Podcasts about frugal

Vil du være med til at give det skønne yndlingstøj der allerede bor i vores skabe og gør vores liv bedre en hyldest? Så del og brug #kramklædeskabet, og tag: @projecthandmade så giver vi tøjet en velfortjent tur i rampelyset.Facebook-gruppen: https://www.facebook.com/groups/102379190353119Instagram: https://www.instagram.com/projecthandmade/

Summary In this episode, Marcus shares his journey as an educator and principal, detailing his financial growth, including his net worth and debt-free journey. He has a net worth of $1.3 million plus a sizable pension that could put his net worth closer to $3 million. A nice chunk is in real estate, the pension and then other investments. He discusses the importance of inheritance and family wealth transfer, his career path in education, and his future goals, including retirement planning and multi-generational wealth. Marcus emphasizes the significance of financial literacy and experiences over material possessions, providing insights into his life and financial philosophy. Takeaways Marcus has been an educator for 24 years and is also an author. Marcus and his wife embarked on a debt-free journey four years ago. They paid off three houses in under four years and all their cars. Marcus plans to retire at 50 and mentor principals on a voluntary basis. He has a doctorate and teaches aspiring principals at the college level. The couple aims to build multi-generational wealth for their children and grandchildren. Marcus emphasizes the importance of financial literacy for youth. He believes experiences are the best way to spend money. Marcus's financial overhaul was influenced by reading Dave Ramsey's principles. Sponsored by: shopify.com/unveiled

In today's episode, we're joined by The Frugal Tourist, Kris, for an absolutely mind-blowing and comprehensive journey through American Airlines like never before. While we've taken deep dives into AA in the past, this episode is packed with fresh, invaluable tips and insights that you won't want to miss—especially if you're traveling with family! Kris shares clever strategies to stretch your travel budget and maximize your points, making your flights more affordable and rewarding.As our opinion of Southwest continues to shift, this episode is a must-listen for anyone looking to elevate their flying experience with American Airlines. Tune in for expert advice that will make AA a top contender in your travel plans and take your airline game to the next level!Facebook Group | Support the Show: Buy Us A CoffeeFind Us On InstagramMary Ellen | Jo | KrisMentioned in this EpisodeTravel Miles and Points Facebook Group@PointsLodiAffiliate LinksCredit Card Affiliate LinksThe above link includes referrals for almost all travel cards (AMEX, CapitalOne, co-branded cards)If you need Chase links please reach out! We would be happy to send you our personal referral links.Using our links is an amazing way to show your support for the show at no cost to you ❤️

Things frugal people ditched to save money: plastic water bottles, dog toys, paper towels, etc.Can your friends keep up with you? Marcus' sister was in town over the weekend. They went out Friday night and she almost didn't make it out Saturday. Marcus broke her. Would you be able to keep up with Marcus?Things Gen Z loves about older generations: vinyl, walking down the street without looking at your phone, pop-ins, etc.Second Date Update: Dylan and Savannah went for coffee in Mountain View. Was his negative attitude a turn-off?

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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3084: Chelsea of SmartMoneyMamas.com breaks down the intentional decision-making process behind frugal living, showing how thoughtful spending can lead to greater happiness, reduced stress, and financial freedom. Rather than focusing on deprivation, her five-step method encourages creativity, community, and mindful consumption in a world driven by impulse buying. Read along with the original article(s) here: https://smartmoneymamas.com/thought-process-frugal-mind/ Quotes to ponder: "Being frugal is about optimizing the balance between cost and happiness." "Your time does have value and the materials to make those things could end up costing more anyway." "When you buy something using the frugal thought process, be confident that you are spending money on something that matters." Episode references: Craigslist: https://craigslist.org Buy Nothing Project: https://buynothingproject.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3084: Chelsea of SmartMoneyMamas.com breaks down the intentional decision-making process behind frugal living, showing how thoughtful spending can lead to greater happiness, reduced stress, and financial freedom. Rather than focusing on deprivation, her five-step method encourages creativity, community, and mindful consumption in a world driven by impulse buying. Read along with the original article(s) here: https://smartmoneymamas.com/thought-process-frugal-mind/ Quotes to ponder: "Being frugal is about optimizing the balance between cost and happiness." "Your time does have value and the materials to make those things could end up costing more anyway." "When you buy something using the frugal thought process, be confident that you are spending money on something that matters." Episode references: Craigslist: https://craigslist.org Buy Nothing Project: https://buynothingproject.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3084: Chelsea of SmartMoneyMamas.com breaks down the intentional decision-making process behind frugal living, showing how thoughtful spending can lead to greater happiness, reduced stress, and financial freedom. Rather than focusing on deprivation, her five-step method encourages creativity, community, and mindful consumption in a world driven by impulse buying. Read along with the original article(s) here: https://smartmoneymamas.com/thought-process-frugal-mind/ Quotes to ponder: "Being frugal is about optimizing the balance between cost and happiness." "Your time does have value and the materials to make those things could end up costing more anyway." "When you buy something using the frugal thought process, be confident that you are spending money on something that matters." Episode references: Craigslist: https://craigslist.org Buy Nothing Project: https://buynothingproject.org Learn more about your ad choices. Visit megaphone.fm/adchoices

L'immeuble haussmannien a-t-il un bel avenir devant lui ? C'est l'architecte Augustin Rosenstiehl qui a répondu à la question en s'appuyant sur l'exemple de l'un de ses projets emblématiques situés dans le 18ème arrondissement de Paris. Au cœur d'un quadruple îlot haussmannien, il était en effet un bâtiment appartenant à Emmaüs et une dent creuse qui a donné à cet architecte la possibilité d'imaginer un futur à l'immeuble haussmannien, contemporain et frugal. Une belle histoire parisienne, tout en cohérence avec le travail d'une équipe dont le travail « interroge la place de la nature dans l'urbain et explore la potentialité de ses formes dans le renouvellement de l'habitat, des équipements et de l'espace public ».  Une émission animée par Anne-Sandrine Di Girolamo.

We've all got to eat, but how can you save some money at the same time? You're about to find out what it means to be a frugal foodie. It's as simple as it sounds, good food on a budget.

Boisterous this week with defending passionistas, giving opinions on a 750 milestone, picking fights with a county and parkrun France disappearing. Nicola went to her NENYD of Burnley parkrun and wish she'd been sooner whilst Danny made up for standing up Flegg High parkrun in Norfolk.

What started as CEO and founder John Mill's need for better wildfire information grew into tech that supported 9 million users during the LA fires. Learn how the founders of Watch Duty grew through constraints to scale mission-critical software as Amazon CTO Werner Vogels and your host Simon Elisha chat with John Mills and CTO Dave Merritt of Watch Duty about the early days of this startup with a mission to save lives. Learn More: https://bit.ly/43OLliG

Frugal Friday er en fejring af de små og store valg, vi har foretaget i løbet af ugen og som, på den ene eller anden måde, har sparet på ressourcerne. Enten de fælles ressourcer i form af vores miljømæssige aftryk, eller ressourcer i form af tid, penge og energi i vores egen lille familie.Facebook-gruppen: https://www.facebook.com/groups/102379190353119Instagram: https://www.instagram.com/projecthandmade/

What couples without kids fight about: who does the dog love more, what to watch, what's for dinner, etc.Phrases that could kill your relationship: you're being to sensitive, do what you want because I don't care, etc.If you get criticized for these for these habits, you're actually financially responsible: you drive an old car, you buy used furniture, etc.Second Date Update: Raj & Monica have a great time at a Livermore winery and went for Mexican. What did Monica see on Raj's phone that made her ghost?

Når en situation går mindre efter planen end ønsket, så er det smart at regne baglæns for at se, hvordan vi kan undgå det en anden gang. Det bruger jeg til alt fra at bekæmpe madspild til at undgå wrestlingkampe i min entre, og her deler jeg hvordan. Facebook-gruppen: https://www.facebook.com/groups/102379190353119Instagram: https://www.instagram.com/projecthandmade/

Haircut criticisms, girls scout cookie hookups, near death stay away camp stories, warnings of the danger of horses, and much much more! 

This conversation focuses on the importance of spending wisely in retirement, overcoming the fear of financial insecurity, and understanding personal retirement goals. Steve and Derrick emphasize the role of annuities in providing a stable income stream and the need for comprehensive planning to ensure a comfortable retirement. They also highlight the supportive approach of the Hoyl Financial Group in helping clients navigate their financial futures. Get Your Complimentary Retirement Analysis Social Media: Facebook I Twitter See omnystudio.com/listener for privacy information.

Many Americans think that they have to spend a fortune to look fabulous, but one woman made it her mission to show that you can dress for success, for less. Caroline Baudino was a stay at home mom when she came to a revelation searching for clothes on Amazon, that there was a plethora of 'dupes' that were just as high quality as the expensive designer items. Social media influencer & founder of Being Caroline LLC, Caroline Baudino joins Everyone Talks To Liz Claman to share how she became a fashion influencer, her tips for dressing classy for less, and how she's made her passion into a business that she now shares with her husband. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, hosts Alaina Brookmyer and Peyton Saraiva welcome Amy McConnell, the owner and chief curator of East Valley Moms, a local resource for families in the Phoenix area. They discuss Amy's journey into motherhood and business, the evolution of East Valley Moms, and the importance of community engagement. The conversation highlights practical parenting tips, frugal fun activities, and local resources for families. Amy shares her insights on meal prep solutions and favorite local spots, emphasizing the value of spending quality time with children without breaking the bank. The episode concludes with a look at future plans for East Valley Moms and the importance of finding a supportive community in motherhood.East Valley Moms Website! - https://eastvalley.momcollective.com/East Valley Moms- Instagram ⁠https://www.instagram.com/eastvalley.moms?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw==MOMents- https://www.citruspear.com/ Citrus Pear- EVM15 for $15 off your first class! 

Today’s show sponsored by: Goldco — 10% Instant Match in BONUS SILVER, for qualified JLP Show listeners Learn more at https://JesseLovesGold.com or 855-644-GOLD

Common ways to end up in the ER. Number one on the list...CROC's. There is also trampolines, cutting avocados and bagels, for example.People who grew up poor share their frugal skills. Never purchase brand new, for ex.America's favorite gas station snacks...#1 Rice Krispie Treats.Second Date Update: Alex and Taylor had a great date enjoying fish tacos and margaritas. They even took a romantic walk on the beach. Now, she has ghosted.

Dr. Disha Spath, an internist and hospitalist based in upstate New York, shares her inspiring journey from India to the United States, reflecting on how personal hardships and cultural transitions shaped her views on success, financial stability, and the importance of financial literacy among physicians. She discusses the impact of a traumatic childhood loss, the financial challenges of medical education, and her determination to create a secure future for her children—free from the uncertainties of financial instability. Dr. Spath's story highlights her family's deep roots in healthcare and her father's struggles with mental health, which ultimately led to their relocation to the U.S. She recounts the challenges of adapting to a new culture, navigating language barriers, and overcoming socioeconomic obstacles. Her academic journey took her to the University of Georgia for her undergraduate studies and later to the Medical College of Georgia, where she faced the rigorous demands of medical training alongside the realities of significant student debt. As an attending physician, Dr. Spath recognized the widespread financial pressures faced by many in the medical profession. This realization led to the creation of her initiative, The Frugal Physician, which empowers fellow physicians to take control of their finances through mindful spending, strategic investing, and a frugal lifestyle. She outlines the key strategies she employed to become debt-free, including reducing unnecessary expenses, downsizing her living situation, and utilizing a debt snowball approach to accelerate loan repayment. Dr. Spath underscores the importance of maintaining a strong financial foundation by managing the gap between income and expenditures while maximizing financial efficiency. She advocates for early investing, understanding the tax code, and strategically leveraging debt for wealth-building opportunities. For further insights and resources, Dr. Spath offers financial guidance through her website, The Frugal Physician, and her podcast, Finding Financial Freedom with The Frugal Physician. She continues to foster discussions on financial well-being through her online community and social media platforms, encouraging physicians to take charge of their financial health.   -+=-+=-+=-+= Join the Conversation! We want to hear from you! Do you have additional thoughts about today's topic? Do you have your own Prescription for Success? Record a message on Speakpipe   Unlock Bonus content and get the shows early on our Patreon Follow us or Subscribe: Apple Podcasts | Google Podcasts | Stitcher | Amazon  | Spotify --- There's more at https://mymdcoaches.com/podcast Music by Ryan Jones. Find Ryan on Instagram at _ryjones_, Contact Ryan at ryjonesofficial@gmail.com Production assistance by Clawson Solutions Group, find them on the web at csolgroup.com

Driving Hyundai’s latest Sante Fe Hybrid – behind the wheel noticeably larger toits predecessor, now squarer edged, a very roomy seven-seater with exceptionalcargo space but if anything it looks a little tail heavy due to an enlarged tailgate.This latest Hyundai Sante Fe initially available as a 1.6-litre turbo petrol hybrid sixspeed automatic in a base model, mid-spec Elite and top-grade Calligraphy - anddepending on model, front or all-wheel drive. A 2.5-litre pure petrol 8-speedautomatic arrives late this year. I tested the Elite all-wheel drive, now $2,000dearer at $65,000 plus on-road costs. The hybrid power trains 172kW of power,367Nm of torque more than adequate – providing excellent fuel economy – Imanaged 7.7L./100km around town and on 91 grade petrol. Economy aided bythree levels of regenerative braking and in its highest level you hardly need totouch the brakes. Biggest annoyance the speed limit warning and driver attentionmonitor – both features need more development and refinement and are just plainannoying and of no real driver benefit. They can be switched off but every timeyou start the car they renew. Like a lot of the new Chinese SUV’s these warningchimes are distractive, and a turn off to most drivers. I’m David BerthonSee omnystudio.com/listener for privacy information.

Twelve Fat Sheep.Macy talks to us this week about the 'generally erect' tulips, and Charlye talks witchy thrift tips and ideas. Support the showSimply CaptivatingCheck it out on Patreon.com/wbahpodcast for only $5 wbahpodcast.com_-_-_-_-_-_-_-_-_-_-_-_-_Want to help support the Podcast? Consider becoming a Patron!www.patreon.com/wbahpodcastAdvertise with us!Just shoot us an email over to wbahpodcast@gmail.comSnag yourself some WBAH Merch!teespring.com/stores/wbah-podcast-store_-_-_-_-_-_-_-_-_-_-_-_-_-Come Do Yoga With Macy:patreon.com/macyaniseyogaCharm by Charlye MichelleAncestor Oil and Fire Scrying Sessionscharmbycharlye.comPlay The Sims With Charlyetwitch.tv/charlye_withawhyTwitter @charlyewithawhyOur Video EditorEldrich Kitchenm.youtube.com/channel/UC_CwBrVMhqezVz_fog716Ow_-_-_-_-_-...

Em meio a uma concorrência mundial acirrada pelo desenvolvimento da inteligência artificial (IA), um grupo de países busca impulsionar o chamado uso “frugal” da tecnologia. A diminuição do impacto ambiental da IA foi um dos focos da Cúpula para a Ação sobre a Inteligência Artificial, sediado em Paris esta semana. A declaração final do evento foi clara: prega “uma inteligência artificial sustentável e inclusiva para a população e o planeta”. Os Estados Unidos, em pleno revés ambiental após o retorno de Donald Trump, não assinaram o comunicado, ao contrário de outros 61 países, entre eles o Brasil.Estima-se que a poluição digital pelo uso crescente da internet responda por 4% das emissões mundiais de gases de efeito estufa a cada ano. Mas a IA, em especial a generativa, alça este impacto a um patamar jamais visto, salienta Aurélie Bugeau, pesquisadora em Informática da Universidade de Bordeaux e uma das autoras do texto de referência da Agência Francesa de Normas sobre a inteligência artificial frugal. A França foi pioneira mundial em determinar, no ano passado, parâmetros para limitar o impacto ambiental da IA.“Já temos um crescimento exponencial só nessa fase de treinamentos dos modelos de IA generativa: do número de placas gráficas utilizadas, do consumo de energia. Portanto as emissões de gases de efeito estufa estão também em crescimento exponencial, assim como o esgotamento dos recursos abióticos, ou seja, não vivos, segue nessa mesma trajetória”, explica a especialista.Riscos x benefícios O tema pode ser visto sob dois prismas: se, por um lado, os data centers e os bilhões de cálculos realizados pela IA exigem um uso exponencial tanto de energia e água, quanto de matérias-primas, como metais raros, por outro o avanço da tecnologia oferece um manancial de oportunidades para melhorar a pegada de carbono nos mais variados setores.A IA pode ter aplicações concretas para ajudar a enfrentar os problemas ambientais, como impulsionar energias descarbonizadas, melhorar eficiência energética dos transportes e da agricultura, e assim, cortar emissões.Os seus avanços também poderão ser úteis para ser usada para prevenir enchentes, evitar o desperdício de recursos naturais, detectar escapamentos de metano na indústria fóssil, além de identificar irregularidades em diferentes atividades, como o desmatamento ou a pesca ilegais. Diversas iniciativas são descritas no coletivo Climate Change AI, alimentado por especialistas e pesquisadores.Entretanto, por enquanto, o lado mais visível da moeda é a disparada das emissões das grandes empresas de tecnologia: a Microsoft aumentou 30% entre 2020 e 2023, e a Google chegou a 48%, devido ao desenvolvimento de suas inteligências artificiais. Elas exigem uma alta significativa do consumo de energia para alimentar as máquinas, processadores e chips superpotentes, e de água para resfriar os data centers que abrigam as suas informações.Leia tambémNa corrida mundial pela IA, UE aposta em proteção de dados para se diferenciar de excessos de concorrentesNa Irlanda, os data centers podem, já em 2026, ser responsáveis por nada menos do que 30% do uso total de eletricidade no país. Para países como a França, a saída para compensar este impacto brutal é apostar na descarbonização da energia – mas isso não resolve o gargalo do uso excessivo de água para o resfriamento das infraestruturas.“As empresas alertam que é um verdadeiro desafio para elas conseguirem atingir a neutralidade de carbono que era visada para 2030, afinal a IA traz novos desafios. Por isso que esse imenso consumo de energia pode levar à reabertura de usinas nucleares, como nos Estados Unidos, sob o impulso da Microsoft”, nota Bugeau.'Não precisa de ChatGPT para encontrar um restaurante'A IA frugal aparece como uma espécie de guia para que empresas, governos e instituições busquem desenvolver e utilizar essa tecnologia, porém com os menores danos possíveis ao planeta – de modo que os benefícios da inteligência artificial se sobreponham aos riscos.“Tem muitas e muitas aplicações possíveis, mas hoje não existe, que eu saiba ou meus colegas saibam, avaliações completas sobre os ‘riscos' versus ‘benefícios' da IA para o meio ambiente. Por enquanto, as promessas são apenas promessas e pouco foi provado”, salienta Bugeau. “Nos faltam dados porque falta transparência, da parte dos industriais. Os pesquisadores são obrigados a estimar os dados, pois não têm informações completas sobre toda a cadeia da IA, da fabricação das máquinas passando pelo uso e o fim de vida delas, e que não são divulgadas.”A IA frugal também significa especificar melhor as diferentes utilizações da tecnologia – e inclui aceitar não utilizá-la sistematicamente, apesar das facilidades que ela traz. Segundo a Agência Internacional de Energia (AIE), a IA generativa consome 10 vezes de vezes mais energia por ser polivalente – combina outras inteligências artificiais especializadas, capazes de executar diferentes tarefas como procurar, traduzir, combinar, resumir, escrever e criar novos dados. Não é necessário recorrer a uma plataforma com capacidades gigantescas como ChatGPT para uma busca simples, que demanda muito menos dados para uma resposta satisfatória – portanto, exige menos infraestruturas e energia do que a gigante mundial da inteligência artificial generativa. “Você não precisa usar o ChatGPT para encontrar um bom restaurante”, disse a ministra francesa da Transição Ecológica, Agnès Pannier-Runacher, à emissora BFMTV.

These are big no-no's around Valentine's Day if you just started dating. Don't discuss baby names, don't leave your toothbrush after the second date, refer to they're pet as "our" pet, etc.Is this a gift or a project? Corey got some clothes in the mail. They don't fit, but returning them is a pain. Is it wrong to give it to a friend? Or does that give them a project?Frugal habits people swear by. Using the library for podcasts. Avoid ATM fees, don't order food delivery.Second Date Update: Mark was digging Mellie, but he did something on the date that could only be categorized as horrifying.

Purchasing power is down, inflation is up and the job market is tough. So this week we go in search of ways to help you stretch your budget. We go shopping with the Martha Association to try and cut the cost of groceries, and look at ways to save on electricity bills. Zena Iovino and Egan Richardson presented this episode of All Points North. The sound engineer was Juha Hjelm. Let us know what you think via WhatsApp on +358 44 421 0909 or at allpointsnorth@yle.fi. 7 February 2025 / All Points North / Yle News

Overview:This week on Live! with Fefe & Freddy, we explored budget-friendly cosplay hacks, the latest WTF moments in politics and current events, and some wild legal battles that turned the tables on hate groups. Plus, we shared behind-the-scenes updates, including Sex Trivia Night, Men of Mister Phoenix Pride Fundraiser, and the latest adventures in home decor. Segment Highlights: Cosplay on a Dime How to create Ren Faire and steampunk looks from thrifted and repurposed pieces Easy DIY accessories to elevate your cosplay game Tips for getting started without breaking the bank Current Events: The WTF Files Elon Musk's latest power grab – His team now has access to federal financial data The Proud Boys' legal loss – A Black church now owns their name and branding rights Trump's transgender athlete ban – What it means for sports and the LGBTQ+ community Politics Rundown Trump's plan to “redevelop” Gaza—aka a billionaire golf course dream Tariff negotiations between the U.S., Mexico, and Canada Canadian Prime Minister's not-so-subtle jab at American politics Minority Report & Pop Culture The controversy around Black History Month proclamations Beyoncé's Grammy wins for Best Country Album and Album of the Year Kendrick Lamar's legendary Grammy moment with a Canadian tuxedo Upcoming Shows & Events: Pride Day at the Ren Faire – February 16 Drag Bingo at Drink Me Tea Room – February 27 Drag Bingo + Cats at PHX Cat Cafe – February 28 Sex Trivia Night at Gracie's Tax Bar – April 17 Watch or Listen:Did you miss the livestream? Catch the replay on Facebook, YouTube, or Twitch. Prefer audio? Listen to the episode on Spotify, Apple Podcasts, or your favorite podcast platform.

Healing Your Financial Mindset:  Financial expert Kara Stevens, founder of The Frugal Feminista, joins Marina Franklin and Leighann Lord  to share invaluable insights on managing personal finances, healing your mindset, and building wealth. Kara talks about her own journey from financial dysfunction to becoming a money mentor, emphasizing the importance of understanding your relationship with money and making informed financial decisions. Tune in for practical advice on student loans, credit card management, and how to align your financial habits with your values. A must -listen for anyone looking to take control of their financial future with compassion and clarity. Kara Stevens is a powerhouse in the world of financial wellness, blending her expertise in economics, education, and social justice to empower women of color to heal their relationship with money and build lasting wealth. As the founder of The Frugal Feminista, Kara has touched thousands of lives through her transformative programs, bestselling book Heal Your Relationship with Money, and partnerships with global brands like American Express, Spotify, and Verizon.  With over 20 years of leadership experience and degrees from Oberlin College and Columbia University, Kara brings a unique blend of compassion, strategy, and cultural awareness to her mission of helping women navigate systemic barriers and achieve financial abundance.  Her work is a testament to her belief that healing and wealth go hand in hand, making her a sought-after speaker, mentor, and advocate for equity and empowerment. Leighann Lord is a seasoned standup comedian who has appeared on HBO's Def Comedy All Star Jam, Comedy Central, The View, Netflix, and Showtime's Even More Funny Women of a Certain Age. She has performed for the troops and her Dry Bar Comedy special has had over one million views. Always hosted by Marina Franklin - One Hour Comedy Special: Single Black Female ( Amazon Prime, CW Network), TBS's The Last O.G, Last Week Tonight with John Oliver, Hysterical on FX, The Movie Trainwreck, Louie Season V, The Jim Gaffigan Show, Conan O'Brien, Stephen Colbert, HBO's Crashing, and The Breaks with Michelle Wolf.      

Pastor Allen continues in the latest episode of Money Crisis.

"Spørg minimalisten" er brevkassen, hvor jeg besvarer de spørgsmål I stiller om minimalisme & købestop, så flere kan bruge svaret. Send gerne spørgsmål via Instagram, så kommer de med i de næste episoder herinde.Facebook-gruppen: https://www.facebook.com/groups/102379190353119Instagram: https://www.instagram.com/projecthandmade/

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Send us a textIt's tempting to live in the moment at the expense of our future self. In this episode, we dive into how small things matter and could make the difference in your financial independence journey.Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlns

On this episode of the Tactical Dent Tech podcast, we dive into the difference between being cheap and being frugal, especially when it comes to thriving in 2025. While being cheap often leads to cutting corners, a frugal attitude focuses on smart spending, long-term value, and strategic investments that bring lasting returns. We'll explore how adopting a frugal mindset can help you grow your business, improve your skills, and position yourself for success in the coming year. Tune in to learn how to make every dollar count without sacrificing quality or opportunity in your life and business.

In this episode, I am Kickin' It with finance coach, speaker, and author Kara Stevens. She is on a mission helping women heal their relationship with money and break free from financial stress.

Need to save money?  We got 'chewFrugal people on Reddit were asked how they are saving money in 2025.  Listen to what they said ...  To subscribe to The Pete McMurray Show Podcast just click here

This week on the Journey to Launch Podcast, I'm joined by Jen Smith and Jill Sirianni, co-hosts of the Frugal Friends podcast and authors of Buy What You Love Without Going Broke. We dive into the true meaning of frugality, breaking away from the common perception of it being about deprivation or cheapness. Instead, Jen and Jill frame frugality as intentional, value-driven spending that supports your goals and priorities. They share insights on understanding spending habits, using a 90-day transaction inventory to uncover patterns, and how dopamine fasting can reprogram spending behaviors. Tune in for practical tips and strategies to help you spend with purpose, align your money with what truly matters, and find joy on your path to financial freedom. In this episode you'll learn:  That frugality is not about wanting less but wanting different and embracing the desire for big things in life. It's about good stewardship of all resources. The need for flexibility and fluidity in spending decisions, especially during different life stages.  How a no spend challenge can be a way to pause non-essential spending and give the brain space to ask important questions about spending behaviors.  How to align spending with deeper values such as faith, family, friends, and fulfilling work. Other Links Mentioned in episode: Jen's previous episode on the Journey to Launch Podcast: How to Use Frugality and No Spend Challenges to Accelerate Your Money Journey + Side Hustle Tips w/ Jen Smith Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with The Frugal Friends: Website: FrugalFriendsPodcast.com Instagram: @FrugalFriendsPodcast Twitter: @ModernFrugality Facebook: @ModernFrugality Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

What if you could spend guilt-free on what you love and keep your finances on track? In this episode, we're joined by Jen and Jill from the Frugal Friends podcast to break down how to live frugally without crossing the line into being cheap. Frugal living isn't about deprivation—it's about prioritizing your spending on what truly lights you up while cutting back on the things that don't. Jen and Jill share practical strategies to help you: Identify the difference between frugal and cheap decisions. Build a spending plan that aligns with your values and goals. Use budgeting as a tool for joy, not restriction. But that's not all. We also explore: The hidden dangers of compulsive trading and its growing impact on investors. Doug's deep dive into his Amazon spending history—prepare for a laugh and a wake-up call. Whether you're looking to reframe your relationship with money or simply want to enjoy what you love without breaking the bank, this episode is packed with actionable tips to help you crush your financial goals in 2025. Tune in and learn how to master the art of intentional spending! FULL SHOW NOTES: https://stackingbenjamins.com/how-to-shun-consumerism-1627 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ali Wong jokes about being frugal in her Netflix special, "Single Lady".

We love games so today we're bringing you a podcast takeover and having some fun with 'Money Jeopardy'! This was recorded live at FinCon 2024 (a conference for personal finance content creators) with 'The Struggle is Real' podcast, hosted by our friend Justin Peters. He's joined by Jackie Cummings Koski (your co-host on 'Catching Up to FI'), Joel Larsgaard from 'How to Money' and Justin Brown-Woods from 'Price of Avocado Toast' to play!  The contestants will be choosing questions from 4 categories: Binge or Cringe - are you in or out on this personal finance topic History of Money - a tough money-related trivia question Frugal or Cheap - are you being a good steward of your money or just a cheapo Fill in the blank - complete this statement We weigh in on some serious topics like: Is Couponing Worth it, Using Your Old Student ID for Discounts, Weirdest Way You've Made Money, and more. You will chuckle and laugh throughout this whole conversation, but you'll also pick up tips and tricks along the way.   

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2980: Lisa Harrison outlines a practical strategy for reclaiming financial discipline when old spending habits resurface. Through goal prioritization, progress tracking, budget adjustments, and family meetings, her approach empowers individuals and families to regain control, sustain frugality, and achieve long-term financial goals without feeling overwhelmed. Read along with the original article(s) here: https://madmoneymonster.com/2019/08/26/how-to-execute-a-frugal-reboot-when-old-spending-habits-appear/ Quotes to ponder: "Shifting goals without a solid plan can easily allow you to lose financial focus." "Tracking your net worth is a key to staying motivated because you can see progress with your own two eyes." "Your budget is fluid, and you're in control." Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s episode offers a peek into what your favorite personal finance podcast might be like, if only it was hosted by two ladies! Jen Smith and Jill Sirianni are hosts of the Frugal Friends podcast which is all about embracing a more intentional and frugal lifestyle… but not THAT kind of frugal. They challenge the idea that frugality is about deprivation and instead highlight how it can empower you to achieve financial independence while living a life filled with joy and purpose. Jen and Jill drive this point home in their new book, Buy What You Love Without Going Broke, which is exactly what we’re talking about today- spending money! We cover the ways that we’re doing it wrong, how to spend money in a healthy values-driven way, and strategies to support those new habits!See omnystudio.com/listener for privacy information.

In this episode, Allison Baggerly sits down with Jen Smith and Jill Sirianni to chat about their new book, Buy What You Love Without Going Broke, and what frugal living really means. Spoiler: it's not about feeling deprived! They break down how being frugal can actually be fun and fulfilling, sharing how financial limits can spark creativity.If you want to learn how to enjoy life while staying on top of your finances, then this episode is for you!Get the book: Buy What You Love Without Going BrokeSave money on your electric bill with TriEagle Energy: https://trieagle.com/inspired You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

When it comes to Christmas, are you Buddy the Elf in your family - or the Grinch? Every family has a variety of personalities, and it's no different when it comes to celebrating the holidays. Some people love to spend and dive into the gift giving, while others are more reserved and concerned about the budget.In this fun and enlightening episode, you'll discover how to blend the two sides of your family's holiday approach without losing the fun and magic of the season! Send us a text at our Podience Textline: 302-542-0800Other ways to connectinfo@alessifamilybusiness.comMessage us on Instagram or Facebook Reply on our YouTube Community Leave a voicenote Buy Family Business Merch Listen to our daily devotional podcast My Morning Devotional Join the Family Business Follow Us on Instagram and Facebook Subscribe on YouTube Leave a review Hear new music from our family in Metro Life Worship!Listen on Apple MusicListen on Spotify...

Jesse grew up in a frugal family -- frugality for frugality's sake, as he describes it. As he has grown, discovered the YNAB method, and worked the four rules, he has come to a conclusion -- he is not even a little frugal! Frugality implies thrift, spending little money so as to conserve the resource. The idea is that spending money frugally is an effort to not waste money.   YNAB's four rules help you identify the things that matter in your life, however, the things you do want to spend money on. And once you have identified those things, Jesse challenges you to double down and spend more on the things that matter to you. As he has mentioned in other episodes, money is just an extension of you, and if money is you, then why would you want less of you in the world?    So Jesse is not frugal. Not even a little bit!   Get your tickets to YNAB Fan Fest 2025! Coming to San Diego, Minneapolis, and NYC. Tickets are ON SALE NOW: YNAB.com/events   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

Merriam-Webster's Word of the Day for November 30, 2024 is: frugal • FROO-gul • adjective Someone described as frugal is careful about spending money or using things unnecessarily. Frugal can also describe something that is simple and plain in a way that reflects such carefulness with money and resources. // By being frugal and limiting unnecessary purchases, the family is able to stretch its monthly budget. // Sometimes a frugal meal of bread, cheese, and grapes can be just as satisfying as a lavish feast. See the entry > Examples: “‘I would take anything that I had and put it into a pan and just fry it up, and then eat it with a fork out of the pan, because it would also cut down on the minimum amount of dishes for me to have to clean,' he [Kevin Bacon] recalls of some of his early egg-onion-leftover-pasta concoctions. And though his frugal days are behind him, the star still prefers cooking over fancy restaurant meals most of the time.” — Clarissa Cruz, People, 9 Nov. 2023 Did you know? Folks who are frugal tend to frown on the frivolous frittering away of the fruits of their labor, so it may surprise you to learn that frugal comes from the Latin word frūx, which means, among other things, “fruit.” Perhaps because of fruit's financial value, from frūx followed frūgī, an adjective meaning “deserving, sober, or thrifty,” which finagled its way into Late Latin in the form of frūgālis (“not given to excess; temperate, sober, simple”), then Middle French, and finally English, as the familiar frugal. Today, frugal is used to describe things that reflect a fastidious dedication to foregoing the fancy, as in “he insists on a frugal diet of fungi and fava beans.” Frugal can also describe a person, usually with respect to money, but one can be frugal with other things, too, such as words that start with the letter f, though we certainly haven't been in this paragraph.