Podcasts about Variable

Your past never forgets you. We have a Patreon! What to support us? Click HERE! You can find us on Instagram (chaosenginepod) and Bluesky (chaosenginepod) You can also email us at chaosenginepod@gmail.com We have a discord now! Feel free to stop by if that interests you! The Cast: Referee: Chris Blex Blex Blex - Jake Astrodomos "Toots" Rodgers - Meescha Jedt Coinbitter - Cody Zander Cross - Tyler Check out our friends: Pretending to be People! Stories & Lies Sorry, Honey I have to Take This Tabletop Talk Wilderspace Gaming Doomed to Repeat The Great Old Ones Gaming Negative Modifier Chaos Springs Eternal The Black Flare Podcast 9mm Retirement Radio Suffer Not

Every relationship runs on an invisible ratio. When criticism outweighs enjoyment and appreciation, trust and energy start to fade. In this episode, I share a simple but powerful principle that transforms how you lead, work, and live: more enjoyment than critique. Because when appreciation leads, connection and performance follow.   Show Notes: Inspire Me Audiobook: Now Available on Audible and Spotify The Inner Advantage Audio Series: Details here.    Get Inspired Every Monday Morning & Join The Community:  For free delivery of my weekly email join my mailing list at www.shanecradock.com My bestselling book The Inner CEO: The Inner CEO is available to buy in ebook, paperback, hardback and audio formats. All details are here: www.theinnerceo.com Connect With Me: Have you been inspired from something you've heard on my podcast or do you have a question? I'd love to hear from you. Email me at support@shanecradock.com Follow: Follow me on Instagram, Facebook, LinkedIn and X 

Invité : -Franck Allisio, député RN de la 12ème circonscription des Bouches-du-Rhône Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Invité : -Franck Allisio, député RN de la 12ème circonscription des Bouches-du-Rhône Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Fixed, Indexed, or Variable? Understanding the 3 Types of Annuities Description:

What now? We have a Patreon! What to support us? Click HERE! You can find us on Instagram (chaosenginepod) and Bluesky (chaosenginepod) You can also email us at chaosenginepod@gmail.com We have a discord now! Feel free to stop by if that interests you! The Cast: Referee: Chris Blex Blex Blex - Jake Astrodomos "Toots" Rodgers - Meescha Jedt Coinbitter - Cody Zander Cross - Tyler Check out our friends: Pretending to be People! Stories & Lies Sorry, Honey I have to Take This Tabletop Talk Wilderspace Gaming Doomed to Repeat The Great Old Ones Gaming Negative Modifier Chaos Springs Eternal The Black Flare Podcast 9mm Retirement Radio Suffer Not

Welcome back to the Empower Her Business Accelerator podcast! I'm your host, Philippa Channer, and I'm thrilled you're joining me for another week of practical strategy and CEO-level insight. We're deep into our October series all about understanding your business cost structure—and today's topic is one that every entrepreneur thinks they've mastered but often hasn't truly leveraged: balancing fixed and variable costs. This conversation is about more than bookkeeping—it's about creating freedom and flexibility in how your business grows. And before we dive in, I want to take a moment to invite you to something very special: The Entrepreneur Incubator. This is my four-month, done-with-you experience designed to help ambitious entrepreneurs get clarity on their brand, build a sustainable strategy, and—most importantly—implement it with accountability and focus. Inside the Incubator, we'll work together using tools like my Content Clarity Canvas and the Content Clarity GPT to build a tailored 12-week content plan that actually supports your business goals. You'll also get one-to-one coaching and monthly implementation check-ins so your strategy never just sits in a notebook—it comes alive in your business. If you're craving that structure and want to stop guessing about your next marketing move, schedule your free 30-minute consultation using the link in the show notes below. Let's talk about how the Entrepreneur Incubator can help you level up your business from the inside out. (00:00) What Fixed and Variable Costs Really Mean Let's start with the basics. Fixed costs are the expenses that stay steady no matter how much your business grows—think rent, software subscriptions, business insurance, or a salaried assistant. These are predictable, but they can also create pressure when sales slow down. On the flip side, variable costs shift with your business activity—things like shipping, payment processing fees, hourly contractors, and materials. When business is booming, these rise; when things slow down, they ease up. The balance between these two categories affects your cash flow, profitability, and even your confidence as a CEO. Fixed costs bring stability, but too many of them can make your business rigid. Variable costs bring flexibility, but too many can make your margins unpredictable.

Scans are completed, but are the right choices made? We have a Patreon! What to support us? Click HERE! You can find us on Instagram (chaosenginepod) and Bluesky (chaosenginepod) You can also email us at chaosenginepod@gmail.com We have a discord now! Feel free to stop by if that interests you! The Cast: Referee: Chris Blex Blex Blex - Jake Astrodomos "Toots" Rodgers - Meescha Jedt Coinbitter - Cody Zander Cross - Tyler Check out our friends: Pretending to be People! Stories & Lies Sorry, Honey I have to Take This Tabletop Talk Wilderspace Gaming Doomed to Repeat The Great Old Ones Gaming Negative Modifier Chaos Springs Eternal The Black Flare Podcast 9mm Retirement Radio Suffer Not

Headlines on today's episode include:-CHS CEO discusses when to lock in fertilizer-Stuck in the middle again-Markets face uncertainty as USDA disrupted during government shutdown-Variable yields for corn harvest in central Kansas-Missouri farmer makes temporary grain storage pay See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Trump met Carney — and on the surface, nothing happened. No new tariffs, no clear trade progress… just smiles and handshakes. But while everyone focused on political optics, bond yields quietly continued to fall, signaling a major shift for Canadian homeowners and anyone locked into a high fixed-rate mortgage. In this episode of Make Money Count, Marcus and Justin break down: Why "nothing happened" might actually be a good thing The real mortgage implications hidden behind the Trump-Carney meeting How bond yields are signaling faster rate cuts Why waiting for a Bank of Canada update could cost you thousands Fixed vs Variable — how to know if now's the time to break your mortgage If your mortgage rate starts with a 5, this episode could be your wake-up call. Don't wait for the market to tell you what to do — run your numbers before the opportunity is priced out.

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Decisions must be made We have a Patreon! What to support us? Click HERE! You can find us on Instagram (chaosenginepod) and Bluesky (chaosenginepod) You can also email us at chaosenginepod@gmail.com We have a discord now! Feel free to stop by if that interests you! The Cast: Referee: Chris Blex Blex Blex - Jake Astrodomos "Toots" Rodgers - Meescha Jedt Coinbitter - Cody Zander Cross - Tyler Check out our friends: Pretending to be People! Stories & Lies Sorry, Honey I have to Take This Tabletop Talk Wilderspace Gaming Doomed to Repeat The Great Old Ones Gaming Negative Modifier Chaos Springs Eternal The Black Flare Podcast 9mm Retirement Radio Suffer Not

Welcome back to the Empower Her Business Accelerator podcast! I'm your host, Philippa Channer, and I'm beyond thrilled to welcome you to this very special 200th episode!

On this week's episode of The Sales Playbook Podcast, we talk about what happens if you don't "audit" certain sales habits from time to time! Oh, and there's a cool FREEBIE I'm going to send everyone too! If you'd like to check my availability for your Sales Kickoff or my one on one sales coaching, you can email me paul@yoursalesplaybook.com   

Is tracking every single expense the key to taking control of your finances, or just a fast track to burnout? What are the pros and cons of meticulous money tracking? Doug Hoyes and guest Charlie Kovacs debate who benefits most from detailed spending logs, when it's OK to simplify, and strategies to build a money system that actually sticks. 00:00 – Welcome & Introduction: Charlie explains why he's a fan of tracking expenses 08:00 – Variable vs. Fixed Expenses: Focusing on variable expenses to reveal patterns 10:00 – How to Create a Simple Spending Summary 11:30 – The Motivation Problem: Why staying on track is hard 13:30 – Start Small: Charlie's advice for tackling one category at a time 14:30 – One-Week Tracking Tip: Find Your Spending Baseline 20:00 – The Subtraction Method: Identifying savings opportunities 23:00 – Should You Have More Than One Bank Account? Pros and cons explained 26:00 – Finding What Works: Progress, not perfection Personal Budgeting Help and Free Spreadsheet DIY Credit Repair Strategies and Free Course 80/20 Money Management Rule Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Welcome to VF141 mixes by Tim Langler & Sheffe as aired on InsomniaFM... Track Listing: Tim Langler: 1. Yohai Mor - Rise Beyond Time (Robert R. Hardy Remix) 2. Monojoke - Awakenings (Marcelo Paladini Remix) 3. Molac - The Golden Dawn 4. Was - You make Me Feel (Lio Q Remix) 5. Secretly Famous - Razu Amore (Peseta Gora Remix) 6. Santi Lecot - Un Camino Largo 7. Ilias Katelanos, Molac, Plecta - Madagana 8. Abaze - Lucid Dreams (Nicolas Viana Extended Remix) 9. Inherent, Tristian Case, Covsky & FRAIS - Leverton Bassia (Secretly Famous Remix) 10. Federico Monachesi - Akhet (Nicolas Soria Remix) SC - https://soundcloud.com/timlangler Sheffe: 1. Sheffe - Morning Meditation (Intro Mix) 2. Acarya - Prodigy (Original Mix) [Elebated Records] 3. Cafe De Anatolia, Acarya - Nebula (Original Mix) [Cafe De Anatolia HUB] 4. Sense IS - Na Krau Sveta (Juan Domecq Remix) [Bekool Records] 5. Nacho Varela, Cruz Vittor - Sinai Desert (Original Mix) [Telematique] 6. Serious Dancers - Mutbenret (Original Mix) [FISI] 7. Limetra - Mountains (Extended Mix) [Beatlick] 8. Peshta Gora - Kolyada (Original Mix) [Botanica] 9. Alex Konstantinov, Ranta, Miroshin - Soul Quest (Extended Mix) [Journey of the Soul] 10. Gumale - Above the Sky (Original Mix) [Botanica] 11. Oniris - Stand by Me (Original Mix) [Balance Music] SC - https://soundcloud.com/sheffe Instagram - https://www.facebook.com/martijn.mulder.16

Hosted by Chris Beckett & Shane Ludtke, two amateur astronomers in Saskatchewan. actualastronomy@gmail.com The Actual Astronomy Podcast presents Episode 502: The Observer's Calendar for October 2025. In this episode we talk about a long list of observing events from Carbon stars to many shadow transits of the Moon of Jupiter. Don't miss the Orionid meteor shower and catch Saturn with its rings edge on! We also discuss some stars and deep sky objects and two bright comets coming our way!   Oct 1 - Monday Oct 1 - Carbon Star FU Mon is at it's best tonight Oct 2 - Minor Planet Ceres is at opposition at m-7.6 Oct 4 & 5th - Double Shadow Transit on Jupiter. 12:49am and 7:03pm EST. Oct 6th - Full Moon as Saturn, Neptune and Moon congregate in late evening sky Oct 7th - Full Moon today but try and Follow Sirius with your unaided eye into the daylight  sky this week and see if you can ferret Vega out before sunset. Double shadow transit? Oct 9th Endymion sunset rays visible on Moon Oct 10 - South Taurid Meteor shower in pre-dawn sky - ZHR = 5 to 10 Oct 11 - Double Shadow Transit on Jupiter 2:42 am est. Oct 12 - Jupiter 4-degrees S. Of Moon & another Jupiter double shadow transit at 9:11pm & Zodiacal light becomes visible this week! Oct 13 - Last Quarter Moon & Carbon Star RT Capricornus best tonight Oct 14 - Variable star T Cephei at max mag. 5.2 this evening Oct 15 - Saturn ring tile of -1.01-degrees! Oct 16 - Moon occults Regulus 1pm est - We miss it Oct 18 - Double Shadow transit on Jupiter Oct 20 - Mercury 2-degrees S of Mars (conjunction) Double Shadow transit on Jupiter Carbon Star RZ Pegasai at it's best tonight Oct 21 - New moon & Orionid Meteor Shower peaks with ZHR of 20 in predawn hours - These meteors originate from Comet Halley, 1 part of stream..second part in Aquarids of May - Also, another double shadow transit on Jupiter Oct 22 - Gegenschein visible from dark skies, high in S at midnight Oct 23 - NGC 1269 well placed for those much farther south of 50-N Oct 24 - Carbon star S Scuti at it's best tonight Oct 25 2 more Shadows on Jupiter 7:18pm - Saturn ring tilt closes to -0.72-degrees Oct 26 Carbon Star UV Aquili best tonight Oct 27 - NGCs 55, 247 & 300 well placed in south late in the evening Oct 28 - Lunar X visible near crater Werner - Another double shadow transit on Jupiter Oct 29 - First Quarter Moon & Mercury at greatest elongation in evening sky - LOW - Lunar Straight wall visible this evening Oct 30 Jeweled Handle visible on Moon From AI- The Jeweled Handle (or Golden Handle) on the Moon is a clair-obscur effect where the peaks of the Montes Jura mountain range, bordering the Sinus Iridum (Bay of Rainbows), are illuminated by the rising sun at lunar dawn. This creates the illusion of a "handle" formed by bright, curved mountain peaks against the shadowed basin of the Sinus Iridum.  Look out for: Comet C2025 R2 SWAN  C/2025 A6 Lemmon   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

In this episode of K9's Talking Scents, Cameron Ford has a conversation about variable reinforcement with Natalie Morris — a detection dog trainer, evaluator, and educator who brings unmatched passion and clarity to the K9 community.Together, they explore:The realities of training K9 teams for operational readinessHow science and fieldwork should inform training practicesWhat too many handlers are getting wrong in documentationThe psychological edge required to build true canine trustWhether you're a seasoned handler or just getting started, Natalie breaks down complex concepts like variable reinforcement into actionable insights. Her unique approach to education, her transition from handler to national evaluator, and her deep respect for both dogs and humans make this a must-listen.

Rewards and reinforcement are different. Rewards are things, reinforcement is a process. We are reinforced and rewarded intrinsically or extrinsically. Knowing which one controls and motivates us the key to autonomy.Life lived is life learned. Every experience has facts, concepts and applications.  These arestories from the eclectic life of Lonnie Jones, Licensed ProfessionalCounselor, Minister, SWAT Team Chaplain, Outdoor Enthusiast, Quixotic Jedi andholder of an honorary doctorate from the University of Adversity.  To Support this podcast projectplease send gifts via Venmo @Lonnie-Jones-19 or use Cash App$Lonniejones3006.    Please follow us and share. Want lonnie to speak at yourevent?  Contact:  lonjones@bellsouth.net Check out YouTube for thelive eye view while the episode was being recorded.  Also look for archived lessons, Skits, and videosshowing/explaining some of the rope stuff we talk about.  YouTube.com/@LonnieJones Visit www.lonniejones.org  to find links tooriginal art, swag, 550guys and the following books:"Cognitive SpiritualDevelopment: A Christ Centered Approach to Spiritual Self Esteem";"Grappling With Life. Controlling Your Inside Space";"Pedagogue" The Youth Ministry Book by Lonnie Jones; "If I Werea Mouse" a children's story written and illustrated by Lonnie Jones;"The Selfish Rill, a story about a decision" A fantasy parableby Lonnie Jones.  T-shirts, stickers, prints and other art at www.teespring.com/stores/lonnie-jones-art https://lonnie-jones-art.creator-spring.com/listing/buy-podcast-swag?products=46  #www.worldchristian.org#tkminc2001@twlakes.net #www.hcu.edu #hpcitizensfoundation.orgFaulkner.edu/kgst  graduateenrollment@faulkner.edu    

durée : 00:05:13 - La Revue de presse internationale - par : Catherine Duthu - Donald Trump a apporté son soutien inconditionnel à l'Argentine de Javier Milei, confronté à la fébrilité des marchés financiers après une série de revers électoraux et législatifs. Mais le président des États-Unis a affiché ses divergences avec son homologue brésilien à la tribune de l'ONU. - invités : Sébastien Velut Professeur de géographie à l'IHEAL (Institut des Hautes Etudes de l'Amérique Latine)

Lo que nadie te contó sobre el Filtro ND Variable K&F Concept 77mm ND2-400 puede cambiar la manera en que haces fotografía de retrato, moda o paisaje. En este video descubrirá cómo este filtro ayuda a controlar la luz cuando trabaja con flashes potentes o en exteriores con mucha iluminación, evitando tener que disparar a diafragmas cerrados como f/16 y permitiéndole lograr un look más profesional y creativo.Le mostraré ejemplos reales en sesiones de retrato y cómo el Filtro ND Variable K&F Concept 77mm ND2-400 facilita trabajar con diafragmas abiertos, consiguiendo fondos más desenfocados y una estética de revista. Además, comparto consejos prácticos para evitar el “efecto X” en filtros variables y qué ajustes utilizar para sacarle el máximo provecho.Si está pensando en comprar este filtro o quiere saber cómo integrarlo en su flujo de trabajo, este video le dará claridad, inspiración y resultados comprobados.

It's your turn...to click here to send us your comments on the showAdrian takes us into the world of variation in board games.  We discuss the various ways and mechanisms that game design does this and whether we personally like them or not and why.FIRST PLAYER: AdrianOTHER PLAYERS: Becky & TamboIn this episode you'll learn:- that we have a new Discord so come and Join us on Discord and say hi- that Adrian has can to Warp 9 in Star Trek Ascendency by Gale Force Nine Games- that the Lacerdaverse is extended to Rob as he plays Lisboa by Eagle-Gryphon Games- JP gets a full playthrough of The Old Kings Crown by Eerie Idol GamesLINKS REFERENCED IN THE SHOWUpcoming Live Show on YouTube - https://www.youtube.com/watch?v=u3GGJObgufwEPISODE CHAPTERS0:00 - TURN 1 - Player Count2:37 - Join our Discord5:00 - We're going LIVE!!!!!7:40 - TURN 2 - Let's Talk About Hex8:46 - JP - The Old Kings Crown19:07 - Adrian - Star Trek Ascendency31:39 - Rob - Lisboa37:11 - TURN 3 - Main Event: Variable Variabilities40:35 - Asymmetry48:13 - Narrative, Scenarios & Chance Cubes52:31 - Public & Private Goals57:49 - Plug & Play Modules1:04:26 - Deck Construction1:10:45 - Character Builds1:16:04 - TURN 4 - Connect Four1:22:34 - TURN 5 - Penultimate Turn: What's Coming Up?1:34:44 - TURN 6 - The Final TurnSupport the showSUPPORTING THE SHOW- Support us on Ko-FiENGAGING WITH THE SHOWWe want your questions so engage with the show through our channels below:- Email Us - BoardGameGeek - Facebook - Instagram- Youtube - TikTok- Join us on Discord

Text us a pool question!In this episode of the Talking Pools podcast, Lee and Shane discuss the onset of spring and the busy season for pool maintenance. They explore the importance of heating solutions, sales strategies, and the role of preventative maintenance with specialty chemicals. The conversation emphasizes understanding customer pain points and the benefits of innovative solutions like variable speed pumps to enhance pool enjoyment and efficiency.takeawaysSpring brings a surge in pool maintenance inquiries.Heating solutions are essential for maximizing pool enjoyment.Sales strategies should focus on asking for the sale.Preventative maintenance can save costs in the long run.Understanding customer pain points leads to better service.Specialty chemicals can enhance pool care and maintenance.Variable speed pumps offer significant energy savings.Engaging customers with education fosters loyalty.Regular communication about equipment condition can lead to sales.Proactive service can prevent issues before they arise.Sound Bites"You can sell them a heat pump.""You need a blanket for your pool."Chapters00:00Spring Awakening: The Pool Industry's Busy Season06:18Heating Solutions: Maximizing Pool Enjoyment11:24Sales Strategies: Asking for the Sale20:58Preventative Maintenance: Specialty Chemicals in Pool Care27:32Customer Engagement: Understanding Pain Points33:37Innovative Solutions: Variable Speed Pumps and Energy Savings Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

It goes without saying there are always things evolving or changing in the whitetail world. Early season may be the biggest change though. From testosterone changes, to territory changes, to food sources and then to minor pressure movements and often time drought conditions. These variables can be placed into two categories, Macro and micro variables. The Macro variables are the variables that all whitetails are having to consider or are being influenced by, these changes are more physiological than environmental like the micro variables. These variables alter, influence, and predict how deer will then move on the landscape. Therefore they impact hunt strategy greatly! These changes cannot always be predicted months in advance when you set your farm up for the season, so you must be willing to pivot and adjust or call an audible to your plan when it is necessary. Oftentimes, the best laid plans need to have audibles thrown into the mix to accommodate for these macro and micro variables that hunters and landowners do not have control over! This week we break these all down so you can become a better woodsman.

This week on Own It we're talking to Courtney Lewis from The Variable. She just stepped into the role of partner and CEO there two months ago after being on the strategy and leadership team for several years.  Courtney didn't land at The Variable from the agency world. She was in business and management consulting before and brought that experience and knowledge to the firm. We talked about everything from her journey to agency life and ownership, to her perspective on the gender gap in agency ownership, and even biscuits and baking. We had so much fun getting to know one another. You're going to enjoy this a lot. You can find links to Courtney Lewis's LinkedIn Profile and The Variable's agency website in our show notes at untilyouownit.com.  If you're enjoying Own It, please find it on your favorite podcast app and drop us a rating and review. Those help more people discover the show and join our community.  Also, if you're a female or non-binary agency owner, or you want to own an agency someday, join our growing community at that same address … untilyouownit.com.

In this episode, we review the high-yield topic of⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Common Variable Immunodeficiency Disorder (CVID)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠from the Immunology section.Follow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Medbullets⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on social media:Facebook: www.facebook.com/medbulletsInstagram: www.instagram.com/medbulletsofficialTwitter: www.twitter.com/medbullets

You track your steps. Maybe even your calories. But do you know what it really costs to live each month?Your personal cost of living is one of the most important numbers in your financial life. Without it, you may be spending in ways that don't reflect your values—or your faith. Let's explore why this number matters, how to calculate it, and how it ties into faithful stewardship.The Basics of StewardshipNo matter your income level or stage of life, the same principles apply. There are five things you can do with money:Earn itLive on itGive it awayOwe it to othersGrow it through saving and investingToday, we're focusing on “living on it”—what it really takes to cover your day-to-day needs. And remember: it's not just rent and groceries. A true cost of living includes less frequent expenses too—insurance premiums, car repairs, or even Christmas gifts.Why Tracking MattersInflation may be slowing, but most of us are still paying more than before. The government reports a national “cost of living,” but that number doesn't reflect your personal circumstances. That's why tracking your own cost of living is crucial—it provides clarity, and clarity is the foundation of stewardship.A practical tool for this is the FaithFi app, which helps you track your income, giving, saving, and spending—all in one place. Here's where to start:1. Begin with GivingFor believers, giving isn't just another line item. It's the first priority—an act of worship and trust in God's provision.2. Add Savings GoalsWhether building an emergency fund, saving for retirement, or preparing for a large expense, set targets you can track monthly.3. List Your ExpensesExpenses fall into three categories:Fixed: Rent, mortgage, insurance, subscriptions.Variable: Groceries, gas, utilities.Irregular: Property taxes, holiday gifts, car repairs. Spread these out by assigning a monthly average.When you add it all up, you'll have a clear picture of your total monthly needs—your true cost of living.If your expenses exceed your income, don't panic. The process reveals problem areas so you can adjust—cutting back on non-essentials, reevaluating fixed costs, or pausing discretionary spending. Stewardship isn't about guilt—it's about faithfulness.Proverbs 27:23–24 says, “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever.” In modern terms: know your financial condition and manage it wisely.Living With Clarity and FaithTracking your cost of living isn't just a budgeting exercise. It's about living intentionally, aligning every dollar with God's purposes. Needs will shift, life will happen, but clarity allows you to walk with confidence, generosity, and purpose.That's why I encourage you to download the FaithFi app today. With FaithFi Pro, you'll gain access to tools, articles, Bible studies, and daily encouragement to help you manage money with wisdom. Find it at FaithFi.com or in your app store.So, do you know your personal cost of living? If not, there's no better time to find out.On Today's Program, Rob Answers Listener Questions:I'm 67 and single. Should I start taking Social Security now, or wait until age 70 for the larger benefit? I'm also worried about whether Social Security will even be around in the future. On top of that, I worked many years for a nonprofit that provided housing, so my reported income was low. Now I'm earning more—will that help increase my Social Security amount?I'm retired and already drawing Social Security, but I also have earned income from pastoring two rural churches. With that income, am I allowed to contribute to a Roth IRA or another type of retirement account?My husband and I don't have much debt besides our mortgage and a 0% interest loan we used for a heat pump. Should we pay off the heat pump early, add more to our emergency fund, or focus on paying down the mortgage?My online savings account was compromised, and someone tried to transfer money out. What steps can I take to protect myself when using online accounts? And do you recommend using a password keeper?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)1Password | LastPassWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

When it comes to building wealth and protecting your family, life insurance often gets misunderstood. In this episode of Cashflow Legendz, we're diving deep into the three major types of permanent life insurance—whole life, universal life, and variable life. We'll unpack how each one works, what makes them different, and why those differences matter for your financial future. From guaranteed growth and stability to flexibility and market exposure, each option comes with its own set of pros, cons, and long-term impacts on your wealth strategy. Whether you're new to life insurance or looking to refine your financial plan, this episode will give you the clarity you need to make confident decisions.   cashflowlegendz.com/ https://bethebank.krtra.com/t/q1ErFkvwM3rK  

Send us a textShownotes can be found at https://www.profitwithlaw.com/498.What if scaling your law firm wasn't about grinding harder—but about thinking like an investor?This episode of Profit with Law is repurposed from Moshe Amsel's exclusive Law Firm Growth Summit talk—content normally reserved for summit attendees, now available to you on the podcast.Moshe breaks down the investor's mindset for growth, showing how to set big financial goals, reverse-engineer your client targets, and invest in marketing with clarity instead of guesswork. You'll discover why acquisitions can be a “cheat code” to growth, how to leverage recurring revenue for predictability, and what metrics actually matter when evaluating your marketing spend.Chapters:[00:00] Law Firm Acquisitions: Clients, Team & Systems[05:30] The 4 Client Types Every Firm Must Market Differently To[09:02] Variable vs. Recurring Revenue: Pros & Cons[11:48] Building Predictable, Repeatable Revenue Streams[14:57] When Buying a Law Firm Maximizes Growth[16:02] The Biggest Marketing Mistakes to Avoid[19:10] Reverse Engineering Revenue Goals That Work[22:32] Budgeting to Fund Next-Level Marketing[26:30] Why a Fractional CMO Changes the Game[29:29] Measuring What Matters in MarketingResources mentioned:Book your FREE strategy session today!: profitwithlaw.com/strategysessionTake the Law Firm Growth Assessment and find out how you rate as a law firm owner! Check out our Profit with Law YouTube channel!Learn more about the Profit with Law Elite Coaching Program hereJoin our Facebook Community: https://www.facebook.com/groups/lawfirmgrowthsummit/To request a show topic, recommend a guest or ask a question for the show, please send an email to info@dreambuilderfinancial.com.Connect with Moshe on:Facebook - https://www.facebook.com/moshe.amselLinkedIn - https://www.linkedin.com/in/mosheamsel/

Variable frequency drives, or VFDs, have long offered the opportunity to boost the energy efficiency of rotating equipment such as pumps and fans. But when VFDs are fully integrated into a plant's control system architecture, new levels of plantwide optimization are possible. Control's Keith Larson caught up with Chad White, leader of the North America sales organization for Danfoss, and Raj Nara Yanan, product manager for Honeywell Process Solutions, at the recent Honeywell Users Group meeting in San Antonio to discuss how Honeywell's partnership with Danfoss is unlocking new possibilities.

TWC Podcast #64 Slot Machines Don't Train Dogs!What if everything you've been told about variable reinforcement is only half the story?Dog trainers and psychologists love to say, “Switch to variable reinforcement, it's like a slot machine, that's how behaviors stick.” But here's the truth: that analogy is flawed, incomplete, and in training, often misleading.In this episode, Ivan Balabanov breaks down:-Why the slot machine comparison fails in dog training.-When is Continuous Reinforcement actually more powerful?-How to use extinction bursts as a tool to sharpen behaviors.-Why barking, whining, and nipping aren't “disobedience” but feedback.-The difference between keeping behaviors alive vs. making them bulletproof.Dogs aren't pigeons in Skinner boxes. They aren't gamblers at slot machines. Real training is about clarity, joy, precision, and connection — not random paychecks.If you're serious about dog training, this episode will challenge what you've been told and show you how to think beyond the textbook.Subscribe to the Training Without Conflict® Podcast for more episodes

In this special episode of Cashflow Legendz, Nate and Brandon share a full-circle moment in their Infinite Banking journey. What began years ago with reading Nelson Nash's work and striving to understand what it truly means to “be your own banker” has now led to an invitation as guests on the official podcast of the Nelson Nash Institute. You'll hear their heartfelt conversation, filled with personal stories, key lessons, and the principles that have shaped not only how they teach and serve clients, but also how they live their own lives. This is more than just an interview—it's a reflection on the life-changing impact of Infinite Banking when you fully grasp and apply its truths. Grab your coffee, tune in, and join Nate and Brandon as they share why Nelson Nash's wisdom continues to inspire their mission and message today.  

The Bank of England has just dropped the base rate from *4.25% to 4%*, and my inbox has been full of one big question:  

Many people use a home equity line of credit for home renovations and unforeseen liquidity needs, but if you are carrying an old balance on your variable rate HELOC, the current high interest rate environment has not been friendly to you. Donna and Nathan discuss options for managing variable rate home equity loan balances, and strategies for paying down other forms of high interest debt. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 8/21/2025; Original Air Date: 4/4/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Contact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caCLICK HERE to be redirected to Mortgagenomics Canada Podcast YouTube ChannelCLICK HERE to be redirected to the blog version of this episode.CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.

This week we talk about Jillian Michaels, recession talk, Jamie Lee Curtis, Alien Earth, Gamescom, PBS and Prager U, and more! Come follow us: http://www.beenhadproductions.squarespace.com/bthanbti SoundCloud: https://soundcloud.com/bthanbtiI Facebook: https://www.facebook.com/BthanBTI/ Twitch: https://www.twitch.tv/bthanbti Twitter: @BthanBTI iTunes: https://itun.es/i6SJ6Pw YouTube: https://www.youtube.com/c/BlackerThanBlackTimesInfinity Rescue + Residence https://www.rescueresidence.org/ Donate: https://www.givebutter.com/R_R_Champions

What powers Cepheid variable stars? What about Mira variables and pulsating stars? And are there variable stars that don't actually vary at all? I discuss these questions and more in today's Ask a Spaceman! Support the show: http://www.patreon.com/pmsutter All episodes: http://www.AskASpaceman.com Watch on YouTube: http://www.youtube.com/PaulMSutter Read a book: https://www.pmsutter.com/books Keep those questions about space, science, astronomy, astrophysics, physics, and cosmology coming to #AskASpaceman for COMPLETE KNOWLEDGE OF TIME AND SPACE! Big thanks to my top Patreon supporters this month: Justin G, Chris L, Alberto M, Duncan M, Corey D, Michael P, Naila, Sam R, John S, Joshua, Scott M, Rob H, Scott M, Louis M, John W, Alexis, Gilbert M, Rob W, Jessica M, Jules R, Jim L, David S, Scott R, Heather, Mike S, Pete H, Steve S, Lisa R, Kevin B, Michael B, Aileen G, Don T, Steven W, Deborah A, Michael J, Phillip L, Mark R, Alan B, Craig B, Mark F, Richard K, Stace J, Stephen J, Joe R, David P, Justin, Robert B, Sean M, Tracy F, Ella F, Thomas K, James C, Syamkumar M, Homer V, Mark D, Bruce A, Tim Z, Linda C, The Tired Jedi, Gary K, David W, dhr18, Lode D, Bob C, Red C, Stephen A, James R, Robert O, Lynn D, Allen E, Michael S, Reinaldo A, Sheryl, David W, Chris, Michael S, Erlend A, James D, Larry D, Karl W, Den K, George B, Tom B, Edward K, Catherine B, John M, Craig M, Scott K, Vivek D, Barbara C, Brad, and Azra K! Hosted by Paul M. Sutter.

What powers Cepheid variable stars? What about Mira variables and pulsating stars? And are there variable stars that don't actually vary at all? I discuss these questions and more in today's Ask a Spaceman!   Support the show: http://www.patreon.com/pmsutter All episodes: http://www.AskASpaceman.com Watch on YouTube: http://www.youtube.com/PaulMSutter Read a book: https://www.pmsutter.com/books   Keep those questions about space, science, astronomy, astrophysics, physics, and cosmology coming to #AskASpaceman for COMPLETE KNOWLEDGE OF TIME AND SPACE!   Big thanks to my top Patreon supporters this month: Justin G, Chris L, Alberto M, Duncan M, Corey D, Michael P, Naila, Sam R, John S, Joshua, Scott M, Rob H, Scott M, Louis M, John W, Alexis, Gilbert M, Rob W, Jessica M, Jules R, Jim L, David S, Scott R, Heather, Mike S, Pete H, Steve S, Lisa R, Kevin B, Michael B, Aileen G, Don T, Steven W, Deborah A, Michael J, Phillip L, Mark R, Alan B, Craig B, Mark F, Richard K, Stace J, Stephen J, Joe R, David P, Justin, Robert B, Sean M, Tracy F, Ella F, Thomas K, James C, Syamkumar M, Homer V, Mark D, Bruce A, Tim Z, Linda C, The Tired Jedi, Gary K, David W, dhr18, Lode D, Bob C, Red C, Stephen A, James R, Robert O, Lynn D, Allen E, Michael S, Reinaldo A, Sheryl, David W, Chris, Michael S, Erlend A, James D, Larry D, Karl W, Den K, George B, Tom B, Edward K, Catherine B, John M, Craig M, Scott K, Vivek D, Barbara C, Brad, and Azra K!   Hosted by Dr. Paul M. Sutter.   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

Variable rewards once powered slot machines; now they're inside your pocket. Behavior-design expert Nir Eyal shows how modern apps turned casino psychology into daily routine. He unpacks the psychological levers hidden in everyday products.Hear the science and the clever design tricks that turn a few minutes into far more time than you intended.If knowledge is power, this episode hands you the switch.

Variable rate (VR) fertilizer is paying dividends at Pitura Seeds, a fifth-generation seed farm in Domain, Man., where the team is focused on reallocating resources to the most productive areas of the field. Laird Lampertz says in this episode of Profitable Practices that the farm’s shift in mindset has been key. Instead of targeting the... Read More

In this episode of The Dental Boardroom Podcast, Wes Read, CPA, CFP, continues the series on turning financial chaos into financial freedom for dental practice owners. Building on previous episodes covering team assembly, personal financial planning, and implementation strategies, Wes dives deep into the third step: developing a business financial plan that supports your personal financial goals.He explains why organizing your financial reporting is the foundation for success, how to interpret monthly financial “X-rays” of your practice, and why understanding your break-even points is critical for long-term wealth accumulation.Whether you're aiming to stabilize cash flow or strategically grow your practice, this episode offers the insights you need to take the next step toward financial clarity and independenceVisual Reference: Break-Evens ChartKey PointsDeveloping a business financial plan is step three in the dental financial planning journey.Organizing financial reporting (balance sheet, income statement, forecast) provides a monthly “X-ray” of your practice's health.Practice CFO's monthly CFO Analysis offers in-depth trend data, industry comparisons, and a “Where Did My Cash Go?” report.Understanding break-even points helps track when collections start contributing toward personal wealth.Fixed costs (rent, labor, marketing, administrative expenses, debt) make up 75–85% of a dental practice's expenses.Variable costs (labs, supplies, merchant fees) fluctuate with production and collections.Dental practices' high fixed cost structure can amplify the impact of slow months on cash reserves.Hitting break-even levels for obligations, debt, taxes, and personal pay is necessary before wealth accumulation begins.#DentalBoardroomPodcast #DentalFinancialPlanning #DentalPracticeManagement #DentalBusinessTips #DentistWealth #BreakEvenPoint #DentalCFO #FinancialFreedomForDentists #DentalBusinessGrowth #DentalPracticeOwners

Send a message/question here!If you're looking for the best workout program for men over 40 that actually fits your busy life, Variable Intensity Training could be exactly what you need. Nope it's not just another rigid workout plan for men 40+ - it's a genuinely flexible system with three different workouts you can mix and match based on your time and energy levels.**email me chris@offacoach.com and let me know if this is a program you'd like to see the full version of!**Most workout programs fail because they don't account for real life. Some days you have an hour and feel great, other days you're exhausted with only 30 minutes to spare. VIT gives you options: the "Just Get It Done" 30-minute session with compound movements, the "Bread & Butter" 40-minute full-body HIT workout, and the "Ooh La La" 50-minute aesthetic-focused session.This is the best workout for when you're busy because there's always something you can do. Even if your week goes completely sideways, you can still get effective training done. The system combines High Intensity Training principles with practical flexibility, making it perfect for guys who want to build strength AND look good in clothes.Whether you're new to HIT after 40 or you've tried rigid programs that didn't stick, VIT adapts to your life instead of forcing your life to adapt to it. You'll hit all your major muscle groups, build functional strength, and target those areas that make you feel confident when you look in the mirror.The beauty is in the flexibility without randomness - you're always doing productive work, but you can roll with whatever life throws at you. No more giving up because you missed one workout or couldn't follow the exact program.Take my free Testosterone Health Investigator test here: https://ovr40.co/quiz to find out in 2 minutes which habits and hormones are sabotaging your efforts to get in shape! And email me chris@offacoach.com with questions or for more details on how we can work 1:1 for a while to get you looking and feeling awesome again!

In episode 259 of the Pool Nation Podcast, hosts Edgar De Jesus, John “JJ Flawless”, and Zac the Pool Boy sit down with Tim Moore and Jim D'Angelo from US Motors / Nidec to discuss the upcoming DOE pool pump regulations and what they mean for pool service professionals nationwide. They explain how the new rules will phase out single-speed pool pump motors and why the Neptune Variable Speed Motor is a cost-effective, energy-efficient replacement option. Learn how this innovative motor allows pros to upgrade existing pumps to variable speed without costly replumbing, helping customers save money while meeting DOE requirements. From freeze control integration and automation system compatibility to real-world installation tips and energy savings strategies, Tim and Jim share proven solutions that make compliance easier and open new business opportunities for pool pros. They also discuss the importance of field feedback in product design and how US Motors works directly with service technicians to improve performance. If you're a pool technician, service company owner, or equipment installer looking to stay ahead of regulations and grow your business, this episode is packed with expert guidance and practical takeaways.  

The Purdue Crop Chat Podcast is on the road at the Indiana State Fair! Hoosier Ag Today's Eric Pfeiffer visits with Dan "Corn" Quinn and "Soybean Shaun" Casteel inside the Normandy Barn as they discuss the variable crop conditions and disease pressures they're finding throughout the state during the 2025 growing season. This podcast is made possible by the Indiana Corn Marketing Council and Indiana Soybean Alliance. Your Indiana corn and soybean checkoff investments are working to find new markets for your crops through International Demand, New Uses and Research. Learn more about the programs working on your behalf at YourCheckoff.org.  

Join us when we welcome Anthony Menicucci, PhD, Consulting Engineer at Sandia National Labs, to discuss "FLOPS" Total Usage Effectiveness, also known as "FTUE". Dr. Menicucci is one of the creators of this new energy usage metric, which is a basis to assess computing energy usage efficiency relative to cooling power usage - specific to data centers using high-performance computing.We'll discuss:The gaps in current efficiency measurements,Variables within the calculations of FTUE,Results of measuring FTUE within HPC environments, And much more.

In this episode of Agile&Me, guest expert Jason Wambold shares valuable insights on variable compensation models in outpatient physical therapy, exploring how these flexible pay structures can boost therapist satisfaction, support recruitment and retention, and benefit clinic owners. Tune in to learn practical strategies and real-world examples that highlight the advantages of offering compensation choices for therapists and fostering a supportive, thriving work environment.To learn more about us, visit our website at https://www.allianceptp.com/

Hosted by Chris Beckett & Shane Ludtke, two amateur astronomers in Saskatchewan. actualastronomy@gmail.com The Actual Astronomy Podcast presents The Observer's Calendar for August 2025. In this episode we talk about the Moon pairing with Antares, Saturn, Mars then Antares again! We also talk about finding 4 asteroids at oppositions, Ausonia, Pallas, Julia and Hebe. There is also a great line in the sky formed when Jupiter, Venus and the Moon line up with Castor and Pollux after mid-month.   Aug 1 - Carbon Star V Cyg at it's best Aug 2 - Lunar Straight Wall and Eyes of Clavius Aug 3 - Antares 0.6 N. Of Moon - Ausonia at opposition m=9.3 Aug 6 - Wargetin Pancake visible on Moon Aug 9 - Full Moon - Mare Orientale - NGC 6723 well placed Aug 10 - Jupiter and Venus within 2-degrees this week - Pallas at opposition - m=9.4 - Julia at opposition m=8.8 Aug 11 - Neptune, Saturn and Moon congregate in late evening Sky Aug 12 - 5 am Endymion sunset rays visible on Moon - Perseid meteor Shower Aug 16 - Last quarter and many star parties over next 2 weeks Aug  19 - Mercury at greatest elongation 19-degrees from Sun in morning sky Aug 20 - Jupiter, Venus and Moon line up with Castor and Pollux in morning sky Aug 21 - Moon & Mercury  Aug 22 - Old crescent moon in east before sunrise - Variable star Khi Cyg at Max mag. =3.3 Aug 25 - Asteroid Hebe at opposition m=7.6 Aug 26 - Mars 3-degrees N of Moon Aug 31 - Antares 0.7 North of Moon   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

We continue our revenue accounting podcast miniseries with a discussion on payments to customers—an area that can raise complex accounting questions, especially when those payments come in the form of equity. We examine when these payments reduce revenue versus when they represent consideration for a distinct good or service. We also highlight updates from the FASB's new guidance on share-based consideration payable to a customer.In this episode, we discuss:0:56 – Overview of consideration payable to a customer5:41 – When to recognize payments to a customer15:15 – Applying ASC 718 to equity-based payments to a customer23:41 – Key provisions in FASB's new guidance on equity consideration29:49 – Classifying, measuring, and recognizing equity payments36:41 – Accounting for payments to settle litigation claims or other disputesFor more information, see chapter 4 of our Revenue guide, chapter 7 of our Stock-based compensation guide, and our In brief, FASB issues guidance on share-based consideration payable to a customer. Listen to the other episodes in this series:Revenue accounting reset – Recognizing revenueRevenue accounting reset – Variable consideration Be sure to follow this podcast on your favorite podcast app and subscribe to our weekly newsletter to stay in the loop. About our guestsKen Stoler is a partner in PwC's National Office who specializes in financial reporting and plan design issues related to equity compensation arrangements, retirement and healthcare plans, and other benefits. He has helped companies navigate their employee compensation issues during IPOs, spinoffs, acquisitions, and other major transactions or events.Angela Fergason is a partner and standard setting leader in PwC's National Office who specializes in accounting for revenue and employee compensation arrangements. She also consults on a range of financial reporting issues impacting technology companies.About our hostHeather Horn is the PwC National Office Sustainability and Thought Leader, responsible for developing our communications strategy and conveying firm positions on accounting, financial reporting, and sustainability matters. In addition, she is part of PwC's global sustainability leadership team, developing interpretive guidance and consulting with companies as they transition from voluntary to mandatory sustainability reporting. She is also the engaging host of PwC's accounting and reporting weekly podcast and quarterly webcast series.Transcripts available upon request for individuals who may need a disability-related accommodation. Please send requests to us_podcast@pwc.Did you enjoy this episode? Text us your thoughts and be sure to include the episode name.

We continue our revenue accounting miniseries with an episode taking a closer look at variable consideration—an essential and sometimes complex element in determining transaction price. From performance bonuses to volume-based rebates, we explore how to estimate and constrain variable amounts as well as when key exceptions apply.In this episode, we discuss:0:58 – Why variable consideration is a critical element of the ASC 606 model7:00 – The general model for estimating variable consideration9:02 – Applying the constraint on the amount of variable consideration18:25 – Common types of arrangements that include variable consideration, such as volume-based rebates and discounts20:59 – Key exceptions to the general model:21:10 – Sales- or usage-based royalty exception26:04 – Variable consideration allocation exception30:24 – Right-to-invoice measure of progress exceptionFor more information, see chapter 4 of our Revenue from contracts with customers guide. You can also listen to the first episode in this series, Revenue accounting reset – Recognizing revenue.Be sure to follow this podcast on your favorite podcast app and subscribe to our weekly newsletter for the latest thought leadership.About our guestsAngela Fergason is a partner and standard setting leader in PwC's National Office who specializes in accounting for revenue and employee compensation arrangements. She also consults on a range of financial reporting issues impacting technology companies.Chris Bourdon is a partner in PwC's National Office who specializes in accounting for revenue, inventory, and employee compensation arrangements. He also consults on a range of financial reporting issues impacting technology, media, and entertainment companies.About our hostHeather Horn is the PwC National Office Sustainability and Thought Leader, responsible for developing our communications strategy and conveying firm positions on accounting, financial reporting, and sustainability matters. In addition, she is part of PwC's global sustainability leadership team, developing interpretive guidance and consulting with companies as they transition from voluntary to mandatory sustainability reporting. She is also the engaging host of PwC's accounting and reporting weekly podcast and quarterly webcast series.Transcripts available upon request for individuals who may need a disability-related accommodation. Please send requests to us_podcast@pwc.com. Did you enjoy this episode? Text us your thoughts and be sure to include the episode name.

In this episode we answer emails from Ron, Michael, Jaime and Clare.  We discuss all the generosity bestowed on us and our charity, including the McKenna Man portfolio, a listener's personal portfolio and two-year experience, portfolio longevity issues and common myths thereabout, tax considerations and how to really enjoy retirement after accumulation.Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterMichael's Portfolio (unlevered) vs. a 70/30 since 2022: testfol.io/?s=fW46hjKw65MBreathless AI-Bot Summary:Money can buy you more wealth, but it can't buy you more time. This fundamental truth frames our deep dive into the stories of listeners who've transformed their financial futures through risk parity investing.We begin with Ron's creative McKenna Man Portfolio – a 100% equity allocation that makes quarterly charitable distributions while still growing steadily. Michael shares his journey from traditional investing to a risk parity approach that delivers impressive returns with dramatically lower volatility, proving these principles work in real-world applications.The heart of this episode tackles a question many struggle with: how to plan for extremely long retirement periods of 50+ years. Contrary to popular fear-mongering that suggests dramatically lower withdrawal rates, we explore research showing withdrawal rates tend to flatten over extended timeframes. Variable withdrawal strategies that adjust based on actual spending needs rather than rigid CPI increases can support withdrawal rates only slightly lower than traditional 30-year plans. For those concerned about longevity risk, slight adjustments to equity allocations or implementing rising equity glide paths provide additional security without sacrificing quality of life.Perhaps most powerful is Claire's story of transitioning to a work-optional lifestyle at 56, using risk parity principles to escape a high-pressure career and create space for relationships and experiences. Her wisdom cuts through financial noise with crystal clarity: "Don't worry about running out of money, worry about running out of time."When we reflect on Bronnie Ware's "Five Regrets of the Dying," none involve wishing for more wealth. They center on authentic relationships, self-expression, and allowing more happiness – precisely what proper financial planning should ultimately enable. The purpose isn't maximizing wealth, but confidently answering "how much is enough" so you can stop playing the accumulation game and start truly living.What would your life look like if financial fears no longer dictated your choices? Join our community at riskparityradio.com to continue the conversation.Support the show