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On this week's episode of Taking Care of Business, join CEO, Carl Allsopp alongside Mortgage Specialist; Connor Humble to dive into the world of mortgages.Uncover how to effortlessly obtain your first mortgage, why the current interest rates will shock you, and bust some popular mortgage myths! Hosted on Acast. See acast.com/privacy for more information.
In our discussion with the number 1 mortgage specialist across the country for the Bank of Montreal, we're diving into the heart of the economic landscape, starting with the elephant in the room: interest rates. We discuss the divergence in policy between the US and Canada how it sets the stage for a nuanced debate on balancing growth and while combating inflation. While the US hesitates to lower rates, Canada faces mounting pressure to stimulate its economy. However, the fear of triggering inflationary pressures looms large if the value of the loonie drops, potentially complicating the decision-making process for central banks.Shifting our focus to the real estate market, we begin by scrutinizing key indicators like mortgage pre-approvals and new originations. These metrics provide valuable insights into buyer sentiment and seller confidence, especially at a time when we've seen large shifts in the amount of supply hitting the market. As listings surge and inventory levels rise, the impending question for Vancouver homebuyers becomes whether to wait for potential rate cuts or to act swiftly in a market known for rapid shifts.We also extend into the realm of mortgage choices, where buyers grapple with the decision between fixed and variable rates and what the best path forward looks like. Understanding buyer preferences in this regard is crucial, especially given the evolving interest rate environment and its implications for long-term financial planning.Examining the 5-year Canadian bond yields, we uncover vital clues about where to look at the future of mortgage rates. The recent fluctuations in bond yields offer a glimpse into potential rate adjustments by major banks. However, the uncertainty surrounding the June rate announcement adds another layer of complexity to the discussion, especially as Canada has just revealed it added 90,000 jobs to the economy.The prolonged inversion of the US Treasury yield curve serves as a stark reminder of looming economic uncertainties. Historically, such inversions have often preceded every single recession except one, raising concerns about the broader economic outlook and investor sentiment.In the midst of these macroeconomic discussions, we're also delving into buyer behavior and affordability challenges. As home prices continue to hold at very high levels, buyers are becoming increasingly price-sensitive. Yet, intergenerational wealth transfers and shifting attitudes towards homeownership continue to shape the market dynamics, highlighting the resilience of demand despite affordability constraints.By exploring these interconnected themes, we aim to gain a holistic understanding of the current economic landscape and its implications for the real estate market. Through informed discussions and strategic insights, we can navigate the uncertainties and capitalize on emerging opportunities in this ever-evolving environment. _________________________________ Contact Us To Book Your Private Consultation:
Kevin Guttman was born in Long Beach California and was raised in Garden Grove California about five minutes from Disneyland. He enjoyed growing up in a community, at a time that allowed him and his friends to get dropped off at Disneyland and he could spend all day there. He admired his dad growing up […]
In this podcast episode, Sean introduces Eric Cyrenne, a trusted mortgage professional with 17 years of industry experience. Eric dispels myths about mortgages, explores the advantages of working with a mortgage broker, and delves into creative financing solutions.Mortgage Specialist vs. Mortgage Broker: Debunking MythsEric clarifies the difference between a mortgage specialist and a mortgage broker. He emphasizes the advantage of working with a broker who has access to over 60 lenders, offering diverse solutions beyond what a single bank can provide.Creative Financing and the Role of a Mortgage BrokerExploring myths about mortgage solutions, Eric discusses how a mortgage broker can cater to diverse financial situations, from subpar credit to self-employment. He highlights the flexibility of brokers in offering various lending options, including big banks, B lending, private lending, and even commercial solutions.Reverse Mortgages: A Growing NeedThe podcast delves into reverse mortgages, a financial tool gaining popularity, especially among seniors. Eric explains how reverse mortgages work, providing an option for seniors to access their home equity without monthly payments, allowing them to age in place.Pre-Approval Process: Importance and Common MistakesSean and Eric emphasize the significance of the pre-approval process and the common mistakes clients make. Eric provides insights into factors affecting mortgage rates, such as income, loan-to-value ratio, mortgage size, and credit score.Homework and Preparation: Key to Smooth Mortgage TransactionsDiscussing the importance of preparation, Eric stresses the need for clients to do their homework, including checking their credit reports before seeking a mortgage. He shares anecdotes about clients facing challenges due to overlooked details on their credit reports.Different Mortgage Products and CustomizationEric sheds light on the variety of mortgage products available and the importance of tailoring them to clients' specific needs. He explains how mortgage brokers can provide personalized solutions, considering factors like income, credit score, and loan-to-value ratio.Understanding Mortgage Rates, Terms, and Payment AccelerationThe conversation shifts to the complexities of mortgage rates, terms, and payment acceleration. Eric advises clients to consider flexibility in mortgage terms, portability, and payment acceleration options based on their financial goals.Renewal Mistakes and Rate GuaranteesExploring common mistakes during mortgage renewals, Eric warns against last-minute decisions. He explains the advantages of seeking rate guarantees when switching lenders and the protection it provides if rates decrease before the renewal date.Closing Remarks: How to Connect with Eric CyrenneSean expresses gratitude for Eric's valuable insights and highlights Eric's role as a mortgage advisor. Listeners are encouraged to reach out to Eric for personalized mortgage solutions and advice.Eric Cyrenne: (514) 704-8549, eric.cyrenne@vinegroup.ca
It's only natural that Kevin A. Guttman helps people with reverse mortgages. He's been around real estate practically his whole life. His parents were realtors and investors in southern California. Kevin grew up tagging along with his dad to look at properties, and he learned early on what makes a good real estate investment.As he got older, Kevin and his brothers began fixing up properties for their father, and eventually Kevin began managing them.But before he began his own career in real estate, Kevin started on his life-long path of helping others. He spent years in the ministry and in the non-profit world. He traveled the country to raise money for projects in the developing world, helping people have clean water, medical clinics, schools, and enterprise loans to build businesses.Since 2004, Kevin and his team have helped hundreds of homeowners get mortgages, with a close rate 50% above the industry average.So why reverse mortgages? It's all about helping people live the retirement lifestyle they deserve. Kevin says he's met with so many seniors who are house-rich and cash-poor. They have no pension, they're relying on Social Security, and many are working well past retirement age because they're worried about their financial future. Kevin believes it's his mission to inform and educate people, give them honest Reverse Mortgage In Denver answers and advice, and help them consider their options.On the home front, Kevin and his wife Sabrena have been married since 1988. They have five children and one grandchild. He's proud of all of them, and he's also proud that his customers like to tell him he treats them like family.Learn more: http://www.reversemortgagerevolution.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-kevin-guttman-reverse-mortgage-specialist
It's only natural that Kevin A. Guttman helps people with reverse mortgages. He's been around real estate practically his whole life. His parents were realtors and investors in southern California. Kevin grew up tagging along with his dad to look at properties, and he learned early on what makes a good real estate investment.As he got older, Kevin and his brothers began fixing up properties for their father, and eventually Kevin began managing them.But before he began his own career in real estate, Kevin started on his life-long path of helping others. He spent years in the ministry and in the non-profit world. He traveled the country to raise money for projects in the developing world, helping people have clean water, medical clinics, schools, and enterprise loans to build businesses.Since 2004, Kevin and his team have helped hundreds of homeowners get mortgages, with a close rate 50% above the industry average.So why reverse mortgages? It's all about helping people live the retirement lifestyle they deserve. Kevin says he's met with so many seniors who are house-rich and cash-poor. They have no pension, they're relying on Social Security, and many are working well past retirement age because they're worried about their financial future. Kevin believes it's his mission to inform and educate people, give them honest Reverse Mortgage In Denver answers and advice, and help them consider their options.On the home front, Kevin and his wife Sabrena have been married since 1988. They have five children and one grandchild. He's proud of all of them, and he's also proud that his customers like to tell him he treats them like family.Learn more: http://www.reversemortgagerevolution.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-kevin-guttman-reverse-mortgage-specialist
Rob Golfi from RE/MAX, the Golfi Team, is joined in this episode by Brian Hogben of Mission35 Mortgages. You will learn how home sellers are reacting in the current market and how the new stress-test rules may help Canadians. Plus, Brian explains the differences between an . They also discuss painting wood trim in your home and a love letter that helped sealed a home purchase.
Joy is a local and licensed mortgage professional in Saskatoon. She runs a people-first, boutique-style business that matches the client to the right mortgage for their lifestyle. Outside of mortgages, Joy spends time with her active family, volunteers in the community, and consumes cat content. Joy Beauchamp Joy Beauchamp Mortgage Professional cell: 306.280.0054 | socials: email: joy.beauchamp@mortgagegroup.com web: joymortgagepro.ca | application: apply now! SUBSCRIBE TO THE PODCAST HERE: APPLE PODCASTS GOOGLE PODCASTS SPOTIFY LIBSYN YOUTUBE OKIKI RESOURCES: Need Video Content or Personal Brand Photos? Book Here Join the Okiki Video Content Bootcamp Today! https://www.okikiconsulting.com/okiki-video-bootcamp ABOUT FIYIN: Fiyin Obayan is the founder of Okiki Consulting, where she helps business owners communicate their personal brand or company brand stories through video content, in order to communicate to their target audience. Contact Fiyin: Website: www.okikiconsulting.com Email: info@okikiconsulting.com Phone: (306)716-0324 Instagram: @Okikiconsulting and @Okikiconsultingmedia Facebook: @Okikiconsulting LinkedIn: https://www.linkedin.com/in/fiyinobayan/ Business: https://www.linkedin.com/company/okiki
Welcome back to "The Red Mic," your go-to podcast for all things real estate! Join host Damon Williamson in this exciting third episode. We have a triple treat for you as we bring together three industry experts who are ready to share their invaluable insights and experiences. Our three powerhouses this episode are Francisco Rizo, cohost of Fitish the Podcast with his wife Jenna Page and agent at The Agency Dallas, Trey Stewart, host of Mr.Misster Podcast and agent at The Agency Dallas, and Brian McCauley, mortgage specialist with unique perspective on the financial side of real estate. Tune in to Episode 3 of "The Red Mic" for a deep dive into real estate like you've never experienced before. Francisco Rizo is giving some exclusive insights on his F1 condos so get ready to make informed decisions, uncover hidden opportunities, and elevate your real estate game. Don't miss this enlightening and empowering episode – it's time to unlock the potential of the real estate market!
In the ever-evolving landscape of the Vancouver real estate market, homebuyers find themselves grappling with a compelling question: How long will they be forced to navigate the challenges imposed by elevated interest rates? In this insightful episode, we engage in a candid conversation with Mychal Ferrera, the No. 1 BMO Mortgage Specialist in the country, to gain a comprehensive understanding of the current state of interest rates as we try to anticipate their trajectory for the remainder of 2023. We also focus on the Top 5 most frequently asked questions that dominate the minds of those considering property purchase in this challenging environment. Variable Rate versus Fixed Rates? How much of my monthly income should I expect contribute to home ownership especially considering how expensive it's become? Furthermore, we delve into pertinent topics such as signs of panic selling, major debt restructuring, the dynamics of new mortgage originations, and the unconventional economic circumstances that are defining this time.It was somewhat expected that this month's inflation rate has surged to 3.3% over the past month, marking a 0.5% increase. Notably, the cost of mortgages has surged by an alarming 30.6% over the course of the year. Amidst these disconcerting statistics we discuss the potential for interest rate stability and whether the BoC will raise rates in September. We both take a different stance of this and for very different reasons.We also discuss whether Buyer's should go ahead with the decision to purchase amidst high rates or if they should wait for a more favourable climate? Mychal provides great insights into the advantages and disadvantages of both approaches. He addresses the potential repercussions of delaying purchase decisions and how to navigate your financial position in this challenging time. Check out the episode for more information!Contact Mychal:mychal.ferreira@bmo.com778.288.3173@mychalmortgages _________________________________ Contact Us To Book Your Private Consultation:
Kristi's thoughts and financial advice are as helpful as they are interesting. She has put a lot of her thoughts and wisdom into a brand new book, now available. She talks about this new project, along with her usual viewpoints on mortgages and managing credit.
Breanna, a mortgage professional, explains social media's impact on her business growth and how she uses it to spark conversation. Find Breanna on Instagram and LinkedIn! Mentioned in this episode: The Book of (Even More) Awesome by Neil Pasricha Come be social with me! Find Monika Social on: Facebook Twitter Instagram LinkedIn Don't forget to follow the podcast on Instagram Produced by Vanessa Hennessey
Doing Divorce Different A Podcast Guide to Doing Divorce Differently
Saddle Up Segments are bite-size, bonus episodes offering one thing that our listeners can do right away to add value to their life. The best thing you can do when determining your housing situation during divorce is to turn to a mortgage loan officer specializing in divorce. Don't worry about all the details; take the pressure off of you and get clarity from a reputable source! Like what you're hearing? Be sure to check out the full-length episodes and new releases every Tuesday. Resources: Brett Leschinsky CrossCountryMortgage Brett Leschinsky Facebook Brett Leschinsky LinkedIn Lesa Koski Website Lesa's Online Courses The Onward app was made for divorced parents to help track, share, and split their children's expenses. Download The Onward App today for iOS or Android!
As Canadian homeowners struggle to make ends meet, the traditional 25-year mortgage plan is no longer enough, leaving lenders to grapple with increased risk of loss, and pushing more and more Canadians into 30+ year payment plans. Alex Pierson, speaks with Ron Butler, Mortgage Specialist with Butler Mortgage about rising interest rates that are forcing Canadian homeowners into decades of debt, as a staggering 30% of mortgages are now stretched beyond 30 years, leaving many struggling to keep up with the increasing financial burden. Learn more about your ad choices. Visit megaphone.fm/adchoices
Host Alex Pierson speaks with Ron Butler, Mortgage Specialist with Butler Mortgage and Shahin Moghaddam, wife and son murdered on Flight PS752. Asher Honickman, Partner at Jordan Honickman Barristers practicing civil and public litigation joins Shahin. Alex and Ron discuss why 63% of Canadians feel owning a home is out of reach. Alex, Shahin and Asher discuss why the Government wants to drop the law suit in regards to the PS752 investigation. Shahin Moghaddam speaks out. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this interview I speak with Yvette Troublefield who is currently a Mortgage Specialist with State Employees' Credit Union at the Grandover Village branch in Greensboro, NC. She has been employed by SECU for 9 years. She is also the Political Action chairperson of the Montgomery County Branch NAACP. Her goal is to bring financial literacy to all persons and age groups to promote God's calling for all of his children to live in the land of abundance. She graduated from Fayetteville State University with a Bachelor of Science in Psychology and has come to the podcast to answer the questions that I had about mortgages and financial literacy. 2 things that we discussed during this interview are: 1) The difference between prequalifying and preapproval. 2) What an escrow is. You can contact Yvette at: Facebook - Yvette Troublefield Instagram - iammisstrouble1 This episode is also brought to you by Heaux Lotta Jewelry. Where you can find earrings, necklaces, bracelets, rings and other accessories for just $5. Shop all day every day at HeauxLottaJewelry.com. Follow my podcast on Instagram at https://www.instagram.com/girlfriendletmetellyou_podcast/ Follow my podcast on Facebook at https://www.facebook.com/GirlfriendLetMeTellYou Join my emailing list at Girlfriendletmetellyou.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/latasha-ingram/message Support this podcast: https://podcasters.spotify.com/pod/show/latasha-ingram/support
The Real Estate Market and Mortgage Interest Rates took a wild ride in 2022. What should we expect for 2023 in the real estate market? How about the Mortgage market? Will interest rates keep rising? Join the Edge Group Real Estate Team for an interview with Robert Garrod, Mortgage Specialist, and VP of Growth at Homeseed Loans. Robert shares his 10 years of mortgage broker experience and expertise to answer those tough questions, and shares some insights for what's coming up in 2023. This is valuable information for both buyers and sellers. Happy New Year! To reach Robert Garrod directly, use the information below:Office: (425) 455-4663Mobile: (206) 963-4562Email: robert@homeseedloans.comWeb: https://robertgarrod.homeseedloans.com/We Would Love to Hear Your Feedback!
"Should I Stay or Should I Go" is not just a classic song by The Clash, it is the internal dialogue of our clients, especially in the early stages of the divorce process which entails both the physical structure of the home and the more intangible relational dynamic. In this show, Craig and Matt sit down with Adam Black, a real estate collaboration specialist with a focus on divorce mortgage management, to break down the challenges of the post-COVID housing market, featuring low inventory, high prices and both inflation and interest rates on the rise. This fast-paced show will highlight the importance of working with a mortgage professional early in the process and familiarize the listener about the current real estate market.
Today, we're discovering how to take a second look, as we understand what it means to become a second opinion mortgage specialist. We're joined by Scott Schang to share his expertise and experiences. Listen in to continue to pivot, innovate, adapt, and overcome! Episode Resources: Join the https://www.facebook.com/groups/1689903481297200 (Facebook Group) Ask Geoff Anything! https://www.speakpipe.com/AMA (Tap Here) http://www.mortgagemarketing.pro/ (Learn More About myAgent Classes)
Today, we're diving deep into the minds from Divorce this House. We're talking recession proofing your business as a divorce mortgage specialist! Listen in to continue to pivot, innovate, adapt, and overcome! Episode Resources: Join the https://www.facebook.com/groups/1689903481297200 (Facebook Group) Ask Geoff Anything! https://www.speakpipe.com/AMA (Tap Here) https://cceci.kartra.com/page/iKM20 (Learn More About Divorce This House) http://www.mortgagemarketing.pro/ (Learn More About myAgent Classes)
Ready to learn all the tips and tricks for getting the best mortgage for YOU? In this episode, The Stone Sisters sit down with John Antle, a mortgage specialist located in Kelowna, BC. John is one of the most recognized and trusted mortgage brokers in Kelowna, and with over 13 years of experience in the business, he's skilled at finding a mortgage solution perfect for your needs. John talks about his extensive experience in financial planning, investment consulting, and mortgages. He describes how he transitioned from being an investment advisor back in 2007 to building his own mortgage business in 2010. The Stone Sisters ask John to outline what he's seeing in the mortgage industry— including what the big banks are up to. He explains the major differences between working with a registered mortgage broker vs. working with a bank. John runs through the most important questions to ask your mortgage broker before working with them. Shannon and Tamara ask John the burning question in the real estate industry right now: What is happening with current rates and where does he predict rates going? Want to connect with John?Head to his website.Follow him on Facebook and Twitter.To learn more about the Stone Sisters or to get in touch, visit www.stonesisters.com
In today's episode, we had our third guest on the show known as mtlgio on Instagram. Gio is a mortgage specialist who helps people finance their real estate projects. Learn everything you need to know to buy a home in 2022.
Mychal Ferreira, Mortgage Specialist from BMO, joins us today on this special podcast where we discuss the impacts of the new 0.75% rate hike. With average mortgages in Vancouver being substantially higher than the rest of the country, Vancouverites can expect their variable rate mortgage payments to increase by another $350-$700 dollars per month - s staggering $4,000 to $8,000 increase in payments each year. Will this be enough pressure to force Sellers to reduce the prices of their homes on the market? Will it be enough pressure to erode disposable income so the economy slows down? Perhaps to some degree, but with recent GDP data showing the economy still running strong and over 1 million job vacancies, the idea of major sell off or panic selling is not something we are expecting.With another oversized rate hike announced today, it's pretty clear that the Bank of Canada does not yet have inflation under control and are continuing down the path of demand destruction and active wealth erosion. With the benchmark rate now hovering at 3.25% - a mere 0.25% away from the BoC's target rate and inflation proving to be less transitory than first believed, a future recession and further rate hikes is almost all but guaranteed at this point. Remember, it typically takes a full 18 months before we see the results of a single rate hike - let alone the 4 oversized rate hikes we've seen in the last 6 months.Historically, and over the last 30 years almost every time the BoC has risen rates by more than 1.5% we've seen a correction back down between 1.5% - 4.5%. So while rates continue their roller-coaster ride up, if history has anything to say about it, it's highly probable that within a similar time frame we will see the BoC reverse course. If you're a Buyer expecting to pick up a property from a grovelling Seller, they will be few and far between as many Sellers dig their heels in to combat raising rates while they wait for demand to return. And it will - with an aggressive immigration policy and inventory in Vancouver lower than it was this time last year, it's clear we have a supply issue mounting and an outcome we've seen before when rates begin to fall.Mychal Ferreira can be reached at:https://www.linkedin.com/in/mychalferreira/
"I'm just authentic me. When I meet people, I don't talk about me and what I can do for you and what I do for a living. Ask questions about other people, like: Why are you here? What made you wanna do this business? What can you offer? Who can I connect you to?It's adding value to other people. And one thing I've figured out is people notice people who notice them. Simple little things like giving someone else a shout out or sharing their post or saying, "Hey, I saw you the other day. That was great." It's bringing that sense of community into everything you do." - Monica ParkinThe finer details of this episode :How to choose something that you're passionate aboutHow to contribute to your community in order for your business to thriveBeing a good listener and asking intentional questionsBeing authentic when building your brand and networking Episode resourcesSummit CPA website - www.summitcpa.netEmail us with questions - vcfo@summitcpa.net Monica Parkin - Courtenay Mortgage Specialist | Monica Parkin, Mortgage Specialist
"I'm just authentic me. When I meet people, I don't talk about me and what I can do for you and what I do for a living. Ask questions about other people, like: Why are you here? What made you wanna do this business? What can you offer? Who can I connect you to?It's adding value to other people. And one thing I've figured out is people notice people who notice them. Simple little things like giving someone else a shout out or sharing their post or saying, "Hey, I saw you the other day. That was great." It's bringing that sense of community into everything you do." - Monica ParkinThe finer details of this episode :How to choose something that you're passionate aboutHow to contribute to your community in order for your business to thriveBeing a good listener and asking intentional questionsBeing authentic when building your brand and networking Episode resourcesSummit CPA website - www.summitcpa.netEmail us with questions - vcfo@summitcpa.net Monica Parkin - Courtenay Mortgage Specialist | Monica Parkin, Mortgage Specialist
Taylor Froelich is a 7 figure Mortgage Specialist and Podcast Host. He is a mortgage broker that focuses on helping anyone that is deemed, ‘outside of the box' by other lenders in the industry. He explains his mission statement of, ‘Helping regular people achieve financial freedom through real estate,' and gets real with Chaz on the ups and downs of running his own business. He also is host of his own podcast, ‘Taylor Made Real Estate Podcast.' In this episode, you'll hear how Taylor built a business instead of a job, how he molds and shapes his team, and the actual formula he uses to prioritize his time. Tune in to learn how to grow your business today! Time stamps: [1:37] Taylor's industry and what he does [2:16] Story of how Chaz and Taylor connected [4:30] How Taylor isn't the typical mortgage lender [5:47] Building a business, not a job [10:07] How Taylor got his start in the lending industry [13:55] Building a team [14:34] Good decisions in the business [16:00] Taylor's approach to hiring [21:21] Bad decisions in the business [23:54] Taylors decision making process [28:29] How Taylor handles his finances [28:43] Taylor's Time vs. $ formula [34:32] The importance of having an ‘escape' [34:40] One Metric to Track [36:39] Book Recommendations [37:35] Does Taylor mastermind or network? [38:48] If he lost it all, what would he do? [39:54] If he only had one hour each to work on his business, how would Taylor run his business? Notable Quotes: “I've tailored myself to help those individuals that aren't your standard fit in the box client when it comes to lending” - Taylor Froelich “That's really what the ultimate dream is, just to be present and be with my family.” - Taylor Froelich “Good, bad, or wherever the loan goes. I want to be the one that stamps my name on it and says, ‘This is me'” - Taylor Froelich “I've always told myself I wanted to be the number one originator in Kansas city. That will be my goal until I accomplish it.” - Taylor Froelich “If you are hiring somebody, you need to bring some leadership to the table.” - Chaz Wolfe (Host) “There's so many guys that will hire and get frustrated and then they stop hiring, because they themselves are a terrible leader.” - Chaz Wolfe (Host) ”Thinking that people would be the same as me was my biggest mistake.” - Taylor Froelich “If you don't have a coach, go hire a coach because it's so worth it.” - Taylor Froelich “I just love learning about people, learning, how they became what they are and seeing how I can help give them a nugget to get to that next level or vice versa.” - Taylor Froelich “Failing at a business is probably the best degree you could get.” - Taylor Froelich Book recommendations: “The Seven Levels Of Communication,” by Michael J Maher: https://www.amazon.com/7L-Levels-Communication-Relationships-Referrals/dp/1942952473 (https://www.amazon.com/7L-Levels-Communication-Relationships-Referrals/dp/1942952473) “The Go Giver,” by Bob Burg and John Mann: https://www.amazon.com/Go-Giver-Little-Story-Powerful-Business/dp/159184200X (https://www.amazon.com/Go-Giver-Little-Story-Powerful-Business/dp/159184200X) “The E Myth: Why Most Businesses Don't Work and What to Do About It” by by Michael E. Gerber: https://www.amazon.com/Myth-Most-Businesses-Dont-About/dp/0887303625 (https://www.amazon.com/Myth-Most-Businesses-Dont-About/dp/0887303625) Let's Connect! Taylor Froelich: Call or Text: 816-585-4255 Taylor's Podcast: https://www.podpage.com/taylor-made-re/ (https://www.podpage.com/taylor-made-re/) Facebook: https://www.linkedin.com/in/taylorfroelich/ (https://www.linkedin.com/in/taylorfroelich/) LinkedIn: https://www.linkedin.com/in/taylorfroelich/ (https://www.linkedin.com/in/taylorfroelich/)...
I interviewed George Vrban, a Retirement Mortgage Specialist and Branch Sales Manager. George has been in the mortgage industry for the past 20 years. He is currently working with Fairway Independent Mortgage Corp in Fla, GA, IL, TN, SC, NH, LA, MS, HI, WI, PA, MN, DE, MI, MD, WVA, AL, DC, and TX helping seniors improve their lifestyles through a HECM. Together, we talked about everything about Reverse Mortgages: The front and ongoing costs, the variable interest rate, the ever-rising loan balance, and the reduction in home equity. Curtis's motto is that what you learn today and how you position yourself will determine your future financial well-being 5, 10, 20 years from today. To learn more about how to manage your wealth in a practical way, visit www.practicalwealthadvisors.com Links and Resources from this Episode www.practicalwealthadvisors.com Email Curtis for a free report - curtmay@gmail.com Call his office - 610-622-3121 Connect with George Vrban https://www.linkedin.com/in/george-vrban-549b25a/ https://www.fairwayindependentmc.com/George-Vrban george.vrban@fairwaymc.com Special Listener Gift Schedule a 15-Minute Call with Curtis Free Ebook Financial Planning Has Failed Show Notes Who George Vrban is How he helps family and clients The safest loan in the US The difference between retiring and being financially-free What happens once people retire How reverse mortgage works Three different outcomes can happen when you do the appraisal of your home and mortgage What are the common myths around Reverse Mortgage are: Are they true? Ramifications of working with people with sickness or disabilities that need long-term care: The different strategies What the Your Personal Economic Model is How a retirement mortgage specialist like George can help How to reach out to George Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts Click here to subscribe with Spotify Click here to subscribe with Stitcher Click here to subscribe with RSS
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When we start building a property investment portfolio, the mortgages being obtained for an investment property will have different implications to those on a home. On this first episode of Season 2 (Investment Edition), a Mortgage Specialist takes us through how investment loan structures can affect your short and long term plans and the types of options you may need to consider when going through the lending process. Guest: Adam Rakowski Finance Broker & Founder/Principle Ortus Financial Host: Kimberley Ackerman Senior Buyer’s Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.
Today's episode is a crash course in becoming a reverse mortgage specialist. If you've ever considered adding reverse mortgages to your business, Christina Harmes is the person who can help. She's been a reverse mortgage specialist for over a decade. As one of *170 Certified Reverse Mortgage Professionals (CRMP) nationwide, she was the youngest to ever achieve this highest designation in the reverse mortgage industry. Episode Resources: https://www.facebook.com/groups/827567644638868 (Christina's Facebook Group) https://www.amazon.com/Understanding-Reverse-2022-Simplifying-Mortgage/dp/B09MYRBBTQ/ref=sr_1_1?keywords=understanding+reverse+2022&qid=1654622150&sprefix=understanding+reverse%2Caps%2C136&sr=8-1 (Reverse Mortgage Book) https://reversemortgagedaily.com/podcast/ (Reverse Mortgage Daily Podcast) http://www.mortgagemarketing.pro/ (Check Out myAgent Classes)
In this interview I speak with Yvette Troublefield who is currently a Mortgage Specialist with State Employees' Credit Union at the Grandover Village branch in Greensboro, NC. She has been employed by SECU for 9 years. She is also the Political Action chairperson of the Montgomery County Branch NAACP. Her goal is to bring financial literacy to all persons and age groups to promote God's calling for all of his children to live in the land of abundance. She graduated from Fayetteville State University with a Bachelor of Science in Psychology and has come to the podcast to answer the questions that I had about mortgages, politics and financial literacy. 3 things that we discussed during this interview are: 1) The difference between prequalifying and preapproval. 2) What an escrow is. 3) How to find out who holds which office in your town or county and what that person's responsibility is. You can contact Yvette at: Facebook - Yvette Troublefield Instagram - iammisstrouble1 Today's episode is sponsored by Coached by Tasha. Where single mothers go to get help with building healthy co-parenting relationships. You can visit my website CoachedByTasha.com and join my emailing list. You will get a free download of how to plan for a great day as an adult. If you want to get some ideas for getting to know your child through interaction and conversation then you can get a BINGO sheet with 25 realistic ideas for building a better relationship with your child or how you two can get to know each other. You can download that free BINGO sheet by clicking here. This episode is also brought to you by Heaux Lotta Jewelry. Where you can find earrings, necklaces, bracelets, rings and other accessories for just $5. Shop all day every day at HeauxLottaJewelry.com. Follow my podcast on Instagram at https://www.instagram.com/girlfriendletmetellyou/ Follow my podcast on Facebook at https://www.facebook.com/GirlfriendLetMeTellYou Follow my coaching on Instagram at https://www.instagram.com/coachlatashaingram/ Follow my coaching on Facebook at https://www.facebook.com/CoachLaTashaIngram --- Send in a voice message: https://podcasters.spotify.com/pod/show/latasha-ingram/message Support this podcast: https://podcasters.spotify.com/pod/show/latasha-ingram/support
Kristi Nowrouzi is a loan officer and Branch Manager for Geneva Financial - she is specialist in home mortgages, and offers an amazing amount of helpful knowledge to our listeners in this episode. Kristi is active in the Central Florida Christian Chamber, and serves as emcee for the monthly meetings.
Welcome to the second episode of the new Millstone Evans Group podcast Money Conscious, hosted by President Sacha Millstone. In episode two, Sacha and her guest, bond market expert James Camp, explore in depth: How the bond market works differently than the stock market. Everyone can get the same quote on a stock price (e.g., the price at which you buy and sell). The innovation James led at Eagle to combine dividend stocks and bonds in the same managed portfolio and offer different proportions of each to match different clients' risk tolerance levels. Dividend rise over time and how stocks can be inflation fighters when they raise their dividends at a greater annual pace than inflation. Why dividend paying stocks are the best performing asset class this year and why James is excited about the bond market right now. Guest: James Camp, managing director of Eagle Asset Management's Fixed Income and Strategic Income strategies. Before joining Eagle in 1997, James was a vice president in the Fixed Income Research and Mortgage Specialist groups at Raymond James & Associates following three years at ING Investment Management. He has appeared on CNBC, Bloomberg TV and FOX Business News and has been quoted in the Wall Street Journal, Bloomberg News, Reuters, the Economist, Financial Times and other financial news publications. Show Notes: In every episode of Money Conscious, host Sacha Millstone talks with exciting, knowledgeable guests about what it means to invest our money consciously. The title Money Conscious reflects two priorities we're passionate about at The Millstone Evans Group: putting your values where your money is, and raising consciousness about money matters in an easy, personal and relatable way. After you've listened to the podcast, share your feedback about the podcast and future topic suggestions with us. Please also share the podcast link with your family, friends and colleagues. And if you like the show, please leave a 5-star review so others can find it, too. Thank you!
Episode 15: Interview with Broker & Mortgage Specialist Stefani BoydIn this episode, I have a very special guest Stefani! She is a Sacramento local serving those in California and those leaving California with their home mortgage needs. After a successful career in criminal investigations as one of the youngest criminal investigators in Sacramento County, Stefani went on to pursue her dreams of joining the family real estate business. She spent years learning the ins and outs of real estate and lending with her family brokerage. Now, Stefani has both her real estate and mortgage broker licenses and is the CEO of her own corporation. A single teen mom turned success story, Stefani is a proud Air Force mom, has three sons, two granddaughters and her adorable Pomeranian, Lola.Stefani Boyd Contact: (916) 215 - 9811First-Time Buyer Guide: www.firsttimebuyerhandbook.comQuestions or inquiries, send an email to Info@SignaturesUSA.comPlease Support the Show in the Link Below!https://linktr.ee/TheLoanSigningHustleSupport the show
Here's the latest Mortgage info with Gwen Price, REALTOR®, Keystone Real Estate Inc. Brokerage (705-561-2335) and Trina Tallon, Mortgage Agent with Neighbour Dominion Lending Centres.https://www.facebook.com/realestatewithgwenprice
Gwen Price, REALTOR®, Keystone Real Estate Inc. Brokerage (705-561-2335) discusses the latest local real estate market and mortgage information with Trina Tallon, Mortgage Agent with Neighbourhood Dominion Lending Centres (705-669-7798) and Lana Watier, Broker of Record with Keystone Real Estate Inc. Brokerage (705-626-4150).https://www.facebook.com/realestatewithgwenprice
Gary shares the truth of being a Landlord. Having had a flat in negative equity, he had the choice to sell and take the hit or buy new. With time the market boomed again and he had a win on both old and new properties resulting in further buy to let purchases. So what's on the cards for him now? In this Podcast we discuss Gary's win on being able to retain a property in negative equity and move into his dream home. We also cover: What's happening with rates and where sees them going If the cost of living is going to have any impact on stress testing What industry issues Gary has experienced problems with over the past 2 years Gary predicts what's next for the property market And the best piece of advice he can give someone looking to invest in property...something so small but super essential! If you're a Landlord looking to increase your portfolio or maybe you're looking to move on and retain your current home as a BTL, then this podcast is definitely for you... Let's meet our GuestThis week we have a very well-known Podcaster, Author & Managing Director of Active Financial. Gary Das is a Landlord himself and has tons of knowledge and experience to share. With over 175,000 downloads on his Podcast alone, he is someone you don't want to miss... As ever, if you have any questions for us or Gary, send us a DM @TheLandlordPage
Gwen Price, REALTOR®, Keystone Real Estate Inc. Brokerage (705-561-2335) discusses the latest local real estate market and mortgage information with Trina Tallon, Mortgage Agent with Neighbourhood Dominion Lending Centres (705-669-7798) and Lana Watier, Broker of Record with Keystone Real Estate Inc. Brokerage (705-626-4150).
I speak with Douglas Katz is a 20 + veteran of the lending industry with a focus on helping divorcing couples manage the property disposition during a split. We learn about how to divorce and buy your next home. Doug talks about how properly understanding this process can help the divorce to go smoother and make it easy on the family.He also helps military veterans and service members in buying or refinancing their homes. He is a US Army disabled veteran, a graduate of the United States Military Academy at West Point and Loyola University Chicago.Contact Information for Doug KatzDouglas Katz – MBA, CDLP, CCRSLoan Officer NMLS 217026, 1846554 O: 630.257.7777 x1004C: 708.829.1336 F: 815.261.1632 doug@ontimemtg.com https://ontimemtg.com
Mortgage Specialist and resident Millennial Sean Dunn (NMLS 1254960) discusses overcoming the unique challenges facing millennial homebuyers, and how homeownership may be closer than you think.
Mortgage Specialist and Branch Manager LaMont Swinson (NMLS - 671856) breaks down the various loan types and how to determine which type might work best for your personal financial situation.
“Where there is no guidance, a people falls, but in an abundance of counsellors there is safety.” That is a verse found in Proverbs 11:14, and on today's podcast “Let's Talk Money”, Dave and Reb welcome Mortgage Specialist Susanna Penning to provide some of that wisdom and safety for people deciding to build a home. While the Ottawa, Ontario real estate market has exploded over the last 18 months, with housing selling at an over-asking price and multiple offers on every sale, people are discouraged. Many More Than Enough clients are asking if building a home is feasible in this market and current economy. Both Dave and Susanna believe that listeners need to educate themselves, and talk to trusted people in the business, before making this decision. Tune in to hear the tips and advice they offer. Today's show is sponsored today by More Than Enough Financial - a financial coaching, tax, and mortgage company helping people find hope and freedom in their finances one day at a time. You can find Dave at morethanenough.ca, or email him at info@morethanenough.ca. You can reach Susanna by going to themortgageadvisors.ca. Aired: November 19th, 2021 on CHRI Radio 99.1FM in Ottawa, Canada. For questions or to schedule an appointment with a More Than Enough team member, e-mail david@morethanenough.ca or call 613-520-4157. Visit morethanenough.ca for more information. For more CHRI shows, visit chri.ca.
Gwen Price, REALTOR®, Keystone Real Estate Inc. Brokerage (705-561-2335) discusses the latest local real estate market and mortgage information with Trina Tallon, Mortgage Agent with Neighbourhood Dominion Lending Centres (705-669-7798) and Lana Watier, Broker of Record with Keystone Real Estate Inc. Brokerage (705-626-4150).
The REITE Club Podcast - Real Estate Investing for Canadians
Guest: Charles Kayitaba, Mortgage Specialist & Real Estate Investor Charles recently completed his first BRRRR. That's in part what prompted him to become a mortgage broker. He learned so much during the entire process that he chose to pursue this career path. In this podcast he shared some amazing insider tips on how to deal with down payments, debt coverage ratios, working with credit unions and so much more. Charles is fairly new to the industry but he's already dealt with many investors and is now dealing with many investors in the golden horseshoe area. We learned how self-employed and real estate investors can qualify for their next deal. This is a constant struggle and with the right team, it can be much easier than you may think. Listen right to the end for a great discussion on Joint Ventures and more! Listen to the full episode at https://www.thereiteclub.com/podcast In this episode you will learn about: Self-employed mortgage solutionsDon't stay idle!Debt service ratioWorking with credit unionsFirm offers, how to deal with themPurview for off-market deals Get in touch with Charles:Website: https://calendly.com/charliekayitaba/Instagram: @_CharlesKayitaba This episode has been brought to you in part byBuilding Stack - www.buildingstack.com Private Buyers - https://privatebuyers.ca/ BM Select - https://bmselect.ca/ The show notes are brought to you in part by Building Stack, our official digital signatures provider. Building Stack is a flexible property management platform built in Canada. Sign documents and leases faster with their new digital signature add-on! Special REITE Club discount to get started today! www.buildingstack.com
Gwen Price, REALTOR®, Keystone Real Estate Inc. Brokerage (705-561-2335) discusses the latest local real estate market and mortgage information with Trina Tallon, Mortgage Agent with Neighbourhood Dominion Lending Centres (705-669-7798) and Lana Watier, Broker of Record with Keystone Real Estate Inc. Brokerage (705-626-4150).
For this week's episode, we have Kim Nguyen from Vine Group joining us again. With real estate prices on the rise these past few months (yes, even in Alberta), buying power is quickly being eroded for home buyers and investors alike. Today, Kim will do a recap on how banks look at your file when determining your creditworthiness and go over tips and trick you can do to improve your purchasing power in the eyes of the bank. Whether you're looking to qualify for your first property or you're an investor getting close to the financing wall, this episode is for you. Kim can be reached at kim@vinegroup.ca. For more episodes and content, check out our website at cwho.ca.
High level mortgage specialist Mychal Ferreira with the Bank of Montreal walks us through what is happening in the Mortgage space in Vancouver. From record low rates to record high volumes, when it's a good idea to refinance and what rates they can get for investors, Mychal shares a wealth of knowledge gained from over 15 years in finance.
This episode we dive into changes in the market with an area market mortgage specialist Leon Palacio with Envoy Mortgage due to COVID19 and how we believe it will impact real estate. Also how buyers can leverage it to buy and also home owners can leverage interest rates to refinance. He takes us through the pre approval process, discusses the difference between FHA, Conventional, VA, Etc. We talk Open House's, MLO's strategies etc.