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This episode is all about the capacity of your practice — what's on your mind for growth, as well as components in your practice that might surprise you in boosting your production. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Tiff (00:01) Hello, Dental A Team listeners. We are so excited to be here with you today. Like we say every single time, we truly, truly do love podcasting and we love what we do. I think getting into it, ⁓ Dana and I, we just spent some time figuring out what this podcast was going to mean and how we were gonna take it. So sometimes it can be like a little daunting, I feel like. But once we get started, ⁓ I think it just flows and and we love it. So, Dana, thank you for workshopping this title and this   project with us today and how are you doing? It's like full blown summer in Arizona. ⁓ it's hot and it's beautiful. And I know we chatted last week and I said are sports done and I was like, yeah, that's right. Sports are never done. So Dana, how are you? How's life down there in the Tucson area?   DAT-Dana (00:48) It's doing really good. Like you said, summer's in full swing, so sunshine's out, kids are, yep, back at sports. ⁓ I just feel like I don't know. I am a su I always say I'm like a lizard. I like to soak up the Arizona sunshine, but I do feel like as the older I get, sometimes these summers get a little bit more brutal every year.   Tiff (01:07) I   agree. I keep saying, is it actually is it getting hotter? Is it getting harder? Or am I getting older and less tolerant? Because I'm the same. I'm a lizard. My ⁓ my family calls me the the lizard because I we even went to the pool yesterday and I was like, no, I don't wanna actually be in the water. Like I just want to be in the sun, feeling it on my body. It makes me feel good. But I'm the same way that I'm like I'm just I'm getting so much less tolerant. I really do think that Yeah. Yeah. I know.   DAT-Dana (01:25) And so.   Yeah. Yeah. fun fine.   Tiff (01:36) I know. Well,   today's content I think ⁓ I'm excited about. Like I said, we workshopped it and I think we came up with some really solid solid pieces here because I think this is something, especially at this time of year, actually, that a lot of doctors and practice owners, one, you get that like itch mid year that you're like, Am I doing enough? Do I need to do something else? And then we see a lot of doctors kind of like sideswipe their team and really just undercut and be like, We're adding something different or we're changing everything up or   Whatever. ⁓ and also at this time of the year, I know for us, at least with our clients, it's a time of year that we really start thinking about next year. I know that seems kind of wild, but that like June, July, August, September timeframe, we're really starting to project, okay, what's left of this year, how are we going to make those goals and exceed those goals? And then what is that gonna roll into for the following year? So this kind of subject that we have today, this this chat, I think falls right into that. And what we want to chat through is capacity.   I love that word. I love the word capacity because it can mean so many different things. I think there's like capacity of our mind. And I talk with with practices in Dana, I know you do too of capacity for team members a lot. Like what is their capacity and not just their time capacity and what they're able to do, but also like their brains, right? How much, how much pivoting can they do in one day? How much how much different subjects can they take on in one day? And what's that capacity? But really today I want to chat capacity of your   Practice and your numbers. And Dana, you spoke really eloquently about this a second ago. And I want to I want to bring that back around to the capacity of the practice because I think first and foremost, when a practice owner thinks about growth, they think, okay, I need more operatories. I need a second practice. And I need, I need, I need. And it's like, yeah, we sometimes we do have to invest to recoup.   benefits, right? So we do have to invest and we have to we have to grow the physical space. ⁓ and I and I think for so long in dentistry it was like how many practices do you have like the first question people asked and how big is your practice? What's your revenue? How many patients do you have? And those questions still swim around and it can make a practice owner feel like they're reaching and grasping for something that they're not even really sure that they want yet. And I know Dana you've seen that too and something that I love watching   our team work with their practices in is really growing within the capacity of the the physical capacity that they have within their practice without having to make that initial investment. But also Dana, I've watched you like grow into that. So projecting and saying, cool, then at this point or in one year, in two years, in three years, this is the capacity, the physical capacity that we want to get to. So I want to really dispel the fact that capacity means we have to   actually grow the physical space because I think Dana there's so much to be grown within the space that we have. And I want to talk through those pieces so that a lot of our listeners here today might pick up something that they're like, gosh, I never thought about that or ⁓ I forgot to do that. There's a lot of those, I forgot to do that piece. So when a doctor comes to you, Dana, and they're like, Dana, I need to grow but I have no more hours. I have   I'm tapped, I don't know what to do. What are some of the first places as a dental consultant that you look at with those practices?   DAT-Dana (05:03) Yeah, I think a couple things. I think that I look at like how comprehensive are we treating the patients within your practice? So are there things that we're letting walk out the door that we are skilled and know how to do that we can keep within the practice, which helps us, I think, just more comprehensively treat patients, which naturally will grow production.   ⁓ I love that you said yes, we're at maximum hours, but I do think that's always a place to look before you look at more space, before you look at expanding. Can you just add hours somewhere? and oftentimes those early morning, those evening hours, patients really, really like too. So we feel like those can stay full. I also will look at insurance participation. Can we change insurance participation and again be able to maybe even lessen our capacity but keep growing our practice with patients?   who align a little bit more with what we're looking for as far as like patient avatar ideal patient.   Tiff (06:00) Yeah, I love that I have a lot of practices that are doing that right now in this like June, July, August timeframe. So that in September, October, we can start at least sending those letters that say, Hey, will you increase our fee schedules? Because there are so many that are out of line. And I think that's a huge discussion ⁓ that's been going around really for the last like two to three years. But I think very, very soon it's not even gonna be a discussion anymore. It's just gonna be a thing of the past. So we are approaching that, I think.   You're totally spot on the fee schedules, fee schedule analysis too for your practice. And I think, Dana, understanding I have a practice I understand that you can do this at any point. You can analyze your fees, you can request fee schedule increases. It doesn't depend on your contract with the insurance company. Just request those fee schedule increases because the worst that they can do is say no. And then you evaluate your contract obligations with them and what you want to do for your practice. We get so scared of like, well,   When can we? It's like they're they don't actually tell you. You just do it. You just do it and then they tell you yes or no. I have a practice that actually increases their fees ⁓ during the summer. And so a lot of practices will wait and they're like, it needs to be January because that's like a fresh start. And I think for me, Dana, it makes me think of like I'll start my diet on Monday. ⁓ no, it's fine, I'll just I'll do it on Monday. And then we get to like December, January, and they're like, Well, wait, we didn't tell the patients yet. And then they hold back, they hold back, and then it's a whole nother year again.   before we do fee schedule increases. And it just doesn't have to be that dramatic. And that can significantly increase the dollar amounts coming in, which is ultimately our end goal, right? And I think it's like in dentistry it's hard because we're healthcare professionals. So focusing in on those dollars and being like, gosh, you know, charging $1200 for an implant   seems crazy because we came from a spot where we were charging six forty two not that long ago, right? It feels like not that long ago in dentistry dentistry is so progressive and it changes so constantly. We have to stay up on on our fees and we have to stay up on the times where dental insurance doesn't do that. It can hold us back from making sure that we're increasing those fees to where they should be and that we're you guys are making the   the dollar amounts, the overhead structure that you want to and that you should. So making sure that you're looking at those is massive. And then Dana, you also said that the patient avatar, and I have I have some the clients that have, gosh, like thousands upon thousands upon thousands of patients and evaluating the actual patient base. So active patient base is, you know, whomever's been seen within the last 18 months. And then looking at are those patients even our ideal   avatar. I've had clients that have had to basically dismiss patients because their patient base was too clean. So it was like we either we either keep clean patients and don't have dentistry to do or we reevaluate our patient base and start restructuring for the structure that we actually want to do. And that for you, Dana, I think was kind of twofold because you said the patient avatar and then you also said the dentistry like that we want to do and that things that we can keep   in the practice. So what have you seen with your your clients when they do that patient avatar and they're like, gosh, actually this is the ideal patient. This is my patient demographic, because it can't we can't live in the middle of I don't know, retirement community and be like, we're gonna do Botox, the whole like we're gonna do all the Botox, right? We've got to make sure that we're dealing with the patients that we also have. So what do you see as far as capacity and being able to grow financially?   within those constraints.   DAT-Dana (09:42) Yeah.   I think that it it like you said, it like the creating your ideal patient allows you to kind of see, like, are you serving the people in the community that you want to be serving? And are you doing the type of dentistry that one they need and two that also you like to be doing? And sometimes those things can be, you know, you have to figure out how they work within the community that you have if it's the dentistry that you love. But I think taking a look at your patient avatar allows you to see, like, are we currently serving the patients who like really   align with what we're looking for in our practice. And when you don't, right, then you can start to say, hey, okay, let's put some systems in place. Just try to get our patient base a little bit more aligned with what we like to do as far as the type of dentistry. And to just like the patients that we feel like we best serve and we can best impact. And I think when you start to do these things, I always say, yeah, we've we get to a point in our patient base where patients get healthy. And it might not be all of our patient base, but certainly some of our patient base. That's the goal of recares, right?   We have recare patients, we bring them back, they continue to occasionally have things pop up, but for the most part, we've gotten them steady and stable. And then I think then it's the next layer. Okay, they're steady and stable, but do they love their smile? And if they don't love their smile, what do you have in your toolbox, right? That can help do that next layer. I think sometimes we get into like, hey, you know, I am getting a lot of new patients, but they're just healthy patients, right? They've been seen every six months. That doesn't mean there's nothing we can do for them. And sometimes creating your patient avatar and   Tiff (10:55) Yeah.   DAT-Dana (11:12) looking at your services helps expand like your way of thinking and the things that you can do for them to continue honestly and truly to continue doing dentistry on either your patient base or we've got to make a switch, right? And we've got to start to transition some of our patient base so that it is more ideal.   Tiff (11:24) Yeah.   Yeah, I love that. So something to consider as we were talking, I was thinking about like metrics and the metrics that we like to utilize within our ⁓ consulting to really help be able to account for capacity, right? Actual physical space capacity and patient patient-based capacity. And something we love to do is to consider the number of patients per hygiene day.   Now this can get a little confusing because you think just day of the week, right? There's seven days of the week. There's typically five days that are worthy of being open. ⁓ sometimes six if you're Saturday, and most of you are probably four days a week. Well, within those four days, you could have exponential amounts of hygiene days. So if Monday you've got three hygienists, that's three hygiene days. So per hygiene day per week, we really want to see 200 hygiene.   Active patients per hygiene day. So if on Monday you've got three hygienists working the full day, that's 600 active patients per that day. So you multiply that by every day of the week, and that tells you how many recare patients we tip we like easy numbers. You guys, 200 is an easy number. We love that. So we typically are going to use some formula to that capacity that will tell us how many active patients per hygiene day you should have.   And if you reverse engineer that, Dana, I love this because it tells us the capacity of our hygiene department, meaning, do we need more hygienists? Because doctors are always like, Do I should I want to hire? It's hard to hire. I've got a hygienist on the books, or I think I have I need more hygiene hours. I'm booked out this far. And honestly and truly, I feel like when we wait for that space where we're like, gosh, I'm at capacity, I can't fit any more patients, I'm booked out too far. That's when we're scrambling and trying to fix the space issue. And we get into this like frenzy.   Whereas if we're watching our our hygiene numbers, we're watching our active patient count and our new patients plus attrition, we can see what our capacity is going to be and we can better project when do I need to hire another hygienist and do I have the space for that? So if you if you work those numbers, you can start to see, okay, I have enough patients in my patient base right now to supply X amount of hygienists with X amount of working days. Now, given my   new patient count coming in and my attrition meaning how many am I losing on the back end, which should be very, very, very small. You guys, it should be patients moving or losing patients. I'm not gonna say why. you guys can understand. I don't like saying that. They just they're gone. So they didn't leave us for another dental practice. They moved away somewhere. ⁓ So that's your attrition. But taking those into consideration you can start to do the math and see okay with this new patient inflow,   I'm getting a positive net of new patients of X per month. This is how long it's gonna be that I'm gonna need another hygienist. So then Dana, I would say like probably two months ahead of that ish, maybe three, start looking for a hygienist. It's starting to get like finding an associate dentist anymore. So two to three months ahead of when you might need them, I would really start projecting and looking at.   hiring them. Now capacity-wise, Dana, that slides into, okay, this doctor that's listening now is like, cool, well, my I don't have an operatory. Okay, great. Well, now we look at some other options. And Dana, when there's ⁓ an option and not an option of another operatory, what do you like to look at for when you do ⁓ add in those hygienists for capacity wise?   DAT-Dana (15:04) Yeah. I think it is. It comes to are there days that we can add? Are there hours that we can add anywhere to be able to serve the patients? And again, I mean, yes, we're getting new patients in this scenario, but sometimes it's just to serve the patients who've been with the practice, right? Or just our recare patients. So how can we manipulate hours? How can we manipulate days? Is there any room anywhere ⁓ to be able to   see more patients within the allotted space. And you know, I will say I've got a practice in on the East Coast and it's just a three operatory practice, right? So we're constantly, constantly trying to game plan this capacity thing because there is no room for expansion. There is no and like they love the location. They and so we do you have to get a little bit creative. And sometimes it means like we do have a part-time hygienist that comes in on Saturdays. We do have a part-time hygienist that comes in on Fridays. We do we've expanded hours, we've done some kind   Tiff (15:38) yeah.   DAT-Dana (15:58) of   like split shift. And ⁓ again, I know sometimes offices hesitate with that, but like honestly and truly just ask your team, right? Your team will tell you like what they're willing and what they're not willing to do. And sometimes you'll be surprised how even manipulating shifts actually helps team members in their personal lives, right? We have those moms that maybe want to drop their kids off at school in the morning. So not starting until 10 is great for them. Right. And so until we have these conversations with team and we look at all these avenues and all the doors that we could open   the levers that we could pull to really be able to continue to grow even if we are at max capacity. I think that there are a number of things to look at before having to find a new building or add a second location or ⁓ those types of things. And so it can be a mix of changing hours, it can be a mix of adding providers, it can be a mix of adding days, all the things before it has to go to that point.   Tiff (16:41) Mm.   Yeah. That was a great ⁓ that was a great visual. The office, the three pr the three op practice. I definitely have I have one that's a four op and three hygienists. ⁓ so I I totally agree. And I love also in your mix there, you're talking about like adding hours and working. I they added hours there they're expanding by hours, but also something that I love doing is that smart scheduling.   Right. Block scheduling is wonderful. I know other people who love it. There are people who hate it. There are people who don't understand it. But block scheduling can truly, truly make it so that you can see your capacity so you can better schedule for one, but then also better prep and better like move forward. Something that I love doing is really looking at when you've got a smaller operator when you have 11 and you're like, I need the twelfth. You're like, cool, that's fine too. Take a day, look at your schedule and say, Okay, maybe on Wednesdays.   My doctor's gonna do like heavy, heavier appointments on doctor side. So we've got, you know, high production, high value production all day. Maybe there's some assistant driven stuff so they can still do some exams, but then I've got a hygienist that's running just SRPs. So like Wednesday is she's in doctor's operatory. So doc loses an operatory, doc is doing heavy in one column, doc loses an operatory, and I've got heavy SRPs. So we're not losing the production.   We're gaining the production and able to do the recares on the other days so that we can project out or Fridays. I have a lot of hygienists that will do that'll love to come in on a half day on Friday for like four hours and just bust out SRPs because back-to-back SRPs is hard, but it's when you've got a half a day of it, it's kind of like quick, easy production, get it done, and it makes it more valuable coming in for on a Friday. Yeah. And   Outside of that, so not even outside of that, I would say all of this combined. If your fee schedules are in alignment, if you know your capacity of your patient base, meaning how many patients do you have, how many hygienists do you need for that, how many doctors do you need for that, the capacity of your time, right? How how long are you working and are you being super effective and efficient within those hours? I've seen a lot of doctors as well. This is something we haven't mentioned yet. I did mention like block scheduling and eff efficient scheduling and hygiene.   But I've also seen a lot of doctors that are like willy-nilly doing a couple fillings here and there or the the front office ⁓ scheduling team is really just scheduling them to fill the schedule so there's no white space. I but it's not effective scheduling. And so we're really not producing what we should be, but we're also not using our chair time effectively. So when we have those smaller appointments, we're turning that room over so much. And if you think about it, Dana, I'm like, gosh, there's ten minutes at the beginning minimum.   DAT-Dana (19:23) I see.   Tiff (19:47) 10 minutes at the end minimum that an assistant is turning over that room. And so we're losing 20 minutes every appointment that's non-productive time. And within that, if we've got filling, filling, filling, filling, filling, and docs having to get up to go do exams, our our filling appointment, our filling appointment is longer because he, she has to get up and go do exams. Plus, we're losing that turnover time every single time. So if we can   utilize something like blocked scheduling or smart scheduling, however you want to do it, to not back to back to back the little appointments. They're gonna happen. I'm not saying overdiagnose and over-treat to not have little appointments. I'm saying let's butt those up against longer appointments so we're not losing that time. Is that something that you often see Dana within that with your with your client base of really restructuring the schedule to get the capacity up.   DAT-Dana (20:40) Yeah, I do. And and I usually will tackle it from like that's when we actually feel the capacity restraint, right? That's when it's like, my gosh, we're so burnt out and we're so and sometimes it is like, hey, can we schedule a little bit better so that like yes, we can value our time, we can make our time more efficient. And I always joke around with practices and say, can I get you to goal with 31 surface fillings? Yes, but can I get you there with three crowns? And doesn't that feel different?   Tiff (20:46) Mm.   DAT-Dana (21:06) Right. So I also think it's like how much we feel our capacity, right? Because that is so many more check-ins and checkouts and insurance verifications and like the workload just like duplicates and replicates for everybody on the team. And just like you said, then doctor having to get up and and you know, all that room turnover that happens with   Tiff (21:06) Yeah.   Yeah.   DAT-Dana (21:25) The clinical team. So I do feel like when you schedule strategically too, it helps you not feel the capacity restraints as well as allows you to be super efficient with your time and making sure that we're using like every 10 minutes we have within the day to be able to take care of patients.   Tiff (21:43) Yeah, I totally agree. I have a practice that just last week, ⁓ one of the doctors was like, I'm over this. I'm done. I'm I'm burnt out. And like we're over here trying to like untangle ⁓ financial stuff and and we're trying to untangle front office overload work overload and get things ⁓ efficient in both those areas and understood and do all of these like willy nilly appointments and anyways, yes. It it was like that was the breaking point was the   capacity and feeling like something's gotta give. Well, it's probably within your scheduling. I completely agree. And I feel that way too. If I if I overload my personal schedule or my work schedule and I've got too much going on and they're like, gosh, like these little tiny errands or calls, if I do my 30 minute coaching calls back to back for an entire day, I am exhausted at the end of the day compared to if I can get a couple of big chunked hour coaching calls in between those 30 minutes, I'm much more productive.   And I feel so much better at the end of the day. And it makes me think how lucky I am that I have been in dentistry for as long as I have been. And then I'm able to look at a schedule and really, really create a productive schedule for myself. So I love it, Dana. I I think action item-wise, ⁓ whether you're feeling capacity or not, I would constantly evaluate this area because the worst thing in my mind that I do for myself is wait until I'm burnt out to look at my capacity.   To wait until I'm burnt out to say something's got to give on my schedule. I really like looking at my schedule ahead and being like, that's gonna suck. Let me restructure, let me figure something out. Or like we do it too with our calls. You know, how many calls do we have? What does that look like? How can we get that done within the capacity of our timing? So I would say don't wait until it hurts to fix it. Make sure that you've got it ahead of time so that you cut the capacity doesn't burn you out. So   Evaluating the number of active patients you have, evaluating what you will have given your new patient influx and your attrition. Also, I really, really strongly advise ⁓ reactivation campaigns so that you're grasping a lot of the people who maybe attritioned out before. Your hygiene team, I think, will love you for that. Dana can Dana can do a whole podcast on not forgetting about our recare patients and the patients we already have. That is one hygiene 101. So make sure you're doing your patients right.   so evaluating your patient base, making sure you know what you have, what you're going to need, and evaluating your schedule. So before you even add hours, before you add days, look at are you being the most efficient and effective with the time that you have? Don't take more time away. ⁓ be super effective and efficient with the time that you have and be ⁓ collecting the fees. One, be collecting the fees you're already charging. So look at your AR. Two, charge.   what you deserve and collect the fees that you should be and then look at opening hours, opening days, and then look at opening more space in your practice is how I would recommend looking at that before jumping straight into more, more, more, bigger, bigger, better. And I think Dana, we are getting to the point of life where we're understanding bigger isn't always better. I love it. Awesome.   DAT-Dana (25:03) Yep, agreed.   Tiff (25:05) Hey Dana, thank you so much for this podcast today. This was fun. I'm glad we workshopped it ahead of time. I loved your ideas. ⁓ and everyone, thank you for listening. Drop us a five star review below. We love to hear your ideas, and that is an absolutely perfect place to put them. People read them. don't forget to subscribe and download these so that you'll always have them and you can go back. So when you're here driving, which I know many of you are, you can go back and listen to all those tidbits that   Dana dropped for you today. And Hello@TheDentalATeam.com is the easiest place to reach us. And we'll catch you next time. Thank you guys.  

Fr. Michael Duesterhaus was ordained to the priesthood for the Diocese of Arlington in 1991. He spent 27 years, Active and Reserves, as a Naval Chaplain, mostly serving with units of the U.S. Marine Corps. Father has presented over 125 formal cases before Tribunals of seven dioceses of the United States. He currently serves as Parochial Vicar at St. John the Baptist Parish in Front Royal, Virginia. In Today's Show: Do you have to love everyone to get to heaven?   Why is God more wrathful in the Old Testament? To what extent do we defend our faith? Is it OK for a Catholic layman to attend a Bar Mitzvah / Bat Mitzvah? What should a eucharistic minister do when they drop the consecrated host? Can you please help me with a complicated family situation? Is it ever licit for a non-service animal to be in the sanctuary during a Catholic Mass? If not, what can be done about it? ​​If someone has autism or ADHD, and they feel rejected by others within their church community because of their struggles and for being different, how can they see God in this? ​​​​What do you think is causing young people to be more and more interested in the Church?   Visit the show page at thestationofthecross.com/askapriest to listen live, check out the weekly lineup, listen to podcasts of past episodes, watch live video, find show resources, sign up for our mailing list of upcoming shows, and submit your question for Father!

The Denver May 2026 real estate market update delivered a surprise nobody saw coming. Active inventory dropped nearly 10% year over year, the first time that’s happened in years. Everyone expected the opposite. With affordability stretched and rates still elevated, the consensus was that inventory would keep climbing through 2026. Instead, new listings collapsed 17.2% and sellers are choosing to wait rather than test a softer market. Chris Lopez sits down with Jeff White of Envision Advisors, Brandon Scholten of Keyrenter, and Troy Howell of Nova Home Loans to unpack what’s actually happening underneath the headline numbers. Attached property average prices ticked up 3.4% year over year, days on market nearly tripled the median in some categories, and 71% of Denver agents closed zero deals last year. Then Brandon walks through Keyrenter’s new 3-7-12 day vacancy management plan and shares a real example where a $1,600 rental dropped to $1,475 by day seven and leased before the next adjustment. The team also breaks down why some Denver short-term rental operators are looking at midterm conversions as commercial tax rates eat their margins. The episode closes with a full deal breakdown on a Loveland fourplex at $685K with $27K in seller credits, all units renting at $1,400, and a creative third-bedroom conversion play hiding in the enclosed patios. This Denver May 2026 real estate market update covers the data, the strategy shifts, and the deal mechanics investors need to act on right now. In This Episode We Cover: Why Denver inventory dropped instead of climbing in May 2026 The 3-7-12 day rental pricing plan that’s cutting Keyrenter’s vacancy How short-term operators are dodging commercial tax rate hits The Loveland fourplex deal at $685K with $27K in concessions Why most lenders can’t or won’t structure post-closing contractor credits How to convert an enclosed patio into a third bedroom for higher rents If you invest in Colorado real estate or are watching the Denver housing market in May 2026, this episode covers the data and decisions that matter right now. Watch the Youtube Video Timestamps 00:00 Welcome and Panel Introductions Links in Podcast Troy Howell: troy.howell@novahomeloans.com LinkedIn: Troy Howell Website: https://www.novahomeloans.com/loan-officer/troy-howell/ Brandon Scholten: brandon@keyrenterdenver.com Website: https://keyrenterdenver.com/ Jeff White: jeff@envisionrea.com Now Hiring at Keyrenter Denver Keyrenter is hiring for a new midterm rental position to spearhead the Midterm Rental division. The role involves networking, client and tenant relations, and potentially some traditional leasing duties to start. Ideal candidates have some real estate investment experience of their own, whether that’s a house hack, a small rental portfolio, or active involvement in the local investor community. It’s a good fit for someone who wants to combine their investing interest with a day job in property management. Interested candidates can email amber@keyrenterdenver.com. Who is Keyrenter? Keyrenter Property Management Denver provides rental solutions for homeowners and real estate investors in the metro area who are interested in transforming their properties into passive income. It offers various services, from property marketing and thorough applicant screening to tenant placement and 24/7 maintenance services. Keyrenter Denver's team of experts can take the clients' burden of managing their rental off their hands so they can get back to what matters to them. Who is Nova Home Loans? For over 40 years, we've been focused on helping homeowners find the perfect loan to fit their financial needs and personal goals. Working with NOVA is a personalized experience from initial application to final loan closing and beyond. We will be with you every step of the way toward successful homeownership. Start working with NOVA & Troy Howell today! NOVA FINANCIAL & INVESTMENT CORPORATION, DBA NOVA HOME LOANS NMLS 3087/ EQUAL HOUSING OPPORTUNITY/8055 EAST TUFTS AVENUE, SUITE 101/DENVER, CO

Sports medicine physician,endurance athlete and 1% Better Podcast host  - Dave Lipman - checks in for a wide-ranging conversation covering the realities of podcasting, the future of endurance technology, recovery methods, supplements, sleep tracking, heat adaptation, longevity trends, GLP-1s, peptides, and where the line should be drawn between performance enhancement and fair competition. Dave Lipman Links: Instagram: https://www.instagram.com/drdavidlipman/ 1% Better Podcast Instagram: https://www.instagram.com/onepercentbetterpod/| 1% Better Podcast on Spotify: https://open.spotify.com/show/4bG2U3dciEduX8c3PUtkrQ Matt Fox Links: Instagram: https://www.instagram.com/mattinglisfox/ Coaching: https://www.sweatelitecoaching.com/ Supporters Club: https://www.sweatelite.co/supporters YouTube: https://www.youtube.com/@SweatElite Matt welcomes Dave back to the podcast and the pair begin by discussing the realities of producing endurance content. They talk about the challenges of scheduling guests, dealing with cancellations and technical issues, recording in person versus remotely, and why some of the best conversations happen when the host and guest don't know each other particularly well beforehand. Dave also shares his podcast inspirations, what he currently listens to, and the endurance personalities he would most like to interview. The conversation then shifts toward the future of endurance performance technology. Dave discusses continuous lactate monitoring, multi-analyte sensors capable of tracking biomarkers such as glucose, ketones, cortisol, and hormones, as well as emerging ventilation and respiratory wearables. They explore whether future devices will be able to separate metabolic stress from mechanical and neuromuscular load, creating more useful insights than current metrics alone. Matt and Dave discuss the balance between useful data and over-analysis, touching on sleep tracking, orthosomnia, and how athletes can become overly reliant on wearable feedback. Dave explains why subjective feel still matters and why training should ultimately enhance enjoyment rather than create more stress. The discussion moves into supplements, with Dave outlining his practical framework for evaluating evidence and deciding what is worth using. They cover bicarbonate products such as Maurten Bicarb and Nomio, creatine, beta-alanine, beet nitrates, taurine, and the supplement trends currently gaining traction in endurance sport. Recovery strategies are another major focus. Dave reviews the evidence surrounding ice baths, sauna use, heat adaptation, active versus passive heat exposure, and how timing these interventions incorrectly may blunt training adaptations. They also discuss sweat rate adaptations, the interaction between heat and altitude training, and examples of accidental training breakthroughs that emerged from environmental stress. The final section of the conversation examines the rapidly growing longevity and biohacking space. Matt and Dave discuss Bryan Johnson, GLP-1 medications, peptides, anti-aging interventions, anti-doping gray areas, and whether amateur athletes should be held to different standards than professionals. The discussion expands into super shoes, emerging performance technologies, and how the sport may need to adapt as new forms of enhancement become increasingly accessible. Episode Chapters 00:00 Welcome Back Dave 01:01 Podcasting Struggles 02:59 Remote vs In Person 05:06 Editing Norwegian Method 06:56 Podcast Inspirations 07:58 What We Listen To 12:26 Dream Guests List 13:51 Better Interview Flow 16:43 Future Endurance Tech 19:53 Continuous Biomarkers 21:55 Mechanical Load Insights 27:06 Cortisol and Lactate Nuances 31:24 Lactate Compartments 32:56 Tech and Overthinking 36:06 Train for Enjoyment 36:44 Sleep Tracking Pitfalls 40:13 Supplements Framework 47:21 Creatine, Beta-Alanine, and Beets 53:44 Taurine and Trends 56:31 Ice Baths Net Effect 01:02:37 Sauna Heat Adaptation 01:05:52 Heat Training Benefits 01:06:28 Sweat Rate Tradeoffs 01:07:30 Active vs Passive Heat 01:08:38 Heat Plus Altitude Synergy 01:09:15 Accidental Breakthrough Block 01:12:05 Longevity and Bryan Johnson 01:13:15 Complex Systems and Lifestyle 01:17:28 GLP-1s and Doping Rules 01:22:39 Peptides Gray Market Risks 01:23:44 Amateur Standards and Fairness 01:26:28 Super Shoes and Gray Areas 01:33:22 Wrapping Up and Podcast Plug

This is my updated base gear list heading into the 2026 hunting season. In this video, I go through everything I'm running—packs, shelters, optics, insulation, boots, rifles, water filtration, and more. This isn't sponsored hype—just real-world gear that works.

Christian; Follower of GOD Servant of CHRIST        Patreon https://bit.ly/3jcLDuZ Bio: Combat Veteran; U.S. Marine Corps Urban Warfare Instructor;        S.R.T. Commander Active Shooter Response Team  Law Enforcement Los Angeles Police (L.A.P.D.) Police Officer / Fugitive Recovery F.B.I. Instructor N.R.A Instructor  Competition Shooter; Multi Time State Rifle Pistol Champion  Hunting; Life Long Hunter Professional Hunter and Guide  Private Security Contractor; Several Agencies,  Current. Patreon https://bit.ly/3jcLDuZBecome a supporter of this podcast: https://www.spreaker.com/podcast/gunfighter-life-survival-guns-ammo-hunting-defense-tactics--4187306/support.Have a Blessed Day 

What did "materialism" actually mean to the ancients, and how does it differ from our modern scientific understanding? In this episode, we sit down with Dr. Max Wade (Ph.D., Boston College) to bridge the gap between ancient Greek ontology and modern philosophical debates.We dive deep into the "weirdness" of ancient thought, exploring why the Stoics believed in physical gods and why the Epicureans were the only true ancient materialists. Dr. Wade challenges the secularized modern reading of Socrates and Plato, revealing how their theories of divine design were actually a reactionary response to pre-Socratic natural philosophy.In this episode, we discuss:The Miriology of Being: Why the relationship between parts and wholes is the key to unlocking ancient ontology.Active vs. Passive Matter: The crucial distinction that separates Platonists, Aristotelians, and Stoics from the Epicureans.The "Swerve": Why materialism and determinism were considered incompatible in the ancient world.Plato's Atlantis & Egyptian Wisdom: Why reading Plato literally misses his point about the soul's forgetfulness and eternal truth.Marxism & Hegel: How modern materialism is often a misreading of ancient concepts through a German Idealist lens.About Our Guest: Dr. Max Wade is a scholar of ancient philosophy whose dissertation focused on Plotinus' Ontology of Artifacts. Follow his work at maxway.substack.com.Send us Fan Mail Musis by Bitterlake, Used with Permission, all rights to BitterlakeSupport the showCrew:Host: C. Derick VarnIntro and Outro Music by Bitter Lake.Intro Video Design: Jason MylesArt Design: Corn and C. Derick VarnLinks and Social Media:twitter: @varnvlogblue sky: @varnvlog.bsky.socialYou can find the additional streams on YoutubeCurrent Patreon at the Sponsor Tier: Jordan Sheldon, Mark J. Matthews, Lindsay Kimbrough, RedWolf, DRV, Kenneth McKee, JY Chan, Matthew Monahan, Parzival, Adriel Mixon, Buddy Roark, Daniel Petrovic,Julian, Drea, Free Beer 

Most 55-plus communities still focus on the old model of retirement living. Amar Nagireddy and his team are building something very different. In this episode, Amar shares how they are developing wellness-focused active adult communities in Florida built around health, connection, and lifestyle. These projects include large clubhouses, wellness programs, social spaces, nature-focused environments, and services designed to help residents stay active and engaged. Amar also explains how his team moved from traditional multifamily investing into large-scale development projects and why they believe demand for these communities will continue growing. Key topics discussed: Building 55+ active adult communities Designing around wellness and longevity Why community and social connection matter The role of amenities like yoga, spas, and cooking classes Choosing locations near healthcare and assisted living Development challenges in today's market Marketing and lease-up strategies for large communities Guest Information: Amar Nagireddy Connect on LinkedIn by searching Amar Nagireddy Call To Action: Connect with Amar Nagireddy on LinkedIn to learn more about his active adult development projects in Florida.

What is the source of love? And what is belovedness?Belovedness engenders love. If you are actively cherished altruistically by another, despite all of your own shortcomings and feelings of loss and history, that spontaneously and inevitably creates the fruit of love. 1 John 4:9-10 tells us, "In this the love of God was made manifest among us, that God sent His only Son into the world, so that we might live through Him. In this is love, not that we have loved God but that He loved us and sent His Son to be the propitiation for our sins."Today Richard's guest is Paul Zahl, Dean Emeritus of Cathedral Church of the Advent in Birmingham, Alabama. He is an active member in Bible studies at The Center. >>Watch on YouTube*This episode features a clip from the 1954 film "Brigadoon" by director Vincente Minnelli, produced by MGM. Both the clip and the image used in the thumbnail belong to MGM. This talk provides commentary on the film and thus falls under fair use guidelines.

What does it really mean to live full of the Holy Spirit? In this powerful message, Pastor Jonathan Morgan teaches on the ongoing work of the Holy Spirit in the life of every believer — always abiding, always flowing, always active.Continuing our series on the Baptism of the Holy Spirit, this sermon dives deep into the biblical purpose of praying in tongues, spiritual edification, divine understanding, and walking daily in the flow of the Spirit. Through passages in Acts 2, John 7, John 14, Ephesians 1, and 1 Corinthians 14, we discover that the Holy Spirit was never meant to be a distant experience, but a constant Helper living within us.This message will encourage you to:* Stay full of the Holy Spirit* Understand the purpose of praying in tongues* Receive spiritual wisdom and revelation* Walk in divine guidance and discernment* Stir up the gifts of God in your life* Live empowered instead of spiritually drained“The Holy Spirit is always in me — and He's flowing.”

465 - AFL Round 15 Tips w/ Myk Aussie  Podcast Website  https://www.ayankonthefooty.com/    Please subscribe to the mailing list.    Edmonton Cricket TV https://www.mykaussie.tv/afl https://www.instagram.com/mykaussie/ EdmontonCricket.tv     https://sanduskyregister.com/news/1065203/martins-clutch-complete-game-lifts-pirates-to-title/   Guest Intake Form - link Want to help out the podcast? Leave me a review! Buy me a coffee, Podcast fundraiser ayankonthefooty is A podcast working to grow interest in the AFL in the US - Buymeacoffee Podcast "merch" storefront ayankonthefooty Shop | Redbubble   Best 100 AFL Australian Football League Podcasts  I am #12 in Australia?  Thanks so much for this everyone! https://www.youtube.com/@ayankonthefooty   A Yank on the Footy March 2024 Introductory episode   @Yank_on A Yank on the Footy Podcast - Home | Facebook ayankonthefooty@gmail.com   MAILING LIST signup: I hope you'll consider signing up for the mailing list, so you'll be the first to have the new  episode dropped off right into your inbox.  You can sign up for the mailing list that is on ayankonthefooty.com For crisis support, please contact: Lifeline http://lifeline.org.au 13 11 14  Beyond Blue http://beyondblue.org.au 1300 22 4636 In the U.S.: https://suicidepreventionlifeline.org/ 1-800-273-8255 –  Active duty military and veterans, dial 988 and press 1

466 - A chat with U.S. based AFL advocate, Oscar Fairweather    Podcast Website  https://www.ayankonthefooty.com/    Please subscribe to the mailing list.    https://www.youtube.com/@oscarfairweather453 AussieMoron (@aussiemoron5) | TikTok https://www.youtube.com/@theroundfield https://www.instagram.com/aussiemoron/   Guest Intake Form - link Want to help out the podcast? Leave me a review! Buy me a coffee, Podcast fundraiser ayankonthefooty is A podcast working to grow interest in the AFL in the US - Buymeacoffee Podcast "merch" storefront ayankonthefooty Shop | Redbubble   Best 100 AFL Australian Football League Podcasts  I am #12 in Australia?  Thanks so much for this everyone!   A Yank on the Footy March 2024 Introductory episode   @Yank_on A Yank on the Footy Podcast - Home | Facebook ayankonthefooty@gmail.com   MAILING LIST signup: I hope you'll consider signing up for the mailing list, so you'll be the first to have the new  episode dropped off right into your inbox.  You can sign up for the mailing list that is on ayankonthefooty.com For crisis support, please contact: Lifeline http://lifeline.org.au 13 11 14  Beyond Blue http://beyondblue.org.au 1300 22 4636 In the U.S.: https://suicidepreventionlifeline.org/ 1-800-273-8255 –  Active duty military and veterans, dial 988 and press 1

In this sermon, guest speaker Pastor Tony Crombie teaches on the topic of Active Faith. Teaching out of James 2 he teaches on how our motives influence our actions and the rightness of the actions. Active faith is not determined by us, but rather by God and it is a continuous choice to keep acting in the way God commands. Active Faith often comes with effort and cost. So, learn about all this and more in order to better have an Active Faith.

June 14, 2026: Pastor Emeritus Dave Lee continues our "Alive and Active" sermon series, focusing on the importance of reading the Bible and praying every day so we can grow.

In this episode of The Sunday Roast, Phil Carroll and Kevin Hornsby are joined by Charles Archer to discuss the latest market developments and opportunities across the resource sector. The team is joined by representatives from Bezant Resources and Active Energy Group, providing updates on their respective projects, recent progress, and future plans. As always, the show also covers wider market news, investor sentiment, and key stories making headlines across the small-cap space.00:00 - 00:04:38 Intro00:04:38 #BZT Interview00:49:25 #AEG Interview01:02:48 #RCGH 01:03:15 #UMR 01:03:36 #AFP 01:04:34 #ZEN 01:05:04 #SBDS 01:07:45 #XTR Disclaimer & Declaration of InterestThis podcast may contain paid promotions, including but not limited to sponsorships, endorsements, or affiliate partnerships. The information, investment views, and recommendations provided are for general informational purposes only and should not be construed as a solicitation to buy or sell any financial products related to the companies discussed. Any opinions or comments are made to the best of the knowledge and belief of the commentators; however, no responsibility is accepted for actions based on such opinions or comments. The commentators may or may not hold investments in the companies under discussion. Listeners are encouraged to perform their own research and consult with a licensed professional before making any financial decisions based on the content of this podcast. 

Why Mature Love With Men Is Rare and What You Can Do About It One of the cornerstones of a solid relationship is communication and the first step toward great communication is active listening. Have you heard that term before? Active listening is the act of intentionally engaging with communication. The goal of active listening is to avoid misunderstandings and to examine thoughts and perceptions between the speaker and the listener. We are NOT talking about listening with one ear while you’re on your phone, nodding your head and smiling in agreement. This is about devoting your attention to the other person, making eye contact, and really hearing what they have to say. Let’s explore the DEEPER ways we can connect with our partners and promote better communication. Let’s talk about…Why Mature Love With Men Is Rare and What You Can Do About It Resources: FREE Discovery Call ► http://jonathonaslay.com/coaching Join My VIP Group for $7– http://jonathonaslay.com/midlifelove Self-Love the Book: http://selflovethebook.com Recommended Books: http://jonathonaslay.com/jonathon-recommends

This is why people will either run toward or away from scripture

For years, investors focused primarily on returns. Today, the conversation has shifted toward risk, survivability and diversification. In this episode of Wealth Architects, Gaurav Doshi, President and Head of Discretionary Fund Management at 360 ONE, explains how sophisticated investors are building portfolios designed to withstand uncertainty rather than simply maximise returns. The conversation explores: • The biggest changes in investor behaviour since COVID • Why risk management has become central to portfolio construction • The growing importance of global diversification • Active vs passive investing in Indian markets • How AI can enhance, but not replace, human judgment

Dry conditions this year led to an early fire season, find out how crews are prepared to face it. And the San Diego City Council approved a new budget that includes funding its controversial Flock cameras. Then hear how new work requirements for SNAP benefits and Medi-CAL are already causing confusion. We also have part two of reporter Katie Hyson's look at San Diego's racial disparity on who is charged with resisting an officer. Then, find out how long we can expect these surfboard-breaking big waves to stick around and a report from opening day of the San Diego County Fair.

In this episode I explore the relationship between God's active and passive wrath, demonstrating how God's wrath is often manifested by Him allowing people to suffer the consequences of their sins, which is what Paul has in mind when he thrice says that God “handed them over” to sinfulness in Romans 1. Romans 1 and Romans 6, focusing especially on Paul's understanding of obedience, participation in Christ, sanctification, and the Christian life. I discuss the theological categories of “active” and “passive” obedience and consider whether these categories always fit neatly within Paul's participatory and covenantal framework. A central theme throughout the episode is the idea that Paul does not merely present salvation as a legal declaration detached from transformation, but rather as incorporation into the Messiah himself. Romans 6, in particular, emphasizes dying and rising with Christ, liberation from the reign of sin, and becoming enslaved to righteousness. I argue that Paul's theology consistently frames obedience within the context of union with Christ and the work of the Spirit rather than autonomous moral achievement. The episode also explores how Romans 1 introduces many of the themes Paul develops throughout the letter, including the “obedience of faith,” the kingship of Christ, the gospel as the fulfillment of Scripture, and the transformation of the people of God through participation in the Messiah. Along the way, I discuss tensions within Protestant theological traditions regarding sanctification, imputation, transformation, and participationist readings of Paul, while emphasizing the deeply Christological nature of Paul's gospel. Media Referenced:More work on Romans:Romans 8:29-30 Episode: https://libertarianchristians.com/episode/ep-268-christs-image-and-human-glory-a-political-reading-of-romans-829-30Christology and Romans: https://libertarianchristians.com/episode/ep-261-the-christology-of-romans-and-romans-13/Government as God's Servant in Romans 13: https://libertarianchristians.com/episode/ep-243-government-is-gods-servant-romans-13-isaiah-10-and-jeremiah-25/Why We Get Romans 13 Wrong: https://libertarianchristians.com/episode/ep-130-everyone-is-wrong-about-romans-13-including-me/ The Protestant Libertarian Podcast is a project of the Libertarian Christian Institute and a part of the Christians For Liberty Network. The Libertarian Christian Institute can be found at www.libertarianchristians.com.Questions, comments, suggestions? Please reach out to me at theprotestantlibertarian@gmail.com.  You can also follow the podcast on Twitter: @prolibertypod, and YouTube, @ProLibertyPod, where you will get shorts and other exclusive video content. For more about the show, you can go to theprotestantlibertarianpodcast.com. If you like the show and want to support it, you can! Go to libertarianchristians.com, where you can donate to LCI and buy The Protestant Libertarian Podcast Merch! Also, please consider giving me a star rating and leaving me a review, it really helps expand the show's profile! Thanks!

Creatine causes cancer to spread — that headline is built on a real mouse study. But what does the human data actually say? In this solo explainer, Dr. Robert Lufkin breaks down both halves of the science behind the most studied supplement on the planet.He walks through the 2021 mouse metastasis study behind the viral claim, the surprising evidence that creatine actually powers the immune cells that HUNT cancer (CD8 T cells and, per new UCLA research, dendritic cells), and what the human data — HCAs, NHANES, and the 2025 safety review — really shows. The verdict is more nuanced, and more reassuring, than the headline suggests.Chapters:00:00 — Introduction00:46 — Why This Question Exists01:32 — The Scary Half (2021 Study)02:17 — How Creatine Fuels Tumor Spread03:03 — Creatine Fights Cancer Too03:48 — UCLA June 2026 Dendritic Cells04:35 — Tumor Suppressor or Fuel?05:21 — What Human Data Shows (HCAs)06:08 — NHANES & 2025 Safety Review06:55 — The Honest Caveat07:42 — The TakeawayKey takeaways:The scary headline comes from a 2021 mouse study where dietary creatine promoted metastasis via the MPS1 → SMAD2/3 → TGF-beta pathway — in mice with established, aggressive tumors.The same metabolism fuels your immune system: creatine is essential for CD8 "killer" T cells and the dendritic cells that direct them.In a controlled human trial, creatine did NOT drive carcinogen (HCA) formation.NHANES population data links higher dietary creatine to LOWER cancer risk, and the 2025 safety review calls the human cancer-risk claim "not substantiated."Healthy adults: the human evidence does not support avoiding creatine. Active or metastatic cancer: pause and talk to your oncologist. Always choose third-party tested creatine monohydrate.Studies & sources:Zhang et al., Cell Metabolism 2021 — Creatine promotes cancer metastasis via Smad2/3Geng et al., Int. J. Mol. Sci. 2024 — The multifaceted role of creatine metabolismDi Biase et al., J. Exp. Med. 2019 — Creatine and CD8 T cell antitumor immunityKang et al., iScience 2026 (UCLA) — Creatine and dendritic cell activationPereira et al., Amino Acids 2015 — Creatine and heterocyclic aminesNHANES 2017–2020 — Dietary creatine and cancer riskAntonio et al., Frontiers in Nutrition 2025 — Common safety concerns regarding creatine

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This is the Men's Health episode in honour of Father's Day this month.Biomechanist Katy Bowman and biologist Dr Jeannette Loram discuss health issues more common in male bodies, including abdominal aortic aneurysms, type 2 diabetes, gout, and male pelvic health.Drawing on anatomy, physiology, and lifestyle habits, they explore why men may be more susceptible to these conditions and offer movement and lifestyle solutions to consider. They also take a deeper look at the relationships between abdominal aortic aneurysms, pelvic health, and how chair sitting and sedentary lifestyles may affect both.Whether you're interested in men's health or caring for the men in your life, this episode offers a fresh perspective on common health challenges through a movement lens.Enhanced Show Notes and Full Transcript0:00 — Intro and welcome.2:40 — Conditions more common in men: abdominal aortic aneurysms, diabetes, gout, and testicular issues.3:40 — Thanks to our sponsors: the Dynamic Collective.6:20 — What is an abdominal aortic aneurysm?9:33 — Why are abdominal aortic aneurysms more prevalent in men?16:10 — Sitting as a cardiovascular risk factor.17:07 — Testicles, chairs, and pelvic tucking.25:20 — Waist stiffness, abdominal weakness, and pelvic floor function.29:19 — Movement considerations for pelvic and abdominal health.31:00 — Type 2 diabetes, muscle loss, and men's health.32:48 — Gout: why men are more at risk and exercise considerations.37:30 — Listener question: male vs. female flexibility (sponsored by Ikaria Design).Books, Links and Resources:Rethink Your Position by Katy Bowman Diabetes and Exercise: How Exactly Muscle Movement Manages Blood Sugar –– Podcast Ep 187Connect, Move & Learn:Join Our Newsletter: Movement Colored GlassesFollow Katy on SubstackTry Katy's Virtual Studio Free for 7 days!Made Possible By Our Wonderful Sponsors:Ikaria Design: The Soul Seat® offers height-adjustable, multi-position sitting—get 10% off new chairs and desks with code DNA10ScreenFit™: a complete online vision training program —take $200 off with code NUTRITIOUSMOVEMENTMovemate: Active standing boards with smoothly articulating wooden slats. Designed to keep you moving without interrupting your focus.Venn Design: Beautifully upholstered ball-shaped Air Chairs and floor cushions that encourage dynamic sittingMy Happy Feet: Toe-spacing socks that gently realign toes for comfortable shoe recovery—take 20% off with code MYDNAFreet Barefoot: creators of comfortable barefoot shoes built for natural movement, flexibility, and durability— use code DNA10 for 10% off.Earth Runners:  makers of minimalist earthing sandals designed for natural foot movement and connection to the ground— use code DNA10 for 10% off.Thoughts/questions email us at podcast@nutritiousmovement.comYour Voice on the Podcast: Read The Credits  October Retreats 2026 

Do You Really Need Multiple Income Streams to Build Wealth? Social media has convinced people that building wealth requires doing everything at once. Real estate. Stocks. Crypto. Businesses. Private equity. Side hustles. But is that actually true? In this episode of The Budgetdog Breakdown, I answer listener questions about wealth building, pensions, co-signing loans, emergency funds, workplace spending pressure, and the role that education, access, and investing play in long-term financial success. We break down the difference between active income and passive income, why most people overcomplicate wealth building, and how to focus on the strategies that actually move the needle. Episode Timeline and Highlights 00:00 Do you need multiple income streams? 00:40 Active vs passive wealth 02:00 Businesses, education, and access 08:20 Converting income into investments 10:30 Stocks, real estate, and private equity 17:40 Pension retirement planning 19:20 Co-signing loan mistakes 20:55 Workplace spending pressure 25:15 Emergency fund priorities Key Takeaways • Wealth starts with income generation • Education often produces the highest ROI • Access creates opportunities most people never see • Simplicity beats complexity • Confidence drives better financial decisions • Emergency funds protect investments • Passive income creates long-term freedom Quotables "You don't need to do everything. You need to do what fits your life." "The only way to build real wealth is to turn active income into passive income." "Access changes everything." "Confidence creates opportunity." The goal isn't to own every asset class or chase every opportunity. The goal is to build a system that creates freedom, consistency, and long-term wealth.

Feeling more stiff, achy, inflamed, or sore over 40s - even though you're working out and trying to be healthy? In this episode, we're breaking down why so many women in perimenopause and midlife suddenly feel "off" in their body. We'll cover the reasons behind joint pain, stiffness, slower recovery, and inflammation: from hormone shifts and muscle loss to sedentary lifestyles, under-fueling, stress, poor sleep, and thyroid health. In this episode: Why joint pain & stiffness increase in perimenopause The role of muscle loss, metabolism & hormones after 40 Why walking & daily movement matter more than one workout How protein, carbs, sleep & recovery affect how you feel Simple ways to support your body without extremes  

Mastercard has launched a service that enables a new class of payments by allowing artificial intelligence agents to complete transactions among themselves. ~This Episode is Sponsored by OKX~ Trade RLUSD/XRP on OKX + claim the new user offer! Deposit and trade $200 to unlock $100 ➜ https://bit.ly/OKXRP Use code: paulbarron *Terms Apply* 00:10 Sponsor: OKX 01:15 Ripple & Solana 01:30 Mastercard Agent Pay is super sus 02:15 Mastercard & Visa card demand skyrocketing 03:15 WalletConnect launches QR code on POS systems 03:45 Ingenico 05:00 Walletconnect ceo: tap will be the true unlock 08:15 Vitalik on wallets 09:00 Phantom & MetaMask valuations 09:40 Cathie's Big ideas? 10:00 WalletConnect Token 10:40 Active addresses + Solana #XRP #xrpnews #Solana ~Mastercard Launches A.I. Payments on Ripple & Solana

Can grandparents truly shape a child's future? In this episode, Angela and Sharon explore research on the powerful impact grandparents have on their grandchildren's emotional development, language skills, confidence, and decision-making. They discuss the unique role grandparents play in providing unconditional love, creating a sense of security, and strengthening family connections across generations. The conversation also examines the surprising benefits grandparents receive in return, including improved mental health, increased physical activity, stronger family bonds, and a greater sense of purpose. Plus, they discuss why research suggests that "moderate involvement" may be the sweet spot—and how full-time caregiving can sometimes lead to burnout. Whether you're a grandparent, parent, or simply interested in the value of intergenerational relationships, this episode offers practical insights into why these connections matter so much for both young and old.  

Recorded at ENGAGE in Las Vegas, this episode of the JofA podcast features Carl Mayes, CPA, the AICPA's vice president–Ethics & Firm Quality, discussing the Profession Ready Initiative and the evolving skills employers expect from current and aspiring CPAs.  Mayes shares insights from discussions with more than 1,000 members, including concerns about foundational accounting skills, communication abilities, and maintaining professional skepticism in an AI-driven environment.  Mayes, who was also on the podcast in February, reflects in this episode on the profession's responsibility to prepare the next generation of CPAs and the energizing role events such as ENGAGE play in shaping new ideas across the profession. One other resource related to the conversation: the monthly A&A Focus series. What you'll learn from this episode: An early-career lesson for Mayes that underscored CPAs serving as "gatekeepers for the capital markets." What early stages of the Profession Ready Initiative have unearthed after conversations with more than 1,000 accounting professionals. Why communication skills, critical thinking, and skepticism are becoming more important in the age of AI. Why Mayes said, "Active listeners make better leaders." How employers and educators are working to close competency gaps for CPAs. What ENGAGE means to accounting professionals looking for new ideas, stronger connections, and practical innovation.

With markets simultaneously hitting record highs on AI optimism while facing war-driven inflation and potential rate hikes, some prominent voices are questioning whether passive index investing is still the right default strategy. We weigh the evidence on when active management or factor-based strategies may genuinely add value — and when they don't.Today's Stocks & Topics: Innovative Industrial Properties, Inc. (IIPR), Market Wrap, Space Exploration Technologies Corp. (SPCX), PPG Industries, Inc. (PPG), Are Index Funds Enough in a Volatile Market? The Case for and Against Active Strategies, Perusahaan Perseroan (Persero) PT Telekomunikasi Indonesia Tbk (TLK), Bitcoin Strategy, NVIDIA Corporation (NVDA), IPOs Time.Our Sponsors:* Check out Anthropic and use my code Claude.ai/invest for a great deal: https://www.anthropic.com* Check out Chilipad and use my code sleep.me/INVEST for a great deal: https://sleep.me* Check out Plaud AI and use my code INVEST for a great deal: https://plaud.ai* Check out Progressive: https://www.progressive.com* Check out Quince and use my code quince.com/invest for a great deal: https://www.quince.com* Check out Scribe and use my code scribe.how/invest for a great deal: https://scribe.com* Check out TaskRabbit and use my code INVEST for a great deal: https://taskrabbit.com* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Fr. Michael Duesterhaus was ordained to the priesthood for the Diocese of Arlington in 1991. He spent 27 years, Active and Reserves, as a Naval Chaplain, mostly serving with units of the U.S. Marine Corps. Father has presented over 125 formal cases before Tribunals of seven dioceses of the United States. He currently serves as Parochial Vicar at St. John the Baptist Parish in Front Royal, Virginia. In Today's Show: How can we get more Catholics to attend Mass? What is a good Catholic response to those who support Planned Parenthood because they help prevent STD's? Do the intentions that we hold privately during the Mass have the same weight as those that are announced during the Mass? Are personal vows to God binding? What is the difference between solemnities and feasts? Is putting religious stickers up in public a sin? Can mortal sins be forgiven outside of confession? What is the retirement process like for priests? Why do Catholics wear the Crucifix?  Visit the show page at thestationofthecross.com/askapriest to listen live, check out the weekly lineup, listen to podcasts of past episodes, watch live video, find show resources, sign up for our mailing list of upcoming shows, and submit your question for Father!

La gestion des émotions est une compétence essentielle pour toutes les femmes leaders qui souhaitent avancer avec plus de sérénité, de clarté et d'équilibre. Pourtant, lorsque les émotions débordent, notre premier réflexe est souvent de réagir impulsivement… ou au contraire de tout enfouir jusqu'à l'épuisement.Dans cet épisode, vous découvrez comment accueillir vos émotions sans vous laisser submerger grâce à un outil simple et puissant de gestion des émotions, à pratiquer en seulement 5 minutes.À travers cette méditation guidée, vous apprenez à :sortir du mental pour revenir dans le corpsobserver vos émotions avec plus de douceur et de reculdévelopper votre intelligence émotionnelle au quotidienréduire la surcharge mentale et le stress émotionnelretrouver un équilibre pro/perso plus apaiséCet épisode est une invitation à ralentir, à écouter ce qui se passe en vous et à transformer votre relation à vos émotions. Un véritable outil de développement personnel et de bien-être au travail pour les femmes leaders, femmes ambitieuses et toutes celles qui souhaitent évoluer avec plus de conscience et de sérénité.Prenez simplement 5 minutes pour vous asseoir, respirer et expérimenter cette pratique de gestion des émotions que j'enseigne à mes clientes en coaching pour femmes.Pour vous abonner à ma lettre hebdomadaire dédiée aux dirigeantes : cliquez iciPour en savoir plus sur NOVA✨, l'accompagnement individuel de dirigeante : cliquez ici****Rejoignez la newsletter Sensées : elle vous donne accès à un concentré de coaching et d'inspiration. Inscrivez-vous gratuitement en cliquant ici. Tout comme sur le podcast Sensées, on y parle de leadership, d'ambition, de confiance en soi, de motivation, de carrière, d'outils de développement personnel, de management, de prise de poste, de prise de parole, et. : bref, de tout ce qui concerne le quotidien des femmes ambitieuses.***Avec NOVA, j'accompagne individuellement les dirigeantes. Dans ce programme de coaching et de mentoring, confidentiel et sur-mesure, je vous aide à dépasser vos challenges et atteindre vos objectifs, dans un contexte politique et stratégique qui demande de la hauteur, du sang-froid et une vision claire. Cliquez ici pour en savoir plus.**Notre guide "10 leviers essentiels pour les décideuses" est un véritable concentré d'outils de coaching et de mentoring, les mêmes que nous utilisons dans le programme Sensées. Il est conçu pour toutes les directrices, dirigeantes et entrepreneures qui sont fatiguées de porter seules les responsabilités. Si vous avez l'impression que votre quotidien vous échappe petit à petit, ce guide est fait pour vous. Cliquez ici pour obtenir votre exemplaire offert !*Vous représentez une entreprise et souhaitez développer le leadership de vos talents féminins ? : cliquez ici.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

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Rev. Andy Whitaker Smith will be preaching on John 9:1-7.

A guide to diagnosing, imaging, and managing acute renal colic and nephrolithiasis in the ED. Hosts: Brian Gilberti, MD Avir Mitra, MD https://media.blubrry.com/coreem/content.blubrry.com/coreem/Nephrolithiasis.mp3 Download Leave a Comment Tags: Kidney Stones, Urology Show Notes 1. CLINICAL CORE & PHYSIOLOGIC FRAMEWORK Epidemiologic Risk Profiles Lifetime incidence parameters hover around 1 in 11, presenting with a prominent male sex skew. Peak demographic manifestation concentrated within the 30–60 age band. High-yield temporal parameter: 50% recurrence vector within a 5-year post-initial-insult window. Mineralogical Composition Vectors Calcium oxalate crystals represent the predominant structural matrix. Struvite configurations (magnesium ammonium phosphate matrix) account for 1–2% of cohorts. Struvite stones function explicitly as infection-driven configurations secondary to upper tract proliferation; higher distribution index noted in female cohorts. Etiological & Modifiable Relational Dynamics Profound systemic dehydration or low baseline fluid throughput states. High-sodium diet structures and heavy animal-protein consumption loads. Positive genetic/familial history variables. Relative risk modulation: Each variable independently operates to expand baseline risk by a factor of 2x to 3x. Pathophysiologic Symptom Complexes Acute, sudden-onset, maximum-intensity (10/10) unilateral flank pain. Classic structural radiation vector tracking downward toward the ipsilateral groin/genitourinary dermatomes. Distinctive behavioral marker: Renal colic pacing/writhing behavior with zero antalgic position availability. Concomitant autonomic triggers: Nausea and emesis manifest in 50% of acute presentations. Physical Exam Discordance Metrics Severe subjective distress contrasted with a characteristically soft, completely non-tender abdominal palpation exam. CVA tenderness is completely variable and lacks reliable negative predictive value. Atypical Presentation Classifications Vague, poorly localized abdominal pain presentations occurring in up to 20% of active cases. Isolated lower urinary tract irritative signs including acute frequency or severe urgency. Incidental & Asymptomatic Dynamics Silent intrarenal or ureteral stones found incidentally. Longitudinal tracking demonstrates up to 33.3% of initially asymptomatic cohorts convert to fully symptomatic renal colic within a multi-year tracking window. 2. EXCLUSION DIAGNOSES & CRITICAL PATHWAY RED FLAGS Vascular Mimics: AAA rupture/expansion. This is a mandatory exclusion pathway in elderly cohorts presenting with acute flank or back pain. Physical tracking requires active exploration for an expansile, pulsatile abdominal mass. Gynecologic Emergencies: Ruptured ectopic pregnancy. Demands universal screening protocols via rapid beta-hCG testing in all female patients of childbearing potential presenting with lower abdominal/pelvic localization. Infectious Upper Tract Decompensation: Acute uncomplicated pyelonephritis. Differentiated via persistent high spikes, high fevers, systemic shaking chills, and profound pyuria. Genitourinary Structural Crises: Acute testicular torsion. Mandates a thorough, explicit scrotal/testicular structural exam if the flank pain radiates into the scrotum. Gastrointestinal and Adnexal Torsional Confounds: Acute appendicitis variants, acute mesenteric/bowel ischemia, and ovarian torsion syndromes. 3. LABORATORY TESTING & PHYSIOLOGIC EVALUATION Urinalysis Interpretation Nuances Microscopic or gross hematuria presents in approximately 66% to 90% of acute cases. Critical Pathological Caveat: Complete absence of hematuria documented in 20% to 33.3% of confirmed, acute obstructing ureteral stones. Diagnostic rule: A pristine urinalysis with zero red blood cells is entirely insufficient to exclude acute ureterolithiasis. Urinary pH as a Composition Clue Consistently low urinary pH parameters (pH < 5.5) point strongly toward a uric acid crystalline composition. Elevated urinary pH parameters (pH > 7.5) indicate the presence of urease-producing microbial pathogens, pointing toward a struvite infection stone. Infectious Screening Metrics Active tracking for marked pyuria, positive leukocyte esterase, and bacterial nitrites to rule out an obstructed, infected upper urinary tract system. BMP Immediate quantification of baseline serum creatinine to establish accurate eGFR values. Targeting detection of post-renal AKI from bilateral obstruction, unilateral obstruction in a single functioning kidney, or severe volume depletion. CBC Evaluation for marked leukocytosis. Physiologic Nuance: Mild-to-moderate white blood cell count elevations frequently represent non-specific stress demargination driven by severe pain and repetitive vomiting. High-grade white blood cell shifts demand immediate exclusion of systemic bacteremia or an infected, obstructed urinary system. Adjunctive Lab Pathways Rapid qualitative urine hCG testing. Reflex urine culture execution whenever urinalysis metrics display significant inflammatory profiles or clinical suspicion of UTI is high. 4. IMAGING MODALITIES & ALGORITHMIC CLINICAL SELECTION Non-Contrast CT Diagnostics Gold standard; diagnostic sensitivity and specificity parameters exceed 95% for stones >2 mm. Provides precise quantification of stone diameter (mm), exact localization (proximal, mid, or distal ureter), and degree of secondary hydronephrosis. Excellent structural visualization for detecting or ruling out alternate retroperitoneal, vascular, or intra-abdominal pathologies. Contrast-Enhanced CT Protocols Indicated when alternative intra-abdominal surgical pathology is highly suspected over isolated renal colic. Retains diagnostic capability to identify urinary tract stones >3 mm even within contrast-enhanced phases. NCCT Structural Architecture Limitations Standard stone protocol CT scans are executed in a prone position without IV contrast enhancement. It does not opacify the ureteral lumen. Presents a cumulative radiation exposure penalty when utilized serially across recurrent ED presentations. POCUS / Radiology Ultrasound Direct stone visualization capabilities are modest, operating at approximately 50% to 60% sensitivity, and is highly dependent on anatomical positioning at the extreme proximal ureter or the UVJ. Secondary obstruction tracking: Demonstration of hydronephrosis operates at a high sensitivity of approximately 80%. POCUS Clinical Utility Metrics Eliminates ionizing radiation exposure and allows immediate, rapid real-time execution directly at the patient’s bedside. Confirmation of significant hydronephrosis within a classic clinical presentation yields high post-test probability for stone presence while lowering suspicion for vascular catastrophes like a AAA. KUB Radiography Extremely poor overall diagnostic sensitivity, hovering around 57%. Fails to image radiolucent configurations (pure uric acid matrices) or small stones measuring

464 - AFL Round 13 Tips w/ Myk Aussie    Podcast Website  https://www.ayankonthefooty.com/    Please subscribe to the mailing list.    Edmonton Cricket TV https://www.mykaussie.tv/afl https://www.instagram.com/mykaussie/ EdmontonCricket.tv     https://www.abc.net.au/news/2022-10-30/pakistan-afl-asia-win-kimberley-teacher/101592052 https://www.facebook.com/photo?fbid=10234612776282044&set=pcb.10234612776682054 Guest Intake Form - link Want to help out the podcast? Leave me a review! Buy me a coffee, Podcast fundraiser ayankonthefooty is A podcast working to grow interest in the AFL in the US - Buymeacoffee Podcast "merch" storefront ayankonthefooty Shop | Redbubble Best 100 AFL Australian Football League Podcasts  I am #12 in Australia?  Thanks so much for this everyone! A Yank on the Footy March 2024 Introductory episode   @Yank_on A Yank on the Footy Podcast - Home | Facebook ayankonthefooty@gmail.com   MAILING LIST signup: I hope you'll consider signing up for the mailing list, so you'll be the first to have the new  episode dropped off right into your inbox.  You can sign up for the mailing list that is on ayankonthefooty.com For crisis support, please contact: Lifeline http://lifeline.org.au 13 11 14  Beyond Blue http://beyondblue.org.au 1300 22 4636 In the U.S.: https://suicidepreventionlifeline.org/ 1-800-273-8255 –  Active duty military and veterans, dial 988 and press 1

AFL Round 13 Tips Recaps Podcast Website https://www.ayankonthefooty.com/ Please subscribe to the mailing list.   Edmonton Cricket TV https://www.mykaussie.tv/afl https://www.instagram.com/mykaussie/ EdmontonCricket.tv   Guest Intake Form - link Want to help out the podcast? Leave me a review! Buy me a coffee, Podcast fundraiser ayankonthefooty is A podcast working to grow interest in the AFL in the US - Buymeacoffee Podcast "merch" storefront ayankonthefooty Shop | Redbubble   Best 100 AFL Australian Football League Podcasts I am #12 in Australia? Thanks so much for this everyone!   A Yank on the Footy March 2024 Introductory episode   @Yank_on A Yank on the Footy Podcast - Home | Facebook ayankonthefooty@gmail.com   MAILING LIST signup: I hope you'll consider signing up for the mailing list, so you'll be the first to have the new episode dropped off right into your inbox. You can sign up for the mailing list that is on ayankonthefooty.com For crisis support, please contact: Lifeline http://lifeline.org.au 13 11 14 Beyond Blue http://beyondblue.org.au 1300 22 4636 In the U.S.: https://suicidepreventionlifeline.org/ 1-800-273-8255 – Active duty military and veterans, dial 988 and press 1

Heat adaptation can improve performance, comfort, and recovery in hot conditions. But many athletes make the mistake of treating heat training as free fitness.In this episode, CTS Coach Adam Pulford breaks down the differences between active and passive heat training, how each method works, and why heat should be viewed as a training stressor in its own right.We discuss plasma volume expansion, sauna protocols, heated trainer rides, hydration, recovery considerations, and how to integrate heat adaptation without compromising the quality of your training.HOSTAdam Pulford has been a CTS Coach for nearly two decades and holds a B.S. in Exercise Physiology. He's participated in and coached hundreds of athletes for endurance events all around the world.​​Free Cycling Training Assessment: https://trainright.com/cycling-training-assessment-welcome/Interested in working with a coach? Schedule a free consult: https://trainright.com/coaching/cycling/Self-coached athlete? Check out our TrainRight Membership: https://trainright.com/membership/Find more free resources here: https://trainright.com/blog/Resources:Beat the Heat – a hot bath after exercise boosts performance in the heatExercise under heat stress: thermoregulation, hydration, performance implications, and mitigation strategies - PubMedActive vs. passive heat training: which is best?

Avec le P. Nicolas Sautereau

As the study of acoustic metamaterials has progressed over the past couple of decades, research has shifted from focusing on the creation of materials with fixed structures to ones that are active or tunable. In this episode, we talk to the guest editors of the recent special issue on Active and Tunable Acoustic Metamaterials, Michael Haberman (University of Texas at Austin), Christina Naify (University of Texas at Austin), Bogdan Popa (University of Michigan), and Serife Tol (University of Michigan), about some of the latest research in the area. Read the introduction to the special issue here!Read more from The Journal of the Acoustical Society of America (JASA).Learn more about Acoustical Society of America Publications.Music Credit: Min 2019 by minwbu from Pixabay. 

In this episode, we explore a pattern Jacqui sees regularly in her coaching practice — capable, high-performing professionals who are inadvertently stalling their own careers by the way they talk about their work. Using a real client story (shared anonymously), we unpack what underselling looks like in practice, why it happens, and what you can do differently.If you've ever described something you achieved and immediately wondered why it didn't land the way you hoped, this one's for you.Key points from this episodeWhy competence alone won't get you to director level — and what needs to change in how you communicate your contributionThe visibility paradox: how the people doing the most impressive work are often the least visibleHow deep-seated discomfort with self-promotion shows up in the language you use every dayThe difference between describing what happened and articulating what you made happenA simple practical exercise to reframe how you talk about your work, and where to use it00:00 Introduction and the client story behind this episode01:00 The pattern: capable professionals who let their contribution go unnoticed05:00 The visibility paradox and why senior leaders need to be seen, not just effective10:00 Why "selling yourself" creates resistance — and a more useful way to think about it13:00 The cost of invisibility: a real example from a Deloitte partnership decision19:00 Comfort zones, default behaviours, and what's really driving the pattern21:00 Tara Mohr's Playing Big and the language habits that keep people small23:00 Active versus passive framing — and why it matters beyond the interview room25:00 The practical exercise: write two versions and find the opportunity to use oneUseful LinksConnect with Pam on LinkedIn: https://www.linkedin.com/in/pamelalangan/Connect with Jacqui on LinkedIn: https://www.linkedin.com/in/jacqui-jagger/Follow the Catalyst Careers LinkedIn page for career tips and adviceInterested in working with us? Get in touch about career or leadership development, outplacement workshops or recruitment support via the Catalyst Careers website

In this episode, Ania and Roy dive into everyone's favourite topic — Wakacje (Vacation)! They chat about when they prefer to take their holidays, what comes to mind when they think of time off, and the classic debate: active holidays vs. lazy all-inclusive resorts. Roy shares his plans for Ibiza, while Ania admits she is firmly on "Team Lazy". Along the way, you'll learn plenty of Polish vocabulary for describing holidays, travel preferences, and relaxing.  

Don't let Estate Planning define your passing.. Book an Estate Planning call with our law firm KKOS Lawyers and take advantage of our Estate Planning Special.. Active till 6/21/26.. Book a Call Here!Grab my eBook 30 Unique Strategies Every Business Owner Should Know! You don't want to miss this! Secure your tickets for the #1 Event For  Small Business Owners On Main Street America:  Main Street 360 Looking to connect with a rock star law firm? KKOS is only a click away! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification. Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohlerCraving more content? Check out my Instagram! 

Greg Matsen and Jeff Strong Debate What's Really Driving Members Out Of The Church Cardio Miracle, Learn More! - https://cardiomiracle.com/?ref=t4Hpzrm3 Alive and Intelligent Substack - https://aliveandintelligent.substack.com Alaska Frontier Cruise - https://www.cwicmedia.com/alaska  Jeff Strong's Book, "Torn: Why People We Love Are Leaving The Church And What We Can Learn From Them, is a Bestseller on Amazon under "Latter-day Saints." Everyone is talking about it. But not everyone is talking the same. In this episode, Jeff and Greg discuss data, reasons for leaving, church culture, and much, much more. It's a great conversation! Beyond Church History: The Deeper Causes of Disaffiliation They're leaving Christianity, institutions, and trust itself Agency, Doctrine, and Hope Jeff Strong shares hard-earned lessons from his own family's journey Jeff Strong discusses the pain and what families are getting wrong What happens when someone you love walks away from the Church? Are We Teaching the Church More Than the Gospel? Jeff Strong explains what his research taught him about staying rooted in Christ. Jeff's Book - Torn - https://amzn.to/4g1LiGk Cwic Media Website: http://www.cwicmedia.com    

How much strength training do you really need if you also enjoy running, cycling, pickleball, yoga, Pilates, hiking, or recreational sports?In this episode, Discover Strength CEO and exercise physiologist Luke Carlson explores the science and practicality of combining strength training with the other activities you love. He discusses the often-misunderstood "interference effect," explains why strength training remains the foundation of long-term health and fitness, and outlines three common approaches to balancing exercise, recreation, and performance goals.Busy people do not have time to waste on exercise that doesn't work. Tune in to learn how to make strength training fit alongside everything else you love to do.Discover Strength offers free Introductory Workouts at any location across the United States. You can schedule your free Introductory Workout HERE !

Do you want to turn your skills into a business that funds your freedom? In this episode, Zander Fryer joins Russ and Joey to discuss the blueprint for creating a coaching business that generates sustainable income while supporting financial freedom. He shares practical steps for turning expertise into a scalable business, balancing active income with long-term wealth creation. Zander explains how to structure services, identify ideal clients, and leverage time effectively to maximize revenue. He also discusses the mindset shifts required to transition from trading time for money to building a system that supports autonomy. He mentions proven strategies for coaches at all levels. Tune in to discover how to bridge the gap between active work and passive wealth, and learn the steps to turn your coaching expertise into a business that works for you.Top three things you will learn: -How to structure a coaching business to generate reliable active income that can fund financial freedom-Strategies for scaling a coaching business while maintaining client acquisition and retention-Practical methods to bridge the gap between active income and passive income About Our Guest:Zander Fryer is a best-selling author, internationally renowned speaker, and host of the iTunes top podcast Sh*t You Don't Learn In College. After quitting his high-paying job as a Cisco engineer, he launched High Impact Coaching to inspire and empower entrepreneurs to build successful businesses while adding value to the world. Zander's passion to shake this world up is creating a movement, and he is praised as “the next generation leader” by #1 best-selling author Jack Canfield. His mission is to inspire and empower an army of conscious leaders and coaches to change the face of our world for good. Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Zander Fryer:- YouTube - https://www.youtube.com/@coachzanderfryer- Website - https://zanderfryer.com/Build a Passive Income Machine in 3 Steps:Here's how to flip the script and start building wealth the way the wealthy do

(12) Gregory Copley notes that King Charles III maintains an active diplomatic schedule despite his cancer diagnosis. The King is focused on preparing Prince William for the throne while strengthening vital connections throughout the global Commonwealth.1903

1. Iranian Uranium Stockpile Iran’s enriched uranium stockpile is the central sticking point in negotiations. The U.S. position is: Iran must surrender, transfer, or destroy its uranium entirely No compromise on retaining enriched material is acceptable This is a more aggressive stance than past U.S. policies (e.g., Obama-era agreements focused on limits, not elimination). 2. Diplomacy to Pressure Strategy Diplomatic negotiations Active military pressure Mentions: “self-defense strikes” naval deployments near the Strait of Hormuz 3. Strait of Hormuz as a Global Pressure Point The strategic importance of the Strait of Hormuz: ~20% of global oil supply passes through it Disruptions affect oil prices, inflation, and global markets Current situation: Partially open Highly militarized Unstable 4. Negotiation Dynamics Multiple countries involved as mediators: Oman, Qatar, Pakistan Possible compromise ideas mentioned: Transfer uranium to third countries (Pakistan, Turkey, Russia, China) Dilution under supervision 5. Global Stakeholders China → dependent on oil flow Europe → sensitive to energy prices Gulf states → reliant on exports Israel → concerned about security Russia → may benefit from energy instability 6. Economic and Market Impact Disruptions to shipping have caused: Increased insurance costs Rerouted vessels Oil market volatility Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the The Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.