Podcasts about borrowing

In this episode of the Tough Girl Podcast, we're joined by Pamela Lee, a professional offshore sailor from Ireland who's breaking records and barriers in one of the most extreme, male-dominated sports on the planet. Now based in Brittany, France—the heart of short-handed offshore racing—Pamela has carved out her path with grit, determination, and a clear vision for empowering women through sailing. Pam shares her journey from growing up beside the sea in Ireland to becoming the first Irish woman to skipper the Transat Jacques Vabre Race, setting three world records sailing around Ireland, and now training for the 2026 Route du Rhum, one of the toughest solo ocean races in the world. We dive deep into her early influences, the realities of offshore racing, learning French to break into the French sailing scene, and the financial, emotional, and physical challenges of pursuing elite-level sailing. From boat borrowing to breaking glass ceilings, Pamela opens up about the power of visibility, representation, and believing in your own potential—no matter how big the dream. Whether you're interested in sailing, women in sport, or chasing bold goals, this is an empowering and eye-opening conversation not to miss. ***  New episodes of the Tough Girl Podcast drop every Tuesday at 7 AM (UK time)! Make sure to subscribe so you never miss the inspiring journeys and incredible stories of tough women pushing boundaries.  Do you want to support the Tough Girl Mission to increase the amount of female role models in the media in the world of adventure and physical challenges? Support via Patreon! Join me in making a difference by signing up here: www.patreon.com/toughgirlpodcast.  Your support makes a difference.  Thank you x *** Show notes Who is Pamela Living and working in Brittany, France Professional Off-shore Sailor  Living in the mecca of off-shore sailing  What short-handed sailing is Speaking French and sailing in French  Studying French at school and doing a French exchange  The challenge of learning French  The power of emersion when learning a language  Growing up in Ireland (south of Dublin, on the South East Coast) beside the sea  Having a dad who is a sailing fanatic  Family holidays camping and sailing  Opportunities to become a professional sailor? Adapting her mentality on how she wanted to live her life Knowing that a 9-5 job was not for her Living in Sydney, Australia and wanting to sail Sydney Hobart offshore sailing race  Finding a boat to sail on  Wanting to travel and to sail more  Wanting to make a change Considering the possibility of becoming a professional sailor  Getting her Yacht Master Qualification  Getting the opportunity to move to France Wanting to learn more skills and not getting to do those positions  Reaching a glass ceiling and not seeing how to get to the next level Looking for the next opportunity and heading back to Ireland to figure it out Discussion around the Olympics and sailing (double handed offshore racing)  Being part of a mixed sex duo  Being invited to train for the Irish team for this potential event Heading to France to trail for this type of racing  Being exposed to the French offshore racing world  Deciding to stay in France 2019 - 2020 Setting 3 world records by sailing around Ireland and how the goal came about  Fastest sailing around Ireland in a boat of 40ft or under Setting the record for double handed and the women's record for racing around Ireland  The covid years and going back and forth between France and Ireland  Personal inner ambition and wanting to know what  she could do  Needing to get a boat Borrowing a boat and starting to train with it for racing around Ireland Spending several days at seas and racing 700 nautical miles in approx 3-4 days Funding for sailing Making a big media splash and getting your name out there with the record  Getting women's stories in main stream press Women's voices and the progress being made in women's sports and how they are represented  The push towards progress The Route du Rhum a transatlantic single-handed yacht race, which takes place every four years in November.  Racing from France to the Caribbean solo - the longest and toughest trans-atlantic race  Being the first Irish female to do the race Needing to qualify for the race (based on miles raced) Needed to race and train before Starting the project and finding their founding sponsor - DFDS  Funding costs via sponsorship  The dream budget and costs involved  The stress of getting sponsorship and maintaining the relationship  Filming a documentary with Musto (Sailing clothing brand)  The importance of visibility and representation  Being inspired by the sporting women in the Olympics  The importance of PERSONAL challenges  How to connect with Pam  Words of advice for other women who want to go after their own goals  Encouraging women to go after big goals and building a step by step progression plan Lisa - Life & Business Mindset Coach Building your confidence along the way Giving yourself credit and the belief to tackle big things    Social Media Website www.pamelaleesailing.com  Instagram @pamybefree   

Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationWelcome to our latest episode!Ready to rethink how you grow and protect wealth? Join host Bronson Hill and co-host Nate Hambrick for a dynamic conversation with Jim Oliver, a financial veteran who's been leveraging infinite banking since the 1980s to buy dozens of businesses. From a challenging childhood in foster care to managing $700 million as a financial planner, Jim discovered the power of cash flow through real estate and business ownership. Now, as the founder of a thriving community at CreateTailwind, he teaches others to use whole life insurance policies to borrow tax-advantaged funds for investments. In this episode, recorded in April 2025, Jim shares how he acquired a business for just $75,000 using an insurance policy, turning a $400,000 profit in months.Learn the mechanics of infinite banking, pitfalls to avoid, and why keeping money in motion is key to financial freedom. Whether you're a real estate pro or business owner, Jim's strategies will inspire you to unlock new opportunities!TIMESTAMPS00:49 - Guest introduction: Jim Oliver02:48 - Jim's journey: From foster care to financial planning04:36 - Realizing Wall Street's flaws: The 4% return wake-up06:53 - Leveraging learning: Reading an hour a day to expertise08:57 - Acquiring a business for $75,000 using infinite banking12:16 - How infinite banking works: Borrowing the insurance company's money15:46 - Finding deals through networks and structuring earnouts18:58 - Why real estate pros should consider infinite banking22:00 - Legal protection: Why insurance policies are untouchable24:49 - Pitfalls to avoid: Keeping money moving and picking assets29:00 - Jim's belief: Money must flow to grow31:41 - How to connect with JimConnect with the Guest:Website: https://community.createtailwind.comEmail: jim@createtailwind.comApp: Search “CreateTailwind” in your app store#InfiniteBanking #WealthBuilding #CashFlow #BusinessAcquisition #RealEstateInvesting #TaxAdvantages #FinancialFreedom

Grant Cardone, real estate master and founder of 10X, joins the show for an honest breakdown of his journey from addiction and failure to billion-dollar success. It's easy to assume his rise was all confidence and sales mastery—but Grant admits he would've skipped sales entirely and gone straight to marketing and investing.From sleeping on couches to building a $5B portfolio, he shares what really changed the game: going 10x bigger in every direction. Whether you love him or hate him, this episode is a masterclass in thinking long-term, building resilience, and playing offense. 00:00 Introduction 04:18 Grant's decade of drug use and the harsh realities of addiction 08:26 The childhood moment that shaped his view of money 12:11 How Grant treats money and the importance of financial respect 14:35 Discovering the power of improving sales skills 17:13 Borrowing $3,000 to invest in himself after rehab 20:59 Studying sales obsessively and becoming a master through teaching 24:30 Choosing the wrong lane early on and staying small for too long 28:26 From fired car salesman to training the auto industry 34:35 First big real estate move and building passive income 38:01 Why real estate gave him peace compared to rejection-heavy sales 41:00 How to turn criticism and hate into fuel 46:07 The myth of social media comments and clickbait haters 51:00 How to build unshakable trust 54:09 The key reason why the 2008 crash sparked the 10x mindset 56:54 Going from $2M/year to nearly $1B/year through bold expansion 58:00 Business conflicts, lawsuits, and lessons on who to fight 1:06:34 Building a bank and changing the financial system 1:09:07 Longevity secrets and 10x Health System 1:13:05 Discipline, overeating, and stacking small daily habits 1:17:04 Raising kids with contracts, income, and real-world accountability 1:22:11 Teaching kids confidence through work and communication 1:27:05 Letting go of dying partnerships 1:29:16 Why stopping unhealthy habits is the ultimate hack» Escape the 9-5 & build your dream life:https://www.digitalplaybook.net/» Transform your physique:https://www.thrstapp.com/» My clothing brand, THRST:https://thrstofficial.com» Custom Bioniq supplements:https://www.bioniq.com/mikethurston• 40% off your first month of Bioniq GO• 20% off your first month of Bioniq PRO» Join our newsletter for actionable insights from every episode:https://thrst-letter.beehiiv.com/» Join WHOOP and get your first month for free:join.whoop.com/FirstThingsThrst» Follow Grant:Instagram: https://www.instagram.com/grantcardoneWebsite: https://grantcardone.com/

Explore the launch of Twenty One Capital, its strategic ties with Tether, SoftBank, and Cantor Fitzgerald, and how it compares to MicroStrategy or ETFs. Plus, Strike's bold leap into secure Bitcoin lending. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 15:29 - How Twenty One Capital was formed and why now is the right time for a Bitcoin-native public company17:16 - What SoftBank contributes beyond funding, including possible global Bitcoin adoption strategies19:05 - How Twenty One differentiates itself from MicroStrategy and ETFs as a Bitcoin investment vehicle 19:55 - Why “Bitcoin Per Share” is used to track performance instead of traditional fiat metrics 27:31 - The ownership structure and governance dynamics between Tether, SoftBank, and other stakeholders28:45 - Whether and how Strike and Twenty One will collaborate, and how CEO responsibilities are managed 31:26 - How the company navigates U.S. regulatory challenges, especially with Tether's involvement 33:07 - The roadmap for Twenty One's operational revenue beyond holding BTC35:02 - The thinking behind Strike's conservative Bitcoin-backed loans and their structure35:40 - Lessons from the collapse of other crypto lenders and how Strike avoids similar risks42:06 - The future of interest rates, accessibility, and transparency in Strike's lending products49:28 - Strike's evolving role as a Bitcoin-native financial services platform – or neobank 51:54 - How both companies aim to promote financial sovereignty while balancing ease of use 57:05 - The biggest challenges on the horizon, from regulation to competition, and how they'll be tackled Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Jack's X Account. Learn more about Jack's company: Strike.  Check out all the books mentioned and discussed in our podcast episodes ⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy ad-free episodes when you subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Join the exclusive ⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Follow our official social media accounts: ⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠ | ⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠ | | ⁠⁠⁠⁠Instagram⁠⁠⁠⁠ | ⁠⁠⁠⁠Facebook⁠⁠⁠⁠ | ⁠⁠⁠⁠TikTok⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠Bitcoin Fundamentals Starter Packs⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠here⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠. Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠⁠sponsors⁠⁠⁠⁠: ⁠SimpleMining⁠ ⁠Hardblock⁠ ⁠AnchorWatch⁠ ⁠Fundrise⁠ ⁠DeleteMe⁠ ⁠CFI Education⁠ ⁠Vanta⁠ ⁠The Bitcoin Way⁠ ⁠Onramp⁠ ⁠Indeed⁠ ⁠Shopify⁠ HELP US OUT! Help us reach new listeners by leaving us a ⁠⁠⁠⁠rating and review⁠⁠⁠⁠ on ⁠⁠⁠⁠Spotify⁠⁠⁠⁠! It takes less than 30 seconds, and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it! Support our show by becoming a premium member! https://premium.theinvestorspodcast.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

A retailer in Bangkok was staring down a cash crunch after COVID. He was ready to sign for a loan, convinced it was his only option.Instead, we dug into his numbers and found $30,000 in unsold inventory gathering dust and $8,000 in overpayments to suppliers. That cash was enough to stabilize his business; no debt was needed. The money was there; he just couldn't see it.Download The Profit Gap for free at TheProfitBootCamp.com to see 5 hidden reasons family businesses work hard but still fall short of profit.Find hidden profit before you borrowWhen cash flow gets tight, panic sets in. Your mind races, layoffs, loans, maybe even shutting down. But fear isn't a strategy. The truth is, your business is probably sitting on hidden profit, even in tough times. You just need to find it.Start with a zero-based budget. That means you begin each budget line at zero, not last year's number, and build it up based on what's actually needed. Each team member justifies every expense from scratch. No assumptions. No carryovers. Just what drives results. Look at your expenses, inventory, and contracts. What's wasting money?Maybe it's unused subscriptions, overstocked supplies, or a vendor charging too much. One client found $500 a month in duplicate software licenses. Canceling them took one email and saved $6,000 a year.Cut smart, not deepDon't just cut costs mindlessly; focus on waste, not muscle. Keep what drives value, like your best staff or marketing, that works. I've seen owners slash their top salespeople in a panic, only to tank revenue. Instead, realign spending to what moves profit.For example, shift the budget from low-margin products to high-margin ones. One business I worked with dropped a product line that was barely breaking even. That freed up $20,000 for ads, bringing in $100,000 in new sales.Small wins create momentum. Even saving $1,000 can shift your mindset from panic to possibility. Try this: call your top five vendors this week. Ask for a 10% discount or better payment terms. Most will say no, but some will say yes to keep your business.A client of mine negotiated $5,000 off his annual shipping costs in one 15-minute call. That's cash you can use to grow, not just survive.Discipline is your secret weaponDiscipline beats loans every time. Borrowing might feel like a lifeline, but it's a weight around your neck if you don't fix the root problems. A logistics firm I worked with was desperate for a loan. Instead, we audited their spending and found $8,600 in waste, unused equipment leases, and overpaid utilities. That cash funded a marketing push that brought in new clients without debt. They weren't out of options; they just needed clarity.Here's one last story. That same logistics firm thought they were done. But that $8,600 audit changed everything. They used the savings to relaunch ads, landing three new contracts monthly. The owner told me, “I thought we were stuck. Turns out, we just needed to look closer.” What's hiding in your business?You've now faced the five hard truths holding your business back. You know no one's coming to save you, that delay kills profit, that family dynamics can trap you, that leadership drives results, and that you have options even in a cash crunch. Now, it's time to act. Pick one step this week, cut an expense, fix a meeting, check your P&L, and do it. Your business depends on you.Actions from prior episodesCut one cost: Block 30 minutes, review P&L, and cut one expense. Just one. Lead by example.Find one drain: Review finances weekly, searching for one hidden loss. Act now.Align the family: Hold a monthly, one-hour family meeting. Ask: “What...

Patrick McKenzie explains to EconTalk's Russ Roberts how credit cards work, who makes money from them and how, and gives his take on whether cash customers and debit card users subsidize the users of credit cards with reward programs.

Stephen and Zac discuss the innovative intersection of Bitcoin and life insurance. They explore how Bitcoin can disrupt traditional life insurance markets, the recent funding successes of Meanwhile, and the unique benefits of Bitcoin-denominated policies. The conversation dives into the mechanics of these policies, the yield generation strategies employed by Meanwhile, and the tax advantages that make them appealing to customers. The episode concludes with insights into the customer experience and the future of Bitcoin in the insurance industry. Takeaways

Lords: * Alexei * Evan Topics: * Silt clouds & underwater visibility as a game mechanic * The bass pro shop pyramid and the utility calculations of weird buildings * What happens when your Firefox root certificate expires? * The Ailing Mirror-Smith * https://medium.com/@EvanBalster/the-ailing-mirror-smith-9c4b5a76cd#9520 Microtopics: * Roguelike Celebration. * Virtual conferences. * How to be in a conversation with one person in a room and not the whole room. * Drinking a polymorph potion to put a different animal emoji next to your user name. * Roguelikes and Roguelikers. * Topic munching and topic grazing. * How to design non-violent roguelikes. * Spending your paw prints on the "become water" skill so when a human tries to pick you up, you just flow out of their hands. * Imitone. * Abruptly tooting a horn. * Reading an email and then pointing at it and yelling "sold!" * DSP for game developers. * Video essays about maritime disasters. * Penetration diving. * Huge warning signs in front of every underwater cave. * Silt Warnings. * Guideline Entanglement. * Moving in more directional axes than you normally do. * Fast things that live underwater. * Panicking and forgetting that the game is turn based. * Playing Nethack with a screen reader. * Multi stage dives to deliver oxygen further and further into a cave system. * Retrieving the bell from the Edmund Fitzgerald. * Inventing special hells to put yourself through because the existing hells aren't good enough. * Gabe Newell's lack of fear response. * Remembering the time you blacked out and thinking "the brain is really cool." * Borrowing some time from your cat attack to give to the car crash. * Scout the Floof. * Running out of adrenalin and being extremely calm. * Entering and exiting Tennessee in a state of intense unreality. * Memphis, the ancient capital of Egypt. * The acoustic properties of a gigantic metal pyramid. * Getting married inside the Bass Pro Shop Pyramid. * Hotel rooms attached up the back of the giant fish. * Why the Egyptians built pyramids rather than other cooler shapes. * A procedurally generated lady in Canada. * Importing the Burning Man from Burning Man. * Stopping at Saskatchewan for gas. * Home of the World's Biggest Dad. * Building Ram Pumps in Dwarf Fortress. * Great Pyramid Ram Pump. * Mummy Tea. * A terrible waste of tax dollars that brings joy to children all around the world. * Firefox telling you "oh shit, you need to update now, dog." * Configuring Windows Firewall to not allow Windows Updates. * Protecting your users from malware by opening the floodgates of Internet ads. * Encino Man. * Handing Firefox a Baby Ruth and it's like "this tastes like plastic." * Picking tiny hills to die on as a way to remain mentally stable. * Escalating lack of politeness from a UK security firm. * Nitric Acid Piano: sounds great but hurts like heck to play. * 3D printing new fingernails right onto your bare cuticles every morning. * Working on a long project in which you see more potency than clarity of purpose. * Valorizing craft for the sake of craft, disconnected from the use of it. * In the worst case scenario, how could your tool be used? * Avoiding doing evil by making morally neutral art. * Sitting on multiple generations of Cold War techno-optimism. * Keita Takahashi's manifesto about being a video game romantic. * Designing things that people can do and enjoy in the world we want to live in. * Striving to bring people some small amount of a positive emotion. * Making curry for your colleagues and going totally overboard on it. * I'm going to go do evil with this curry. * Learning the flavors of new herbs and spices. * Fenugreek leaf. * The worst time in history to get enthusiastic about cooking quiche. * Trying to figure out how to post.

On this episode of The Table with Anthony ONeal, we're doing something special..we're answering YOUR questions! That's right! We're launching a powerful new segment where members of our E3 family call in to ask their real-life money questions, and get practical, real-time answers. If you're navigating debt, budgeting, or building wealth, these conversations are designed to not only help the caller, but also empower you with guidance that applies to your own financial journey. So don't just watch...call in, get your questions answered, and let's grow together on this wealth-building journey!☎️ Ask AO: (771)-224-8131(leave a 60 sec. voice message)▶️ Watch the full episode here: https://youtu.be/LMsfhk1s8wsMentioned On Today's Show:**This show is sponsored and brought to you by Kikoff!**

Feeling overwhelmed by clutter and chaos? In this episode, Deanna chats with decluttering coach Amy Slenker Smith about creating simple systems, redefining “enough,” and building a clutter free life that works for busy families—without the guilt or perfectionism. **************** Resources Mentioned (some may be affiliate links - thanks for supporting the show at no extra cost to you): Lenora and Her Super Duper Messy Room is out now! Book Recommendation: Subtract ⁠Check out my favorite tools & resources⁠ Connect with Amy Slenker-Smith ⁠Instagram⁠ ⁠Amy's Website⁠ Follow Deanna Yates, the host of Wannabe Clutter Free on: ⁠Instagram⁠ ⁠Facebook⁠ ⁠Website⁠ ⁠Podcast⁠ **************** In this episode of the Wannabe Clutter Free podcast, the host, Deanna Yates, interviews Amy Slenker-Smith, a decluttering coach and the creator of Simply Enough. Together, they talk about how small, consistent actions can lead to big, lasting changes when it comes to simplifying your life. Amy shares her personal journey toward embracing a life with less, how the Simply Start system was born, and why setting boundaries around "enough" can be a total game-changer when tackling household clutter. Throughout their conversation, Deanna and Amy dive into practical strategies for getting started without feeling overwhelmed, tips for building better habits, and the mindset shifts that make it easier to maintain an organized, clutter-free home. They also touch on the power of community, how borrowing instead of buying can make a huge difference, and why simplifying isn't just about your stuff, it's about creating more space for the life you truly want to live. This episode of the Wannabe Clutter Free podcast will help you discover: How to start decluttering when you feel completely overwhelmed Why defining your "enough" is key to living more simply Simple systems that make it easier to stay organized How borrowing and community sharing can reduce clutter and consumption Mindset shifts that lead to lasting, meaningful change Time Stamps: 00:00 Welcome and Introduction 04:41 Understanding Overwhelm and Mindset Shifts 10:54 The Simply Start System 19:18 Defining 'Enough' in Decluttering 26:47 The Art of Borrowing from Neighbors 27:48 Building Community Connections 29:12 Overcoming the Fear of Asking 31:18 Effective Systems for Busy Families 35:17 Teaching Kids Life Skills 39:06 Introducing a New Resource for Kids 40:11 Using Intention as a Compass 45:53 Rapid Fire Questions with Amy 47:35 Final Thoughts and Takeaways **************** Music: Fresh Lift by Shane Ivers - ⁠https://www.silvermansound.com⁠ **************** We'd love to hear how you're applying the strategies discussed in this episode. Share your stories and tips with us on social media (@wannabeclutterfree). Don't forget to subscribe for more insightful episodes designed to make your busy life a bit easier. Learn more about your ad choices. Visit podcastchoices.com/adchoices

If you enjoyed this episode, don't forget to subscribe, leave a review, and share it with your network. Follow It's Not About the Money for more insightful discussions on faith-based fundraising and support raising!Get help today! Visit www.provisiofundraising.comFollow along @ its.not.about.the.money.pod. . . . .THANKS FOR LISTENING!

Episode Summary: In this Develop This! episode, Joi Cuartero Austin is joined by Erik Reader, Director of Illinois Main Street, to reflect on the 2025 Main Street Now Conference in Philadelphia—and explore how communities can spark connection and belonging with visitors. From bike rides through vibrant neighborhoods to high-energy welcomes from Philadelphia Mayor Cherelle Parker and Pennsylvania Governor Josh Shapiro, this year's conference was more than just workshops—it was a fully immersive experience. Joi and Erik dive into how the conference format continues to evolve to inspire, connect, and equip economic development leaders. But beyond the conference buzz, the conversation turns to a bigger idea: What does it take for someone to fall in love with a place? Borrowing a tourism favorite—"the first date" analogy—the duo explores how a community's vibe, downtown experience, and sense of hospitality can move someone from visitor to investor, new resident, or lifelong champion. Key Topics Covered: Highlights from Main Street Now 2025 in Philly Why Philadelphia felt like a “meet-cute” for many attendees How tourism can be the first step toward economic investment and relocation What makes downtowns powerful catalysts for community connection Practical strategies to make visitors feel welcomed and want to come back The role of hospitality, local partnerships, and intentional follow-up Building long-term relationships: from first impression to belonging "Those who visit first are more likely to return, invest, or even call your community home—so roll out the red carpet."  https://us02web.zoom.us/webinar/register/WN_SJIh_j5kRgqpj7DUfwZMjw  

Shehzan Meredia, CEO and founder of Lava, a non-custodial Bitcoin lending platform shares the unique features of Lava, including its focus on security, user experience, and the use of Discreet Log Contracts (DLCs) to provide cryptographic guarantees for borrowers. Shehzan explains the loan process, interest rates, and how Lava differentiates itself from traditional custodial lending platforms. The conversation also touches on the impact of previous lending failures in the crypto space and the importance of transparency and security in lending products. Stephan & Shehzan also explore the diverse use cases for borrowing against Bitcoin, the implications of gas fees, and the changing demographics of Bitcoin users.Takeaways

This week Natalie Brunell is joined by Jack Mallers, CEO of Strike and founder of Twenty One Capital, for a behind-the-scenes look at the future of Bitcoin lending, capital markets, and corporate treasuries. Jack shares his vision for Twenty One Capital and the launch of Strike's industry-leading Bitcoin-backed lending product. Topics include: Strike's Bitcoin-backed lending product: borrow cash without selling your Bitcoin (50% LTV, no rehypothecation) Jack's mission to reduce interest rates and help the Bitcoin loan market mature Twenty One Capital: a Bitcoin-native firm going public to bring blue-chip credibility to the space How transparency and strong leadership can set new standards in Bitcoin financial services Supporting and educating companies on Bitcoin treasury strategy Why the U.S. dollar is weakening and how Bitcoin is emerging as a neutral, global reserve asset And much more! ---- Guest Bio: Jack Mallers is co-founder and CEO of Twenty One Capital, a Bitcoin-native financial firm started in 2025 aimed at institutional adoption and treasury innovation. He's also the founder and CEO of Strike, a Bitcoin payments company leveraging the Lightning Network to enable instant, low-fee transactions. Follow Jack on X at https://x.com/jackmallers  ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Coin Stories is also powered by Bitdeer Technologies Group (NASDAQ: BTDR) is a publicly-traded leader in Bitcoin mining and high-performance computing. Learn more at https://www.bitdeer.com  ---- Natalie's Bitcoin Product and Event Links: Secure your Bitcoin with collaborative custody and set up your inheritance plan with Casa: https://www.casa.io/natalie  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Get 5000 sats when you download using this link and promo code COINSTORIES10: https://www.speed.app/sweepstakes-promocode/  Safely self-custody your Bitcoin with Coinkite and the ColdCard Wallet. Get 5% off: https://store.coinkite.com/promo/COINSTORIES  River is where I DCA weekly and buy Bitcoin with the lowest fees in the industry: https://partner.river.com/natalie   Earn 2% back in Bitcoin on all your purchases with the Gemini credit card: https://www.gemini.com/natalie   Bitcoin 2025 is heading to Las Vegas May 27-29th! Join me for my 4th Annual Women of Bitcoin Brunch! Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/affiliate/hodl/event/bitcoin-2025    Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto  

Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time: https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQVisit our website: https://www.thewealthwarehousepodcast.com/Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/When people first hear about Infinite Banking, their minds often jump straight to the product—a specially designed whole life insurance policy. But that's just one part of the picture.In this episode, Dave and Paul break down the critical difference between product and process in IBC and more specifically: examine the process of Infinite Banking—thinking like a banker, utilizing your policy to capitalize yourself, how loans are administered, the safety IBC provides and everyone's favorite topic.. Growing your money!Episode Highlights:0:00 - Introduction1:01 - Episode beginning3:30 - The process vs. the product7:10 - Infinite banking is a capitalization strategy13:06 - The borrowing aspect17:05 - Borrowing from your policy23:07 - There is no structure to loan repayment25:57 - Growth on your money30:05 - Safety34:23 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website: https://www.thewealthwarehousepodcast.com/ Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

They aren't what you think. Well, at least some of them aren't. Have you considered buying your health? You can't really do that directly, but it's important to think about before you retire! What about setting up a home office or hiring the right professionals to help you? Then there's the most popular question, should you pay off your mortgage before you retire? Jake and Cory spend the next thirty minutes breaking all of this down for you. --------------- 0:00 – Introduction 1:31 – Professional relationships 5:14 – Invest in your health 7:56 – Why doesn't Jake journal 9:26 – Home office in retirement? 11:06 – Don't forget your email! 13:07 – Borrowing money 14:38 – Paying off your mortgage 18:45 – Busy in retirement 20:24 – Tip! How to say no 23:29 – Reliable fuel-efficient vehicle 29:01 – Personal updates --------------- Subscribe to our newsletter https://bit.ly/upticksubscribe   Contact us https://falconwealthadvisors.com/contact.html  Order ‘Retiring Right' https://bit.ly/orderretiringright   --------------- Upticks is your podcast for financial planning insights. Hosted by Jake Falcon, CRPC™ and Cory Bittner, CRPC™, who discuss the philosophy of wealth management, exploring tailored retirement plans, tax planning, and timely industry topics. Join us for concise, understandable discussions that help empower your financial literacy. --------------- Connect with Jake Falcon, CRPC™         https://www.facebook.com/jake.falcon.524           https://www.instagram.com/jake_falcon_crpc/?hl=en          https://twitter.com/jakefalconcrpc          https://www.linkedin.com/in/jakefalconfalconwealthadvisors       #retirementplanning #financialplanning #healthinvestment #homeofficesetup #professionalrelationships #majorpurchases #mortgage #spendingwisely #retirementtips #lifeafterwork

This week Pastor Justin talks about how worshipping God needs to be personal!   You can now see on our Youtube Channel by following this link: Worth It?   Important Points: Real worship refuses Discounts! The Price You Pay reveals the Value You Place! Our altar is built on Ownership not Borrowing!   Important Scriptures (NLT version unless stated otherwise):   1 Chronicles 21:22 Romans 12:1 1 Chronicles 21:24 2 Samuel 24:25 Philippians 2:12  

In today's podcast, Aaron Christie-David and I delve into the intricacies of successful property investment, emphasising the importance of mindset, financial education, and strategic planning.     We discuss the current property cycle, the role of strategic mortgage brokers, and how to improve your borrowing capacity while managing your cash flow.     Takeaways  The property market is entering a new phase as interest rates will continue to fall.  The long-term fundamentals will drive property values up over the next few years but there will be ongoing challenges..  Taking control of your financial future is essential, the government won't look after you in your golden years..  The right mindset is crucial for successful investing.  Financial education is often lacking in Australia.  Investors need to manage cash flow effectively.  Choosing the right mortgage broker can impact success.  Borrowing capacity can be increased with strategic planning.  Lifestyle choices can hinder investment potential.  Investing requires grit and the ability to hold on.  Chapters  00:00 Introduction to Financial Freedom  04:00 The Importance of Mindset in Investing  06:55 Understanding Borrowing Capacity  09:41 The Role of Mortgage Brokers  12:06 Strategies for Increasing Borrowing Capacity  14:46 Navigating Cash Flow Challenges  17:33 Long-Term Investment Strategies  20:07 The Impact of Lifestyle on Investment  22:59 Scaling Investments Amidst Economic Challenges  25:35 Fundamentals of Property Investment  28:17 Taking Control of Your Financial Future   Links and Resources:       Michael Yardney  - Subscribe to my daily Property Update newsletter     Metropole's Strategic Property Plan – to help both beginning and experienced investors     Aaron Christie-David co-founder of Atelier Wealth his podcast is The Australian Property Podcast     Get a bundle of free reports and eBooks – www.PodcastBonus.com.au      Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future. 

Buffalo Mayor Chris Scanlon, Comptroller Barbara Miller-Williams, Council President Bryan Bollman, and Councilwoman Leah Halton-Pope opposing Sen. Sean Ryan's deficit borrowing bill full 1483 Fri, 02 May 2025 20:00:00 +0000 qJvX8A2h7Q9s1ee0K8ZxIL9bRgtGcMEu buffalo,news,wben,sean ryan,chris scanlon,leah halton-pope,bryan bollman WBEN Extras buffalo,news,wben,sean ryan,chris scanlon,leah halton-pope,bryan bollman Buffalo Mayor Chris Scanlon, Comptroller Barbara Miller-Williams, Council President Bryan Bollman, and Councilwoman Leah Halton-Pope opposing Sen. Sean Ryan's deficit borrowing bill Archive of various reports and news events 2024 © 2021 Audacy, Inc.

May Cover Star and 2025 Met Co-Chair A$AP Rocky joins Chioma and Vogue's Leah Faye Cooper on today's episode of The Run-Through! He takes them through what it was like doing the cover shoot in his hometown of Harlem (shout out to the dalmatians!). A$AP also chats through his philosophy for getting dressed, the joys of fatherhood, and the new projects from film to music that he's excited about.  Learn about your ad choices: dovetail.prx.org/ad-choices

Send us a textPS. Whenever you're ready, here are some ways we can help with reducing your taxes... Ready to slash your tax bill? Schedule your free consultation and let's strategize your tax savings together! Book now at: https://www.prosperlcpa.com/apply Or, if you still need more time, here are some other ways to begin winning the tax game...  Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com  At the very least, get on our newsletter to gain access to free live events and exclusive insight you won't find anywhere else: https://www.prosperlcpa.com/newsletter-subscriptionLet's look at how wealthy individuals create tax-free lifestyles through legal strategies that anyone can implement. From borrowing against assets to writing off hobbies as businesses, these approaches can dramatically reduce your tax burden while increasing cash flow.• Borrowing against real estate, stocks, or life insurance policies creates tax-free cash flow• Depreciation strategies can offset other income and potentially eliminate tax liabilities• Converting hobbies into legitimate businesses creates write-offs for activities you already enjoy• Business travel can become partially tax-deductible when properly structured• Credit card points and rewards are completely tax-free forms of value• Hiring family members, particularly children, creates tax advantages for both parties• The Augusta Rule allows tax-free income when renting your home for 14 days or less annually• Proper write-off strategies can save entrepreneurs hundreds of thousands in taxesIf you found any of this helpful and would like to know how to actually implement some of these ideas, or if you've done all these ideas but you're still paying a lot in taxes and want to know what else is out there, go to prosperalcpa.com/apply to see more about how we can help out.

The Cinematography Podcast Episode 308: Jessica Lee Gagné Cinematographer Jessica Lee Gagné is an essential creative force behind Severance on Apple TV+. She has an expanded role in the show's second season with a producer credit and directs the pivotal episode 207, “Chikhai Bardo.” The series' unique look and world-building is meticulously crafted through extensive testing and close collaboration between her and showrunner Ben Stiller, who also directs the majority of episodes. For Severance Season 2, Jessica embraced a darker aesthetic, intentionally tweaking the look from the previous season. Even within the artificial office environment of Lumon, she pursues a blend of natural realism and heightened visuals, favoring practical, in-camera effects whenever possible. Location shooting for the episodes “Woe's Hollow” and “Sweet Vitriol” required flexibility due to changing weather conditions. Unexpected foggy weather worked in the crew's favor while shooting “Woe's Hollow” and enhanced the spooky atmosphere of Irving's nightmare sequence. Inside the Lumon offices, lighting is pre-planned as part of the production design, with lights built into the ceiling and the set. Season 2 introduces more complex and colorful lighting cues compared to the first season, especially in the finale. Vibrant green and blue lighting creates a feeling of chaos during the “Choreography and Merriment” marching band performance, and intense red emergency lighting strobes down the halls as Mark and Helly attempt their escape. “Red is a color that we don't use in the show in general,” notes Jessica. “You have this association with love, passion, intensity with the color red. And then in the final shot, we land in this deep red moment with them, that was transferred onto film in the end and rescanned to give it an actual authentic feel.” Jessica decided she wanted to direct for the first time on season two, despite feeling nervous about it. She chose episode 207 “Chikhai Bardo,” which explores Gemma and Mark's past and depicts how Gemma is tormented at Lumon in different severed tests. “This was something that I really deeply wanted,” she explains. “I realized that on this show with the crew that knew me, the cast that knew me, with Ben (Stiller) supporting me and the producers as well, that this opportunity would never come up for me again in my life. I really needed to just go for it and give it my all.” Jessica also was director of photography for the episode, since she felt so familiar with creating the show's look. However, the dual role was challenging. “That was harder,” she admits. “And then working with myself was weird. I realized on set that everything was going so fast.” There was no pausing for a separate director-cinematographer discussion after takes, which meant turning to others for validation and support. Directing the cast was a rewarding experience and they welcomed her leadership. Jessica had extensive conversations with actress Dichen Lachman (Gemma) beforehand to explore her character's emotional state and shifting personalities within the episode. A significant element of episode 207's visual language involves sequences depicting Mark and Gemma's past, which were captured on film. While Severance primarily uses digital cameras, Jessica opted for both 35mm and 16mm film for the flashback moments. Borrowing a Bolex camera from the gaffer, she and director Ben Stiller shot some of these intimate sequences between Mark and Gemma on the fly. Jessica is currently in the process of directing her first feature. She will always have a deep appreciation for cinematography. “I feel like I have so much respect for that craft," she says. "After being in it for 15 years, I know what goes into it. I know how you have to be such a giving person to do that. And I really do love it so much.” You can see Severance on Apple TV+ Hear our previous interview with Jessica Lee Gagné about Severance Season 1.

Africa Melane talks to energy analyst Matthew Cruise about Eskom’s big next move — getting ready to borrow again. After years under a strict debt relief plan, South Africa’s power giant says it will soon return to the markets. They unpack Eskom’s new borrowing limits, where the billions will go, why municipal debt remains a crisis, and whether this signals a genuine financial turnaround or just a new cycle of risk. Follow us on:CapeTalk on Facebook: www.facebook.com/CapeTalkCapeTalk on TikTok: www.tiktok.com/@capetalkCapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

Australian columnist Kasey Edwards has published 10 books, with her latest memoir Goodbye Good Girl, Hello Me exploring self-love and societal expectations and what it means to be a woman. In this episode, Kasey discusses the process of writing the book, her research methods, dealing with rejection and tips for memoir writing. 00:00 Welcome04:34 Writing tip: Borrowing books online10:06 WIN!: When She Was Gone by Sarah Foster12:04 Word of the week: ‘Pantagruelian’13:40 Writer in residence: Kasey Edwards14:30 Thoughts on growing up as a girl16:31 Defining Goodbye Good Girl, Hello Me21:00 Researching to solve problems23:59 The healing power of sharing your truth24:51 Facing criticism as a writer27:31 Daily writing routine and challenges31:31 Collaborating with a co-author33:30 Writing fiction vs memoir34:07 Navigating the publishing industry37:10 The importance of self-promotion41:07 Tips for aspiring memoir writers43:03 Conclusion and course promotion Read the show notes Connect with Valerie and listeners in the podcast community on Facebook Visit WritersCentre.com.au | ValerieKhoo.comSee omnystudio.com/listener for privacy information.

BUSINESS: Foreign borrowing approvals rise to P6.29B in Jan-March | April 28, 2025Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimesVisit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

In the Andrews home Fred is trying to arrange a trip to aunt Hattie's, but Archie complains about having to make the trip. Wen the car has a flat tire,…

Join me as I sit down with Joe Flanigan - Co-Founder at Maple Finance and Syrup Pool. The discussion covers Maple Finance's innovative approach using institutional debt issuance and enhance transparency in financial markets. Joe explains the process of originating and tokenizing debt onchain, providing insights into the borrowers and the underwriting process. We talk about traditional backgrounds of the team members and their is dedication to building the digital asset lending markets of the future. More efficient and secure. Follow Joe Flanigan:

Send us a textBook your FREE Leadership Clarity Call HERE.Are you wearing someone else's leadership voice?Do you find yourself mimicking the communication styles of other leaders, only to feel drained and ineffective? In this essential episode of Communicate to Lead, I reveal why borrowing someone else's leadership voice diminishes your impact and how to develop an authentic communication style that feels natural while commanding respect.What You'll Learn in This EpisodeDiscover how to uncover and strengthen your authentic leadership voice—one that feels as natural as talking with a trusted friend while carrying the weight your leadership role demands. This episode is especially valuable for women in leadership who often face pressure to communicate in ways that don't align with their true selves.In this value-packed 20-minute episode, you'll learn:What an authentic leadership voice truly is - The sweet spot where your natural communication tendencies meet effective leadership communicationHow to identify your current communication patterns - Recognize when you're putting on a "leadership persona" versus being authentically yourselfThe four essential building blocks of an authentic leadership voice:Your core communication valuesYour natural communication strengthsYour genuine stories and experiencesHow to adapt to different contexts while remaining authenticA practical 30-day development plan to start strengthening your authentic voice immediatelyKey Insights"When we borrow someone else's leadership voice instead of developing our own, we diminish our impact and exhaust ourselves in the process."I share examples from my coaching practice, including a client who transformed her team's engagement by abandoning her borrowed, data-heavy communication style and embracing her naturally warm, story-driven approach.You'll learn to recognize your "authenticity alarm bells"—the physical and emotional signals that indicate you're slipping into an inauthentic voice—and how to use them as guideposts toward more genuine communication.Take Your Leadership Voice to the Next LevelIf you're ready to accelerate your journey to finding your authentic leadership voice, I'm offering free 20-minute Leadership Clarity Calls. During these personalized sessions, you'll identify what's holding your authentic voice back and create a roadmap for your growth.Click the link to schedule your Clarity Call → https://calendly.com/kele-thetailoredapproach/leadership-clarity-call Spots are limited this month! Click the link to schedule your call today.Share your insights, breakthroughs, or questions with Kele on Instagram @thetailoredapproach or through LinkedIn. Your experience might be featured in an upcoming episode!—------------------------------------------------Connect with Kele for more leadership insights: LinkedIn: https://www.linkedin.com/in/kele-ruth-belton/ Instagram: https://www.instagram.com/thetailoredapproach/ Website: https://thetailoredapproach.com 

Jack Nick, SVP/Marketing and eCommerce Director at Republic Bank of Chicago, joins Jon Hansen on Your Money Matters to discuss the basics of borrowing. Jack talks about personal loans, business loans, and other financial options. Republic Bank also offers a free handbook: The Introduction to Borrowing. To learn more tips to get you on the right […]

Laura reviews the rules, pros, and cons of borrowing from a workplace retirement plan, such as a 401(k) or 403(b).Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/

In this week's roundup, Merryn Somerset Webb, speaks with Money Distilled newsletter author John Stepek about the recent volatility in the markets, significant increases in gold prices and the role of US President Donald Trump in market shifts and the theoretical versus practical independence of central banks. See omnystudio.com/listener for privacy information.

US President Trump again called for lower US interest rates. Markets interpreted this as undermining Federal Reserve independence, and markets do not like that (US assets weakened). The coming US economic slowdown is driven more by rising risk than high rates. Borrowing to fund investment and consumption balances the cost of capital with uncertainty about the future. Rising uncertainty is the US problem.

Are your goals secretly setting you up to fail? In this Mojo Monday, Carly explores the idea of “dead person goals”—those focused on eliminating feelings or stopping behaviours entirely—and why they rarely work. Borrowing from the work of Russ Harris, she offers a powerful reframe: goals grounded in action and values that actually move you forward. If you’ve ever said, “I just want to stop doing that,” this episode will help you find a better way.See omnystudio.com/listener for privacy information.

Few Americans have been as explicit in their warnings about Donald Trump than the St. Louis based writer Sarah Kendzior. Her latest book, The Last American Road Trip, is a memoir chronicling Kendzior's journey down Route 66 to show her children America before it is destroyed. Borrowing from her research of post Soviet Central Asia, Kendzior argues that Trump is establishing a kleptocratic “mafia state” designed to fleece the country of its valuables. This is the third time that Kendzior has been on the show and I have to admit I've always been slightly skeptical of her apocalyptic take on Trump. But given the damage that the new administration is inflicting on America, I have to admit that many of Kendzior's warnings now appear to be uncannily prescient. As she warns, it's Springtime in America. And things are about to get much much hotter. FIVE TAKEAWAYS* Kendzior views Trump's administration as a "mafia state" or kleptocracy focused on stripping America for parts rather than traditional fascism, comparing it to post-Soviet oligarchic systems she studied as an academic.* She believes American institutions have failed to prevent authoritarianism, criticizing both the Biden administration and other institutional leaders for not taking sufficient preventative action during Trump's first term.* Despite her bleak analysis, Kendzior finds hope in ordinary Americans and their capacity for mutual care and resistance, even as she sees formal leadership failing.* Kendzior's new book The Last American Road Trip follows her journey to show her children America before potential collapse, using Route 66 as a lens to examine American decay and resilience.* As an independent voice, she describes being targeted through both publishing obstacles and personal threats, yet remains committed to staying in her community and documenting what's happening. FULL TRANSCRIPTAndrew Keen: Hello everybody, it is April the 18th, 2025, a Friday. I'm thrilled today that we have one of my favorite guests back on the show. I call her the Cassandra of St. Louis, Sarah Kendzior. Many of you know her from her first book, which was a huge success. All her books have done very well. The View from Flyover Country. She was warning us about Trump and Trumpism and MAGA. She was first on our show in 2020. Talking about media in the age of Trump. She had another book out then, Hiding in Plain Sight, The Invention of Donald Trump and the Erosion of America. Then in 2022, she came back on the show to talk about how a culture of conspiracy is keeping America simultaneously complacent and paranoid that the book was called or is called, They Knew. Another big success. And now Sarah has a new book out. It's called The Last American Road Trip. It's a beautifully written book, a kind of memoir, but a political one, of course, which one would expect from Sarah Kendzior. And I'm thrilled, as I said, that the Cassandra of St. Louis is joining us from St. Louis. Sarah, congratulations on the new book.Sarah Kendzior: Oh, thank you. And thank you for having me back on.Andrew Keen: Well, it's an honor. So these four books, how does the last American road trip in terms of the narrative of your previous three hits, how does it fit in? Why did you write it?Sarah Kendzior: Well, this book kind of pivots off the epilog of hiding in plain sight. And that was a book about political corruption in the United States and the rise of Trump. But in the epilogue, I describe how I was trying as a mom to show my kids America in the case that it ended due to both political turmoil and corruption and also climate change. I wanted them to see things themselves. So I was driving them around the country to national parks, historic sites, et cetera. And so many people responded so passionately to that little section, especially parents really struggling on how to raise children in this America that I ended up writing a book that covers 2016 to 2024 and my attempts to show my children everything I could in the time that we had. And as this happens, my children went from relatively young kids to teenagers, my daughter's almost an adult. And so it kind of captures America during this time period. It's also just a travelog, a road trip book, a memoir. It's a lot of things at once.Andrew Keen: Yeah, got great review from Ms. magazine comparing you with the great road writers, Kerouac, of course, and Steinbeck, but Kerouak and Steinback, certainly Kerouack was very much of a solitary male. Is there a female quality to this book? As you say, it's a book as much about your kids and the promise of America as it is about yourself.Sarah Kendzior: Yeah, I think there is in that, you know, I have a section actually about the doomed female road trip where it's, you know, Thelma and Louise or Janet Bates and Psycho or even songs about, you know, being on the road and on the run that are written by women, you know, like Merle Haggard's I'm a Lonesome Fugitive, had to be sung by men to convey that quality. And there aren't a lot of, you know, mom on the Road with her husband and kids kind of books. That said, I think of it as a family book, a parenting book. I certainly think men would like it just as much as women would, and people without kids would like just as people with kids, although it does seem to strike a special resonance with families struggling with a lot of the same issues that I do.Andrew Keen: It's all about the allure of historic Route 66. I've been on that. Anyone who's driven across the country has you. You explain that it's a compilation of four long trips across Route 66 in 1998, 2007, 2017, and 2023. That's almost 40 years, Sarah. Sorry, 30. Getting away my age there, Andrew. My math isn't very good. I mean, how has Route 66 and of course, America changed in that period? I know that's a rather leading question.Sarah Kendzior: No, I mean, I devote quite a lot of the book to Route 66 in part because I live on it, you know, goes right through St. Louis. So, I see it just every day. I'll be casually grocery shopping and then be informed I'm on historic Route 66 all of a sudden. But you know it's a road that is, you once was the great kind of romanticized road of escape and travel. It was decommissioned notably by Ronald Reagan after the creation of the interstate. And now it's just a series of rural roads, frontage roads, roads that end abruptly, roads that have gone into ruin, roads that are in some really beautiful places in terms of the landscape. So it really is this conglomeration of all of America, you know of the decay and the destruction and the abandonment in particular, but also people's, their own memories, their own artistic works, you know roadside shrines and creations that are often, you know pretty off beat. That they've put to show this is what I think of our country. These are my values. This is what, I think, is important. So it's a very interesting journey to take. It's often one I'm kind of inadvertently on just because of where I live and the direction I go. We'll mirror it. So I kept passing these sites again and again. I didn't set out to write this book. Obviously, when I first drove it when I was 19, I didn't know that this was our future. But looking back, especially at technological change, at how we travel, at how trust each other, at all of these things that have happened to this country since this time, it's really something. And that road will bring back all of those memories of what was lost and what remains to be lost. And of course it's hitting its 100th anniversary next year, so I'm guessing there'll be a lot of reminiscing about Route 66.Andrew Keen: Book about memories, you write about that, eventually even your memory will just or this experience of this trip will just be a memory. What does that suggest about contextualizing the current moment in American history? It's too easy to overdramatize it or perhaps it's hard not to over dramatize it given what's happening. I want to talk about a little bit about that your take on America on April the 18th, 2025. But how does that make sense of a memorial when you know that even your memories will become memories?Sarah Kendzior: Yeah, I mean it's hard to talk frankly about what's happening in America now without it sounding over dramatic or hyperbolic, which I think is why so many people were reluctant to believe me over my last decade of warnings that the current crises and catastrophes that we're experiencing are coming, are possible, and need to be actively stopped. I don't think they were inevitable, but they needed to be stopped by people in charge who refused to do it. And so, my reaction to this as a writer, but just as a human being is to write everything down, is to keep an ongoing record, not only of what I witness now, but of what know of our history, of what my own values are, of what place in the world is. And back in 2016, I encouraged everyone to do this because I knew that over the next decade, people would be told to accept things that they would normally never accept, to believe things that they would normally, never believe. And if you write down where you stand, you always have that point of reference to look back towards. It doesn't have to be for publication. It doesn't have to for the outside world. It can just be for yourself. And so I think that that's important. But right now, I think everyone has a role to play in battling what is an authoritarian kleptocracy and preventing it from hurting people. And I think people should lean into what they do best. And what I do best is write and research and document. So that's what I meant. Continue to do, particularly as history itself is under assault by this government.Andrew Keen: One of the things that strikes me about you, Sarah, is that you have an unusual background. You got a PhD in Soviet studies, late Soviet studies.Sarah Kendzior: Anthropology, yeah, but that was nice.Andrew Keen: But your dissertation was on the Uzbek opposition in exile. I wonder whether that experience of studying the late Soviet Union and its disintegration equipped you in some ways better than a lot of domestic American political analysts and writers for what's happening in America today. We've done a number of shows with people like Pete Weiner, who I'm sure you know his work from the Atlantic of New York Times. About learning from East European resistance writers, brave people like Milan Kundra, of course, Vaclav Havel, Solzhenitsyn. Do you think your earlier history of studying the Soviet Union helped you prepare, at least mentally, intellectually, for what's happening in the United States?Sarah Kendzior: Oh, absolutely. I think it was essential, because there are all sorts of different types of authoritarianism. And the type that Trump and his backers have always pursued was that of a mafia state, you know, of a kleptocracy. And Uzbekistan is the country that I knew the most. And actually, you what I wrote my dissertation about, this is between 2006, and 2012, was the fact that after a massacre of civilians... A lot of Uzbekistan's journalists, activists, political figures, opposition figures, et cetera, went into exile and then they immediately started writing blogs. And so for the very first time, they had freedom of speech. They had never had it in Uzbekistan. And they start revealing the whole secret history of Uzbekistan and everything going on and trying to work with each other, try to sort of have some impact on the political process in Uzbekistan. And they lost. What happened was the dictator died, Islam Karimov died, in 2016, and was replaced by another dictator who's not quite as severe. But watching the losing side and also watching people persevere and hold on to themselves and continue working despite that loss, I think, was very influential. Because you could look at Václav Havel or Lech Walesa or, you know, other sort of. People who won, you know, from Eastern Europe, from the revolutions of 1989 and so forth. And it's inspiring that sometimes I think it's really important to look at the people who did not succeed, but kept going anyway. You know, they didn't surrender themselves. They didn't their morality and they didn't abandon their fellow man. And I think that that's important. And also just to sort of get at the heart of your question, yes, you the structure of it, oligarchs who shake down countries, strip them and sell them for parts. Mine them for resources. That model, especially of what happened to Russia, actually, in particular in the 1990s of these oligarch wars, is what I see as the future of the United States right now. That is what they're trying to emulate.Andrew Keen: That we did a show with Steve Hansen and Jeff Kopstein, both political scientists, on what they see. They co-wrote a book on patrimonialism. This is the model they see there. They're both Max Weber scholars, so they borrow from that historic sociological analysis. And Kopstein was on the show with John Rausch as well, talking about this patrimonials. And so you, do you share the Kopstein-Hansen-Rausch analysis. Roush wrote a piece in the Atlantic about this too, which did very well. But this isn't conventional fascism or communism. It's a kind of 21st century version of patrimonialism.Sarah Kendzior: It's definitely not traditional fascism and one of the main reasons for that is a fascist has loyalty to the state. They seek to embody the state, they seek to expand the state recently Trump has been doing this more traditional route somewhat things like wanting to buy Greenland. But I think a lot of what he's doing is in reaction to climate change and also by the way I don't think Trump is the mastermind or originator. Of any of these geopolitical designs. You know, he has a team, we know about some of them with the Heritage Foundation Project 2025. We know he has foreign advisors. And again, you know, Trump is a corporate raider. That is how he led his business life. He's a mafia associate who wants to strip things down and sell them for parts. And that's what they wanna do with the United States. And that, yes, there are fascist tactics. There are fascists rhetoric. You know there are a lot of things that this country will, unfortunately, and has. In common, you know, with, say, Nazi Germany, although it's also notable that of course Nazi Germany borrowed from a lot of the tactics of Jim Crow, slavery, genocide of Native Americans. You know, this has always been a back and forth and America always has had some form of selective autocracy. But yeah, I think the folks who try to make this direct line and make it seem like the 20th century is just simply being revived, I've always felt like they were off because. There's no interest for these plutocrats in the United States even existing as a sovereign body. Like it truly doesn't matter to them if all of our institutions, even something as benign as the Postal Service, collapse. That's actually beneficial for them because then they can privatize, they can mine resources, they can make money for themselves. And I really worry that their goal is partition, you know, is to take this country. And to split it into smaller pieces that are easier to control. And that's one of the reasons I wrote this book, that I wrote The Last American Road Trip because I don't want people to fall for traps about generalizations or stereotypes about different regions of this country. I want them to see it as a whole and that our struggles are interconnected and we have a better chance of winning if we stand by each other.Andrew Keen: Yeah, and your book, in particular, The View from Flyover Country was so important because it wasn't written from San Francisco or Los Angeles or D.C. Or New York. It was written from St. Louis. So in a way, Sarah, you're presenting Trump as the ultimate Hayekian b*****d. There's a new book out by Quinn Slobodian called Hayek's B******s, which connects. Trumpianism and mago with Neoliberalism you don't see a break. We've done a lot of shows on the rise and fall of neoliberalism. You don't say a break between Hayek and TrumpSarah Kendzior: I think that in terms of neoliberalism, I think it's a continuation of it. And people who think that our crises began with Trump becoming the president in 2017, entering office, are deluded because the pathway to Trump even being able to run for president given that he was first investigated by the Department of Justice in 1973 and then was linked to a number of criminal enterprises for decades after. You know, that he was able to get in that position, you know that already showed that we had collapsed in certain respects. And so I think that these are tied together. You know, this has a lot to do with greed, with a, you know a disregard for sovereignty, a disregard human rights. For all of this Trump has always served much better as a demagogue, a front man, a figurehead. I do think, you he's a lot smarter. Than many of his opponents give him credit for. He is very good at doing what he needs to do and knowing what he need to know and nothing more. The rest he gives to the bureaucrats, to the lawyers, et cetera. But he fills this persona, and I do wonder what will happen when he is gone because they've tried very hard to find a successor and it's always failed, like DeSantis or Nikki Haley or whoever. And I kind of wonder if one of the reasons things are moving so, so fast now is they're trying to get a lot of things in under the wire while he's still alive, because I don't think that there's any individual who people have the loyalty to. His cult is not that big. It's a relatively small segment of the country, but it is very intense and very loyal to him. I don't think that loyalty is transferable.Andrew Keen: Is there anything, you know, I presented you as the Cassandra from St. Louis, you've seen the future probably clearer than most other people. Certainly when I first came across your work, I wasn't particularly convinced. I'm much more convinced now. You were right. I was wrong. Is there, anything about Trump too, that surprised you? I mean, any of the, the cruelty? Open corruption, the anger, the hostility, the attempt to destroy anything of any value in America, the fact that they seem to take such great pleasure in destroying this country's most valuable thing.Sarah Kendzior: Yeah, it's extremely sad and no, he doesn't surprise me at all. He's been the same guy since I was a little kid. You know, he was a plot line on children's television shows in the 1980s where as a child, I was supposed to know that the name Trump was synonymous with corruption, with being a tax cheat, with being a liar, you know, these were just sort of cultural codes that I was expected to know. What surprised me more is that no one stopped him because this threat was incredibly obvious. And that so many people in power have joined in, and I'm assuming they're joining in because they would rather be on the side with all that power than be a target of that power, but that they feel apparently no sense of loss, no sense grief for things like the loss of national parks, public education, the postal service, things that most folks like, social security for your elderly parents. Most Americans... Want these things. And most Americans, regardless of political party, don't want to see our country torn apart in this fashion. And so I'm not surprised by Trump. I'm surprised at the extent of his enablers at the complicity of the press and of the FBI and other institutions. And, you know, it's also been very jarring to watch how open they are this time around, you know, things like Elon Musk and his operation taking out. Classified information. The thing is, is I'm pretty sure Trump did all that. I mean, we know Trump did this in his first term, you know, and they would emphasize things like this box of physical written documents in Mar-a-Lago illegally taken. But, you know my mind always just went to, well, what did they do digitally? Because that seems much easier and much more obvious. What did they with all of these state secrets that they had access to for four years? What kind of leverage would that give them? And I think now they're just kind of, they're not bothering to hide anything anymore. I think they set the stage and now, you know, we're in the midst of the most horrible play, the most terrible performance ever. And it's, you can be still crushing at times.Andrew Keen: And of course, the real question is whether we're in the last act. Your book, The Last American Road Trip, was written, mostly written, what, in 2024 from?Sarah Kendzior: 2023.Andrew Keen: 2023. So, I mean, here's, I don't know if you can answer this, Sarah, but you know as much about middle America and middle Americans as anyone. You're on the road, you talk to everyone, you have a huge following, both on the left and the right in some ways. Some of your books now, you told me before we went live, some of your previous books, like Hiding in Plain Sight, suddenly become a big hit amongst conservative Americans. What does Trump or the MAGA people around him, what do they have to do to lose the support of ordinary Americans? As you say, they're destroying the essential infrastructure, medical, educational, the roads, the railways, everything is being destroyed, carted off almost like Stalin carted of half of the Soviet Union back into Asia during the Second World War. What does he have to do to lose the support of Middle America?Sarah Kendzior: I mean, I don't think middle America, you know, by which like a giant swath of the country that's, that's just ideological, diverse, demographically diverse supports him. I mean some do certainly. He's got some hardcore acolytes. I think most people are disillusioned with the entire political system. They are deeply frustrated by Trump. They were deeply frustrated. By Biden, they're struggling to pay bills. They're struggling. To hold on to basic human rights. And they're mad that their leverage is gone. People voted in record numbers in 2020. They protested in record number throughout Trump's first term. They've made their concerns known for a very long time and there are just very few officials really listening or responding. And I think that initially when Trump reentered the picture, it caused folks to just check out mentally because it was too overwhelming. I think it's why voter turnout was lower because the Democrats, when they won, didn't make good on their promises. It's a very simple thing. If you follow through with your campaign platform that was popular, then you're going to retain those voters. If you don't, you may lose them, especially when you're up against a very effective demagogue who has a way with rhetoric. And so we're just in such a bad place, such a painful place. I don't think people will look to politicians to solve their problems and with very good reason. I'm hoping that there are more of a sense of community support, more of sense that we're all in this together, especially as financially things begin to fall apart. Trump said openly in 2014 that he intended to crash the American economy. He said this on a Fox News clip that I found in 2016. Because it was being reprinted all over Russian-language media. They loved this clip because it also praised Putin and so forth. And I was astounded by it. I was like, why in the world isn't this all over every TV station, every radio station? He's laying out the whole plan, and now he's following that plan. And so I'm very concerned about that. And I just hope people in times like this, traditionally, this opens the door to fascism. People become extremely afraid. And in their fear they want a scapegoat, they are full of rage, they take it out on each other. That is the worst possible move right now from both a moral or a strategic view. People need to protect each other, to respect each other as fully human, to recognize almost everyone here, except for a little tiny group of corrupt billionaires, is a victim in this scenario, and so I don't see a big difference between, you know, myself and... Wherever I go. I was in Tulsa yesterday, I was in San Francisco last week. We're all in this together and I see a lot of heartache wherever I go. And so if people can lend each other support, that is the best way to get through this.Andrew Keen: Are you suggesting then that he is the Manchurian candidate? Why did he say that in 2014?Sarah Kendzior: Well, it was interesting. He was on Fox during the Sochi Olympics, and he was talking about how he speaks with Putin every day, their pals, and that Putin is going to produce a really big win for us, and we're all going to be very happy about it. And then he went on to say that the crashing of the economy and riots throughout America is what will make America great again. And this is in February 2014. Fox has deleted the clip, You know, other people have copies. So it is, it's also in my book hiding in plain sight, the transcript of that. I'm not sure, like a Manchurian candidate almost feels, you know like the person would have to be blackmailed or coerced or brainwashed somehow to participate. I think Trump is a true volunteer and his loyalty isn't to Russia per se. You know, his loyalty is to his bank accounts, like his loyalty is to power. And one thing he's been after his whole life was immunity from prosecution because he has been involved or adjacent to such an enormous number of crimes. And then when the Supreme Court granted him that, he got what he wanted and he's not afraid of breaking the law in any way. He's doing what all autocrats do, which is rewrite the law so that he is no longer breaking it. And he has a team of lawyers who help him in that agenda. So I feel like on one sense, he's very. All-American. It's kind of a sad thing that as he destroys America, he's doing it in a very American way. He plays a lot of great American music at his rallies. He has a vernacular that I can relate to that and understand it while detesting everything he's doing and all of his horrific policies. But what they want to turn us into though, I think is something that all Americans just won't. Recognized. And we've had the slipping away of a kind of unified American culture for a while, I think because we've lost our pop culture, which is really where a lot of people would bond, you know, movies, music, all of it became split into streaming services, you know. All of it became bifurcated. People stopped seeing each other as much face to face, you know, during COVID and then that became kind of a permanent thing. We're very fragmented and that hurts us badly. And all we've kind of got left is I guess sports and then politics. So people take all the effort that they used to put into devouring American pop culture or American civic life and they put it into this kind of politics that the media presents as if it's a game, like initially a horse race during the election and now like, ooh, will the evil dictator win? It's like, this is our lives. Like we have a lot on the line. So I wish they would do, they would take their job more seriously too. Of course, they're up paywalled and on streaming sites, so who's watching anyway, but still it is a problem.Andrew Keen: Yeah, it's interesting you talk about this death wish, you mentioned Thelma and Louise earlier, one of the great movies, American road movies, maybe in an odd way, the final scene of the Trump movie will be similar to the, you seem to be suggesting to, I'm not gonna give away the end of Thelmer and Louise to anyone who's watching who hasn't seen it, you do need to see it, similar ending to that movie. What about, you've talked about resistance, Sarah, a one of. The most influential, I guess, resistors to Trump and Trumpism. You put up an X earlier this month about the duty of journalism to resist, the duty to thinkers to resist. Some people are leaving, guys like Tim Snyder, his wife, Marcy Shaw, Jason Stanley, another expert on fascism. You've made it clear that you're staying. What's your take on people like Snyder who are leaving this country?Sarah Kendzior: Well, from what I know, he made a statement saying he had decided to move to Canada before Trump was put in office. Jason Stanley, on the other hand, explicitly said he's moving there because Trump is in office, and my first thought when I heard about all of them was, well, what about their students? Like, what about all these students who are being targeted by ICE, who are being deported? What about their TAs? What about everyone who's in a more vulnerable position. You know, when you have a position of power and influence, you could potentially do a lot of good in helping people. You know I respect everyone's decision to live wherever they want. Like it's not my business. But I do think that if you have that kind of chance to do something powerful for the community around you, especially the most vulnerable people in it who at this time are green card holders, people here on visas, we're watching this horrific crackdown at all these universities. My natural inclination would be to stay and take a stand and not abandon them. And I guess, you know, people, they do things in different ways or they may have their own personal concerns and, you know that's fine. I just know, you know I'm not leaving, you know, like I've got elderly parents and in-laws. I've got relatives who need me. I have a lot of people who depend on me and they depend on me in St. Louis and in Missouri. Because there aren't that many journalists in St. Louis. I think there could be, there are a lot of great writers in St Louis, you know, who have given a chance, given a platform, you could really show you what it's actually like here instead of all these stereotypes. But we're always, always marginalized. Like even I'm marginalized and I think I'm, you know, probably the most well-known in terms of being a political commentator. And so I feel like it's important to stand my ground but also You know, I love this, this state in the city and I love my community and I can't fathom, you know, leaving people in the lurch at a time like this. When I'm doing better, I'm on more solid ground despite being a target of various, you know organizations and individuals. I'm at a more solid down than somebody who's a, you know a black American or an immigrant or impoverished. Like I feel like it is my job to stand up for you know, folks here and let everyone know, you know what's going on and be somebody who they can come to and feel like that's safe.Andrew Keen: You describe yourself, Sarah, as a target. Your books have done very well. Most of them have been bestsellers. I'm sure the last American road trip will do very well, you're just off.Sarah Kendzior: It is the bestseller as of yesterday. It is your bestseller, congratulations. Yeah, our USA Today bestsellers, so yeah.Andrew Keen: Excellent. So that's good news. You've been on the road, you've had hundreds of people show up. I know you wrote about signing 600 books at Left Bank Books, which is remarkable. Most writers would cut off both hands for that. How are you being targeted? You noted that some of your books are being taken off the shelves. Are they being banned or discouraged?Sarah Kendzior: I mean, basically, what's been happening is kind of akin to what you see with universities. I just think it's not as well publicized or publicized at all, where there's not some sort of, you know, like the places will give in to what they think this administration wants before they are outright told to do it. So yes, there is an attempt to remove hiding in plain sight from circulation in 2024 to, you know, make the paperback, which at the time was ranked on Amazon. At number 2,000. It was extremely popular because this is the week that the Supreme Court gave Trump immunity. I was on vacation when I found out it was being pulled out of circulation. And I was in rural New Mexico and I had to get to a place with Wi-Fi to try to fight back for my book, which was a bestseller, a recent publication. It was very strange to me and I won that fight. They put it back, but a lot of people had tried to order it at that time and didn't get it. And a lot of people try to get my other books and they just can't get them. You know, so the publisher always has a warehouse issue or a shipping problem and you know, this kind of comes up or you know people notice, they've noticed this since 2020, you know I don't get reviewed in the normal kind of place as a person that has best selling books one after another would get reviewed. You know, that kind of thing is more of a pain. I always was able to circumvent it before through social media. But since Musk took over Twitter and because of the way algorithms work, it's more and more difficult for me to manage all of the publicity and PR and whatnot on my own. And so, you know, I'm grateful that you're having me on your show. I'm also grateful that, you Know, Flatiron did give me a book tour. That's helped tremendously. But there's that. And then there's also just the constant. Death threats and threats of you know other things you know things happening to people I love and it's been scary and I get used to it and that I expect it but you know you never could really get used to people constantly telling you that they're gonna kill you you know.Andrew Keen: When you get death threats, do you go to the authorities, have they responded?Sarah Kendzior: No, there's no point. I mean, I have before and it was completely pointless. And, you know, I'll just mostly just go to people I know who I trust to see if they can check in on things. I have to be very vague here who are not in the government or in the police or anything like that. I don't think anyone would protect me. I really just don't think anyone could help. You know, one thing is, you know, yes, I'm a prominent critic of Trump and his administration, but I was also a prominent critic of. The DOJ and Merrick Garland for not doing anything about all of these threats and also a critic of Biden and the Democrats for not impeaching quickly, for not being more proactive, for not acting with greater urgency. So I'm targeted by kind of everyone except for people who don't have any power, which is a strange situation to be in because I love my readers and I think that they're wonderful and I'm incredibly grateful for them because my books largely spread through word of mouth. It is scary for me, just as like a mom in Missouri without a lot of resources to be targeted by all of these kind of high profile, wealthy, powerful people. But all I have is my voice and my writing. And so I just do what I can. And that's just the way the cards have been dealt for me and it is what it is, so.Andrew Keen: Later historians write about this period in 50 or 100 years time. How do you think you mentioned the Biden administration, you were critical of them. We haven't talked about Kamala Harris's failed presidential term, which I wasn't particularly impressed with. How much moral responsibility do you think that Biden and Harris should be accused of for Trump too?Sarah Kendzior: Yeah, I mean, well, first of all, I'd be delighted if we have historians in the future. Well, I will be, even if I don't.Andrew Keen: Well, there will be, even if, I don't know, in America, there'll be somewhere.Sarah Kendzior: I is where it'll be some sort of AI creation that just, you know, belches out, make America great again, like, you know, like in The Shining or something, just over and over and over again. But assuming we have real historians that actually assess the situation, I think they are going to be tremendously critical of the Biden administration. I think it may in fact go down as one of the worst of all time. And he will be seen as a Neville Chamberlain-like figure who had the opportunity to stop or slow A number of autocratic practices and either chose to look the other way or to enable them. Because the thing is, in 2016, people were very doubtful that America could become an autocratic state. They hadn't seen this before. A lot of this was new to them. From 2016 through 2021, we saw all that Trump was capable of, and he committed a large multitude of crimes,RetryClaude hit the max length for a message and has paused its response. You can write Continue to keep the chat going.AKplease continueEditHere's the continuation of the transcript:Sarah Kendzior: ...and those crimes, not just him, but his cohort were never held accountable. And what they did during the Biden years was plan all of their next moves. Like you don't suddenly have a gulag for Americans in El Salvador, like just off the top of your head. You know, all of this takes planning. We knew about a lot of the plans, you know, the Democrats campaigned about combating Project 2025. And my question to them was, well, what what if you lose? How are you going to combat it then? You know what, if he gets back, what are you gonna do? They would be so offended. They're like, how dare you, you question us. How dare you question, you know, our plans? They're, like, well, I don't, you don't have a plan. Like, that's my question is what is the plan? And they didn't. And they could have spent those four years creating a bulwark against a lot of the most horrific policies that we're seeing now. Instead, they're kind of reacting on the fly if they're even reacting at all. And meanwhile, people are being targeted, deported, detained. They're suffering tremendously. And they're very, very scared. I think it's very scary to have a total dearth of leadership from where the, not just the opposition, but just people with basic respect for the constitution, our civil rights, etc., are supposed to be.Andrew Keen: You mentioned Project 2025, we've got David Graham on the show next week, who's written a book about Project 2025. Is there anything positive to report, Sarah? I mean, some people are encouraged by the behavior, at least on Friday, the 18th of April, who knows what will happen over the weekend or next week. Behavior of Harvard, some law firms are aggressively defending their rights. Should we be encouraged by the universities, law firms, even some corporate leaders are beginning to mutter under their breath about Trump and Trumpism?Sarah Kendzior: And it depends whether they actually have that power in wielded or whether they're just sort of trying to tamper down public dissent. I'm skeptical of these universities and law firms because I think they should have had a plan long ago because I was very obvious that all of this was going to happen and I feel so terribly for all of the students there that were abandoned by these administrations, especially places like Columbia. That gave in right away. What does hearten me though, you know, and I, as you said, I'd been on this tour, like I was all over the West coast. I've been all over, the Midwest and the South is, Americans, Americans do understand what's happening. There's always this like this culture in media of like, how do we break it to Americans? Like, yeah, well, we know, we know out here in Missouri that this is very bad. And I think that people have genuine concern for each other. I think they still have compassion for each other. I think there's a culture of cruelty that's promoted online and it's incentivized. You know, you can make money that way. You could get clicks that that way, whatever, but in real life, I think people feel vulnerable. They feel afraid, but I've seen so much kindness. I've been so much concern and determination from people who don't have very much, and maybe that's, you know, why people don't know about it. These are just ordinary folks. And so I have great faith in American people to combat this. And what I don't have faith in is our institutions. And I hope that these sort of in between places, places like universities who do a lot of good on one hand, but also can kind of act as like hedge funds. On the other hand, I hope they move fully to the side of good and that they purge themselves of these corrupt elements that have been within them for a long time, the more greedy. Aspects of their existence. I hope they see themselves as places that uphold civic life and history and provide intellectual resistance and shelter for students in the storm. They could be a really powerful force if they choose to be. It's never too late to change. I guess that's the message I want to bring home. Even if I'm very critical of these places, it's never to late for them to change and to do the right thing.Andrew Keen: Well, finally, Sarah, a lot of people are going to be watching this on my Substack page. Your Substack Page, your newsletter, They Knew, I think has last count, 52,000 subscribers. Is this the new model for independent writers, journalist thinkers like yourself? I'm not sure of those 52,00, how many of them are paid. You noted that your book has disappeared co-isindecially sometimes. So maybe some publishers are being intimidated. Is the future for independent thinkers, platforms like Substack, where independent authors like yourself can establish direct intellectual and commercial relations with their readers and followers?Sarah Kendzior: It's certainly the present. I mean, this is the only place or other newsletter outlets, I suppose, that I could go. And I purposefully divorced myself from all institutions except for my publisher because I knew that this kind of corruption would inhibit me from being able to say the truth. This is why I dropped out of academia, I dropped out of regular journalism. I have isolated myself to some degree on purpose. And I also just like being in control of this and having direct access to my readers. However, what does concern me is, you know, Twitter used to also be a place where I had direct access to people I could get my message out. I could circumvent a lot of the traditional modes of communication. Now I'm essentially shadow banned on there, along with a lot of people. And you know Musk has basically banned substack links because of his feud with Matt Taibbi. You know, that led to, if you drop a substack link in there, it just gets kind of submerged and people don't see it. So, you know, I think about Twitter and how positive I was about that, maybe like 12, 13 years ago, and I wonder how I feel about Substack and what will happen to it going forward, because clearly, you Know, Trump's camp realizes the utility of these platforms, like they know that a lot of people who are prominent anti authoritarian voices are using them to get the word out when they are when they lose their own platform at, like, say, the Washington Post or MSNBC or... Whatever network is corrupted or bullied. And so eventually, I think they'll come for it. And, you know, so stack has problems on its own anyway. So I am worried. I make up backups of everything. I encourage people to consume analog content and to print things out if they like them in this time. So get my book on that note, brand new analog content for you. A nice digital.Andrew Keen: Yeah, don't buy it digitally. I assume it's available on Kindle, but you're probably not too keen or even on Amazon and Bezos. Finally, Sarah, this is Friday. Fridays are supposed to be cheerful days, the days before the weekend. Is there anything to be cheerful about on April The 18th 2025 in America?Sarah Kendzior: I mean, yeah, there's things to be cheerful about, you know, pre spring, nice weather. I'm worried about this weekend. I'll just get this out real quick. You know, this is basically militia Christmas. You know, This is the anniversary of Waco, the Oklahoma City bombings, Columbine. It's Hitler's birthday. This is a time when traditionally American militia groups become in other words,Andrew Keen: Springtime in America.Sarah Kendzior: Yeah, springtime for Hitler. You know, and so I'm worried about this weekend. I'm worry that if there are anti-Trump protests that they'll be infiltrated by people trying to stoke the very riots that Trump said he wanted in order to, quote, make America great again and have everything collapse. So everyone, please be very, very careful this weekend heading out and just be aware of the. Of these dates and the importance of these days far predates Trump to, you know, militia groups and other violent extremist groups.Andrew Keen: Well, on that cheerful note, I asked you for a positive note. You've ruined everyone's weekend, probably in a healthy way. You are the Cassandra from St. Louis. Appreciate your bravery and honesty in standing up to Trump and Trumpism, MAGA America. Congratulations on the new book. As you say, it's available in analog form. You can buy it. Take it home, protect it, dig a hole in your garden and protect it from the secret police. Congratulations on the new book. As I said to you before we went live, it's a beautifully written book. I mean, you're noted as a polemicist, but I thought this book is your best written book, the other books were well written, but this is particularly well written. Very personal. So congratulations on that. And Sarah will have to get you back on the show. I'm not sure how much worse things can get in America, but no doubt they will and no doubt you will write about it. So keep well, keep safe and keep doing your brave work. Thank you so much.Sarah Kendzior: Yeah, you too. Thank you so much for your kind words and for having me on again. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit keenon.substack.com/subscribe

Lending and borrowing onchain has quickly become one of the most dynamic and fastest-growing sectors in Decentralized Finance (DeFi). Among the leaders in this space is Maple Finance, a platform that has already facilitated over $800M in assets, showcasing the growing adoption and practicality of tokenized private credit for institutions. By bridging the gap between traditional finance and decentralized systems, Maple Finance is demonstrating how institutions can leverage blockchain technology for more efficient and transparent lending solutions.In an insightful conversation, Camila Russo sat down with Maple Finance's CEO, Sid Powell, to delve into the potential of real-world assets (RWAs) within DeFi, the evolving role of stablecoins in this ecosystem, and strategies to unlock new lending markets onchain. Their discussion highlights the rapid innovations taking place in the DeFi space and sheds light on the future of decentralized credit markets.

Multimedia artist, Heyd Fontenot, is attracted to subjects possessed of discomforting or undefinable qualities. His drawn and painted portraits of unclothed subjects reveal the nuances of idiosyncratic expression and the delicacies of our humanness.  Fontenot's film and video work tends to narcotize and disorient. The artist renounces commonplace narrative conventions in an effort to destabilize, making way for individual epiphany and revelation.Borrowing themes and images from fraternal secret societies, rodeos, brothels, places of worship and interior design showrooms, Fontenot works with a rotating cast of actors and models to fabricate ceremonial dramas and consumer indoctrinations.  The artist slyly undermines all that is good and holy about middle-class respectability to reveal mythical America as both oppressive and alluring. His on-going video project Flaming Critters follows the adventures of a fictitious social club who dabble in Luciferianism.Fontenot's mid-career survey exhibition “The Very Queer Portraits of Heyd Fontenot,” traveled to the University of Maryland (College Park, Maryland), Rollins College (Winter Park, Florida), and Allegheny College (Meadville, Pennsylvania).  He is represented by Conduit Gallery in Dallas, Texas.

In this week's episode of the Coin Stories News Block powered by Gemini, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Bond Market Disorder Has Fed Officials on Alert Government Spending Up $245 Billion vs. Last Year Ray Dalio Warns of Monetary Order Breakdown Senate Confirms Paul Atkins as New SEC Chair ---- Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus: www.gemini.com/natalie  ---- Join our  mailing list and subscribe to our free Bitcoin newsletter: thenewsblock.substack.com  ---- References mentioned in the episode: Treasury Yields Have Biggest Gain Since 2001 MOVE Index Surpasses COVID-19 Pandemic Levels Treasury Yields Soar as Bond Rout Intensifies Fed “Absolutely” Ready to Stabilize Market if Needed Jamie Dimon Predicts Treasury Market Dysfunction Kashkari: “We Have Tools to Provide More Liquidity” A Graphic Showing an Overview of “The Basis Trade”  Government Spending is Higher in FY 2025 U.S. On Track for $2.6 Trillion Annual Deficit in FY 2025 Treasury Confirms that Borrowing is Above FY 2024 S&P Global Ratings: “We are Focused on Bitcoin.”  WSJ: Debt Has Always Been the Ruin of All Great Powers Group of Politicians Condemn DOJ for Dropping Crypto Unit Senate Votes to Confirm Paul Atkins as New SEC Chair Clean Cloud Act Requires Miners to Cut Emissions Bob Burnett's Tweet in Response to Clean Cloud Act Pierre Rochard's Tweet on Bitcoin Emissions Ray Dalio Shares His Chief Concerns Today ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories

Congressman Randy Fine, one of Congress's newest members, shares his whirlwind experience during his first week in office. From casting the deciding vote on President Trump's reconciliation bill to discussing the importance of election integrity and the challenges surrounding immigration and foreign policy, Congressman Fine provides a candid look at the current political landscape. Additional interviews with South Carolina Attorney General Alan Wilson and Rob Lauer, CEO of United States Spaceports, who sheds light on China's aggressive strategies in space.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

2 sections- therapies and fixing broken/dislocated bones on Shabbat, allowable ways to borrow food and 3 conversations between Rava bar Rav Chanan and Abayey

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Borrowing a framework from Claire Hughes Johnson, Pete and Jen toss around the differences between being a victim and a player (and noodle on the words within the phrase itself, of course).Specifically, in this episode Jen and Pete talk about:How might we take more ownership of our work and our responsibilities?Why is it important to think about your team, when working towards a collective goal?How might we keep ourselves accountable, and find self-empowerment?To hear all episodes and read full transcripts, visit The Long and The Short Of It website: https://thelongandtheshortpodcast.com/.You can subscribe to our Box O' Goodies here (https://thelongandtheshortpodcast.com/) and receive a weekly email full of book and podcast recommendations, quotes, videos, and other interesting things that Jen and Pete are noodling on. To get in touch, send an email to: hello@thelongandtheshortpodcast.com.Learn more about Pete's work here (https://humanperiscope.com/) and Jen's work here (https://jenwaldman.com/).

This panel discussion revolves around the preparation and experiences related to the Con of Heroes 2025. I am joined by Andy N, AndyR, Astrodar, Caldias, MrSelfDestruct, and VJakson.  We discuss their personal experiences with previous conventions, and provide insights on what to bring, including decks, scenarios and tokens. We emphasize the importance of comfort and enjoyment throughout the weekend, encouraging attendees to bring decks they are familiar with and to be prepared for a fun, social gaming experience. The panel delves into the nuances of preparing for a gaming convention, focusing on deck preparation, the importance of sleeving strategies, and the benefits of borrowing and sharing decks. We discuss the significance of unique cards in multiplayer settings and the multiverse rule, which allows for flexibility in games with so many people traveling in; we are here for a casual atmosphere, and we encourage players to be flexible with their decks and to prioritize fun over strict adherence to rules. This conversation delves into the strategies for deck building and adapting to multiplayer dynamics at conventions, emphasizing the importance of community and inclusivity. We share our experiences and surprises from attending the Con of Heroes, highlighting the welcoming atmosphere and the diversity of gameplay. They also touch on the food options available at the con and the various custom content that attendees can look forward to.  Chapters 02:59 Introduction to the Con of Heroes 06:11 Panelist Introductions and Experiences 08:57 What to Bring to the Con 12:00 Deck Selection Strategies 15:04 Playing Comfortably and Enjoying the Game 20:12 Deck Preparation and Sleeving Strategies 23:00 Borrowing and Sharing Decks at Conventions 26:00 Unique Cards and Their Importance in Multiplayer 29:03 Understanding the Multiverse Rule 34:59 Casual Atmosphere and Deck Flexibility 41:41 Deck Building Strategies for Conventions 44:09 Adapting Decks for Multiplayer Dynamics 51:48 Community and Inclusivity at the Con 58:09 Surprises and Expectations at the Con 01:08:47 Excitement for Upcoming Conventions 01:12:00 Choosing Heroes and Decks for the Con 01:19:48 Deck Strategies and Scenarios Discussion 01:25:31 Final Thoughts on Heroes and Scenarios 01:30:59 The Excitement of Deck Building 01:32:29 The Pool Deck Dilemma 01:34:58 Food and Fun at the Convention 01:39:49 Community Engagement and Custom Content 01:46:44 Final Thoughts and Farewell

With margin borrowing, you can give your investments a boost— but if you're not careful, you could also lose more than you gain. Nicole explains the concept, and whether it's a money move you should make.

Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationWelcome to our latest episode! Today, we're joined by Kaaren Hall, a Self-Directed IRA Expert and the dynamic CEO of uDirect IRA Services and OCREIA. From her early days as a news and traffic reporter to becoming a leading voice in the self-directed IRA space, Kaaren has built an impressive legacy by helping investors take control of their retirement savings and grow wealth through alternative assets.In this empowering episode, Kaaren breaks down the ins and outs of self-directed IRAs, including how to roll over retirement funds, the rules to watch out for, and how investors are using these accounts to invest in everything from real estate to precious metals—and even Super Bowl tickets. She explains key terms like UBIT and UDFI in simple language, and why having the right team of advisors is crucial when investing through tax-advantaged accounts. You'll hear real-world stories, red flags to watch out for, and actionable tips to help you avoid costly mistakes and make smarter investment choices.If you're thinking of rolling over your retirement funds or exploring passive income through self-directed accounts, this episode is packed with golden insights from one of the industry's best. Tune in now to level up your investment strategy and protect your future wealth.YT TIMESTAMPS00:52 – Guest intro: Kaaren Hall02:01 – What is a self-directed IRA?03:48 – How Kaaren started uDirect IRA in 200905:52 – Why most people don't know about alternative investments07:29 – Vetting sponsors and avoiding fraud in syndications09:57 – How capital calls and rate hikes affected IRA investors12:00 – Borrowing from your retirement account (401k vs IRA)14:14 – Uncommon investments (like flipping Super Bowl tickets!)16:47 – Red flags in self-dealing and wholesaling inside an IRA18:14 – What savvy investors do differently19:45 – UBIT, UDFI, and how leveraged deals trigger IRA taxes21:54 – Why having a strong advisory team is essential24:03 – Final tip: Education before actionANCHOR TIMESTAMPS01:28 – Guest Intro: Kaaren Hall02:37 – What Is a Self-Directed IRA?04:24 – How Kaaren Started uDirect IRA in 200906:28 – Why Most People Don't Know About Alternative Investments08:05 – Vetting Sponsors and Avoiding Fraud in Syndications10:33 – How Capital Calls and Rate Hikes Affected IRA Investors12:36 – Borrowing from Your Retirement Account (401k vs IRA)14:50 – Uncommon Investments (Like Flipping Super Bowl Tickets!)17:23 – Red Flags in Self-Dealing and Wholesaling Inside an IRA18:50 – What Savvy Investors Do Differently20:21 – UBIT, UDFI, and How Leveraged Deals Trigger IRA Taxes22:30 – Why Having a Strong Advisory Team Is Essential24:39 – Final Tip: Education Before ActionConnect with the Guest:Website: https://udirectira.com/https://www.ocreia.com/Linkedin: https://www.linkedin.com/in/kaarenhall/Facebook: https://www.facebook.com/kaaren.hall/#SelfDirectedIRA #AlternativeInvesting #RealEstateTaxStrategy #PassiveIncome #RetirementPlanning

Borrowing and lending items with friends and family can be stressful, but we're here to help you navigate it logically, without any drama, but maybe with a few laughs. We dive into the delicate balance of borrowing and lending everything from cars, clothes, money, mascara, and more. We explore the role of trust, open communication, the importance of setting boundaries, and how to gracefully decline a request without making it too awkward or adding stress to your relationships. We also somehow get into a discussion about pets and can't stop laughing. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/103-borrowing-boundaries-financial-etiquette-for-borrowing-stuff-from-money-to-mascara/

✅ Real Estate Investing – Leveraging credit to build generational wealth. ✅ Business Funding & Credit Mastery – Teaching entrepreneurs how to access capital and scale. ✅ Wealth Strategy & Financial Literacy – Helping individuals reclaim financial power. ✅ Speaking & High-Level Coaching – Commanding stages, training business leaders, and consulting corporate institutions. ✅ Will has helped over 4,000 businesses secure more than $300 million in funding within just 24 months. 

Meghan and Melisa share the results from But Am I Wrong: Unlicensed Friend Borrowing Car. Learn more about your ad choices. Visit megaphone.fm/adchoices

But Am I Wrong: Melisa: Only journalists should be allowed on the red carpet Meghan: You should be allowed to win only one Oscar But Are You Wrong: A friend wants to use your car for their driver's test But Are They Wrong: Melisa: Deputy Marvin Morales Meghan: Zachary's Daiquiris Write In: butamiwrongpod@gmail.com Weigh In: vote in the weekly poll on Instagram https://www.instagram.com/by.meghan.and.melisa/ Buy Our Merch: https://store.dftba.com/collections/don-t-blame-me Join Our Patreon: https://www.patreon.com/dontblameme Buy Our Merch https://crowdmade.com/collections/sister-sign Call In - 310-694-0976 (3 minutes or less) Write In - meghanpodcast@gmail.com (300 words or less) Follow Us! instagram.com/meghanandmelisa @meghanrienks instagram.com/meghanrienks https://twitter.com/meghanrienks @sheisnotmelissa instagram.com/sheisnotmelissa instagram.com/diamondmprint.productions Learn more about your ad choices. Visit megaphone.fm/adchoices