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About this episode: In the 1980s, Colombian neurologist Francisco Lopera discovered a rare genetic mutation afflicting residents of a village outside Medellín that could hold the key to understanding and treating Alzheimer's disease. In this episode: Author Jennie Erin Smith talks about her new book Valley of Forgetting: Alzheimer's Families and the Search for a Cure and how families in the Paisa region of Colombia have forever changed the study of neurodegenerative diseases. Guest: Jennie Erin Smith is an author and a regular contributor for The New York Times, whose work has also appeared in The Wall Street Journal, The Times Literary Supplement, The New Yorker, and more. Host: Lindsay Smith Rogers, MA, is the producer of the Public Health On Call podcast, an editor for Expert Insights, and the director of content strategy for the Johns Hopkins Bloomberg School of Public Health. Show links and related content: Valley of Forgetting: Alzheimer's Families and the Search for a Cure—Penguin Random House A Different Way to Think About Medicine's Most Stubborn Enigma—The Atlantic The ‘Country Doctor' Who Upended Our Understanding of Dementia—New York Times Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @PublicHealthPod on Bluesky @JohnsHopkinsSPH on Instagram @JohnsHopkinsSPH on Facebook @PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.
For a free copy of Julie's book go here, https://askjulieryan.com/request-ebook/In this episode, I recount a surreal experience inside a storm-battered building where over 30 covered corpses lined a hallway, watched over by the spirits of townsfolk and passengers from a long-ago train derailment. Ghosts in Sunday best and work clothes wandered the space, searching for loved ones. One, a panicked woman named Betsy dressed in green velvet, stepped through a door that opened on its own, desperate to find her missing daughter.As the energy in the room intensified, there was a powerful moment: a wall vanished to reveal a glowing passage to the afterlife. Spirits crossed over, pulled gently into the light. https://www.pastliveshypnosis.co.uk/https://www.patreon.com/ourparanormalafterlifeMy book 'Verified Near Death Experiences' https://www.amazon.com/dp/B0DXKRGDFP
This is a preview of one of our premium Design Better episodes. To listen to the whole episode, head over to our Substack and subscribe: https://designbetterpodcast.com/p/rhiannon-bell We all rely on search—sometimes dozens of times a day—to make sense of the world around us. But behind that simple white box is a vast, dynamic system that has to understand not just language, but intent, context, and trust. In this episode, we talk with Rhiannon Bell, VP of User Experience for Google Search, about how they navigate the complexity of designing one of the most widely used products on the planet. Rhi shares how their background in writing and storytelling shapes their approach to UX, why designing for information-seeking behavior is fundamentally different from transactional design, and how teams at Google are rethinking trust, transparency, and delight in an age of generative AI. We also dig into what it means to lead with curiosity, and how bringing a sense of play into product development can open up entirely new possibilities. Bio As the VP of UX for Google Search, Rhiannon Bell leads a team of talented Designers, Researchers and Content Strategists who are responsible for all of Google Search experiences. They have over 20 years experience in product development, working with diverse and global products such as NerdWallet, BBC, and Zynga.Rhiannon's mission is to build responsibly toward an AI-powered future, using user research, creative direction, and user-centric product development. They are passionate about pushing the boundaries of technology to solve user pain points, raising the quality bar on execution, and driving home the consumer-centric view within any product organization. They are also an active investor and advisor in the design and AI space, supporting visionaries who are shaping our world. *** Premium Episodes on Design Better This is a premium episode on Design Better. We release two premium episodes per month, along with two free episodes for everyone. Premium subscribers also get access to the documentary Design Disruptors and our growing library of books: You'll also get access to our monthly AMAs with former guests, ad-free episodes, discounts and early access to workshops, and our monthly newsletter The Brief that compiles salient insights, quotes, readings, and creative processes uncovered in the show. Upgrade to paid
Miles to Go - Travel Tips, News & Reviews You Can't Afford to Miss!
Watch Us On YouTube! Richard and Ed are back from trips to different continents to discuss their travels. Ed returned home from a family trip to London and Sardinia, and discusses using Bilt's amazing transfer bonus to Accor to save big on his trip. The AI tool Perplexity can be used to automate your Amex Offers- reach out to Ed@pizzainmotion.com for help on getting it set up! And Ed and Richard dig in live to test Hyatt's newly-improved award search, which allows members to see live award availability for hotels worldwide. Use my Bilt Rewards link to sign-up and support the show! If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! If you're looking for a way to support the show, we'd love to have you join us in our Travel Slack Community. Join me and other travel experts for informative conversations about the travel world, the best ways to use your miles and points, Zoom happy hours and exciting giveaways. Monthly access Annual access Personal consultation plus annual access We have witty, funny, sarcastic discussions about travel, for members only. My fellow travel experts are available to answer your questions and we host video chats multiple times per month. Follow Us! Instagram: https://www.instagram.com/milestogopodcast/ TikTok: https://www.tiktok.com/@milestogopodcast Ed Pizza: https://www.instagram.com/pizzainmotion/ Richard Kerr: https://www.instagram.com/kerrpoints/
Don't wait for a health crisis or an unfortunate diagnosis. Let's take steps now to get on the path to health. It's not about perfection, but it's also about not waiting until we have more time or anything else. Something is always better than nothing, and extra stars for doing that something today! LET'S TALK THE WALK! Wellness While Walking on Instagram Wellness While Walking Facebook page Community FB Group Wellness While Walking website for show notes and other information wellnesswhilewalking@gmail.com RESOURCES AND SOURCES (some links may be affiliate links) 168 Hours: You have More Time Than You Think, Laura Vanderkam HOW TO RATE AND REVIEW WELLNESS WHILE WALKING How to Leave a Review on Apple Podcasts on Your iOS Device 1. Open Apple Podcast App (purple app icon that says Podcasts). 2. Go to the icons at the bottom of the screen and choose “search” 3. Search for “Wellness While Walking” 4. Click on the SHOW, not the episode. 5. Scroll all the way down to “Ratings and Reviews” section 6. Click on “Write a Review” (if you don't see that option, click on “See All” first) 7. Then you will be able to rate the show on a five-star scale (5 is highest rating) and write a review! 8. Thank you! I so appreciate this! How to Leave a Review on Apple Podcasts on a Computer 1. Visit Wellness While Walking page on Apple Podcasts in your web browser (search for Apple Podcasts or click here) https://www.apple.com/apple-podcasts/ 2. Click on “Listen on Apple Podcasts” or “Open the App” 3. This will open Apple Podcasts and put in search bar at top left “Wellness While Walking” 4. This should bring you to the show, not a particular episode – click on the show's artwork 5. Scroll down until you see “Rating and Reviews” 6. Click on “See All” all the way to the right, near the Ratings and Review Section and its bar chart 7. To leave a written review, please click on “Write a Review” 8. You'll be able to leave a review, along with a title for it, plus you'll be able to rate the show on the 5-star scale (with 5 being the highest rating) 9. Thank you so very much!! OTHER APPS WHERE RATINGS OR REVIEWS ARE POSSIBLE Spotify Goodpods Overcast (if you star certain episodes, or every one, that will help others find the show) Castbox Podcast Addict Podchaser Podbean HOW TO SHARE WELLNESS WHILE WALKING Tell a friend or family member about Wellness While Walking, maybe while you're walking together or lamenting not feeling 100% Follow up with a quick text with more info, as noted below! (My favorite is pod.link/walking because it works with all the apps!) Screenshot a favorite episode playing on your phone and share to social media or to a friend via text or email! Wellness While Walking on Apple – click the up arrow to share with a friend via text or email, or share to social media Wellness While Walking on Spotify -- click the up arrow to share with a friend via text or email, or share to social media Use this universal link for any podcast app: pod.link/walking – give it to friends or share on social media Tell your pal about the Wellness While Walking website Thanks for listening and now for sharing! : ) DISCLAIMER Neither I nor many of my podcast guests are doctors or healthcare professionals of any kind, and nothing on this podcast or associated content should be considered medical advice. The information provided by Wellness While Walking Podcast and associated material, by Whole Life Workshop and by Bermuda Road Wellness LLC is for informational and entertainment purposes only. It is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment, and before undertaking a new health care regimen, including walking. Thanks for listening to Wellness While Walking, a walking podcast and a "best podcast for walking"!
From time to time, we'll re-air a previous episode of the show that our newer audience may have missed.During this episode, Santosh is joined by Radu Palamariu, the Managing Director for Europe and Asia Pacific at Alcott Global, a company that provides executive search solutions for the world's top companies in eCommerce, supply chain, logistics, and other sectors. During the episode, Radu shares insights on the importance of talent in the supply chain industry and the current market dynamics. He talks about Alcott Global's focus on recruitment for the global value chain and its initiatives to recognize supply chain leaders. He also discusses the shift to an employer market, driven by economic and geopolitical factors, and the demand for talent capable of driving change. He also stresses the need for investment in technology and innovation, particularly in Asia and the Middle East, and the challenges of attracting talent to manufacturing. The episode also covers leadership transitions and the strategic approach to appointing independent board directors.Highlights from their conversation include:Alcott Global's Mission (1:00)Radu's Background in Search and Talent (3:27)State of the Supply Chain Industry (6:46)Skills in Demand in Supply Chain (8:54)Investment and Innovation in Supply Chain (15:18)Attracting Talent to Supply Chain (19:52)Contributing to the Greater Good (22:22)Transitioning leadership in a growing company (24:25)Challenges of scaling a company (26:13)AI's role in the supply chain (32:18)Final thoughts and takeaways (34:39)Dynamo is a VC firm led by supply chain and mobility specialists that focus on seed-stage, enterprise startups.Find out more at: https://www.dynamo.vc/
Historically Thinking: Conversations about historical knowledge and how we achieve it
Shipwrecks as events are probably humanity's most common form of disaster”, writes my guest James Delgado “As such, shipwrecks–aside from epidemics, warfare on land, or great natural disasters—have been the cause of the greatest number of human deaths throughout history. Thanks to ships and other watercraft, humanity did not just walk across the globe from its ancestral home in Africa. We made use of the ocean as a source of food and as a means of travel on our global journey. Humanity's relationship with the water has also been shaped by the reality that for as much as is taken from the sea, something is lost. Those losses are ships, the goods on them, and people. Shipwrecks as events therefore have inspired one of the oldest genres of human reflection on the nature of life; [they] have been and remain a muse for religious thought, literature, music, and art.”These are some of Delgado's introductory observations in his new book The Great Museum of the Sea: A Human History of Shipwrecks, a deep dive into the surprisingly rich history of human disaster at sea, and what those wrecks can tell us, both about the past, and about ourselves. From the cause of shipwreck to the beginnings of maritime archaeology, Delgado offers a history, a meditation, and pieces of a maritime archaeologist's autobiography. James Delgado is Senior Vice President of SEARCH, Inc., the leading cultural resources firm in the United States. Previously he has been Director of Maritime Heritage for the National Oceanic and Atmospheric Administration; President and CEO of the Institute of Nautical Archaeology (INA); and host of the National Geographic international television series "The Sea Hunters". He was last on the podcast in Episode 292 to discuss his book The Curse of the Somers, in the course of which conversation he became the only guest in the over four hundred episodes of this podcast to break into song. He has a very pleasant baritone.For Further Investigation "The Blake Ridge Wreck: A Deepwater Antebellum Fishing Craft"Cynthia Kierner on disasters, including shipwrecks, in antebellum America*
Voices of Search // A Search Engine Optimization (SEO) & Content Marketing Podcast
AI search is transforming the personal finance vertical. Zak Ali from Finder explains how the landscape will shift in the next 18 months, with major finance apps achieving product parity while smaller publishers specialize in niche areas. He predicts AI search will become the default experience within 12-18 months once Google solves ad monetization, creating significant challenges for unprepared publishers.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Want more organic traffic and faster conversions on your Shopify store? In this episode of the Simple and Smart SEO Show, Crystal Waddell breaks down the visual side of SEO with a focus on image optimization.From renaming image files and writing strategic alt text to compressing files and picking the best formats, Crystal walks you through four essential steps to get your images SEO-ready. You'll also learn how to use ChatGPT to quickly generate descriptive alt text and how to leverage Pinterest to amplify your visual content strategy.✅ What You'll Learn:Why image SEO drives traffic from Google and PinterestHow to rename image files using SEO-friendly keywordsThe dos and don'ts of writing alt text (and how ChatGPT helps)Image compression tools that boost load speed (TinyPNG & WebP)Best image formats for product photos, logos, and backgroundsBonus: Pinterest optimization tips and helpful Shopify apps
In this episode, we unpack Jordan Peterson's ongoing struggle to clearly articulate his faith in Jesus, even when pressed by George Janko, Shawn Ryan, and others. We walk through key moments — from his ambiguous answers on podcasts, to his fiery exchange on Jubilee, to his silence when George asks point-blank if he's a Christian. We also contrast his journey with the biblical call to clarity and courage in following Jesus, exploring what his hesitation reveals about our own.
In this episode of the Body Grievers Club, Bri shares a personal story about the struggles of finding plus-size clothing, per her very own "Bathing Suit Gate". This story explores the emotional toll of fatphobia, systemic retail issues, and societal biases against larger bodies. Bri also identifies the need for radical body acceptance, encourages self-exploration, and shares strategies for coping with body image issues. The importance of reframing harmful thoughts, building healthier self-perceptions, and seeking community support to challenge and unlearn anti-fatness are highlighted throughout this episode as well. TIME STAMPS:01:53 Bathing Suit Gate: The Story Begins04:21 The Search for a Plus Size Bathing Suit08:20 The Reality of Anti-Fatness19:51 Books and Resources for Body Liberation22:14 The Ladder of Beauty Standards28:06 Navigating Body Image in Relationships and Coping StrategiesBooks Referenced:Fearing the Black Body by Sabrina StringsThe Body is Not an Apology by Sonya Renee TaylorWant more of Bri?Instagram: @bodyimagewithbri Website: https://bodyimagewithbri.com/
It's well known that the 1960s had seen a revival of interest in the US and the UK in folk music – most particularly in its crossover to more contemporary styles. In the UK, traditional folk music preservation, academia and performance had long been part of the culture, but by the 1960s it seems there was conflict between those who wanted to play the music “authentically” (thus ignoring that folk songs had always evolved over the centuries), those who wanted to play those songs in a more contemporary fashion, and (shock horror) those who wanted to compose NEW songs in an accepted folk style. Welcome to episode 187 of Love That Album podcast. While there were many groups in the UK who were a part of the folk-rock scene starting in the 1960s, the three most famous were Fairport Convention, Pentangle and Steeleye Span. It seems that group memberships had something of a revolving door policy with many leaving one to join another when musical ideologies weren't being met. Ashley Hutchings had become dissatisfied with the direction that Fairport was headed, and formed Steeleye Span. Span themselves went through several lineup and sound changes before arriving at its accepted classic lineup for their sixth LP, Now We Are Six. The focus of this LTA is album number 7, released in 1975, Commoner's Crown. I am joined once again by the co-host of the superb Only Three Lads podcast, Brett Vargo. He is a man of many musical passions, and one of them is the English folk scene of that 60s / 70s period. I discovered you can't have a proper discussion on Span (or maybe other folk groups as well) without talking about the Child Ballads. I need to give credit to Nate Wilcox of the wonderful Let It Roll podcast who drew my attention to the existence of the Child Ballads through his show. It's a shame our recording schedules couldn't align for him to join us, but hopefully somewhere down the track Nate will be back on LTA. Brett and I discuss some Steeleye Span history, Frances Child's contribution to the folk and rock repertoire, murder, infidelity, drugs and theft – all folk subject staples. The folk repertoire is so much about story-telling, so we delve into the origins of some of these songs, how the stories changed over the centuries to the point of Steeleye Span recording, and the musicianship and vocal arrangements on Commoner's Crown…..oh and we discuss about how Hercules Grytpype-Thynne dropped by to play some ukelele. My huge gratitude goes to Brett for providing his insight to this music and time to the show. Only Three Lads is an essential podcast listen. Every week, Brett and Uncle Gregg bring in incredible musician guests from the golden age of alternative music to discuss not only their own work, but to help count down a top 5 of whatever the given subject may be. Search for Only Three Lads at your favourite podcast app. If you've been enjoying the show, please consider giving us a favourable review on iTunes and let your friends know that our show exists. If you don't enjoy the show, tell your adversaries to tune in. We don't care who listens..... Love That Album is proudly part of the Pantheon Network of music podcasts. Check out all the other wonderful shows at http://pantheonpodcasts.com You can send me feedback at rrrkitchen@yahoo.com.au (written or mp3 voicemail) or join the Facebook group at http://www.facebook.com/groups/lovethatalbum You can download the show by searching for Love That Album on whatever podcast app you favour (except Spotify). Learn more about your ad choices. Visit megaphone.fm/adchoices
Let's talk about what no one prepares you for… Selling coaching after years of done-for-you services feels different. Because it is. And if you're a DFY provider shifting into coaching—and wondering why things feel clunky—you're not alone. In this week's episode, I'm breaking down: The biggest mindset shift you need when selling coaching What to stop doing (hint: no one cares how many calls they get with you) How to sell the future, not the features Here's the truth: if you've been in the DFY space, you're already a coach. You just haven't been selling it that way. You don't need to start from scratch. You just need to shift how you sell. This episode will show you how. Connect with me outside the podcast! Continue the conversation in the Market Like a Boss Facebook group. Give me 30 minutes and I'll show you how to add $5K–$10K/month…without adding a single hour to your schedule. Book your free Stability Audit now. Listen + Subscribe on ITUNES or STITCHER I'd greatly appreciate a podcast rating and review so that this podcast can reach more women! Search for the podcast in your podcast app (Market Like a Boss) Scroll down and click 5 stars Tap “Write a Review” & enter a brief review Press send
This episode is brought to you by Walmart Connect. From homepage to home improvement. Win Carts and Minds with Walmart Connect.Next in Media spoke with Sarah Hofstetter, chairwoman of Profitero, a division of Publicis, about the haves and have nots in retail media, whether the big players TV presence is going to cause a bifurcation in the market, and what agentic shopping might do to the whole category.
Voices of Search // A Search Engine Optimization (SEO) & Content Marketing Podcast
Will financial literacy content outperform comparison pages in 2025? Zak Ali from Finder weighs in on the future of content strategy for financial services websites. He predicts LLMs will handle most text-based financial education while comparison pages will maintain their value, and shares tactics for optimizing title tags and thumbnails to improve impression-to-click rates when competing with AI-generated answers.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
If you're constantly overwhelmed, yet unsure where all your time goes, you're not alone! In this raw and refreshingly honest episode of the Nutritional Therapy & Wellness Podcast, host Jamie Belz pulls back the curtain on digital distraction, multitasking, overcommitting, and how our chaotic, screen-saturated world is silently draining our energy, metabolism, focus, joy - - - and our overall vitality. More importantly, this episode walks you though what to do to get started with SOLUTIONS. With stats like the average person checking their phone 150+ times a day, Jamie uncovers how our constant dopamine-driven behaviors—from email whack-a-mole and social media time vacuums to productive procrastination and online shopping—are wrecking our nervous systems, gut health, blood sugar regulation, sleep cycles, and even our relationships. She shares vulnerable stories from her own life and offers a hope-filled blueprint to reclaim your time, restore discipline, and start living with intention and vitality again. This episode dives deep into: The health consequences of chronic distraction How boundaries and discipline create freedom Why multitasking and over-researching sabotage your health goals Practical swaps to support your Foundations of Health: digestion, blood sugar, stress, sleep, movement, and a nutrient-dense diet A personal challenge to join Jamie in three weeks (Upcoming Episode 55!) as she begins her own Distraction Detox. Whether you're a practitioner, a parent, or simply someone craving more clarity and peace, this episode is your invitation to slow down, simplify, and reconnect with what truly matters. Listen now and take the first step toward a more grounded, focused, and nourished life. Find a Certified Practitioner Looking for personalized support? Search the Nutritional Therapy Association Practitioner Directory to find a virtual or in-person Nutritional Therapy Practitioner, Functional Nutritional Therapy Practitioner (FNTP), or Professional Health and Wellness Coach (PHWC): NTA Practitioner Directory Connect with Jamie! Leave comments on Spotify or record a question or comment HERE!
In this 50th episode, your hosts, Jonathan Kay and Stephen Julich, reflect on the intersections that shape the evolving path of the scholar-practitioner. This episode traces a search for wholeness through three vital crossings: • the intersection of thinking and doing, where lived practice challenges the silos of classical knowledge production; the intersection of the arts and knowledge-making, where expression becomes a mode of inquiry; and the intersection of soul, creativity, and contemplative introspection, where inner life becomes central to how we know, make, and become. We reflecting upon the themes from the last 49 episode through the central framework of the East-West Psychology Department; East–West–Earth–World and how they have lead us to better understand the scholar-practitioner model. We explore the limitations of classical knowledge production and the possibilities that emerge when we embrace a holistic approach to co-creative and participatory inquiry. We discuss how the scholar-practitioner is not a hybrid figure balancing roles—but a generative and integral site where research, art, and spirit converge. We ask: How might the humanities begin to embody the kind of quantum paradigm shift that physics once underwent? What forms of cultural practice and shared transformation emerge when we no longer separate thinking from being, or knowledge from soul? This episode is a 50th episode celebration of crossing thresholds—between disciplines, between inner and outer, and toward an integral vision of scholarship attuned to both the whole and the parts. The EWP Podcast credits Connect with EWP: Youtube • Facebook Hosted by Stephen Julich (EWP Core Faculty) and Jonathan Kay (PhD grad) Produced by: Stephen Julich and Jonathan Kay Edited and Mixed by: Jonathan Kay Introduction music: Mosaic, by Monsoon on the album Mandala Music at the end of the episode: Sound-Space Entanglement (4x+1), by Jonathan Kay Introduction Voiceover: Roche Wadehra Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
Ralph Blumenthal joins us today from his office in NYC. Ralph is a Distinguished Lecturer, an Award-Winning Reporter and Journalist for The New York Times from 1964 to 2009, and a writer on organized crime and cultural history. He also is known for co-authoring the now famous NY Times article in 2017 along with Leslie Kean and Helene Cooper that broke the door open on the secret AATIP program. He and Kean followed that up in 2023 with their breaking story on David Grusch and the details of a secret retrieval program and existence of non-human intelligence. Moreover, he is also the distinguished biographer of the late Harvard psychiatrist and author Dr. John Mack with his book “The Believer: Alien Encounters, Hard Science, and the Passion of John Mack.” Ralph has both writing and NYC at his core. Ralph straight-talks us through everything important to him: his curiosities, his artistic background, his Jewish heritage, mysteries that fascinate us, his wife's sensibilities- and the life, research and curiosities of John Mack. We talk unmovable beliefs, inquisitions and the big questions. What is the bottom line? People mentioned in this episode can be found here: Rudy Schild (re John Mack) – ep 179 Leslie Kean – ep 112 Guy Consolmagno – ep 133 Danny Sheehan – ep 169 Ralph, Books: https://ralphblumenthal.com/books/ Website: https://ralphblumenthal.com/bio/ X: @ralphblu To give to the Behind Greatness podcast, please visit here: https://behindgreatness.org. As a charity, tax receipts are issued to donors
Police are asking for the public's help identifying the driver of an SUV involved in a hit-and-run crash that seriously injured a woman in the Humboldt Park neighborhood Monday night.
In this 50th episode, your hosts, Jonathan Kay and Stephen Julich, reflect on the intersections that shape the evolving path of the scholar-practitioner. This episode traces a search for wholeness through three vital crossings: • the intersection of thinking and doing, where lived practice challenges the silos of classical knowledge production; the intersection of the arts and knowledge-making, where expression becomes a mode of inquiry; and the intersection of soul, creativity, and contemplative introspection, where inner life becomes central to how we know, make, and become. We reflecting upon the themes from the last 49 episode through the central framework of the East-West Psychology Department; East–West–Earth–World and how they have lead us to better understand the scholar-practitioner model. We explore the limitations of classical knowledge production and the possibilities that emerge when we embrace a holistic approach to co-creative and participatory inquiry. We discuss how the scholar-practitioner is not a hybrid figure balancing roles—but a generative and integral site where research, art, and spirit converge. We ask: How might the humanities begin to embody the kind of quantum paradigm shift that physics once underwent? What forms of cultural practice and shared transformation emerge when we no longer separate thinking from being, or knowledge from soul? This episode is a 50th episode celebration of crossing thresholds—between disciplines, between inner and outer, and toward an integral vision of scholarship attuned to both the whole and the parts. The EWP Podcast credits Connect with EWP: Youtube • Facebook Hosted by Stephen Julich (EWP Core Faculty) and Jonathan Kay (PhD grad) Produced by: Stephen Julich and Jonathan Kay Edited and Mixed by: Jonathan Kay Introduction music: Mosaic, by Monsoon on the album Mandala Music at the end of the episode: Sound-Space Entanglement (4x+1), by Jonathan Kay Introduction Voiceover: Roche Wadehra Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/spiritual-practice-and-mindfulness
Police are asking for the public's help identifying the driver of an SUV involved in a hit-and-run crash that seriously injured a woman in the Humboldt Park neighborhood Monday night.
Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment. The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply. Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states. Resources: Follow Hannah on Instagram Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education. Speaker 1 0:27 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:12 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:28 Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income. Keith Weinhold 3:29 Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now. Keith Weinhold 10:21 Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down. Keith Weinhold 11:23 Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace. Keith Weinhold 16:30 And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing. Keith Weinhold 20:29 How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional. Keith Weinhold 22:02 I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners. Keith Weinhold 23:51 coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it. Keith Weinhold 24:31 The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy? Keith Weinhold 25:03 Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866 Caeli Ridge 26:13 this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream. Keith Weinhold 26:31 Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat Hannah Hammond 26:48 you too. It's been so great to get to know you on this ship, and it's been a lot of fun, Keith Weinhold 26:51 and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that. Hannah Hammond 27:19 Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt. Keith Weinhold 27:44 That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that. Hannah Hammond 28:03 Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up Keith Weinhold 29:08 income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be. Hannah Hammond 29:23 So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore. Keith Weinhold 30:36 That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans Hannah Hammond 31:11 Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset. Keith Weinhold 32:26 So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here. Hannah Hammond 32:37 exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets. Keith Weinhold 32:56 Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you? Hannah Hammond 33:04 I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil. Keith Weinhold 33:04 This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that? Hannah Hammond 33:42 At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market. Keith Weinhold 34:27 Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you. Keith Weinhold 34:40 Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream. Speaker 3 35:33 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 35:56 You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866, Keith Weinhold 37:12 The preceding program was brought to you by your home for wealth, building, getricheducation.com.
Jason's cruise ship mishaps -- he barley made it back, he hasn't slept, but he's sharing the fun! The search for Key West Post Office iguanas, and an update on the Coldplay concert couple See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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There is so much scientists and doctors still don't know about why humans get chronic headaches, and the best way to treat them. Author and science journalist Tom Zeller Jr. discusses his new book, The Headache: The Science of a Most Confounding Affliction―and a Search for Relief. Listeners call in to share their own experiences with headaches.
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What's on Craigslist? 7-21-2025 …Rent a Human Piñata …Learn to Impersonate Tom Cruise …38-Year-old Man in Search of a Friend …Free 1970's Velvet Sectional Couch
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Financial SEO requires specialized knowledge in a highly competitive space. Zak Ali, US General Manager at Finder, shares how smaller publishers can compete against dominant players in the financial sector. He explains how AI search creates opportunities for content diversification beyond Google, why focusing on user-centric experiences drives higher quality leads, and how SEO professionals should evolve into growth managers who build brand entities across multiple channels.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Has guilt, shame, or fear ever caused you to hide? But Psalm 139 ends with a bold and vulnerable prayer: “Search me, O God.” Pastor Adam unpacks how that prayer leads us out of hiding and into deeper freedom.
It's now common to get AI generated answers from Google when searching the web. The whole concept of searching Google to find actual websites is almost over. Google does not want you to click on a link and go to a website. Instead, they're giving users as the first thing you see, an AI overview that analyzes hundreds, thousands, (possibly) millions of websites to give you an answer right there on the Google page. Convenient? Yes. User friendly? Yup. Causing news publishers to lose their minds? Absofrigginlutely.Today our guest is Ben Smith. He literally wrote the book on web traffic. It's called Traffic: Genius, Rivalry, and Delusion in the Billion Dollar Race to Go Viral.He's the co-founder and Editor-in-Chief at Semafor and co-host of the Mixed Signals podcast.Ben helps us figure out what this fundamental change in how we use the web means for you the news consumer and what it could mean for the future of Canadaland.Credits: Host: Jesse BrownCaleb Thompson (Post Production), Bruce Thorson (Senior Producer), max collins (Director of Audio), Jesse Brown (Editor and Publisher)Fact checking by Julian AbrahamAdditional music by Audio NetworkFurther ReadingFollow Ben Smith's Semafor PodcastDecoder Podcast Referenced in the IntroWhat Happens to the News Business When People Stop Clicking? - The LogicAI is Killing the Web. Can Anything Save it? - The EconomistIf you value this podcast, support us! You'll get premium access to all our shows ad free, including early releases and bonus content. You'll also get our exclusive newsletter, discounts on merch at our store, tickets to our live and virtual events, and more than anything, you'll be a part of the solution to Canada's journalism crisis, you'll be keeping our work free and accessible to everybody. You can listen ad-free on Amazon Music—included with Prime.Sponsors: Douglas: Douglas is giving our listeners a FREE Sleep Bundle with each mattress purchase. Get the sheets, pillows, mattress and pillow protectors FREE with your Douglas purchase today. Visit douglas.ca/canadaland to claim this offerBetterHelp: Visit BetterHelp.com/canadaland today to get 10% off your first month.Article: Article is offering our listeners $50 off your first purchase of $100 or more. To claim, visit article.com/canadaland and the discount will be automatically applied at checkout Hosted on Acast. See acast.com/privacy for more information.
Liverpool are making serious moves this summer! We break down their biggest signings and how they're shaping up for the new season. Meanwhile, Manchester United still can't find a striker. Plus, we cover all the latest transfer news, rumors, and underrated moves across Europe.
What if one supplement could help you build muscle, boost your brain, and support your hormones—without turning you into a bodybuilder?In this episode, we're lifting the lid on creatine—one of the most researched and misunderstood supplements out there—and why it might be the missing link in your perimenopausal strength journey.You'll learn:✅ What creatine is (and what it isn't—spoiler: it's not a steroid)
In this episode, Meredith's husband dives into recent insights about AI and search engines, revealing how tools like ChatGPT gather data, how much content is AI-generated, and the three key human skills needed to stay relevant. Website owners will learn how to leverage AI effectively while avoiding pitfalls, and why a hybrid approach to content creation is more likely to appear in search results.Chapter Markers[0:00] Intro: Insider's Inbox and Three Big Topics[0:24] Setting the Stage: SearchGPT and AI in Search[1:35] Study: Is ChatGPT Really Using Bing?[2:38] The Bing vs Google Search Result Comparison[4:15] What Powers Google AI Mode (Gemini)[4:47] Are AI Results Citing AI-Generated Content?[5:55] Breakdown of AI vs Human Content in AI Overviews[7:17] Key Insight: Use AI to Help You, Not Do It For You[8:40] Three Human Skills for the AI Era[10:52] Curiosity, Creativity, and Making ConnectionsSources mentioned in this episode:https://www.profgmarkets.com/p/3-human-skills-that-make-you-irreplaceable-in-an-ai-worldhttps://ahrefs.com/blog/ai-overviews-cite-ai-generated-content-more-than-human-writing/https://newsletter.alekseo.com/p/searchgpt-bing-google ---
Lords: * Jenni * Tyriq Topics: * Internal Monologue Soundboards * Ash wants to be the very best, but at what cost? When is competition a bad thing? * The different ways people play games * Friendship is a skill * Water… Earth… Fire… Air… which bending is best bending? Microtopics: * Scrubbin' Trouble. * Figuring out how to do a multiplayer roguelike. * Power leveling all your skills at once and hoping it's enough. * Looking at the comments, because there might be something good in there. * The Dawn of Our Topic Lords Century. * Why all ducks sound like that. * Hearing a sound an incorporating it into your internal monologue. * Saying "good morning" whenever you pick up the phone no matter what time of day it is. * Alone in the Dark Hedge Maze Mafioso Barks. * Talkin' Barks. * A vault full of clones of a guy named Gary and the only thing they can say is "Gary" * You're a cluster of cells wafting through the universe and latching onto phrases you hear on the internet. * Kids who think they invented being dumb on the Internet. * The Bill Nye theme song sound board. * Wanting to be the very best, like noone ever was, and defining "best" as "kindest." * Wanting to be the very best, and then being it, and then no longer being it and losing your entire sense of identity. * What if you're on a spaceship? Lots of weird things happen on a spaceship. * Striving to be the most benevolent god, like noone ever was. * The sound of angering the giant goose. * Trying to get your significant other to play Outer Wilds because you can't fly the spaceship. * Solving puzzles with the internet. * Super Metroid + Link to the Past and other multi-game randomizers. * Lies on video game forums. * The Search for the Last Great Secret. * A Clop or a Girp. * Collecting meat for a Roguelike Celebration talk. * Holding a meeting about all the ways your project could potentially fail. * Good mortem! * Going back in time and all humans clump together like a giant Katamari. * Friendship as a skill vs. friendship as a natural outcome of your life circumstances. * Friendship decay, a a problem that neurotypicals have. * Keeping up with real life friends vs. with Internet friends. * Online games as a third place. * Complaining about all the ways in which your are socially incompetent. * Inviting people over for a listening party. * Not knowing what number you're thinking of but knowing that it's either odd or even. * Filling away tidbits of information. * The Y2K problem where when pro people start being over 127 years old, everyone remembers them as being -128. * Things that are impossible to think about because you have no frame of reference. * Making yourself a little coffee treat and scrolling reddit so you can stop thinking about death. * Water is imba! * Whether magma falls under bending Earth or bending Fire. * Highly fluid particulate sand. * Which bending is most delicious, according to avatarfandom.com * The cosmology of Jefferson Starship's "We Built This City" * Whether circuit bending is still fun now that everything is software-controlled. * Circuit bending your electric together. * The Goodbye Noise. * Odd Object dot Zone. * Hamster Disco.
I know it might sound just a little odd coming from someone who talks about living a simple life, but I'm a big fan of boredom. Not the kind where you're stuck in traffic or trapped in a waiting room without a magazine in sight - although those count, too. I mean the good kind. And there are some good things in the middle of boredom. Just listen in and find out what they are! Send us a textSupport the showThe Farm Wife (website)Let's Visit! (email)Amazon Shop PageGreat Products by The Farm Wife:The Simple Life WorkbookSimple Life Home Finance BundleThe Art of HomemakingFind other helpful Simple Life Products in The Farm Wife ShopDo you want to learn more about living a simple life? Then a great place to start is with the books in my Simple Life Series! Living a Simple Life on the Farm (my story) The Search for a Simple Life How to Cook a Possum: Yesterday's Skills & Frugal Tips for a Simple Life (don't worry – this isn't a cookbook!)Faith & a Simple Life
True value isn't about feelings or what others say about us but about the unique gifts God has given each of us. Amber and Pastor Mike share their personal struggles with self-esteem and confidence. They give practical advice on finding confidence through honest friendships and trusting in God's love, offering hope to anyone feeling uncertain about themselves. We are pressing pause on "Little Things" this month to give our staff a much-needed rest. In the meantime, we're introducing you to "Taboo Talk," a monthly podcast conversation from Amber and Pastor Mike from his podcast "Taboo Questions With Pastor Mike Novotny." They talk about topics many Christians don't want to talk about. We hope you enjoy these conversations. Want to hear more taboo topics? Search for "Taboo Questions With Pastor Mike Novotny" wherever you listen to your favorite podcasts.Amber wants to hear from you! If you have feedback or ideas, drop her a line at amber@timeofgrace.org
Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, Threads and YouTube.
Guest Mandy Gunesekara, former EPA Chief of Staff and author "Y'All Fired", joins to discuss ongoing battle with the "deep state" in DC. Discussion of federal employee cuts, internal battles slowing down Trump agenda, and the potential ending of federal agencies. Democrats may have found their new "leader"? Could we see Zohran Mamdani rise in politics as quickly as Obama did? How "authentic" is the new democrat pushing radical socialism?
Found ALIVE Volume #2Become a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.
Sonic Summerstock returns with another prominent performer to the stage! The incredible Rachel Pulliam brings her full cast of Pete Lutz, Les Marsden, Sharon Grunwald, Sally Swift, and Dean T. Moody to perform a Lucille Fletcher play from Suspense! TonighThe Fantastic 16th Season of the Best of Audio Drama Recreations!t's feature? "The Search for Henri LeFevre"! Learn more about your ad choices. Visit megaphone.fm/adchoices
In the dungeons beneath Fairburn Point Ser Grace, the realms most celebrated adventurer, was forcefully bonded with an entity beyond mortal comprehension. For some such an incident would spell tragedy, for Ser Grace, however, he saw only opportunity. Now the wheels are in motion for something big, something terrifying. A thousand plans, two thousand eyes, and all requiring a personal touch.Such is the State of Grace.To find out how Ser Grace bonded with the Inky Black check out Search for A'Helm. To learn the history of Ser Grace you can listen to the Fall from Grace Trilogy: The Hag, The City, The Dungeon as well as the Tieffany and Pop campaign Return to Grace. Ser Grace last appeared in The Adventures of the Greyhill Free Company and to hear more about the happenings on at Fairburn Point you can listen to Cult & Worship and The Lonely Tower. Hosted on Acast. See acast.com/privacy for more information.
By Steven Holladay - What is the Ark of the Covenant? Does it still exist? What purpose did it serve? In "Indiana Jones and the Search for the Lost Ark", it was stated that armies in possession of the Ark could not be defeated! Is that true? What does the Bible reveal about this mysterious Ark?
Voices of Search // A Search Engine Optimization (SEO) & Content Marketing Podcast
Will AI diminish the value of localized content? Sebastien Edgar of SEOSeb & Previsible examines why localization remains crucial despite AI advancements. He explains how properly localized content demonstrates market understanding, creates uniqueness, and can increase purchase likelihood by up to 40%. Edgar also highlights the significant opportunity gap between English-dominated web content and the small percentage of native English speakers worldwide.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Welcome to the daily304 – your window into Wonderful, Almost Heaven, West Virginia. Today is Saturday, July 19, 2025. #1 – From Daily304 Press Room West Virginia's Grant Resource Centers have released their 2024 impact report—highlighting record-breaking results in business support, job creation, and capital access. The report shows how resource centers statewide helped thousands of entrepreneurs and small businesses secure funding, mentorship, and economic opportunity. It speaks to the state's commitment to fostering growth in communities across Almost Heaven. Read more: https://daily304.wv.gov/post/pressroom/wv-grant-resource-centers-2024-impact-report-illustrates-record-success/ #2 – From WestVirginia.gov – Available Sites Looking for land to grow your business? The state's updated “Available Sites” directory offers an interactive map of industrial, commercial, and redevelopment-ready properties. Each site includes key specs like acreage, utilities, zoning, and infrastructure access—helping developers and companies evaluate investments quickly. It's a powerful tool to fuel West Virginia's economic growth. Explore sites: https://westvirginia.gov/available-sites/ #3 – From WVFilm.com WVFilm.com's location portal allows filmmakers and scouts to virtually browse West Virginia's landscapes—from historic downtowns to rolling farmland and natural parks. With high-resolution photos and detailed descriptions, the platform makes it easy to find picture-perfect settings for films, commercials, and photo shoots. That's yet another way West Virginia is opening doors for creative industries in Almost Heaven. Search locations: https://wv.reel-scout.com/loc_results.aspx Find these stories and more at wv.gov/daily304. The daily304 curated news and information is brought to you by the West Virginia Department of Commerce: Sharing the wealth, beauty, and opportunity in West Virginia with the world. Follow the daily304 on Facebook, Twitter, and Instagram @daily304. Or find us online at wv.gov and just click the daily304 logo. That's all for now. Take care. Be safe. Get outside and enjoy all the opportunity West Virginia has to offer.
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Starting Lineup: USU brings in interim AD USU coaches are watching the AD hiring process closely Real Golf Radio host Brian Taylor
Preet recently sat down with Washington Post columnist Jonathan Capehart at the Aspen Ideas Festival to discuss his new memoir, Yet Here I Am: Lessons from a Black Man's Search for Home. They also dissect the current state of our politics and how to remain hopeful amid the political chaos stemming from Trump's presidency. Join the CAFE Insider community to stay informed without hysteria, fear-mongering, or rage-baiting. Head to cafe.com/insider to sign up. Thank you for supporting our work. Show notes and a transcript of the episode are available on our website. You can now watch this episode! Head to CAFE's Youtube channel and subscribe. Have a question for Preet? Ask @PreetBharara on BlueSky, or Twitter with the hashtag #AskPreet. Email us at staytuned@cafe.com, or call 833-997-7338 to leave a voicemail. Stay Tuned with Preet is brought to you by CAFE and the Vox Media Podcast Network. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Today I have your news and clips show plus 2 guests. My talk with David Litt is at 41 minutes and David Daley is at 1:14 Stand Up is a daily podcast that I book,host,edit, post and promote new episodes with brilliant guests every day. Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous souls Check out StandUpwithPete.com to learn more Buy David Litt's new book! "It's Only Drowning A True Story of Learning to Surf and the Search for Common Ground" David Litt entered the White House as a speechwriter in 2011, and left in 2016 as a senior presidential speechwriter and special assistant to the president. In addition to writing remarks for President Barack Obama on a wide range of domestic policy issues, David served as the lead joke writer for several White House Correspondents' Dinner monologues. Since leaving government, David's work has appeared in the New York Times, The Atlantic, The Washington Post, The Guardian, and The Boston Globe, among others. From 2016-2018 he was the head writer and producer for Funny Or Die D.C., and he has developed TV pilots for Comedy Central and ABC. David's New York Times bestselling memoir, Thanks, Obama: My Hopey Changey White House Years, was published in 2017. His second book, Democracy in One Book Or Less: How It Works, Why It Doesn't, and Why Fixing It Is Easier Than You Think, was published in June 2020. David Daley is a senior fellow at FairVote. He is the author of the national best-seller Ratf**ked: Why Your Vote Doesn't Count, which has been credited with sparking the modern drive to reform redistricting and end partisan gerrymandering, and the basis for the award-winning documentary Slay The Dragon. His second book, Unrigged: How Americans Are Battling Back to Save Democracy, chronicles the victories and defeats in state efforts to reform elections and uphold voting rights. A frequent lecturer and media source about gerrymandering, he is the former editor-in-chief of Salon.com, and the former CEO and publisher of the Connecticut News Project. David's journalism has appeared in the New Yorker, the New York Times. the Washington Post, the Atlantic, Slate and many other publications, and he has been a guest on CNN, MSNBC, NPR's Fresh Air and Comedy Central. He has taught political science and journalism as a visiting fellow at Wesleyan University, Boston College and the University of Georgia. Join us Monday's and Thursday's at 8EST for our Bi Weekly Happy Hour Hangout's ! Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on YouTube Pete on Twitter Pete On Instagram Pete Personal FB page Stand Up with Pete FB page All things Jon Carroll Follow and Support Pete Coe Buy Ava's Art Hire DJ Monzyk to build your website or help you with Marketing Gift a Subscription https://www.patreon.com/PeteDominick/gift