Podcasts about hoa

One of our listeners came up with an elaborate way for us to Phone Tap his wife, and it involves their HOA president, a fake documentary series and a bizarre crime.See omnystudio.com/listener for privacy information.

Han har gjort över 2 700 fallskärmshopp och följt amerikanska familjer i över tre decennier. I detta avsnitt berättar journalisten och dokumentärfilmaren Folke Rydén om sin resa – från elitnivå inom fallskärmshoppning till att skildra världspolitikens skarpa kontraster.Vi får höra om mötet med den vietnamesiske pojken Hoa, hur en oväntad tittare förändrade hans liv, och varför extraordinära ögonblick ibland fastnar mer än möten med världsledare. Rydén delar också insikter från sitt unika långprojekt Ödesval, där han i 32 år följt amerikanska familjers politiska förändringar och förklarar varför vi i Sverige ofta missförstår USA.Samtalet rör sig mellan personliga erfarenheter, journalistikens roll och de stora krafter som formar vår tid – globalisering, digitalisering, AI och polarisering. Avslutningsvis ger Folke tre konkreta råd för hur vi kan agera idag för att stå starkare i morgon. Missa inte!Läs mer om Folke Rydén här.Boka Folke Rydén som föreläsare här.Ta del av Framgångsakademins kurser.Beställ "Mitt Framgångsår".Följ Alexander Pärleros på Instagram.Följ Alexander Pärleros på Tiktok.Bästa tipsen från avsnittet i Nyhetsbrevet.I samarbete med Convendum.I samarbete med Convendum. Hosted on Acast. See acast.com/privacy for more information.

Han har gjort över 2 700 fallskärmshopp och följt amerikanska familjer i över tre decennier. I detta avsnitt berättar journalisten och dokumentärfilmaren Folke Rydén om sin resa – från elitnivå inom fallskärmshoppning till att skildra världspolitikens skarpa kontraster.Vi får höra om mötet med den vietnamesiske pojken Hoa, hur en oväntad tittare förändrade hans liv, och varför extraordinära ögonblick ibland fastnar mer än möten med världsledare. Rydén delar också insikter från sitt unika långprojekt Ödesval, där han i 32 år följt amerikanska familjers politiska förändringar och förklarar varför vi i Sverige ofta missförstår USA.Samtalet rör sig mellan personliga erfarenheter, journalistikens roll och de stora krafter som formar vår tid – globalisering, digitalisering, AI och polarisering. Avslutningsvis ger Folke tre konkreta råd för hur vi kan agera idag för att stå starkare i morgon. Missa inte!Läs mer om Folke Rydén här.Boka Folke Rydén som föreläsare här.Ta del av Framgångsakademins kurser.Beställ "Mitt Framgångsår".Följ Alexander Pärleros på Instagram.Följ Alexander Pärleros på Tiktok.Bästa tipsen från avsnittet i Nyhetsbrevet.I samarbete med Convendum.I samarbete med Convendum. Hosted on Acast. See acast.com/privacy for more information.

What does it really take to thrive in real estate for nearly three decades through every market shift imaginable? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Clay County real estate icon Eden Jordan. With 27 years of experience, over 800 families served, and countless agents mentored, Eden shares a candid look at the grit, adaptability, and strategic thinking needed to not only survive but thrive in the industry's constant cycles. From the early days of handwritten contracts to the rise of social media marketing, Eden's story blends hard-earned wisdom with relatable humor. Listeners will hear Eden's journey from Disney College Program graduate to top-producing Realtor, her creative grassroots networking in playgrounds and ballfields, and her no-nonsense take on market trends, government influence, and the “greed factor” in housing. She opens up about setbacks, including lawsuits and the 2008 crash, and reveals the key systems, relationships, and mindset shifts that keep her business strong year after year. If you're an agent looking for longevity and growth in your business, take a page from Eden's playbook—listen in, take notes, and start applying these timeless strategies today. Subscribe to Real Estate Excellence for more top-tier insights from the best in the business.   Highlights: 00:00 – 09:15 Eden's Market Perspective and the “Greed Factor” No housing shortage in Florida? Eden's take on supply and demand The role of Airbnb in shifting inventory How government intervention impacts housing cycles Why affordable housing is a moving target Builders, pricing jumps, and the COVID-era market 09:16 – 18:42 From Disney to Real Estate – Eden's Early Career Path Disney College Program lessons in customer experience Trade show sales success and discovering her sales talent Transitioning from national events to local real estate Learning the ropes from seasoned agents at RE/MAX Starting in real estate before social media 18:43 – 28:10 Pre-Social Media Networking Tactics Viral email marketing before Facebook Leveraging MySpace for community engagement Playground and sports field networking strategies Building reputation through knowledge, not sales pitches Early career advantages as a young agent in an older industry 28:11 – 38:05 Thriving in Changing Markets Why some agents excel in tough conditions The danger of hibernating instead of staying visible Power of collaboration and peer support Mentoring new agents to overcome stagnation Lessons from working with top-performing peers 38:06 – 49:20 Setbacks, Lawsuits, and Lessons Learned The voluntary HOA lawsuit over $100 Emotional toll of feeling exposed in business Learning resilience from legal challenges Separating personal identity from the Realtor role Building a strong support team to handle business operations 49:21 – 1:21:55 Longevity, Leverage, and Consistency Hiring assistants early to focus on strengths Knowing when to scale with help or partners Social media's growing workload for agents Advice for agents approaching growth limits Balancing business drive with family priorities   Quotes: “There is no shortage of housing in this state—that's what I believe.” – Eden Jordan “I was an overnight success, but the best thing that happened to me was 2008 because my ego got back in check.” – Eden Jordan “The problem now is nobody's sitting there talking—they're just in their phones.” – Eden Jordan “If you're doing more than 10 or 12 deals a year, I don't know how people are doing it without help.” – Eden Jordan   To contact Eden Jordan, learn more about her business, and make her a part of your network, make sure to follow her on her Instagram, YouTube, and LinkedIn.   Connect with Eden Jordan! Instagram: https://www.instagram.com/edenjordan_/ YouTube: https://www.youtube.com/@micheletremblayrealestate3200 LinkedIn: https://www.linkedin.com/in/edenjordan/   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #EdenJordan #ClayCountyRealEstate #RealEstatePodcast #RealtorLife #MarketCycles #RealEstateMentor #AgentTips #HousingMarket #PropertyInvesting #AirbnbMarket #FloridaRealEstate #RealEstateNetworking #RealtorGrowth #BusinessLongevity #SalesSuccess #MarketInsights #RealEstateStories #AgentLife #RealEstateTraining

A Peoria man was sent an HOA violation for having red and blue porch lights in support of first responders. Mike Broomhead talks about how people show support and why the HOA shouldn't fine Gene Sweeney. 

This week on Holly Randall Unfiltered, I sat down with the unstoppable Holly Jane—aka “the Costco Mom Next Door.” She's a mother of four, a widow, a Mormon, and now an incredibly successful content creator with 90M+ monthly Instagram views and a thriving OnlyFans career. We talked about how a viral news segment led her to the adult industry, her unapologetic hustle, building a personal brand with 12 different IG accounts (!), and the brutal reality of losing her husband while holding her family together. Oh, and she definitely didn't hold back about that one neighbor and the HOA drama...We also dove deep into the loneliness epidemic, parasocial boundaries, faith after excommunication, and the power of owning your identity—whether that's in lingerie on the porch or launching a memoir about surviving addiction in your family. This is a conversation about empowerment, grief, judgment, resilience, and starting over when it feels impossible. Holly Jane is hilarious, real, and completely fearless. You're gonna love this one.Watch the uncut version with bonus Q&A exclusively on Patreon. https://www.patreon.com/c/hollyrandallunfiltered ________________________________________________________ Support our show by supporting our sponsors! Finish like a pro.

Think the lowest rate quote means the best mortgage deal? Not so fast! Just like in sports, where practice matters more than excuses, in real estate the truth matters more than clickbait numbers. In this episode, we tackle the “hard truths” buyers need to hear—especially when comparing lenders. From misleading estimates to hidden costs like impounds, prepaid interest, and HOA fees, we break down the questions you should ask to make sure you're comparing apples to apples and setting yourself up for a smooth closing. Tune in to learn how to separate fact from fluff, protect yourself from costly surprises, and choose the right lender with confidence. We cover:Why some rate quotes look better on paper—but aren't telling you the full storyThe must-ask questions to ensure your loan estimate includes all fees and costsHow timing your closing date can change your prepaid interest, property taxes, and HOA chargesThe pros and cons of impound accounts and when you might have a choiceWhy working with a local, experienced lender can save you headaches (and money) 

A HOA sent a letter of violation to Gene Sweeney for his colored lights. Sweeney joins Bruce and Gaydos to share how his support of first responders and the military landed him in neighborhood trouble. 

Emotional support, an anonymous HOA note, and why Virgos keep catching strays – OPE! But Ceara's not here to defend her sign or pretend to care about astrology, Kevin Sullivan is! Follow Kevin on IG and TikTok Subscribe to our ⁠YouTube channel⁠ to watch full video episodes. Petty Criminals! Do you have a crime that should be heard in the Petty Crimes Court? Submit it to our team by emailing us at ⁠pettycrimespodcast@gmail.com⁠! And keep up with us on ⁠Instagram⁠ and ⁠TikTok⁠ for crime evidence, events, BTS and other general petty bullsh*t… Learn more about your ad choices. Visit megaphone.fm/adchoices

In this powerful interview, Joy Hoover, founder of Esōes Cosmetics shares her journey into advocating for women's safety, a path deeply influenced by both her professional background and a significant personal tragedy. She recounts the harrowing experience that ignited her mission to combat drink spiking and its widespread implications. The discussion also covers the complexities of product development, the crucial role of community engagement, and the power of education in preventing gender-based violence. Listen in to hear Joy's story and learn how to identify red flags.If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:The importance of proactively using prevention tools like Esōes Cosmetics.Why community support and collective action are essential for creating safer environments.How to trust your gut feelings and actively identify "red flags" without self-doubt.Why the solution to gender-based violence requires a multi-faceted approach.The importance of self-healing before helping others or pursuing significant goals.Episode References/Links:Esōes Cosmetics Website - https://www.esoescosmetics.comEsōes Cosmetics TikTok - https://www.tiktok.com/@joy.e.hooverEsōes Cosmetics Instagram - https://www.instagram.com/esoessafetyEsōes Cosmetics Facebook - https://www.facebook.com/esoessafetyGuest Bio:Joy Hoover is an innovator powered by audacity, passion, and an unshakable belief that safety, dignity, and opportunity are human rights. For over 15 years, Joy has fought to make Nevada and beyond safer, more just, and more equitable. She has built three nationally recognized social impact startups, advocated for over 10,000 survivors, and worked tirelessly to protect families everywhere. Her groundbreaking work has been honored with awards like Top Tech of the Year and Entrepreneur of the Year and featured by major outlets including Vegas PBS, NYPost, InStyle, and NYLON. As the founder of Esōes Cosmetics, Joy invented the world's first patented tech-enabled lipstick designed to fight drug-facilitated assault and violence. Her mission is clear: make safety a right, not a privilege, and create a world that truly works for everyone. This fight is deeply personal. After losing her mother-in-law to domestic violence and witnessing the broken systems that continue to fail survivors, Joy refuses to accept a world where women battle for their own safety, where families are shattered by preventable violence, and where survivors are abandoned by the very institutions meant to protect them. Today, alongside her husband Phil, their fierce daughters Vivian and Ruby, and their emotional support pup Charlie, Joy stands ten toes down—proving that when we dream big, innovate with purpose, and move with courage and compassion, change is inevitable. (Bio adapted to third  If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/ Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Joy Hoover 0:00  Women's safety needs every component, and we can't just have a product, and we can't just have education, and we can't just have politics, and we can't just, right? We need a an overarching solution to truly see this epidemic change.Lesley Logan 0:15  Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started.Lesley Logan 0:57  All right, Be It babe. So today's guest is someone who's really cool. She's been on my radar for quite some time, and I've been watching what she's doing, and then I've got to see what she was doing. I was like, this is really freaking cool. And then Brad went to this thing, and he met her, and I was like, yeah, that's the one I showed you on my Instagram, and it's because I'm obsessed with lipstick. And then someone made some lipstick that can actually help save your life. So today's episode is going to talk about, not in detail, I'm not, we don't, there's not anything that's like full details of things. But if you have experienced gender-based violence and that is a touchy subject for you, please guard your heart for this episode. But I really do hope as many of you can listen to it, because we're going to talk about ways to prevent it, and we're going to talk with a woman who has founded the Esōes cosmetics company, which is a product based company with tech that can help save your life. And so I'm really, really excited. Joy Hoover is our guest. And so here is a great interview with some really, really amazing, thoughtful full of love, full of joy, full of excitement, full of how community can come together and how you can be integral in preventing gender-based violence. So here we go with Joy Hoover. Lesley Logan 2:01  All right, Be It babe, this is a first. We have a neighbor on the podcast, and no, she's not in my (inaudible) which would have been, would have been something had I planned ahead. But you know what? We are both entrepreneurs, we're flying by the seat of our pants. So Joy Hoover is our guest today. I'm super excited. I'm so excited to get to know you as a neighbor, but also in like all that you're doing, you're quite a badass. So can you tell everyone who you are and what you're rocking at?Joy Hoover 2:25  Yeah, absolutely. I'm happy to be here, and I love that I met your husband randomly, like, at a conference, and then we're like, oh, we're moving in for a year. And you're like, okay, we're down the street.Lesley Logan 2:37  It's really funny how the world works. Joy Hoover 2:39  Right? The universe loves to combine, you know, unite the right people. So yeah, I'm Joy Hoover. I've been in Vegas for over 15 years working in women's safety and anti-trafficking and anti-gender-based violence. And really, my passion just comes from, like, I want women to be safe, and so I, you know, built a non-profit cupcake girls for 12 years, and then kind of pivoted into this consumer products goods. Like, people are like, why did you create a product? I'm like, I don't quite know. But no, I know. And so, yes, I'm so happy to be able to bring a product to market that is a lipstick that could save your life with tech and test strips. And you know, there's probably not one woman that's listening to this podcast that hasn't at one point or not feared for their safety, worried about their safety, or actually experienced something traumatic. And so my goal is to shift that with drunk girl bathroom energy and help us work together to be the really we're the ones we've been waiting for. So protect ourselves. Lesley Logan 3:39  Yeah, I mean, like, first of all, it's really cool. So I had you, I have the product here, because I was like, this is the coolest thing. I mean, I knew what you were talking about, I've been watching you, like, before we met, I showed Brad some sort of TV show you were on. I was like, babe, look at this. Because, like, I so I'm just, like, really into it. But also, like, I just have to, I want to, like, go back to, like, you've been in Vegas 15 years. What you've been working in is an industry that is not, you know, bright, shiny roses and flowers and lots of misinformation, lots of misleading information, that kind of stuff doesn't actually mean the right people get helped. And so, I guess, like, and then you wanted to start a product, and as someone who else has a product, it is like the hardest fucking thing you'll ever do. Anytime someone's like, oh, I was thinking of doing flashcards. I'm like, okay, you can have the printer's number. Like, I don't care. Good luck when you find out how many hours behind the scenes, how much it costs to hit print, how, like, all that stuff you like, good luck to you, my dear. So how did you go from, like, something that was so hard, probably daily, to then another hard?Joy Hoover 4:46  I know. I was talking to an entrepreneur yesterday. I was like, I think we're just, like a glutton for punishment of actual, like, just like organized chaos, which hopefully it's somewhat organized. But yeah, I think, you know, in, let's see. We're coming up on April 10th 2025 so 12 years ago, on April 10th 2013 we had a newborn baby. Our daughter was eight days old, and we got a phone call. And that call really changed the trajectory of our life, because on the end of that call was someone who said, hey, someone, two people were shot at your parents' property. This is my husband. Both my husband and I on the call, and they don't know where your dad is, and we're literally at Town Square with our eight-day-old newborn baby picking out clothing for her newborn session. And I feel like, like our life flashed before our eyes, from like, what happened before that to what happened after that. And here we are. We're in the middle of this, you know, very, very intense work. We're the 911 phone call for so many of our clients, and we can't help. And what ended up happening is that his mom, my mother in law's final words were in a 911, phone call. And that phone call was literally help, my husband just shot my son, and he's coming after me. And on the end of that call was a gunshot. And so, you know, overnight, within, you know, seconds, we lose his brother, his mom and then his dad, he took his own life. And so here we are. You know, we fly across the country with our baby, and it's just like, what do we do now? And so what we did was a lot of healing, a lot of therapy. We've had an amazing therapist for the last 13 years, and as we started healing our own stories and continuing to show up for thousands, in fact, over 10,000 survivors that we were able to help with resources from, you know, medical and dental to new housing to, you know, moving them across country, away from, you know, abusers and pimps. And what we started realizing is, this is a systemic problem. We know that, you know, we know it's from systemic issues and from, you know, you can talk about all the things. At the end of the day, one of the biggest issues was there was nothing preventing this. Yeah, nothing. That was an easy product. I mean, we have, you know, there's pepper spray, there's, you know, but what I started learning from so many of our clients was we don't carry that because we're afraid we're gonna, like, spray our own eyes with pepper spray, or, you know, like, whatever, like all different things. And like, there has to be something easy, like, easy to use, that could actually help you in a tough situation. And really, that's when I came up with Esōes.Lesley Logan 7:37  Yeah, I, yeah. It's really, I, I lived in Los Angeles for a long time. And so when people, like, when we moved to Vegas, I said, I want to live where there's, like, not an HOA, and they're like, oh, not very safe over there. And I was like, right, what's not safe to you? I live across from the federal building in Los Angeles. Like, there's a protest every Saturday. I got, I got my same homeless people for the same five years that I, you know, we do Thanksgiving together. So what we'll be talking about safety wise, because it's very different, depending on, like, what you've experienced and so, but one thing that, like, I remember when I was single in L.A. was just the amount of steps you go through. You're like, I'll meet you there. No, don't pick me up. Like, and then my girlfriend had pepper spray. She got scared because someone she thought was following her. She sprayed it, the wind blew it back into her eyes, and the guy just walked right by her. So, like, we can laugh because she wasn't in danger. But like, Thank God she wasn't in danger. But like, it's true. Like, you know, like, that kind of stuff. So, so, but I always am, like, we tell women they can be empowered. We tell them to, like, do all these different things. And then, at the end of the day, they're still putting their keys to their fingers when they're walking to their car. And so, like, so, you know, beauty product lines have been around, so thankfully, there's that. But then you're trying to create a product that is helping women on the date make sure that they're not being drugged. Is that correct? Joy Hoover 9:05  Yeah. I mean, the goal is anywhere. But like, you know, the original component was the test strip, was this idea of, how can we test drinks? We know one in two women have experienced drink spiking. We know this happens from, you know, sexual violence, domestic violence, into trafficking, and I'm like, that seems like a semi-easy solution of like, we got to come up with this test strip and we can, like, put it, hide it in this lipstick. Like, that seems semi-easy. And that part actually was fairly easier. The funny part was, again, I'm not like, I'm not a scientist and I'm not an engineer, and so I had to look for, right, hire a scientist and engineer to join my team. And so what I did was I looked at there was one product that had tried to go to market six years ago. Was supposed to be like a nail polish that you like, dip your finger and it changes color. Lesley Logan 9:52  Cool. Joy Hoover 9:53  And so, well, yeah, interestingly enough, that product never did go to market. But what happened was I, we found their patent when my attorney at first applied for ours. And so I found that guy, that scientist in LinkedIn, pursued him for eight months until he would take a call with me. And he finally took a call in May of 2022, and I was like, hey, I want to know how you did this. And I want to know if you want to work with me to make my lipstick. And he's like, he just, basically was just like, do you want to do like, the lipstick changing color, if you like, put it on and it's drugged. And I'm like, no. And he's like, okay, then I'll take a meeting with you. I was like, okay, sounds good. So anyways, that guy is the one who ended up bringing the head engineer from that company to the meeting, and I hired them to develop my product, and we did from everything. And they it was funny because I, they were over, they were in North Carolina, and so I hadn't met them, but when we launched the actual product, they flew in, and they were, when they talked about, they're like, you know, usually we're like, testing things that are more like, you know, your everyday type things. It's not that often we have a whole bunch of roofies in the, you know, and all this alcohol that we're like, testing all these things, and I'm like, yeah I know.Lesley Logan 11:02  I know. Like, the warnings, like, please don't drink the things in the fridge today, everyone, please don't do it.Joy Hoover 11:07  Yeah, yeah, exactly. Yeah, yeah. So. Lesley Logan 11:11  Okay, so, so many takeaways from this, because, like, one, it's easy for us to get stuck on, like, the component we don't know, you know, like the part of the thing we don't know. Two, your perseverance attract this guy down to get him to answer, like, okay, we gotta make sure you are, like, on every project of things that will change the world. And then three, I just wanna highlight the dates of things, 2022, that is three years ago that were, you know, like, how, like, this has been in your this has been part of, like, your creation. For how many years have you been working on this product? Because I think, like, by the time I see it, I'm like, oh, this is like, you know, last year or whatever, whenever you did the show. But that's not when you started it. That's not when the idea came. That's not when you started putting time, money, investments, you know, time away from your family.Joy Hoover 12:00  Absolutely. Yeah. So I, basically, I hired an attorney in and put on a credit card to put the first $10,000 on to apply for a patent for this idea on like October, like second and then October 27th which would have been my mother in law's 70th birthday. So we've kind of honored her by bringing 100 people into our backyard and basically showing them the world's ugliest PowerPoint to basically show that like, show the concept, the idea.Lesley Logan 12:31  Is this a 2020? Joy Hoover 12:32  This is 2021. Lesley Logan 12:33  Okay, okay, okay, yeah.Joy Hoover 12:35  Yep. And so, I mean, because we knew we would need money and we needed support to do this, like, yeah. I mean, you know, I'm person, I'm, I'm a big component of, like, of everything I do, I feel like, is hustle, yeah, but without the right resources and the, without the right community around you, hustle doesn't matter, right? And so I think that's an important thing is like, you have to know who's on your side. You have to know who's in your you know, who's in your back, you know, literal backyard? Yeah, we literally took all the furniture from our inside of our house, put it on the outside of our house, like, even our TV off the wall, and, like, did this whole thing, and basically said, we're gonna do this. Who can, who wants to support, who wants to invest? And right away, we raised, like, that night, we raised $25,000 and and all these people were like, please do this. Like, this is we need, we need this, right? Lesley Logan 13:27  And I think what, what's really cool about it, because when, you know when, when I got to see it, and everything we're talking about, like, all the different women who, you know, today, in a world where, like, you're not going to the office all the time, you are having meetings, real estate agents are meeting people at home alone, you know, like my, when I was a Pilates instructor, I rented space, and so a lot of people have this, like this misinformation of like, oh, if it's a brick and mortar, like, nothing bad's gonna happen to me. But I was gonna teach a guy at 5:30 in the morning, it's dark outside in L.A., no one is walking by this brick and mortar, you know, like, I'm aware of how the brick and mortar set up. I'm aware that there's staircases, like I'm aware of these things. And so I had this guy who wanted a session. I said, with all due respect, I'm gonna need your full name so that I can look you up, because I am going to meet you alone at 5:30 in the morning in Los Angeles. And to his credit, he was so cool about it. He goes, of course. He's like, I have a daughter. I would expect nothing. I would want her to do the same thing. He's like, here's my LinkedIn, here's all the things. And I could see, like, okay, he legitimately is someone who lives in New York, lives, I had all the things. So while he came in the door. I wasn't opening the door for a random dude. I was like, you know, so, like, I was really grateful, but I was thinking with this, it's like, oh, how nice, like, to just have the opportunity to know that you are taking care of yourself on another level of security so you can take actions you want to take. Like, I don't want any, I'm sure you don't want this for your kids. Like, I don't want any of my girlfriends to ever live in fear. I don't want them to make oh, I'm not going to go take that meeting, because I'm going to be alone, you know, like you. So I feel like this product is also just empowering women to actually be able to do more of the things they want to do. Joy Hoover 15:10  100% and that's really why we added the tech component. Because while testing your drink is great, what we started learning more and more, and I had my own experience with it, but I started kind of getting other women's experience who had experienced drink spiking, or, you know, felt like maybe something was off. And really, my question was, how quick could you have gotten out of there? You know that the statistics say around 13 minutes. These drugs metabolize in your system, and then you're, you're literally blacked out sometimes for 24 hours. And so what we, you know, started identifying was, how could they call for help immediately, sure they might probably have their phone on them, but could they, you know, open it up and, you know, make the call? Whereas with Esōes, we built a fully customized app that connects with the lipstick, so you can basically set it up to push it once, twice or three times, and it can do all different things, from sound a loud alarm to send a text or your location to even, you know, send an actual phone call, everything's all the messages and everything are customizable, but the final thing is to priority dispatch authorities to your location.And we know, because we know that calling 911, sometimes it's between life or death and you're put on hold. We experience it a lot with clients, right? And so we're like, we have to have something that's gonna no matter what, know their location immediately and priority dispatch, like, put their emergency at the top of the list. Which, by the way, saved our house, like, last year, which, like, is a whole other thing. But, that's right, right, literally, like my husband's on hold with 911, and I pushed the lipstick, and they have our location, and within like five minutes, two fire trucks come to the house, run in, find the find the fire, put it out and everything. And the captain comes out, and he's like, it's so good we came when we did. Had we come about 10 to 15 minutes later, we wouldn't even have been able to save the bones of your house (inaudible) so fast. Lesley Logan 17:01  I mean, I have an experience hold. I remember back in that time in L.A., so you guys, we live literally across straight from the Federal building. There was a strip of like, land between, like, the parking lot and the sidewalk. So, like, you know how, like, when you park a car, there's like, little cement things like, don't go any further with this car. So between that and the sidewalk, which means it's Federal property, so the homeless people are very smart guys. They're like, they're not like, so they put their tents there. The Federal people are not going to come kick the tents off, you know, and then the police can't touch them. But what has happened? What happened is someone threw a cigarette, it got on the mulch, and the mulch caught on fire. So Brad and I are driving home from yoga, and there's a fire like, you know, across the street from our house. And so I call 911 the fire department, you guys, is literally a block away. It's just one block north, one block north. I call 911, I, it says, call back later. The phone line is busy. I didn't get a hold called like, so I had a cup of coffee, and I was like, Brad, do you want your coffee? He's like, yeah, I want my coffee. So I threw my coffee on the fire. He finds a metal tray and is pulling the mulch onto the sidewalk so they can't keep catching fire. The fire department drives up and they go, excuse me, what are you doing? And we're like, we're putting the fire out. And they were like, like, kind of looking at us, like, like, we started the fire. And I was like, no, no, just do it. Just here doing your job, because I live across the street, you weren't answering. So, like, I do understand, like, it can be so frustrating, and obviously they're understaffed and they're underfunded, and that's all these different things, but, also, you know, like, I listen to a lot of different things, and if we knew locations, like, I keep my locations on so my husband knows where I am all the time. But, like, I'm married, what if you are single? What if you don't have that access? Or what if it is someone in your family that it's you have to have these options? And I think this is really, really cool, and I love that there's an app for it that allows people I recently was in I was I had have had some interesting Uber experiences where I have to go, excuse me, let me just call my husband let him know I'm coming home, because I don't want them to know I'm going home to an empty house. But I heard that this girl was like, said that on her Uber ride, she her Uber driver pulled a mask up over space and pressed a button, and the gas came in the car, and she had the forethought to just open the door and get out of the car, like, lucky it wasn't locked, right? And so now there's all these things, like, ladies make sure the window is cracked, make sure this all these freaking things we have to do. So we need a tool so that we can sit in an Uber and feel like, okay, like I have something to protect myself. I don't have to rely on, you know, someone seeing me from outside. Joy Hoover 19:47  Yep, absolutely. And interestingly enough, like, what the reason we did the location piece is because we had multiple clients who would literally call us. I still have text messages from like, one of them who was like. It showed me like, I'm tied to a bed. I don't know where I am, like, my trafficker will not let me leave. And I need help. I need someone. And I'm like, where are you? Like, I don't, I can't, like, just find you, you know? And like, there was so many situations where it was like we had the ability to go somewhere, but we didn't know where to go, yeah. And so we say, like, whether you want to just get out of a boring meeting, you can push the button and it can send, like, you know, your assistant or your staff member, like, oh, gotta go. Gotta get out of this meeting. But like, or if it's just one of those traumatic experiences, you know, like, I was talking about our product in a women's event last month, and this woman, this mother, stood up and she's crying, and she's like, your product saved my daughter's life. And I'm like, she's like, you know, she was out in Chicago, she was drinking like she felt off. She tested her drink, her dress was positive, but she was like, almost blacking out, pushed the button. Her best friend got her location and where she was, pulls up and, like, she's safe now. And I'm like, that is it, right? That's the story we want. I mean, we don't want there still to be someone to be drugged or someone to be harmed, but we want the this could have been a very different story.Lesley Logan 21:14  Yeah, well, and I'm, like you said, like, prevention, like the back to, going back to your story of the, I mean, like, so much of your family has gone through. But like, if we can prevent things, then you know it does, not only are lives safe, but then there's the rest of the life that is still saved. Like, there's all these different things. And so there you can't all we, obviously, we'd love to figure out, like, what is going on with people that are making these decisions to harm people. But like, we can't do that. And so, like, if we can sit we can save women from going through these things, or anyone who uses this product, by the way, because, like, you know what, you've got some beautiful lipsticks. I think anyone can use it. So I wonder, you know what, obviously, you're getting this product out. Like, what are you most excited about right now, and and how, like, how are people hearing about you? Because that's the other thing, right? Like, people are listening. I wanted to have you on for a few words. I want people to hear perseverance. I also just freaking I'm obsessed with how much you get community involved. Like, before I knew you, Joy, like you don't know this, like I saw you invest a coffee shop probably in 2021 because we would have been going out, and I saw you, and because I knew you from the nonprofit that I had seen videos on all this different stuff. And like you there, you always bring people in on the thing you're doing. And recently, I got an email or a text and was like, I'm doing this, and I need like, I'm like, this woman always brings a community in. So that's one of the reasons why I have you on the show, because I need people to hear like, that part of it. But like, what are you most excited about now and what's next for the product? Like, how are people hearing about it? Joy Hoover 22:51  Yeah, absolutely. So we, you know, we are relaunching now. Like, post fire. We kind of took all the feedback from our users and rebuilt. Now we're back in stock nine months later. And so April's a really exciting month. I know this is coming out a little bit after that, but we're, we're building this movement of like, you know, Swipe Red. The idea is, like, we see red flags, we call them out. I think one of the issues with women overall is that we don't listen to our guts. We feel like we gaslight ourselves, right? So it's like that we have this slogan. It's like, no more shame, no more doubt. We see red flags. We call them out, Right? And so it's this idea of this whole Swipe Red movement we have on our website where people can submit an experience they had to kind of say this, you know, be looking out for this. And we also have an area where, where people can submit a question, like, is this just the ick or is it a red flag that I need to watch out for in this kind of, you know, experience that I had, or this person is giving me this vibe, right? And so the whole point of Esōes is really like, we want to end the epidemic of gender-based violence. We're doing that in you know, fun ways with lipstick, you know, kind of, I mean, really, it's like a whole new way of redefining personal safety, essentially, right? But it doesn't stop there. We know that this is a community problem, so it needs community solutions. So we are training bars, nightclubs, restaurants, casinos, you know, universities educating on the nuances of violence. We teach all different components of that, and we show them, and they get our product, and we teach them how to use it. And so even if, like, you know, people that are closing a restaurant at night or a bar at night, if it's two in the morning in Vegas, like they have, you know, cash to put at the bank, or if they're just, you know, leaving by themselves, a lot of times, they then have our lipstick just to have on them, or to have, you know, emergency services on the phone just in case. So for us, it really is an overarching movement of women watching out for women. I mean, obviously men, we our test strips. We now have, you know, a key chain that can go on the on your, you know, keys, so you can have, like, test strips in there. And so we know it's not just a women problem, but we know it starts with women, because we know 93% of perpetrators are male, unfortunately. And so for us, it really is like the drunk girl bathroom energy component is if I'm in a space within, basically within 40 feet of where I am, if my lipstick goes off, essentially, if my app goes off, but I didn't push my lipstick, it could be someone else who pushed theirs. So anyone's phone can go off that has it in that space. And again, it's the idea of like, you might not need it, but someone around you might. And the whole thing is, like, it's just about prevention, right? No one wants to think, What if I get raped? What if I get drugged? What if something happens to me, right? I'm sure my mother-in-law wasn't thinking, what if my life ends today? You know, never did he go to jail, never did she say anything about domestic violence. But we know, we knew he was abusive, and so for 40 years, she lived in that and that's how she ended her life, right? And so for us, it's just, you never know. Abusers aren't like, hey, I'm an abuser, right? They are, they are slick, they are career criminals. They oftentimes look like, you know, the best person in society, and they're not. And then behind closed doors, it's hidden violence, and that is what we saw over and over and over. So it's just, what can we put in everyone's hands? And then how can we educate all of us on what to look for? Should we have to do this? Fuck no, we should not have to. Unfortunately, though, no one's coming for us, so we're coming for ourselves.Lesley Logan 26:43  Yeah, I mean, it's so true. Like, my mom was like, there's, like, a certain hand, if you see this hand, that people are doing that, like, that's a girl saying, I'm like, okay, hold on. Now, I gotta know the hand. Okay, I got it. And I will say, like, I've been to several restaurants where, like, in the bathroom, it's like, if you order this drink, we will get you out of the situation. And I am obsessed with that. I was like, I'm gonna drink here more because, like, I'm at least tell my girlfriends to come here because, like, you're keeping people safe, like they're the community is in small pieces coming together to combat something, and I think that's the only way it gets solved. But I really, I really do love the empowerment of what your tools are doing. And I also love how much feedback you are getting, so that you guys can just continue to make it better and make it more accessible, make it a key chain, versus all these different things that are, that are you're being told. And you know, nobody wants to like, here's the reason. Like this topic, the pod is called Be It Till You See It. Nobody wants to think about these things when they're thinking about achieving their goals. And yet, there are going to be situations where you need help, or someone around you does. And so I thought like, wow, okay, so maybe all the, maybe most of the women who listen to this are not at all needing something like this, but maybe they have a daughter who's about to go to college. Maybe they have a friend's kid, they have a niece, they have a new coworker who is going to go show homes like, how can we start gifting things to people that help support them on their journey and in their dreams of all the things they want to do so they're not they don't become a victim. We prevent it before it happens. Joy Hoover 28:17  Yeah, you know, we all carry phones, right? We carry a phone because we might need to call someone or, obviously, we, wherever most people work from it. But I think shifting the narrative, you know, the narrative from like, what if I have to call 911, to like, just to have it, just in case. It's like having a Band-Aid, having, you know, like we were literally driving down the road, like a couple weeks ago, and there was a kid walking barefoot on the side of the road. We tried calling 911, we got put on hold. We just pushed the lipstick, right, like, please, can someone come to this location? We're right here with him. Like, we're not sure if he's okay. We want to make sure. But, like, just, it's just that component of it. And I think, I think because the world we live in it, there is this kind of like, well, we shouldn't have to. And I agree with that. Like, the amount of feedback we get that anytime a post goes viral on TikTok, for us, it's two main things, thank you so much. Like, what are you like, you know, Aquafaba or something like, you know, all these, like, names of, you know, women that have done things. The second thing is, this is so sad. This is so sad that we need this. I'm like, It is so sad that we need it. And at the end of the day, I'm raising two daughters. I myself am my entire life's mission is to make sure that my daughters are not one in three. I've taken that. I don't want them to experience that, right? And so I think for all of us to realize that, like when we put tools in our hands, when we are educated, and also we say this to businesses, if you're going to serve alcohol, you need to have the responsibility to know what it looks like if someone is drugged, you're not going to know these people do it. They put it in Visine bottles for Christ's sake, like they know what they're doing. It's very easy. So we teach, you know, bars and restaurants and about, how does it look to de-escalate a situation? How does it look to believe a survivor? How does it look to actively get help? Because the second thing that happens when something happens to someone who's harmed is that you're not believed, right? That's why our color, we have a color called We Believe You. We have another color code, It's Not The Dress like we need to shift the culture. And that's part of the red flag piece is like, shift the shame from survivor to perpetrator. It is not our fault. Our test strips are called Trust Issues For a Reason, because we shouldn't, because we all have trust issues. It's not our fault for having those.Lesley Logan 30:41  No, we're not born with them like it's created. And I, I think it I agree, like, when I hear like we shouldn't have to do that, I fucking agree like we shouldn't have to go (inaudible). There's a lot of things right now that, like having to call my congressman daily and remind them of, like, what I fucking want them to do for me. You know, that's annoying. I don't want to do that anymore. I do miss a time when we didn't even know you're you didn't know your congressman, because they just did the job that they said they were gonna do. So I missed that, but also at the same time, like, if we don't do things where we can, you know, we can't do everything like I can't solve all of the problems in the world, but if we can all go, okay, I'm gonna, but I can, I, here's what I can do for my friends in my life. Here's what I can do for the family my life. Here's what I can do for my neighborhood. I do watch my neighbor's houses. Yes, the house across the street from us was empty for months. Do you think that we made sure everyone walking that house was supposed to be was supposed to be there? Yes, we did. Excuse me. Hi. Are you here for something? Do you contract her? Joy Hoover 31:50  Yep, I love it. Lesley Logan 31:48  No, I'm not the owner of this house, but I'm watching you. I'm watching got my camera on, watching you. Like that was the neighbors that we were, because that's the only way you keep your community healthy and safe. You know, we all have to look out for the other people around us. Joy Hoover 32:02  Yeah, and if we do that, we can prevent lifelong trauma, like, that's the thing that we you know, this prevention piece of it was missing from the work we were doing, because I'm like, these women will never be the same. They will never heal fully. You cannot. Like my, I don't know where my eight year old found this thing, but she did this thing. She came in my room and she's like, Mom, I want to show you something. Okay, she had a piece of paper, she crumbled it up, and then she's like, she was using it as, like, words. She's, she has this one girl at school that's not treating her well, and she's having a really hard time. She's like, I told this is what I told her. I was like, I scrunched this paper up and said, you know, you can say the mean words, and then I can open it up and try to, like, you know, smooth it out. But is it smooth? And I'm like, you said that to her, and she's like, I did. I did say that to her. I was like, oh, my God I love you so much. But that's the truth. It will never be smooth. Like, you're never not going to fear or feel the trauma that lives in your body once you experience it. Not only that, but the implications on the mental and physical health you know of a person. But it's also the economic impact. In Nevada, we have a one in two domestic violence rate in women not one in four. Like it's normal, it's one in two here. We also have one of the sickest things that we're known for here, is that since 1993 we have the highest rate of male partners killing their female partners in the nation. Now you mentioned, obviously trafficking and other things, and so I'm just like, this is my community. I've lived here for 15 years. I'm not, I don't want to be known for these things. I want to be known for a community that steps up for their community.Lesley Logan 33:48  Yeah, yeah, yeah. Well, and it's, you know, it's one of the reasons that we actually, because I did not know those stats when I moved here, I don't know that it stopped me. But, like, I think it's an interesting thing, right? Like, when you look at that stuff, you can't unsee it. But one of the things that I love about this town is is the community of the locals who come together and they like, truly, like, one of the things I always say is, like, if I'm doing an event, people will freaking show up. And if they don't show up, they share, and if they can't share it, they like, they like, ask if I need any help with anything else. Like, there's just, there is that. And I think that's actually in a lot more cities. And I think if you're feeling lonely, you gotta go find the people who are trying to make change where it feels like that it's an uphill battle. Like, why would you do that? So find the people like Joy and and that because do you get to feel like you're part of something, and you get to be part of something, and then you're there's safety in it, you know, like people see my car and they are looking around for me like, that is one thing I know. Like every time I park my car, people are like, I get text messages, where are you? And I love that. I'm like, I like, I joke because we finally got an actual car. I was like, I do want to wrap it in a bright color. I want people to know. Be like, why would you want people know it's you and I'm like, because I want people looking out for me. I want people like, sure, a stalker could find me, whatever they could always find me and whatever car like, but I want the people in my neighborhood to go, oh, she's around somewhere, and be looking out for me, because I do that for them. Like, that's what I want, you know. So it's really cool. Okay, Joy, you are a woman who does a lot of things you never do one thing. Is there anything else you're excited about right now that we need to know about? Joy Hoover 35:22  Well, I'm, I'm in a class learning to run for politics right now. Lesley Logan 35:27  It's insane. Joy Hoover 35:29  It is absolutely insane. And so I've got, like, we, I graduate from the class in July. This class was built, actually built for Kamala when she was trying to run it for AG, and she needed a community of people to help, and so they built this kind of thing. And so it's me. I'm part of one of 20 women in this class, but my goal is, is to run for office. So I, you know, never wanted to. People always be like, you should run for office. I'm like, hell no. Like, I don't want to do politics, right? But if not us, then who? And like, again, like, my number one issue is women's safety, and I can't believe we've never had a politician who stood on violence against women in our town when we are known for these things I just said, right? So I'm, yeah, I'm, you know, raising money for training, and then finishing training and then just identifying what first, eventually, my goal is Congress, but I'll probably run a local race first to start doing some local Nevada stuff, seeing how we can get the community activated, and then start getting, you know, the nation activated, because Lord knows we need it.Lesley Logan 36:33  Yeah, I love that you're doing this. You're brave. I mean, you already knew that. But, like, I know people always ask me and Brad, like, are you guys gonna do politics? And I'm like, I would rather have enough money to just give to the right person to go into politics, because I, I think I get too angry. I get too angry, and I just not gonna come out, right? I'm not gonna win. I'm not gonna win any flies with honey. So, so, but I, but I do, I do agree. I can see, like, especially with going on. I'm like, okay, fuck there's just fucking no, who am I donating to? Like, what's going on? So like, at some point you know, and you have to. And then also, just, like in not just local, but there doesn't need to be someone who knows information like you, because the misinformation doesn't help anyone, and no one representing it doesn't help anyone. And also people just and also the really fact that matters, there's too many fucking men in politics who don't know a woman's experience, and they think, well, I was a good husband and I didn't hurt anyone. So, like, this doesn't really happen. And my sons don't like, they don't see it, you know. And so I think it's really, really great. So you guys watch this space. We'll see where Joy is. I would love to know, just make sure. Obviously, we'll vote, because we vote for everything so.Joy Hoover 37:37  Well, you know, the the other piece about women running is how much money it takes to run these races. It's like, for Assemblywoman or State Senate, it's like 200 grand to raise. For Congress, it's over 2 million. And so you look at, and also, by the way, those state, local, those pay like 9000 a year, so you're also working, so like, it minim, you know, it minimizes the amount of people who can run for these positions. And that actually.Lesley Logan 38:05  You can't have an actual hourly job. You have to have it, yeah, no, it's really, it's, it's really unfortunate. It's really the whole system's a disaster. But, you know, we need, we actually do need to fight for it, and we need to fight for it with people who actually are looking out for the community, you know, looking out for people. Yeah.Joy Hoover 38:27  We are the ones we've been waiting for. Like, if there's one thing that I feel like, I wake up every day realizing like, one is a discipline of hope, and two, like you are the person you need, right? It's like we, you know, you say that about like, your your inner child, your younger self, like you are the one who would make them proud, right? Make the world proud. Be that person that you're going like, I want this to change, because not everyone can do that, or, you know, even wants to do it, and that's okay too. I didn't for a long time, but I don't know. I guess I feel like the women's safety needs every component. And we can't just have a product, and we can't just have education, and we can't just have politics, and we can't just, right? We need a an overarching solution to truly see this epidemic change, and that what our family is committed to. Lesley Logan 39:13  Yeah. Ah, Joy. You're doing so many great things. We're take a brief break and then find out how people can find you, follow you, work with you. Joy Hoover 39:22  Perfect. Lesley Logan 39:23  Okay, Joy. Where do they hang? Where do you hang out? Where do they get this amazing product I'm showing it if you're watching on the YouTube. Look at this cute thing. Look at this. Look at this. We got the lipstick.Joy Hoover 39:36  That's the local hand-painted too, by a local artist. We have two versions. We have that one and we have this one now.Lesley Logan 39:42  Oh my gosh, it's so fun. Oh my God. I love the art. I love the women on it. I love it. I love it. It's like, it's like, the best. And so we've got this is, this is really cute. It says Thirst Trap. And this is what you could put over your cup. I just think it's, I think the names are so cute. Yeah, it's like a, it's like a condom for your cup guys. And then the Trust Issue. These are the test strips. Joy Hoover 40:08  Yep, yes. Oh, and you haven't seen it yet, but we have, we'll have to bring him out front Lesley, because we have, we're launching Trustee, the bear, the mascot. This, this.Lesley Logan 40:22  Oh, my God, please, please, please, walk it through my driveway. Joy Hoover 40:25  He may just knock on your door at some point. You never know. Lesley Logan 40:28  I love it. I want to film it for a story. So you've got and there's all this information. So where do they go to Swipe Red to get to get all this stuff?Joy Hoover 40:36  Yeah, so it's Esōes, but it's not spelled S-O-S. It's spelled E-S-O-E-S, covert spelling, Esōes Cosmetics, you can find us on Tiktok, Instagram, Facebook, all the things. And then our website is esoescosmetics.com and yeah, we are on TikTok shop. We're online. We have it. We're gonna get back into a couple local stores here. But then our goal is obviously to keep expanding into larger retail because we want as many people as possible to have access to this. Lesley Logan 41:03  Yes, yes, and so and guys like, again, like, college is starting, there's a reason to buy this for any woman in your life. And so I really appreciate not having to get some another face mask. I really just. Joy Hoover 41:17  Right, yeah, for every, every high school graduate, like, imagine if they bring that to college, because also the first like, the Red Zone. It's called the Red Zone, which is basically like when you arrive in college to Christmas, is the highest amount of sexual and domestic violence that happens in the whole year. Lesley Logan 41:34  Whoa. Joy Hoover 41:35  Everyone that is new, especially new people on campus, need to be carrying something. Again, these are solvable issues. That's what we're here for.  Lesley Logan 41:42  Yeah, yeah. Okay, so we're all gonna get that. We're all gonna follow you. We're gonna go on a journey. We're gonna watch her rise in politics. We're gonna say we knew her when. You've given us a lot. And I wanna say, like, I love the like, swiping red on shame. I think that that is, like, something really important. I had a therapist who was like, I want to just caveat, like, my ex was not abusive, but she had said I ignored red flags of the relationship not working out on the first dates. And she said, you have to start practicing noticing red flags. I'm so grateful for that therapist, because I did. I went on a date with a guy. I was like, it feels really controlling. That's a real red flag to me, you know, like, so, like, just real. It was really great. So I love that. But I also want to say, like, if there's anything else, bold, executable, intrinsic or targeted, steps people can take to be it till they see it. What do you have for us? Joy Hoover 42:32  Yeah, I would just say, one, hold space for yourself. You can't heal the world or do your dreams if you're not healing yourself first. So I would say that first, and then the second thing is, just try it, like, what's the worst that could happen? I think there's so many dreams that people have and these ideas and ambitions. I mean, I'm a hair stylist who invented this, like, tech, you know, tech and scientific component of a lipstick like and I always say, if I can do it, you can. But the only reason people that actually do things are because we just go, oh, I'm real scared, but I guess I'm just going to keep doing it anyways, right? So heal yourself so that that then you can step into what it is that you want to do. But give it a try.Lesley Logan 43:11  Yeah, yeah. Give it a try, you guys. I can't tell you how many times I hear that and I'm like, yeah, it gives like, it's like, it's a reminder we all need. And it is very true, like it is not selfish to take a pause on helping others to heal yourself, because you will be able to do so much more from that.Joy Hoover 43:29  It's not only not selfish, it's it is selfish of you not to heal first. I know that is a rude way to say that, but I just want to be very clear, if you are trying to heal yourself by healing other people, you will harm other people. You have to heal first. And if you don't, you will make you will, you will have best intentions, but impact over I mean, intent versus impact are very different. You may intend to do good, but if you are trying to heal you first, you gotta heal you first period. Lesley Logan 43:59  Yeah, I'm really glad you said that. It's very it's very true. And I tell people all the time that, like, self-care isn't selfish care. It's actually very selfish. And I say it for a different reason, because I have a different line of work, and I'm like, it is selfish of you to not take care of yourself and then become a dependent and liability to your young children. Sorry, it just is. So there's a whole different was, like, and this is a whole other way of thinking about it. But intent and impact are very different things. And so, everyone, you have the most full permission to go take care of you so that you can do things in your community and for others you want to. Joy Hoover, thank you so much. We must hang out again. And everyone, until next time, Be It Till You See It. Lesley Logan 44:40  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 45:23  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 45:28  It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 45:32  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 45:39  Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 45:43  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Support this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

For navigating the Colorado Common Interest Ownership Act and avoiding costly missteps, early legal guidance can make all the difference. In this episode, Brownstein's Corey Zurbuch and Greg Vallin break down what developers need to know about HOA formation, common pitfalls and smarter alternatives that could save time—and headaches—down the road.

In this episode Donny talks about kite fights where you attach a razor to your kite and shred a competing kite. We also touch upon how kids get to watch tv on the back of Dad's headrest in the minivan. We touch on deciduous trees and how to get their leaves to Florida for some reason. Of course HOA restrictions are brought up again and how Carmen broke the no drinking and no smoking rules by the community pool. Plus way too much more to type.

Mastering the art of referral partnerships can propel your business to new heights, transforming how you connect, collaborate, and scale.   In this episode of Sharkpreneur, Seth Greene speaks with Brandon Barnum, CEO of HOA.com and bestselling author. He shares his inspiring journey from a struggling single dad to a successful entrepreneur who grew multiple businesses through raving referrals. With over 5 million business professionals impacted, Brandon now focuses on helping homeowners and businesses build lasting relationships through powerful referral networks. Listen as he reveals his secrets to creating thriving partnerships and how anyone can achieve exponential growth by leveraging trust and community.   Key Takeaways: → Why HOA.com is on a mission to connect professionals with homeowners in trusted local partnerships. → The role of AI and automation in scaling businesses and maintaining effective communication. → The difference between networking and referral partnerships, and why referral partnerships are more effective. → Insights on how real estate professionals can turn vendors into proactive partners to maximize their referral potential. → The importance of identifying and nurturing relationships with people already serving your idea clients.   Brandon Barnum is a serial entrepreneur and referral-marketing expert best known as CEO of HOA.com—the platform bringing together all 375,000 U.S. homeowner associations under the banner of “Unity Through Community.” Over three decades, he has launched and expanded multiple tech ventures and referral networks that serve over 5 million business professionals worldwide. Through his bestselling Raving Referrals books, practical workshops, and a national network of certified trainers, Brandon helps real estate agents, home-service professionals, and purpose-driven entrepreneurs increase their income, influence, and impact.   Connect With Brandon: HOA.com RavingReferrals.com X Facebook LinkedIn   Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm sorry, am I an Actual Woman of the Sea, or did I wake up in a land-walker HOA with kelp-based paperwork? Because this is giving suburban cul-de-sac energy.

Weekly Podcast #527 - The crew is confused by the several types of USB chargers. Bubba explains how an HOA once got rid of a lingering house guest. Plus, Carsen talks about her upcoming Disney World trip.

In this episode, Chris Johnstone sits down with Brandon Barnum, CEO of HOA.com and author of Raving Referrals, to reveal how loan officers can scale their realtor relationships and grow a consistent referral pipeline using proven systems, events, and community strategies.   Here's what you'll learn in this powerful episode:   How to fill rooms with realtors and teach high-value referral classes (without reinventing the wheel) The trusted team strategy that turns your vendors into active referral partners How one loan officer got paid back in 60 days just by positioning themselves as an expert in front of local realtors   Whether you're a seasoned mortgage pro or looking to grow your realtor referral base, this episode is packed with plug-and-play strategies that work in any market.   Watch the full episode and learn how to grow your mortgage business through referrals:   Leave a 5-star review and share with another loan officer who needs to hear this!

You ever seen a horror movie where the monster learns to file taxes, mow the lawn, and organize the HOA meeting? That's Trump. The Left says he's chaotic — and they're not wrong.Trump is the political version of smashing the emergency glass — except instead of a fire extinguisher, you get a blowtorch, a backhoe, and an executive order.And the real punchline? His chaos works. The Dow rises while he tweets. Foreign leaders flinch when he sneezes. And now that he's back in power, Democrats are realizing they accidentally summoned the political Jason Bourne. They tortured the wrong guy, and now he's loose with a grudge and a spreadsheet.Trump is like the bad guy in the movie put in the impossible circumstance, but he tells you, “After this, I'm going to kill you.” Then he does it.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bob Thorpe (former 4 term AZ Representative) and I start off with fire updates, obesity issues & cancer and move on to huge data centers in AZ drawing opposition due to water usage. We also hit on a dog fighting ring busted, Disney vs. Dollywood, arrogant HOA's and much more. 

Turns out Tad DOESN'T have the worst HOA in the Atlanta metro! Hear some horrible nightmarish stories... It's “Keeping up with the Covenants”!

What if the fastest way to grow your business was simply…asking? Referrals aren't just nice to have–they're the most trusted and efficient way to land new clients. But most business owners either forget to ask or are concerned about appearing too pushy. This week, we're joined by Brandon Barnum, CEO of HOA.com and author of Raving Referrals. After growing his income 10X in only 18 months by mastering referrals, Brandon now helps business owners grow through genuine relationships, strategic partnerships, and repeatable systems. How to Ask for Referrals Without Feeling Salesy Brandon shares a simple 3-step framework you can start using right now. You'll learn how to set the stage early in a client relationship, spot the moments when people are primed to refer you, and ask in a way that feels natural and service-led. If you've ever hesitated to ask, this conversation will show you exactly how to do it confidently. How to Make Referrals a Core Part of Your Business If you want consistent referrals (don't we all?), Brandon walks through the systems and habits that keep your brand top of mind. From building your personal “Top 50” referral list to using simple co-marketing strategies with trusted partners, you'll learn how to create a referral engine that keeps working in the background, without adding to your daily workload. Enjoy this episode with Brandon Barnum… Soundbytes 16:11 - 16:24 “Find people that are serving your perfect prospects every day. They're already talking to the people that you want to help, and what you want to do is package yourself as the solution to their challenges.” 20:28 - 21:12 “There's three places that you get your business and referrals. Number one, your clients. Number two is your social sphere, and that's everybody on social media. It's also everybody that's in your phone…and number three, professionals and businesses that serve your perfect prospects every day. I call that complimentary businesses.” 08:59 - 09:12 “Step one is set the stage. Step two is to listen for the referral triggers, and then step three is to A, S, K, to G, E, T. You got to ask the right way at the right time when someone is a peak referral state” Quotes “84% of B2B sales start with a referral. So if you're selling to business owners, you better be working by referral.” “When someone's referred to you, they're 400% more likely to hire you.” “The biggest gap that I see when it comes to referrals is that people don't ask for them.” “People don't refer you because they want to help you. They refer you because they want to help solve the challenge of someone else.” Links mentioned in this episode: From Our Guest Website: https://ravingreferrals.com/ Connect with Brandon Barnum on LinkedIn: https://www.linkedin.com/in/brandonbarnum/ Connect with brandiD Download our free guide to learn 16 crucial website updates that attract more leads and convert visitors into clients: https://thebrandid.com/website-tweaks/ Ready to elevate your digital presence with a powerful brand or website?  Contact us here: https://thebrandid.com/contact-form/

Send us a textThis week on Super Familiar with the Wilsons, Josh finds inner peace through matcha, Amanda recounts a terrifying ER visit and both hosts navigate existential dread, Also, HOA beef, pediatric sleep regression, and questionable doctor fashion choices. Plus: Josh wants a sundress, Amanda gets approached by a Navy man at Publix, and refined gay thoughts make a triumphant return. It's an episode about family, mortality, and whether your doctor should look like a frat bro.(Featuring real medical scares, fake medical credentials, and a sprinkle of Taoism.)Super Familiar with The Wilsons Find us on instagram at instagram.com/superfamiliarwiththewilsonsand on YoutubeContact us! familiarwilsons@gmail.com A Familiar Wilsons Production

r amithejerk? where AITA for not allowing Airbnb guests to use my patio AITA for not getting rid of my cat? AITA for giggling at a family's problems during an HOA meeting? AITA for taking back the dress my sister stole from me? AITA for not inviting a stranger our pastor told us to invite over for Christmas Eve with just my husband and I? AITA for yelling at my partner who keeps buying crappy branded food when I've asked him not too WIBTAH if I don't tell my spouse the latest information I received about his biological parents ? AITA for not asking if our child could stay another night at their friend's? WIBTA for telling my boyfriend it's time for him to go bald? Hosted on Acast. See acast.com/privacy for more information.

Keith discusses strategies to avoid capital gains tax on primary residences, highlighting the potential impact of the "No Tax on Home Sales Act" proposed by Representative Marjorie Taylor Greene.  He explains the current tax exemption thresholds of $250,000 for singles and $500,000 for married couples, noting that 34% of homeowners could exceed the single filer threshold.  Keith also explores the rise of small investors in the housing market, representing 30% of purchases, and the potential of peer-to-peer storage and parking platforms to generate income from underutilized property.  And concludes with a critique of government dependency through Section 8 housing. Resources: You can see the video footage of that section 8 clip here. Show Notes: GetRichEducation.com/565 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, when you sell your primary residence, you need to pay capital gains tax. Learn how to avoid it, then how to increase your rental income with new peer to peer platforms. And finally, a perspective on capitalism and collectivism, with Section Eight housing today on get rich education.    Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from st, Joseph, Missouri to st, Albans, Queens in New York City and across 188 nations worldwide. I'm Keith weinholden. You and I are back together here for another wealth building week. This is get rich education, the Treasury and the Fed keep conspiring to print dollars like crazy, create currency, debasing every single dollar that you're currently holding onto. They are stealing your purchasing power, stealing the value of your work and your grit. It makes dollars pretty fake, since they can just be conjured out of thin air, therefore your job is to convert fake dollars into real assets. That's what you need to do, and this is a strategy that dominates. Like Sydney Sweeney, they print more money, causing inflation, so you have to invest in assets, but then they put a capital gains tax on those assets so that most people never escape inflation. But of course, as real estate investors, we have a strategy to avoid capital gains taxes. Well, I'll talk about that more later.   Keith Weinhold  2:46   I mentioned to you on an earlier episode that I recently attended my high school class reunion in Pennsylvania. It was just a few weeks ago, out in a rural area with a lodge and trees and grass and inflation came up in a conversation between me and a few classmates that was some time before we played cornhole in badminton. I talked about how I sort of enjoy spending money. One classmate replied that he is cheap. I don't really directly respond to something like that, but my preeminent thought when someone says that they're cheap is that life is too short to be cheap. There is a way to guarantee an improvement to your quality of life and your standard of living, and that is spending it can do exactly that invest Well, first, that's an antecedent, and then you can spend now, in the short run, when you're young, living below your means that can make some sense, until you've accumulated some Capital, sure, but when you're age 30 to 35 plus, like my classmates and I are Sheesh, you've got to have yourself figured out better by then than to still be cheap make your quality of life exceed your cost of living, because at least here on Earth, this is your last life ever the risk of too much delayed gratification is denied gratification. So be more frugal with your time than your money. And a lot of people point to external circumstances for their circumstances. Most people wait for the economy to change, not realizing that your mindset is the economy that you live in with each property that you own, you just created another small economy that you are in control of. You are at the top of it. Yeah, you created. Another small economy, the actors in it are you, your tenant, your lender, your property manager, your contractors, your utility companies and more, and you control it all. Most people think wealth is created from high salaries, and they go their entire life, therefore chasing the wrong thing, thinking that wealth is created by high salaries all along it squarely is not you get wealthy by owning things, and you certainly won't get wealthy by being cheap. Now, when it comes to owning things, the government taxes you when you profit on those things during your ownership period of them at sale time through the capital gains tax. And of course, we've talked about the specifics in how real estate investors can completely duck out of that with the 1031 tax deferred exchange. But what about homeowners, primary residence owners, they often have to pay it well. President Trump and Representative Marjorie Taylor Greene recently suggested either removing this tax or reforming it. Now this would require congressional approval, but most members of Congress own their home, so they could very well be in favor of it. And green introduced what is simply called the no tax on home sales act.    Keith Weinhold  6:29   Let's discuss how this can affect you, especially if you're a homeowner, or even if you don't own a home under the current law, which has been in place since 1997 on a primary residence, your first 250k of profit is sheltered from tax if you're single, the first 500k is sheltered if you're married. This is called the primary residence capital gains tax exemption or exclusion. Let's use an example. Say you bought a home years ago for 500k you're married and you sell the home for $1.3 million that's an 800k gain, alright? Since the first 500k is sheltered from capital gains tax, you would therefore have to pay the tax on just 300k on all but the lowest earners, your capital gains tax is 15 to 20% so this means if you sell this home on that 300k of profit, you'd have to pay a tax bill of between $45k and $60k and you might not be done there. You could also be subject to a net investment income tax of 3.8% on top of that, you cannot duck out of this because the 1031 exchange that's only for investment property, not primary residences, like we're talking about today, with home prices on the rise so much over the last five years, how many people exactly could be subject to this tax? 34% of homeowners could exceed the single filer threshold, and 10% could exceed the married filer threshold. Another way to say this is that only about 10% of US homes have more than 500k of equity in them, and it's the homeowners in high cost states that are most likely to be impacted here, New York, New Jersey, Massachusetts, California and Hawaii, states like that. So therefore this tax it acts as a deterrent to people selling their homes. Now, what about, say, an elderly person with a really modest income that bought a home in Los Angeles for $30,000 back in 1970 and now it's worth $15 million well, they actually would not get caught in this net, because, like I said, for those with lower incomes, and it's below about 47k for single or 94k married, the capital gains tax rate is zero. For most of you listening again, it's going to be 15 to 20% one reason for the President and others wanting to cancel the capital gains tax on primary residences like this is to get the housing market moving again and get more homes available for sale on the market. Now these 250k and 500k thresholds, they have not moved since 1997 almost 30 years here, they haven't been adjusted for inflation and the median home sales price, it's jumped about 190% in that time it was 145k back in 1997 it's 435k today. So is. Home prices appreciate, more and more people will get caught up in paying the capital gains tax if your home value goes up by 10k That's another 10k that's subject to this 15 to 20% Capital Gains Tax, with that erstwhile possible net investment income tax on top of that. Well, what can you do about this growing capital gains tax obligation that you'll have that a lot of homeowners aren't even aware of? Well, even fewer realize that it is possible to reduce your home sales profit by adding capital improvements. That means making home renovations to the original purchase price. So therefore that home kitchen renovation that you were thinking about doing, well that might not be as costly as you think, if it reduces your capital gains tax at sale time to reset what we're talking about here, it's been proposed that the capital gains tax be removed when you sell your primary residence. Usually, we discuss tax on investment properties here, but this is a significant proposal, and whether it happens or not, it helps you understand the housing market and how to limit your personal tax hit now see if the tax were removed, it could be costly, because it would decrease the government's tax revenue, of course. So in my opinion, what I think is really going to happen here, a more likely course of action would be that instead of eliminating this tax they would just move up the threshold, say, from 250 and 500k up to 500k and $1 million another angle to keep in mind is that relaxing the tax that helps out wealthy people more than it helps the poor. Now, house flippers want to pay particular attention to what happens here, for instance, simply eliminating capital gains tax on house sales that could benefit those who buy and flip homes for profit. If policymakers want to benefit only homeowners, then they need to parse that out. Otherwise, this would be a huge boon to eliminating the capital gains tax on House flippers an absolute godsend, a windfall. In any case, relaxing the tax would mean that homeowners who move they would therefore retain more capital to reinvest in their next property, which you could use to outbid others. What does that do that would drive up home prices even more. I mean talking about the capital gains tax on primary residences, its proposal to be removed and what this would do to the housing market.    Keith Weinhold  12:50   Before I tell you about an interesting real estate investing niche and trend, let's pull back and look at the national housing market. The NAR recently let us know that national home prices hit yet another all time high. The median existing home price reached a record high of $435,300 and that is a 2% increase compared to last year. At this time, it's also the 24th consecutive month of year over year price increases. And you know, it's funny, I recently talked to an investor based in Phoenix that also does a little investing in Las Vegas. She thought that national home prices were falling because she sees a little price flattening in her home area, which is a little overbuilt. Well, prices are up as much as 10% in some areas of the Northeast and Midwest, because those areas are substantially underbuilt. I mean, for some perspective here just one metro area, New York City, one city with its population of over 20 million people, has twice as many people as both Arizona at 7 million and Nevada at just 3 million combined. One city twice as much as two entire states combined with all their cities. So it's remarkable how little perspective some people have see my geography degree holder perspective strikes once more again, national existing home prices are up 2% year over year, nominally, pretty modest growth, not that exciting. And who is doing the buying of these homes supporting and driving up prices. Well fewer and through of them are first time home buyers due to the well documented affordability strain. More and more of them are investors. Just last week, the Wall Street Journal reported that investors are responsible for fully 30% of the purchases of. Of both existing homes and new construction homes this year, and this is the highest share since property analytics firm kotality started tracking it 14 years ago. Investors are really buying today, and what kind of investors? Interestingly, it is people just like you. The Wall Street Journal went on to report that smaller investors who own fewer than 100 homes are doing most of the buying. That's a big change from when massive private equity firms like Blackstone and Starwood Capital Group dominated the market. So this 30% of single family home purchases being made by investors today. Smaller investors are 25% and larger ones only accounted for 5% so yeah, the little guys, people like you, they can take bigger risks because they don't have boards and shareholders to answer to, and plus builders with too much inventory are offering them discounts that were once reserved only for the bigger fish. They're being passed on now to smaller investors like you. That's exactly what the journal went on to say, much like we discussed on the show here last week, where builders are giving massive discounts.    Keith Weinhold  16:22   Well, you probably heard it said that Airbnb doesn't own any real estate. Uber doesn't own any cars. Facebook doesn't own any content, and Tiktok has no original videos. Yet, they all dominate their industries. Well, when you own the real estate, you can make the rules and leverage some of these connector platforms to help you rent out space that you own and increase your income. Do you own any property that's sitting vacant with nothing going on on the lot, perhaps even overgrown with weeds and shrubs. You can use an app like neighbor that helps you rent them out as parking spaces. Neighbor.com customers request your space, and you can approve it. They can park their cars on your space or RVs, boats, boats, trailers. This can be especially lucrative if you're a few miles from an airport, and then there are platforms that let you leverage them, sort of like the Airbnb of storage. Roughly one out of every nine Americans is renting a self storage unit, and that's not even counting all the people searching for a spot to park an extra car, boat or RV. At the same time, there are millions of garages, basements, attics, driveways and backyards sitting underutilized across the country now, platforms like store at my house, Pure Storage and park for share, that one is spelled Park, the number four and share, they're all stepping up to connect people who have extra space with the people that need it. And the result is that renters can typically save 50% or more compared to them using traditional storage companies they can rent from you, and it's often more convenient for renters, since the space they're renting that might be just around the corner instead of across town. Neighbor.com is one of the biggest players in this space, though, its founder, his name's Joseph Woodbury. He says you'd be amazed at what people will pay to store something if the location is good and the price is right, they have had a tiny three foot by five foot closet in Manhattan that rented out in a snap, almost instantly in Woodbury. He even uses the platform himself, leasing part of his own driveway to someone with a camper. Now, you probably want to check with your HOA before you do something like that. But like Airbnb neighbor, they earn money by taking a cut of the host's revenue. But unlike Airbnb neighbor, hosts average just 16 minutes per month managing their listings now Woodbury, the neighbor.com owner, he calls it the most efficient, least time intensive form of passive income in America. And the peer to peer storage trend, that's become a great entry point for new investors, especially those that aren't ready to buy a full property. But it's also catching the eye of experience real estate investors who want to squeeze more cash flow out of the land that you already own. Some are turning unused sheds into rentable storage units. Others are converting open acreage into long term parking. I know someone that's hosting campers and. RVs on his 10 acres in Florida, and he expects to earn about $100,000 this year alone from that land. And they say it's mostly hands off. And now, whenever he buys he looks for acreage plus a home so that he can generate multiple income streams from one property. Well, can this peer storage and parking shake up the $500 billion self storage and parking industry the same way that Airbnb rattled the hotel world? Some think the potential is huge, with national occupancy rates for storage centers hovering around 93% there really is not any sign that the market is oversupplied. In fact, even public storage, that's the company name, public storage, they are the country's largest self storage space operator, even they use neighbor to help lease out their leftover inventory, and so do some REITs that have extra space at their office, retail or apartment properties. And as far as the types of listings, people are getting creative on these platforms. They're monetizing everything from empty barns to church parking lots. Think about how much of the week church parking lots sit vacant to vacant strip mall storefronts, and they're using that as parking so more and more people are realizing that there's hidden value in the real estate that they already own, and you can too. If you own the real estate, you make the rules. So check out those four platforms that I mentioned, if you think it can benefit you to increase the income at your properties in this growing peer to peer storage and parking industry. It was around 2010 when Airbnb really started to take off and really take market share away from hotels, and today, these platforms like neighbor store at my house, peer storage and park for share, are taking market share away from traditional, centralized self storage spaces to review what you've learned so far today, if you're going to Live life full time, you can't be perpetually cheap. Be aware of the primary residence capital gains tax and its elimination proposal. Small investor interest is growing now, making up fully 30% of today's home purchases, and grow your income with Pure Storage and parking platforms coming up next, a viral audio clip that borders on the unbelievable and gives you a new perspective on capitalism, collectivism and Section Eight housing, you'll be flabbergasted. I'm Keith Weinhold. You're listening to Episode 565, of get rich education.   Keith Weinhold  23:00   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056,they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  23:32   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading, it's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Kathy Fettke  24:42   you this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  25:00   Keith, you are back inside one of America's longest running and most listened to real estate investing shows. I'm your host, Keith Weinhold, and this is get rich education, the voice of real estate investing. Since 2014 wealthy people's money either starts out or ends up in real estate, we tell you why and show you how. I've got a clip to share with you that gets a little wild. We usually share what I suppose is more cerebral content here, but some real perspective can be gleaned from listening to this. This kid wants to work his mom says, No, you can't, because she'd lose her section eight housing benefit. And apparently, free housing is more valuable than his future. This is about one minute in length,   Unknown Speaker  25:52   not getting no job. If you go get a job, they're going to take my section eight, then you won't be able to get no section eight. You're not going to get no job. They're gonna count your income against my section eight and my link card. You're not working, no. So I don't care what you gotta say. I don't care how you feel. You're not working, you're not going to get a job, you you're not going to school, you're not doing none of that like Ma. I'm saying how I'm supposed to be successful in life, huh? So you basically telling me I gotta I gotta be broke to be successful. I got to be broke so I can get section eight. Government can help you. So the government can help me. So you telling me I can't work, no job, bro. Like, that's like, all my friends got jobs and live and nice houses. So you telling me I got the I got to go through the same thing you went through if you have a house, any of that, they're going to take my section eight. How? What they be like,no, they will look at that and be like, he's doing something. And give me a bigger house. Ma, that's what you told me. I can get off your section eight and apply for my own section eight. Okay, but if you do that, you're gonna have to go the hard way. It's gonna take a long so what? That's what I'm saying. Get on Section Eight. Find you a nice apartment, go get you a link card. You will be fine. You don't have to sit up and work. You don't have to work, no job, if the government is here to help us.   Keith Weinhold  27:11   Gosh, this mom won't let her son work, or else she'll lose their government section eight housing benefit, where taxpayers pay for most of their housing. And by the way, is this real? Is this a rage bait skit? I can't quite tell, but it surfaces some interesting questions. For sure, it is true that section eight housing voucher recipients like her can lose their benefits if the household earns more and exceeds a certain threshold. Gosh, here's the youth that wants to do something and maybe be better and have more than his parents. You should want what's best for your child? Some parents have to beg their children to get a job. This kid is willing to go out and see what he's capable of doing. This eaglet is looking to leave the nest, and you're clipping his wings, and yes, you the listener, are the one paying for their housing. There's no such thing as a free government program, because taxpayers like you and I fund the government section eight housing is therefore tax payer funded at one point. The mom says the government is here to help us. Yeah, this woman is making you poorer. This is where the taxes that get knocked out of your paycheck are going. You're working at a job, spending less time with the people you love, and maybe doing fewer of the activities you love so that she can perpetuate a culture of laziness and government dependency. Another successful entrepreneur or employee is not making you poorer, this woman is making you poorer. Thomas Sowell said it best. He is an author and a senior fellow at the Hoover Institution. He's got a lot of brilliant thoughts. Soul famously said, I have never understood why it is greed to want to keep the money you have earned, but not greed to want to take somebody else's money. That's Thomas Sowell. Now it's possible that this woman couldn't get a job that would pay so much more than the section eight income ceiling that it would be worth her getting one. She said there that she doesn't have a job at all. Maybe she has a disability, but there's a video of this. You can see the video. She doesn't appear to be disabled, but the appalling part is that she's discouraging her son from working now. Understand some section eight tenants do work full time jobs, but they're almost certainly going to be really low paying like, say, washing dishes for a restaurant. Section Eight is supposed to be a temporary program. It's supposed to be helpful, not a hindrance. It is a federal program. It's administered by HUD, and it pays the rent money for low income people, allowing them to rent housing out in the private open market. The program has high demand and some long, long waiting lists. They can be years long, even a decade long, waiting list for Section Eight housing some housing authorities even close their wait lists entirely due to the length the overwhelming demand and understand as well, veterans and the elderly are probably on a wait list, waiting for substantially younger people like her to get off the program to qualify for Section Eight, most families need an income below 50% of the area's median income, and your criminal background check has got to be clear, so you don't need to pass some high bar to get into the program. Now, in reality, a large share of the benefit recipients have an income that's under 30% of an area's median and how much of your rent does section eight pay? Participants typically pay a portion of their monthly income toward rent, usually around 30% they pay around 30% where section eight pays 70% I once run into a section eight tenant, and the tenant paid closer to 20% while the program paid 80% for you. And by the way, landlords don't have to accept section eight tenants. It is voluntary, and it pays landlords about the market rate in hot housing markets with fast rising rents. Well, you probably don't want to accept section eight because a regular, unsubsidized tenant is often going to pay you more in a slow rental market, Section Eight is better for landlords. Now, some landlords like section eight because it is guaranteed rent income, but some don't like it because they say they get low quality tenants. Well, foreign landlord can rent to a section eight tenant, a person called a case manager inspects the unit, and I think I shared with you before that, the first one that inspected mine, they wrote me up because they said that one of my Windows didn't open all the way. I fixed it, and the tenant stayed two years before they moved. But the average duration of time that a tenant spends in the program is six to nine years. It is supposed to be a short term bridge, but often becomes a long term subsidy people get dependent on the handout. HUD tells us that only one in seven families leave the program due to increased income, and there is a strong stigma around section eight housing, for sure. Who knows? To shake the stigma, maybe they will just change the name of the program. That happens sometimes, sort of like how they changed the name of the food stamps program to snap. And by the way, the link card that she mentioned in the video that is for food assistance. That's actually the name of the snap card in the state of Illinois. Oh, dear God bless America, training her kids to live off the government. I almost feel trashy after thinking about this. I'm probably going to go shower next now. Should the minimum wage be high enough that everyone can afford at least a one bedroom apartment, and therefore people wouldn't need section eight? Well, the federal minimum wage is $7.25 it's been stuck there since 2009 the economic commentator Peter Schiff, who I had lunch with a couple times last month, he and his wife Peter, makes the case that there should be no minimum wage at all. That is government intervention in the free market. If you make the minimum wage too high, people get laid off and people get replaced by robots. That's just what's really happened in practice, if a person can only make the minimum wage, they need to get better, and they need to skill up, is what Peter contends. Now, when I graduated college, I would have thought that premise sounded ridiculous. No minimum wage. But the more I think about it and the more I experience life, it does begin to make more sense. The fresh post collegiate me would have said that, ah, a working human being, they deserve the dignity of a minimum wage. That's livable, but some time and perspective has me saying that you are the one that brings dignity to your work, your earning potential and your life. It's not up to someone else to provide you with dignity. You don't lean on the government for your dignity. Learn more, be better, skill up. You'll be dignified, and you're going to earn multiples more than minimum wage. When it comes to the section eight, mom, everyone would like to live at the expense of the state, but few realize that the state lives at the expense of everyone else. If you'd like to see the video footage of that section eight clip that I played and more of my commentary on it. It's pretty interesting that should be available on our YouTube channel now. The channel name is get rich education. What else would it be for the production team here at GRE? That's our sound engineer, Vedran Dzampo , who has edited every single GRE episode since 2014,  QC and show notes. Brenda Almendadadas, video lead, Binaya Gyawali video strategy lead, Talha Mughal, video editor, Sorosa KC and producer me, we'll run it back next week for you. If you'd like the show, please tell a friend about it. I'd really appreciate you sharing it until then, I'm your host. Keith Weinhold, don't quit your Daydream.    36:29   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice if the means of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  36:53   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate. Video, course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866. While it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  38:08   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

What if your next client was just one powerful referral away? In this high-impact episode of The Mike Litton Experience, Mike sits down with Brandon Barnum — the CEO of HOA.com and the acclaimed “King of Referrals.” Brandon shares how he transformed a life of financial struggle as a 24-year-old single dad into a legacy […]

(August 04,2025)Proposed ballot measure could force a citywide vote on L.A. 2028 Olympic venues. A new law spared her from $500 daily HOA fine for an unapproved door. Trump defends firing labor statistics chief after weak jobs report. Dream Paris apartments for sale for bargain prices. The catch? Someone must die.

Anna and Mike have been dating for about three years and have actually lived with one another for the past four months after Anna gave Mike an ultimatum on taking the next step on one another. Anna tells us that they have a nosy neighbor who typically complains about their grass or garbage, but the other day Anna got a message from their neighbor while she was away for work about multiple cars parking in front of Anna and Mike's place. At the same time, Anna's neighbor also told her that she has seen multiple people go into Anna and Mike's place which is concerning Anna because Mike has said he never has anyone over.   We call Mike pretending to work for his and Anna's HOA and when we ask for the names for Mike's new guest passes he says leave them under “Slam Piece.” Find out what's really going on in this week's War Of The Roses! 

Mountain Real Estate – July 2025 | Which Properties Deliver the Best Returns in Summit County?This month, hosts Amy Nakos and Candice De dive into a fresh analysis of 13 active Summit County listings, ranging from slopeside condos to HOA-free single-family homes. Using a detailed spreadsheet, they compare purchase prices, expenses, rental income, and appreciation to answer:

In this episode, we dig into the grassroots world of "rock bag marketing." Yes, literally dropping a rock and a business card in a plastic bag on someone's driveway. Peter unpacks the bold, low-budget tactic and explores whether its shock value outweighs the brand risks.But the story doesn't stop there. Tune in for a smarter, classier alternative: door hanger marketing. Learn how high-quality, hyperlocal, and trackable print pieces, combined with branded vehicles and boots-on-the-ground hustle, can drive real results without the littering or the side-eye from your HOA. If you're a local business looking to grow, this one's for you.

Morgan Wallen Concert at Levi Stadium. KFI listeners are great parents. Advice: Spend as much time with your kids as you can. It will pay off in the long run. // JCPenney is selling 119 of its store properties in a nearly $1 billion deal to Onyx Partners, Ltd. Sears has a special smell to it. Do moms take their sons to get their first cup? Gilbert Arenas was arrested for illegal gambling. // Jane Wells LIVE from Kona, Hawaii—latest on the tsunami warnings and damage. Jane writes for Substack check out her column. WHIP: What are Jane's HOA dues for Hawaii Condo? // Ozzy Osbourne funeral procession 

Episode Overview: In this episode of One Big Fire, John Kitchens and Jay Kinder is joined by top-producing Ohio team leader Jon Harp to tackle one of the biggest challenges in real estate today: why so many agents are struggling—and what the best are doing to win. With fallout rates at a five-year high and buyers more selective than ever, John and Jon unpack what's actually working right now to recruit, convert, and close in a shifting market. They cover everything from buyer presentation gaps, seller psychology, and inventory shifts to the real metrics every team leader needs to track to survive and scale. Whether you're leading a growing team or flying solo, this conversation is full of real-talk insights, tested strategies, and actionable systems to help you thrive—not just survive—in today's market. Key Topics Covered The Buyer Presentation Black Hole Why zero of 75 agents had a buyer presentation (and why that's a massive red flag) The difference between working with buyers versus chasing them How a structured buyer process builds trust, reduces fallout, and increases conversions Understanding Fallout Rates & Buyer Behavior Why June's home cancellation rate hit a record 15% How to pre-frame buyer remorse by educating clients on true cost of ownership The overlooked financial pressures (HOA, insurance, taxes) killing deals Sellers Need More Than Motivation Why “motivated” isn't enough—you need to uncover desperation The questions that reveal a seller's real urgency How to guide sellers without relying on hope or wishful pricing Inventory, Pricing Pressure & Market Positioning Zillow's data on price cuts and inventory spikes: what it means for you How to use hyperlocal market knowledge to guide pricing strategy Creating listing presentations that anticipate objections and pre-frame value Agent Habits That Actually Move the Needle The #1 difference between agents who grow and those who ghost How immersion, shadowing, and simple daily activities drive faster results What every new agent should be doing in their first 30 days (hint: not branding) Lifetime Value and Playing the Long Game The 5-deal story that started with a $126K Zillow lead Why top teams invest in leads that produce years of revenue Teaching agents to value relationships over commission checks Recruiting, Retention & Culture-Building Why some agents “stall out” at $1M in revenue The team structure, systems, and mindset shifts that break through the ceiling Creating predictable onboarding and momentum-building experiences Resources & Tools Mentioned BAM & Zillow data reports on inventory and home cancellations Buyer presentation frameworks and fallout tracking systems Agent to CEO Live – Sept 24-25 in Cleveland Includes ticket to Rock the Spectrum 10-Year Anniversary  Tickets & nomination forms: HoneyBadgerNation.com Upcoming Event: Agent to CEO Live Sept 24–25 | Cleveland, OH Limited to 100 seats – nearly sold out! Master the systems, mindsets, and strategies that take you from agent to business owner. Includes ticket to Rock the Spectrum benefit concert! Get yours at agentceo.com or honeybadgernation.com   “You can't rely on hope as a strategy. You need process, data, and the guts to tell sellers the truth.” – John Kitchens Connect with Us: Instagram: @johnkitchenscoach LinkedIn: @johnkitchenscoach Facebook: @johnkitchenscoach   If you enjoyed this episode, be sure to subscribe and leave a review. Stay tuned for more insights and strategies from the top minds. See you next time!

Are we entering the next great real estate wave? In this episode of the Rent Perfect Podcast, David Pickron and Scot Aubrey share their personal investing criteria and what's pulling them off the sidelines and back into buy mode. From choosing between condos and single-family homes to dealing with rising HOA fees and navigating changing interest rates, this episode dives deep into how seasoned investors assess opportunity in today's shifting market. Defining your investor “type” (it's more important than you think!) How HOA fees are killing cash flow in condos. Why now might be the time to buy—before the crowd rushes in. The impact of interest rates and the refinance play. Neighborhood matters: how to evaluate long-term rental potential. Why clear investment criteria help you avoid emotional mistakes.Whether you're a new investor or looking to expand your portfolio, this episode offers honest insight and timely strategies to help you make smarter real estate decisions.

We hear your DM's every weekday at 6:40 & 7:40am. Today’s DM Disaster is Porch Decor, Danielle is now out $1200 after a member of the HOA confronted her about the run down furniture on her porch. It was so bad according to the member of the HOA they needed to perform a cleansing of the bad energy. The HOA had a vote and Danielle had to buy all new furniture. That's Danielle's DM Disaster! All this and more on the ROR Morning Show with Bob Bronson and LBF Podcast. Find more great podcasts at bPodStudios.com…The Place To Be For Podcast Discovery

We grill Ryan about why he skipped the Wiffle Ball World Series—and things get heated. Then we break down our brutal run in the Wiffle Ball tournament. Jerrod shares his latest obsession: the Nextdoor app, which leads to a chaotic brainstorm on how to sabotage every HOA in America. We wrap things up with some wild and fun facts about Wayne Gretzky.Tap here for PrizePicks: https://prizepicks.onelink.me/ivHR/YBR

After a week off, Daniel and Adam return with the hottest of summer stories—literally! Daniel's planned camping getaway in South Florida turns into a sweaty saga of broken air conditioning, sky-high temperatures, and a repairman who vanishes just when he's needed most. Luckily, Daniel salvages the weekend with a big win at campground bingo, proving the power of manifestation and perhaps a little “sacred magic.” Therapy updates, career crossroads, and the search for passion in podcasting and tech fill out the show's first half, with Adam and Daniel debating whether making an egg-scrambling tutorial (or a deep dive into compound mayonnaise) is the way forward.Listener feedback fuels the Contact segment, as the guys field questions about iPads vs. Android tablets for tech-averse parents (spoiler: the iPad wins), then launch into a parade of voicemails reporting on a shocking week of celebrity deaths—from Connie Francis to Ozzy Osbourne and Hulk Hogan (plus some playful shade for death pool rules and celebrity status). As the messages roll in, Daniel and Adam reflect on the weird afterlife of former TV stars, the generational power of nostalgia, and even mayonnaise pronunciation wars—settled only by an in-depth food science breakdown and a passionate defense of homemade garlic-dill compound mayo.Rounding out the episode, there's an extended News Game (with Daniel doing his best to beat Adam's New York Times quiz), a rundown of their upcoming September travel plans (including Disney dining, Charleston road trips, and co-pilot meetups), and some candid talk about the joys and pitfalls of HOA drama. As always, the episode is packed with tech talk, food tangents, and the kind of quick-witted banter that makes The Gay Mix a Friday night must-listen.Email: Contact@MixMinusPodcast.comVoice: 707-613-3284

A woman has gone viral for the way she butters her bread! Anna explains to Raven how the woman has two sticks of butter and why! Raven thinks the woman must live alone! Anna was a realtor and she could always tell if someone had cats in the house! She asks Raven how many cats too many and she are finds out he traveled across the country with two cats! They found that most people hold onto old T-shirts from college, concerts, etc. Anna and Raven want to know what the oldest article of clothing in your closet is. Anna has jeans that are 28 years old! Anna lists three news stories that seem almost out of this world, and Raven can only pick and hear about one! If you have a boring algorithm, apparently you are boring? Anna got an ad on her phone that were for shoes that make you taller! Raven, Producer Julie, and Producer Justin share what ad is on their phones. Homeowner's Associations, HOAs, are the worst! Anna and Raven talk about the dumbest rules that they have heard! Find out what Anna's friend was told by her HOA! Anna and Raven ask you, what is the best home remedy you've used for the common cold? Trama Dumping is a super positive word that everyone is talking about! Anna and Raven speak with Kelly Kellerman, Clinical Social Worker LMSW to learn what it is and how to deal with it! Producer Julie saw this video and now she has an abnormal fear of eating her dinner! Anna and Raven share their abnormal fears and want to hear yours! That McDonald's Ice Cream Machine is always broken! Anna and Raven talk about the things that they interact with that are always broken! Denise and Jon are expecting their first son. It's Denise's family's tradition to give the first-born son the middle name Charles. Denise wants to keep the tradition, Jon does not. He says that it's time to start their own traditions and he doesn't like the name Charles. Denise said it's his middle name, not first, what's the big deal? Plus, it's important to her.  Mike has a chance to win $3000! All he has to do is answer more pop culture questions than Raven in Can't Beat Raven!

We would love to hear your feedback!News links from Ep 261We discuss how Uber and Lyft are pushing back against third-party apps like Maximo, Maestro, and GigU that allow drivers to cherry-pick more profitable rides. These apps have become essential tools for maximizing earnings, but platforms claim they violate the terms of service.• Uber and Lyft are threatening to ban drivers who use apps that help them filter ride requests• Security footage capturing a delivery driver assaulting a 67-year-old customer who questioned her package delivery• Problematic AI customer service bots completely misunderstand basic customer complaints• Financial analysts recommend Lyft stock despite skepticism from actual drivers• Uber is testing a feature that allows women riders to be paired with women drivers• Amazon package deliveries by drone and the potential HOA backlash• The potential for tax-free tips for gig workers with a possible new federal tax deductionJoin our Telegram group to connect with other gig workers, share experiences, and get real-time advice on which apps are currently paying the best. Visit patreon.com/thegigeconomypodcast to support the show and get access to our exclusive content.Digital Disruption with Geoff Nielson Discover how technology is reshaping our lives and livelihoods.Listen on: Apple Podcasts Spotify Ruthless TruthIs an opinion platform hosted by Marvin “Truth” Davis. My life and career...Listen on: Apple Podcasts SpotifySupport the showEverything Gig Economy Podcast Related: Download the audio podcast Newsletter Octopus is a mobile entertainment tablet for your riders. Earn 100.00 per month for having the tablet in your car! No cost for the driver! Want to earn more and stay safe? Download Maxymo Love the show? You now have the opportunity to support the show with some great rewards by becoming a Patron. Tier #2 we offer free merch, an Extra in-depth podcast per month, and an NSFW pre-show https://www.patreon.com/thegigeconpodcast The Gig Economy Podcast Group. Download Telegram 1st, then click on the link to join. TikTok Subscribe on Youtube

On this follow-up segment of Go Gaddis Real Estate Radio, Cleve Gaddis continues his enlightening conversation with Expert Advisor Michael Crew, CEO of Homeowner Management Services, Inc., diving even deeper into the world of HOA reserves and how they impact today's homebuyers and sellers. With HOA-related costs becoming more of a concern for buyers, many are asking: “How do I know I won't get hit with a surprise special assessment after I move in?” In this episode, Cleve and Michael explore how a properly managed reserve fund—and a recent industry shift—can offer a true safety net for buyers. They discuss: Why today's buyers are demanding transparency about HOA reserves before making an offer. The growing popularity of reserve studies and how they're becoming a key factor in real estate negotiations. What questions smart buyers should ask about an HOA's financial health—and how sellers can proactively prepare. The reality behind “surprise” costs in communities and how to avoid them altogether. Cleve also briefly touches on the 2025 Georgia State Legislative session—where, surprisingly, no major laws or changes affecting HOAs were passed. But don't get too comfortable; there's always the possibility of new proposals next year. Whether you're buying into an HOA community, serving on your neighborhood board, or simply want to avoid being blindsided by future repair bills, this segment provides insight, strategy, and clarity. To ask a question, share your thoughts, or suggest a neighborhood for our next spotlight, visit GoGaddisRadio.com. You can also subscribe to the podcast to never miss a conversation that could impact your next move. And while you're there, check out our exclusive “You Get All the Upside” program—offering buyers and sellers every available option in today's real estate market. At Go Gaddis Real Estate Radio, our mission is to help you go from real estate novice to expert—so you can buy or sell with confidence and avoid the common (and costly) pitfalls that catch so many off guard after closing.

On this segment of Go Gaddis Real Estate Radio, we're joined by expert advisor Michael Crew, CEO of Homeowner Management Services, Inc., to shed light on a topic that impacts every homeowner in a community association—HOA reserves. Whether you live in a condo, townhome, or single-family community with an HOA, understanding how reserve funds work is crucial for protecting your investment and planning for the future. Cleve Gaddis asks Michael a series of practical questions inspired by real-life curiosity from Anne Daniels' sister, who wanted to better understand how HOA reserves are managed. Together, they dive into questions like: How are HOA reserve funds determined, and what exactly is a reserve study? Why are reserve studies important—and what happens if one hasn't been completed? What are the key components included in a thorough reserve study? How is the amount of funding calculated, and what are reserve funds typically used for? Is it possible for an HOA to have too much in reserves—or worse, not enough? From neighborhood roads and pools to roofs and fencing, reserve funds ensure that your community is financially prepared to maintain and replace critical assets. But when reserve planning is ignored, the result can be expensive special assessments or deferred maintenance that tanks property values. If you've ever questioned the health of your HOA's finances, or you're a buyer evaluating a new neighborhood, this conversation is a must-listen. Understanding HOA reserves helps you ask the right questions and make smart, informed decisions. To keep the conversation going, visit GoGaddisRadio.com. We invite you to submit your questions, suggest a neighborhood for a future spotlight, or subscribe to the podcast. And don't forget to explore our “You Get All the Upside” program—designed to help homeowners make confident, well-informed choices whether buying, selling, or staying put. At Go Gaddis Real Estate Radio, we help you go from real estate novice to expert so you can buy or sell with total confidence and avoid the surprises that catch too many people off guard after closing.

Send us a textThe hierarchy of housing vulnerability becomes starkly apparent when markets begin to cool. Rowena Patton pulls back the curtain on why condominiums, townhomes, and second homes consistently take the first hit during economic downturns, revealing patterns that smart buyers and sellers need to understand.At the heart of this vulnerability lies the monthly HOA fee – that additional financial obligation beyond the mortgage that suddenly feels burdensome when people tighten their belts. Though these fees cover valuable services like insurance and maintenance, they significantly impact buyer psychology. Given a choice between similar properties, buyers consistently choose the option without the additional monthly expense, dramatically shrinking the pool of potential purchasers for condos and townhomes.The rental cap dilemma further complicates matters for owners of these properties. When HOA rules limit the percentage of units that can be rented, owners facing financial hardship have fewer options. Without the ability to generate rental income to cover mortgage payments, many owners face impossible choices that too often end in foreclosure. This cascading effect intensifies market pressures for these property types.For sellers navigating these challenges, aggressive pricing strategies become essential. Successful selling requires positioning your property to stand out among similar units, understanding how to leverage the concentrated showing patterns typical in condo communities, and working with agents who truly understand the unique dynamics of these property types. Call Rowena at 828-333-4483 for personalized guidance on maximizing your outcomes in today's shifting market – whether you're buying, selling, or making critical holding decisions for townhomes, condos, or second homes.

Growing and keeping our gardens and lawns nourished amid this hot and humid weather - we discuss this with Mary Meyer, horticulturist with the University of Minnesota and answer any and all lawn and gardening inquiries from plum trees, combatting Japanese beetles, proper house locations for growing shrubs, HOA lawn troubles, safely transplanting your garden or plants and yes we had our weekly creeping Charlie question! For more questions and to learn more from Horticulturist Mary Meyer visit her at extension.umn.edu

Go to https://www.zocdoc.com/DWKT and download the Zocdoc app for FREE. Then find and book a top rated doctor today! In today's episode, we go over a wild situation going down after a Gen Z TikToker jokingly ran for her HOA board... and won. She then begins attending meetings and asking some questions, only to stumble upon what she believes could be a potential embezzlement scheme?! Then we revisit a not so favorite topic... Ash Trevino... who recently got punched in the face while out at a bar.  We Love the Internets: https://www.tiktok.com/t/ZT6MAQbU7/ https://www.tiktok.com/t/ZP8hK9h14/ https://www.tiktok.com/t/ZP8hKqJcc/ 00:00 - Introduction 2:07 - HOA Embezzlement Scheme!? 53:37 - Ash Trevino Gets PUNCHED in the Face 1:11:33 - We Love the Internet We hope you enjoyed this episode! Please let us know on Twitter or Instagram if you have any topic suggestions for a future episode! (@lily_marston & @jessismiles__) PS. The girlies have officially entered their short form content era!  Follow our official accounts: https://instagram.com/doweknowthempodcast & https://tiktok.com/@doweknowthempodcast Business Inquiries: doweknowthempodcast@gmail.com

Kerry Lutz kicks things off with a personal story behind his latest book, sparked by a run-in with an HOA president, before diving into economic red flags with Michael Pento. From Brightline train safety to the Fed's next move, Pento holds nothing back—calling out Powell's cheerleaders and slamming the idea of imminent rate cuts. He warns of massive credit and equity bubbles, forecasting a 30–35% market plunge that could devastate retirement portfolios. Pento takes aim at policies favoring Wall Street over Main Street, citing the grim reality that 60% of Americans have little to no net worth. He predicts soaring deficits, inflation potentially hitting 19%, and a brutal hit to fixed-income earners. The conversation also tackles Bitcoin—its volatility, lost potential, and whether it still lives up to its promise. Find Michael here: https://pentoport.com Find Kerry here: http://financialsurvivalnetwork.com/ and here: https://inflation.cafe Kerry's New Book “The World According to Martin Armstrong – Conversations with the Master Forecaster” is now a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5   Get full access to Kerry Lutz's Financial Survival Network Substack at khlfsn.substack.com/subscribe

Kerry Lutz kicks things off with a personal story behind his latest book, sparked by a run-in with an HOA president, before diving into economic red flags with Michael Pento. From Brightline train safety to the Fed's next move, Pento holds nothing back—calling out Powell's cheerleaders and slamming the idea of imminent rate cuts. He warns of massive credit and equity bubbles, forecasting a 30–35% market plunge that could devastate retirement portfolios. Pento takes aim at policies favoring Wall Street over Main Street, citing the grim reality that 60% of Americans have little to no net worth. He predicts soaring deficits, inflation potentially hitting 19%, and a brutal hit to fixed-income earners. The conversation also tackles Bitcoin—its volatility, lost potential, and whether it still lives up to its promise. Find Michael here: https://pentoport.com Find Kerry here: http://financialsurvivalnetwork.com/ and here: https://inflation.cafe Kerry's New Book “The World According to Martin Armstrong – Conversations with the Master Forecaster” is now a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5  

Send us a textDiscover the hidden truth about HOA discrimination. Learn how homeowners are targeted through unfair practices, retaliation, and court-backed abuse. Here's what your HOA doesn't want exposed!If you would rather watch this episode, please click here: https://youtu.be/8yoJMzbuzac

Summary In this episode, Joseph Shalaby, founder and CEO of e-Mortgage Capital, shares his journey from a challenging upbringing to becoming a leading figure in the mortgage industry. He has a net worth of ~$7 million mostly in RE and his business. He discusses the importance of being debt-free, his experiences during the 2008 financial collapse, and how he rebuilt his career. Joseph emphasizes the significance of hard work, personal growth, and maintaining family values while navigating the complexities of entrepreneurship. He also shares insights on current market trends and his future goals for his business. Takeaways *Joseph Shalaby is the founder and CEO of e-Mortgage Capital. *He emphasizes the importance of being debt-free despite being in the mortgage industry. *Joseph experienced a foreclosure due to HOA fines, which shaped his financial mindset. *He started his first mortgage company after being taken advantage of in the industry. *The 2008 financial collapse forced him to pivot and rebuild his career. *Joseph launched e-Mortgage Capital in 2015 after working in the loss mitigation sector. *He aims to grow his company to a billion dollars in revenue per month. *Joseph values family and instills a strong work ethic in his children. *He believes in the importance of being an early adopter in business. *Joseph emphasizes the need to outwork everyone to achieve success. Sponored by: Shopify.com/unveiled

In this episode of The Contractor Fight Sales Podcast, Tim and Derek dive deep into the importance of having tough, clear conversations with clients — before the shovel ever hits the dirt. From buried wires to dead irrigation systems, they share real-world stories where contracts and communication saved the day. Learn how preparation, confidence, and transparency can keep your jobs profitable and your clients happy.In this episode Tim and Derek discuss:The importance of having a thorough, well-written contract that protects your business when the unexpected happensHow to confidently address unforeseen issues, like hitting buried electrical lines, using contract clauses and change ordersWhy practicing difficult conversations and setting clear expectations upfront with clients leads to smoother jobsHow “sliding the check back” helps you address all potential issues before accepting a depositThe value of brutal kindness: over-communicating risks, delays, and possible disruptions to build client trustUsing humor and transparency to ease clients into uncomfortable truths about the construction processWhy discussing estimated start dates, HOA approvals, and who handles what is key to avoiding miscommunicationThe benefit of making clients feel “safe” throughout the chaos of a construction projectReal examples of how practicing and refining communication has made sales smoother and more efficient=================================

Arizona HOA Declares Jihad on Free Hydration in 115-Degree HeatA man gave away water. The HOA showed their appreciation by issuing $100 citations. Welcome to the suburbs.READ or LISTEN to this #MindOfMarlar article: https://weirddarkness.com/mm-h2onoyoudontMindOfMarlar™, WeirdDarkness®, Copyright ©2025#HOAFines #HomeownersAssociation #ArizonaHOA #DavidMartin #GoodyearArizona #CanyonTrailsHOA #WaterCoolerGate #HOAOverreach #CommunityKindness #HOABoardRecall #SuburbanBureaucracy #RidiculousHOARules #NeighborhoodDispute #HOAPowerTrip #HomeownerRights #HOAReform #FSResidential #HOAByLaws #CommunityActivism #HOAFail #PropertyValues #HOAMadness #KindnessFined #HOARevolt #NeighborHelpingNeighbors #HOAJustice #SuburbanNightmare #HOAAbuse #WaterInTheDesert #HOATyranny

Dave and Chuck the Freak talk about a house for sale with a massive train display setup in basement, hobbies, would you leave your partner for $1M?, how much you would embarrass yourself for on live TV, nude man charged a cop and got tased, guy robbed woman at a store and tried to abduct her, prankster planted teddy bear that looked like it was covered in human skin, man paying HOA fees daily for handing out cold water from driveway, capybara cafes opening up, John Elway will not be charged in golf cart accident that killed his friend, update on American Idol exec who was murdered, Perry Farrell being sued by Jane’s Addiction bandmates, Allison Brie seen cutting Dave Franco’s toenails in public, second most expensive piece of memorabilia sold for $14.75M, original Darth Vader lightsaber being auctioned, Ozzy’s final concert raised over $190M, how Chuck’s name has changed over time, Dave calls Amber about toe nail cutting, cuck turns jealous, woman threatened bodily harm by woman who was dating same guy as her, guy recorded 13k people with hidden cameras, have you been robbed by a hot chick?, belly dancer detained for using seductive belly dancing tactics in Egypt, serial butt slapper on a dirt bike, guy on scooter robs bank, guy had sex too soon after hair transplant, man found worm under skin of penis, Gen Z ditching smart phones for flip phones, AI robot completed surgery for first time, guy tries to confuse drive-thru AI, world’s largest Scotch Egg, and more!

Lindsie reveals all on her last name change, her non-marriage future, and the importance of protecting Jackson through all of it. Also, hear about Jackson's business ventures, Lindsie's GoGo Squeez addiction, and an unbelievable HOA dispute.Thank you to our sponsors!Buffy: Get 20% off your first Buffy order using code SOUTHERNTEA at Buffy.coHers: Start your free online visit today at forhers.com/SOUTHERNTEA for your personalized weight loss treatment. Restrictions apply.IQBar: Text TEA to 64000 for 20% off all IQBar products, plus FREE shipping. By Texting 64000, you agree to receive recurring automated marketing messages from IQBAR. Message and data rates may apply. No purchase required. Terms apply, available at IQBAR.com. Reply "STOP" to stop, "HELP" for help.Nutrafol: Get $10 off your first month's subscription and free shipping when you go to Nutrafol.com and enter code SOUTHERNTEAShady Rays: Need shades? Head to ShadyRays.com and use code Southerntea for 35% off premium polarized sunglasses!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dave and Chuck the Freak talk about Chuck was late and sent mysterious text, Dave’s error ordering French Onion Soup during heat wave, listeners took Jason picture with them on vacation, listener went to work in mismatched shoes, professional arm wrestler with world’s biggest hands, Cajun accent ranked #1 most loved American accent, woman in crash in middle of nowhere had to crawl home on broken leg, passing boat nearly severs legs of guy snorkeling, small plane crashed into neighborhood, man gets slashed by someone after complaining about speeding, door-to-door salesman who was attacked now accused of attacking a home owner, Home Run Derby, top QBs in NFL, Tony Hawk board auction, leaked nudes of Conor McGregor, Britney Spears claims to have adopted a baby, Brad Pitt might have gotten a face lift, Zac Efron surgery, rumors that Tom Brady is dating Sophia Vergara, Sydney Sweeney might be next Bond Girl, Keanu pays to have socials monitored for scammers, have you bought a sex toy from Walmart?, naked man shoots flare gun at deputy, dispatcher told lady she was crazy, woman gets arrested for letting grass die in her HOA, guy seeking new home for dead mom’s porcelain doll collection, woman sent poisoned chocolates to ex-husband when he got engaged, former fire rescue Lt. arrested for putting cameras in station bathroom, man was recording women in bathroom, another rub and tug busted, mother and daughter arrested after parking space fight, hiker comes face to face with a lion, guy tries to help injured bear, man arrested at airport for trying to smuggle snakes in his underwear, person finds treasure in thrift shop jewelry box, old man played 400th pickup hockey game after retiring, man died at work after falling in meat grinder, police chase ends with spike strips, and more!