Podcasts about Variable

PREVIEW — Edmund Fitton Brown — Muslim Brotherhood: Decentralization, Violent Roots, and Tactical Opportunism. Fitton Brown explains that the Muslim Brotherhood, parent organization of Hamas, employs a decentralized "variable geometry" operational model enabling tactical flexibility. Although the organization has never formally disavowed its original revolutionary and violent foundational teachings, it strategically deploys tactical opportunism—adopting gradualist, non-violent methodologies in liberal democracies including the United States and Great Britain, while transitioning to explicit violence when circumstances permit, as exemplified by Hamas's conduct in Gaza. 1870 ISTANBUL

A new chapter begins as we build our world for Stars Without Number! Buy Stars Without Number here! Buy The Perilous Void here! We have a Patreon! What to support us? Click HERE! You can find us on: Instagram Bluesky Youtube You can also email us at chaosenginepod@gmail.com We have a Discord now! Feel free to stop by if that interests you! Check out our friends: Pretending to be People! Stories & Lies Sorry, Honey I have to Take This Tabletop Talk Wilderspace Gaming Doomed to Repeat The Great Old Ones Gaming Negative Modifier Chaos Springs Eternal The Black Flare Podcast 9mm Retirement Radio Suffer Not

La determinación alcista ha favorecido en las últimas semanas que, pese a los ataques de los osos, el rally se mantenga vivo. El caballo sigue galopando, el mercado puede estar tranquilo y los inversores pueden tener unas Navidades relajadas y comer los turrones sin remordimientos... Eso sí, siempre y cuando no se pierdan los niveles clave que en EEUU y Europa representa una corrección del 23.6% de Fibonacci del último rally."Los 23.900 puntos del Nasdaq 100 y los 6.430 del S&P 500, se presentan como los niveles que separan un escenario de tranquilidad, de uno más correctivo que sirva para purgar las ganancias ininterrumpidas que se viene acumulando desde el mes de abril", señala Joan Cabrero, analista técnico y estratega de elEconomista.es.En Europa, simplificando, el nivel más relevante a vigilar se encuentra en los 23.000 puntos del DAX. Mientras la principal referencia germana no pierda ese nivel, "vamos a pensar que estamos ante una consolidación todavía y no podemos hablar de corrección digna", afirma el experto.

Broken Meeple Podcast - Episode 124 - Do You Want Fixed Turns or Variable Endgames? My plays at Gridcon 6 followed by a question to discuss? With all the games coming out that have fixed turns/rounds with no variation - do I like this format and if not, what is a better alternative? *************************************** SUBSCRIBE ► www.youtube.com/channel/UCmjyHBcq…ub_confirmation=1 KIENDA SPONSOR REFERRAL LINK The Broken Meeple is happy to be sponsored by Kienda.co.uk where you can buy great games at great prices from a warehouse local to where I live! If you register an account on their website using my referral link and/or code you can get 5% discount on your first order over £60. And for every referral link used, the channel has greater access to further review copies for more content on the channel! kienda.co.uk/brokenmeeple Referral Code: 02610323 MEEPLE COFFEE REFERRAL LINK - 5% off your order www.meeplecoffee.co.uk/?ref=Yhl9kXP7S9bg-k SHIRTS AND MERCH STUDIO MERCHANDISE - T-Shirts galore! www.etsy.com/uk/shop/ShirtsAndMerchStudio RENT SHUFFLE AND ROLL REFERRAL LINK Gain 50% off your first month renting board games at RENT, SHUFFLE & ROLL at: rentshuffleandroll.co.uk/ Code: - BrokenMeeple50 *************************************** Related Content Welcome To My Channel (Who I Am) ► youtu.be/kgznPr5F3HI Episode 122 - Essen Review Aftermath ► https://youtu.be/FKFTI29Oj6c Episode 121 - Am I Embarassed To Be A Gamer ► https://youtu.be/TUE6QGuWyCo *************************************** Who Am I? One single batchelor from the UK talking about his passion for board games and the people who play them! I support small content creators, board game cafes and go against the status quo when it comes to the board game industry. I give my honest opinions without bias towards any publishers or designers and will not hold back if I don't like a game. The Broken Meeple is a variety channel that hosts all kinds of board game content from reviews to Top 10 lists to playthroughs to live stream collaborations with special guests (predominantly small channels who deserve more exposure). I look forward to engaging with you, the community on my live streams or in the comments on my videos! *************************************** Timestamps: 00:00 - Introduction & Channel Updates 16:04- Gridcon 6 38:13 - Fixed or Variable Turns? #brokenmeeple #essen #bgg #videogames #honestreviews #top100 #top10 #boardgames #meeple #supportsmallcreators #tabletop #tabletopgames *************************************** Useful Links Become a Patreon ► www.patreon.com/TheBrokenMeeple Facebook ► www.facebook.com/thebrokenmeeple Twitter ► twitter.com/TheBrokenMeeple Instagram ► www.instagram.com/thebrokenmeeple Podcast ► @luke-hector-broken-meeple Full credit to BoardGameGeek and its members for any images used that aren't my own or part of the publisher press kit.

Mike and Rico begin to take your calls on the Lions as they ask what the most important variable is for a win tomorrow against the Packers.

"The Variable Man" is a science fiction novella by American writer Philip K. Dick, which he wrote and sold before he had an agent. It was first published in Space Science Fiction September 1953. FInd us on... INSTAGRAM Facebook YouTube Apple

"The Variable Man" is a science fiction novella by American writer Philip K. Dick, which he wrote and sold before he had an agent. It was first published in Space Science Fiction September 1953. FInd us on... INSTAGRAM Facebook YouTube Apple

Este capítulo cuenta con la colaboración de ford.es.La preocupación por las elevadas valoraciones y la incertidumbre sobre si las inversiones masivas en inteligencia artificial darán sus frutos se han convertido en un mantra que no pasa desapercibido para los osos, que añaden a sus argumentos bajistas las persistentes dudas sobre la capacidad de la Reserva Federal para recortar los tipos de interés el próximo mes. Ambos factores, combinados, se han convertido en una suerte de coctel correctivo para el mercado que ha favorecido que algunos índices se hayan separado más de un 5% de sus máximos anuales e históricos marcados hace ya un par de semanas. "El recorte sigue teniendo como foco a la tecnología", explican desde Renta 4, desde donde apuntan a como el jueves Nvidia registró descensos del 8% desde los máximos de la sesión a los mínimos, a pesar de unos buenos resultados y a la guía optimista que ofreció, y también destacan a Oracle como "termómetro del riesgo crediticio de la IA, con sus CDS en máximos de 3 años". "Lo más destacable de esta semana ha sido ver cómo el Ibex 35 ha perdido los 16.000 puntos y, con ellos, la directriz alcista que había guiado las subidas desde comienzos de julio", señala por su parte Joan Cabrero, analista técnico y estratega de elEconomista.es. El experto destaca como el alcance de los 15.770 puntos sitúa al índice ya muy cerca de su primer soporte real, la zona de los 15.500-15.470 puntos y que "perder esa franja significaría algo más que un tropiezo, sería la señal clara de que el rally nacido en abril desde los 11.580 puntos habría hecho techo en los 16.660 enteros". La debilidad invita, como mínimo, a ser cautos. Por eso, para aquellos inversores interesados en tomar posiciones en el mercado lo más prudente parece ahora utilizar la regla del 10%. "Lo recomendable es esperar a que los índices se alejen un 10% de su último pico antes de plantearse compras con orientación de medio plazo. En el caso del Ibex 35, esa ancla operativa no aparece hasta los 14.700-14.800 puntos, los mínimos de septiembre", señala el experto, mientras incide que solo ahí, con una caída de esa magnitud, volvería a ser partidario de sembrar en renta variable española. Las zonas de compra claras no aparecen antes de los 5.000-5.200 puntos del EuroStoxx 50, zona que "mejora la ecuación rentabilidad-riesgo", señala el analista técnico y estratega de elEconomista.es. Por su parte, en Wall Street, los niveles a vigilar de cara a a las siguientes semanas pasan por el 23,60% de Fibonacci de todo el rally nacido en los mínimos de abril. Ese ajuste mínimo, es el escalón que separa una simple respiración de un cambio de tendencia. Mientras el S&P 500 no pierda esa cota, situada en la zona de los 6.430 puntos, seguimos hablando de volatilidad, no de derrota. En el Nasdaq 100, ese mismo ajuste del 23,60 % pasa por los 23.900 puntos. "Si ambos niveles ceden, entonces sí comenzaría la corrección ordenada quetantos llevamos tiempo esperando y me permitiría empezar a pensar en los niveles en los que pondría un pie en el mercado, que serían los niveles asociados al 38,20% de Fibonacci", afirma Cabrero que recuerda que en el S&P 500 aparecen en torno a los 6.125 puntos y en el Nasdaq 100 alrededor de los 22.500. "Son cotas donde el mercado empieza a limpiar excesos sin destruir la tendencia de fondo",sentencia Cabrero. Las gangas del mercadoEl verdadero regalo de Reyes, el deseo inconfesable de quienes guardan liquidez esperando su momento, sería ver una caída rápida hacia el 61,80 % de Fibonacci, que en el S&P 500 coincide con los 5.650–5.800 puntos y en el Nasdaq 100 con el área de los 20.000–20.300, donde además hay un hueco alcista que lleva meses sin cerrarse. "El riesgo viene si el mercado decide prolongar este exceso sin corregir por debajo del 23,60% de Fibonacci. Si seguimos estirando la cuerda sin una purga previa, podríamos tener una recta final de año... peligrosamente engañosa", explciaCabrero mientras recuerda que no hay que olvidar algo que corre por los despachos: "Después de un año tan excepcional, las comisiones y los bonos por rentabilidad prometen ser históricos. Hay muchos gestores... a las que no les interesa un tropiezo en noviembre o diciembre, aunque sea a costa de estirar la fiesta un poco más".

Terry Taylor grew up moving 40 times before graduating high school, attending 25 different schools, and finding his path through sports instead of the wrong crowd. In this raw and honest episode, Terry shares how basketball and football taught him the perseverance, competitiveness, and accountability that propelled him from an hourly worker to plant manager at one of the biggest aerospace companies in the world all without a degree.Now with his MBA earned at age 50 (graduating summa cum laude with a 3.97 GPA while working full-time), Terry opens up about the personality traits that made him successful but also held him back. From starting with zero empathy to learning patience in a Gen Z world, he discusses the evolution required of leaders today. Terry also reveals how a business card nearly thrown in the trash revolutionized his entire hiring system through Veryable's hands-on interview platform and why going straight to the COO instead of HR is the real secret to implementation.Get ready for stories about chef's throwing pans, union negotiations, watching candidates get out of their cars during interviews, and why A-players actually want to be held accountable.HighlightsA nearly-discarded Variable card replaced Terry's entire hiring system and solved labor shortages in both union and non-union facilities.Terry's journey from scoring zero on empathy tests to understanding why patience matters when leading Gen Z workers.The best employees respect high standards while poor performers constantly push boundaries on attendance and commitment.Go straight to the COO or president who feels the operational pain instead of getting stuck with defensive HR teams.Subscribe to Blue Collar BS for more unfiltered conversations about leadership, generational differences, and what really works in the skilled trades. If this episode resonated with you, share it with someone who needs to hear Terry's story.Terry's Book RecommendationGet in Touch with Terry:LinkedInGet in touch with us:Check out the Blue Collar BS website.Steve Doyle:WebsiteLinkedInEmailBrad Herda:WebsiteLinkedInEmailThis podcast uses the following third-party services for analysis: Podtrac - https://analytics.podtrac.com/privacy-policy-gdrpOP3 - https://op3.dev/privacy

durée : 00:27:08 - Jean-Claude Casadesus, chef d'orchestre - En 60 ans de carrière, le chef fondateur de l'Orchestre national de Lille a contribué à façonner le paysage symphonique français. Il célèbre sur scène son parcours et ses 90 ans avec son petit-fils, le pianiste Thomas Enhco. Portrait d'un musicien que rien n'arrête. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

"The Variable Man" is a science fiction novella by American writer Philip K. Dick, which he wrote and sold before he had an agent. It was first published in Space Science Fiction September 1953 FInd us on... INSTAGRAM Facebook YouTube Apple

"The Variable Man" is a science fiction novella by American writer Philip K. Dick, which he wrote and sold before he had an agent. It was first published in Space Science Fiction September 1953 FInd us on... INSTAGRAM Facebook YouTube Apple

Este capítulo cuenta con la colaboración de ford.es.El nivel en el que la bolsa confirmaría un cambio de rumbo no visto en siete meses: ¿en qué niveles está la zona de compra?Si hay algo que ha escenificado el mercado en las últimas semanas de manera palmaria es que los 6.920 puntos del S&P 500 -los máximos hace un par de semanas-, se han convertido en el techo del rally que nació en abril. Los titubeos y los abruptos últimos cierres semanales, así lo dejan ver, pero para que se confirme de manera oficial, es necesario que el selectivo pierda una serie de soportes que confirmen que el rally ya no está vivo y la fiesta no puede continuar.¿De qué soportes estamos hablando? "El primer nivel que tienen que apuntar nuestros lectores y oyentes está en los 6.630 puntos del S&P 500; si cuando escuchan este podcast estamos por debajo de ese nivel, tendríamos máximos y mínimos relativos en base diaria decrecientes, algo que no ha ocurrido en todo el rally", explica Joan Cabrero, analista técnico y estratega de elEconomista.es."Ahora bien", incide el experto, "eso no sería definitivo; no vamos a dar por muertos el rally por una simple sucesión de máximos y mínimos relativos de crecientes, por lo que propongo fijarnos en los 6.550-6.430 puntos, cuya cesión alertaría de que la comedia finita est". Tendríamos ya ahi el fin del rally y el inicio de una corrección.Un comportamiento que, lejos de alertar, tiene una connotación positiva. Y es que, una corrección ahora que sea rápida, dejaría la puerta abierta a un Rally de Navidad y de Fin de Año.El primer nivel donde habría que empezar a pensar en comprar si se pierden esos soportes es el que supone un ajuste del 38,9% de Fibonacci. Son los 6.130 puntos. "El segundo nivel, que sería el regalo de navidad increíble, es si nos vamos a los 5.800-5.600 puntos", relata Cabrero.La situación en EuropaEuropa, mientras tanto, ha vivido su propia versión sobria del after hours. El DAX logró salvar los muebles rebotando desde la base de su canal alcista, casi como quien se agarra a la barandilla en el último segundo antes de rodar por las escaleras del local. Pero el protagonista de la semana ha sido el CAC 40.El índice parisino volvió a atacar la resistencia horizontal de los 8.260 puntos, la misma barrera que ha frenado tres veces en dos años sus intentos de ruptura. Y esta semana, la puerta volvió a cerrarse. Si hubiera superado ese nivel, se habría sincronizado por fin con el resto de plazas europeas, una alineación que habría sido tan elegante como poderosa. Pero esa sincronía, que era tan bonita, no ha querido llegar. El mercado francés sigue atrapado en su Louvre particular, observando la subida libre desde detrás de la cuerda roja.

Send us a textProductivity Pulse Episode 1 Hear directly from our experts—Sue, Simon, & James—who share real-world trends, new data findings, and actionable productivity insights We dig into why efficiency swings across sites, how that volatility hurts peak service, and what workload models can do to stabilise performance. We also show how role drift reduces leadership time and how structured interviews add a 360 view that turns data into action.• Variable efficiency index and why it matters• Removing slack and the risks at peak• Tactical fixes for rotas, breaks and coverage• Building a robust workload model linked to WFM• Reallocating budget to balance the estate• Role studies revealing leadership time drift• Restating manager expectations and blockers• Structured interviews adding qualitative insight• Turning insights into consistent employee and customer experience #theproductivityexpertsRegister for the 2026 Productivity ForumFind us in the Top 50 Productivity PodcastsConnect to Simon on LinkedInFollow ReThink on LinkedIn

On today's episode of the Advancing Nitrogen Smart podcast, Brad and Dan talk about variable rate application - and zones in particular. What's the overall point to variable rate N application? How might an initial starting N rate be determined? How do farmers' fields and equipment introduce their own variables, and how can these variables be monitored? How should farmers think about - and plot out - field zones? What's the difference between a yield map and a zone map, and should farmers rely on yield maps for zoning purposes? Do the best yielding spots always need the most nitrogen? All of this and much more on today's show.Guests:Brad Carlson, Extension educator (Mankato)Dan Kaiser, Extension nutrient management specialist (St. Paul)Additional resources:With high nitrogen fertilizer prices and low corn prices, can you decrease your nitrogen rate for 2026? www.cornnratecalc.org (Corn Nitrogen Rate Calculator)Is variable rate nitrogen based on yield maps a good idea?Variable rate nitrogen: What are we trying to accomplish?Brad Carlson's email address: bcarlson@umn.eduDan Kaiser's email address: dekaiser@umn.edu---For the latest nutrient management information, subscribe to the Nutrient Management Podcast. And don't forget to subscribe to the Minnesota Crop News daily or weekly email newsletter, subscribe to our YouTube channel, like UMN Extension Nutrient Management on Facebook, follow us on X (formerly twitter), and visit our website.If you have questions or comments, please email us at nutmgmt@umn.edu.

Histories will always be revealed. We have a Patreon! What to support us? Click HERE! You can find us on Instagram (chaosenginepod) and Bluesky (chaosenginepod) You can also email us at chaosenginepod@gmail.com We have a discord now! Feel free to stop by if that interests you! The Cast: Referee: Chris Blex Blex Blex - Jake Astrodomos "Toots" Rodgers - Meescha Jedt Coinbitter - Cody Zander Cross - Tyler Check out our friends: Pretending to be People! Stories & Lies Sorry, Honey I have to Take This Tabletop Talk Wilderspace Gaming Doomed to Repeat The Great Old Ones Gaming Negative Modifier Chaos Springs Eternal The Black Flare Podcast 9mm Retirement Radio Suffer Not

Este capítulo cuenta con la colaboración de ford.es.El S&P 500 se ha convertido en una suerte de termómetro para el mercado y en las últimas horas ha dado un síntoma claro de agotamiento al perder los 6.790 puntos, la parte inferior del hueco que abrió al alza la semana pasada y el soporte clave que se ha venido vigilando desde elEconomista.es. Con ello, el índice ha dibujado una nueva pauta envolvente bajista, la tercera desde los mínimos de abril. Algo que invita a tomar decisiones operativas."Toca pensar en proteger las ganancias acumuladas a lo largo del año, sobre todo desde el mes de abril. Siempre me gusta utilizar la técnica de acordeón, aumentar la exposición cuando sopla el viento a favor y reducirla en cuanto el viento te viene de cara", explica Joan Cabrero, analista técnico y estratega de elEconomista.es.La buena noticia para el experto es que si hay un techo ahora en el mercado como anticipa el comportamiento de Wall Street, aún podríamos tener rally Navidad. "Si tenemos una caída ahora fuerte, que aleje los índices un 10% desde el último máximo, estaríamos en disposición de afrontar un finial de año alcista", señala, porque "hay muchísima liquidez esperando para comprar".Sería algo así como un broche final, un gran rally de Navidad para rematar la faena de unas bolsas que protagonizan un ejercicio histórico.Los niveles a vigilar para comprarLos primeros niveles donde ya podríamos iniciar las compras serían, si hablamos del S&P 500, cuando haya una corrección de un 10% desde el último máximo, que encima coincidiría con un ajuste del 38,2% de Fibonacci de todo el rally. Sería en la zona de los 6.130 puntos.Análisis técnico estratégico del S&P 500Si alguien mira el Nasdaq, hasta mínimo los 24.000 puntos no se vería una zona que se pueda calificar de idónea para empezar a pensar en comprar. De hecho, la mejor opción estaría en los 22.700-22.500 puntos. "Una caída hasta ahí sería un ajuste del 38,20% de Fibonacci, de todo el rally y además sería una caída del 14% desde los últimos máximos", incide cabrero mientras recuerda la regla del 10%.Para empezar a pensar en compraren el caso del Ibex 35 los niveles a vigilar aparecen en los 15.700 puntos del selectivo español. "Si perdemos eso, yo creo que tenemos techo a corto plazo e inicio de corrección. La zona de compra en el índice estaría en los 14.700 cuyo alcance representaría una caída del 10% desde el último máximo.

Get your free Strength Training for Hormone Health guide at witsandweights.com/free to learn how to structure your training to support healthy hormone levels as you age, applying the principles from this episode.--Every week there's new advice about training. Train to failure. Don't train to failure. Do more volume. No, you're overtraining. Meanwhile, you're stuck making zero progress because nobody's telling you what actually matters.Today, Philip ranks the 5 training variables that drive 80% of muscle growth, plus one hidden foundation that amplifies them all. Using the concept of Leverage Points from systems thinking, you'll discover which variables create disproportionate results and which ones are just noise distracting you from real progress.This is an evidence-based blueprint to stop spinning your wheels and start building the physique you want.Episode Resources12 Rules of Training Volume to Build More Muscle | Ep 348Join Physique University for Training Templates and Lifting LessonsTry MacroFactor for free with code WITSANDWEIGHTSTimestamps0:00 - Why you're stuck and overwhelmed by conflicting training advice 3:18 - Variable #1: Training volume (the primary driver of muscle growth) 8:02 - Variable #2: Training effort and proximity to failure 12:54 - Variable #3: Progressive overload (the adaptation mechanism)20:37 - Variable #4: Exercise selection and mechanical efficiency25:14 - Variable #5: Frequency (how to distribute weekly volume) 30:05 - Bonus variableSupport the show

Do you ever feel like budgeting is impossible because your income changes from month to month? If you're self-employed, work on commission, or depend on tips, you're not alone. Living on a variable income can feel like riding a financial roller coaster—one month you're doing fine, and the next, you're wondering how to make ends meet.But the good news is that God's Word offers wisdom that applies even in seasons of financial uncertainty. Proverbs 21:5 reminds us:“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”No matter how steady—or unpredictable—your income is, a plan is essential.Build Your Budget on What You Know, Not What You HopeMany people make the mistake of budgeting around their best month. Wise stewardship means basing your plan on your lowest or average month, rather than your highest month.Start by reviewing your income over the past 6 to 12 months. Identify your lowest earning month, and use that as your “bare minimum” budget—what it takes to cover essentials like housing, utilities, groceries, transportation, and basic giving.For example, if your income ranges from $3,000 to $6,000, plan your budget around $3,000. When you earn more, that extra income becomes your margin—money you can use to pay down debt, save, or plan ahead for slower seasons.This approach protects you from overcommitting when income drops and helps you live within your means.Create an Income-Holding AccountWhen your income arrives irregularly, timing can be just as stressful as the amount. One simple solution is to use an income-holding account.Here's how it works:Deposit all income into one central account—your “holding tank.”Once a month, transfer your budgeted amount into your regular spending account.This method smooths out your cash flow, allowing you to “pay yourself” a steady income each month. Proverbs 27:23 gives this timeless reminder:“Know well the condition of your flocks, and give attention to your herds.”In today's world, that means knowing where your money is, where it's going, and when it's available.Also, if your income fluctuates, an emergency fund isn't optional—it's essential.Start by saving enough to cover one month's expenses, then aim for three to six months over time. Use “boom” months to grow your buffer before adding new spending. When slower seasons come, you'll be able to keep paying yourself consistently.Differentiate Between Fixed and Flexible ExpensesAnother key to managing a variable income is learning to distinguish between fixed and flexible expenses.Fixed expenses—like rent, insurance, and loan payments—stay the same.Flexible expenses—like dining out, entertainment, or travel—can adjust with your income.During lean months, trim flexible spending. When income increases, you can replenish your savings or increase your giving. Remember, self-control is one of the fruits of the Spirit (Galatians 5:22–23), and that includes how we handle our finances.One of the easiest ways to get off track is through “surprise” expenses that shouldn't be surprises—car repairs, insurance premiums, or property taxes.List all your irregular expenses for the year and divide each by twelve. Set that amount aside monthly in a sinking fund, so when those bills come, you're ready. No scrambling. No stress. Just peace that comes from faithful planning.Trust the Provider, Not the PaycheckEven when your income is unpredictable, God is not. Matthew 6 reminds us that our Heavenly Father knows what we need before we ask. He feeds the birds and clothes the flowers—and He will provide for His children.So whether your income changes weekly or seasonally, rest in this truth: stability isn't found in your paycheck—it's found in God's faithful provision.If you're ready to build a flexible, faith-filled budget, the FaithFi app can help. It offers tools to manage cash flow, track spending, and grow as a faithful steward of God's resources.Learn more at FaithFi.com by clicking “App” or searching for FaithFi in your app store.On Today's Program, Rob Answers Listener Questions:I've been able to save about $170,000 and add around $10,000 each month. Once I reach $200,000, I'd like to start investing $10,000 a month in something with greater growth potential, even if it carries a bit more risk. Right now, I'm earning about 4% at the bank. What would be a wise next step for that money?I've just moved into an independent living facility and am in the process of selling my condo, which should close soon. I'll need the proceeds to help cover my living expenses, but I'm wondering—how should I handle tithing on that money?I just wanted to express my gratitude for the way you and your team share wisdom so respectfully and thoughtfully. Listening to your program has really deepened my understanding and helped me grow.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Blex runs into a shadow of his past We have a Patreon! What to support us? Click HERE! You can find us on Instagram (chaosenginepod) and Bluesky (chaosenginepod) You can also email us at chaosenginepod@gmail.com We have a discord now! Feel free to stop by if that interests you! The Cast: Referee: Chris Blex Blex Blex - Jake Astrodomos "Toots" Rodgers - Meescha Jedt Coinbitter - Cody Zander Cross - Tyler Check out our friends: Pretending to be People! Stories & Lies Sorry, Honey I have to Take This Tabletop Talk Wilderspace Gaming Doomed to Repeat The Great Old Ones Gaming Negative Modifier Chaos Springs Eternal The Black Flare Podcast 9mm Retirement Radio Suffer Not

Should you go with a fixed interest rate? Or a variable interest rate? Which one is better? If you've ever taken out a loan of any kind, you may have been presented with these options. In this episode, I tell you about how both of them work, and which I recommend choosing based on your unique situation. Discussion Points: 00:00: Introduction 01:09: Locked in with fixed: no option to refinance 04:38: Stuck on high interest rates with fixed 07:14: No option to extend interest only in fixed 10:00: Fixed interest = no offset account 11:56: The pros: fixed interest cheaper and more stable? 13:45: Which option makes the most sense? 14:43: Conclusion About The Host: Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. Resources: Watch FREE Trainings On Our Website

In this episode, we ask: Would you like a practical guide to building a resilient business? Would you like to read and review our new book, The Business Fortress: How to Grow, Protect and Exit Your Business? What was so scary about Frankenstein's monster? What is Variable Universal Life (VUL)? What is the nightmare twist?...

Welcome to Episode 194 of Inside The Line: The Catskill Mountains Podcast! On this episode, Tad and I chat with Julie McGuire and Jaime Kennard about their new documentary called Queen of the Catskills — a wild ride through skiing the High Peaks and surviving to tell the tale. We also talk about unprepared hikers turning New Hampshire, local breweries teaming up for good (and for beer), and how you might be polluting the trails just by being your normal hiker self. Make sure to subscribe on your favorite platform, share the show, donate if you feel like it… or just keep tuning in. I'm just grateful you're here. And as always... VOLUNTEER!!!!Links for the Podcast: https://linktr.ee/ISLCatskillsPodcast, Donate a coffee to support the show! https://www.buymeacoffee.com/ITLCatskills, Like to be a sponsor or monthly supporter of the show? Go here! - https://www.buymeacoffee.com/ITLCatskills/membershipThanks to the sponsors of the show: Outdoor chronicles photography - https://www.outdoorchroniclesphotography.com/, Trailbound Project - https://www.trailboundproject.com/, Camp Catskill - https://campcatskill.co/, Another Summit - https://www.guardianrevival.org/programs/another-summitLinks: Queen of the Catskills, Variable, Jamie's Instagram, Julie's Instagram, Winter Girl Film Tour, Catskill 3500 Winter WeekendVolunteer Opportunities: Trailhead stewards for 3500 Club -https://www.catskill3500club.org/trailhead-stewardship, Catskills Trail Crew - https://www.nynjtc.org/trailcrew/catskills-trail-crew, NYNJTC Volunteering - https://www.nynjtc.org/catskills, Catskill Center - https://catskillcenter.org/, Catskill Mountain Club - https://catskillmountainclub.org/about-us/, Catskill Mountainkeeper - https://www.catskillmountainkeeper.org/ Post Hike Brews and Bites - Last Chance, Maras on the way, Paradox Brewing, Upward Brewing, #QOTC #catskillsqueen #winter #skiiinghighpeaks #3500skiing #winterprep #catskillswinter #history #hikethehudson #hudsonvalleyhiking #NYC #history #husdonvalley #hikingNY #kaaterskill #bluehole #catskillhiking #visitcatskills #catskillstrails #catskillmountains #3500 #catskills #catskillpark #catskillshiker #catskillmountainsnewyork #hiking #catskill3500club #catskill3500 #hikethecatskills #hikehudson

A Clare TD has written to the Transport Minister, Transport Infrastructure Ireland and the Gardaí proposing that a variable speed limit be introduced on the M18 and N18 in Clare. Meelick Fianna Fáil TD Crowe has suggested the measure amid an ongoing spate of road traffic collisions on the route. It comes as one person has been hospitalised as a precautionary measure following a road traffic crash on the N18 near Cratloe this morning. The move would see speed limits change throughout the day as is currently the case on the M50 in Dublin. Deputy Crowe believes it would make driving in the county "an awful lot safer".

Your past never forgets you. We have a Patreon! What to support us? Click HERE! You can find us on Instagram (chaosenginepod) and Bluesky (chaosenginepod) You can also email us at chaosenginepod@gmail.com We have a discord now! Feel free to stop by if that interests you! The Cast: Referee: Chris Blex Blex Blex - Jake Astrodomos "Toots" Rodgers - Meescha Jedt Coinbitter - Cody Zander Cross - Tyler Check out our friends: Pretending to be People! Stories & Lies Sorry, Honey I have to Take This Tabletop Talk Wilderspace Gaming Doomed to Repeat The Great Old Ones Gaming Negative Modifier Chaos Springs Eternal The Black Flare Podcast 9mm Retirement Radio Suffer Not

Every relationship runs on an invisible ratio. When criticism outweighs enjoyment and appreciation, trust and energy start to fade. In this episode, I share a simple but powerful principle that transforms how you lead, work, and live: more enjoyment than critique. Because when appreciation leads, connection and performance follow.   Show Notes: Inspire Me Audiobook: Now Available on Audible and Spotify The Inner Advantage Audio Series: Details here.    Get Inspired Every Monday Morning & Join The Community:  For free delivery of my weekly email join my mailing list at www.shanecradock.com My bestselling book The Inner CEO: The Inner CEO is available to buy in ebook, paperback, hardback and audio formats. All details are here: www.theinnerceo.com Connect With Me: Have you been inspired from something you've heard on my podcast or do you have a question? I'd love to hear from you. Email me at support@shanecradock.com Follow: Follow me on Instagram, Facebook, LinkedIn and X 

Invité : -Franck Allisio, député RN de la 12ème circonscription des Bouches-du-Rhône Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Uncover your 3 mistakes holding back your progress: https://unsplice.com/helpIs Premiere Pro crashing on you and wasting hours of your video editing time? On this episode of The Video Editing Podcast, you'll discover why pros in top studios can edit crash-free in Premiere Pro and how you can finally escape constant software headaches. If you're tired of losing edits, missing deadlines, or second-guessing your technical workflow, this episode has practical answers.Learn how to bulletproof your video editing workflow, increase client satisfaction, and free up your creativity by avoiding common technical mistakes. Get Shiny's insider tips from 15 years in the industry and hear how easy changes—like choosing the right codecs and managing your assets—can deliver more stability and confidence. You'll finally be able to respond to client feedback fast, focus on creative editing, and work with zero fear of losing your hard work.Play now to find out how stable your setup can really be—and learn the nine vital fixes nobody else is teaching.Timestamps:[00:00:00] Why Premiere Pro keeps crashing[00:01:28] The workflow secrets of pro editors[00:02:56] Solution 1: Choosing the right codecs[00:05:23] Solution 2: Variable frame rates explained[00:07:49] Solution 3: Audio formats and MP3 traps[00:08:53] Solution 4: The risks of Dynamic Link[00:11:08] Solution 5: Image resolution problems[00:12:42] Solution 6: Image dimensions for video editing[00:14:04] Solution 7: Image formats and flattening[00:15:28] Solution 8: Hard drive space hacks[00:17:29] Solution 9: RAM upgrades for stability[00:19:10] How these fixes separate amateurs from professionalsLinks Mentioned: https://unsplice.com/helphttps://www.unsplice.com/workflowSupport this podcast at — https://redcircle.com/the-video-editing-podcast/donationsAdvertising Inquiries: https://redcircle.com/brands

Fixed, Indexed, or Variable? Understanding the 3 Types of Annuities Description:

What now? We have a Patreon! What to support us? Click HERE! You can find us on Instagram (chaosenginepod) and Bluesky (chaosenginepod) You can also email us at chaosenginepod@gmail.com We have a discord now! Feel free to stop by if that interests you! The Cast: Referee: Chris Blex Blex Blex - Jake Astrodomos "Toots" Rodgers - Meescha Jedt Coinbitter - Cody Zander Cross - Tyler Check out our friends: Pretending to be People! Stories & Lies Sorry, Honey I have to Take This Tabletop Talk Wilderspace Gaming Doomed to Repeat The Great Old Ones Gaming Negative Modifier Chaos Springs Eternal The Black Flare Podcast 9mm Retirement Radio Suffer Not

Welcome back to the Empower Her Business Accelerator podcast! I'm your host, Philippa Channer, and I'm thrilled you're joining me for another week of practical strategy and CEO-level insight. We're deep into our October series all about understanding your business cost structure—and today's topic is one that every entrepreneur thinks they've mastered but often hasn't truly leveraged: balancing fixed and variable costs. This conversation is about more than bookkeeping—it's about creating freedom and flexibility in how your business grows. And before we dive in, I want to take a moment to invite you to something very special: The Entrepreneur Incubator. This is my four-month, done-with-you experience designed to help ambitious entrepreneurs get clarity on their brand, build a sustainable strategy, and—most importantly—implement it with accountability and focus. Inside the Incubator, we'll work together using tools like my Content Clarity Canvas and the Content Clarity GPT to build a tailored 12-week content plan that actually supports your business goals. You'll also get one-to-one coaching and monthly implementation check-ins so your strategy never just sits in a notebook—it comes alive in your business. If you're craving that structure and want to stop guessing about your next marketing move, schedule your free 30-minute consultation using the link in the show notes below. Let's talk about how the Entrepreneur Incubator can help you level up your business from the inside out. (00:00) What Fixed and Variable Costs Really Mean Let's start with the basics. Fixed costs are the expenses that stay steady no matter how much your business grows—think rent, software subscriptions, business insurance, or a salaried assistant. These are predictable, but they can also create pressure when sales slow down. On the flip side, variable costs shift with your business activity—things like shipping, payment processing fees, hourly contractors, and materials. When business is booming, these rise; when things slow down, they ease up. The balance between these two categories affects your cash flow, profitability, and even your confidence as a CEO. Fixed costs bring stability, but too many of them can make your business rigid. Variable costs bring flexibility, but too many can make your margins unpredictable.

Scans are completed, but are the right choices made? We have a Patreon! What to support us? Click HERE! You can find us on Instagram (chaosenginepod) and Bluesky (chaosenginepod) You can also email us at chaosenginepod@gmail.com We have a discord now! Feel free to stop by if that interests you! The Cast: Referee: Chris Blex Blex Blex - Jake Astrodomos "Toots" Rodgers - Meescha Jedt Coinbitter - Cody Zander Cross - Tyler Check out our friends: Pretending to be People! Stories & Lies Sorry, Honey I have to Take This Tabletop Talk Wilderspace Gaming Doomed to Repeat The Great Old Ones Gaming Negative Modifier Chaos Springs Eternal The Black Flare Podcast 9mm Retirement Radio Suffer Not

В этом выпуске: очередная порция потрясающих тем. Шоуноты (без таймстэмпов т.к. скрипт сломался, сорян): Чего мы забыли за неделю Как устроен audio playback на macOS Ультрафинк!11 Чад GPT у братюни в WhatsApp’е Meshtastic https://meshtastic.org/ https://habr.com/ru/articles/568394/ https://t.me/meshtastic_russia https://t.me/meshtastic_moscow https://www.youtube.com/watch?v=DumgHz56IjI https://www.youtube.com/watch?v=DUz6cVSaSl4 https://www.youtube.com/watch?v=2Ry-ck0fhfw https://www.youtube.com/watch?v=2GNru8PFCu0 https://www.youtube.com/watch?v=sO3AYx0NTdc Чему Ваня научился на прошлых неделях https://datatracker.ietf.org/doc/html/rfc9000#name-variable-length-integer-enc https://en.wikipedia.org/wiki/Variable-length_quantity #темы516 [GameZen] Осквернённый Грааль Падение… Читать далее →

Decisions must be made We have a Patreon! What to support us? Click HERE! You can find us on Instagram (chaosenginepod) and Bluesky (chaosenginepod) You can also email us at chaosenginepod@gmail.com We have a discord now! Feel free to stop by if that interests you! The Cast: Referee: Chris Blex Blex Blex - Jake Astrodomos "Toots" Rodgers - Meescha Jedt Coinbitter - Cody Zander Cross - Tyler Check out our friends: Pretending to be People! Stories & Lies Sorry, Honey I have to Take This Tabletop Talk Wilderspace Gaming Doomed to Repeat The Great Old Ones Gaming Negative Modifier Chaos Springs Eternal The Black Flare Podcast 9mm Retirement Radio Suffer Not

Welcome back to the Empower Her Business Accelerator podcast! I'm your host, Philippa Channer, and I'm beyond thrilled to welcome you to this very special 200th episode!

On this week's episode of The Sales Playbook Podcast, we talk about what happens if you don't "audit" certain sales habits from time to time! Oh, and there's a cool FREEBIE I'm going to send everyone too! If you'd like to check my availability for your Sales Kickoff or my one on one sales coaching, you can email me paul@yoursalesplaybook.com   

Is tracking every single expense the key to taking control of your finances, or just a fast track to burnout? What are the pros and cons of meticulous money tracking? Doug Hoyes and guest Charlie Kovacs debate who benefits most from detailed spending logs, when it's OK to simplify, and strategies to build a money system that actually sticks. 00:00 – Welcome & Introduction: Charlie explains why he's a fan of tracking expenses 08:00 – Variable vs. Fixed Expenses: Focusing on variable expenses to reveal patterns 10:00 – How to Create a Simple Spending Summary 11:30 – The Motivation Problem: Why staying on track is hard 13:30 – Start Small: Charlie's advice for tackling one category at a time 14:30 – One-Week Tracking Tip: Find Your Spending Baseline 20:00 – The Subtraction Method: Identifying savings opportunities 23:00 – Should You Have More Than One Bank Account? Pros and cons explained 26:00 – Finding What Works: Progress, not perfection Personal Budgeting Help and Free Spreadsheet DIY Credit Repair Strategies and Free Course 80/20 Money Management Rule Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Hosted by Chris Beckett & Shane Ludtke, two amateur astronomers in Saskatchewan. actualastronomy@gmail.com The Actual Astronomy Podcast presents Episode 502: The Observer's Calendar for October 2025. In this episode we talk about a long list of observing events from Carbon stars to many shadow transits of the Moon of Jupiter. Don't miss the Orionid meteor shower and catch Saturn with its rings edge on! We also discuss some stars and deep sky objects and two bright comets coming our way!   Oct 1 - Monday Oct 1 - Carbon Star FU Mon is at it's best tonight Oct 2 - Minor Planet Ceres is at opposition at m-7.6 Oct 4 & 5th - Double Shadow Transit on Jupiter. 12:49am and 7:03pm EST. Oct 6th - Full Moon as Saturn, Neptune and Moon congregate in late evening sky Oct 7th - Full Moon today but try and Follow Sirius with your unaided eye into the daylight  sky this week and see if you can ferret Vega out before sunset. Double shadow transit? Oct 9th Endymion sunset rays visible on Moon Oct 10 - South Taurid Meteor shower in pre-dawn sky - ZHR = 5 to 10 Oct 11 - Double Shadow Transit on Jupiter 2:42 am est. Oct 12 - Jupiter 4-degrees S. Of Moon & another Jupiter double shadow transit at 9:11pm & Zodiacal light becomes visible this week! Oct 13 - Last Quarter Moon & Carbon Star RT Capricornus best tonight Oct 14 - Variable star T Cephei at max mag. 5.2 this evening Oct 15 - Saturn ring tile of -1.01-degrees! Oct 16 - Moon occults Regulus 1pm est - We miss it Oct 18 - Double Shadow transit on Jupiter Oct 20 - Mercury 2-degrees S of Mars (conjunction) Double Shadow transit on Jupiter Carbon Star RZ Pegasai at it's best tonight Oct 21 - New moon & Orionid Meteor Shower peaks with ZHR of 20 in predawn hours - These meteors originate from Comet Halley, 1 part of stream..second part in Aquarids of May - Also, another double shadow transit on Jupiter Oct 22 - Gegenschein visible from dark skies, high in S at midnight Oct 23 - NGC 1269 well placed for those much farther south of 50-N Oct 24 - Carbon star S Scuti at it's best tonight Oct 25 2 more Shadows on Jupiter 7:18pm - Saturn ring tilt closes to -0.72-degrees Oct 26 Carbon Star UV Aquili best tonight Oct 27 - NGCs 55, 247 & 300 well placed in south late in the evening Oct 28 - Lunar X visible near crater Werner - Another double shadow transit on Jupiter Oct 29 - First Quarter Moon & Mercury at greatest elongation in evening sky - LOW - Lunar Straight wall visible this evening Oct 30 Jeweled Handle visible on Moon From AI- The Jeweled Handle (or Golden Handle) on the Moon is a clair-obscur effect where the peaks of the Montes Jura mountain range, bordering the Sinus Iridum (Bay of Rainbows), are illuminated by the rising sun at lunar dawn. This creates the illusion of a "handle" formed by bright, curved mountain peaks against the shadowed basin of the Sinus Iridum.  Look out for: Comet C2025 R2 SWAN  C/2025 A6 Lemmon   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

In this episode of K9's Talking Scents, Cameron Ford has a conversation about variable reinforcement with Natalie Morris — a detection dog trainer, evaluator, and educator who brings unmatched passion and clarity to the K9 community.Together, they explore:The realities of training K9 teams for operational readinessHow science and fieldwork should inform training practicesWhat too many handlers are getting wrong in documentationThe psychological edge required to build true canine trustWhether you're a seasoned handler or just getting started, Natalie breaks down complex concepts like variable reinforcement into actionable insights. Her unique approach to education, her transition from handler to national evaluator, and her deep respect for both dogs and humans make this a must-listen.

Rewards and reinforcement are different. Rewards are things, reinforcement is a process. We are reinforced and rewarded intrinsically or extrinsically. Knowing which one controls and motivates us the key to autonomy.Life lived is life learned. Every experience has facts, concepts and applications.  These arestories from the eclectic life of Lonnie Jones, Licensed ProfessionalCounselor, Minister, SWAT Team Chaplain, Outdoor Enthusiast, Quixotic Jedi andholder of an honorary doctorate from the University of Adversity.  To Support this podcast projectplease send gifts via Venmo @Lonnie-Jones-19 or use Cash App$Lonniejones3006.    Please follow us and share. Want lonnie to speak at yourevent?  Contact:  lonjones@bellsouth.net Check out YouTube for thelive eye view while the episode was being recorded.  Also look for archived lessons, Skits, and videosshowing/explaining some of the rope stuff we talk about.  YouTube.com/@LonnieJones Visit www.lonniejones.org  to find links tooriginal art, swag, 550guys and the following books:"Cognitive SpiritualDevelopment: A Christ Centered Approach to Spiritual Self Esteem";"Grappling With Life. Controlling Your Inside Space";"Pedagogue" The Youth Ministry Book by Lonnie Jones; "If I Werea Mouse" a children's story written and illustrated by Lonnie Jones;"The Selfish Rill, a story about a decision" A fantasy parableby Lonnie Jones.  T-shirts, stickers, prints and other art at www.teespring.com/stores/lonnie-jones-art https://lonnie-jones-art.creator-spring.com/listing/buy-podcast-swag?products=46  #www.worldchristian.org#tkminc2001@twlakes.net #www.hcu.edu #hpcitizensfoundation.orgFaulkner.edu/kgst  graduateenrollment@faulkner.edu    

durée : 00:05:13 - La Revue de presse internationale - par : Catherine Duthu - Donald Trump a apporté son soutien inconditionnel à l'Argentine de Javier Milei, confronté à la fébrilité des marchés financiers après une série de revers électoraux et législatifs. Mais le président des États-Unis a affiché ses divergences avec son homologue brésilien à la tribune de l'ONU. - invités : Sébastien Velut Professeur de géographie à l'IHEAL (Institut des Hautes Etudes de l'Amérique Latine)

Text us a pool question!In this episode of the Talking Pools podcast, Lee and Shane discuss the onset of spring and the busy season for pool maintenance. They explore the importance of heating solutions, sales strategies, and the role of preventative maintenance with specialty chemicals. The conversation emphasizes understanding customer pain points and the benefits of innovative solutions like variable speed pumps to enhance pool enjoyment and efficiency.takeawaysSpring brings a surge in pool maintenance inquiries.Heating solutions are essential for maximizing pool enjoyment.Sales strategies should focus on asking for the sale.Preventative maintenance can save costs in the long run.Understanding customer pain points leads to better service.Specialty chemicals can enhance pool care and maintenance.Variable speed pumps offer significant energy savings.Engaging customers with education fosters loyalty.Regular communication about equipment condition can lead to sales.Proactive service can prevent issues before they arise.Sound Bites"You can sell them a heat pump.""You need a blanket for your pool."Chapters00:00Spring Awakening: The Pool Industry's Busy Season06:18Heating Solutions: Maximizing Pool Enjoyment11:24Sales Strategies: Asking for the Sale20:58Preventative Maintenance: Specialty Chemicals in Pool Care27:32Customer Engagement: Understanding Pain Points33:37Innovative Solutions: Variable Speed Pumps and Energy Savings Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

It goes without saying there are always things evolving or changing in the whitetail world. Early season may be the biggest change though. From testosterone changes, to territory changes, to food sources and then to minor pressure movements and often time drought conditions. These variables can be placed into two categories, Macro and micro variables. The Macro variables are the variables that all whitetails are having to consider or are being influenced by, these changes are more physiological than environmental like the micro variables. These variables alter, influence, and predict how deer will then move on the landscape. Therefore they impact hunt strategy greatly! These changes cannot always be predicted months in advance when you set your farm up for the season, so you must be willing to pivot and adjust or call an audible to your plan when it is necessary. Oftentimes, the best laid plans need to have audibles thrown into the mix to accommodate for these macro and micro variables that hunters and landowners do not have control over! This week we break these all down so you can become a better woodsman.

In this episode, we review the high-yield topic of⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Common Variable Immunodeficiency Disorder (CVID)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠from the Immunology section.Follow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Medbullets⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on social media:Facebook: www.facebook.com/medbulletsInstagram: www.instagram.com/medbulletsofficialTwitter: www.twitter.com/medbullets

You track your steps. Maybe even your calories. But do you know what it really costs to live each month?Your personal cost of living is one of the most important numbers in your financial life. Without it, you may be spending in ways that don't reflect your values—or your faith. Let's explore why this number matters, how to calculate it, and how it ties into faithful stewardship.The Basics of StewardshipNo matter your income level or stage of life, the same principles apply. There are five things you can do with money:Earn itLive on itGive it awayOwe it to othersGrow it through saving and investingToday, we're focusing on “living on it”—what it really takes to cover your day-to-day needs. And remember: it's not just rent and groceries. A true cost of living includes less frequent expenses too—insurance premiums, car repairs, or even Christmas gifts.Why Tracking MattersInflation may be slowing, but most of us are still paying more than before. The government reports a national “cost of living,” but that number doesn't reflect your personal circumstances. That's why tracking your own cost of living is crucial—it provides clarity, and clarity is the foundation of stewardship.A practical tool for this is the FaithFi app, which helps you track your income, giving, saving, and spending—all in one place. Here's where to start:1. Begin with GivingFor believers, giving isn't just another line item. It's the first priority—an act of worship and trust in God's provision.2. Add Savings GoalsWhether building an emergency fund, saving for retirement, or preparing for a large expense, set targets you can track monthly.3. List Your ExpensesExpenses fall into three categories:Fixed: Rent, mortgage, insurance, subscriptions.Variable: Groceries, gas, utilities.Irregular: Property taxes, holiday gifts, car repairs. Spread these out by assigning a monthly average.When you add it all up, you'll have a clear picture of your total monthly needs—your true cost of living.If your expenses exceed your income, don't panic. The process reveals problem areas so you can adjust—cutting back on non-essentials, reevaluating fixed costs, or pausing discretionary spending. Stewardship isn't about guilt—it's about faithfulness.Proverbs 27:23–24 says, “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever.” In modern terms: know your financial condition and manage it wisely.Living With Clarity and FaithTracking your cost of living isn't just a budgeting exercise. It's about living intentionally, aligning every dollar with God's purposes. Needs will shift, life will happen, but clarity allows you to walk with confidence, generosity, and purpose.That's why I encourage you to download the FaithFi app today. With FaithFi Pro, you'll gain access to tools, articles, Bible studies, and daily encouragement to help you manage money with wisdom. Find it at FaithFi.com or in your app store.So, do you know your personal cost of living? If not, there's no better time to find out.On Today's Program, Rob Answers Listener Questions:I'm 67 and single. Should I start taking Social Security now, or wait until age 70 for the larger benefit? I'm also worried about whether Social Security will even be around in the future. On top of that, I worked many years for a nonprofit that provided housing, so my reported income was low. Now I'm earning more—will that help increase my Social Security amount?I'm retired and already drawing Social Security, but I also have earned income from pastoring two rural churches. With that income, am I allowed to contribute to a Roth IRA or another type of retirement account?My husband and I don't have much debt besides our mortgage and a 0% interest loan we used for a heat pump. Should we pay off the heat pump early, add more to our emergency fund, or focus on paying down the mortgage?My online savings account was compromised, and someone tried to transfer money out. What steps can I take to protect myself when using online accounts? And do you recommend using a password keeper?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)1Password | LastPassWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us a textShownotes can be found at https://www.profitwithlaw.com/498.What if scaling your law firm wasn't about grinding harder—but about thinking like an investor?This episode of Profit with Law is repurposed from Moshe Amsel's exclusive Law Firm Growth Summit talk—content normally reserved for summit attendees, now available to you on the podcast.Moshe breaks down the investor's mindset for growth, showing how to set big financial goals, reverse-engineer your client targets, and invest in marketing with clarity instead of guesswork. You'll discover why acquisitions can be a “cheat code” to growth, how to leverage recurring revenue for predictability, and what metrics actually matter when evaluating your marketing spend.Chapters:[00:00] Law Firm Acquisitions: Clients, Team & Systems[05:30] The 4 Client Types Every Firm Must Market Differently To[09:02] Variable vs. Recurring Revenue: Pros & Cons[11:48] Building Predictable, Repeatable Revenue Streams[14:57] When Buying a Law Firm Maximizes Growth[16:02] The Biggest Marketing Mistakes to Avoid[19:10] Reverse Engineering Revenue Goals That Work[22:32] Budgeting to Fund Next-Level Marketing[26:30] Why a Fractional CMO Changes the Game[29:29] Measuring What Matters in MarketingResources mentioned:Book your FREE strategy session today!: profitwithlaw.com/strategysessionTake the Law Firm Growth Assessment and find out how you rate as a law firm owner! Check out our Profit with Law YouTube channel!Learn more about the Profit with Law Elite Coaching Program hereJoin our Facebook Community: https://www.facebook.com/groups/lawfirmgrowthsummit/To request a show topic, recommend a guest or ask a question for the show, please send an email to info@dreambuilderfinancial.com.Connect with Moshe on:Facebook - https://www.facebook.com/moshe.amselLinkedIn - https://www.linkedin.com/in/mosheamsel/

What powers Cepheid variable stars? What about Mira variables and pulsating stars? And are there variable stars that don't actually vary at all? I discuss these questions and more in today's Ask a Spaceman! Support the show: http://www.patreon.com/pmsutter All episodes: http://www.AskASpaceman.com Watch on YouTube: http://www.youtube.com/PaulMSutter Read a book: https://www.pmsutter.com/books Keep those questions about space, science, astronomy, astrophysics, physics, and cosmology coming to #AskASpaceman for COMPLETE KNOWLEDGE OF TIME AND SPACE! Big thanks to my top Patreon supporters this month: Justin G, Chris L, Alberto M, Duncan M, Corey D, Michael P, Naila, Sam R, John S, Joshua, Scott M, Rob H, Scott M, Louis M, John W, Alexis, Gilbert M, Rob W, Jessica M, Jules R, Jim L, David S, Scott R, Heather, Mike S, Pete H, Steve S, Lisa R, Kevin B, Michael B, Aileen G, Don T, Steven W, Deborah A, Michael J, Phillip L, Mark R, Alan B, Craig B, Mark F, Richard K, Stace J, Stephen J, Joe R, David P, Justin, Robert B, Sean M, Tracy F, Ella F, Thomas K, James C, Syamkumar M, Homer V, Mark D, Bruce A, Tim Z, Linda C, The Tired Jedi, Gary K, David W, dhr18, Lode D, Bob C, Red C, Stephen A, James R, Robert O, Lynn D, Allen E, Michael S, Reinaldo A, Sheryl, David W, Chris, Michael S, Erlend A, James D, Larry D, Karl W, Den K, George B, Tom B, Edward K, Catherine B, John M, Craig M, Scott K, Vivek D, Barbara C, Brad, and Azra K! Hosted by Paul M. Sutter.