Podcasts about borrowing

In this week's Ask Me Anything, Ryan and Kipp tackle pressing questions from the Iron Council, all centered on money. From understanding the habits of wealthy men, to real vs. nominal gains, to the psychology of budgeting and investing, they cover practical insights that cut through financial confusion. The guys also dive into real estate, Roth strategies, and why prudence matters more than market timing. Tune in for a candid, actionable conversation on building and stewarding wealth with wisdom. SHOW HIGHLIGHTS 00:05 – Opening and headlines 11:41 – Wealthy habits vs. average habits 21:44 – Real vs. nominal gains 24:49 – Selling a house and liquidity decisions 35:07 – Budgeting and psychology of money 43:23 – Wealth and dishonesty mindset 46:24 – Borrowing against equity 49:14 – Rentals vs. 401k 50:57 – When to sell real estate investments 53:16 – Backdoor Roth explained 59:47 – Iron Council promotion 1:02:57 – Social and community links Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready

John Greco joins Ken Carman and Anthony Lima to talk about the Cleveland Browns' 0-2 start and current struggles on both sides of the field.

Welcome back to the Law School Toolbox podcast! Today, we're speaking with Nikhil Agarwal from Juno about how law students can make smarter choices about student loans. We focus on the benefits of group negotiation for better interest rates and the differences between federal and private loans. Thanks to Juno for their support in sponsoring this episode! In this episode we discuss: An introduction to our guest, and the origin of Juno group loan negotiation Understanding student loan options The power of a lower interest rate How Juno's team guides students to make the best decisions for themselves Resources JoinJuno.com (https://joinjuno.com/) Podcast Episode 96: How to Rapidly Pay Off Law School Debt (with Guest Financial Panther) (https://lawschooltoolbox.com/podcast-episode-96-how-to-rapidly-pay-off-law-school-debt-with-guest-financial-panther/) Podcast Episode 383: Talking About Money with Jesse Mecham, Founder of You Need A Budget (https://lawschooltoolbox.com/podcast-episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) The Reality of Law School Debt and Planning for It (https://lawschooltoolbox.com/the-reality-of-law-school-debt-and-planning-for-it/) 5 Strategies to Save Money in Law School (https://lawschooltoolbox.com/5-strategies-to-save-money-in-law-school/) Download the Transcript  (https://lawschooltoolbox.com/episode-521-smarter-borrowing-how-juno-helps-lower-student-loans/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

Borrowing costs for the French government are outpacing some French corporations, and the threats to Turkey's leading opposition party may be part of a wider push to change the country's democracy. Plus, Chinese export controls on Germanium are forcing defence firms to seek new suppliers, and the failure of a little-known US car lender may spell trouble for the wider banking sector. Mentioned in this podcast:French companies' borrowing costs fall below government's as debt fears intensifyIs this the end of Atatürk's party?China's curbs on defence metal germanium create ‘desperate' supply squeezeCar lender's failure hints at what's under the hood in private creditUS justice department probes fraud allegations at subprime car lender TricolorToday's FT News Briefing was produced by Ethan Plotkin, Sonja Hutson, and Victoria Craig. Additional help from Alexander Higgins and Peter Barber. The FT's acting co-head of audio is Topher Forhecz. The show's theme music is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

JUDGE JESS: Am I Wrong For Borrowing My Divorced Friend's Wedding Ring? full 465 Mon, 15 Sep 2025 13:33:08 +0000 u5XGMt9wIhyn7RYpPQeJE0qYscxQMMgI advice,kramer and jess,judge jess,music,society & culture,news Kramer & Jess On Demand Podcast advice,kramer and jess,judge jess,music,society & culture,news JUDGE JESS: Am I Wrong For Borrowing My Divorced Friend's Wedding Ring? Highlights from the Kramer & Jess Show. 2024 © 2021 Audacy, Inc. Music Society & Culture News False https://player.amperw

Faith for the Coming Wilderness (4) (audio) David Eells – 9/14/25 I want to back up a little from what I shared last time, when we knew we were to move to Florida and share how we got a little ahead of the Lord. Sometimes the Lord will wait before He answers because He wants to see if we are going to get out there in the flesh and that's what we did. We came over a little early and started looking around Pensacola, but we didn't see anything, and we went back home. We started crying out to the Lord, “Okay, Lord, we know this is the time; we know it's coming,” and so on. And the next time, we waited until the Lord sent us. We even had a Christian realtor in Pensacola looking around for us, and we described the house to him because we had already seen it in dreams and visions. He was looking all over Pensacola, trying to find the house, until, finally, one day, in a little frustration after having sought the Lord, I stopped the man. I said, “Look, let's get your map.” So he got his map and we stretched it out on the hood of his car, and I said, “Listen, this is where the house is, right here!” I wasn't even looking where I was pointing, but I stuck my finger down on the map and he said, “Okay, we'll go there and look.” As we were looking, I told the man just exactly how much we were going to pay for the house. I could tell he wasn't used to that, but he said, “Okay.” He drove us through the area where my finger came down and we passed by the house we had seen in our dreams and visions. The lady who owned it had just stuck a “For Sale By Owner” sign in the ground. And since this was a realtor and it was a For Sale By Owner sign, he was just driving right on by, but I had my pad and pencil out. I wrote down the phone number and called her later. So after we looked at the house, I felt led to offer her $1000 less than I knew I was going to pay because some people like to haggle. She said, “Well, I don't know.” And I said, “Well, I tell you what, leave the curtains,” which I knew she was planning on doing anyway, “and I'll give you this much,” which was the amount the Lord told me. And she said, “Okay.” Praise the Lord! I do want to tell you that the realtor was a good Christian man who had done a good job looking for the house, and we actually gave him his commission. He had worked for his due, and we figured we'd give it to him anyway. He told us, “Man, I could never have found you a deal like this!” Now this lady was a Baptist, but one of her relatives was the pastor of a large, full-Gospel church in Pensacola. He and other people had been witnessing to her. And at the time when we came to Pensacola, she was having a problem with her eyes, so we asked her, “Would you let us pray for you? Will you let us lay hands on you for those eyes, so God will heal them?” I pointed out some verses to her and so on. She said, “Well, I don't know so much of that laying on of hands stuff, but I would like you to pray for me.” I answered, “Okay, we will pray for you without the laying on of hands.” That's what we did; we prayed for her, and God healed her. She was so jubilant to come to find out that God would do this for her because her doctrine didn't permit that kind of miraculous healing. She didn't really believe in those kinds of miraculous healings, but she received a miraculous healing, and her eyes were suddenly opened to the true Gospel. Then, when the time came for us to move in, she still wasn't ready to move out for another week, so she lived with us for a week, and we were able to witness to her even more. We had our stuff all piled up on one end of the house, and we were kind of living together like that until, finally, we had the house to ourselves. You see, God did a miracle. And it was through our weakness that we got this miracle. God paid for it; we didn't pay for anything. The money He gave us was enough to buy the house and a new car because our small car was a Toyota, which was good for doing small jobs, but we had five kids. So we bought a large, brand new station wagon, and God also did many miracles on that station wagon for us over the years. But the miracle was that God paid for both of these. We didn't have any money or save any money, and we just continued to give to any need that came our way. Whenever we saw a need, we gave to it. We didn't believe in storing up our treasures on earth, so we put no money in the bank. We did what Jesus says. (Luk.12:33) Sell that which ye have, and give alms; make for yourselves purses which wax not old, a treasure in the heavens that faileth not, where no thief draweth near, neither moth destroyeth. “Faileth not.” I want to remind you that no credit goes to us. Eph 2:8  for by grace (unmerited favor) have ye been saved through faith; and that not of yourselves, it is the gift of God; 9  not of works, that no man should glory.  When you store up your treasures in Heaven by meeting the needs of the brethren, you can always get it back because as the Lord said, it “faileth not.” For many years, I made a very good living, and I met the needs of the brethren around me. Whenever I saw a need, it wasn't a burden to me to take care of it by the grace of God, Who put it in my heart to do that. When you read the Word of God and you love the Word of God, and you love to act and live on the Word of God, the Word gets into your heart. The Word in you is Jesus in you. So we just gave where we saw to give; we didn't save up money and we didn't borrow money. Borrowing was out of the question for us because we were walking by faith, and even up to today, I haven't for 55 years. But because I give, the money is always there when I need it. As I've shared with you, the Lord taught me never to borrow, never to tell my needs, never to go into the business of buying and selling. Another was, never to take any government help. Recently the Lord had me sighn up for Social Security at 76 which didn't belong to the government but me, but I have given it away ever since. One of the things the young man said happened in his dream was that when he walked up to me, I told him, “I'm never going to work for man again,” and it was true. After I retired from Exxon, I never worked for man again. Now, everybody has to work, as the Bible says: (2Th.3:10) For even when we were with you, this we commanded you, If any will not work, neither let him eat. So I've worked diligently for the Lord and still do, but I've never been a burden on people. I made sure of that, and I never made my needs known. I haven't received any income from UBM. God put it in people's hearts to meet our needs separately. I don't believe in being a freeloader or “mooching.” It's wrong and it's evil. If you're truly walking by faith, God's going to support you. (Luk.10:7) And in that same house remain, eating and drinking such things as they give: for the laborer is worthy of his hire. Go not from house to house. (Mat.10:10) Get you no gold, nor silver, nor brass in your purses; (10) no wallet for your journey, neither two coats, nor shoes, nor staff: for the laborer is worthy of his food. God supports those who work for Him. Apostle Paul is our example. At the beginning of his ministry, he worked for a living. (1Co.9:11) If we sowed unto you spiritual things, is it a great matter if we shall reap your carnal things? (12) If others partake of [this] right over you, do not we yet more? Nevertheless we did not use this right; but we bear all things, that we may cause no hindrance to the gospel of Christ. But later on (2 Corinthians 9; Philippians 2), it seems very clear that Paul was receiving freewill offerings from brethren so that he could continue on with his ministering and not be distracted by any work. It was that way for the first part of my ministry, too. I worked for many years while I ministered. I learned to walk by faith and, in that weakness, God was miraculous. Most people don't get to see the miracles of God because they are not willing to be weak. They're always strong and do for themselves; it's salvation by works. Remember that the Greek word for “salvation,” which is the noun soteria or the verb sozo, is translated in many different ways to cover every kind of salvation. For instance, when Jesus healed someone, (Mat.9:22) But Jesus turning and seeing her said, Daughter, be of good cheer; thy faith hath made thee whole (sozo). And the woman was made whole (sozo) from that hour. When He delivered people from demons, (Luk.8:36) And they that saw it told them how he that was possessed with demons was made whole (sozo). When the disciples were in the sinking boat, (Mat.8:25) And they came to him, and awoke him, saying, Save (sozo), Lord; we perish. Salvation is very, very big! Jesus saved us from sin and its curse. (2Co.5:21) Him who knew no sin he made [to be] sin on our behalf; that we might become the righteousness of God in him. Did you know, in the Scriptures, poverty is a curse? (Deu.28:47) Because thou servedst not the Lord thy God with joyfulness, and with gladness of heart, by reason of the abundance of all things; (48) therefore shalt thou serve thine enemies that Jehovah shall send against thee, in hunger, and in thirst, and in nakedness, and in want of all things: and he shall put a yoke of iron upon thy neck, until he have destroyed thee. Unless it is a sacrificial self-imposed poverty for the sake of others, it's a curse. How many of you know that Jesus wasn't poverty-stricken? He had His needs met everywhere He went. Now, He didn't have riches, according to the way the world likes riches. The world likes the material kind of riches in which they can trust. Jesus didn't have that, but His needs were met wherever He went, and so were His disciples. They weren't poor, but they were poor to the world. (Jas.2:5) Hearken, my beloved brethren; did not God choose them that are poor as to the world to be rich in faith, and heirs of the kingdom which he promised to them that love him? People who are poor to the world are in a position of weakness, where they have to trust in God. You have to come out from under the principles of the world and the teachings of the worldly, Babylonish Church. You learn to obey the principles that Jesus gave us in the New Testament. Make sure your brother's needs are met sacrificially out of what you have, and God will make sure you don't ever have a need that isn't met by God's faith in us. Paul said, (Php.4:19) And my God shall supply every need of yours according to his riches in glory in Christ Jesus. He said that because his needs were being met by the brethren and He made that promise to the Philippians. Well, we lost a car, had been injured, and didn't have any money, but in our weakness, God was made strong. We didn't have to sell or borrow or beg or do anything of the sort; all we did was give. I want you to walk in the same blessings, and God will do that for you if you start living according to His principles. By the way, because the second part of the money that came in from the wreck was delayed and delayed, God made an opportunity for me to give away my first station wagon that I had when I was in Baton Rouge. I gave it away to a mission in town where I had preached quite a few times because they needed transportation for the people in the mission. God blessed me with that car, and I never had any problems with it that Father didn't fix. When we prayed for a car, my youngest daughter had a vision of that car being in New Orleans. She even saw the color of the car. Sure enough, I couldn't find anything in Baton Rouge that I liked, so I went to New Orleans, and I saw the car and bought it. That was the car I gave to the mission. And I'd never put any spares in that car because I was trusting God to keep my tires, but the day I put the keys in the preacher's hand in my living room and we walked outside, it was sitting on a flat. I never had a flat as long as I had that car because I never carried a spare, but as soon as it got out of my hand and into his, it had a flat. And since I mentioned New Orleans, think about what happened there, folks. God brought a Category 5 hurricane (Hurricane Katrina: August 29, 2005) to that big sin city and, just as it was about to hit land, He sent in a wave of dry air from the northwest that suddenly knocked that hurricane down to a Category 3. That same gust of dry air pushed the hurricane to the east. A Category 5 hurricane that was about to hit that area would have driven the waters of Lake Pontchartrain over into the city and drowned 40,000 to 50,000 people because the water would have come in there so fast. Think about man's efforts to save himself with the levees and those great big monster pumps that they have in that city. They thought they could keep that city dry. Had a Category 5 hit that city head-on, or even a Category 3, it would have pushed the water in there faster than the pumps could handle. Most of New Orleans is 20 feet below sea level and some of it is more than 20 feet below sea level. What chance did man have to save himself from just one of God's judgments? As it was, He didn't let the city escape, even after moving the hurricane over a little bit. The levees gave out when they became saturated and the city started filling up with water, but it was slow enough to give people a little time to move out of the way. It was astounding how the mercy of God saved those people. The meteorologists pointed out on radar how this gust of dry air came in and moved the hurricane; they were totally amazed by it. They had never seen anything like it. That was purely an act of God that spared them when they couldn't have saved themselves, even with all of their efforts. They knew if a major hurricane hit them, the city would drown. God didn't completely spare the city, but He spared an untold number of people, including many brethren. I'm sure some people in New Orleans with faith were praying until God, at the last moment, suddenly dropped the strength of that hurricane and moved it over. Hurricane Dennis did exactly the same thing as it was coming toward Pensacola. I was praying the whole time and I was asking, “Lord, do you want me to command that hurricane to back off and go the other way?” The Lord said, “No. Just wait,” so I didn't do anything. All of a sudden, when it hit the land, I felt in my heart that the Lord wanted me to command it to be broken up, and that's exactly when it started breaking up. The strength dropped down, and it veered a little bit to the right of Pensacola. I know that there were some people over there in New Orleans doing the exact same thing and God answered the exact same way. You see, God has it all planned out. He just uses His faith in us to bring it to pass. We can put our trust in the living God. Nothing that man can do will save you from the judgments that are coming. The wilderness is where you learn to walk by faith in the Lord. You learn to put your faith in Him and you give up your efforts and your power; you give up your ability to do anything. The promises of God are past tense. He became a curse for you, He bore your curse, and He healed your body. He already did all of this, and since all of these promises are past tense, what can you do to bring it to pass? Jesus taught us, (Mar.11:24) Therefore I say unto you, All things whatsoever ye pray and ask for, believe that ye received them, and ye shall have them. If you believe you have received, there's nothing for you to do to bring them to pass. Believing the promises brings us into a position of weakness where we can't save ourselves. You've probably heard the old saying, “God helps those who help themselves.” Well, that's a lie. The Bible says just the opposite: (Jer.17:5) Thus saith the Lord: Cursed is the man that trusteth in man, and maketh flesh his arm, and whose heart departeth from the Lord. The power of God is made perfect in weakness; that's what He told Paul: (2Co.12:9) And he hath said unto me, My grace is sufficient for thee: for my power is made perfect in weakness. Most gladly therefore will I rather glory in my weaknesses, that the power of Christ may rest upon me. Paul couldn't save himself in those situations that he got into, but he said, (2Ti.4:18) The Lord will deliver me from every evil work, and will save me unto his heavenly kingdom: to whom be the glory forever and ever. Amen. In his weakness, and faith, God's power was made perfect. Keep the Sabbath, and don't bring a burden into God's Holy City on this Sabbath. Cease from your own works or, in other words, cease from the works of man. As God told Moses and the children of Israel, (Exo.14:13) And Moses said unto the people, Fear ye not, stand still, and see the salvation of the Lord, which he will work for you to-day: for the Egyptians whom ye have seen to-day, ye shall see them again no more for ever. (14) The Lord will fight for you, and ye shall hold your peace. He said, “Stand still.” They were trying to figure out what to do. Here was Pharaoh's army coming up behind them and they would have never thought about parting the Red Sea. (Exo.14:15) And the Lord said unto Moses, Wherefore criest thou unto me? speak unto the children of Israel, that they go forward. (16) And lift thou up thy rod, and stretch out thy hand over the sea, and divide it: and the children of Israel shall go into the midst of the sea on dry ground. You see, God has ways far beyond our ways. (Isa.55:8) For my thoughts are not your thoughts, neither are your ways my ways, saith the Lord. (9) For as the heavens are higher than the earth, so are my ways higher than your ways, and my thoughts than your thoughts. That's why He had to tell them, “stand still.” It's the same for us. Sometimes we're just so busy running around, trying to figure out a way out of this or a way out of that. We've been trained from our youth to solve our problems for ourselves, when God just wants us to be believers in His promises. Get your Bible and diligently read it. Underline those promises and start acting on them. (Jas.2:17) Even so faith, if it have not works, is dead in itself. Faith without works is dead. Remember that Jesus told us, (Mar.11:24) … All things whatsoever ye pray and ask for, believe that ye received them, and ye shall have them. How would you act if you believed you had received what you prayed for? You would stop trying to bring it to pass for yourself. You would cease from your own labors and, if you cease from your own labors on His Sabbath, you will find God's power is made perfect. Glory be to God! Now, I want to remind you that the Lord hardened Pharaoh's heart over and over before the Israelites were set free from Egypt to go into their wilderness. (Exo.7:1) And the Lord said unto Moses, See, I have made thee as God to Pharaoh; and Aaron thy brother shall be thy prophet. (2) Thou shalt speak all that I command thee; and Aaron thy brother shall speak unto Pharaoh, that he let the children of Israel go out of his land. (3) And I will harden Pharaoh's heart, and multiply my signs and my wonders in the land of Egypt. (4) But Pharaoh will not hearken unto you, and I will lay my hand upon Egypt, and bring forth my hosts, my people the children of Israel, out of the land of Egypt by great judgments. (5) And the Egyptians shall know that I am the Lord, when I stretch forth my hand upon Egypt, and bring out the children of Israel from among them. Why did He do that? Why did the Lord harden Pharaoh's heart? (Exo.10:1) And the Lord said unto Moses, Go in unto Pharaoh: for I have hardened his heart, and the heart of his servants, that I may show these my signs in the midst of them, (2) and that thou mayest tell in the ears of thy son, and of thy son's son, what things I have wrought upon Egypt, and my signs which I have done among them; that ye may know that I am the Lord. The Lord hardened Pharaoh's heart because He wanted to judge Egypt and He wanted to prove His great power to deliver the Israelites. By the time the Israelites left Egypt, the land had been devastated, and the economy was in ruins. (Exo.10:7) And Pharaoh's servants said unto him, How long shall this man be a snare unto us? let the men go, that they may serve the Lord their God: knowest thou not yet that Egypt is destroyed? You know, He's going to do that again in our day! (Ecc.1:9) That which hath been is that which shall be; and that which hath been done is that which shall be done: and there is no new thing under the sun. History is going to repeat. Judgments are coming upon the United States, but God is merciful, and He sends warnings to us so His people will pray. I'm totally convinced that the prayers of the saints have delayed a time of judgment. We have been receiving many revelations of judgments, some of them with actual dates that have since come and gone, and the Lord showed me that these were true revelations, yet they didn't come to pass. You see, the Lord gives you a warning of things to come for the purpose of having you seek Him for grace. (Jas.4:2) … ye have not, because ye ask not. God's people don't pray and they don't seek Him for His grace and mercy! It takes a threat for His people to seek Him for grace and mercy. When God wants to give us grace and mercy, He almost has to tell us what's going to happen if we don't seek Him. I know what the Lord did with those revelations that never came to pass: He put those warnings out there so His people would seek Him for grace and He gave it. By the way, if you don't believe God dates prophecies, you haven't read very much of the Bible because there are many of them in there (Daniel 7; 9; Jonah 3; Revelation 12; etc.) The brethren who share these warnings sometimes wonder if God just forgot about them or if He left them, or if they were deceived. The same thing happened with Jonah. (Jon.4:1) But it displeased Jonah exceedingly, and he was angry. Jonah had prophesied Nineveh would be overthrown in 40 days, and yet, God had mercy when the people cried out to Him. God had mercy, and Jonah was angry because now he was going to look like a false prophet. (2) And he prayed unto the Lord, and said, I pray thee, O Lord, was not this my saying, when I was yet in my country? Therefore I hasted to flee unto Tarshish; for I knew that thou art a gracious God, and merciful, slow to anger, and abundant in lovingkindness, and repentest thee of the evil. (3) Therefore now, O Lord, take, I beseech thee, my life from me; for it is better for me to die than to live. Jonah didn't want to face the world. He felt as if the Lord had let him down. He had prophesied their destruction, but he also knew that God was merciful and would repent of the prophesied evil. However, God reminded Jonah there was something a lot more important than his pride. (Jon.4:11) And should not I have regard for Nineveh, that great city, wherein are more than six score thousand persons that cannot discern between their right hand and their left hand; and also much cattle? Can you imagine, He was even having mercy on the cattle! God was showing it wasn't important that Jonah might look like a false prophet, but it was important that God was going to have mercy on these people. That's the thing we have to keep in mind. Remember, we've been put here to be of no reputation anyway, according to the Scriptures. (Php.2:5) Have this mind in you, which was also in Christ Jesus: (6) who, existing in the form of God, counted not the being on an equality with God a thing to be grasped, (7) but emptied himself, taking the form of a servant, being made in the likeness of men; (8) and being found in fashion as a man, he humbled himself, becoming obedient even unto death, yea, the death of the cross. We're supposed to have the same mind as Christ. We're here to lose our reputation in the eyes of the world. The wilderness is a place of hopelessness for the flesh because the flesh really can't help God. Just like the wilderness was a place of weakness for Israel, a place where the world couldn't supply the needs of God's people, so it is, and will be, for us in our day. What the Church has been teaching for so long is, “God helps those who help themselves.” That's their doctrine. Well, God doesn't like that and it's a stench in His nostrils. The Bible says (Eph.2:8) For by grace have ye been saved through faith; and that not of yourselves, it is the gift of God. We are saved by His works, His efforts, and His wisdom. The Lord has already accomplished everything for us at the cross. (Php.4:19) And my God shall supply every need of yours according to his riches in glory in Christ Jesus. He supplied our needs at the cross, so God doesn't appreciate that the Church is preaching salvation by works. He said, (2Co.12:9) … My grace is sufficient for thee: for my power is made perfect in weakness.... I'd like to share with you the difference between assurance and insurance because this is part of my wilderness. Many people have their trust in the “idol” of insurance. They think they've insulated themselves from anything bad that could come from this world, but it's going to fail. Every idol that you stand up to the Lord will fall over and be crushed like Dagon. (1Sa.5:3) And when they of Ashdod arose early on the morrow, behold, Dagon was fallen upon his face to the ground before the ark of the Lord. And they took Dagon, and set him in his place again. (4) And when they arose early on the morrow morning, behold, Dagon was fallen upon his face to the ground before the ark of the Lord; and the head of Dagon and both the palms of his hands lay cut off upon the threshold; only the stump of Dagon was left to him. God is going to judge all the idols of Egypt; they will all fail. Even insurance companies are not going to be able to save America. As a matter of fact, insurance companies have been leaving several states, including Florida, where judgments such as hurricanes are becoming more and more frequent. They've been leaving those states to avoid going bankrupt. And they get permission to not pay up if doing so would harm them. But God's going to continue hitting big sin cities all around the United States with one form of judgment or another, and there aren't enough insurance companies in the world to save America. If you're interested in my wilderness experiences and teachings from the Bible, I ask that you get our free e-book, Sovereign God For Us And Through Us, on our website: ubm1.org. He is sovereign for us and He wants to be sovereign through us. He wants to administer His authority in this earth through His people. I want to share some excerpts with you here from Chapter 18. It's titled “Assurance Versus Insurance,” and I hope it will give you a desire to read the rest of the book. We receive testimonies every day of people who are being empowered by God and helped and delivered by this book. (The excerpts are italicized, and my commentary is in parentheses.) (Psa.91:9) For thou, O Lord, art my refuge!.... This confession of faith and the deliverance that comes of it are merely acting on what the Word says. I received a revelation years ago in Louisiana, before it was a law to have any form of auto insurance. Even now there are are laws to have the minimum PIP/PD but that covers the other guy, not you. So I have had this to obey the law and have been rewarded greatly because the other guy was a fault and paid me. The Lord began spiritually to reason with me. It occurred to me that God is sovereign over what we call “accidents.” (We're always insulating ourselves with insurance, but there is really no such thing as an accident, is there?) (Joh.3:27) A man can receive nothing, except it have been given him from heaven. That doesn't sound like there are accidents (It sounds like there is a sovereign God!); therefore, an accident could not come without God sending it. Since He said that if we prayed believing we would receive, then I could ask Him to keep my vehicles, or let the other guy be at fault and pay me, which has profited me greatly. Why would I need insurance if I believed the assurance just given in His promises? (Psa.91:9) For thou, O Lord, art my refuge! (Notice the good confession and its resulting benefit. (Jas.2:26) For as the body apart from the spirit is dead, even so faith apart from works is dead. Faith without works is dead, but the good confession brings a benefit.) Thou hast made the Most High thy habitation; (10) There shall no evil befall thee, Neither shall any plague come nigh thy tent. (I know a lot of people don't believe or teach this nowadays, but it's the Word of the Lord. Who are we to say otherwise!) (11) For he will give his angels charge over thee, To keep thee in all thy ways. (12) They shall bear thee up in their hands, Lest thou dash thy foot against a stone. (Or, in other words, “lest you have an accident.”) Notice that when we abide in Christ by faith (and hold fast this good confession; that's the promise of God), angels keep us from what men call “accidents.” An exception to this can be an experience like Job's to show hidden faults (Job.32:1-2). As in his case, God strictly controls the chastening and later restores what is taken. God restored to Job twice as much as he had and without insurance. God desires to be our security. We don't need security in the world; we need our God to be our security. (Psa.119:122) Be surety (Hebrew: “to give or be security”) for thy servant for good.... (Heb.7:22) By so much also hath Jesus become the surety of a better covenant. God and His promises are the believers' assurance of provision and protection. After seeing what the Lord was saying to me, I dropped my auto insurance back before it was required. Then I called my life insurance man and he came over. I told him that I would not need insurance anymore because God would be my assurance. He was a good Lutheran man who sincerely tried to reason with this fanatic, but to no avail. The week after I did this, I drove to a Stop-N-Go mart and went in to get some food. While I was walking down an aisle, I heard a crash that shook the store windows. I looked up over the isle to see that my car had been in a wreck without me! I went out and found a heavy old Buick's front end wrapped around the back corner of my Datsun station wagon. The driver backed the car up a foot or so, and we both stood there speechless. We just couldn't really understand how this could happen. The hood, grill and bumper of his all steel car were notched back about six inches, as if it had hit a big oak tree. Here is the good part. Datsun station wagons were tin boxes and could be dented with an elbow. This tank hit my car on the left rear wrap-around, plastic tail lens! I reached out and with my thumbnail, scraped a piece of paint from his hood off the plastic tail lens, and we stood there for a moment looking at this miracle. There was not a scratch, dent or crack on my car anywhere. Awesome God! He made my wimpy car, which should have been totaled, invincible to this old tank of a car. The assurance of God saved me from any need of insurance. The man said, “I think my brakes went out,” and then he mumbled, “They sure make ‘em better than they used to.” As I was thinking about how ludicrous that statement was (and I knew he didn't believe it anyway), he got in his car and left. Suddenly, it hit me that I missed the best chance in the entire world to witness to someone. I jumped into my car and caught him at the next red light (where his brakes, obviously, had stopped him). I grabbed some tracts out of the glove box and hurried to his door. I said, “Sir, that was a miracle.” He said, “It had to be.” I said, “I didn't have any insurance on my car and I was trusting God to keep it and He did.” The light turned green and we parted company. Since then, I have never had any insurance that covers our family, vehicles or home, other than what the law demands. We now have to have liability, which covers the other guy but not you. However, when the Lord tells you that you do not need insurance He means it. That first wreck, or lack thereof, was an awesome testimony, but we did not plunder Egypt, as we did with later wrecks. Since then, God has not always protected our vehicles or bodies, but in every case, it was to our advantage, for He healed our bodies once and greatly blessed us financially. (When you trust in the Lord, He's working all things for your good, as Romans 8:28 says.) During this time, though we sued no one, the other guy's insurance blessed us with money for the following: to repair a motorcycle with money leftover in my pocket for a new one; to repair a Toyota pickup that needed painting anyway, and I ended up after fixing the pickup, painting it with a beautiful paint job with $1,500 left in my pocket; to buy two cars, one new; to buy our home; to enable us to buy and give cars to others; to enable us to give our home away; and to buy a travel trailer for a homeless woman and her son. Besides all that and more, we have not spent God's money on many years' worth of insurance. (If you obey God, you can't lose! If you obey God and walk by faith in Him and let His assurance be your insurance and not the world, then you'll see the miracles of God.) Now, I can hear someone say, “But David, what if ... ?” What if what? What if God Almighty fell off His throne? (God made these promises; we're just depending upon Him.) (Rom.10:11) For the scripture saith, Whosoever believeth on him shall not be put to shame. (The devil tells you that you will be put to shame, but that's a lie.) (Jer.17:7) Blessed is the man that trusteth in the Lord, and whose trust the Lord is. By the grace of God, it has been many years since we have had a wreck. Praise God! (So God can keep you from wrecks, but when you do get into them, He can make them bless you.) One day, in that same Datsun station wagon, I was driving along rather frustrated because I had had three flats on relatively new tires. Most people would be complaining to the manufacturer, but I believed that God was in control, so I was complaining to the Lord. A little frustrated, I said, “Lord, can't You keep my tires?” He said to me very clearly, “Don't you believe that I can keep your tires?” I replied in my ignorance, “Yes, I believe You can keep them.” He replied, “Then why do you keep putting that spare back there?” To be honest, I put the spare in the trunk because it was traditional and I had not questioned it, but also, the underlying reason was in case God didn't keep my tires. (I'm not trying to make a new doctrine on spares, just share a lesson God gave to me.) Fear and unbelief cause us to try to insulate ourselves from any possibility of lack, loss or threat. Since we are trusting in insurance besides the Lord, we usually end up needing it. (That's what people don't understand. If you trust in something besides the Lord, you end up having to use it. Of course, some people say, “Aha! You see, I needed it!” But they have it all backwards. When you trust in any idol and not in the Lord, you're going to need it.) Jesus sent out His disciples in a way that would make them dependent on living by faith. He sent them without their own provision so that in their weakness His power would be proven. (Mat.10:9) Get you no gold, nor silver, nor brass in your purses; (10) no wallet for [your] journey, neither two coats, nor shoes, nor staff: for the laborer is worthy of his food. Later, Jesus wanted to see what they learned from this experience of depending upon God's supply. (Luk.22:35) And he said unto them, When I sent you forth without purse, and wallet, and shoes, lacked ye anything? And they said, Nothing. (For those of you who believe that only applied to the disciples, remember Jesus commanded His disciples to make disciples and teach them to observe everything that He commanded the first disciples to observe (Matthew 28:20). In other words, what He spoke to them, He spoke to us, but man came in there with religion and thwarted the whole mission that God sent us on.) In the wilderness of man's supply, God's provision was evident. (When Jesus sent out the disciples without their own supply, He basically made a wilderness wherever these men went because they didn't bring enough with them out of “Egypt” to supply their needs.) God starts His works when we finish ours. His power is made perfect in our weakness. That was my experience with those tires. I threw out my spare and I never had another flat on that car, and the neighbors who used to borrow it quit! (I would tell them, “Look, if you're going to drive this car, you have to drive it by faith because I don't have a spare back there.” Well, they quit borrowing my car, which I guess was another benefit.) The moral of that story is, if you prepare for a rainy day, it will come. With the next car, I had the same experience: no flats. When I decided after many years to give it to a mission, I put the keys and title into the hand of the pastor in my living room. We walked outside and the car was on a flat. (I was the one walking by faith and now that it was his car, now that the key was in his hand, it was sitting on a flat! Well, inside I just chuckled. I understood exactly what He was saying to me.) God made His point. As long as I owned the car, putting my trust in Him, there was never a flat. In other words, trusting in God takes away the need for insurance. (And, again, I'm not making any laws about this; I'm not condemning anybody for having spares. God was teaching me, and He'll teach you. He may use other methods, but He wants to teach you to walk in this wilderness, to walk in a lack of man's provision, but in your weakness, God will be made strong.) Men serve insurance companies, H.M.O.s, banks and store up their treasures on earth for the security they think it gives them. (Mat.6:19) Lay not up for yourselves treasures upon the earth, where moth and rust consume, and where thieves break through and steal. Y2K revealed the paranoia and lack of trust in those who stored up their treasures on earth, contrary to the Lord's command. (It's fear that causes people to do such things, but God's power is made perfect in our weakness.) Quite a few I showed these principles to went home to give their store away and found it full of bugs, just as Jesus said, “thieves break through and steal.” Jesus told of a man who found peace in the insurance of storing up his goods in greater barns (Luke 12:18). He said to himself, (Luk.12:19) ...Soul, thou hast much goods laid up for many years; take thine ease, eat, drink, be merry. (That's the thinking of man: “I have all I need; this will keep me for a long time.”) His misplaced trust brought judgment. (20) But God said unto him, Thou foolish one, this night is thy soul required (Greek: “they require thy soul”) of thee; and the things which thou hast prepared, whose shall they be? (21) So is he that layeth up treasure for himself, and is not rich toward God. (Now, to be “rich toward God” is to be “rich in faith and heirs of the Kingdom.” (Jas.2:5) Hearken, my beloved brethren; did not God choose them that are poor as to the world to be rich in faith, and heirs of the kingdom which he promised to them that love him? Why did He choose the “poor as to the world”? He chose them because they have to trust in God, they have to put their faith in God. That's what God did with the Israelites when He brought them into the wilderness. He made them poor to the world, and He expected them to put their faith in Him.) Notice that it was his stored-up treasures that required his soul. Jesus promised the unfailing Kingdom provisions to those who would store up their treasures in Heaven by giving. (32) Fear not, little flock; for it is your Father's good pleasure to give you the kingdom. (33) Sell that which ye have, and give alms; make for yourselves purses which wax not old (not storing up), a treasure in the heavens that faileth not, where no thief draweth near, neither moth destroyeth. As long as we are on this earth, we can draw on our Heavenly bank account if we have deposited by giving to the needs of others. “Give, and it shall be given unto you.” If we have stored up on earth instead, the promise is that it will be stolen by thieves of one kind or another. Our heart will be on our treasures, falsely thinking them to be our security. (Luk.12:34) For where your treasure is, there will your heart be also. (And God cannot lie!) (I'm told that Psalm 118:8 is the center verse in the Bible and I'm sure that it is at least central to God's heart.) (Psa.118:8) It is better to take refuge in the Lord than to put confidence in man. Our trust in man is what brings the curse to pass. (Jer.17:5) Thus saith the Lord: Cursed is the man that trusteth in man, and maketh flesh his arm, and whose heart departeth from the Lord. (People are trusting in their insurance of many different kinds; they're trusting in their insurance companies, but they are all going to fail. Everything but God is going to fail in the days ahead!) As we can see, the insurances themselves bring the curse that they are thought to relieve. (The man who stored up “much goods” found that they brought the curse upon him. God is not offended with the world doing it; He's offended with His people doing these things.) God is offended with those who call themselves believers, yet trust in man's strength and insurances. This is a heart that departs from the Lord. In 2 Chronicles 16:1-6, Asa, king of Judah, put his trust in the worldly king of Syria for insurance against his enemies. This offended God, Who sent judgment. (2Ch.16:7) And at that time Hanani the seer came to Asa king of Judah, and said unto him, Because thou hast relied on the king of Syria, and hast not relied on the Lord thy God, therefore is the host of the king of Syria escaped out of thy hand. (8) Were not the Ethiopians and the Lubim a huge host, with chariots and horsemen exceeding many? yet, because thou didst rely on the Lord, he delivered them into thy hand. (9) For the eyes of the Lord run to and fro throughout the whole earth, to show himself strong in the behalf of them whose heart is perfect toward him. Herein thou hast done foolishly; for from henceforth thou shalt have wars. God is eager to show signs and wonders to those who trust in Him with a perfect heart. (Obviously, a “perfect heart” is not one that trusts in the world.) You would think that Asa would have learned this lesson, but his trust in man cost him his life, as it does for so many. (12) And in the thirty and ninth year of his reign Asa was diseased in his feet; his disease was exceeding great: yet in his disease he sought not to the Lord, but to the physicians (13) And Asa slept with his fathers.... Christians justify their misplaced trust in man's insurances, not realizing that this brings the judgment in the first place. Let me share this experience with you. M.J. and I were about to go to work on a large crude oil pump for Exxon. The process department had blocked it out of line and drained it, or so we thought. What we did not know was that the pressure gauge read “0” because it was broken and the drain valve, though open, was stopped up, so there was a little pressure still in the pump. We took the bolts out of the head plate to remove it, but it was stuck. I stood up and took about four steps away to get something to break it loose when I heard a “pop” sound and turned around to see M.J. drenched with black crude from head to foot. As he opened his eyes, he sarcastically looked at me and said, “David, you did this to me.” Well, I could not contain myself and busted out laughing. The thought of me stepping away in the nick of time so that M.J. could get plastered was too much for me. Attempting to sound serious, he said, “Dave, you're never going to do this to me again.” I said, “M.J., you had better watch those self-confident statements. You know God is listening.” Then, he repeated his statement and said, “Bring me up to the shower house. I have a spare set of clothes up there.” I said, “Oh, now I know why you got it instead of me.” He asked, “Why?” I said, “Because I don't have a spare set of clothes and God knew it.” He looked at me kind of inquisitively. I explained that planning for a catastrophe is the same as having faith for it. It also proves that you do not believe that God will protect or provide. Later that day, we were working on another pump. M.J. was next to me as we used an impact gun to take off some bolts. Suddenly, slurry squirted down one of the open bolt holes and hit M.J. in the middle of his chest, leaving me untouched. (Slurry is a crude that will stain anything; you cannot get it out. If it gets on your clothes, you can just forget it because that's the color they are now. In fact, it's that way on skin; it's just terribly staining. So this slurry squirted down the bolt hole, down the side of the thread and hit him right in the chest.) He looked at me in disbelief. I playfully said, “M.J., I told you God doesn't like those self-confident statements,” but we both knew that God was speaking in this. We could not remember when this had happened to us before, much less twice in one day. (Truly, in the wilderness that's coming, we can put our trust only in the living God; nothing else is going to save us.) Now, back to that old Datsun station wagon; I want you to know the Lord used that vehicle to teach me many other lessons. When I was about to buy a new car, I really kind of favored the Toyota because I felt it was the better car, but I always left things up to the Lord. I asked, “Lord, which one do you want me to buy, the Toyota or the Datsun?” And I was surprised when the Lord said, “I want you to get the Datsun station wagon.” Now, a person would think that when the Lord tells you to do something, everything would be just fine since, obviously, the Lord is looking out for your good. Well, He was looking out for my good, but not in the way you would think sometimes. I told you the tire story, but other things went wrong with that car. Sometimes God wants you to have victory in trials. It wasn't all that long after I bought the car that the carburetor started acting erratically. And since I was a pretty good machinist and a pretty good mechanic, I knew the carburetor was plugged. I also knew that I didn't feel like tearing down the carburetor because the most precious thing in my life is my time. I used every spare moment I had to read the Bible, to study the Word. I was literally drawn, hungering and thirsting for the Word. Anyway, I just commanded that thing to be healed and kept on driving the Datsun. It went on like that, acting kind of erratically for a couple of weeks, but I just kept on holding fast to my confession. (Heb.10:23) Let us hold fast the confession of our hope that it waver not; for he is faithful that promised. The Lord will try you; just because you don't get the answer right away doesn't mean He hasn't heard you. After I held on like this for a couple of weeks, suddenly it started getting better and better until the problem was gone. In a few more weeks, I was faced with a different problem. The transmission started slipping and I thought it was just crazy for a relatively new car to be doing things like this, but I did all the normal things that a mechanic would do, like checking the fluid, for example, to make sure it was at the right level. And again, I knew that I didn't want to mess with that transmission by working on it myself, and I didn't want to take it to a shop. My time was valuable to me. In the wilderness, it will be a different story. You may not be able to find somebody to work on it, or you may not have the money to work on it, or the parts may not be available, etc. Even though in those days I had plenty of money, I just wouldn't spend it. I considered that what I made belonged to the Kingdom, and I wanted to use it to meet the Kingdom's needs, not spend it on vehicles and things like that. So instead, I just commanded that transmission to “Be healed in the name of Jesus,” but it still went on slipping for a while. Of course, your mind is telling you, “Hey, if you keep letting it slip like that, you're going to have to replace the clutch,” and all the other things that normally go bad when it starts slipping. I just ignored it and kept on going, and as I held fast my confession, my transmission gradually got better and better, until I never had any more problems with it. So, the Lord had me by that car so He could try me and show me He could fix anything. Some of the times when the Lord was teaching me these lessons, I got in the flesh to do things myself, and nothing worked out right. For instance, I told you how, when the insurance money came in, I bought a new Chevrolet station wagon. Well, I'd watched a lot of advertisements for a product called “Slick 50” that showed how you could put it in an engine, run it in there a while, and afterward actually dump out the oil and the engine would still run. I was impressed with that. I thought, “Wow! That will keep my engine. It will make it last a long, long time.” But, folks, I already had a God Who would keep my engine and make it last a long, long time. He's a jealous God. He really wanted me to put my trust in Him. Do you know what I did? I put that Slick 50 in there, even though they said not to use it unless you have 40,000 or 50,000 miles on the car. Well, I stuck it in there a little early and they warn you that you can break some rings doing that. At the time, I still lived in Florida, and I had to go on a teaching tour in Texas. So all of my family and I got in the car and we took off, and before I got very far down the road, the car started pouring smoke out of the tailpipe. I looked in the rear-view mirror, and it was just solid smoke back there. I said, “What in the world has happened to my new car?” I checked the PCV and things like that but couldn't find anything wrong. The only thing I determined was that I must have broken rings, as they said I might do if I put Slick 50 in an engine that didn't have extra clearance in it. I would go a few miles down the road and pour a quart of oil in it, go a few miles and pour another quart in it, so I decided I was going to pray over the engine. I said, “Lord, forgive me for getting in the flesh, and I'm going to trust You to keep this engine.” So I prayed over the engine and I commanded it to be healed in the name of Jesus. I don't know where I got into the terminology of calling it “healed.” I've prayed over vehicles, refrigerators, washing machines, and things like that, and I would always just call it “healing.” Anyway, I prayed over that engine and commanded it to “be healed in the name of Jesus,” because it's not the terminology that you use. Your theology might be a little bit wrong, but the Lord knows what you're meaning. Well, I got back into the car and we went on our way. We got a lot farther down the road, and I think I had to put one more quart in that car on the whole trip to Texas and back. God repaired those broken rings and we had no more problem with that. I didn't have much trouble with that car for many, many years, but I had the water pump stop working on it once when my wife and I were out driving. She cranked the car, and water started just pouring out on the ground. I asked her to get out of the car and come lay hands on the hood with me, which we did. We laid hands on the hood and commanded that water pump to “stop leaking in the name of Jesus.” And that water pump seal immediately sealed back up and we drove off. I've had many miracles like that, but most people never think about doing that. The first thing that comes to their mind is, “Well, I have a warranty on this car; or “I have enough money to hire a mechanic to fix it.” I wanted to stay in the wilderness because I wanted to learn those lessons that, one day, everybody is going to have to learn, so I took every opportunity to stay in the wilderness The Israelites wanted to run back to Egypt whenever they came into a place where God would try them, but God put it in my heart to want to stay out there. I wanted to learn; I wanted to see God do these miracles. Besides that, God told me, “I'm bringing you through a wilderness, so you can tell My people that I still supply there.” I treasured these experiences. Some people would call them terrible tribulation, but I treasured them and I enjoyed seeing God do these things. Let me tell you about my washing machine. One time, after we had moved to Florida, the washing machine started leaking. Mary came and told me, “The seal in the washer has gone out; the pump is leaking onto the ground.” I thought, “I'm going to go pray for it.” So I went and prayed for it and commanded it to be healed, then I sopped up the water and told her to go ahead and use it. Well, she did the rest of the laundry, and the machine didn't leak any more water. Then, just a few weeks later, she said, “That machine is leaking again,” so I went back in there and did the same thing. It went for a few more weeks, and for a third time she said to me, “David, that washer is leaking again.” I said, “No, it's not. It's not leaking; that thing is healed. It's okay, it's fine, just wash and don't worry about it.” You see, I didn't want to go back on what I had spoken. I wanted to keep my trust in the Lord and, sure enough, it sealed up. I told my wife, “If you see it leak, don't confess it, just thank God that it's not leaking and it's fixed.” And, you know, I kept that washing machine until somebody gave me another one that was a lot newer. I remember another time, back when we were in Louisiana, when my two young sons were playing in the living room and I was sitting there studying. My wife came in and she said, “That washing machine won't run. It won't even come on.” I said, “Well, Corban and Nathan, you two go back there and lay hands on that washing machine and just command it to run in the name of Jesus and it will run.” So they did that; they went back there and they laid hands on that thing and they commanded it to run and it took off. I taught all my children to lay hands on this and that, and they got to see the power of God in their simple, childlike faith. Children will always have awesome faith if you teach them about God and you show them the truths in the Bible. We had this lawnmower, and we pulled it out after the winter so we could cut the grass in the early spring. I pulled and pulled and pulled on this lawnmower, but it wouldn't start. My boys were really young at the time, and they were just standing around, looking at me. Well, I pulled the spark plug wire off, put it alongside the block, and pulled it. There was no spark. Now, by this time, I was sweating, tired and I wanted to get it over with. I called my boys to me and said to them, “Let's pray for this thing. Let's command it to run in the name of Jesus. I don't care if it has a spark or not; I just want it to run.” So my boys came over and we all laid hands on the lawnmower, and I commanded it to run in the name of Jesus. Then I cranked it up and mowed the lawn. I don't know if it ever had a spark or not. That didn't make any difference; it just had to run. (Mat.21:21) And Jesus answered and said unto them, Verily I say unto you, If ye have faith, and doubt not, ye shall not only do what is done to the fig tree, but even if ye shall say unto this mountain, Be thou taken up and cast into the sea, it shall be done. (22) And all things, whatsoever ye shall ask in prayer, believing, ye shall receive. The Lord told us, if you speak to a mountain and don't doubt, that what we say will come to pass, and I tell you, teach your children. They have more faith than you. When you tell a child something, the child just believes you, and that's the way we ought to be with God. (Mat.18:2) And he called to him a little child, and set him in the midst of them, (3) and said, Verily I say unto you, Except ye turn, and become as little children, ye shall in no wise enter into the kingdom of heaven. We need to become like a child and, with childlike faith, just believe in our God, just believe that He will do it.

In episode 133, Grant breaks down how to borrow intelligence from your future self. For business mentorship, book a call at www.grantmittconsulting.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people do very little strategic thinking about what investments they have or why they have them. They simply follow the herd or a popular investment newsletter that promises huge returns. In this episode I explain why residential rental properties are a cornerstone of my investment strategy and why I recommend you consider them as well. I get into specifically why I support these investments with infinite banking or family banking life insurance policies and show a couple of examples of the financial impact of doing so.   Highlights Why rental properties and hard assets? Impact of overall portfolio on wealth returns. Infinite banking: explanation and personal impact. Lessons from a rural upbringing and stagflation. Navy career and financial wake-up call. Control over money equals reduced risk. Maslow's hierarchy of needs applied to investments. Direct vs. indirect investment risk. Differences between savings and investments. Borrowing against life insurance for investments. Infinite banking's financial advantage demonstration. Differences in returns with infinite banking. Constructing an infinite banking policy. Whole life insurance vs. IUL and its implications. Accessing and contributing flexibility to policies. Scalability and contribution duration in policies.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

Artificial intelligence is transforming the way people think, learn, and trust information, but it also raises significant questions about truth and authority. Ray, E.Z., Mark, and Oscar welcome Cal Smith from AIG Canada to discuss both the promises and risks of AI, noting that while it can be helpful for research and everyday tasks, its reliability depends on the quality of the data it uses and should not be accepted without question. Cal explains how applying logic, mathematics, and observational science often reveals contradictions in mainstream thinking, emphasizing the need for believers to protect their God-given gift of critical thinking. The conversation highlights how society has moved from books to Google to AI, with each step diminishing discernment, and stresses that Christians must stay grounded in Scripture. Ultimately, the message is that AI can be a helpful tool, but it should never replace faith, truth, or the transformative power of the gospel.Send us a textThanks for listening! If you've been helped by this podcast, we'd be grateful if you'd consider subscribing, sharing, and leaving us a comment and 5-star rating! Visit the Living Waters website to learn more and to access helpful resources!You can find helpful counseling resources at biblicalcounseling.com.Check out The Evidence Study Bible and the Basic Training Course.You can connect with us at podcast@livingwaters.com. We're thankful for your input!Learn more about the hosts of this podcast.Ray ComfortEmeal (“E.Z.”) ZwayneMark SpenceOscar Navarro

In this episode of the Sunlight Tax podcast, I break down the One Big Beautiful Bill Act and what it means for student loan borrowers. Learn about the new student loan borrowing limits, updated repayment plans, and the challenges facing legacy borrowers under the new law. If you're navigating student debt, education financing, or tax law changes, this episode gives you the clarity and resources you need to make informed financial decisions.   Also mentioned in today's episode: 01:00 Introduction to the One Big Beautiful Bill Act 06:42 New Borrowing Caps and Repayment Plans 13:31 Navigating Legacy Borrower Challenges   Takeaways New student loan borrowers will have only two repayment options after July 2026. The SAVE program is ending, impacting many borrowers. New lifetime caps on borrowing for education will be implemented. Half a million borrowers may see increased payments due to changes. Low and middle-income students may struggle with graduate school costs. The RAP plan offers more flexible repayment options for borrowers. It's crucial to stay informed through reliable resources and articles. Navigating student loans requires careful consideration and action.    If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Other Sunlight Tax podcast episodes about OBBBA: Unpacking Trump's New Tax Law: What You Need to Know About the One Big Beautiful Bill Act Breaking Down Trump's New Tax Law: Cars, New Loan Interest Deduction, and Expiring Energy Credits New Tax Bill: No Tax on Tips, No Tax on Overtime, and New Deduction for Seniors   Links: Help article by Tara Siegel Bernard from the New York Times This article on the NPR website, by Cory Turner  Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your free visual guide to tax deductions Check out my program, Money Bootcamp  

EAB financial aid experts, Brett Schraeder and Kathy Ruby explore what's ahead as FAFSA 2026 updates roll out alongside sweeping changes from the Big Beautiful Bill. Their conversation covers the elimination of Grad PLUS loans, new limits on Parent PLUS, the introduction of Workforce Pell Grants, and a revamped repayment plan. They also share insights on how institutions can adapt their aid strategies and strengthen communication with students and families.

Faith for the Coming Wilderness (2) (audio) David Eells – 9/7/25 We need to understand that the natural has to bow to the spiritual; it's not the natural that runs this world. Presidents think they run this world, but the truth is God runs this world. This world bows to Him. And nothing can stop a person who believes in the living God and believes in His promises! We have an Almighty God Who loves us. He's made these promises and He's not a liar (Num.23:19). He will take care of us. He will provide for our needs. I know there is a big emphasis on getting prepared because many people realize that we are headed for trouble and lack, including some of the churches out there. Those churches are preparing their people, but they're doing it mostly in the natural, in the flesh. And, of course, those churches that teach and believe that they're going to fly away are not getting prepared for anything, but they're going to have a sudden shock. The Church is going through the wilderness, just like the Israelites did in type and shadow. (Ecc.1:9) That which hath been is that which shall be; and that which hath been done is that which shall be done: and there is no new thing under the sun. There is nothing in the Bible about the Church escaping that wilderness. The best thing you can do is to be like Moses and like Jesus, and go through it first. Then, when you get out there with the Israelites, it won't be a problem. You've already been there, and you'll be calm and peaceful, since you know that God is faithful. Most of the church leaders are men who have never been through the wilderness, and they are teaching a lot of fear because they are fearful themselves. Those men whom God chose to bring His people through the wilderness had already been there themselves. Like Jesus, like Moses, they weren't afraid of anything. The church leaders in our day are like the Pharisees and the Sadducees, who have never been in the wilderness and don't know how to go there. They are teaching people to store up their treasures on the earth. What did Jesus say about storing up treasures on the earth? (Mat.6:19) Lay not up for yourselves treasures upon the earth, where moth and rust consume, and where thieves break through and steal: (20) but lay up for yourselves treasures in heaven, where neither moth nor rust doth consume, and where thieves do not break through nor steal: (21) for where thy treasure is, there will thy heart be also. Jesus said, “Don't do it!” So, who are you going to obey? What happens if you don't store up provision for yourself and you go into a wilderness? I'll tell you what happens: you are suddenly being thrust into a place of weakness because of your obedience to the Word! Now you won't be able to save yourself, but God will never ever fail you. If you put your faith in Him, your weakness is a place of power to God. (2Co.12:9) … For my power is made perfect in weakness.... You see, “Man's extremity is God's opportunity” (English Clergyman John Flavel, 1627-1691). God waits until you give up trying to save yourself before His power is made manifest. Israel always seemed to be in the minority when they won a war, and if they weren't, God would make sure they were in the minority, as with Gideon's army. (Jdg.7:2) And the Lord said unto Gideon, The people that are with thee are too many for me to give the Midianites into their hand, lest Israel vaunt themselves against me, saying, Mine own hand hath saved me. (3) Now therefore proclaim in the ears of the people, saying, Whosoever is fearful and trembling, let him return and depart from mount Gilead. And there returned of the people twenty and two thousand; and there remained ten thousand. I.e., Get the unbelief out of the way. (4) And the Lord said unto Gideon, The people are yet too many; bring them down unto the water, and I will try them for thee there: and it shall be, that of whom I say unto thee, This shall go with thee, the same shall go with thee; and of whomsoever I say unto thee, This shall not go with thee, the same shall not go. (5) So he brought down the people unto the water: and the Lord said unto Gideon, Every one that lappeth of the water with his tongue, as a dog lappeth, him shalt thou set by himself; likewise every one that boweth down upon his knees to drink. (6) And the number of them that lapped, putting their hand to their mouth, was three hundred men: but all the rest of the people bowed down upon their knees to drink water. (7) And the Lord said unto Gideon, By the three hundred men that lapped will I save you, and deliver the Midianites into thy hand ... Its not numbers but faith that is needed. (16) And he divided the three hundred men into three companies, and he put into the hands of all of them trumpets, and empty pitchers, with torches within the pitchers ... (19) So Gideon, and the hundred men that were with him, came unto the outermost part of the camp in the beginning of the middle watch, when they had but newly set the watch: and they blew the trumpets, and brake in pieces the pitchers that were in their hands. (20) And the three companies blew the trumpets, and brake the pitchers, and held the torches in their left hands, and the trumpets in their right hands wherewith to blow; and they cried, The sword of the Lord and of Gideon. (21) And they stood every man in his place round about the camp; and all the host ran; and they shouted, and put them to flight.  Now that's the weakness and faith needed. (22) And they blew the three hundred trumpets, and the Lord set every man's sword against his fellow, and against all the host; and the host fled as far as Beth-shittah toward Zererah, as far as the border of Abel-meholah, by Tabbath. God said, “You have too many men. You'll brag on what you've done.” He whittled them down to 300 and sent them out with trumpets, not swords. Trumpets! The Hebrew word for “breath” is ruwach, and it is also translated “spirit,” so a trumpet represents making the Spirit's Word audible. Well, they blew those trumpets and the enemy stumbled all over each other and killed one another. Gideon probably didn't even need 300 men. God's awesome! He wants to prove to us His mighty power in our weakness, and that's why He says, “Don't store up your treasures on earth. You just go out there and I'll take care of you.” When the Israelites went into the wilderness, they took everything they could with them, including the gold and silver and precious jewels that they plundered from the Egyptians (Exo.12:31-39), but then they made a golden calf out of it, an idol (Exo.32:1-5). They thought it would save them. That's what a lot of apostates are teaching today. Do you think your gold and silver will save you in the days to come? No, the Israelites started running out of their own supply in only three days (Exo.15:22). Their golden calf was just an idol, which God proved wasn't going to save them. (Exo.32:19) And it came to pass, as soon as he came nigh unto the camp, that he saw the calf and the dancing: and Moses' anger waxed hot, and he cast the tables out of his hands, and brake them beneath the mount. (20) And he took the calf which they had made, and burnt it with fire, and ground it to powder, and strewed it upon the water, and made the children of Israel drink of it. You ask me, “David, if we don't store up our treasures on earth, how do we store them up in Heaven?” Well, the Bible is very plain about that: (Luk.12:15) And he said unto them, Take heed, and keep yourselves from all covetousness (or “desiring more”): for a man's life consisteth not in the abundance of the things which he possesseth. (16) And he spake a parable unto them, saying, The ground of a certain rich man brought forth plentifully: (17) and he reasoned within himself, saying, What shall I do, because I have not where to bestow my fruits? He meant upon himself. (18) And he said, This will I do: I will pull down my barns, and build greater; and there will I bestow all my grain and my goods. (19) And I will say to my soul, Soul, thou hast much goods laid up for many years; take thine ease, eat, drink, be merry. In other words, if you have all of this supply, you are trusting in it; you are resting in it. You have peace because of what you've stored up, instead of trusting in God. God doesn't want that. He doesn't want idols. (20) But God said unto him, Thou foolish one, this night is thy soul required of thee; and the things which thou hast prepared, whose shall they be? (21) So is he that layeth up treasure for himself, and is not rich toward God. Now I've had some people say, “Well, David, storing up food is not treasure.” I beg your pardon? In verse 18, it reads, “and there will I bestow all my grain and my goods.” God called food “treasure.” What God wants of us is our weakness and faith. He's going to bring us to a place where there will be no visible, worldly means of support, but He's Almighty God, and believers will have no difficulty whatsoever in the place where He is bringing them. He's doing this to prove to them how great He is and how great His provision is. (22) And he said unto his disciples, Therefore I say unto you, Be not anxious for [your] life, what ye shall eat; nor yet for your body, what ye shall put on. We are to be anxious for nothing. Paul said, (Php.4:6) In nothing be anxious; but in everything by prayer and supplication with thanksgiving let your requests be made known unto God. Don't worry about what you are going to need in the wilderness, because God is going to be there when you get there. (Luk.12:23) For the life is more than the food, and the body than the raiment. (24) Consider the ravens, that they sow not, neither reap (In a wilderness, you may not even have anything to sow or you may have 3 mites; if so sow it.); which have no store-chamber nor barn; and God feedeth them: of how much more value are ye than the birds! Listen, if God feeds the birds and they don't store up, won't He do it for you? Yes, He will. (25) And which of you by being anxious can add a cubit unto the measure of his life? (26) If then ye are not able to do even that which is least, why are ye anxious concerning the rest? Isn't that awesome? We really can't save ourselves and He's trying to convince us of that. He's trying to convince us to put our trust in God Almighty. (27) Consider the lilies, how they grow: they toil not, neither do they spin; yet I say unto you, Even Solomon in all his glory was not arrayed like one of these. The Israelites were well-dressed in their wilderness (Deu.8:4; 29:5; Neh.9:21). (28) But if God doth so clothe the grass in the field, which to-day is, and to-morrow is cast into the oven; how much more [shall he clothe] you, O ye of little faith? Yes, He will take care of you. He will feed you. He will clothe you. (29) And seek not ye what ye shall eat, and what ye shall drink, neither be ye of doubtful mind. An unbeliever, a doubter, is somebody who's worried about these things. (30) For all these things do the nations of the world seek after: but your Father knoweth that ye have need of these things. That's all you need. God knows about it, and He will take care of you. (31) Yet seek ye his kingdom, and these things shall be added unto you. He's telling us to seek first His Kingdom. (Mat.6:33) But seek ye first his kingdom, and his righteousness; and all these things shall be added unto you. If you do that, then everything you need will be given to you. That is the truth and I have proven it! Many years ago, I had a ministry and I worked. I told the Lord, “Lord, I don't have time to work anymore. I'm asking You to make a way.” He did and He's provided ever since. (Luk.12:32) Fear not, little flock; for it is your Father's good pleasure to give you the kingdom. (33) Sell that which ye have, and give alms.... He didn't say to store it up for a rainy day. I learned that if you store up something for a rainy day, the rainy day always comes. But if you don't have it stored up, that rainy day never comes, or if it does, God has to do a miracle because He is contracted with you to be your supplier in all things. (Php.4:19) And my God shall supply every need of yours according to his riches in glory in Christ Jesus. He's your Jehovah-jireh, your provider. So it really doesn't make any difference whether a rainy day comes or not. (Luk.12:33) Sell that which ye have, and give alms; make for yourselves purses which wax not old, a treasure in the heavens that faileth not.... If you have anything extra, do what they did on the day of Pentecost and shortly thereafter: (Act.4:34) For neither was there among them any that lacked: for as many as were possessors of lands or houses sold them, and brought the prices of the things that were sold, (35) and laid them at the apostles' feet: and distribution was made unto each, according as any one had need. (2Co.8:13) For I say not this that others may be eased and ye distressed; (14) but by equality: your abundance being a supply at this present time for their want, that their abundance also may become a supply for your want; that there may be equality. Anything extra was used to meet the needs of the rest of the body so that there would be equality. That's what He preached in the New Testament. He said it was like the Israelites who gathered the manna. (15) As it is written, He that gathered much had nothing over; and he that gathered little had no lack. Some gathered more than they needed, some gathered less, and whoever had extra met the needs of those who didn't. It was equality. God loves that! (Luk.12:33) Sell that which ye have, and give alms; make for yourselves purses which wax not old (Meaning you're not storing it up or keeping it for a long time.), a treasure in the heavens that faileth not, where no thief draweth near, neither moth destroyeth. Give alms. Meet the needs of people around you. That's what He calls “a treasure in the heavens that faileth not.” Any treasure you store up on earth is going to fail. The world is going to plunder you, and if not the world, the devil will plunder you by the curse, but you're going to be plundered. Let me tell you how not to get plundered: Give! Meet the needs of the brethren around you. Give and then it will be coming the other way because (Luk.6:38) Give, and it shall be given unto you; good measure, pressed down, shaken together, running over, shall they give into your bosom. For with what measure ye mete it shall be measured to you again. That's how it works. You can make a living by giving. It works. (Luk.12:34) For where your treasure is, there will your heart be also. Some people tell me, “It's okay to have it. Just don't set your heart on it.” That's not what Jesus said. He said, if you have it, your heart will be on it. “For where your treasure is, there will your heart be also.” If you store up on this earth, you are disobeying Jesus. It's only good for spending, and then you learn to walk by faith. (Jas.2:5) Hearken, my beloved brethren; did not God choose them that are poor as to the world to be rich in faith, and heirs of the kingdom which he promised to them that love him? God chose those who are the poor of the world to be rich in faith and heirs of the Kingdom. A person who is rich in faith will never go without. God always provides for them. How do you store up your treasures in Heaven? You do that by giving alms, by making yourselves purses that wax not old, by meeting the needs of the brethren. You give and it will be given unto you. When you get out in that wilderness, don't you want to have something stored up in the Bank of Heaven? He said, “A treasure in the heavens that faileth not.” If you pack food out there into that wilderness, it will fail you. If you pack gold out into that wilderness, the world will plunder you. But if you store it up by giving, God said He will give unto you. The way of God is to give what you have, and then God will multiply it back. It's happened to me many, many times that when I did not have enough money to take care of my needs, I would just take what I had and give it. And God has never failed me, not once. I walked by faith and raised five children, and God always met our needs. Now, one time we were forced into a fast as a trial of our faith, and that's the only time we were ever put in that position, but we got in a position many times where God literally multiplied food, multiplied money, and even multiplied gas in our tank. We got to see wondrous miracles from God, and we're still seeing them today! Now I'm not asking for anything; I'm just sharing with you how to get prepared for what's coming. And we give: nobody charges anybody for anything from our ministry. The volunteers who supply the materials on our site are people of faith. They supply those materials as their ministry, and other people bless those volunteers because the volunteers are giving. God sees to it that His Word is fulfilled. (Jer.1:12) Then said the Lord unto me, Thou hast well seen: for I watch over my word to perform it. He stands behind His Word, and He will never fail you. He cannot fail. One thing I've learned about God is that He can do everything but fail. He will supply your every need according to His riches in glory. Don't fear the wilderness. God designed and ordained this wilderness. He's even ordained the Beast that's going to cause this wilderness. He's ordained Pharaoh's army to get behind God's people and force them out there into that wilderness. God is not going to fail you. Learn to walk by faith because the wilderness will be nothing for the people who walk by faith. In fact it can be joyful. But for those who are fearful and murmur and complain and walk by sight, they are not going to make it through (Num.11:1; 1Co.10:10, etc.). God is doing all this because He's raising up believers. (Heb.10:38) But my righteous one shall live by faith: And if he shrink back, my soul hath no pleasure in him. Listen, we are children of the last Adam, Jesus Christ. We are a new-creation man, meant to live above this world, meant to walk in His ways and His steps, and that includes going into the “wilderness” as He did. (Mat.4:1) Then was Jesus led up of the Spirit into the wilderness to be tempted of the devil. (2) And when he had fasted forty days and forty nights, he afterward hungered. (3) And the tempter came and said unto him, If thou art the Son of God, command that these stones become bread. (4) But he answered and said, It is written, Man shall not live by bread alone, but by every word that proceedeth out of the mouth of God. (5) Then the devil taketh him into the holy city; and he set him on the pinnacle of the temple, (6) and saith unto him, If thou art the Son of God, cast thyself down: for it is written, He shall give his angels charge concerning thee: and, On their hands they shall bear thee up, Lest haply thou dash thy foot against a stone. (7) Jesus said unto him, Again it is written, Thou shalt not make trial of the Lord thy God. (8) Again, the devil taketh him unto an exceeding high mountain, and showeth him all the kingdoms of the world, and the glory of them; (9) and he said unto him, All these things will I give thee, if thou wilt fall down and worship me. (10) Then saith Jesus unto him, Get thee hence, Satan: for it is written, Thou shalt worship the Lord thy God, and him only shalt thou serve. (11) Then the devil leaveth him; and behold, angels came and ministered unto him. Jesus went through a 40-day wilderness trial before He overcame and then He brought God's people in His day through their wilderness. In our day, those who are in the First-fruits corporate body each go through their individual wilderness first. There, they learn to walk in the principles of the Kingdom, which is the purpose of the wilderness. Moses was a First-fruits. He went through a 40-year wilderness before he overcame (Act.7:30-34) and then he went on to bring God's people through their own wilderness (Num.14:34). Many people don't understand that the wilderness is available to every Christian worldwide because the wilderness is not some physical location to which we go; it's a place in the Spirit. It's a place where we no longer depend upon the world and the principles of the world. It's a place where we are, instead, ruled by the principles of the Kingdom. We no longer trust in the world for our sustenance, our salvation, our healing, our deliverance, and so on. Scripture tells us that most of the Israelites who left Egypt never learned that lesson: (Psa.78:19) Yea, they spake against God; They said, Can God prepare a table in the wilderness? When they could no longer depend upon the flesh-pots of Egypt, they murmured continually. They found it hard to trust in the living God. The Israelites are just a type and a shadow for us. They went into a literal wilderness, but our wilderness is spiritual. Everybody who walks by faith goes into the wilderness. Everybody who walks by faith in the commands and principles and promises of God automatically gives up salvation by works. The promises of God are for the whole man. They are meant to save us completely in spirit, soul, body, and circumstances, and they are meant to do that totally outside the principles of this world. As a matter of fact, He even gave us all-inclusive promises: (Mar.11:24) Therefore I say unto you, All things whatsoever ye pray and ask for, believe that ye received them (The original Greek word there is past tense.), and ye shall have them. Why does Jesus tell us to believe we have already received them? It's because everything that has to do with the salvation that the Lord gave us has already been accomplished. (1Pe.2:24) Who his own self bare our sins (that's past tense because it happened behind us) in his body upon the tree, that we, having died (that's past tense) unto sins, might live unto righteousness; by whose stripes ye were healed. Again, the word there is past tense. All of the promises that have to do with the sacrifice of Christ on the cross are past tense. (Eph.2:8) For by grace have ye been saved (That's what it says in the original; it's past tense.) through faith; and that not of yourselves, [it is] the gift of God; (9) not of works, that no man should glory. You have been saved! (Col.1:13) Who delivered us out of the power of darkness, and translated us into the kingdom of the son of his love. You have been delivered out of the power of darkness. (Rom.6:18) And being made free from sin, ye became servants of righteousness. (11) Even so reckon ye also yourselves to be dead unto sin, but alive unto God in Christ Jesus. You were made free from sin! You see, when you realize that the Lord has already done all this, there is nothing you can do of yourself to bring it to pass. You have to walk by faith in the fact that it is already accomplished. You are already healed, you are already delivered, you are already blessed, you are already provided for and so on because all these things were accomplished at the cross. We enter into the New Testament “rest,” which many Christians erroneously think is a Saturday or a Sunday, but let's take a close look at what Scripture says about this “rest.” (Heb.4:1) Let us fear therefore, lest haply, a promise being left of entering into his rest, any one of you should seem to have come short of it. You see, the promises cause us to enter the rest because the promises are past tense, and when you believe them you have to stop your own works to try to bring them to pass. (3) For we who have believed do enter into that rest; even as he hath said.... When you believe these promises, you enter into the rest. For instance, you cannot do anything to get healed if you believe you were healed. The reason men run to man to get healing is because they don't believe Jesus has already healed them, but I'm telling you something that I know. For the past 55-plus years, I've been receiving healing because I realize that I don't have to do anything to bring it to pass. All I have to do is thank God for it. (Heb.13:8) Jesus Christ [is] the same yesterday and to-day, [yea] and for ever. He still heals everyone who comes to Him by faith (Mat.4:24; 6:19; 12:15; 14:36; Mar.3:10; Luk.4:40; etc.) If you accept that you were healed at the cross and you are not harboring unforgiveness or in any willful sin, then there's nothing that can keep you from receiving your healing. Hold fast to the confession of your hope that it waver not, for He is faithful that promised. (Heb.4:9) There remaineth therefore a sabbath rest for the people of God. The word “sabbath” there is the Greek word sabbatismos and it doesn't mean “a day of rest.” It means “a continual keeping of rest.” This is the true Sabbath that remains for the people of God. We have to cease from our own works every day. (10) For he that is entered into his rest hath himself also rested from his works, as God did from his. God doesn't want our works; He doesn't believe in salvation by works. Whether you are talking about your spirit, your soul, your body or your circumstances, salvation is not by self-effort. As the apostle Paul taught us, (2Co.12:9) And he hath said unto me, My grace is sufficient for thee: for [my] power is made perfect in weakness. Most gladly therefore will I rather glory in my weaknesses, that the power of Christ may rest upon me. You see, when we stop trying to save ourselves, God's very powerful to do it for us, just as He did for Paul, who went through a lot of trials because of the “thorn in the flesh” that was given to him. (7) And by reason of the exceeding greatness of the revelations, that I should not be exalted overmuch, there was given to me a thorn in the flesh, a messenger of Satan to buffet me, that I should not be exalted overmuch. People like to say that the “thorn in the flesh” was a disease of the eyes or some other disability, but the Scripture plainly tells us that it was “a messenger of Satan to buffet” him. Paul lists for us these “buffetings”: (2Co.11:23) Are they ministers of Christ? (I speak as one beside himself) I more; in labors more abundantly, in prisons more abundantly, in stripes above measure, in deaths oft. (24) Of the Jews five times received I forty [stripes] save one. (25) Thrice was I beaten with rods, once was I stoned, thrice I suffered shipwreck, a night and a day have I been in the deep; (26) [in] journeyings often, [in] perils of rivers, [in] perils of robbers, [in] perils from [my] countrymen, [in] perils from the Gentiles, [in] perils in the city, [in] perils in the wilderness, [in] perils in the sea, [in] perils among false brethren; (27) [in] labor and travail, in watchings often, in hunger and thirst, in fastings often, in cold and nakedness. (28) Besides those things that are without, there is that which presseth upon me daily, anxiety for all the churches. He was brought into all those situations through weakness, and in Paul's weakness God was made powerful. (29) Who is weak, and I am not weak? who is caused to stumble, and I burn not? (30) If I must needs glory, I will glory of the things that concern my weakness. We need to do the same thing; we need to be weak to save ourselves. Many Christians today don't receive the deliverance they need because they keep trying to save themselves by their own efforts. Yet, what did Paul say? (2Ti.3:10) But thou didst follow my teaching, conduct, purpose, faith, longsuffering, love, patience, (11) persecutions, sufferings. What things befell me at Antioch, at Iconium, at Lystra; what persecutions I endured. And out of them all the Lord delivered me. God delivered Paul because he was weak to save himself. He gave himself into the hands of God because he believed the promises of God; he believed the Lord would always deliver him. (2Ti.4:17) But the Lord stood by me, and strengthened me; that through me the message might be fully proclaimed, and that all the Gentiles might hear: and I was delivered out of the mouth of the lion. (18) The Lord will deliver me from every evil work, and will save me unto his heavenly kingdom: to whom [be] the glory forever and ever. Amen. And when Paul said the Lord would “save” him, he meant he would be saved like the Bible uses the word for “saved,” which is the Greek sozo. The word sozo is used for every manner of salvation of spirit, soul, body and circumstances. Sozo is used for deliverance from demons, for healing the body, for salvation of the soul, provision for the body, and so on. It's the same word the disciples used when they cried out to Jesus as their boat was sinking: (Mat.8:23) And when he was entered into a boat, his disciples followed him. (24) And behold, there arose a great tempest in the sea, insomuch that the boat was covered with the waves: but he was asleep. (25) And they came to him, and awoke him, saying, Save (that's the word sozo), Lord; we perish. (26) And he saith unto them, Why are ye fearful, O ye of little faith? Then he arose, and rebuked the winds and the sea; and there was a great calm. (27) And the men marvelled, saying, What manner of man is this, that even the winds and the sea obey him? They said, “Save, Lord,” and He saved them. “The Lord will deliver me from every evil work.” Do you believe that? We're supposed to be going into a wilderness now, saints. You can choose to enter into it by faith, by trusting in the promises of God, because God cannot fail you if you believe in His promises. Or you can be forced into it, along with the Church, in the coming Tribulation. If you walk by faith now, then you are walking into that spiritual wilderness, and I want to tell you that the wilderness is not as bad as you've heard. The Lord told me many years ago, “I'm sending you through a wilderness, so that you can tell My people that I still supply there,” and He has proven that to me over and over by putting me in a position of weakness. For instance, the disciples never took up offerings for themselves; they only took up offerings for other people, so the Lord wouldn't let me take up offerings. He wouldn't let me tell anybody my personal needs. He wouldn't let me store up my treasures on earth. He wouldn't let me borrow money. He wouldn't let me sell things. He wouldn't let me take any government benefits. When after many years, just recently, I received Social Security I have given it all away. And through all of that, I haven't worked for man, and I haven't taken any worldly benefits. God has faithfully sustained me; He's paid for everything all along the way. He put me in a wilderness, but it has nothing to do with a physical wilderness, and He's never failed to meet our needs. I shared with you previously how I raised five children: they didn't know doctors, they didn't know medicine, they didn't know anything but the power of God. And God always fed them, except for one time when the Lord put the trial of a fast on them. For all of these years, God has faithfully fed us, paid our bills, made sure our lights stayed on, made sure our gas stayed on and so on. He's been totally, 100% faithful. I was made capable to do this by His grace of unmerited favor. Even faith is a gift of God; ask for it. Yes, we are all going into a wilderness, but it's one that God made, and He made it for our good. You will see the world economy crash to create for God's chosen a wilderness. He is separating us from the world. He is behind the Beast kingdom and He is bringing the mark of the Beast (Rev.3:17) to force us into this coming wilderness. The whole world is going to hate us. We won't have the help of “Egypt,” just as Israel didn't have the help of Egypt. We are going to be thrust upon the mercy and grace of God, and the only thing we really need to be sustained is to repent of our sins and believe His Word. And when we do that, we also should expect that we will be tried. Even Apostle Paul talked about hungering and thirsting, but notice, he didn't starve to death. He overcame in the trial. God did the same thing with the Israelites. He brought them to one place of lack after another, to see if they were going to walk by faith or if they were going to complain. Sadly, they failed God, as the natural man always does, but we have something new in the New Testament. We have a born-again experience; we have the power of the Holy Spirit. Some people are going to go through the wilderness just like Joshua and Caleb. They are going to be walking in the steps of Jesus Christ and they are going to be victorious. When you are tried over and over, and you see each time that God is faithful, you enter into the rest. You just hold fast to your confession and hold fast to the Word. You don't even worry about your trial anymore. You just rest in Him because you become hardened to your flesh, you become hardened to the world, you become hardened to temptation. (Rom.5:3) And not only so, but we also rejoice in our tribulations: knowing that tribulation worketh stedfastness (“patience”). As a matter of fact, I've enjoyed the tribulation. The tribulation is a trial on the flesh, but it's so neat to see God being a personal God and loving you enough to look after everything. That's what He really wants to do. He doesn't want to share His glory with man, which He's been having to do because His people always run to the world. They run to Egypt and its methods and its ways. Well, the Lord put me and my family in the wilderness, and I'd like to share some testimonies of how the Lord has been faithful to sustain us. One time in particular, the Lord actually multiplied food for us. We had run out of everything in the house, except for some spaghetti, so my wife cooked up a pot of spaghetti and we prayed over that pot because we didn't have anything else. But I want you to know that we weren't even considering that God wasn't going to bring any more for us to eat because He had been doing this for us for quite some time. Anyway, my wife cooked up this fairly big pot of spaghetti, and it was about three-quarters full when we blessed it, and we started eating. We probably ate that pot down to lower than halfway, and when we were done, we didn't think about it; we just shoved that pot into the refrigerator. The next day, when we took it back out and my wife lifted the lid, we saw that God had refilled the pot! She said, “David, do you remember that the spaghetti was down to here?” And she made a mark on the side. I said, “Yes, I remember.” Saints, the Lord had replaced everything we had eaten. God is awesome! You can't get anywhere where He can't supply. Think about those Israelites. He brought those Israelites water out of a rock. God can bring you water in the middle of a wilderness (Exo.17:1-7; Num.20:2-13), He can pay your taxes out of a fish's mouth (Mat.17:24-27), He can bring you flesh out of the sky (Exo.16:1-13; Num.11:18-20; 31-34) and bread out of the sky (Exo.16:14-36; Num.11:7-9). Now, if our God can bring several million Israelites through a wilderness like that and feed them, just think what He can do with us, who are actually filled with His Spirit! Another experience we had, which I thought was even more awesome, made me realize that you really cannot get anywhere God can't feed you. (Php.4:19) And my God shall supply every need of yours according to his riches in glory in Christ Jesus. If our God will supply our every need according to His riches in glory, then it has nothing to do with the economy and nothing to do with our surroundings. Even if you're in a desert, it has nothing to do with any of that. God made the promise; He's the One Who stands behind it and He will take care of you. On one occasion, we came to another situation where we had run out of everything in the house to eat and my wife asked, “What are we going to do?” I said, “Well, the Lord sent us here,” and she agreed. She said, “Yes.” So I told her, “You set the table and we'll go sit down at the table, and we'll eat.” So she did that, and then she and I and our five children sat down around the table with these empty plates in front of us. Next, I prayed a simple prayer, really the only kind I know. I prayed, “Father, You sent us here and we're asking You to please fill these plates or fill our tummies.” That's just the way it came out of my mind and I'm sure the Lord put it in there because He wanted to show us something. (Php.2:13) For it is God who worketh in you both to will and to work, for his good pleasure. And so the prayer had no sooner come out of my mouth when my oldest son said, “Dad, I'm full. I don't need to eat.” It wasn't long before another one said it, then another, then another one, and then I realized I was full, too. I thought, “Isn't that something!” You know, the Lord didn't have to multiply anything. If He multiplied anything, He multiplied it in our stomachs. He filled all of us while we were just sitting there at the table. Then there was one time I decided I wanted to grow tomatoes. It wasn't the Lord; I made that decision on my own. God didn't call me to grow tomatoes; He called me to study the Word of God and and share it with His people. But I just decided, “Well, I'll take on this hobby. I'll plant some tomatoes.” Now, the house we lived in at that time was under big oak trees and we had very little sunshine in my yard, except for one place, so I planted the tomatoes in five-gallon buckets. That way, I could move them to keep them in the sun as the season went on. Soon, lots of little tomatoes popped out, but they hardly got to be any size at all before the birds came and took them all away. And I asked, “Lord, why did You let that happen?” The Lord answered, “I didn't call you to plant tomatoes; that was your idea. I have other things for you to do. Now get about what I told you to do.” So, of course, I told Him, “Yes, Sir!” and I never said anything to anybody about trying to grow my own tomatoes. Well, the very next day, a lady who was acquainted with us was going to a local tomato farm to get tomatoes for her family, and while she was out there picking these monster tomatoes, the Lord spoke to her and said, “I want you to pick a bag of these for David Eells.” She said, “Okay.” And she brought me a big bag of the largest, most luscious-looking tomatoes I'd seen in a very long time. You know, the Lord was kind of rubbing my nose in it when the lady brought me those tomatoes the next day and I thought to myself, “I really couldn't have grown anything like those, Lord.” I had to come to that place of weakness before He would do this miracle. We've also often prayed for very specific things, and the Lord has always done miracles for us. One morning, we prayed for Him to send us poultry, mayonnaise, and cheese. We asked Him for those three things and we didn't tell anybody, not a soul. This is the way God gets the glory. I remember a brother many years ago, who was an elder in the Church with me. He used to be a part of the prosperity movement, where the people would brag out in public about what God was going to do. They would tell everybody, “I'm believing God for this,” or, “I'm believing God for that,” so eventually someone else in the congregation would feel like they had to have compassion on their brother in “need” and they would bring it to them. God doesn't get any glory from that. When you ask God for something, just believe Him. Then, when it comes, He gets the credit. So we didn't tell anybody about our needs, but that day and the next day, all three of those things came. We had a friend who was going out of town, and she had this large jar of mayonnaise that she didn't want to leave in her refrigerator until she came back, so she brought it over to us. And then another person brought us a turkey and the cheese. It was exactly what we asked from God. You may wonder, “Would God do that for me, David?” I guarantee you He would. God is no respecter of persons. (Act.10:34) And Peter opened his mouth and said, Of a truth I perceive that God is no respecter of persons: (35) but in every nation he that feareth him, and worketh righteousness, is acceptable to him. God is a respecter of faith, but He's no respecter of persons. He won't do anything for me that He won't do for you. I'm just trying to teach you how to be weak and to exercise faith at the same time, so that you are in this ideal position in the wilderness to see miracles from God. We've received so many over the years, I've forgotten most of them, but I can tell you that He consistently met our needs and we saw many, many miracles. Sometimes, even if we had money, we would believe God for clothes and shoes and toys for our children and they would come. I like to share this next story because it tickles me. My children all wanted to go camping one day, but when I was a kid, I did so much camping, I've had enough of it. I like my bed and I was making excuses. Well, I'd been back there before, walking through the woods where they wanted to go, and finally I told them, “There's nothing there to start a fire with and, really, we don't have any permission to cut down any of those trees back there,” but they were begging me, “Awww, Daddy, please.” So I gave in and we packed up our tents and other gear, and we took off into the woods. Now, there was a downed tree in the little opening in the woods that we picked for our campsite, and I want you to know that downed trees were hard to find in those woods. We set up our tents and I sent the kids out to gather firewood, but everything they dragged back was either rotten, or little twigs and branches, or pieces of tree bark. I told them, “That stuff just makes smoke; it doesn't really make fire.” And I sent them out again, and while I was waiting, I walked about 20 feet away from the tent but still in the clearing. I was kind of praying, asking the Lord to provide for us, and I had told them earlier that there was nothing to use for a fire, and we couldn't cut down other people's trees. Well, I had walked maybe 20 or so feet away from the tent when I came across this little lump on the ground. The floor of those woods was completely covered with leaves, and this was just a lump in the leaves, but when I kicked it as I walked through it, I hit something solid. So I backed up and raked all the leaves off, and there was a pillowcase on the ground. I pulled the pillowcase back, and there was a Poulan chainsaw on the ground. I thought, “Wow! Wouldn't it be something if this would crank?” because we had a downed tree right there by the campsite. Sure enough, it cranked. I cut up enough wood to have a really good fire the whole time we were there. I tell you, when that chainsaw cranked and I cut up that wood, I was thinking, “I'm sorry, Lord! Forgive me! I repent, because I said You couldn't supply us with wood back here.” My boys said they probably knew the kid that had that saw and that it probably was stolen so we gave it to the police who said if no one claimed it within 90 days we could have it. Well they called us to come get it. I didn't need it so I sold it to a Poulan dealer. And I ended up paying a bill with the money. Father has it all figured out. God had somebody plant a chainsaw out in the middle of the woods so it would be there waiting for us because God sees the end from the beginning. He doesn't dwell in time; He has no problem meeting your needs. He will have it there when you get there. (Isa.65:24) And it shall come to pass that, before they call, I will answer; and while they are yet speaking, I will hear. See, He answers before we call, and He can have our provision already there, or He can manufacture it. It makes no difference to Him. When Jesus brought the disciples into the wilderness, He multiplied the food there. (Mat.14:15) And when even was come, the disciples came to him, saying, The place is desert (The Greek word there is eremia and it can be translated as “desert,” “wilderness” or “uninhabited place.”), and the time is already past; send the multitudes away, that they may go into the villages, and buy themselves food. (16) But Jesus said unto them, They have no need to go away; give ye them to eat. (17) And they say unto him, We have here but five loaves, and two fishes. (18) And he said, Bring them hither to me. (19) And he commanded the multitudes to sit down on the grass; and he took the five loaves, and the two fishes, and looking up to heaven, he blessed, and brake and gave the loaves to the disciples, and the disciples to the multitudes. (20) And they all ate, and were filled: and they took up that which remained over of the broken pieces, twelve baskets full. (21) And they that did eat were about five thousand men, besides women and children. Jesus was raising up disciples. He was their teacher and He was showing them, “This is how you do it.” Then they went off into their tribulation, the Book of Acts, and they repeated what they saw. The Man-child, Who was Jesus, was God's provision in the wilderness, and nothing has changed. God's going to do it again; He's just going to repeat it with a larger group of people. Since we didn't have a big worldly income, we prayed for everything and God brought it. Back before I started full-time in ministry, we decided we were going to stop using money for the things that we needed. Instead, we started praying for what we needed, and we saw God just do miracles. Things we would normally buy with money, we prayed, and God would bring them. Any money we had, we would use for His Kingdom. There are different ways you can enter into the wilderness, but all of them give you confidence. You'll find that God's going to be there and He's going to supply your needs. If you need something, pray for it. Put faith in God. It honors Him, and it builds your faith. My youngest daughter came to me one day with a Sears catalog and she said, “Daddy, I need a swimming pool.” Her small wading pool would not hold water anymore because the vinyl was cracked from the sun. She started looking in the catalog, and I said, “Well, baby, you know where we get everything like that, don't you?” She answered, “Yep! Will you pray for me for one like this?” So we looked at the one from the catalog and we prayed and agreed in faith that God was going to bring that swimming pool. Well, you know God can give you something better than what you pray for, can't He? I think it was only about a week or so later that we were all in the house when there came a knock on the door, and when my wife went and answered the door, I heard a lady's voice. She said, “I'm looking for two little boys who came down and cut my grass. I live about five blocks from here, on the other end of the golf course, and I'm looking for those boys who cut my grass.” Then she happened to look past my wife. She saw one of my boys, and she said, “Oh, I see I've found the right place.” It's actually amazing she found us because the boys didn't give her a good description of where we lived, but the Lord led her right to our door. She went on, “I'd like to make a proposition with you boys. I have this 3-1/2 foot, above-ground swimming pool that's still in the box. It has a filter, ladder and pump. Everything that goes with it is still there. I was going to set it up in my garage and exercise in it, but I've decided I'm not going to do that. So if you'll cut my grass a couple of times, I'll give that pool to you.” And they were just so happy to cut the grass for her. Then they set up the pool and had a good time in that thing for several years. Of course, Jennifer, my daughter, was just overjoyed to see God answer her prayer that quickly. Children remember that, even if they go out into the world, they remember that God is real. They remember that He keeps His Word, and one day God will use that to bring them back. We had a tremendous life like this. We didn't have a lot of money, but the very fact that we didn't have a lot of money made us depend upon God. And in depending upon God, we got to see these awesome miracles. Another thing God did to put us into a position of weakness was we never borrowed money because the Bible promises, (Deu.28:12) The Lord will open unto thee his good treasure the heavens, to give the rain of thy land in its season, and to bless all the work of thy hand: and thou shalt lend unto many nations, and thou shalt not borrow. And Paul said, (Rom.13:8) Owe no man anything, save to love one another: for he that loveth his neighbor hath fulfilled the law. So we took God at His Word. We figured if we didn't borrow, we would be weak, but God would be strong on our behalf, and I have some tremendous miracles to share with you later concerning not borrowing and seeing God answer. The Bible teaches against “suretyship.” (Pro.11:15) He that is surety for a stranger shall smart for it; But he that hateth suretyship is secure. The Hebrew word there actually means “to be a guarantor of an agreement; to give or to be security”; in other words, “to mortgage.” It means guaranteeing to pay back what has been borrowed, but we can't even guarantee that we're going to be here tomorrow. And the Bible warns us against making promises, pledges or guarantees of any sort. (Mat.5:33) Again, ye have heard that it was said to them of old time, Thou shalt not forswear thyself, but shalt perform unto the Lord thine oaths: (34) but I say unto you, swear not at all; neither by the heaven, for it is the throne of God; (35) nor by the earth, for it is the footstool of his feet; nor by Jerusalem, for it is the city of the great King. (36) Neither shalt thou swear by thy head, for thou canst not make one hair white or black. (37) But let your speech be, Yea, yea; Nay, nay: and whatsoever is more than these is of the evil [one]. (Jas.5:12) But above all things, my brethren, swear not, neither by the heaven, nor by the earth, nor by any other oath: but let your yea be yea, and your nay, nay; that ye fall not under judgment. Who do we think we are to promise or pledge anything? (Pro.17:18) A man void of understanding striketh hands (That's the way an agreement was legally sealed.), And becometh surety in the presence of his neighbor. “A man void of understanding” is someone who does this; in other words, it's not a wise thing to do. I know it's a principle of the world, but the economies of the world are all going to crumble because they are not obeying God's principles. How much faith God's people would have if they were put into the position where they couldn't run to the world to borrow money. They would see miracles, but most people don't want to wait on God to see a miracle; they're too quick to run back to Egypt. You're probably wondering, “How could it be that we would not mortgage and God will answer? How would we receive homes?” Well, the home I had, God gave to me because I believed Him and I refused to borrow money. That's why I have it and it didn't cost me a thing. God is sovereign! Amen. (Pro.22:7) The rich ruleth over the poor; And the borrower is servant to the lender. When you borrow money, you're no longer a steward of what you have because what you have actually belongs to someone else. Jesus said, (Luk.14:33) So therefore whosoever he be of you that renounceth not all that he hath, he cannot be my disciple. We renounce ownership; we are only stewards. But a steward who belongs to a bank is not a steward for the Lord. The borrower is a servant to the lender and the rich rule over the poor. The rich are running this world, folks, because they have everybody's money. (Pro.22:26) Be thou not one of them that strike hands, Or of them that are sureties for debts. (27) If thou hast not wherewith to pay, Why should he take away thy bed from under thee? A poor person's bed or outer clothing was commonly used as their collateral of last resort (Exo.22:27; Deu.24:13). Proverbs has a lot to say against suretyship and it's ignored by a lot of people, but I never would have seen the miracles that I have seen if I had borrowed the money instead of learning to just ask God. (Mar.11:24) Therefore I say unto you, All things whatsoever ye pray and ask for, believe that ye received them, and ye shall have them. When God gives us such awesome promises, why would we borrow money and have to pay it back with interest for years and years in bondage? The Israelites were forbidden by God to participate in usury (interest), or in suretyship (mortgaging), or in any such things, but when they went into bondage in Babylon, they were caught up back into it. We only need to ask God and wait on Him. He said, “Believe you have received.” If you think, “Well, God might not answer,” that's not faith! The Bible doesn't teach borrowing to get money; it teaches giving to get money. (Luk.6:38) Give, and it shall be given unto you; good measure, pressed down, shaken together, running over, shall they give into your bosom. For with what measure ye mete it shall be measured to you again. I've proven that many, many times. When you give, God will give it back to you multiplied, just as the Scripture teaches, but notice it doesn't teach going under the Law. (2Co.9:6) But this [I say], He that soweth sparingly shall reap also sparingly; and he that soweth bountifully shall reap also bountifully. People want to reap but they don't want to sow. The Bible teaches that first you have to sow! You “give and it will be given unto you; good measure, pressed down, shaken together, running over, shall they give into your bosom.” (7) [Let] each man [do] according as he hath purposed in his heart: not grudgingly, or of necessity (not under law): for God loveth a cheerful giver. (8) And God is able to make all grace abound unto you (That's awesome!); that ye, having always all sufficiency in everything, may abound unto every good work (Isn't that something? Just for giving bountifully, God will make sure that you will always have all sufficiency in everything and will abound in every good work.): (9) as it is written, He hath scattered abroad, he hath given to the poor; His righteousness abideth for ever. (10) And he that supplieth seed to the sower and bread for food, shall supply and multiply your seed for sowing, and increase the fruits of your righteousness. People who don't really believe this are stingy and they hoard, but that's not the way for God to multiply. You need to sow. Think about sowing one little seed and how it brings forth. It brings forth multiplied, and even if you are poor in the eyes of the world, you will have all of your needs met. In the eyes of the world, Jesus was poor, but according to the Kingdom, Jesus was rich because He had His needs met everywhere He went. It was the same for His disciples, too. Their needs were met wherever they went. The riches of the world were just distractions to them, but their needs were met wherever they went because they were givers. Borrowing just puts you deeper in debt; giving gets you out of debt. From my own experience, there have been many times when I saw that what I had would not meet my need, and the money that I had would not cover my bills. And I would just take the money that I did have, and I would give it, and in giving it, it would come back multiplied. People worry, “Well, if I give it, maybe it won't come back in time!” God doesn't dwell in time; He answers before we call. (Isa.65:24) And it shall come to pass that, before they call, I will answer; and while they are yet speaking, I will hear. When you ask Him to do something, He's going to do it, so don't worry about it. For instance, many times I have put what money I did have into the mailbox to send to somebody in need, and then gone to the same mailbox only to find that what I sent out had been multiplied back to me. You might think, “But, David, we don't give in order to receive.” That's a moot point. That has nothing to do with what I'm talking about. If you do give, you will receive because that's God's promise. God will see to our needs if we meet the needs of the brethren to the best of our ability, even if we don't have a lot of money. I've taught before how the Egyptians stored up under Joseph in the seven years of plenty for the seven years of famine (Genesis 41). In type, Joseph was Jesus. Both were sold out by their brethren, lied about by the harlot, and turned over to the Beast, etc,. Jesus said we should store up our riches in Heaven, and He told us how to do that. (Luk.12:33) Sell that which ye have, and give alms; make for yourselves purses which wax not old, a treasure in the heavens that faileth not, where no thief draweth near, neither moth destroyeth. (34) For where your treasure is, there will your heart be also. He said, “Give alms, meet the needs of the brethren,” and you will have “a treasure in the heavens that faileth not.” So, give and God will give to you. You can't out-give God, folks. You just cannot do it.

In this episode of the FSR Sarc Fighter Podcast, it's time to think.  Borrowing some thoughts from a man who faced a possibly fatal brain condition, I look at how similar his case is to our own -- bearing in mind that he expresses his case so much better than most people can or could.  Also, Sarcoidosis News is out with a study showing that Black Women are more likely to develop kidney stones than other groups.   Show Notes Eric Markowitz's Essay: https://bigthinkmedia.substack.com/p/what-brain-surgery-taught-me-about The Big Think https://substack.com/@bigthinkmedia  Black Women and Kidney Stones https://sarcoidosisnews.com/news/sarcoidosis-increases-risk-kidney-stones-black-women-us/ MORE FROM JOHN: Cycling with Sarcoidosis http://carlinthecyclist.com/category/cycling-with-sarcoidosis/ Do you like the official song for the Sarc Fighter podcast?  It's also an FSR fundraiser! If you would like to donate in honor of Mark Steier and the song, Zombie, Here is a link to his KISS account.  (Kick In to Stop Sarcoidosis)  100-percent of the money goes to the Foundation.  https://stopsarcoidosis.rallybound.org/MarkSteier The Foundation for Sarcoidosis Research https://www.stopsarcoidosis.org/ Donate to my KISS (Kick In to Stop Sarcoidosis) fund for FSR  https://stopsarcoidosis.rallybound.org/JohnCarlinVsSarcoidosis?fbclid=IwAR1g2ap1i1NCp6bQOYEFwOELdNEeclFmmLLcQQOQX_Awub1oe9bcEjK9P1E My story on Television https://www.stopsarcoidosis.org/news-anchor-sarcoidosis/ email me  carlinagency@gmail.com #sarcoidosis #sarcoidosisawareness   

https://constraintcalculator.scoreapp.com/In this episode, Jordan Ross sits down with Noah, founder of a fast-growing TikTok shop agency, for a deep dive on what it really takes to scale from organic lead generation into a predictable, automated growth machine.Noah shares how cleaning up SOPs, defining his ideal client profile (ICP), and improving his sales process helped reduce churn to nearly zero. With his foundation set, Jordan consults him live on the next big challenge: building client acquisition funnels, leveraging paid ads, implementing CRMs, and setting up automations that free up time while fueling growth.Whether you're an agency owner, e-commerce marketer, or operator trying to escape “agency prison,” this conversation is packed with tactical insights to help you scale smarter, not harder. Chapters: – Intro & catching up with Noah – Noah's progress: SOPs, ICP clarity & reducing churn – The next challenge: generating more qualified leads – Paid ads vs. building a sales team — which comes first? – Creating granular ICP docs & client messaging – How to build a high-converting funnel with lead magnets – Why CRMs beat spreadsheets & the Go High Level advantage – Turning newsletters into conversion assets – Using YouTube for retargeting & sales content – Borrowing expertise short term: the Hormozi playbook – Automating onboarding & client experience with CRMs – Closing thoughts + resources for scalingTo learn more, go to 8figureagency.co

This week, head of UK residential research Tom Bill is joined by financial market analyst Michael Brown from Pepperstone to assess the state of property and bond markets ahead of November's Budget. Borrowing costs have been climbing in recent weeks for a number of reasons that include a lack of credibility on financial markets that the government has a coherent plan. Property taxes have been floated as one solution but some ideas are more convincing than others. Michael offers his own five-point plan for the government to follow in order to regain the trust of markets – but it would involve some difficult decisions. Whether you are buying, selling, remortgaging or scrolling to see what your house is worth, there are key insights on offer to provide you with the bigger picture.Subscribe to Knight Franks research note here: https://preferences.knightfrank.com/subscribe-to-research?_gl=1*19v1skm*_gcl_au*NDIxNTA1ODA3LjE3NTUyNjc3ODg. Hosted on Acast. See acast.com/privacy for more information.

Sunday Morning, September 7, 2025Given by Dr. Chad Van Dixhoorn | Resident Faculty at RTS Charlotte  Christ Covenant ChurchBorrowing Trouble From TomorrowSermon Text: Matthew 6Watch on YouTubeDownload our mobile app

Jessica Zwaan, Author of Built for People & COO at Talentful, joined us on The Modern People Leader.We talked about AI adoption in HR, from policy design to hands-on building. We explored the “Wild West” of AI use, tool selection, overcoming the stigma of ‘cheating,' and practical frameworks like the 4Bs (Bot, Build, Borrow, Buy) to guide adoption and innovation.---- Sponsor Links:

SALT Lending is a platform that allows users to borrow cash or stablecoins by putting up their cryptocurrency, such as Bitcoin, as collateral, enabling them to access liquidity without selling their digital assets. Guest: Dr. Hunter Albright, CRO at SALT~This Episode is sponsored by SALT~Borrow on SALT Now! ➜https://bit.ly/pbnsalt00:00 Intro00:30 Lending Growth01:00 SALT Lending Framework02:20 Who is this for?04:15 SALT Shield06:00 Liquidation limit?06:45 How are you different from Morpho?09:00 Business features12:15 Loan maintenance14:40 Borrowing against other assets16:00 What can I do with my loan?17:50 Book: The Bitcoin Advantage21:00 Outro#Crypto #Bitcoin #Ethereum~Bitcoin "No-Liquidation" Loans

Find Vlad online at https://vladnerd.com (and YT below).Panel:  @VladNerd   @retrotechdad   @ban6756   @StubbsStuff  〰〰〰〰〰〰〰〰〰〰〰〰〰〰〰〰⌚Timestamps0:00 Welcome & Vlad's DIY streaming setup6:20 Daily driver handheld: RG477M13:20 TechDweeb inspires Vlad's channel20:30 Why Vlad Nerd exists: pushback on “car salesman” channels29:00 Affiliate links: ethics vs. manipulative hype36:00 Balancing reviewer taste vs. audience needs42:00 Childhood gaming in Romania (bootleg consoles)49:00 Italian piracy case & EU laws51:00 Romanian castles & Dracula marketing57:00 Legacy of Kain & gothic video game castles1:06:30 OBS tricks, multicam setups, & streaming mishaps1:10:00 Borrowing vs. originality in YouTube content1:20:00 Shenanigans & Lightning round questions1:34:00 Plans for future live shows1:35:00 TechDweeb = “Jason Momoa,” Russ is secretly buff〰〰〰〰Featured items:

In this episode of the Broad Street Review podcast, host Darnelle Radford welcomes guests Will and Mike to discuss their journey in creating the play 'Dogberry and Verges Are Scared' for the Philadelphia Fringe Festival. They explore the collaborative nature of theater, the challenges of producing a new work, and the excitement of engaging with audiences. The conversation highlights the importance of support from the artistic community and the evolution of their script through various readings and workshops. As they prepare for their upcoming performances, they reflect on the creative process and the joy of bringing new stories to life.Chapters00:00 Introduction and Welcome to Season 1001:05 Meet the Guests: Will and Mike02:22 The Journey of Creating a Play05:33 The Importance of Collaboration in Theater11:11 Navigating the Current Climate for Artists14:44 First Performance and Audience Reactions18:55 The Evolution of the Script25:00 The Role of Support and Collaboration27:52 Closing Thoughts and Ticket InformationDogberry and Verges Are Scared is a pants-pissingly funny new comedy that follows everyone's third favorite pair of Shakespearean clowns as they blunder through the events of Much Ado About Nothing and beyond.Their friendship and their wits will be tested as they attempt to foil Don John's evil plot, save Fair Hero's wedding, and hopefully earn a few ducats while they're at it. Borrowing from the rich theatrical history that traces its roots from Rosencrantz and Guildenstern are Dead to Waiting for Godot to the storied stages of the vaudeville circuit.This rolling world premiere, produced in partnership with Cincinnati Shakespeare Company, hopes to shed new light on familiar characters by mixing a modern comedic sensibility and exciting new scenes with a light sprinkling Shakespeare's own words, words, words. It's chock full of easter eggs for people with a season subscription to the Folger and the perfect gateway drug for those who think “iambic pentameter” is a model of Buick. Starring Philadelphia theater legends Scott Greer and Anthony Lawton, Dogberry and Verges Are Scared is bursting with heart, highbrow comedy, vaudevillian gags, and... dancing? Only 10 performances. Do not miss this play!Slippery Trout Productions was formed in 2025 by Michael Doherty and Will Mobley. They are two clowns that have no business running a business.FOR TICKETS AND INFORMATION: https://phillyfringe.org/events/dogberry-and-verges-are-scared/

“Commercial paper” is a type of short-term debt that's paid off much faster than a typical corporate bond. It's kinda like an afternoon snack — perhaps not great for you, but it'll hold you over until dinner. In this episode, what it means that commercial paper bonds have been ramping up all year. Plus: Iconic millennial-focused brands pivot to Gen Z consumers, the BLS cares if you've got free time, and the Trump White House closely monitors U.S. chip manufacturing progress.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

“Commercial paper” is a type of short-term debt that's paid off much faster than a typical corporate bond. It's kinda like an afternoon snack — perhaps not great for you, but it'll hold you over until dinner. In this episode, what it means that commercial paper bonds have been ramping up all year. Plus: Iconic millennial-focused brands pivot to Gen Z consumers, the BLS cares if you've got free time, and the Trump White House closely monitors U.S. chip manufacturing progress.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Rachel Reeves is facing additional pressure over her upcoming budget as UK borrowing costs hit a 27-year high. Plus: An interview with newly elected Green Party leader Zack Polanski, and five of the lead organisers of Defend Our Juries have been arrested under the terrorism act. With Aaron Bastani and NoJusticeMTG.

This is the 5th episode in my 6-part Authority Short Cuts series, designed to give you quick, high-impact ways to amplify your visibility, credibility, and client attraction. What if you could skip the grind of chasing social algorithms, pouring hours into content, or spending thousands on ads and instead, tap into a built-in audience that's already waiting to hear your message? That's the power of podcast guesting.

Take the Sleep Survey to go in the draw https://addednutrition.comIn this episode, Stephen Martin discusses the concept of living as your future self, particularly focusing on the changes he wants to make by the age of 45. He emphasizes the importance of planning for the future, emotional visualization, and making decisions that align with one's goals. By embodying the mindset and habits of his future self, he aims to create a more fulfilling life now. The conversation encourages listeners to experience their future aspirations in the present, fostering a deeper connection to their goals.TakeawaysLiving in the future can help clarify goals.Planning for five years can yield significant changes.Emotional visualization is key to achieving future goals.Making decisions based on future self can reduce stress.Experiencing future aspirations can motivate present actions.Small changes today can lead to big results tomorrow.Mindfulness and self-care are essential for personal growth.Living like your future self can enhance daily decisions.It's important to connect emotionally with future goals.Testing out future experiences can provide clarity. Keywordsfuture self, personal growth, visualization, emotional connection, dyslexia, right brain thinkers, life planning, mindfulness, fitness goals, decision making, ADHD, adults with dyslexia, support for adults.If you want to find out more visit:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠truthaboutdyslexia.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our Facebook Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/groups/adultdyslexia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the RightSiders Supplement Journeyhttps://addednutrition.com

Episode Description - Join host Martin "Marv" Bel as he sits down with podcaster John from "What's Up with John and Rena" for an in-depth conversation about the evolution of podcasting, mental health awareness, and the art of authentic audio storytelling. From interviewing people on Skid Row to creating successful podcast partnerships, John shares his journey through the podcasting landscape and offers invaluable advice for aspiring podcasters.  Key Timestamps & Topics -  [00:00:00] - Introduction & Show Origins  ● Welcome to Pods Like Us with Martin "Marv" Quibell  ● Introduction to John and the "What's Up with John and Reena" show  ● The confusing history and evolution of the podcast  [00:01:00] - Mental Health Journey & Podcast Genesis  ● John's misdiagnosis story: from bipolar to depression and ADHD  ● Living next to Skid Row in Los Angeles (2014)  ● The birth of "Bipolar Style" podcast  ● Cautionary tale about podcast naming and mental health stigma  [00:02:00] - RSS Feeds & Podcast Evolution  ● Understanding RSS feeds as the backbone of podcasting  ● Treating first podcast as "practice feed"  ● Evolution from "Signal Jams" to "Deviant Lounge" to "What's Up"  ● The importance of adaptability in podcasting  [00:03:00] - Partnership with Reena  ● Meeting co-host Rena through Twitter/X  ● Rena's background: Jerry Springer Show producer  ● Creating a "super group" approach to podcasting  ● The concept of podcasting as a "lounge for podcasters"  [00:04:00] - Content Strategy & Social Media  ● Using X/Twitter for podcast guest discovery  ● Topic selection process for episodes  ● Recent discussions: cell phone bans in schools and concerts  ● Organic conversation development  [00:05:00] - Editing Philosophy & Audience Retention  ● Unique editing approach: cutting conversations mid-topic  ● Background editing while gaming technique  ● Achieving 110% completion rates vs. industry 70%  ● The "shave and a haircut" psychological hook  [00:07:00] - "Daily Emotions" Era  ● Transition from "Bipolar Style" to "Daily Emotions"  ● The challenge of trauma dumping in mental health podcasts  ● Learning when to pivot podcast focus  ● The consuming nature of mental health content creation  [00:08:00] - Podcasting Influences & Inspirations  ● Dean Delray's "Let There Be Talk" as major influence  ● The power of reaching high-profile rock and metal guests  ● Mark Marin's WTF show impact  ● Transitioning from music industry to podcasting  [00:09:00] - Early Broadcasting Background  ● High school radio station with actual transmitter  ● Public access cable TV experience in San Francisco  ● "Wayne's World" style local TV show  ● The "simulation" approach to content creation  [00:12:00] - RSS & Download Philosophy  ● RSS and downloadability as core podcast elements  ● Avoiding "streaming subscription hell"  ● 20 years of RSS technology celebration  ● Focus on audio vs. video debates  [00:13:00] - Rena's Background & Skills  ● Jerry Springer Show production experience  ● Natural interviewing and listening abilities  ● The maven quality: connecting people and opportunities  ● Play-by-play vs. color commentary dynamic  [00:15:00] - Interview Dynamics Analysis  ● Rena's therapeutic listening approach  ● John's self-awareness about talking too much  ● The balance between liberal and conservative perspectives  ● Finding common ground through shared topics  [00:17:00] - Jerry Springer Connection  ● Jerry Springer's appearance on "Better Call Daddy"  ● Recognition of Rena's producer skills  ● The importance of information gathering in production  [00:19:00] - Podcast Industry Observations  ● Musicians vs. music industry people comparison  ● Podcasters vs. podcast industry professionals  ● The commodification of creative passion  ● Live Nation experience and craft services anecdotes  [00:20:00] - Branding & Visual Identity  ● The critical importance of podcast naming  ● Etymology and word psychology in naming  ● Domain availability considerations  ● Logo design: "Does it look cool on a t-shirt?"  [00:21:00] - Music Rights & Audio Strategy  ● The sticky nature of music rights in podcasting  ● Recommendation for original music performance  ● Minimalist intro approach vs. TV-style intros  ● The power of simple audio stingers  [00:23:00] - Content Longevity & "Zombie Podcasts"  ● Creating evergreen content without rights issues  ● The concept of "zombie podcasts" living forever  ● Authentic vs. polished AI content predictions  ● The value of human authenticity  [00:25:00] - Life Experience as Research  ● Being kicked out at 14 and learning independence  ● Life experiences as natural podcast material  ● The balance of sharing vs. professional discretion  ● Using stage names and artistic personas  [00:27:00] - The Power of Memorable Names  ● Single-syllable name effectiveness  ● Comparison to Cher, Norm, and other one-name personalities  ● The hook quality of punchy names  ● Domain purchasing with special characters  [00:29:00] - Advice for New Podcasters  ● "Make a fucking mess" - authenticity over perfection  ● Approach podcasting as an art project  ● The mechanical aspects are teachable in a week  ● Being yourself is the hardest part  [00:30:00] - Technical Accessibility  ● Free tools and apps like Riverside  ● No excuse for technical barriers  ● Borrowing equipment to start  ● The importance of experimenting before committing  [00:31:00] - Community & Networking  ● Don't be afraid to reach out on social media  ● Asking to be guests on shows you enjoy  ● Building circular podcast community  ● The "jam session" approach to podcasting  [00:32:00] - Show Recommendations & Contact Info  ● Let There Be Talk with Dean Delray  ● Mark Marin's WTF show  ● Dave Jackson's School of Podcasting  ● Contact: lillystudios.com and deviantlounge.com  [00:34:00] - Music Discussion & Equipment Talk  ● Bass guitar preferences and Steinberger memories  ● The Police concert memories from age 12-13  ● Fender artist relations and Tony Franklin connection  ● The evolution of electronic drums integration  [00:42:00] - Future Music Projects  ● "Bomb Repair" EDM project concept  ● Uploading music as podcast episodes  ● Exploring synth music and experimental styles  ● The cassette culture connection  Key Takeaways - 1. Authenticity Over Polish: Focus on genuine conversation rather than perfect  production  2. Community Building: Podcasting success comes from connecting with other  podcasters  3. Adaptability: Be willing to evolve your show's name, format, and focus  4. Technical Simplicity: Don't let equipment concerns prevent you from starting  5. Unique Editing: Experiment with non-traditional editing to improve retention  6. Strategic Naming: Choose names that are memorable, shareable, and brandable  7. RSS Independence: Maintain downloadable content to avoid platform dependency  8. Life as Content: Your experiences are your greatest source of material  Mentioned Resources & Tools - ● Riverside (podcast recording app)  ● Hindenburg (audio editing software)  ● YouTube Sound Library (royalty-free music)  ● RSS feeds and podcast hosting platforms  ● Social media for guest discovery (X/Twitter)  Contact Information - John Lilly: Website: lillystudios.com / Podcast: deviantlounge.com  Martin "Marv" Quibell: Website: themarvzone.org / Podcast: Pods Like Us (available on all streaming platforms)  #PodcastingTips #MentalHealthPodcasting #AudioStorytelling #PodcastCommunity  #IndependentPodcasting #ContentCreation #PodcastInterview #DigitalMedia #PodcastStrategy  #AudioProduction  This episode of Pods Like Us showcases the authentic journey of podcasting evolution, from mental health advocacy to community building, offering practical insights for both new and experienced podcasters looking to create meaningful audio content. 

If AI can do more and more—how do you stay in command of your voice, your content, and your values? In Part 2 of my conversation with Joe Lépine, we shift from mindset and ethics to trust and real-world application. We dive into the how of working with AI as a creative partner, sharing tools, workflows, and real examples of using AI in content creation, programme design, and daily business tasks. We also explore one of the most important (and overlooked) aspects of AI resilience: how to preserve your unique voice, brand, and integrity in the process.  From training your own AI on past work to borrowing inspiration from others without losing your originality, this is a practical and thought-provoking look at human-AI collaboration done right.  Topics covered: How Joe uses AI to script, test, and enhance his content Creative prompting and voice-driven refinement  Priming AI with your brand style and past work  Borrowing from others vs. training your own clone Trust-building through personalised, human connection Why human editors, coaches, and collaborators still matter The one mindset shift every business owner needs now. Whether you're just getting started or ready to go deeper, this episode will help you work smarter, with clarity, creativity, and control. AI Resilient international bestseller book by Joachim Lépine is available on Amazon. Episode shownotes for earlier episodes and further support: https://jayallyson.com/podcast/creative-collaboration-with-ai/.

Have you ever wanted to do something but just did not have the confidence to take the leap?In this episode of Small Business Talk for Coaches, Cathy Smith explores why belief is often the missing ingredient in your coaching journey and how you can borrow it until you grow your own. You will learn: • Why clients often come to you to hold belief for them• How anchors and rewards can strengthen your confidence• The role of accountability in building momentum• Simple ways to shift self talk that keeps you stuck Through real client stories and practical examples, Cathy shows how belief can be the bridge between where you are and where you want to be.

Business poll results reveal the biggest challenges small business owners face, from marketing struggles to sales fears, debt concerns, AI adoption, and growth barriers. Show Notes Page: https://www.thehowofbusiness.com/579-business-poll-results/ In this episode of The How of Business, Henry Lopez reviews recent poll results from listeners, highlighting the top challenges and concerns facing small business owners today. From avoiding common mistakes to embracing AI tools, these insights provide a clear picture of what entrepreneurs are struggling with most. According to poll responses, the leading concerns include poor marketing and the tendency to “do it all yourself.” As Henry explains, many owners fall into the trap of unfocused marketing or refusing to delegate, both of which limit growth. “If we try to be everything to everybody, we will likely fail,” Henry notes, emphasizing the need for a clear plan and target customer. Sales challenges also emerged strongly, with listeners citing not knowing what to say and fear of rejection as the hardest hurdles. Henry shares tips for crafting an elevator pitch and reframing rejection as feedback rather than failure, pointing listeners to related episodes on sales fundamentals and elevator pitches. Borrowing money was another hot-button topic. Many respondents admitted to fearing debt altogether or being unsure how much to borrow. Henry stresses that while personal finance often teaches us to avoid debt, smart leverage is essential for growth. He offers his free Small Business Borrowing Checklist to guide owners through best practices. AI usage continues to gain traction, with most listeners experimenting with platforms like ChatGPT or features embedded in existing tools such as QuickBooks. Henry encourages pushing beyond simple content creation to using AI as a true assistant in research, planning, and decision-making. When asked about the most important skills for success, self-discipline and resilience topped the list. Henry highlights how discipline and the ability to make tough decisions are critical traits for entrepreneurs transitioning from corporate roles. Finally, growth challenges tied to lack of strategy and weak marketing or sales reveal the importance of clear, focused planning. Henry reminds listeners that even a one-page strategic plan can create the clarity and consistency needed to scale. This episode is hosted by Henry Lopez. The How of Business podcast focuses on helping you start, run, grow and exit your small business. The How of Business is a top-rated podcast for small business owners and entrepreneurs. Find the best podcast, small business coaching, resources and trusted service partners for small business owners and entrepreneurs at our website https://TheHowOfBusiness.com

Built primarily for institutional-grade clients,  Pareto delivers customizable on-chain credit markets designed to expand DeFi liquidity and TradFi tokenization through structured yield strategies tailored to diverse risk profiles. Pareto allows its users to construct individualized credit lines in specific risk-ajusted tranches, with custom: interest rates, lockup periods, withdrawal cycles, reserve ratios, etc. In addition, Pareto's USP is an yield-bearing synthetic stablecoin, fully backed by major stablecoins, that can be deployed into a diversified portfolio of liquid, short- and long-term credit, thus increasing capital efficiency.Topics covered in this episode:Matteo's backgroundIdle Finance yield optimizationPivoting to ParetoInstitutional borrowers in early DeFiCompetitive advantage of ParetoOutsourcing underwritingManaging defaultsCustomized lendingKYC requirementsTimeline terms ‘marketplace'USP, Pareto's synthetic yield-bearing dollarLegal framework & credit allocatorsUSP yield, liquidity & integrations‘Opaque' credit vs. DeFiPareto smart contracts and redeemsSuccess in on-chain credit marketsEpisode links:Matteo Pandolfi on XParetoPareto on XIdle Finance on XSponsors:Gnosis: Gnosis builds decentralized infrastructure for the Ethereum ecosystem, since 2015. This year marks the launch of Gnosis Pay— the world's first Decentralized Payment Network. Get started today at - gnosis.ioChorus One: one of the largest node operators worldwide, trusted by 175,000+ accounts across more than 60 networks, Chorus One combines institutional-grade security with the highest yields at - chorus.oneThis episode is hosted by Friederike Ernst.

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In this episode, Stephan Livera and Max K discuss the recent Baltic Honey Badger conference, highlighting the shift in focus from institutional adoption to innovative projects like Ark. They explore the workings of Debifi, a Bitcoin-backed lending platform, explaining its marketplace model, loan structures, and interest rates. The discussion revolves around the evolving landscape of Bitcoin lending, focusing on the differences between custodial and non-custodial lending, the future growth of the market, and the implications for borrowers and lenders. Max highlights the trade-offs between security and convenience, the increasing demand for non-custodial solutions, and the potential for lower interest rates as the market matures. The importance of understanding the risks involved in borrowing against Bitcoin and the need for responsible lending practice is emphasized as well. Takeaways

The Radical Contraction and expansion of Ancient Israelite Religion The book of Deuteronomy presents a radical shift in religious practice that continues to shape modern Judaism and beyond. Far from expanding religious institutions as empires typically do, Deuteronomy takes the surprising approach of contracting and centralizing worship while simultaneously broadening its reach into everyday life. This week's Torah portion, Re'eh, highlights this revolutionary approach. It restricts temple worship to a single location and forbids importing practices from other cultures. At first glance, this seems counterintuitive. Why limit religious expression when entering a new land? Key Takeaways Deuteronomy proposes a unique path that refuses both colonization and cultural blending The centralization of worship and prohibition of foreign practices creates a religious vacuum This approach leads to a transformation of holiness from specific locations to everyday life Timestamps [00:00:00] The radical shift in Deuteronomy – centralizing worship and banning outside practices [00:02:52] Why centralized worship was so controversial [00:04:28] Should destroyed cultures still influence us? [00:07:22] Why Israelites were tempted by idols [00:09:28] Borrowing rituals from other religions [00:12:39] Contracting Judaism as expansion begins [00:16:39] Religion beyond the land of Israel [00:19:41] The diaspora's role in the covenant [00:22:42] Sacralization vs. secularization of daily life [00:27:54] Final reflections and closing blessings Links & Learnings Sign up for free and get more from our weekly newsletter https://madlik.com/ Safaria Source Sheet: https://www.sefaria.org/sheets/668904 Transcript here: https://madlik.substack.com/

Book a call to see if we can help you achieve your goals in less time with less risk:  http://bit.ly/iwc15podcast Ever wondered how to build a profitable lending business without the headache of flipping houses? In this episode, Cameron Christiansen and Anthony Faso sit down with Jason Balin, co-founder of Hard Money Bankers, to discuss insider secrets on how to create steady, passive income through private lending in real estate.  Jason shares his journey, from launching a lending business during the 2007 recession to managing millions in loans and helping countless borrowers secure financing. He emphasizes the importance of finding the right loan-to-value ratio to ensure profitable lending opportunities and how hitting singles, not home runs, is the key to sustainable growth. Jason walks listeners through the steps to become a successful private lender, explaining the four key components: Collateral, Character, Capacity, and Credit. He also explores the risks and rewards of hard money lending and why this business model offers an attractive way to build passive income without getting bogged down in daily operations.  Whether you're an investor or aspiring to be one, this episode is packed with valuable insights on leveraging hard money lending for steady returns. Tune in to learn how to get started in private lending.   In This Episode: - Introduction to Jason Balin - How Jason started doing hard money lending - Why private lending is a safer investment - The four C's of private lending  - Red flags borrowers need to watch out for in private lenders - Evaluating deals and borrowers - The mindset required to succeed in private lending - How to learn more about hard money lending   Resources:  - Join the Infinite Wealth Study Group - https://www.facebook.com/share/g/qC3sAWg6PhHYpRAs/  - Check our Online Course - https://infinitewealthcourse.com/home - Buy Becoming Your Own Banker by R. Nelson Nash - http://bit.ly/BYOBbookIWC   Connect with Jason Balin: - Website - https://www.hardmoneybankers.com/ - LinkedIn - https://www.linkedin.com/in/jasonbalin - Podcast - https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070   Connect with Anthony or Cameron: - Website - https://infinitewealthcourse.com/home - Instagram - https://www.instagram.com/infinitewealthconsultants/   Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions. This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode. The hosts may have a financial interest in the programs or services mentioned in this episode.

On this episode of Crazy Wisdom, host Stewart Alsop speaks with Michael Jagdeo, a headhunter and founder working with Exponent Labs and The Syndicate, about the cycles of money, power, and technology that shape our world. Their conversation touches on financial history through The Ascent of Money by Niall Ferguson and William Bagehot's The Money Market, the rise and fall of financial centers from London to New York and the new Texas Stock Exchange, the consolidation of industries and the theory of oligarchical collectivism, the role of AI as both tool and chaos agent, Bitcoin and “quantitative re-centralization,” the dynamics of exponential organizations, and the balance between collectivism and individualism. Jagdeo also shares recruiting philosophies rooted in stories like “stone soup,” frameworks like Yu-Kai Chou's Octalysis and the User Type Hexad, and book recommendations including Salim Ismail's Exponential Organizations and Arthur Koestler's The Act of Creation. Along the way they explore servant leadership, Price's Law, Linux and open source futures, religion as an operating system, and the cyclical nature of civilizations. You can learn more about Michael Jagdeo or reach out to him directly through Twitter or LinkedIn.Check out this GPT we trained on the conversationTimestamps00:05 Stewart Alsop introduces Michael Jagdeo, who shares his path from headhunting actuaries and IT talent into launching startups with Exponent Labs and The Syndicate.00:10 They connect recruiting to financial history, discussing actuaries, The Ascent of Money, and William Bagehot's The Money Market on the London money market and railways.00:15 The Rothschilds, institutional knowledge, and Corn Laws lead into questions about New York as a financial center and the quiet launch of the Texas Stock Exchange by Citadel and BlackRock.00:20 Capital power, George Soros vs. the Bank of England, chaos, paper clips, and Orwell's oligarchical collectivism frame industry consolidation, syndicates, and stone soup.00:25 They debate imperial conquest, bourgeoisie leisure, the decline of the middle class, AI as chaos agent, digital twins, Sarah Connor, Godzilla, and nuclear metaphors.00:30 Conversation turns to Bitcoin, “quantitative re-centralization,” Jack Bogle, index funds, Robinhood micro bailouts, and AI as both entropy and negative entropy.00:35 Jagdeo discusses Jim Keller, Tenstorrent, RISC-V, Nvidia CUDA, exponential organizations, Price's Law, bureaucracy, and servant leadership with the parable of stone soup.00:40 Recruiting as symbiosis, biophilia, trust, Judas, Wilhelm Reich, AI tools, Octalysis gamification, Jordan vs. triangle offense, and the role of laughter in persuasion emerge.00:45 They explore religion as operating systems, Greek gods, Comte's stages, Nietzsche, Jung, nostalgia, scientism, and Jordan Peterson's revival of tradition.00:50 The episode closes with Linux debates, Ubuntu, Framer laptops, PewDiePie, and Jagdeo's nod to Liminal Snake on epistemic centers and turning curses into blessings.Key InsightsOne of the central insights of the conversation is how financial history repeats through cycles of consolidation and power shifts. Michael Jagdeo draws on William Bagehot's The Money Market to explain how London became the hub of European finance, much like New York later did, and how the Texas Stock Exchange signals a possible southern resurgence of financial influence in America. The pattern of wealth moving with institutional shifts underscores how markets, capital, and politics remain intertwined.Jagdeo and Alsop emphasize that industries naturally oligarchize. Borrowing from Orwell's “oligarchical collectivism,” Jagdeo notes that whether in diamonds, food, or finance, consolidation emerges as economies of scale take over. This breeds syndicates and monopolies, often interpreted as conspiracies but really the predictable outcome of industrial maturation.Another powerful theme is the stone soup model of collaboration. Jagdeo applies this parable to recruiting, showing that no single individual can achieve large goals alone. By framing opportunities as shared ventures where each person adds their own ingredient, leaders can attract top talent while fostering genuine symbiosis.Technology, and particularly AI, is cast as both chaos agent and amplifier of human potential. The conversation likens AI to nuclear power—capable of great destruction or progress. From digital twins to Sarah Connor metaphors, they argue AI represents not just artificial intelligence but artificial knowledge and action, pushing humans to adapt quickly to its disruptive presence.The discussion of Bitcoin and digital currencies reframes decentralization as potentially another trap. Jagdeo provocatively calls Bitcoin “quantitative re-centralization,” suggesting that far from liberating individuals, digital currencies may accelerate neo-feudalism by creating new oligarchies and consolidating financial control in unexpected ways.Exponential organizations and the leverage of small teams emerge as another key point. Citing Price's Law, Jagdeo explains how fewer than a dozen highly capable individuals can now achieve billion-dollar valuations thanks to open source hardware, AI, and network effects. This trend redefines scale, making nimble collectives more powerful than bureaucratic giants.Finally, the episode highlights the cyclical nature of civilizations and belief systems. From Rome vs. Carthage to Greek gods shifting with societal needs, to Nietzsche's “God is dead” and Jung's view of recurring deaths of divinity, Jagdeo argues that religion, ideology, and operating systems reflect underlying incentives. Western nostalgia for past structures, whether political or religious, risks idolatry, while the real path forward may lie in new blends of individualism, collectivism, and adaptive tools like Linux and AI.

Rewards of Giving and Receiving (audio) David Eells – 8/17/25 Father, we thank you so much for being in our midst. We are so privileged, Lord. The overwhelming majority of the world doesn't know You and we'd certainly like to be Your vessels through whom You reveal Yourself to them, and we pray toward that end earnestly. Lord, forgive us of our sins and our foolishness. Give us Your grace. Please rise up in us and do Your wonderful work in these days. Please anoint us and give us wisdom. Lord, we want to return to what You gave the early church and even go beyond that. We want You to teach us, Lord; show us how to walk in Your steps. We just ask for Your mercy and grace today. We see old world crumbling around us and we need Your wisdom now. We want to come out of this world and totally into Your kingdom. We want to know the difference and know Your principles. Lord, we've been reading them and studying them, and we ask You to help us put them into effect in our lives and in our midst. We just need You, Lord. We need You now more than ever. Come, Lord Jesus. Amen. So we're hidden in Christ. Most people never think to pray about those kinds of things, to be hidden from the Beast and take our name out of their system. There is a new Beast in town that is much more favorable to Christians. I believe the Lord is getting ready to prepare us to separate somewhat from this new system soon because it's rising only to fall again as history repeats. There's no use in us continuing to hemorrhage Kingdom supplies to the Beast. As I've said, we're headed back to the Book of Acts. We know we're going there, and you need to be prepared. Failure doesn't have to happen for us because we live in a different Kingdom, and we need to be living according to that Kingdom and according to the Word of God. We have a precedent in the scriptures to follow, and we know from the scriptures that it's important for us to work. I had a lady ask me years ago, “Was I supposed to be working in a secular job?” I said, “Well, why don't you go ask the Lord that?” And so she did. And she came back and said, “No, the Lord told me you were doing exactly what He told you to do”. And I said, “Well, that's right”. But it wasn't always that way with me. I worked for a long time, enjoyed it, and I had a very fruitful ministry when I was doing what the world calls a part-time ministry. But it really wasn't part-time ministry because I got to minister to a lot of people I never would have touched otherwise. Toward the end of that kind of a ministry, I was working for Exxon, and we had gatherings every day of men and women from across the plant. It was a very large plant, which took up a good portion of downtown Baton Rouge on the river. When Christians around the place heard that we were having Bible studies, they would flock from every corner of that plant and join in. We started having two meetings like that -- one in the field and one in the central mechanical building, and we had a large church assembled out there, and lots of miracles were happening. Multitudes of religious people were finding out that God was bigger than they originally thought. They were coming out of their structured churches and fellowshipping with other Christians and learning that there was more to Christianity than what they thought in their little sheltered clique that they were in. I believe the same thing is going to happen soon. I really believe that there are many people for us to reach, and that's going to happen. I think one way it's going to happen is that we will have something in common with them, with other Christians, and that is, we're coming into tribulation soon. Even before The Tribulation, we're coming into tribulation, and that kind of draws people together. It causes them to drop their sectarianism for the sake of survival. I'm not worried about survival. I don't know about you, but I'm not doing this because of survival; I'm doing it because it's scriptural. I believe that if we seek first the Kingdom of God and His righteousness, all these other things will be added unto us. We won't have to worry about a thing. But if we're seeking God and His righteousness, let's face it, we're going to be doing some things that those first disciples did. If we get what they got, we'll do what they did, as I've said so often. And if we do what they did, we'll get what they got. And so we have a precedent here in the scriptures. The apostle Paul worked for many years in a fruitful ministry, tent making, which led him from city to city with other people in the same business. He didn't like relying on people; he didn't like being a burden on people; he said so. And I felt the same way. I mean, I didn't get out of my ministry at Exxon, and having Bible studies. I didn't get out of that and start into what they call the full-time ministry because I wanted to wait on the Lord and this was bearing fruit. I just told the Lord, 'Hey, Lord, I need more time to study; I'd like to have more time to share,' but I waited. And I waited for a few years until the Lord told me, Okay, it's time. I didn't choose that for myself; the Lord is the one Who has to open the doors. As many as are led by the Spirit of God, these are sons of God. We have to be led of the Lord. We shouldn't be making steps on our own. Now we know from Paul's testimony that he did this, and we know it's scriptural. We'd all like to just live by our faith and sit out there and meditate on God and let Him drop manna out of heaven, and there's no doubt we'll get into situations where He's going to do just exactly that. But the Lord has multiplied food for me and even put it in my stomach when it wasn't there, so I know God's a mighty God. And Jesus multiplied the fishes and the loaves, and we're going to do the exact same thing. But where did the fishes and the loaves come from? Have you ever thought about that? Well, somebody had those fishes and loaves before Jesus multiplied them. So, I believe that it's scriptural for us to be effectively working, according to the scriptures. I'll just share a few with you. (1Th.4:11) And that you study to be quiet and to do your own business and to work with your hands even as we charged you... You think there's any difference today? I don't think so. Now, we know that we're in the process of easing ourselves out of this worldly business and into the King's business all the time, and that's good. Ultimately, that's all we're going to be doing because soon the world is not going to accept us doing any business with them anymore, and so God's going to use that to put us totally in the wilderness. But there's no reason not to be walking out a little into that wilderness right now because we're going to need to prepare for what's coming. I believe it's good and right and proper for people who have good-paying jobs to continue to work because, if we're successful in doing what they did, a lot more of our finances are going to stay with us and a lot less of it is going to go out into the world. And for people who have jobs, there is still a need for money to pay monthly bills, etc.. I mean, be useful where you are until God moves you. I found a very useful, very fruitful ministry while working at Exxon and I was enjoying that, and when I went into what they call the full-time ministry and God moved me to Florida. I was there a little while when I said, 'Lord, I think I was bearing more fruit there doing that than I am now.' But I was studying the Word and digging in the Word, and I asked, “Lord, do You want me to go out and knock on doors?” He said, “No, I want you to do just what you're doing now, except a lot more of it”. I said, Okay. There is a very fruitful ministry out there among the people who won't come into a church; they won't listen to a preacher. You know, you can talk to them where you are. So I'm not talking about departing from that yet, but I am saying this: Some of us have some time on our hands that we could fulfill some other things that we see in the scriptures. (1Th.4:12) ... that you may walk becomingly towards them that are without and may have need of nothing. So he says to work with your hands so you won't have any needs. Well, we can pray it all down out of heaven, can't we? Yes, but it's scriptural. You still have to obey these principles. And certainly, when we get into a spot, and we will get into spots where we need a miracle, a creative miracle, praise the Lord, these creative miracles are going to convert a lot of people. I received many of them in my wilderness before the Lord moved us to TN. I believed we could have good association with the people around this area too. There are a lot of Christians here and there are some innocent people here. Some of them might be ignorant, but that doesn't make them evil because, if you're walking where you know to walk and you're walking as close to the Lord as you understand, you are innocent and the Lord looks upon them that way and we should look upon them that way, too. We're supposed to be making friends by means of the mammon of unrighteousness so that they can receive us into eternal tabernacles, right? (Luk.16:9) So we're supposed to use everything around us, to have associations with these people, not to go into the corrupt lifestyles that some Christians are in or into the apostasy that they're in, but we still have to love them, and we still have to share with them graciously. We're going to be close together in the end times and I believe that when we start living the way we see in the scriptures, we'll be able to associate with them and they will see some things in us and they will want some things we have.  We'll be able to share, not just how to bake bread with them or how to raise chickens with them, but more about the Gospel. You'll have something in common. We all have a need, right? So I think what he says right here is very plain: “So we can walk becomingly towards them that are without and have need of nothing.” (Eph.4:27) Neither give place to the devil. But let him that stole steal no more: but rather let him labor, working with his hands the thing that is good, that he may have whereof to give to him that hath need. So, one reason we work is not just for ourselves, but to give to people who have needs, which I did for many years. There are a lot of people who won't know where we're going right now, and they're going to have needs because they haven't been prepared, and that's going to put them at the mercy of God and, in some cases, at our mercy. So we work in order to be prepared to give to those who have need. There will be many Christians and many neighbors who have needs. We are about to have great abundance and we can give. This world is going to persecute Christians and do what they have done in the past; they're going to separate them, and they're going to plunder them. The further we separate from the dependency upon this system, the better. We don't need to be dependent upon this system; we need to be dependent upon God. That's what the wilderness was about. Now, we've been studying faith and that is good; you'll need that all the way through the Tribulation, but there are some things I believe we can do to be more like the early church and less dependent upon this world. You know how often you need to go to the grocery store, right? You know how often you need what they have. Well, I believe we ought to come to the place where we need a whole lot less of what they have and not be dependent upon them because the powers that be are using that dependency to bring you under their thumb. There are a lot of ignorant people out there who are walking with God where they are, who are going to take the mark of the Beast because they don't know God supplies. They don't know that they don't have to because they haven't been taught the Truth of the Gospel. They don't know that God supplies. They don't know how a Christian community works because they go to church, as a spectator, they get up, and they go home. They don't know that God still does these things because they've been lied to. So, when we rub elbows with them, we share with them the Good News that Jesus is the same yesterday, today and forever. So, he says, “Let him that stole steal no more: but rather let him labor, working with his hands the thing that is good, that he may have whereof to give to him that hath need.” (2Th.3:6) Now we commend you, brethren, in the name of our Lord Jesus Christ, that you withdraw yourselves from every brother that walketh disorderly... I might say, there are some people who judge saying, “they just have to have faith”; I've run into them. It's not an evil in them, necessarily. Many don't see examples of people who live by faith in their churches. They want to serve Jesus, and all true Christians want to serve Jesus. But they're imbalanced. They need some help; they need some wisdom from those who are older in the Lord, because we can serve Jesus anywhere. Anywhere we are, we ought to be serving Jesus. We work as unto the Lord. As the Bible says, we are to work like we work for the Lord. We're not here to be men pleasers, right? We're here to work for the Lord, in whatever ways we can serve His Kingdom. We either work in ministry or at a secular job while we minister. (6) ...Withdraw yourselves from every brother that walks disorderly and not after the tradition which they received of us. (7) For yourselves know how you ought to imitate us: for we behaved not ourselves disorderly among you; (8) neither did we eat bread for nought at any man's hand, but in labor and travail, working night and day, that we might not burden any of you. (9) Not because we have not the right, but to make ourselves an example unto you that you should imitate us. (10) For even when we were with you this we commanded you: If any will not work, neither let him eat. Some tough love there, isn't it? And, of course, sometimes people don't have jobs and they don't think they can work, but I really believe that can change. And I think some ideas are going to come from each of us that are going to show us a way to do this. (11) For we hear of some that walk among you disorderly, that work not at all, but are busy-bodies. (12) Now, them that are such we command and exhort in the Lord Jesus Christ, that with quietness they work and eat their own bread. (13) But ye, brethren, be not weary in well-doing. (14) And if any man obeyeth not our word by this epistle, note that man that you have no company with him, to the end that he may be ashamed. You know, there is something almost anybody can do to serve in the Kingdom and to be able to meet the needs of other people. I believe we're about to see a lot of needs presented before us very soon. The dollar is dying very fast. It's going to crumble. The whole system they have is going to crumble. They know it, they're forcing it, they're doing it on purpose. They want a New World Order. They have set up the NESARA and QFS plan, and soon there will be the new world currency and then total digital. All will have to work who can work to receive their income. They know that if we are totally dependent upon them, we'll be at their mercy. But we're not totally dependent upon them and we need to get prepared to live in the Kingdom like a body would. We know that the world doesn't know anything about this. But a body meets its own needs. We are all built for some service in God. Praise be to God! Our ministry is even now supporting missionaries on other continents and we are about to be able to do much more. I can see  that God's going to bring all we need into this ministry in order to meet people's needs so the Gospel can be sent to the World. He showed us that very plainly. We're waiting for that to come and it's on the way now; but at the same time, we still have to obey the scriptures and every one of us ought to be giving and receiving. You know, there is no reward in the scriptures for buying and selling whatsoever. The reward in the scriptures is for giving and we can be doing that weekly or daily. Some will work at secular jobs and others will have their hands free to bring the Gospel to the world and some will do both. He's promised a great reward multiplied many times over in the Kingdom forever, so He wants us to do it. Let's do it. Giving brings an eternal reward. Some people could supply milk, some could raise beef. We will inherit cows for meat and milk and fields. We will have Tesla free energy. Some could supply feed, some could supply corn and some other vegetables. Some could supply chickens and eggs. Some could be butchers and some could be mechanics. Some could be cooks. Some would say, “Thank you for your milk.”  Another would say, “I have something to give you.” Or “I'll meet your needs in some other way.”  We're going to get equipment to plow those fields. We're going to get equipment to plant and harvest those fields. I think all of this is coming, but again, we are learning how to live differently. We're learning how to fellowship with one another about this work and to have more in common with one another than we do just coming to what people call ‘church'. Some people know how to make bread; they're very good at it. They can teach others. There are some people who have poultry, eggs, turkeys, chickens, rabbits and so on and so forth. Just some ideas here. If anyone feels led to go in any direction, that's what I'm asking. What do you feel led to do? Everything you do, you need to be led of the Lord. I'm just putting these ideas out there to share so you can think about it, because the Lord spoke it to me a few nights ago in the middle of the night, and I don't want Him to talk to me again about this in the middle of the night, so I'm going to share it with you. I like talking to the Lord in the middle of the night, but not having to repeat the same things. Some people are good at vegetable growing. I was telling somebody the other day that the house I moved into several weeks before my family moved here, I found one tomato plant on my property that somebody had forgotten about. It was behind a wood pile, and nobody had ever staked up the plant; it was just lying up on the ground, growing this way and that way. And I got to walking around behind this wood pile, and I saw there were tomatoes all over the place down there, so I had been eating tomatoes every day ever since then. That's just one tomato vine. Then the frost got them one night. I decided that I had better go out and gather what tomatoes were still there. So I got them; however, the frost had gotten a few of them, but I was able to gather a few tomatoes from it. I just placed them on the windowsill. But I sure enjoyed being able to eat plenty of tomatoes from one vine that somebody forgot about. The landlord was telling me, “Hey, you can eat the fruit off that tree over there”, and I said, “Hey, I've been eating your tomatoes ever since you left here”. I was watching some brethren make some soap the other day. That was pretty neat. I said, “Hey, you need a machine to grind that”. They were hand-grinding. I believe some people can make soap in order to have soap for their neighbors. You've been paying way too much for soap, and it doesn't work nearly as well as these folks' soap would. And some people would be good at distributing the products to the people. There are people good at doing taxes; there are people good at law. They can offer their services to the brethren and vice versa. Carpentry, mechanics and electricians, handymen, techies, etc. You can think of a lot of things, all kinds of services you can give to others, and they can give to you. And this giving and sharing is just part of being a Christian. In some cases we will hire the world to be laborers while we will be priests and ministers of the Lord. Isa 61:5  And strangers shall stand and feed your flocks, and foreigners shall be your plowmen and your vine-dressers. 6  But ye shall be named the priests of Jehovah; men shall call you the ministers of our God: ye shall eat the wealth of the nations, and in their glory shall ye boast yourselves.  These are all part time jobs. No one is going to have to slave to stay alive for God has given abundantly and the ministry will make sure all needs are met as it was in Acts. Our main job will be to put the word and gifts of the Spirit in our hearts so we can give this to others. The world is buying and selling. God kept complaining about the buying and selling and the marrying and giving in marriage, and we see that that's the way of the world. Suretyship is the way of the world. Borrowing and mortgaging and guaranteeing to pay back -- that's the way of the world. The Bible teaches against “suretyship.” (Pro.11:15) He that is surety for a stranger shall smart for it; But he that hateth suretyship is secure. The Hebrew word there actually means “to be a guarantor of an agreement; to give or to be security”; in other words, “to mortgage.” It's making a guarantee to pay back what has been borrowed, but we can't even guarantee that we'll be here tomorrow. The Bible also warns us against making promises, pledges, or guarantees of any sort. I think the Amish have something to teach us there. They all gathered together and built the house. Okay, we'll build you the house, and you won't be going into debt either. We can gather together and build a few chicken coops and rabbit coops, and whatever. We can do these things. The ministry can help some of you get started in what some people have called a cottage industry. We can give you something that will, for example, get you a grinder that will grind soap all by itself. Just some ideas. We already have Telsa free energy here waiting to be turned on. we've received several prophecies about a virus that's going to shut down the Internet and the grid but that may be out in the world. The worldly church has no way to know this is going to happen because they're not led by the Spirit, and they're not aware of these warnings in dreams and prophesies. We don't have to stop; we've been warned. We can listen to God and ask, “Hey, God, what do you want me to do about this?” Well, He's giving us some ideas. But we know the Lord is going to supply all our needs according to His riches in glory. That's what He said, right? But we just need to believe and obey Him to receive all needs. We also know there's small earthquakes coming through here to separate the land from the mainland. The Lord showed us that. That's going to run people off and make this a peninsula. But we know it's going to happen and we just need to be ready. Even bartering is taxable, so giving freely and receiving freely is the best policy and has heavenly rewards. We're headed toward the mark. Some people are going to take the mark because they don't know that they have a choice. And we can show them not only some supernatural choices, but we can also show them some natural choices because we live the way we're supposed to live toward one another scripturally by meeting one another's needs and working to make sure everybody's needs are met, making sure that there is equality. And the Lord spoke in 2 Corinthians about equality. He wants equality in His church. He wants all of His people to have their needs met. And the way of the world is, I'm in a race with my neighbor: I gotta have the biggest car, the biggest house, swimming pool, etc.; but that's not us. We're here to serve and to lift up our neighbors and to be a community, a body, in order to make sure that everybody's needs are met through giving and receiving, right? The idea of gaining from your neighbor is less important to us than making sure our neighbors' needs are met and our needs are met. It's a control thing with the DS. They think that if they bring down the economy, we will be under their control. And it's true; for an awful lot of Christians, it's true. We can give them a choice here. I believe that if we do a little bit of specializing and less duplicating, we can get this thing up and going pretty fast. Everybody does not need a lawnmower. Some are already set up to do this. Our trips to the store will be for almost no staples and pay their exorbitant prices, and that money will go to feed the Beast; we don't care about that. Whatever we make, we would like it to totally serve the Kingdom. That's the way. I'm not talking about names and storefronts and things like that. These are things we have to avoid. We want to have a low profile where we're going. We want to avoid open rebellion against the system because they'll come to get you. They'll figure out a way to do it. We know we're protected by God and hidden in Christ, but we don't want to dare them, right? And we can do a lot of things just the way we normally do them, just naturally. The way of the world, of opening a big storefront, saying, 'We're not buying and selling, we're bartering'; they'll tax you and figure a way to shut you down. They want control and they don't want anybody to be independent. We can be very independent if we give and receive individually, and we can bring in a lot of Christians who don't know what's coming. We'll enjoy fellowshipping with them too, and not just around these things, but around the Word of God. So we can share with others this way. In Acts 6:1-4, there were some people complaining about their system not working very well, so they chose and ordained some deacons to make sure that the widows weren't missing out. We have lots of deacons in our ministry. “Deacon” just means “servant” in the Word of God. We have servants who do all kinds of things in our ministry. People have many different gifts and talents with backgrounds and training in several areas. This is one we need to move toward, too: People whose whole concern is to make sure that everybody's needs are met, that the system is working, it's not breaking down somewhere. So we'll be thinking about this, and you be thinking about this, too, because it's definitely going to be needed. As the apostle said, they did it at that time so that they could continue in prayer, be able to study in the Word of God and teaching, and these ordained brothers can handle this. Many Man-child families are coming here. Man-child reformers will teach and minister in our bible schools that the Lord has given us. Other specialty teachers will be here too. Let me also say this: Because you're a deacon does not negate you from being an elder or being one of the two-witnesses or being in the Man-child. It doesn't negate that at all. Remember, Jesus was called a deacon, too. In the scriptures, in every way people served others, the word diakonos was used; it just wasn't always translated that way. So, if we translated it the same way every time, we would find out that Jesus was a deacon, all of His disciples were deacons, and everybody was a servant in one form or another. But deacons do not have to be elders. And our ministry has lots of servants. Many people are coming together here to serve the Word of God to people and to make sure it's prepared properly. I'm not bringing this up for any other reason than I feel like the Lord brought it up to me, and I'm not bringing it up in desperation because I'm worried about what's coming. I'm not in the slightest bit worried about what's coming. I am eager to get the Gospel out to the world and we shall. We can be giving and receiving. We can receive the benefits of the eternal kingdom. God's already taken care of all of this. I'm doing this because we can offer blessings to the people by just learning to give to them and making sure their spiritual and physical needs are met. And as we read in the Scriptures, they worked for more than just me, my, and mine; it was for the purpose of giving to other people who were in need. We're going to see multitudes in need. God's giving us property, schools, meeting places and houses here. There are going to be many people, refugees from all over this country and from other countries coming here, and we want to be hospitable. We want to be able to take care of them and help them to move into something that, even if they don't have a secular job, the ministry can meet their needs and meet the needs of people around them. Now, we're not trying to build what the world would call a commune here. You won't see anybody in our ministry running around giving orders. It's a little different than a lot of ministries you've been involved in, or heard about, I'm sure. Most of the people in this ministry who are deacons in this ministry, they have that because it was in their heart to do it, and they came to us and said, 'Hey, I'd like to do this', or ‘I can do this', and so praise God. We want people to be free to do these things from the heart. If you give from your heart, that's a good sacrifice before the Lord, according to 2 Corinthians. From the very beginning of our ministry, we've never charged for anything; we just give it. If people want to give back, that's fine; if they don't, they still receive what they ask for, so we can't really call it bartering when you're not demanding anything in return. We're not talking about hoarding either; we're just talking about meeting needs. Well, we can do some workshops here, people showing other people how to do things, and people gathering together to get these things started in a really good way. And, as I said, I felt the Lord told me that the ministry could also contribute money toward things that people need to get started in this way. Everyone does not belong here for God has not called them to a refuge but tribulation. We can take a lesson from the Amish. They gather together and do something in a group that they could never do individually, or at least, it would take a lot longer time. We don't have a long time. We are not needing to build houses or many buildings that are already provided. I know that we have people to fill every specialty and we can get up and going quickly. And of course, this is all voluntary, whatever a person feels their gift is or the Lord is guiding them to do. The funny thing is, I'm visiting people's houses, and the house I'm living in now, and they are all electric and we have free electricity. One of the Bible colleges has natural gas. There is a rich deposit of gas right here, and that's free energy. We had a brother whose family came down and visited us, who was just north of us, and he has a gas well in his backyard, and I'm thinking, why aren't more people punching holes in the ground around here? That's free heat; that's energy. Well, if you have a community of people who aren't far apart, or if you want to, use it to pressurize it and run vehicles. When I was young, we used gas tractors, gas trucks, and we had the old International Harvester trucks that were converted to run on gas because it was readily available, so you can do the same thing today. People are talking about all different kinds of ways to keep your car running when gasoline becomes hard to find, which it will. Not necessarily here, but it will. But certainly, if you have the availability of a gas well you can buy the converter kits for tractors. We will have electric cars. Birds are hand-to-mouth, aren't they? They don't worry about storing it up; they just eat it. Well, I think you got the idea, so really just pray and ask the Lord if He wants you to do something and, if so, what, and just be ready and willing for Him to use you. You can train people in what you know, and you can be trained by others, and we can all come together with what we each know the Lord is leading us to do. And the ministry would be glad to contribute to anybody who wants to get a start, so you all think about it and pray about it, and we'll see where it takes us. But only consider coming if God says so. Lord, we just ask you, Father, in the name of Jesus, to give us all wisdom. You know what's coming down the road. You see the end from the beginning. We see nothing, Lord; we just trust in You. We want to be led by Your Spirit. We are the sons of God by faith, and we're asking You to lead us and guide us into something that will be very useful, not only to us, but to the people around us and to get the Gospel out. Lord, we thank You for Your mercy toward us, and we know that we have nothing to worry about; we just put all of our faith in You. We know that You are an absolute miracle-working God and You will multiply the fishes and the loaves. And You will bring us manna out of heaven, and You'll do everything that's necessary to provide for Your people. So we just trust in You and we just want to be useful to serve. And we thank You for it, Lord, in Jesus' name. Amen.   Greed and the Tithe (by David Eells) Paul gave Timothy a revelation of the false prophets and those who follow them in the “last days”. (2Ti.3:1) But know this, that in the last days grievous times shall come. (2) For men shall be lovers of self, lovers of money, boastful, haughty, railers, disobedient to parents, unthankful, unholy, (3) without natural affection, implacable, slanderers, without self-control, fierce, no lovers of good, (4) traitors, headstrong, puffed up, lovers of pleasure rather than lovers of God; (5) holding a form of godliness, but having denied the power thereof: from these also turn away. These men, who are identified by their egotistical appetite for money, prestige, pleasure, and position, love their religious “form of godliness”. Among these are the false prophets who lead captive the like-minded apostate religious sects. (6) For of these are they that creep into houses (of worship), and take captive silly women (sects of God's people - Isa.4:1, 32:9) laden with sins, led away by divers lusts, (7) ever learning, and never able to come to the knowledge of the truth. Those who love to justify their own sinful ways respect these “impostors” and their “form of godliness”. (13) But evil men and impostors shall wax worse and worse, deceiving and being deceived. These false prophets are identified as “lovers of money”. These are the merchants of religious Babylon (Rev.18). They make “Father's house a house of merchandise” (Joh.2:16). Since God will not support their personal kingdom-building, they peddle books, tapes, trinkets, chicken dinners, tours, etc. This is the way of the world, and for those who have an impoverished God. Why would anyone who was sent by God and believed the promises of our provision through Christ do this? Our examples in the early leadership of the Church certainly did not. (Joh.2:13) ...Jesus went up to Jerusalem. (14) And he found in the temple those that sold oxen and sheep and doves, and the changers of money sitting: (15) and he made a scourge of cords, and cast all out of the temple, both the sheep and the oxen; and he poured out the changers' money, and overthrew their tables; (16) and to them that sold the doves he said, Take these things hence; make not my Father's house a house of merchandise. They peddle the promises of God's provision to those who give to their ministry. They make “merchandise of the word of God” (2Co.2:17 [in Greek]). They peddle the Word for salaries like hirelings. When a person is not sent by God, he does not have faith that “God shall supply every need” (Php.4:19). Where God sends, He supplies. Without God's supernatural supply, people have to resort to other tactics to support “their” ministry. The Lord has not changed His mind, “the righteous shall live by faith”, not salaries. He commanded His ministers, “Freely ye received, Freely give. Get you no gold, nor silver, nor brass in your purses”. A man who lives by faith has to walk with God because “if our heart condemn us not, we have boldness toward God; and whatsoever we ask we receive of him, because we keep his commandments and do the things that are pleasing in his sight” (1Jn.3:21,22). God's command that His leaders walk by faith ensures righteous leadership. The early Church leadership was not in the habit of taking up collections, but when they did, it was not for themselves but for the saints in persecution and had needs, as it was with Jerusalem. (1Co.16:1) Now concerning the collection for the saints, as I gave order to the churches of Galatia, so also do ye. (2) Upon the first day of the week let each one of you lay by him in store, as he may prosper, that no collections be made when I come. (3) And when I arrive, whomsoever ye shall approve, them will I send with letters to carry your bounty unto Jerusalem. Notice that Paul didn't handle the money, but approved brethren did. He preferred to not even be present when the collection for the saints was received, so that there would be no extortion involved, as it was with the Macedonian collection. He also didn't use the Macedonians' presence to shame and extort the Corinthians. (2Co.9:3) But I have sent the brethren, that our glorying on your behalf may not be made void in this respect; that, even as I said, ye may be prepared: (4) lest by any means, if there come with me any of Macedonia and find you unprepared, we (that we say not, ye) should be put to shame in this confidence. (5) I thought it necessary therefore to entreat the brethren, that they would go before unto you, and make up beforehand your aforepromised bounty, that the same might be ready as a matter of bounty, and not of extortion. Ministers received free will offerings and did not demand their rights through condemnation or legalism. (1Co.9:11) If we sowed unto you spiritual things, is it a great matter if we shall reap your carnal things? (12) If others partake of [this] right over you, do not we yet more? Nevertheless we did not use this right; but we bear all things, that we may cause no hindrance to the gospel of Christ. (13) Know ye not that they that minister about sacred things eat [of] the things of the temple, [and] they that wait upon the altar have their portion with the altar? (14) Even so did the Lord ordain that they that proclaim the gospel should live of the gospel. (15) But I have used none of these things: and I write not these things that it may be so done in my case; for [it were] good for me rather to die, than that any man should make my glorifying void. Paul said, “we did not use this right...that we may cause no hindrance to the gospel”. Even the world sees through the “gimmee gospel” and its con men, and they disrespect the true Gospel because of it. In obeying the command “freely ye received, freely give” we leave no room for suspicion. (2Pe.2:1) But there arose false prophets also among the people, as among you also there shall be false teachers, who shall privily bring in destructive heresies.... (3) And in covetousness shall they with feigned words make merchandise of you. One way they “make merchandise of you” is to put God's people under the Law to support them when the Scripture clearly states that our giving is “not of necessity” (2Co.9:7). “[Let] each man [do] according as he has purposed in his heart; not grudgingly, or of necessity (this is not according to the law of tithing): for God loveth a cheerful giver”. In the New Covenant, God wants an offering from the heart from those born of His Spirit. God made the Old Covenant with natural Israel and refused the Gentiles. (Psa.147:19) He showeth his word unto Jacob, His statutes and his ordinances unto Israel. (20) He hath not dealt so with any nation; And as for his ordinances, they have not known them. Now the New Covenant is made only with the Church and is refused to those under the Law. If a doctrine like tithing is not in the New Covenant, then it was never made with you! It will only separate you from Christ and grace. (Gal.5:4) Ye are severed from Christ, ye who would be justified by the law; ye are fallen away from grace. Jesus rebuked the false prophets of His day saying, “Woe unto you scribes and Pharisees, hypocrites! for ye tithe mint and anise and cummin (even their seasoning), and have left undone the weightier matters of the law, justice, and mercy, and faith: but these you ought to have done (this is past tense in all ancient manuscripts, Numerics, and the Received Text), and not to have left the other undone” (Mat 23:23). Jesus clearly said here that tithing was both in the past and under the Law. Some say tithing was before the Law. Yes, circumcision and animal sacrifice were before the Law, too, but they were included in the law and we are not under Law to do them anymore either. Paul also said tithing was of the Law in Hebrews 7:5-11. There is no New Covenant command or request to tithe because we are no longer stewards of ten percent. Jesus taught that we have to renounce ownership of the other ninety percent, or we cannot be His disciples. (Luk.14:33) So therefore whosoever he be of you that renounceth not all that he hath, he cannot be my disciple. “All” here means all possessions, rights, and will. Those who claim possession of the other ninety percent are thieves. The Holy Spirit and the New Covenant commands were given to establish where, how much, and to whom we give. We are merely stewards of what He has put in our hands. The church's system of tithing is extortion and graft. It is not even righteous when compared to the Old Covenant tithe. Under the type and shadow of the tithe, ten percent was taken from eleven tribes and given to one tribe, the Levites ([ministers] Num.18:24). Then the Levites gave one ten percent (tithe) to the high priest (25-28). This left the Levites with ten percent from ten tribes. That is an average of what the other eleven tribes had to live on. Even when Israel's economy grew, they still lived on an average income. Today, with a larger percentage of the people doing the supporting, coupled with the fact that the pastors have usurped the authority of the rest of the five-fold ministry (Eph.4:11), ministers have become fat and filthy rich. This is a great stumbling block to both the world that sees through this and to the ministers. This also makes the people of God bad stewards. We have made God's house a “den of robbers” (Mat.21:13). (Eze.34:2) Son of man, prophesy against the shepherds of Israel, prophesy, and say unto them, even to the shepherds, Thus saith the Lord: Woe unto the shepherds of Israel that do feed themselves! should not the shepherds feed the sheep? (3) Ye eat the fat, and ye clothe you with the wool, ye kill the fatlings; but ye feed not the sheep. These men make it plain that we are not under the Law except when there is a profit involved and then we are told to “bring ye the whole tithe into the storehouse”, which is a command of the Old Covenant. Of course, they falsely claim to be the storehouse. In Old Covenant type and shadow, tithes were cast into the treasury, which was in the midst of the temple (1Ki.7:51; Mar.12:41). In the New Covenant, the temple is God's people, and Jesus said that we would be judged by whether we meet the needs of His people (Mat.25:31-46; 1Jn.3:16,17). This is how we store up treasure in heaven (Luk.12:33,34). We are taught to not store up our treasures on earth (Mat.6:19-21) but to meet the needs of the brethren so “that there may be equality” (2Co.8:14). Those who will not renounce ownership and become stewards of one hundred percent are not being disciples for “we were bought with a price”. We are now bondservants of Christ. The Holy Spirit now tells the disciples of Christ how much, to whom, where, and when to give. Amen. Now, the Bible specifically says you get a reward for giving, and the interest is much better. The interest is “good measure, pressed down, shaken together and running over.” I've tried God on this and it works. He is faithful — consistently faithful. He is our surety. I learned that you just give and meet the needs of the brethren around you, and not worry about what you have left because God is never going to fail you. Never. From the time the Lord showed me about faith and how He forbade debt to His people, I haven't stored up or borrowed any money, and the Lord has never failed to make sure we had a good car, a good house, and all our needs met. The world says that you have to store up the money until you have enough, or even more commonly, borrow it from the bank, which is debt. But you don't need to go the way of the world, because God can bring it in a lump sum. He did it for us many times. Men serve insurance companies, H.M.O.s, banks and store up their treasures on earth for the security they think it gives them. But we are told in (Mat.6:19) Lay not up for yourselves treasures upon the earth, where moth and rust consume, and where thieves break through and steal. Y2K revealed the paranoia and lack of trust in those who stored up their treasures on earth contrary to our Lord's command. Quite a few people that I showed these principles to went home to give their store away and found it full of bugs, just as Jesus said, “thieves break through and steal.” Jesus told of a man who found peace in the insurance of storing up his goods in greater barns (Luk.12:18). He said to himself, (Luk.12:19)… Soul, thou hast much goods laid up for many years; take thine ease, eat, drink, be merry. (His misplaced trust brought judgment.) (20) But God said unto him, Thou foolish one, this night is thy soul required (Greek: “they require thy soul”) of thee; and the things which thou hast prepared, whose shall they be? (21) So is he that layeth up treasure for himself, and is not rich toward God. Notice that it was his stored-up treasures that required his soul. Jesus promised the unfailing kingdom provisions to those who would store up their treasures in heaven by giving. (32) Fear not, little flock; for it is your Father's good pleasure to give you the kingdom (33) Sell that which ye have, and give alms; make for yourselves purses which wax not old (That means you're not storing it up or keeping it for a long time.), a treasure in the heavens that faileth not, where no thief draweth near, neither moth destroyeth. Give alms. Meet the needs of people around you. That's what He calls “a treasure in the heavens that faileth not.” Any treasure you store up on earth is going to fail. The world is going to plunder you, folks, and, if not the world, the devil is going to plunder you by the curse, but you're going to be plundered. Let me tell you how not to get plundered: Give! Meet the needs of the brethren around you. Give and then it will be coming the other way because it says in (Luk.6:38) Give, and it shall be given unto you; good measure, pressed down, shaken together, running over, shall they give into your bosom. For with what measure ye mete it shall be measured to you again. That's how it works. You can make a living by giving. It works. (Luk.12:34) For where your treasure is, there will your heart be also. Some people tell me, “It's okay to have it. Just don't set your heart on it.” That's not what Jesus said. He said, “If you have it, your heart will be on it.” “For where your treasure is, there will your heart be also.” If you're thinking, “Well, David, doesn't it say that Joseph stored up for the years of plenty so that he could give it back in the years of famine?” Yes, but let me point out to you who Joseph very clearly represents in type and shadow. Joseph was among the elders of Israel, but his own brethren sold him into bondage to the Gentiles for silver, just like Jesus. Joseph was lied about by the harlot, Potiphar's wife, just like Jesus. Joseph was persecuted by them and he was cast into prison, just like Jesus. Jesus went and preached to the souls in prison after He was crucified and what did Jesus do to the souls in prison? He decided who went to Abraham's Bosom and who went to Hades; in other words, He judged between the good souls and bad souls. The same thing happened to Joseph when he was cast into prison. He decided between the butler, who came out of prison and went up to serve Pharaoh, and the baker, who lost his head. When Joseph came out of prison, he was ruler over all of the earth, second only to Pharaoh, who was worshipped as a god. And when Jesus came out of prison, He was ruler over all of creation, second only to God. The types and shadows are all there to show that Joseph represented Jesus. If you store up on this earth, you are disobeying Jesus. It's only good for spending, and then you learn to walk by faith. (Jas.2:5) Hearken, my beloved brethren; did not God choose them that are poor as to the world to be rich in faith, and heirs of the kingdom which he promised to them that love him? God chose those who are poor of the world to be rich in faith and heirs of the Kingdom. A person who is rich in faith will never go without. God always provides for them. So how do you store up under the hand of “Joseph”? How do you store up your treasures in Heaven under Jesus? You do that by giving alms, by making yourselves purses that wax not old, by meeting the needs of the brethren. You give and it will be given unto you. When you get out in that wilderness, don't you want to have something stored up in the Bank of Heaven? He said, “A treasure in the heavens that faileth not.” If you pack food out there into that wilderness, it will fail you. If you pack gold out into that wilderness, the world will plunder you. But if you store it up by giving, God said He will give unto you. Now I'm not asking for anything; I'm just telling you how to get prepared for what's coming because a lot of you have been hearing a bunch of baloney from apostate preachers. That is not how you get prepared for the wilderness. If you want to be prepared, you store up your treasures under the hand of Jesus in the Kingdom of Heaven, and then you can get it back when you need it. “Give, and it shall be given unto you; good measure, pressed down, shaken together, running over, shall they give into your bosom.” The way to make money in the world is not to store up, it's not to bring people under the Law, it's not to tell everybody your needs. Those are the methods of Egypt, but God wants you to stay in the wilderness. The Israelites cried out to go back to Egypt. They didn't like the trials of their faith and they wanted to go back to the ways of the world. The way of God is to give what you have and then God will multiply it back. It's happened to me many, many times that when I did not have enough money to take care of my needs, I would just go and give it. And you know what? God has never failed me, not once. I walked by faith and raised five children, and God always met our needs. Now, one time we were forced into a fast as a trial of our faith, and that's the only time we were ever put in that position, but we got in a position many times where God literally multiplied food, multiplied money and even multiplied gas in our tank. We got to see wondrous miracles from God and we're still seeing them! God sees to it that His Word is fulfilled. (Jer.1:12) Then said the Lord unto me, Thou hast well seen: for I watch over my word to perform it. He stands behind His Word, and He will never fail you. He cannot fail. One thing I've learned about God is that He can do everything but fail. He will supply your every need according to His riches in glory. Our brother, Curt Bryan, had always given sacrificially to our ministry. He had given testimony several times where he had written checks to pay his own bills without the money in the bank to cover them, believing God to have the money there in time. In his business, many of his customers were walk-ins, so income was hard to predict. Whenever he had stepped out by faith in this way, God would always come through. A sudden rush of customers would come in, or a generous tip would be given to him. (2Co.9:6)… He that soweth sparingly shall reap also sparingly; and he that soweth bountifully shall reap also bountifully. An opportunity to give can also be an opportunity to sit on, or eat the seed. We can only reap to the extent we sow. God multiplies it back, not to make us rich but to make us channels of His blessing to the needy. He multiplies our seed for sowing, not hoarding. (10) And he that supplieth seed to the sower and bread for food, shall supply and multiply your seed for sowing, and increase the fruits of your righteousness. God's promise to those who are faithful in giving is here. (8) And God is able to make all grace abound unto you; that ye having always all sufficiency in everything, may abound unto every good work. This is one of the most powerful, all-encompassing promises of provision in all of the Scriptures. Here are a few other testimonies from our site of how the Lord miraculously provided financially when people acted in faith.   Give and It Will Be Given Gideon Smith - 03/08/2012 My wife and I had a medical bill we couldn't afford to pay, so we told them we couldn't afford it. We then gave some money to a ministry that helps our brothers and sisters who are persecuted. The next day, my wife was contacted by the medical people and was told that the bill was cleared, and we owed them nothing. God blessed us five times the amount that we gave by taking care of that debt. When my wife told me this, I was amazed and said, “Wow! Since we had some of that money set aside to pay the bill from our income tax, we should give again.” So right at the table tonight, l prayed, “Lord, if You want us to give again, You will send someone to us in need. Well, I went to the grocery store and had to get some stuff, but I forgot to get everything, so I had to go back. When I went back, I first began to murmur, but instead I praised God. When I left the store, a man approached me with an empty gas container, asking if I could help him. I said, “Sorry, I don't have any cash.” But then I remembered the prayer I prayed. At this point, I said, “Give me the tank. I will fill it up for you. I filled the container up and went to the ATM to get him some cash. When I got back to him, I told him about my prayer and let him know that it was Christ Who just showed him and me this miracle. I am so in awe of God's direction and all His works. Praise the Lord, in Jesus name! You want proof of Christ, there you go. Hallelujah!   Trusting God for Finances Anna Higareda - 04/28/2010 Hello, Brother Eells. This is the first time I have written you. The Lord has put it on my heart to send you a great THANK YOU, as I am sitting here listening to your teaching, Wilderness Living Now. My husband, Jon, has written an email to you once before regarding a dream he had, and you actually spoke about it in one of your teachings. My husband and I have been listening and learning from your teachings and reading your books now for about two years, and we have recently been brought to a point of weakness and have been forced to live in the “wilderness”, as you speak of in your teachings. I wanted to send you a great THANK YOU; it is because of the good Lord and your teachings that we have learned to live by pure faith, and we have also been able to teach our kids to look to God and thank HIM every day. Your stories of faith and your life experiences have really inspired us and given us all the more faith to trust in the Lord for everything we need. As a matter of fact, besides your ministry, my husband received word to be faithful to one other ministry here in Campbell, CA. He was helping at that ministry last Thursday evening (he helps set up and take down all the technical stuff) and when they were taking down and putting things away, one of the elders told him, “I just had a vision, out of nowhere, that you were putting on your coat and it was made of money”. So my husband said, “Hmm, wow, that's pretty neat!” Then he continued on with putting things away, and the elder said to him, “Jon, well ...?!” So my husband looked dumbfounded, and the elder motioned for him to feel his pockets. So he put his hands back in his coat, and he felt paper; it was a $100 bill in his coat pocket! My husband was shocked and in disbelief because it wasn't too long before that, he had had his hands in his pockets and his pockets were empty. My brother-in-law was also there that night, and my husband asked him, “Did you do this?” He said, “No way. I couldn't have done that. I only brought $4 with me tonight”. Then my husband asked the elder the same question, and the response was, “I didn't do that; I guarantee!” This was truly amazing, Brother Eells, because no one knew we had been going through any type of financial struggle. We kept it all to ourselves and that morning I got my paycheck, and my entire check went towards the bills. What was left over after paying bills was $266 and I thought to myself, “That's funny. I thought we would have $366 left over yesterday after bills. There is no way we could make it with this amount until the next time I get paid”. I ended up with $100 less than I thought I would have after bills. Then I talked to God at my work desk and told him, “Lord, I know you have provided many times before and I have faith you will provide again for my family, so I am not going to worry; it's in your hands!” I thanked God and moved forward with my day, and then that night, the Lord put that extra $100 in my husband's pocket at the ministry. I saw my brother-in-law two days later, and he asked, “Did Jon tell you about what happened at the ministry with his jacket?!” I replied, “Yes, isn't that amazing!” Then he said, “I know! Jon asked if one of us had put it in his pocket, but I am telling you, Anna, there is no possible way that anyone put that money in his pocket that night”. I then told him and his wife about the rest of the testimony, and they said, “Thank you, Jesus!” :) God is amazing! So I want to say thank you so very much for all the hard work you do for HIS kingdom; it is truly inspiring! My family and I have been abundantly blessed to have come across your ministry two years ago! Thank you and I wish you and your family all the best! So, Saints, don't fear the wilderness. God designed this wilderness. He's ordained this wilderness. He's even ordained the Beast that's going to cause this wilderness. He's ordained Pharaoh's army to get behind God's people and force them out there into that wilderness. God is not going to fail you. Learn to walk by faith because the wilderness will be nothing for the people who walk by faith (2 Corinthians 5:7). But for those who are fearful and murmur and complain and walk by sight (Numbers 11:1; 1 Corinthians 10:10; Jude 16; Revelation 21:8; etc.), they are not going to make it through. Why is God doing this? He's doing this because He's raising up believers. (Heb.10:38) But my righteous one shall live by faith: And if he shrink back, my soul hath no pleasure in him.

Over the past few weeks, we've been collecting your questions, and wow… you did not hold back. We're answering as many as we can fit in one episode, covering topics like forgiveness deadlines, confusing recertification rules, and loan servicers who seem to speak in riddles. You'll hear from people on the brink of PSLF forgiveness, parents in the middle of tricky Parent PLUS double consolidations, and grads wondering if they should act now or wait. If you've been wondering what to do next with your loans, there's a good chance we'll hit on something that helps you figure it out.   Key moments:   (09:25) Will the Big Beautiful Bill impact incoming students in August 2025, or only those who begin in the academic year 2026? (16:18) Why is my interest growing when MOHELA said it would be 0%? (28:01) Borrowing after July 2026 locks you into the RAP plan, but you could still qualify for PSLF (37:44) What happens when your employer refuses to certify qualifying PSLF work (46:36) The one scenario where paying extra on student loans makes sense (51:08) How to push your case forward after long delays from your servicer   Resources mentioned: File an FSA complaint Escalate issues to the FSA Ombudsman Group Reach out to your local representative or senator   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

                        Listen in as Erin and Brittney discuss: How Brittney went from librarian to leading 125+ agents in a thriving Texas brokerage—starting with zero real estate experience. Why “borrowing belief” is a secret weapon in business growth (and how to use it). The real formula for success: Massive action + unwavering faith (and how to build both). Brittney's mindset toolkit for leadership, momentum, and avoiding burnout. Tactical advice on time blocking, tracking lead gen, and building integrity with yourself—not just your clients.                                                   About Brittney is the dynamic broker and owner of BK Real Estate, a company she founded in 2023 to support the growth and success of other agents. Over the last several years, Brittney has achieved and surpassed personal goals in both her production and skill set, viewing each transaction as a valuable opportunity for growth. Prior to embarking on her real estate journey, Brittney was a dedicated school librarian in various ISDs across Texas. She cherished the joy of teaching and helping students develop a love for reading. As a single mother to two amazing kids, she decided to expand her horizons by starting a part-time real estate career. Balancing her roles as a teacher by day and a real estate agent by evening, Brittney found herself selling a diverse range of properties, including commercial buildings, residential properties, tenant representation, and multifamily units. After two years of managing both careers, she took the bold step to leave education and fully commit to real estate, a decision that paid off significantly. With more time at her disposal, Brittney was able to reach more clients and achieve greater personal goals. Her interest in investing led her to follow the BiggerPockets podcast, inspiring her to grow her own portfolio. Today, she owns 11 doors, a mix of short- and long-term rentals, and is a part-owner in a mortgage branch. Brittney's passion for building her portfolio has ignited a new goal: to help as many clients and agents as possible grow their own assets. In addition to her professional achievements, Brittney is an active member of her Keller community, particularly involved in the PTA. Her dedication to her community and her family is as strong as her commitment to her career. Whether clients are looking to buy a personal home, invest in multifamily properties, house hack, wholesale, flip, use creative financing, or grow their rental portfolio, Brittney and her team at BK Real Estate are ready to help. How to Connect With Brittney Website: www.brittneykosev.com LinkedIn: https://www.linkedin.com/in/brittney-kosev-7203b628a/ Facebook: https://www.facebook.com/bkrealestatetx Instagram: https://www.instagram.com/brittney_kosev

In this conversation, host Amanda Radke sits down with Jeb Smith, a multi-generational farmer and the president of the Florida Farm Bureau, to unpack the rich history and diverse landscape of Florida agriculture. Together, they discuss the enduring legacy of farming families, the pressures of urbanization, and the fight for water rights in a state facing increasing environmental and economic challenges. From over 300 commodities to the legacy of Florida's cattle industry, Jeb provides an inside look at the resilience and innovation of the state's agricultural community. This episode sheds light on the realities of farming in a rapidly changing world and underscores the importance of advocacy, sustainability, and community engagement.Key Takeaways:Florida agriculture produces over 300 commodities, making it one of the most diverse agricultural states in the U.S.Jeb Smith's family has farmed in St. Augustine for generations, demonstrating the deep roots and legacy of Florida's rural families.Urbanization continues to threaten farmland and water resources, creating friction between development and agriculture.Water rights are a major issue in Florida, differing significantly from the policies in western states.Property taxes and increasing operational costs are straining small agricultural businesses.Labor shortages remain a significant challenge in Florida's farming and ranching sectors.The Florida cattle industry has a rich history, and heat tolerance is critical for raising livestock in the state's hot climate.Borrowing capital for farm operations can create financial risk, especially in volatile markets.Despite urban pressures, agriculture can still thrive in populated areas through sustainable and innovative practices.Community involvement and advocacy are vital in preserving the future of rural America.The largest continuous ranch in the United States is located in Florida, highlighting the state's historical and ongoing role in the cattle industry.Amanda Radke continues to spotlight inspiring rural leaders and stories that embody the heart of rural America.Presented by Bid on Beef | CK6 Consulting | CK6 Source | Real Tuff Livestock Equipment | Redmond RealSalt | Dirt Road RadioSave on Redmond Real Salt with code RADKE at https://shop.redmondagriculture.com/Check out Amanda's agricultural children's books here: https://amandaradke.com/collections/amandas-books

Thinking about scaling your store? This episode is your checklist. Susan and Inner Circle coach Melissa Davies break down what most store owners get wrong when they try to grow—and the five things you need to do before you scale. If you're not profitable now, scaling won't fix it. It'll just magnify the problem. Tune in to hear how to prepare your business to grow without burning out or running out of cash. You'll Learn:  ✅ Why your first step isn't marketing—it's accounting ✅ How to know if you're really ready to scale ✅ What to look for in a bookkeeper (and how to know if they're doing it wrong) ✅ How to calculate your cost to acquire a customer ✅ How to set aside a “growth fund” so you're not scaling on fumes Mentioned in This Episode: Episode 167 – Price to Maximize Profit https://thesocialsalesgirls.com/pricing-to-maximize-profit-episode-167/ Episode 165 – How to Scale Your Sales https://thesocialsalesgirls.com/how-to-scale-your-sales-episode-165/ Episode 262 – What to Do When You Have More Time Than Money https://thesocialsalesgirls.com/what-to-do-when-you-have-more-time-than-money-in-your-business-episode-262/ Episode 187 – What It Costs to Get a Customer https://thesocialsalesgirls.com/do-you-even-know-what-it-costs-to-get-a-new-customer-episode-187/ ______________________ Are you constantly asking yourself how to make your website better or questioning your prices? Do you wonder if you're missing something? If you have made sales in person or on a site like Etsy, I know you can sell more on your site. Get my FREE mini-course that will show you our step-by-step process to grow your sales without spending a fortune on risky ad strategies or discounting your products here: https://learn.thesocialsalesgirls.com/conversion-school/ “Insightful, actionable and engaging! I learn so much every single time I listen. I can't believe this information is free!" - If you feel like this too, I'd love it if you would leave us a review. Reviewing the show will help us reach even more store owners, so we can help them grow their sales. Click here, tap to rate with 5 stars and select “Write a review”. Let us know what you find most helpful about the podcast! Also, if you haven't already make sure to follow the podcast so you don't miss an episode! Follow here!  

After months of student loan chaos, there's clarity: If you're already borrowing, you'll probably be okay, though keep an eye out for some plan changes. But for anyone planning to borrow after July 2026, the picture gets a lot murkier. Higher payments, tighter loan limits, and longer repayment terms could reshape graduate and professional education in ways we haven't seen before. Learn why most current borrowers can breathe a little easier, what changes are coming for Parent PLUS and grad school loans, and why future students may need to rethink their strategies altogether. We also explore how schools themselves might have to adapt, and what this could mean for high-cost programs in dentistry, medicine, pharmacy, and law. Key moments: (5:19) Active students can continue borrowing until 2026 and for three more years beyond (09:20) Parent PLUS loans borrowed after July 2026 won't qualify for any affordable IDR plan  (13:27) Universities may see faculty cuts tied to falling enrollment once borrowing limits change (17:19) Borrowing limit changes likely won't be revisited until mid-2027 at the earliest (23:13) There's nothing to worry about right away — no loan rule changes take effect before July 2026 Resource mentioned:  The Price You Pay for College by Ron Lieber   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

Teen Borrowing Parents Clothes by Maine's Coast 93.1

The latest price moves and insights with Maple Finance CEO Sid Powell.To get the show every week, follow the podcast here.Maple Finance CEO Sid Powell joins CoinDesk's Jenn Sanasie and Andy Baehr to dive deep into the evolving landscape of crypto lending. Plus, he unpacks the strategic advantages of institutional borrowing, the impact of the Genius Act on stablecoins, and what the start of altcoin season means for borrowing demand and rates.This content should not be construed or relied upon as investment advice. It is for entertainment and general information purposes.-Midnight is a privacy-enhancing blockchain introducing vital, programmable privacy and selective disclosure capabilities.It means DApps can allow users to control what information is revealed without putting sensitive data on-chain, allowing you to break free from the limitation of choosing between utility or privacy.We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free-This episode was hosted by Jennifer Sanasie.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.