Victoria BC Real Estate News to Use | RobinVicRealtor

**Disclaimer: Lending rules and requirements vary by financial institution. Always check with your bank or broker about what is applicable to you** Join Me as I sit down with Charlotte Ray, superstar mortgage specialist, and learn more about the financial side of buying your dream home. 0:00 - Who is Charlotte? 1:04 - What is a mortgage pre-approval? When do I need one? How do I get one? What is Income Verification? How do I shop with confidence? 4:42 - Mortgages for Homes with Secondary Suites. What kind of additional financing is available with an income-generating suite? 6:21 - Unconditional offers, how can you make a confident offer not 'Subject to Financing? Should you? 8:39 - Working with a Mortgage Specialist: the benefits and importance, and why it matters. 10:18 - Selling your current home before buying a new one. What are your best options in a low inventory market? What is a Bridge Loan? 13:55 - Variable vs. Fixed rate Mortgages 101. What are the pros and cons? How do Bonds and Prime rates factor in? Have questions we didn't answer here? Please comment below, so I can include them in future Q & A's! WORK WITH CHARLOTTE: Charlotte Ray: Mobile Mortgage Specialist, RBC Royal Bank of Canada

My name is Robin Scrimger, I am Real Estate Professional in beautiful Victoria, British Columbia. I'd love to help you with buying or selling your home- or relocating here!

My name is Robin Scrimger, I am Real Estate Professional in beautiful Victoria, British Columbia. I'd love to help you with buying or selling your home- or relocating here!

My name is Robin Scrimger, I am Real Estate Professional in beautiful Victoria, British Columbia. I'd love to help you with buying or selling your home- or relocating here!

My name is Robin Scrimger, I am Real Estate Professional in beautiful Victoria, British Columbia. I'd love to help you with buying or selling your home- or relocating here!

Home buyers often have questions about what the role of a lawyer is in their real estate transaction, and if they even need one. My answer is a resounding, YES! In this video, we talk to Aharon Ittah of Herald Street Law who goes over the steps he takes to ensure your purchase goes smoothly and what to expect along the way, including common closing cost questions. If you'd like to learn more or have any questions get in contact! Search for your future home on my website: www.VicProperty.ca

If you're a first-time home buyer or just want to get reacquainted with the steps involved in a real estate transaction then this video is for you. I break down the purchase process and touch on mortgage brokers, lawyers and what to expect every step of the way. If you'd like to find out more or have any questions get in contact! Search for your future home on my website: www.VicProperty.ca

Central Saanich is known for its farmlands, fantastic parks, and Brentwood Bay Village. Some of the most beautiful luxury west facing waterfront properties can be found here and it has a protected marina for those who love to sail. Close to the city but with a tranquil country feel there are many schools for families. Great options for first time home buyers can also be found with homes, condos and townhomes. If you'd like to learn more and talk Real Estate get in contact! Search for your future home on my website: www.VicProperty.ca

West Saanich stretches all the way from the Gorge Waterway up to Brentwood Bay, and offers a variety of awesome outdoor activities. Fans of watersports will love the proximity of the Gorge, and Durrance, and Prospect Lake, as well as the many parks and trails. You can find a variety of single family homes and condos in this neighborhood that has a rural feel- while staying only a short commute to downtown Victoria! If you'd like to learn more and talk Real Estate get in contact! Search for your future home on my website: www.VicProperty.ca

The neighbourhood of Gordon Head is situated close to the University of Victoria and borders amazing Mt. Doug Park. A coastal rainforest park where you can hike, bike, or enjoy a beach walk- and there's 360 views of Victoria and Sannich from the top. You will also find more rural properties with small hobby farms including my favorite #GaleyFarms and nearby locally owned and operated grocery store #TheRootCellar. With an abundance of single-family homes and park and beach access this is a great area to live. If you'd like to learn more and talk Real Estate get in contact! Search for your future home on my website: www.VicProperty.ca

ordova Bay is a sought after location close to Victoria but offers a more relaxed pace and spacious feel. With long stretches of beaches, parks, and tree lined streets this community is great for families and those who like a community feel. Inventory here includes high end condos and single-family homes up to luxury properties with amazing ocean views or frontage. If you'd like to learn more and talk Real Estate get in contact! Search for your future home on my website: www.VicProperty.ca

Cadboro Bay also includes the neighbourhoods of Queenswood and Ten Mile Point. This area offers smaller upscale condos, and single family homes- many have amazing water views or are waterfront. Cadboro Bay village features a grocery store, restaurants, and several other shops and services. Gyro Beach and Park is a favorite for all and includes a year-round dog-friendly stretch of beach! If you'd like to learn more and talk Real Estate get in contact! Search for your future home on my website: www.VicProperty.ca

Esquimalt is just over the Johnson Street Bridge and a short commute into downtown Victoria. Surrounded on 3 sides by water there is an abundance of parks and walking and biking trails here. Condos and single-family homes are priced well making this a great area for first-time home buyers! If you'd like to learn more and talk Real Estate get in contact! Search for your future home on my website: www.VicProperty.ca

Residents of all ages are attracted to this area's rich historic character and its vibrant waterfront. Downtown Victoria has a variety of new and existing condos and homes within walking distance to thriving arts, culture, and entertainment districts and an impressive variety of dining and shopping choices! The Royal BC Museum and Chinatown (Canada's oldest) are perennial attractions for both visitors and Victoria residents. If you'd like to learn more and talk Real Estate get in contact! Search for your future home on my website: www.VicProperty.ca

The Fairfield/ Gonzales area is home to Cook Street Village, a lively and charming shopping area with many locally-owned Victoria businesses. This neighbourhood features condos and heritage homes on tree-lined streets and has many beaches including the picturesque Gonzales Bay. There are many schools and parks making it a sought-after area with a busy real estate market. If you'd like to learn more, get in contact! Search for your future home on my website: www.VicProperty.ca

James Bay is one of the oldest neighbourhoods in Victoria. It offers both single family homes and condo properties and can be great for first time home buyers. Close to Dallas Road with multiple beaches to access and sprawling Beacon Hill Park. If you'd like to learn more and talk Real Estate get in contact! Search for your future home on my website: www.VicProperty.ca

I created this guide for both homeowners and renters to get to know Oak Bay - one of the most popular areas in Greater Victoria. Great for families as anyone looking for a sense of community and proximity to the ocean. There are so many beaches to explore along its coastline. If you'd like to learn more and talk Real Estate get in contact! Search for your future home on my website: www.VicProperty.ca

Relocating to Victoria BC? Not sure what area best fits your family? Moving locally and want to find out more about the great neighbourhoods around the greater Victoria area. I created this guide to give an overview and provide the info you need to help you make informed decisions. Look for my area specific episodes for more details on areas like Oak Bay, Fairfield, & West/ East/ Central Saanich.