Podcasts about Variable

In the second episode of the odor discrimination mini series, we revisit an older episode of K9 Conservationists where Kayla speaks with Paul Bunker of Chiron K9 about all clear procedures. Science Highlight: ⁠An assessment of the effects of habitat structure on the scat finding performance of a wildlife detection dog⁠ What is an all-clear response? The dog's formal response to let the handler know there is no odor to alert to What is a go-no-go response? The dog's NON-formal response to let the handler know there is no odor to alert to What's a situation we may want to teach this for? Odor recognition tests Teaching them that they can still get rewarded for no odor, which reduces stress Good to check for contamination Teaches them to be confident in leaving a search area with no target present knowing they will still be rewarded What components make for a successful all clear? Ensure it is maintained and refreshed Prepare your training session in advance. Progression plans are extremely important. Variable reinforcement with your dog's reward hierarchy The dog must 100% understand target before learning all clear Don't use jackpot rewards for an all clear What other options do we have for reducing stress and reducing false responses (go-no-go)? Teach odor separately from systems of searching so they are not codependent Train blank sessions Train longer sessions (within the abilities of your dog) so that it is similar to long working days Develop independence early Links Mentioned in the Episode: Where to find Paul Bunker:  ⁠Website⁠ | ⁠Instagram⁠ | ⁠Facebook⁠ You can support the K9 Conservationists Podcast by joining our Patreon at ⁠patreon.com/k9conservationists.⁠ ⁠K9 Conservationists Website⁠ | ⁠Merch⁠ | ⁠Support Our Work⁠ | ⁠Facebook⁠ | ⁠Instagram⁠ | ⁠TikTok

Clay Clark Testimonials | "Clay Clark Has Helped Us to Grow from 2 Locations to Now 6 Locations. Clay Has Done a Great Job Helping Us to Navigate Anything That Has to Do with Running the Business, Building the System, the Workflows, to Buy Property." - Charles Colaw (Learn More Charles Colaw and Colaw Fitness Today HERE: www.ColawFitness.com) See the Thousands of Success Stories and Millionaires That Clay Clark Has Coached to Success HERE: https://www.thrivetimeshow.com/testimonials/ Learn More About Attending the Highest Rated and Most Reviewed Business Workshops On the Planet Hosted by Clay Clark In Tulsa, Oklahoma HERE: https://www.thrivetimeshow.com/business-conferences/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Actual Client Success Stories from Real Clay Clark Clients Today HERE: https://www.thrivetimeshow.com/testimonials/

We will soon know what caused Clemson's offensive issues in 2021 and 2022-- was it the offensive playcalling or quarterback play?

55:18 PACIFIC SUN BY NICOLAI HEIDLAS MUSIC Chapter 25 ECONOMIC CONTROL REINFORCING BEHAVIOR WITH MONEY WAGE SCHEDULES Fixed ratio schedules Fixed interval schedules Combined schedules Variable schedules Differential reinforcement of quality of work Extra-economic factors THE ECONOMIC VALUE OF LABOR BUYING AND SELLING The economic value of goods “ECONOMICS” THE ECONOMIC AGENCY COUNTERCONTROL TRAINING EVENTS COMING UP! https://fearfuldogs.com/events/ --- Support this podcast: https://podcasters.spotify.com/pod/show/debbie-jacobs/support

With annuities there are three basic ways to classify: Annuitization date (Immediate vs Deferred), Risk Level (Fixed vs Variable), and how interest is credited (Guaranteed vs Indexed vs Sub Account). In this episode, we'll cover all 3 ways and the details for each.

Nikhil Agarwal, Co-Founder of Juno, shares optimal strategies to minimize your MBA student loans in 2023. Nikhil shares everything you you need to know about the following variables to secure the best financing package for your situation: Loan terms Repayment schedules Variable vs. fixed interest rates Federal vs. private loans Juno has helped thousands of students access over $700M in loans at preferential rates and terms. Take advantage of Nikhil's deep experience in this space to secure the most favorable rates and terms for your MBA student loans. About Nikhil Nikhil Agarwal is Co-Founder of Juno. Nikhil got his Bachelors of Science in Aerospace Engineering from the University of Illinois Urbana-Champaign and his MBA from Harvard Business School. Nikhil validated the Juno business model his first year at HBS when he helped 700 MBA students from 10 business schools save over $14,000 USD on their loans through collective bargaining. Topics Introducing Nikhil Agarwal & Juno (0:00) Optimal strategies to minimize your MBA student loans (12:30) Nikhil's thoughts on maximizing long-term net worth (30:00) How international MBA students can minimize their MBA loans (33:00) How students can join Juno & negotiate with lenders for better rates (37:00) Nikhil's thoughts on optimizing your MBA experience (45:00) Show Notes Juno (support Touch MBA and Juno by signing up here) Touch MBA's Guide to Financing Your MBA and the Best MBA Student Loans Episode write-up and links: https://touchmba.com/strategies-optimal-mba-student-loans-nikhil-agarwal-juno/ Get free, personalized school selection help at Touch MBA: https://touchmba.com

Do you like the idea of a portfolio withdrawal strategy that can't run out of money? This walkthrough video is the third part in our Safe Withdrawal Rate (SWR) series, and teaches you how to model a variable withdrawal strategy based on the CAPE ratio. Using this powerful and FREE tool created by Karsten Jeske, you can design a personalized plan that works with your own financial situation. Be sure to see the show notes below to get your free copy, to see the two prior episodes, and for all the links we discuss in the video. Show notes: https://twosidesoffi.com/toolbox

En este programa de La Cafetera de Radiocable.com abordamos el debate que prosigue en España por la ley que pretendía proteger a

Even in deep recessions, Class B apartments are stable assets and generally withstand downward economic pressure. Class C apartments, on the other hand, pose significant risk because of unanticipated costs to repair and maintain these properties plus delinquencies that can exceed 20%. As a result of these Class C operational challenges plus higher interest rates, a lot of C Class operators are having major challenges right now that will end up as major losses for investors and operators. Mark Hamilton, Founder of Hamilton Zanze, one of the nation's top 50 multifamily operators, has been in the business almost 40 years and has seen many market trends and cycles. Mark remains bullish on multifamily and specializes in B to A- properties in secondary markets. 

This week we are back to Popular Mechanics.  Well, sort of. I'm back but Julius is on vacation so I have a special guest. It's the return of Deborah from Geek Gamers!  She chose the episode's mechanic and it led to some interesting discussions and a small bit of confusion.  There's a bit of audio issues.. sorry about that.  Fortunately, it doesn't linger around very long at all. 07:30 - League of Dungeoneers (BGG) 12:00 - Dungeons & Dragons: Wrath of Ashardalon (BGG) 18:30 - Mistfall (BGG) 25:48 - Arkham Horror: LCG (BGG) 35:30 - Dawn of the Zeds (BGG) 42:49 - Dark Gothic: A Touch of Evil game (BGG) 50:00 - Ambush! (BGG) 54:00 - Dungeon Degenerates (BGG) A few other mentioned games Mini-Rogue (BGG) Fortune and Glory (BGG) Hexplore It (BGG) A Touch of Evil (BGG) Open Fire (BGG) Firepower (BGG)

The number one employer of clients at The Financial Gym is self-employed, meaning many of our clients have a variable income. In addition to self-employed folks, many other professions earn an inconsistent income. On this episode of Financially Naked: Stories from The Financial Gym, our hosts are two Certified Financial Trainers, Bevin, and Garrett, and they are here to talk about how to budget when you earn variable income!  For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com. Resources 6 Tips for Budgeting as a Freelancer I'm a Freelancer, How can I Simplify my Finances?  Meet The Trainer Meet Garrett Faulconer, Level 3 Certified Financial Trainer   

La situation actuelle est un peu complexe pour celles et ceux qui aimeraient vendre ou acheter une propriété. Les taux hypothécaires augmentent, et les informations reviennent régulièrement sur l'importance du taux directeur… Pas facile de s'y retrouver. Pourtant, comprendre comment tout ça fonctionne, ça aide avant de prendre une décision. D'autant plus que l'achat ou la vente d'un bien immobilier, c'est toujours un acte important. Pourquoi évoluent-ils autant, ces taux hypothécaires? Quel est ce fameux taux directeur qui semble tout contrôler? Faut-il choisir un taux fixe ou un taux variable? De quoi dépend le montant de votre taux hypothécaire? Cet épisode est coécrit avec RE/MAX.  Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Cappuccino, Espresso, Macchiato, Mocha and all the Bean$ in between Kerry and Kim are back and talking all about variable income challenges in the small business world. Often, as entrepreneurs we have fluctuating income to navigate and it's not unusual to feel uncertain about how to plan and manage our funds. Boil the kettle or grind some bean$ with your choice of beverage alongside as Kerry and Kim chat about:Service based businesses. The real deal peaks and valleys (troughs) that can be experienced. Allowing for the aggregate, adjusting to the averages and climbing the finance mountains with wisdom and knowledge in our backpack.Staying lean and mean when it comes to set, fixed and variable expenses. Keeping a tight eye on our expenses and not over committing. Kerry even has a magic tool for this very topic called Simple Subscriptions.Learning from our mistakes and deciding to do finances differently. It can be like a feast or a famine, with a lot of patience required. Watching out for the signs, changing your mindset and perception when it comes to varied income and influx of funds.Kerry pulls out the coffee crate and passionately chats about being in an ideal position to lower expenses in order to make more income and the juggle it takes to manage cashflow.At the end of the day, whether you like your coffee too hot to handle or iced with cream piled on top, we cannot predict what the person behind us will order. Business finances are on a very similar page because we do not have the crystal ball served with coffee. To gain more control of fluctuating income we would love you to head over to the Biz Bean$ Club https://www.kerryzarb.com/club where you can ask questions in real life on Zoom and learn about finances in a delicious and fun way. Until next time, happy Biz Bean$ to you and see you again soon in the Simply Biz Bean$ virtual café

Amanda Hanquist is a financial expert for health and fitness entrepreneurs, having started and grown a financial services practice in a male-dominated industry. She also fell in love with health and fitness as a mental release and started a nutritional consulting business. She realized that other entrepreneurs needed help on the financial side of running their businesses, just as she did. In today's episode, Amanda gave us a rundown of how she created the business and brand she has today. “If you want to grow long term wealth, and now we're we're getting into like I said, the other side of things a little bit, but if you want to grow long term wealth, do it right.”   Keynotes Getting addicted to the process of allocating money. The financial side of the business. Variable costs incurred with fulfillment. Know your numbers.   Connect with Amanda: Instagram: https://www.instagram.com/amandahanq/ Facebook: https://www.facebook.com/amandamhanquist LinkedIn: https://linkedin.com/amandahanquist Tiktok: https://www.tiktok.com/@amanda.hanquist Twitter: https://twitter.com/amandahanquist   Connect with Fit CFO: Website: https://www.fitcfo.com/ Instagram: https://www.instagram.com/fitcfo/ Facebook: https://www.facebook.com/fitcfo Youtube: https://www.youtube.com/channel/UC6h0m0cG0lZAztlVMctu88A   Connect with me: Email: jason@goliveonlinemastermind.com Website: https://www.growmyvisibility.com/ Instagram: @coachjasonmeland Facebook: Jason Meland - In Demand Coach LinkedIn: Jason Meland  

40% of multifamily properties bought in Q 3 and Q 4 2020 and 2021 with variable rate debt will likely not get refinanced by their current lenders. In these scenarios, operators will be forced to attempt to raise more money via capital calls from their current investors and/or take on rescue capital from 3rd parties. The last option is to give properties back to the bank. Over the past couple years, the high price of multifamily properties did not pencil without high leverage bridge debt, but as a result of the precipitous rate increases of the last year, operators are now paying the piper for taking the risk. Neal Bawa, Founder of GroCapitus, saw the writing on the wall and only acquired one property during this time, and sold several. As a result, he did incredibly well by his investors. Neal is currently waiting for the market to correct much further before he'll even consider making another acquisition. 

In today's episode, we'll be discussing a topic that has generated a lot of buzz and intrigue in the life insurance industry: Variable Universal Life Insurance. Is it a smart investment or a costly gamble that could leave you empty-handed? We'll break down the ins and outs of this complex product, comparing it to popular alternatives like whole life insurance and indexed universal life insurance. First, we'll explore the allure of variable universal life insurance. At first glance, this type of policy seems appealing due to its premium flexibility and potential cash value accumulation. Policyholders can allocate their premiums to various sub-accounts, including stocks, bonds, and money market funds. This feature allows for the potential of higher returns compared to the guaranteed interest rate offered by whole life insurance or the non-guaranteed interest of indexed universal life insurance. However, this increased potential for returns comes with a higher level of investment risk. Our host will discuss the implications of this risk and how it could impact your policy's cash value and death benefit. Next, we'll examine the double-edged sword of premium flexibility. While it may seem like an attractive feature, it comes with hidden dangers, such as the potential for a policy lapse. If your policy's cash value is not sufficient to cover the expenses, your policy could lapse, leaving you without coverage. Our host will discuss the importance of lapse protection riders and their associated costs, as well as the requirements needed to maintain this protection. The episode will then shift focus to safer alternatives: whole life insurance and indexed universal life insurance. Both offer permanent coverage, tax-deferred growth, and flexible death benefit options. Whole life insurance provides a guaranteed cash value accumulation and a guaranteed interest rate, while indexed universal life insurance offers a non-guaranteed interest rate tied to a market index with a guaranteed minimum rate. We'll discuss the benefits of these policies and their suitability for different financial goals and risk tolerances. As we wrap up the episode, we'll weigh the risks of variable universal life insurance and emphasize the importance of making an informed decision. While variable universal life insurance may seem enticing due to its potential for higher returns and premium flexibility, it's crucial to carefully consider the risks involved, such as market volatility, policy loans, and surrender charges. Don't miss this in-depth analysis of variable universal life insurance. Whether you're considering purchasing a policy or simply want to learn more about it, this episode is packed with valuable information that will help you navigate the world of life insurance with confidence. Join us and empower yourself with the knowledge you need to protect your family's financial future. _________________________ If you'd like to explore whole life insurance, indexeded universal life insurance or are looking for ways to generate guaranteed retirement income, we can help. Please click here to get in touch with us.  

Back in the day there was only one Variable speed Pump designed for a 115V pool set up. Now there are many to choose from. I go over the best VS pool pumps for your pool in today's podcast. Leslie's Pro: Pool Service Pro, open a Wholesale account today! Customer referrals, free cleaner repairs, free water testing, open 7-days a week. It is fast and easy to become a Leslie's Preferred Pool Care Provider. https://lesliespool.com/commercial-services.html/?utm_medium=referral&utm_source=spll&utm_campaign=spllThanks for listening and I hope you find the Podcast helpful! For other free resources to further help you:Visit my Website: https://www.swimmingpoollearning.comWatch on YouTube: https://www.youtube.com/@SPLPodcast Site: https://the-pool-guy-podcast-show.onpodium.com/

Bryan Rust remains one of the bigger variables still in play down this uncomfortable stretch. Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the podcast, we look at the claims variable with the National Flood Insurance Program. We look at how this can benefit property owners, real estate agents, lenders, and insurance agents.You can find the video and blog in our learning center by clicking hereReady to purchase the right flood insurance coverage click here

Dan Orlovsky talks about the Browns entering year two with Deshaun Watson, whether Watson or Lamar Jackson will have the better career moving forward, the best landing spots for Lamar, whether the Jets are legitimate contenders in the AFC with Aaron Rodgers, what the Browns' offseason moves did for their AFC chances and more.

Many variable-income earners struggle to make the most of their finances because they don't know what they can consistently count on each month. Mastering these four components: mindset, budgeting, valuing and investing in yourself, and implementation, will grant you the foundation to achieve all of your financial goals.   What You'll Learn: How do you optimize your money mindset as a way to provide the foundation to make sound financial decisions? When the first step of creating a budget normally starts with income, what's a framework that'll work best for variable income earners who can't plan for consistent earnings? With 98% of the people struggling to charge what they're worth, how does one calculate their hourly rate?  How can you create room in your budget to invest in yourself and your business? Encouragement to do something about your finances. Use the tools and resources we mention to start implementing everything we've talked about, however small.   Mentions: Profit First: https://mikemichalowicz.com/profit-first/ E63 Scarcity Mindset: https://podcasts.apple.com/us/podcast/e63-is-scarcity-mindset-jeopardizing-your-financial/id1578877075?i=1000599269922 E64 Self-Worth vs Net Worth: https://podcasts.apple.com/us/podcast/e64-self-worth-vs-net-worth-wheres-the-difference/id1578877075?i=1000601756200 Get your copy of our FREE Budget Setting Tool by subscribing to our email list found on our website: www.millsknowsbills.com/resources   More of Mills Knows Bills: Website: https://www.millsknowsbills.com Instagram: https://www.instagram.com/millsknowsbills Youtube: https://www.youtube.com/millsknowsbills Current Resources: https://linktr.ee/millsknowsbills   Friendly reminder that Mills Knows Bills is general and educational in nature and does not constitute tax, investment, legal, or financial advice with respect to any particular individual or taxpayer. Please consult your own advisors regarding your own unique situation.

Are annuities the best product since sliced bread … or a house of mirrors? Or could they be both? We'll talk about it today with Mike Miller on Faith and Finance. Mike Miller is a Partner and Senior Private Wealth Advisor at the South Carolina office of Ronald Blue Trust. He's also a certified financial planner and a Certified Kingdom Advisor.  Mark Miller is a Certified Kingdom Advisor. If you want to learn even more about annuities, you can listen to his two-part podcast on the topic at TalkingMoneyRadio.com.At Faith and Finance, we're generally not fans of annuities. But let's take a closer look. First, what is the main problem with any investment that guarantees returns, such as annuities?Miller says they're always a tradeoff. Guarantees come with a cost. Typically, the lower the risk, the lower the return. WHAT DOES THE BIBLE SAY?You won't find the word “annuities'' in the Bible, but there is a biblical principle to guide us on this topic. Miller talks about the Parable of the Talents found in Matthew 25. One of the servants buried his talent in the ground. The master asked why he did that. The servant said he was afraid, and the master was displeased.Miller says all too often, annuities are marketed and purchased based on fear. WHAT TO LOOK OUT FORIf a salesperson is ONLY selling annuities, rather than a full suite of investment options, that's a potential problem. If he or she only has a square peg to sell, they'll always try to sell a square peg, regardless of whether the hole is a square, a circle, or a triangle. Also, if an annuity salesperson is trying to get you to put a large percentage of your money into an annuity? If so, watch out! It's always a good idea to diversify. And do you feel like someone is trying to sell it because it's in your best interest? … or because they're trying to win a contest? Listen to those spirit checks if you feel like they're not acting in your best interest. There are three different types of annuities: Fixed, indexed, and variable. Fixed annuities do have some advantages in an era of elevated interest rates. You usually get a higher guarantee than in other types of annuities, at least for a period of time. Variable annuities have a higher potential upside, but a higher potential downside as well. Whatever the annuity, it always makes your money less liquid and available. And if you're going to leave that money alone for a long period of time, why not invest in the things the insurance companies are investing in (the market)? Just take a long-term approach and diversify properly. There are some limited situations in which an annuity makes sense. That could be a situation in which you've exhausted other investment options. Seek out a kingdom adviser if you want to evaluate annuities for your needs. On this program, Rob also answers listener questions: What is the best option to consolidate debt? How can a married couple get out of a living paycheck-to-paycheck situation? RESOURCES MENTIONED:Bankrate.comRemember, you can call in to ask your questions most days at (800) 525-7000. Also, visit our website at FaithFi.com where you can join the FaithFi Community, and give as we expand our outreach.  

Part 2 of our guidance on the magic variable for using MTDISC.

Some financial products or terms are easy to mix up. They sound the same or might do some of the same things, but there's still an important difference between them. Eric guides us through several of these commonly mixed up financial things. Knowing the difference could help you make the right decisions when it comes to your financial plan.   Here's what you'll learn on today's show: What are Roth contributions vs. Roth conversions? (1:05) Should I get term life or permanent life insurance? (3:25) Variable annuity vs. fixed annuity? (6:11) What's the difference between 60 day rollover vs. trustee to trustee? (9:53)   Get in touch with the Peterson Financial team: https://petersonfg.com/

La estrella U Geminorum es el mejor ejemplo de una clase de estrellas que tiene un comportamiento espectacular y poco entendido. Un trabajo reciente publicado por un equipo mexicano revela aspectos valiosos de este extraño objeto celeste. Gracias por sus comentarios, interacciones, apoyo económico y suscripción. Escuche y descargue gratuitamente en MP3 2023/03/21 La Estrella Variable de la Astronomía Mexicana. Gracias por su apoyo a El Explicador en: Patreon, https://www.patreon.com/elexplicador_enriqueganem PayPal, elexplicadorpatrocinio@gmail.com SoundCloud, https://soundcloud.com/el-explicador Spotify, https://open.spotify.com/show/01PwWfs1wV9JrXWGQ2MrbY iTunes, https://podcasts.apple.com/mx/podcast/el-explicador-sitio-oficial/id1562019070 Amazon Music, https://music.amazon.com/podcasts/f2656899-46c8-4d0b-85ef-390aaf20f366/el-explicador-sitio-oficial YouTube, https://youtube.com/c/ElExplicadorSitioOficial Twitter @enrique_ganem Lo invitamos a suscribirse a estas redes para recibir avisos de nuestras publicaciones y visitar nuestra página http://www.elexplicador.net. En el título de nuestros trabajos aparece la fecha año/mes/día de grabación, lo que facilita su consulta cronológica, ya sabe usted que el conocimiento cambia a lo largo del tiempo. Siempre leemos sus comentarios, no tenemos tiempo para reponder a cada uno personalmente pero todos son leídos y tomados en cuenta. Este es un espacio de divulgación científica en el que nos interesa informar de forma clara y amena, que le invite a Ud. a investigar sobre los temas tratados y a que Ud. forme su propia opinión. Serán borrados todos los comentarios que promuevan la desinformación, charlatanería, odio, bullying, violencia verbal o incluyan enlaces a páginas que no sean de revistas científicas arbitradas, que sean ofensivos hacia cualquier persona o promuevan alguna tendencia política o religiosa ya sea en el comentario o en la fotografía de perfil. Aclaramos que no somos apolíticos, nos reservamos el derecho de no expresar nuestra opinión política, ya que éste es un canal cuya finalidad es la divulgación científica. ¡Gr

To learn more about Courtney Lewis, connect with her here.To learn more about The Variable, visit its website here.

Do you struggle with best practices for pricing your services? If so, you're not alone. In this episode of the CFO Report, Michael answers a common question that he receives from his members: whether to vary the pricing based on the size of the client.He talks to his Inner Circle member and shares:

Part 1 of our guidance on the magic variable for using MTDISC.

The Variable Man by Philip K. Dick audiobook. Predictability has come a long way. The computers of the future can tell you if you're going to win a war before you fire a shot. Unfortunately they're predicting perpetual standoff between the Terran and Centaurian Empires. What they need is something unpredictable, what they get is Thomas Cole, a man from the past accidentally dragged forward in time. Will he fit their calculations, or is he the random variable that can break the stalemate?

Most sacrifices follow a designated protocol which remains unchanged irrespective of the financial wherewithal of the person bringing the sacrifice. This mitzvah is the exception. There are some sins regarding whom the sacrifice brought atone for the sin is means-tested. – – – – – – – – – – – – – – – […]

Most sacrifices follow a designated protocol which remains unchanged irrespective of the financial wherewithal of the person bringing the sacrifice. This mitzvah is the exception. There are some sins regarding whom the sacrifice brought atone for the sin is means-tested. – – – – – – – – – – – – – – – – – – – – – –DONATE: Please consider supporting the podcasts by making a donation to help fund our Jewish outreach and educational efforts at https://www.torchweb.org/support.php. Thank you!– – – – – – – – – – – – – – – – – – – – – –Email me with questions, comments, and feedback: rabbiwolbe@gmail.com– – – – – – – – – – – – – – – – – – – – – –SUBSCRIBE to my Newsletterrabbiwolbe.com/newsletter– – – – – – – – – – – – – – – – – – – – – –SUBSCRIBE to Rabbi Yaakov Wolbe's PodcastsThe Parsha PodcastThe Jewish History PodcastThe Mitzvah Podcast This Jewish LifeThe Ethics PodcastTORAH 101 ★ Support this podcast ★

This week, our 3 Things are: 1. Long and variable lags. Are markets priced for them? 2. Event risk. How should we view it in this environment? 3. High yield. Is there value at this point?

This week look at the new Sony Bravia line for 2023 and discuss why watching movies at home is better than in the cinema. We also read your emails and take a look at the week's news. News: YouTube TV's CEO Confirms New Features Coming This Fall With NFL Sunday Ticket TiVo: Viewing Time Stagnates But Number of Video Services Used Jumps Cord Cutting Accelerates as Pay TV Loses Nearly 5.9M Subscribers in 2022 Your Ring camera features are about to change, and not in a good way LG Announces Pricing And Availability Of 2023 OLED TVs Other: HT Guys Music Testing Playlist Sony 2023 Bravia TV Sony Electronics Inc. announced its 2023 BRAVIA XR™ TV Lineup, with Cognitive Processor XR™, for the ultimate home entertainment experience. There are five new models in the BRAVIA XR line: X95L and X93L Mini LED, X90L Full Array LED, A95L QD-OLED and A80L OLED. All models are equipped with features to provide consumers with an immersive experience for watching movies, streaming apps, gaming and more. Full Press release… 2023 BRAVIA XR TVs have the updated Cognitive Processor XR, featuring the all new XR Clear Image on select models, which improves noise reduction and clarity with motion, reducing blur and creating scenes bursting with action. The Cognitive Processor XR enables better backlight control for increased local dimming zones, increased brightness and decreased blooming. Additionally, each model offers Acoustic Center Sync, which synchronizes the TV's audio system with the center channel of a compatible Sony soundbar turning it into the center speaker for the ultimate, immersive at-home experience. For consumers looking for an even more immersive sound experience, each model also works with Sony soundbars to offer 360 Spatial Sound Mapping which generates phantom speakers and sound field optimization. New this year, the X95L features Acoustic Multi-Audio+™, using frame tweeters to elevate the sound in a way that matches the image on screen. The A95L and A80L models feature Acoustic Surface Audio+™ with actuators that vibrate to produce sound from the entire screen, perfectly matching with what's playing on screen. The 2023 BRAVIA XR lineup also allows gamers to take their PlayStation® 5 gaming to the next level with exclusive features, including Auto HDR Tone Mapping and Auto Genre Picture Mode, for optimized picture quality while gaming and streaming Key BRAVIA XR lineup features: Cognitive Processor XR with XR Clear Image: The Cognitive Processor XR replicates content the way people see and hear for an incredibly lifelike experience. The latest iteration of the Cognitive Processor XR for 2023 enters a new chapter in its development with advanced XR Clear Image. This technology further reduces noise and reduces blur in motion, creating scenes that burst with life. Elevate the experience with Sony's sound products: Sony's new BRAVIA XR TVs are an excellent match for an array of Sony sound products, such as the HT-A9 Home Theater System or the HT-A7000, HT-A5000 and HT-A3000 soundbars. 360 Spatial Sound Mapping, a new frontier of spatial sound technology, is the latest addition to models HT-A7000 and HT-A5000. By calibrating sound to the chosen viewing room, the technology creates multiple optimally arranged phantom speakers for a wider and more immersive cinematic sound field.  Acoustic Center Sync: Pairs perfectly with Sony soundbars – Acoustic Center Sync synchronizes the TV speakers with select Sony soundbars and AV receivers to reinforce the center speaker channel for clearer, fuller dialogue and more immersive sound. When paired with Sony Home Audio products, consumers can expect a truly exceptional at-home movie viewing experience. XR Backlight Master Drive and Mini LED: Powered by Cognitive Processor XR™, the XR Backlight Master Drive uses a Sony-developed local dimming algorithm to control thousands of tiny, ultra-dense Mini LEDs with absolute precision and independence, delivering extraordinary brightness, impressive dynamic range, deep blacks and beautifully natural colors. Perfect for PlayStation® 5 and new Gaming functions: Gamers can take their PlayStation® 5 gaming to the next level with exclusive features Auto HDR Tone Mapping and Auto Genre Picture Mode that optimize picture quality while gaming and streaming. With the newly added Game Menu, it has never been easier to fine-tune gaming settings and assist functions. All the essentials are at the gamer's fingertips for on the fly adjustments. Additionally, the BRAVIA XR A95L features Multi View, making it easier than ever to watch walkthroughs side-by-side while the gamer plays their favorite titles. BRAVIA CORE: The BRAVIA CORE app is a pre-loaded movie service that comes with five, 10 or 15 movie credits to watch the latest releases and popular classics and additional movies up to 24 months of unlimited streaming, with the purchase of a BRAVIA XR TV. With BRAVIA XR technology, Pure Stream™ and IMAX® Enhanced, content is delivered with stunning visuals and expressive sound quality. Featuring BRAVIA CORE Calibrated Mode, movies will automatically adjust to the optimal picture settings including IMAX® Enhanced mode to create a truly exceptional at-home movie viewing experience. Over time, the app experience will be enriched with new features. Crunchyroll® remote button: The Crunchyroll remote button gives BRAVIA users one-touch access to one of the world's largest anime libraries, a collection of more than 18,000 hours of anime, comprising more than 44,000 episodes and feature films, translated in multiple languages. Simulcasting is also accessible, so Japanese titles can be watched from abroad following broadcast in Japan. BRAVIA CAM: BRAVIA CAM can detect the viewer's position to optimize the picture and sound according to room environment and viewing distance. Google TV: See 700,000+ movies and TV episodes, plus live TV, all in one place. Google TV brings everyone's favorite content from across apps and subscriptions and organizes them. Searching is easy- just ask Google. Try saying, "Hey Google, find action movies" to search across apps. Built with sustainability in mind: During manufacturing, Sony is reducing overall plastic usage by approximately 60%, and is cutting emissions by approximately 15% by using smaller and lighter packaging during transportation. All Eco settings in one place: The Eco dashboard keeps all user settings in one place, making it easier to change them individually or in one go. With the Easy Setup option, users can optimize settings for their viewing environment. Pricing and Availability Suggested retail price and retail availability will be announced in spring 2023. For more information on new Sony television models, please watch Sony's BRAVIA XR announcement video here or visit the BRAVIA XR website: https://electronics.sony.com/bravia-xr-TV. To learn more about each US model, please visit the links below: X95L: http://electronics.sony.com/x95l X93L: http://electronics.sony.com/x93l X90L: http://electronics.sony.com/x90l A95L: http://electronics.sony.com/a95l A80L: http://electronics.sony.com/a80l Bad Projection Is Ruining the Movie Theater Experience Michelle Pfeiffer and Jonathan Majors look like crap. Usually, they're two of the most radiant, dermatologically exceptional people in the world. But right now, they're decrepit husks of themselves, their faces so drained of color that they could pass for cadavers. Full Article Here… For quite some time we have been making the case that we prefer to watch movies at home. We have modest home theaters, nothing like the ones we show on our YouTube channel. However, in our modest theaters we have very large screens, Braden has an 86” Sony UHD and Ara has a 100” Optoma UST Projection system. We also have good speakers and sound systems to match. But come on, you seriously aren't saying your audio and video quality are better than the cinema.  Getting back to the article, Jack Theakston, a projection specialist who works as a contractor at Dolby Laboratories and the article author visit flagship theaters and critique the experience. Jack immediately diagnoses the washed out issue: This is a 2-D showing of Ant-Man, but some neglectful employee has forgotten to remove the 3-D filter from the projector. You can tell when it's happening because if you look at the port-window glass, instead of a single image, you'll see two, with one stacked on top of the other.” He points up to the booth behind us, and sure enough, there are two stacked beams. So imagine you pay your hard earned money only to find that the movie looks like crap. Are you going to complain and see if someone can diagnose the issue? Would you ask for your money back?  The two go into another theater and find trailers that are playing on screen that's creased and sagging. Almost as bad: The picture is trapezoidal instead of rectangular, a phenomenon known as keystoning, which happens when a projector is not set up perpendicular to the screen. It's fixable with software, if one bothers to do it. The two spending the day finding plenty of other issues; A torn masking curtain Out of calibration projectors Noisy dine in service Variable seat pricing However, the Dolby consultant can look the other way on most issues with the exception of bad projection. “If a movie theater can't perform its most basic function and deliver a sharp, well-lit image with the right colors and contrast, then we might as well knock it down and put up a bank.” The pandemic hurt theaters but the problem started well before. Back in 2009 when theaters went digital. Chains and studios loved this because there were no more film that had to be shipped and threaded into projectors. Everything was beamed into the cinema and then to the projector. One projectionist could cover an entire cinema.  The new projectionist was more like an IT guy instead of a skilled technician who could maintain and troubleshoot issues like the washed out faces we discussed at the top of this feature. One of the most common issues today are dim images. That's because many of these projectors need new lamps that cost about $1500. Since cinemas are essentially broke they ride the old gear as long as they can, creating a situation where people can actually have a better experience at home. Obviously this is not every theater, but enough to where people decide to stay home and stream. This starts the vicious cycle of cinemas not spending the money they need to in order to put out a quality product.  AMC announced that it will install laser projectors made by  Barco in 3,500 of its U.S. theaters by 2026. These machines offer better brightness, colors, and contrast than standard digital projectors. They're also bulb free and can run for 20,000 hours before needing a replacement. But by 2026 will it even matter?  So why doesn't Hollywood do something about it. Jack argues that when there is a major hollywood premier the theater is gone through with a fine tooth comb to assure every aspect of the presentation is perfect. So our recommendation is, if you want to see a movie the way it was meant to be, go to a theater in Hollywood or New York. Otherwise get yourself a large OLED and have it professionally calibrated.  

In this episode, Jerry Bradshaw discusses: The secrets to success in both the training field and trial field.  Why consistency matters.  Benefits of having an engagement ritual and how it can help provide a reset for your canine.  Variable reward systems and proper reward frequencies.  Advocating for your dog and understanding what is supposed to happen on trial day.    Key Takeaways: You want to have rituals for both you and your dog. If you do it correctly, the trial day is just another training day.  Don't underestimate the importance of building your dog's bathroom habits into your rituals. You don't want them to be relieving themselves on the practice or trail fields.  If your training is going well, you should be getting away from micromanaging their behavior. They need to be able to function without a lot of feedback during trial.  You need to know your dog. Each dog will have a different strategy for parking, getting out of the car, coming on and off the field, etc.  Practice what you will do during the critique. Practice your transitions between exercises. There is more to trial than just the trained activity.    "It is what we develop in training that becomes a habit for trialing." —  Jerry Bradshaw   Get Jerry's book Controlled Aggression on Amazon.com   Contact Jerry: Website: controlledaggressionpodcast.com Email: JBradshaw@TarheelCanine.com Tarheel Canine Training:  www.tarheelcanine.com Youtube:  tarheelcanine Twitter: @tarheelcanine Instagram: @tarheelk9 Facebook: TarheelCanineTraining Protection Sports Website: psak9-as.org Patreon:   patreon.com/controlledaggression Slideshare: Tarheel Canine Calendly: https://calendly.com/tarheelcanine  Tarheel Canine Seminars: https://streetreadyk9.com/      Sponsors:  ALM K9 Equipment: almk9equipment.com PSA & American Schutzhund: psak9-as.org Tarheel Canine: tarheelcanine.com Superior Canine Website: https://superiorcanine.ca/  Aaron's Superior Canine Email: aaron@superiorcanine.ca  Superior Canine Facebook: https://www.facebook.com/superiorcanineinc  Superior Canine Instagram: https://www.instagram.com/superiorcanineinc/    Train Hard, train smart, be safe.     Show notes by Podcastologist Chelsea Taylor-Sturkie   Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

If you're on a steady salary, creating a spending plan is straightforward, because you know both what's coming in and what's going out every month. **** But what if you don't have a stable salary? What if you're one of the millions of Americans who do side work or own a business or get paid commission? For you, a variable income is just part of the deal. Then there are people who depend on tips, like bartenders, Uber drivers, servers: you name it. Even freelancers and gig economy workers can have difficulty budgeting and managing their money, thanks to a variable income. Today, we're going to tackle the subject of a stable budget with an unstable income. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today's guest is Barbara Sloan, a former exotic dancer and the author of Tipped, a book about financial empowerment for service industry workers. Be aware that anything you hear on this podcast doesn't constitute financial advice. Always do your own research and consult your own experts before acting on anything you learn here. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos. This podcast is sponsored by Tellus, the first savings app designed for homebuyers by real estate experts. With Tellus, your savings earn more in one day than up to three weeks in a traditional bank savings account. What's more, there is no stock or crypto exposure, no fees and you can withdraw anytime. Click the link in the show notes and use the code MONEYTALK to get a 5.50% APY for seven days with a $125 minimum deposit. What kind of career do you have? We tackle some of the main things you need to be aware of when you work in a career that results in a variable income. Barbara's book, Tipped, takes you through what you need to know as well. Freelancers, service industry workers and self-employed business owners know what it's like to deal with these challenges. If you're looking for a new career or source of income, check out some of our articles on different jobs and side hustle ideas. The Ultimate Guide to Building Freelance Income Side Hustle Success: Financial Freedom From Lipstick and Bras 7 Tips for Getting a Great Part-Time Job in Retirement Calling All Night Owls: 14 Jobs for People Who Like to Stay Up Late 16 Early-Morning Jobs for People Who Wake Up With the Sun 10 Companies That Hire Part-Time Proofreaders and Editors 7 Things You Need to Know About How to Get a New Job in 2023 4 Tips for a Modern Online Job Search 25 Companies Switching to Permanent Remote Work-From-Home Jobs 9 Top-Paying Side Hustles Where You Could Earn More Than Full-Time Work Why You Can Benefit From a Career Coach Get more from your money Don't forget about money moves you can make, no matter what your income looks like. Here are some of our best resources for budgeting, saving, investing and spending your money. 6 Things Every Self-Employed Worker Should Know About Taxes Money Tight? 4 Legit Ways to Bring in Extra Cash Keep Your Money and Health on Track With These 9 Apps 32 Inflation Hacks to Save You Money in an Economic Downturn 10 Depression Era Hacks and Frugal Living Ideas to Save Money Now 10 Ways to Change Bad Spending Habits and Save Money The 5 Best Budgeting Apps to Get Your Finances Together 8 Surprising Ways to Become Richer Within the Hour Your Guide to Alternative Investments Where Stocks Are Going in 2023 and Where You Should Invest Now 7 Things You Should Know Before Investing in I Bonds The 60/40 Investment Mix Is Dead – or Is It? Meet this week's guest, Barbara Sloan Barbara Sloan is the author of the book Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals. Barbara was a homeless teen, who danced for dollars, and definitely did not graduate from college. She spent two decades working in every imaginable position in the service industry all over the country and learning about money on her own. In addition to owning and running a construction company in the heart of Manhattan, she is a personal finance expert and coach. She leverages her experience in the service industry to focus on issues that many in the mainstream financial media don't cover. Barbara lives in New York City with her wife of 10 years, an esteemed corporate finance exec, and together they are a couple of adorable money nerds who point out every dog they see. Website Facebook Instagram Book Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET. Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future. ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series ______________ Today's topics included:

This week, we're talking about season 5 episodes "The Variable" and "Follow the Leader."

Upside/Downside is a podcast for finance and business geeks about the hard work of value creation with a dose of humor thrown in for good measure.  I'm your host, Matt Cooley.  Panelists Dana Price and Sami Akbay join me to discuss variable pricing models, and why we should expect wider adoption going forward.  Is P x Q just a distant dream?Then we turn our attention to conversational artificial intelligence.  As the technology moves into a generative phase, will there be anything left for humans to do at the office?Wonky, funny, thought-provoking discussion waiting for you on this episode of Upside/Downside.

Brick by brick you can slowly start to build a solid foundation for your finances. But where do you start? Establishing your self-worth both personally and as an entrepreneur is crucial to a sustainable financial journey.   Are you working with the right clients, and are you charging enough?  How are you investing both time and money into your financial future? As a business owner, where can your controllables be adjusted?   Self-worth is not the same as net worth. Variable income earners have to identify the gaps between the two to achieve financial success. Join the Mills Knows Bills community to take your first steps in creating a support group for both your business and financial goals.   Start by getting your copy of our FREE Budget Setting Tool by subscribing to our email list found on our website: www.millsknowsbills.com/resources   More of Mills Knows Bills: Website: https://www.millsknowsbills.com Instagram: https://www.instagram.com/millsknowsbills Youtube: https://www.youtube.com/millsknowsbills Current Resources: https://linktr.ee/millsknowsbills   Friendly reminder that Mills Knows Bills is general and educational in nature and does not constitute tax, investment, legal, or financial advice with respect to any particular individual or taxpayer. Please consult your own advisors regarding your own unique situation.

This week, as we continue our series "The Way of Jesus" we look at Jesus' parable about the sower. We look at the different kinds of soil and the challenges of sharing our faith. We talk about how the gospel never changes, but as we share our faith, people will react differently. We look at how it's not about presenting or sharing the gospel "better", but instead sharing it freely and not worrying about how people will react. Find out more at http://www.redeem.church

On episode ninety five of Holy Ghost Notes, Matt finds himself, once again, recording from a hotel lobby on his day off from tour. The guys catch up and then revisit their previous episode topic after reading some listener responses. Matt presents the topic of drumming as a constant vs. a variable and Tim shares his perspective as a drum hobbyist and dad with young kids. They progress into their topic of “read the Bible”, and challenge themselves while discussing the value of this foundational practice.

In this episode recorded live at AHR Expo 2023, Dustin and Jim from Copeland/White-Rodgers join Bryan to talk about the use of heat pumps in cold climates. They talk about the history of heat pump innovation and talk about changes to come. Variable-speed and two-stage compressors, as well as advanced controls, make it easier for contractors to control sizing and for heat pumps to perform to acceptable standards in cooler climates. Contractors in cold climates also rely on dual-fuel models that use electric and gas heat, which makes it easier for the system to move the desired amount of heat. Variable-speed and two-stage compressors help the system deal with different heating and cooling capacities; in cooling mode, these technologies can also help with latent removal if the blower is also able to vary with the compressor.  Advanced controls, especially universal controls, also help with defrost management, a key component of heat pump performance. When defrost is managed effectively, customers can yield energy savings. The White-Rodgers universal defrost control comes with coil and outdoor temperature sensors (thermistors) to determine when the unit is ice-bound; it also has a thermostat that can control second-stage heat. Dustin, Jim, and Bryan also discuss: Electrification and heat pump sales Vapor injection and compression ratio control Freq drives White-Rodgers universality and nomenclature Timed vs. demand defrost Electric heat vs. gas/oil heat costs WR Mobile app Multi-volt contactors (White-Rodgers SureSwitch) Pool heat pumps and contactors Crankcase heaters, long line sets, and total system charge A2L refrigerant testing   Learn more about White-Rodgers products on the WR Mobile app, our partner page at https://hvacrschool.com/partner/emerson-white-rodgers/, or the website at https://climate.emerson.com/en-us/brands/white-rodgers.   Learn more about the 4th Annual HVACR Training Symposium or buy a virtual ticket today at https://hvacrschool.com/symposium.  If you have an iPhone, subscribe to the podcast HERE, and if you have an Android phone, subscribe HERE. Check out our handy calculators HERE.

In this episode of the vAuto podcast, Patrick Janes details five reasons dealers are going beyond Velocity and adopting vAuto's new Variable Management strategy for managing used vehicles. More market variability. More margin compression. More distressed cars in dealer inventories. Janes shares how Variable Management helps dealers overcome these and symptoms of today's more uncertain used vehicle market. The key: Knowing each vehicle's investment value, while appraising and pricing every car, to consistently make the right decisions. Find out how dealers who have fully adopted Variable Management now outperform their peers in used vehicle gross profits and sales volumes.

Do you remember that guy? You know, the friendly insurance agent you met when you were a resident? That was back when you thought everybody was as honest and well-intentioned as doctors are. And that was at a time when you and your family were vulnerable not only to the whims of fate but the advances of greedy life insurance agents, too. They should have sold you a load of inexpensive term life insurance. Instead, they shook the tax stick at you and made you believe variable universal life insurance (VUL) was the way to go.   Now you know better.   In this episode of the Physician Family Financial Advisors podcast, Nate and Ben walk you step-by-step through how to correct this mistake without leaving your family exposed to the peril of premature death or the payment of unnecessary taxes. And if you somehow sidestepped this land mine during your residency, please forward this to a friend who might be trying to figure out how to protect their family.   IN THIS EPISODE   [2:55] Why do people buy Variable Universal Life Insurance?  [4:15] What are other ways to get similar benefits?  [6:22] Why is Variable Universal Life Insurance a lousy way to get these benefits? [8:00] Why do insurance people talk physicians into these things?  [9:20] What is the best way to unwind Variable Universal Life Insurance?  [10:25] Step 1: Make sure you're covered.  [16:14] Step 2: Get rid of Variable Universal Life Insurance - How do you avoid or minimize the tax bill?  [17:35] What is the difference between cash value and cash surrender value? [21:20] What is a 10-35 Exchange?  [21:47] What is an Annuity?  [24:23] What are other good options besides Variable Universal Life Insurance? [26:13] The reality of a Variable Universal Life Insurance policy.    GET MORE FROM PHYSICIAN FAMILY   • Catch all the great stuff we didn't mention in the show! Subscribe to our newsletter. DIY Doctor's Guide to Insurance - Coupon Code in our next newsletter  • Stop missing out on the tax breaks you deserve. Get The Overtaxed Doctor's Guide to Retirement. • Get on track for college in less time than it takes to change an explosive diaper. Download The DIY Doctor's College Plan Workbook. You'll find it all at https://physicianfamily.com/go.   NOTICE   Physician Family Financial Advisors Inc., a registered investment advisor, has reasonable belief that the information and content as a whole does not include any false or materially misleading statements or omissions of facts regarding services, investments, or client experience. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and, unless otherwise stated, are not guaranteed. Information expressed does not take into account the specific situation or objectives of individuals and is not intended as recommendations appropriate for all individuals. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

In this week's episode, Greg and Patrick talk about what you can do when latent variables conspire to multiplicatively interact, focusing on the classic product indicator approach and the more recently developed method of  latent moderated structural relations. Along the way they also mention confession, being hardly sorry, conspiracy theories, Greg's area 51 poster, trashed record needles, backwards messages, the Scooby Doo Gang, Street Justice Velma, tasteful ascots, chocolate in my peanut butter, two-legged tables, spinning 90 degrees, drug mules, Pearson's crabs, Freemasons and the Illuminati, and chalking up a win.Stay in contact with Quantitude! Twitter: @quantitudepod Web page: quantitudepod.org Merch: redbubble.com

Help your players get out of a shooting slump. In this episode we talk about: Focus Points when struggling to knock down shots Building and reinforcing confidence Shooting workouts regarding: Form. Block. Variable. Random. Game Play. Join our Membership! Website: www.coachsedge.coach Email: contact@cramerbasketball.com Camps: www.Cramerbasketball.com Online Training: https://cramerbasketball.mypthub.net/3/p/133059 Twitter.com/coachsedge1 Twitter.com/cramerbball Facebook.com/cramerbasketball Youtube.com/cramerbasketball Instagram.com/cramer_basketball Basketball coach basketball podcast basketball strategy Player development zone offense zone defense pressing pressure defense program building team defense pack line defense baseline defense zone defense 1-3-1 defense basketball united slapping glass coaching tips teach hoops how to coach basketball basketball podcast youth basketball basketball camps basketball immersion training basketball shooting tips basketball conditioning shooting drills ball handling drills passing drills basketball drills basketball workouts basketball drills youth basketball basketball drills open gyms shootouts scrimmages man to man defense basketball officials and deep dive refs sports psychology

Ever wonder what a $2 million retirement actually looks like behind the scenes? In this episode Grant covers five case studies that were recently published in a Wall Street Journal article. We review distribution rates, contentment, Social Security decisions, taxes, and each couples' biggest financial concern after giving up their income stream permanently.    [04.10] John's case – Starting the conversation, Grant goes through the first case mentioned in The Wall Street Journal about 2 million retirement savings, a retired police officer named John. [10.00] The guardrails approach – Grant defines the guardrails approach and how it works. [16.38] Taking from retirement accounts – Grant shares the risk of pulling money out from your retirement account if you don't have any other source of income. [20.06] Vision – Grant points out the lack of clear vision in the cases he discussed in The Wall Street Journal. [28.33] Variable distribution rates – Distribution rate is relevant and important, and it will always change, says Grant.     Resources: Here's What a $2 Million Retirement Looks Like in America – wsj.com/articles/heres-what-a-2-million-retirement-looks-like-in-america-11661702455 Use the Guardrails Approach to Avoid Running Out of Money in Retirement – msn.com/en-us/money/retirement/use-the-guardrails-approach-to-avoid-running-out-of-money-in-retirement/ar-AA13M3pm

In this week's episode Patrick and Greg discuss variable transformations, both linear and non-linear, and explore the potential pros and cons of using these in applied research settings. Along the way they also mention prank phone calls, English drama, rapping Dr. Seuss, persnickety estimation, weekly banana intake, it don't make no never mind, Jeffrey Bezos, the square root of .5, leverage out the wazoo, Sexy Hulk and Rage Hulk, frowny-face plots, a barn full of methods, the actual analysis of data, the principles of witchcraft, statistical insults, and massaging your y. Stay in contact with Quantitude! Twitter: @quantitudepod Web page: quantitudepod.org Merch: redbubble.com

In this dog training podcast, Tom Davis speaks with a lab owner with a bite history. We go through the bite scenarios and try to overturn every rock we can to make sense of it!  NO BAD DOGS COFFEE!   Get my courses here

In this special Nerd Lab episode, we focus on three recent studies published by Dr. Bent Ronnestad that are all focused on improving time at VO2max Learn more about your ad choices. Visit megaphone.fm/adchoices