Podcasts about borrowing

Presented by Lauren Stibgen Abundance means having a very large quantity or supply of something, more than enough, or overflowing fullness. Let's make this tangible. How many times have you turned this definition into something you wanted more of? Or maybe you perceived if you had more of a thing your life would be better? Have you ever caught yourself thinking if I only had X amount more money, I could do Y with it? Or I wish I had a new car! A bigger house. Or maybe you really want to go on that great vacation or buy a new handbag. Social media has really fueled this culture of comparison making things seem like needs as opposed to wants. We live in a world that largely spends more than it makes. According to debt.org, 90% of American households hold debt that totals the staggering amount of $18.2 trillion dollars. And, statistically, the more education someone has directly correlates with the amount of debt they hold. The average debt for someone with a high school diploma is $50,401 verses someone with an undergraduate degree at $115,456. Most of the debt is a mortgage, followed by auto loans, school debt, and credit cards. Roughly 44-57% of working Americans earning greater than $60,000 annually hold credit card debt. With delinquencies in all categories rising, 39% of women say their debt is unmanageable. But how did we get here? While economic implications are surely a factor in our borrow-now-pay-later society, we need to look at the heart implications of our increasing need for more. Whoever loves money never has enough; whoever loves wealth is never satisfied with their income. This too is meaningless (Ecclesiastes 5:10). We possess what we think we need and then simply want more. Are you jealous of something someone else has? Are you coveting a relationship? Maybe you feel like having something will earn you status or entry into another social group. You shall not covet your neighbor's house; you shall not covet your neighbor's wife, or his male servant, or his female servant, or his ox, or his donkey, or anything that is your neighbor's (Exodus 20:17). Coveting is to desire something belonging to someone else—something you are craving that is not yours. This can be a possession or even a relationship. When did this start for you? Far before I knew Jesus, I certainly knew what Air Jordan shoes were. Growing up in an affluent area, I was the kid who took the city bus and had clothes from a big box store. We certainly could not afford those shoes. Feelings of shame and embarrassment were common as I could not keep up with other kids because of how I was dressed. What did my parents do for Christmas? They borrowed. They bought me a few pieces they shouldn't have. I not only coveted what the other kids had but wanted the relationships too. My relationship with borrowing started before I could do it myself and then came college and credit cards. Borrowing to get ahead. Some of the borrowing like school loans propelled me forward, but some of the credit for things I coveted put me in debt. Have you ever heard someone say everyone has a God-sized hole in their heart? That is because all the money, possessions, and friendships we want more of can never give us more abundance than the love of our Lord through his son Jesus Christ. Those clothes may have made me more popular and gained me a few friends, but they never filled this hole. The only thing that can give us true abundance is Jesus. As we talk about this holy abundance, let's consider the pitfalls of seeking worldly abundance. I want to stress I am not suggesting a life of poverty, but when is enough, enough? Having an abundance of worldly things makes it difficult to experience the filling of that God-sized hole in your heart through Jesus. God's Word is clear. The Lord sends poverty and wealth; he humbles and he exalts (1 Samuel 2:7). If you think wealth equals abundance, remember, wealth comes from God, and it's so much more than money. The Bible is clear about wealth, and the sooner we orient ourselves to this view on abundance, the closer we can get to true abundant living with Jesus! We already talked about coveting, but what about greed? Jesus warns, Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions (Luke 12:15). Greed is an intense, selfish desire for something, especially wealth, power, or food. Jesus warns of this and tells us our life is not tied to these possessions. Greed for power we believe can lead to wealth can certainly show up at work. Are you seeking that next promotion? This alone is not a bad thing! But checking your heart and intentions about the “why” is critical. Are there feelings of coveting or an intensity to feel worldly gain? Remember that God-sized hole? This underlying feeling will not fill it. God's word teaches us to hold loosely to our abundance, which is quite the opposite of greed. If anyone is poor among your fellow Israelites in any of the towns of the land the Lord your God is giving you, do not be hardhearted or tightfisted toward them (Deuteronomy 15:7). Being tightfisted is another reference to greed. Are you holding on too tightly to anything? Clearly, God wants us to give to those in need. Not only does God want us to give to the poor, he wants us to return to him in praise. Honor the Lord with your possessions and with the first produce of your entire harvest (Proverbs 3:9). What about all the borrowing I mentioned as we started our time together today? What does God have to say about this? Clearly, wealth and possessions come from the Lord, and he wants us to honor him and give to others. The Lord will open the heavens, the storehouse of his bounty, to send rain on your land in season and to bless all the work of your hands. You will lend to many nations but will borrow from none (Deuteronomy 28:12). Lend, but don't borrow. Considering 90% of all Americans have debt, we can assume Christ-followers are included in this statistic! Aside from traditional lending, loans, and credit cards, what about when you lend money to family? God does not want us to charge interest. If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest (Exodus 22:25). God's Word has a lot to say about money! It isn't all doom and gloom if we keep a right mind about it. What is a right mind about money you ask? Considering what we just talked about a simple summary is: Acknowledge that everything comes from the Lord. All wealth. All possessions. Hold these things loosely. Don't be greedy or covet what others have. Honor the Lord with our first fruits. Lend but don't borrow. Give to the poor. These verses from 1 Timothy sum it up well, Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Command them to do good, to be rich in good deeds, and to be generous and willing to share. In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life (1 Timothy 6:17-19). Our abundance is from the Lord—everything we have! What happens when we don't keep a right mind about money? Those who trust in their riches will fall, but the righteous will thrive like a green leaf (Proverbs 11:28). Better a little with righteousness than great income with injustice (Proverbs 16:8). Trusting in our worldly wealth and not handling it with care has consequences! Trust in wealth and you will fall! No one can serve two masters, since either he will hate one and love the other, or he will be devoted to one and despise the other. You cannot serve both God and money (Matthew 6:24). Simply, the more you are focused on money, the more your mind will be far from God. Does this unhealthy view on money and wealth as abundance keep you far from a relationship with Jesus Christ? What worldly possessions are you thinking about right now? Think about things that God cares about that cost you little to nothing? Remember the greatest commandment is to love God and to love our neighbors as ourselves. How can you do this today? Perhaps you can shift your mindset from striving for wealth to striving for time with loved ones and friends! Perhaps you can take time to serve with a local charity. Stop to pray for a friend. Take a walk in nature and meditate on God's word. Sing a song of praise and thanksgiving to our Lord. Write a note or letter to someone who could use some encouragement. Don't store up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal. But store up for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves don't break in and steal. For where your treasure is, there your heart will be also (Matthew 6:19-21). Are you treasuring the things God cares about and views as abundant, or are you fixated on what the world says abundance is? Do you worry more about how someone feels when they are with you or what they think of what you are wearing or what your house looks like? God cares that you are living abundantly from the inside out! If you are ready today and find yourself a little too focused on worldly abundance or maybe you are among the 90% of people in America who hold debt, have hope and run to Jesus! Remember why we need him. All of us sin and fall short of the glory of God. God knows we are not perfect like Jesus, and he lavished us with his mercy that while we were still sinners, Christ died for us. I don't know about you, but this feels beyond abundant! Breaking free from habits of seeking worldly abundance starts with repenting if you aren't walking in a right-minded way about money as we read about in 1 Timothy 6. Do you covet? Are you greedy? Do you withhold from giving to those in need? Perhaps you are in debt. Bring all of this to the feet of Jesus in prayer and talk to someone who can hold you accountable to changing your ways. There are many programs that can help you find a right relationship with money, keeping you in order of serving God first! Turn your eyes from social media and from looking at what everyone else has! Keep your life free from the love of money. Be satisfied with what you have, for he himself has said, I will never leave you or abandon you (Hebrews 13:5). God will never leave you or abandon you! He is the only one who can fill the space in your heart like nothing in this world can.

Most leaders talk about AI in terms of pilots, projects, and one-off tools. In this solo episode, host Susan Diaz explains why that mindset stalls adoption - and introduces the idea of an AI flywheel: a simple, compounding loop of audit → training → personalized tools → ROI that quietly turns experiments into momentum across your whole organisation. Episode summary Susan opens by contrasting how most organizations approach AI - pilots, isolated chatbots, a few licences to "see what happens" - with how enduring companies build flywheels that compound over time. Borrowing from Jim Collins' Good to Great, and examples like Amazon's recommendation engine, she reframes AI from "one big launch" to a heavy wheel that's hard to move at first, but almost impossible to stop once it's spinning. She then introduces her AI flywheel for organizations, built on four moving pillars: Audit - reality-check where AI already lives in tools, workflows, risks, and guardrails. Training - raise the floor of AI literacy so more people can safely experiment. Personalised tools and workflows - move beyond generic prompts into department- and workflow-specific systems. ROI tracking - measure time saved, errors reduced, risk reduced, and adoption so the story keeps getting funded. Instead of a linear checklist, these components form a loop - each turn of the wheel making the next easier, and creating an unfair advantage for organizations that start early. Finally, Susan adds the outer ring: human-first culture and governance as the operating system around the flywheel - psychological safety, champions and mentors, and values like equity that ensure AI momentum doesn't quietly recreate hustle culture or leave people behind. She closes with practical questions any leadership team can use this week to start their own AI flywheel. Key takeaways Projects start and end. Flywheels don't. Treating AI as a string of pilots and vendor launches creates start–stop energy. Designing a flywheel turns every experiment into input for the next win. A flywheel is heavy at first - but gains unstoppable momentum. Like a giant metal train wheel, it needs a lot of initial force, but each full turn adds speed. AI works the same: early experiments feel slow, compounding learning later feels unfairly fast. The AI flywheel has four core pillars: Audit - map current tools, workflows, risks, and guardrails; discover hidden wins and power users. Training - treat AI like financial literacy: a minimum viable level for everyone so they can ask better questions and prompt more effectively. Personalised tools & workflows - stop asking "Which LLM?" and start asking "Which steps in this 37-step process should AI do?" Workflow first, tool second. ROI tracking - measure time saved, errors reduced, faster time to market, risk reduction, and % of AI-augmented workflows so leaders keep investing. Culture is the operating system around the flywheel. Without psychological safety, people hide experiments. Without support, power users burn out. Values like equity matter: who's getting trained, who has access, and who you're helping reskill. Governance should feel like guidance, not punishment. You don't build an AI flywheel in a day. You start with one audit, one workflow, one dashboard that makes things more transparent - and commit to one small centimetre of momentum at a time. Episode highlights [00:02] Why "we're piloting a chatbot" is not a strategy. [01:34] Flywheel 101: the train-wheel analogy and why momentum beats one-off effort. [03:19] Amazon's recommendation engine as a classic business flywheel. [05:02] Applying Jim Collins' Good to Great flywheel lens to AI initiatives. [05:30] From big bang ERP-style AI projects to small, compounding loops. [08:00] Introducing the four pillars: audit, training, personalised tools, ROI. [08:53] Audit as reality check: surfacing hidden wins and DIY power users. [11:14] Training as "raising the floor" of AI literacy. [14:08] Workflow-first thinking and the myth of the single all-powerful agent. [17:33] ROI stories: error reduction, faster time to market, and risk reduction. [20:19] Culture as outer ring: psychological safety, champions, values in action. [23:06] Starting your flywheel: three questions for your leadership team. Use this episode as a design tool, not just a definition. Grab a whiteboard with your leadership team and map: Where are we already auditing, training, personalising tools, and measuring ROI - however informally? Where is the wheel broken, or missing entirely? What's one centimetre of movement we can create this quarter - one audit, one workflow, one dashboard - to start our AI flywheel turning? Connect with Susan Diaz on LinkedIn to get a conversation started.   Agile teams move fast. Grab our 10 AI Deep Research Prompts to see how proven frameworks can unlock clarity in hours, not months. Find the prompt pack here.  

In this episode of Crazy Wisdom, I—Stewart Alsop—sit down with Garrett Dailey to explore a wide-ranging conversation that moves from the mechanics of persuasion and why the best pitches work by attraction rather than pressure, to the nature of AI as a pattern tool rather than a mind, to power cycles, meaning-making, and the fracturing of modern culture. Garrett draws on philosophy, psychology, strategy, and his own background in storytelling to unpack ideas around narrative collapse, the chaos–order split in human cognition, the risk of “AI one-shotting,” and how political and technological incentives shape the world we're living through. You can find the tweet Stewart mentions in this episode here. Also, follow Garrett Dailey on Twitter at @GarrettCDailey, or find more of his pitch-related work on LinkedIn.Check out this GPT we trained on the conversationTimestamps00:00 Garrett opens with persuasion by attraction, storytelling, and why pitches fail with force. 05:00 We explore gravity as metaphor, the opposite of force, and the “ring effect” of a compelling idea. 10:00 AI as tool not mind; creativity, pattern prediction, hype cycles, and valuation delusions. 15:00 Limits of LLMs, slopification, recursive language drift, and cultural mimicry. 20:00 One-shotting, psychosis risk, validation-seeking, consciousness vs prediction. 25:00 Order mind vs chaos mind, solipsism, autism–schizophrenia mapping, epistemology. 30:00 Meaning, presence, Zen, cultural fragmentation, shared models breaking down. 35:00 U.S. regional culture, impossibility of national unity, incentives shaping politics. 40:00 Fragmentation vs reconciliation, markets, narratives, multipolarity, Dune archetypes. 45:00 Patchwork age, decentralization myths, political fracturing, libertarian limits. 50:00 Power as zero-sum, tech-right emergence, incentives, Vance, Yarvin, empire vs republic. 55:00 Cycles of power, kyklos, democracy's decay, design-by-committee, institutional failure.Key InsightsPersuasion works best through attraction, not pressure. Garrett explains that effective pitching isn't about forcing someone to believe you—it's about creating a narrative gravity so strong that people move toward the idea on their own. This reframes persuasion from objection-handling into desire-shaping, a shift that echoes through sales, storytelling, and leadership.AI is powerful precisely because it's not a mind. Garrett rejects the “machine consciousness” framing and instead treats AI as a pattern amplifier—extraordinarily capable when used as a tool, but fundamentally limited in generating novel knowledge. The danger arises when humans project consciousness onto it and let it validate their insecurities.Recursive language drift is reshaping human communication. As people unconsciously mimic LLM-style phrasing, AI-generated patterns feed back into training data, accelerating a cultural “slopification.” This becomes a self-reinforcing loop where originality erodes, and the machine's voice slowly colonizes the human one.The human psyche operates as a tension between order mind and chaos mind. Garrett's framework maps autism and schizophrenia as pathological extremes of this duality, showing how prediction and perception interact inside consciousness—and why AI, which only simulates chaos-mind prediction, can never fully replicate human knowing.Meaning arises from presence, not abstraction. Instead of obsessing over politics, geopolitics, or distant hypotheticals, Garrett argues for a Zen-like orientation: do what you're doing, avoid what you're not doing. Meaning doesn't live in narratives about the future—it lives in the task at hand.Power follows predictable cycles—and America is deep in one. Borrowing from the Greek kyklos, Garrett frames the U.S. as moving from aristocracy toward democracy's late-stage dysfunction: populism, fragmentation, and institutional decay. The question ahead is whether we're heading toward empire or collapse.Decentralization is entropy, not salvation. Crypto dreams of DAOs and patchwork societies ignore the gravitational pull of power. Systems fragment as they weaken, but eventually a new center of order emerges. The real contest isn't decentralization vs. centralization—it's who will have the coherence and narrative strength to recentralize the pieces.

What does modern sales leadership look like when AI is in the mix? In this episode, host Susan Diaz and sales leadership coach Kirsten Schmidtke unpack how AI and humanity can peacefully coexist in sales, why scale starts with clarity and process (not tools), and how leaders can shift from output-obsessed hustle to outcome-focused, identity-level leadership in an AI-forward world. Episode summary Susan sits down with sales leadership consultant Kirsten Schmidtke to talk about AI, scale, and the "identity-level shifts" leaders need to make in modern sales. They start at the intersection of mindset and skillset - why AI is now part of the sales skill stack, but can't replace the human mindset, judgment, and presence required to sell well. Kirsten shares how sales organizations have moved from using AI as a basic copy/research tool to embedding LLMs in meetings, CRMs, and internal platforms, and even building their own AI features once they deeply understand their market and product. From there, they zoom out to the trust recession, spammy AI outreach, and the difference between being AI first and AI forward. They discuss AI as a way to free people into their zone of genius (hello, The Big Leap), the historical pattern of tech disruption and new job creation, and why AI should be seen as a massive upgrade to human potential - not a replacement. In the second half, they dig into scale and operations: why AI will only scale chaos if you don't have clear goals, processes, and SOPs. Why many sales orgs still lack documented sales and go-to-market processes. And how documenting before automating is the hidden unlock for using AI well. Kirsten closes with her identity-based leadership model (be → do → have), her outcome-over-output philosophy, and practical invitations for leaders who want to use AI to reduce burnout instead of fuelling hustle culture. Key takeaways Modern sales lives at the intersection of AI and humanity. AI is becoming part of the sales skillset, but the mindset - who you are being as a leader or seller - still drives how effectively those tools get used. Sales orgs have evolved past AI as copy tool. Early use was mostly email drafting and light research. Now teams are: choosing an LLM of choice (ChatGPT, Copilot, Perplexity, etc.) and tailoring it to their sales strategy embedding AI in meeting tools to surface questions and summaries in real time building AI into internal platforms based on deep knowledge of market, product, and GTM. We're in a trust recession - and lazy AI is making it worse. Spray-and-pray LinkedIn DMs and generic AI pitches erode trust and make buyers more sceptical and confused. Being AI forward means intentional, human-centred use of AI, not pushing AI for its own sake. AI should move you toward your zone of genius, not further into busywork. Borrowing from Gay Hendricks' The Big Leap, Kirsten and Susan talk about AI as a way to strip away tasks in your zones of incompetence/competence so you can spend more time in your zone of genius - and potentially unlock higher human experiences and contribution. Scale requires clarity and process before tools. AI isn't a magic scale button. Without a clear what and why, it can't help with the how. Leaders must: define the outcome and purpose of what they're scaling decide what not to do document the current process (SOPs) before asking AI to automate or optimise it. Otherwise AI just scales the chaos. Most salespeople are executors, not system builders. They're brilliant at doing the thing - calls, meetings, negotiation - but often not trained to design processes and ops. Pairing them with ops-minded people (and AI) to document and structure their best practices is where real scale lives. Identity-level leadership: be → do → have. Instead of "when I have the title, I'll be a leader", Kirsten coaches leaders to start with identity: "I am the leader of an AI-forward sales organization." That identity shapes thinking, then actions, then results. Shift from output to outcomes to avoid AI-fuelled burnout. If you treat AI as a way to cram more tasks into the same day, you just recreate hustle culture. Focusing on outcomes (what actually changes for customers, teams, and the business) allows you to use AI to create space - for thinking, rest, and higher-value work - instead of filling every spare minute. Episode highlights [00:01] Meeting Kirsten and why you can't talk about modern sales without talking about AI. [01:07] Mindset + skillset at the intersection of AI and humanity in sales. [02:35] How sales orgs first used AI as a copy / research tool—and what's changed. [04:45] Embedding AI in meetings and tools vs building AI features in-house. [06:11] The "spray and pray" LinkedIn problem and AI's role in the trust recession. [08:53] Being "AI forward" instead of "AI first." [10:39] Why humans remain safe: discernment, judgment, spidey senses, and taste. [11:39] Arianna Huffington, Thrive, and using AI to free time for human development. [13:19] The Big Leap and using AI to move into your zone of genius. [17:01] Tech history, job loss, and why we're in the messy middle of another big shift. [19:34] What scale really means: more impact with less time and effort. [20:33] Why AI can't fix a lack of clarity—and how it can accidentally add work. [23:32] "AI will scale the chaos" if you skip documentation and SOPs. [25:08] Salespeople as executors, not ops designers, and the power of pairing them with systems people. [27:47] Branding, buyer clarity, and why AI can't replace the hard work of positioning. [31:00] Identity-level shifts for leaders: adopting "I am…" statements. [35:21] AI and burnout: from productivity for productivity's sake to outcome-focused leadership. [37:25] Newtonian vs Einstein time and rethinking how we use the time AI frees. [39:59] "Outcome over output" as a leadership mantra in the age of AI. [40:38] Kirsten's invitation: a Sales Leader Power Hour to work on your mindset and identity. If you're leading a sales team - or are the sales team - and you're feeling the tension between AI, scale, and leadership start here: Pick one sales process and document it end-to-end. Identify one step where AI could genuinely reduce effort or time. Ask, "Who do I need to be as a leader of an AI-forward sales org?" and let that identity shape your next move. Connect with Susan Diaz on LinkedIn to get a conversation started.   Agile teams move fast. Grab our 10 AI Deep Research Prompts to see how proven frameworks can unlock clarity in hours, not months. Find the prompt pack here. To go deeper on mindset and identity shifts, connect with Kirsten Schmidtke on LinkedIn and book a Sales Leader Power Hour here: https://www.kirstenschmidtke.com/sales-leader-power-hour   

This week we're diving deep into the impact of regulatory policies like APRA and DTI on banking and lending practices. Are current lending policies truly prudent in the face of increasing regulatory pressure? Tune in to The Urban Property Investor to hear our take!   I discuss -    02:20 - Understanding DTI and Its Importance 013:40 - The Role of APRA in Lending Regulations   Don't hesitate to hit me up on Facebook @SamSaggers. DM me with any of your questions :)   If you're yet to subscribe, be sure to do so on your favourite channel.    Apple - https://pre.fyi/upi-apple   Spotify - ⁣⁣https://pre.fyi/upi-spotify ⁣ YouTube - https://pre.fyi/upi-youtube   And remember, I'm really good at 1.25 or 1.5 speed :)   Take care,  Sam   Hey Investors! It's great to see you here. To get you started on your journey we've popped a few educational resources below for FREE! ➡️ DOWNLOAD The Part Time Property Investor ebook-https://pre.fyi/yt-part-time-investor-ebook ➡️ DOWNLOAD The Property Investor's Cashflow Calculator-  https://pre.fyi/yt-cashflow-calculator  ➡️ REGISTER for a Property Investing Webinar -  https://positivere.events/learn-to-invest    Positive Real Estate's Property Investor Masterclass

The Trump administration has refocused some of its immigration policy on a push to get immigrants to "remigrate," or leave the country voluntarily. We discuss the administration's language and policy and examine its links to white nationalism.This episode: political correspondent Sarah McCammon, immigration policy correspondent Ximena Bustillo, and domestic extremism correspondent Odette Yousef.This podcast was produced by Casey Morell and Bria Suggs, and edited by Rachel Baye.Our executive producer is Muthoni Muturi.Listen to every episode of the NPR Politics Podcast sponsor-free, unlock access to bonus episodes with more from the NPR Politics team, and support public media when you sign up for The NPR Politics Podcast+ at plus.npr.org/politics.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In this episode of The Property Nerds, hosts Arjun Paliwal, Adrian Lee, and Jack Fouracre explore the complex financial roadblocks experienced investors face and how strategic planning can unlock new avenues for growth. The hosts start the conversation by reframing tax as a sign of financial progress, not a burden, by spotlighting a standout client case in which a maxed-out investor unlocked additional borrowing capacity by moving a commercial property into a self-managed super fund (SMSF). The shift freed up debt and transformed a stalled $3 million portfolio into one capable of adding a further $2 million commercial asset. The hosts also tackle the psychological hurdles many investors face, especially the reluctance to sell assets without understanding their true after-tax position. Another scenario reveals how transitioning from a large residential base into commercial assets can better support long-term passive income goals. They further highlight the limitations of relying solely on banks, arguing that brokers and strategic advisers can restructure portfolios through tools like trusts and SMSFs to unlock opportunities that traditional lending channels overlook.

In this episode of Tank Talks, Matt Cohen is joined by Samir Kaji, CEO and Co-Founder of Allocate, to break down the explosive growth of private market investing and why trillions in new capital are about to reshape the entire wealth ecosystem. Fresh off a $30.5M Series B, Samir unpacks how Allocate is building the missing infrastructure connecting fund managers, RIAs, and the next generation of investors, solving the painful workflows, broken data pipes, and manual processes still holding the industry back. From intelligent deal discovery and auto-filled subscriptions to AI-powered diligence and portfolio personalization, Samir explains how technology will unlock access, efficiency, and liquidity at scale for both advisors and allocators.He also dives deep into the current venture cycle, the AI valuation frenzy, and the widening gap between mega-funds and emerging managers. Samir gives an unfiltered look at where the real opportunities lie, why liquidity is the next trillion-dollar unlock, how secondaries will redefine private markets, and what investors should be watching heading into 2030. If you want to understand where private markets, wealth management, and alternative investing are truly headed, this episode is essential listening.The Origin Story: 25 Years Watching the Market Shift (03:09)* Samir's work at SVB and First Republic observing the decline of IPOs* Cloud computing's impact on fund proliferation* Early signs that private markets needed new infrastructure* How HNWIs and family offices began demanding access decades before the rails existedWhy Allocate Exists & What It Actually Solves (07:04)* The fragmented “dark forest” problem of GP RIA connectivity* Why wealth advisors can't scale alt allocations using PDFs and lawyers* The three pillars of AllocateHow Advisors Use Allocate to Scale 10x Without Adding Headcount (14:18)* Auto-filled subs, KYC, allocation setup, client mapping* Helping advisors serve all 150 clients, not just the top 20%* Improving revenue while slashing operational dragUnlocking Liquidity: The Biggest Missing Piece of Private Markets (21:16)* Why secondaries are essential for opening the wealth channel* Borrowing against private fund positions* How tech will reduce massive bid-ask spreads* Why liquidity options will double alt allocations from 5% → 10-30% over timeAI's Real Role in Private Markets (25:20)* AI as the intelligence layer for discovery, diligence & personalization* Uploading 10 fund decks → receiving full breakdowns in minutes* Why workflows, not chatbots, will unlock trillions* Execution, payments & portfolio modeling going from days to secondsThe State of Venture Capital in 2025 (32:17)* Why today's market is “the extreme Tale of Two Cities”* AI startups raising at insane velocity vs. great non-AI companies starving* Why 90% of AI companies won't justify valuations* Seed funds getting squeezed by mega-funds writing “option checks”* How emerging managers can still win (go earlier or niche down hard)Founder Discipline, Revenue per Head, & the New Efficiency Era (40:06)* Revenue-per-employee as the new defining KPI* Why scarcity birthed a healthier generation of founders* Companies going from 5 → 50 → back to 20 employees* Running lean with AI as leverage instead of headcountAbout Samir KajiSamir Kaji is the Co-Founder and CEO of Allocate, a platform revolutionizing how investors access and manage private market investments. With a career in venture banking spanning over two decades at Silicon Valley Bank and First Republic, Samir has an unparalleled view of the venture capital and private equity landscapes. He is also a Kauffman Fellow, the host of the Venture Unlocked podcast, and a personal investor in companies like Carta and Reddit. He remains dedicated to Allocate's mission of making the private markets as transparent and responsible as the public markets.Connect with Samir Kaji on LinkedIn: https://www.linkedin.com/in/samirkajiVisit the Allocate website: https://allocate.co/Connect with Matt Cohen on LinkedIn: https://ca.linkedin.com/in/matt-cohen1Visit the Ripple Ventures website: https://www.rippleventures.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com

Banks classify your life insurance as an asset, so why do so many people treat it like an expense?  In this episode, we break down how dividend-paying whole life can be your warehouse of wealth without feeding inflation like the banking system does.

The Financial Times is reporting that a depositary firm that holds frozen Russian state assets in the EU has warned that the bloc's plan to use these assets to back €140 billion in loans to Ukraine could lead to higher borrowing costs for member states. Also in this edition, Japanese beer giant Asahi says the personal details of more than 1.5 million people have been leaked after it was hit by a cyber attack. Plus we look into exactly how much it costs to put together a Thanksgiving dinner.

In this episode of the Jon Sanchez Show, the hosts discuss the importance of leveraging real estate equity as a wealth-building strategy. They explore market trends, stock performance, and economic indicators, emphasizing the need for careful analysis when considering equity withdrawal. The conversation highlights the significance of cash flow, market conditions, and personal financial stability in making informed decisions about leveraging real estate.

In this episode of Inside Residential Property, host Liam Garman sits down with Rethink Financing Director and award-winning mortgage strategist Son Pham to unpack one of the biggest blockers in today's investing landscape – the belief that serviceability is capped. Together, they reveal why many investors feel "tapped out" and why, from a broker's perspective, there is almost always more borrowing power available when you know how to navigate lender policy. They're joined by investor Danny, who walks listeners through his decade-long portfolio journey, starting with an off-the-plan townhouse in Glenmore Park before expanding into high-performing regional and interstate markets. Danny shares the wins, mistakes, and philosophy that shaped his strategy – from audit-proofing his team with an accountant and broker, to reframing debt as leverage and prioritising long-term freedom over short-term comfort. Son breaks down Danny's lending position live on air, exploring how banks actually calculate serviceability, why "the buffer" traps so many investors, and how non-bank lenders, trust structures and policy nuances can dramatically change borrowing outcomes. The trio dissect valuation strategy, equity releases, credit file traps, and when investors should consider selling to accelerate their next move – all with the goal of reducing time spent on the sidelines and keeping the portfolio compounding. Listeners will gain insights into: How lenders really assess income, rental shading, and buffers, and why policy is more powerful than interest rates. Why serviceability "walls" are often illusions, and the specific lender types that can shift borrowing power. When (and when not) to use trust structures for residential portfolios. How to think about selling – identifying assets that have "done their job" vs. those with more growth runway. The mindset shift needed to scale: debt as leverage, action over perfection, and buying well even at higher rates. This episode offers an unfiltered, highly practical breakdown of what it really takes to keep growing when the banks say no – empowering investors to unlock smarter pathways, accelerate their next move, and avoid spending years stuck at a standstill.

Holy Fire or Strange Fire? When Judgment Begins at the House of God | KIB 507 Kingdom Intelligence Briefing Description Is the fire in today's churches from the Holy Spirit—or from Babylon? In this sobering episode of Kingdom Intelligence Briefing, Dr. Michael and Mary Lou Lake examine holy fire vs. strange fire, why judgment must begin at the house of God, and how the remnant can walk safely through coming judgments with their "censers" filled only with the fire of Heaven. They discuss the persecution of believers in Nigeria, the subtle rise of entertainment-based Christianity, the danger of unholy manifestations in church, and the growing crisis of child trafficking as the true currency of Babylon. This is a call for deep repentance, discernment, and a return to God's ways so that the remnant can stand as God's special forces in the last days. If you long for holiness, discernment, and the true fear of the Lord, this episode will both challenge and encourage you to examine the fire in your own life.

In this evening's show we take a look at PPC's strong growth as its turnaround strategy gains momentum; Invicta reports resilient half-year results and solid cash strength; and Ninety One outlines how investors should position in fixed income and cash after the MTBPS while looking at key considerations before borrowing this festive season. SAfm Market Update - Podcasts and live stream

Our chapter instructs the Israelites to borrow objects of silver and gold from their neighbours. These were items that they were not intending to return. Why does God issue this strange command? Is it honest?

We explore how a 1950s Harvard rat study reveals the power of hope, then turn it into three practical strategies to build belief: borrow confidence, recall rebounds, and practice self-cheering. Stories from training and obstacle races bring the ideas down to earth with clear, usable steps.• Why hope extends endurance and effort• Borrowing belief from trusted people when confidence is low• Turning past “sinks” into a rebound archive• Using physical examples to train mental courage• Practicing your own cheer with specific, repeatable reps• Framing wins by completion and growth, not placement• Setting a small challenge to build belief todayTake something away from every single one of our conversations and put it into practicehttps://aarondegler.com/

Kathrine Nero In this episode, Kathrine Nero and Lauryn Howery discuss ways to talk turkey, not politics, this Thanksgiving! There's a chill in the air, a pie in the oven, and an uncle somewhere warming up his favorite political rant. Welcome to misinformation season. It's that time of year when your cousin's cranberry sauce might come with a side of controversy, and as we gather in gratitude, the real goal isn't steering the conversation — it's staying at the table. If you've ever found yourself sitting at the family table wondering how the conversation went from mashed potatoes to misinformation, you're not alone. The holidays are basically democracy in the dining room: everyone has a voice, everyone's talking at once, and occasionally someone walks away mid-sentence. Journalists deal with this every day - separating opinion from evidence, listening to people they disagree with, and trying to get to the truth without losing their cool. Borrowing a few of their habits might make this year's gathering a little more bearable. Start with curiosity, not combat. The best reporters don't start with an agenda; they start with questions. Instead of jumping in with “That's not true,” try, “Where did you hear that?” or “Can you tell me more about that?” Or “What makes you say that?” You're not trying to win an argument (yet!) - you're trying to understand a perspective. And sometimes, just asking how someone knows what they know, or why they believe certain things reveals that they're not entirely sure themselves. Verify before you amplify. Journalists are trained skeptics. Before they publish, they confirm. Before you forward that post, do the same. Look up the original source. Check whether it's been reported elsewhere. Read past the headline. Some reliable, quick fact-checkers include PolitiFact, Snopes, and AP Fact Check. Or just check against other similar outlets. If a meme, video, or “breaking news” update seems too wild to be true, there's a good chance it is. Find common ground — and if you can't, find common values. Most people agree that communities should be safe, schools should work and the truth should matter. Find a way to get back to those greatest hits. When you start from what unites rather than what divides, conversations tend to soften. The goal isn't to change someone's mind in one meal; it's to remind each other that respectful disagreement still exists. Know when to take a pass the potatoes. Even journalists hit “pause” when an interview turns unproductive. You can, too. Not every debate has to end in resolution. Sometimes the best choice is to move on - or to shift the topic back to football, dessert, or literally anything less heated. Democracy thrives on engagement, but it also depends on civility. The church I went to for years had a saying that still sticks with me: “We agree to disagree - agreeably.” The dinner table, or the football game that follows, isn't the place to change every mind or solve every problem. But taking time to understand another person's perspective might be the start of something better - a little empathy, a little patience, maybe even a little peace.

Podcast growth won't come from convincing the same people who already know, like, and trust you to finally listen. Real podcast growth comes from turning strangers into listeners. But with no budget for ads and no time for social media, how do you actually make that happen?In this episode, Lauren Passell of Tink Media breaks down the audience-borrowing strategy smart hosts use to get their shows discovered, recommended, and shared so your podcast doesn't stay invisible while others in your niche take off. So if you're ready to grow beyond the same 50 loyal listeners and finally start reaching new ones, hit play and let's dive in.3:12 – Why Catering to Your 50 Loyal Listeners Stops New Ones From Finding You 11:44 – The Hidden Shortcut to Finding Podcasts With Your Exact Audience15:27 –A Zero-Cost Way to Get Promoted on Other Shows Every Week Without Podcast Guesting18:59 – The Pitching Fix That Gets More Collaborators Saying Yes to You 22:36 – How to Turn One Small Collaboration Into Ongoing Listener Growth Episode Links:Rephonic.com/graph Meet Lauren Passell: Website | LinkedInRead Lauren's Podcast The Newsletter Other Episodes You'll Love:3 Low-Lift Ways to Get New Listeners Without Living on Social MediaOne Surprising Way to Reach New Listeners Without Guesting or Social Media  → This episode was recorded on the Deity VO-7USupport the showLiked this episode? Share it with a fellow podcaster! Love this show? Say thanks by leaving a positive review. Want a podcasting growth strategy tailored to your show? Schedule a 1:1 Podcasting Audit with Courtney.Register for Courtney's Podcasting Workshop: How to 10x Your Podcast Growth This Year Curious about PodLaunch®? Email us at hello@podlaunchhq.com to find out if our podcasting mentorship is the right fit and get tailored podcasting advice to grow your show. Connect with Courtney: Linked In | Instagram | PodLaunch HQ ©Ⓟ 2018–2025 by Courtney Elmer. All Rights Reserved.

John Van Deusen just put out an excellent album and joined us to chat about Switchfoot's influence. Borrowing guitars from Jon, being heavily influenced by their very first record, and lots more. We also chat about "Red Eyes".

Looking for daily inspiration?  Get a quote from the top leaders in the industry in your inbox every morning.   Every year, millions of attraction visitors lose hours in line instead of making memories. Since its inception, accesso's virtual queuing has saved more than 4.5 billion minutes of wait time, freeing guests to pack their day with more rides, eats, and excitement. The result? Happier guests who spend more and a better bottom line for you. Ready to turn waits into wins? Visit accesso.com/ROIClinic. The queues are virtual. The results are real. Evan Barnett is the President of Pyek Group. Starting in the industry at 16 cleaning restrooms at Water World USA, he was quickly thrust into leadership, moved from park services to water safety, and grew under strong mentors who sharpened his view of people-first operations. Today, Evan leads Pyek Group across four parks in three markets under two brands, focusing on culture, clarity of mission, and what he calls the “un-water park” mindset: hyper-clean facilities, great food, and genuine hospitality. In this interview, Evan talks about cold, hard leadership, being unoffendable, and doing the basics really well. Cold, hard leadership “It's tough. It's cold, hard leadership is really what it is. And it's listening and understanding and just realizing, hey, give the other guy the benefit of the doubt.” Evan frames leadership as equal parts standards and empathy. Early in his career, he learned that perception is reality: a supervisor saw “slowness” while Evan was meticulously scrubbing grout with a toothbrush. That moment shaped how he equips teams by giving clear direction, the right tools, and assuming positive intent before judging outcomes. At Pyek Group, he translates this into over-communicating vision across varied brands and communities, aligning departments around a single mission so daily frictions become sparks that sharpen rather than burn. He also guards leaders' attention from getting hijacked by edge cases. Rather than orbit the “loud 20%,” he pours recognition and coaching into the 80% who show up wanting to do great work, using high-fives, momentum building, and consistent standards. For Evan, culture is “caught, not taught,” spread through a thousand conversations and modeled behavior that make accountability feel fair and human. Being unoffendable “The one core value I really want to hone in on that we have is called unoffendable… be unoffendable, man.” Unoffendable is a Pyek Group core value, not an aspiration. Evan wants feedback to flow fast and candidly without venom and without weaponizing “brutal honesty.” In practice, that means seeking to understand before being understood, extending grace because everyone, including leaders, will need it back tomorrow. He links unoffendable behavior to hospitality itself: when a guest complains about cold food or long lines, defensive walls only distract from fixing the day. Empathy and grace let teams remediate quickly and leave people feeling cared for. Internally, the same posture fuels agility. Teams “fire themselves” metaphorically, stepping out to reset their mindset and reenter discussions ready to solve problems together. Evan emphasizes that core values must be binary and lived. You are kind, or you are not. You are unoffendable, or you are not. Keeping feedback direct but non-weaponized preserves trust, speeds pivots, and keeps focus on the guest experience over ego. Doing the basics really well “Just do the basics really well.” Borrowing a line he admires from Troy Aikman, Evan centers Pyek Group on mastery of fundamentals: smiling welcomes, clean spaces, good food, frictionless transactions, and consistent delivery day after day. He calls it “power in the mundane,” resetting every morning so the thousandth “Where are the lockers?” gets the same warm response as the first. That dependable baseline becomes a brand personality guests can feel, and it cannot be copied by simply duplicating slides or lazy rivers. Basics evolve, though. Orientation remains essential, but how teams learn must fit how they consume information today, using short, bite-sized training and tools they can use immediately on Day One. Evan is unafraid to reverse course when basics are misread. The lesson, letting fans tell you what matters and then amplifying it, keeps “basic” tightly aligned with real expectations. You can reach Evan at evan.barnett@pyekgroup.com, and learn more about Pyek Group at pyekgroup.com. This podcast wouldn't be possible without the incredible work of our faaaaaantastic team:   Scheduling and correspondence by Kristen Karaliunas   To connect with AttractionPros: AttractionPros.com AttractionPros@gmail.com AttractionPros on Facebook AttractionPros on LinkedIn AttractionPros on Instagram AttractionPros on Twitter (X)  

PREVIEW Anne Stevenson-Yang focuses on the decline of China's economic miracle, which was fueled by borrowing and falsehoods and is potentially headed toward japanification or worse. The idea that China was continuously rising and overtaking the United States is now largely disregarded. Although some asset investors hold hope that Asia, specifically China, will provide yield, few believe the downturn is temporary. Guest: Anne Stevenson-Yang. 1918 PEKING

In this series, we explore one of H2O's core values—Community—through the lens of the book of Ephesians. This letter paints a rich picture of who the people of God are and what it means to live as one body in Christ. Borrowing insights from Henri Nouwen's Life of the Beloved, we'll reflect on what it means to be Chosen, Blessed, Broken, and Given—not just as individuals, but as a unified people shaped by grace. From God's decision to form a community of blessing, to the call to love, serve, and stand together against the powers of this world, Ephesians tells the story of a people brought together in Christ for the sake of the world. Join us as we rediscover the beauty, challenge, and purpose of being the people of God—together.

Most people think policy loans mean "borrowing your own money." That's completely wrong, and it's costing them big. In this episode, Mary Jo breaks down exactly how policy loans work inside Infinite Banking and why understanding the difference can change how you build wealth.

You’re ready to start investing… and then someone suggests borrowing money to make your portfolio grow faster. It sounds genius in theory, but is it actually a smart move? This week we’re unpacking the financial advice one community member received about doing just that, and Victoria breaks down how these loans really work, why the maths can be seductive, and the little thing called a “margin call” that can throw your whole plan into chaos.Then we switch gears into Christmas gifting season, which is currently giving drama. Someone asked for a $300 birthday present. Gift cards are in their controversial era. And half of you are quietly switching to Secret Santa because December is expensive enough already. If you’re feeling gifting guilt creeping in, this chat will help you set boundaries without losing your festive cheer.Thanks to OnePass for sponsoring todays episode! Nab your discounted membership here.Want to learn how to invest (or just get your money sorted)? Our Bundle Sale is live! Up to 30% off our most-loved courses and tools, to help you feel clear, confident, and in control. Check it out here. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.*OnePass T&Cs, exclusions apply. Offer ends 11.59pm AEDT 01 December 2025, $40 per year thereafter unless cancelled, offer not available to current members. Savings calculated on average delivery fees for eligible items or orders below minimum spend thresholds across participating brands Kmart, Target, Officeworks, Priceline and Bunnings Warehouse. 365 day change of mind returns to the participating OnePass retailer purchased from, along with receipt, already offered to all customers at Bunnings Warehouse. You may have additional rights under the Australian Consumer Law. See each participating brands’ website for further details. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

With nearly 30 years of cumulative work experience in India and Australia, TransformBiz Managing Director and property investor Vineet Danwar has actively seized varying opportunities throughout his professional journey. Truly a man of action himself, he now adeptly bridges accounting, banking, and asset protection in the property space—thus, enabling families to structure property investments while achieving long-term financial outcomes. Without a doubt, he doesn't just look at the numbers. In fact, he utilises a holistic and hands-on approach in helping clients achieve the best results for their unique circumstances. Hosted on Acast. See acast.com/privacy for more information.

Before Smylie Kaufman and Charlie Hulme get to golf's biggest news of the past week - LIV Golf moving from 54 to 72 holes - we begin by detailing Smylie's brutal onset of “dad back” that left him crawling around the house. Charlie then recounts his cathartic return to golf at Hidden Creek - from a rain-soaked finish to a well-deserved steam shower. From there, the guys dig into LIV's move to 72-hole events: does it help majors performance, OWGR hopes, or brand identity? They hit fan reactions, Rory's take, player pathways, and why 72 holes might help some stars while blurring what made LIV different. In the back half of the episode, they tackle the DP World Tour dilemma: Rahm and Hatton's appeals, Ryder Cup eligibility, the PGA Tour partnership, TV product realities, and whether “home games,” nations, or mixed-gender teams could make team golf click. Chapters: 00:00 On the road; off-season check-in 00:28 “Dad-back” hits: stairs, stroller, and full-body spasms 04:59 Crawling the house, bathroom saga, and the recovery plan 07:24 Dry needling, PT, and week-to-week swing timeline 07:50 Hidden Creek trip: first rounds back after surgery 09:51 Birdies in a downpour, finishing 18, and the steam-shower reward 12:50 News segue: DP World Tour wrap, Ben Griffin's win, LIV headlines 13:31 Main topic: LIV moves from 54 to 72—first reactions 14:16 OWGR reality vs format; the closed-shop and pathways problem 15:38 Preparing for majors versus blurring LIV's brand identity 17:02 Rory's comments and field-strength implications 18:05 What would actually move the needle: tee times, relegation, field size 18:49 Why 54 could create different winners vs 72's “truer” leaderboard 19:29 Shotgun starts, sleeping on leads, and pressure differences 21:22 Everyone backtracks sometimes: gear, coaches, and sports takes 25:06 “54” spin vs holes played; player-lens view on 72 vs 54 26:21 The game-within-the-game over 72 holes; form building before majors 27:16 Major-exemption math and why results at the majors are the judge 33:13 Expectation-setting for LIV at the Masters and beyond 34:19 Shift to DP World Tour: Rahm/Hatton appeals, fines, and Ryder Cup stakes 35:36 DPWT's position in the ecosystem: partner with PGA Tour or pivot toward LIV? 40:03 Funding realities, TV product challenges, and sustainability questions 41:12 What if DPWT had been the Saudi-backed “strong international tour”? 42:42 US TV windows vs international schedules; business trade-offs 45:20 Team-golf ideas: legends + current pros + LPGA, or nations-based squads 46:47 Nations/home-game model and why fans might care more 47:35 Make it a fun product, not an OWGR product; formats beyond 72-hole stroke play 50:05 Borrowing from what works in modern golf content without breaking broadcast logic 51:26 Tape delay vs betting/live; what matters for engagement and sponsors 53:14 Bottom line: does the 72-hole shift simply aim at better major results? 53:41 Has LIV created a star? Tom McKibbin as a possible homegrown example 55:16 DPWT cards via top-10 pathway; late-season stakes and names to watch (closing)  #Golf #SmylieShow #LIVGolf #PGATour #DPWorldTour #OWGR #RyderCup #JonRahm #TyrrellHatton #HiddenCreek #GolfPodcast

Looking for daily inspiration?  Get a quote from the top leaders in the industry in your inbox every morning.   Every year, millions of attraction visitors lose hours in line instead of making memories. Since its inception, accesso's virtual queuing has saved more than 4.5 billion minutes of wait time, freeing guests to pack their day with more rides, eats, and excitement. The result? Happier guests who spend more and a better bottom line for you. Ready to turn waits into wins? Visit accesso.com/ROIClinic. The queues are virtual. The results are real. Nathan Caldwell is the Bestselling Author, Thought Leader, and Speaker of Empowering Kindness. A lifelong performer-turned-leadership coach, Nathan's early career on stage taught him how guest-facing energy is created (and depleted) every shift. He later guided culture and leadership through multiple corporate acquisitions, evolving his research and writing into the book Empowering Kindness and the practice behind it. Empowering Kindness supports organizations with practical, science-backed frameworks that lift performance by building trust, clarity, and courage. In this interview, Nathan talks about Empowering Kindness, developing leaders, and beating the calendar. Empowering Kindness “Kindness takes strength, bravery, and wisdom to execute upon.” Nathan pushes kindness far beyond “being nice.” Drawing on research and lived experience, he frames kindness as a disciplined leadership choice: seeing others' needs (empathy), stepping into the gap despite discomfort (bravery), and applying the right response at the right time (wisdom). He cites studies showing that environments rich in kindness elevate wellbeing and performance, arguing that people are literally built to respond to good. Leaders operationalize this by defining what kindness looks like in specific roles, training for it, and equipping teams to deliver it consistently—not hoping people will “just be kind.” Instead of the tired “compliment sandwich,” Nathan recommends an “Oreo” culture: clearly state what “good” and “excellent” look like, and call them out often. Doing so deposits trust so that hard feedback is welcomed rather than resisted. When leaders are known for recognizing excellence, coaching moments land as invitations to rejoin that standard, not as gotchas. The outcome is a reinforcing loop of clarity → recognition → trust → growth. Developing Leaders “They must be great at filling people up with energy.” Borrowing from his performer background, Nathan describes the “energy lifecycle” of guest-facing roles: guests draw energy all day; if leaders only pull, teams burn out. Great leaders replenish through coaching, recognition, and practical support. He also normalizes the loneliness of leadership and urges leaders to build peer networks, learn continuously (books, webinars, podcasts), and identify personal recharge rituals. The goal isn't endless cheerleading; it's deliberate energy management so people can show up strong for guests and each other. Nathan's prescription is both organizational and personal. Organizations should create forums and rhythms where leaders learn together and hold one another accountable. Individually, leaders must notice depletion, own recovery, and return to the floor refueled. That self-awareness is a kindness to the team: a recharged leader is capable of the courageous conversations and steady presence that growth requires. Beating the Calendar “You have to beat the calendar. You have to win against the calendar. Intentionality is the only way to do it.” Seasonality and turnover can't be excuses. Nathan warns against hoping people “pick up” experience during the busy months; that's how issues get swept under the rug until they become trip hazards. Instead, map the precise competencies leaders need (e.g., handling difficult conversations), then schedule training, role-plays, and practice reps before peak season. Treat these as must-run plays, not nice-to-haves. When intentionality leads, teams meet higher guest expectations without burning out. His approach centers on earlier, braver, better-prepared conversations. Define likely scenarios, script first lines, practice aloud, and debrief. Pair this with the “Oreo” culture so accountability sits inside an environment saturated with examples of “what right looks like.” The payoff: fewer surprises, faster course-corrections, and a leadership bench that returns each season stronger than it left. In closing, Nathan invites listeners to connect directly: Email him at nathan@empoweringkindness.com, visit empoweringkindness.com, and find him on LinkedIn.   This podcast wouldn't be possible without the incredible work of our faaaaaantastic team:   Scheduling and correspondence by Kristen Karaliunas   To connect with AttractionPros: AttractionPros.com AttractionPros@gmail.com AttractionPros on Facebook AttractionPros on LinkedIn AttractionPros on Instagram AttractionPros on Twitter (X)

We caught up with the cast of WICKED:FOR GOOD on the show this morning!Have you ever borrowed something that you've never given back? And we nearly had another 2k winner on FM104s Ins2Grand Hosted on Acast. See acast.com/privacy for more information.

Medicine teaches physicians to heal others, but without financial literacy, even the best doctors can find themselves adrift in a sea of debt. Financial literacy acts as that compass, guiding physicians toward stability and control. Understanding how to budget, invest, and repay debt is not merely about numbers, it is about creating freedom and security in a life that demands so much. Every smart financial decision made early in a career grows like a small seed into lasting wealth, giving physicians options and peace of mind they cannot afford to ignore. Moreover, financial literacy empowers physicians to plan beyond their clinical work. It opens the door to pursuing passions, starting families, or investing in new ventures without the constant fear of financial collapse.  In a profession defined by service and sacrifice, understanding money ensures that physicians can serve others without sacrificing their own well-being. Knowledge about loans, investments, and insurance transforms anxiety into action, turning what seems like an insurmountable burden into a manageable challenge. In this episode, we're revisiting some of the most impactful financial conversations from the past year, episodes that every physician, especially those early in their careers, should hear. From securing disability insurance and managing debt to building smart habits and multiple income streams these highlights are packed with lessons on how to protect your future while pursuing your passion for medicine. Featuring insights from Dr. Zwade Marshall, Raina Windham, and more, this episode is a must-listen for doctors ready to take control of their financial future. "Financial literacy is so important because the more you understand, the more you know, the less risky your moves will be." – Dr. Derrick Burgess Topics Covered: (00:00:00) Introduction (00:01:09) Importance of early disability insurance (00:02:27) Smart financial habits for physicians (00:04:44) Living within your means (00:06:19) Building multiple income streams (00:07:47) Borrowing wisely (00:10:01) Physician investment opportunities in Doc2Doc Lending (00:11:05) Advertisement: Struggling with your finances as a young physician? Doc2Doc Lending is here for you. Founded by doctors, we offer loans tailored to your unique career path—crediting your certifications and specialty training. Visit https://www.doc2doclending.com/ today. (00:13:01) Meeting patients where they are (00:16:04) Overcoming day zero moments (00:18:28) Early career disappointment doesn't define a physician's path (00:21:09) Managing student loans and debt (00:23:20) Make smarter choices for the future Key Takeaways:   "Automating my life was the main thing, and then actually starting to pay myself first." – Dr. Derrick Burgess "More time in the market is always best. It almost always wins." – CEO Pattern Dustin Karas "There is this mentality of 'I've just been through the wringer, it's time to reward myself. Before you know it, you're behind." – CEO Pattern Dustin Karas "When you perfect your craft and do it well, first concentrate on being the best doctor you can."– Dr. Derrick Burgess  "Sometimes you're just going through this transition, and if you make it through, that's when your real dream awaits you."– Dr. Derrick Burgess Connect with Dr. Derrick Burgess: Website: https://www.drderrickthesportsdr.com/ Instagram: https://www.instagram.com/drderrickthesportsdr/ Facebook: https://www.facebook.com/TimeOut.SportsDr LinkedIn: https://www.linkedin.com/in/derrick-burgess-72047b246/ YouTube: https://www.youtube.com/@dr.derrickburgess243 Email: thesportsdoctr@gmail.com Other Links: https://forms.gle/816Ue5Zs7TtzvoiE8 This episode of TimeOut with the SportsDr. is produced by Podcast VAs Philippines - the team that helps podcasters effectively launch and manage their podcasts, so we don't have to. Record, share, and repeat! Podcast VAs PH gives me back my time, so I can focus on the core functions of my business. Need expert help with your podcast? Go to www.podcastvasph.com.

In this series, we explore one of H2O's core values—Community—through the lens of the book of Ephesians. This letter paints a rich picture of who the people of God are and what it means to live as one body in Christ. Borrowing insights from Henri Nouwen's Life of the Beloved, we'll reflect on what it means to be Chosen, Blessed, Broken, and Given—not just as individuals, but as a unified people shaped by grace. From God's decision to form a community of blessing, to the call to love, serve, and stand together against the powers of this world, Ephesians tells the story of a people brought together in Christ for the sake of the world. Join us as we rediscover the beauty, challenge, and purpose of being the people of God—together.

According to the Transamerica Center for Retirement, more than one-third of workers have taken a loan, early withdrawal, or hardship withdrawal from their 401(k). It might feel like "borrowing from yourself," but as Peter with Richon Planning and Erin Kennedy explain, it can come with long-term consequences: missed market growth, double taxation, and a smaller nest egg when you need it most. In our latest conversation, we're breaking down the real cost of a 401(k) loan, including:

Think you just need a better marketing strategy? In this episode, Michelle takes a deep dive into audience borrowing - what it is, why it works, and how getting it wrong can quietly tank your marketing. She breaks down why showing up in front of “good enough” audiences wastes your time, how to build genuine relationships with the people who own the audiences you want, and why precision matters more than ever in a crowded market. If your collaborations, guest spots, or visibility efforts aren't turning into real results, this episode will show you exactly what's missing in your sequence.ResourcesCheck out the full episode at TheMichelleWarner.comNetworking That PaysFree Workshop

You won't believe what's been legalized in the U.S. banking system. It's called a bail-in, and it means your savings, your retirement, even your checking account could be seized to cover bank losses. This video breaks it all down—before it's too late to protect yourself.Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

We got so used to utang, we forgot what peace feels like. In this episode, Pambansang Wealth Coach Chinkee Tan opens up about how debt became part of Filipino culture — and why it's keeping so many stuck, stressed, and silently struggling.Discover the emotional side of debt, how “normal” borrowing steals your peace, and gentle steps to break free — without shame, without guilt.

In this series, we explore one of H2O's core values—Community—through the lens of the book of Ephesians. This letter paints a rich picture of who the people of God are and what it means to live as one body in Christ. Borrowing insights from Henri Nouwen's Life of the Beloved, we'll reflect on what it means to be Chosen, Blessed, Broken, and Given—not just as individuals, but as a unified people shaped by grace. From God's decision to form a community of blessing, to the call to love, serve, and stand together against the powers of this world, Ephesians tells the story of a people brought together in Christ for the sake of the world. Join us as we rediscover the beauty, challenge, and purpose of being the people of God—together.

Molly and Clarissa get real about the spoken and unspoken "rules" we inherit—from family, culture, religion, peers, and recovery spaces—and how those rules can quietly run our lives. They explore when structure is protective (especially early recovery) and when rigidity shrinks our world. The invitation: notice the rule, name whose voice it is, examine its intention, and rewrite it as a flexible, values-aligned boundary (a loving guardrail) that serves your recovery today. What we cover Invisible operating systems: How covert rules ("Don't cry in public," "Finish your plate," "Don't upset Dad," "Work before rest") get encoded as truth and shape choices, identity, and self-worth. Where rules come from: Family modeling, culture/diet/purity narratives, religion & tradition, media comparison loops, and past painful moments that birthed survival strategies. When rules help vs. harm: The cast-to-brace metaphor—early structure can be lifesaving; never taking the brace off becomes its own injury. Food-recovery example: "The kitchen is closed after dinner." Helpful as temporary scaffolding; harmful if it overrides true hunger, fuels all-or-nothing thinking, or becomes punishment. Language that frees: Swap "I can't" for "I choose not to (right now)." Replace rules with loving guardrails anchored in values, not fear. Meeting the Rebel: How the inner rebel shows up when we feel controlled, and how flexibility + permission reduces backlash and binge risk. Compassion over condemnation: Seeing the origin story of a rule reveals it was protective, not defective—which softens shame and opens space to change. Support matters: Borrowing a "prosthetic prefrontal cortex" from trusted people (group, therapist, friend) to reality-check and practice flexibility safely. Try this: a simple Rule Audit Spot it: What's one rule you notice yourself following today? Name the voice: Whose rule is it (family, program, culture, scared younger you)? Intention check: What safety or benefit was it trying to create? Does that need still exist? Cost check: How does it limit you now (shame, rigidity, disconnection from body needs)? Rewrite it: Old: "I can't eat after dinner." New: "I stop after dinner unless I'm truly hungry—then I have a planned, recovery-friendly snack without shame." Make it safer: Pre-plan options, text a support person, add a brief grounding before eating, pre-portion, and debrief after. Nuggets & reframes "Rules kept me safe then; values-based guardrails grow me now." "Different doesn't equal dangerous. It's okay if new feels wobbly." "Recovery should make life bigger, not smaller." "Permission reduces rebellion." "Thank you, old rule, for what you protected. I'm choosing something kinder now." Reflection questions for listeners Which rule in your life feels most rigid right now? What would a kinder, values-aligned version look like? If you replaced one "I can't" with "I choose not to—for now," what changes in your body and nervous system? Who are your go-to people to borrow perspective from when your threat system is loud? The content of our show is educational only. It does not supplement or supersede your healthcare provider's professional relationship and direction. Always seek the advice of your physician or other qualified mental health providers with any questions you may have regarding a medical condition, substance use disorder, or mental health concern.

Send us a textA single line in Genesis 6 says the thoughts of the human heart were only evil continually—and that God was grieved. From that stark diagnosis, we open a candid journey through divine sorrow, human responsibility, and the fierce mercy that waits before judgment falls. We look at why Scripture sometimes says God “repents,” how that language reflects our change rather than His, and why that matters for anyone trying to live clean in a culture that normalizes compromise.We walk through Noah's world where patience stretched for years while an ark rose as a sermon in wood. That delay was not permissiveness; it was invitation. Drawing on Peter's letters, we connect past and future: a flood that once cleansed, and a coming fire that will unveil what endures. The thread stays practical. Evil deeds begin as tolerated thoughts, so we talk about passing sentence quickly on what creeps into the imagination. Borrowing from the operating room, we treat sin like a tumor—addressed early, completely, and without negotiation.To make that daily, we lean on two prayers that train the heart. Psalm 19 asks God to keep us from presumptuous sins and make our words and meditations acceptable. Psalm 139 invites God to search and expose hurtful ways. Used with honesty, those prayers become a rhythm of confession and repentance that clears the fog and restores joy. The goal isn't grim perfectionism; it's freedom under a holy God whose character does not shift, even as our choices shift our experience of Him. Along the way, we challenge each other with simple, probing questions: Are we grieving the heart of God, or preaching righteousness like Noah? Are we waiting for a better moment, or taking the one we have?If this conversation helps you think and live with greater clarity, subscribe, share it with a friend, and leave a review. Your reflections help others find the show and join the work of turning hearts toward the living God.Support the showhttps://www.jacksonfamilyministry.comhttps://bobslone.com/home/podcast-production/

This week on the Squiggly Careers podcast, Helen and Sarah borrow brilliance from an unexpected source — the psychology of seats. Inspired by a conversation about how we choose where to sit, Helen talks about how your seating choices can shape the way you feel, behave, and influence others at work. From safe seats that help us feel in control to power positions in meetings and even virtual seating on video calls, this episode reveals how something as simple as your seat can affect confidence, inclusion, and collaboration. You'll leave with small, practical shifts to help you show up differently — and boost your impact and influence at work.Episode 506

What happens when two traditional "alpha males"—a former rugby league champion and an ex-infantryman—sit down for a raw, unfiltered conversation about modern masculinity? Prepare to be challenged. In this powerful episode from the archives, host Andy Lopata brings together Luke Ambler, founder of the transformative men's support network Andy's Man Club, and Dion Jensen, a New Zealand special forces veteran and mental health advocate. Born from environments where showing weakness was a liability, both men now champion vulnerability as the ultimate strength. This is not a comfortable, politically correct chat. It's a no-holds-barred exploration of the "toxic masculinity" debate, the role of men in a post-#MeToo world, and the crucial impact of leadership in shaping culture. From the changing rooms of professional sports to the front lines of conflict, Luke and Dion dissect why men struggle to open up and how leaders can create the psychological safety needed for genuine connection and high performance. This is the conversation every leader needs to hear about the unspoken dynamics in their teams. Key Takeaways Is the ultimate display of a leader's strength actually their willingness to be vulnerable first? What if "toxic masculinity" isn't a personality trait, but a product of the environments we fail to control? Why might the most effective champions for mental health be the very "alpha males" society often misunderstands? How can you create a culture of absolute safety where your team feels empowered to take off their "masks" and connect? Actionable Insights Lead with Vulnerability: In your next team meeting, be the first to share a professional challenge you're facing or a recent mistake you learned from. By modeling vulnerability, you grant permission for others to be open and build a foundation of trust. Define Your Environment's Rules: As a leader, you are the chief of your tribe. Explicitly define and communicate the non-negotiable cultural rules for your team (e.g., "We address conflict directly," "We celebrate each other's wins"). An undefined environment breeds toxicity. Engineer Hope into Your Check-ins: Borrowing from Andy's Man Club, don't just ask your team what's wrong. Make it a mandatory part of every one-on-one or team meeting to ask, “Tell me one positive from your week.” This actively builds a culture of hope and resilience. SELECTED LINKS FROM THE EPISODE Connect with Andy Lopata: Website | Instagram | LinkedIn | X/Twitter | YouTube Connect with Luke Ambler: Website  Connect with Dion Jensen: Website  The Financial Times Guide to Mentoring Episode 144 Toxic Masculinity' with Luke Ambler and Dion Jensen  

In this series, we explore one of H2O's core values—Community—through the lens of the book of Ephesians. This letter paints a rich picture of who the people of God are and what it means to live as one body in Christ. Borrowing insights from Henri Nouwen's Life of the Beloved, we'll reflect on what it means to be Chosen, Blessed, Broken, and Given—not just as individuals, but as a unified people shaped by grace. From God's decision to form a community of blessing, to the call to love, serve, and stand together against the powers of this world, Ephesians tells the story of a people brought together in Christ for the sake of the world. Join us as we rediscover the beauty, challenge, and purpose of being the people of God—together.

In this episode of The Tech Trek, Amir sits down with Michi Kono, CTO of Garner Health, to unpack what it really takes to scale engineering leadership inside a fast growing startup. Michi shares how he balances structure and speed, why formalizing processes too early can slow innovation, and how “the Garner way” blends lessons from big tech with first principles thinking. This is a conversation about leadership maturity, cultural design, and building systems that evolve with your company's growth.Key Takeaways• Leadership scale comes from knowing when to formalize processes, not just how.• “Six months is never”: waiting on fixes usually means they will never happen.• Feedback is a gift, and it is on leaders to create the safety for it to flow upward.• Borrowing from big tech only works when you adapt the principles, not the playbook.• Engineering leaders should measure success by business outcomes, not just delivery speed.Timestamped Highlights01:46 The first signals Michi looked for when stepping into the CTO role03:49 Turning ad hoc collaboration into structured dependency management06:36 Why delaying operational fixes is a silent killer for scaling teams08:38 Building standards only when they solve real, visible problems12:13 The art of forecasting leadership hiring and team design14:54 Lessons borrowed from Meta, Stripe, and Capital One, and when not to use them17:31 Defining “the Garner way” through first principles20:59 Judging engineering performance through business impact25:00 Creating true psychological safety for feedback across all levelsA Line That Stuck“If we can't execute on the roadmap that lets us actually build a successful business, then I failed as a leader. There are no excuses.”Pro TipsWhen you inherit a growing engineering organization, start by mapping dependencies, not hierarchies. Clarity around how teams interact is more valuable than adding headcount too early.Call to ActionEnjoyed this episode? Follow The Tech Trek on Apple Podcasts and Spotify, and connect with Amir on LinkedIn for more conversations on scaling teams, leadership, and engineering culture.

In this episode of the Real Estate Post podcast, host Kristen interviews Janine Cascio, founder of Simple Lending Financial and creator of She Funds Academy. They discuss Janine's journey into the lending industry, the challenges she faced as a woman entrepreneur, and the importance of building a values-aligned team. Janine shares insights on transparency in lending, the creation of a supportive community for women in finance, and her new book, 'She Believes, She Receives,' which focuses on mindset and personal growth. The conversation emphasizes the significance of mentorship, community support, and the ongoing journey of self-improvement.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3319: Julien Saunders challenges the long-held belief that homeownership is the ultimate symbol of financial success, revealing the hidden costs, inefficiencies, and limitations it often creates. By examining oversized houses, expensive mortgages, underutilized space, and geographic restrictions, he encourages a more intentional approach, buy smaller, avoid unnecessary debt, and prioritize flexibility over blind adherence to the “American Dream.” Read along with the original article(s) here: https://richandregular.com/the-fallacy-of-homeownership/ Quotes to ponder: "If homeownership was such a sure shot to building wealth, wouldn't we know more wealthy people?" "Borrowing the maximum allowable amount of money for a home benefits banks, not you." Episode references: The Declaration of Independence: https://www.archives.gov/founding-docs/declaration-transcript Learn more about your ad choices. Visit megaphone.fm/adchoices

In this AMA episode of the Rational Reminder Podcast, Ben Felix and Dan Bortolotti return to answer listener questions across a wide range of topics—from covered call ETFs and dividend tax credits to currency hedging, bond mechanics, leverage, and career reflections. They open with a striking quote from Harvard economist John Campbell on how markets cater to perceived benefits rather than real ones—a perfect setup for their recent discussions on the rise of covered call ETFs.   Key Points From This Episode: (0:59) John Campbell's quote on capitalism's tendency to meet perceived rather than rational needs—and how that perfectly describes the financial industry. (3:44) Covered calls as the perfect example: products that respond to investor demand for yield, not what's actually in their best interest. (4:49) Dan compares income-chasing in covered call ETFs to Apple's marketing genius—except in finance, the benefits flow mostly to issuers, not investors. (5:48) Why dividend bias was relatively harmless, but the covered call craze is not—and how new ETFs “multiply like rabbits.” (7:46) Ben's analysis: in every example studied, covered call investors ended up with less wealth than those holding the underlying equities. (8:13) The hidden trade-off: holding covered call ETFs is like keeping 25–30% of your portfolio in cash for a decade. (9:33) Lighter interlude: Dan teases Ben about his lentil (and later cabbage) lunches. (9:59) First AMA question: Are domestic dividend tax credits already priced into stock valuations? (Short answer: partially, depending on investor composition.) (12:13) Why even if tax benefits are “priced in,” Canadians with favorable tax rates still come out ahead. (15:58) Hedging currencies in commodity economies like Canada and Australia—when it helps, when it hurts, and why there's no perfect answer. (18:48) Dan explains why unhedged portfolios can actually be less volatile for Canadians and why most hedging is imprecise and costly in practice. (20:03) Behavioral perspective: splitting the difference between hedged and unhedged can be the “strategy of least regret.” (21:06) Bonds demystified—why falling prices during rising rates affect funds and individual bonds equally. (22:22) Understanding duration: bond ETFs are designed to stay at a target maturity, while individual bonds age toward zero duration. (26:03) How rising yields actually improve financial plans by boosting future expected returns. (29:08) Choosing the right bond fund duration based on your time horizon and liabilities. (33:39) Are recent bond losses an anomaly? Ben and Dan explain how decades of falling rates created unrealistic expectations. (36:21) The role of unexpected rate changes in bond volatility—and why central banks don't control long-term yields. (38:01) Market-cap weighting: why it remains the most defensible way to allocate across countries and sectors. (41:48) What's changed their thinking after six years of Rational Reminder—from Scott Cederberg's asset allocation data to the behavioral power of homeownership. (45:13) The Horizons/Global X ETF debate: how swap-based, corporate-class structures create tax efficiency—and why that efficiency could vanish. (50:42) Why PWL avoids these products: potential hidden tax liabilities and lack of transparency for clients. (54:31) Borrowing to invest: Ben outlines why leverage works in theory—but Dan explains why most investors shouldn't touch it. (57:25) New “modest leverage” ETFs (125% exposure) as a more behavioral-friendly version of borrowing to invest. (1:00:36) Fulfillment and frustration in finance: helping people achieve peace of mind vs. seeing deception still rampant in the industry. (1:03:09) Five years of Vanguard's all-in-one ETFs (like VEQT): how they've delivered exactly what they promised and reshaped DIY investing in Canada. (1:07:47) Why these “one-ticket” portfolios remain the biggest innovation in Canadian investing—and why global diversification matters more than ever. (1:08:50) Revisiting bonds in retirement: what to expect when they don't offset stock volatility, and how to rethink risk management beyond yield-chasing.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemind Rational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.ca Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Cole Howe - Borrowing Your Faith by West Coast Baptist College

Is “just be yourself at work” really the best advice? In this 500th episode of the Squiggly Careers podcast, Helen and Sarah explore the tricky topic of authenticity — and why being 100% yourself at work might not always help you succeed.Borrowing brilliance from Dr. Tomas Chamorro-Premuzic, they discuss the difference between effective vs. ineffective authenticity, why trust often matters more than “being real,” and how to adapt without feeling fake. You'll learn three practical actions to help you show up authentically and intentionally in ways that work for you, your team, and your career.Episode 500

Humanism promises progress and freedom but ultimately repeats the rebellion that began in the Garden, placing faith in human potential while pushing God aside. It borrows values such as equality, justice, and dignity from Christianity, yet redefines them without His authority, resulting in shifting standards that cannot stand. Ray, E.Z., Mark, and Oscar emphasize that history shows every attempt to build utopia apart from God ends in destruction, no matter how noble the intentions. They warn that even conservatism can turn into humanism when policies or politics become the focus instead of Christ. Believers are called to remain grounded in God's Word, intentionally disciple their children, and live out the gospel daily. Ultimately, true freedom and security are not found in man-made ideals but only in surrendering to Christ, whose reign offers lasting hope.Send us a textThanks for listening! If you've been helped by this podcast, we'd be grateful if you'd consider subscribing, sharing, and leaving us a comment and 5-star rating! Visit the Living Waters website to learn more and to access helpful resources!You can find helpful counseling resources at biblicalcounseling.com.Check out The Evidence Study Bible and the Basic Training Course.You can connect with us at podcast@livingwaters.com. We're thankful for your input!Learn more about the hosts of this podcast.Ray ComfortEmeal (“E.Z.”) ZwayneMark SpenceOscar Navarro

In this week's Ask Me Anything, Ryan and Kipp tackle pressing questions from the Iron Council, all centered on money. From understanding the habits of wealthy men, to real vs. nominal gains, to the psychology of budgeting and investing, they cover practical insights that cut through financial confusion. The guys also dive into real estate, Roth strategies, and why prudence matters more than market timing. Tune in for a candid, actionable conversation on building and stewarding wealth with wisdom. SHOW HIGHLIGHTS 00:05 – Opening and headlines 11:41 – Wealthy habits vs. average habits 21:44 – Real vs. nominal gains 24:49 – Selling a house and liquidity decisions 35:07 – Budgeting and psychology of money 43:23 – Wealth and dishonesty mindset 46:24 – Borrowing against equity 49:14 – Rentals vs. 401k 50:57 – When to sell real estate investments 53:16 – Backdoor Roth explained 59:47 – Iron Council promotion 1:02:57 – Social and community links Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready