Podcasts about Active

Mohnish Pabrai's Interview with Shaan Puri at My First Million on May 5, 2026. (00:00:00) - Introduction (00:00:30) - Value investing in the US; Importance of patience in investing (00:02:15) - Mental models: The mistress is always hotter than the wife (00:04:58) - Introduce randomness in your life; Peter Lynch's One Up on Wall Street (00:08:12) - Elon Musk (00:09:42) - From admiring to executing; Sam Walton & Cloning (00:13:24) - Tesla; Blue Origin vs. SpaceX (00:14:10) - Randomness & Cloning; Farm Con & Kevin Van Trump to Milk road (00:16:40) - McDonald's vs. Burger King (00:17:05) - The Bedrock model: Take a simple idea and take it seriously; Turkey vs. Indian markets (00:20:39) - Mental model conflicts; Circle of competence (00:23:13) - The salad oil crisis; Buffett's stake in AmEx and Disney (00:26:12) - Traits of great investors: Keep investing simple; Warren's Too Hard Pile (00:30:27) - Aksarben racetrack and Buffett's tickets adventure; Moody's Manual (00:33:02) - Japanese Company Handbook; Look for needles in haystacks  (00:34:40) - Stock market: Church with a Casino (00:38:42) - Lunch with Warren Buffett; Leverage lesson from Rick Guerin (00:41:39) - Inner scorecard vs. Outer scorecard (00:43:25) - Cash and capital allocation at Berkshire Hathaway (00:45:14) - My best investments; Investing in Turkey - Reysas & TAV Airports (00:54:57) - Active vs. Passive investing (00:57:22) - Business Moats; McDonald's & FICO (00:59:25) - Investing with AI (01:02:58) - Constellation Software Services; Mark Leonard (01:09:45) - GLP-1 (01:10:48) - Bitcoin vs. Gold (01:11:32) - Do not die at 25 and get buried at 75; Get your music out (01:15:37) - Studying great investors: Ed Thorp (01:20:45) - Ken Griffin: Citadel (01:23:01) - Advice to listeners: Lead an aligned life - My owner's manual by Jack Skeen (01:28:08) - Guy Spier's letter to me The contents of this website are for educational and entertainment purposes only, and do not purport to be, and are not intended to be, financial, legal, accounting, tax or investment advice. Investments or strategies that are discussed may not be suitable for you, do not take into account your particular investment objectives, financial situation or needs and are not intended to provide investment advice or recommendations appropriate for you. Before making any investment or trade, consider whether it is suitable for you and consider seeking advice from your own financial or investment adviser. Views expressed on Chai with Pabrai are exclusively those of Mohnish Pabrai and not of any affiliated firm or organization.

Biomechanist Katy Bowman and biologist Dr. Jeannette Loram unpack emerging research on heart disease, inflammation, cholesterol, and arterial plaque. Inspired by a recent Scientific American article, they explore what plaque is, how and why it forms, and how blood flow patterns influence where plaque accumulates in the arteries. They discuss recent evidence that places inflammation as a foundational piece of heart disease and how the ‘spiky' shape and structure of cholesterol in plaque has a direct role in the inflammatory pathways and immune system overreactions that occur in heart disease. Katy and Jeannette offer practical insights into how regular activity, varied positioning, and lifestyle choices can help support healthy arteries. They also discuss the importance of scientific curiosity, prevention over treatment, and why understanding the body's processes can inspire better self-care.Enhanced Show Notes and Full Transcript0:00 — Introduction:  the Scientific American article on heart inflammation3:43 — Dynamic Collective9.15 — Main takeaway: inflammation, cholesterol and heart disease9:47 — What is plaque? 15:33 — Why plaque forms in specific locations within arteries: wounding and blood flow 23:12 — How cholesterol enters arterial walls  40:00 — Why understanding the body can deepen appreciation and motivation for self-care44:16 — Listener question: sciatic pain (sponsored by Venn Design).Books, Links and Resources:Science and Poetry by Mary Midgely Connect, Move & Learn:Join Our Newsletter: Movement Colored GlassesFollow Katy on SubstackTry Katy's Virtual Studio Free for 7 days!Made Possible By Our Wonderful Sponsors:Venn Design: Beautifully upholstered ball-shaped Air Chairs and floor cushions that encourage dynamic sittingMy Happy Feet: Toe-spacing socks that gently realign toes for comfortable shoe recovery—take 20% off with code MYDNAEarth Runners:  makers of minimalist earthing sandals designed for natural foot movement and connection to the ground— use code DNA10 for 10% off.Ikaria Design: The Soul Seat® offers height-adjustable, multi-position sitting—get 10% off new chairs and desks with code DNA10Movemate: Active standing boards with smoothly articulating wooden slats. Designed to keep you moving without interrupting your focus.ScreenFit™: a complete online vision training program —take $200 off with code NUTRITIOUSMOVEMENTFreet Barefoot: creators of comfortable barefoot shoes built for natural movement, flexibility, and durability— use code DNA10 for 10% off.Thoughts/questions email us at podcast@nutritiousmovement.comYour Voice on the Podcast: Read The Credits  October Retreats 2026 

Chris, Sam and Tom review Tuesday's matches, including England's draw and Ronaldo's brace. Sam also talks through her Matchday Three Wildcard and the best teams to target! ━━━━━━━━━━━━━

Strength training after 70 is not about pretending age does not matter. It is about adapting, staying consistent, and refusing to quit. In this episode of Beast Over Burden, Niki Sims and Andrew Jackson talk with Barbell Logic client Michael Taylor, a 73-year-old lifter who started strength training at 60 and has continued training through arthritis, joint pain, exercise modifications, and the normal challenges of aging. Michael shares how his training has changed over time, why he moved from some barbell lifts to machine variations, and how coaching has helped him continue training hard while managing pain and preserving quality of life. He also explains why he no longer obsesses over the weight, even though he still trains progressively and continues to hit PRs. This conversation is a powerful reminder that strength training for seniors is not about chasing your younger self. It is about building and maintaining the strength, muscle, discipline, and independence you need to live well. PS - IF YOU'RE INTERESTED IN TAKING ONLINE COACHING FOR A TEST RUN, CHECK IT OUT HERE.    Connect with the hosts Niki on Instagram Andrew on Instagram Connect with the show Barbell Logic on Instagram Podcast Webpage Barbell Logic on Facebook Or email podcast@barbell-logic.com

How Horizontal Gene Transfer, Ancient Viruses, and Shamanic Practice Reveal the Porous, Shape-Shifting Truth of Your Body"The idea of a singular, static 'Self' is a biological lie."That's not science fiction.That's microbiology.Most people think their identity is a fixed, genetic blueprint. It's not. You are a fluid, dynamic ecosystem—an ongoing negotiation between ancient bacteria, viral fragments, and a microbial cloud that extends far beyond your skin.In this episode of the Boundless Body Podcast, Dr. Brian Tierney sits down with Simon van der Els—molecular microbiologist and shamanic practitioner—to shatter the myth of the isolated self. They reveal how mobile genetic elements don't just drive evolution; they are the biological blueprint for how culture, ideology, and personal identity can be decoded, disrupted, and renewed.⚡ What You'll Learn (And Unlearn)✅ Why your genome isn't a “consensus sequence” but a chaotic cloud of mobile elements✅ The evolutionary orgy that created complex life—and why it's still happening inside you✅ How horizontal gene transfer destroys the concept of a static species✅ Why an “initiatory illness” (existential depression) is often the price of entry into deeper knowing✅ The connection between memeplexes, rigid ideology, and the scaffolding of your embryonic self✅ Why “meta flexibility” is the only survival strategy for a disrupted biosphere✅ How shamanic practice decodes cultural rigidity just as science decodes genetic rigidity

The negative and toxic division and complication in families is the enemy's playground. But Dr. Charli has a time-tested tactic that every broken family can use and keep in their toolbelt. You will be shocked at how simple AND effective it is! Once you learn this principle, it will be part of your battleplan to defeat the enemy's tactics forever. Charli@active-faith.com Active-faith.org Get the book! Also available in Ebook and Audible formats

Le burn-out féminin ne vient pas d'un manque de volonté. Il naît souvent d'une accumulation invisible : charge mentale, fatigue émotionnelle, pression de performance et impossibilité de ralentir sans culpabiliser.Dans cet épisode de Sensées, Jenny Chamas partage un workshop puissant sur le burn-out féminin et les mécanismes systémiques qui poussent tant de femmes leaders à l'épuisement. Vous découvrez pourquoi le corps finit par dire stop, comment reconnaître les signaux avant la rupture et surtout comment retrouver un rythme plus soutenable sans renoncer à votre ambition.Dans cet épisode, vous découvrez comment :Identifier les signes invisibles du burn-out féminin avant l'effondrementComprendre le rôle de la charge mentale, émotionnelle et du care dans l'épuisement professionnel fémininSortir du mode pilote automatique et retrouver de la clarté mentaleRalentir sans culpabiliser, même dans un environnement professionnel exigeantConstruire un leadership féminin plus durable, plus lucide et plus respectueux de soiJenny explique aussi pourquoi le stress n'est pas le vrai problème : c'est le cycle du stress inachevé qui épuise les femmes à long terme. Entre surcharge mentale, syndrome de la bonne élève, hyper-vigilance et pression sociale, beaucoup de femmes ambitieuses vivent dans un état d'alerte permanent sans même s'en rendre compte.Cet épisode vous aidera à mieux comprendre le burn-out féminin, à écouter les signaux de votre corps et à reprendre le pouvoir sur votre rythme de vie, votre énergie et votre équilibre pro perso.Un épisode pour toutes les femmes leaders, femmes dirigeantes et professionnelles qui veulent réussir sans se détruire.****Rejoignez la newsletter Sensées : elle vous donne accès à un concentré de coaching et d'inspiration. Inscrivez-vous gratuitement en cliquant ici. Tout comme sur le podcast Sensées, on y parle de leadership, d'ambition, de confiance en soi, de motivation, de carrière, d'outils de développement personnel, de management, de prise de poste, de prise de parole, et. : bref, de tout ce qui concerne le quotidien des femmes ambitieuses.***Avec NOVA, j'accompagne individuellement les dirigeantes. Dans ce programme de coaching et de mentoring, confidentiel et sur-mesure, je vous aide à dépasser vos challenges et atteindre vos objectifs, dans un contexte politique et stratégique qui demande de la hauteur, du sang-froid et une vision claire. Cliquez ici pour en savoir plus.**Notre guide "10 leviers essentiels pour les décideuses" est un véritable concentré d'outils de coaching et de mentoring, les mêmes que nous utilisons dans le programme Sensées. Il est conçu pour toutes les directrices, dirigeantes et entrepreneures qui sont fatiguées de porter seules les responsabilités. Si vous avez l'impression que votre quotidien vous échappe petit à petit, ce guide est fait pour vous. Cliquez ici pour obtenir votre exemplaire offert !*Vous représentez une entreprise et souhaitez développer le leadership de vos talents féminins ? : cliquez ici.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Guest: John Metzger (LinkedIn), Founder of Asset Assurance Monitoring (Website)."I don't know how, but I recognized it was one of my children. My friend rescued Nicolas, and I thought: Oh my God, at least I managed to catch one."These were the words of a father fleeing the 2015 Bento Rodrigues (Mariana) dam disaster in Brazil (O Globo, 08/11/2015). Five days later, his daughter Emanuele was found dead. The collapse killed 19 people and sent a torrent of toxic mine waste 670km down the Doce River to the Atlantic Ocean. It was Brazil's worst environmental disaster.Four years later, just 70km west, it happened again. The 2019 Brumadinho dam collapse killed 272 people—including an entire family of five and an unborn child—becoming Brazil's worst industrial disaster. Both mines were owned by corporate giant Vale.When raw ore is extracted, the toxic, liquid byproduct is stored behind massive earthen structures called tailings dams. Globally, there are an estimated 29,000 to 35,000 active, inactive, or abandoned tailings storage facilities (TSFs) holding 223 billion tonnes of waste (World Mine Tailings Failures). Active sites account for 85% of all failures. The risk is ongoing: as of late 2025, Brazil alone has 916 dams, with 74 at high risk of collapse and 91 on alert, concentrated heavily in the mining hub of Minas Gerais.When these structures are poorly designed or neglected, they fail. When they fail, the wall of mud obliterates everything in its path.Our guest today, John Metzger, is an expert on the advanced monitoring systems designed to prevent these catastrophes. Having led an incredible, multi-country career, John joins us to explain how real-time data, geotechnical instrumentation, and rigorous telemetry save lives.There were fatal systemic flaws of recent disasters—including why Brumadinho's emergency warning alarms failed to sound, echoing previous conversations on the show with Floodmapp's Juliette Murphy on the desperate need for strict flood-alarm regulations (YouTube Link). Also corporate failures: reports that Vale knew of automated sensor malfunctions two days before the Brumadinho collapse (Mining.com Report) and allegations that safety inspectors felt corporate pressure to sign off on unstable structures.Despite these failures, there are rays of hope. First, the recent establishment of the UN-backed Global Tailings Management Institute (GTMI), a new international watchdog tasked with ending corporate negligence in tailings management. Second, I want to honor the legacy of Lindsay Newland Bowker, the actuary behind the vital World Mine Tailings Failures database, who passed away in May 2026. To ensure her work is not lost to time, I have an upcoming conversation with Ankur Shah of PlanetSapling to discuss the future of open-source risk mapping.

Welcome to the land podcast, a platform for people looking to educate themselves in the world of land ownership, land investing, staying up to date with current land trends in the Midwest, and hearing from industry experts and professionals.  On today's episode, we are back in the studio with Alec Bean. We discuss: Section 180 has existed since the late 1950s. Excess soil fertility can create significant tax deductions. Most farmland owners have never utilized the deduction. Recreational farms with tillable acres can qualify. Timberland generally does not qualify. Active participation creates larger tax advantages. Some buyers use soil tests before making offers. Midwest farms commonly show $500-$2,500/acre in value. One client generated over $2.5 million in deductions. Data center money is creating major farmland demand. And so much more! Connect with Alec: https://asmlabs.net/irs-180/  Thanks again for all of the support from our partners—none of this would've been possible without them! - Buck Land Funding: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.firstbankers.com/bucklandfunding⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Hawke Optics | Use Code WHTL for 15% off:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://bit.ly/hawkeoptics_⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -OnX:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://bit.ly/onX_Hunt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Painted Arrow: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bit.ly/PaintedArrow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Latitude Outdoors: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.latitudeoutdoors.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Whitetail Master Academy ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whitetailmasteracademy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Use code '⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HOFER' to save 10% off at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.theprairiefarm.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Massive potential tax savings: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ASMLABS.Net⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

In this message, Pastor Tony examines James 2:14-26 and the often-debated relationship between faith and works. Looking at the examples of Abraham and Rahab, he explains that good works do not earn salvation but reveal the reality of genuine faith. Noel contrasts a faith that is only claimed with a faith that produces visible change, obedience, and compassion. He challenges listeners to see good works not as a way to gain God's acceptance, but as the natural result of a life transformed by grace.Subscribe to AfterWords on  Apple Podcasts, Spotify, or wherever you listen to podcasts.Visit us online: rivchurch.comFollow us on InstagramSend us feedback: podcast@rivchurch.com—About Riverview ChurchRiverview Church is a multi-venue church based in Lansing, Michigan, where we invite everyone to know and enjoy Jesus as we stumble together in our pursuit to love like Him. Learn more at https://rivchurch.com

In this message, Pastor James explores the relationship between faith and works in James 2:14-26, addressing a question that has sparked debate for centuries. Using the story of Abraham and Isaac, he explains that good works do not earn salvation but reveal the reality of a genuine faith. Pastor James distinguishes between being declared righteous by God and growing in righteousness through a life of obedience, showing how faith becomes visible through action. He challenges listeners to move beyond a passive belief and live in a way that makes the character of Jesus tangible to the people around them.Subscribe to AfterWords on  Apple Podcasts, Spotify, or wherever you listen to podcasts.Visit us online: rivchurch.comFollow us on InstagramSend us feedback: podcast@rivchurch.com—About Riverview ChurchRiverview Church is a multi-venue church based in Lansing, Michigan, where we invite everyone to know and enjoy Jesus as we stumble together in our pursuit to love like Him. Learn more at https://rivchurch.com

In this episode, George Roberts III shares his journey from construction to passive investing, emphasizing the importance of storytelling, strategic positioning, and slowing down to build sustainable wealth. Discover actionable insights on deal sourcing, market positioning, and maintaining a balanced life while growing your real estate portfolio.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Hour 3 - Cags put on a show this weekend, plus - how many active MLB hall of famers are there? full 2596 Mon, 22 Jun 2026 13:15:43 +0000 rNCvhjAGrOalH6nHu8WJNLV6JWixQwsR sports Fescoe & Dusty sports Hour 3 - Cags put on a show this weekend, plus - how many active MLB hall of famers are there? Fescoe in the Morning. One guy is a KU grad.   The other is on the KU football broadcast team,  but their loyalty doesn't stop there as these guys  are huge fans of Kansas City sports and the people  of Kansas City who make it the great city it is.   Start your morning with us at 5:58am!   2024 © 2021 Audacy, Inc. Sports

As parents, it's natural to want to help your children—especially when they're facing financial challenges. But when that support becomes open-ended, it can create serious risks for your retirement, your emergency fund, your credit, and even your family relationships.In this episode of Dollars and Sense, Joel and Zach discuss five ways helping adult children can unintentionally hurt your retirement plan. They cover how financial support can affect family dynamics, create sibling tension, reduce retirement contributions, drain emergency savings, and increase debt or credit risk.The goal isn't to stop helping your kids. It's to help wisely—with structure, boundaries, and a clear understanding of how today's generosity could impact tomorrow's financial security.If you're a parent, pre-retiree, or retiree trying to balance generosity with long-term financial stability, this conversation is for you.Thinking about moving to a 55+ community? Before you make the leap, there are a few important questions to ask yourself—because this decision is about much more than buying a new home.Joel and Zach discuss the lifestyle, financial, emotional, and long-term planning considerations that come with moving into a 55+ community. From downsizing and HOA fees to social activities, aging in place, and making sure you and your partner are on the same page, this conversation is designed to help you think clearly before making a major life transition.A 55+ community can offer convenience, connection, and a fresh start—but it may also require trade-offs. The key is knowing whether the community fits your finances, personality, lifestyle, and future needs.In this episode, we cover:Whether you're truly ready for a lifestyle changeThe emotional and practical side of downsizingGiving up yardwork, gardening, and home maintenanceUnderstanding HOA fees and service-based costsSocial opportunities and privacy considerationsMaking sure you and your partner are alignedPlanning for aging in place and long-term comfortIf you're retired, nearing retirement, or helping a loved one consider their next move, this episode will give you helpful questions to consider before choosing a 55+ community.

In this episode of ThimbleberryU, we talk about what a giant IPO like SpaceX could mean for a personal investment portfolio. The conversation starts with common questions many investors ask when a major private company gets ready to go public. Am I missing out? Is my index fund going to own it? Am I exposed to something I do not understand? Amy explains that many people assume an index fund owns the biggest companies in the market, but that is not always true. Index funds follow rules. For example, a company in the S&P 500 usually has to meet certain requirements around profitability, public trading shares, and time as a public company. So a company can be huge and still not appear in an index fund right away. That distinction matters, but probably not as much as the headlines make it feel. For most investors, one company being absent from an index now or added later is a small part of a diversified portfolio. The bigger risk is behavioral. A headline can create fear of missing out, and that fear can push someone to chase a single hot stock. That reaction can do more damage than the index rules themselves. Amy also explains where this can show up in real accounts. Broad index funds may be held in taxable brokerage accounts, 401(k)s, or IRAs. If those funds are designed to track an index, then the rules of that index shape what the investor actually owns. An index fund does not necessarily mean the investor owns everything. It means the investor owns what the index includes at that time. The episode also explains the difference between active and passive investing. An active fund has a manager making ongoing decisions about what to buy and sell. A passive fund tracks an index mechanically. That does not mean no decisions were made. It means the decisions are built into the index rules rather than made day to day by a fund manager. Amy thinks this is not a one-time issue. Large private companies have been staying private longer and going public at larger sizes. That means investors may keep seeing a large gap between when a company becomes enormous and when it appears in an index fund. The practical takeaway is not to reshuffle a portfolio because of a headline. The better move is to understand what your funds actually own and why they own it. Investors should check whether their index exposure reflects their goals, either with an advisor or through careful research. The calm, fact-based review is more useful than reacting to news. (00:00:00) - Intro (00:00:57) - Do index funds automatically own the biggest companies? (00:01:54) - Does SpaceX's absence actually matter for investors? (00:03:14) - Where this shows up in real accounts (00:04:43) - Active versus passive fund management explained (00:06:15) - Is this a pattern we'll keep seeing? (00:07:23) - What investors should actually do (00:09:18) - Closing and contact info To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

Podcast Website  https://www.ayankonthefooty.com/    Please subscribe to the mailing list.    Edmonton Cricket TV https://www.mykaussie.tv/afl https://www.instagram.com/mykaussie/ EdmontonCricket.tv     Guest Intake Form - link Want to help out the podcast? Leave me a review! Buy me a coffee, Podcast fundraiser ayankonthefooty is A podcast working to grow interest in the AFL in the US - Buymeacoffee Podcast "merch" storefront ayankonthefooty Shop | Redbubble   Best 100 AFL Australian Football League Podcasts  I am #12 in Australia?  Thanks so much for this everyone!   A Yank on the Footy March 2024 Introductory episode   @Yank_on A Yank on the Footy Podcast - Home | Facebook ayankonthefooty@gmail.com   MAILING LIST signup: I hope you'll consider signing up for the mailing list, so you'll be the first to have the new  episode dropped off right into your inbox.  You can sign up for the mailing list that is on ayankonthefooty.com For crisis support, please contact: Lifeline http://lifeline.org.au 13 11 14  Beyond Blue http://beyondblue.org.au 1300 22 4636 In the U.S.: https://suicidepreventionlifeline.org/ 1-800-273-8255 –  Active duty military and veterans, dial 988 and press 1

Monday Evening, June 22, 2026 | S0646 SPEAKER: Shawn Jeffries SERIES: Journeying Together DOWNLOAD: Interactive outline WATCH NOW: Livestream S0646

June 21, 2026Pastor Chris WrightJust Do ItJames 1:19-27In this passage, we explore what it truly means to live out an active and mature faith. James challenges us to move beyond simply listening to God's Word to putting our faith into daily practice. Active obedience transforms our hearts and fuels our lifelong journey of becoming more like Jesus.We profess our faith by practicing our faithReceive the Word and live out the WordThank you for listening!For more info on Redemption City Church check out our website.If you'd like to connect with us further, please fill out a Connection Card and one of our staff will get in touch with you.Follow us on on social media: Instagram, Facebook and YouTube

For patient referrals: call 480-733-7400What if one of the most common sports-related injuries was still being treated with outdated advice? In this episode of Beyond the Rounds, we explore two rapidly evolving areas of sports medicine: concussion management and orthobiologic therapies. Dr. Nolan Fisher sits down with sports medicine physician Dr. Evan Werk to discuss why strict rest is no longer considered best practice for concussion recovery, how multidisciplinary treatment is improving outcomes and where therapies such as platelet-rich plasma (PRP) fit into modern musculoskeletal care.For years, concussion management centered on prolonged rest and symptom avoidance. Today, evidence supports earlier return to activity, targeted rehabilitation and individualized treatment plans based on specific symptom patterns. Dr. Werk explains how clinicians can identify concussion subtypes, guide safe return-to-play decisions and address persistent symptoms through coordinated care.The conversation also examines the growing role of orthobiologics, including PRP and bone marrow aspirate therapies. As interest in regenerative medicine continues to grow, understanding what the evidence supports—and where limitations remain—is critical for helping patients make informed treatment decisions.This episode is designed for physicians, advanced practice providers and clinicians seeking practical insights into concussion care, sports medicine and evidence-based approaches to musculoskeletal treatment.What We Cover• Why the "dark room" approach to concussion recovery is outdated• The role of early activity and active rehabilitation after concussion• How concussion subtypes guide treatment decisions• Return-to-play protocols and objective concussion assessment• Persistent post-concussion symptoms and multidisciplinary management• Common misconceptions about regenerative medicine• What PRP is and when it may be appropriate for tendinopathy and osteoarthritis• Bone marrow aspirate therapy and current evidence• The risks of overpromising results from orthobiologic treatments• How sports medicine bridges primary care, rehabilitation and orthopedic surgeryKey Topics for Clinicians• Sports medicine• Concussion management• Return-to-play protocols• Vestibular rehabilitation• Post-concussion syndrome• Platelet-rich plasma (PRP)• Orthobiologics• Bone marrow aspirate therapy• Tendinopathy• Osteoarthritis• Musculoskeletal ultrasound• Exercise medicine• Active aging• Evidence-based sports medicineAbout Our GuestDr. Evan Werk is a board-certified sports medicine physician with Banner – University Medical Group. Trained in both family medicine and sports medicine, he specializes in concussion care, musculoskeletal injuries, ultrasound-guided procedures and orthobiologic therapies. His clinical practice focuses on helping athletes and active individuals safely return to the activities that matter most to them through evidence-based, patient-centered care.He sees patients at: Banner Sports Medicine Scottsdale 7400 N. Dobson Rd., Ste. 201, Scottsdale, AZ 85256Phone: 480-733-7400Fax: 480-207-2118How to Refer a Patient Banner Health providers: Use Cerner's Ambulatory Referral Management (ARM) tool. Community providers: Fax referrals to 480-207-2118 or call 480-733-7400 to schedule a patient for evaluation. Disclaimer This podcast is intended for educational purposes only and is designed for a clinical audience. Any patient scenarios discussed are modified and de-identified to protect privacy. No protected health information (PHI) is disclosed. The information presented should not replace independent medical judgment or individualized patient care decisions. Subscribe to Beyond the Rounds for physician-focused conversations on clinical innovation, specialty collaboration and evolving standards of care.

Pastor Dana Kidder preaching from Acts 11:19-30 at Redemption Bible Church in Bellefontaine, Ohio.

Shukri reflects on President Barack Obama's approach to the post-presidency.

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In this episode, Jerry Bradshaw discusses: Keeping in mind the olfactory and visual cues of a bite suit that we don't often consider.  Reducing equipment fixation, creating habits of engagement, and training the behaviors you want into your dog.  Why your dog needs to believe the bite suit is irrelevant.  Focusing training on the most likely scenarios your dog will encounter.   Key Takeaways: Too much suit work creates a false sense of security for your dog.  Active aggression is a trained response, usually to an invasion of territory or other behaviors soliciting that reaction. Through classical conditioning, we can train dogs to show that behavior in training and, in turn, active scenarios in deployment. Create a habit of engagement. During the development of your younger dogs, you want to develop that habit so they know where they're going to bite, so they don't get into a state of choice paralysis.  Train leg bites - it is typically the easiest and most likely place the dog will be able to get a bite on in most engagements. You're increasing the probability of real engagements every time you deemphasize the cues of odor and visuals from suits.   "We want to camouflage these suits with different visual patterns, randomize the visual cue of that suit, and so that means different colors, textures, covering those suits with, jeans, jackets, raincoats, sheets, layers of blankets, right, all of these things to make the picture look a lot less like a guy in a bite suit, and a lot more like what a suspect might look like on the street." —  Jerry Bradshaw   Get Jerry's book Controlled Aggression on Amazon.com   Contact Jerry: Website: controlledaggressionpodcast.com Email: JBradshaw@TarheelCanine.com Tarheel Canine Training:  www.tarheelcanine.com YouTube:  tarheelcanine Twitter: @tarheelcanine Instagram: @tarheelk9 Facebook: TarheelCanineTraining Protection Sports Website: psak9-as.org Patreon:   patreon.com/controlledaggression Slideshare: Tarheel Canine Calendly: https://calendly.com/tarheelcanine  Tarheel Canine Seminars: https://streetreadyk9.com/  Tarheel Canine Student Portal: https://tcstudentportal.com/    Sponsors:  ALM K9 Equipment: almk9equipment.com PSA & American Schutzhund: psak9-as.org Tarheel Canine: tarheelcanine.com The Drive Company: thedriveco.com  The Drive Company Instagram: instagram.com/thedrive.co  Dog Armour: dogarmour.com  Dog Armour Instagram: instagram.com/dogarmourpro  Rogue Arsenal: roguearsenal.com  Rogue Arsenal Instagram: instagram.com/rogue_arsenal_official    Find out more about Hold The Line Conference 2026 at https://htlk9.com/    Train hard, train smart, be safe.     Show notes by Podcastologist Chelsea Taylor-Sturkie   Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

In episode 497 of The Reformed Brotherhood, Tony Arsenal and Jesse Schwamb bring the Parable of the Talents to a close with one of the most theologically rich discussions in recent memory. Beginning in Matthew 25:24, they zero in on the one-talent servant — not merely as a cautionary tale about productivity, but as a profound case study in distorted theology. The servant's fatal error wasn't laziness alone; it was a fundamentally false picture of his master. That mischaracterization produced a craven, fearful inaction that the hosts argue maps directly onto the eschatological stakes of the parable. Drawing on Calvin, William Ames, and Reformed confessional commitments, Tony and Jesse make the case that right theology is never merely academic — it shapes the whole of life, and ultimately determines one's eschatological destiny. Key Takeaways The one-talent servant's core failure is theological, not behavioral — he constructs a false image of his master as harsh and exploitative, and that distorted theology governs everything that follows. False theology produces fatal inaction — the servant's fear is not godly fear but a craven dread rooted entirely in his mischaracterization of the master's character. The knowledge of God and the knowledge of self are inseparable — following Calvin's Institutes, the hosts argue that a right understanding of God as gracious and generous will produce active, trusting faithfulness, while a distorted view produces fearful, minimal compliance. The parable is fundamentally eschatological, not merely practical — interpreting the talents primarily as spiritual gifts or ministry opportunities misses the point; the parable is about who belongs to the master's kingdom and who does not. Character precedes action — the faithful servants do not become faithful by producing returns; they produce returns because they are faithful. The wicked servant buries his talent because he is wicked, not the other way around. William Ames understood the servant's sin as a violation of the ninth commandment — by burying his talent, the servant effectively bears false witness against God's own estimation of the gift, rejecting both the gift and the Giver. The "outer darkness" language is not out of place — it is the natural eschatological conclusion for someone who never genuinely knew or trusted the master, making the parable a picture of what it means to be outside the grace and presence of God entirely. Key Concepts False Theology as the Root of Inaction The most striking feature of the one-talent servant's account is not what he did — or failed to do — but what he believed. He tells his master, "I knew you to be a hard man, reaping where you did not sow and gathering where you scattered no seed." Tony and Jesse point out that nothing in the parable supports this characterization. A master who entrusts his servants with what amounts to decades of wages — hundreds of years' worth of labor between three servants — is not a hard, exploitative figure. He is astonishingly generous and trusting. The servant has constructed a theological fiction, and that fiction becomes the prison of his own inaction. This is not a peripheral observation; it is the interpretive key to the entire parable. What we believe about God determines everything about how we live before Him. The Knowledge of God Shapes the Whole of Life Calvin famously opens the Institutes with the observation that the knowledge of God and the knowledge of self are so bound together that it is nearly impossible to determine which is logically prior. Jesse draws on this insight to show that the one-talent servant's self-understanding — timid, fearful, paralyzed — flows directly from his distorted image of God. A person who genuinely knows God as gracious, generous, and long-suffering will be motivated to active, trusting faithfulness. A person who privately believes God to be harsh and demanding will retreat into fearful, minimalist compliance. This is not merely a first-century observation. It is a diagnostic tool for self-examination: the shape of our obedience reveals the shape of our theology. Reformed orthodoxy has always insisted that right doctrine is not academic — it is the engine of the Christian life. Character Precedes Action — The Anti-Works-Righteousness Reading One of the most important guardrails Tony and Jesse set up in this episode is against a subtle works-righteousness reading of the parable. It is tempting to hear the parable and conclude: do productive things for the kingdom, and you will be welcomed as a good and faithful servant. But the hosts argue that this inverts the logic of the text entirely. The faithful servants are not commended because they generated a return; they generated a return because they are faithful servants. The wicked servant buries his talent because he is wicked — his character drives his conduct, not the reverse. Justification and sanctification alike are received by faith in Christ alone, and no reading of this parable should suggest that our eschatological standing is secured by our productivity. The sheep act like sheep because they are sheep. That punchline, Tony notes, will carry them straight into the sheep and the goats passage next week. Memorable Quotes "Who is it that's not going to be saved in the last day? It's the people who don't recognize the master. The people who think that the master is a hard man who reaps where he has not sown and gathers where he has not scattered. Well, if we think that's who God is, we have a lot of trouble coming our way." — Tony Arsenal "A person who genuinely knows the living God as gracious, generous, long-suffering, with that kind of hesed kind of love — that person will be motivated to active, trusting faithfulness. A person who privately believes God to be harsh and demanding is always going to retreat in this fearful, minimal kind of compliance." — Jesse Schwamb "The sheep act like sheep because they're sheep. They don't become sheep because they do sheep things. They do sheep things because they're sheep." — Tony Arsenal Full Transcript Welcome to episode four hundred and ninety seven of The Reformed Brotherhood. I'm Jesse  And I'm Tony, and this is the podcast with ears to hear Hey, brother  [00:00:42] Jesse Schwamb: Hey, brother. We're back at it again. We're hanging out in Matthew's gospel, the 25th chapter, and it's time to, I think, close out the Parable of the Talents, where we've got two servants that double their master's money, and one who buries his in the ground like a Calvinist who's confused predestination with doing nothing. And of course, all of this irony is the faithful servants, they can't even take credit. The master supplied the capital, the ability, and apparently even the bull market. It's grace all the way down. But meanwhile, the one talent guy returns exactly what he was given and he gets absolutely wrecked, and we're gonna dig into that. Gonna dig into- ... that later.  [00:01:26] Affirm or Deny Segment [00:01:26] Jesse Schwamb: But before we do, it's what everybody's waiting for. It's that time in the podcast where we affirm with something that we really like or we recommend or we think is undervalued, or we deny against something that's exactly the opposite. Not worth it, no good, get it out of here. So Tony, are you affirming with or denying against?  [00:01:43] Tony Arsenal: I'm denying against something related to the World Cup. Um-  [00:01:47] Jesse Schwamb: Okay ...  [00:01:48] Tony Arsenal: I am not a purist, so please don't hear me as, like, elitist soccer dude who is resistant to any sort of changes, but, um, I didn't actually even know this was happening. Are you following the World Cup at all, Jesse? [00:02:01] Jesse Schwamb: I'm trying to. I'm not against it, I'm just finding myself- Yeah ... stuck in  [00:02:05] Tony Arsenal: trying to like- There, there's a lot going on.  [00:02:06] Jesse Schwamb: Yeah ... yeah, coordinate everything.  [00:02:07] Tony Arsenal: Um, one of the things that they... And they're at weird times this year too- Yes ... at least so far they are.  [00:02:11] Jesse Schwamb: Exactly.  [00:02:11] Hydration Breaks Rant [00:02:11] Tony Arsenal: Um, one of the things this year that I noticed that I didn't know was happening, and I hate it, hate it, hate it, hate it, is, uh, I, I guess I understand why they're doing it, but they've instituted what they're calling mandatory hydration breaks-  [00:02:25] Jesse Schwamb: Oh,  [00:02:26] Tony Arsenal: I've read about this uh, into the games. Yeah. And essentially what this has done is it's turned a game that used to be, uh, and has always been two 45-minute halves-  [00:02:38] Jesse Schwamb: Mm-hmm ...  [00:02:38] Tony Arsenal: um, uh, with overage time, right? So, like, the, the ref will sometimes just, like, add a couple minutes. Usually it's, you know, three to five, maybe 10 minutes at the most to the end of the, the half. They've turned that from, uh, two 45-minute halves into now four, what is that? Like, 23-minute quarters, 22 and a half- Right ... minute quarters. Um, and they're not always quarters. They're not always evenly split. They sometimes do the hydration break early or later. Um, this is awful. It's just awful, right? One of the, one of the, um, maybe this is me being a little bit of a soccer purist. One of the things about soccer that makes it a challenging sport is the endurance of it.  [00:03:21] Jesse Schwamb: Right.  [00:03:22] Tony Arsenal: Right? And contrary to what I think most people think when they watch soccer, um, it's one of the few games, few professional games that doesn't have a ton of breaks- Right? There's not a lot of times where, where match play actually stops for any real amount of time. Um, and that's what stoppage time is. It's not intended to be something like football, where there often is time on the clock where the clock is still moving, but the game is not, like, actively progressing forward, right? Right. You have to do something special to stop the clock. In soccer, uh, at least historically, 45 minutes of play is 45 minutes of play. It's, it's 45 minutes of actual actionable play. And now, um, you know, they stop the game. The clock doesn't continue, but now the game stre- like, the, the game itself stretches longer 'cause they've introduced these additional breaks. So I'm denying, uh... This just sounds like s- I'm such a ghoul here. I'm denying mandatory hydration breaks, not because I want soccer players to get sunstroke. Uh, they get plenty of water. There's plenty of times they get to stop and get water. It's- And this is... We didn't have mandatory hydration breaks when the World Cup was in Qatar. Right. Right? And everybody, for the most part, was fine. Like, the players were all fine. There were no casualties on the field. I don't even recall, like, major medical problems on the field. We're in LA now. Yeah, it's warm, summer, but come on, guys. Like, let's, let's, let's be real. This is not, uh, this is not rec league. This is not, you know, U15 league play with, with kids. These are adult men who condition for a living. Like, this is their job, is to be conditioned and for their bodies to be in peak performance. So it's just... It just interrupts the game. I don't know. I'm, I'm being a little crotchety here, but I feel like I have a right to be 'cause this is my show, and I can do what I want to. That's absolutely true. So I'm denying hydration breaks, mandatory hydrat- hydration breaks, which change the game. And a commentator actually commented about that on, on the match the other day. Um, it changes the dynamic of the game. It changes the strategy of the game. Um, it changes the whole feel of the game, right from the strategy of how long you have to be able to go, right? This will change how- how footballers have to condition themselves, 'cause they're no longer having to condition themselves for two 45-minute halves. They're having to condition themselves for four 22-and-a-half minute quarters, um, which is not the same game as, as that. So anyway, we'll- it's yet to see, be seen if that has any real impact on the outcome of any games or anything like that. But it was annoying to me, so I'm denying mandatory hydration breaks. [00:05:59] Jesse Schwamb: That's great. We haven't had a good denial in a little while on this podcast. I think that's fantastic. I mean, not the break, but the denial itself. Plus, and I don't wanna be... You'll have to tell me if I'm speaking conspiratorial here, because most of my apparent World Cup and general sports news still comes from The Wall Street Journal, so that might be a weird place to get it. But- ... the, I became aware of this through an article that was lamenting the exact same thing. Yeah. It was just basically all the arguments that you said. Like, it's weird, and the game wasn't designed this way, and it's definitely like an interruption. It's definitely like an insertion.  [00:06:32] Ads and Soccer Purism [00:06:32] Jesse Schwamb: And then, of course, was all the stuff about, isn't this really about just allowing commercial break time, and it's more about that, and we're just conveniently saying that we need the hydration breaks. And what else would they, we have them do if we needed to force them to take a break but say, "You know what? Why don't you guys take a knee and get some water- Yeah ... while we show you some ads?" So I imagine that doesn't sit well with people either.  [00:06:52] Tony Arsenal: Yeah. I mean, I'm sure that that's the case. Again, I, I haven't even been able to watch a full, full World Cup match, so I don't, I don't know... I don't even know how long the hydration breaks are, to be honest with you. But yes, it's an interruption in play where they can cut to commercial. And whether that was why they put this in place or not, or whether they're just utilizing it, it's obnoxious. Like, part of the fun of watching soccer is that there is no commercial break for the first 45 minutes. Right. Um, that's just part of- Which is unusual in sports ... part of the joy of the game, is that it's a continual game with no real breaks. Um, even when, like, a player is injured because, you know, there's an injury on the field or something like that, um, even when that happens, they don't cut to commercial because there was no planned commercial. They don't have anything there. Right. So, um, it's changed, like, the way... Y- you know, even, even things like this is gonna change how uniforms are thought out, because sponsorship money through uniforms used to be the m- one of the main commercial-driving, like, sponsorships for, um, for the game. So I'm just annoyed by it. [00:07:53] More Rule Changes [00:07:53] Tony Arsenal: There's an- a couple other things that I'm annoyed by this year. They have this... It's kinda like that automatic up call checker thing we talked about. Right. They have this, like, um- They call it mistaken identity, uh, recheck. Basically where if a player is fouled or appears to be fouled, they can, someone can flag it and it will recheck it and, like, digitally the system tells them whether there was a foul or not. And like I said before when we were talking about this a little bit before, um, there is a real element in the game, or there has been a real element to the game historically, where the ump is almost like, or the ref is almost like a third player, and you have to be wise and play the ref. Um, you have to, you know, there's, there's an element of a little bit of, uh, espionage and subtle- Right you know, subterfuge here going on in the game that I think people outside the game who are just watching, they look and they think like, "Oh, yeah, that guy flopped." But there's a whole, like, art and there's a whole form to that, and there's real cost if you do it poorly. Um, and so, like, we've already had one instance where a yellow card was called on a player. Uh, the other player simulated the foul. Um, and so they reversed it and gave the other guy a yellow card, but they did that after the game. Um, which, which is a whole other thing. Like, you play a whole game, um I could talk about this all night. Like when you get, when you get a red card- ... you're, you're out for an entire game, not just- Right the rest of this game. You're out for an entire game. Your position is out for an entire game, so that might mean you start the next match down a player. Well, what does that mean if you are given a red card sort of posthumously after the match, right? Right. Like, you- it's changed the whole calculation because for the whole game, that player, uh, was playing as though he didn't have a yellow card. And that, maybe that's good, maybe that's bad, but he was playing the game as though he didn't have a yellow card, and then all of a sudden now he does. Um, he doesn't go... I don't think he goes into the next match starting with a yellow card. Um, a- and so I'm kind of like, "Well, what's the, what's the point?" But, um, you know, some of that plays into, like, if there's ties and ties, match, match point ties, then they start looking at who has penalties and stuff. But either way, it's annoying that they, they're introducing this. Like, we didn't need to have... Yes, there's probably a place for reviewing a, a bad ref's calls. Right. They've also added, like, automatic on offsides. There was a whole strategy and a whole part of the game of forcing a person offsides, of drawing a person offsides, being offsides without looking like you're offsides. Some people may look at that and go, "Well, that's cheating," but no, it's actually just part of the game. Right. Like, playing the ref and understanding that is part of the game. And now it's still part of the game, but it's part of the game in a different way, and that's... Maybe I am just being a purist, but I just, I don't like it. I don't like it. Give me back my beautiful game the way it's always been and get off my lawn, get off the turf, get off my pitch, whatever. Um, I'm denying the fact that the World Cup is not as it's always been. But also, like, we don't need this stuff. Like, the World Cup has been fine for how many years?  [00:11:03] Jesse Schwamb: Right.  [00:11:03] Tony Arsenal: We don't need water breaks like this- W- i- you know, if it was like last World Cup, five players died from dehydration in the middle of the... Like, okay, like yeah, let's do some water breaks. But like, nobody died. Nobody even had major medical emergencies. I think a couple people had to come out of the game a little early 'cause they weren't well-hydrated. But like- Right ... run to the side, get a water bottle. Like, you can do that in the middle of a game. There's nothing- Yeah ... against the rules to stand by the sideline, drink when someone's doing a substitution or even in the middle of the game. I've seen that happen, where someone will sprint over to the sideline, they'll take a drink of water, and then they'll throw the cup back over. So anywho, we should move on. This could be my entire, my entire rant of, for a whole episode- Good ... against the weird changes in, in World Cup soccer, so.  [00:11:48] Jesse Schwamb: Listen, I love it.  [00:11:49] Peacock Spanish Hack [00:11:49] Jesse Schwamb: My favorite hack, uh, for World Cup soccer so far this year, and this was given to me by a colleague, uh, and a brother, I think this is fantastic, is right now because my wife is convalescing, we have all the subscriptions temporarily to allow, like, the full healing process to take place. Watch whatever you want, wherever you want. Except for the World Cup, because the, uh... I- it was just, like, where you could actually get it in English was, like, crazy expensive, at least for me. So here's the thing, though. Somebody reminded me uh, that we have Peacock and that because of Telemundo, could just watch and stream the entire World Cup in Spanish. So guess what, loved ones? We're learning a lot more Spanish- I love it ... and we're watching the World Cup with the announcers on. I'm not turning off that, 'cause that's the best part. And, you know, I'm getting, like, 25% of what's being said, but it is awesome. And there's- Yeah ... a lot more energy and excitement. So if for some reason you have Peacock and you're saying, "Oh, I'm missing the World Cup," technically you don't have to. It's all there for you. That's amazing. Just you gotta embrace Spanish.  [00:12:46] Tony Arsenal: That's amazing. And yes, actually, it probably is more entertaining.  [00:12:49] Jesse Schwamb: It is.  [00:12:50] Tony Arsenal: Um, and you don't, you don't need to... You really don't need to understand what the commentator is- No I mean, like 90% of the time the commentator's like, "Oh, he's having a good year," and, uh- ... yeah, like, "Oh, yeah, yeah, he's looking real great. Do you see how his, uh, laces are laced up?" Like, they're just trying to fill time.  [00:13:05] Jesse Schwamb: Right.  [00:13:05] Tony Arsenal: So it doesn't really matter what they're saying. And when it does matter what they're saying, you'll get it just from the-  [00:13:11] Jesse Schwamb: Yes [00:13:11] Tony Arsenal: just from what the announcer's voices are doing. So I'll have to check that out. Yeah, the, the matches are at weird times, at least so far. I think, I think that once we get out of group play, m- a lot of the matches shift to the East Coast, so there'll be, uh, a little bit more normal times.  [00:13:25] Jesse Schwamb: Right.  [00:13:25] Tony Arsenal: But, like, the first, the first, uh, US match was at 9:00 Eastern Time, and then, like, the last one's at 10:00 Eastern Time. Yeah.  [00:13:32] Jesse Schwamb: So  [00:13:33] Tony Arsenal: late. Yeah, super late, and it's a, it's a three-hour match by the time you, you get done with halftime and everything. So yeah, it'll, it'll... It's, it's frustrating. Although historically, um, every time the men, the men's team has won their first match, they've gotten out of group play, and every time they've lost their fir- first match, they have not gotten out of group play. And we, we really, really won our first match. Yes. Yeah. So I think, I think we'll get out of group play. I think probably, depending on how the, the cards roll, um, we'll probably, we'll probably get through our first elimination round, maybe our second, but we're not gonna go much further than that. Um, even, even that would be a, a pretty good victory, so- Anyway, football is life, right? Danny Ross. Um, do, did you watch Ted last night? Yes,  [00:14:24] Jesse Schwamb: I have seen it. Yes.  [00:14:25] Tony Arsenal: That was good. Football is life. Um, that's me this time of year. Like, I wore a soccer jersey to work on Friday, and nobody could tell me I couldn't do that, and I didn't care. So- I  [00:14:33] Jesse Schwamb: love it ...  [00:14:34] Tony Arsenal: uh, nobody even tried. Everybody, everybody's fine. Everybody loves soccer- How dare they ... and loves the World Cup, so. Yeah. That's the truth. Anywho, save me from this. I, I literally could talk about soccer all night. This is the one sport that I get like this. And the... Not even the one sport. The one sporting event that I get like this about is the World Cup. I love it. So you've gotta, you gotta stop me or I'm not gonna, not gonna stop. Let  [00:14:54] Jesse Schwamb: it out.  [00:14:54] Hydration Tabs Recommendation [00:14:54] Jesse Schwamb: Well, I would say, like, we could play that game with our affirmations and denials where it's, like, six degrees of separation, but we only need one. And this is gonna sound like it was planned, but it wasn't. Your denial, of course, as you've just well articulated, was about hydration breaks. Turns out my affirmation is actually about hydration. So-  [00:15:11] Tony Arsenal: Jesse's affirming hydration breaks. We're about  [00:15:13] Jesse Schwamb: to fight. Yeah. No, I'm, I'm definitely not a- affirming hydration breaks, but this might be the kind of hydration they're having. I don't know, but it's the one I'm gonna recommend. So where I live, it is the summertime, and where I live, we get both the heat and the humidity, and that's the oppressive part, isn't it? It's where it feels like the inside of a dog's mouth. And so I actually just came back from a run, and my go-to hydration break for myself is, uh, Nuun, N-U-U-N. And here's the reason why, is I've had Gatorade, I've had all the... I've had Liquid IV, I've had all that stuff. Most of the time it's r- too sweet. Nuun is just these effervescent dissolvable tablets that you drop into water, and it creates this low sugar electrolyte drink. It has all, like, the normal stuff. It has sodium, potassium, magnesium, calcium, chloride, all that good stuff, but there's just one gram of sugar. And it's this convenient little tab. Like, you can just get this whole little roll of tabs. You can carry them with you if you're going hiking or you're camping or you're out and gonna do a run. You just drop them into a bottle of water or whatever size water you want. I usually go 32 ounces is the way I like it. They have all, all kinds of flavors. It's just the right thing. Like, it's... It is like the refreshing thing of water, but when you're like, "You know what? I wanna taste something that's not water." So Nuun is, like, the right thing. I may have referred to it before, so I'm sorry if I did. But I'm referring with you can order it on, like, Amazon or any kind of, I don't know, general kind of camping or sports-oriented store is probably gonna be there. But it's... For me, it's the right thing because I don't know about you, but I find most sports drinks, like, in general too sweet. Like, you, you start... You have one, and then if I get through it, I'm kind of like, "Ugh, now I feel like my mouth is, like, really just coated in sugar, and that's not what I wanted." Yeah. So this feels like you're, you're getting a little less sweetness, but you don't feel guilty afterwards like you've just consumed a bunch of sugar. I will admit, I drink one I guess it's like 12 ounce Gatorade every week, just one. And this is because there's a delightful and loving, like, 72-year-old woman in our congregation who brings, I believe it's her own, she invests this every week. She brings for the team that is doing the worship through music Gatorade, uh, because she thinks we need to be replenished. So really, we have a hydration break- ... right before the service. But she, it's so beautiful and so delightful, I will never refuse it, and I am also on often parched at the time. So-  [00:17:31] Tony Arsenal: Yeah ...  [00:17:31] Jesse Schwamb: it does work out, so.  [00:17:31] Tony Arsenal: Jesse's worship team goes real hard. They need to hydrate in the middle. They do a mandatory hydration break in the middle of the- It's, yeah middle of the service.  [00:17:39] Jesse Schwamb: It's mandatory. Yes. We are strict.  [00:17:41] Tony Arsenal: Yeah. And it's an, it's a good time for announcements and commercial breaks. Um, yeah. I, I think, uh, and you're... I don't know if you're gonna believe me when I say this. With all of the Nuun that passes its way around the family home when we're all here- Yeah at summertime, I've never had-  [00:17:57] Jesse Schwamb: Oh, really? ...  [00:17:57] Tony Arsenal: Nuun. Yeah. We never tried it. I think our go-to for, for sort of powdered energy drink or powdered, uh, sports drink is little Propel packets.  [00:18:05] Jesse Schwamb: Um- Oh,  [00:18:05] Tony Arsenal: that's not bad either. Propel's not bad. I like Propel. It's very sweet, but it, it doesn't- Yeah ... um, Propel- doesn't add sugar. I think that they've, they've got their formula where it's a sugar-free formula. Um, but it is very sweet. So sometimes I'll only do, like, a half a packet of Propel- Yeah ... which I know kind of, they, they argue that or they, like, advertise as, like, "It's the perfect balance of electro-" I don't know if it's the perfect balance of electrolytes, but- Um, but some is better than none probably. Yeah. And, uh, Propel is not better than Nuun apparently, so.  [00:18:36] Jesse Schwamb: I, I, I think Nuun is, like, top shelf electrolyte. And you can get it, like I said, in lots of flavors. One of the fun things is you can get it caffeinated or uncaffeinated. I mean, most, most of it is uncaffeinated. But if you're like you wanted to have some, they have a what they call Kona Cola, and it is cola-flavored and has caffeine. It's amazing, because it's, like, just slightly effervescent, a little bit bubbly. Not too much. It's still, like, refreshing, but if you like the cola flavor, which as you know is its own distinct combination of elements and spices, then it's right on. So- Yeah ... it's really nice. So there you go. Yeah. Nuun- I- And if you're gonna take a hydration break because you're being forced to while you're playing soccer, I highly suggest you choose Nuun. That's the way to go.  [00:19:22] Tony Arsenal: Yeah. Yeah, I don't know. I don't know what they're drinking. I think most of the time they're just drinking water.  [00:19:26] Jesse Schwamb: Probably.  [00:19:26] Tony Arsenal: So I, I don't... I mean, I, I think you're supposed to drink something with some electrolytes, so maybe they have some electrolyte-  [00:19:32] Jesse Schwamb: Yeah ...  [00:19:32] Tony Arsenal: water in it. I don't know.  [00:19:33] Jesse Schwamb: I don't know. Probably.  [00:19:34] Join the Telegram Group [00:19:34] Jesse Schwamb: Here's the thing. If you wanna tell us what you like to drink or when you are, let's say, serving the Lord's people by participating in worship through music and you're forced to take a hydration break, as I am at times, then you need to go to t.mereformedbrotherhood. Put that into your browser right now. Take a hydration break and put t.mereformedbrotherhood into your browser and that will send you to a link for Telegram, which is just a little chat app in which we have a small corner of the world. It's brothers and sisters listening to the podcast, interacting, and it's about time, actually, we probably had some kinda taste test stuff-  [00:20:11] Tony Arsenal: Yeah with,  [00:20:12] Jesse Schwamb: like, these kinda hydration drinks. There's so many of them now. Some of them are, like, purposely salty. Some of them are really sweet. Some have all these crazy and wild flavors. Some of them have all kinds of caffeine. So let us know what you like, but best way to do that- Please ... is join the Telegram group. [00:20:26] Tony Arsenal: Yeah. And please do not, uh, do not make your church stop their service for a hydration break. Please don't do that. The only hydration break I wanna hear you talking about in your church service is a baptism. So please-  [00:20:38] Jesse Schwamb: I knew that's  [00:20:38] Tony Arsenal: where you were going ... do not interrupt the Lord's day for a hydration break. Just if you need water, just, like, step out of the room, take a drink of water, come back. Or if you're in a church that lets you have water in the sanctuary, like most do, just take a drink. That's true. You don't have to- Yeah ... stand up. You don't need to have- That's good ... anyone interpret. Just take a quick drink and then be quiet. Just  [00:20:54] Jesse Schwamb: go to the sidelines, maybe sub out- Mm-hmm ... with somebody else who can play bass, and take a quick drink.  [00:21:00] Tony Arsenal: Exactly. Come back. Yeah. Or just dump the, dump the Propel powder straight in your mouth.  [00:21:05] Jesse Schwamb: I thought you were gonna say like have somebody come up, preferably like an elder, and just hose you down with a thing of Gatorade while you're, while you're  playing  [00:21:10] Tony Arsenal: Yeah, exactly. Just go up to the baptismal font, take a scoop of water, dump the Propel directly in the baptis- no, I'm just kidding. I shouldn't joke about that stuff. Yeah.  [00:21:19] Back to Matthew 25 [00:21:19] Tony Arsenal: Anyway, Jesse, I'm excited because although we are probably gonna round out this parable, we're not done with these parables because- Oh, yeah, that's  [00:21:28] Jesse Schwamb: right [00:21:28] Tony Arsenal: although we're gonna finish this parable this week, we'll probably finish it and get started talking about, uh, the next, the little chunk of text, which is not a parable, but we can't really, uh, divorce it from these parables 'cause they're all telling, they're all making the same or a very similar point about what the kingdom of heaven will be like in relation to the end times- Mm-hmm in relation to the eschatological, um, outcome of all things. Uh, and, and Christ in his teaching, um, he kind of rounds out this teaching and finalizes what these parables mean by talking to us about the sheep and the goats. Um, which again, is not really formed like a parable, but, uh, but it has very similar structures. It has some similar elements to it. Um, but it, it's so integral to what these, all what this sort of like, uh, anthology of eschatological parables mean in all the discourse. We really have to cover that to, to cover the others fully. But tonight we're gonna finish our discussion about the parable of the talents, which I'm excited about because I think we're gonna, we're gonna round out on some stuff that, um, I, I hope you've heard, uh, is probably not as, um, prominent as it should be. Uh, and this, we talked about last time that this parable has been, uh, not necessarily applied properly in many popular- Right ... teachings. Uh, and so I'm, I'm sure you've heard not so great interpretations. Hopefully we're gonna give you an interpretation that's a little bit more accurate and faithful to what the Bible teaches. [00:23:00] Reading the Parable Text [00:23:00] Jesse Schwamb: And so we're gonna pick it up in verse 24 of Matthew 25, because you'll probably recall, and if you haven't it's because you need to go back and listen, that we talked about the first two of these servants and the return that they were able to garner on the investment which the Lord gave them when He went away. And then there's the third dude. So we're gonna pick it up there and go all the way to the end of this, which allow us to close it out. So beginning verse 24, "And the one also had received the one talent came up and said, 'Master, I knew you'd be a hard man, reaping where you did not sow and gathering where you scattered no seed. And I was afraid, and I went and hid your talent in the ground. See, have what is yours.' But the master answered and said to him, 'You wicked, lazy slave. You knew that I reap where I did not sow and gather where I scattered no seed; therefore you ought to have put my money in the bank, and on my arrival I would have at least received my money back with interest. Therefore take away the talent from him, and give it to the one who has 10 talents. For to everyone who has more, more shall be given, and he will have an abundance. But from the one who does not have, even what he does not have,' excuse me, 'what he does have shall be taken away. And throw out the worthless slave into the outer darkness. In that place, there will be weeping and gnashing of teeth.'"  [00:24:18] Tony Arsenal: Yeah. Yeah.  [00:24:19] Textual Notes and Transition [00:24:19] Tony Arsenal: There, there's some, um, some textual things about this that I think, uh, we sh- should at least acknowledge. I don't know that we're gonna dig too deep into them. Um, it is very possible to, um, to read verse 30 Almost as an interpretive statement in itself rather than part of the, um, part of the parable itself. And, and so let me, let me see if I can, can parse that out. So if we read it as though it's part of the parable, then it is the s- the, the master in the parable who is saying, "And cast the worthless servant into the darkness; in the place there will be weeping and gnashing of teeth." I think that's the most natural reading, so I'll, I'll put my cards on the table that I think that we should read this as part of the parable itself. It's also possible linguistically and grammatically to sort of read this as an explanation, where Christ is now taking this principle of what has happened with the worthless servant, right? That even what he has will be taken away. And then, and then to sort of read this as a commentary that sort of, uh, like we saw before, um, kind of bridges this section with the next. So instead of reading, "And cast the worthless servant into the outer darkness," uh, as though it were part of the parable, that it was this master within the parable saying this, we can read this as Christ saying that this is what will happen to those who are worthless servants. And then that follows up with, in verse 31, kind of h- connecting to when the Son of Man comes in His glory and all the angels with Him, then He will sit on His glorious throne. Before Him will be gathered all nations. Right. Th- this next sort of, like, more explicit, non-parabolical, um, uh, eschatological teaching. I think that former one is more natural, but just because it's, it's present in a lot of the commentaries that this is there, I wanted to at least call that out. I don't know that it makes a ton of difference in terms of how we understand the parable, but I do think, you know, part of what it means for us to wrestle through this is not just to take a particular position on the text, but to discuss, like, some of these ambiguities that are present. Um, and, and sometimes, um Sometimes I think we need to be cautious and really think through, because, uh, let me, let me rephrase it this way. None of the teaching in the Bible is sort of uninterpreted, untranslated, raw teaching of Christ. All of this is coming to us from the apostles retelling it, and yes, inspired by the Holy Spirit, so all of it's God's Word. But it's not as though, um, it's not as though Christ was first speaking in Greek. That's the big thing. But there are some places in the New Testament, in the Gospels, where it's not always clear whether a passage is Christ speaking or the, uh, the Gospel writer interpreting what Christ is speaking. This is one of those places where there's a little bit of a question mark about that. Um, again, I think the most natural reading is to read this as part of the statement of the master within the parable, but I did wanna just comment on that before we moved on much further.  [00:27:31] Buried Talent Scandal [00:27:31] Jesse Schwamb: Yeah, that's helpful because I think we've gotta understand that end in light of how it's evolving. And we, we're starting with that stark contrast between the first two, which receive this great reward, which receive accolades and praise, and then you have this one talent servant's response is all about hiddenness. He just digs a hole, puts it in the ground, and hides it away. Which by the way, of course, we talked about this in the other parables, like in the ancient world, burying valuables was recognized as a form of safekeeping. I mean, I think even Josephus mentions that. We talk about the pearl of great price. There was something to be known for, well, I have this valuable thing. The best place for me to, the best place for me to put it so that it isn't compromised is in the ground, in a secret place. And there's like a surface level, I guess, reasonableness to that act. But what's interesting and where it comes in with that heat that you're kinda talking about, that ends up being in the end this grand statement of the eschatological, eschatological reality, is that the parable here with this one talent servant treats all that action as like complete catastrophic failure. And I, I think as much as I can understand it, it's because the master did not give him this talent to protect it from loss. He gave it to him for, to use it for gain And so the servant has mistaken the nature of that commission entirely. He substituted like the security-seeking for risk-taking faithfulness. And so I think that informs some of then what happens in these latter verses here, like when we get all the way down to 30. Because I think when we read that, we see the, like the redistribution as scandalous. But the scandal really is in this lack of actions. Like gifts exercised grow, but gifts buried, they just atrophy. So the one t- talent servant's talent is taken because he's, he's already been treated as n- as it was, was nothing. He's functionally like forfeited it by burying it. And so the transfer of the 10-talent servant is the formal confirmation of what his own choices had, had already produced. I think there is something there about like the eschatological reality, reality that will unfold in the judgment, which of course leads to, into the end of this chapter  [00:29:36] Tony Arsenal: Yeah. Yeah, I think you're right on that.  [00:29:39] Misreading The Master [00:29:39] Tony Arsenal: Um, what we see the problem with the one talent servant is not, um, not that he's not productive.  [00:29:49] Jesse Schwamb: Right.  [00:29:49] Tony Arsenal: I mean, I think that's, that's actually the symptom of the illness, not the illness itself. What we see with the, the one talent servant is that he misunderstands his task, as you're pointing out, but more foundationally, he misunderstands his master, right? And that, that's really the, the main point of the parable when we kinda get... You know, Christ, um, when He's telling a parable, He explains the parable. Sometimes He doesn't explain the parable at all. He just sorta drops the parable and then moves on. Other times He will give the interpretation itself, like directly. We saw that in the parable of the, uh, of the soils or the parable of the sower. Um, and, and other times the kind of like the main explanation of the parable is, is actually embedded in the parable. And I think for this parable, the main explanation is when the, the one talent servant, uh, comes forward and he, when he's explaining why he did what he did-  [00:30:47] Jesse Schwamb: Right [00:30:48] Tony Arsenal: he says, "Well, I knew you were a," uh, let me just find it for sure here. He says, um, "I knew that you were a..." I just lost it. My brain is totally lost here. You ever have that happen where you're trying to find a word- Yes ... on a text and you just can't? He says, "Master," in verse 24, he says, "Master, I knew you to be a hard man, reaping where you did not sow and gathering where you scattered no seed. So I was afraid. I went and hid your talent in the ground. Here you have what is yours." There's a number of statements in here that just don't make any sense. Like, they're just... Like you said, a lot of these parables have kind of like a chump figure, where, like, he's sort of like the designated idiot of the parable. [00:31:31] Jesse Schwamb: Right.  [00:31:32] Tony Arsenal: In this instance, there's so much wrong that it's almost hard to find something right. And, you know, he starts out, he says, "I knew you were a hard man." There's nothing in the parable, there's nothing that suggests that this is a hard man. There's nothing to suggest that. He, as we said last week, he trusts these servants with an almost unimaginable amount of wealth, right? He just leaves hundreds of years worth of wealth in the, in the, like... And it's not even like he's going off to war and he may never be coming back. He's just going on a journey.  [00:32:05] Jesse Schwamb: Right.  [00:32:05] Tony Arsenal: He's just traveling for a little while, and he's like, "I'm gonna leave 100 years worth of labor with this guy and 40 years worth of labor with this guy and 20 years worth of labor with this guy." He, what, what, in what world is that a hard man who just blesses and trusts his servants with that amount of unimaginable wealth? But then he says, "I knew that you, uh, reaped where you did not sow and gathered where you scattered no seed." First of all, um, what kind of person accumulates this kind of wealth without reaping, uh, without the, like, a- apart from the principle of reaping and sowing and gathering and, and scattering? Like, he obviously is a very successful businessman. Um, the, the fact that this, uh, servant is couching this in agricultural terms, I think it's reasonable to think that this is a very successful landowner who has made good use of his land, has turned a profit Obviously he's reaping where he sows and he's gathering where he scattered or he wouldn't have this kind of money to throw around to leave with his servants in the first place. But the servant doesn't recognize that the fact that he was given one talent is in fact the master reaping or sowing and scattering the seed of these talents. So he's saying like, "Well, you reap where you have not sown," but the fact is like he was sown a full talent worth of resources and he, the, the master expected to reap what he had sown when he gets back. So this servant He's worthless and he's lazy, but he's also just kind of dumb in that he just doesn't- Right ... recognize the reality of what's going on. He has an incorrect understanding of who the master is. He thinks he's a hard man, when actually he's an incredibly trusting and generous master, right? The, the ESV masks this as servants. We're not talking about hired hands here. We're talking about slaves. Right. We're talking about h- probably about household slaves. This is doulos. These are the slaves that work in the fields, um, as opposed to, like, diakonos, which are the slaves that work in the house, right? These are, these are field servants. These are laborers that are indentured or are, are in servitude, and he gives them enough wages, enough labor, enough money, they could just take off and leave with it. They could buy their own freedom with this. Right. He trusts them with that. That's not a description of a hard man, a hard, lazy man who sows w- reaps where he doesn't sow and gathers where he doesn't scatter. So the primary issue here with this servant is not that he's lazy, although he is lazy. It's not that he's wicked. He is wicked. It's that he doesn't recognize who the master is. He doesn't understand who the master is and what is expected of him as a servant of that master, which I think, I think, as I've thought about this over the last week or so, I think that actually says everything about the eschatological import of this, right? Yes. Who is it that's not going to be saved in the last day?  [00:34:56] Jesse Schwamb: That's right.  [00:34:57] Tony Arsenal: It's the people who don't recognize the master. Right on. The people who think that the master is a hard man who reaps where he has not sown and gathers where he has not scattered. Well, if we think that's who God is, we have a lot of trouble coming our way. [00:35:10] Fearful False Theology [00:35:10] Jesse Schwamb: Yeah, that is the heart, right, of this dude's sin. It's a false theology of God that produces then this fearful inaction. Because, like you said, it's not just that he's been lazy. He has constructed this weird, distorted picture of his master, and then he allows that distortion to govern his behavior. So this, quote-unquote, "fear" is not like the fear of the Lord that is the beginning of wisdom, but it's this kind of craven dread that's rooted in a mischaracterization of the master's entire character. And one of the things that I think, among many, that's really great about the Reformed theological tradition is that it's always assisted, and I th- hopefully we along with it in our conversations, that, like, the right theology is not merely academic. It does shape the whole life, which is why, like, Calvin famously opens his institutes with this observation that the knowledge of God and the knowledge of self are bound together. So- Yeah ... a person who genuinely knows the living God as gracious, generous, long-suffering, with that kind of hesed kind of love, who is good- W- that person will be motivated to active, trusting faithfulness. A person who privately believes God to be harsh and demanding is always, I think, going to retreat in this fearful, minimal kind of minimum champion-type compliance. It's the same thing, I think I always think about this for some reason, and mention it a lot probably, but it's the same thing with Joseph's brothers finding all their money back in the sacks-  [00:36:31] Tony Arsenal: Yeah ...  [00:36:32] Jesse Schwamb: with their food. It's, like, in that instant moment, all they have is fear and dread. And it- for this guy, that's exactly what he has. But it doesn't start, like you're saying, merely because he realizes that he should have done more, or he's comparing his return with that of everybody else, or even that he's going back and taking a look at his own actions and finding them to be full of want or lack. In fact, he does a really good job, at least in his own mind, theologically justifying his behavior. So here, what he, the real crime, the real shame, the real sin is that somehow he views the master as harsh and demanding and exploitative. That's wild. But of course, that was the root of everything else, which I think does give us pause to reflect on our own lives, like I said, as we come to understanding how this parable reads us. [00:37:20] Tony Arsenal: Yeah.  [00:37:21] Red Letters And Commentary [00:37:21] Tony Arsenal: And, um- Part of the reason why I think it's important to understand what I was talking about earlier with, you know, the, the Gospels are an interesting sort of like composite document in that, yes, they contain the true sayings of Jesus, the true, true, um, words of Christ. But this is also, a- and I promise that this will loop back around, this is, um, this is important for us. The red letters are no more God's word than the black letters, right? Mm-hmm. And what I mean by that is, like, the, the so-called words of Christ in scripture are not more inspired or more profitable than the words that are the commentary of the apostles. And I only say so-called, and I'll explain why I say that. As I said, like, Matthew is translating, uh, he- first of all, he's recalling what Christ has said. He's, he's probably not, um, sitting there with a, with a quill and a, you know, a piece of paper or a piece of parchment- Right ... transcribing what's, what Christ is saying as he goes. Right? He's, he was there. Matthew was there. He's recalling what Christ has said under the inspiration of the Holy Spirit. He's making editorial decisions about what Christ taught in terms of like, what of Christ's teaching do I capture? What do I summarize? And I think there's ... It's important because every word is inspired, but also it's understandable. And what I mean here, and what, the reason I'm kind of belaboring that is I think there's an interesting thing that happens in verse 29. It says, "For to everyone who has, more will be given, and he will have an abundance. And from the one who has not, even what he has will be taken." So this, this concept actually that, um, that verse 30 might be, uh, might actually be Matthew's commentary or even Christ's explanation of the parable, I think that actually, that actually expands to verse 29 in some of the commentators. So if we read it this way, and I think this, this may be valuable for us to at least ponder. If we read it this way, verse 27 is still the master in the parable space. It says, "Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest. So take the talent from him and give it to him who has 10 talents." There's a way of understanding this text, uh, and it's grammatically acceptable. I think theologically it doesn't change a lot, but it's worth us at least considering this. There's a way of reading this text where that's the end of the parable, and then Christ is explaining the parable, or Ma- or even maybe Matthew is commenting on the parable. It says, "For to everyone who has, more will be given, and he will have an abundance. But to the one who has not, even what he has will be taken away." Now, I think that, um, as I said, the most natural way to read this is that the parable proper ends with verse 30, that all of this is part of the parable, all of this is the master in the parable speaking. But I do think verses 29 and 30 take on a more explanatory, um, uh, explanatory role, and this is the main reason why. The, the one parable, one talent servant in the parable, he's not properly described as the one who has not, right? He had one talent. He was given one talent. Right. It's not as though he had zero talents. The one who has not, even what he has will be taken away, and the one who has, more will be given.  [00:41:01] Has And Has Not [00:41:01] Tony Arsenal: This is actually, I think, where we can go really sideways on this parable. I hear this parable often interpreted as sort of this understanding that, like, God has blessed His people with certain gifts, and we have to use our gifts in the kingdom to be productive, and people who use their gifts in productive fashion will be given more responsibility and more opportunities. People who don't use their gifts, whatever opportunities they have will be taken away from them. Now, I, I would argue that's probably true on a practical level, um, and that's just actually just true in general, right? Right. A person who has responsibility, th- think of, like, your working environment. M- you know, all, most of our listeners are not working in regular pastoral ministry. This is one of those areas where I think, actually, the corporate world is more representative of how things are. Um, in the corporate world, if you are given responsibility and you excel and use that responsibility well and you are a productive servant of your company that you work for, you're going to be given more responsibility, whether that's in the form of a promotion, which is the ideal circumstances, or whether that's just your responsibilities as assigned, a job description expanding without pay. Either way, if you do a good job, if you, if you take the sphere of influence, the sphere of responsibility that you're given and you do a good job and you shepherd that well and you steward that well, that sphere of influence, that sphere of responsibility will expand. Um- If you squander it and you sit in your office watching TikTok videos or listening to music and you don't use that, uh, responsibility well, that sphere of influence will shrink, and ultimately it will shrink until you no longer have a job, right? It works a little differently, I think, in, like, traditional pastoral roles, and I think there are some in our audience that, them, are in those roles that this may not fit. That's a good general principle. I don't think that's what this is teaching. Like, I don't think this, this parable is about, like, productive ministry opportunities. Right. And if it was, we wouldn't be talking about people who have none, have not, right? We would be talking about people who have less. We'd be talking about people who are given less responsibility. The person who has no responsibility is who's in view here. And that's why- Mm ... I think it actually, this is shifting, this ex- explanation, whether it's, uh, sort of like an explanation, an explanatory punchline to the parable that's part of the parable itself, or whether it's Jesus or Matthew commenting on the meaning of the parable. The difference between those two things is important for us to think about. It's not so important in terms of what the actual meaning is. Because the difference here is that what we've now done is we've shifted from the context of a financial grounded analogy in the parable to now a broader discussion about the fact that there are those who have, and there are those who have not. And the people who have will be given more, and the people who have not will be taken away from. And if we were talking strictly financially, then now we're, like, in, like, Occupy Wall Street, 1% kind of era. We're talking about salvation. We're talking about, um, we're talking about the fact that God gives salvation to some, and He does not give salvation to others. He gives grace to some, and He does not give grace to others. And to those who have grace, more grace will be given. To those who have not grace, more will be taken away. And the outcome of that- Is that the worthless servant who is the one who has not, the worthless servant will be cast into the outer darkness, right? This is a, an explanation of what it means to be a worthless servant who ultimately ends their time. Ends is not the right word. Who ultimately has the outcome of s- of outer darkness for all eternity. If this parable is just about how we use our giftings and our skills and our money for the kingdom, and we're expected to be productive and to, like, increase the kingdom through our tithing and through our, like our service, then this comment about, like, the outer darkness is really out of place. Unless, unless we earn our salvation by that. Which of course we know we don't.  [00:45:22] Jesse Schwamb: Right. Right.  [00:45:24] Wicked And Slothful Heart [00:45:24] Jesse Schwamb: Here's how I think everything you said is true, and the scripture actually bears this out because it was exactly where you're going with that, which is we're talking more about the identity. Like, what, what makes this servant or slave worthless? That's the critical question. And then if we understand that, it'll help inform how we then interpret this idea of sheeps and goats, which we'll get to in a whole other episode. But if you look at verses 26 and 27, where the master then responds to this slave calls him wicked and slothful, slothful, right? So that his, his basically lack of usefulness comes embedded or underneath those two terms. So one, obviously the wickedness here is moral. It's a failure to fulfill a covenantal obligation to the master, which we've been talking about. So again, it's not just about laziness. Like there's, there's so much more there. It's as if that's the entry point for the master to bring condemnation on him in two forms. One is that wickedness. The second is this idea of like slothfulness, which is dispen- I was gonna say dispensational, but what I meant to say is dispositional. So it's like, uh, like a subtle inertia of the will, and together they're describing a person, and I think this is a critical point. This is a person whose heart has never been genuinely aligned with the master's purposes. Now, when we understand it that way, I think, then everything that follows makes a lot more sense because it's not just about bad timing in the market. It's not just about being fearful that you're gonna lose money and you're risk-averse, so therefore you hid, hid everything. It's really this idea that this, this s- slave, this one talent slave, he was not on board, not vibing with, not aligned with, however you wanna say it, with the master's purposes from the very beginning. And there is maybe we might say like a minimum of faithfulness, even interest on the deposit that God requires. But the question of course is never am I doing what the five talent servant does, but it's always am I using what I have been given? And in this way, like are we finding ourselves aligned, that our hearts are leaning into, that we find ourselves tilting towards what God has for us, both understanding who He is and who we are in light of who He is. What I find interesting is I found some really unique commentary from the great puritan William Ames in his book Conscience, with the Power and Cases Thereof. That's a title that only a puritan could- ... forward, um, where he actually treats this failure. So getting again to the sense of like why is it so grievous? Like in other words, why does the action of this servant, which we've already kind of touched on, lead into basically a character attack on the servant, and why is the connection between those two things legitimate? What he basically says is that he treats the failure to use one's gifts as God has given as a violation of the ninth commandment, which is bearing false witness against God's own estimation of those gifts. So this slothful servant, by burying his talent, effectively says, "This is not worth using." That is like the thing that God has given me, who God is Himself, I reject fully and outright. So why would that person then not be cast into outer darkness in kind of keeping with both like the, the breadth and scope of this parable, but also essentially what it's teaching about who this last, you know, servant is? [00:48:33] Tony Arsenal: Yeah. Yeah, and you know, as you say that, I think too, um- There's an element of this that is Because it ties to this servant's misunderstanding of the master, and then, a- and I think you're, you're bringing Calvin in here and, and sort of the idea that our knowledge of God and our kn- knowledge of self are so, like, intertwined that it- Right ... it's almost difficult to understand which comes first. Yes. Yes. Calvin concludes that the knowledge of God is logically prior, but he, he also acknowledges that, like, it's really tough to sort of like figure out which one is more logically prior. This servant starts from the understanding that the master is a wicked master, that he is an immoral, lazy master. I- and it's, it's ironic. It does- the text doesn't say this, but I think it's a reasonable extrapolation. Um, the, the wicked, slothful servant projects his own wickedness and his own slothfulness onto the master, right? He, he projects that the master is a wicked man, is a hard man, and also that he's lazy. He, he does- he reaps where he doesn't sow, he gathers where he doesn't scatter. And the action of the, of the, the character of the servant is not derived from his inaction. Right. It's his inaction that- Yes ... causes the, or it's his, his character- Character ... that drives his lack of action, right?  [00:50:12] Sheep Goats Identity [00:50:12] Tony Arsenal: The good and faithful servants, they're not, and this is where we're gonna come when we come next week. Like, this is where we're gonna go when we get to next week's. Just as maybe, like, I, I want you to listen next week, but you probably don't need to, 'cause I'm gonna give you the whole punchline here.  [00:50:27] Jesse Schwamb: Wow.  [00:50:27] Tony Arsenal: The sheep act like sheep because they're sheep.  [00:50:29] Jesse Schwamb: Right.  [00:50:30] Tony Arsenal: They don't become sheep because they do sheep things. They do sheep things because they're sheep, and the goats do goat things because they're goats.  [00:50:37] Jesse Schwamb: Right.  [00:50:37] Tony Arsenal: The wicked, lazy servant does wicked, lazy servant things because he's a wicked lady- lazy servant, right? He buries the talent in the ground because he's a wicked, lazy servant. The good, faithful servants j- just do what good, faithful servants do. They, they make a return on the master's talents because that's what they do, right? And I think where we have to be really careful and where, uh, the other pitfall that this parable can bring us to, and I kinda referenced it a little bit earlier, is there can be sort of this subtle works righteousness that creeps in, that we can believe if we're really good and productive for the kingdom, then that's what will earn us the good and faithful servant commendation when we, we cross into glory. The reality is there are those who cross into glory and hear good and faithful servant, right? There are those who will hear, "Well done, good and faithful servant. Enter into the joy of your master." And there are those who will not. They will have what little they have taken away from them, and they will be cast into the outer darkness where there's weeping and gnashing of teeth, right? That's not a statement on what we've earned. It's a statement on who we are.  [00:51:48] Jesse Schwamb: Right.  [00:51:49] Tony Arsenal: So you can either be the faithful servant who trusts the character of the Lord, who doesn't think Him to be a hard man, who reaps where He doesn't sow and gathers where He doesn't scatter. You can trust the master, and in the act of trusting the master and knowing His character, you just do what good, faithful servants do. You work hard, you follow the servant, the master's lead, and you produce a return on what is there. Right? In, a- and we didn't talk about this too much. In effect, these servants are reflecting the nature of the master.  [00:52:23] Jesse Schwamb: That's right.  [00:52:23] Tony Arsenal: Because you don't get to the point where you can leave 100 years worth of wealth to one servant, and 40 years worth of wealth to another servant, and 20 years worth of wealth to another servant if you have not yourself been a productive, faithful person who knows how to reap and sow appropriately, right? [00:52:42] Gospel Joy Or Darkness [00:52:42] Tony Arsenal: That is the key to this parable,

What is active listening? Are there long-term ways to improve listening? How about short-term tactics? Michelle Hecker Davis with LearningRX joins Clint to talk it through! -- Active listening is the practice of being fully present in a conversation. It goes beyond simply hearing words. It requires actively absorbing meaning, paying attention to nonverbal cues, setting aside internal distractions, and intentionally reflecting ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Christian; Follower of GOD Servant of CHRIST       Patreon https://bit.ly/3jcLDuZBio:Combat Veteran; U.S. Marine Corps Urban Warfare Instructor;       S.R.T. Commander Active Shooter Response Team Law Enforcement Los Angeles Police (L.A.P.D.) Police Officer / Fugitive RecoveryF.B.I. Instructor N.R.A Instructor Competition Shooter; Multi Time State Rifle Pistol Champion Hunting; Life Long Hunter Professional Hunter and Guide Private Security Contractor; Several Agencies,  Current.Patreon https://bit.ly/3jcLDuZBecome a supporter of this podcast: https://www.spreaker.com/podcast/gunfighter-life-survival-guns-ammo-hunting-defense-tactics--4187306/support.Have a Blessed Day 

For most Aucklanders, the natural disaster fear that's front of mind is a tsunami or volcano awakening...but actually it's earthquakes that should top those worries. That's because recently, a faultline close to Auckland was found to be more active than previously thought .. and could in fact, create a magnitude 6.8 earthquake if it ruptured. Here to discuss this and other earthquake related discoveries is Newsroom journalist and earthquake specialist Fox Meyer.

What does it actually mean to win at the highest level? In this powerful compilation, I'm with 2024 CrossFit Games champion James Sprague, 2023 CrossFit Games champion Laura Horvath, and legendary endurance coach Chris Hinshaw to unpack the mental game behind elite performance, the vulnerability that follows victory, and why champions are often more fragile in the moments just after they win. What does winning mean to you right now? Connect with James Sprague Website: https://games.crossfit.com/athlete/900251 YouTube: https://youtube.com/@spraguerrrr?si=zTrH9d5valcjlq-t Instagram: https://www.instagram.com/spraguerrrr/ Facebook: https://www.facebook.com/spraguerrrr/ Connect with Laura Horvath Website: https://games.crossfit.com/athlete/591912 YouTube: https://youtube.com/@kaduzs23?si=3j8mXAnf38H7uGvi Instagram: https://www.instagram.com/laurahorvaht/?hl=en Facebook: https://www.facebook.com/laurhorvath/ TikTok: https://www.tiktok.com/@laurahorvaht X: https://x.com/laurahorvaht Connect with Chris Hinshaw Website: https://www.aerobiccapacity.com/ Instagram: https://www.instagram.com/hinshaw363/ Facebook: https://www.facebook.com/hinshaw363/ Thank you to our sponsors: Bodyhealth - Use the code “LYON20” to get 20% off your first order! https://bit.ly/4r2ImeF Our Place - Use code “DRLYON” for 10% of sitewide. https://bit.ly/4r77SiU Manukora - save 31% plus $25 worth of free gifts. https://bit.ly/4sglER1 Watch the “Dr. Gabrielle Lyon Show” every Tuesday at 9AM EST: YouTube: https://bit.ly/4boCFC3 Spotify: https://bit.ly/4cWTbLG Connect with Dr. Gabrielle Lyon: Instagram: https://www.instagram.com/drgabriellelyon/ TikTok: https://www.tiktok.com/@drgabriellelyon X (Twitter): https://x.com/drgabriellelyon Facebook: https://www.facebook.com/doctorgabriellelyon Timestamps: 00:00 - Intro of Show 00:52 - The Rogue Invitational and qualifying 01:41 - Applying friction in elite training 02:27 - Why winners are vulnerable 02:47 - CrossFit and HYROX recovery demands 03:23 - Active versus passive rest 04:14 - Why records keep breaking 05:18 - Training by feel without wearables 06:16 - Mastering movement before intensity 07:21 - Reframing pain as growth 08:25 - How CrossFit events are structured 09:47 - Building structural integrity 10:38 - The three bases of the sport 11:34 - Getting comfortable being uncomfortable ‼️Disclaimer: The Dr. Gabrielle Lyon Podcast and YouTube are for general information purposes only and do not constitute the practice of medicine, nursing, or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast, YouTube, or materials linked from this podcast or YouTube is at the user's own risk. The content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Users should not disregard or delay in obtaining medical advice for any medical condition they may have and should seek the assistance of their health care professional for any such conditions. This episode includes paid sponsorships.

Europe's challenge isn't a lack of entrepreneurs. It's making sure enough capital reaches them.In this episode, David Cruz e Silva speaks with Jaap Vriesendorp, Managing Partner at Marktlink Capital, one of Europe's most active LPs in venture capital, about why backing European innovation matters, how to build a resilient venture portfolio and what separates the best fund managers from the rest.Jaap shares the thinking behind Marktlink's venture strategy, from vintage diversification and secondaries to manager selection and portfolio construction. He also explains why scale matters in private markets, how the firm uses data science and AI in its investment process and why many LPs make the mistake of running out of capital for their best-performing managers.The conversation also covers emerging managers, long-term capital formation and why Europe deserves more credit as a venture ecosystem.Key highlights:Why European entrepreneurs should back European entrepreneursHow one of Europe's most active VC LPs approaches venture investingThe role of primaries, secondaries and vintage diversificationWhat Jaap looks for in emerging managersWhy scale matters in private marketsHow data science and AI support investment decisionsThe biggest mistakes fund-of-funds investors makeWhy long-term capital is critical to venture successTimestamps:(00:00) Why Europe needs more capital flowing into innovation(02:00) Introduction and Jaap Vriesendorp's background(05:00) From McKinsey to launching a venture fund-of-funds(08:00) The merger that created Marktlink Capital(10:00) Building a platform backed by entrepreneurs(14:00) Why scale matters in private markets(17:00) Product strategy across venture, private equity, co-investments and private credit(23:00) How Marktlink uses data science and AI in investing(29:00) Marktlink's venture investment strategy(30:00) Vintage diversification, primaries and secondaries(33:00) Why annual funds help secure long-term LP capital(37:00) What Marktlink looks for in emerging venture managers(40:00) Why Europe deserves more credit as a venture ecosystemFurther listening:⁠⁠⁠E347: The $26B CIO Who Turned Superforecasting Into Alpha - How I Invest with David Weisburd⁠⁠⁠Learn more about the Love Tomorrow Summit and the programmes EUVC is curating, and secure your tickets ⁠⁠here⁠⁠.

Christian; Follower of GOD Servant of CHRIST       Patreon https://bit.ly/3jcLDuZBio:Combat Veteran; U.S. Marine Corps Urban Warfare Instructor;       S.R.T. Commander Active Shooter Response Team Law Enforcement Los Angeles Police (L.A.P.D.) Police Officer / Fugitive RecoveryF.B.I. Instructor N.R.A Instructor Competition Shooter; Multi Time State Rifle Pistol Champion Hunting; Life Long Hunter Professional Hunter and Guide Private Security Contractor; Several Agencies,  Current.Patreon https://bit.ly/3jcLDuZBecome a supporter of this podcast: https://www.spreaker.com/podcast/gunfighter-life-survival-guns-ammo-hunting-defense-tactics--4187306/support.Have a Blessed Day 

In Episode 351 of The Business Development Podcast, Kelly Kennedy breaks down why so many modern growth strategies are becoming nothing more than noise. From automated emails and LinkedIn DMs to AI-driven outreach tools promising quick wins, Kelly challenges the idea that more activity automatically means more progress. He explains why vanity metrics can be misleading, why downloads in podcasting are similar to meaningless outreach numbers in business development, and why the real metric that matters is creating qualified meetings with the right people.Kelly then brings listeners back to the fundamentals of real business development: authentic human connection, active marketing, and consistency over time. He explains why AI and automation cannot replace trust, relationships, and direct conversations, and shares a practical 10-step action plan to help business developers, entrepreneurs, and leaders cut through the noise, stop wasting money, and create opportunities that actually matter. This episode is a reminder that there is no easy button for growth, but with the right strategy and consistent execution, real opportunity is always possible.Key Takeaways: Activity is not the same as progress. More outreach only matters when it creates real conversations and opportunities.There is no easy button for real growth. Sustainable business development still requires trust, strategy, and effort.Being human is your greatest competitive advantage. In the age of AI, authentic connection is what helps you stand out.Vanity metrics can create false confidence. Big numbers mean very little if they do not lead to meaningful results.Meetings with the right people are the metric that matters. Qualified conversations are what move business forward.Automation cannot replace authentic human connection. Tools can support the process, but people still build trust with people.Active marketing creates real opportunity. Growth happens when you intentionally reach out instead of waiting to be found.Relationships should be built before the customer has a need. Getting ahead of the opportunity gives you a competitive advantage.Consistency over time is your secret weapon. Weekly action compounds into long-term business development success.Real business development is built through trust, strategy, and action. The fundamentals still matter, even in the age of AI.

Bobby and Mike shared their observations from the Saints' second mandatory minicamp practice session. The guys praised a pair of veteran defensive linemen, wide receivers fighting for roster spots, and DT Bryan Bresee.

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Bobby and Mike shared their observations from the Saints' second mandatory minicamp practice session. The guys praised a pair of veteran defensive linemen, wide receivers fighting for roster spots, and DT Bryan Bresee.

Matt Barry explains the recent surge in active exchange-traded funds, attributing it to investor demand for income and a renewed interest in international investing. He notes that ultra-short fixed-income ETFs are particularly popular, as investors seek yield without excessive credit or interest rate risk. Matt also highlights how active ETFs are becoming complementary tools to traditional index products, rather than mere competitors, especially in less efficient international markets.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

This episode is all about the capacity of your practice — what's on your mind for growth, as well as components in your practice that might surprise you in boosting your production. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Tiff (00:01) Hello, Dental A Team listeners. We are so excited to be here with you today. Like we say every single time, we truly, truly do love podcasting and we love what we do. I think getting into it, ⁓ Dana and I, we just spent some time figuring out what this podcast was going to mean and how we were gonna take it. So sometimes it can be like a little daunting, I feel like. But once we get started, ⁓ I think it just flows and and we love it. So, Dana, thank you for workshopping this title and this   project with us today and how are you doing? It's like full blown summer in Arizona. ⁓ it's hot and it's beautiful. And I know we chatted last week and I said are sports done and I was like, yeah, that's right. Sports are never done. So Dana, how are you? How's life down there in the Tucson area?   DAT-Dana (00:48) It's doing really good. Like you said, summer's in full swing, so sunshine's out, kids are, yep, back at sports. ⁓ I just feel like I don't know. I am a su I always say I'm like a lizard. I like to soak up the Arizona sunshine, but I do feel like as the older I get, sometimes these summers get a little bit more brutal every year.   Tiff (01:07) I   agree. I keep saying, is it actually is it getting hotter? Is it getting harder? Or am I getting older and less tolerant? Because I'm the same. I'm a lizard. My ⁓ my family calls me the the lizard because I we even went to the pool yesterday and I was like, no, I don't wanna actually be in the water. Like I just want to be in the sun, feeling it on my body. It makes me feel good. But I'm the same way that I'm like I'm just I'm getting so much less tolerant. I really do think that Yeah. Yeah. I know.   DAT-Dana (01:25) And so.   Yeah. Yeah. fun fine.   Tiff (01:36) I know. Well,   today's content I think ⁓ I'm excited about. Like I said, we workshopped it and I think we came up with some really solid solid pieces here because I think this is something, especially at this time of year, actually, that a lot of doctors and practice owners, one, you get that like itch mid year that you're like, Am I doing enough? Do I need to do something else? And then we see a lot of doctors kind of like sideswipe their team and really just undercut and be like, We're adding something different or we're changing everything up or   Whatever. ⁓ and also at this time of the year, I know for us, at least with our clients, it's a time of year that we really start thinking about next year. I know that seems kind of wild, but that like June, July, August, September timeframe, we're really starting to project, okay, what's left of this year, how are we going to make those goals and exceed those goals? And then what is that gonna roll into for the following year? So this kind of subject that we have today, this this chat, I think falls right into that. And what we want to chat through is capacity.   I love that word. I love the word capacity because it can mean so many different things. I think there's like capacity of our mind. And I talk with with practices in Dana, I know you do too of capacity for team members a lot. Like what is their capacity and not just their time capacity and what they're able to do, but also like their brains, right? How much, how much pivoting can they do in one day? How much how much different subjects can they take on in one day? And what's that capacity? But really today I want to chat capacity of your   Practice and your numbers. And Dana, you spoke really eloquently about this a second ago. And I want to I want to bring that back around to the capacity of the practice because I think first and foremost, when a practice owner thinks about growth, they think, okay, I need more operatories. I need a second practice. And I need, I need, I need. And it's like, yeah, we sometimes we do have to invest to recoup.   benefits, right? So we do have to invest and we have to we have to grow the physical space. ⁓ and I and I think for so long in dentistry it was like how many practices do you have like the first question people asked and how big is your practice? What's your revenue? How many patients do you have? And those questions still swim around and it can make a practice owner feel like they're reaching and grasping for something that they're not even really sure that they want yet. And I know Dana you've seen that too and something that I love watching   our team work with their practices in is really growing within the capacity of the the physical capacity that they have within their practice without having to make that initial investment. But also Dana, I've watched you like grow into that. So projecting and saying, cool, then at this point or in one year, in two years, in three years, this is the capacity, the physical capacity that we want to get to. So I want to really dispel the fact that capacity means we have to   actually grow the physical space because I think Dana there's so much to be grown within the space that we have. And I want to talk through those pieces so that a lot of our listeners here today might pick up something that they're like, gosh, I never thought about that or ⁓ I forgot to do that. There's a lot of those, I forgot to do that piece. So when a doctor comes to you, Dana, and they're like, Dana, I need to grow but I have no more hours. I have   I'm tapped, I don't know what to do. What are some of the first places as a dental consultant that you look at with those practices?   DAT-Dana (05:03) Yeah, I think a couple things. I think that I look at like how comprehensive are we treating the patients within your practice? So are there things that we're letting walk out the door that we are skilled and know how to do that we can keep within the practice, which helps us, I think, just more comprehensively treat patients, which naturally will grow production.   ⁓ I love that you said yes, we're at maximum hours, but I do think that's always a place to look before you look at more space, before you look at expanding. Can you just add hours somewhere? and oftentimes those early morning, those evening hours, patients really, really like too. So we feel like those can stay full. I also will look at insurance participation. Can we change insurance participation and again be able to maybe even lessen our capacity but keep growing our practice with patients?   who align a little bit more with what we're looking for as far as like patient avatar ideal patient.   Tiff (06:00) Yeah, I love that I have a lot of practices that are doing that right now in this like June, July, August timeframe. So that in September, October, we can start at least sending those letters that say, Hey, will you increase our fee schedules? Because there are so many that are out of line. And I think that's a huge discussion ⁓ that's been going around really for the last like two to three years. But I think very, very soon it's not even gonna be a discussion anymore. It's just gonna be a thing of the past. So we are approaching that, I think.   You're totally spot on the fee schedules, fee schedule analysis too for your practice. And I think, Dana, understanding I have a practice I understand that you can do this at any point. You can analyze your fees, you can request fee schedule increases. It doesn't depend on your contract with the insurance company. Just request those fee schedule increases because the worst that they can do is say no. And then you evaluate your contract obligations with them and what you want to do for your practice. We get so scared of like, well,   When can we? It's like they're they don't actually tell you. You just do it. You just do it and then they tell you yes or no. I have a practice that actually increases their fees ⁓ during the summer. And so a lot of practices will wait and they're like, it needs to be January because that's like a fresh start. And I think for me, Dana, it makes me think of like I'll start my diet on Monday. ⁓ no, it's fine, I'll just I'll do it on Monday. And then we get to like December, January, and they're like, Well, wait, we didn't tell the patients yet. And then they hold back, they hold back, and then it's a whole nother year again.   before we do fee schedule increases. And it just doesn't have to be that dramatic. And that can significantly increase the dollar amounts coming in, which is ultimately our end goal, right? And I think it's like in dentistry it's hard because we're healthcare professionals. So focusing in on those dollars and being like, gosh, you know, charging $1200 for an implant   seems crazy because we came from a spot where we were charging six forty two not that long ago, right? It feels like not that long ago in dentistry dentistry is so progressive and it changes so constantly. We have to stay up on on our fees and we have to stay up on the times where dental insurance doesn't do that. It can hold us back from making sure that we're increasing those fees to where they should be and that we're you guys are making the   the dollar amounts, the overhead structure that you want to and that you should. So making sure that you're looking at those is massive. And then Dana, you also said that the patient avatar, and I have I have some the clients that have, gosh, like thousands upon thousands upon thousands of patients and evaluating the actual patient base. So active patient base is, you know, whomever's been seen within the last 18 months. And then looking at are those patients even our ideal   avatar. I've had clients that have had to basically dismiss patients because their patient base was too clean. So it was like we either we either keep clean patients and don't have dentistry to do or we reevaluate our patient base and start restructuring for the structure that we actually want to do. And that for you, Dana, I think was kind of twofold because you said the patient avatar and then you also said the dentistry like that we want to do and that things that we can keep   in the practice. So what have you seen with your your clients when they do that patient avatar and they're like, gosh, actually this is the ideal patient. This is my patient demographic, because it can't we can't live in the middle of I don't know, retirement community and be like, we're gonna do Botox, the whole like we're gonna do all the Botox, right? We've got to make sure that we're dealing with the patients that we also have. So what do you see as far as capacity and being able to grow financially?   within those constraints.   DAT-Dana (09:42) Yeah.   I think that it it like you said, it like the creating your ideal patient allows you to kind of see, like, are you serving the people in the community that you want to be serving? And are you doing the type of dentistry that one they need and two that also you like to be doing? And sometimes those things can be, you know, you have to figure out how they work within the community that you have if it's the dentistry that you love. But I think taking a look at your patient avatar allows you to see, like, are we currently serving the patients who like really   align with what we're looking for in our practice. And when you don't, right, then you can start to say, hey, okay, let's put some systems in place. Just try to get our patient base a little bit more aligned with what we like to do as far as the type of dentistry. And to just like the patients that we feel like we best serve and we can best impact. And I think when you start to do these things, I always say, yeah, we've we get to a point in our patient base where patients get healthy. And it might not be all of our patient base, but certainly some of our patient base. That's the goal of recares, right?   We have recare patients, we bring them back, they continue to occasionally have things pop up, but for the most part, we've gotten them steady and stable. And then I think then it's the next layer. Okay, they're steady and stable, but do they love their smile? And if they don't love their smile, what do you have in your toolbox, right? That can help do that next layer. I think sometimes we get into like, hey, you know, I am getting a lot of new patients, but they're just healthy patients, right? They've been seen every six months. That doesn't mean there's nothing we can do for them. And sometimes creating your patient avatar and   Tiff (10:55) Yeah.   DAT-Dana (11:12) looking at your services helps expand like your way of thinking and the things that you can do for them to continue honestly and truly to continue doing dentistry on either your patient base or we've got to make a switch, right? And we've got to start to transition some of our patient base so that it is more ideal.   Tiff (11:24) Yeah.   Yeah, I love that. So something to consider as we were talking, I was thinking about like metrics and the metrics that we like to utilize within our ⁓ consulting to really help be able to account for capacity, right? Actual physical space capacity and patient patient-based capacity. And something we love to do is to consider the number of patients per hygiene day.   Now this can get a little confusing because you think just day of the week, right? There's seven days of the week. There's typically five days that are worthy of being open. ⁓ sometimes six if you're Saturday, and most of you are probably four days a week. Well, within those four days, you could have exponential amounts of hygiene days. So if Monday you've got three hygienists, that's three hygiene days. So per hygiene day per week, we really want to see 200 hygiene.   Active patients per hygiene day. So if on Monday you've got three hygienists working the full day, that's 600 active patients per that day. So you multiply that by every day of the week, and that tells you how many recare patients we tip we like easy numbers. You guys, 200 is an easy number. We love that. So we typically are going to use some formula to that capacity that will tell us how many active patients per hygiene day you should have.   And if you reverse engineer that, Dana, I love this because it tells us the capacity of our hygiene department, meaning, do we need more hygienists? Because doctors are always like, Do I should I want to hire? It's hard to hire. I've got a hygienist on the books, or I think I have I need more hygiene hours. I'm booked out this far. And honestly and truly, I feel like when we wait for that space where we're like, gosh, I'm at capacity, I can't fit any more patients, I'm booked out too far. That's when we're scrambling and trying to fix the space issue. And we get into this like frenzy.   Whereas if we're watching our our hygiene numbers, we're watching our active patient count and our new patients plus attrition, we can see what our capacity is going to be and we can better project when do I need to hire another hygienist and do I have the space for that? So if you if you work those numbers, you can start to see, okay, I have enough patients in my patient base right now to supply X amount of hygienists with X amount of working days. Now, given my   new patient count coming in and my attrition meaning how many am I losing on the back end, which should be very, very, very small. You guys, it should be patients moving or losing patients. I'm not gonna say why. you guys can understand. I don't like saying that. They just they're gone. So they didn't leave us for another dental practice. They moved away somewhere. ⁓ So that's your attrition. But taking those into consideration you can start to do the math and see okay with this new patient inflow,   I'm getting a positive net of new patients of X per month. This is how long it's gonna be that I'm gonna need another hygienist. So then Dana, I would say like probably two months ahead of that ish, maybe three, start looking for a hygienist. It's starting to get like finding an associate dentist anymore. So two to three months ahead of when you might need them, I would really start projecting and looking at.   hiring them. Now capacity-wise, Dana, that slides into, okay, this doctor that's listening now is like, cool, well, my I don't have an operatory. Okay, great. Well, now we look at some other options. And Dana, when there's ⁓ an option and not an option of another operatory, what do you like to look at for when you do ⁓ add in those hygienists for capacity wise?   DAT-Dana (15:04) Yeah. I think it is. It comes to are there days that we can add? Are there hours that we can add anywhere to be able to serve the patients? And again, I mean, yes, we're getting new patients in this scenario, but sometimes it's just to serve the patients who've been with the practice, right? Or just our recare patients. So how can we manipulate hours? How can we manipulate days? Is there any room anywhere ⁓ to be able to   see more patients within the allotted space. And you know, I will say I've got a practice in on the East Coast and it's just a three operatory practice, right? So we're constantly, constantly trying to game plan this capacity thing because there is no room for expansion. There is no and like they love the location. They and so we do you have to get a little bit creative. And sometimes it means like we do have a part-time hygienist that comes in on Saturdays. We do have a part-time hygienist that comes in on Fridays. We do we've expanded hours, we've done some kind   Tiff (15:38) yeah.   DAT-Dana (15:58) of   like split shift. And ⁓ again, I know sometimes offices hesitate with that, but like honestly and truly just ask your team, right? Your team will tell you like what they're willing and what they're not willing to do. And sometimes you'll be surprised how even manipulating shifts actually helps team members in their personal lives, right? We have those moms that maybe want to drop their kids off at school in the morning. So not starting until 10 is great for them. Right. And so until we have these conversations with team and we look at all these avenues and all the doors that we could open   the levers that we could pull to really be able to continue to grow even if we are at max capacity. I think that there are a number of things to look at before having to find a new building or add a second location or ⁓ those types of things. And so it can be a mix of changing hours, it can be a mix of adding providers, it can be a mix of adding days, all the things before it has to go to that point.   Tiff (16:41) Mm.   Yeah. That was a great ⁓ that was a great visual. The office, the three pr the three op practice. I definitely have I have one that's a four op and three hygienists. ⁓ so I I totally agree. And I love also in your mix there, you're talking about like adding hours and working. I they added hours there they're expanding by hours, but also something that I love doing is that smart scheduling.   Right. Block scheduling is wonderful. I know other people who love it. There are people who hate it. There are people who don't understand it. But block scheduling can truly, truly make it so that you can see your capacity so you can better schedule for one, but then also better prep and better like move forward. Something that I love doing is really looking at when you've got a smaller operator when you have 11 and you're like, I need the twelfth. You're like, cool, that's fine too. Take a day, look at your schedule and say, Okay, maybe on Wednesdays.   My doctor's gonna do like heavy, heavier appointments on doctor side. So we've got, you know, high production, high value production all day. Maybe there's some assistant driven stuff so they can still do some exams, but then I've got a hygienist that's running just SRPs. So like Wednesday is she's in doctor's operatory. So doc loses an operatory, doc is doing heavy in one column, doc loses an operatory, and I've got heavy SRPs. So we're not losing the production.   We're gaining the production and able to do the recares on the other days so that we can project out or Fridays. I have a lot of hygienists that will do that'll love to come in on a half day on Friday for like four hours and just bust out SRPs because back-to-back SRPs is hard, but it's when you've got a half a day of it, it's kind of like quick, easy production, get it done, and it makes it more valuable coming in for on a Friday. Yeah. And   Outside of that, so not even outside of that, I would say all of this combined. If your fee schedules are in alignment, if you know your capacity of your patient base, meaning how many patients do you have, how many hygienists do you need for that, how many doctors do you need for that, the capacity of your time, right? How how long are you working and are you being super effective and efficient within those hours? I've seen a lot of doctors as well. This is something we haven't mentioned yet. I did mention like block scheduling and eff efficient scheduling and hygiene.   But I've also seen a lot of doctors that are like willy-nilly doing a couple fillings here and there or the the front office ⁓ scheduling team is really just scheduling them to fill the schedule so there's no white space. I but it's not effective scheduling. And so we're really not producing what we should be, but we're also not using our chair time effectively. So when we have those smaller appointments, we're turning that room over so much. And if you think about it, Dana, I'm like, gosh, there's ten minutes at the beginning minimum.   DAT-Dana (19:23) I see.   Tiff (19:47) 10 minutes at the end minimum that an assistant is turning over that room. And so we're losing 20 minutes every appointment that's non-productive time. And within that, if we've got filling, filling, filling, filling, filling, and docs having to get up to go do exams, our our filling appointment, our filling appointment is longer because he, she has to get up and go do exams. Plus, we're losing that turnover time every single time. So if we can   utilize something like blocked scheduling or smart scheduling, however you want to do it, to not back to back to back the little appointments. They're gonna happen. I'm not saying overdiagnose and over-treat to not have little appointments. I'm saying let's butt those up against longer appointments so we're not losing that time. Is that something that you often see Dana within that with your with your client base of really restructuring the schedule to get the capacity up.   DAT-Dana (20:40) Yeah, I do. And and I usually will tackle it from like that's when we actually feel the capacity restraint, right? That's when it's like, my gosh, we're so burnt out and we're so and sometimes it is like, hey, can we schedule a little bit better so that like yes, we can value our time, we can make our time more efficient. And I always joke around with practices and say, can I get you to goal with 31 surface fillings? Yes, but can I get you there with three crowns? And doesn't that feel different?   Tiff (20:46) Mm.   DAT-Dana (21:06) Right. So I also think it's like how much we feel our capacity, right? Because that is so many more check-ins and checkouts and insurance verifications and like the workload just like duplicates and replicates for everybody on the team. And just like you said, then doctor having to get up and and you know, all that room turnover that happens with   Tiff (21:06) Yeah.   Yeah.   DAT-Dana (21:25) The clinical team. So I do feel like when you schedule strategically too, it helps you not feel the capacity restraints as well as allows you to be super efficient with your time and making sure that we're using like every 10 minutes we have within the day to be able to take care of patients.   Tiff (21:43) Yeah, I totally agree. I have a practice that just last week, ⁓ one of the doctors was like, I'm over this. I'm done. I'm I'm burnt out. And like we're over here trying to like untangle ⁓ financial stuff and and we're trying to untangle front office overload work overload and get things ⁓ efficient in both those areas and understood and do all of these like willy nilly appointments and anyways, yes. It it was like that was the breaking point was the   capacity and feeling like something's gotta give. Well, it's probably within your scheduling. I completely agree. And I feel that way too. If I if I overload my personal schedule or my work schedule and I've got too much going on and they're like, gosh, like these little tiny errands or calls, if I do my 30 minute coaching calls back to back for an entire day, I am exhausted at the end of the day compared to if I can get a couple of big chunked hour coaching calls in between those 30 minutes, I'm much more productive.   And I feel so much better at the end of the day. And it makes me think how lucky I am that I have been in dentistry for as long as I have been. And then I'm able to look at a schedule and really, really create a productive schedule for myself. So I love it, Dana. I I think action item-wise, ⁓ whether you're feeling capacity or not, I would constantly evaluate this area because the worst thing in my mind that I do for myself is wait until I'm burnt out to look at my capacity.   To wait until I'm burnt out to say something's got to give on my schedule. I really like looking at my schedule ahead and being like, that's gonna suck. Let me restructure, let me figure something out. Or like we do it too with our calls. You know, how many calls do we have? What does that look like? How can we get that done within the capacity of our timing? So I would say don't wait until it hurts to fix it. Make sure that you've got it ahead of time so that you cut the capacity doesn't burn you out. So   Evaluating the number of active patients you have, evaluating what you will have given your new patient influx and your attrition. Also, I really, really strongly advise ⁓ reactivation campaigns so that you're grasping a lot of the people who maybe attritioned out before. Your hygiene team, I think, will love you for that. Dana can Dana can do a whole podcast on not forgetting about our recare patients and the patients we already have. That is one hygiene 101. So make sure you're doing your patients right.   so evaluating your patient base, making sure you know what you have, what you're going to need, and evaluating your schedule. So before you even add hours, before you add days, look at are you being the most efficient and effective with the time that you have? Don't take more time away. ⁓ be super effective and efficient with the time that you have and be ⁓ collecting the fees. One, be collecting the fees you're already charging. So look at your AR. Two, charge.   what you deserve and collect the fees that you should be and then look at opening hours, opening days, and then look at opening more space in your practice is how I would recommend looking at that before jumping straight into more, more, more, bigger, bigger, better. And I think Dana, we are getting to the point of life where we're understanding bigger isn't always better. I love it. Awesome.   DAT-Dana (25:03) Yep, agreed.   Tiff (25:05) Hey Dana, thank you so much for this podcast today. This was fun. I'm glad we workshopped it ahead of time. I loved your ideas. ⁓ and everyone, thank you for listening. Drop us a five star review below. We love to hear your ideas, and that is an absolutely perfect place to put them. People read them. don't forget to subscribe and download these so that you'll always have them and you can go back. So when you're here driving, which I know many of you are, you can go back and listen to all those tidbits that   Dana dropped for you today. And Hello@TheDentalATeam.com is the easiest place to reach us. And we'll catch you next time. Thank you guys.  

Fr. Michael Duesterhaus was ordained to the priesthood for the Diocese of Arlington in 1991. He spent 27 years, Active and Reserves, as a Naval Chaplain, mostly serving with units of the U.S. Marine Corps. Father has presented over 125 formal cases before Tribunals of seven dioceses of the United States. He currently serves as Parochial Vicar at St. John the Baptist Parish in Front Royal, Virginia. In Today's Show: Do you have to love everyone to get to heaven?   Why is God more wrathful in the Old Testament? To what extent do we defend our faith? Is it OK for a Catholic layman to attend a Bar Mitzvah / Bat Mitzvah? What should a eucharistic minister do when they drop the consecrated host? Can you please help me with a complicated family situation? Is it ever licit for a non-service animal to be in the sanctuary during a Catholic Mass? If not, what can be done about it? ​​If someone has autism or ADHD, and they feel rejected by others within their church community because of their struggles and for being different, how can they see God in this? ​​​​What do you think is causing young people to be more and more interested in the Church?   Visit the show page at thestationofthecross.com/askapriest to listen live, check out the weekly lineup, listen to podcasts of past episodes, watch live video, find show resources, sign up for our mailing list of upcoming shows, and submit your question for Father!

The Denver May 2026 real estate market update delivered a surprise nobody saw coming. Active inventory dropped nearly 10% year over year, the first time that’s happened in years. Everyone expected the opposite. With affordability stretched and rates still elevated, the consensus was that inventory would keep climbing through 2026. Instead, new listings collapsed 17.2% and sellers are choosing to wait rather than test a softer market. Chris Lopez sits down with Jeff White of Envision Advisors, Brandon Scholten of Keyrenter, and Troy Howell of Nova Home Loans to unpack what’s actually happening underneath the headline numbers. Attached property average prices ticked up 3.4% year over year, days on market nearly tripled the median in some categories, and 71% of Denver agents closed zero deals last year. Then Brandon walks through Keyrenter’s new 3-7-12 day vacancy management plan and shares a real example where a $1,600 rental dropped to $1,475 by day seven and leased before the next adjustment. The team also breaks down why some Denver short-term rental operators are looking at midterm conversions as commercial tax rates eat their margins. The episode closes with a full deal breakdown on a Loveland fourplex at $685K with $27K in seller credits, all units renting at $1,400, and a creative third-bedroom conversion play hiding in the enclosed patios. This Denver May 2026 real estate market update covers the data, the strategy shifts, and the deal mechanics investors need to act on right now. In This Episode We Cover: Why Denver inventory dropped instead of climbing in May 2026 The 3-7-12 day rental pricing plan that’s cutting Keyrenter’s vacancy How short-term operators are dodging commercial tax rate hits The Loveland fourplex deal at $685K with $27K in concessions Why most lenders can’t or won’t structure post-closing contractor credits How to convert an enclosed patio into a third bedroom for higher rents If you invest in Colorado real estate or are watching the Denver housing market in May 2026, this episode covers the data and decisions that matter right now. Watch the Youtube Video Timestamps 00:00 Welcome and Panel Introductions Links in Podcast Troy Howell: troy.howell@novahomeloans.com LinkedIn: Troy Howell Website: https://www.novahomeloans.com/loan-officer/troy-howell/ Brandon Scholten: brandon@keyrenterdenver.com Website: https://keyrenterdenver.com/ Jeff White: jeff@envisionrea.com Now Hiring at Keyrenter Denver Keyrenter is hiring for a new midterm rental position to spearhead the Midterm Rental division. The role involves networking, client and tenant relations, and potentially some traditional leasing duties to start. Ideal candidates have some real estate investment experience of their own, whether that’s a house hack, a small rental portfolio, or active involvement in the local investor community. It’s a good fit for someone who wants to combine their investing interest with a day job in property management. Interested candidates can email amber@keyrenterdenver.com. Who is Keyrenter? Keyrenter Property Management Denver provides rental solutions for homeowners and real estate investors in the metro area who are interested in transforming their properties into passive income. It offers various services, from property marketing and thorough applicant screening to tenant placement and 24/7 maintenance services. Keyrenter Denver's team of experts can take the clients' burden of managing their rental off their hands so they can get back to what matters to them. Who is Nova Home Loans? For over 40 years, we've been focused on helping homeowners find the perfect loan to fit their financial needs and personal goals. Working with NOVA is a personalized experience from initial application to final loan closing and beyond. We will be with you every step of the way toward successful homeownership. Start working with NOVA & Troy Howell today! NOVA FINANCIAL & INVESTMENT CORPORATION, DBA NOVA HOME LOANS NMLS 3087/ EQUAL HOUSING OPPORTUNITY/8055 EAST TUFTS AVENUE, SUITE 101/DENVER, CO

Sports medicine physician,endurance athlete and 1% Better Podcast host  - Dave Lipman - checks in for a wide-ranging conversation covering the realities of podcasting, the future of endurance technology, recovery methods, supplements, sleep tracking, heat adaptation, longevity trends, GLP-1s, peptides, and where the line should be drawn between performance enhancement and fair competition. Dave Lipman Links: Instagram: https://www.instagram.com/drdavidlipman/ 1% Better Podcast Instagram: https://www.instagram.com/onepercentbetterpod/| 1% Better Podcast on Spotify: https://open.spotify.com/show/4bG2U3dciEduX8c3PUtkrQ Matt Fox Links: Instagram: https://www.instagram.com/mattinglisfox/ Coaching: https://www.sweatelitecoaching.com/ Supporters Club: https://www.sweatelite.co/supporters YouTube: https://www.youtube.com/@SweatElite Matt welcomes Dave back to the podcast and the pair begin by discussing the realities of producing endurance content. They talk about the challenges of scheduling guests, dealing with cancellations and technical issues, recording in person versus remotely, and why some of the best conversations happen when the host and guest don't know each other particularly well beforehand. Dave also shares his podcast inspirations, what he currently listens to, and the endurance personalities he would most like to interview. The conversation then shifts toward the future of endurance performance technology. Dave discusses continuous lactate monitoring, multi-analyte sensors capable of tracking biomarkers such as glucose, ketones, cortisol, and hormones, as well as emerging ventilation and respiratory wearables. They explore whether future devices will be able to separate metabolic stress from mechanical and neuromuscular load, creating more useful insights than current metrics alone. Matt and Dave discuss the balance between useful data and over-analysis, touching on sleep tracking, orthosomnia, and how athletes can become overly reliant on wearable feedback. Dave explains why subjective feel still matters and why training should ultimately enhance enjoyment rather than create more stress. The discussion moves into supplements, with Dave outlining his practical framework for evaluating evidence and deciding what is worth using. They cover bicarbonate products such as Maurten Bicarb and Nomio, creatine, beta-alanine, beet nitrates, taurine, and the supplement trends currently gaining traction in endurance sport. Recovery strategies are another major focus. Dave reviews the evidence surrounding ice baths, sauna use, heat adaptation, active versus passive heat exposure, and how timing these interventions incorrectly may blunt training adaptations. They also discuss sweat rate adaptations, the interaction between heat and altitude training, and examples of accidental training breakthroughs that emerged from environmental stress. The final section of the conversation examines the rapidly growing longevity and biohacking space. Matt and Dave discuss Bryan Johnson, GLP-1 medications, peptides, anti-aging interventions, anti-doping gray areas, and whether amateur athletes should be held to different standards than professionals. The discussion expands into super shoes, emerging performance technologies, and how the sport may need to adapt as new forms of enhancement become increasingly accessible. Episode Chapters 00:00 Welcome Back Dave 01:01 Podcasting Struggles 02:59 Remote vs In Person 05:06 Editing Norwegian Method 06:56 Podcast Inspirations 07:58 What We Listen To 12:26 Dream Guests List 13:51 Better Interview Flow 16:43 Future Endurance Tech 19:53 Continuous Biomarkers 21:55 Mechanical Load Insights 27:06 Cortisol and Lactate Nuances 31:24 Lactate Compartments 32:56 Tech and Overthinking 36:06 Train for Enjoyment 36:44 Sleep Tracking Pitfalls 40:13 Supplements Framework 47:21 Creatine, Beta-Alanine, and Beets 53:44 Taurine and Trends 56:31 Ice Baths Net Effect 01:02:37 Sauna Heat Adaptation 01:05:52 Heat Training Benefits 01:06:28 Sweat Rate Tradeoffs 01:07:30 Active vs Passive Heat 01:08:38 Heat Plus Altitude Synergy 01:09:15 Accidental Breakthrough Block 01:12:05 Longevity and Bryan Johnson 01:13:15 Complex Systems and Lifestyle 01:17:28 GLP-1s and Doping Rules 01:22:39 Peptides Gray Market Risks 01:23:44 Amateur Standards and Fairness 01:26:28 Super Shoes and Gray Areas 01:33:22 Wrapping Up and Podcast Plug

This is my updated base gear list heading into the 2026 hunting season. In this video, I go through everything I'm running—packs, shelters, optics, insulation, boots, rifles, water filtration, and more. This isn't sponsored hype—just real-world gear that works.

La spiritualité peut-elle devenir un véritable guide dans votre vie de femme dirigeante ? Dans cet épisode intime et profond, je partage comment la spiritualité m'aide à traverser les périodes d'incertitude, à prendre des décisions alignées et à faire confiance à la vie malgré la peur.À l'heure où beaucoup de femmes leaders ressentent de l'anxiété face au monde, aux crises et aux grands changements de vie, je vous propose une réflexion sur la foi, l'intuition, le leadership du cœur et la sagesse intérieure.Dans cet épisode, vous découvrez comment :Écouter votre intuition même lorsque la peur est présenteDévelopper une spiritualité incarnée dans votre quotidien professionnel et personnelFaire confiance à la vie pour avancer avec plus de sérénitéUtiliser le yoga et la méditation pour retrouver de la clarté intérieureCultiver un leadership féminin plus aligné, sensible et authentiqueJe vous partage aussi mon propre cheminement : mon rapport aux religions, au yoga, à la méditation, au sacré, aux signes, à la foi et à cette connexion profonde qui m'aide aujourd'hui à vivre et entreprendre autrement.Cette conversation autour de la spiritualité, du développement personnel et du leadership féminin est une invitation à ralentir, écouter votre cœur et avancer avec confiance, même sans tout maîtriser.Parce qu'être une femme dirigeante aujourd'hui ne consiste pas seulement à réussir professionnellement. C'est aussi apprendre à s'épanouir, à se reconnecter à soi et à construire une vie plus alignée avec ses valeurs profondes.Et si la spiritualité devenait non pas une fuite du réel, mais un ancrage puissant pour vivre pleinement votre carrière, vos relations et votre vie ?✨ Un épisode pour toutes les femmes leaders en quête de sens, de paix intérieure et d'ambition sereine.Pour vous abonner à ma lettre hebdomadaire dédiée aux dirigeantes : cliquez iciPour en savoir plus sur NOVA✨, l'accompagnement individuel de dirigeante : cliquez ici****Rejoignez la newsletter Sensées : elle vous donne accès à un concentré de coaching et d'inspiration. Inscrivez-vous gratuitement en cliquant ici. Tout comme sur le podcast Sensées, on y parle de leadership, d'ambition, de confiance en soi, de motivation, de carrière, d'outils de développement personnel, de management, de prise de poste, de prise de parole, et. : bref, de tout ce qui concerne le quotidien des femmes ambitieuses.***Avec NOVA, j'accompagne individuellement les dirigeantes. Dans ce programme de coaching et de mentoring, confidentiel et sur-mesure, je vous aide à dépasser vos challenges et atteindre vos objectifs, dans un contexte politique et stratégique qui demande de la hauteur, du sang-froid et une vision claire. Cliquez ici pour en savoir plus.**Notre guide "10 leviers essentiels pour les décideuses" est un véritable concentré d'outils de coaching et de mentoring, les mêmes que nous utilisons dans le programme Sensées. Il est conçu pour toutes les directrices, dirigeantes et entrepreneures qui sont fatiguées de porter seules les responsabilités. Si vous avez l'impression que votre quotidien vous échappe petit à petit, ce guide est fait pour vous. Cliquez ici pour obtenir votre exemplaire offert !*Vous représentez une entreprise et souhaitez développer le leadership de vos talents féminins ? : cliquez ici.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

What did "materialism" actually mean to the ancients, and how does it differ from our modern scientific understanding? In this episode, we sit down with Dr. Max Wade (Ph.D., Boston College) to bridge the gap between ancient Greek ontology and modern philosophical debates.We dive deep into the "weirdness" of ancient thought, exploring why the Stoics believed in physical gods and why the Epicureans were the only true ancient materialists. Dr. Wade challenges the secularized modern reading of Socrates and Plato, revealing how their theories of divine design were actually a reactionary response to pre-Socratic natural philosophy.In this episode, we discuss:The Miriology of Being: Why the relationship between parts and wholes is the key to unlocking ancient ontology.Active vs. Passive Matter: The crucial distinction that separates Platonists, Aristotelians, and Stoics from the Epicureans.The "Swerve": Why materialism and determinism were considered incompatible in the ancient world.Plato's Atlantis & Egyptian Wisdom: Why reading Plato literally misses his point about the soul's forgetfulness and eternal truth.Marxism & Hegel: How modern materialism is often a misreading of ancient concepts through a German Idealist lens.About Our Guest: Dr. Max Wade is a scholar of ancient philosophy whose dissertation focused on Plotinus' Ontology of Artifacts. Follow his work at maxway.substack.com.Send us Fan Mail Musis by Bitterlake, Used with Permission, all rights to BitterlakeSupport the showCrew:Host: C. Derick VarnIntro and Outro Music by Bitter Lake.Intro Video Design: Jason MylesArt Design: Corn and C. Derick VarnLinks and Social Media:twitter: @varnvlogblue sky: @varnvlog.bsky.socialYou can find the additional streams on YoutubeCurrent Patreon at the Sponsor Tier: Jordan Sheldon, Mark J. Matthews, Lindsay Kimbrough, RedWolf, DRV, Kenneth McKee, JY Chan, Matthew Monahan, Parzival, Adriel Mixon, Buddy Roark, Daniel Petrovic,Julian, Drea, Free Beer 

Most 55-plus communities still focus on the old model of retirement living. Amar Nagireddy and his team are building something very different. In this episode, Amar shares how they are developing wellness-focused active adult communities in Florida built around health, connection, and lifestyle. These projects include large clubhouses, wellness programs, social spaces, nature-focused environments, and services designed to help residents stay active and engaged. Amar also explains how his team moved from traditional multifamily investing into large-scale development projects and why they believe demand for these communities will continue growing. Key topics discussed: Building 55+ active adult communities Designing around wellness and longevity Why community and social connection matter The role of amenities like yoga, spas, and cooking classes Choosing locations near healthcare and assisted living Development challenges in today's market Marketing and lease-up strategies for large communities Guest Information: Amar Nagireddy Connect on LinkedIn by searching Amar Nagireddy Call To Action: Connect with Amar Nagireddy on LinkedIn to learn more about his active adult development projects in Florida.

What is the source of love? And what is belovedness?Belovedness engenders love. If you are actively cherished altruistically by another, despite all of your own shortcomings and feelings of loss and history, that spontaneously and inevitably creates the fruit of love. 1 John 4:9-10 tells us, "In this the love of God was made manifest among us, that God sent His only Son into the world, so that we might live through Him. In this is love, not that we have loved God but that He loved us and sent His Son to be the propitiation for our sins."Today Richard's guest is Paul Zahl, Dean Emeritus of Cathedral Church of the Advent in Birmingham, Alabama. He is an active member in Bible studies at The Center. >>Watch on YouTube*This episode features a clip from the 1954 film "Brigadoon" by director Vincente Minnelli, produced by MGM. Both the clip and the image used in the thumbnail belong to MGM. This talk provides commentary on the film and thus falls under fair use guidelines.

Why Mature Love With Men Is Rare and What You Can Do About It One of the cornerstones of a solid relationship is communication and the first step toward great communication is active listening. Have you heard that term before? Active listening is the act of intentionally engaging with communication. The goal of active listening is to avoid misunderstandings and to examine thoughts and perceptions between the speaker and the listener. We are NOT talking about listening with one ear while you’re on your phone, nodding your head and smiling in agreement. This is about devoting your attention to the other person, making eye contact, and really hearing what they have to say. Let’s explore the DEEPER ways we can connect with our partners and promote better communication. Let’s talk about…Why Mature Love With Men Is Rare and What You Can Do About It Resources: FREE Discovery Call ► http://jonathonaslay.com/coaching Join My VIP Group for $7– http://jonathonaslay.com/midlifelove Self-Love the Book: http://selflovethebook.com Recommended Books: http://jonathonaslay.com/jonathon-recommends

With markets simultaneously hitting record highs on AI optimism while facing war-driven inflation and potential rate hikes, some prominent voices are questioning whether passive index investing is still the right default strategy. We weigh the evidence on when active management or factor-based strategies may genuinely add value — and when they don't.Today's Stocks & Topics: Innovative Industrial Properties, Inc. (IIPR), Market Wrap, Space Exploration Technologies Corp. (SPCX), PPG Industries, Inc. (PPG), Are Index Funds Enough in a Volatile Market? The Case for and Against Active Strategies, Perusahaan Perseroan (Persero) PT Telekomunikasi Indonesia Tbk (TLK), Bitcoin Strategy, NVIDIA Corporation (NVDA), IPOs Time.Our Sponsors:* Check out Anthropic and use my code Claude.ai/invest for a great deal: https://www.anthropic.com* Check out Chilipad and use my code sleep.me/INVEST for a great deal: https://sleep.me* Check out Plaud AI and use my code INVEST for a great deal: https://plaud.ai* Check out Progressive: https://www.progressive.com* Check out Quince and use my code quince.com/invest for a great deal: https://www.quince.com* Check out Scribe and use my code scribe.how/invest for a great deal: https://scribe.com* Check out TaskRabbit and use my code INVEST for a great deal: https://taskrabbit.com* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands