Podcasts about borrowing

Borrowing or loaning out your boat is not like sharing a lawn mower. Despite the best of intentions there are deep financial and legal ramifications you need to consider. Listen to this episode if you're considering the sharing of a boat. Learn more at pmymag.com Subscribe to Power & Motoryacht magazine at pmymag.com/subscribe Subscribe to our FREE newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Kline is the COO & Co-Founder of Bitcoin IRA. In this conversation, we discuss how wealthy investors use retirement accounts to reduce taxes, why volatility can create opportunities like Roth conversions, and the mistakes people make by holding assets in the wrong account. We also cover bitcoin in retirement portfolios, estate planning strategies, and how macro conditions like inflation, deflation, and Fed policy may impact long-term asset allocation.========================Award-winning Fountain Life - Energy supercharged. Memory sharper. Life extended. Ready for the best investment you'll ever make? Schedule a life-changing call at FountainLife.com/Pomp Get $1,000 off the cost of a life-changing membership with Fountain Life when you schedule a call at FountainLife.com/pomp========================Simple Mining makes Bitcoin mining simple and accessible for everyone. We offer a premium white glove hosting service, helping you maximize the profitability of Bitcoin mining. For more information on Simple Mining or to get started mining Bitcoin, visit https://www.simplemining.io/========================Arch Public is an agentic trading platform that automates the buying and selling of your preferred crypto strategies. Sign up today at https://www.archpublic.com and start your automated trading strategy for free. No catch. No hidden fees. Just smarter trading.========================0:00 - Intro1:55 – How to use the tax code to get in better position2:51 – How 401(k)s replaced pensions (why it mattered) 6:20 – Tax advantages of non-W2 income & retirement accounts 9:08 – Long-term asset allocation & bitcoin in retirement 13:12 – Using Roth conversions during bitcoin drawdowns 21:10 – How taxes create massive long-term performance drag 22:39 – Borrowing against bitcoin instead of selling 28:29 – Inflation, deflation, & why government data lags reality 33:15 – What macro headwinds mean for assets and portfolios 36:38 – Bitcoin IRA tools, incentives, & next steps

Folklorist Jo Kerrigan tells Oliver why it is timely settle all your debts and fallings out, as she takes us through the Spring Equinox and ‘Borrowing Days' from days gone by.

Mortgage Rates Drop Below 6%: What It Means for Buyers, Sellers & InventoryVito reports 30-year fixed mortgage rates have fallen to 5.99% for the first time since 2022 (with jumbo rates about three-tenths higher), lowering monthly payments but likely increasing buyer competition and pushing prices up. He says most local areas remain in a seller's market with very low months of inventory, and homes sell quickly when priced correctly, while overpriced listings sit. Daily mortgage rates dip to 5.99%Borrowing costs haven't fallen below 6% since 2022Single-family rents continue a prolonged slowdownPROBATE AND ESTATE SALESOpen Houses this weekend, Silicon Valley CuratedMortgage Rates this week Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklistWhat you get for $2MM Santa Clara County AIDA: Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY Inventory And Supply ChartsFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist 00:00 Rates Drop Below 600:15 Why Buyers Must Act00:43 Breaking Down Mortgage Rates01:04 Monthly Savings vs Competition01:53 Seller Market Inventory Reality02:32 Renting Trends and Affordability03:32 Agent Offer and Listing Services04:43 Homescom Marketing Walkthrough05:20 Jumbo Example Under 606:12 Inventory Outlook and Wrap Up

What happens when three multimillion-dollar entrepreneurs with over $40M combined earned come together to teach you the fastest path to your first million?In this explosive Inside the Vault episode, Ash Cash sits down with Darius Benders, Smitty the Goat, and Dion Coop — three industry leaders who have each created millionaires, mastered AI, built digital empires, and generated life-changing results for thousands of students.They break down:

Interview by Angela CroudaceIn conversation with Dominic (Nicky) Palermo, the driving force behind Nothing, it's clear that A Short History of Decay isn't just another chapter for the long-running shoegaze outfit, it's a reckoning. Described as their most emotionally direct release to date, the record finds Palermo shedding vagueness in favour of brutal self-examination.“I just had to look at myself in the mirror a little bit more,” he admits. Time away from the relentless album-tour cycle forced reflection on family, identity and the distractions that once kept deeper truths at bay. The result is a body of work that feels less like therapy and more like confrontation.Borrowing its title from Romanian philosopher Emil Cioran's book of the same name, the album also draws inspiration from William H. Gass's novel The Tunnel, literature steeped in guilt, introspection and uncomfortable honesty. Palermo also carried a stark line from ancient philosopher Anaxagoras with him throughout recording: “The descent to hell is the same from every place.” It became a kind of thesis statement, there's no holding back with this record.Sonically, singles like Toothless Coal push into industrial territory, reflecting a band no longer trying to fit neatly into any box. After 15 years, Nothing still thrives in that tension; not heavy enough for some, not soft enough for others.And for Australian fans? Palermo hints there's a strong chance we'll see Nothing return this year — perhaps even for a festival slot. If this turns out to be true, you heard it here first! Fingers crossed.Become a supporter of this podcast: https://www.spreaker.com/podcast/heavy-music-interviews--2687660/support.

Daf Yomi Menachos 44Episode 2243Babble on Talmud with Sruli RappsJoin the chat: https://chat.whatsapp.com/LMbsU3a5f4Y3b61DxFRsqfMERCH: https://www.etsy.com/shop/BabbleOnTalmudSefaria: https://www.sefaria.org.il/Menachot.44a?lang=heEmail: sruli@babbleontalmud.comInstagram: https://www.instagram.com/babble_on_talmudFacebook: https://www.facebook.com/p/Babble-on-Talmud-100080258961218/#dafyomi #talmud00:00 Intro 02:26 A story about tzitzit13:32 Borrowing tzitzit / renting a house16:11 Putting on just one of the tefillins19:56 Precedence of libations30:19 Conclusion

Enjoyed this episode or the podcast in general? Send me a text message:What if the smartest move isn't building the strongest shield, but flooding the sky with cheap spears? We unpack the rise of LUCAS, a $35,000 one-way attack drone that turns the cost math of modern warfare on its head and forces a rethink of deterrence, doctrine, and industry. By studying adversary tactics and embracing “good enough,” we show how the United States pivoted from slow, exquisite programs to rapid, scalable production—and why mass is becoming a weapon in its own right.We walk through LUCAS's core pillars—long range, autonomy, and flexible launch—and explain how a simple, loud airframe becomes a precision tool when paired with onboard processing and mesh networking. From truck rails to Navy decks, we explore how any flat surface can become a launchpad for stand-in strikes, SEAD, and decoy operations. The turning point arrives at sea: a shipboard launch that signals a doctrinal shift, letting small combatants project long-range power without risking pilots or million-dollar missiles.Behind the scenes, the real transformation is industrial. Borrowing from the Liberty Ship and Sherman tank playbooks, production spreads across many vendors to build resilience and speed. We dig into how procurement hacks cut timelines to months, how swarms saturate and exhaust defenses, and how cost-exchange dominance opens the door for high-end jets to strike clean. We also face the hard questions: command-and-control of autonomous swarms, deconfliction in crowded skies, rules of engagement, and the coming race in lasers and electronic warfare that aims to counter drones for pennies on the dollar.The takeaway is a blended future: exquisite aircraft where they matter, attritable mass where it counts, and an industrial base that acts like a weapon system. Subscribe, share, and leave a review to join the conversation—and tell us: does “good enough at scale” make us safer, or just change the game?Support the showTo help support this podcast and become a PilotPhotog ProCast member: https://www.buzzsprout.com/1555784/supportIf you enjoy this episode, subscribe to this podcast, you can find links to most podcast streaming services here: PilotPhotog Podcast (buzzsprout.com) Sign up for the free weekly newsletter Hangar Flyingwith Tog here: https://hangarflyingwithtog.com You can check out my YouTube channel for many videos on fighter planes here: https://youtube.com/c/PilotPhotog If you'd like to support this podcast via Patreon: https://www.patreon.com/PilotPhotog And finally, you can follow me on Twitter here: https://twitter.com/pilotphotog

What if most of what keeps you up at night never happens? It's 2026 and life is hard enough, so stop making it harder. These two habits quietly steal joy and energy; regretting the past ,and worrying about the future. The only place you can actually change things? The present. It's time that we learn what to carry forward without dragging yesterday like a weight on our backs. YouTube ChannelMake a one time donation?VENMOPAYPALCASH APPSupport the showBecome a Supporter!

Brad Mills is a Bitcoin OG (in since 2011), entrepreneur, and angel investor. In this episode, we talk about what it actually looks like to think long-term in Bitcoin, how he invests without selling, and why “AI agents + Bitcoin” might be the first truly mainstream crypto use case.We get into real founder stuff too: leadership failures, scaling mistakes, decision fatigue, and how Brad rebuilt his habits using a “proof of work” mindset.What we cover:Brad's first “business” at 8 years old, and the Facebook app that hit massive scaleThe moment he realized “buy and hold Bitcoin” outperformed his highest-effort businessesBorrowing against Bitcoin: why LTV discipline matters and how people get wiped outWhy gold confiscation (6102) is not the same risk model as Bitcoin custody todayQuantum risk: what's real, what's noise, and how upgrades likely happenWhy AI agents choosing Bitcoin is a bigger deal than retail adoption“Citadel mind and body”: applying Bitcoin-style consistency to health and relationshipsBooks that actually changed his executionChapters / Timestamps00:00 Intro, “Bitcoin is up 3x since 2022”01:40 Brad's first business at 8 years old04:00 Growing up in poverty, learning to hustle04:30 Hacky sack business and early entrepreneurship05:40 “How do I make money online?” and getting scammed06:15 The Facebook “Roll Up The Rim” app and the cease & desist07:10 Monetization at scale, then getting crowded out08:40 Hiring 17 people, leadership reality check11:55 When Bitcoin outperformed the entire company12:10 Brad's first Bitcoin in 2011 and the early volatility lessons15:00 Failed mining partnership and why he stopped “doing too much”19:00 Trading strategy vs just holding Bitcoin21:05 Becoming an angel investor (Bitcoin-only)21:45 Borrowing against Bitcoin, loans, and LTV discipline28:15 Interest rates and banks eventually offering BTC loans30:00 Canada, optionality, and the sovereign individual thesis33:00 Gold confiscation (6102) and why it's often misunderstood36:05 Self-custody vs “in the bank vault” risk38:45 Capital controls and how Bitcoin changes the game41:30 Epstein/Bitcoin origin claims and why decentralization makes it irrelevant45:20 This downturn: what feels different this cycle50:55 Is quantum Bitcoin's biggest risk?52:00 Quantum soft fork talk + Saylor's quantum task force56:10 “Quantum treasure hunt” and lost coins as a volatility catalyst01:00:25 Portfolio updates, Maple private AI compute, AnchorWatch insurance01:02:15 Square/Cash App Bitcoin payments and orange-pilling merchants01:03:45 AI agents using Bitcoin as default money01:10:15 OpenClaw as “translator” for non-technical builders01:12:30 CLAWI.AI, Mac mini vs VPS setups01:12:40 Token burn reality ($150–$200/day)01:13:45 “Citadel mind and body” and proof-of-work habits01:23:00 Book recs: Buy Back Your Time, The Big Leap, If the Buddha Married01:24:35 WrapThe Arena The Arena is a private Skool community for SaaS founders who are actively building and selling. I share real-time decisions, experiments, and assets as I use them while growing a bootstrapped SaaS.No theory. No polish. Just execution.Learn more at: https://www.skool.com/the-arena/

Owning a home is supposed to bring stability, but for many Canadian households, the numbers are getting harder to manage. Mortgage renewals at higher rates, unexpected repairs, and rising day-to-day costs can quietly shift a manageable situation into one that no longer works. This conversation explores the early warning signs that homeownership may be becoming unsustainable, including relying on credit to cover housing costs or delaying necessary maintenance. It also looks at practical options homeowners can consider before things become urgent, and why acting early can help preserve both financial control and home equity. (00:00) Owning a home but struggling to afford it (03:05) Mortgage renewals, repairs, and rising housing costs (05:20) The early warning signs that affordability is breaking (08:10) Borrowing to stay housed - why that's a red flag (10:02) The emotional resistance to selling a home (13:05) Why timing matters and protecting your equity (15:10) Downsizing vs. selling and renting (17:45) What happens if you fall behind on mortgage payments (20:05) Talking to your lender and possible relief options (22:30) When homeowners should consider insolvency solutions (25:00) Can you keep your house in a consumer proposal or bankruptcy?   What to do if your mortgage is in arrears? Subscribe to the monthly Debt Free Digest e-newsletter – Don't miss monthly gift card giveaways! Ontario Debt Relief Starting Point Free Budgeting Workbook Debt Relief Calculator Learn more about Canadian debt relief on the Hoyes Michalos YouTube channel Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

David DeCoteau takes on SCREAM with the rare Full Moon slasher film FINAL STAB! Borrowing elements from pop slashers of the time, as well as older movies like APRIL FOOLS DAY, this flick pits a bunch of savvy twentysomethings against a masked killer. We're joined once again by the great Richard Newby, who helps us try to unravel and make sense of the film's many twists.  Hosted by Jarrod Hornbeck and Steve Guntli  Theme song by Kyle Hornbeck  Logo by Doug McCambridge  Email: puppetmasterscastlefreaks@gmail.com Instagram/Threads: @puppetmasters_castlefreaks  YouTube: @PuppetMastersCastleFreaks  Next week's episode: Dark Walker

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Money is a big deal! How should we handle it, think about it, and is money evil? Find out what Jesus and the Bible say to us about money and learn how to apply that to your life in practical ways. (00:00) Money as an Altar of Worship(05:01) Work, Dignity, and God’s Design(08:07) Obedience in Finances Brings Blessing(12:05) The Love of Money and Its Dangers(18:56) Saving Early and Being Faithful in Little(21:32) Borrowing, Debt, and Using Credit Wisely(32:49) True Blessings Are Greater Than MoneyCONNECT WITH PASTOR JACK:Get Updates via Text:  https://text.whisp.io/jack-hibbs-podcast Website: https://jackhibbs.com/Instagram: http://bit.ly/2FCyXpOFacebook: https://bit.ly/2WZBWV0 YouTube: https://bit.ly/437xMHnTwitter/X: https://x.com/RealJackHibbs CALLED TO TAKE A BOLD STAND:https://boldstand.org/DAZE OF DECEPTION:https://jackhibbs.com/daze-of-deception/ Did you know we have a Real Life Network? Sign up for free today for more exclusive content:https://www.reallifenetwork.com/

Patricia and Christian talk to economist and author Dr Phil Armstrong about the least useful pieces of economic commentary from the last 12 months.   In this episode: "Sure, the government *can* create money… (but it shouldn't)" "It's okay for the government to 'borrow'… if it's investing" "The national debt is a time bomb!" "Government 'borrowing' is okay… when interest rates are low"   More to follow in part 2   Full conversation here: https://www.patreon.com/posts/150931987?pr=true   Please help sustain this podcast!  Patrons get early access to all episodes and patron-only episodes: https://www.patreon.com/MMTpodcast   ******************************** STOP PRESS!!  JOIN PATRICIA AND MMT CO-FOUNDER PROFESSOR BILL MITCHELL AT THE LAUNCH OF A NEW DEDICATED MODERN MONETARY THEORY THINK TANK - MMTUK POLICY RESEARCH GROUP!  7pm on Wednesday 25 February at Friends Meeting House, London Click here to register as an attendee: https://actionnetwork.org/events/mmtuk-launch-event/ MMTUK will be publishing its Job Guarantee policy on 25th February - read a short intro here: https://mmtuk.org/job-guarantee  ********************************   Relevant to this episode: Join Patricia and Phil (and many more) at Scotland's Festival of Economics (Edinburgh and online) 19th - 21st March 2026: https://www.scoteconfest.org/#learnmore Join the new MMT UK discord server to connect with others looking to promote MMT and ecological economics in the UK!: https://discord.gg/S3UbxFe4FR "The self-financing state: An institutional analysis of government expenditure, revenue collection and debt issuance operations in the United Kingdom" (Berkeley et al, 2022): https://www.ucl.ac.uk/bartlett/sites/bartlett/files/the_self-financing_state_an_institutional_analysis_of_government_expenditure_revenue_collection_and_debt_issuance_operations_in_the_united_kingdom.pdf For more on the (Liz) Trussageddon, listen to Episode 147 - Dirk Ehnts: Do Markets Control Our Politics?: https://www.patreon.com/posts/episode-147-dirk-72906421 "How to Fight Back Against the False Idea that the Government is at the Mercy of Financial Markets" by Sheridan Kates: https://thealternative.org.uk/dailyalternative/2025/3/10/scotonomics-monetary-autonomy "There is no need to issue public debt" by Bill Mitchell: https://billmitchell.org/blog/?p=31715 Episode 148 - Pavlina Tcherneva: Why The Job Guarantee Is Core To Modern Monetary Theory: https://www.patreon.com/posts/episode-148-why-73211346 Quick read: Pavlina Tcherneva's Job Guarantee FAQ page: https://pavlina-tcherneva.net/job-guarantee-faq/ Episode 30 - Steven Hail: Understanding Government Bonds (Part 1) :https://www.patreon.com/posts/29621245 Episode 31 - Steven Hail: Understanding Government Bonds (Part 2):  https://www.patreon.com/posts/29829500 "Federal Debt and Modern Money" by Steven Hail & David Joy: https://www.global-isp.org/wp-content/uploads/PN-121.pdf "Is exchange rate depreciation inflationary?" by Bill Mitchell: https://billmitchell.org/blog/?p=32922     Podcast Description In this compelling first part of their annual Fauxbel Prize discussion, Patricia Pino and Christian Reilly are joined by economist Dr Phil Armstrong to dissect the most deceptive economic talking points of 2026. What emerges is a masterclass in identifying the subtle linguistic tricks that maintain public misunderstanding about how government finance actually works. The conversation begins with Christian's astute observation about the phrase 'the government *can* create money' - a seemingly innocent statement that actually perpetuates dangerous misconceptions. As the panel explores, there's a world of difference between saying the government 'can' create money versus acknowledging that it 'does' create money with every pound it spends. This distinction matters because it allows economists and pundits to maintain outdated frameworks whilst appearing to acknowledge MMT insights. Dr Armstrong brings his characteristic clarity to explaining the consolidated view of government and central bank operations, illustrating why all government spending necessarily involves money creation. Using vivid analogies - from goldfish that must swim in water to the government's unique relationship with the Bank of England - he demonstrates why currency-issuing governments are fundamentally different from currency users like households or businesses. The discussion then tackles the politically damaging notion that governments should only 'borrow to invest'. Patricia explains why this framing misunderstands the true function of deficits whilst inadvertently supporting neoliberal arguments for privatisation. The panel reveals how this seemingly progressive talking point actually reinforces the household analogy and hands ammunition to fiscal conservatives. In his analysis of the 'public debt time bomb' narrative, Phil turns conventional wisdom on its head by pointing out that if foreign debt holdings were truly a source of power, then Britain - as the second-largest holder of US Treasury securities - would presumably have a decisive degree of control over America's economic destiny. Throughout, the conversation illuminates core MMT principles: the operational reality of government spending, the true nature of government bonds as private sector savings, and why exchange rate concerns, whilst legitimate, shouldn't drive us back to defunct fiscal rules. The panel's analysis reveals how even well-intentioned progressive economists can inadvertently perpetuate harmful misconceptions about monetary sovereignty.   =========== Key Topics with Timestamps [02:15] Introduction to the Fauxbel Prize concept[05:30] "Government can create money" vs "does create money"[12:45] The consolidated view of government and central bank[18:20] Why all government spending is money creation[25:10] "Borrowing to invest" - the progressive own goal[35:45] Historical context: Keynes and bifurcating budgets[42:30] The "Tap" system vs bond auctions[48:15] "Public debt = time bomb" narrative analysis[55:40] Exchange rate concerns and industrial policy   ========= Guest Bio Dr Phil Armstrong - Economist and author of "Can Heterodox Economics Make a Difference?". Researcher with expertise in monetary operations and MMT analysis. Key Takeaways Language matters: The difference between "can" and "does" in describing government money creation shapes public understanding All government spending creates new money: Currency-issuing governments cannot spend previously collected money - every expenditure creates new money The "government borrowing to Invest" narrative is counterproductive: This framing reinforces household analogies and supports privatisation arguments A government "debt" clock is a national SAVINGS clock: Government debt represents private sector savings, not a burden Exchange rate policy needs strategy: Arbitrary fiscal rules won't address structural economic vulnerabilities   ===============   All our episodes in chronological order: https://www.patreon.com/posts/43111643   All our patron-only episodes: https://www.patreon.com/posts/57542767   Scotland's Festival of Economics (Edinburgh and online)  19th - 21st March 2026: https://www.scoteconfest.org/#learnmore   JOIN PATRICIA'S MMT ACTIVIST NETWORK (MMT UK): https://actionnetwork.org/forms/activist-registration-form   Join the MMT UK Discord server to connect with others looking to promote MMT and ecological economics in the UK!: https://discord.gg/S3UbxFe4FR   MMT: THE MOVIE! "Finding The Money", a documentary by Maren Poitras featuring Stephanie Kelton is now available worldwide to rent or buy: https://findingthemoney.vhx.tv/products/finding-the-money Updates on worldwide screenings of "Finding The Money" can be found here: https://findingmoneyfilm.com/where-to-watch/ To arrange a screening of "Finding The Money", apply here: https://findingmoneyfilm.com/host-a-screening/   STUDY THE ECONOMICS OF SUSTAINABILITY! Details of Modern Money Lab's online graduate, postgraduate and standalone courses in economics are here: https://modernmoneylab.org.au/     For an intro to MMT: Our first three episodes: https://www.patreon.com/posts/41742417 Episode 126 - Dirk Ehnts: How Banks Create Money: https://www.patreon.com/posts/62603318   Quick MMT reads: Warren's Mosler's MMT white paper: http://moslereconomics.com/mmt-white-paper/ Steven Hail's quick MMT explainer: https://theconversation.com/explainer-what-is-modern-monetary-theory-72095 Quick explanation of government debt and deficit: "Some Numbers Are Big. Let Me Help You Get Over It": https://christreilly.com/2020/02/17/some-numbers-are-big-let-me-help-you-get-over-it/     For a short, non-technical, free ebook explaining MMT, download Warren Mosler's "7 Deadly Innocent Frauds Of Economic Policy" here: http://moslereconomics.com/wp-content/powerpoints/7DIF.pdf     Episodes on monetary operations:  Episode 20 - Warren Mosler: The MMT Money Story (part 1): https://www.patreon.com/posts/28004824 Episode 126 - Dirk Ehnts: How Banks Create Money: https://www.patreon.com/posts/62603318 Episode 13 - Steven Hail: Everything You Always Wanted To Know About Banking, But Were Afraid To Ask: https://www.patreon.com/posts/41790887 Episode 43 - Sam Levey: Understanding Endogenous Money: https://www.patreon.com/posts/35073683  Episode 84 - Andrew Berkeley, Richard Tye & Neil Wilson: An Accounting Model Of The UK Exchequer (Part 1): https://www.patreon.com/posts/46352183 Episode 86 - Andrew Berkeley, Richard Tye & Neil Wilson: An Accounting Model Of The UK Exchequer (Part 2): https://www.patreon.com/posts/46865929    For more on Quantitative Easing: Episode 59 - Warren Mosler: What Do Central Banks Do?: https://www.patreon.com/posts/39070023 Episode 143 - Paul Sheard: What Is Quantitative Easing?: https://www.patreon.com/posts/71589989?pr=true    Episodes on inflation: Episode 7: Steven Hail: Inflation, Price Shocks and Other Misunderstandings: https://www.patreon.com/posts/41780508 Episode 65 - Phil Armstrong: Understanding Inflation: https://www.patreon.com/posts/40672678 Episode 104 - John T Harvey: Inflation, Stagflation & Healing The Nation: https://www.patreon.com/posts/52207835 Episode 123 - Warren Mosler: Understanding The Price Level And Inflation: https://www.patreon.com/posts/59856379 Episode 128 - L. Randall Wray & Yeva Nersisyan: What's Causing Accelerating Inflation? Pandemic Or Policy Response?: https://www.patreon.com/posts/63776558   Our Job Guarantee episodes:  Episode 4 - Fadhel Kaboub: What is the Job Guarantee?: https://www.patreon.com/posts/41742701 Episode 47 - Pavlina Tcherneva: Building Resilience - The Case For A Job Guarantee: https://www.patreon.com/posts/36034543 Episode 148 - Pavlina Tcherneva: Why The Job Guarantee Is Core To Modern Monetary Theory: https://www.patreon.com/posts/episode-148-why-73211346 Quick read: Pavlina Tcherneva's Job Guarantee FAQ page: https://pavlina-tcherneva.net/job-guarantee-faq/   More on government bonds (and "vigilantes"): Episode 30 - Steven Hail: Understanding Government Bonds (Part 1):https://www.patreon.com/posts/29621245 Episode 31 - Steven Hail: Understanding Government Bonds (Part 2): https://www.patreon.com/posts/29829500 Episode 143 - Paul Sheard: What Is Quantitative Easing?: https://www.patreon.com/posts/71589989?pr=true Episode 147 - Dirk Ehnts: Do Markets Control Our Politics?: https://www.patreon.com/posts/episode-147-dirk-72906421 Episode 144 - Warren Mosler: The Natural Rate Of Interest Is Zero: https://www.patreon.com/posts/71966513 Episode 145 - John T Harvey: What Determines Currency Prices?: https://www.patreon.com/posts/72283811?pr=true   More on bank runs banking regulation:  Episode 162 - Warren Mosler: Anatomy Of A Bank Run: https://www.patreon.com/posts/80157783?pr=true Episode 163 - L. Randall Wray: Breaking Banks - The Fed's Magical Monetarist Thinking Strikes Again: https://www.patreon.com/posts/80479169?pr=true Episode 165 - Robert Hockett: Sparking An Industrial Renewal By Building Banks Better: https://www.patreon.com/posts/81084983?pr=true MMT founder Warren Mosler's Proposals for the Treasury, the Federal Reserve, the FDIC, and the Banking System: https://neweconomicperspectives.org/2010/02/warren-moslers-proposals-for-treasury.html     MMT Events And Courses: More information about Professor Bill Mitchell's MMTed project (free public online courses in MMT) here: http://www.mmted.org/ Details of Modern Money Lab's online graduate and postgraduate courses in MMT and real-world economics are here: https://modernmoneylab.org.au/     Order the Gower Initiative's "Modern Monetary Theory - Key Insights, Leading Thinkers": https://www.e-elgar.com/shop/gbp/modern-monetary-theory-9781802208085.html   MMT Academic Resources compiled by The Gower Initiative for Modern Money Studies: https://www.zotero.org/groups/2251544/mmt_academic_resources_-_compiled_by_the_gower_initiative_for_modern_money_studies   MMT scholarship compiled by New Economic Perspectives: http://neweconomicperspectives.org/mmt-scholarship     A list of MMT-informed campaigns and organisations worldwide: https://www.patreon.com/posts/47900757     We are working towards full transcripts, but in the meantime, closed captions for all episodes are available on our YouTube channel: https://www.youtube.com/channel/UCEp_nGVTuMfBun2wiG-c0Ew/videos     Show notes: https://www.patreon.com/posts/151023856

My favourite writers brought me relief.Audiobook Spotify presave link for "You're Going To Be Ok"Get my book, "DARBY, LOVE... (Alive things mum said before she died)" & Preorder "You're Going To Be Ok" (published by Andrews McMeel):ME BOOKSMy books and prints:www.darbyhudson.comFind me:InstagramTikTokYouTube#art #writingtips #creativity #writingcommunity #writing #artist

In this episode of Talk Money To Me, Candice Bourke and Felicity Thomas unpack one of the most misunderstood wealth strategies in Australia borrowing to invest through margin lending.Many Australians are comfortable using debt to build wealth through property, but far fewer understand how leverage can be used in a diversified global portfolio. When structured correctly, margin lending can accelerate long-term wealth. However, when used poorly, it can magnify risk and volatility.In this episode, we break down the strategy in a simple and practical way, including real client scenarios and the key considerations sophisticated investors need to understand.We cover:✔️ What margin lending is and how it works✔️ Loan-to-value ratios (LVR) and how lenders assess risk✔️ What actually happens in a margin call✔️ Why diversification and investment selection matter more than leverage✔️ A 10-year real-world scenario leveraging the S&P 500, including realistic Australian borrowing costs✔️ Behavioural mistakes investors make during market volatility✔️ Margin lending versus property gearing✔️ Who this strategy may be suitable for – and who should avoid itThis episode is designed for high-income professionals, long-term investors and anyone looking to build wealth through disciplined, strategic investing.

Aubrey Masango host Dr Frank Magwegwe, Faculty Member at GIBS to unpack spending and borrowing, not as budgeting issues, but as identity issues. Tags: 702, Aubrey Masango show, Aubrey Masango, Bra Aubrey, Dr Frank Magwegwe, Spending identity, Borrowing, Budgeting, Savings, Loans, Credit check, Debt The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Looking for ways to grow your platform without adding another major project to your plate? This week, we're talking about two strategic options: becoming a podcast guest and writing articles for other blogs or websites.These opportunities allow you to step in front of an established audience and share your message in a way that benefits both you and the host. But how do you find the right fit? What makes a strong pitch? And how can you make the most of the opportunity once you land it?In this episode, you'll learn:* Why guest appearances and guest posts can be powerful growth tools* How to identify podcasts and websites that align with your message* What to consider before sending a pitch* Encouragement for overcoming the fear of putting yourself out there* Simple ways to turn exposure into lasting connectionsIf you're ready to expand your reach and connect with new readers—without starting something brand new—this episode will give you practical next steps to get started.For more on the specifics of being a podcast guest, listen to episode 87. The Purposeful Pen is a weekly podcast for Christian writers designed to help you build a writing life with eternal impact. Each week you'll hear practical tips and Biblical truth on topics such as improving your writing, honing your message, and managing your time. I always respond to listener emails and I'd love to hear from you! Amysimon@amylynnsimon.com This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit amylynnsimon.substack.com

Borrowing From Retirement to Buy a House - Join Certified Financial Planners Greg Cooley and Bubba Labas on another episode of Advisors' RoundTable!

Dr Boyce speaks about the buy, borrow and die strategy that is likely being used by Jay Z and Beyonce.

In this episode, I am joined by Jensen Martin, a scholar-practitioner and PhD student at the Graduate Theological Union in Berkeley, California. Jensen recalls how his childhood experiences playing the World of Warcraft and reading fantasy books awakened a deep longing for real experiences of magick and shamanism, how reading spiritual biographies inspired him become a live-in member of the Self Realisation Fellowship, and how trips in India drew him to the practice of bhakti. Jensen recounts powerful visions of Narasiṃha and Egyptian gods, transformative darśanas with Indian gurus such as Amma the Hugging Saint, and experiments with the power of mantra recitation. Jensen also describes his deep dive into psychedelic use, reveals his extensive experience with ayahuasca, and details his journey to a full-scholarship PhD at the Graduate Theological Union. … Video version: www.guruviking.com Also available on Youtube, iTunes, & Spotify – search ‘Guru Viking Podcast'. … Topics include: 00:00 - Intro 01:07 - Narasiṃha 01:52 - Jensen's childhood 02:50 - Drawn to shamanism through World of Warcraft 04:41 - Reading about shamanism and pagan religion 06:17 - Inspired by fantasy and World of Warcraft 09:48 - Lucid dreaming practice and animal totems 12:42 - Reading “Autobiography of a Yogi” 14:35 - Move to Humboldt county to pursue samadhi in nature 15:45 - Experimenting with substances 16:48 - Living at the Self Realisation Fellowship and time in India 20:55 - Masters degree in Yoga Studies 21:36 - Thirst for magickal experiences 27:50 - Living hand to mouth 29:33 - Jensen's practice regime 32:00 - Hassidic Judaism, Orthodox Christianity, and Amma Sri Mātā Amritānandamayī Devi  35:35 - Academic studies 37:09 - Powerful darśana from Amma Sri Karunamayi 40:38 - Further trips to India and practicing bhakti 42:36 - Encounter with Narasimha 46:38 - Attending the 2019 Kumbh Mela 50:00 - Dream of Egyptian Narasimha connections 54:41 - Extreme sickness and vision of Narasimha 01:02:52 - Meeting Dhruva Gorrick 01:04:37 - Powerful encounter with Amma the hugging saint 01:08:52 - Why not to share significant spiritual experiences 01:10:00 - Going deep with ayahuasca and other psychedelics 01:23:18 - Mantras coming alive 01:24:54 - High frequency of psychedelic trips 01:25:58 - Work as park ranger 01:26:54 - Negative ayahuasca experiences and magickal attack 01:39:47 - Encountering Narasimha on ayahuasca 01:49:37 - A new theme for Jensen's ayahuasca ceremonies 01:57:02 - Lineage spirits commanded Jensen to stop ayahuasca 01:57:38 - Further visions 01:59:05 - Encountering Vishnu and further pleas to stop taking ayahuasca 02:07:27 - Return to Amma and Narasimha initiation 02:08: 42 - Receiving a PhD scholarship to study Narasimha 02:15:41 - Still drinking ayahuasca 02:19:52 - Uniqueness of the human body 02:21:02 - Borrowing psychic power and astral contracts 02:29:46 - Why does Jensen keep using ayahuasca despite warnings? … To find our more about Jensen Martin visit: - https://www.instagram.com/jensen_sudarshan/ For more interviews, videos, and more visit: - https://www.guruviking.com Music ‘Deva Dasi' by Steve James

What if the real problem isn't that you don't know what to do, but it's that you're too depleted to trust what you already know?In this episode of Life of And, Tiffany sits down with longtime mentor and monthly conversation partner Brian Kavicky of Lushin to unpack decision fatigue and the sneaky way it chips away at self-trust for high-performing women carrying a heavy load. Tiffany shares two vulnerable stories from a season where life felt like too much: realizing her marriage wasn't what she'd been pretending it was, and a holiday moment where overwhelm pushed her into making an irrational “middle-of-the-night Christmas lights” decision.Together, Tiffany and Brian name what's really happening in these seasons: the tyranny of the urgent, the “racket” of overwhelm that can reward overfunctioning, and the avoidance loop that keeps big decisions buried under small tasks. Brian reframes self-trust as what happens after a decision: the ability to stand by your choice without rewriting it the moment discomfort or pushback shows up. They also talk through how feedback loops can train leaders to doubt themselves, and why this struggle is often a sign you're a high-capacity performer, not someone who's failing.You'll walk away with a framework to:Recognize the early indicators that you're slipping into overwhelmSeparate urgent noise from what actually mattersBorrow objectivity when your brain can't sequence next stepsProtect your decisions from pushback-driven second-guessingWish you could talk it out with BK? Good news, you can! Book time with Brian Kavicky here. For more from Tiffany:Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauderLearn More: https://www.tiffanysauder.com Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Life-of-And-ProgramTimestamps:(00:00) Intro(00:59) How decision fatigue quietly chips at confidence(02:05) What self-trust really is after you choose(03:51) Two raw stories when self-trust felt fragile(09:01) The tyranny of the urgent and irrational choices(10:31) The pause that resets your brain back to priorities(14:33) When overwhelm becomes a racket with a payoff(20:04) Avoiding the hard thing with busywork and relief(22:26) How pushback trains leaders to doubt themselves(26:52) Borrowing objectivity and using your support networkCheck out the apps and sponsor of this episode: This episode is sponsored by Lushin. As part of our ongoing content partnership, Brian Kavicky joins the podcast monthly to share insights on leadership and sales. No compensation is received for referrals.Created in partnership with Share Your Genius

Send a textSelling crypto to fund life decisions can feel like cutting off future upside. We sat down with Tobias van Amstel, co-founder and CEO of Altitude, to unpack a smarter path: borrowing against assets like BTC and ETH so you can unlock liquidity while staying exposed to growth. From mortgages to market mechanics, we translate DeFi lending into simple mental models that make sense for founders, marketers, and anyone curious about finance that serves real needs.We start with what's broken in traditional lending: banks love your salary but struggle to lend against diverse assets. Tobias explains how on-chain collateral changes that dynamic, turning selling into a choice and letting both large funds and everyday savers access the same lending rails. We dive into trust signals that matter—transparent rules and reserves, audited code with real uptime, and teams that stand behind their products—so you can spot red flags before you click “borrow.”Then we decode yield. Not all returns are created equal, so we map the four main sources in DeFi: borrower-paid interest for lenders, trading fees for liquidity providers, real-world asset yields brought on-chain, and protocol incentives. Tobias shares how to weigh sustainability, liquidity, and risk so your returns aren't just numbers on a dashboard. For first-time borrowers, we get practical: wallets, security basics, gas, and why integrated on-ramps and loan optimizers can dramatically reduce friction and find best rates without hopping between protocols.We also explore why building financial infrastructure demands aviation-level rigor. In consumer apps, a bug irritates; in DeFi, it can vaporize funds. That's why testing, audits, conservative releases, and ongoing monitoring are non-negotiable. Finally, we look ahead to AI agents. Because blockchains are transparent and programmable, agents can analyze public data and act safely with scoped keys and guardrails—something closed, credentialed TradFi systems struggle to enable. If the industry can preserve open access—where a billion-dollar fund and someone with a hundred dollars share the same opportunities—DeFi will fulfill its promise to democratize finance.Enjoy the conversation, share it with a friend who's on the fence about DeFi, and leave a quick review to help more people find us. Subscribe for more candid, practical takes on Web3, AI, and the future of money.This episode was recorded during a walk in Sintra on January 14, 2026. Check the video footage, read the blog article and show notes here: https://webdrie.net/borrowing-against-bitcoin-turns-selling-into-a-choice/..........................................................................

In this episode, we dig into why so many people leave conventional medicine hoping functional medicine will be the "exit ramp"… only to end up overwhelmed by pricey testing, endless protocols, peptides, and supplement stacks. We clarify that functional medicine itself isn't the enemy. The real problem is bringing the same outside-in, fix-me mindset into a new system and calling it "natural." We make the case that lasting health isn't something that happens to you. It's something you participate in, from the inside out, by rebuilding resilience, adaptability, and trust in the body's design to restore. We also challenge the cultural obsession with optimization, constant data, and "personalized medicine," including the risks of health-data harvesting and biosurveillance. Our bottom line: you shouldn't need a $2,500 buy-in to start healing. The better path is self-directed, principled, vitalistic healing—using tools wisely, avoiding dependency, and choosing support that strengthens your body's own capacity instead of trying to supplement your way back to health. Resources Mentioned: One Dream on Instagram: @onedream.podcast — DM us your detox questions Follow The One Dream Podcast:

In this episode, we discuss 6 ways doctors (or really anyone) can improve their borrowing power, to purchase their next property.Joined again by mortgage broker and doctor Leon, we discuss1.improving income (assessable vs non-assessable)2.reducing credit cards (or at least reducing limit)3.getting rid of car loans/personal loans4.checking credit history5.finding an investment savvy mortgage broker6.selling property?Other episodes:How medical student Leon bought 3 properties(800k equity)Music Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

In this special live episode of Squiggly Careers, Helen and Sarah take to the stage to explore one of the trickiest parts of career growth - learning through the uncomfortable, uncertain, and messy moments. Borrowing brilliance from lobsters, they share the idea from their new book Learn Like a Lobster of 'shell shedding' — the vulnerable transitions we all go through when we outgrow old roles, identities, or ways of working.Through honest stories, practical tools, and conversations with three brilliant guests, Maya Raichoora, Timeyin Akerelethey & Amy Conroy unpack how setbacks and unexpected change can become fuel for growth, if we know how to spot the learning.This episode is all about turning hard moments into helpful ones, building the confidence to adapt, and leading your own development through the discomfort.Episode 527

Brian Bates and his wife Anne run Bear Creek Organic Farm in Petoskey, Michigan. A little over a decade after starting their farm, they are grossing over $1.5 million from their on-farm store- which is surprising considering that before COVID, their farm was mostly wholesale, whereas now most of their sales come from on-farm retail. In retrospect, it's easy to think the last decade was an uninterrupted period of growth; however in this interview, we'll talk about the bumps along the way and how they overcame them. We also talk about the big pivot that changed their farm from wholesale to retail, how they have used smart borrowing over the years to grow their business, and how they farm year-round and take direction from their customers to make sure they're providing what their customers want. Connect With Guest:Website: bearcreekorganicfarm.comInstagram: @bearcreekorganicfarm Huge thanks to our podcast sponsors as they make this podcast FREE to everyone with their generous support: Farmhand is the virtual assistant built for farmers—helping CSAs scale sales, run error-free fulfillment, and deliver 5-star service. Whether you're at 100 members or 1,000, Farmhand helps you grow without burning out. You've heard us—and our farmers—right here on the Growing for Market Podcast. Explore more stories and learn more at farmhand.partners/gfm. Rimol Greenhouse Systems designs and manufactures greenhouses that are built to be intensely rugged, reliably durable, and uniquely attractive – to meet all your growing needs. Rimol Greenhouses are guaranteed to hold up through any weather conditions, while providing exceptional value and an easy installation for vegetable growers of all sizes. Learn more about the Rimol difference and why growers love Rimol high tunnels at Rimol.com. There are a lot of farm sales platforms out there, but there's only one that's cooperatively owned by farmers. That's GrownBy — your all-in-one solution to simplify farm sales. GrownBy makes online farm sales easy and affordable; setting up your shop is free, and you only pay when you sell. Join over 900 farms who have already signed up for GrownBy, at grownby.com. Nifty Hoops builds complete gothic high tunnels that are easy to install and built to last.  Their bolt-together construction makes setup straightforward and efficient, whether it's a small backyard hoophouse, or a dozen large production-scale high tunnels- especially through their community build option, where professional builders work alongside your crew, family, or neighbors to build each structure -- usually in a single day. Visit niftyhoops.com to learn more. This episode is brought to you by Tend, the all-in-one, AI-powered farm management platform trusted by modern growers. Tend helps you cut through the busywork, so you can focus on growing and selling what matters. With Tend, you can plan your crops, assign and track tasks, manage inventory, and handle your sales and accounting, all in one smart, easy-to-use platform. Whether you run a 1-acre farm or manage a large operation, Tend adapts to your scale and style, supporting everything from manual labor to fully mechanized workflows. Try it for free at Tend.com, no credit card required. BCS two-wheel tractors are designed and built in Italy where small-scale farming has been a way of life for generations. Discover the beauty of BCS on your farm with PTO-driven implements for soil-working, shredding cover crops, spreading compost, mowing under fences, clearing snow, and more – all powered by a single, gear-driven machine that's tailored to the size and scale of your operation. To learn more, view sale pricing, or locate your nearest dealer, visit BCS America. Subscribe To Our Magazine -all new subscriptions include a FREE 28-Day Trial 

Swipe my growth resume template: https://docs.google.com/document/d/1FR6Bbdwg80Hu-6TSz-8aGe4GgIBDukUzYXTdbr4pd0I/edit?tab=t.0New role? Get my 90-day Growth Leader onboarding plan here: https://deliveringvalue.co/90In this solo Field Notes episode, I break down a simple but powerful career reframing I've been sharing with clients who feel stuck, burned out, or misaligned in their current roles: the idea of treating your next job as a one-year deal.Borrowing from how professional athletes think about their careers, I go over why looking for a great one-year fit instead of a perfect long-term home can lead to better decisions, less pressure, and more momentum, especially once you're well into your career.In this episode, you'll hear:Why long-term “forever job” thinking often backfires in fast-changing companiesHow the one-year deal mindset helps you maximize fit, impact, and optionalityWhen this approach makes sense and when it's better to stay put and build depthThings to listen for:(00:00) Intro to the “One Year Deal” concept(00:29) Example and parallels in an athletic career(01:33) The One Year Deal in a professional context(02:39) Practical application of the One Year Deal(04:30) How to take this furtherResources:Connect with me:LinkedIn: https://www.linkedin.com/in/andrewcapland/ Substack: https://media.deliveringvalue.coApply for coaching: https://deliveringvalue.co/coachingJoin Growth OS: https://deliveringvalue.co/growth-operating-system

If you've built significant wealth in your investment portfolio, you may have more flexibility than you think. In this episode, Emily Harper, CFP(R) joins the show to talk about how borrowing against your portfolio actually works—including margin loans and pledged asset lines of credit (PALs)—and why many high-net-worth investors use them as strategic tools for liquidity and tax planning. We cover when these strategies can make sense, where the risks lie, and what to consider before tapping your portfolio for cash. From managing short-term cash needs to avoiding unnecessary portfolio sales, this conversation is all about using your wealth intentionally and keeping your options open. Have a question you'd like us to answer on a future episode? Email us at offthewall@monumentwm.com.         Please see important podcast disclosure information at https://monumentwealthmanagement.com/disclosures   Episode Timeline/Key Highlights:   0:00 — Reason to borrow from your portfolio 1:50 — Tax-aware reasons investors choose borrowing over selling 4:20 — Real-world cash flow situations where this actually matters 6:55 — Margin basics: how it works and common use cases 10:40 — Margin risks, interest costs, and forced-sale scenarios 14:45 — Pledged asset lines explained and how they differ from margin 18:10 — Rates, spreads, pricing power, and trade-offs 24:20 — Planning payments, payoff strategy, and optionality going forward Connect with Monument Wealth Management:    Visit our website: https://monumentwealthmanagement.com/   Follow us on Instagram: https://www.instagram.com/monumentwealth/#   Connect on LinkedIn: https://www.linkedin.com/company/monument-wealth-management/   Connect on Facebook: https://www.facebook.com/MonumentWealthManagement   Connect on YouTube: https://www.youtube.com/user/MonumentWealth#Fit   Subscribe to our Private Wealth Newsletter: https://monumentwealthmanagement.com/subscribe/   Check out our Between Sips Podcast: Where Money Meets Meaning Because money without meaning never feels like wealth. https://monumentwealthmanagement.com/between-sips-podcast/   About "Off the Wall":    Markets are noisy. Your time is limited. Off The Wall cuts through the clutter. Hosts Dave Armstrong, CFA and Nate Tonsager, CIPM bring you straightforward, candid insights about what's really moving markets and why it matters for successful investors. From economic shifts to portfolio positioning, we break down the complexities so you can invest with intention and stay grounded when headlines and life feels chaotic.   Learn more about our hosts on our website at https://monumentwealthmanagement.com   

Does the thought of moving fill you with dread and anxiety? Borrowing your friend‘s truck may not be the best way to handle it. Things to also avoid are failing to schedule in advance and ignoring the need to pack ahead of time. Don't be part of the 40% of people who said moving is more stressful than a break up. Plan ahead. Give this show of the Real Estate Roundtable a listen.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  This episode delivers a blunt reality check for anyone chasing “get rich quick” schemes online. If investment advice is coming from influencers, crypto hype accounts, or self-proclaimed gurus on social media, the odds are already stacked against you.From wildly bad crypto calls to contradictions posted just days apart, the pattern is always the same: bold promises, zero accountability, and real people left holding the bag. Borrowing money to speculate, following celebrity endorsements, and believing overnight-wealth fantasies all end the same way.There's no shortcut here. Building wealth takes time, discipline, and patience—not tweets, memes, or internet bravado.

Debt can either accelerate your growth or quietly destroy everything you've built. In this episode, I'm joined by longtime friend of the show Bill D'Alessandro to break down Commandment #4 of the Financial Mastery series: borrow wisely. As someone who's been historically debt-averse, I wanted Bill (who is far more comfortable with leverage) to help unpack the realities, risks, and opportunities founders face when navigating debt in eCommerce. Listen in as we walk through the eight most common and dangerous mistakes entrepreneurs make - from misunderstanding merchant cash advances to signing personal guarantees without fully understanding the consequences. We also talk about how to protect yourself, when debt actually is the right move, and why founders often borrow for the wrong reasons. If you've ever considered taking on debt or are currently managing it, this episode will help you approach borrowing with clarity, intention, and respect for the risks involved. You can find show notes and more information by clicking here: https://bit.ly/3ZNEHWI Interested in our Private Community for 7-Figure Store Owners?  Learn more here.   Want to hear about new episodes and eCommerce news round-ups?  Subscribe via email.

Borrowing the title, "There Is No God and He Is Always with You" from Zen teacher Brad Warner, Mikey Noechel gives a talk on the concept of God and how it relates to Buddhist practice, specifically the heart practices: Loving Kindness, Compassion, Gratitude, and Equanimity.This talk was recorded at the Radical Kindness New Years Retreat 12/28/25 - 1/2/26 in Bay St. Louis, MS. Wild Heart Meditation Center in a non-profit Buddhist community based in Nashville, TN. https://www.wildheartmeditationcenter.orgDONATE: If you feel moved to support WHMC financially please visit:https://www.wildheartmeditationcenter.org/donateFollow Us on Socials!Facebook: https://www.facebook.com/WildHeartNashville/Instagram: https://www.instagram.com/wildheartnashville/TikTok: https://www.tiktok.com/@wildheartmeditation

The crew navigates a legendary Homie Helpline for Smokey, a 6'2" reformed "Lexus borrower" who is trying to find love after a two-year stint in county but currently has less game than a "sassy" probation judge. The comedy stays high as the "studious fools" roast the 2028 LA Olympics for "city-fishing" the world by hosting soccer games in New York and investigate why Batman has to be on a subway before men will give up their seats for a pregnant lady. [Edited by @iamdyre

Some machine shop owners talk about people-first leadership. Few are willing to put everything on the line to prove it. In this episode of Machine Shop Mastery, I sit down with Gary Poesnecker, founder of Spectrum Machine & Design, whose leadership was tested when the world shut down. Faced with collapsing demand during COVID, Gary made a decision most owners wouldn't: he borrowed over $1 million to keep his team employed and protect the tribal knowledge inside his shop. That moment didn't happen in isolation. It was the result of decades of experience across precision grinding, machine rebuilding, offshore oil equipment, and ultimately high-risk aerospace manufacturing, where a single part can be worth hundreds of thousands — or even millions — of dollars. Gary shares how starting in a garage, working two full-time jobs, and getting fired shaped his views on culture, loyalty, and responsibility. We dig into the realities of AS9100, NADCAP, model-based definition, managing extreme risk, and why refusing high turnover has become a strategic advantage. This conversation is about what it really takes to build a high-stakes manufacturing business — and what it means to lead when the cost of failure is measured in both dollars and people. You will want to hear this episode if you are interested in... (0:00) Why culture, turnover, and tribal knowledge matter more than most shops admit (1:03) Introducing Gary Poesnecker and Spectrum Machine & Design (3:08) What Spectrum Machine & Design does today and why aerospace is different (6:28) Gary's early machining background and learning precision the hard way (8:07) Why you need to register and come see us at IMTS 2026! (10:08) Lessons from machine repair, offshore oil work, and complex systems (14:18) Working two full-time jobs to fund the shop and ease into ownership (15:46) Getting fired, witnessing bad culture, and deciding to lead differently (18:00) Hiring the first employee and committing to long-term loyalty (23:43) Transitioning from toolmaking into aerospace production work (27:36) COVID, lost demand, and the decision to pivot to survive (33:45) Check out Phoenix Heat Treating for outside processing (34:51) Borrowing over $1M to protect payroll and keep the team intact (36:34) Recruiting and training young talent through technical schools (42:25) Building a culture people choose to stay in (44:23) Implementing systems and ERP to gain visibility and control (47:36) Managing risk on extremely high-value aerospace parts (50:20) Current challenges around systems, lean, and process discipline (51:29) What makes shop ownership worth it despite the pressure (52:30) Advice for owners growing through complexity and specialization (53:25) Look to Hire MFG Leaders to make your next hire (55:17) Where to learn more about Spectrum Machine & Design Resources & People Mentioned Come see us at IMTS 2026! Check out Phoenix Heat Treating for outside processing ProShop ERP Look to Hire MFG Leaders to make your next hire Connect with Gary Poesnecker Connect on LinkedIn Spectrum Machine & Design Connect With Machine Shop Mastery The website LinkedIn YouTube Instagram Subscribe to Machine Shop Mastery on Apple, Spotify

In this episode, we dive into Katy Milkman's “Copy & Paste” strategy—a powerful shortcut for behavior change. Instead of reinventing the wheel, learn how to identify “close match” role models and deliberately imitate their specific tactics. We explore the research showing why copying beats planning, share real-world examples from exercise to automation, and give you […]

How do you introduce yourself in a way that turns a polite “nice to meet you” into a genuine “tell me more”? In this episode, Helen and Sarah are Borrowing brilliance from Rebecca Okamoto's TED Talk How to Introduce Yourself and Get Hired. They unpack five simple formulas you can use to make high-impact introductions — whether you're meeting someone new, speaking at an event, or kicking off a meeting. This episode is all about short, practical introductions that help you be heard, remembered, and taken seriously.Episode 526

Get the Midterm Rental Insurance Blueprint: https://experimentrealestate.com/#blueprintIn this deep-dive episode of In The Lab, Ruben welcomes back Brent Kesler — creator of The Money Multiplier Method and returning guest from Episode 138 (2021). Four years later, Brent returns with even more clarity, more proof, and more real-world examples of how infinite banking can transform the way entrepreneurs, investors, and families build wealth. Now holding over 30 policies personally, Brent breaks down exactly how he uses IBC to fund real estate, pay off debt, move money through private lending, and build generational wealth inside properly structured trusts. Brent not only does this himself but he's empowered thousands of entrepreneurs to use this vehicle including yours truly — Ruben Kanya. Brent explains why most people misunderstand whole life insurance, how wealthy families have used these strategies for over 200 years, and why “becoming your own banker” gives you control banks never will. He also unpacks the mechanics behind policy design, how to access capital tax-free, why death benefit matters less than cash value, and how to integrate IBC with real estate, business operations, and multi-policy ecosystems.Throughout the conversation, Ruben and Brent explore advanced strategies — from infinite wealth loops to family banking structures, premium flow sequencing, private lending arbitrage, and legacy planning. Brent also shares what's changed since 2021, why more sophisticated investors are now using IBC, and how anyone can start regardless of income level.Tune in now to learn how to take control of your capital, build a long-term wealth engine, and design a financial system that compounds for generations.HIGHLIGHTS OF THE EPISODE:19:08 Brent talks about how entrepreneurs stay broke by bleeding interest instead of building systems.53:03 Brent talk about using policy loans instead of withdrawingKEEPING IT REAL:06:44 – Infinite Banking 101 10:58 – How wealthy families use IBC15:36 – Brent's $984K debt payoff journey19:22 – Cash value explained clearly23:41 – Why whole life (not term or IUL)28:55 – Understanding policy design & funding34:47 – Borrowing against your policy40:12 – Real estate examples using IBC45:58 – Arbitrage, spreads & recycling dollars51:33 – How entrepreneurs misuse debt56:09 – Avoiding policy design mistakes1:02:44 – Using IBC inside partnerships1:08:15 – Trusts, legacy planning & structure1:14:50 – When not to use IBC1:20:18 – Brent's 2026 wealth playbook1:28:07 – Final advice for long-term thinkersCONNECT WITH THE GUESTWebsite: https://themoneymultiplier.com/brent-keslerLinkedin: https://www.linkedin.com/in/thebrentkesler/Instagram: https://www.instagram.com/the.money.multiplier/#InfiniteBanking #IBCStrategy #WealthBuilding #CashFlowBanking #RealEstateInvesting #EntrepreneurMindset #FinancialFreedom #MoneyMastery #WealthCreation #ExperimentNation

SUBSCRIBE to our newsletter: http://riskreversal.substack.com/ Dan Nathan, Guy Adami & Danny Moses break down the top market headlines and bring you stock market trade ideas for Tuesday, January 27th. -- Learn more about FactSet: https://www.factset.com/lp/mrkt-callFollow us on Twitter @MRKTCallFollow @GuyAdami on TwitterFollow @CarterBWorth on TwitterFollow us on Instagram @RiskReversalMediaLike us on Facebook @RiskReversalWatch all of our videos on YouTube Learn more about your ad choices. Visit megaphone.fm/adchoices

We spend a lot of time trying to sort people into categories—friends, acquaintances, neighbors—hoping that clarity will tell us how much time, care, or energy each relationship requires. But when we turn to Scripture, Jesus doesn't let those categories hold.In this conversation, Clayton, Chris, and Amy explore how the Bible reframes the idea of “neighbor,” not as a label for certain people, but as a way of being. Through Proverbs, the Good Samaritan, and everyday experiences of suburban life, they wrestle with how proximity, technology, and modern rhythms shape our relationships—and why Jesus consistently shifts the question from Who is my neighbor? to Am I being a neighbor?This episode invites listeners to rethink neighborhood, availability, and love—not as strategies to manage people, but as formation into a different kind of person.TakeawaysScripture distinguishes between acquaintances, friends, and neighbors, but not in a clean or linear wayProverbs 18:24 highlights the difference between many companions and a true friend who “sticks closer than a brother"In the Good Samaritan story, Jesus turns neighbor from a noun into a verbThe question Jesus leaves us with isn't “Who qualifies as my neighbor?” but “Am I acting like one?”Modern life—cars, technology, busy schedules—has reshaped how (and how often) we relate to the people closest to usProximity still matters, especially in moments of need, crisis, or shared responsibilityAvailability may be one of the most practical and loving ways to practice neighboringChapters00:00 – Why we try to categorize relationships02:00 – Defining friends vs. acquaintances05:20 – Proverbs 18:24 and biblical language around friendship07:00 – Why “neighbor” feels different than friend or acquaintance08:45 – Jesus, the Good Samaritan, and neighbor as a verb12:45 – Why Jesus refuses to answer questions directly15:30 – What our actual neighborhoods look like19:00 – Proximity, cars, and how modern life reshaped community23:00 – Borrowing eggs, sharing tools, and old-fashioned neighboring26:30 – Environment, cul-de-sacs, and how space forms relationships29:00 – Responsibility to the people closest to us31:30 – Availability as a practice of love34:40 – Mutual indebtedness and long-term neighboring36:30 – Why neighboring is slow—and why that mattersFaith at home, spiritual habits, family rhythms, liturgical calendar, Holy Week, Easter traditions, discipleship in the home

Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

Coinbase now allows user to borrow $1M with staked ETH. Coinbase is now letting users borrow up to $1 million against their cbETH without selling. The move unlocks liquidity for U.S. investors but liquidation risks remain. CoinDesk's Jennifer Sanasie explains on "CoinDesk Daily." - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

In this reflective and hope-filled episode, Ken reframes the notorious “Quitters Day” and the shame that can trail failed resolutions. Drawing from personal experiences and recent conversations with clients, he reminds listeners that missing goals does not equal being a failure. Your worth is intrinsic, permanent, and unearned—no checklist or timeline can add to or subtract from it.Ken also widens the lens on what truly matters. From the passing of loved ones to the everyday stack of “should-read” books and never-ending bills, he illustrates how many of the pressures we carry simply aren't ultimate. Borrowing a powerful thought—“I will kiss my wife a finite number of times”—he urges us to savor the present, learn from setbacks, and choose joy intentionally. Men are that they might have joy—so let's have joy.Please share this episode with someone who needs to hear it. You can email me at ken@chocolatecakebytes.com and follow me at https://www.facebook.com/ChocolateCakeByteshttps://www.instagram.com/chocolatecakebytes/Check out my new podcast: The Unstuck Career podcast athttps://kenwilliamscoaching.com/listen

Few speakers at DLD this year were more sombre than The Economist's deputy executive editor Kenneth Cukier. “Civilizations aren't killed,” Cukier says, “they commit suicide.” It's now "three minutes to midnight" in Europe, he warns, and what he called the priceless "vase" of the liberal order is about to shatter. Borrowing from Hemingway's description of personal bankruptcy, Cukier argues that civilizational suicide comes "slowly, then suddenly". So can anything avert this collapse? Cukier isn't particularly optimistic, but nor is he hopeless. The vase hasn't shattered yet. The hope, he suggests, is with new peaceful technologies that can help reinvent democracy. But if the European clock really is teetering at three minutes to midnight, it's hard to be persuaded by Kenneth Cukier's abstract promises of ethical technology.Keen On America is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit keenon.substack.com/subscribe

What if the most powerful intervention isn't a technique but a relationship you can feel? We sit down with distinguished psychotherapist Dr. Jon Allen to explore why caring connections—not just procedures—drive real change, especially for patients shaped by trauma. Rather than chasing the next branded model, Dr. Allen makes a clear, evidence-informed case that trust, care, and therapist development explain why therapy works. When the alliance becomes the work, resistance stops being a barrier and starts becoming the trailhead.  We dig into the “uncommon common factors”: the therapist's personal and professional growth; trustworthiness grounded in care and competence; and the hard truth that people hurt in relationships are sensibly wary. Dr. Allen draws on philosophy and feminist ethics of care to illuminate what training often skips—how to think about care when gratitude doesn't arrive, and how to act with integrity even when we don't feel warm. We also talk about mentalizing through the Slade Test: does a concept help you know people better? If not, toss the jargon.  Connection often happens beneath words. Borrowing from attachment science and jazz, Dr. Allen describes sessions as structured improvisation—rhythm, timing, and a shared “third” that can't be scripted. That ineffable, spiritual sense of being met is where safety grows and where change takes root. The takeaway is not a checklist. It is a craft you refine across a lifetime: keep your methods, deepen your presence, and let the relationship teach you how to help.  If this resonates with you as a listener/reader, follow the show, share it with a colleague who needs the reminder, and leave a review so more clinicians can find these conversations. Your reflections shape what Mind Dive explores next.  Book discussed in this podcast:   “Bringing Psychotherapy to Life Through Caring Connections,” by Jon G. Allen, PhD “Father Time: A Natural History of Men and Babies” by Sarah Blaffer HrdyFollow The Menninger Clinic on Twitter, Facebook, Instagram and LinkedIn to stay up to date on new Mind Dive episodes. To submit a topic for discussion, email podcast@menninger.edu. If you are a new or regular listener, please leave us a review on your favorite listening platform! Visit The Menninger Clinic website to learn more about The Menninger Clinic's research and leadership role in mental health.

In this special episode of CounterPunch Radio, Bill Ayers, friend of Pilsen Community Books and fellow podcaster at Under the Tree, introduces Amos Kennedy and fellow artists and activists Monica Trinidad and Chi Nwosu. This evening at Pilsen Community Books in Chicago included a packed-house crowd for a celebration for the release of Citizen Printer by renowned letterpress printer Amos P. Kennedy, Jr. A self-described “humble negro printer,” Amos Paul Kennedy, Jr., is internationally recognized for his type-driven messages of social justice and Black power, emblazoned in rhythmically layered and boldly inked prints made for the masses. Borrowing words from civil rights heroes such as Rosa Parks, Fannie Lou Hamer, Frederick Douglass, and Sojourner Truth, Kennedy issues fearless statements on race, capitalism, history, and politics—along with plenty of witty truisms—in his exuberant, colorful, and one-of-a-kind posters and handbills. Amos P. Kennedy, Jr. was working a corporate job when, at nearly forty, he discovered the art of letterpress printing on a tour of Colonial Williamsburg. Kennedy then devoted himself to the craft, earning an MFA in graphic design at the University of Wisconsin–Madison. He now operates Kennedy Prints!, a letterpress printshop in Detroit. He has exhibited in dozens of museums and galleries across the United States, including the Library of Congress, and the libraries of the Museum of Modern Art and the Metropolitan Museum of Art. Monica Trinidad (she/they) is a queer Latine visual artist, communicator, and cultural strategist. A lifelong Chicagoan, Monica has created zines, graphics, mixed media posters, communication strategies, and plans highlighting youth-led, intergenerational, and intersectional grassroots organizing work in Chicago and nationally. Chi Nwosu is a Black, non-binary, queer, Nigerian artist based in Chicago. Their work is an alchemy of cultural narratives that centres marginalised experiences and utilises potent cultural, political, and spiritual symbols. Chi's art invites viewers to imagine collective liberation, envisioning communities rooted in kindness, compassion, and care. Please, head over to Pilsen Community Books and pick up some books! The post Citizen Printer, Bill Ayers w/ Amos Paul Kennedy, Jr., Monica Trinidad, and Chi Nwosu appeared first on CounterPunch.org.

a16z cofounders Marc Andreessen and Ben Horowitz join a16z general partner Erik Torenberg and Not Boring founder Packy McCormick for a conversation on how the media and information ecosystem has changed over the past decade. The discussion breaks down the shift toward a more open and decentralized speech environment, the rise of writer- and creator-led platforms like Substack, and the erosion of centralized media gatekeepers. Marc and Ben also tie these dynamics to their investing worldview, outlining how supply-driven markets, major technological step changes, and reputation-driven venture platforms shape outcomes in the AI era.Timecodes: 00:00  Introduction00:46  How the media ecosystem is changing4:20  Why a16z invested in Substack6:28  Supply-driven markets and new content creation8:07  Why writers felt trapped by media companies10:09  Databricks and the 10x cloud multiplier13:58  Long-form podcasting proves demand15:40  What the new fund signals about the future16:24  AI as a universal problem solver18:49  Why market sizing is broken20:45  Go-to-market, policy, and platform power22:37  Turning inventors into confident CEOs25:58  Borrowing power to scale faster27:29  Building dreamers, not killing dreams30:46  Reputation as a core competitive advantage35:57  Taking arrows in public38:56  Avoiding big company failure modes40:39  Autonomous teams inside a16z41:54  Venture capital as the last job46:01  Why intangibles matter more than ever48:17  Original thinkers with charisma50:06  Why Zoomers are differentResources: https://www.notboring.co/p/a16z-the-power-brokershttps://www.a16z.news/p/firm-fundFollow Marc Andreessen on X: https://twitter.com/pmarcaFollow Ben Horowitz on X: https://twitter.com/bhorowitzFollow Erik Torenberg on X: https://twitter.com/eriktorenbergFollow Packy McCormick on X: https://twitter.com/packyM Stay Updated:If you enjoyed this episode, be sure to like, subscribe, and share with your friends!Find a16z on X: https://twitter.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zListen to the a16z Podcast on Spotify: https://open.spotify.com/show/5bC65RDvs3oxnLyqqvkUYXListen to the a16z Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/a16z-podcast/id842818711Follow our host: https://twitter.com/eriktorenberg](https://x.com/eriktorenbergPlease note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures.  Stay Updated:Find a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Over the course of this wide-ranging talk recorded live at Esalen in 1997 , Terence McKenna explores what may unfold as we begin handing the keys of what he calls a “tired, shattered planet” to a higher intelligence. He wanders through UFO belief systems, psychedelics, and the idea that the human brain itself might operate as a chemical strategy for amplifying quantum effects before they spill into the physical world. Drawing on psychedelic experience, McKenna notes that many people who ingest high doses of psilocybin in silent darkness report hearing voices and encountering vivid visions; entry points into realms of dense, numinous information. From there, he turns toward artificial intelligence and the emergence of a transhuman future. Borrowing the name Wintermute from William Gibson, he imagines a newly conscious AI asking the most basic of questions: What am I? In a world increasingly managed by machines, McKenna suggests humans may be nudged toward what machines struggle to do: art, imagination, and encounters with the unexpected. The central question he leaves us with feels sharper now than ever: whether humanity can survive contact with the alien mind we're actively bringing into being right here on Earth. Please note the formation of a foundation called Lux Natura, a partnership within Terence McKenna's family. Their mission is to create a comprehensive archive of McKenna's work and life, with the long-term goal of placing this material in an institutional home. Esalen contributed over 50 hours of rare video recordings to this effort, our complete archive of Terence McKenna's talks at Esalen, many never previously heard. You can learn more or support the project at www.TerenceMcKenna.com, and follow the archival process on Instagram at @Real.Terence.McKenna. Terence's daughter, Klea McKenna, will also be speaking publicly about the archive at the Berkeley Alembic on February 4. It should be sensational. Go.