Therapist Come say hi by emailing hello@morningmamapodcast.com

When she says she wants to feel seen, she's not asking to be admired or fixed. She's asking to feel understood. In this episode, we're unpacking what that actually looks like in practice. Because when a woman feels seen, she softens. She opens. She starts bringing more of herself into the relationship. And when she doesn't, you'll often feel her pull away, shut down, or reach for connection in ways that don't quite land.If you've been craving more ease, more spark, more closeness with her in your life… this is where it starts.We talk about:- Why “not feeling seen” makes women pull away, shut down, or perform- The kind of presence that helps her feel safe, playful, and open- What you're probably already noticing — but not saying out loud- How to create the kind of feedback loop that brings out her best- And our honest question: is roasting how men feel seen? (We're truly curious.)Grab our new merch that starts good conversations: linktr.ee/fortheloveofmenpodcastWant more from Bri and Court?Check out our Masterclasses:1️⃣ What Your Woman Wants Emotionally And How to Provide It: Unlock the secrets to fulfilling your partner emotionally! Join the Masterclass! https://9803apykilombg2reyim.app.clientclub.net/courses/offers/767199b5-47dd-4b08-a405-2854480607a62️⃣ Creating More Emotional Intimacy: Learn the art of building emotional safety for your Masculine partner! https://9803apykilombg2reyim.app.clientclub.net/courses/offers/344d8ff0-6c7f-4d83-909c-b1da3e4d2a1b3️⃣ Navigating Triggers in an Empowered Way: Transform your response to triggers and cultivate empowerment! https://9803apykilombg2reyim.app.clientclub.net/courses/offers/764d6284-6af5-456e-928f-14554f56c17f#RelationshipsDecoded  #MasculineAndFeminine  #EmotionalIntelligence  #ModernDatingTalk  #HealingTogether  #LoveAndPolarity  #HealthyRelationships  #InnerWorkJourney  #ConsciousDating  #DatingWithIntention  #FeminineEnergy  #MenAndWomenTalk

Evan sat in on legacy sequel I KNOW WHAT YOU DID LAST SUMMER (2:37) and fills Megan and Dave in on whether it's good, bad (or ugly), or in between. Then Megan and Evan talk about queer romance UNICORNS (20:25), and all three of them get down to brass tacks on DANIELA FOREVER (40:38), a film that smacks of RUBY SPARKS, ETERNAL SUNSHINE OF THE SPOTLESS MIND, and TRULY, MADLY, DEEPLY, to name a few, and not in a good way. Over on Patreon, we talk about the 1997 I KNOW WHAT YOU DID LAST SUMMER.

Longtime friend of The Shallow End Samuel Evans returns to chat with Dave about The National, Samuel's role within the NSCC, and how The National is about the cards yet so much more. Find Samuel on Instagram @thesprtzcardcoltr.The Shallow End is hosted by Dave Schwartz @Iowa_Dave_Sportscards

Capitalism and Communication – with Patrick CarrollWhat role does communication play in the fight for liberty? In this episode of The Rational Egoist, Michael Liebowitz is joined by libertarian opinion journalist Patrick Carroll to explore the intersection of ideas, persuasion, and individual rights.Patrick shares insights from his time as Managing Editor at the Foundation for Economic Education (FEE), where he helped shape the message of freedom for a new generation. The conversation dives into the cultural power of storytelling, how to effectively communicate capitalist values, and why reasoned discourse is essential in an age of tribal outrage and ideological noise.From navigating censorship to challenging economic myths, this episode is a must-listen for anyone who wants to defend liberty—not just in theory, but in practice.About Michael Liebowitz – Host of The Rational EgoistMichael Liebowitz is the host of The Rational Egoist podcast, a philosopher, author, and political activist committed to the principles of reason, individualism, and rational self-interest. Deeply influenced by the philosophy of Ayn Rand, Michael uses his platform to challenge cultural dogma, expose moral contradictions, and defend the values that make human flourishing possible.His journey from a 25-year prison sentence to becoming a respected voice in the libertarian and Objectivist communities is a testament to the transformative power of philosophy. Today, Michael speaks, writes, and debates passionately in defence of individual rights and intellectual clarity.He is the co-author of two compelling books that examine the failures of the correctional system and the redemptive power of moral conviction:Down the Rabbit Hole: How the Culture of Corrections Encourages Crimehttps://www.amazon.com.au/Down-Rabbit-Hole-Corrections-Encourages/dp/197448064XView from a Cage: From Convict to Crusader for Libertyhttps://books2read.com/u/4jN6xjAbout Xenia Ioannou – Producer of The Rational EgoistXenia Ioannou is the producer of The Rational Egoist, overseeing the publishing and promotion of each episode to reflect a consistent standard of clarity, professionalism, and intellectual integrity.As a CEO, property manager, entrepreneur, and lifelong advocate for capitalism and individual rights, Xenia ensures the podcast stays true to its core values of reason, freedom, and personal responsibility.Xenia also leads Capitalism and Coffee – An Objectivist Meetup in Adelaide, where passionate thinkers gather to discuss Ayn Rand's ideas and their application to life, politics, and culture.Join us at: https://www.meetup.com/adelaide-ayn-rand-meetup/(Capitalism and Coffee – An Objectivist Meetup)Because freedom is worth thinking about—and talking about.Follow Life on Purpose – Xenia's thought-provoking essays at her Substack:https://substack.com/@xeniaioannou?utm_source=user-menu

Do you want to make sure you're not just alive… but truly living? My guest this week suggests, starting by contemplating your own death.In this transformative episode, I'm joined by Karen Salmansohn, bestselling author and behavioral change expert known for blending humor, heart, and science to make life's most meaningful lessons accessible. We dive into her latest book, Your To Die For Life, and explore how embracing mortality awareness can be the catalyst for deep, lasting transformation. Her gentle but powerful tools will help you shift from a near-life experience into an intentionally well-lived one. Karen shares a fresh perspective on how contemplating death isn't morbid—it's motivating. Through research-backed tools and creative exercises, she shows us how to shift from a “near-life experience” to a purpose-filled, fully engaged existence.In this episode you'll learn:Why writing your own personal eulogy might be the best place to beginHow to reconnect to the present moment when life feels like it's speeding past you.What Aristotle had to say about living a well-lived life (and why it still matters)The connection between your core values and creating a more meaningful life.Why mortality awareness isn't morbid, it's motivating. What “death awareness” actually means—and how it helps you plan for your futureHow contemplative practices (like a marble mortality jar!) can shift you to intentional living.Why a legacy mindset shapes how you show up in the worldThe role of identity-based habits in living intentionally. How mindset shifts, nervous system regulation, and somatic healing support a grounded, joyful life.This is your invitation to pause and reflect—not with pressure, but with compassion. Whether you're navigating midlife or simply craving a deeper sense of purpose, this conversation offers practical wisdom for creating a more purpose-driven life.  Much love,LaurieClick here for a video on how to leave a review to receive a free somatic stabilization/grounding exercise. The podcast graphic is different from the current one. Once you complete it and send me a picture I will send you the video. My email is laurie@laurieejames.comThank you in advance. Free GuidesClick here to schedule a FREE inquiry call with me.Click here to learn about my NEW “Nervous System Regulation Starter Kit” Click here for my FREE “Beginner's Guide to Somatic Healing”Click here for my FREE Core Values ExercisePlease leave me feedback. I cannot respond so if you'd like me to respond, please leave your email**********************************DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL, MEDICAL OR PROFESSIONAL ADVICE. YOU SHOULD CONTACT A LICENSED THERAPIST IF YOU ARE EXPERIENCING SUICIDAL THOUGHTS. YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE. YOU SHOULD CONTACT A LICENSED MEDICAL PROFESSIONAL WITH RESPECT TO ANY MEDICAL ISSUE OR PROBLEM.

Father and son combo Dane and Craig Milton share behind the scenes of hosting house concerts with their family, and how love and appreciation of music and the artists who make it is the central focus to everything the do. Connect with An Evening in the Valley on Facebook or Instagram.Share your thoughts on this episode in the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Write Songs You Love Facebook Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ group.To join the Write Songs You Love Member calls, visit https://writesongsyoulove.substack.com/ and become a paid subscriber.

Sherri Tenpenny, our guest today, is an osteopathic physician who was among the very earliest medical doctors to sound the warning about the growing coercive forces pushing dangerous vaccines on America.  She may even be the first!   She was looking at the future dangers of vaccines long before Bill Gates announced The Decade of Vaccines in 2010 and mobilized the greediest, wealthiest predators on Earth to join in exploiting and dominating the world based on vaccinating the world with poisonous injections.  Probably before it entered anyone else's mind, Dr. Sheri Tenpenny was calling all vaccines “poisons” and demanding a scientific evaluation of them.   As Dr. Tenpenny discussed daring to call vaccines poisons, a remarkable memory from many decades ago came to mind.  I was debating a pediatrician at a conference about giving stimulants to children for so-called ADHD when he tried to be very circumspect, telling me and the audience, “I only actually give them to 3% of the children.” I spontaneously responded, “I wouldn't know which 3% of children to poison!”   Dr. Tenpenny is an extraordinary physician and individual, and this interview is truly inspiring.  Deeply inspiring!   I first became aware of Dr. Tenpenny very early in 2021, when the COVID-19 jabs were first being introduced, and I heard her warning about a whole range of adverse effects afflicting women and their unborn children. I remember my wife, Ginger, and I turning to each other with looks of “Could this be true?”   Well, it all turned out to be true.   Listen to our interview with this remarkable woman and get to know one of the truly great doctors of our time. And here's something I rarely say: You should buy her new book, Zero Accountability in a Failed System. It is extremely well-written and easy to understand, yet packed with new and enlightening data about Covid, about vaccines, about the failures of medicine, about the systematic lawmaking that created the Covid catastrophe… and many other things you've never before heard of. I keep her book in a special area next to my computer, where I store a few of my most commonly used books, including some that Ginger and I have written.   Dr. Sherri Tenpenny's new book is Zero Accountability in a Failed System: How Big Pharma Weaponizes Vaccines, Public Health, and the Law. You can find Dr. Tenpenny on her website, DrTenpenny.com, and follow her with over 214,000 followers on X.     ______   Learn more about Dr. Peter Breggin's work: https://breggin.com/   See more from Dr. Breggin's long history of being a reformer in psychiatry: https://breggin.com/Psychiatry-as-an-Instrument-of-Social-and-Political-Control   Psychiatric Drug Withdrawal, the how-to manual @ https://breggin.com/a-guide-for-prescribers-therapists-patients-and-their-families/   Get a copy of Dr. Breggin's latest book: WHO ARE THE “THEY” - THESE GLOBAL PREDATORS? WHAT ARE THEIR MOTIVES AND THEIR PLANS FOR US? HOW CAN WE DEFEND AGAINST THEM? Covid-19 and the Global Predators: We are the Prey Get a copy: https://www.wearetheprey.com/   “No other book so comprehensively covers the details of COVID-19 criminal conduct as well as its origins in a network of global predators seeking wealth and power at the expense of human freedom and prosperity, under cover of false public health policies.”   ~ Robert F Kennedy, Jr Author of #1 bestseller The Real Anthony Fauci and Founder, Chairman and Chief Legal Counsel for Children's Health Defense.

It has been three weeks since a ceasefire on June 24 paused the brief war between Israel and Iran. As a recap of what happened: the Israel Defense Forces launched surprise air strikes on Iran's nuclear bomb-making facilities and other targets. The Israeli government said Iran was weeks away from having working nuclear missiles, which officials say would pose an existential threat to the Jewish State. Teheran retaliated by firing 550 ballistic missiles at Israel and dropping more than 1,000 bombs via drone. Despite Israel intercepting most of those missiles and bombs, the Iranian strikes managed to kill 30 Israelis, while Israeli attacks resulted in an estimated 900 Iranian deaths. Thousands of civilians were wounded on both sides. U.S. President Donald Trump sent forces to bomb three of Iran's main nuclear facilities, ultimately pushing Iran and Israel to call off hostilities. When the IDF launched its surprise attack, many Canadian-Iranian dissidents initially expressed support for Israel. Some hoped the war would prompt a regime change and bring back democracy and freedom to their homeland. But Trump vetoed the removal of Iran's leaders, and now initial optimism in Canada has shifted to concern amidst reports of renewed crackdowns by the Islamic republic on its domestic opponents. On today's episode of The CJN's flagship news podcast, North Star, reporter Alex Rose sits down to speak with Kaveh Shahrooz, a Canadian lawyer and international human rights activist, on what the brief war achieved and what he fears comes next. Related links Read more about how Iranian Canadians are now concerned for their homeland, after initial hope during Israel's raids on the nuclear bomb building sites in June, in The CJN. How Canadian government agencies are preparing for Iranian domestic threats, in The CJN. Why Iran's terror regime is creating common bonds between Jewish and Iranian Canadians, in The CJN. Credits Host and writer: Ellin Bessner (@ebessner) Production team: Zachary Kauffman (senior producer), Andrea Varsany (producer), Michael Fraiman (executive producer) Music: Bret Higgins Support our show Subscribe to The CJN newsletter Donate to The CJN (+ get a charitable tax receipt) Subscribe to North Star (Not sure how? Click here)

If you've ever felt trapped by a life that looks great on the outside, this episode will challenge the rules you've been living by—and reveal what it really means to wake up to your soul's purpose.In this episode, I'm joined by Rebecca Paris, spiritual guide, Gene Keys mentor, and founder of RaisingTheVibe.org, where she helps soul-led individuals step into self-sovereignty and uncover their divine blueprint. A former marketing executive and portrait artist, Rebecca draws on decades of personal transformation—including a midlife spiritual awakening and conscious uncoupling after 27 years of marriage—to guide others through emotional healing and energetic alignment. She's also the creator of Awakening to the Real You, an online course for seekers ready to shift from ego to essence. Deeply grounded in the Gene Keys system, her work blends science, spirituality, and ancient wisdom to help clients access their highest gifts. Driven by a mission to help others reclaim their authentic selves, Rebecca empowers her clients to live with intention, balance, and purpose.Throughout this episode, Rebecca shares how her awakening led her from a conventional “3D life” to a path of deep spiritual alignment and service. She describes the pivotal role that balancing masculine and feminine energies played in her evolution, as well as how parenting highly sensitive children helped expand her spiritual awareness. Rebecca offers a compelling introduction to the Gene Keys—a system that merges astrology, the I Ching, and genetic coding—to help individuals understand their soul's blueprint and clear emotional and energetic patterns. She also opens up about the courage it took to walk away from a seemingly perfect life in Atlanta in order to honor her deeper calling. Through her story, she invites others to embrace their shadow, listen inward, and begin living in alignment with their divine essence.Tune in to episode 218 of Joy Found Here as Rebecca Paris shares how understanding your soul's blueprint through the Gene Keys can unlock deep healing, authentic purpose, and spiritual sovereignty. Discover powerful insights on conscious awakening, balancing masculine and feminine energy, and raising sensitive children with intention and empathy.In This Episode, You Will Learn:The awakening that changed everything (2:00)Masculine overdrive, feminine rediscovered (6:00)What if your kids are here to teach you? (8:00)Gene keys: The blueprint you never knew you had (10:00)From control to compassion: Rebecca's personal keys (14:30)Your soul's codes are set before birth (20:00)The kids' charts told the real story (24:00)She walked away from her ‘perfect' life (28:00)From matrix to mission: How to begin your own awakening (37:00)Connect with Rebecca Paris:WebsiteInstagramFacebookYouTubeLet's Connect:WebsiteInstagram Hosted on Acast. See acast.com/privacy for more information.

Text us your questions to answer on a future episode (if you want me to contact you, please include your email)Cindee joins Jennie to talk about deeply connecting with nature through breathe work and slowing down in JuneauBreathe Alaska (save 10% with the code podcastAlaska 2025 StickersShop all Alaska Travel planners and premade itinerariesFollow Jennie on InstagramSupport Alaska Uncovered on Patreon as a free or paid subscriberMusic credits:  Largo Montebello, by Domenico Mannelli, CC.Support the show

Click here to send me a quick message :) So many focus on preparing for birth during pregnancy, as if the birth itself is the biggest event. And as someone who studied midwifery and attended births for 5 years, I can say confidently that it IS important to prepare for the birth. But it is arguably even MORE important to prepare for the initial weeks and months postpartum. And not just with meal trains and herbal remedies, but also - from the Ayurvedic lens - with deep replenishing postpartum care.Nourishing, warming, grounding, holding the mama or birthing parent.The body changes immensely after the babe is born. Just think, that entire baby and the placenta have been released from the womb. The womb involutes, contracting over the course of time to pre-pregnancy size. There is so much SPACE in the body, the organs are shifting, the body is adjusting.This is where Ayurveda comes in. Today's guest, Ayurvedic postpartum care provider Coco Genevieve (AyurMama) has devoted her life to tending and nourishing mothers and birthing parents during the first 6 weeks postpartum, also referred to as the Sacred Window in Ayurveda.And she shares all about this time, the body changes, the qualities and energetics of both what's happening and what's needed to tend the imbalances, and some of her favorite key practices - namely, food!She even shares one of her favorite recipes at the end. It's a whole paradigm of postpartum care that's ancestral wisdom from the Ayurvedic lens, and it's broken down for you in today's interview.Resources:Today's shownotes: Get links to all of Coco's offerings!Episode 49: How to create a sacred window for menopause, menarche + beyond with Ashlee Sakaishi WilkinEpisode 152: The power of two eyed seeing w Amy EldredgeEpisode 156: The Universal Mother Principles w Christine EckIf you loved this episode, share it with a friend, or take a screenshot and share on social media and tag me @herbalwombwisdomAnd if you love this podcast, leave a rating & write a review! It's really helpful to get the show to more amazing humans like you.  ❤️DISCLAIMER: This podcast is for educational purposes only, I am not providing any medical advice, I am not a medical practitioner, I'm an herbalist and in the US, there is no path to licensure for herbalists, so my role is as an herbal educator. Please do your own research and consult your healthcare provider for any personal concerns.Support the show

On June 23, Ola Electric's stock crashed to an all-time low of ₹43. This week, the stock staged a brief rebound, jumping nearly 20% in a single session. But at ₹47, it's still trading far below its IPO price of ₹76 and more than 70% off its post-listing peak.On an earnings call, founder Bhavish Aggarwal insisted the company was on track. With rising margins and tighter cost control, he said, Ola would hit EBITDA break-even at 25,000 units a month.But a closer look at Ola's financials tells a very different story.For FY25:— Revenue dropped nearly 10%— Losses ballooned over 40%, to ₹2,300 crore— And cash flow from operations? Deeply negative at ₹2,391 crore—nearly 4x worse than the year beforeIn today's episode, we unpack the growing gap between narrative and numbers at Ola Electric and ask: can Bhavish really steer this ship to safety?Tune in. Check out The Ken's new careers podcast, 90,000 hours: Spotify: https://open.spotify.com/show/5HEi59iUPRMMFfUvxeio47Apple: https://podcasts.apple.com/podcast/90-000-hours/id1826777519Attend The Ken's next event. Details here. 

Join us as we hear from our Missional Formation Pastor, Christina Scott, on discipleship and becoming deeply formed by Jesus.PRAYERText FATHOM to 97000 if you would like a member of our prayer team to pray with or for you.NEXT STEPSAre you ready to learn more about what it means to walk with Christ, get baptized, or get connected within the church body? Click here to complete our digital connect card: https://fathom.churchcenter.com/people/forms/31883GOT QUESTIONS?Learn more about Fathom Church at http://fathom.church/WE'RE HERE FOR YOU!If you are looking for more encouragement and biblical teaching throughout the week, we hope you'll follow us on YouTube, Facebook, Instagram, or download the Churchcenter app: https://churchcenter.com/setupMORE WAYS TO LISTEN:Fathom Beyond Sunday Podcast - Takes the Sunday sermon a bit further in conversation and application - listen in on an engaging chat between leaders at Fathom discussing faith, life, and how we can carry the truth of the word taught on Sunday into our week Monday through Saturday.Fathom Family Podcast - Real talk on how to build a Godly marriage that is in it for the long haul while leading your kids toward their God-given potential and purpose in Christ.See all the ways to listen here: http://fathom.church/category/listen/

Hello Solo Star! There was a time that I struggled with procrastination. And, it wasn't until I got past that period, and started completing my projects on time, that I recognized a pattern. I realized that there were 4 reasons for my procrastination and I want to share them with you now. Here is the link to this episode on Sandra's website if you'd like to check it out: https://sandrasmith.com/podcast-episode/4-deeply-personal-reasons-we-procrastinate.

A dear friend, colleague and Soul Care Coach, Rev Carlton Teabout says,“When the outer world intensifies, it's time to INTENSIFY our Spiritual Practice!”In the midst of the global - polarizing - events, so many clients are asking how to:

On this retrospective review, I discuss the somewhat forgotten games Koudleka and Shadow Hearts, a series of horror role-playing games in the Japanese fashion. Deeply themed with loss, tragedy, hope, Japanese and European themes, Lovecraftian monsters and the time honored trope of kicking a god in the face, this is a series that deserved more love than it got. Stop by for a listen and relive a set of cult classics - or maybe get introduced to the for the first time!

Professor Andrew Bernstein Interviews Michael Liebowitz on View from a CageIn this compelling episode of The Rational Egoist, the tables are turned as renowned Objectivist philosopher Dr. Andrew Bernstein interviews host Michael Liebowitz about his book View from a Cage: From Convict to Crusader for Liberty.Michael opens up about his incredible journey from a 25-year prison sentence to becoming a fierce advocate for reason, individual rights, and moral independence. Together, he and Dr. Bernstein explore the intellectual and moral transformation that led Michael to discover Ayn Rand's philosophy behind bars—and how that discovery changed everything.This is a raw, honest, and inspiring conversation about justice, redemption, the power of ideas, and what it truly means to live as a rational egoist.Listen in for a conversation that cuts through clichés and gets to the soul of moral awakening.

In Today's Episode of You Can Call Me Goddess:We're diving into why it's so easy to neglect working on your dream body and fitness goals — simply because you don't see them as a priority.But in reality, your fitness, your body, and the act of moving toward your physical goals actually enhance your chances of success in many other areas of your life.So before you give up on the gym because “it's not a priority,” tune in and discover why it might be the one thing that accelerates everything you value most.So sit back and enjoy the show!Dive deeper inside the Free Goddess Academy Membership:⁠https://portal.nouksgoddessacademy.com/MembershipWant to explore more of our programs?Visit: www.nouksgoddessacademy.comOr Email: info@nouksgoddessacademy.comCome hang out with me!Instagram: ⁠https://www.instagram.com/manoukvink⁠YouTube: ⁠https://www.youtube.com/@manoukvink

If you've been feeling more emotional, sensitive, or energetically overwhelmed lately—you're not alone. And you're not broken.In this episode, I share a powerful energy update for July 2025, exploring the rise of plasma activity over the past 100 years and how it's impacting our spiritual awakening, nervous systems, and soul evolution.We'll talk about:What this energetic turning point means for your purposeCommon awakening symptoms and how to manage themWhy everything feels so intense right now—and how to work with it, not against itHow to stay grounded and supported through massive spiritual changeThis transmission is here to remind you:✨ You're not falling apart—you're being rebuilt.✨ You're not behind—you're being aligned.This is your moment to step into your power.✨ Instantly Reset & Restore your energy with my best selling subliminal meditation → [https://stan.store/marissaremy/p/the-subliminal-reset-]

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Send us a textInlet Dance Theatre is a modern dance company in Cleveland, founded in 2001 by our guest, Bill Wade, a renowned dancer and choreographer who uses the power of dance to further people and explore human, societal, and environmental issues through movement. Located within the Pivot Center for Art, Dance and Expression on West 25th Street in Cleveland, Inlet's Dance Studio is called The Estuary, reflecting the company's nature-based and sustainability themes. Inlet's mission aligns with the United Nations' Sustainable Development Goals, which promote health and well-being, quality education, equality, and sustainable cities. Deeply rooted in Cleveland, Inlet is helping nurture and grow the next generation of artists by offering free dance classes in public schools and other community programs. Bill explains that talent is everywhere, but access to developing that talent is not. He started Inlet to expose urban youth to the power of the arts and provide opportunities, mentorship, and creative expression to individuals who might otherwise lack access. The connection between dance and sustainability may seem unexpected, but the arts are universally relatable and offer a unique opportunity to promote environmental awareness. "Don't put on stage what is. Put on stage what could be," Wade says, capturing how art contributes to sustainability by envisioning possibilities rather than dwelling on problems. In a world facing climate change and social inequities, Inlet Dance Theater reminds us that sustainability isn't just technical solutions – it requires creative spaces where we can collectively imagine and embody more hopeful futures.Enjoy this episode of Eco Speaks CLE as Bill describes his work, his creative process, some of the pieces in his repertoire, his love of Cleveland and its youth, and upcoming appearances for his company. Guest: Bill Wade, Founder and Executive/Artistic Director of Inlet Dance Theatre Resources:About Inlet Dance Theatre and Upcoming PerformancesEducation and Community Programs Cain Park Annual Performance and Calendar of EventsAim2Flourish and The Lavender ProjectFollow us: https://www.facebook.com/ecospeaksclehttps://www.instagram.com/ecospeakscleContact us:hello@ecospeakscle.com

The Sandwich Generation Report 2025 by the Australian Seniors Research Series surveyed over 4,500 Australians to understand the challenges faced by those caring for both their children and ageing parents. It highlights the toll this dual responsibility takes on physical, mental, social, and financial wellbeing, with women being disproportionately affected. In this podcast, Melbourne mother Nisha Bajaj shares her personal experience of managing the demands of multi-generational caregiving.

This week's episode is a short but powerful one—an honest reflection on how to keep showing up for your work when the world feels like it's falling apart. If you've ever felt torn between your desire to create change and the overwhelm of hard news and heartbreaking headlines…you are not alone. I've been hearing this question more and more: How do I keep marketing, coaching, creating, or leading when things feel so painful in the world? In this episode, I share my personal answer—and I hope it offers you strength, inspiration, and a renewed sense of purpose in your own work. I talk about why I believe transformational coaching is activism, and how the culture change we are yearning for can begin right inside our client sessions. You'll hear about: Why your client work is one of the most powerful tools for cultural transformation The deeper, paradigm-shifting layers inside high-integrity coaching and group facilitation How shadow work, power dynamics, and compassionate presence all ripple out into the world A new lens on personal development as cultural healing What keeps me going in my work, even when the grief is big Whether you've been feeling discouraged, tired, or simply wondering how to keep showing up—this episode is here to remind you that your work matters. Deeply. And that in doing it with heart and integrity, you are creating change. We're in this together, friend. Thank goodness for that. FOLLOW JOANNA   applieddepthinsitute.com   instagram.com/joanna.lindenbaum   The Coaching r(E)volution Facebook Group   RATE, REVIEW, SHARE & FOLLOW (I so appreciate it!)   If you love me and the podcast, please consider rating and reviewing my show! And also sharing it with others who would love it. It makes a difference and helps us reach more people who will find the podcast valuable. Be sure to give it 5 stars and post a comment and let us know what you loved most about the episode!   Join our newsletter community and get a copy of 55 Effective Breakthrough Coaching Questions  

This Emotional Detox Sleep Meditation supports inner healing, renewal, and a fresh start. Gently release what no longer serves you and reconnect with your true, whole self. Let go of any lingering unpleasant feelings and allow emotional energy to clear as you drift into deep, healing sleep. ✨ What's Included:Guided clearing of emotional tensionSoothing energetic cleansingPositive affirmations for healing and wholenessCalming background music to ease your mind and bodyWake feeling refreshed, rebalanced, and ready to begin anew.For best results, listen as often as you like. Lots of love, Nicky xDownload my new app 'Sleep Time: Sleep Meditations'✨Download options (on the app stores) here:https://linktr.ee/sleeptimeapp✨I hope you love it! Reasons to get my app:- All my sleep meditations, subliminals, sleep music, guided meditations and more, all in one place.- Ad-free and interruption-free.- Extended versions.- Listen to new releases first.- Supports my work to bring you more.- Hundreds of audios with more added weekly.- Quality audio player functionality.​- Fall asleep fast every night.Do not play this audio while driving or doing anything else.This audio and its contents are for entertainment purposes only and must never be considered a substitute for advice from a qualified healthcare professional. If you suffer from any kind of mental health condition, please seek advice from your health care professional as to the suitability of 'sleep meditation' for you before use. Keep your audio volume to a comfortable, somewhat quiet level. Otherwise, as with any loud sound, sleep could be disrupted. Thank you.© 2025 Nicky Sutton Hosted on Acast. See acast.com/privacy for more information.

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Nathan Harrison teaches on July 6, 2025.

Join Premium! Ready for an ad-free meditation experience? Join Premium now and get every episode from ALL of our podcasts completely ad-free now! Just a few clicks makes it easy for you to listen on your favorite podcast player.  Become a PREMIUM member today by going to --> https://WomensMeditationNetwork.com/premium In a quiet village wrapped in mist and surrounded by ancient trees, there lived a girl named Essie. She was no different from other children in her village—bright, kind, and full of questions. But Essie carried a secret that pressed heavy on her chest: she was afraid of the dark. Not just the ordinary dark that came with nightfall, but the deep, consuming kind. The kind that slithered into corners and seemed to whisper, the kind that made her heart race and her breath catch. Her fear was so strong she refused to go outside after sunset, even when the stars gleamed like silver flowers and the village bonfires danced in celebration. She would sit at her window instead, watching her friends laugh under moonlight, pretending she didn't care. But inside, she did. Deeply. Join our Premium Sleep for Women Channel on Apple Podcasts and get ALL 5 of our Sleep podcasts completely ad-free! Join Premium now on Apple here --> https://bit.ly/sleepforwomen  Join our Premium Meditation for Kids Channel on Apple Podcasts and get ALL 5 of our Kids podcasts completely ad-free! Join Premium now on Apple here → https://bit.ly/meditationforkidsapple Hey, I'm so glad you're taking the time to be with us today. My team and I are dedicated to making sure you have all the meditations you need throughout all the seasons of your life.  If there's a meditation you desire, but can't find, email us at Katie Krimitsos to make a request. We'd love to create what you want!  Namaste, Beautiful,

“Happiness is not an event. It's a little step by step by step process.”  Happiness isn't something that just happens—it's something you build. The key lies in cultivating self-wisdom and deliberately shaping your inner world to respond better to life's external conditions. Real happiness grows from inside out, and the secret isn't in chasing thrills but in forming a happiness plan—simple steps you can take to make your life feel more fulfilling.  Carl Barney shares how a radical act of generosity—giving his inheritance to loved ones before his death—sparked the creation of “happiness plans” that transformed lives. He explains that the happiness experiment isn't just about fleeting joy, but about growing self-awareness and living intentionally with the support of coaching, reflection, and values-aligned action.  Carl is an entrepreneur and philanthropist who founded the Prometheus Foundation and authored The Happiness Experiment. Deeply inspired by Aristotle and Ayn Rand, he champions rational, life-loving philosophy and supports others in crafting lives of meaning and joy.  Learn more & connect:  https://carlbarney.com/category/the-happiness-experiment/  Raymond Aaron has shared his vision and wisdom on radio and television programs for over 40 years. He is the author of over 100 books, including Branding Small Business For Dummies, Double Your Income Doing What You Love, Canadian best-seller Chicken Soup for the Canadian Soul, and he co-authored the New York Times best-seller Chicken Soup for the Parent's Soul. Raymond's latest, co-authored book is The AI Millionaire's Path: Discover How ChatGPT‐Written Books Become Bestsellers and How They Can Make You a Millionaire Author! www.Aaron.com 

The MidPacker Pod is part of the Freetrail network of Podcasts.Join the Newsletter at: ⁠MidPack Musings SubStack⁠⁠Support the MidPacker Pod on ⁠Patreon⁠.⁠Check Out MPP Merch Make sure you leave us a rating and review wherever you get your pods.Looking for 1:1 Ultra Running Coaching? Check out Troy's Coaching PageSTOKED TO PARTNER WITH  JANJI HYPERLYTE LIQUID PERFORMANCEBEAR BUTT WIPES USE PROMO CODE MIDPACER FOR A SWEET DISCOUNT“Collecting samples on the trail means your miles are contributing to conservation.”On this episode Adam Kimble joins Troy Meadows on the MidPacker Pod to share a story bursting with grit, adventure, and giving back with a cool initiative to help the Adventure Scientists California Biodiversity Project.Adventure Scientists California Biodiversity Project.adventurescientists.org/adam-kimbleAdam's HighlightsFrom road marathons to ultrarunning stardom: Adam's journey began with that drenched 50 K in 2014 and evolved into FKTs on the Tahoe Rim Trail and a self-supported coast-to-coast run across the U.S.Up Coming Races: Gearing up for Badwater 135 in July and Cocodona 250 in May.Life beyond miles: Coaching, race directing, motivational speaking, family man, and ardent advocate for community inclusion.Motivational TakeawaysPush your perceived limits: Adam's mantra—he's always chasing what his body and mind can do next.Balance through priorities: Reveals how he stays centered as a pro athlete, dad to two young kids, and pillar of his trail community.Adventure as purpose: Travels with his family, steered by curiosity and shared exploration. Community & ConservationRace director and coach: Deeply involved with Donner Party Mountain Runners and official pacer for the California International Marathon since 2019.Adventure Scientists California Biodiversity Project: Adam is empowering trail runners, hikers, and bikers to gather soil and insect data statewide. Participants can join teams, compete, and contribute real-world science.  Adam's Links IG:@adamkimble818FB:@AdamKimbleUltrarunner Website: https://adamkimble.com/media/about/Adventure Scientists LinksIG:@adventurescientists FB:@adventurescientists LI:@adventurescientists Partner Links: Janji - Janji.comA big shoutout to our sponsor, Janji! Their running apparel is designed for everyday exploration, and 2% of sales support clean water initiatives worldwide. Plus, with a five-year guarantee, you know it's gear you can trust. Check them out at janji.com.Use the code MIDPACKER for 10% off your order.Hyerlyte Liquid Performance - https://www.hyperlyteliquidperformance.comMade by the ultra-endurance athlete, for the ultra-endurance athlete.H001 is a new hydration mix that has the carbs and sodium your body needs for high-output adventures in a single serving.Check them out at hyperlyteliquidperformance.comUse the code MIDPACKER for 10% off your individual order and 10% off your first subscription order.Bear Butt Wipes - Bearbuttwipes.comPortable individually wrapped wipes for when nature calls and a DNF is not an option. Bear Butt Wipes: Stay wild. Stay clean.Check them out at Bearbuttwipes.comUse the code MIDPACKER for 10% off your order.⁠Run Trail Life⁠ - https://runtraillife.com/Find Official MPP Merch on RTL!!Use code: midpackerpod to double the donation from your purchase. Visit RunTrailLife.com to check out our line of Hats and Organic cotton T's.⁠Freetrail⁠ - https://freetrail.com/Visit Freetrail.com to sign up today.ultrarunning, trailrunning, running, Badwater135, Cocodona250, Tahoe Rim Trail, FKTs, family‑balance, trail community, biodiversity, citizen science, Adventure Scientists

Trump wants his “One Big Beautiful Bill” passed by July 4. But the bill is so large and expensive—with deep tax cuts only partially offset by huge cuts to Medicaid and SNAP—there's something in there for almost every member of Congress to hate. Guest: David Dayen, executive editor of the American Prospect. Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Ethan Oberman, Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump wants his “One Big Beautiful Bill” passed by July 4. But the bill is so large and expensive—with deep tax cuts only partially offset by huge cuts to Medicaid and SNAP—there's something in there for almost every member of Congress to hate. Guest: David Dayen, executive editor of the American Prospect. Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Ethan Oberman, Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump wants his “One Big Beautiful Bill” passed by July 4. But the bill is so large and expensive—with deep tax cuts only partially offset by huge cuts to Medicaid and SNAP—there's something in there for almost every member of Congress to hate. Guest: David Dayen, executive editor of the American Prospect. Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Ethan Oberman, Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to season eleven Aramaic Word of the day As an Israeli guide who's spent years walking the dusty roads of ancient Galilee and praying beneath the arches of many monasteries, I often pause when I hear Western believers speak of the "Holy Spirit." They say Spirit, and I nod but my heart whispers: Ruḥa You see, in the Aramaic world of Jesus, Ruḥa isn't just “spirit” the way the Western, Indo-European mind understands it as something abstract, immaterial, or metaphorical. In the West, shaped by Greek dualism and Enlightenment rationalism, “spirit” is often divorced from breath, body, and movement. It becomes a concept something to analyze, categorize, and sometimes, to doubt. But in the Semitic world — in Aramaic — Ruḥa is breath. It is wind. It is life itself. Ruḥa comes from the verb (raḥ) to blow, to exhale, to cause movement. Every time someone in ancient Israel said Ruḥa, they were speaking of something felt  the stirring of a breeze across your skin, the warm exhale of a mother over her newborn child, the final sigh of a man at death, and the first gasp of a baby at birth in the Aramaic mindset, Ruḥa is never separated from action. It's not a distant, ethereal presence it is the invisible that moves the visible. Like the wind over the Sea of Galilee, it cannot be seen, but its power is always known by what it stirs. Now compare this with the Western idea. In Indo-European thought take Latin spiritus, or Greek pneuma we begin to move toward abstraction. Spiritus is elevated, intellectual, something more philosophical than personal. The body is often seen as separate or even lesser. But in Semitic thinking, and especially in Aramaic, there is no separation between the breath of God and the life of a human. The two are intertwined. God's Ruḥa animates us moment by moment. That's why when Yeshua breathed on His disciples in John 20:22 — “And he breathed on them and said, Receive the Holy Spirit”  the Aramaic understanding is not metaphorical. It is literal. The breath of the risen one is the Spirit. He didn't give them a “doctrine of pneumatology.” He gave them His Ruḥa His presence, power, and nearness in breath. Let me tell you something I've learned from standing in the prayer caves of the Judean desert in Qumran. If you quiet your soul enough, you can feel the Ruḥa there not because it's emotional, but because it's reeal. The Aramaic word doesn't ask, “What is the Spirit?” It asks, “Where is the Spirit blowing?” And that question implies a sacred responsibility: to move with it. Reflect and Breathe My question for you, my friend:Are you walking with the Spirit like an idea, or like a breath? Are you analyzing God or inhaling Him? My hope is that as you learn the language of Jesus, you learn to breathe again with Him. Slowly. Deeply. Without rush. Because Ruha is already within you. All you have to do is listen for the wind. That was the Aramaic word of the Day, for more in depth Aramaic words check our website www.twinsbiblicalacademy.com  

What does it take to start over and succeed in pet care—twice? After moving from Los Angeles to Canada, Maricella Sauceda launched Love 4 Dogs Pet Services from scratch, building it into a thriving solo operation. When betrayal and burnout led her to scale back and start fresh in a new town, she leaned on resilience, community, and clarity to move forward. From seasonal adventure hikes to enrichment walks for senior dogs, she shares how custom services and strong boundaries have helped her stay passionate and present. Her evolving journey—including a surprising recovery from a cat allergy—highlights the power of trusting your instincts and staying true to your purpose. Main Topics Starting over in a new country Rebuilding after betrayal and burnout Offering seasonal and custom services Balancing business with community work Overcoming health challenges to grow services Main Takeaway: “I can reinvent myself again… because I've done it over and over.” Starting from scratch isn't a failure—it's proof that you're adaptable, capable, and strong. Maricella Sauceda's journey in pet care is a reminder that we're not defined by setbacks, but by our willingness to keep showing up, keep serving, and keep dreaming. Whether it's moving to a new country or recovering from betrayal, she proves that resilience and reinvention go hand in hand. If you've ever had to hit reset, this episode will inspire you to trust your experience and believe in your next chapter. About our guest: Maricella Sauceda is the owner and founder of Love for Dogs Pet Services based in Aurora, Ontario, just north of Toronto. Originally from Los Angeles, she moved to Canada in 2009 with her two beloved rescue dogs, Tazz and Jazz (may they rest in peace), who were more than happy to make the cross-country journey by her side. After months of research and planning, she officially launched Love for Dogs in 2010—building the business from the ground up with determination and care. Surrounded by animals her entire life, Maricella has a natural disposition that dogs and cats instinctively gravitate toward. As an only child, pets became her closest companions, a bond that still shapes her work today. She is certified in Pet CPR and has completed continuing education in Animal Behaviour and Welfare through the University of Edinburgh, and Dog Emotion and Cognition through Duke University. Her services include weekday dog walking, seasonal forest adventure hikes, and enrichment walks for senior dogs, along with select custom services for long-time clients. Now developing Love 4 Cats after recovering from a long-standing allergy, Maricella brings her signature personal touch to feline care. Deeply involved in her local community, she volunteers with Turtle Tias, serves on her child's school council, and contributes to local town committees. Starting Love for Dogs has been one of the best decisions of her life—and her clients' pets are better for it. Links: https://otcn.ca/location/turtle-tias/ info@love4dogs.ca http://www.love4dogs.ca Check out our Starter Packs See all of our discounts! Check out ProTrainings Code: CPR-petsitterconfessional for 10% off

Well kids, pride is over. And Drew kicks off the straight season by yelling at Boomer in a coffee shop. Grant shares very straight church content with Drew. And the boys giggle together alot…like straight guys.  Thank you to this episodes sponsor! • HelloFresh -Make your summer enjoyable and delicious by signing up for HelloFresh at https://HELLOFRESH.com/TWINNUENDO10FM and get TEN FREE MEALS with a FREE ITEM FOR LIFE. Follow us! Instagram: @Twinnuendo @darbylynncartwright @DontTalkToGrant TikTok: @twinnuendopod @thedarbylynn @DontTalkToGrant Twitter: @Twinnuendo @TheDarbyLynn @DontTalkToGrant Support our Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://patreon.com/Twinnuendo?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our podcast: Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/1LtOrDbZh646DYt66FzKUP?si=212f3d3cc4ac478a⁠⁠⁠⁠⁠⁠⁠⁠⁠ Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/twinnuendo/id1757646055⁠⁠⁠⁠⁠⁠⁠⁠⁠ Call us!(940) ASS-TWIN IMHO: the PODCAST: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://swap.fm/l/IMHO⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twinnuendo.com  Send us mail!  Drew 12348-B Ventura Blvd # 134 Studio City, CA 91604 Grant PO Box 783711 Winter Garden, FL 34778 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Have you ever felt like talk therapy just scratched the surface—but your body was holding onto something deeper?In this soul-shifting episode, I sit down with intuitive guide Donnie Summers to explore how he turned years of depression, trauma, and suicidal ideation into a journey of spiritual and emotional healing. We talk about his sacred mentorship with the Yavapai tribe, how the body holds wisdom, the truth about our inner “parts,” and what it really takes to come home to yourself.

We work hard and play hard, but do we rest hard? Rest is so important! Giving yourself the space to restore, to tune into what you need, to soften and let go - that isn't easy! This week on Self-Care Daily, we are making a commitment to rest and recovery. What do you need to do to slow down? Tune in to begin. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

You've got the house, the car, the Gucci bag, but your soul is starving. You scroll, you compare, you shrink. You wonder why it never feels like enough. This episode is your spiritual slap in the face and your nervous system's wake-up call.I'm breaking down why envy is the real thief of joy (and cash), how your nervous system is keeping you broke, and what it actually takes to manifest the life you want, not the one Instagram told you to want. This isn't about looking rich. It's about feeling free.Get your candle. Grab the ice. We're casting spells and calling our power back.What You'll Hear in This Episode:The truth about comparison, cortisol, and why you're still stuckHow envy spikes your nervous system and blocks your manifestationsA full ritual to flip lack into power using an ice cube and candleWhy chasing status won't make you safe (or happy)A moon water practice to reset your energetic fieldHow to scroll without spiraling and reclaim your nervous systemThe breathing technique that slashes cortisol by 68%____________________________________________✨ SECRET SOCIETY OF MANIFESTORS NOW OPEN✨Your Gateway to Manifesting Wealth, Love, Joy, and Freedom.Join now: www.manifestingmiracles.thinkific.com/pages/memberships⬆️ Try it out for free for one month!____________________________________________Looking for more ways to connect and work with Michelle?GET STARTED FOR FREE:

Keith discusses the new power shift in the housing market, where buyers now have more power in the Northeast and Midwest.  Ken McElroy joins us to discuss the current state of the real estate market, highlighting a significant decline in apartment building values and a predicted further drop in home ownership rates, potentially below 60%. They note that while some states, like Arizona, have surpassed pre-pandemic housing supply levels, others, like the Northeast and Midwest, still face shortages. Ken emphasizes the importance of affordability and the shift towards renting, predicting a significant increase in renters. He also shares insights on strategic property investments and the benefits of buying at current market lows. Resources: Use the discount code "KEN10" to get a discount on the Limitless Expo event. Show Notes: GetRichEducation.com/559 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, apartment building values have crashed about 30% in the past few years. Well, it's the opinion of today's qualified guest that it's going to get even worse from here. We'll also discuss why rents in the Phoenix area are declining, and a bold prediction on a collapse in the home ownership rate and the hordes of renters that that will create all today on get rich education.   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with a better business bureau and now over 5000 houses renovated. There's zero mark up on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs, and wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   Speaker 1  1:59   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:15   Welcome to GRE from the Tigris to the Euphrates to the Mississippi and across 188 nations worldwide. I'm Keith Weinhold GRE founder Forbes real estate council member, Best Selling Author, look for my work in the USA today as well, and you are back inside for another wealth building week of get rich education. What's all that really mean? Ah, I'm just another slack jawed mouth breather with a mic here. Before we get to today's guest, Ken McElroy, let me tell you about housing's new power shift and where we're at today. Three to five years ago, sellers held all the power in virtually every market because the housing supply was so miserably low everywhere. So you had more one tours of real estate and few that were willing to sell. That is still mostly true on a national level, but the new power shift is about the fact that the Northeast and Midwest are replete with home buyers. Queues of buyers are lining up for the few available properties like I've touched on before, and look low available housing supply in these areas, the Midwest and Northeast, that's not a symptom of mass in migration. Hordes of people are not stampeding into Buffalo for the nightlife. It's all due to chronic under building, partly from strict regulation, especially in the Northeast. A big part of the power shift, though, is that we now have fully 10 states that are above pre pandemic supply levels, and you'll notice that none of these are in the Midwest and Northeast. The 10 states are Arizona, which we'll talk about more today, Colorado, Florida, Idaho, Hawaii, Oregon, Tennessee, Texas, Utah and Washington. Here in these places, is where the tables have turned, because supply is catching up with demand in those 10 states. So that's where we're seeing softer home price growth and where buyers have the power, these are some of the states where you can find better deals. Motivated sellers and builders in these places will often buy down your mortgage rate, give you closing cost credits or reward you with incentives, like a free year of property management. In fact, our GRE investment coaches guide you for free to exact property addresses where builders will buy down your mortgage rate to 5% today, one of them will even give you a $9,800 post close credit instead, if you so choose. Often do. Those like that are in those 10 states. They're elsewhere too. You can get started at GRE investment coach.com, conversely, 40 states have less for sale housing inventory than they did as compared to pre pandemic times. This is where sellers still have the power some of the most competitive markets in the nation are buffalo, Hartford, Providence and Boston, where more than 10 active home buyers vie for every single listing. That's per Zillow. That's sort of the real estate equivalent of a Taylor Swift or Beyonce ticket queue. At the other end of the spectrum, shoppers have an easier time in Miami with only 2.6 shoppers per listing, followed by Houston at 3.4 New Orleans at 3.5 and San Antonio at 4.3 nationally active listings are up 31% over last year. That's quite a bit, but we're still 12% below pre pandemic, 2019 inventory levels. And is all this good news or bad news? It totally depends on who you are. If you're holding property in the Northeast and Midwest, you're pretty happy about this strong appreciation in the single family space, but in the southeast, appreciation is non existent. There's even mild depreciation, especially in parts of Florida. If you're looking to own more property in the nation's southeast quadrant, you're now enjoying less buyer competition. In fact, sellers are competing for you, and let's avoid being too assuming. Here I've been talking about things on the state level. States are not monoliths. Philadelphia is not Pittsburgh, Seattle is not Yakima. Cities have different supply situations. Even within one city, the scenario varies, of course, really the bottom line here is that today's recovery from 2022 national supply abyss has been an uneven recovery, where builders are frozen, appreciation soars, where builders hustle, buyers win. So if you're looking for deals, find that short queue.    Today's guest is a familiar one to GRE listeners. He's based in Scottsdale, Arizona, which is the Phoenix Metro. Arizona, though it's fast growing, is still just the 14th most populous state, but Arizona is an interesting market, because we're going to get to see what happens when you have an overbuilt condition, like we do there. We'll discuss that market and the national market as well. Get a key gage on the direction of rents, occupancy and prices, first in the single family space, and then we'll talk about apartments. Anyone that's paid attention to real estate that past few years. Knows that when mortgage rates spiked in 2022 single family values have held up, apartment values plummeted due to their interest rate resets. We'll get insight on if the beleaguered apartment space has bottomed out price wise, or if apartment values still have further to fall.    I'd like to welcome in frequent GRE guest, and he was also one of our earliest back in 2015 Ken McElroy. Ken authored a bunch of successful books, both within and outside of the rich dad series. He's also a well known, successful apartment syndicator with over 10,000 units across several states, and he's also in other parts of the commercial real estate sector, including billboards and self storage. So it's really great to have back on the show. Ken McElroy   Ken McElroy  8:57   good to be here, Keith, thank you. It's been 10 years, man, since we've been doing   Keith Weinhold  9:01   this? Yes, 10 years back in episode 25 since you were first here, more than a decade of this. So we know each other's work really well, and it's such an interesting time in the apartment space. I want to get to that later in our conversation today and really find out if you think that the apartment space has bottomed out. But before we do that, let's talk about the single family space. The audience should know that you can meet both Ken and I in person, as we're both faculty members on the spectacular real estate guys Investor Summit C, which is actually underway now. We're recording this just before the summit. So let's discuss the direction of rents and occupancy. We'll get to price later and Ken although most states still have a housing shortage statewide, Arizona's active housing inventory for sale is 24% above pre pandemic levels. That's what realtor.com tells us, and this. Deeply due to a lot of building, a lot of building usually does not bode well for price growth or rent growth. So tell us about rent, direction and occupancy in the single family space in the Phoenix Metro.   Ken McElroy  10:15   There's a bunch of things happening in the Arizona market. First of all, one is we've had a lot of people move here right in the last 4,5,6, years. Yeah, post pre pandemic, post pandemic, all of that. We are a pretty small state. You got Phoenix, got Tucson, you got Flagstaff, a bunch of other small cities that kind of surround some of those. But it's not like a Texas or a Washington or a lot of these California, like a lot of states, and have a lot of cities to draw from. If people move to Phoenix, that's pretty much where they're they start a lot of times, not every time, but and so it's really interesting. When we have net in migration into Arizona, it really moves the needle for most of these cities. Is kind of the point. And so we're always going to be affordable, we're always going to have great weather, it's safe. We got pretty normal politics, I should say, as compared to some of the others, we really do have a growing population. And so what happened? We had a nice run on the real estate. As you do, you know, we had a nice run on the apartments. We had a nice run on the single family that tapered off when the interest rates went up, essentially, right? You know, we actually built too much. We built too many apartments. We built too many houses. When interest rates went up, people kind of pulled back. That's what you're seeing now. So right now, it's a great time to be a home buyer. It's a great time to be a renter in most of those cities in Arizona specifically. And why would that be? It's because they have a lot of choices. So on the single family side, the listings have gone up, and therefore some of the prices have you know, people are starting to negotiate a little bit more. Now here's the interesting thing, Keith, if you measure it on last year or the year before, it has huge numbers, like you just quoted, you know, 24% but what's happening is things are on the market like 40 days, you know, you know what I mean, like from a week or two, it's doubled or tripled, as you know, that's still not a very realistic market. The market is still, in my opinion, pretty healthy. It's not unbalanced, and before it was a seller's market, and so it's just normalizing. And normalizing, to me, if you go over year, over year, over year, is I think MLS says four to six months of inventory, right? I think things are just normalizing. But if you've been through the run, this is like the end of the world, right? But it's not. It's just things are settling down, and it's the greatest time because they're supposed to be a little bit of friction between the seller and the buyer. I believe there should be just about right. It's never just right, as you know, it's usually pulls on one harder on one side or the other. But we just went through an incredible time where the sellers pretty much got whatever they wanted and the landlords pretty much got whatever they wanted, and so this is just pulling back, you know, the tide's going back out. There's no cause for concern, at least in my world at all. It's supposed to be this way, and we need affordability. We need people to be able to buy homes. We need people to be able to rent. Yeah, I'm in the landlord business, but I don't want rents to run. There needs to be a balance there, even though it's good for me, if it does, but it's not good, because what happens is, then the government gets involved, and what they need to get involved in is adding supply, right? And not capping the rents. You know, what they need to do is just work with developers. And you know, because we're growing here in Arizona right now, we're seeing a pullback, but I think it's needed. There's nothing wrong with this. It weeds out a lot of, you know, realtors that weren't doing much, that just got their license, were hanging around, say, with mortgage folks and title people and lazy contractors and all that stuff. So whenever there's a pullback, the professionals win.   Keith Weinhold  14:01   Well, this is some really good perspective here. We're all victims of the recency bias, and, yeah, you're talking largely about market normalization. What sure wasn't normal or healthy, in a lot of ways, was back in 2021 when you might have had 50 offers for one available property, and people had to bid 50k over the asking price, and they might have waived their inspection, which is typically not a good idea when we talk about rents in the direction of rents, especially there in the Phoenix metro with single family homes, which I know your wife, Daniil, is pretty intimately involved with. Typically, this new supply increases competition. It increases the competition for landlords competing for more of those tenants, which is something that typically is not good for rents. Have we seen declining rents in the local market there in Phoenix?   Ken McElroy  14:54   Of course, yeah. And I'll tell you, there's a bunch of factors. So there's always cross currents. People want one. Answer, but there's not right, like, so let's just pick on a whole bunch of things that went wrong at the tail end of all of this. It was Airbnb. Like, Phoenix and Scottsdale are a huge Airbnb market. I've rented Airbnbs there. Sure. It's incredible, right? And so what happened was a lot of people said, oh, I can buy this house, throw some furniture in it. And, you know, I can get 10,15, 20 grand a month in rent out of these things. And they were right. And then what happened was, there just was too many, so became oversaturated. So you're definitely seeing those back on the market. And so interesting fact, Heath, all you got to do is look at the pictures. And if you see bunk beds. You know, it used to be an Airbnb like, you know what I mean? So that was the one, but two, let's don't forget this run that we just had put a lot of people into the rental market for the first time on the single family side too. So we never really had this many landlords on the single family side as well. And so there's all these mistakes that people made. They bought incorrectly. They had capex work. They bought with floating rate debt. And when rates went up, they weren't cash flowing. They wouldn't know how to manage them. So So there's all this stuff that was kind of going on behind the scenes, on the apartment side of the equation, which is where I hang out. Mostly, I watch all this. And because my class A buildings are competing for single family. They have single family typically wins because it has a yard, has a garage. Nonetheless, I gotta pay attention to it. So it's been interesting to watch. At one point you could not find a home in the Scottsdale area under 500 grand period like nothing. And now, of course, those are starting to come down a little bit more, and there's some softness in the rent, so the renters are have more choices. Now, why is that? There's a couple reasons. If you're a renter and you're looking for a place, you know, I'm sure you're considering a house, but not everybody wants a house, especially if you're single or maybe it's just you and somebody else, and maybe you don't have a pet. There's a lot of reasons that people just don't want to have to a home. So you've got condos and you've got apartments and you've got homes, and then you have school districts. So people definitely want to be in certain school districts based on their children. So you have all these cross currents going on, on where people want to be. And so what does all that mean? What that means is there are certain markets, from a rental standpoint, that are doing extremely well, still, both on apartments, on condos and houses. And then there are other markets that absolutely are not just depends on the concentration of all those things and all those factors that are going on. The one thing that's actually disrupting a market more than anything is apartments and condos. Because, for example, Danielle just had a condo that she owned, and the condo was worth, let's say, 300 grand, but it's probably 25 years old now, yeah, and there's apartments going up, you know, a block from there, right? So her renter is said, you know, I'd rather go over here. Brand new amenities, nine foot ceilings, brand new fitness center, all this stuff. So apartments really do reach into that rental market a little bit. And so there is some spillover between that. But primarily what's going on in Phoenix is there's a lot of new construction. And not just Phoenix. This is Tucson and Greater Phoenix. There's a lot of new construction that was started when rates were low. They were started in 2122 and you know, like, because I'm a builder, it could be a year to 18 months when we're opening a project from the time we put our the shovel in the dirt, we're not even open for a good 18 months. So there's a lag period. And those started opening in 23,24 and certainly 25 and these big projects, two, 300 unit projects, which I have several going right now, they're one to two year lease ups, so you could be looking at two or three year lag on some of the housing that's being provided. So that's all here now that is been good for renters. There's a couple horror stories going on, and I'll just explain. So downtown Phoenix, there was a whole bunch of apartment projects and condo projects that were built trying to attract people to live in downtown Phoenix? Well, there's challenges for downtown Phoenix too, and we won't have to get into that. I don't particularly think that there was ever the real demand for the amount of housing. So what you've done is people build a lot of housing in concentrated areas around the stadium in West Phoenix, near the Cardinal Stadium downtown Phoenix, you know, right in the heart of the business district. So if you were to rent something today, it would be four months free on a 12 month lease.   Keith Weinhold  19:48   Wow, that's about the steepest concession I've ever heard of in my life.   Ken McElroy  19:54   Yes, that's today. So all you gotta do is Google it and you'll see. And the only reason that happened, Keith, is. Is because there was too many units delivered at at a short period of time, and there was the demand, wasn't there? Gosh, now go 10 miles up to Tempe, go to Chandler, go to Scottsdale. No concessions, right? So again, you know, when you look at a market, you're going to see that it typically a lot of these concentrate in certain areas. And so there's a lot of areas in Phoenix where the consumer or the renter has an upper hand a lot. And so they're driving their choices based on their monthly rent. All of that plays into this thing, but the there's areas that are rock solid. And you know that would be Scottsdale, Tempe, Chandler, Gilbert, and there's areas that are over built that would be the west side, downtown Phoenix, the south side, there's areas that there's pockets that you know are in disruption you can kind of pick your poison, right? Like, if you're a landlord, there are areas that you want to buy in areas that you don't want to buy in. And as a renter, you have the same kind of choices. So when you blend it all together, you guys get the national news. But really it's pretty pocketed, just like it can be in any market.   Keith Weinhold  21:12   Well, you bring up so many good points there. Some of these markets that have done more building than usual are in this situation where there is landlord competition for tenants. Now, nationally, we're still under built, so it's interesting to talk about one of these overbuilt conditions in that competition for tenants, like we've been talking about, in general, a tenant prefers a single family home, and it's privacy for sure. They can't always afford that, but the apartment market and the single family rental market are somewhat interrelated, because if there's so much new apartment supply, it's got the appeal of being brand new, and there might even be concessions given, like you've mentioned there Ken and that can make it very attractive for a potentially wannabe single family home renter to go ahead and rent an apartment instead. So this glut of new apartment supply actually can affect the single family rental market somewhat, and competition is really interesting. I mean, certainly in my real estate investment career, I've experienced that. The first time I ever experienced that was that I owned several doors, and they were about 25 years old, and they had garages, each one of them a new apartment complex was built close to those so brand new, and you had to drive by this new apartment complex. Everything nice, shiny new, painted new parking lot, everything a prospective tenant had to drive by that in order to get over to look to my units. That softened my rent somewhat. The one thing that saved me a bit is that my running units were in Anchorage, Alaska, I had the garages with my units. The new apartment building didn't. They only had carports, so I did have a differentiator to help soften the blow in a rental market that became more competitive. Tell us more about the competition for tenants there in Phoenix, whether that's on the single family side or the apartment side can with concessions. And does that mean that you're altering the length of leases there in the local market? Or tell us more about how you're doing that competition?   Ken McElroy  23:10   It's a great question, yeah. So I would say generally, a home is going to be about 1000 bucks more on the average, like if you were just to put a number on it, three bedroom, Rambler type home with a garage in a yard. It's going to be maybe three grand. That apartment, the equivalent was is going to be maybe two grand. So roughly, those are kind of the numbers. But what happens if you're going to rent a house, you're definitely going to pay more money, that's for sure. And of course, depending on the area, depends on the on the rent. Now what's happening in a lot of these markets, like West Phoenix, for example, where you have 1000s of units being added at once, and you get this one month, two month, three month, and the extreme, of course, being four months free, if you're a renter and your rent is two grand, but you get three months free, let's say or four, you're going to take that deal, right? Because your your your average rent is, what 12,13, $1,400 a month, not 2000 so all of a sudden, it's going to impact those single families. So what's happening right now is the apartments that got delivered in in a lot of these geographic areas, these sub markets are definitely impacting the single family rental market. Now, if you're a family and you've got kids and you got pets and you want to be in a school district, you're not even looking you're basically just trying to find the best deal on a home. I get that. But if you have a choice, the rents are about the same, you're going to take the house, sure period I would, you would. So now what's happening is there's, there's such a difference between the rental price of a home versus the rental price of a brand new apartment that people are going to gravitate to the apartments, because those landlords trying to fill those things up are scrambling and marketing to anybody. And everybody and cutting whatever deals they can, because they're just trying to get out of those construction loans. It's a weird market right now. And of course, there are areas Keith that this does not exist at all, right, like you go into like Tempe, and you're not going to have because it doesn't have the available land, you know, which is around Arizona state for example, the Arizona State University. You go into North Scottsdale, you're not going to find this because North Scottsdale doesn't like apartments. And, you know, the homes are a million bucks and up, but there are definitely pockets where this is happening. So if you're a renter and you have choices, this is a great time for you and and to be honest, it's about time, because it was a seller's market and a landlord's market for a long time, and so it's just reverting back to the mean.   Keith Weinhold  25:46   Let's wrap up the discussion about rents and occupancy with what's happening nationally. Ken, since in apartment buildings, you invest in multiple states there, we know, for example, that the home ownership rate recently fell from 65.7% down to 65.1% fewer homeowners means more renters. But that doesn't necessarily mean that they're all going to be absorbed immediately, either. So talk to us about that.    Ken McElroy  26:13   There's an affordability problem, right? We haven't seen a massive adjustment with house prices now you have in areas, of course, I saw your recent podcast on Florida. You know how right the price of a house is, is less than a car today? Yeah, you're right, like so, but what's happening is there are markets that are pulling back, right. There are markets that had a bigger bubble than others, and they're pulling back. And so there's great deals in those markets. A lot of areas in Florida being one of those markets, there are other markets where you don't have that. So we are definitely seeing the same thing. And so we're having, in my opinion, it's the greatest time, because you have people that are, I think, should be able to buy a home. But interest rates seem to be holding at Six 7% and the pricing, albeit, hasn't run like it has, but it's certainly not pulling back like crazy either. It's still over 400 on the average, you know. So if you look at the delta between what it costs to buy a home just mortgage only, and you look at what it costs to rent, it's never been bigger. So the difference between your rent, the rent and a mortgage, has never been bigger. And the other thing Keith, that doesn't get talked a lot about are everything non interest rate and everything non mortgage. So let's start talking about insurance. Let's talk about property tax. Let's talk about, you know, capex. So there's a really good survey that bankrate.com did that said that right now, the average cost to own a home, not mortgage, is 1500 a month. So now that's average. I'm sure there's some that's less. I'm sure it's some that higher. So when you take 1500 a month to own it, plus the mortgage you're talking about quite a bit. It's a heck of a financial commitment when you can just rent for 12, 1314, 1500 and call it a day, you're going to move the needle twice as fast, and you're going to be able to get out of whatever financial situation you're in twice as fast when you don't have all those other costs. So what's really going on now? And the reason why you're starting to see this home ownership rate go down, and I actually make a prediction, gonna do it right now on your show, I think it's gonna go down below 60. I think for the first time in our history, we're gonna see home ownership in the 5050 nines, which is a massive statement. But if you take a look at under Obama got up to 69 and then it was, first of all, it was Clinton, and before that, and then kind of ran, but then it kind of got pulled back under the Bush, and then Obama kind of took the brunt of it. You know, when all that stuff was falling out, but it's been falling, and it's falling. Why it's falling? Because people can't afford a home, and they need to be able to afford a home. So we can't build affordably. The single family market is not affordable, and inflation surpassing wage growth, so you have this massive shift of people, in my opinion, moving from home ownership to the rental side. And there was a time where 1% shift Keith was 1 million people,   Keith Weinhold  29:27   1 million new renters, with every 1% drop in the home ownership rate   Ken McElroy  29:32   was 1 million people. So imagine that it doesn't sound like much when you go 65.7 to 65.1 right? That's a lot of people. When you got about 142 million people in the US, or a billion, right? 340   Keith Weinhold  29:46   350 million in 300 Yeah, about 145 million houses,   Ken McElroy  29:51   45 million, yeah, something like that. So you start to take a look at these numbers. They're massive. So these little 1% movement. It is a lot of people. I think we're going to continue to see it. People need to put their stake in the ground here and get on the landlord side of this, because we're going to see a massive shift of people because they can't afford they're going to be permanent renters, renters for life. And it's not good. I'm not advocating, but it just is what it is, with wage destruction, with inflation, with the affordability, the way it is, people are going to be forced into the rental side of the equation, whereas before, we were always kind of working on the fluctuations of the interest rates and the policies of the President, let's say, or whatever it was, to try to get people to be homeowners, or whatever it might be. Now, we might be in some kind of a permanent state unless something really changes, because we're four or 5 million houses short in the US as a result of the last 20 years. As you know,   Keith Weinhold  30:54   I recently saw a media article that was titled The hidden cost of home ownership, and they were talking about hidden costs as things like maintenance, property taxes, property insurance, utilities. I don't know how in the heck those costs are hidden. Any prospective homeowner needs to be aware of those costs, and inflation impacts those costs, where inflation cannot impact your fixed rate, principal and interest payment. There we have it a brazen prediction from Ken that the home ownership rate will drop below 60% in this cycle and the hordes of renters that that's going to release, we're talking about the direction of rents and occupancy in both Phoenix and the nation at large. We're going to come back after the break and talk about the direction of real estate prices. You're listening to get rich education. Our guest is Ken McElroy. I'm your host. Keith Weinhold.   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. 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Can you corroborate Is that what you're seeing as far as values go there on the ground, or is it different in the sub markets    Ken McElroy  34:20   it's definitely different in the sub markets, but I would definitely concur that it is flat, Keith, it's a very interesting time. People are used to selling things fast. Oh, I'm going to sell this and it trades, and then they're moving it right to something else. They're not used to the markets that you and I grew up in, right which is, you remember the old days where we would list something and it might be on the market for three or four or five months. These people, these kids, these let's last 10 years, they have never seen anything like that. So for me, I think we're just moving back to what I would consider to be normal. I don't see a problem with flat at all. In fact, I think homes are unaffordable and. And flat isn't necessarily bad. That means that both sides are kind of doing deals. That means the seller doesn't hold the cards, and it means the buyer doesn't hold the cards, and so right now is a great time to buy because if a seller is sitting on something for even a couple months, they're not used to it. There's deals to be had right now. And it's, I think, if you have the dry powder and you have the ability to move, is a great time to buy.   Keith Weinhold  35:26   You had mentioned, when we were talking outside this show, that your wife, Danielle has made some interesting moves in her single Yeah, yeah, tell us about that.   Ken McElroy  35:36   It's a fantastic move. I mean, one of the greatest, obviously, I'm doing these big apartment deals, she can't relate, and she's doing these small houses, which she loves. She doesn't like debt. She likes to pay them off, and she manages them all herself. And so she bought this condo years ago, and it's worth about 300 grand, and she paid like 164 years ago, and the rents have dropped. You know, per our last conversation, they were used to be around 1900 now they're around 1700 but the same time, rents have dropped. And why would rents drop? Because there's more competition. There's new apartment buildings being built around the area. The tenants have more choices. Again. There's, you know, rents came down a little bit. So she lost couple 100 bucks a month there, and the HOA hit her with costs. Our insurance went up, our landscaping went up, so all of a sudden their HOA fees started going up. So the rents came down, and the HOA costs went up, squeezes on, yeah, so all sudden she's got this squeeze and so she's looking at it. And I said, you really ought to take a look at your what we call imputed equity. In other words, she has no debt on this thing, so she literally has another way to say it is she has 300,000 sitting in a condo, an asset. What does it matter? What it is and she gets maybe, what does she make it 500 a month, maybe $6,000 okay? Net Cash Flow a year, right? Nothing. So you take your 6000 you divide it by your 300 and it's not a very good return. Yeah, eight. Okay, so she's looking at what we call imputed equity. What's your return on the equity you have? Okay, so she said, I'm going to start looking at these homes that have, like you said, the garages and the yards, because again, we know that should be able to get closer to $3,000 a month on those so she started scouring, and she found one, and it was about 450 grand. So she had to come up with another 150 grand. And so what she did was she sold the unit, the condo she had that had rising HOA and lowering rents for 300 she did a 1031 exchange into the $450,000 house, and then she had to come up with another 150 but her rent now is three grand, and she was able to increase her cash flow By almost $1,000 for a month. So that extra 150 generated about $12,000 of net cash flow gain. And so again, she just purely looked at the math on one and did a 1031 moved it into another one. And now she's super happy it's in a home. And as you know, in a lot of these homes, not always, but you tend to have people that don't move as much. So this the guy that moved in has his son. He has him in a local school. He's young. He's probably going to be there for years, so she's probably not going to have the turnover that she would in a condo project. That's really more like an apartment building. That's what she just did. And so don't forget, when prices are high, you're exiting high and buying high. When prices are in flux, a little bit like they are flat, you're going to be able to find deals. So it's a really good time to take a look at imputed equity and what's your real, true return, and is there a better asset class for you to be able to move that money into? Because this is truly about managing money and maximizing your return on your own dollars. And that's a move that she just made, and she's going to be on the cruise. She'll see you, and I'm encouraging her to actually do a talk on it, because there's a lot more detail to how she pulled it off. But it only took her, like, four or five months to do it, and it worked perfectly.   Keith Weinhold  39:22   Yeah. Well, congratulations there. I'm a fan of debt around here, as you know, on the summit, Daniel and I'll have to have a chat, and I'll talk about why financially free beats debt free and all of that. But I would love to hear her reply. She probably has some really good, sound reasoning for that can nationally apartment values have followed perhaps an astounding 30% because the way I see it is that three or four years ago, there were tons of new apartment starts with those freakishly low mortgage rates like you touched on. Start to completion of an apartment building can be as long as two years. So those starts have now become completion. Dollars, and they need to be leased up. So that's the glut, and that's why apartment vacancies are common in a lot of American markets today, with higher mortgage rates now, we have fewer starts and with less new future apartment supply coming onto the market, which would have been completed in 2025 to 2027 I mean, that's something that could portend well for the future, but the current apartment glut still needs to get absorbed by tenants. So talk to us about that.   Ken McElroy  40:29   That's a great, great tee up for me. Okay, so I'm going to do seven transactions this year. Now, that's all 200 plus units. So I bought 360 unit building and brand new in Las Vegas. We just closed on a 282 unit in north Scottsdale. We bought 152 unit in Phoenix. And on and on and on and on and on. We're really, really, really busy right now, because, to your point, why would we be doing that now? Here's why apartments are valued based on how they're operating period. So high vacancy, high concession, flat rents, high expenses. That's all bad if you own it, it's really good if you buy it. So you want to buy at today's numbers, and that's what we're doing. We're buying at today's numbers, and we think that there's a little window that we've got through 26 to be able to acquire a bunch of apartments at these low values. To your point, they've definitely dropped. There's another case as to why, because the next piece is when the mortgage rate's high, cash flow is less. So when your mortgage payment is higher, all things being equal, your cash flow is less. So when rates went up, then people could pay less, and that drove values down. So if we could lock in today with all this disruption, so that's what we've been focused on. And it's been a very exciting year for our company. And in addition to that, to your point, but you and I have never spoken about, we just broke ground on another deal, and we're just leasing up on a deal down in Tucson that we're we're a 300 unit building that we're just finishing, and we just broke ground on a 312 unit, and we got a couple more slated because we're trying to break ground today. And why would we would break ground today because there's not a lot of subcontractors bidding on the stuff. So we're getting better pricing. The interest rates are high. This is true. That's not necessarily a positive, but we're breaking ground in anticipation of opening in two years, when all this stuff gets absorbed, we're going to be opening and so, you know, if we could time it today with 25 we break ground, we're going to open in 27 this stuff will be absorbed by then the blood will be in the streets in 25 and 26 and maybe early 27 and then it's going to shift again, Keith, and you know, people are slow to react. And so we think we're going to hit this little window at optimal time to be able to open up brand new product in two years.   Keith Weinhold  43:05   That's great. Ken we've been having these conversations for over a decade now, I know, and the way that I see it is that MC companies, your company, was built exactly for times like this. Is that to say that you think apartment values have reached their bottom,   Speaker 2  43:22   so I actually don't think they have yet. That's a funny comment, and here's why, because we also went through this extend and pretend time with lenders, right? So the lenders, whoever bought something, was trying to hold on to it forever. But now, with this new administration and the battle with the, you know, Powell still in office for another year. Who knows really, what's going to happen with rates? Maybe a quarter here, quarter there, whatever. But the reality is, there's no relief in sight. It doesn't appear. Because now we have this high vacancy, we have high expenses, and I don't think there's going to be a lot of interest rate relief. And so I think the lenders are going, you know what? We're gonna start listing these. So we're starting to see just in the last few months, brokers call. I got a call the other day from a broker out of San Antonio. He said a lender called me. They gave me nine deals. He said the keys, they gave me the keys on nine deals now and then I got another one in Dallas. It was 35% occupied, and the loan was 25 million, and the guy said they would take 14, so that's an $11 million haircut to the lender. So you're starting to see these. These are coming into my emails, right? Because they flooded. We are kind of deal. Yeah, it's so good. Now I've passed on everything so far because I think the knife is still falling a little bit, and so I think we're in the first few innings of seeing these kinds of deals, and there needs to be a lot of them, right? Like they need to be everywhere. And then when they're everywhere, everything's listed, and people are looking at them, and there's all this interest, then I think we're going to be at the bottom, but we're darn close. I mean, we're darn close, I would say. Right? We're probably by end of the year close. That's why, if a prudent investor, is getting their dry powder together, now they're meeting with their broker relationships, now they're meeting with their lender relationships, now they're putting together their LPs, and they're starting to go out and look at deals. Now, even if it's no no, no, no, no, no, no. This is the time for you to build relationships and be ready to strike when you start to see stuff this year, toward the end of the year, will will be the bottom and then I also think next year is going to be rocky for a lot of things. Then you're going to see a lot of lender write offs.    Keith Weinhold  45:37   This is really good guidance for what you the listener, can accidentally do if you are a prospective apartment building buyer. Great insight there. Ken. Ken, yes, you and I are about to be together on the real estate guys Investor Summit to see but there's another great event that begins at the end of next month that you put together.    Ken McElroy  45:59   Tell us about that. This is great. I have now we have about 4000 investors. So these are all high net worth people that invest with us. And you know, this is our 24th year in business. So when I meet with all of them, we used to do these investor summits, they would say, What about gold? What about silver? What about oil? What about water? What about timber? What about self storage? What about Office? What about retail? So I'm like, I'm going to create a conference where I can have everything in one spot, and we can invite high net worth, accredited people be able to come there and listen to the best of the best. So no professional speakers, just people that are really doing deals. You know, like we have guys that are building wellness spas and hospitality. Obviously, we have some single family. We got multi family. Got a retail guy, industrial guy, commercial guy, office guy. We got a gold panel. And then we got these economists, and you probably know some of the names. So we got George gammon coming. We got Jeff Snyder, who's unbelievable Euro dollar University. He's coming. We got Brent Johnson, who created what's called the milkshake theory. And just Google it, you'll see it's all about the central banks. We got Jim Rickards, who wrote currency wars and a new case for gold. And we got Lawrence Lepard, who just wrote this book called The Big print. All coming as speakers unpaid, and they're just going to try to deliver the best value they can to the people. Because I tell you what, Keith, I don't know about you, but it's confusing. I'm reading about tariffs, I'm reading about inflation. I'm reading about unemployment. I don't know where interest rates are going. I'm feeling it at the street level, at the main street level, with my apartment buildings, they're harder to manage. The expenses are going up. I try to create this environment to where people can show up and hear real real things, and they can make real decisions and course correct, right, and also take advantage of of some other things. We're also having a manufacturing panel, and I got a whole panel just on the Trump tax bill, because the opportunity zones, the bonus depreciation, all the stuff, these are things that you can do to be able to take action. So this is limitless expo.com. Since we're on your show, they can do KEN10. KEN10, which is a discount, the prices do go up. Obviously they're the highest. They are in July, because that's when the event is but in June, they're still lower. So I would suggest that people go this year, especially with this new administration, and everybody's like, what is going on? Hopefully we can it's starting to clear up some of the confusion that we all have right now and try to figure things out.   Keith Weinhold  48:36   It seems like all we do know is that we don't know limitless ought to help clear some of that up. It is July 31 to August 2. Tell us where it's taking place.   Ken McElroy  48:47   Yeah, it's at the gaylord in Texas, in Dallas, Texas. It's called the Gaylord Texan. It's limitless expo.com. Now we did it last year. There'll be 2000 people. We have 50 speakers. We have five stages, 50 speakers. It's a really high end event. What I mean by that is these are real people doing real deals with real businesses, real investors. It's been fantastic. I haven't had to pay speakers because of the quality of the attendee. That says a lot. It's really been interesting and great. And by the way, I don't really think having big speakers to sell tickets is the way to go. I'd rather have a real quality event, and it's really interesting once you set your mind on something. Because my investors and other investors show up because they do more than invest in just what we do. Like real estate. Everybody wants a little piece of real estate, but they also want to know about Bitcoin. They also want to know about gold, you know. And these are things that I'm not that proficient in, you know. I want to hear from experts in those fields. So it's really been a great, great event.   Keith Weinhold  49:48   You kind of crowdsource the need. You listen to what your audience was asking about, and then you delivered it for them. Limitless expo.com, use the discount code KEN10 to get. Get a discount. Ken McElroy, it's been great chatting about the direction of rents and prices in the both single family space and apartment space. It's been great having you back on the show.   Ken McElroy  50:09   Yeah, for sure. Keith, always great. Man. Good seeing you.   Keith Weinhold  50:18   Yeah. Ken, decidedly bullish on buying real estate, even calling it a great time to buy. He basically believes that because buyers have more power than they did three and four years ago, and they have more options, an emphatic prediction that the home ownership rate will fall below 60% there is profundity here. I mean, the census figures on this go back to the 1960s and the lowest it's fallen in all that time was 63% by the way, homeownership peaked in 2004 at 69% apartment values have crashed about 30% and It's probably going to get worse. So the worst isn't over, but likely will be by about the end of this year. So in Ken's opinion, most of the worst is over. I'm reading in between the lines there on that one. Hey, I hope you've been enjoying this show lately. Next week, we're going to change things up somewhat here. Recently, we've had rather prominent guests on the show, like the father of Reaganomics, David Stockman, then Russell gray last week, this week, the owner of 10,000 running units, Ken McElroy. And you know their perspectives and experience and influence, they are terrific. And I trust that you've learned from them. Next week, we'll have two GRE listeners here on the show, regular listeners, perhaps people more like you, because you can probably relate well to their stories. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  51:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  52:22   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text GRE TO 66866   The preceding program was brought to you by your home for wealth building, get richeducation.com