Podcasts about Inventory

Eric Thompson hosts a very special episode featuring none other than Matthew Gardner, one of North America's leading real estate economists. Together, they dive deep into the real estate market at the halfway point of the year, providing clarity and data-driven insights to help you navigate the current landscape. Matthew cuts through the noise of media headlines, explaining why today's market isn't crashing and what key metrics you should really be watching. From the surprising strength of home prices to the truth about inventory levels, this conversation provides the perspective needed to be a proactive, trusted advisor. Discover the real driver behind mortgage rates (it's not what you think!), learn about the impact of tariffs on new construction, and get Matthew's forecast on transaction volume and interest rates for the coming years. This episode is packed with takeaways you can share directly with your clients to position yourself as a true market authority. Episode Highlights: An Introduction to Leading Real Estate Economist Matthew Gardner A Mid-Year Check-In on the Market's Vital Signs Why Prices are at an All-Time High and What It Means The Importance of Comparing Today's Inventory to 2019, Not Last Year Unpacking Why the Market is Not Going to Crash The True Connection Between 30-Year Mortgage Rates and the 10-Year Treasury Understanding the “Spread” and Why It's Wider Than Normal A Look Ahead at Where Interest Rates and Transaction Volume are Headed How Tariffs and Global Economics are Impacting Housing Costs Why New Construction is Now Directly Competing with the Resale Market The Biggest Challenge Facing the Next Generation of First-Time Homebuyers Key Takeaways: "For well-priced and well-positioned houses, there is still demand." "The terminal rate for 30-year fixed-rate mortgages is going to be around that 6 percent level." "New construction is competing with the resale market." "My biggest worry out there are our first-time buyers." "If there was a crash, I would be screaming it from the rooftops, as I was in 2005. But I just don't see it." "Twenty-seven percent of the things that go into a new-build home are imported from China." "The median age of a first-time buyer last year was 38. It's supposed to be around 30, 31... Why? Because, again, affordability." "It's not the amazing market that you saw over the course of coming out of COVID, but there is still a market." Links: Website: http://www.NinjaSelling.com/Podcast  Email: TSW@NinjaSelling.com  Phone: 1-800-254-1650  Podcast Facebook Group: http://www.facebook.com/TheNinjaSellingPodcast  Facebook: http://www.facebook.com/NinjaSelling  Instagram: @NinjaSellingOfficial LinkedIn: https://www.linkedin.com/company/ninjaselling  Upcoming Public Ninja Installations: https://NinjaSelling.com/events/list/?tribe_eventcategory%5B0%5D=183&tribe__ecp_custom_2%5B0%5D=Public  Ninja Coaching: http://www.NinjaSelling.com/course/ninja-coaching/ Matthew Gardner's LinkedIn and Facebook: mjdgardner Matthew Gardner's Email: m.gardner@gardnereconomics.com  

Welcome back to America's #1 Daily Podcast,  featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris?  Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. ******************* 2025's Real Estate Rollercoaster: Dodge the Career-Killers with THIS Mastermind!

GDP, Earnings and FOMC meeting Cover Art - Best Ever - Not... New term - QUISHING I gotchooo and Say less PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter INTERACTIVE BROKERS  Warm-Up - Cover Art - Best Ever - Not... - New term - QUISHING - I gotchooo and Say less Markets - What a Week! - GDP, Earnings and FOMC meeting - MORE ATHs! - Earnings Season Update - Homes - Capital Gains? Cover Art - Can we take a close look at what was AI generated this week? - At least TWO glaring issues ... China - another delay/pause? - President Trump tells reporters on Air Force One that he could meet with Chinese President Xi by the end of the year (???) EU Deal  - Framework of the deal seems done - 15% across the board tariff on EU goods into the US (a couple of exceptions) - Prices for Olive Oil from your favorite region is going up - Some new benefits for US cars into Europe - - If this is all so good for say US car manufactures, why aren't Ford and GM stocks doing anything? Earnings this week of note: - Microsoft (MSFT): Expected to report on July 30, 2025 - Meta Platforms (META): Scheduled to report on July 30, 2025 - Amazon (AMZN): Scheduled to report on July 31, 2025 - Apple (AAPL): Scheduled to report on July 31, 2025 --- Those 4 companies are 20% of the S&P weighting Earnings Season Update - Overall, 34% of the companies in the S&P 500 have reported actual results for Q2 2025 to date. Of these companies, 80% have reported actual EPS above estimates, which is above the 5-year average of 78% and above the 10-year average of 75%. - If 80% is the final number for the quarter, it will mark the largest percentage of S&P 500 companies reporting a positive EPS surprise for a quarter since Q3 2023 (81%). - In aggregate, companies are reporting earnings that are 6.1% above estimates, which is below the 5-year average of 9.1% and below the 10-year average of 6.9%. Real Estate  - Existing home sales fell 2.7% in June but were unchanged from June 2024. - According to the latest report from the National Association of Realtors®, record-high home prices, elevated mortgage rates, and a moderate supply are discouraging some potential home buyers, particularly first-time home purchasers. - The median existing-home sale price in June was $435,300, up from the May price of $423,700, and higher than the June 2024 price of $426,900 - Inventory ticked up from a 4.6-month supply in May to 4.7 months in June - Sales of single-family existing homes dipped 3.0% last month. The median single-family existing home price was $441,500 in June, compared to $428,800 in May and $432,900 in June 2024. Quishing - QR codes used to trick people into visiting malicious websites or unknowingly share private information, a scam that has become known as “quishing.” - The increasing prevalence of QR code scams prompted a warning from the Federal Trade Commission earlier this year about unwanted or unexpected packages showing up with a QR code that when scanned “could take you to a phishing website that steals your personal information, like credit card numbers or usernames and passwords. It could also download malware onto your phone and give hackers access to your device.” - There is work being doen to develop a “smart” QR code called a SDMQR (Self-Authenticating Dual-Modulated QR) that has built-in security to prevent scams. But first, he needs buy-in from Google and Microsoft, the companies that build the cameras and control the camera infrastructure. Thoughts? - During a pivotal push by Ukraine to retake territory from Russia in late September 2022, Elon Musk gave an order that disrupted the counteroffensive and dented Kyiv's trust ...

What happens when pet sitters take the leap into retail? Morgan and Austin Weber, owners of Lucky Pup Adventures, share how they purchased and now run Woofs and Waves, a beloved community pet store in Sioux Falls. They dive into the differences between managing a service business and a retail space, including inventory, staff training, and community outreach. They reflect on their complementary strengths and how they divide responsibilities for long-term growth. They also share how they're staying intentional about values, culture, and customer experience while preparing for potential future expansion. Main Topics Transitioning from service to retail Staff training and team culture Community outreach and partnerships Inventory and product selection Preparing for business growth Main takeaway: “You don't have to know everything about everything—you just need the right people passionate about the right things.” Running a business—especially in the pet industry—can feel overwhelming. From inventory and client care to marketing and employee training, there's always something new to learn. But the truth is, you don't need to be an expert in it all. What matters most is building a team where each person brings their strengths and passions to the table. When your fish lover geeks out over tanks and your dog nerd knows every ingredient in your food aisle, magic happens. Hire well, empower your people, and let their passion lead the way. Links: https://woofsandwaves.com https://www.instagram.com/woofsandwaves/ https://www.facebook.com/woofsandwaves Check out our Starter Packs See all of our discounts! Check out ProTrainings Code: CPR-petsitterconfessional for 10% off

A commentary and discussion on the Just for Today: Daily Meditations for Recovering Addicts. Contact Information: 919-675-1058 or facebook.com/groups/theanonpodcast

The real estate market is finding balance with inventory up 27% across regions and over one million listings nationally for the first time since 2019. Despite more inventory, we're still in a soft seller's market with approximately three months supply, though competition among sellers is increasing as listings outpace sales growth.• Inventory up 27% with over one million listings nationally for the first time since 2019• Months supply of inventory at approximately 3 months in most regions, 5-6 months in mountain areas• Days on market stabilized around 50 days, returning to more normal pace• Pricing is critical - properties priced right still sell quickly, but overpriced listings face multiple reductions• Sales pace up about 9% across regions during Q2• Median price appreciation averaging around 2% with average price appreciation around 4%• First-time homebuyers now averaging 36 years old and representing only 24% of transactions• Intergenerational wealth transfers provide opportunities for parents/grandparents to help with down payments• New construction and resale markets moving in same direction with builders offering significant concessions• Interest rate buy-downs are effective negotiation strategies for both new construction and resale propertiesPrice strategically, understand your hyper-local market conditions, and don't fall victim to misleading headlines. For parents and grandparents, consider helping the next generation with their homeownership journey now, rather than waiting to pass wealth later.

Stacey Kimball of Caldwell, ID shares how she went from cottage food to commercial kitchen to her own storefront by building relationships with her community and focusing on slow and consistent growthGet full show notes and transcript here: https://forrager.com/podcast/146

In this week's episode of FTR's Trucking Market Update podcast, we look at key indicators of the housing market and demand for manufactured products and we review some of the latest trade deals. Plus, we examine the latest data on pre-employment queries of the drug and alcohol clearinghouse and recap the week in diesel prices and the spot market for truck freight as usual.The Trucking Market Update is hosted by FTR's Vice President of Trucking, Avery Vise. As this information is presented, you are welcome to follow along and look at the graphs and indicators yourself by downloading the presentation.Download the PDF: https://ftrintel.com/trucking-podcast Support the show

In this episode of The Other 99%, hosts Lisa Duck and Susan Larimer discuss the challenges of managing excess inventory in direct sales businesses. They explore the psychological factors that lead to over-purchasing, such as FOMO (fear of missing out), and provide practical strategies for avoiding inventory accumulation. The conversation emphasizes the importance of creativity in moving inventory, including techniques like mystery bundles, flash sales, and themed sets. The hosts also highlight the significance of maintaining a profitable mindset and making informed purchasing decisions to ensure long-term success in direct sales.TakeawaysExcess inventory is a common issue in direct sales.FOMO can lead to over-purchasing and financial strain.It's important to regularly assess your inventory levels.Creative sales strategies can help move excess stock.Offering mystery bundles can attract customers and clear inventory.Flash sales can create urgency and boost sales.Themed sets can appeal to specific customer needs.Using inventory as a fundraiser can benefit the community.Maintaining a profitable mindset is crucial for success.Generosity in sharing products can lead to customer loyalty.Chapters00:00 Understanding Excess Inventory in Business06:54 Strategies to Avoid Over-Purchasing12:44 Effective Ways to Move Inventory18:48 Final Thoughts on Inventory and Profitability39:46 Introduction and Gratitude40:15 Engagement and Community BuildingThank you for tuning in to The Other 99%. If you enjoyed this episode, please take a moment to rate and review the podcast—it helps us reach more listeners like you! Don't forget to share this episode with your network and help spread the word.Interested in being a guest? ⁠Share your story here⁠Find me on social: ⁠Facebook⁠ | ⁠Instagram⁠ | ⁠lisaduck.com⁠Grab your ⁠ChatGPT Freebie here⁠Find Susan on social: ⁠Facebook⁠ | ⁠Instagram⁠ | ⁠susanlarimer.com⁠Grab your ⁠5-Step Customer Care Cheat Sheet here⁠Disclaimer: While we strive to provide valuable recommendations and insights, the opinions expressed in this podcast are those of the host and guests. We encourage you to conduct your own research before using any mentioned tools or services to ensure they align with your personal needs. Thank you for being part of The Other 99%!

In this episode, hosts Lois Houston and Nikita Abraham welcome back Cloud Delivery Lead Sarah Mahalik for a detailed tour of the four pillars of Oracle Fusion Cloud Applications: ERP, HCM, SCM, and CX.   Discover how Oracle weaves AI, analytics, and automation into every layer of enterprise operations. Plus, learn how Oracle Modern Best Practice is redefining digital workflows.   Oracle Fusion Cloud Applications: Process Essentials https://mylearn.oracle.com/ou/course/oracle-fusion-cloud-applications-foundation-hcm/146870 https://mylearn.oracle.com/ou/course/oracle-fusion-cloud-applications-foundations-enterprise-resource-planning-erp/146928/241047 https://mylearn.oracle.com/ou/course/oracle-fusion-cloud-applications-foundation-scm/146938 https://mylearn.oracle.com/ou/course/oracle-fusion-cloud-applications-foundation-cx/146972   Oracle University Learning Community: https://education.oracle.com/ou-community LinkedIn: https://www.linkedin.com/showcase/oracle-university/ X: https://x.com/Oracle_Edu   Special thanks to Arijit Ghosh, David Wright, Kris-Ann Nansen, Radhika Banka, and the OU Studio Team for helping us create this episode. ------------------------------------------------------------- Episode Transcript:   00:00   Welcome to the Oracle University Podcast, the first stop on your cloud journey. During this series of informative podcasts, we'll bring you foundational training on the most popular Oracle technologies. Let's get started!   00:25   Lois: Hello and welcome to the Oracle University Podcast! I'm Lois Houston, Director of Innovation Programs with Oracle University, and joining me is Nikita Abraham, Team Lead: Editorial Services.     Nikita: Hi everyone! Last week, we spoke about Oracle Cloud Apps and the Redwood design system. Today, we'll take a closer look at the four key pillars of Oracle Cloud Apps.    Lois: And we're so excited to have Sarah Mahalik back with us. Sarah is a Cloud Delivery Lead here at Oracle. Hi Sarah! In the last episode, we briefly spoke about the various Oracle Cloud Apps offerings and their capabilities. For anyone who missed that episode, can you give us a quick introduction?   01:06   Sarah: Oracle Cloud Applications is an incredibly broad suite that covers many of the most important business functions, from Human Capital Management, Supply Chain Management, to Enterprise Resource Planning and Customer Experience. The products in the Oracle Fusion Cloud Applications suite are organized by functional groups or pillars. All of these applications sit on Oracle Cloud Infrastructure, a foundation built from scratch to support mission-critical applications.    Oracle Fusion Applications deliver a single source of truth, enabling quick responses to disruptions and market opportunities. With unified data and consistent business rules, teams can build streamlined end-to-end processes, access real time analytics, and make faster data-driven decisions for improved outcomes.   01:52   Nikita: Ok, let's actually get into each of these areas. I think we can start with Human Capital Management.   Sarah: Oracle Human Capital Management is an end-to-end solution that allows you to manage all aspects of people data from hire to retire. It all starts with recruiting, or requisitions are used to advertise vacant positions, and candidates are managed through the hiring process. After recruitment, successful candidates are transferred to the human resources module.   You can configure the organization structure to mirror that of your business. And this allows for easy reorganization whenever the structure changes. People data is a staple element of HCM. Therefore, as part of this product, an HR specialist can manage everything about the employee life cycle, including promotions, transfers, general assignment changes, and terminations.   A robust self-service offering allows employees and managers to take ownership and responsibility for the data pertaining to themselves and their teams. By removing the burden of simple data processing from the HR specialists, it not only eases the pressure on the HR department but allows them to concentrate on more specialized tasks.   03:00   Lois: And how are the core products of HCM categorized?   Sarah: The core products of Human Capital Management are categorized into four main groupings according to their logical purpose. First up, we have our human resources. This grouping includes the elements for implementing and maintaining the enterprise and workforce structure and employee life cycle data. This is where you would configure the organization structure as well as manage an employee's data from the HR specialist point of view. In addition, modules such as benefits, work life, workforce modeling and planning, and advanced HCM controls also sit within this category.   This brings us to talent management. This category is one of the largest because it includes recruiting, learning, goals and performance management, career development, succession planning, talent reviews, and compensation. In addition to that, dynamic skills and opportunity marketplace are also included in this grouping. Within workforce management, you'll find absence management and time and labor.   These naturally sit together because most organizations that implement both configure it so that an employee can enter both work time and absences on a time card, instead of having to visit two different entry points. You'll also find workforce health and safety here. And finally, payroll. All aspects of payroll are included here, whether you're simply using global payroll or localizations, such as UK, Canada, and Mexico.   It also encompasses payroll interface for those organizations that run their payroll from another system, and just need to extract and migrate the relevant data from Fusion HCM Cloud. When talking about HCM systems, we cannot forget the employee self-service aspect of the product. For this, there's an employee experience module called Oracle Me. Here you'll find options, such as HCM communicate, touchpoints, journeys, HR help desk, and Oracle digital assistant.   All of these combined enable an employee to take control and ownership of their own data, and use the many self-help options to get the information they need quickly and efficiently. In order to control how the system behaves and how users interact with it and perform the various processes, there are configuration options. These options allow organizations to define such things as the user experience, workflows, and approval policies based on their business requirements. And to meet the constant need for reporting, there's analytics, planning, and data modeling.   And in addition to all of that, you can use configuration options, such as extensibility, integration, or import and extracts, security, and adaptive intelligence to help enhance the system and have it working and looking the way you need. Of course, much of these latter configuration items are not exclusive to HCM but are available for the Oracle Fusion Cloud as a whole.   05:47   Lois: That's great. Ok, let's move on to Oracle Enterprise Resource Planning, or ERP.   Sarah: This is a complete modern Cloud ERP suite that provides your teams with advanced capabilities, such as AI, to automate the manual processes that slow them down, analytics to react to market shifts in real time, and automatic updates to stay current and gain a competitive advantage.   Oracle Cloud ERP automates the entire Record to Report process and provides a common repository of information for global financial reporting and compliance. Within ERP, we have the broadest and deepest suite offering everything you need, from financials, project management, enterprise performance management, risk management and compliance, and analytics.    06:34   Nikita: Sarah, could you break down the different modules within ERP?   Sarah: First, we have Financials, which is a global financial platform that connects and automates your financial management processes, including payables, receivables, fixed assets, expenses, and reporting for a clear view into your total financial health. Oracle Project Management offers a single project cloud solution designed to help you gain a complete picture of your organization's project finances and operations. It's seamlessly integrated across the enterprise with the Oracle Fusion Cloud ERP, HCM, and SCM applications.   Oracle Fusion Cloud Enterprise Performance Management, or EPM, helps you model and plan across finance, HR, supply chain and sales, streamline the financial close process, and drive better decisions. Oracle Fusion Cloud Risk Management and Compliance is a security and audit solution that controls user access to your Oracle Cloud ERP financial data, monitors user activity, and makes it easier to meet compliance regulations through automation.   Oracle Risk Management Compliance uses AI and ML to strengthen financial controls to help prevent cash leaks, enforce audit, and protect against emerging risks, saving you hours of manual work. Oracle Analytics for Cloud ERP complements the embedded analytics in Cloud ERP to provide pre-packaged use cases, predictive analysis, and KPIs based on variance analysis and historical trends.    08:06   Lois: And what about Supply Chain Management?   Sarah: Oracle Supply Chain Management empowers organizations to plan, source, make, deliver, and service goods with agility and resilience. It offers a solution that integrates advanced capabilities, such as AI/ML and blockchain, to optimize the supply chain life cycle from start to finish.   08:31   Adopting a multicloud strategy is a big step towards future-proofing your business and we're here to help you navigate this complex landscape. With our suite of courses, you'll gain insights into network connectivity, security protocols, and the considerations of working across different cloud platforms. Start your journey today to multicloud today by visiting mylearn.oracle.com.    08:58   Nikita: Welcome back! Sarah, what makes Oracle Fusion SCM so powerful?   Sarah: When it comes to planning, you can leverage strategic, tactical, and operational processes for accurate forecasting and resource alignment. Sourcing and manufacturing help you streamline procurement and production to meet supply and demand efficiently. Inventory and warehousing processes ensure the right goods are available, stored, and managed effectively.   Fulfillment is also known as the pick, pack, and ship part of the supply chain and delivery entails order tracking and receipt. Having connected processes in place ensures that billing and revenue recognition are applied correctly on the goods and services. Great customer service models provide accurate tracking of customer orders and deliveries. And this can provide insight for an accurate picture of future planning, manufacturing, and inventory forecasts. This is a constant cycle because information and analytics feed into the planning process.   Oracle Supply Chain Management is designed to seamlessly integrate and optimize every step of the supply chain process, ensuring businesses can adapt to dynamic market conditions and customer expectations. The solution supports end-to-end supply chain processes and leverages cutting-edge technologies to transform how organizations manage their operations.   In planning, Oracle SCM empowers businesses with advanced planning tools to align supply and demand effectively. Sourcing and manufacturing assists in streamlining procurement and manufacturing workflows to drive efficiency. Inventory and warehousing optimizes inventory and warehouse management processes with intelligent capabilities.   Fulfillment delivery helps to accelerate order fulfillment and delivery operations to meet customer needs. And servicing allows you to maintain strong customer relationships through seamless post-sale servicing. Oracle SCM ensures an agile and resilient supply chain with the help of technologies like AI, ML, and blockchain. These tools empower organizations to stay competitive in a fast-paced environment while exceeding customer expectations.   11:03   Lois: To round out our discussion, let's talk about Oracle Customer Experience.   Sarah: Customer Experience, or CX, provides the platform and products necessary to capture all customer touch points and interactions. This platform also automates the business process from interest and lead generation to the sale and provision of products and services. The major product areas are marketing, sales, service, and CX platform.    11:32   Nikita: Could you dive a bit deeper into its key areas?   Sarah: Oracle Marketing solutions allow you to create targeted cross-channel marketing campaigns, optimize lead generation activities, personalize customer and prospect communication, and automate marketing activities. Use real-time data-driven insights to engage, convert, and nurture buyer relationships to increase sales. Featured products include Eloqua Marketing Automation, Responsys Campaign Management, CrowdTwist Loyalty and Engagement, Infinity Behavioral Intelligence, Unity Customer Data Platform, and more.   With Oracle Sales, you can deliver responsive selling across all touchpoints. Oracle Sales guides sellers with intelligent recommendations and gives them a faster path to critical records to help them focus on the right prospects at the right time. The modern, unified selling and buying approach of Oracle CX connects sales and commerce to service, marketing, and the entire customer experience. Featured products include Salesforce Automation, Sales Planning, Sales Performance Management, Configure, Price, and Quote, Subscription Management, Partner Relationship Management, and Customer Data Management.   Oracle Service enables you to help customers when and where they need you with automated workflows for customer self-service, agent-assisted service, and Field Service engagements. You can accelerate the resolution of service issues with AI-driven recommendations, unified data visibility, and cross-organization and cross-channel collaboration tools.   At Oracle, we make every customer interaction matter by using a suite of CX Cloud applications that connect marketing, sales, customer service, Field Service, and e-commerce. Oracle connects our customer experience systems with finance, supply chain, and HR on a unified cloud platform for a single, dynamic 360-degree view of the customer.   13:31   Lois: Before we wrap up, how does Oracle Modern Best Practice, or OMBP, fit into Oracle Cloud Apps?   Sarah: OMBP illustrates common business processes optimized to leverage the latest applications and technologies in Oracle Fusion Applications.   Oracle Modern Best Practice comprises reimagined industry standard business processes powered by Oracle technology. Engineered into Fusion Applications, OMBP simplifies and streamlines workflows, enabling organizations to leverage modern, efficient, and scalable practices. As we align more assets with OMBP, there will be a stronger connection between global process owners and business process innovation within a customer's organization.   OMBP was derived from over 10,000 successful delivery projects. To publish an OMBP, past Oracle projects were analyzed for successful and unsuccessful processes. Successful processes were reviewed and optimized by product experts, engineers, customers, and key users. Optimized processes were published to OMBP to make them available to other customers.   14:40   Lois: Well, that's it for this episode. Thank you, Sarah, for all of your incredible insights.    Nikita: If you want to learn more about what we discussed today, head over to mylearn.oracle.com and take a look at the Oracle Fusion Cloud Applications Process Essentials courses. Until next time, this is Nikita Abraham…   Lois: And Lois Houston, signing off!   15:01   That's all for this episode of the Oracle University Podcast. If you enjoyed listening, please click Subscribe to get all the latest episodes. We'd also love it if you would take a moment to rate and review us on your podcast app. See you again on the next episode of the Oracle University Podcast.  

TL;DR: Discover the shocking secrets to scoring unbeatable real estate deals in Santa Clarita with Connor MacIvor, ex-LAPD turned Realtor (CALDRE 01238257). This video reveals how to hunt for overlooked properties, leverage scarcity, and negotiate like a pro in Valencia's sizzling market. From unicorn homes to long-listed gems, learn pricing strategies and market trends to save thousands. Book a free consultation at ZoomMeSCV.com or call 661-888-4983 to jumpstart your journey!Hey, Santa Clarita house hunters! I'm Connor MacIvor, your no-nonsense Realtor who traded LAPD streets for real estate wins (CALDRE 01238257). In this video, we're cracking open the vault on how to score the ultimate real estate deals in Santa Clarita Valley. Think hidden gems, negotiation hacks, and properties that others miss. Whether you're eyeing Valencia's hottest spots or hunting bargains across the SCV, I'm sharing the playbook to make you the savviest player in the game. Let's dive in!

Take an early Alcohol & Anime episode this month for a special reason later as I bust out my not so hidden inventory of booze for Jujutsu Kaisen: Hidden Inventory/Premature Death! Thank you to my Ko-fi/Patreon member: + Julio Vasquez Music: Aa Rift by The A.C. Stories Be sure to follow me on all my social medias, too:https://ko-fi.com/theacstorieshttps://www.patreon.com/theacstorieshttps://discord.gg/x78UXV22XDhttps://www.instagram.com/the_ac_stories/https://bsky.app/profile/theacstories.bsky.socialhttps://www.threads.net/@the_ac_storieshttps://twitter.com/theacstorieshttps://www.facebook.com/theacstorieshttps://theacstories.wixsite.com/theacstorieshttps://www.twitch.com/theacstoriesOr, email me at: theacstories@gmail.com

California is facing a surprising twist in its real estate market—a massive pile-up of unsold homes.

In this episode, Captain Kaye and the Animation Guru discuss the newest on screen iteration of the Smurfs, as well as the compilation film Jujutsu Kaisen: Hidden Inventory/Premature Death, and by extension, Season 2 of the anime!

Key Takeaways: Balance Borrowing and Your Own Money: Use a healthy mix of loan money and your own savings. This helps you stay in control of your business and reach your goals. Be Smart with Your Budget: Long-term success means being careful with spending and planning where your money goes—not just chasing quick profits. Think About Risks and Rewards: Before making big decisions, look at both the possible benefits and the risks. This helps protect your business from future problems. Know How Much You Can Pay Back: Don't borrow more than your business can handle. Make sure you can repay loans without hurting your business later. Spend to Grow, Not Just to Save: Making money isn't only about cutting costs. Spending wisely—like on marketing—can help your business grow, even during slow times.   Chapters: Timestamp Summary 0:00 Balancing Borrowing and Personal Funds in Business Growth 1:30 Balancing Borrowed and Personal Funds in Business Ventures 4:05 Managing Cash Flow and Inventory for Holiday Sales 4:25 Balancing High Returns and Downside Risk in Business Decisions 5:53 Building a Business Without Relying on Venture Capital 6:59 Financial Discipline and Strategies for Business Success   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

We're in an erratic real estate market. Inventory is rising. Home prices are fluctuating. The job market and salaries are signaling a recession, and it's worth asking, is the world coming to an end?    Now is the time to slow down and really get a handle on what's happening—so you can communicate it to your clients and keep business moving forward.    In this episode of the podcast, Tom Ferry talks with three world-class market experts to unpack what's really happening in the real estate market: -Lance Lambert (Co-Founder of ResiClub)  -David Childers (President of Keeping Current Matters) -Ken Pozek (Orlando super-agent)    You'll learn the economic indicators that you need to be paying attention to, the context to help you explain them, and the knowledge to make you the smartest agent in your area.    This episode is a must-watch for anyone who wants to understand today's real estate market, so watch or listen now!   

This Is How Jordan Gitterman Is Putting Business Inventory on the BlockchainLearn the mindset and moves that lead to real results.Jordan: https://www.instagram.com/j.tokenshttps://www.linkedin.com/in/j-tokens/ Please visit my website to get more information: http://diversifiedgame.com/

Espresso's are powered by our brand new sponsor, Unleashed!1. What on earth is Unleashed, I hear you asking?Unleashed is Inventory management software that talks to your financial and eComm software. We use it daily at Islands. It's BANGING!!2.  Why Unleashed will change your life as a foodie founder?Cut admin time in half. Save money. Lots of money. Get lucid clarity on margins. Be all over cash flow, after all cash is king. Manage stock and cash flow.3. The biggest brands in FMCG love love UnleashedYour fave brands like Candy Kittens, Tiny Rebel, TRIP use religiously. Tarquins Gin, Three Spirit, Minor Figures, The Turmeric Co., Volcano Coffee4. Do yourself a favourGET YOURSELF 2 MONTHS FREE USING THIS magical link♨️Still bloody HUNGRY? Course ya are. Each week I spend 15 hours writing my newsletter. It'll take you 5 mins to read. Full of wisdom from the biggest names in food and drink. Subscribe here

Part 8 of a 9 part series with tips for fun treasure hunt sourcing and selling - reflections and ideas for the unsold stuff. SmilingForSuccess22@gmail.com IG DebbieParkerNet

In today's FittBite, I'm sharing the ultimate framework to perfectly forecast your activewear inventory. I'll walk you through practical strategies like lifecycle mapping, test-and-replenish methods, and a simple formula to determine optimal inventory levels. Learn exactly how brands like Gymshark and Lululemon manage inventory efficiently. Tune in and never lose money on excess inventory or disappointed customers again.Book a 1 on 1 with our host, Shadi for personalized advice on how to create and grow your fashion business: https://www.fittdesign.com/services/consultation Design your own collection with our instantly downloadable factory ready tech pack templates: FittDesign Tech Pack Templates Follow our host on instagram: https://www.instagram.com/shadiadada/ https://www.instagram.com/fittdesign/ Got any other questions, email us for an instant response at: studio@fittdesign.com Subscribe to our weekly fashion design podcast (New episodes every Thursday at 4pm CST): https://podcasts.apple.com/gb/podcast/the-fittdesign-podcast/id1454410683 Visit our website:https://www.fittdesign.com/ Follow us on:https://www.linkedin.com/company/fittdesign/ https://www.facebook.com/fittdesign https://www.pinterest.com/fittdesign/ https://www.behance....

Mario Innecco sees a lot of signs that the banking cartel manipulating paper silver contracts are losing their grip, as more big money stands for delivery, a move Mario points out is kryptonite to the bankers. Mario lays out his thesis for where we're currently at when it comes to naked shorting and price manipulation in the silver sector, and why there's no way the game can continue for much longer. Mario also discusses the new gold exchange opening in Russia and how it could impact the market, the recent BRICS summit and the progress they're making to circumvent the dollar, and much more.Get Your Commodity Culture Merch: https://commodity-culture-shop.fourthwall.comManeco64 Youtube Channel: https://www.youtube.com/@maneco64Follow Jesse Day on X: https://x.com/jessebdayCommodity Culture on Youtube: https://youtube.com/c/CommodityCulture

In this week's episode of FTR's Trucking Market Update podcast, we dig into some key indicators of the industrial, consumer, and housing sectors, including manufacturing output, retail sales, inventories, and residential construction. Plus, we recap the latest week in diesel prices and the spot market for truck freight. The Trucking Market Update is hosted by FTR's Vice President of Trucking, Avery Vise. As this information is presented, you are welcome to follow along and look at the graphs and indicators yourself by downloading the presentation.Download the PDF: https://ftrintel.com/trucking-podcast Support the show

Wondering "How's the market?" Here's your deep dive into the Greater Philadelphia real estate market for June 2025. We break down key stats across Chester, Delaware, Montgomery, Bucks, and Philadelphia counties — plus parts of South Jersey and Delaware. Whether you're buying, selling, or investing, find out what's driving home prices, inventory, buyer demand, and mortgage rates right now.

Segment 1: Ilyce Glink, owner of Think Glink Media and Best Money Moves, joins John Williams to talk about home inventory hitting a 5-year high, and the latest ping pong game of ‘he said-he said’ between President Trump and Treasury Secretary Scott Bessent. Segment 2: Jim Dallke, Director of Communications, TechNexus Venture Collaborative, tells John about the big events happening for TechChicago […]

In this week's episode of The Vancouver Life Real Estate Podcast, we unpack a tidal wave of economic data that's painting a clear — and sobering — picture for Canada's housing and financial landscape. The big headline? There will be no rate cut in July. Inflation is ticking up again, job numbers came in scorching hot, and bond yields are surging — all of which are keeping fixed mortgage rates in the uncomfortable mid-4% range.— We begin with an announcement for homeowners: our team is hosting a live webinar that breaks down how Bill 44 (the Small-Scale Multi-Unit Housing Initiative) is reshaping Vancouver's real estate game. With over 700 building permits already submitted between Vancouver and Burnaby and projects under construction right now, homeowners can now partner with developers, leverage new zoning allowances, and walk away with up to $1 million more than a traditional home sale. Curious? We'll show you real numbers, real case studies, and a clear step-by-step process on how to get involved. Register at www.thevancouverlife.com/multiplex Next, we highlight the launch of our latest project, Sarena, a new 7-unit boutique townhome development in Richmond. Each 3-bed, 3-bath home is priced under $1M, allowing first-time buyers to claim the GST rebate while enjoying private outdoor space, timeless design, and air conditioning. Visit SarenaLiving.com for details.— On the macro side, Canada's June jobs report beat expectations, adding 83,100 jobs instead of the predicted 3,000 loss. While impressive on paper, most were part-time roles. Youth unemployment remains stuck at 14.2%, and wage growth continues to outpace inflation. Speaking of inflation — it's back up to 1.9%, and core measures remain sticky. That's why bond markets are pricing in zero chance of a July rate cut.We then shift to the June housing data for Canada: home sales are up modestly month-over-month and year-over-year, especially in the GTA. Inventory is hovering just below long-term averages, and national home prices are down only 1.3% year-over-year. It's what we call a "flatline market" — stable, slow-moving, and possibly already past the bottom of this cycle.Toronto gets its own spotlight. While condo prices are down 22% from peak and back to March 2021 levels, cash flow metrics are improving. Negative carry is down from -$950/month to -$300, and factoring in mortgage pay down, investors are now in slightly positive territory. Still, sales are tepid and inventory is high — a tipping point is coming, but we're not there yet.Then comes the gut punch: Toronto's pre-sale condo market is collapsing. Q2 saw only 502 new condo sales — a shocking 91% below the 10-year average. Over 4,300 units have been cancelled since 2024, and inventory has ballooned to 60 months of unsold stock. Developers are pulling back, new launches are rare, and some are converting to rentals to stay afloat.This episode is a wake-up call and a roadmap — whether you're a homeowner, investor, or buyer, understanding what's happening beneath the headlines is critical to making informed real estate decisions in 2025.

Pahrump presents a unique opportunity for home buyers, with affordable prices and a wide range of new construction properties to choose from. But what makes the market there so great, and how can you tell if now is your time to buy? Visit https://www.dreamteampahrump.com/active-listings/ The Dream Team at Access Realty, LLC City: Pahrump Address: 2301 Winery Rd Ste 101 Website: https://dreamteampahrump.com/

The real estate correction is here, but is a crash coming next? New data suggests sellers are getting increasingly frustrated as their houses sit—and they've finally had enough. Buyers are ready to pounce on lower-priced homes, but can they actually afford them? If you're investing in real estate, is now the best time in a long time to fight for a price cut or seller concession? We're back with our monthly housing market update, sharing our supply, demand, and home price predictions. Inventory is growing—fast. We're up double-digit percentage points year-over-year. But buyers are starting to catch on, getting back into the market. So, if we've got supply and demand, why are home prices falling—and could they fall even more? With so many homes on the market, are we on a crash course? What's stopping us from seeing double-digit home price declines in the most oversupplied markets? We're halfway through 2025, with a much better outlook on what's to come. Dave is giving a full update in today's episode on home prices, new listings, buyer demand, and the likelihood that this correction goes even deeper, becoming a full-fledged housing market crash. In This Episode We Cover Why sellers are quitting the housing market even as buyer demand grows  The key metric that proves you can get price cuts in 2025 (start negotiating!) The worrying trend for home prices that could foreshadow even more declines  One sector of real estate that is seeing massive distress (and foreclosure problems)  Markets with the best and worst home price trends (markets to target?) And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1149 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you and your partner truly able to communicate your needs, desires, and boundaries around sexual intimacy without fear of judgment?Do past experiences, trauma, or upbringing impact the way you connect sexually with your partner?How can couples bridge the gap when one partner is satisfied with the frequency of intimacy and the other is not?In this transformative episode of Relationship Renovation, hosts Tarah and EJ Kerwin introduce listeners to their brand-new Relationship Renovation Sexual Intimacy Inventory—a powerful tool designed to spark open, honest, and non-triggering conversations about sexual intimacy. As Tarah and EJ model the inventory in real-time, they share personal insights, explore vulnerable topics such as emotional safety, sexual satisfaction, communication challenges, and the impact of trauma and upbringing on their intimate connection. This episode offers you concrete questions and strategies to bring more connection, understanding, and growth to your own relationship, whether you're struggling with mismatched desire, communication hurdles, or want to deepen your bond.Tune in to discover how Tarah and EJ have cultivated emotional safety and acceptance while navigating differences in their sexual relationship—and learn how you can apply these best practices to your own partnership. With practical tips, honest dialogue, and a free downloadable worksheet, this episode will help you move past avoidance, negotiate your needs, and foster an intimate, resilient, and satisfying partnership. Don't miss out on this invaluable conversation that will motivate, inspire, and equip you to renovate your sexual intimacy together!Support this podcast at — https://redcircle.com/he-said-she-said/donationsAdvertising Inquiries: https://redcircle.com/brands

Key Takeaways: Manage Your Cash Flow: Set clear money goals to make sure you have enough cash for both your business and personal plans—like birthday celebrations or other important events. Use Benchmarks to Grow: Compare your results to common standards (benchmarks) to help guide your investments and make smarter use of your time and money. Watch Inventory and Equipment: Buy inventory based on how well it sells, and regularly check the value of older equipment to make your money work better. Encourage Quick Payments: Give small discounts or rewards to customers who pay early. This helps you get cash faster and use it to run your business better. Make Money Choices That Match Your Goals: Make sure your financial decisions and daily actions reflect your values and long-term goals, so your business grows in a healthy, lasting way.   Chapters: Timestamp Summary 0:00 Balancing Business Cash Flow for Financial Independence 2:34 Aligning Business Investments With Personal and Financial Goals 5:54 Effective Inventory Management and Asset Evaluation Strategies 8:08 The Debate Over Property Tax and Asset Valuation 9:34 Strategies to Encourage Faster Customer Payments   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Mitch Brady partnered with PartsEdge to refine his company's parts inventory. He uncovered and resolved issues with broad phase-in/phase-out criteria by customizing categorization for each part. This optimized stock, improved team clarity, and fine-tuned parts management.Together, Kaylee and Mitch dive into how using PartsEdge not only enhanced inventory efficiency at Ressler Toyota but also uncovered hidden challenges and gave Mitch the tools to be creative with inventory management. Hear about actionable strategies for reducing obsolescence, tailoring phase-in and phase-out criteria, and leveraging data to make smarter decisions—all while maintaining a perfectly balanced inventory.If you're a parts manager looking for practical insights and real-world success stories, you won't want to miss Mitch's honest take on the impact of PartsEdge and the value of having a true partner in your corner. Let's get into it!--------------------------------------------This show is powered by PartsEdge: Your go-to solution for transforming dealership parts inventory into a powerhouse of profitability. Our strategies are proven to amp up parts sales by a whopping 20%, all while cutting down on idle inventory. If you're looking to optimize your parts management, visit

Astronauts regularly spend time doing a little housekeeping to be sure everything on station is in working order.

Do you have a family member/loved one who struggles with addiction?: https://www.realrecoverytalk.com/frc In today's episode, Erik takes us through  Sex Inventory from the Big Book of Alcoholics Anonymous Treatment Prep Guide: https://www.realrecoverytalk.com/treatmentprep SoberLink: https://www.soberlink.com/partners-family-and-friends/rrt Join our Big Book Study! https://www.realrecoverytalk.com/bigbookstudy Join our FREE FB Support group!: https://www.facebook.com/groups/realrecoverytalk Download our free guides!: https://www.realrecoverytalk.com/guides Tom IG: https://www.instagram.com/realrecoverytalktom/ Ben IG: https://www.instagram.com/realrecoverytalkben/ RRT IG: https://www.instagram.com/realrecoverytalkpodcast/

PREVIEW: INFLATIONARY TARIFFS: Colleague Liz Peek comments on the observation that inflation has been checked by ordering abundant inventory in the first half of the year. More to come. 1920 FORD

Today on CarEdge Live, Ray and Zach discuss the latest data from Cox Automotive about the state of the new and used car market. Tune in to learn more!

US June consumer price inflation is the first number that might show trade tax effects. Only half the expected trade tax rise has hit the economy so far. Inventory stockpiling means pre-tax items are still available. How readily US firms can pass on price increases matters. Post-pandemic inflation made this easier. Tariffs have dominated the (non-Republican) media narrative, making price increases easier. The details, not the headlines, will indicate the potential scale of the inflation surge.

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inventory, mortgage spreads, a possible cut of the capital gains tax, and Jerome Powell. Related to this episode: Housing inventory actually fell last week. What is going on?  ⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Can software solve one of the most stubborn inefficiencies in the aesthetic space? Niklas Hess thinks so—and he's got the platform to prove it. In this forward-thinking episode, Dr. Grant Stevens welcomes the founder and CEO of Medvelle, a company that's quietly powering some of the biggest rollups, franchises, and high-volume aesthetic clinics in the U.S.Born in Germany and trained across Spain, Australia, and the U.S., Niklas brings a rare blend of business acumen and healthcare insight to his mission. He explains how Medvelle eliminates waste, automates procurement, and gives practices real-time control over inventory—without requiring users to become supply chain experts themselves.You'll hear how practices are leveraging Medvelle to increase margins, reduce errors, and scale more efficiently than ever before—all through one simple, subscription-based tech solution. If you've ever dealt with overstocked closets or last-minute injectable shortages, this is an episode you can't afford to miss.» Apple Podcasts | https://podcasts.apple.com/us/podcast/technology-of-beauty/id1510898426» Spotify | https://open.spotify.com/show/0hEIiwccpZUUHuMhlyCOAm» Recent episodes | https://www.influxmarketing.com/technology-of-beauty/» Instagram | https://www.instagram.com/thetechnologyofbeauty/» LinkedIn | https://www.linkedin.com/company/the-technology-of-beauty/The Technology of Beauty is produced by Influx Marketing, The Digital Agency for Aesthetic Practices. https://www.influxmarketing.com/Want more aesthetic insights? Subscribe to Next Level Practices, the show where we discuss the ever-changing world of digital marketing and patient acquisition and bring you the latest ideas, strategies, and tactics to help you take your practice to the next level. https://www.influxmarketing.com/next-level-practices/

 In this week's episode of FTR's Trucking Market Update, we review another bit change in spot market rates. Also, we summarize the latest actions related to tariffs and address data on vehicle sales, wholesale inventories, and business applications. Plus, we recap the week in diesel prices. The Trucking Market Update is hosted by FTR's Vice President of Trucking, Avery Vise. As this information is presented, you are welcome to follow along and look at the graphs and indicators yourself by downloading the presentation.Download the PDF: https://ftrintel.com/trucking-podcast Support the show

On today's episode, HousingWire's Senior Director of Data and Content Tracey Velt talks to Lead Analyst Logan Mohtashami on what happens to inventory if rates get to 6%, inflation predictions and what the Fed will be looking at over the next six months. Related to this episode: What's Fed Chair Jerome Powell's next move on rate cuts? ⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textToday's topic: Is it my inventory or is it yours? 

The housing market is shifting and we are not on the same page. After years of aligned optimism, this episode marks a sharp divide in how we see 2025 unfolding. Inventory is growing, demand is strained, and the power dynamic between buyers and sellers is starting to change. If you're trying to buy, sell, or even just understand what's going on out there, this conversation is exactly what you need. Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Join real estate coaches Michael and Stevie Fanning as they tackle the challenging conversations defining success in today's shifted market. Learn proven frameworks to navigate hesitant buyers, low offer standoffs, and seller expectations with confidence.[0:00-3:00] Market Reality CheckCurrent market data: 28% homes sell above asking (vs 53% at peak)Inventory above 1M listings, 51+ days on market7% spread between asking and sales price[3:00-12:00] Scenario 1: Hesitant Buyers - From Paralysis to Permission40% of buyers currently on pauseFramework: Redirect from market timing to life timingKey phrase: "What would need to happen for you to feel confident?"Validation before redirection technique[12:00-22:00] Scenario 2: Low Offer Standoff - Protecting Your SellerCase study: $2.1M listing, $1.9M offer scenarioTactical empathy approach from "Never Split the Difference"Risk/reward framework for decision makingProfessional positioning over people-pleasing[22:00-32:00] Scenario 3: Setting Expectations from Day OneMarket education before property evaluationCMA as credibility builder, not just dataHandling "another agent promised more" objectionsRole-play demonstration of pricing conversations[32:00-37:00] Communication Toolkit & Action ItemsFour core strategies: tactical empathy, calibrated questions, data positioning, permission-based selling30-day challenge for skill development✅ Validate emotions before presenting data - acknowledge feelings first✅ Ask calibrated questions - make clients think rather than leading them✅ Let data be the messenger - position market as decision driver✅ Focus on life timing vs market timing with buyers✅ Use risk/reward framework for seller conversations✅ Build credibility through performance metrics not promises"I can hear the [emotion] in your voice, and it sounds like you feel...""What would need to be true for you to feel confident moving forward?""The market is telling us a story right now...""My commitment isn't to promise the highest price—it's to help you get the best results""Never Split the Difference" by Chris VossWindermere's Present tools (First Offers, Pricing Pond)Weekly Path Call (Thursdays 10:10 AM PST)Windermere Coaching servicesContact: fanning@windermere.com for coaching or podcast ideasRemember: Every difficult conversation is an opportunity to demonstrate your value as a trusted advisor.

Struggling to strike the right balance between too much inventory and not enough? In this episode, we explore smart ways to manage product stock—especially when space and cash are tight. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.

This podcast is a short daily audio provided by the online recovery group Transitions Daily. The daily distribution consists of different recovery quotes from various resources, including; Twenty-Four Hours a Day, A.A. Thought for the Day, Daily Reflections, Big Book Quote, Just for Today, As Bill Sees It, plus more! Transitions Daily also distributes this same content in a daily email with a secret Facebook group for discussion. Go to www.DailyAAEmails.com for more information.   Do you want to stop drinking? Have you ever listened to sobriety podcasts? Does alcoholism or addiction run in your family? Have you tried Alcoholics Anonymous or the 12 Steps of A.A.? Are you considering how to get sober? Are you seriously thinking about sobriety for the first time? Is alcohol controlling your life as never before? If so, you will definitely want to check out this recovery podcast.

Links & ResourcesFollow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠Check out our recommended tool: ⁠Prop Stream⁠Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

Inventory is up 31% causing 40% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate questions LIVE!Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

If you're thinking of ordering a Pray & Plan teacher planner, be sure to order soon, as stock is starting to run low! Check it out & get yours at www.teach4theheart.com/planner. Pray & Plan is a beautiful planner that helps Christian teachers prioritize what matters most - at home, at school, & in their spiritual walk.

The U.S. housing market appears to be stuck. Our co-heads of Securitized Product research, Jay Bacow and James Egan, explain how supply and demand, as well as mortgage rates, play a role in the cooling market.Read more insights from Morgan Stanley.----- Transcript -----James Egan: Welcome to Thoughts on the Market. I'm Jim Egan, co-head of Securitized Products Research at Morgan Stanley.Jay Bacow: And I'm Jay Bacow, the other co-head of Securitized Products Research at Morgan Stanley. And after getting through last week's blistering hot temperatures, today we're going to talk about what may be a cooling housing market. It's Monday, June 30th at 2:30pm in New York. Now, Jim, home prices. We just got another index. They set another record high, but the pace of growth – the acceleration as a physicist in me wants to say – appears to be slowing. What's going on here?James Egan: The pace of home price growth reported this month was 2.7 percent. That is the lowest that it's been since August of 2023. And in our view, the reason's pretty simple. Supply is increasing, while demand has stalled.Jay Bacow: But Jim, this was a report for the spring selling season. I know we got it in June, but this is supposed to be the busiest time of the year. People are happy to go around. They're looking at moving over the summer when the kids aren't in school. We should be expecting the supply to increase. Are you saying that it's happening more than it's anticipated?James Egan: That is what we're saying. Now, we should be expecting inventories today to be higher than they were in, call it January or February. That's exactly the seasonality that you're referring to. But it's the year-over-year growth we're paying attention to here. Homes listed for sale are up year-over-year, 18 months in a row. And that pace, it's been accelerating. Over the past 40 years, the pace of growth from this past month was only eclipsed one time, the Great Financial Crisis.Jay Bacow: [sighs] I always get a little worried when the housing analyst brings up the Great Financial Crisis. Are you saying that this time the demand isn't responding?James Egan: That is what we're saying. So, through the first five months of this year, existing home sales are only down about 2 percent versus the first five months of 2024. So they've basically kind of plateaued at these levels. But that also means that we're seeing the fewest number of transactions through May in a calendar year since 2009. And that combination of easing inventory and lackluster demand, it's pushed months of supply back to levels that we haven't seen since the beginning of this pandemic. Call it the fourth quarter of 2019, first quarter of 2020, right before inventory has really plummeted to historic lows.Jay Bacow: All right, so 2009, another financial crisis reference. But you're also – you're speaking around a national level, and as a housing analyst, I feel like you haven't really spoken about the three most important factors when we think about things which are: Location. Location. And location.James Egan: Absolutely. And the deceleration that we're seeing in home price growth – and I would point out it is still growth – has been pervasive across the country. Year-over-year, HPA is now decelerating in 100 percent of the top 100 MSAs, for which we have data. In fact, a full quarter of them, 25 percent of these cities are now actually seeing prices decline on a year-over-year basis. And that's up from just 5 percent with declining home prices one year ago.Jay Bacow: As a homeowner, I do like the home price growth. And is it the same story when you look more narrowly around supply and demand?James Egan: So, there might be some geographical nuances, but we do think that it largely boils down to that. Local inventory growth has been a very good indicator of weaker home price performance, particularly the level of for-sale inventory today versus that fourth quarter of 2019. If we look at it on a geographic basis, of 14 MSAs that have the highest level of inventory today compared to 2019, 11 of them are in either Florida or Texas. On the other end of the spectrum, the cities where inventory remains furthest away from where it was four and a half years ago, they're in the Northeast, they're in the Midwest.Jay Bacow: As somebody who lives in the Northeast, I'd like to hear that again. But you're also; you're quoting existing prices, which that's been the outperformer in the housing market. Right?James Egan: Exactly. New home prices have actually been decreasing year-over-year for the past year and a half at this point. It's actually brought the basis between new home prices, which tend to trade at a little bit of a premium to existing sales; it's brought that basis to its tightest level that we've seen in at least 30 years. And that's before we take into account the fact that home builders have been buying down some of these mortgage rates. But Jay, you've recently done some work trying to size this.Jay Bacow: Yeah. First it might help to explain what a buydown is.A home builder might have a new home listed at say, $450,000. And with mortgage rates in the context of about 6.5 percent right now, the home buyer might not be able to afford that, so they offer to pay less. The home builder – often many of them also have an origination arm as well. They'll say, you know what? We'll sell it to you at that $450,000, but we'll give you a lower mortgage rate; instead of 6.5 percent, we'll sell it to you for $450,000 with a 5 percent mortgage rate. Then maybe the home buyer can afford that.James Egan: And so, new home prices are actually coming down. And by that we're specifically referring to the median price of new home transactions. They're falling despite the fact that these buy downs might be influencing prices a little bit higher.Jay Bacow: Right. And when we look at how often this is happening, it's a little actually hard to get it from the data because they don't have to report it. But when we look at the distribution of mortgage rates in a given month – prior to 2022, there were effectively no purchase loans that were originated less than one point below the prevailing mortgage rate for a given month.However, more recently we're up to about 12 percent of Ginnie Mae purchases, and those are the more credit constrained borrowers that might have a harder time buying a home. And about 5 percent of conventional purchase loans are getting originated with a rate 1 percent below the outstanding marketJames Egan: And so, this might be another sign that we're seeing a little bit of softening in home prices. But what are the implications on the agency mortgage side?Jay Bacow: I would say there's probably two things that we're keeping an eye out on. Because these are homeowners that are getting below market rate, the investors are getting a below market coupon. And because they're getting sold at a discount, they don't want that, but they're going to stay around for a while. So, investors are getting these rates that they don't want for longer.And then the other thing you think about from the home buyer perspective is, you know, maybe they – it's good for them right now. But if they want to sell that home, because they're getting a below market mortgage rate, they bought the home for maybe more than other people would've. So, unless they can sell it with that mortgage attached, which is very difficult to do, they probably have to sell it for a lower price than when they bought it.Now Jim, what does all this mean for home prices going forward?James Egan: Now, when we think about home prices, we're talking about the home price indices, right? And so those are going to be repeat sales. It's going to, by definition, look at existing prices and not necessarily the dynamics we're talking in the new home price market.Jay Bacow: Okay, so all this builder buy down stuff is interesting for what it means for new home prices – but doesn't impact all the HPA indices that you reference.James Egan: Exactly, and at the national level, despite what we've been talking about on this podcast, we do think that home prices remain more supported than what we are seeing locally. Inventory is increasing, but it also remains near historically low levels. Months of supply that I mentioned at the top of this podcast, it's picked up to the highest level it's been since the beginning of this pandemic. We're also talking about four to four and a half months of supply. Anything below six is a tight environment that has been historically associated with home prices continuing to climb.That's why our base case is for positive HPA this year. We're at +2 percent. That's slower than where we are now. We think you're going to continue to see deceleration. And because of what we're seeing from a supply and demand perspective, we are a little bit more skewed to the downside in our bear case. Instead of that +2, we're at -3 percent than we are towards the upside in our bull case. Instead of that plus two, we're at plus 5 percent in the bull case. So slower HPA from here, but still positive.Jay Bacow: Well, Jim, it's always a pleasure talking to you, particularly when you're highlighting that the home price growth is going to be stronger in the place where I own a home.James Egan: Pleasure talking to you too, Jay. And to all of you listening, thank you for listening to another episode of Thoughts on the Market. Please leave a review or a like wherever you get this podcast and share Thoughts on the Market with a friend or colleague today.Jay Bacow: Go smash that subscribe button.