Struggling Adult

Does anyone else remember their first real paycheck? Did you ask, "who is FICA, and why are they taking my money"?! Did the closest adult to you laugh and welcome you to "the real world"? No worries, I rolled my eyes too. Join me as I get to the bottom of the adulting tax and discuss legitimate ways to reduce the tax burden for those of us in this struggle together. My tax professional [and dad] demystifies the language of taxation and debunks all the tax advice offered by our coworkers, family members, friends, and social media. Listen closely! Take notes! We're all going to be good in this [adult]hood! Don't forget to LIKE! SHARE! SUBSCRIBE! COMMENT! Let's Link! Guest: Jimmy Johnson - tax professional and my Dad Host: Dr. Jess IG: @drdaniellej SUPPORT THE POD! https://anchor.fm/struggling-adult-podcast/support Merch: https://linktr.ee/DrJessiJ DISCLAIMERS: Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added with creator's permission Struggling Adult Podcast and related entities do not make any guarantees about the financial information discussed and are not a source for financial advice or instruction. Any action you take upon the information detailed in this episode is strictly at your own risk. We will not be liable for any personal/financial impact concerning the use of discussed services. Basically, do your own research too! --- Support this podcast: https://anchor.fm/struggling-adult-podcast/support

Hey Yall! I'm back, two weeks in a row!! Who am I?! This week we're wrapping up our convo on the numerous doors MLM has and will open for us, our loved ones, and our future generations! Did you know "your network = your net worth" is more than a cliche! It's REAL LIFE, and I'm living it! So, of course, I have to share this information with my sisters and brothers out here adulting in this economy. Join in as three generations discuss why they hopped onboard with MLM to bridge the gap between making those "ends" meet. Our goal is to spread this knowledge with all those we love and trust. Find out how we can ALL create INHERITABLE GENERATIONAL WEALTH in an industry that EVERYONE participates in, no matter the state of the economy. Listen closely! Take notes! Keep your mind open to the doors of opportunity you never knew existed! We're all going to be good in this [adult]hood, including the generations to come! Don't forget to LIKE! SHARE! SUBSCRIBE! Let's Link! - Guests: Linda F. Johnson: Lfoggiejohnson.inteletravel.com Michael Broner, Jr.: michaelbroner.inteletravel.com - Dr. Jess: IG: @drdanielleJ Travel Concierge Services: jessicadjohnson.inteletravel.com --> Register for free! Marketing: www.plannetmarketing.com/DrDanielleJ Email: secured.dream@gmail.com SUPPORT! ----> https://anchor.fm/struggling-adult-podcast/support DISCLAIMERS: Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added with the creator's permission. Struggling Adult Podcast and related entities do not guarantee the accuracy and reliability of the financial information discussed and are not a source for financial advice or instruction. Any action you take upon the information detailed in this episode is strictly at your own risk, and we will not be liable for any personal/financial impact in connection with the use of discussed services. --- Support this podcast: https://anchor.fm/struggling-adult-podcast/support

Hey Yall! I'm back, babyyyy! Yes, I'm popping in like I didn't just ghost yall for a year. I brought guests too, so yall be nice! Feel free to side-eye me with love. Brruuhhh! Why am I just finding out about multilevel marketing (MLM) ?!?! Did you know "your network = your net worth" is more than a cliche! It's REAL LIFE, and I'm living it! So, of course, I have to share this information with my sisters and brothers out here adulting in this economy. Join in as three generations discuss why they hopped onboard with MLM to bridge the gap between making those "ends" meet. Our goal is to spread this knowledge with all those we love and trust. Find out how we can ALL create INHERITABLE GENERATIONAL WEALTH in an industry that EVERYONE participates in, no matter the state of the economy. Listen closely! Take notes! Keep your mind open to the doors of opportunity you never knew existed! We're all going to be good in this [adult]hood, including the generations to come! Don't forget to LIKE! SHARE! SUBSCRIBE! Let's Link! - Guests: Linda F. Johnson: Lfoggiejohnson.inteletravel.com Michael Broner, Jr.: michaelbroner.inteletravel.com - Dr. Jess: IG: @drdanielleJ Travel Concierge Services: jessicadjohnson.inteletravel.com --> Register for free! Marketing: www.plannetmarketing.com/DrDanielleJ Email: secured.dream@gmail.com SUPPORT! ----> https://anchor.fm/struggling-adult-podcast/support DISCLAIMERS: Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added with the creator's permission. Struggling Adult Podcast and related entities do not guarantee the accuracy and reliability of the financial information discussed and are not a source for financial advice or instruction. Any action you take upon the information detailed in this episode is strictly at your own risk, and we will not be liable for any personal/financial impact in connection with the use of discussed services. --- Support this podcast: https://anchor.fm/struggling-adult-podcast/support

Ok Y'all! Your favorite sister in the struggle is back and we're still rolling in the dough [or at least working our way to it]. Tune in as I discuss ways to finance this adulting thing. Let's stop robbing Peter to pay Paul and dem! We're talking financial advising, budgeting, paying God and yourself first, credit unions [#theplug], family planning, life insurance, and more! Listen closely! Take notes! We're all going to be good in this [adult]hood! Don't forget to LIKE! SHARE! SUBSCRIBE! COMMENT! Let's Link! Guest: Terry Scipio, CLU, CLTC [Financial Advisor] --> let him know you heard him here! IG: @terry_scipio Webpage: scipiofinancial.com Email: terryscipio@cplanning.com Phone/Text: 843-765-2010 Host: Dr. Jess IG/YT/FB/TikTok: @strugglingadultpodcast @drdaniellej Email: strugglingadultpod@gmail.com SUPPORT THE POD! https://anchor.fm/struggling-adult-podcast/support Merch: https://linktr.ee/DrJessiJ DISCLAIMERS: Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission Struggling Adult Podcast and related entities do not make any guarantees about the financial information discussed and is not a source for financial advice or instruction. Any action you take upon the information detailed in this episode is strictly at your own risk and we will not be liable for any personal/financial impact in connection with use of discussed services. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

Dr. Jess connects with the owners and operators of Financial Therapy, LLC, Jenae Murphy and Marlon Grant to discuss money misconceptions in the black community and those living in Adulthood. Don't forget to LIKE! SHARE! SUBSCRIBE! COMMENT! Let's Link! Socials: - Guest IG: @jenaesfinancialtherapy - IG/YT/FB/TikTok: @strugglingadultpodcast @drdaniellej DISCLAIMERS: Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission Struggling Adult Podcast and related entities do not make any guarantees about the accuracy and reliability of the financial information discussed and is not a source for financial advice or instruction. Any action you take upon the information detailed in this episode is strictly at your own risk and we will not be liable for any personal/financial impact in connection with use of discussed services. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

We previously discussed steps to purchasing our first home, but let's talk about financing it! I sat down with Loan Officer Anastasia (Anna) McFadden-Plummer to understand the steps to securing a home loan. Open your notes app and listen to the end, Anna is truly the plug when it comes to confidently navigating this process, while also seeing how many times you ordered DoorDash in a week. Check out her website: https://people.rate.com/anastasia-mcfadden-1990489 and let her know your sister in the struggle sent you! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

Dr. Jess is back with a VERY SPECIAL guest for another kickback convo! 10th Letter aka Brody aka Jeremi aka my big brother hopped on the line to discuss a few unplanned topics including the unfortunate prognosis for DMX [RIP], kittens having kittens, an old town buss down for satan, how dial-up saved a generation from the pure foolery currently corrupting Al Gore's internet, partaking in healthy escapes from adulting, and so much more! Turn off your CNN and IG alerts and tune in to get a break from your week! P.S. Do black folks and house cats really have beef? Let's Link! Socials: - Guest IG: @10thlettermusic - IG/YT/FB/TikTok: @strugglingadultpodcast @drdaniellej - www.strugglingadultpod.com - strugglingadultpod@gmail.com LIKE! SHARE! SUBSCRIBE! SUPPORT! Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

Dr. Jess sits down with her sisters, Ashley [first-time home buyer] and Krissy [award winning realtor, Kristen Sessions] to detail their first-time home buying experiences. In part 2 of this episode, we discuss the realtor relationship, comps, contracts, negotiating with difficult sellers, and all the little costs that REALLY ADD UP [don't get caught slippin y'all!]. Helpful resources detailed in this episode and part I are listed below! Don't forget to LIKE! SHARE! SUBSCRIBE! COMMENT! Helpful Links: https://www.annualcreditreport.com/index.action https://www.businessinsider.com/personal-finance/first-time-homebuyer-programs-by-state?utm_source=copy-link&utm_medium=referral&utm_content=topbar https://www.nerdwallet.com/article/mortgages/tips-for-first-time-home-buyers https://www.nerdwallet.com/blog/mortgages/first-time-home-buyer-programs-by-state/ Home Buying: Learn everything you need to know about buying a home. - https://www.rocketmortgage.com/learn/home-buying Earnest money: Earnest money is put down before closing on a house to show you're serious about purchasing. It's also known as a good faith deposit. - https://www.rocketmortgage.com/learn/earnest-money Closing cost: expenses you pay to your lender in exchange for loan services. Closing Costs: What Are They And How Much? | Rocket Mortgage Down payment: a large initial payment that you make when you buy a home. It's usually a percentage of the purchase price and ranges from as little as 3% to as much as 20% for a primary residence. What Is A Down Payment? | Rocket Mortgage --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

Dr. Jess sits down with her sisters, Ashley [first-time home buyer] and Krissy [award winning realtor, Kristen Sessions] to detail their first-time home buying experiences. In part I of this episode, we discuss the initial steps taken on our journey and slowly navigate through all of the moving parts we didn't know were coming. Helpful resources detailed in this episode and part II are listed below! Don't forget to LIKE! SHARE! SUBSCRIBE! COMMENT! Helpful Links: https://www.annualcreditreport.com/index.action https://www.businessinsider.com/personal-finance/first-time-homebuyer-programs-by-state?utm_source=copy-link&utm_medium=referral&utm_content=topbar https://www.nerdwallet.com/article/mortgages/tips-for-first-time-home-buyers https://www.nerdwallet.com/blog/mortgages/first-time-home-buyer-programs-by-state/ Home Buying: Learn everything you need to know about buying a home. - https://www.rocketmortgage.com/learn/home-buying Earnest money: Earnest money is put down before closing on a house to show you're serious about purchasing. It's also known as a good faith deposit. - https://www.rocketmortgage.com/learn/earnest-money Closing cost: expenses you pay to your lender in exchange for loan services. Closing Costs: What Are They And How Much? | Rocket Mortgage Down payment: a large initial payment that you make when you buy a home. It's usually a percentage of the purchase price and ranges from as little as 3% to as much as 20% for a primary residence. What Is A Down Payment? | Rocket Mortgage --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

Hinges, bees, and white claws. Jess and Tracy continue their support group discussion for women attempting to date in the year of Blue Ivy 2021. Episode recorded 3/18/21 but I needed a lot of naps sooooo, you're basically time-traveling. YW! Let's Link! Socials: - IG/YT/FB/TikTok: @strugglingadultpodcast @drdaniellej - www.strugglingadultpod.com - strugglingadultpod@gmail.com ——— These are the convos you're probably having in your IG DMs, group chats, or with your mama throughout the week. I'm adding y'all to the room (no invite needed) to kick back, cut up, and converse about the goings on in these streets. We're dropping knowledge (whether useful or not) and detailing the struggles we're thriving through. Sit on down and listen to us clown (bars babbyyyyy!!). Listen to the kickback and don't forget to LIKE! SHARE! SUBSCRIBE! WWW.STRUGGLINGADULTPOD.COM Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

Today, I'm trying to holler at y'all and see what's popping your world. I want to know what adulting topics YOU'RE struggling with, so let's connect! I also added the unreleased convo with Dr. J on dating for a little "razzle dazzle" *Dr. J's voice*. This episode is sponsored by Sasha from Chloe_and_Sasha_Needajob who clearly contributes to this mortgage based on how she is raising her voice in my house while I'm recording. Microphone static made a cameo as well. Let's Link! Socials: - Guest IG: @doc_smithbenson @Sk8addict_tv - IG/YT/FB/TikTok: @strugglingadultpodcast @drdaniellej - www.strugglingadultpod.com - strugglingadultpod@gmail.com LIKE! SHARE! SUBSCRIBE! SUPPORT! ----> https://anchor.fm/struggling-adult-podcast/support Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

We're back with another kickback convo featuring the host of the Ten Toes Down Podcast, entrepreneur, world-renowned videographer and creator of Sk8addict TV, your favorite pharmacist on the corner of happy and hell, Dr. Josh(ua) Smith-Benson! Join us as we discuss ways to keep the government out of our pockets, why the knees of our generation gave up, interviewing skills for adults on drugs, and contacting Dr. Josh(ua) for that COVID vaccine card for the low (no vaccination required)! Let's Link! Socials: - Guest IG: @doc_smithbenson @Sk8addict_tv - IG/YT/FB/TikTok: @strugglingadultpodcast @drdaniellej - www.strugglingadultpod.com - strugglingadultpod@gmail.com ——— These are the convos you're probably having in your IG DMs, group chats, or with your mama throughout the week. I'm adding y'all to the room (no invite needed) to kick back, cut up, and converse about the goings on in these streets. We're dropping knowledge (whether useful or not) and detailing the struggles we're thriving through. Sit on down and listen to us clown (bars babbyyyyy!!). Listen to the kickback every 1st/3rd Friday! Looking for ways to show through and glow through the struggle of adulting? We've got that for you every 2nd/4th Friday! LIKE! SHARE! SUBSCRIBE! WWW.STRUGGLINGADULTPOD.COM Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

Today, we're taking our eggs off the clock, and gaining the facts on fertility! Millennial women have postponed pregnancy for professional or other life pursuits. Deciding to have a baby later in life increases the likelihood of difficulties conceiving and is usually precluded by waiting too late to check on their own fertility health. Why struggle with navigating such a big topic on your own? Let's talk this out together! Please note, this conversation will be focused on female fertility, but men, we won't leave you hanging. Please see available resources below. References: American College of Obstetricians and Gynecologists American Society of Reproductive Medicine Healthline.com http://cadefoundation.org https://babyquestfoundation.org/ https://resolve.org/what-are-my-options/making-infertility-affordable/ Like! Subscribe! Share! And of course, reach out! www.strugglingadultpod.com IG: @strugglingadultpodcast @drdaniellej Guests: @tjonesivmd @nielsen2822 @pagingdrdietz YT: Struggling Adult Podcast

In this kickback, Dr. Jess talks to Shaunkeese, aka The Darkest One, from #RealBabyFoodSpit podcast about the goings on post-Super Bowl and Valentine's Day! We've got "Marcus" proposing w/ borrowed rings, pro bono Super Bowl halftime shows, practicing that Bey in Ivy Park pose, the scammin ahh government, and just how much we REALLY judge folks. Also, Shaunkeese will be leading the COVID-19 uprising, mark your calendars! Let's Link! Socials: - IG/YT/FB/TikTok: @strugglingadultpodcast @drdaniellej - Guest IG: @shaunkeese FB: Shaunkeese Jackson - www.strugglingadultpod.com ——— These are the convos you're probably having in your IG DMs, group chats, or with your mama throughout the week. I'm adding y'all to the room (no invite needed) to kick back, cut up, and converse about the goings on in these streets. We're dropping knowledge (whether useful or not) and detailing the struggles we're thriving through. Sit on down and listen to us clown (bars babbyyyyy!!). Listen to the kickback every 1st/3rd Friday! Looking for ways to show through and glow through the struggle of adulting? We've got that for you every 2nd/4th Friday! LIKE! SHARE! SUBSCRIBE! WWW.STRUGGLINGADULTPOD.COM Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

2020 really showed us Adults the insecurities surrounding solely focusing on careers and pushing passion to the side. Come to find out, turning our passions into a brand can be an opportunity to foster security around what we love (they don't teach you that in grade school, or any school smh). In this episode, we sit down with Chris Minott, creator of a personal growth-provoking clothing line, Growth Pervasive. We touch on the personal and professional influences that pushed Chris to turn his thoughts into reality. We hope through his experiences, you're able to tap tap tap in on the steps you can use to get your brand out there! Growth Pervasive, a clothing apparel line meant to inspire not only their team but you, their consumers. Growth Pervasive is so much more than a clothing brand. Its founder and CEO, Christopher Minott, inspired by his years of public services, decided to create something that mirrored the experiences that many of the individuals he encountered lived daily. From that, he birthed Growth Pervasive in April 2020. Christopher Minott created a brand that represents the resilience, relentless attitude, and pursuit of a better self, reflected in his apparel. For many of us, our clothing choices reflect who we are as individuals, Chris hopes to inspire others and make a growth-provoking statement with his line.  IG: @growthpervasive  Shop: growthpervasive.com PSA: If you or someone you know has suffered from adulting, you may be entitled to compensation (not from us though). Catch us in these streets! IG: @strugglingadultpodcast @drdaniellej YT: Struggling Adult Podcast

In this kickback, HOA scammed me into shoveling snow, Dr. Jess finds herself in a “too woke” tango w/ a Hinge match, the Instagram King of “image consulting” is really JUST keeping it real, JayNice sets himself up for the okedoke but he's secretly wealthy so it's cool, Dr. Jess may or may not be a snitching gangster, and so much more. Y'all come on down and kick back with your favorite sister in the struggle! ——— These are the convos you're probably having in your IG DMs, group chats, or with your mama throughout the week. I'm adding y'all to the room (no invite needed) to kick back, cut up, and converse about the goings on in these streets. We're dropping knowledge (whether useful or not) and detailing the struggles we're thriving through. Sit on down and listen to us clown (bars babbyyyyy!!). Listen to the kickback every 1st/3rd Friday! Looking for ways to show through and glow through the struggle of adulting? We've got that for you every 2nd/4th Friday! LIKE! SHARE! SUBSCRIBE! WWW.STRUGGLINGADULTPOD.COM Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

We're talking about one of the most important moments in the adult strugglehood... the GLOW UP *insert air horns here*. Listen to how @CtheGlow mastered the art of the glow up and how she's manifesting continued greatness as her adulting journey continues. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/struggling-adult-podcast/support

Welcome to all the successful adults out there struggling to do adult things! On our VERY FIRST episode of the Struggling Adult Podcast, we chat with a few friends of the show on their adventures in dating! We hit on topics like, "strangers with benefits" and "standards in hell"! Sit back as Dr. Jess, our professional adult, gets the view points from an array of amazing guests! Listen as our host @drdaniellej connects with real life adults in the wild and discusses how, they too, are surviving the worst decision ever, becoming an adult (and throwing away the receipt). No matter how successful you may be, the #struggleisreal and #adultingishard Hopefully we can give our unprofessional advice, on how to thrive in these #adulthood streets. PSA: If you or someone you know has suffered from adulting, you may be entitled to compensation (not from us though). Catch us in these streets! IG: @strugglingadultpodcast @drdaniellej YT: Struggling Adult Podcast.

--- Support this podcast: https://anchor.fm/struggling-adult-podcast/support