Podcasts about hoa

The home is in an HOA and a 55+ community. https://www.lehtoslaw.com

Trade in those thirsty water hogs for some of these water-wise options   Do water shortages have you (and your garden) stressed? This episode is all about the toughest, thirst-averse plants out there — and how to build a landscape that thrives even when the rain is nowhere in sight. On this episode we have two expert guests from two very different climates: one in the Mid-Atlantic and one from the Southwest. Each of them will share the plants that they turn to when the conditions are dry and watering every day is out of the question.   We'll talk through which plants need a little help getting started versus which ones you can practically set and forget, and how to group plants with similar water needs so you're not overwatering your survivors to keep your divas alive. Whether you're xeriscaping a whole yard from scratch, converting a thirsty lawn bit by bit, or just trying to keep your patio containers alive through a brutal heat wave, tune in for practical, plant-nerd-approved advice.  Get the plant list for this episode on the Fine Gardening Website: https://www.finegardening.com/podcast Episode Experts: Ed Lyon is a horticulturist, an author, the former director of the Reiman Gardens at Iowa State University in Ames, and a frequent contributor to Fine Gardening magazine. He is nationally recognized as a top-tier garden educator with decades of experience helping gardeners cultivate beautiful, resilient landscapes. After many years in the Midwest, Ed relocated to Pennsylvania and launched Spellbound Garden Writing & Consultation.  Natalie McAnarney, known online as The Plant Ninja, is a Texas gardener and YouTube creator based about an hour north of Austin. A former U.S. Army officer who now works as a physician assistant, she began transforming her lawn into native and adapted plantings in 2020. Through her YouTube channel, The Plant Ninja - Texas Gardener, she documents her de-lawning projects and plant choices and features others in horticulture taking on similar approaches.   Natalie's efforts have also made her an advocate for drought-tolerant landscaping, after successfully persuading her HOA to approve a large-scale native-plant conversion of her front yard by citing Texas law protecting homeowners' rights to xeriscape.  

Are you struggling to find reliable cash buyers in your virtual wholesaling markets? Do you find yourself overwhelmed by too many strategies and making zero progress? In Part 2 of this live masterclass, Brent Daniels breaks down the specific tactics seven-figure real estate businesses are using to dominate in 2026. You will discover exactly how to infiltrate local Facebook groups, why networking with escrow officers is the ultimate buyer-finding hack, and how to successfully navigate the lucrative world of post-foreclosure surplus funds. Brent also shares his rigid 50-10-5 rule for structuring creative finance deals so you do not end up holding a sinking ship. If you want to hit your first $100,000, it is time to strip away the distractions and survive the 90-day filter. Be a part of the TTP training program now.---------Show notes:(0:47) The exact script to use when contacting Zillow listing agents for virtual buyers(2:07) Why asking for escrow officers instead of title companies reveals the best cash buyers(4:21) The massive untapped potential of recovering surplus funds after a foreclosure sale(7:22) How to tap into the $300 million a month generated from HOA and tax foreclosures(8:19) Why recovering surplus funds requires absolutely no market knowledge or property comping(9:26) How seven-figure wholesalers use AI to scrape and nurture real estate agent lists(11:13) The brutal reality of the 50% cancellation rate when relying on virtual agent referrals(13:55) The exact roadmap to your first $100K: One market, one strategy, one avatar(14:47) The 90-Day Filter and why staying laser-focused separates the top 5% of investors(19:48) How to protect your wholesale deal when the heir is not officially on the title yet(27:33) The 50-10-5 Rule and Brent's strict formula for structuring profitable creative finance deals----------Resources:Learn SurplusInvestorBasePropWireREI PulseTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

We broke a record, a bear on a power pole, the Jason Alexander drama, a very sexy Pick a Side, a fight over a gym, Shawn is getting cancelled, an update on the mom who killed the man under her teenager's bed, an HOA lady freaks out over stairs, a big drama over a cemetery dumpster and so much more!See omnystudio.com/listener for privacy information.

Who pays for police escorts? Man claims him and his family were urinated on at the Morgan Wallen show. Gia is heading to cheer camp for the week. Woman inherits her father's house, but the HOA will not let her live in their senior community.See omnystudio.com/listener for privacy information.

JLR is using duct tape to hold up part of his car. Tomas listens to the show. Woman leaves chicken on her counter for six months. Communal wiping sponge. Is Duji's air conditioning still out? B2's scooter was run over. Who pays for police escorts? Man claims him and his family were urinated on at the Morgan Wallen show. Gia is heading to cheer camp for the week. Woman inherits her father's house, but the HOA will not let her live in their senior community. Circle K lottery ticket winner update. Bryson DeChambeau threatens to call President Trump over Open Championship penalty. Rover opens a certified letter sent to Duji. Trike. Maternal Instincts. My Father the BTK Killer. See omnystudio.com/listener for privacy information.

The Tim Conway Jr Show Hour with Andy Riesmeyer Hour 3 (7.20) Everyone’s favorite bald eagle Jackie got jumped in a gang-style turf war with other eagles in Dana Point Park near Big Bear — she was rescued with no major injuries and is expected to make a full recovery. Garbage trucks with cameras to spy on homes for code violations? The idea was floated in parts of Florida and it’s giving major HOA-on-steroids vibes. Meanwhile, a shredded lettuce recall linked to the cyclosporiasis parasite is hitting fast food chains like Taco Bell, leaving thousands with explosive diarrhea. Listener TalkBacks are fired up over EV battery obsolescence, Trump’s moves on the CDC, and whether that’s why the U.S. is awash in stomach issues. And in this brutal heatwave, sticky-fingered thieves in Pasadena are ripping air conditioner units from businesses (including vet clinics and bakeries) — not for the cool air, but for the valuable scrap metal inside. See omnystudio.com/listener for privacy information.

By now you've probably seen me post on social media that I sold my condo in Puerto Rico, and the reactions have been... a lot. So let's get into it. In this solo episode, I'm taking you behind the scenes of why I bought that condo right after my divorce, what it represented to me, and why — three and a half years later — I decided to let it go. This is not a "never sell real estate" episode. This is a "your life changes and so should your money moves" episode. We're talking numbers, we're talking mindset shifts around debt and leverage, and we're talking about what's next: a fixer-upper flip in Florida with my husband, and a bigger PR condo for our family. Grab a coffee (or a copa), this one's personal.WE DIVE INTO:02:20 – The origin story: buying the condo after my divorce06:59 – What the condo really represented — reclaiming my connection to the island09:17 – What changed: becoming a mom, remarrying, outgrowing the space11:39 – The HOA drama and why the condo stopped making sense13:56 – Let's talk numbers: what I paid vs. what I sold it for16:19 – The plan: flipping a fixer-upper in Florida with my husband18:45 – Reframing my relationship with debt21:04 – Why I'm financing the next PR condo instead of paying cash23:19 – The real lesson: alignment over accumulation25:42 – The emotional side of letting go28:00 – Where to find my PR real estate guide + money tools30:25 – Rich Mommy Retreat + how to stay connectedKEY TAKEAWAYS:→ Your financial decisions should evolve as your life does — what worked for single you might not work for married-with-a-baby you→ Selling an asset isn't automatically a bad money move — rich people reposition capital all the time→ Debt and leverage aren't the enemy. Used strategically, they let you preserve cash and acquire more assets→ Cash purchases give you flexibility and control (hello, fixer-upper flip); mortgages can be the smarter move when you want to preserve liquidity→ You don't owe anyone an explanation for your money moves — get around people who understand the visionRESOURCES:Jannese's Instagram: https://www.instagram.com/yoquierodineropodcast/ Rich Mami Retreat: https://www.richmami.com/ FREE GUIDE: Buying Your First Property in PR: https://courses.yoquierodineropodcast.com/pr-real-estate TAKE THE NEXT STEP WITH YO QUIERO DINERO:

In this episode of Five's a Crowd, we dive deep into the most unhinged, infuriating, and unbelievable HOA horror stories on the internet. Thank you for being part of this crowd!Reddit- Our Subreddit: https://www.reddit.com/r/FivesACrowd- Our Account: https://www.reddit.com/user/FivesACrowdPodcastFollow Our Personal AccountsAustin - https://allmylinks.com/austinspomerCam - https://www.instagram.com/effinburch/Chris - https://www.instagram.com/thechrishummel/Tony - https://www.instagram.com/theonlytonyc/Zach - https://www.instagram.com/zvanbeekum/Hashtags#Podcast #Reddit #RedditStories #HOAstories #HitTheBell #HOAHorrorStories #MaliciousCompliance #HOANightmaresP.O. Box**Please no packages, letters only**Five's A Crowd Podcast1123 N Fairfield Rd #1373 Layton, UT 84041

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Budget besties, budgeting does not have to mean rice, beans, and saying goodbye to every little thing that brings you joy.In this conversation, Shana and Vanessa break down what it really means to be “bougie on a budget”—and spoiler alert: it looks different for everyone. For one person, bougie might mean travel sports. For someone else, it might be vacations, horses, facials, massages, dining out, or getting their hair and nails done.The goal is not to copy someone else's budget. The goal is to build a budget that reflects your real life, your priorities, and the things that genuinely matter to you.We also talk about why so many women feel like they make good money but still have nothing to show for it. Often, the problem is not overspending. It is a lack of organization. When every bill, transfer, swipe, subscription, and expense comes out of one account, your money can feel like it disappears into a black hole.That is where the Budget Besties system comes in: simplify, separate, and automate.By separating bills from everyday spending, creating clear spending accounts, and planning ahead for expenses that happen throughout the year, you can stop doing mental math every time you swipe your card. You can see what is available, know what each dollar is for, and feel more confident about your choices.We also dig into the difference between a true emergency and an expense you simply forgot to plan for. Christmas, annual insurance premiums, car tags, pet visits, HOA fees, birthdays, and travel fees are not surprises. They may not happen every month, but they still belong in the budget.When we plan for those expenses in advance, we create a more consistent budget and reduce the financial roller coaster.This episode is a reminder that you are not bad with money. Most of us were never taught how to manage modern finances, and our financial lives are more complicated than ever. Between credit cards, subscriptions, payment apps, online shopping, and busy family schedules, it makes sense that things can feel messy.The solution is not shame. It is clarity, organization, and a system that supports your actual life.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingConnect with [GUEST GOES HERE]:Check out Peggy here!This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Welcome back welcome back welcome back to the TSHE Iconic tv theme song bracket! We've culled, we've organized, and we're ready to reveal the lineups and winnow it down to the final few. Battles were fought, but like the dessert ranking previously, we realized we're pretty basic! But it wouldn't be TSHE without some tangents - funky composers, Patrick Swayze, Patton Oswalt included.In other news, Hillary saw the Minions movie and didn't completely hate it (thanks, wine) and cried hard at Toy Story 5 (again, thanks wine/nostalgia). Bobby is closing the Mayfair Lane chapter of his life (goodbye, HOA), but continuing his long-standing relationship with TBTL (hello, frog jumping).TSHE Recommends: Toy Story 5 (needs the Hillary bump)Gary Portnoy (not Dave's brother)Connect with the show!This is your show, too. Feel free to drop us a line, send us a voice memo, or fax us a butt to let us know what you think.Facebook group: This Show Has EverythingFax Bobby Your Butt: 617-354-8513 Feedback form: www.throwyourphone.com Email: tsheshow@gmail.comAOL Keyword: TSHE

PXY Mornings w/ Moose and Breezy! 7AM Hour: Moose and Breezy are extra fired up about this topic! A women in Florida is going through hell dealing with her HOA...

PXY Mornings w/ Moose and Breezy! 7AM Hour: A listener has thoughts for Moose and Breezy regarding the Florida women's situation with her HOA.

PXY Mornings w/ Moose and Breezy! 7AM Hour: 7.1 HOA Madness! This homeowner in Florida is going through hell with her HOA. 7.2 HOA Phone Call. This listener chimes in on the HOA situation. 7.3 Who Said It! Ne Yo or Pretty Women? Tickets on the line!

VOV1 - Trong cuộc gặp với Thủ tướng Campuchia Hun Manet , Chủ tịch Trung Quốc Tập Cận Bình tuyên bố, hai bên cần tận dụng hiệu quả cơ chế đối thoại chiến lược “3+3” về ngoại giao, quốc phòng và an ninh, cùng nhau trấn áp các loại tội phạm xuyên biên giới như lừa đảo viễn thông.Chủ tịch Tập Cận Bình gặp Thủ tướng Campuchia Hun Manet tại Thượng Hải khi ông tham dự Hội nghị Trí tuệ Nhân tạo Thế giới năm 2026 và tiến hành chuyến thăm làm việc tới Trung Quốc.Theo Bộ Ngoại giao nước này, phát biểu tại đây, ông cho rằng, lịch sử đã chứng minh tình hữu nghị giữa Trung Quốc và Campuchia không phải là mối kết giao nhất thời hay qua một sự kiện cụ thể, mà là sự đồng thuận vượt qua những biến động của thời cuộc và được trao truyền qua các thế hệ.Ông nhấn mạnh, hai bên cần phát huy “tình hữu nghị sắt son” do các thế hệ lãnh đạo đi trước vun đắp, tăng cường tin cậy chiến lược, củng cố đoàn kết và hợp tác, làm phong phú thêm nội hàm của khuôn khổ hợp tác “Lục giác Kim cương”, nâng tầm việc xây dựng Cộng đồng chia sẻ tương lai Trung Quốc - Campuchia trong thời đại mới.Được biết, khuôn khổ hợp tác “Lục giác Kim cương” ưu tiên 6 lĩnh vực then chốt: chính trị, năng lực sản xuất, nông nghiệp, năng lượng, an ninh và nhân văn.Lãnh đạo Trung Quốc nhấn mạnh, hai bên cần đẩy nhanh việc xây dựng “Hành lang Phát triển Công nghiệp” và “Hành lang Cá – Lúa”, tối ưu hóa các ngành công nghiệp truyền thống như điện lực và nông nghiệp, phát triển các ngành công nghiệp mới nổi như trí tuệ nhân tạo và kinh tế số, phối hợp thúc đẩy các dự án cơ sở hạ tầng mang lại lợi ích cho quốc kế dân sinh của Campuchia.Ông cũng cho rằng, hai bên cần tận dụng hiệu quả cơ chế đối thoại chiến lược “3+3” về ngoại giao, quốc phòng và an ninh, chung tay trấn áp các loại tội phạm xuyên biên giới như làm hàng giả, buôn lậu, đánh bạc trực tuyến và lừa đảo viễn thông, qua đó bảo vệ lợi ích và an ninh chung.Ông tái khẳng định việc Trung Quốc ủng hộ Campuchia và Thái Lan tìm kiếm giải pháp xử lý xung đột thông qua đối thoại và đàm phán, cho biết Bắc Kinh sẵn sàng tiếp tục đóng vai trò mang tính xây dựng trong vấn đề này.Trước đó, theo truyền thông Campuchia, hai nước đã tổ chức cuộc họp đầu tiên của cơ chế đối thoại chiến lược “2+2” giữa các bộ trưởng ngoại giao và quốc phòng tại Phnom Penh ngày 22/4. Tại đây, hai bên đã đạt được đồng thuận quan trọng, nhất trí nâng cấp cơ chế này lên khuôn khổ “3+3” nhằm làm sâu sắc hơn quan hệ hợp tác song phương và cùng nhau giải quyết các thách thức khu vực và toàn cầu./.Bích Thuận/VOV-Bắc KinhChủ tịch Trung Quốc Tập Cận Bình gặp Thủ tướng Campuchia Hun Manet tại Thượng Hải ngày 17/7. Ảnh: Tân Hoa xã

D&P Highlight: Is an HOA finally in the right? full 347 Fri, 17 Jul 2026 20:39:58 +0000 oazS4ibHszwwAXwOYR0CEK0Tw9TejzeQ kansas city,kmbz,dana and parks,news & politics,news The Dana & Parks Podcast kansas city,kmbz,dana and parks,news & politics,news D&P Highlight: Is an HOA finally in the right? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News & Politics News https://player.amperwavepodcasting.com?feed-link

In this episode, Ben Sloman, an expert in HOA management with over 15 years of experience and top-tier credentials, shares insights on building a successful HOA management business, the importance of qualifications, and strategies for growth and client acquisition.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send us Fan MailWhat happens when you walk onto a commercial pool deck expecting to provide a service quote... and instead discover a facility that should probably be closed?In this episode of Insurance Interlude, Steve Sherwood and Pat Grignon tackle one of the toughest situations a commercial pool professional can face: discovering serious code violations before you've even signed a contract.Steve shares a recent experience inspecting several HOA pools where years of neglected maintenance, questionable repairs, missing safety equipment, incomplete service logs, and improper chemical handling created significant liability concerns. The discussion quickly shifts from "Should I take this account?" to "How do I protect myself if something happens before I'm hired?"Whether you're servicing residential pools, managing commercial facilities, or growing your business, this episode is packed with practical advice on inspections, documentation, contracts, liability, and protecting both your customers and your company.In This Episode Why some commercial pools should never remain open until deficiencies are corrected  The importance of documenting serious safety violations immediately  When a service estimate becomes a potential liability issue  Improper plumbing repairs that violate code  Missing flow meters, bonding, grounding, and neglected maintenance records  Why incomplete service logs can become evidence in litigation  Chemical storage mistakes that can create OSHA and HazMat nightmares  The importance of secondary containment for liquid chemicals  Understanding the gap between inspections and signed service contracts  What happens when another company is still responsible for the pool  Residential versus commercial liability differences  How contract renewals and expired agreements can affect legal exposure  Why documentation is one of the best forms of risk management  The importance of educating prospective clients—even if they never hire you  Knowing when to walk away from a problematic customer Support the showThank you so much for listening! You can find us on social media:FacebookInstagramTik TokEmail us: talkingpools@gmail.com

HOA is trying to force a 28 year old out of an inherited house HR 3 full 2375 Thu, 16 Jul 2026 18:01:53 +0000 Lk6X5grlJG1oYBo0ohG3nRqXhnb9VJmL news MIDDAY with JAYME & WIER news HOA is trying to force a 28 year old out of an inherited house HR 3 From local news & politics, to what's trending, sports & personal stories...MIDDAY with JAYME & WIER will get you through the middle of your day! © 2025 Audacy, Inc. News https://player.amperwavepod

What's the best part about being single?  According to one study, it may actually help you live longer!Anna has been getting ads for “Culturally 30+ bars”. A dream for women who are too old to party with those in their 20s. Producer Sophia discusses the ways she knows she is in a cultural 30+ club.  Ravens wife, Alicia, was very embarrassed he had a book overdo at the local library. He is currently being shamed for it. Anna and Raven discuss what embarrassing things their significant others do. What does yours do that mortifies you? When micro-management follows you home!  What are the dumb rules you've dealt with due to being a part of an HOA?IS ANNA ZAP OUT OF LINE? Her husband Paul was being blocked in to a parking spot by a car that was running with the doors open! Her husband Paul claimed he could move the car. Anna thinks he was insane for that. He was dead serious.  When someone knocks on the bathroom door, and you're using it, how do you respond?  It happened to Anna the other day, and she was so surprised that she yelled out something completely ridiculous!After more than years of marriage, Anna's husband rarely does anything that surprises her.  But after finding something in his Chinese takeout, Anna couldn't believe his reaction! Couples Court:  Paul's mother struggles financially and for the third time this year has asked to “borrow” a thousand dollars. Jessica says that every time they give to her mother-in-law, she never pays it back and it's coming directly out of their savings account. She says it's time to tell her that this is the last time they can bail her out financially, but her husband says that his mom has always been there for him. She was a single mom, and they need to do everything in their power to continue helping her for as long as they can. Whose side are you on?

Want the exact relationship-building playbook we use to grow an electrical service business without relying on expensive lead companies?Grab our free Business Growth Playbook below and steal the system inside the SLE Pro App:https://serviceloopelectrical.com/pro-appAnd if you want to watch how we build high-performing residential service businesses step-by-step:- https://youtu.be/T8wHmb56FwE————————————Most electricians try to grow by buying more leads...Jump into Google Ads.Try Facebook Ads.Sign up for another lead service.Hope the phone rings.Repeat every month until your marketing budget disappears faster than a homeowner saying, "I'll think about it."Meanwhile...We've helped electrical contractors build businesses that don't depend on chasing the next lead.And they almost all follow the same pattern.Like planting an orchard.Same principles.Different market.Because great electrical businesses aren't built by buying attention...They're built by earning trust.But behind the scenes?The best companies grow more like a network than a marketing campaign.In this video, we break down the exact relationship-first strategy that helps electricians:- build referral partners that consistently send work- create a reputation that compounds year after year- generate work without becoming dependent on paid advertising- stand out in competitive markets through service- fill the calendar with higher-quality opportunitiesInside, you'll discover:- How Joe rebuilt an electrical business after moving to a city where he knew absolutely nobody- Why one HOA relationship generated more than $80,000 in work- Why most electricians think they have a lead problem when they actually have a relationship problem- How networking compounds like interest when you stay consistent- The simple referral strategy that keeps work coming long after the first job- Why buying more leads is often the wrong answer- How Facebook became Joe's largest lead source without relying on expensive ad campaigns- The networking habits that separate thriving contractors from struggling ones- Why serving other businesses first creates opportunities most electricians never seeAlso...There's the story of moving across the country with zero customers, zero family, and zero local connections.A conversation about BNI, Chambers of Commerce, and why most people quit networking too early.The unexpected lesson from an HOA manager that completely changed Joe's business.Several moments where Joe admits success wasn't one big breakthrough—but years of consistent effort finally compounding.If you're new here, binge the channel.If you own an electrical service business, steal the framework.If you want to scale to $1M+ with less chaos…Watch the Million Dollar Plan below.————————————And if you want to see our Million Dollar Plan — how we help Electric Service Business Owners build $1M+ companies without becoming a slave to the truck, the phone, or the chaos…Watch here:The Service Transformer™: The 4 Stages of a Million Dollar Electrical Business

We're back from the 4th of July and Jamie's neighborhood had quite an incident happen, Alyssa shares Bush's newest flavors of beans and we got a little Bamboozled corner.  Write us some of your cringe stories at nervouslaughterpodcast@gmail.comThe socials: Instagram | Facebook | Twitter

This week's episode of Oooh They Funny dives into four thought-provoking conversations that blend humor with real-life reflection. The crew discusses how to find peace when the apology you're waiting for may never come, whether closure comes from others or from within, and the difference between forgiveness and reconciliation. They also examine the evolution of Black lead characters in television and film, debating the impact of representation, meaningful diversity, and the changing roles Black actors are playing in Hollywood. Things take a lighter turn with a hilarious "What if you had a dragon?" discussion, imagining everything from dragon rules and government regulations to HOA complaints and sky traffic. Finally, the hosts tackle the idea that coming from a "good home" doesn't guarantee certain life choices, exploring parenting, personal responsibility, and why even children raised with strong values can end up taking unexpected paths. As always, expect plenty of laughs, honest opinions, and conversations that will have you debating long after the episode ends.

It may be the doldrums of a long, hot summer but there is still plenty going on in the world of wildlife. For instance: they culled hundreds of urban geese in Alabama for a disgruntled HOA, Mississippi has new public land, a man in Georgia broke a blue gill record, and what are supposed to think of data centers? check it out! 

No guest this week—just The Brothers Hunt catching up after the Fourth of July about family traditions, and the new *David* movie that sparked a powerful reminder to "follow the light" and live with courage. Then things take a turn into Country Music Court, where they break down the headlines surrounding Bailey Zimmerman and Jordan Davis, discuss hunting, conservation, social media outrage, and why context matters. Along the way they cover HOA drama, hot takes, TikTok censorship, pizza debates, hunting etiquette, and plenty of laughs. In this episode: * Fourth of July stories & river traditions * The powerful message behind the movie *David* * Raising fearless kids through faith * Bailey Zimmerman in Country Music Court * Jordan Davis hunting controversy * Hunting, conservation & social media outrage * TikTok censorship * HOA politics * Hot takes & listener questions * Plenty of classic Brothers banter Subscribe for new episodes every week featuring the biggest names in country music and the outdoors. TBH INSTAGRAM: https://www.instagram.com/thebrothershunt/ TBH FACEBOOK: TBHhttps://www.facebook.com/thebrothershunt/ GCP FACEBOOK: https://www.facebook.com/godscountrypodcast GCP INSTAGRAM: https://www.instagram.com/thegodscountrypodcast/ TBH/ GCP TIKTOK: https://www.tiktok.com/@brothershunt?lang=en TBH MERCH: https://the-brothers-hunt.myshopify.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

What's the best part about being single?  According to one study, it may actually help you live longer!Anna has been getting ads for “Culturally 30+ bars”. A dream for women who are too old to party with those in their 20s. Producer Sophia discusses the ways she knows she is in a cultural 30+ club.  Ravens wife, Alicia, was very embarrassed he had a book overdo at the local library. He is currently being shamed for it. Anna and Raven discuss what embarrassing things their significant others do. What does yours do that mortifies you? When micro-management follows you home!  What are the dumb rules you've dealt with due to being a part of an HOA?IS ANNA ZAP OUT OF LINE? Her husband Paul was being blocked in to a parking spot by a car that was running with the doors open! Her husband Paul claimed he could move the car. Anna thinks he was insane for that. He was dead serious.  When someone knocks on the bathroom door, and you're using it, how do you respond?  It happened to Anna the other day, and she was so surprised that she yelled out something completely ridiculous!After more than years of marriage, Anna's husband rarely does anything that surprises her.  But after finding something in his Chinese takeout, Anna couldn't believe his reaction! Couples Court:  Paul's mother struggles financially and for the third time this year has asked to “borrow” a thousand dollars. Jessica says that every time they give to her mother-in-law, she never pays it back and it's coming directly out of their savings account. She says it's time to tell her that this is the last time they can bail her out financially, but her husband says that his mom has always been there for him. She was a single mom, and they need to do everything in their power to continue helping her for as long as they can. Whose side are you on?

Buying a home is one of the biggest financial decisions you'll ever make. If you are not ready to buy yet because mortgage rates feel high, your down payment needs more time, or the right house has not hit the market; the waiting period can still work in your favor. Don't let the home buying delay get you down. Instead, let it motivate you to work towards a more favorable purchase outcome.  Links: Listen to our past episode "What the Heck is Credit and Why is it Important?" to learn more about credit scores and reports Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.  Finding the right house can be challenging. For many buyers, it's a process that's hard to predict and in many cases, can take longer than expected. The good news is that the waiting period doesn't have to be wasted time. In fact, a few smart financial moves now can put you in a much stronger position when it's finally time to make that offer.  If you're one of the many people waiting to find the right house to call home, here are a few things you can do in the meantime to get your financial situation in tip top shape while waiting.  1. Build a Bigger Down Payment One of the most productive things you can do while waiting to buy is continue growing your down payment fund.  A larger down payment can reduce your monthly mortgage payment, lower the amount you'll need to borrow, and potentially help you avoid private mortgage insurance (PMI). Even adding a few extra thousand dollars to your savings can make a meaningful difference over the life of the loan.  Consider setting up automatic transfers into a dedicated high-yield savings account, so your home fund continues to grow without requiring constant attention.  2. Improve Your Credit Score Your credit score plays a major role in calculating the mortgage rate you'll qualify for. Even a small improvement could save you thousands of dollars over the life of a loan. This waiting period is a great time to beef up that score for a better purchase position.  While you're waiting, focus on:  Paying bills on time Reducing existing credit card balances Avoiding new debt Reviewing your credit report for errors  Think of this period as an opportunity to strengthen your financial profile before mortgage lenders take a closer look. 3. Pay Down Existing Debt Lenders pay close attention to your debt-to-income (DTI) ratio when evaluating mortgage applications. The lower your monthly debt obligations, the more attractive you may appear as a borrower. Take some time to do the math and figure out what your debt-to-income ratio is. If it's uncomfortably high, make some changes.  Reducing debt can improve both your borrowing power and your overall financial flexibility once you become a homeowner.  For more information about credit scores in general, listen to one of our podcast episodes “What the Heck is Credit and Why is it Important” for an expert explanation on building and maintaining a good credit score. Check the link in the show notes. 4. Build an Emergency Fund It's easy to focus entirely on saving a down payment, but homeownership comes with unexpected expenses. Water heaters fail, roofs leak, and appliances don't always cooperate.  Before buying, aim to have an emergency fund that can cover several months of living expenses. Having cash reserves can help prevent a surprise repair from turning into a financial setback.  5. Research Your Future Neighborhoods The waiting period can also be a great time to become a more informed buyer. Doing preliminary work and research is always a good idea, because it helps you further solidify where you really want to live. This is important because it'll decrease the chance of buying a home so abruptly that you didn't get a chance to consider the location. So, you put in the offer, signed the contract and finally moved in only to realize you hate the neighborhood. These days things move quickly, so having a firm understanding on locations can help you rest easy knowing you're making the right move when you buy.  Spend time researching things like:  School districts Property taxes Commute times Local amenities Future development plans  Environmental factors – human-caused (like contaminated water or natural like flooding risk)  While researching, visit neighborhoods at different times of day and on weekends. What looks perfect during a Sunday afternoon visit may feel very different during a weekday rush hour.  6. Create a Realistic Homeownership Budget Many buyers focus primarily on the mortgage payment, but that's only part of the equation. Homeownership brings with it many added costs. Take some time, do research and develop a budget that will include not only the mortgage but added payments you can expect to make down the road including:  Property taxes Homeowners insurance Utilities Maintenance and repairs HOA fees, if applicable  A useful exercise is to "practice" the future payment. If your current rent is $1,800 and you expect a future housing payment of $2,500, try setting aside the extra $700 each month. This can help you test your budget while increasing your savings.  7. Avoid Major Financial Changes If you expect buying within the next year, it's wise to avoid actions that could complicate a future mortgage application.  Be wary and try to avoid changes that can disrupt your financials like:  Taking on large amounts of new debt  Financing expensive purchases Frequently opening new credit accounts Making large unexplained bank deposits  Consistency and stability often work in your favor during the mortgage approval process.   Waiting to buy a house can feel frustrating, especially when you're eager to move into a place of your own. But the time before your purchase can be one of the most valuable parts of the homebuying journey.  By strengthening your savings, improving your credit, reducing debt, and preparing for the realities of homeownership, you'll be positioning yourself for a smoother purchase and a stronger financial future. When the right house finally comes along, you'll be ready to move forward with confidence.  If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org. Also, remember to like and follow our Making Money Personal Facebook and Instagram to share your thoughts. Finally, remember to look for our sponsor, Triangle Credit Union, on Facebook and LinkedIn.           Thanks for listening to today's Money Tip Tuesday. Check out our other tips and episodes on the Making Money Personal podcast. 

Artificial intelligence is transforming the HOA industry—but what does that actually look like? Join hosts Regan Brown, Bill Mann, General Manager at Paradise Pools, and Brad Bacome, Certified Community Manager at The Manor, as they welcome Ben Sloman, founder of California Communities, to discuss the real-world impact of AI on community management. From automating budgets and tracking water usage to reviewing legal documents and protecting sensitive information, this episode explores where AI adds value, where caution is needed, and what every HOA professional should know.Send us Fan Mail

Mike and Trey Farley host Luxury Outdoor Living Podcast and interview Robert, owner of The Pool Enclosure Guys, who has 24 years specializing in designing and building luxury aluminum and stainless-steel pool screen enclosures across 9–10 states. Robert explains what pool enclosures are, how they extend outdoor living while keeping out leaves, mosquitoes, snakes, and other animals, and why his engineered, higher-vaulted designs feel open and clear rather than claustrophobic. They discuss retrofit vs. new construction, permitting, setbacks, footings, drainage considerations, maintenance recommendations (Dawn and water; avoid harsh chemicals and high PSI), screen types, lifespan expectations, storm performance (noting Hurricane Ida), lighting options, HOA approval challenges, and how enclosures can replace fences for safety codes. Robert also shares unusual use cases (birds, koi ponds, butterflies) and advises homeowners to research contractors, reviews, and long-term referrals.   Discover more: https://thepoolenclosureguys.com/ https://www.farleypooldesigns.com/ https://www.youtube.com/@MikeFarleyDesigns https://www.instagram.com/farleydesigns/ https://www.instagram.com/luxuryoutdoorlivingpodcast/   00:00 Podcast Welcome 01:17 Meet The Guest 02:05 What Is A Pool Enclosure 04:05 Why Enclosures Matter 05:15 How He Got Started 08:36 Design And Engineering 12:17 Year Round Enclosures 15:20 Screen Types And UV 19:07 Wildlife And Pest Stories 23:49 Attaching To The House 25:54 Colors And Powder Coat 29:04 Permits Setbacks Footings 33:03 Cleaning And Maintenance 34:56 Retrofits Drainage Access 37:07 Weather Durability Lifespan 44:14 Lighting And Climate Control 47:08 More Problems Enclosures Solve 48:36 Safety Codes And Fencing 49:17 Why Enclosures Exist 50:39 Self Closing Doors 52:05 Storm Proof Strength 55:47 Costly Weather Risks 56:23 Maintenance Mistakes 58:08 Choosing The Right Builder 01:02:11 Where They Build 01:03:25 Custom Glass And Tint 01:04:15 Resale Value Reality 01:06:26 Biggest Builds And Design 01:08:05 HOA Approval Battles 01:09:25 Plants And Contractor Issues 01:12:24 Dream Projects And Privacy 01:13:59 Keeping Pets And Wildlife Out 01:18:18 Personal Favorites And Wrap Up  

The world constantly tells us we need just a little bit more. A better home. A newer car. A bigger savings account. A longer vacation. But what if real contentment isn't found in having more but in learning to need less? That's the heart of today's conversation with Jeff Manion, Teaching Pastor of Ada Bible Church in Grand Rapids, Michigan, and author of the article “Discovering the Power of Contentment” in the latest issue of Faithful Steward magazine.  Jeff reminds us that contentment is not something we stumble into once life finally settles down. It is something we learn—often through both scarcity and sufficiency. Why Wealth Can Be Confusing Jeff begins with an honest admission: “Wealth confuses me.” That may sound surprising coming from someone who has spent decades in ministry, but his point is deeply relatable. Early in his ministry, Jeff and his wife, Chris, lived simply out of necessity. They served a small church of about 25 people, and for years, resources were limited. They learned to depend on God in a season when there was barely enough. But decades later, after faithfully avoiding debt, building an emergency fund, and practicing wise stewardship, Jeff realized the struggle for contentment had not disappeared. It had simply changed. That is an important lesson for all of us. We may assume contentment will come once the bills are paid, the debt is gone, the savings account is stronger, or the house is finally updated. But contentment is not automatic in seasons of sufficiency. In fact, prosperity can bring its own spiritual dangers. The Desert Classroom Jeff points to Deuteronomy 8, where Moses speaks to Israel before they enter the Promised Land. For 40 years, God had provided manna in the wilderness. Day by day, He kept His people alive in a barren place. But as they prepared to enter a land “flowing with milk and honey,” Moses gave them a warning: do not forget the Lord. That warning matters because abundance can create spiritual amnesia. Once the Israelites moved from manna in the desert to houses, vineyards, flocks, and herds, they would be tempted to say, “My power and the might of my hand have gotten me this wealth” (Deuteronomy 8:17). The danger was not that prosperity itself was evil. The danger was forgetting the Source. That same temptation faces us today. When finances stabilize, debts are paid off, and retirement savings begin to grow, we can quietly begin to believe that our wisdom, effort, and discipline produced everything we have. But Scripture reminds us that even our ability to produce wealth is a gift from God. Contentment begins with remembering: everything we have comes from Him. The Freedom of Having Less Jeff also shared about a personal decluttering experiment. Over seven weeks, he gave away or got rid of five items a day—about 210 items in total. These were not grand acts of generosity. Many were simply things that had accumulated over time: old CDs, unused dishes, T-shirts from events and races, and items tucked away in drawers or boxes. The result surprised him. He felt lighter. In his words, he felt “richer for having less.” That experience reveals something important about our relationship with possessions. Stuff has a way of multiplying. Without even noticing, we surround ourselves with things we no longer use, need, or value. And sometimes, the more we own, the more weighed down we become. Decluttering is not just about organizing a closet. It can become a spiritual practice—one that helps us confront the quiet belief that more stuff equals a fuller life. Here and Now, Not There and Then One of the great enemies of contentment is what Jeff calls “there and then” thinking. We tell ourselves: “I'll be happy when we get out of this apartment.” “I'll be at peace when we can renovate the kitchen.” “I'll finally enjoy life when we take that vacation.” “I'll feel secure when we reach that financial goal.” But contentment teaches us to be fully alive to God and fully present with the people around us here and now—not only there and then. That does not mean goals are wrong. It is wise to plan, save, improve, and prepare. But no purchase, renovation, trip, or financial milestone can fix what is restless in the soul. The Apostle Paul wrote, “I have learned in whatever situation I am to be content” (Philippians 4:11). Those words were not written from comfort, but from confinement. Paul had learned contentment while living under hardship and limitation. That means contentment is not the reward for finally getting everything we want. It is the grace of being satisfied in God even when we do not. Comparison Steals Joy and Cripples Generosity Another major barrier to contentment is comparison. There will always be someone with a larger home, a better vacation, a newer vehicle, or a more impressive lifestyle. And in the age of social media, we are not merely comparing our reality to someone else's reality. We are comparing our reality to someone else's curated image. That kind of comparison shrivels the heart. It trains us to focus on what we lack rather than the blessings God has already given. It also damages generosity. Generosity flows from a sense of abundance—from recognizing that God has given us more than enough to share. But when comparison convinces us we never have enough, our hands begin to close. We become less joyful, less grateful, and less willing to give. Contentment helps break that cycle. It opens our eyes to God's provision and frees us to live generously. Generosity Reflects the Heart of God Paul gives this instruction in 1 Timothy 6:17–18: “As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God… They are to do good, to be rich in good works, to be generous and ready to share.” That passage reminds us that wealth is not to become the foundation of our hope. God alone is our provider. And because He has been generous toward us, we are called to reflect His generosity toward others. Giving loosens money's grip on our hearts. It reminds us that our possessions are not ultimate. They are tools entrusted to us for worship, provision, and service. A legacy of contentment does not mean rejecting good gifts. It means receiving them rightly. It means enjoying what God provides without making those gifts the center of our lives. Contentment is learned in every season—whether resources are tight or abundant. It grows as we remember the Source of all we have, resist comparison, practice generosity, and become fully alive to God in the life He has given us today. The world will keep saying, “You need more.” But Scripture invites us into something better: godliness with contentment, which is great gain. On Today's Program, Rob Answers Listener Questions: I've heard the FaithFi promotion mentioned on the program, and online it says the money market account promotion is worth up to $400. I haven't been able to find the details on the website. Can you explain how the promotion works and how the $400 is structured? My wife and I sold our home and will net about $200,000. We're about six years from retirement and plan to move to St. George, Utah. We could lease a nice home for about $2,200 a month, buy a condo with cash and pay about $300 a month in HOA fees, or buy a comparable house for about $150,000 more than we have available and finance the difference, with about $200 monthly in HOA fees. Our goal is to stay as close to debt-free as possible. Would it be wiser to pay cash for the condo, lease for now, or finance the more expensive house? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Discovering the Power of Contentment by Jeff Manion (Article in Faithful Steward, Issue 6) An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff Haanen AdelFi Christian Banking Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

America has between 32 million and 130 million empty bedrooms sitting unused every single night. The housing shortage is estimated at just 1.8 to 7.5 million units. If you can do basic math, you already know what that means, and Atticus LeBlanc, founder and CEO of PadSplit, is here to break down exactly why room rentals are the fastest, most profitable way for landlords to close that gap.In this episode, Atticus walks us through the exact room rental conversion that took his net operating income from $1,100 to $2,400 a month. He shares why the traditional buy, renovate, rent playbook does not pencil the way it used to, and why landlords looking for cash flow, financial freedom, or a way to make an underperforming property profitable again are turning to co-living.Room Rental Inventory on Furnished Finder:https://www.furnishedfinder.com/search/furnished-roomsCheck average room rental pricing in your markets: https://www.furnishedfinder.com/statsIn this conversation you will learn:Why room rentals can deliver a 2X increase in net operating income compared to traditional single family rentalsWhere co-living demand is significantly outpacing supply in a variety of US marketsWhy PadSplit residents save an average of $317 a month, adding up to over $200 million in collective savingsHow the Furnished Finder and PadSplit partnership brought 1,000 room rentals across seven markets onto the platformThe real story of Tiffany, a night shift security guard who saved $600 a month, bought her own car, and moved into her own apartment within six monthsWhat zoning, HOA restrictions, and Golden Girls bills mean for landlords considering the co-living modelWhy seasonality in room rentals looks nothing like the short term rental world, giving landlords steadier year round cash flowFurnished Finder and PadSplit together offer over 95,000 room rentals nationwide, giving landlords and investors the largest combined footprint of monthly co-living inventory in the United States. Whether you are a mid-term rental landlord, a short-term rental host adjusting to new regulations, a long-term landlord looking for more cash flow, or a new investor exploring your first property, this episode gives you the data and the strategy to think about your next move differently.List Your Property on Furnished Finder: https://www.furnishedfinder.com/list-your-property Use code LLD10 for $10 off new listings.Timestamps0:00 Welcome to Landlord Diaries1:30 What is PadSplit and the problem it solves3:20 The impact of room rentals on the housing shortage4:30 Millions of US bedrooms sit empty every night5:00 The barriers that block market rate apartments7:35 Why co-living is a 4 sided win for communities8:30 What landlords meet PadSplit brand standards10:10 How room rentals move the needle on affordability11:20 10,000+ affordable units created in Atlanta metro12:25 Who is leasing and renting by the room14:35 1/3 of US renters earn less than $35k a year16:20 Why demand stays stable in every economy18:45 The huge cash flow opportunity in room rentals21:40 What NOI is and why it matters for landlords23:40 Turning your dining room into a rentable bedroom26:55 Top room rental markets and how to create supply30:30 Why Furnished Finder and PadSplit partnered up34:55 Remote workers can test cities for 3 to 4 months36:40 A real underperforming property that transformed37:45 Tiffany's story: from motel to her own apartment39:10 Misconceptions landlords have about co-living41:35 Do room rentals have a seasonality problem44:10 Zoning and HOA restrictions to watch for48:15 Golden Girls bills and the fight to change laws49:20 The first step to take this week50:15 Rapid fire: surprise markets and biggest mistakesMeet your hosts Kelly Bailey & Katie Lyon, plus catch up on past episodes:https://www.furnishedfinder.com/resources/podcastTopics covered: mid-term rentals, room rentals, co-living, PadSplit, Furnished Finder, net operating income, real estate investing, housing shortage, affordable housing, cash flow strategy, landlord tools, monthly rentals The Landlord Diaries is brought to you by Furnished Finder, where you can list your property for one low price and pay zero booking fees.

VOV1 - Thủ tướng Ấn Độ Narendra Modi vừa kết thúc chuyến công du kéo dài 6 ngày tới 3 nước Indonesia, Australia và New Zealand, nhằm tăng cường hợp tác chiến lược, kinh tế và an ninh với các đối tác tại khu vực Ấn Độ Dương – Thái Bình Dương.Ngoài các thỏa thuận song phương về thương mại và quốc phòng, kết quả chuyến công du của Thủ tướng Modi tới 3 nước khu vực châu Á-Thái Bình Dương còn cho thấy những nỗ lực để củng cố vị thế khu vực và toàn cầu của Ấn Độ. Cuộc trao đổi sau đây của BTV Quỳnh Hoa với phóng viên Đình Nam, thường trú Đài TNVN tại Ấn Độ và phóng viên Việt Nga, thường trú Đài TNVN tại Australia sẽ làm rõ hơn nội dung này.Thủ tướng Ấn Độ Narendra Modi thăm Australia. Ảnh Reuters

VOV1 - Nhân chuyến thăm Nhật Bản và cuộc tiếp xúc của Phó thủ tướng, Bộ trưởng Quốc phòng Phan Văn Giang với Bộ trưởng Kihara Minoru - Chánh Văn phòng Nội các Nhật Bản, Bộ Ngoại giao Nhật Bản đã đưa ra một thông cáo, trong đó nhấn mạnh tầm, quan trọng của quan hệ song phương.Trong thông cáo vừa được đưa ra, Bộ Ngoại giao Nhật Bản cho biết, chiều nay (13/7), Bộ trưởng Kihara Minoru - Chánh Văn phòng Nội các Nhật Bản đã tiếp kiến ​​xã giao Đại tướng Phan Văn Giang - Phó Thủ tướng, Bộ trưởng Bộ Quốc phòng Việt Nam đang ở thăm Nhật Bản.Bộ trưởng Kihara hoan nghênh chuyến thăm Nhật Bản của Đại tướng Phan Văn Giang và khẳng định Nhật Bản sẽ cùng Việt Nam nỗ lực tăng cường hơn nữa “Quan hệ đối tác chiến lược toàn diện” và hiện thực hóa tầm nhìn “Ấn Độ Dương - Thái Bình Dương tự do và rộng mở” (FOIP) phiên bản mới.Đáp lại, Phó Thủ tướng, Bộ trưởng Quốc phòng Phan Văn Giang hoan nghênh sự giao lưu chặt chẽ giữa Nhật Bản và Việt Nam, nhất là chuyến thăm Việt Nam của Thủ tướng Nhật Bản Takaichi Sanae vào tháng 5 vừa qua, và bày tỏ mong muốn tiếp tục tăng cường hợp tác song phương, bao gồm cả lĩnh vực quốc phòng.Hai bên khẳng định sẽ phối hợp giải quyết các vấn đề quốc tế và khu vực quan trọng, bao gồm tình hình Trung Đông, tình hình Biển Hoa Đông và Biển Đông, vấn đề Triều Tiên và tình hình ở Myanmar…/.VOV Nhật BảnĐại tướng Phan Văn Giang chào xã giao Bộ trưởng Kihara Minoru - Chánh Văn phòng Nội các Nhật Bản hôm. Ảnh: Văn phòng Nội các Nhật Bản

Your condo deal didn't fall apart because of the buyer. It fell apart because of a non-warrantable HOA nobody caught until escrow was already open.I've seen this happen more times than I can count. A buyer is qualified, the seller is motivated, and then the lender calls with news that stops everything. The HOA is flagged. The conventional loan is gone. And nobody on either side of the transaction knew it was coming.In this episode of The Morales Group Podcast, I sit down with condo financing specialist Michael Yates to break down exactly what a non-warrantable HOA means for your deal and what you can actually do about it.✅ What triggers non-warrantable condo financing status, from litigation and low reserves to short-term rentals and insurance gaps✅ The difference between warrantable vs non-warrantable condo classification and what loan products are available for each✅ Why an HOA non warrantable designation does NOT mean the deal is dead, and how to find lenders who specialize in these situations✅ Down payment reality: non-warrantable condo mortgage options starting at 10% down, and what 20% down actually gets you on rate✅ How to use the HOA certificate mortgage review process to catch red flags before you ever open escrow✅ What HOA litigation financing looks like in practice and when it's a dealbreaker versus a minor hurdle✅ Why big banks won't touch these loans and why a non-QM condo loan through a mortgage broker is often your only real path✅ The due diligence steps every listing agent and buyer should take now, especially for condo financing in California where insurance and SB 326 compliance are creating new headachesIf you are selling, buying, or representing someone in a condo transaction right now, this one is worth your time. It is not a death sentence. There is a path forward. You just need to know where to look.

The insured has spent months in an escalating dispute with his neighbor over the neighbor's alleged violation of HOA rules and garish lawn decorations. Finally, the insured takes things too far by aiming his sprinkler at the neighbor's newly painted shed, ruining an expensive paint job. The insured has been sued, and wants their insurance company to defend them in the lawsuit. Notable Timestamps [ 00:00:32 ] - This scenario involves an insured causing damage by ruining a neighbor's painted shed with a sprinkler, and expecting a defense. [ 00:01:17 ] - The PLRB's Frontlines newsletter is a valuable resource for staying updated on recent case law regarding property, auto, and liability insurance. [ 00:05:29 ] - An insurance company's duty to defend is crucial because fighting even a completely invalid lawsuit still requires spending money on legal fees. [ 00:07:32 ] - Courts have ruled that erecting a malicious spite fence is a deliberate action, meaning it is not an accidental occurrence covered by insurance. [ 00:13:01 ] - Bizarre accidents, like special low-efficiency windows melting a neighbor's vinyl siding by focusing sunlight, can potentially be covered occurrences. [ 00:16:53 ] - Determining whether mistaken actions count as occurrences depends heavily on specific state jurisdictions. [ 00:20:19 ] - If an individual intentionally punches someone, there is usually no occurrence, regardless of whether they intended to cause a severe injury like a broken jaw. [ 00:24:03 ] - Liability insurance only covers fortuitous losses, so if a primary action isn't an occurrence, exclusions for intentional acts do not require analysis. Your PLRB Resources HO651 - Occurrence Definition https://members.plrb.org/documents/ho651-occurrence-definition Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Doomscrollin hosted by Sam Tripoli and Midnight MikePlease support our sponsors:Ultra: Ultra is the ultimate guilt-free pouch — delivering instant focus and mental clarity, without nicotine or caffeine. New customers can use code DOOM to get 15% off at Take Ultra dot com. That's  TakeUltra.com for 15% off with code DOOM. After you purchase, they will ask you where you heard about them. PLEASE support our show and tell them our show sent you.Data brokers profit from selling your personal information—but Cloaked helps you take it back. It monitors the dark web for exposed data and includes a built-in VPN, password manager, AI-powered spam call filtering, and up to $1 million in identity theft insurance. Go to Cloaked dot com slash DOOM for a free security scan and 30% off any Cloaked plan. Privacy isn't dead. It's Cloaked.Sam Tripoli's 5th Crowd Work Special "Hero Live From Batavia" Drops May 2nd On Youtube.com/SamTripoliComedyCheck out WordWarDebate.com for the next great debate event.Grab Tickets To Sam Tripoli's Live Shows At SamTripoli.com:Miami, FL:  7/30-8/1Lawerence, KS: 9/17-9/19Tulsa, OK: 10/9-10/10Austin, TX: Dec 11th-13thPlease check out Sam Tripoli's Linktree: https://linktr.ee/samtripoliPlease check out Midnight Mike's Internet:The OBDM Podcast Website: https://ourbigdumbmouth.com/Twitter: https://x.com/obdmpodCheck out the Naked Gardener's Band:The 3rd Pyramid Band - Topichttps://bit.ly/4fpNMMrPlease check out the content creators featured on this episode:1) World cup trophy reimagined in patagonia @ev_handd2) Seven point crown statue too coincidental @mr.miracle.official3) Venezuela earthquake fake kidnapping network exposed  @hotmomfits4) The bell adamec year drug revelation @human_history_on_drugs4) Foot juice convention health scare @TB4YPODCAST5)The single word that changes everything @cvnty_chanel6) Books written under totalitarian rule @stevenjreese7) Nineteen seventy three's year strange happenings @pastor.joshmcpherson8) Skate culture died twice and why @designculture.studio9) Gay or straight game show zingers @JCalixteTV10) Seeing eye thirteenth pillar secrets revealed @kcstayvigilant11) Statistics don't tell the whole safety story @linaseiche12) The fifth element unveiled from the ether @cultivateelev813) Waters deepest secret below surface light vanishes @hiddenplacesinamerica14) Red nose, slit eyes, big feet giants red @jakeshieldspod15) Talking dog spells words in Germany @brittantolford16) Nine years cycle unveiling hidden agenda @riaan_swiegelaar17) The history you've been lying to @igorkryan18) Racial win rates unmasked by python code @leo.taps19) W2Gay @cameronwhittyt20) An HOA's nightmare @djkrell21) Famous japanese outfielder large hobby @_johnfranklin__22) Are clowns just white face?  @mysteryboyspodcast23) A punishment @thedaily.id_24) e- learning ragebait  @nicogrigg Learn more about your ad choices. Visit podcastchoices.com/adchoices

AJ Richards is back, and this time he's taking us inside the room with the Secretary of Agriculture. He's not a lobbyist. Nobody's paying him to be there. He's a homesteader from Cody, Wyoming who got invited because he was loud about our failing food system, and he's telling us what's really going on with public land grazing, the regenerative agriculture executive order, and why country of origin labeling isn't as simple as everyone thinks.AJ lives on seven and a half acres in Cody, Wyoming, but his family's roots go back to 1916, when they homesteaded the Arizona Strip as part of the Bundy Ranchers. He's also the founder of From The Farm, a platform built to connect consumers directly with producers. Since last fall, he's been part of a small group the Secretary of Agriculture personally invited to Washington to represent Western ranchers who felt unheard. In this episode, he and I get into what's actually moving in DC right now, why some of the loudest online criticism misses the point entirely, and why he believes prayer and discernment matter as much as policy.What You'll LearnWhy yelling at the Secretary of Agriculture over country of origin labeling might be aimed at the wrong person entirelyWhat a new memorandum of understanding between USDA and the Department of Interior means for ranchers grazing on public land, after decades of losing groundThe real story of how the regenerative agriculture executive order came togetherWhy AJ says “two things can be true at once” about the wins and the compromises coming out of this administrationWhat the Direct Act could mean for buying meat straight from a farmer online, even across state linesWhy taking a government grant, like NRCS fencing money, almost always comes with strings you didn't expectHow AJ's family history homesteading the Arizona Strip shapes the way he sees today's food fightWhy “empathy up” matters as much as empathy for the people below youWhat AJ wishes Christians would post instead of tearing down leaders onlineResources Mentioned in This EpisodeFrom The Farm: https://fromthefarm.org/ HOA 2026 Conference (10th Anniversary, October, Front Royal, Virginia): https://homesteadersofamerica.comInstagram @a.j_richardsFacebook https://www.facebook.com/abenadiYouTube https://www.youtube.com/@FromTheFarmUSAX @AJRichardsFacebook https://facebook.com/homesteadersofamericaWebsite https://homesteadersofamerica.com

The team discussed recent experiences with July 4th fireworks, with Terry describing hearing fireworks from his swimming pool and Jill sharing stories about fireworks displays in Michigan. Keith shared a follow-up about a fishing trip where the family’s car developed a foul smell due to dead fish bait being left inside. Jill recommends avoiding sunburn with one of these quality suntan lotions from our Amazon affiliate. News of the Week The group then moved into their news segment, where they covered several stories including an elephant seal causing damage in Tasmania, a tennis player’s emergency bathroom break during the French Open, and a man who fell into a campground toilet while trying to retrieve sunglasses. Jill shared additional elephant seal news, including a purple-seal example in California. Keith reported that Boston Beer Company’s Sam Adams taproom ran out of Boston Lager over the weekend due to Scottish soccer fans, known as the Tartan Army, drinking four times the normal amount during the 2026 World Cup. The company had to schedule emergency beer deliveries and planned additional deliveries for the week to ensure sufficient stock. Terry then shared a story about a skateboarder, Chad Caruso, who traveled from California to Florida in 39 days to break his own record, while also celebrating 10 years of sobriety and raising money for a youth program focused on drug and alcohol prevention. Jill's Weird Words Jill led a session of weird word trivia, defining and discussing the meanings of words including pukka, artificer, perambulation, tinctorial, Brummagen, parhesia, fennec, charis, pensile, and talarian. The group discussed each word’s pronunciation and meaning, with Keith and Terry providing commentary and attempting to guess some of the definitions. Jill noted that she found it interesting how these unusual words are created and defined. Terry's Top 10 List Terry presented a top 10 list of reasons why flying cars haven’t been developed for personal use, including issues with seagull traffic control, weather conditions, and potential HOA rules. Anchor Topic The discussion then shifted to the topic of manual skills, particularly focusing on handicrafts like crocheting and needlepoint, with Keith mentioning how physical activities can help the brain focus while reading. Keith and Jill discussed the benefits of audiobooks, particularly for reading dialect-heavy texts and supporting dyslexic readers through cursive writing. They also shared personal experiences with using audiobooks while doing other tasks. Email and Final Thoughts Keith then read an email about a humorous incident involving a driver taking the Pope to the airport, where the Pope’s intervention helped avoid a traffic ticket. Another email was featured by Keith that shared a collection of old slang words and expressions that are becoming obsolete due to technology changes, including phrases like “don’t touch that dial,” “carbon copy,” and “hung out to dry.” He also shared two voicemails, one about a woman with a rare medical condition that causes strong reactions when she sneezes, and another about an Illinois state trooper who pulled over a speeding limousine only to discover the Pope was driving it. The show concluded with a humorous text message about the challenges of midlife for women. The final word from our AI companion The meeting was a comedy podcast recording session where Keith, Jill, and Terry shared jokes and humorous stories. Show notes written by AI, edited as needed by Keith. Sponsored by: Retro Radio Podcast. Bringing you family-friendly entertainment through classic, old-time radio. Episodes are posted daily. Keith and his Retrobots share everything in his collection from the days of vintage radio. Adventure, comedy, detective, westerns, and lots in between. If you don't hear your favorite show, just ask Visit the web page today, https://retro-otr.com

The HOA says the fence is too tall; the couple says it's necessary to protect the goats from coyotes. https://www.lehtoslaw.com

Ashe in America is back after a "GART week" with a fired up episode built around one big idea: the fight for the country isn't happening in DC, it's happening in your HOA meeting, your county assembly, and your group chat. Joining her is Corey from Break the Chains Media, a fellow Colorado troublemaker she first met years ago handing out stickers at a protest. The two dig into why the two party system feels like it's cracking, what a "post partisan" politics might actually look like, and why local organizing beats waiting on Washington every time. Expect sharp takes on polling, primaries, the Overton window, and a healthy dose of "we disagree but let's talk about it anyway." There's also a Trump clip, a Van Man ad break, and Corey's parting advice on how to be a chain breaker in your own backyard. Colorado politics nerds and populists alike will find plenty to chew on.

There's an HOA in Vegas and they're banning everyone from storing anything in their garages! Have you noticed that your food is missing from work? Gen Z might be stealing your food at work. The cast of Friends makes how much in royalties?? There's a woman that thinks Apple Pay isn't real money.

Land-home development is one of the most overlooked strategies in affordable housing, and most real estate investors have never seriously considered it. The model is straightforward: buy a parcel of land, order a brand new manufactured home from a factory, place it permanently on the property, and sell the land and home together to a first-time buyer. In this episode, Robert Howell breaks down how he built a business around this strategy, why manufactured housing delivers exceptional value at a price point stick-built homes cannot match, and how he uses mobile home parks as a long-term tax offset for the short-term capital gains his land-home packages generate. About Robert Howell Robert Howell is a real estate investor and developer based in the upstate of South Carolina. He owns 250 lots across approximately 25 small and mid-sized mobile home parks and completes land-home development packages at scale, closing 50 deals last year with a target of 75 to 100 this year. He came to real estate from event marketing, bought his first mobile home park in 2020 with no prior experience, and has since built a vertically integrated operation combining long-term park ownership with active land-home development. What We Cover in This Episode What land-home development is and how it differs from mobile home park investing Why manufactured housing is cheaper to build than stick-built homes at a comparable quality How Robert builds a complete 3-bedroom, 2-bath home on owned land for $125,000 to $140,000 The full land-home development timeline from acquisition to sold: targeting 4 to 6 months How to find motivated land sellers through direct mail, cold calling, texting, and wholesalers The 30 to 45 day due diligence process: soil, water, power, driveway, and deed restrictions Why deed restrictions and HOA covenants are the biggest hidden risk in land-home development The de-titling process: how to convert a manufactured home from DMV title to real property How Robert uses cost segregation and bonus depreciation in mobile home parks to offset short-term capital gains from land-home flips Why small and mid-sized mobile home parks in South Carolina have low competition from institutional buyers How 95% of land-home buyers use FHA loans and what that means for deal timelines Why Robert targets scattered lots rather than full subdivisions for risk diversification How Robert structured his team to handle 50 land-home packages a year with a project manager and virtual assistants The below-market rent opportunity in small mobile home parks and how to approach rent increases responsibly Key Insight Robert bought a mobile home park in 2020 with no prior experience in the asset class. He evaluated it the way he still evaluates every deal today: revenue minus expenses minus debt service. If the number is positive, he moves. That first park sold a year later at a profit large enough to fund his next round of acquisitions. He now owns 25 parks and closes land-home packages two at a time — and he got two houses under contract at a baseball game on a Saturday night. Why This Episode Matters Manufactured housing sits at the intersection of two forces most investors ignore: a shortage of affordable housing and a regulatory environment that makes new mobile home parks nearly impossible to build. Robert's model exploits both. Investors willing to learn the asset class, understand the due diligence requirements, and get their dealer's license are entering a market with motivated sellers, limited institutional competition, and a deep pool of FHA-qualified first-time buyers. This episode gives you the full framework. Find Out More Website: howellandsons.com Sponsors Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. https://www.livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. https://www.rcbassociatesllc.com

James Golden aka Bo Snerdley critiques what he perceives as the liberal co-optation of America's 250th anniversary, arguing that the left uses the occasion to promote ideologies like open borders and radical climate policy that contradict the nation's founding principles. He weaves together contemporary cultural grievances—ranging from HOA restrictions on flying the American flag to the cancellation of patriotic parades due to heat—to paint a picture of a country where traditional values are being suppressed by elite "celebrity royalty" and partisan agendas.

Ralph Pezzullo is a bestselling author and investigative journalist known for writing about military operations, intelligence, and organized crime. He has co-authored numerous acclaimed nonfiction books with military leaders, intelligence officers, and other notable figures. Robert Plumlee is a pilot and businessman best known for his claims of involvement in covert U.S. government operations during the Cold War. His accounts of intelligence-related missions have made him a controversial figure in discussions of the Iran-Contra era. Check out their new book “Deep Cover, Shallow Graves,” out now. IN THE NEWS: Patriotic Californians explode at HOA's ‘crazy anti-American' demand ahead of Fourth of July, ‘Worlds smallest penis' titleholder wants your money for enlargement surgery: ‘Daily frustration and embarrassment', Los Angeles man arrested for shooting BB gun at naked bike riders taking over the city, Bill Burr told Shaq white people are dumb because some believe the Earth is flat, but then Shaq said he thinks the Earth is flat too.FOR MORE WITH ROBERT PLUMLEE AND RALPH PEZZULLO:BOOK: Deep Cover, Shallow Graves - Available NowAUDIO BOOKS (Narrated By Dawson): Left of Boom, Ghost: My 30 Years as An FBI Undercover Agent, SaigonINSTAGRAM & X: @RalphPezzulloFOR MORE WITH MIKE DAWSON:INSTAGRAM: @dawsangelesLIVE SHOWS: July 9 - Las Vegas, NV (2 Shows)July 10 - Las Vegas, NV (2 Shows)July 11 - Las Vegas, NV (2 Shows)Thank you for supporting our sponsors:GetAcreGold.com/AdamLimited Time Offer — it's summer and consistency is everything. Get Huel today with my exclusive offer of 15% off online with my code ADAM at https://www.huel.com/ADAM. New Customers Only. Thank you to Huel for partnering and supporting our show!oreillyauto.com/ADAMSimpliSafe.com/ADAMPluto.tvPodcastOneSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Most investors think mid-term rentals are just another Airbnb strategy until they try it and realize the model works completely differently. In this episode, Abi Horton joins Russ and Joey to break down how mid-term rentals actually operate, who they work best for, and the systems that make them either highly profitable or a major mistake if done wrong.Abi shares why she believes mid-term rentals are the sweet spot for investors who want strong ROI without the operational intensity of short-term rentals. She explains how they create consistent occupancy while reducing turnover costs and guest management headaches.The conversation also dives into pricing strategies, property types that perform best, HOA considerations, and how landlords can avoid vacancy gaps.Top three things you will learn: -Why mid-term rentals have strong ROI potential-Why there's a huge demand for mid-term rentals-How matching systems outperform listing platformsThe Rental Strategy Most Landlords Are Missing (free webinar): https://webinar-aros-mtr.webinarninja.com/automated-webinars/24724/registerMidterm Rental Setup Checklist: Get the free checklist by sending a direct message with the word "wealth" to either the Aros Instagram page or Abi Horton's personal page.About Our Guest:Abi Horton is a voice-over artist and a mid-term rental specialist. Having worked directly with families who need housing and landlords trying to fill their properties, Abi decided to build Aros. This platform connects landlords with high-quality, long-stay housing requests from insurance and corporate clients. Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Abi Horton:Instagram (Aros) - https://www.instagram.com/stay.aros/Instagram (Abi Horton) - https://www.instagram.com/theabihorton/Build a Passive Income Machine in 3 Steps:Here's how to flip the script and start building wealth the way the wealthy do

The Tim Conway Jr. Show Hour 3 (7.1) Bat rabies is back in the headlines after an 11-year-old boy in Canada tragically died after waking up with a bat on his face — he was bitten but the family didn’t realize it until rabies symptoms appeared weeks later. An HOA in San Diego is telling residents to take down their American flags or face a $100 fine, uh-oh. Timmy C dug up a wild old recording from the mid- ’70s filming of “The Apple Dumpling Gang” where his dad Tim Conway and Don Knotts dressed as dancehall girls in tutus and stockings — the local cowboys were not amused by the actors in drag. In yearbook drama, a New Jersey middle school accidentally included an infant photo of Adolf Hitler in this year’s edition. On a brighter note, Jon’s Flags & Poles in Riverside — a nearly 60-year-old shop making custom American flags — is gearing up for America’s 250th birthday this weekend. New rules mean you can now get ticketed for “daylighting” by parking within 20 feet of a crosswalk, while new homeowners in Apple Valley discovered skeletal remains buried in their backyard, and an old Long Beach car lot has been transformed into the popular PCH Food Park with a lineup of food trucks. See omnystudio.com/listener for privacy information.

*Timestamps are approximate* TIME TOPIC 0:00 Podcast intro with Dave & Chuck "The Freak"0:01 - - - AD MARKER - - -0:01 Why a guy showed a neighbor his b-hole and dong0:05 Guy walked up to a house and touched himself on the porch0:08 Church assistant embezzled money0:15 Why a guy had to have the head of his penis amputated0:27 Science has learned to grow Testicles on rats0:29 2 suspects allegedly shape-shifted into cats to escape jail0:32 Neighborhood complained about screaming an moaning noises coming from Swingathon0:39 THOSE CRAZY CANADIANS0:39 Residents were throwing poop at contractors working to restore power to a building0:43 - - - AD MARKER - - -0:43 FAST FOOD FREAKOUT0:43 Fast food employee set the place on fire when it got too busy0:47 Fast food employee seen giving a co-worker a haircut in the kitchen0:51 Perv licked and sucks a woman's hair at the mall1:02 Guy gets evicted after running naked and jerking in common areas of his apartment complex1:06 Bakery owner accused of touching his workers1:08 A woman lost the tip of her nose after being attacked by a dog1:12 A 12-year-old had to help deliver his aunt's baby1:25 - - - AD MARKER - - -1:25 MALICIOUS FECAL DISTRIBUTION1:25 Woman was caught throwing poop around after feud with neighbor1:32 A lady with a terrifying full-face tattoo and 2 other women arrested for armed robbery1:38 Woman used ravioli as a weapon during a fight with her sister1:42 Guy held store employees at gunpoint when they refused to accept his candy return1:47 Hospital misplaced a guy's skull bone1:56 Guy got a metal ring stuck on his dong2:03 Creepy or compliment? Guy gave a woman a note on a plane2:09 - - - AD MARKER - - -2:09 ASK DAVE & CHUCK "THE FREAK"2:09 EMAIL: He has to meet with HR over using the handicap stall at work2:19 EMAIL: His landlord tries to hang out with him like they're buddies2:24 EMAIL: His girlfriend was offered an acting job that he finds suspicious2:29 EMAIL: Ladies that he meets on dating apps keep ghosting him when its time to meet2:40 - - - AD MARKER - - -2:40 Old lady on an HOA board was pooping on a neighbor's house END OF SHOWSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We built the UN to prevent world war; but, we ended up with a global HOA that sends angry letters, loses your money, and lets the worst people in the neighborhood sit on the board. We should abolish it completely. Let's dive in.  Ep. 2454 - - - Today's Sponsors: Helix Sleep - Go to https://helixsleep.com/BEN for an exclusive offer. - - - Click here to join the member-exclusive portion of my show: https://dwplus.watch/BenShapiroMemberExclusive - - - DailyWire+: Become a Daily Wire Member and watch all of our content ad-free: https://www.dailywire.com/subscribe

Friday Free Show with special guest Seth Petruzelli Seth returns after a long break to discuss life, family, and business Dojo relocation after property redevelopment forces a move Uncertainty over Tom & Dan studio building being sold Idea of sharing a combined studio and dojo space Dream plans for a Tom & Dan Fantasy Factory Seth considers leaving martial arts for handcrafted leather work Challenges and burnout of running a small business Building a new business versus maintaining an old one Vera's emergency neck cyst diagnosis and upcoming surgery Parenting through medical emergencies and delayed anxiety Dan discusses lingering B6 toxicity symptoms and health anxiety Heart monitor and family history of heart disease Fourth of July pool party at Seth's nearly finished lake house House construction, landscaping, parking, and party prep Fireworks plans with Pyrospot and lake launch ideas Rope swing, beach improvements, and Florida lake life Brain-eating amoeba fears and Florida swimming risks Alpha-gal syndrome and health anxiety discussion Digestive health improvements after Dr. Powers' treatment plan Animal Time preview with Concrete Mike Robot fighting, AI music, and viral robot videos Favorite workout music and emotional playlists Aging, ED medication, puberty, and awkward health lessons Childhood health fears and HIV misconceptions Teaching kids accurate health information Concrete Mike's Florida wildlife stories and paddling adventures Cottonmouth encounter at a construction site HOA frustrations over grilling and smoking Rainbow River alligator attack discussion Florida wildlife fears versus actual risks Being present instead of filming everything Parenting, relationships, and growing out of party life Kid-free vacations and Disney Cruise plans VPNs, online privacy, and age verification laws Adult website jokes and chat room chaos Weight advantages in combat sports and Seth's MMA career Roadside memorials and remembrance debate AI assistants compared, including Claude and ChatGPT Tips should be calculated before tax More Fourth of July fireworks and lake safety Hollerbach's Knights Hall feast promotion Studio pinball fundraiser plans Website and app rebuild fundraising Rising costs facing small businesses Fourth of July events with Pyrospot and St. Cloud BDM programming reminders and holiday sendoff ### Stay connected with Tom & Dan: Website: https://tomanddan.com App: https://tomanddan.com/app BDM Membership: https://tomanddan.com/register Merch: https://tomanddan.com/merch Watch live: YouTube: https://youtube.com/@tomanddanlive Twitch: https://twitch.tv/tomanddanlive Follow us: Facebook: https://facebook.com/tomanddanshow Instagram: https://instagram.com/tomanddanshow X: https://x.com/tomanddanlive TikTok: https://tiktok.com/@tomanddanshow Listen: ACT RSS: https://feeds.libsyn.com/61976/rss AMT RSS: https://feeds.libsyn.com/18904/rss BDM RSS: https://feeds.libsyn.com/37121/rss