Podcasts about Active

How to help your dog stay calm during a thunderstorm. Why an active first date is more likely to lead you to a second date!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Thanks to our Partners, NAPA TRACS, and Today's Class Explore the concept of “active delivery” in automotive customer service, an intentional and consistent approach to communication that spans the entire customer journey, from the initial contact to the final vehicle handoff. The discussion highlights how thoughtful interactions can create a powerful and lasting impression, especially in the closing moments. Discover how clear communication, genuine rapport-building, and proactive expectation setting help cultivate trust and long-term loyalty. More than just completing a transaction, active delivery is positioned as a key driver of customer satisfaction, repeat business, and word-of-mouth referrals, making it essential for shops focused on sustainable success. Carlo Sabucco, Sil's Complete Auto Care Centre, Ontario, Carlo's previous episodes HERE. Dave Schedin, CompuTrek Automotive Management Systems. Dave's previous episodes HERE Show Notes: Watch Full Video Episode Introduction (00:00:00) The Importance of Active Delivery (00:02:31) Setting Relationship Expectations from the Start (00:04:10) Systematizing Customer Interactions (00:07:14) Building Rapport and Mirroring Customers (00:09:18) Consistency Across All Touchpoints (00:12:47) Managing Digital and In-Person Experiences (00:22:34) Using Tools to Support Consistency (00:25:25) Adding Human Touch to Digital Interactions (00:26:58) Explaining Value and Quality Control (00:28:07) Never End on the Dollar Amount (00:32:23) Training New Staff in Active Delivery (00:33:29) Evaluating and Developing Staff (00:35:05) Differentiating Your Shop & Consistent Messaging (00:36:50) Love, Grace, and Emotional...

Part 1 of the “Five Things I'd Do Right Now as a New Realtor” SeriesDescription:In this first episode of my July podcast series, I'm diving into the #1 thing I'd do if I were starting from scratch as a brand-new agent in 2025:

In this Season 6 episode of ETF Battles, Ron DeLegge ‪@etfguide‬ referees another chapter in the age old debate of active versus passively managed ETFs. It's a triple header between ARKK, QQQ, and SPY, with a few wild cards to shake things up. Who wins the battle?Program judges David Dierking at ETF Focus and David Kreinces at ETF Portfolio Managment examine this ETF three way between actively managed and passively managed funds. Each ETF is judged against the other in key categories like cost, exposure strategy, performance, yield and a mystery category. Find out who wins the battle!*********ETF Battles is sponsored by Direxion Direxion Daily Leveraged & Inverse ETFs. Know the risks. Proceed Boldly. Visit http://www.Direxion.com 

In this episode, we're joined by Martijn Cremers, Dean of the Mendoza College of Business at the University of Notre Dame and co-author of the groundbreaking 2009 paper that introduced the concept of Active Share. Martijn brings fresh nuance to the long-standing debate over active versus passive management, challenging decades of conventional wisdom built on the foundational 1997 Carhart paper. With his comprehensive research, Martijn argues that dismissing active management may be overly simplistic—especially in less efficient markets like bonds, small-cap equities, or emerging markets. Together, we explore how empirical support for passive superiority has softened in recent decades, the overlooked structural flaws in performance benchmarks, and how closet indexing quietly undermines the active management space. Martijn outlines the three pillars of active success—skill, conviction, and opportunity—and makes a compelling case for patient, high active share strategies that persist over time.  Key Points From This Episode:   (0:01:24) Introduction to Martijn Cremers and his influential work on Active Share (0:04:15) Breaking down the “conventional wisdom” on active management post-Carhart (0:07:19) Why passive benchmarks like Fama-French factors may create misleading comparisons (0:09:38) Reviewing persistence of outperformance in high active share funds (0:12:40) Evaluating Sharpe's arithmetic and how market evolution challenges zero-sum assumptions (0:15:58) The long-term decline of active funds and the influence of concentrated indexes (0:18:30) The paradox of skill, ETFs with high active share, and the survival of active managers (0:21:18) Revisiting active management in underexplored asset classes: bonds, small caps, emerging markets (0:23:20) The definition and calculation of Active Share (0:25:01) Active Share vs. Tracking Error: complementary tools, not substitutes (0:27:22) What level of active share signals closet indexing? Why 60–70% is the key threshold (0:30:49) Performance persistence and why combining high Active Share with patience matters (0:34:05) The concept of the “active fee” and how much you're really paying for stock selection (0:36:51) Why fund size and team changes can erode active share (0:38:17) Three pillars of successful active management: skill, conviction, and opportunity (0:40:13) The challenge of being a patient manager in an impatient world (0:42:25) How Active Share was received by academics and practitioners (0:44:18) Responding to critics: the 2016 FAJ paper “Deactivating Active Share” (0:46:56) Why dispersion in high active share funds can enhance portfolio diversification (0:49:21) Who should pursue high active share strategies—and who shouldn't (0:51:40) Active share in fixed income: Why passive bond funds are often far from passive (0:53:51) Key structural differences between equity and bond indexing (0:55:25) Why bond index funds have high active share and hidden tracking error (0:57:36) Why positive skewness (a key argument for equity indexing) doesn't apply to bonds (0:59:22) Performance of active bond funds: modest but consistent outperformance (1:00:02) Why active bond funds remain popular: liquidity, trading frictions, and benchmark limitations   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310 Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Episode 316: Andrew Chen - https://rationalreminder.ca/podcast/316 Episode 212: Ralph S.J. Koijen - https://rationalreminder.ca/podcast/212 Episode 220: Jonathan Berk & Jules Van Binsbergen - https://rationalreminder.ca/podcast/220 Episode 346: Hendrick Bessembinder - https://rationalreminder.ca/podcast/346   Papers From Today's Episode: https://zbib.org/2224f8de634743fb8f33a68009b8fcff  

7-2 Andy Baggarly discusses the starting rotation after another shaky Birdsong start & if he thinks the front office will be active as SF continues to scuffleSee omnystudio.com/listener for privacy information.

"If God calls me to apply my activity not only to my own sanctification, but also to good works, I must establish this firm conviction, before everything else, in my mind: Jesus has got to be, and wishes to be, the life of these works. My efforts, by themselves, are nothing, absolutely nothing." Part One of this classic work by the French Trappist monk, Dom Jean-Baptiste Chautard (1858-1935), examines the relationship between exterior works and the interior life of the apostle, demonstrating how the fruitfulness of the former depends entirely upon the vitality of the latter. Episode 1: Part One 00:00 - Intro 00:38 - Prologue    05:50 - 1. God wants good works, and therefore zealous action   13:00 - 2. God wills that the life-principle of our works be Christ   20:59 - 3. What is the interior life?   42:58 - 4. Ignorance and neglect of this interior life   49:55 - 5. Is the interior life lazy?   01:04:06 - 6. Is the interior life selfish?   01:16:54 - 7. No conflict between the interior life and the salvation of souls This work will be released in its entirety in episodic format. Links The Soul of the Apostolate full text: https://www.cmri.org/0-olmc-mission/catholic-books/soul_of_the_apostolate.pdf SUBSCRIBE to Catholic Culture Audiobooks https://podcasts.apple.com/us/podcast/catholic-culture-audiobooks/id1482214268 SIGN UP for Catholic Culture's newsletter http://www.catholicculture.org/newsletter DONATE at http://www.catholicculture.org/donate/audio Theme music: "2 Part Invention", composed by Mark Christopher Brandt, performed by Thomas Mirus. ©️2019 Heart of the Lion Publishing Co./BMI. All rights reserved.

All July long, we're featuring a special replay series of standout episodes—and this week is no exception.Join us for a special episode as we welcome Christine Benz to discuss her book, "How to Retire." In a captivating conversation in the Rock Retirement Club, we dive into topics like long-term care, the 4% rule, investing strategies, and simplification. Featuring insights from Fritz Gilbert, a member of the club and contributor to Christine's book, this episode offers a holistic view of retirement planning. Discover how to balance financial and non-financial aspects for a fulfilling retirement journey.*Episode Originally Aired December 4, 2024*OUTLINE OF THIS EPISODE OF RETIREMENT ANSWER MAN(00:55) We are going to play some past impactful episodes for the whole month of July INTERVIEW WITH CHRISTINE BENZ(01:28) Today we start off the month with a replay of our interview with Christine Benz.(03:17) Roger asks about the goal for the readers of this book.(04:48) Christine: The goal was to cover retirement in a really holistic way and include as much non-financial as financial information on retirement planning.(06:10) Roger thinks the interview style of the book helped make it more approachable.(08:13) Roger asks Christine about any big, unexpected insights that came up when she was writing her book.(11:12) Fritz Gilbert says I give Christine serious kudos for the approach she took and the amount of homework she did.(12:35) Christine tells Fritz that she loves his methodical approach to dealing with the years leading up to retirement.(14:16) Marla asks Christine if she would change anything if she was writing this book today to accommodate the 2024 election results and also asks about managing portfolios on Morningstar.(18:15) Roger says when it comes to portfolio construction, it's easy to overcomplicate things(21:14) Larry asks Christine what challenges her or confounds her most about her own retirement planning.(23:35) Larry asks “Are you concerned that we may not find people to provide long term care?”(31:08) Kevin Lyles asks Christine about asset allocation in retirement.(37:55) Laura asks: When talking about high quality bond portfolios, do bond funds work?(42:00) Roger asks about indexes and broad diversification. (44:37) Roger says someone had a comment related to some of the research on small cap value and asks Christine her view on having a more diversified small cap value tilt?(48:19) Eric asks “what is the argument for using TIPS (Treasury Inflation-Protected Securities)  for retirees?” (51:28) Roger asks Fritz if he has been simplifying his portfolio or working more on optimization since retiring in 2018.(53:52) Roger says the optimization part of retirement sometimes dominates the conversation.(54:44) Roger asks Christine: Have you found in your own life a balance between making sure you don't get too complicated in investments?(57:55) Brianna asks Christine what question she has been reflecting on after the 20 interviews?(58:45) Christine she's been thinking more about whether the concept of retirement is flawed.BONUS(01:01:26) Roger reads an excerpt from his grandfather's WWII journalResources Mentioned In This EpisodeWade PfauMorningstar The Retirement Manifest- Fritz GilbertDaughterhood.orgChristine BenzSix Shot SaturdayBOOKSHow to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement - Christine BenzBeing Mortal: Medicine and What Matters in the End - Atul GawandeKeys to a Successful Retirement: Staying Happy, Active, and Productive in Your Retired Years - Fritz GilbertRock Retirement: A Simple Guide to Help You Take Control and Be More Optimistic About the Future - Roger Whitney

Welcome to the Practical Church podcast brought to you in partnership with Mission Support. Mission Support This episode was brought to you by Mission Support.  Stay focused on your mission and let Mission Support help you with everything you didn't go to seminary for! Get support from experts with decades of experience working with churches who know your unique needs and challenges. Click here to talk with a guide today & love being a pastor again! HERE ARE THE 6 METRICS I DISCUSS IN THIS EPISODE Giving units Small group attendance Active members  Connect cards received each Sunday New guest funnel  Online metrics  Get more church tips and advice Click here to sign up for the Practical Church newsletter Click here to join the Practical Church Facebook group

In this episode, we dive into the final sermon of Part I of Grace Church's Follow Me series. Why does Jesus send his disciples out in Matthew 10 with no money, no bag, and instructions to heal the sick and cast out demons? What does it mean to be given authority by Jesus? And how should we understand being “sent” in a world that feels overwhelming and broken? We tackle other topics like: – What does real spiritual authority look like? – Who are the “worthy people” Jesus talks about? – Should modern Christians expect to heal and cast out demons? – And… what does “shake the dust off your feet” mean for us today? Watch the full Follow Me sermon series here: www.youtube.com/playlist?list=PL6…oCgXbMItUhF_HG_ex Learn more about Grace Church: gracechurch.us Listen to the podcast! Apple- podcasts.apple.com/us/podcast/betw…ys/id1044418949 Spotify- open.spotify.com/show/3T4L9S7jkxr…cd8defc4711b489d Submit your questions for future episodes: gracechurch.us/podcast ⏰ TIMESTAMPS: 00:07 - What's New with the Gang 14:49 - Big Idea & Sermon Discussion 15:50 - Overview of Matthew 10 and the Mini Commission 17:24 - Disciples' Readiness and Apostleship 20:14 - Personal Reactions to Jesus' Instructions 24:59 - Maron's Preparedness and Trust in God's Provision 27:41 - Barry's Story of Hospitality in India 32:55 - Authority Given to Disciples and Modern Application 35:33 - Understanding Authority and Discernment 40:10 - Casting Out Demons and Spiritual Realities 47:04 - Handling Unreceptive People and the Concept of Worthiness 54:05 - Active vs. Passive Discipleship and Being Sent 1:00:15 - The Path of Yes and Embracing Discomfort 1:03:21 - Preview of Future Matthew Series Themes 1:04:30 - Series Reflection and Hopes for Listeners 1:05:45 - Where Do We Go Next? & Summerfest Episodes

In this episode, I sit down with Lindsey Carter, the Founder and CEO of SET ACTIVE, a brand that has reshaped how women experience athleisure—not just in terms of function, but also in terms of feeling.  Lindsey shares her raw and powerful journey, from bootstrapping the brand at 25 with zero funding to building a movement rooted in authenticity, storytelling, and unmatched community connection. Her story is one of resilience, vision, and redefining what it means to be “active.” What I love about this conversation is how candid Lindsey is about the emotional ups and downs of entrepreneurship—what it truly takes to persevere when everything feels uncertain.  We explore the magic of creating products that resonate on an emotional level, how community drives every decision, and what it's like to grow a company without paid ads, outside investment, or compromise. Here are some key takeaways from the episode: * How Lindsey bootstrapped a brand that's done millions in sales with zero paid media   * The power of building for the “everyday girl” who just wants to feel confident and comfortable   * Why community isn't just a buzzword—it's the foundation of everything SET ACTIVE does   * The real-life challenges of being a solo founder—and how Lindsey reframes hard days   * What's next for the brand: new fabrics, potential men's drops, and continued innovation   Join me, Ramon Vela, as I listen to how Lindsey Carter is rewriting the rules of modern activewear—one intentional, community-led decision at a time. Whether you're a founder, fashion lover, or someone seeking inspiration, this story will move you. For more on SET ACTIVE, visit:  https://setactive.co/ If you enjoyed this episode, please leave The Story of a Brand Show a rating and review.  Plus, don't forget to follow us on Apple and Spotify.  Your support helps us bring you more content like this! * Today's Sponsors: Color More Lines: https://www.colormorelines.com/get-started Color More Lines is a team of ex-Amazonians and e-commerce operators who help brands grow faster on Amazon and Walmart. With a performance-based pricing model and flexible contracts, they've generated triple-digit year-over-year growth for established sellers doing over $5 million per year. Use code "STORY OF A BRAND” and receive a complimentary market opportunity assessment of your e-commerce brand and marketplace positioning. 

Join the Active to Passive Cohort (Starts July 28): https://get.biggerpockets.com/active-to-passive-investing/ Passive Pockets members save $100! Find your promo code here: https://passivepockets.com/forums-listing/discussion/5-week-cohort-starts-7-28-active-to-passive-portfolio-transformation-cohort/ Contact Chris Lopez: chrislopez@biggerpockets.com Is your real estate portfolio truly aligned with your goals or is it just what you've accumulated over time? Chris Lopez, investor, educator, and founder of the Active to Passive cohort, joins Passive Pockets to share why he pivoted away from being a hands-on landlord and how he's helping others rethink their equity, their time, and their strategy. In this episode, you'll learn how to evaluate return on equity versus return on investment, what it means to “optimize” your portfolio in today's market, and when selling, refinancing, or simply holding might be the smartest move. Chris also shares his step-by-step framework for running an annual diagnostic on your portfolio and how to use that analysis to decide if a shift toward passive investing makes sense. Plus, stick around as Chris breaks down the five pillars of passive investing diversification and offers a sneak peek into his upcoming July cohort for experienced landlords exploring a hands-off path forward. Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Remember that past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any of the advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast. Why Chris sold off half his Denver portfolio despite great returns The difference between return on investment and return on equity How to run an annual “portfolio diagnostic” to evaluate performance When a 1031 exchange might not be the most efficient move How to diversify across operators, strategies, markets, and capital stack The mental shift required to give up control—but gain peace of mind What Chris's Active to Passive cohort includes, and who it's for

Today is the day of the pay structure change in college sports…we're curious what kind of snags come up if any early on. One thought to consider? The Big East should really become a bigger threat in basketball with no football to pay with all their revenue..right? Also, Nebraska gets another commitment yesterday in 3-star OL Leon Noil from New Orleans (Edna Karr HS)…and we know who is going to Media Days for Nebraska (Matt Rhule, Dylan Raiola, Henry Lutovsky and Deshon Singleton) Show Sponsored by SANDHILLS GLOBALOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAKAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

So many of us are trying so hard to protect our kids from failure of any kind.Getting it wrong and having regrets is scary! Of course we want to protect our kids from that. But really, when we hover over their homework or swoop in with a plan to fix it when they're struggling, we're protecting ourselves from our anxieties about being a good enough parent.There's kind of no better time to fail than when you're a kid. The stakes are still pretty low. When kids learn how to struggle and get it wrong and fail, it strengthens their ability to move through hard things and builds resilience.To talk more about how we can support our kids through failure, I reached out to Jessica Lahey, who wrote a book that I often refer to in my work called The Gift of Failure. Her book has really shaped the way I view failure and how I encourage others to view failure and Jessica also happens to be the parent of a trans kid, so we'll talk about that experience as well.Check out the full episode to hear about:Why we need to allow kids to get frustrated with tasksWhy adults need to model trying new things and making mistakesHow to give kids opportunities to learn life skills, even when it would be easier for you to just do itHow Jessica's natural openness has been challenged around her much more private daughter's transitionHow Jessica and her family are leaning on their supports and doing work that matters to them in the face of our current climateHow Jessica weighs sharing her pride of her daughter with concerns for her privacy and safetyFind out more about Jessica Lahey:WebsiteNewsletterThe Gift of Failure: How the Best Parents Learn to Let Go So Their Children Can SucceedFind out more about Mackenzie Dunham:Wildheartsociety.orgwildheartsociety.org/downloadsWild Heart Society on FacebookWild Heart Society on InstagramResources:Register for CampDonate to the Queer Community NetworkDifferently Wired: A Parent's Guide to Raising an Atypical Child with Confidence and Hope, Deborah ReberThe Trevor ProjectBe My EyesStand In Pride

We kick off the Hour with the most active segment in show history! Breaking News after Breaking News! Myles Turner signs a Huge Deal with the Bucks! Tobin goes on a "mini" rant as he begs the HEAT Front office to make a move Dame Lillard released by the Bucks! Miami Dolphins sign a TE out of retirement!

Jones and Meghan Ottolini opened up the show discussing the start of NHL free agency and Brad Marchand re-signing with the Florida Panthers.  Jones and Mego also talked about the start of NBA free agency and center Luke Kornet's contract with the San Antonio Spurs.  Finally, Jones and Mego discussed their expectations for the B's and C's.

Vous vous surprenez à tout remettre en question : votre travail, votre couple, vos choix de vie… Vous vous sentez fatiguée, perdue, peut-être même un peu vide ?Et si c'était une crise existentielle ?Dans cet épisode, je vous aide à y voir clair :- Comment reconnaître les signes d'une crise de milieu de carrière- Quelles en sont les grandes phases – et comment les traverser- Et surtout : pourquoi cette crise, aussi déstabilisante soit-elle, peut devenir un tournant précieux de votre vie de femme et de leader.****Rejoignez la newsletter Sensées : elle vous donne accès à un concentré de coaching, d'inspiration et à un workshop offert chaque mois. Inscrivez-vous gratuitement en cliquant ici.***Sensées, c'est aussi un programme de coaching pour les femmes dirigeantes, top managers et entrepreneures. Au sein du programme Sensées, vous êtes accompagnée en petit groupe ET en individuel dans votre croissance professionnelle. Vous êtes aussi formée et mentorée pour incarner pleinement votre leadership, avec les maîtres mots sérénité, plaisir, hauteur et impact. Intéressée ? Cliquez ici pour en savoir plus.**Notre guide "10 leviers essentiels pour les décideuses" est un véritable concentré d'outils de coaching et de mentoring, les mêmes que nous utilisons dans le programme Sensées. Il est conçu pour toutes les directrices, dirigeantes et entrepreneures qui sont fatiguées de porter seules les responsabilités. Si vous avez l'impression que votre quotidien vous échappe petit à petit, ce guide est fait pour vous. Cliquez ici pour obtenir votre exemplaire offert !*Vous représentez une entreprise et souhaitez développer le leadership de vos talents féminins ? : cliquez ici.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

I feel like there is this shift in what used to be the habits and routines of “extreme biohackers” or “health gurus” and now those same things have become part of a lifestyle that people are adapting to make it their new healthy normal.    What we eat, how we move, what we focus on, how we approach health & supplements & body recovery, having a low stress lifestyle - all of it.    This is - my opinion - the best ever cultural shift… because it makes us all healthier, happier in our day to day because we feel great and we will live longer and age better.   In this episode I'm breaking down the habits and ideas that play into this new healthy normal.   Whether you're just starting or refining your routine, this is your blueprint for building a healthy lifestyle that feels good and becomes your new normal.     Let's break it down this way...   -What we eat    -How we move    -What we focus on / headspace / love / low stress    -How we approach health & supplements & body recovery     

The guys continue to talk NBA free agency and what the day could look like for the Kings.

Mike Mulligan and David Haugh were joined by Chicago Sports Network insider K.C. Johnson to discuss the Bulls' trade of guard Lonzo Ball to the Cavaliers for wing Isaac Okoro. He also previewed NBA free agency.

Idaho Wildfire Shooting Update: To support and subscribe: https://thehotshotwakeup.substack.com/The press conference has just finished, with new details on the incident. Two firefighter deaths were confirmed by the local sheriff, FBI en route, and SWAT on scene.Law enforcement says they are still actively taking fire from an unknown number of “well-prepared suspects.”The sheriff and firefighters responding called it an “intentional fire and ambush.”I cover the initial call and radio traffic leading up to the shooting. ShareTHE HOTSHOT WAKE UP — Thank you to all of our paid subscribers. Your support allows us to donate generously to firefighter charities and supports all of our content. You also receive all of our article archives, more podcast episodes, Monday morning workouts, and also entered into our giveaways, plus more.

Cody "The Warrior" Wilson joins host Jake Murren on Episode 117 of Forged in Ohio. Cody's a 6-1 amateur mixed martial artist who is coming off his first Caged Thunder featherweight title defense.In this episode, Cody talks about winning the featherweight title at Caged Thunder 28, defending it for the first time against Casey Boykin, what's next for him, and so much more. Cody has been on one of the best winning streaks in Ohio MMA, as the Caged Thunder champion continues to raise his profile. Discover more about Cody "The Warrior" Wilson by listening to Forged in Ohio today!If you're interested in learning more about Cody "The Warrior" Wilson, don't forget to check out Episode 86 and Episode 105 of Forged in Ohio as well!Check out Cody on social media:Instagram: @cwilson1202Facebook: @cody.wilson.374Forged in Ohio:Instagram: @forgedinohioFacebook: @forgedinohioYouTube: @forgedinohioX: @forgedinohioMerchandise: @forgedinohioMusic on Forged in Ohio is from FreeMusicArchive.org: Servants by Jahzzarhttps://freemusicarchive.org/music/Jahzzar/Servants/Servants

Le sujet :L'intelligence artificielle est-elle en train de redéfinir les règles de la gestion de patrimoine ? Au sein de cette transformation, le choix entre gestion active et passive prend une dimension nouvelle.L'invité du jour :Christophe Descohand est Directeur Business Transformation et Digitalisation de La Française. Au micro d'Amaury de Tonquédec, il nous explique comment choisir entre la gestion active et la gestion passive à l'ère de l'IA.Découvrez : La révolution que traverse la gestion activeL'impact de la tokenisation et de la blockchainComment utiliser l'IA pour investir ?Gestion active vs Gestion passive : comment choisir ?Avantage Moniwan x La MartingaleBonne nouvelle ! Moniwan offre à tous les auditeurs et auditrices de La Martingale un bilan patrimonial gratuit. Pour en bénéficier, il vous suffit de prendre contact via le site moniwan.fr et de préciser que vous venez de la part de La Martingale.On vous souhaite une très bonne écoute ! C'est par ici si vous préférez Apple Podcasts, ou ici si vous préférez Spotify.Et pour recevoir toutes les actus et des recommandations exclusives, abonnez-vous à la newsletter, c'est par ici.La Martingale est un podcast du label Orso Media.Merci à notre partenaire eToro de soutenir la Martingale.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

In this episode, I sit down with Pete Moore — a powerhouse in the finance world who's also deeply passionate about health and wellness. We dive into how he's successfully merged these two worlds, what entrepreneurs in the wellness space need to know about finances, and his unique HALO concept, which stands for Health, Active, Lifestyle, and Outdoors. Whether you're a business owner, a fitness enthusiast, or just someone looking to live with more intention, this conversation will leave you inspired and equipped with practical insights.

This service is an example of what it means to be the active Church. Jesus gave the Church both vision (a Kingdom open to all) and mission (to call people to repentance and belief). That mission is still ours today—to know, live, and spread the Word. The cross stands as both a symbol and an invitation: to stay present, united, and committed to being the Church in both joyful and difficult moments.

Send us a textJoin us on Average Joe Finances as our guest Jon Ostenson discusses the benefits and intricacies of non-food franchise opportunities, touching on Jon's journey from the corporate world to launching Fran Bridge Consulting. Jon shares insights into why non-food franchises can be more stable and less complex compared to food franchises, along with tips for prospective franchisees on how to succeed. The conversation also dives into the tax benefits of business ownership, the importance of networking, the value of following a proven system, and the potential for scaling a franchise business. In this episode:Learn why non-food franchises often offer simpler operations, fewer staffing headaches, and higher margins.Discover how semi-passive franchise ownership can help you build a business while keeping your day job.Explore the strategic advantage of combining real estate investing with complementary franchise models.Understand why following a proven system is the key to long-term success as a franchise owner.And so much more!Key Moments:00:56 Guest Introduction: John Ostenson01:35 Jon's Journey into Franchising02:53 The Appeal of Non-Food Franchises04:33 Franchising vs. Starting a Business06:20 Active vs. Passive Franchise Ownership07:47 Scaling and Success in Franchising14:03 Real Estate and Franchising Synergies18:18 The Importance of Networking in Business18:38 Tax Benefits for Business Owners19:20 Changes in Tax Codes and Their Impact20:06 Leveraging Family in Business for Tax Advantages20:51 The Value of Professional Tax Assistance22:20 The Power of Masterminds and Franchise Systems22:37 Learning from Other Franchisees24:42 The Risks and Rewards of Business Ownership25:24 Final Round: Reflecting on Business and Finance27:12 Tips for Aspiring Franchise Owners28:01 Finding the Right Franchise Fit29:06 Recommended Books and Podcasts30:44 How to Connect with Jon and Learn More32:30 Final Thoughts and EncouragementFind Jon OstensonWebsite: https://franbridgeconsulting.com/LinkedIn: https://www.linkedin.com/in/jonostenson/ Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Reality TV with a purpose? Yes, please. Parental Guidance Season 3 kicks off tonight—and in this special preview episode, Justin and Kylie share everything you need to know before tuning in. From parenting styles to hot-button topics like body image, screen time, and AI bots, this four-night TV event dives deep into the challenges real families are facing right now. Whether you're a traditional parent, a positivity parent, or somewhere in between, this season is designed to spark honest conversations and offer hope for families doing their best in tough times. KEY POINTS: Parental Guidance Season 3 airs over four consecutive nights on Channel Nine and 9Now. It’s not about winning—just eight families courageously sharing their parenting lives. Topics include: Screen time (including AI friends and bots) Body image (a heart-wrenching and inspiring episode) Mental health Peer pressure Unexpected insights into education Parenting styles this season include: Traditional, Protect, Active, Upfront, Authoritative, Hard Way, Life School, and Positivity. The aim: Honest, respectful conversations about what parenting looks like today—and what’s working. QUOTE OF THE EPISODE: “As parents, we need to believe in a positive future for our kids—and I think this show gives us the tools and the keys we need to get there.” RESOURCES MENTIONED: Parental Guidance Season 3 (Channel Nine and 9Now) HappyFamilies.com.au for related resources and daily podcast reviews following each episode. ACTION STEPS FOR PARENTS: Watch tonight’s episode live (7:30pm on Nine and 9Now) to be part of the national conversation. Talk with your kids after each episode—what do they think about what they saw? Tune in to the Happy Families daily recap podcasts this week for expert insights into the challenges raised on the show. Share the show and the podcast with friends or family—it’s a powerful conversation starter. Reflect on your own parenting style and ask: What’s working? What might I try differently? See omnystudio.com/listener for privacy information.

✍️ Substack: If you'd rather read than listen, you can do so over on ⁠⁠⁠⁠Substack⁠⁠⁠⁠!

durée : 00:52:28 - Répliques - par : Alain Finkielkraut - Aide active à mourir : que va permettre la nouvelle loi française ? - réalisation : Alexandra Malka - invités : Philippe Juvin Chef du service des urgences de l'hôpital Pompidou; Denis Labayle Médecin, essayiste

July 31 2024, a 39-year-old ultrarunner vanished in the rugged North Cascades National Park during a 20-mile trail run. Minimally equipped, he became disoriented on wildfire-altered trails, surviving 30 days on berries and river water. Despite extensive searches by sheriff's deputies, park rangers, and a helicopter, the park's dense forests and remote terrain hid him. A trail crew's chance discovery saved his life as he lay emaciated on a riverbank.  Join us this week as we learn about the incredible survival story of Robert Schock.SHOW NOTE - We're off for the next month as we move into our new studio.  We'll be back in August with new episodes!  Learn more about Locations Unknown: https://linktr.ee/LocationsUnknownCheck out our other shows on the Unknown Media Network:Crime Off The GridOff The TrailsThe Peanut Butter and Mountains PodcastThe Weirdos We Know  Who Runs This ParkNew Patreon Shoutouts: Kierstyn Skelton, Christine Brown, Michelle Barstad, Sara Carroll, & Trina LohmanWant to help the show out and get even more Locations Unknown content!  For as little as $5 a month, you can become a Patron of Locations Unknown and get access to our episodes early, special members only episode, free swag, swag contests, and discounts to our Locations Unknown Store!  Become a Patron of the Locations Unknown Podcast by visiting our Patreon page.  (https://www.patreon.com/locationsunknown)  All our Patreon only content (Audio & Video) can now be accessed via Spotify.  (Active subscription to our Patreon channel is required.) -- Locations Unknown Subscriber Only Show | Podcast on Spotify  Want to call into the show and leave us a message?  Now you can!  Call 208-391-6913 and leave Locations Unknown a voice message and we may air it on a future message! View live recordings of the show on our YouTube channel: Locations Unknown - YouTubePresented by Unknown Media Group.Hosts: Mike Van de Bogert & Joe EratoBecome a supporter of this podcast: https://www.spreaker.com/podcast/locations-unknown--6183838/support.

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On this bonus edition of TCOAG, Harry Symeou reacts to the news Arsenal are reported to be in 'active talks' with Valencia over the signing of centre-back Cristhian Mosquera. We also react to the Myles Lewis-Skelly contract announcement. Viktor Gyökeres Scouting Video: https://www.patreon.com/posts/scouting-session-131522551?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_link Benjamin Sesko Scouting Video: https://www.patreon.com/posts/scouting-session-130983051?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_link Martin Zubimendi Scouting Video: https://www.patreon.com/posts/scouting-session-132096321?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_link Support the podcast & access benefits by joining our Patreon page: https://patreon.com/thechroniclesofagooner?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink Follow Harry Symeou: https://www.instagram.com/harry_symeou/ https://twitter.com/HarrySymeou https://www.tiktok.com/@harrysymeou/ #arsenal #afc #transfers

Quarter 2 Hunting, Fishing, and Conservation Policy Update – Federal Legislation, Fisheries Management & Public Lands   Narrative: In this Q2 federal policy roundup for hunters, anglers, and conservation advocates, we dive deep into the latest developments shaping the future of hunting, fishing, public lands, and forest management.   Hunting and Public Lands Policy with Taylor Schmitz First up, Director of Federal Relations Taylor Schmitz breaks down key federal policy shifts impacting sportsmen and women. From new Department of the Interior appointments to controversial proposals around public land sales, Taylor explains what these developments mean for hunting access, land conservation, and the broader outdoor community. Learn why Kate McGregor's return and Brian Nesvik's nomination matter to hunters and anglers, and why the upcoming congressional schedule is critical to follow.   Fishing and Fisheries Management with Chris Horton Next, Senior Director of Fisheries Policy Chris Horton joins to discuss top federal priorities affecting fishing and recreational anglers. He covers major legislation like the reauthorization of the Sport Fish Restoration and Boating Trust Fund and the Marine Fisheries Habitat Protection Act, along with the impact of shifting ocean conditions and the growing need for smarter fisheries management. Chris emphasizes collaboration between federal and state agencies and encourages all anglers to stay informed and active in fishing policy debates.   Forest Management and Timber Policy with John Culclasure To close out the episode, Senior Director of Forestry Policy John Culclasure provides an update on the Fix Our Forests Act and its implications for wildlife habitat, forest access, and timber production. He highlights how responsible forest management supports both conservation and hunting opportunities, while also touching on national security concerns tied to domestic timber supply. In addition, he discusses how state-level policies are affecting access to public lands for the hunting and fishing community.   Key Takeaways for Hunters and Anglers: Federal hunting and fishing policy is being shaped by new leadership at the Department of the Interior. Congress is tackling big-ticket items like public land sales that could impact millions of acres used for hunting and fishing. Reauthorization of the Sport Fish Restoration Fund is a major win for recreational fishing and boating access. Fisheries legislation aims to protect marine habitats and support sustainable sportfishing. Forest policy reform through the Fix Our Forests Act is crucial for maintaining habitat, access, and wildlife conservation. Misinformation around forest management could threaten future access for sportsmen. Domestic timber markets face challenges that could impact long-term forest health and hunting grounds. Active engagement by the hunting and fishing community is essential to protect our outdoor heritage and public lands.   Get the FREE Sportsmen's Voice e-publication in your inbox every Monday: www.congressionalsportsmen.org/newsletter                Sign up for FREE legislative tracking through CSF's Tracking the Capitols tool: www.congressionalsportsmen.org/tracking-the-capitols/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephen Grootes speaks to Vurhonga Rikhotso, CFO of Bonitas, about the fund’s 13.4% return on contributions and growth in membership to over 731,000, In other interviews, François Smith, Client Portfolio Analyst at Stonehage Fleming Investment Management and Hlelo Giyose, Chief Investment Officer and Principle at First Avenue Investment Management unpack the shifting landscape of active versus passive investing and the emergence of hybrid strategies that prioritize cost-effectiveness and adaptability in response to market changes. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702702 on TikTok: https://www.tiktok.com/@talkradio702702 on Instagram: https://www.instagram.com/talkradio702/702 on X: https://x.com/CapeTalk702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalkCapeTalk on TikTok: https://www.tiktok.com/@capetalkCapeTalk on Instagram: https://www.instagram.com/CapeTalk on X: https://x.com/Radio702CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Jeff and Dan talk about their expectations for the Cavaliers in night 2 of the NBA draft.

Jeannette looks at the challenge of succession in family businesses, particularly the growing trend of the next generation opting out of leadership roles. With recent data indicating that 63% of family businesses view succession as a significant risk, Jeannette explores the reasons behind this shift, including changing career aspirations, the desire for work-life balance, and the perceived lack of autonomy within family enterprises. Jeannette explains why: Younger generations are increasingly opting out of family business leadership roles due to a desire for autonomy, diverse career options Establishing clear governance structures, such as boards and family councils, is crucial for family businesses to navigate leadership transitions effectively When no family successor is available, bringing in external executives can be beneficial. It's essential to ensure that these leaders understand and respect the family's legacy while being empowered to drive innovation and growth. Active family involvement in philanthropic and community initiatives helps preserve the family legacy and fosters a sense of ownership and purpose among family members Subscribe to Brave Bold Brilliant for weekly wisdom on leadership, legacy, and living boldly. This episode is living proof that no matter where you're starting from — or what life throws at you — it's never too late to be brave, bold, and unlock your inner brilliant. Visit https://brave-bold-brilliant.com/ for free tools, guides and resources to help you take action now

#233: Explore how different generations approach money and what they get right (and wrong) about saving, investing, spending, and building wealth. We dig into the psychology of money across generations and share practical lessons on homeownership, retirement, automation, points inflation, and more. Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He runs the popular financial blog, A Wealth of Common Sense and is the author of four books on investing and personal finance. He also co-hosts one of my favorite podcasts: Animal Spirits. Link to Full Show Notes: https://chrishutchins.com/financial-mindsets-across-generations-ben-carlson Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Green Chef: 50% off your first meal kit with code 50ALLTHEHACKS Notion: Try Notion AI free to automate tedious tasks and streamline your work Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Ben Carlson: Website | Animal Spirits Podcast | X Ben's Post: Financial Advice That Doesn't Work Anymore Morningstar Column by John Rekenthaler Tim Ferriss Ep #815: Helping Tim Burn 15M+ Miles and Points, Flipping Costco Gold Into Five-Star Trips & More Award Travel Search Tools AwardTool: $20 off annual plans with code ALLTHEHACKS PointsYeah Points Path Chrome Extension Coinbase One: Join the waitlist here ATH Podcast Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:27) The Great Wealth Transfer From Boomers to Millennials (05:52) Financial Mindsets Across Different Generations (09:10) Current Status of the Housing Market (11:37) Spending Habits in the Travel Industry (14:28) Financial Lessons From Every Generation (19:09) Stock Market vs. Housing Market (25:41) Financial Advice That Doesn't Work Anymore (27:33) How to Learn to Spend Money and Enjoy It Now (31:39) The Spectrum of Coast FIRE (38:48) Ben's Take on Social Security: Is It Worth It? (41:25) How to Navigate the Current Market Volatility (47:08) How Demographic Changes Impact the Investment Landscape (50:27) Active vs. Passive Investing (52:45) Different Ways to Automate Your Finances (54:26) Credit Card Points Inflation and Its Impact (58:09) Credit Card Returns: Cash Back vs. Welcome Offers Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Pelvic floor disorders can wreak havoc on your well-being, especially as a woman who wants to run, jump, hike, bike, and otherwise enjoy an active life. Unfortunately, pelvic floor dysfunction is extremely common, with about half of us experiencing urinary incontinence alone (let alone painful sex, constipation, prolapse, and so forth). But we don't have to live with all these pelvic floor problems that are sometimes painted as just “normal aging.” This week we take an illuminating deep dive into what you need to know about pelvic floor health and function (spoiler: it's way more than Kegels) with Ingrid Harm-Ernandes, PT, author The Musculoskeletal Mystery: How to Solve Your Pelvic Floor Symptoms. Ingrid Harm-Ernandes, PT, WCS, BCB-PMD, is a board-certified women's health physical therapist with over 40 years of experience, including nearly three decades specializing in pelvic health. During her tenure at Duke University Health System, she treated patients across urogynecology and physical therapy clinics, co-directed the Women's Health Residency Program, and contributed to national pelvic floor research through the Pelvic Floor Disorders Network. A recognized leader in her field, Ingrid has served on committees for the APTA and AUGS, is a Medical Advisory Committee member for the National Menopause Foundation, and authored both scholarly articles and the book The Musculoskeletal Mystery: How to Solve Your Pelvic Floor Symptoms. Through her clinical work, writing, speaking, and “The Pelvic Detective” YouTube presence, she's helped demystify pelvic floor dysfunction—addressing conditions like incontinence, prolapse, pain with sex, and menopause-related changes—while empowering people with the knowledge to advocate for better care.ResourcesThe Musculoskeletal Mystery: How To Solve Your Pelvic Floor Symptoms hereGet 25% off all courses through the end of June 2025! Purchase a Feisty On-Demand Course: learning.feisty.co Sign up for our FREE Feisty 40+ newsletter: https://feistymedia.ac-page.com/feisty-40-sign-up-page Follow Us on Instagram:Feisty Menopause: @feistymenopause Hit Play Not Pause Facebook Group: https://www.facebook.com/groups/807943973376099 Support our Partners:Hettas: Use code FEISTY20 for 20% off at https://hettas.com/ Midi Health: You Deserve to Feel Great. Book your virtual visit today at https://www.joinmidi.com/ Nutrisense: Go to nutrisense.io/hitplay and use code: HITPLAY to get 30% off Previnex: Get 15% off your first order with code HITPLAY at https://www.previnex.com/ This podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/Podcorn - https://podcorn.com/privacyPodscribe - https://podscribe.com/privacy

Try Katy's Virtual Studio Free for 7 Days!This Episode's Show NotesJoin Our Newsletter: Movement Colored GlassesIf you have heard about eccentric exercise but are unsure of the benefits, what it is or how to do it, this episode is your primer! Eccentric muscle contractions generate more force with less energy than other types of muscle contraction and are therefore one of the best ways to get stronger. The mechanism of eccentric contraction within the muscle is a little complicated but Katy offers a simple analogy involving two hair combs! Katy and Jeannette offer some examples of how you can incorporate eccentrics into your movement plan with the empowering message that you can get a lot stronger doing only half an exercise. Can't do a pull-up? Not a problem, train the eccentric half of the movement—lowering down from the pull-up bar—and you will reap the strength rewards. Also in this episode, Katy speaks with Pack Matthews of Ikaria Design and creator of the Soul Seat®, the original and adjustable cross-legged chair. Katy is using one for her podcast set up and she and Pack talk about the origin of the chair, how the design has changed over time and Katy's experience with it.  CHAPTERS(0:07:08) - Muscle Contraction: Three types (0:15:56) - Sarcomere: Actin, Myosin, and Titin (0:26:57) - Get Stronger Doing Half of an Exercise (0:41:00) - Listener Question: 'use it or lose it' brought to you by Earth Runners  (0:47:40) - Interview with Pack Matthews of Ikaria Design BOOKS, ARTICLES AND RESEARCH MENTIONEDWant to Get Stronger and Avoid Injury, Try This, New York Times article on eccentrics Eccentrics: Get Stronger Doing Half Of An Exercise, Katy Bowman The Chair by Galen CranzMADE POSSIBLE BY OUR SPONSORS:Ikaria Design, creators of the Soul Seat®, a height adjustable chair that allows you to sit in diverse shapes including cross-legged, take 10% of new inventory with code DNA10Venn Design, beautiful floor cushions and ball seats that keep you moving at home or at the officeSmart Playrooms, design and products to keep you and your kids engaged and active at home, take 10% off monkey bars, rock wall panels and holds with code DNA10Earth Runners, minimalist sandals that mimic being truly barefoot through their grounding technology, take 10% off with code DNA10Peluva, Five-toe minimalist sports shoes ideal for walking and higher impact activities, take 15% off with code NUTRITIOUSMOVEMENTSweet Skins, organic hemp and cotton clothing that is stylish, flexible and designed to move with you, take 15% off with code DNA15

Today, we're diving into something super important for anyone interested in mutual funds: the SPIVA Report, it's a big deal, and we'll break down why.But before we get to that, a quick note about August 4th. Chris, Daryl, and I are getting together that day to figure out how we can do even more to help you, not just now, but for the rest of your life as we all get closer to retirement. This is a huge goal, and we'd love your input! What can we do to improve our educational materials? Please email me your ideas at paul@paulmerriman.com. We're thinking about everything, from AI's role to helping you build a portfolio that truly lasts a lifetime, send your thoughts my way!The SPIVA Report: Active vs. Passive InvestingAlright, let's talk SPIVA. This report has been around since 2002, tracking the performance of active versus passive mutual funds. They analyze virtually every actively managed fund, comparing them to appropriate market indexes. They go to great lengths to ensure fair, "apples-to-apples" comparisons.A crucial aspect they address is survivorship bias. Many underperforming funds get merged or liquidated. If you were investing, these funds were part of your initial choices. SPIVA accounts for all funds, not just the ones that survived, giving a much more accurate picture. This is a key difference from other reports that only look at surviving funds, which can make active management look better than it is. They also track style consistency – ensuring funds stick to their stated investment approach, unlike some active managers who might "drift" in their investments.What the Data Reveals: The Long-Term AdvantageWhile single years can show active managers doing okay, the real story unfolds over longer periods. Let's look at large-cap core funds (like those tracking the S&P 500):·      1 year: ~76% underperform.·      10 years: 96% underperform!·      15 years: 97% underperform!·      20 years: 93% underperform.This is a powerful reason why I advocate for index funds. They're built on a formula, not on human managers trying to guess market winners. Across almost all equity asset classes, over 90% of actively managed funds underperform over 20 years.Why? The first advantage for index funds is lower expenses. While active fund fees have come down, they're still a major factor. The biggest hidden risk, though, is manager's picks and timing. Active managers try to beat the market with individual stock selections, but the data shows it's incredibly risky. (By the way the report doesn't address taxes on active funds and that can be another 1% drain annually.)SPIVA's quartile data highlights this: for small-cap value over five years, the top 25% of active funds started at 10% or more. But the bottom 25% earned significantly less than 7.8%. This means you're taking on volatility and the risk of vastly underperforming your chosen asset class.Survivorship & PatienceAnother eye-opening stat: over 20 years, only 36% of all domestic funds are still in business. For large-cap growth, where the action has been recently, only 26% of funds from 20 years ago are still around. This suggests poor performance led to closures or mergers, hiding underperformance from investors.In the end, you, the investor, are the hardest worker. Your discipline to stay the course during tough times is paramount. The SPIVA report is a quality piece of research, factual and fair. While the future won't be identical to the past, it often "rhymes." The longer your investment horizon, the more likely choosing index funds (traditional or non-traditional) will lead to success, avoiding performance that may be more luck than skill. Patience is key, and we want you to have patience in owning funds with a very high probability of success.WE ARE rooting for your investment success, not just for you, but for your children and grandchildren! So, good luck, and don't forget to send those suggestions for our August 4th meeting to paul@paulmerriman.com.

D-Lo & KC spend hour three talking draft and if they think the Kings will be active tomorrow.

GM Alexandr Fier is a 5 time champion of Brazil and 9 time chess Olympian. He also recently qualified for the FIDE World Cup for the 8th time by finishing tied for first at the American Continental tournament. But aside from all of his impressive accomplishments, what interests me most about GM Fier is how frequently he competes.  Last year alone, he played nearly 200 classical games,, and he has now travelled to over 50 countries. In our conversation we discussed:  How he maintains his energy and positive outlook through a busy tournament calendar Why he thinks playing quickly gives him a competitive advantage. (Hence the nickname “No Fear”)  How he reacted to getting some harsh feedback from legendary trainer IM Mark Dvoretsky at age 18.  We also talked about GM Fier's recent qualification for the 2025 FIDE World Cup, his plans for the rest of 2025, and of course, chess books. It was a pleasure to chat with one of Brazil's top players, and I look forward to following his nonstop tournament adventures in the years to come. Thanks to our sponsor, Chessable.com! If you sign up for Chessable Pro in order to unlock discounts and additional features, be sure to use the following link: https://www.chessable.com/pro/?utm_source=affiliate&utm_medium=benjohnson&utm_campaign=pro And you can check out their new offerings here: https://www.chessable.com/courses/all/new/ https://www.perpetualchesspod.com/partners 0:02- Alexandr is one of the most active Grandmasters in the world- how does he stay motivated? 0:06- How does Alexandr prepare for opponents?  0:11- How did Alexandr begin to collaborate with Imperial sports?  0:13- How Alexandr qualified for the World Cup?  Mentioned: Fier-Shankland 2025 https://www.chess.com/events/2025-american-continental-chess-championship/05/Fier_Alexandrandr-Shankland_Sam 0:16- Why Alexandr plays quickly Mentioned: GM Giga Quparadze  18:00- What makes the World Cup special to Alexandr?  22:00- Alexandr's early Chess Development and Influences Mentioned:  Blokh's Combination Art, Domination by Kasparian, Laszlo Polgar's Chess: 5334 Combinations and Games  Navara-Fier 2015 https://www.chessgames.com/perl/chessgame?gid=1787858 GM Navara's Blog Post: https://lichess.org/@/RealDavidNavara/blog/because-we-care/fauAwr9r 26:00- Was it challenging to get chess books as a kid in Brazil?  28:00- Is chess gaining popularity in Brazil?  Mentioned: GM Rafael Leitao, GM Henrique Mecking  31:00- When did Alexandr decide to pursue chess professionally?  33:00- What languages does GM Fier speak?  35:00- Alex's approach to following top games  37:28- How he Studies Openings and Uses Engines 39:00- Alexandr's favorite opening authors Mentioned: GM Ivan Cheparinov, Nikolaos Ntirlis, GM Alexei Kornev  Memories of Training with Dvoretsky 42:00- Alex's favorite chess books Mentioned: GM David Navara's Best Games, Tal-Botvinnik 1960, The Life and Games of Mikhail Tal  44:00- Memories of a training camp with legendary trainer Mark Dvoretsky Influences and Inspirations in Chess 48:00- Why GM Fier loves endgame studies  50:00- GM Fier's fondest memories Fier-Ryan 2009, Ireland https://www.chessgames.com/perl/chessgame?gid=1601053 Fier-Akopian 2017- https://www.chessgames.com/perl/chessgame?gid=1870136 54:00- Alex's passion for music  55:00- Upcoming tournaments and advice for Aspiring Chess Players 1:00:00- Thanks to Alex for joining! Be sure to follow him on Instagram and Facebook https://www.facebook.com/alexandr.fier/ https://www.instagram.com/pontocego/?hl=en If you would like to help support Perpetual Chess via Patreon, you can do so here: https://www.patreon.com/perpetualchess Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on another encore edition of the Rarified Heir Podcast, we are talking to musician Kristi Callan, daughter of acting lifer, K Callan. Active since 1956, K has had many lives – in the theater, on television, in commercials and movies. In 2019, she co-starred in the hit film, Knives Out, in the 70s she was Cousin Liz in a famous episode of All in the Family, in the 90s she was Martha Kent on the beloved series, Lois and Clark: The New Adventures of Superman, she's pitched Sanka and Anacin and is also the author of several books on acting and the life of an actor that might be her most well-known endeavor. And she's still going strong in 2025. Kristi talks to us about growing up with a very understanding mom who was nurtured her and her sister's interest in music while growing up in Los Angeles in the 1970s. In fact, music fans will know Kristi's various music projects from hither and yon in bands like Wednesday Week, The Roswells Sisters, a Cheap Trick cover band, Cheap Chick and a newer project The Dime Box Band. In fact, her musical world and her mother's acting career once intersected perfectly on a transatlantic flight involving The Ramones, who were fans of her mother's. We also hear about long lost LA venues like The Starwood and the Music Machine as well as perhaps one band you have never heard of, Goat Deity with future member of Paisley Underground darlings, The Dream Syndicate. We go the extra mile for your muso's on this episode. So if movies like Joe or The Onion Field or American Gigolo are your thing, or possibly TV shows like James at 16, St. Elsewhere or It's a Living float your boat, get ready for a walk down memory lane on this episode. The Rarified Heir Podcast, everyone has a story. Kristi has several of her own and more of her mother as well.  

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Ever noticed how some people get to their 80s and 90s and continue to be healthy and active? They spend their days playing mahjong, driving to lunch, learning shuffle dancing, and practicing Portuguese. Those are “super agers,” seniors who stay fit well into old age. How do they do it? Is it luck or genetics? In this live broadcast, Hosts Flora Lichtman and Ira Flatow discuss the science of aging with two experts on the topic, cardiologist Eric Topol and neuroscientist Emily Rogalski.Guests:Dr. Eric Topol is an author, practicing cardiologist at the Scripps Clinic, and a genomics professor at the Scripps Research Institute in La Jolla, California.Dr. Emily Rogalski is a clinical and cognitive neuroscientist, and the director of the Healthy Aging & Alzheimer's Research Care Center at the University of Chicago.Transcripts for each episode are available within 1-3 days at sciencefriday.com. Subscribe to this podcast. Plus, to stay updated on all things science, sign up for Science Friday's newsletters.

Segment 1: • Tucker Carlson challenges Ted Cruz on Israel—reveals confusion on biblical promises. • The Abrahamic Covenant still stands; God's plan for Israel isn't revoked. • If you quote Scripture, know the context—big promises carry big implications. Segment 2: • Is support for Israel about the government or God's chosen people? • MacArthur: Christians have a biblical obligation to care for the Jews. • There's clarity: God has unfinished business with national Israel. Segment 3: • Word of the day: Censoriousness — being hypercritical and condemning. • Jonathan Edwards warns: a censorious spirit rushes to judge others' salvation. • Watch for petty criticisms over non-essentials—it's a sign of pride, not discernment. Segment 4: • Edwards exposes how uncharitable hearts destroy grace-filled relationships. • Do you judge people harsher when they struggle with sins you've overcome? • A jealous, suspicious spirit betrays a lack of gospel charity. ___ Thanks for listening! Wretched Radio would not be possible without the financial support of our Gospel Partners. If you would like to support Wretched Radio we would be extremely grateful. VISIT https://fortisinstitute.org/donate/ If you are already a Gospel Partner we couldn't be more thankful for you if we tried!