Podcasts about hoa

VOV1 - Từ một dự án từng chật vật, điêu đứng trong giai đoạn dịch Covid-19 đến một mô hình thành công với hàng trăm thành viên, Hợp tác xã Mường Hoa ở xã Tả Van, tỉnh Lào Cai mang theo sứ mệnh giữ gìn, quảng bá văn hoá địa phương và phát triển sinh kế cho người dân - đặc biệt là phụ nữ.Ảnh: Đại diện Đại sứ quán Australia tại Việt Nam, Dự án GREAT trao đổi cùng chị Sùng Thị Lan về các hoạt động của Hợp tác xã Mường Hoa

To watch a video version of this podcast, click here: https://youtu.be/MpJELehhLbcIn this episode of the Structure Talk podcast, hosts Reuben Saltzman and Tessa Murry sit down with Rob Howard, founder of Howard Building Science, to explore how he's tackling one of the biggest challenges in housing today: building affordable, high-performance homes. Rob shares his journey from Habitat for Humanity to creating Duke Street Cottages, a pocket neighborhood in North Carolina designed for community, energy efficiency, and resilience.Here's the link to Inspector Empire Builder: https://www.iebcoaching.com/events You can check Rob's website here: https://howardbuildingscience.com/TakeawaysBuilding code is the baseline, not the finish line.Pocket neighborhoods foster community and affordability.SIP panels and modular construction reduce waste and speed up builds.Zero-energy-ready homes require airtight envelopes and efficient systems.Maintenance plans in HOA dues simplify homeowner responsibilities.Financing options like on-bill programs can make upgrades attainable.Skilled labor shortages are driving innovation in factory-built housing.Monitoring humidity and ventilation is key to healthy homes.Modular homes can achieve near-SIPs performance with customization.Affordability starts with design choices and community planning.Chapters00:00 – Introduction and Sponsors01:14 – Shoutout to IEB Coaching02:07 – Meet Rob Howard: Builder & Innovator04:43 – From Habitat for Humanity to Howard Building Science07:34 – Why Energy Audits Are a Hard Sell14:03 – Duke Street Cottages: Pocket Neighborhood Concept18:35 – Affordability and Price Points21:26 – Building Zero-Energy-Ready Homes24:34 – SIP Panels vs. Modular Construction31:00 – Ventilation, Humidity, and ERVs36:56 – Tackling Skilled Labor Shortages40:35 – Modular Factory Advantages44:20 – Performance Trade-Offs in Modular Homes47:22 – Lessons Learned and Developer Interest49:14 – How to Connect with Rob Howard50:38 – Wrap-Up and Listener Call-Out

Somehow, no one caught that the home was in an HOA, and there were several people who should have caught it. https://www.lehtoslaw.com

Another listener was wondering if it’s wise to use a medallion on an exhaust heater and light combo in his bathroom rather than installing drywall. The next caller got hit with a $29,000 assessment from her HOA to have her 3x8 balcony resurfaced due to deteriorated wood and potential dry rot. What is the best material to use in this situation? And why is the assessment so high? To be compliant with California building codes, do you need to install a coldwater electrical groundwire? Today’s last caller had questions regarding his kitchen remodel countertop – namely, what’s best for the countertop: quartzite, quartz, granite, etc.? See omnystudio.com/listener for privacy information.

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VOV1 - Chính quyền Đặc khu hành chính Hong Kong tối 28/11 thông báo, để tưởng niệm các nạn nhân của vụ cháy ở quận Tai Po, đặc khu này sẽ treo cờ rủ từ ngày 29/11 đến ngày 1/12. Cùng ngày, cơ quan chống tham nhũng Hong Kong đã bắt giữ 8 người liên quan đến vụ hỏa hoạn.Hiện trường vụ cháy cụm chung cư Wang Fuk Court ở Hong Kong tối 26/11. Ảnh: Tân Hoa xã

The horror stories of HOA! You have them, we have them, let's hear them!

Matt & Abby finally talk about bringing a puppy into the family — what led to the decision, the worries, the comments that pushed them over the line, and how they're getting ready for life with a dog and two kids. They also chat about grief, a sweet moment from their toddler, and an unexpected HOA drama. This episode is sponsored by Nutrafol, Tovala, Olipop & Square. Nutrafol: Nutrafol is offering our listeners $10 dollars off your first month's subscription and free shipping when you go to http://nutrafol.com and enter promo code UNPLANNEDPOD. Tovala: During Tovala's Black Friday sale, you can get a FREE Tovala smart oven when you order meals 6+ times. Head to http://Tovala.com/UNPLANNED and use my code UNPLANNED to claim your free smart oven for a limited time. OLIPOP: Get $2 off a 4-pack of OLIPOP: Works on any flavor of 4-pack, including Spongebob, any retailer. https://drinkolipop.com/UNPLANNED Square: To learn more, go support your favorite neighborhood spot and see what Square has been up to in your neck of the woods. And then if you have extra time, check out http://square.com/go/unplanned . Learn more about your ad choices. Visit podcastchoices.com/adchoices

One year after relocating to Mexico, Erin Spradlin and James Carlson share three options for handling property when leaving the US—and why their choice saved their marriage.

In a year full of work drama and career pivots, our most eye-opening lessons came from the places no one talks about on LinkedIn. Somewhere between the PTA meetings, school drop-offs, HOA group texts, and community events, we kept bumping into reminders that real work doesn't always pay. And that's kind of the point.This week, we're unpacking what happened when we leaned all the way into volunteering and brought our professional skills to the party. Because chances are, you're more needed than you think and more capable than you've been led to believe.We explore:How we went from “someone else will do it” to “we got it”Why so many systems rely on what we call assumed initiativeThe unexpected rewards of taking on community roles Why your first real leadership lessons usually start locallyHow these roles can transform your network and your confidenceWhy being present isn't the same as being accountableHow to know when just showing up isn't enough anymore Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Send us a textAmanda is beefing with a nine-year-old “lawyer of parenting,” Josh is emotionally held hostage by the phrase “I need to talk to you” via text, and Alexa has decided she also deserves hot cocoa. We wander through Target pillow trials, Disney Springs escapism, Publix yoga-pant anthropology, open carry at the bookstore, HOA roller disco villains, and one surprisingly practical tip for calming anxiety and getting your body out of fight-or-flight without having to run a 5K.Along the way, we talk marriage after divorce, blended family chaos, parenting tweens and almost-teens, holiday stress, American gun nonsense, and why our kid has been officially prophesied to grow up into “a really good complainer” (the HOA guy said so, and honestly… fair).If you like funny couple podcasts, real-talk marriage conversations, relatable parenting fails, neurotic anxiety hacks, and suburban HOA drama with a side of Irish beans and French Christmas movies, this episode is absolutely for you.Super Familiar with The Wilsons Find us on instagram at instagram.com/superfamiliarwiththewilsonsand on YoutubeContact us! familiarwilsons@gmail.com A Familiar Wilsons Production

Keith tells how much he paid for his first property and how he traded up for more and larger properties.  He highlights the benefits of owning real estate, noting that 63% of the median American's net worth is in home equity and retirement accounts, while the top 1% has 45% in private business and real estate.  He also shares his personal journey and emphasizes using other people's money to grow assets. Discover why outdated rent control policies harm housing supply and affordability.  Learn innovative ways to turn your property's unused spaces into effortless cash flow with today's best peer-to-peer platforms.  Sign up at GREletter.com to grow your means, and join a thriving community passionate about breaking free from financial limits! Resources: These platforms let property owners creatively monetize underutilized spaces. Neighbor.com – Rent out your garage, basement, driveway, or unused space. Swimply.com  – Rent out your swimming pool by the hour. StoreAtMyHouse.com  – Rent out your attic, closet, or other home storage spaces. SniffSpot.com  – Rent out your backyard as a private dog park. PureStorage.co  – Rent out extra storage space such as garages or sheds. PeerSpace.com  – Rent out your space (home, backyard, loft, warehouse, etc.) for events, meetings, or photoshoots. Episode Page: GetRichEducation.com/581 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, talking about how I personally built and grew wealth myself with real numbers and real properties, what a rent freeze actually means to you, and how you could be losing income by not creatively generating more rent from properties that you already own. I'll talk about exactly how today on Get Rich Education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from Stonehenge, England to Stone Mountain, Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. I visited Stonehenge and made, by the way, today I'm back for another incomprehensibly slack jawed performance here, still a shaved mammal too. Status hasn't changed. And remain profligate and unrepentant about the whole thing. You probably know it by now that if you're listening here and you want to learn and do things the same way that everyone else does things, then you are squarely in the wrong place. I really mean it more on that later. But you know, Wall Street doesn't scorn real estate because it's risky. They dislike it because it doesn't scale the way that they need it to private real estate can get messy, operational, illiquid. Every real estate deal is different. Every market has its own physics. You can't package it into a fund with a push button deploy strategy. And that's precisely the point. The modern financial system rewards frictionless products that trade constantly and generate fees instead building real, durable wealth has never been frictionless. Here's what the wealth distribution actually shows for the median American. 63% of net worth is in home equity and retirement accounts. For the top 10% that tier, 25% is in real estate and private business ownership. But for the top 1% that highest tier, 45% combined is in private business equity and real estate. So as you approach the top 1% it's more skewed toward owning a business and directly owning real estate. Wall Street, they only offer derivative exposure to real estate through mega funds and REITs. But exposure isn't ownership. Your best risk adjusted returns live in the deals that are too small and too messy for institutions to touch, and that's where your yield lives. The control, the opportunity, the world's enduring fortunes weren't built just by buying exposure. They were built by owning things, land companies, assets that require some sweat to get them going. The next decade favors owners over allocators, the stuff that pays you perpetual dividends. So the irony is that the very things Wall Street avoids the messy hands on part of real estate. Oh, well, that's what makes it such a powerful wealth builder. And see, even, as we somewhat found out last week when we talked about AI property management here on the show, you can't fully automate relationships or construction or management, but that friction is exactly where the margin lives. What makes real estate frustrating for institutions is exactly what makes it valuable for operators and long term owners like you and I. It's the nuance, the inefficiency and the need to actually. Know something about a market, rather than just model it. Wealth that lasts comes from assets that you can influence, not just monitor, and that is the difference between you having mere exposure and true ownership. You can't outsource legacy, the messy path of ownership is often where meaning in real freedom is found. You've got to tend to the garden somewhat, whether your properties are professionally managed or self managed, but some people get overwhelmed if they're asked for a log in and a password, even we all know that feeling somewhat well, then they stay metaphorically logged out of success. Think about how easy remotely managing your real estate portfolio is today. Sheesh 200 years ago. There was no anesthesia. We had smallpox, brutal physical labor, no electricity today. What if a website tells you that you've got to reset your password? Oh my gosh, is the deal often just overwhelming? Can you imagine the effort now, two weeks ago, I mentioned to you that I went back and visited the first piece of real estate that I ever owned, that seminal blue fourplex. But did I ever tell you how I grew that seed into a massive real estate portfolio, and how you can do it by following GRE principles? Let me take you through the early steps here so you can see how you can get something similar going. Of course, your path will look different, but this is going to spawn a lot of ideas for you. I think you already know about my 10k to 11k down payment into that first ever fourplex as the FHA three and a half percent down. Owner occupied, but I didn't buy another piece of real estate for over three years, because real estate just was not that driving thing in my life yet. So I lived in one of those really modest four Plex units longer than I had to three plus years after that, I moved out to a pretty modest, still single family home five miles away, that I had just bought. And since I vacated one of the four Plex units in order to do that. Now, I had four rent incomes instead of three. But here is really the pivot point with what happened next. Now, what would most people do? They might hold on to that four Plex, keep self managing it, and when they could, perhaps aggressively, make principal payments, getting the building paid off before its organic 30 year amortization period. And then what else would they do once it was paid off? Say that would take them 12 years, which would entail a lot of sacrifice, like working overtime at their job and skipping vacations. Oh, they think something like, Oh, now the cash flow is really going to pour in with his paid off fourplex? Yeah, it sure would increase a lot, but after 12 years of toil and sacrifice cashflow off of one fourplex still wouldn't even let you quit your job. Staying small doesn't work, plus you live below your means for a really long time that is sweat and time that you're never going to relinquish. You started working for money. Rather than letting other people's money take over and work for you, it is right there waiting to do that for you. So instead of that path, what I did is when equity ran up in that first fourplex building. Its value increased from 295, to 425, in three and a third years, I did exactly the opposite. I borrowed the maximum out of that first fourplex building, 90% CLTV, and used those tax free funds. Yeah, tax free funds, when you do that to both spend money, well on vacations and make a 10% down payment on a second fourplex building that costs 530k now I'm still living in the single family home while I've got the two fourplex buildings, both with 90% loans on them, still cashflowing A little so eight rent incomes, more debt than I ever had, 10 to one leverage on two fourplexes, and this was all less than five years from the time that I bought the first fourplex. And yes, it probably took some password resets in there. Then next I learned that investing in only one Metro, which is what I had done to that point, that's actually pretty risky, because all eight of my rent incomes, plus my own primary residence, were exposed to the whims fortunes and misfortunes of only one economy. This was in 2012 now, so I started buying turnkey single family. Rentals in other economies that make sense. Investor advantage places is what you've got to look for, Florida, Texas, Ohio, Alabama, Tennessee. My first turnkey was bought in the Dallas Fort Worth metro. I know I've told you that before, all right, but how was I buying more even though I was still working a day job in a cubicle for the D, o, t. Well, it wasn't from my job, because that job is working for money. What it was is borrow tax free and grow, borrow tax free and grow, borrow tax free and grow. By then, enough equity had accumulated in the first two fourplexes that I traded, one for an eight Plex and the other for an 11 Plex. Now we're getting up to $3,500 of monthly cashflow at this point, which is probably 5k plus per month in inflation adjusted terms. And the 8plex cost 760k and the 11 Plex cost 850k back then, and I still remember that that was a big day for me back then, those buildings closed on either the same day or on consecutive days. I forget. Well, that was 1.6 million in purchases. Maybe that's two to two and a half million in today's dollars. And see that is sure more than what one paid off fourplex would have given me on that old slow track, yet I had all of this faster than waiting 12 years to aggressively pay off one fourplex. And you know, some could say back at that time, they would look at that situation from the outside and say, Keith, where did you get the money to make 20% down payments on that 1.6 million worth of real estate, that is 320k cash? Did you save up all the money? No, I didn't. I didn't have the ability to save that much money at my job. Did you use your existing properties like ATMs, raiding one property to buy another. Yeah, that's exactly what I did. That is the use of other people's money that is wiser than spending my time away from loved ones by selling my time for dollars that I'm never going to get back. And by the way, I have always been the sole owner of properties. No partners here. Now, at this point, I've got dozens of running units spread across multiple states, all professionally managed. And by the way, eight doors is the most that I've ever self managed, because I got professional management involved after that. Oh, there are a ton of lessons in there about what I just told you, many of them, which I've sprinkled through more than 500 episodes now, but now that I told you where I came from, do you know the lesson that I want to leave you with here on this one, for the most part, it's that I'm not even using my own money to do this now, I did add some of my own money for down payments. Sure, by far the minority portion, primarily and centrally. I keep leveraging the bank's money, and they make the down payment for me on the next property. Borrow tax free and grow, borrow tax free and grow, borrow tax free and grow. Yes, the pace of you doing this is going to fluctuate over time, but that is the playbook that I just gave you right there. Now I've done it in cycles that feel slower because appreciation is lower, but interest rates tend to be lower during those times. And I keep doing it in cycles that move faster because appreciation is higher and interest rates tend to be higher during those times. I've done it when lending was loose, like pre Dodd Frank, and I've done it when lending was tight and inflationary. Times supercharged this whole thing. Sooner than later, you would rather get $5 million worth of real estate out there under your belt, all floating up with inflation and appreciation, not just $1 million worth, $1 million worth, that's more like sticking with one fourplex and trying to pay it off. Anything worth doing, anything in your life is worth doing. Well, look, other people's money is still available to me and to you. So using my own money back when I was an employee, I mean, that's exactly when I would have had to trade more of my finite time for dollars and see, that's what the masses do, and that's precisely what keeps them as the mediocre masses. I really mean it. Now, I wanted to make things real for you with that soliloquy.   Keith Weinhold  14:47   Later today, I'll discuss the GRE principles. Did that formative story spawn? A few weeks ago, it made substantial news inside and outside the real estate world that Zohran Mamdani was elected to be the next New York City Mayor. His first day on the job will be the first of the coming year. And actually, it's easy for you to remember how New York City mayoral terms work, because it is the same as the President of the United States. Each term lasts four years, and they can serve up to two consecutive terms eight years. Let's you and I listen into the audio from this short video clip together. This Mamdani campaign spot ran back before election day, but it tells you what he stands for and where he's coming from with regard to rent. In a slightly corny way, the ad shows various tenants popping their heads out of apartment windows and such, saying like, Hey, wait, what? You're going to freeze my rent?   Speaker 2  15:50   I'm Assemblyman Zohran Mamdani, and I'm running for mayor to freeze the rent for every rent stabilized tenant.   Unknown Speaker  15:57   Wait, you're gonna freeze my rent?   Speaker 3  15:59   Yes, did I hear rent freeze?   Speaker 4  16:02   Yes, this guy's gonna freeze the rent. No. Pike none. This guy's gonna freeze the   Unknown Speaker  16:09   rent. It's true.   Dani-Lynn Robison  16:12   As your next mayor, I will freeze your rent paid for by Zoran for NYC.   Speaker 5  16:17   The banner at the end of the ad reads, Zoran for an affordable New York City. Oh, yeah, slogans like that are so catchy for anything. All right, he says he's going to freeze the rent for every rent stabilized tenant. And rent control and rent stabilization, they mean very similar things, ceilings on the rent. I'm soon going to tell you what I think about that, and I've got more on Mamdani shortly, but it's not going to be political This is not that kind of show. This is an investing show. I think that even our foreign listeners know how big and influential New York City is. It's not the political capital, but it is the capital of so many things in the United States, it's America's largest city by far, eight and a half million just in the city proper, 20 million in the metro. And New York's growing in sheer number of people. The Metro gained more population than any other city, almost a quarter million people added just last year, even if you doubled the population of the second largest city, LA, New York City would still be larger. All right. Well, how did we get here? A quick story of New York City rent control is that in 1918 New York City passed its first flavor of rent control, and that was the first US city to do so that didn't solve the problem. So in 1943 Congress passed the emergency price control act, and its name implied a temporary patch during World War Two. But even after it expired, and even after the war ended, New York State chose to make it basically permanent in 1950 that didn't solve the problem. So in 1962 New York state passed a law allowing cities to enact expanded rent control if they declared a, quote, housing emergency. Well, New York City did, and that housing emergency has essentially continued unresolved. Still, what they consider an emergency condition persists today, yeah, all these decades later. I mean, really a what, 60 to 70 year long emergency condition that didn't solve the problem. So in 1969 new york city passed what they called rent stabilization. It's really just a new flavor of rent control, and this greatly expanded the number of properties that were subject to these rent regulations. And about half of New York City's apartments are subject to that law that didn't solve the problem. So more expansion and more tweaks of regulating the rent were made in the decades that followed. You had notable ones in 1997 2003 2011 in 2015 but none of them solved the problem. So in 2019 New York expanded rent stabilization to include what they call vacancy control. Now what that means is rent caps are now applied to new renters, not just those existing tenants renewing a lease, and it also granted more tenant protections that didn't solve the problem. So in 2024 New York State passed what they call good cause eviction. That is a third expansion of rent regulation in these tenant protections. This time, they just gave it a slick name, kind of apropos of Madison Avenue's famed market. Marketing prowess. I suppose that didn't solve the problem. And by the way, rent caps came in below not only the rate of inflation, but also below household income growth almost every year over the last decade, and in some years, no increase was allowed at all. That is a rent freeze. But that didn't work either. And meanwhile, New York's public housing agency has 80 billion in deferred maintenance needs, and it's running a $200 million plus operating deficit. So government run housing that hasn't worked either. All right? Well, that brings us to 2025 where New York City is electing a mayor who campaign on freezing the rents and expanding public housing. So New York City now has, for over a century, chosen to expand and rebrand these ideas that just haven't worked, and yet they keep coming back for more and yeah, what exactly is the word for doubling and tripling and quadrupling down on ideas that have proven not to work? Is that word stupidity? Hmm, so throughout that history that I just brought you from 1918 whenever I say that didn't work, what do I mean by that? And here's the big takeaway for you. What I mean is that rent control hasn't worked in New York City because it discourages landlords from maintaining rental housing, and certainly from building new rental housing. So what that does is that it shrinks the supply over time When demand exceeds supply, you know what happens to price? And in Manhattan, just the studio apartment now averages $4,150 and the average rent citywide, that's Manhattan, Brooklyn, Queens, the Bronx and Staten Island, which does include some rough areas in this average rent is $3,560 so as a result, what really happens here is that rent control helps a few lucky tenants while driving up rents and then worsening the shortages for everyone else. So what is the solution here? It is simple. Actually do less. I mean, isn't it great when you can solve a problem in your life by actually doing less? Yeah, drop the regulations against building and drop all forms of rent control, that way we'll have more building, and with higher supply, natural price discovery could take place. So he says he's going to freeze the rent for every rent stabilized tenant. And you can start to understand why we don't discuss investing in New York City Housing very much on GRE what we do. We talk about it as a model of what not to do. The good news is that I don't have any evidence of rent control spreading into the investor advantage areas that we talk about here, like the southeast and the south central part of the United States and the Midwest. But here's the thing, just ask yourself this question, what if there was a force imposed on you by popular vote that froze your income. Okay, I'm talking about no matter what you do from work you're a software engineer, a doctor, a nurse, a paralegal, a carpenter. Would you think that was really unjust if your profession were singled out, and then voters said, hey, no more raises for you. We don't care if there's inflation, we don't care if you're getting better at your job. We don't care if you have rising expenses. We're going to put a cap on your income. How would you like that? Well, look, in New York City, they're voting for landlord's income to be frozen. They are singling out one profession, and these are really important people. These are the housing providers. So by the way, I've heard two people describe New York City mayor elect Zohran mandami. Is a good looking man? Is he good looking? I had to go look again. When people said this, I guess he's not bad looking. And hey, despite being a heterosexual male, I can say that some guys are good looking. I just never thought that with him.   Speaker 5  24:32   Now, do you have one friend kind of have that type of friend who always just seems to know what's happening in the housing market? Well, that person could be you. There is a way to do that. Boom, it's easy, and you're going to sound smart without reading a single boring, fed report. I don't sell courses. I don't wear sunglasses indoors, and I definitely don't tell you. To flip houses on Tiktok. I just talk here, and I send you a smart, short real estate newsletter. That's it. This is smart stuff that you can brag about at boring dinner parties, and you've got a lot of those coming up here at the holidays. It is free. I write our letter myself, and I'd love to have you as a reader, sign up at greletter.com it's quick and easy. Your future wealth will thank you for it. See what I did there. It takes less than three minutes to read, and it is super informative. GREletter.com Again, that's greletter.com, I've got more straight ahead.    Keith Weinhold  25:45   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989   Keith Weinhold  26:57   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Dani-Lynn Robison  27:30   this is freedom family investments, co founder day. Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  27:37   welcome back to get reciprocation. I'm your host. Keith Weinhold, earlier this year, I talked to you about new ways where you can generate more income from the properties that you already own, and doing that through peer to peer leasing platforms, I got feedback from you that you loved it when I talked about it on that episode. Well, I've got more of them to tell you about today. This is exciting. Is there money sitting right under your nose and you haven't even collected it yet? And sometimes this happens in the world. This has nothing to do with finding Uranus, but it is similar to how they just discovered a new moon of Uranus, even though it's only six miles wide. Yes, that's something that scientists recently discovered, yes, much like this new small moon of Uranus that was really always there, but just discovered, metaphorically, this is what we're talking about with your real estate here now. This is a lot like how Airbnb rattled the hotel world about 15 years ago. These platforms let you rent out space and amenities that you already own but barely use. Neighbor.com, is the first one. I'm not going to say.com every time, because most of them are that way, and they've got a mobile app of the same name, all right, neighbor that's like Airbnb for your garage or your basement or even that creepy crawl space that you never go into. So instead of letting junk collect dust, you rent out your unused space to people who need that storage, meaning then that their clutter pays your mortgage. So customers request space and then you approve it. That's how it works. In fact, we have a woman here on staff at get rich education that easily made about 1000 bucks personally on neighbor, she rented out a parking space in her driveway. She rented that space to a college student that needed a place to park her car while she went back home for the summer. You can easily do that too. Then there. Swimply, S, W, I, M, P, L, Y, rent out your pool by the hour. Yes, your pool is no longer just for cannonballs, awkward barbecues and tanning sessions that you regret, although not typically, I've read about how some people have made passive income streams of $15,000 per month this way. I mean, gosh, did Marco Polo just get turned into a side hustle? Or what that is, swimply. Then there is store@myhouse.com Do you have an empty closet or an attic? You can turn that into a treasure vault for stranger stuff, and you can get paid while their clutter hides in your home instead of their home. So think of it as maybe some pretty passive income, only dustier, and who even lives there in your attic right now? Anyway, a bunch of raccoons. They're not paying your rent again. That is called store at my house. Sniff spot. It turns your backyard into a private dog park. Yeah, local pet owners can book your yard by the hour to let their pups run and sniff and play. You provide the grass. They bring the zoomies, and you pocket the cash that is sniff spot, Pure Storage. That one is a.co when people need storage, you swoop in like a friendly capitalist neighbor with your extra space. So you rent out your garage or a shed, or, say, even a corner of your basement, and you watch empty become income, you are basically running a mini Self Storage empire without the neon sign. I mean, sheesh, you are kind of like Jeff Bezos with cobwebs here. Okay. Again, that is purestorage.co, then there's peer space. Now I've used this one before, personally, and so has someone else here on staff on GRE she actually told me about it. What I did is I paid for a few hours as a renter, not the landlord on peerspace. In fact, I rented this space this past summer to give an in person real estate presentation where I covered real estate pays five ways and the inflation triple crown and all of that with peer space, you rent out your space for events, okay, so your home or your backyard or loft or some funky warehouse, you rent that out by the hour, and those events could be film shoots or workshops or parties or other events. That's what peer space is for. I mean, that could be a cool backdrop for an influencer or a film crew that has a pretty big budget. Renters come to you with alacrity. They will come to you because they can often save 50% or more versus using more traditional avenues. There, in fact, even public storage, like that's the company name Public Storage. They're the nation's largest self storage space operator. They even use neighbor.com to help lease out their leftover inventory. And so do some REITs that have extra space at their office or retail or apartment properties. They use neighbor.com as well. All right, so that's my roundup of more peer to peer leasing platforms, a few more of them than I told you about earlier this year, and the types of listings you can get creative. People are getting creative. They are monetizing everything from empty barns to vacant strip mall storefronts to church parking lots. I mean, consider how often church parking lots are empty. They're empty almost every day except Sunday. So get creative and think about space that's not being used. One thing to look out for, though, is that your HOA might try to crush your entrepreneurial spirit here. So keep that in mind. Just look around. Do you own any underutilized space or asset that you can rent out. Well, chances are there's already a peer to peer rental platform for it. And when you visit any of these platforms that I told you about, I mean, you're probably already going to see people offering space in your neighborhood. You'll be surprised.    Keith Weinhold  34:39   And this is not some unproven fad. Turo really took off about 10 years ago when they realized that most Americans' cars just sit idle, more than 95% of their time in their driveway or in their garage. Well, at that point, everyday people started to lease out their cars. Cars on Truro. So the bottom line here is that if you own most any real estate, then you've got options, and you can often make the rules peer to peer. Leasing platforms add new income streams to your life, and if you read my Don't quit your Daydream letter, you'll remember that I wrote about those resources and gave you their links and everything. See, that's the type of material that I put in the letter sometimes and again. You can get it at gre letter.com It shows you how to build wealth, much like I've been talking about on the show today. This is vital, because the conventional consumer finance world, you know, they just don't tell you about things like this. For example, did you ever wonder why economists aren't rich like maybe you would think that they would be Well, it's because schools and universities, they don't really teach you how to make money so someone can have an advanced degree, a Master's, or even a doctorate. That degree will be in finance or in economics, but they're still broke, or they're still trapped by their job, because the only way they know how to make money is by having a job. There's nothing wrong with having a job, but that's the only thing they know. They never learn how to earn and multiply money like with what I've been discussing today. Economists make between 70k and 180k per year in America today, you know, school taught both us and them the theory of money, how it's counted, how it's tracked, and how it flows through the system, but it really didn't teach them how to build a little diverter device on that flow to earn it or create it or leverage it to build freedom for themselves. And that is why this show is here. That's not a knock on economists. Economists are brilliant people, and some of the best known ones are guests on the show here with us. At times, we don't just want to live in a world of models and charts, though, when you build real world wealth with mortgages and markets and moves that don't always fit inside a formula, and certainly not a conventional one that you grew up with. So when you hear the experts talk about where the economy's heading, sure listen to them. I listen to them, but be sure to apply that to your own balance sheet, because you don't build wealth in theory, you build it in real life.    Keith Weinhold  37:44   Then how do you get a good deal? Build a relationship with a GRE investment coach like Naresh. Here you can do that on just 130 minute call with him, and then when the deal that you want becomes available, he'll let you know. By the time you find something on the internet, it's going to be too late, because that means a lot of people have already passed on that deal. If it's already out there publicly, like I said earlier, if you want to learn and do things the same way that everyone else does, then you are squarely in the wrong place. I really mean it. And why would that be? In fact, what does everyone else have? Not enough money at the end of the month, a budget where they constantly have to make sacrifices to meet it, because they think that is the way and they live below their means instead of grow their means. The underlying philosophy here at GRE is, don't live below your means. Grow your means. In fact, we have a T shirt with Grow Your means on it and our logo on it in our merch shop. That's why GRE has a tree in the logo. Grow your means. Instead of shrinking your lifestyle to fit your income, it's about expanding your income to fit your ambition, so don't cut your dreams to match your paycheck. Grow your paycheck to match your dreams. This really reflects the abundance mindset behind get rich education, that wealth isn't built by pinching pennies, but by creating more cash flow and assets and income streams in practical terms, like with what I talked about, about growing my own portfolio back at the beginning of today's show, this means buying cash flowing real estate that's growing your means leveraging good debt that's growing your means using inflation to advantage, that's growing your means investing in yourself or in new ventures. That's growing your means it's the mindset opposite of budget, harder. It is earn smarter at its core, grow your means. What that means is expand your capabilities in. Not just your comfort zone. Use creativity and leverage to multiply your results. View financial growth as a positive, proactive act, not a greedy one, because you're going to serve others with good housing and maintain it. This all encourages abundance over austerity, and it's the same idea behind the tagline financially free beats debt free.    Keith Weinhold  40:27   Thanksgiving is coming up this week, and I'll tell you something. Luckily, American ingenuity improved since the Pilgrims left England, traveled to a totally new continent, and called it New England. Fortunately, we have become more innovative since then, you are about to have more topics for conversation with family at the holidays. And note that Gen Z, ages 13 to 28 they are more likely to talk money today than they did previously. They are kind of the share everything on social generation. Tell relatives about your real estate investing, or at least some of the ideas you have. Tell them, perhaps something that they would be surprised to hear, that you learned on this show, like mortgage rates are, in fact, historically low today, actually, or something like that. And at Thanksgiving or Christmas, please tell a friend about the show. GRE is the work of my life, and that would mean the world to me. If you like listening every week, tell a friend about the show. Now use the Share button on your podcatcher if this show helps you see money or real estate differently. On Apple podcasts, touch the three dots and then the Share button. On Spotify, I think you can just hit the Share icon, the little rectangle with the arrow, and post it to your social feed or social story. That's how more people learn how to build real wealth like we do here at GRE and even better, Don't hoard the good stuff. If you learn something here, engage in the nicest kind of wealth redistribution. Tap the Share button right now and text this episode to one friend who'd appreciate it. Until next week, I'm your host, Keith Weinhold, have a happy Thanksgiving, and don't quit your Daydream.   Speaker 6  42:29   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  42:57   The preceding program was brought to you by your home for wealth building get richeducation.com

Learn how to spot real Black Friday deals and reshape your budget with a step-by-step money makeover. What should you watch for on Black Friday to avoid fake discounts? How can you reset your budget when debt and housing costs squeeze you? Hosts Sean Pyles and Elizabeth Ayoola discuss holiday shopping and budgeting to help you spend smarter without regrets. First, Amanda Barroso joins Elizabeth to break down Black Friday 2025: why the season now stretches from October through Cyber Monday, how members-only promos (think Prime, store cards, Walmart+) and stacked discounts can boost real savings, and why Buy Now, Pay Later could hit your credit score if you miss payments as new scoring models roll out. They also talk about dynamic pricing, where to expect the deepest markdowns (tech, toys, beauty, small appliances), and low-lift ways to track prices so you don't fall for “half deals.” Then, listener Shelby joins Sean and Elizabeth for a Budget Rehab using the 50/30/20 framework. They discuss right-sizing “needs” when housing is eating up a large chunk of take-home pay, ways to accelerate payoff on 20%+ APR cards (including a 0% balance transfer and when to combine multiple balances), and how to keep momentum while protecting essentials like a starter emergency fund and capturing a 401(k) match. They also cover fine-tuning wants so they take up less income, using side hustles to help with debt payoff, planning ahead for a 3-2-1 mortgage buydown reset and possible refinance, and simple tracking tactics that align spending with values. Resources mentioned in this episode: What to Buy (and Skip) on Black Friday 2025: https://www.nerdwallet.com/finance/learn/what-to-buy-skip-black-friday  NerdWallet Advisor Match: https://www.nerdwallet.com/l/advisor-match-sem-fiduciary  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: Black Friday deals, buy now pay later, 50/30/20 budget, balance transfer credit card, credit card debt payoff, dynamic pricing, price tracking, zero APR credit card, credit score impact, FICO scoring changes, holiday shopping budget, real vs fake discounts, Prime member deals, Walmart Plus deals, Target Black Friday, gift card discounts, streaming service deals, thrifting gifts, sinking fund, high-yield savings account, emergency fund, 401k match, HSA contributions, IRA contributions, debt avalanche method, wants vs needs, refinancing a mortgage, 3-2-1 buydown, HOA costs, grocery budget tips, Austin cost of living, side hustle income, calendar payment reminders, credit utilization, hard vs soft inquiry, credit card APR, Southwest credit card, Chase Freedom, budget rehab, Nerd hotline To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ep.316Everyone says real estate is the safest investment on Earth.But what if it's not?In this episode of More Knowledge, More Wealth, Gabriel Shahin, CFP®, exposes the dirty truth about real estate investing — the numbers no one shows you, the hidden costs most “gurus” ignore, and why so many investors lose money without realizing it.You'll learn: • Why land is one of the few investments that costs you money every year • The real math behind a $500,000 rental property (and why “cash flow” often turns negative) • The overlooked expenses: property tax, insurance, vacancies, repairs, HOA, management fees, and more • How to calculate your true cash-on-cash return — and why the 4% rule should guide every real estate deal • When leverage helps… and when it becomes a liability • How appreciation, depreciation, and principal paydown really affect your long-term return • Why many investors confuse activity with profitability • The real reason renting is often cheaper than buying in 2025 • How the stock market outperforms “passive” real estate once you account for time, liquidity,   and riskReal estate can still make sense — but not at any price, and not for everyone.If you're buying property just because “everyone else is,” this video will show you the math that could save you six figures (and a lot of headaches). If it doesn't cash flow, it's not investing — it's subsidizing someone else's dream

Hoa hậu ca sĩ Mai Phương chia sẻ về album debut mang tên A beautiful mess, chính thức lấn sân làm ca sĩ cũng như kể về giai đoạn chuẩn bị cho sự ra mắt này và quan điểm làm nghề của mình---------------------------------#8saigon #hoahaumaiphuong #huynhnguyenmaiphuong #vmas #dtap #abeautifulmess

Public: Fund your account in less than 5 MINUTES at https://public.com/ICED Bevel: Try one month for FREE at https://www.bevel.health and use code ICED! Wayfair: Shop, save, and score today at https://Wayfair.com Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow Ken McElroy Here:  @KenMcElroy  Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:15 - Does debt scare you 00:01:59 - Ken's net worth 00:06:19 - Money misconceptions 00:07:39 - New assets this year 00:12:51 - Commercial real estate market 00:13:21 - Maximizing rent prices 00:16:03 - Ken's first property 00:17:11 - Sponsor - Public 00:18:18 - Why Ken succeeded 00:22:15 - Getting into property management 00:24:41 - How did you meet Kiyosaki 00:26:47 - Are home prices sustainable 00:29:21 - Buying vs renting 00:36:46 - Sponsor - Bevel Health 00:37:59 - Will there be a market correction for single family homes? 00:40:59 - How government policy affects housing prices 00:43:02 - Ethics of having a real estate empire 00:54:21 - How to get into real estate with no money 00:58:36 - Jack's HOA nightmare 01:07:26 - Sponsor - Wayfair 01:08:58 - Sponsor - Shopify 01:10:36 - Do 50-year mortgages help people 01:15:57 - Future of the U.S. dollar 01:17:02 - Thoughts on bitcoin 01:17:33 - Money advice to younger self 01:20:06 - Best investment ever 01:24:55 - Living healthy into your 90s 01:28:50 - Worst investment ever 01:30:19 - Properties he sold 01:36:35 - Ideal amount of money 01:41:03 - Net worth needed for a $10M house 01:43:34 - Does money buy happiness 01:45:51 - Dark side of success 01:50:02 - How much he works 01:53:04 - Net worth for private jet 01:54:02 - Best ways to spend money 01:55:41 - Ken's philosophy on raising kids Public Disclosure: All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Crypto trading provided by Zero Hash LLC. Crypto is highly speculative and involves significant risk, including loss of principal. Cryptocurrencies are not protected by FDIC or SIPC. See disclosures for more details: https://docs.zerohash.com/page/us-licenses-and-disclosures. Alpha is an experimental AI tool powered by GPT-4. Its output may be inaccurate and is not investment advice. Public makes no guarantees about its accuracy or reliability—verify independently before use. See terms of IRA Match Program here: public.com/disclosures/ira-match. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of Same Cast Different Day Podcast. Martel sat down with the author of Don't Flush Dakarai Larriett. Dakarai Larriett, an Alabama native and the son of a U.S. Army veteran and a public school teacher, is a thriving entrepreneur and committed community volunteer. His candidacy for the U.S. Senate is driven by the injustice he faced from a false arrest in 2024. Growing up influenced by his father's military service, Dakarai moved between several states and even spent time in Germany. He excelled academically, earning a full scholarship to the University of Alabama, where his dedication to public service deepened during his junior year as an exchange student at Howard University. Dakarai has built a successful career as a corporate leader while also managing a pet-care business he launched from his garage. Over the past 20 years, he has served in leadership roles on multiple nonprofit boards, gaining a reputation for his servant leadership upon returning to Birmingham in 2021. Actively involved in various volunteer initiatives, he leads an HOA board in downtown Birmingham that represents local families and businesses, showcasing his passion for Alabama's culture and community. In his leisure time, Dakarai enjoys visiting the shooting range and regularly attends First United Methodist Church.Dakarai Socials Website www.dakarailarriett.comInstagram https://www.instagram.com/dakarailarriettforsenate/Facebook https://www.facebook.com/profile.php?id=61574763727908Tiktok https://www.tiktok.com/@dakarai.larriettHere is a link to take look at our merch store and more.https://direct.me/samecastdifferentdaypodcastSocials Facebookhttps://www.facebook.com/samecastdifferentdaypodcast/Instagramhttps://www.instagram.com/scddpodcast/#Youtubehttps://www.youtube.com/channel/UCZA-Ib8DmQwG4o9wAFvpBDw

Have you ever had a buyer fall in love with a home only to get spooked by the words “HOA,” “condo,” or “association fees”? In this episode, “What Every Realtor Needs to Know About Community Associations (But Is Afraid to Ask),” we're pulling back the curtain on how associations really work, what they are, how they're governed, discussing resale documents and disclosures, and how Realtors and community managers can work together to the benefit of all parties. Our panel features three industry experts with deep knowledge of real estate transactions in associations: Jody Buchter, CMCA, AMS, Realtor®, owner of Calibre Property Management, brings 25+ years of hands-on experience working with community associations and guiding buyers and sellers through the resale process. Edward Hoffman, Jr., Esq., CCAL, Founder and Managing Member of Hoffman Law LLC, offers a legal perspective on association governance, documentation, and common pitfalls that can surprise even seasoned real estate professionals. Carl N. Weiner, Esq., CCAL of Hamburg, Rubin, Mullin, Maxwell & Lupin, is one of the region's most recognized authorities in association law. With more than three decades in real estate and land development, Carl has advised on the creation of over 150 condominium and homeowners' associations and has earned a reputation for his practical, real-world approach to complex real estate issues. Special thanks to our sponsor Hoffman Law, LLC. Visit Hoffman Law online for more information. Community Matters is available in the iTunes store, on Google Play, and on Spotify. Subscribe there or download the Podbean app and be the first to receive notifications when new episodes are posted.

Are HOAs in Florida out of control? Tampa Bay 28's Adam Walser joins us with a preview of their 'Home Sweet HOA' report on HOA boards and management companies. Residents claim they've been subjected to legal trouble and excessive fees over minor HOA infractions.

Are HOAs in Florida out of control? Tampa Bay 28's Adam Walser joins us with a preview of their 'Home Sweet HOA' report on HOA boards and management companies. Residents claim they've been subjected to legal trouble and excessive fees over minor HOA infractions.See omnystudio.com/listener for privacy information.

(Unless there's an HOA.)See omnystudio.com/listener for privacy information.

Good morning, afternoon, and evening, investors! Scott Carson here, ready to drop some serious knowledge bombs on your day-to-day investing strategies. Today, we're talking with a true titan of Texas real estate finance, Michael Hoffman, founder and CEO of Longhorn Investments! Since 2008, Mike and his team have funded over 10,000 loans and $2 billion, helping investors nationwide (with about 50% of that still right here in Texas!) turn fixer-uppers into cash-flowing dreams. If you're buying, fixing, and flipping, you're gonna want to grab a burnt orange pen, because Mike's insights are pure gold – and he's not afraid to tell you why HGTV is fictional!In this episode, you'll learn:Hard Money 101 & First-Time Investor Hacks: Mike demystifies hard money lending: it's asset-based, faster than banks (5-7 days!), and funds up to 100% of loan-to-cost (up to 70% ARV). Plus, hear how Longhorn empowers first-time fix-and-flippers by focusing on the deal's viability (hello, appraisals!), not just your experience level.The Truth About Deals & Rehabs (and why HGTV is Fiction!): Learn why Longhorn meticulously vets every deal – they want you to succeed, not foreclose! Mike stresses the vital importance of hiring a reputable contractor (not the cheapest, and definitely not you for wall-moving projects!) and the necessity of actively overseeing your rehabs to avoid "mucking up the machine."Lender Goals & Market Realities: Mike pulls back the curtain on what motivates a good hard money lender: they're in the note business, not the "loan-to-own" business! Discover why quick draw disbursements (48-72 hours!) are crucial for project success, and how to spot lenders who might be running on fumes. Plus, understand how current market conditions are affecting loan terms and borrower strategies.Property Preferences & Geographic Boundaries: Longhorn's sweet spot? Workforce housing (ARVs under $400k) and brick, 3-bed/2-bath homes built pre-1970s. Mike explains why they avoid mobile homes (unless they're real estate!), condos (those HOA assessments are no joke!), and "Podunkville" locations (you gotta sell it to someone!).Passive Investing Powerhouse: The Trident Fund: Get an exclusive peek behind the curtain at Trident Realty Investments, the $222 million evergreen fund that bankrolls Longhorn's loans. Discover how accredited investors can target a 10% return (with a 1-year lockup) by investing alongside Mike, who's always the first investor in. It's a transparent, stable way to put your lazy capital to work!This episode with Michael Hoffman is a masterclass in navigating the hard money landscape, offering candid advice and battle-tested strategies for investors at every level. Mike isn't just a lender; he's a partner in your success, even if that means telling you to walk away from a bad deal!Ready to get your next fix and flip funded without all the drama? Or maybe you're looking for a smarter way to invest passively? Head over to LonghornInvestments.com to connect with Mike's team, get pre-qualified, and turn those investment dreams into reality! Go out, take some action, and we'll see you at the top!Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestBook a call with Scott today at HTTP://TalkWithScottCarson.com to see if 1:1 Note Coaching is right for you!

Jed is not too happy with his HOA and the fact they decided to start Christmas 'Early' this year with the decorations See omnystudio.com/listener for privacy information.

Big Rich, TD and Fletch are back with a full platter of chaos. First, the guys take a hard look at the slang terms that absolutely need to disappear forever. Then we roll into a 2025 purge list of things that deserve to be cancelled and forgotten. TD drops an all-timer HOA meltdown that may get him banned from neighborhood potlucks for life, and Big Rich reveals the ultimate hack to escape Friendsgiving without hurting feelings… or doing dishes. Strap in — this one gets spicy.

TOP STORIES - Sheila Cherfilus-McCormick has been indicted for allegedly funneling FEMA funds to her campaign, and the House Ethics Committee has launched an investigation into Rep. Cory Mills. Officials confirm a fifth death at a Disney World resort in less than a month. Floridians are demanding HOA reform at the state Capitol, and the Hillsborough County Sheriff's Office reports multiple arrests, including a sex offender accused of sending harmful material to out-of-state children and a Strawberry Crest student found with a firearm and knife. Hillsborough County is also rolling out a new alert system in jails, and Tampa has topped the list of cities with the worst holiday traffic.

TOP STORIES - Sheila Cherfilus-McCormick has been indicted for allegedly funneling FEMA funds to her campaign, and the House Ethics Committee has launched an investigation into Rep. Cory Mills. Officials confirm a fifth death at a Disney World resort in less than a month. Floridians are demanding HOA reform at the state Capitol, and the Hillsborough County Sheriff's Office reports multiple arrests, including a sex offender accused of sending harmful material to out-of-state children and a Strawberry Crest student found with a firearm and knife. Hillsborough County is also rolling out a new alert system in jails, and Tampa has topped the list of cities with the worst holiday traffic.See omnystudio.com/listener for privacy information.

   If you saw pictures or videos of the elegant dinner Tuesday night at the White House all you could think is President Trump is making dinners great again.  Oh, and we need a new ballroom at the White House.  Wait until you hear this guest list.    A listener sent an incredible email about what he sees every day in the trucking industry and you will be shocked.  Marco Rubio announces a whopping number of VISA's he's revoked because people come here and do bad things.   In sports, KU played Duke hard and tough but just didn't have enough without star guard Darryn Peterson.  But it left you asking the question if KU is better than Duke if they did have him.  A survey in Kansas regarding new ballparks is a total waste of time.  HOA's near the 119th and Nalls site seem to think they have some power in preventing the Royals from building.    The computer says the Chiefs are 50/50 to make the playoffs, I'll take the YES side of that bet and we explain why.  Callaway sells Top Golf and our Final Final is an online trend of how to get the best of Porch Pirates.

New Freddie Mercury coin and Dana's obsession of “No Good Deed," HOA in Kansas is fighting back on the Royals Stadium build, and United Airlines definition of a window seat. Buying a storage unit full of illegal drugs.

Send us a textA rooftop can be a power plant or a battleground. In this week's Take It To The Board episode, we tackle a central question: should homeowners be able to use solar power without running into resistance from their own community associations? Host Donna DiMaggio Berger speaks with Ben Delman of Solar United Neighbors to break down where personal energy freedom bumps up against HOA oversight.Donna and Ben explore the real factors behind a switch to solar energy—from hardware costs and permitting timelines to interconnection delays, SRECs, and the impact of net metering. If you've ever wondered what a typical home can offset via solar energy, how much a solar energy system costs, or how long it takes to recoup the investment, they'll walk you through the numbers in clear, practical terms.Donna and Ben are also joined by Dixie Koenemann, a homeowner from Ohio whose HOA pushed back at every step of her rooftop solar installation. She shares her firsthand experience navigating restrictive HOA rules and the strategy she used -- reviewing governing documents, tracking performance impacts, and citing state law-- to challenge vague or burdensome limitations that could have prevented her and her husband from enjoying the benefits of solar energy.With the federal 30% tax credit ending, the conversation turns to what's changing, what isn't, and why local measures like faster permitting and fair interconnection policies are crucial to keeping solar accessible. Related Links:Podcast: Going Green Saves Some Green — with Nicolas Milo of KW Property ManagementResource: Solar United NeighborsArticle: What Can Be Done About Solar Panels?

Good morning, afternoon, and evening, investors! Scott Carson here, ready to drop some serious knowledge bombs on your day-to-day investing strategies. Today, we're talking with a true titan of Texas real estate finance, Michael Hoffman, founder and CEO of Longhorn Investments! Since 2008, Mike and his team have funded over 10,000 loans and $2 billion, helping investors nationwide (with about 50% of that still right here in Texas!) turn fixer-uppers into cash-flowing dreams. If you're buying, fixing, and flipping, you're gonna want to grab a burnt orange pen, because Mike's insights are pure gold – and he's not afraid to tell you why HGTV is fictional!In this episode, you'll learn:Hard Money 101 & First-Time Investor Hacks: Mike demystifies hard money lending: it's asset-based, faster than banks (5-7 days!), and funds up to 100% of loan-to-cost (up to 70% ARV). Plus, hear how Longhorn empowers first-time fix-and-flippers by focusing on the deal's viability (hello, appraisals!), not just your experience level.The Truth About Deals & Rehabs (and why HGTV is Fiction!): Learn why Longhorn meticulously vets every deal – they want you to succeed, not foreclose! Mike stresses the vital importance of hiring a reputable contractor (not the cheapest, and definitely not you for wall-moving projects!) and the necessity of actively overseeing your rehabs to avoid "mucking up the machine."Lender Goals & Market Realities: Mike pulls back the curtain on what motivates a good hard money lender: they're in the note business, not the "loan-to-own" business! Discover why quick draw disbursements (48-72 hours!) are crucial for project success, and how to spot lenders who might be running on fumes. Plus, understand how current market conditions are affecting loan terms and borrower strategies.Property Preferences & Geographic Boundaries: Longhorn's sweet spot? Workforce housing (ARVs under $400k) and brick, 3-bed/2-bath homes built pre-1970s. Mike explains why they avoid mobile homes (unless they're real estate!), condos (those HOA assessments are no joke!), and "Podunkville" locations (you gotta sell it to someone!).Passive Investing Powerhouse: The Trident Fund: Get an exclusive peek behind the curtain at Trident Realty Investments, the $222 million evergreen fund that bankrolls Longhorn's loans. Discover how accredited investors can target a 10% return (with a 1-year lockup) by investing alongside Mike, who's always the first investor in. It's a transparent, stable way to put your lazy capital to work!This episode with Michael Hoffman is a masterclass in navigating the hard money landscape, offering candid advice and battle-tested strategies for investors at every level. Mike isn't just a lender; he's a partner in your success, even if that means telling you to walk away from a bad deal!Ready to get your next fix and flip funded without all the drama? Or maybe you're looking for a smarter way to invest passively? Head over to LonghornInvestments.com to connect with Mike's team, get pre-qualified, and turn those investment dreams into reality! Go out, take some action, and we'll see you at the top!Watch the Original Video of this Episode HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest

In this compelling conversation, Darin and Monica Strong share what they learned from building their early homestead in the wrong order and how those lessons now shape their approach to preparation, community, and faith. They explore what “building your ark” looks like today— from prioritizing food storage to decentralizing your resources and refusing to homestead in isolation. With bold conviction, they urge us to cultivate discernment in this cultural moment, listen for God's leading, and remember that growing our faith is the most important step we can take toward being prepared for what is next.In this episode, we cover:How Darin & Monica realized they built their first homestead out of order and what they now believe every new homesteader needsA fresh take on “building your ark”: how Noah's obedience, timing, and spiritual posture are reflected in the modern homesteading movementWhy long-term food storage is the first layer of peace, not panic, and how one bulk order can jump start your preparedness planWhat happens when you acquire animals before infrastructure (including the milk cow story that changed their plans!)A call to break out of isolation and rebuild the kind of agrarian, interdependent communities our great-grandparents lived inHow homesteaders are decentralizing their food sources and reclaiming territoryWhy homesteading often looks “irrational” from the outside and how that mirrors Noah building an ark before rain existedDiscernment for this cultural moment: knowing when to stay, when to move, and how to listen for God's voice above the noiseA bold reminder that faith (more than skill, money, or land) is the foundation of resilience in the storms aheadEncouragement for the families feeling stirred or called into something new and why obedience now matters for what comes nextThank you to our sponsors!KubotaUSA.com | Providing the right equipment to keep us moving, shaping, and growing America's farms, fields, and constructionPremier1Supplies.com | Your one-stop shop for a variety of homesteading supplies and expert adviceRESOURCES MENTIONEDGain access to the conference videos mentioned in this episode by becoming an HOA memberFind out if there's an Azure Standard drop near you!Check out the previous HOA episode with AJ RichardsSnag your REFORMER hat hereCONNECTDarin & Monica Strong | Website | Instagram | YouTube | XHomesteaders of America | Website | Instagram | Facebook | YouTube | PinterestGET MORE FROM THIS EPISODEWatch this episode on YouTube:View full show notes and transcript on the blog: https://homesteadersofamerica.com/e52-before-the-storm-preparing-your-homestead-and-heart-for-what-is-to-come-darin-monica-strong/

In this episode, we explore various incidents of homeowners clashing with their HOAs, from a botanist whose rare succulents were destroyed to a dog owner fined for having an overweight pet. We also share a dramatic story of an HOA board being overthrown by determined residents. Tune in to hear these inspiring tales of resilience and justice against tyrannical HOAs.Submit your stories to karmastoriespod@gmail.com

Will an HOA prevent a new Royals stadium? HR 1 full 2357 Wed, 19 Nov 2025 16:38:12 +0000 2dJRzS8yy2XWHiYty3tGif8nnr54asDQ news MIDDAY with JAYME & WIER news Will an HOA prevent a new Royals stadium? HR 1 From local news & politics, to what's trending, sports & personal stories...MIDDAY with JAYME & WIER will get you through the middle of your day! © 2025 Audacy, Inc. News False https://player.amperwavepodcasting.com?feed-li

A crazy HOA has a new rule in Oregon, a clever woman busts her husband on Tinder, Trump wants to sign to release the Epstein files, and Hallmark Christmas movies are coming back for another year of gooey holiday cheer...

Send us a textOn this episode of The Plant Movement Podcast, host Willie Rodriguez sits down with Bryan Lloyd and Erin Rogers, Territory Sales Managers with Greenworks Commercial, the all-electric leader transforming outdoor power equipment.Bryan, who covers Central Florida and brings over 15 years of experience in the power equipment world, and Erin, who manages South Florida after years in the battery technology space, break down how Greenworks is changing the way landscapers think about performance, efficiency, and sustainability.The conversation dives into:- The benefits of switching to electric — from massive fuel savings to noise reduction in HOA communities.- Battery innovation — including Greenworks' customizable energy systems, on-site charging caddies, and the revolutionary “Energy Cube.”- Smarter tech and safety — with motors that shut off on impact, ETO ports for charging tools on the go, and robotics that are reshaping how crews work.- The real ROI — see how contractors are saving up to 85% on fuel and paying off their electric mowers in under two years.- The future of the industry — from robotic mowing to smarter labor solutions, and how Greenworks is positioning itself for the next 20 years of innovation.From autonomous mowers to battery-powered UTVs, Greenworks isn't just making equipment — they're building a full ecosystem for the next generation of lawn and landscape professionals.Tune in to learn how you can power your business into the future with clean energy, smarter tools, and long-term savings.

With Mike away in Japan, we're coming to you with a special pre-recorded episode that is all over the place. Erin kicks things off by sipping a new Apple Ginger Red Bull from a PR package she's still mysteriously receiving. Mike shares his anxiety about attending his very first HOA meeting. Erin then dives into a rant about the new digital pyramid scheme: people making $80k a month by selling courses that only teach other people how to sell that same course. We also debate why mocktails cost the same as cocktails, provide a major update on the "Fish Hook Man", and recount Erin's existential crisis at CVS after a pharmacist told her the computer "will decide if you're real" and then declared "you don't exist." In our science segment, a study on Olympic athletes proves Erin is an Olympian, which leads to us being grossed out by the fact that we have skeletons and blood inside our bodies. In honor of Mike's trip, he shares amazing facts about Japan, including an airport that hasn't lost a bag in 30 years, vending machines that provide free drinks during earthquakes, the ability to rent an elderly man for $6.58/hour, and the incredible story of a baseball fan who passed a home run ball around the entire stadium before it was politely returned to her. We also investigate why the NFL makes fans return footballs caught in the stands and rant about TikTok's broken algorithm. We end by discussing the "cinematic" old school heist at the Louvre and sharing a heartwarming video of a fisherman celebrating tiny fish just so they don't feel left out.

In this episode of The Untrapped Podcast, Keith drops a brutally honest look at the least talked about part of running a landscaping business: where the hell do you store your equipment when you're just starting out? From hiding trailers in random parking lots to begging for space at a factory, Keith opens up about the stress, fear, and shame that hits when you're hustling with no place to park your truck, trailer, or tools—and how that chaos bleeds into your confidence, marriage, and mindset. But the conversation goes way deeper than storage. Keith breaks down the psychological tug-of-war every new business owner faces: survival mode vs. vision mode. He shares real stories of towing threats, HOA fines, break-ins, and racing against storage-unit closing times… then contrasts that with the moments of inspiration, clarity, and big dreams that come only when the noise finally stops. You'll hear about maintaining perspective during 90-day sprints, avoiding burnout in the busy season, and why losing your "larger view" is what actually drags you into apathy and depression. This is Keith at his realest—no sugarcoating, no guru talk. Just the raw truth about anxiety, responsibility, growing up as a business owner, and refusing to stay trapped. If you've ever felt overwhelmed, ashamed, or one breakdown away from parking your trailer in a stranger's yard out of desperation… this episode is your reminder: you're not alone, you're not crazy, and you can build the stability and freedom you're fighting for.     "If you feel overwhelmed, that's not a sign to quit. It's a sign you're on the edge of leveling up." – Keith Kalfas   Topics Covered: The early grind of having nowhere to store your truck, trailer, or tools Towing scares, HOA drama, and hiding equipment just to stay afloat How constant anxiety leads to rushed, survival-mode decisions Working nonstop yet still feeling like you're falling behind Being broke forcing creativity, resilience, and uncomfortable growth Breaking out of "employee thinking" and stepping into an owner mindset Community tips and real-time advice from other contractors How different seasons shift your mindset—hustle mode vs. big-picture mode The burnout loop: long days, shrinking perspective, and creeping depression Why industry events and community support (like GIE) keep you sane and motivated   Key Takeaways Solve the "Parking Problem" EarlyYour sanity depends on stability. A reliable place to store your trailer and equipment isn't a luxury—it's foundational. Lock in a storage lot, co-op deal, client yard, or commercial space early so you're not living in constant fear of tows, fines, or break-ins. Survival Mode Isn't a Business Plan Shift from panic decisions to long-view leadership. When you're overwhelmed, every problem feels like a crisis. But long-term success comes from stepping out of reaction mode—planning seasons, protecting your mindset, and keeping perspective even when the grind gets ugly.per day. Bigger tickets + fewer trips = cleaner math and calmer schedule. Community Keeps You From Breaking Don't build alone—borrow strength from others. Events like GIE, industry groups, and fellow contractors give you clarity, solutions, and the reminder that you're not the only one fighting through chaos. The right community can shorten your learning curve and keep you moving when you'd otherwise burn out.   Connect with Keith Instagram: https://www.instagram.com/keithkalfas/ Facebook: https://www.facebook.com/thelandscapingemployeetrap Website: https://www.keithkalfas.com/resources Youtube: https://www.youtube.com/@keith-kalfas   Resources and Websites:  Start Getting Leads Now https://www.footbridgemedia.com/keith The Untrapped Alliance: https://www.keithkalfas.com/alliance Resources You Need To Build A Successful Business https://www.keithkalfas.com/resources

Welcome to Go Gaddis Real Estate Radio! I'm Cleve Gaddis, here to make real estate clear, simple, and worry-free so you can buy and sell with complete confidence and without the stress or second-guessing that often comes with life's biggest investments. Today, we continue our conversation with Michael Crew, CEO of Homeowner Management Services, Inc., to talk about the practical side of community governance. Whether you're in an HOA or a COA, the legal structure of your community affects what you own, what you're responsible for, and how your property is protected. Using insights from the attached script, “Making It Legal — and Protecting Your Property,” we break down: What everyday responsibilities change depending on whether you're in an HOA or COA How maintenance, repairs, reserves, and assessments are handled differently What homeowners must legally maintain vs. what the association maintains How insurance coverage changes — and the expensive surprises homeowners can avoid Why understanding your governing documents protects your property value What rights homeowners gain or lose depending on the structure of their community Most importantly, we'll explain why legal clarity matters — and how knowing the structure of your community can save you time, money, and frustration. Plus, I'll share details about our Upside Program, designed to give sellers all the options they need to make smart, informed decisions. If you have a question, want to challenge something you hear, or want us to feature your neighborhood, visit GoGaddisRadio.com to connect or subscribe.

Welcome to Go Gaddis Real Estate Radio! I'm Cleve Gaddis—here to make real estate clear, simple, and worry-free. Today we're tackling a question that confuses homeowners, buyers, and even some agents: Can a COA become an HOA? And what's the real difference between the two? Joining me is Michael Crew, CEO of Homeowner Management Services, Inc., one of Atlanta's most trusted experts in community association management. We'll break down: What separates a Condominium Owners Association (COA) from a Homeowners Association (HOA) Why the appearance of a community can be misleading—townhomes can be condos, and detached homes can be part of a COA Whether a COA can ever “convert” into an HOA (and why it's far more complicated than most people think) How a community's legal documents—not the architecture—determine its ownership structure What buyers and sellers must review before making decisions, including the Declaration of Condominium and the property's legal description How an experienced agent can help you locate, interpret, and understand these documents before you sign anything We'll also share insights from “The Neighborhood That Wanted a Do-Over,” a real-world example of what happens when a community discovers they're operating under the wrong governance structure—and what it takes to fix it. Plus, I'll tell you more about our Upside program, built to give buyers and sellers all the tools and options they need to move forward with confidence. Got a question, comment, or challenge? Visit GoGaddisRadio.com to connect, push back, or subscribe so you never miss an episode.

Jeff was joined by Kassandra Taggart from Real Property Management. They discuss what her company does, why dues for homeowner associations (HOA) have been on the rise since Covid, what has been driving the cost increases, why many HOAs don't have enough reserves to meet their maintenance obligations, what buyers should be aware of when buying a condo or townhouse in an HOA, why some HOAs are better than others, and how bad board members can cause major problems for an HOA. 

What is happening with the HOA

If you clean pools for a living, the vacuum system you choose can either speed up your route or slow you down at every backyard gate. We break down cart-based workhorses like Riptide and Hammerhead and match them against cartless contenders including the Bottom Feeder, Shrimp, Power Vac's relaunch, Riptide XP, and the Hammerhead Remora. You'll hear clear pros and cons on power, maneuverability, durability, price, and real access issues—stairs, narrow side yards, and HOA choke points that make or break your day.We start with first principles: how a cart changes your workflow, the real benefits of carrying chemicals and accessories in one trip, and the headaches of transport racks, tailgate access, and rear visibility. Then we get practical about mounting: class III receivers, T-bar configurations, swing-away solutions, and anti-wobble plates that keep your setup solid. From there, we shift to non-cart freedom—why a 12-pound Bottom Feeder with no cords can outpace heavier systems on most routes, and when the compact Shrimp becomes a durable replacement for disposable plastic spot vacs.Power and handling decide the winners. Riptide often tops raw pull for storm debris, Hammerhead glides better on vinyl and feels lighter in the water, Power Vac stays nimble on steps and spas, and the Bottom Feeder proves that enough power plus zero friction can beat brute force on normal weeks. We also cover bag strategy: use lower micron bags for dust and silt, swap to higher micron bags to move leaves fast without clogging. Our best advice for pros: consider a two-system strategy—run a cart setup for heavy lifts and keep a compact vacuum for tight access and quick hits.Want more route speed, fewer trips to the truck, and cleaner pools in less time? Press play, then tell us your toughest backyard or debris scenario. If you found this helpful, follow the show, share it with a fellow pool pro, and leave a review to help others find it.We compare vacuum systems with and without carts to help you choose the right setup for your route, debris loads, and backyardSend us a textSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y

Jon is joined in studio by Brian McDaniel, Kathryn Johnson, and Grace Keating. The conversation turns to Gov. Walz's speech in Texas and rampant education system issues in Minnesota. The group is incensed with a wild HOA story.

Jon is joined in studio by Brian McDaniel, Kathryn Johnson, and Grace Keating. The conversation turns to Gov. Walz's speech in Texas and rampant education system issues in Minnesota. The group is incensed with a wild HOA story.See omnystudio.com/listener for privacy information.

This weekend on the Around the House Show, we're diving into the delightful chaos of keeping our aging adults comfortably at home without the whole house flipping extravaganza. Because let's be real, nobody wants to deal with a major remodel unless you're really trying to get that mother-in-law to move out—yikes! We've got some solid tips that don't involve turning your living room into a construction zone. Then, in the second hour, we're tackling everything from the joys of 50-year mortgages (yes, really) to the ever-dreaded HOA lurking in the shadows, just waiting to spring some building defects on you. Plus, we'll spill the tea on which outdated design trends are officially getting the boot by 2025. Trust me, you don't want to miss this wild ride of home maintenance mayhem and questionable DIY decisions!Get ready to buckle up, because this weekend, we're diving headfirst into the world of home improvement — and trust me, it's going to be a wild ride! Eric G and John Dudley are serving up some serious wisdom on how to keep our aging adults cozy and safe in their homes without turning their living rooms into a construction zone. I mean, who wants to deal with all that drywall dust and the chaos of a remodel when there are perfectly good alternatives? We'll be chatting about practical solutions that'll ensure your loved ones can age gracefully at home without that dreaded ‘move out' conversation looming over your heads. Unless, of course, you're looking for a reason to kick out your in-laws — in which case, this episode might not be for you! But wait, there's more! We're also shining a spotlight on a fantastic nonprofit that's like a thrift store for home improvement — think Habitat for Humanity but with a twist. You've got those odd leftover tiles and that mysterious cabinet door you'll never use? Don't just toss them; donate them! Plus, this place runs workshops that teach everything from fixing a toaster to tackling basic electrical issues. So if you're the DIY-challenged type or just want to learn how to not electrocute yourself while changing a light fixture, we've got you covered. And hold onto your hats, because in the second hour, we're getting into some juicy topics like 50-year mortgages, sneaky HOAs hiding building defects, and the design trends that are about to be kicked to the curb. Spoiler alert: your beloved color palette from 2020 might be on its last legs — who knew comfort food could come in paint colors? So whether you're ready to embrace the minimalist movement or just want to know what's trending (or not trending) in your kitchen, we've got all the insider info you need. Tune in for a blend of laughs, practical advice, and maybe a few questionable DIY decisions. So mark your calendars, set those reminders, and prepare for a weekend filled with home improvement shenanigans. We promise it'll be a blast, and who knows, you might even learn something new — or at least have a good chuckle at our expense!Takeaways: This weekend's episode dives into how to keep aging adults at home without turning their lives into a construction zone. We'll be discussing a unique non-profit that takes your unwanted remodel bits and turns them into community treasures. Who knew cleaning out the garage could be so charitable? Get ready for a reality check as we explore outdated design trends that are totally ghosting by 2025. Spoiler: your favorite trend might be on the chopping block! If you're clueless about home improvement, don't fret – we're breaking down everything from mortgages to the latest in minimalist kitchen styles. Join us as we tackle the absurdities of HOA regulations hiding sneaky building defects. Because who doesn't love a surprise? And remember, folks, it's always a wild ride with us – so keep that hammer swinging and hold onto your sanity! Mentioned in this...

Modern PURAIR® has quietly dominated the Canadian indoor air quality (IAQ) space for years — and now they're finally expanding into the United States. In this episode, founder & CEO Lane Martin shares how he scaled from a single duct truck to a nationwide IAQ brand known for world-class customer experience and a powerful sales center that converts 86% of residential calls.   We break down why the U.S. market is the perfect storm for growth, how Modern PURAIR® blends residential cash flow with commercial recurring revenue, and why this “unsexy industry” is about to boom.   Topics we cover: • How Lane rebuilt his life and career through the IAQ industry • Why air quality demand exploded after COVID • The fragmented U.S. market and why that's a huge opportunity • Modern PURAIR®'s proprietary tech + customer experience playbook • The power of commercial PMA contracts & HOA recurring revenue • Why top franchisees follow the “5 decision-maker conversations/day” rule • What the ideal franchisee looks like (and who shouldn't apply)   If this brand sparks your interest, reach out — U.S. territory is wide open right now.   Timestamps:   00:16 – Introducing Lane Martin & Modern PURAIR® 00:54 – How Modern PURAIR® evolved from duct cleaning to full IAQ 03:08 – Lane's family roots: the “godfather of duct cleaning” 05:49 – Lane's comeback: debt, divorce, and restarting his life 07:54 – Launching Modern PURAIR® with a $140k duct truck 10:53 – Solopreneur vs. scaling: lessons from Lane's dad 18:00 – Meeting Brian Scudamore & the GOT-JUNK® inspiration 23:19 – The customer experience that sets Modern PURAIR® apart 29:27 – Why the U.S. market is a massive opportunity 33:14 – Inside Modern PURAIR®'s 86% conversion sales center   Modern PURAIR® website: https://modernpurair.com/   7 Steps to Owning a Franchise: https://path2frdm-1.hubspotpagebuilder.com/path-to-freedom-about-franchising  

A wild week of chaos, surprises, and a few things we probably shouldn't say out loud... allegedly. Thank you for being part of this crowd!00:00 - Start04:24 - The unexpected crash07:21 - Insurance shock18:59 - A new family member36:24 - HOA drama unfolds50:20 - The cat controversy54:01 - #AllegedlyReddit- Our Subreddit: https://www.reddit.com/r/FivesACrowd- Our Account: https://www.reddit.com/user/FivesACrowdPodcastFollow Our Personal AccountsAustin - https://allmylinks.com/austinspomerCam - https://www.instagram.com/effinburch/Chris - https://www.instagram.com/thechrishummel/Tony - https://www.instagram.com/theonlytonyc/Zach - https://www.instagram.com/zvanbeekum/Hashtags#JoinTheCrowd #HitTheBell #PodcastP.O. Box**Please no packages, letters only**Five's A Crowd Podcast1123 N Fairfield Rd #1373 Layton, UT 84041

Sarah and Vinnie's most recent Instagram Reel might be the best yet. Plus, more HOA drama!

The new Fantastic 4 movie is now available for free on streaming. If you're not interested in that, here's some other stuff we're watching. Is cloning your dog wrong? Tom Brady doesn't think so. The internet sleuths are looking for clues about David Harbour in old interview clips. The atmospheric river is teasing us. Jerry Seinfeld (the character) dated over 60 women over 9 seasons. Dealing with an HOA? Vinnie feels your pain. Don't forget to drink your moon juice!

Ryan Murphy reportedly has a flop on his hands with ‘All's Fair' starring Kim Kardashian. Ariana Grande joins American Horror Story with returning cast Evan Peters and Emma Roberts. Is Bob trying to make Vinnie feel stupid? Should we all be wearing makeup like Billy Idol? A UPS plane crash leaves several dead and others injured. Vinnie has the details. Who thinks cash is cringe? Well the kids of course! The new Fantastic 4 movie is now available for free on streaming. If you're not interested in that, here's some other stuff we're watching. Is cloning your dog wrong? Tom Brady doesn't think so. The internet sleuths are looking for clues about David Harbour in old interview clips. The atmospheric river is teasing us. Jerry Seinfeld (the character) dated over 60 women over 9 seasons. Dealing with an HOA? Vinnie feels your pain. Don't forget to drink your moon juice! It's time for Bridge The Gap! This week Sarah and Vinnie are joined by Joe and Joe. Can GenX finally pull out a win against the Zillennials? Stats tell us that Moms are the CEO of holidays at home. This year the average Thanksgiving will have 9 people, and potlucks are growing in popularity. Vinnie has a jaw dropping update on the Louvre heist. A bride blows up her wedding after insane advice from her psychic. Bob might steal the mic from Rob Thomas at Alice In Winterland. Kiss, Marry, Kill: A wedding, funeral, or middle school talent show. This might be the most the gang has ever disagreed! Barry Manilow's biggest hits are commercial jingles. Voter turnout was stronger than expected yesterday… especially in Kentucky. Is it wrong: Apple pie flavored mac and cheese? The NYC Marathon found a missing guy. Is it too early for Christmas trees? Plus, when did that happen?