Podcasts about afcpe

This week, our co-hosts sit down with Adrienne Taylor—entrepreneur, speaker, and founder of Tailored WealthSaver®—to explore how building wealth is about more than just the numbers. Adrienne shares her journey from pharmacy to finance, her passion for helping millennials achieve financial freedom, and the lessons she learned expanding her business through a strategic partnership.Together, we reflect on the real challenges entrepreneurs face behind the scenes, including navigating personal transitions like divorce, and why giving yourself grace is essential to long-term success. Adrienne reminds us that financial wellness and business growth go hand-in-hand—and that with the right support, what once felt unimaginable can become reality.Whether you're an aspiring entrepreneur, working toward financial stability, or redefining what success looks like in your own life, this episode offers powerful insights on resilience, reinvention, and the beauty of betting on yourself.Show Notes:02:27 From pharmacy to finance: Adrienne's personal journey07:12 The millennial personal finance secret strategy09:42 How business expansion can be your biggest gain rather than loss11:54 The blessings & burdens of being an entrepreneur 19:40 What's to come for Tailored Wealth SaverShow Note Links:Connect with Adrienne on LinkedIn!Connect with Adrienne on Instagram!Read more here!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

This week our co-hosts Rachael DeLeon and Dr. Brandy Baxter sit down with Joanne Danganan—founder of Financial Healing and California Market Manager for Financial Beginnings—to explore how healing our relationship with money begins with finding safe spaces. Joanne shares her personal story as the daughter of Filipino immigrants, her journey into financial education, and why access to this knowledge is a justice issue.Together, we unpack the cultural shame often tied to money, and the courage it takes to simply start the conversation. From choosing the right people to confide in, to redefining what financial well-being looks like, Joanne reminds us that vulnerability is a strength—and that financial education must be rooted in empathy and inclusion.Whether you're navigating your own financial healing or creating spaces for others to do the same, this episode is a heartfelt reminder: you deserve to talk about money without fear, shame, or judgment.Show Notes:02:35 Joanne's journey into the personal finance field 07:03 Financial education resources for teachers 08:26 The "why" behind Financial Healing 11:24 How to ease financial anxiety15:06 The Five Money Languages 21:15 Why fear is the secret weapon to financial freedom23:47 How to start about money with no shame25:20 Joanne's 2 centsShow Note Links:Instagram: @financialhealing Connect with Financial Healing on Linkedin!Learn more about Financial Healing with Joanne!Learn more about Financial Beginnings!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

After years of navigating the fast-paced world of actuarial consulting in New York City, Jon Akerman found himself burnt out and unsure of his next step. Instead of staying stuck, Jon embraced uncertainty — relocating to a new state, joining the Florida Army National Guard, and discovering his passion for financial coaching. Now, as a coach with MyBudgetCoach, Jon empowers people to break free from living paycheck to paycheck and take control of their financial futures. In this episode, Jon shares his powerful journey of transformation, his insights on making meaningful financial decisions, and his mission to guide underserved communities toward financial stability. Plus, he reveals why listening — really listening — can be a game-changer in both life and money.Show Notes: 02:33 Jon's financial counseling and coaching journey06:49 What led Jon to the AFC11:36 Bad money management does not discriminate13:58 How to make meaningful change in your financial decisions 16:52 Jon's "why" behind joining MyBudgetCoach19:50 Jon's 2 CentsShow Note Links:Meet Your Budget Coach: Jon Akerman Explore Jon's Website!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Achieving financial independence doesn't require a six-figure salary — just ask Jackie Koski. In this episode of Real Money, Real Experts, we sit down with Jackie Koski, an Accredited Financial Counselor and Certified Financial Planner who achieved financial independence in her 40s — all while earning less than six figures. Jackie shares her inspiring journey of overcoming poverty, divorce, and single motherhood to reach F.I.R.E. (Financial Independence, Retire Early). She breaks down her proven formula for building wealth, the importance of mindset in financial success, and how passing down financial wisdom can create a lasting legacy. Don't miss this empowering conversation filled with practical strategies for achieving financial freedom on your own terms.Show Notes:02:18 How Jackie Achieved Financial Independence on Less Than Six Figures08:37 The Heart Behind "Money Letters to My Daughter"11:10 Jackie's Proven Blueprint for Achieving F.I.R.E.14:16 Why Starting Late Could Be Your Greatest Advantage19:07 Embracing Your Strengths to Unlock Financial Success23:38 The Unexpected Power of the $2 Bill28:35 Jackie's 2 CentsShow Note Links:Connect with Jackie on LinkedInConnect with Jackie on IGSecure your copy of  “Money Letters 2 my Daughter" Secure your copy of “F.I.R.E. for Dummies” Learn more about Jackie and what she's up to here.Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Amelie discusses FINRA Foundation Military Spouse Fellowship Program, a path to AFC Certification for mil spouses! She is joined by Valerie Richards from AFCPE and Cherie Stueve, a frequent FINRA Fellowship Instructor to discuss the process! Top takeaways: The FINRA Fellowship process is a great networking and community building opportunity. The AFCPE Symposium is a huge networking and community building conference for everyone!! It's a very strong, tightknit group with strong interpersonal connections and support both during and after the certification process. There are regular, virtual, regional meetings as well to chat and connect. Applications are open now! You can find more info here: https://www.finrafoundation.org/military-spouse-fellowship-program Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

In this episode of Real Money, Real Experts, we sit down with financial coach, author, and educator Ericka Young, AFC, who shares her personal journey of paying off $90,000 in debt and building a career helping families achieve financial freedom.Ericka discusses the importance of open and honest money conversations, both in relationships and in financial institutions, explaining how trust plays a crucial role in financial success. She also dives into practical strategies for raising financially responsible kids, emphasizing why giving teens ownership over major purchases—like their first car—can set them up for a lifetime of smart money habits.From workplace financial wellness programs to training future financial coaches, Ericka's expertise spans across individuals, families, and businesses. Tune in for an inspiring discussion on building trust, taking ownership, and rewriting your financial story!Show Notes:02:47 Why seasons of pause & intentionality are vital when surviving the teen years 07:22 Ericka's journey to the credit union world 14:26 Your tips & tricks in working with credit unions16:48 The powerful impact financial wellness programs have in workplace culture24:59 How to have money chats with your partner31:22 Ericka's 2 centsShow Note Links:Check out Ericka's wesbite! Connect with Ericka on Linkedin! Connect with Ericka on Instagram! Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

What does it mean to build true wealth? In this episode of Real Money, Real Experts, we sit down with financial planner Justin Chastain, AFC®️ to explore the connection between self-worth and financial success, the emotional impact of money, and the power of authenticity in both personal and professional growth.Justin shares his personal experiences with grief and how it has shaped his financial philosophy, explaining why wealth is about more than just numbers—it's about how money influences your life and the lives of those you care about. He also breaks down why patience is essential in building financial security and how leaning into your uniqueness can set you apart in any industry.Whether you're a business owner, an aspiring entrepreneur, or someone looking to improve your financial mindset, this episode is filled with powerful insights on achieving financial freedom and peace of mind. Tune in for an inspiring conversation on redefining wealth, investing in yourself, and staying true to who you are.Show Notes:01:24 Justin's journey into the financial planning space04:38 The AFC is they key to lifelong learning07:33 How creating buckets of value influence our financial decisions14:21 Why leaning into your uniqueness is your superpower 22:22 The secret behind building wealth for a business 27:41 What to look for in mentors & coaches32:24 Justin's 2 centsShow Note Links:Connect with Justin on Linkedin!Connect with Justin on Instagram!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

In this episode of Real Money, Real Experts, we're joined by Jessica Moorhouse, a leading financial educator, podcast host, and founder of MoorMoney Media Inc. Jessica's passion for financial literacy started early—she worked her way through university and mastered frugality. But after stepping into the professional world, she realized that budgeting alone wasn't enough to achieve the life she dreamed of. Determined to learn more, she became an expert in financial planning and building wealth, eventually leaving her marketing career to launch her own financial education company.Join us as we discuss Jessica's journey from frugal beginnings to financial empowerment, the importance of recognizing that you are more than money, and practical steps to help you build a life of purpose and abundance. Jessica also shares highlights from her newly released book and offers powerful insights on how to shift your mindset around money and success.Tune in for an inspiring conversation that will encourage you to embrace your full potential—beyond your bank balance.Show Notes:02:06 – Jessica's “Why” for Everything But Money: The Hidden Barriers Between You and Financial Freedom04:33 – How Jessica Uncovered Her Own Money Story (and How You Can Too!)15:08 – Jessica's Journey to the AFCPE Community18:17 – Why Getting to the Root of Your Money Story is Your Biggest Strength20:59 – Jessica's Two Cents Show Note Links: IG @jessicaimoorhouse YouTube @jessicamoorhouse LinkedIn @jessicamoorhouse https://jessicamoorhouse.com/bookWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

In the Season 6 premiere of Real Money, Real Experts, we're joined by 2025 Board President and our new co-host Dr. Brandy Baxter, AFC®️, the powerhouse behind Living Abundantly and Envision 30. As an Accredited Financial Counselor®️, financial coach, and strategic leader, Brandy helps individuals and organizations think from the future to achieve financial success. With a wealth of experience—including her service in the U.S. Air Force, leadership in financial education, and dedication to community building—Brandy brings a unique perspective on how forgiveness plays a crucial role in financial well-being.Join us as we discuss the power of community, the importance of elevating diverse voices in financial coaching, and how simple steps like storytelling can make planning for the future less intimidating. Brandy's insights will leave you inspired to take action, forgive financial mistakes, and embrace abundance.Tune in and take your seat at the table—because we're all more powerful when we come together.Show Notes:2:00 Introducing our new co-host...Dr. Brandy Baxter2:12 What led Brandy to AFCPE09:03 Brandy's hope for her presidency11:43 How serving on the AFCPE Board of Directors has impacted Brandy's journey15:59 Why the AFC matters20:02 Looking ahead for the future of Real Money, Real Experts22:33 Brandy's 2 centsShow Note Links: Connect with Brandy on Linkedin!Connect with Brandy on Instagram at  @brandys2cents4uWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

In this special season finale, Rachael and Mary bring you voices of #ExperienceAFCPE2024 attendees directly from the symposium floor. Attendees share their experiences, key takeaways, and advice for financial educators and those entering the field. This compilation of mini-interviews offers unique insights into the world of financial education and the power of shared learning.Show Notes: 00:02 Welcome to the Season 5 finale of Real Money, Real Experts 12:32 Switching it up for this year's Symposium Recap 14:43 Voices of Symposium ft. the AFCPE Community33:15 Mary's farewell 36:53 See you in February with Season 6!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

In this powerful episode of Real Money, Real Experts, Rachael DeLeon and Dr. Mary Bell Carlson sit down with Dr. Michael G. Thomas Jr., a financial empathy expert and lecturer at the University of Georgia, who is changing the way we think about money and wealth. As an Accredited Financial Counselor® (AFC®), Dr. Thomas's work emphasizes the importance of empathy, self-compassion, and active listening in financial counseling and planning. We explore his unique philosophy that the journey to financial health is deeply relational—not just about personal gain but about shouldering each other's burdens and celebrating each other's successes.Dr. Thomas shares insights from his book, Black Financial Culture: Building Wealth from the Inside Out, and we dive into the impact of brain function on financial behavior and the essential role of data visualization in helping individuals see their financial paths more clearly. Dr. Thomas's message is clear: we don't all start or end at the same place, and it's about recognizing our shared struggles and learning how to thrive collectively.Show Notes:02:41 A Glimpse Into Michael's Keynote Speech 07:21 It's Not You, It's the System 12:22 Digging into Michael's book "Black Financial Culture"17:58 Unpacking cultural norms22:18 The importance of genuine connection 27:13 Why the AFCPE Symposium is a constant 29:58 Michael's 2 Cents Show Note Links:LinkedIn https://www.linkedin.com/in/moneyandwellness/Twitter @ModomsolutionsInstagram @modomsolutionsTik Tok @modomsolutionsWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

On this episode of Real Money, Real Experts, we tackle the evolving world of financial fraud and how we can break the cycle of shame that often keeps victims silent. In this exclusive sneak peek of their keynote session at this year's symposium, Lori Schock, Director of the SEC's Office of Investor Education and Advocacy, and Robert Mascio, Director of Investor Education Outreach at FINRA, share compelling stories of today's most sophisticated scams such as AI-driven impersonation schemes. Lori and Robert explain how fraudsters exploit trust and emotion, and why it's crucial to have open conversations about these tactics. By discussing fraud openly, we can empower victims, protect ourselves, and make more informed decisions. Don't miss this insightful preview into the strategies you can use to safeguard against these evolving threats. Show Notes:02:50 What is the SEC? 04:08 What is FINRA? 05:56 Lori's career path to the SEC08:59 Robert's career path to FINRA11:30 How the financial fraud landscape has changed 12:30 The rise of technology has impacted the financial fraud landscape 16:26 How to spot an impersonation scam18:11 Resources to protect yourself against financial scams20:02 Why conversations are vital to break the guilt & shame victims experience22:36 Lori's 2 cents24:51 Robert's 2 centsShow Note Links: SEC Website Investor.gov  FINRA's BrokerCheck FINRA's Website Investment Adviser Public Disclosure website Help for Seniors Website Help for Seniors phoneline: 844-574-3577Investor.gov phoneline: 1-800-732-0330Robert Mascio's LinkedinWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

In this thought-provoking episode of Real Money, Real Experts, Rachael and Mary are joined by Wendy De La Rosa, Assistant Professor at the Wharton School and behavioral finance expert, to dive deep into the psychology behind our financial decisions. Wendy shares how behavioral science can reshape the way we approach saving, spending, and budgeting, offering practical strategies to build healthier money habits and eliminate financial shame. We'll also explore why money remains a taboo topic, the role of AI in personal finance, and how to create an environment that supports financial well-being. Whether you're looking to get a handle on your budget, gain confidence in your financial decisions, or simply understand why we think the way we do about money, this episode is packed with insights to help you take control of your financial future.Show Notes: 04:18 Why we don't talk money (& why we should)05:36 Financial Shame no more08:06 Practical tips to talk about money with your loved ones10:02 A sneak peek into Wendy's next project13:00 Why a spreadsheet is not the answer for financial wellbeing 17:29 How to bring women into the financial conversation20:31 How AI will influence personal finances22:45 Wendy's top resources for financial conversations23:53 Wendy's 2 centsShow Note Links:  Wendy's Linkedin Wendy's X/Twitter  Your Money, Your Mind Ted Talk Wendy's Ted TalkWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Jay Turner and Mitch Radhuber, co-founders of Fince about changing the way we think about money and personalized financial guidance.In this episode we discussed:The importance of considering your goals and looking at the big picture.Why you should put money advice from social media into perspective..Allow yourself to have the quality of life to include what brings you joy.Be aware of where your money is going. You can have it all, you just can't have it all at once - Scott Galloway. Jay Turner's background is in business operations and supply chain with a business degree from the University of South Carolina, originally from Atlanta, Georgia. He is a volunteer for Junior Achievement and is a member of the AFCPE. He is now the cofounder and CEO of FinceMitch Radhuber is a software engineer with a degree in computer engineering from the University of Michigan, originally from Westchester County, New York. He started his career working as an engineer at a large investment bank in New York City. He's now the co-founder and CTO of Fince.Connect with Jay Turner:LinkedIn:(here)Twitter/X: (here)Newsletter: Follow the Money (here)Connect with Mitch Radhuber:LinkedIn:(here)Twitter/X: (here)Newsletter: if (Money): (here)Fince:Website: (here) Referenced:Article about the impact of tutoring in school and how that applies to money (here)Study on Gen Z getting financial advice from social media (here) Rahkim Sabree (website)  - check out: The Get Ready Money Podcast with Rahkim Sabree: Overcoming Financial Trauma (here)Prudence Zhu (website) - check out: The Get Ready Money Podcast with Prudence Zhu: Living A Life You Love (here)Compound Interest: The Get Ready Money Podcast Financial Five Episode with Chris Mouzon, Derrick Wesley, Mac Gardner and Thomas Kopelman: The Power of Compound Interest (here)Support the show

In this insightful episode of Real Money, Real Experts, we sit down with Syble Solomon, the visionary behind Money Habitudes and a trailblazer in the world of financial behavior. Syble shares her unique journey, from her early career as a Peace Corps volunteer to becoming a Financial Behavior Specialist, transforming how people understand their relationship with money. We explore her "deck of cards" approach to life, the pivotal moments that shaped her work, and how AFCPE® has played a crucial role in her success. Get a sneak peek into AFCPE 2024, learn about Syble's breakthrough moments with debt, and hear her powerful message about being bold in your money habits. This episode is packed with wisdom, motivation, and practical advice for meeting people where they are and empowering them to move forward.Show Notes: 02:53 Who is Syble Solomon?06:39 The beginning of Money Habitudes09:55 Syble's debt breakthrough 11:34 Dealing with the deck of cards life throws at you16:45 AFCPE to the rescue!17:28 How AFCPE impacted Money Habitudes20:10 Safe and Sound: A sneak peek at AFCPE2024!28:40 How to be bold in your money habits33:44 Syble's 2 centsShow Note Links:  https://www.moneyhabitudes.com/ https://shop.moneyhabitudes.com/cards/ https://www.afcpe.org/symposium/ https://www.freefrom.org/ Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Amelie is joined by Rahkim Sabree, AFC, to talk about niching, other ways of coaching, and how CFPs don't have a corner on the market of helping people! Takeaways: Your story is unique to you–no one else can talk about your story the way you talk about it. When Rahkim focused in on sharing his experiences and his niche's experiences, it attracted other people outside of his niche as well. Oftentimes, successful coaches don't tell clients what their goals are, they help clients figure out what their goals are. Consider reaching out to local libraries to do free services. Conferences (AFCPE Symposium, FinCon, Financial Therapy Association Conference) are a great way to connect with people multiple times. Figure out how you can get paid AND how you want to get paid. Don't chase the high of helping other people. Consider formalizing your education–both Rahkim and Amelie thought they knew a lot but still learned a ton from the AFCPE process! Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

In this keynote episode of Real Money, Real Experts, we're diving into the power of movement—whether it's moving beyond cultural gaps, moving through discomfort, or moving towards impactful change. Join us as we kick off the Symposium Keynote series with two incredible guests, David Scherer and Joe Davis, who are experts in bridging the diversity gap through thoughtful, grace-based conversations. David and Joe share their insights on how we can just move beyond guilt, blame, and shame, creating brave spaces where we can challenge ourselves to embrace discomfort and grow.David Scherer, an educator, speaker, and performer, brings over 20 years of experience in intercultural development and anti-racism work across the globe. Joe Davis, an award-winning artist and educator, uses poetry, music, and dance to reshape culture and connect communities. Together, they share their unique approaches to facilitating impactful conversations around race, money, and culture.Tune in to learn how we can start building bridges across cultural differences and move towards a more inclusive and empathetic world. It all starts with the courage to just move.Show Notes: 03:07 Your "JustMove" crash course05:52 Getting to know David 08:14 Getting to know Joe11:12 What is money culture & implicit bias?12:41 How to foster a culture of money curiosity14:13 The power of conversation & accountability in financial counseling18:04 Practice makes progress 21:24 Action steps to breaking free from discomfort & creating brave spaces27:59 David's & Joe's 2 centsShow Note Links:@justmoveculture, @joedavispoetry, and @agapedave1 For more information on their work, go to www.justmoveculture.com  Joedavispoetry.com: https://www.joedavispoetry.com/ Joe's books: https://www.joedavispoetry.com/books Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Josh is joined by the Executive Director of the AFCPE Rachael DeLeon and one of the Symposium Chairs, Willa Williams, to discuss the 2024 AFCPE Symposium! The Symposium is November 20-22, 2024. The Early Bird Discount ends at the end of September, so get your tickets now to take advantage of that discount! Takeaways: The Symposium kicks off at 2pm on Wednesday but there are a lot of pre-Symposium events starting at 8am that day, so come early! There are topics around coaching, building your business, public policy and advocating, new research presentations, and more. You receive recordings of the over 60 breakout sessions so you can review the ones you went to or watch the ones you missed. (16:56) Sessions range from discussions around caretaking to blockchain tech, student loan updates to sessions on working with high-income clients. Other resources mentioned in the episode: AFCPE Symposium website Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

In this episode of Real Money, Real Experts, we sit down with Cara Macksoud, the dynamic CEO of Money Habitudes, who shares her remarkable journey from a 15-year career on Wall Street to becoming a leading voice in the behavioral finance space. Cara's insights reveal how money is more than just numbers—it's a tool with its own hopes and dreams. We explore her unique perspective that “personal finance is anything but personal,” and learn why having small, meaningful conversations about money can lead to big changes in our financial lives. Whether you're looking to unlock the 'money genie' within or understand how every dollar can be an arrow in your financial quiver, this episode is packed with wisdom and practical advice.Show Notes:02:27 The journey of becoming the CEO of Money Habitudes09:32 Why we are more similar than different 10:54 The impact of our financial behaviors14:43 How Money Habitudes helps you create your own story 24:16 Why loud budgeting may not be the answer27:28 The power of intentionality 31:00 How to foster positive financial habits32:53 Cara's 2 centsShow Note Links:https://www.linkedin.com/in/caramacksoud/ https://www.linkedin.com/company/money-habitudes Cara@moneyhabitudes.com  https://www.moneyhabitudes.com/ https://shop.moneyhabitudes.com/ Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

In this episode of Real Money, Real Experts, we sit down with Dr. Tiffany Murray, AFC®️ the Managing Director of the Society for Financial Education and Professional Development, Inc. (SFEPD). Tiffany shares her journey from leading Red to Black®️ Peer Financial Coaching at Texas Tech University to becoming a driving force behind SFEPD's financial literacy programs. We explore how her core purpose and mission align with empowering the next generation to make informed money decisions. Tiffany discusses the innovative use of Money Management Essentials (MME) to train student ambassadors, offering insights into bridging the gap between old and new financial knowledge. Tune in to learn how Tiffany is paving the way for financial education that transcends generations and empowers youth to take control of their financial futures.Show Notes:02:12 Catching up with Tiffany!07:01 The impact & power of student ambassadors 16:03 Why the future of financial coaching is bright 19:35 Insight into the AFCPE Archives Project21:54 What led Tiffany to the AFC24:33 Tiffany's go-to FinLit resources25:36 Tiffany's 2 centsShow Note Links:Tiffany's Linkedin: linkedin.com/in/tiffany-murray-ph-d-afc®️-a975b325   Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

"Would you believe that all of those things are part of the AFC program? It's like a warm, fuzzy blanket that I wear at night."Jessica Medina is not throwing away her shot.This week on Real Money, Real Experts, we welcome Jessica Medina, a dedicated Accredited Financial Counselor®️ who transitioned from a career in law to follow her true passion. Jessica's journey highlights the power of embracing life's unexpected paths and finding fulfillment in new dreams.In this episode, Jessica shares her inspiring story of letting go of one dream to pursue another, and how she discovered her true calling in financial coaching. She discusses the importance of following the path life presents to you, even when the answers aren't clear at first, especially when starting a private practice. Join us for a heartfelt conversation on finding your path, embracing uncertainty, and the impact of personal passions on professional success.Show Notes: 2:00 The Hamiltune's are back!03:37 Jessica's transition from law to pursuing her passion06:34 The secret to starting your private practice09:02 Unlocking the entrepreneur mindset11:41 How collaboration & networking are your secret weapon 15:43 The power behind stepping outside of your comfort zone 18:31 Why you need to set boundaries 21:18 What led Jessica to the AFC 27:29 Handling life's transitions & saying yes 30:17 Jessica's 2 centsShow Note Links: https://www.jessicamedinallc.com/studentloanseries Website: https://www.jessicamedinallc.com/ LinkedIn: https://www.linkedin.com/in/jessicamedinallc Facebook page: https://www.facebook.com/jessicamedinallc Instagram: @jessicamedinallc YouTube: https://www.youtube.com/channel/UC9_kStA0zw2Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

This week on Real Money, Real Experts, we delve into the power of community and advocacy with Raven Newberry, AFC®. Raven Newberry is the managing director of policy and advocacy for the National Endowment for Financial Education (NEFE), leading efforts to shape financial education policies on state and national levels. In this episode, we discuss how using your voice to advocate for change can create powerful ripples throughout your community. Join us as we explore the collective fingerprints of the AFCPE community in supporting the passing of crucial legislation and the impact we can make at the local and community level.Show Notes: 02:59 Raven's top horror movie pick for the summer03:41 The perfect blend of geography & personal finance05:12 Why public policy and advocacy matter07:17 The catalyst of the financial education movement 10:33 How to begin your advocacy journey13:16 The power of community & longevity in your advocacy journey 21:05 Raven's 2 centsShow Notes Link:https://www.linkedin.com/in/raven-newberry-5baa9774/ https://www.nefe.org/about/our-team/default.aspx https://www.nefe.org/initiatives/ecosystem/default.aspx, https://www.nefe.org/impact/policy-and-advocacy/default.aspx, https://www.nefe.org/impact/policy-and-advocacy/policy-tracker.aspx https://fined50.org/ https://www.ngpf.org/ https://www.jumpstart.org/ https://www.cee.org/ Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

This week, we welcome Jasmine Johnson, Accredited Financial Counselor®️, Entertainment Accountant, and Mental Health Advocate to Real Money, Real Experts. Jasmine has spent over a decade empowering individuals and families to transform their financial mindset and achieve Financial Independence. In this episode, Jasmine shares how growing up in poverty influenced her own money story, and how it's made a difference in the way she supports clients. She talks about how embracing life's unexpected turns can lead you exactly where you need to be. Tune in for a compelling discussion on personal growth, financial empowerment, and the journey to self-discovery. Show Notes:02:18 Jasmine's journey to the AFC08:51 The beginning of Jasmine's money story11:29 How emotions and finances intertwine13:09 Uncovering your money story17:47 What led Jasmine to opening her own business20:33 The importance of being a life long learner22:41 Jasmine's 2 centsShow Notes Links:https://www.square1accounting.com/yourresources Thinking, Fast and Slow by Daniel Kahneman - https://a.co/d/fM1j5y4 Financial decisions 90% emotions IG: jasmine_themoneycoach YT: jasmine_themoneycoach website: www.square1accounting.com https://www.square1accounting.com/yourresources Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

This week, we welcome Kate Mielitz, PhD, AFC®️, CDP®️ , back to Real Money, Real Experts. Dr. Kate has 25 years of experience in financial services, including bankruptcy, fraud, financial counseling, and higher education, and she's dedicated to helping financial and human services professionals navigate cultural differences. On today's episode, we take a deep dive into the ways our background and lived experiences affect our relationship with money and gain strategies for working more effectively with vulnerable populations. Kate is a wealth of knowledge, and her energy and enthusiasm is contagious. Want to gain insights and resources to help you learn more about diversity, equity and inclusion and ensure you are truly meeting clients where they are? Tune into this episode!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Our first podcast episode to kick off with a love story!Join Rachael DeLeon and Dr. Mary Carlson as they sit down with Mike Lanway, CFP®, TSP expert, and self-proclaimed federal benefits "nerd." In this week's episode of Real Money, Real Experts, we explore Mike's unique personal and professional journey and uncover the invaluable lessons he's learned along the way. From ministry to personal finance, Mike has a heart for service and a passion for ensuring that federal employees understand what their benefits can do for them. He speaks about his journey as a financial planner, and how going through Money Management Essentials and the AFC certification has elevated his work with clients. Tune in for an engaging discussion on navigating career paths and finding your true calling. Don't miss out on this episode packed with wisdom and inspiration!Show Notes:02:23 It's (Mike + Lanelle's) love story, just say yes05:41 Mike's transition from ministry to financial services08:37 The perfect marriage between passion and purpose11:02 Lanway Companies' best move12:52 How education is the most important tool in your toolbox14:05 A behind the scenes look into being a business owner18:31 Mike's journey to the AFC 19:50 The value of the AFC21:38 Mike's ecosystem in the federal government space 24:06 Why your network is key in pursuing your passion 27:24 How you are the expert in your own life31:10 The power of prayer, trust, and peace of mind32:56 Mike's 2 centsShow Note Links: The Big Book of AA; Humility by Andrew Murray; Surprised By Joy by CS Lewis; The Bible All About CSRS, FERS and TSP, INC. – We are invested in your financial future. (allaboutfers.com) Datapoints Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

On this week's episode of Real Money, Real Experts, co-hosts Rachael DeLeon and Dr. Mary Bell Carlson are joined by Christine Niccoli, Director in Community Impact at United Way Massachusetts Bay, and Nathalie Kallab Racimo, AFC, Senior Homeownership and Financial Services Advisor at NOAH. In this important episode, we discuss the importance of professionalizing the financial coaching space, recognizing the effects of trauma on financial wellbeing, leading from a place of empathy, and how you can be a catalyst for change in your own community. Christine and Nathalie share why they chose the AFC certification, the benefit the AFC has brought to them and their coaches, and some of the challenges they have navigated along the way. Learn how you can start your journey to the AFC today in the show notes below. Show Notes:02:58 What led Christine to the AFC07:14 Nathalie's AFC journey 09:54 The importance of financial empowerment16:36 How the AFC' certification benefits communities 20:40 The challenges faced on the path to the AFC28:55 The power of financial accessibility to all33:20 Nathalie's 2 cents34:46 Christine's 2 centsShow Note Links: Nathalie Kallab Racimo, AFC® | LinkedIn Facebook United Way Mass Bay (@UnitedWayMABay) / X (twitter.com) United Way of Massachusetts Bay : Overview | LinkedIn United Way Pilots First-In-The-Nation Financial Counselor Certification Training for Non-Profit Financial Coaches in Eastern Massachusetts - United Way of Massachusetts Bay (unitedwaymassbay.org) NOAH Engage@EMPath Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

"Tailor what you're doing to the audience that you're serving."-Gilbert Rogers.On this week's episode of Real Money, Real Experts, co-hosts Rachael DeLeon and Dr. Mary Bell Carlson are joined by Gilbert Rogers, AFC. Gilbert is the Director of Financial Wellbeing at UNC Chapel Hill. He is a national thought leader in the financial education space and has worked with the Army's Transition Assistance Program (TAP) and participates as a financial counselor for the Veterans Benefits Banking Program (VBBP). In this enlightening conversation, Gilbert shares the importance of financial empowerment and his mission to change the trajectory of financial accessibility. Learn how you can be a servant leader, and a part of the change.Show Notes:02:26 Gilbert's journey into the financial education space 04:00 Diving into his military background05:29 What led Gilbert to the AFC07:02 The impact of building foundational skills08:24 How you really can have the best of both worlds12:00 Finding the common thread amongst different communities 14:26 Say yes to opportunities16:42 A deeper look into his AMBA experience19:17 How "Understanding Poverty" changed Gilbert's approach to financial counseling 22:02 The secret to being a servant leader23:39 Gilbert's 2 centsShow Note Links:Connect with Gilbert: https://www.linkedin.com/in/gilbertrogers/ Higher Education Foundation Wellness Alliance: https://www.hefwa.org/ AFC Certification: https://www.afcpe.org/certification/ Hazel Joyce Wiley Career & Financial Literacy, Inc: https://hjwfinancial.org/ Dr. Ruby Payne - Understanding Poverty: https://a.co/d/37J8eOV Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Step into the spotlight with us as we commemorate the 100th episode of Real Money, Real Experts. In this special episode, we reminisce on the trials, triumphs, and unforgettable moments that have defined our podcast journey and look ahead to the future. We pull back the curtain to give you a look at our podcast journey, answer listener questions, and share some of our favorite moments along the way. But this episode isn't just about us—it's about you, the people who have been the heartbeat of Real Money, Real Experts since its inception. As we take a trip down memory lane, we'll shine a spotlight on the incredible stories and connections that have been forged along the way, sharing intimate behind-the-scenes anecdotes that reveal the human side of our podcast.Show Notes:02:28 BTS of Rachael's first episode03:30 How Real Money, Real Experts came to fruition05:41 Reflecting on the real stories of Real Money, Real Experts09:02 Rachael & Mary's most memorable episodes 16:27 What the AFCPE community is saying20:43 Rachael & Mary's biggest gain in the journey so far27:16 The future of AFCPE and what's to come in the future33:03 Mary's 2 cents34:52 The future of Real Money, Real Experts36:58 Winner Reveal!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Join co-hosts Rachael Deleon and Dr. Mary Carlson as they welcome Lissa Prudencio, AFC®, Founder of Wealth for Women of Color. In our latest episode, Lissa shares the power of pivoting and reminds us that investing in ourselves can help change the world. You'll learn the secret to intentionality, how to avoid burnout, and the importance of putting yourself first in your financial wellness journey. Lissa is on a mission to empower women of color to break down financial barriers and build wealth.Show Notes: 02:58 Lissa's pivot from the corporate world to pursuing her passion04:34 The story behind Wealth for Women of Color06:44 How investing in your wealth will change the world 09:36 The importance of bridging the wealth gap together as a community 11:52 What led Lissa to the AFC19:33 Lissa's life lessons from burnout 25:38 The secret to intentionality 30:48 The instrumental impact of gratitude and empathy32:25 Lissa's 2 centsShow Note Links:https://www.youtube.com/wealthforwomenofcolor https://www.tiktok.com/@wealthforwomenofcolor https://instagram.com/wealthforwomenofcolor https://wealthforwomenofcolor.com/ Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Join co-hosts Rachael Deleon and Dr. Mary Carlson in this week's episode as they welcome Sara Lohse, AFC® and Founder of Favorite Daughter Media, to the conversation. Fueled by caffeine and unwavering passion, Sara is a master at blending storytelling and marketing to empower mission-driven brands to amplify their impact.In this fun conversation, Sara takes us on a journey into the heart of authentic storytelling. We talk about podcasting, thought leadership, and emphasizing the importance of leading with values and stories. Learn how you can harness the power of storytelling to connect with your audience on a deeper level, leaving a lasting impression and driving meaningful change. Show Notes: 02:28 Sara's perfect marriage between personal finance and marketing04:01 What led Sara to the AFC08:26 Sara's secret to podcasting10:34 The power of leading with value and stories 12:31 How to be a thought leader 14:12 Leaning into your authenticity is your strength 18:26 The power of consistency20:48 The art of storytelling 23:53 Sara's 2 centsShow Note Links: @favoritedaughtermedia (FB, Insta, LinkedIn)  @_saralohse (Twitter, Insta)  @saralohse (linkedin) https://favoritedaughtermedia.com/  Open This Book  Branded – Advice for podcast guest https://favoritedaughtermedia.com/services/branded-podcasts/ Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

On this week's episode, co-hosts, Rachael Deleon and Dr. Mary Carlson, are joined by AFCPE Board Member and FINRA Foundation Fellow, Lynne Patterson, AFC. Lynne's expertise and passion for fostering collaboration and resilience stem from her deep military connections. As both a service member and a dependent she has moved an astounding 35 times, providing her with a unique lens into the challenges that military families face. On this episode, we dive into Lynne's unique professional journey, and we celebrate the transformative power of community and the tireless efforts of changemakers like Lynne who are creating a brighter, more inclusive future for all.Show Notes:  03:37 The challenges military spouses face 04:38 Lynne's journey to the AFC06:51 The magic behind the FINRA Foundation Fellowship 08:54 Building the bridge between military heroes and AFCPE 10:57 The importance of community empowerment11:40 Endless possibilities within the AFC designation13:41 Feeling at home with AFCPE16:19 The power of community with the AFCPE member exchange17:06 Lynne's 2 cents18:14 Lynne's MilMoneyCon presentation in AprilShow Note Links:See Lynne speak at MilMoneyCon this April  Linkedin Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Are you ready for it?Join hosts Rachael Deleon and Dr. Mary Carlson for an engaging episode featuring special guest Amanda Christensen, AFC, Extension Professor at Utah State University, and Founder of Utah Money Moms. In our latest episode, Amanda shares her passion for empowering women on their financial wellness journey and reminds us how cultivating community can inspire women to take control of their financial futures. You'll learn how to engage with your local cooperative extension, the power of PowerPay, and how the AFC has been so valuable to the work of a financial educator. Amanda is on a mission to transform lives with real-life money smarts.Show Notes: 03:04 What led Amanda to the world of extension06:46 Amanda's secret weapon to debt elimination09:29 Shaking off financial stress resources11:04 The Power Pay Money Master Course community 11:53 An inside look into Empowering Financial Wellness statewide program13:36 Diving into Utah Money Moms18:01 Amanda's journey to the AFC20:31 The path to the extension world 22:49 Amanda's final 2 centsShow Note Links: Power Pay Power Pay Money Master Online Course Finance Extension Empowering Financial Wellness Program Utah State Extension Resources Find your state's extension office Utah Money Moms InstagramUtah Money Moms Utah State University Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Join hosts Rachael Deleon and Dr. Mary Carlson in a captivating conversation with special guest Amy Smith, AFC, Founder of My BPD, My Money, and Member Engagement Coordinator for AFCPE. In this enlightening episode, Amy shares her inspiring journey to achieving the AFC certification, emphasizing the transformative power of vulnerability and authenticity. Discover how embracing her true self opened doors to countless opportunities, and learn invaluable insights on leveraging personal strengths for positive impact. Tune in for a dose of motivation and wisdom that will empower you to unlock your own potential and thrive.Show Notes:02:06 Amy's journey to the AFC03:08 Diving into her military background 04:16 What led Amy to AFCPE05:48 Utilizing SMART Goals to achieve her AFC certification  08:19 Building confidence to overcome imposter syndrome and test anxiety09:54  The importance of building community  within AFCPE13:03 Diversity in careers within the AFCPE community15:02 How embracing authenticity is your superpower 19:14 Amy's final 2 centsShow Note Links: WebsiteLinkedInInstagramReal Money, Real Experts Career Series (Episodes 44 – 51) AFCPE MembershipWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

"If you want to be a CEO, you have to start thinking like a CEO."In this episode, hosts Rachael Deleon and Dr. Mary Carlson are joined by special guest Tiffany Grant, AFC and owner of Money Talk with Tiff. Tiffany, an award-winning financial literacy expert and educator, has empowered countless individuals and organizations to achieve financial success and well-being.Join us as Tiffany reveals her personal journey to obtaining the AFC certification and how embracing the CEO mindset transformed her approach to finances and life. From insightful strategies to practical tips, this episode offers invaluable wisdom for anyone striving to elevate their thinking and achieve their goals.Show Notes:2:10 What led Tiffany into the world of personal finance5:35 How she started her business7:27 Into Tiffany's private practice10:43 Successful techniques in working with clients13:56 Advice for professionals in the beginning stages17:19 How Tiffany organizes her time24:36 Unlocking the CEO mindset26:49 What brought her to the AFC and her current PhD studies31:31 Tiffany's final 2 centsShow Note Links:Connect with Tiffany on:FacebookTwitterInstagramLinkedinYoutubeHer personal website  Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Brent Neiser has an incredible range of work and impact in the personal finance space. Every time we connect, we learn something new! Brent started his journey as a financial planner, but his heart for service led him to a rich career in financial education.On this episode, we learn how the AFCPE community has impacted his career, why he believes in the value of the AFC, and why he calls himself "Mr. Horizontal" - hint: it has to do with his curiosity and passion for a breadth of knowledge.Brent talks about his appointment as the Chair of the CFPB Advisory Board - a role in which he served three terms, including during the 2020 pandemic. And we learn all about his latest venture, "What's Next With Money" a free resource that he's excited to share with AFCPE Members.Show Notes:2:40 Brent's journey to personal finance8:30 Crossing paths with AFCPE14:00 His time as Chair with Consumer Financial Protection Bureau Board18:05 What's next with money?23:14 Brent's final 2 centsShow Note Links:YouTube:  https://www.youtube.com/c/WhatsNextwithMoney Website: https://whatsnextwithmoney.com/ LinkedIn: https://www.linkedin.com/in/brentneiser/ Social Media: @brentneiser Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Markia Brown is an award-winning financial educator and content creator, an Accredited Financial Counselor, and an AFCPE member with a talent for making complex financial topics accessible, particularly to younger generations.Her mission focuses on uplifting underserved communities and offering them vital tools and education to achieve their definition of financial success. She believes that its not just about bridging gaps, but reshaping financial narratives for the better.On this episode, Markia shares her unique story, what led her to AFCPE, and the impact the AFC has made on her and on those she serves. From a commitment to share 365 days of credit tips to more than 1 million social media followers, we talk about the highs and lows of social influence, the importance of "trust, but verify", and how personal finance looks different for everyone - there are no absolutes. Show Notes:2:10 What led Markia to her work6:14 How she got big on TikTok9:43 Highs and lows of social media content creation14:08 Establishing authority in a world of misinformation16:22 Markia's journey to the AFC19:02 How the AFC enhanced what she already knew about money20:37 Markia's final 2 centsWebsite: https://www.themoneyplug.co/LinkedIn: https://www.linkedin.com/in/themoneyplug/ Social Media: @TheMoneyPlugWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Every December, Real Money, Real Experts takes a break to prepare for the year ahead. As we head into the busy holiday season, we're happy to re-share a fan favorite - our episode on empathy and the art of listening with Dr. Michael Thomas, AFC. Enjoy and happy holidays from Rachael, Mary, and the entire podcast crew!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

This week, Real Money, Real Experts, was live on YouTube with AFCPE Board President, Andi Wrenn. Andi, Mary, and Rachael recap all things 2023 AFCPE Symposium. If you joined us for Symposium this year, come reminisce with us. If you didn't attend this year, tune in to learn what its all about. We also get to learn more about Andi's professional journey, and she shares two times the two cents!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

This week we welcome financial therapist, Nathan Astle, to the show. Nate is the founder of the Financial Therapy Clinical Institute, which is a collaborative practice that includes financial counselors, therapists, and planners working together to meet the needs of their clients. On this episode, Nate shares what inspired this unique practice model, the roles that each practitioner plays in the practice, the fee structure they've adopted to ensure the practice is profitable but also affordable to clients, and how they are using research to measure emotional, financial, and relational change.Nate is a humble trailblazer with a heart for helping people. His practice is unique, but his hope is that more financial professionals will follow. Trust us, it's an episode you don't want to miss. Show Notes:1:14 How Nathan got involved in financial therapy... by accident!3:02 His biggest influences4:18 Mental health and finances10:51 Client testimony around financial anxiety15:01 How Nathan got started on the business side19:59 Nathan's final 2 centsShow Note Links:Financial Therapy Clerical Institute websiteConnect on Linkedin | Instagram | FacebookWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Lazetta Braxton, MBA, CFP® is on a mission to create wealth for the common good. She believes in fighting for voices that have not been heard, and has built her career around making room for underserved and overlooked populations. In this episode, we get to know Lazetta - her family history and her career path, and she shares a preview of the conversation we'll be having as part of her keynote presentation at this year's Symposium. We talk about the importance of cultural competency, understanding the experiences and backgrounds of our clients, and the importance of building capacity directly within underserved communities. Words of wisdom: Be courageous as you are carefully doing the work. Show Notes:2:00 How Lazetta got started in financial planning4:02 More into her exploratory and entrepreneurial path8:46 Moving around and balancing her career12:31 Expanding access to more equitable opportunities15:52 What to expect from her keynote 19:13 Lazetta's final 2 centsShow Note Links:Writer Contributor Pages  #DoingTheWork Leadership MasterclassConnect with her on Linkedin or with her companyFollow on Instagram or Twitter or FacebookRegister for Symposium: www.afcpe.org/symposium Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Today's guest is John McNamara, Principal Assistant Director of Consumer Credit, Payments, and Deposits Markets at the CFPB. In this episode, John shares his professional journey from debt collection to his current role at the CFPB. He talks to us about the latest research from the Bureau, and gives us some of his favorite CFPB resources - designed to support you and your clients.  We're excited to have John join us on the main stage later this year. To hear more, we hope you'll join us in NOLA or virtually:  https://www.afcpe.org/symposium/Show Notes:1:41 Into John's personal and professional journey9:08 Recent findings from CFPB 14:25 CFPB and FTC collaborations16:33 Resources for financial counselors and consumers17:42 John's final 2 centsShow Note Links:Ask CFPB questionsDirect contact information with CFPBWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Dr. Preston Cherry, AFC®, CFP®, CFT-1 is the Founder & President of Concurrent Financial Planning, the Head of the University of Wisconsin Green Bay Financial Planning Program, and also a keynote speaker at this year's AFCPE Symposium. Preston is passionate about the ways that storytelling and listening can help us better connect with clients, advance human lives, and inspire transformation. In this episode, Preston shares the influence of stories in his own life and how they have shaped his journey. We take a look at the ways stories can increase engagement and build trust. And we talk about mentors and opportunities to build yourself as a professional and deepen your human experience. This conversation was a fun one! Tell us what you think by engaging with us on social media, and make sure you're registered for the 2023 AFCPE Symposium!Show Notes:2:25 How Preston got to where he is now6:10 How he uses storytelling with his clients9:04 How to actually go about creating stories9:48 Unpacking counter transfer12:15 Increasing connection with the client without decentering them14:45 Advice for AFCs and balancing empathy and vulnerability17:41 The importance of practice19:19 How to incorporate valuable lessons with students22:14 Preston's final 2 centsShow Note Links:@drprestoncherry on all social media platformsYouTubeWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

On today's episode we talk to AFC candidate, Rahkim Sabree, a financial coach, entrepreneur, and thought leader on the topic of financial trauma. We discuss how personal background, cultural experiences, and mental health all play a role in personal finance, and how financial professionals can add a trauma-informed lens to your work with clients. With the rise of one-size-fits-all, and often inaccurate, personal finance information being shared on social media, Rahkim shares how his perspective around credentialing has shifted and how he's been able to apply what he's learned through the AFC program. We also talk about lessons learned through entrepreneurship, the danger of comparison (we're looking at you social media), and the value of community and kindness.Show Notes:1:29 Rahkim's professional journey7:16 The term financial trauma13:01 Using your own trauma as a way to bond with clients and others22:17 How finance professionals can use a trauma-informed lens30:24 Battling imposter syndrome37:59 Rahkim's 2 centsShow Note Links:RahkimSabree.com Join his community at moneysystems.substack.com His work as a Forbes contributorPost-traumatic slave syndromeWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

“Whether someone wants to be independent with their finances is their absolute decision…but what I don't want that decision to be based around is the fact that someone cannot see anymore…I want to help [people] realize that there are options.” - Liz BottnerOn this week's episode, we get to know Chris Peterson and Liz Bottner of Penny Forward. Penny Forward is a non-profit organization that offers accessible financial wellness education and counseling programs for people who are blind or disabled. Chris started the organization in 2020, and together with Liz they are “boldly and bravely” breaking down barriers to financial counseling and education.Chris and Liz share some of the ways managing personal finances is unique to someone who is blind or low-vision. They also remind us that, with all clients, it's important to get to know each client individually - their needs, goals and aspirations. Learn how Penny Forward can be a resource to you, and the ways you can get involved and support their mission. Show Notes: 1:27 Chris & LIz's journey into this space4:06 From teaching to starting Penny Forward9:00 Liz's background and being cohost12:57 Personal finance and the blind community18:30 Advice for professionals wanting to be more accessible22:28 How can people get involved with Penny Forward26:49 Chris & Liz's final 2 centsShow Note Links:PennyForward SummitPennyForward WebsiteConnect with PennyForward onFacebookInstagramTwitterYouTubeClubhousePennyForward PodcastInterested in volunteering? Email pennyforward@pennyforward.com Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

With the student loan pause coming to an end and a new repayment plan announced, we wanted to answer your questions. And who better to help us break down the new Student Loan SAVE plan than Ryan Law.Ryan H. Law is an award-winning educator who teaches in the Personal Financial Planning program at Utah Valley University. He's a Certified Financial Planner, an Accredited Financial Counselor®, past President of the AFCPE Board of Directors, and also a leading expert in student loans. In today's episode we discuss the benefits of the SAVE plan, how financial professionals can support their clients during this time, and 5 things we need to do now. Show Notes:1:41 Why repayments may return2:24 The current student loan landscape6:45 How to best support your clients with these changes8:27 Who is best suited for the SAVE loans9:24 Borrowers and calling their providers10:47 Ryan's recommended payment calculators11:03 Benefits to switching to SAVE plan11:52 Interest accumulation & rollover13:26 Other elements of this plan to be aware of13:59 Student loan forgiveness14:43 The PSLF program16:12 Budgeting for payments again19:09 Other resources to look for24:30 Ryan's 2 cents for clientsShow Note Links:Studentaid.govhttps://ryanhlaw.com/student-loan-save-plan/Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Sarah Newcomb is an applied scientist, behavioral economist, and the Founder of the Thrive Financial Empowerment Center. Her work bridges the gap between research and practice, adapting the findings of academic research for practical use in personal financial management.In this episode, Sarah shares her own personal story and how it led to her current work - exploring the connection between mental and financial health, particularly among our youth.  We discuss the need for empowerment-based and trauma-informed financial education and how understanding the psychology behind behaviors leads to both understanding and empathy. And she shares some practical insights on the things financial counselors, coaches, and advisors can do to give their clients agency. Show Notes:1:22 Sarah's money story7:14 Utilizing academic findings for practical use9:39 Young people and their mental + financial health14:45 Empowerment-based financial education23:58 Moving away from the contamination narrative to a redemptive one (and what that means)27:47 Sarah's new financial empowerment content30:28 Sarah's final 2 centsShow Note Links:Sarah's websiteSpeaking and further CE from SarahSarah's book, “Loaded”Statistics:CDC Youth Risk Behavior Risk Behavior SurveyFrontiers in Public HealthThe Deloitte Global 2022 Gen Z and Millennial SurveyWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Rhonda Noordyk, founded The Women's Financial Wellness Center in 2014.  Her mission is to help reduce financial vulnerability for women going through divorce. In this episode, Rhonda talks to us about the challenges women face when going through divorce, the financial considerations, and the importance of having a support team to provide legal, financial, and emotional support.As an advocate for women, Rhonda believes that knowledge plus experience equals confidence, and she understands the value of trauma-informed care. This episode provides great insights and resources to help you or your clients navigate divorce.Show Notes:2:06 Rhonda's journey into the divorce space4:29 Building her own business10:50 Her experience with divorce and founding the women's center14:50 The big challenges for women20:19 Lack of confidence around finances27:49 Best methods for women when they're going through a divorce37:57 Rhonda's final 2 centsShow Note Links:Connect on Instagram| Facebook| LinkedinDivorce Conversations for Women Podcast Your Bridge from Divorce Crisis to ClosureDivorce Resource Guide QuizJoin Rhonda for our upcoming webinar:FPA Connect: A Behind the Scenes Look at Divorce: 3 ways you can help your clients: - August 17 at 12 PM ETWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Kimberly Henne is a board member and financial wellness coach for a local nonprofit, Ways for Life, an organization that works with youth aged 15 - 25 who are touched by foster care or homelessness. In this episode we learn more about Kimberly's personal journey with the foster care system - she adopted both of her children out of foster care - as well as some of the unique challenges facing foster youth. We also discuss the opportunity for AFC professionals to marry their skills and passions to serve local nonprofit organizations that have a critical need for high-quality financial counseling and education.Show Notes:2:17 How Kimberly discovered the AFC and the military spouse fellowship3:41 Her transition from the military to the Red Cross5:04 Into foster care and adopting her children6:15 Financial counseling in the foster care system6:57 How she got involved with volunteering9:16 What are the needs of youth in the foster care system?12:27 Aging out of the foster care system and how to help14:11 Tracking outcomes and effects of education15:35 How her experience benefit her in the military community16:29 Advice for other AFC professionals breaking into the nonprofit17:29 Kimberly's 2 centsShow Note Links:Ways for LifeKimberly's LinkedInPost a volunteer opportunity for AFC candidatesWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Today's guest, Jonathan Walker, has spent much of his career studying American households - to better understand human behavior and figure out how to create environments where people can succeed and thrive. Jonathan is a practitioner who understands the value of research and how these findings can be translated into practice. In this episode, Jonathan shares the three big components to how people function in their finances - numbers, behavior, and values. We discuss the importance of providing information that isn't anchored in bias or judgment, and explore how values play a critical role in our financial lives.Show Notes:2:27 Into Jonathan's background4:34 The industries he comes from7:04 Importance of listening & sharing10:40 Advice for fellow practitioners17:28 Into Jonathan's tool for helping people identify their financial values22:29 Tools available to practitioners working with clients23:59 Why academia must inform practice28:23 The need for his book30:31 More about The Yukon Project32:56 Jonathan's final 2 centsShow Note Links:Money MindfulnessJonathan's websiteJonathan's book: "Anchors, Ostriches, and a Hot Pair of Scissors: Navigating Human Behavior as a Financial Professional" can be found here.YouTube Video of “Anchors, Ostriches, and a Hot Pair of Scissors” The Financial Behavior Keynote GroupThe Center for the New Middle ClassJonathan's values-identification tool The Yukon Project website and YouTubeWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

"The greatest gift we can give our clients is providing that space where they can find the presence of the feeling that they are not alone.” Today's guest, Dr. Erika Rasure, is a financial therapist and deep transformational coach; the Chair of the Research Board for the Financial Therapy Clinical Institute; and a Client Financial Therapist for Beyond Finance.In this episode, we discuss the biases that exist within the industry; how money stories and very human decisions are too often surrounded by embarrassment or shame; and the importance of helping people move through financial trauma. Show Notes:3:07 Erika's journey into personal finance5:17 Being a deep transformational coach7:19 Political science to therapy8:50 Working with Beyond Finance12:00 A story that has resonated with Erika15:32 Meeting people where they are17:26 How counselors utilize therapy without becoming a therapist21:21 Erika's final 2 centsShow Note Links:Connect with Erika on LinkedInToday's episode is sponsored by Beyond Finance, whose mission is to help individuals and families struggling with debt find a pathway to financial freedom.Beyond Finance is currently hiring Accredited Financial Counselors to provide clients with one-on-one virtual financial counseling sessions in areas of budgeting, credit building, and creating a values-driven action plan. Positions are remote and offer flexible schedules. To learn more, visit careercenter.afcpe.org.Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.