Podcasts about Bay

The Tampa Bay Buccaneers are back from the bye and heading into one of their biggest matchups of the season. On this episode, Cannon Fire Podcast host Rhett Matthew and Matt Matera of Pewter Report team up with the Foxborough Fellas Podcast ( @SportsZone_BOS ) to preview a high-stakes Week 10 clash between the 6-2 Tampa Bay Buccaneers and the red-hot 7-2 New England Patriots, winners of six straight.With Baker Mayfield healthy again, can the Tampa Bay Buccaneers offense find its rhythm and return to form? And on the other side of the ball, will Todd Bowles and the Bucs defense continue their run of forcing turnovers, disrupting quarterbacks, and dominating up front?

US Military Operations off Venezuela and the War in Ukraine. General Blaine Holt (United States Air Force retired) analyzes the significant US military buildup off Venezuela, headquartered at Roosevelt Roads, describing it as a "war-winning force" primarily targeting cartels and sending a global message of American might. He suggests that operations will likely use commando-style tactics rather than a full occupation, potentially leveraging historical events like the Bay of Pigs as cover for unconventional approaches. The conversation pivots to Ukraine, where Russia is effectively using new glide bombs and missiles, having shifted to a wartime mobilization economy. Holt notes the profound erosion of Ukraine's infrastructure and the demoralizing lack of manpower. He argues innovative, inexpensive defenses, such as Reaper drones with Sidewinders or lasers, are needed, as current air defense economics are unsustainable. 1917 USS WYOMING

US Military Operations off Venezuela and the War in Ukraine. General Blaine Holt (United States Air Force retired) analyzes the significant US military buildup off Venezuela, headquartered at Roosevelt Roads, describing it as a "war-winning force" primarily targeting cartels and sending a global message of American might. He suggests that operations will likely use commando-style tactics rather than a full occupation, potentially leveraging historical events like the Bay of Pigs as cover for unconventional approaches. The conversation pivots to Ukraine, where Russia is effectively using new glide bombs and missiles, having shifted to a wartime mobilization economy. Holt notes the profound erosion of Ukraine's infrastructure and the demoralizing lack of manpower. He argues innovative, inexpensive defenses, such as Reaper drones with Sidewinders or lasers, are needed, as current air defense economics are unsustainable. 1926 HCMS VANCOUVER

SHOW 11-5-25 CBS EYE ON THE WORLD WITH JOHN BATCHELOR THE SHOW BEGINS IN THE DOUBTS ABOUT AI AND CHILDREN. FIRST HOUR 9-915 Canada's Troubled Relations with China and the US. Charles Burton (author of The Beaver and the Dragon) analyzes Canadian Prime Minister Carney's meeting with China's Xi Jinping following the APEC conference. Burton described Carney as a "supplicant" who echoed Chinese rhetoric of "constructive and pragmatic interactions," which means focusing on trade while avoiding criticism. Issues discussed included Chinese tariffs on Canadian canola and Canada's tariffs on subsidized Chinese EVs. Burton addresses the severely strained Ottawa-Washington relationship due to US tariffs and President Trump's stated unwillingness to talk, feeding "anti-American sentiment" in Canada. This trade uncertainty is a factor in Canada's massive budget deficit, which aims to fund government infrastructure to compensate for lacking investor interest. Furthermore, concerns persist in Canada regarding Chinese EVs potentially functioning as "listening posts" for state security. 915-930 Canada's Troubled Relations with China and the US. Charles Burton (author of The Beaver and the Dragon) analyzes Canadian Prime Minister Carney's meeting with China's Xi Jinping following the APEC conference. Burton described Carney as a "supplicant" who echoed Chinese rhetoric of "constructive and pragmatic interactions," which means focusing on trade while avoiding criticism. Issues discussed included Chinese tariffs on Canadian canola and Canada's tariffs on subsidized Chinese EVs. Burton addresses the severely strained Ottawa-Washington relationship due to US tariffs and President Trump's stated unwillingness to talk, feeding "anti-American sentiment" in Canada. This trade uncertainty is a factor in Canada's massive budget deficit, which aims to fund government infrastructure to compensate for lacking investor interest. Furthermore, concerns persist in Canada regarding Chinese EVs potentially functioning as "listening posts" for state security. 930-945 The Compact for Academic Excellence in Higher Education. Peter Berkowitz (Hoover Institution Fellow and educator) discusses the Trump administration's "Compact for Academic Excellence in Higher Education," which requires universities to meet ten priorities to qualify for federal benefits like student loans and research grants. While many goals are proper or already legally required (like protecting free speech and obeying civil rights laws), several are highly controversial. These controversial points include demanding that hiring decisions be made solely on individual "merit," which critics redefine to include group diversity, and requiring universities to maintain institutional neutrality on political issues. Most universities rejected the compact, asserting it would impair academic freedom. Berkowitz suggests the administration should use direct financial incentives to reward universities that actively teach free speech, rather than relying on mandates. 945-1000 The Compact for Academic Excellence in Higher Education. Peter Berkowitz (Hoover Institution Fellow and educator) discusses the Trump administration's "Compact for Academic Excellence in Higher Education," which requires universities to meet ten priorities to qualify for federal benefits like student loans and research grants. While many goals are proper or already legally required (like protecting free speech and obeying civil rights laws), several are highly controversial. These controversial points include demanding that hiring decisions be made solely on individual "merit," which critics redefine to include group diversity, and requiring universities to maintain institutional neutrality on political issues. Most universities rejected the compact, asserting it would impair academic freedom. Berkowitz suggests the administration should use direct financial incentives to reward universities that actively teach free speech, rather than relying on mandates. SECOND HOUR 10-1015 US-China Ceasefire and Competition in Technology and Space. Jack Burnham (Foundation for Defense of Democracies research analyst) characterizes the Trump-Xi meeting as a necessary "truce" that allows both nations to gain stability and strengthen their positions before the next escalation. Regarding rare earths, China is now employing the US "playbook," setting up a licensing structure rather than a full trade cessation. He emphasizes that building a complete rare earth supply chain outside of China, especially refining capacity, may realistically take seven to ten years. In technology, Beijing is pushing for domestic self-sufficiency in AI infrastructure, partly driven by paranoia that imported chips may contain backdoors or vulnerabilities. Burnham also details China's commitment to militarizing space, including copying US reconnaissance capabilities and practicing anti-satellite operations like "dogfighting." 1015-1030 US-China Ceasefire and Competition in Technology and Space. Jack Burnham (Foundation for Defense of Democracies research analyst) characterizes the Trump-Xi meeting as a necessary "truce" that allows both nations to gain stability and strengthen their positions before the next escalation. Regarding rare earths, China is now employing the US "playbook," setting up a licensing structure rather than a full trade cessation. He emphasizes that building a complete rare earth supply chain outside of China, especially refining capacity, may realistically take seven to ten years. In technology, Beijing is pushing for domestic self-sufficiency in AI infrastructure, partly driven by paranoia that imported chips may contain backdoors or vulnerabilities. Burnham also details China's commitment to militarizing space, including copying US reconnaissance capabilities and practicing anti-satellite operations like "dogfighting." 1030-1045 AI Philosophy and Jewish Wisdom. Spencer Klavan (Associate Editor of the Claremont Review of Books) reviews Michael M. Rosen's book, Like Silicon from Clay, which uses ancient Jewish wisdom, specifically the Golem legend, to analyze AI. Rosen categorizes AI believers into four camps: autonomists (who believe AI will achieve consciousness or sentience) and automationists (who view AI as a sophisticated, non-conscious tool). Both camps are divided into "positive" (optimistic) and "negative" (pessimistic) outlooks. Klavan identifies as a positive automationist, seeing AI as an "elaborate adding machine" or "better Google" that is helpful but requires human verification because it often "hallucinates" (makes up facts). He notes that chatbots conclude conversations with questions because they need human input to avoid becoming "deranged" and to improve their ability to predict human speech patterns. 1045-1100 AI Philosophy and Jewish Wisdom. Spencer Klavan (Associate Editor of the Claremont Review of Books) reviews Michael M. Rosen's book, Like Silicon from Clay, which uses ancient Jewish wisdom, specifically the Golem legend, to analyze AI. Rosen categorizes AI believers into four camps: autonomists (who believe AI will achieve consciousness or sentience) and automationists (who view AI as a sophisticated, non-conscious tool). Both camps are divided into "positive" (optimistic) and "negative" (pessimistic) outlooks. Klavan identifies as a positive automationist, seeing AI as an "elaborate adding machine" or "better Google" that is helpful but requires human verification because it often "hallucinates" (makes up facts). He notes that chatbots conclude conversations with questions because they need human input to avoid becoming "deranged" and to improve their ability to predict human speech patterns. THIRD HOUR 1100-1115 US Military Operations off Venezuela and the War in Ukraine. General Blaine Holt (United States Air Force retired) analyzes the significant US military buildup off Venezuela, headquartered at Roosevelt Roads, describing it as a "war-winning force" primarily targeting cartels and sending a global message of American might. He suggests that operations will likely use commando-style tactics rather than a full occupation, potentially leveraging historical events like the Bay of Pigs as cover for unconventional approaches. The conversation pivots to Ukraine, where Russia is effectively using new glide bombs and missiles, having shifted to a wartime mobilization economy. Holt notes the profound erosion of Ukraine's infrastructure and the demoralizing lack of manpower. He argues innovative, inexpensive defenses, such as Reaper drones with Sidewinders or lasers, are needed, as current air defense economics are unsustainable. 1115-1130 US Military Operations off Venezuela and the War in Ukraine. General Blaine Holt (United States Air Force retired) analyzes the significant US military buildup off Venezuela, headquartered at Roosevelt Roads, describing it as a "war-winning force" primarily targeting cartels and sending a global message of American might. He suggests that operations will likely use commando-style tactics rather than a full occupation, potentially leveraging historical events like the Bay of Pigs as cover for unconventional approaches. The conversation pivots to Ukraine, where Russia is effectively using new glide bombs and missiles, having shifted to a wartime mobilization economy. Holt notes the profound erosion of Ukraine's infrastructure and the demoralizing lack of manpower. He argues innovative, inexpensive defenses, such as Reaper drones with Sidewinders or lasers, are needed, as current air defense economics are unsustainable. 1130-1145 The Dominance of the US Dollar and Its Challenges. Alex Pollock (Senior Fellow at the Mises Institute) discusses Kenneth Rogoff's book, Our Currency, Your Problem, focusing on why the US dollar remains the dominant global currency. The dollar's strength is linked to US military power and superior legal and bankruptcy systems, which provide essential "social infrastructure." Pollock recalls the famous quip, "Our currency, your problem," made by Treasury Secretary John Connally in 1971 after the US defaulted on its gold obligations under the Bretton Woods system. Challenges from the Chinese renminbi and crypto are noted, but Rogoff finds serious institutional flaws in China's system. Critically, the growing US national debt is identified as the dollar's "Achilles heel," posing a major threat if global lenders stop lending. 1145-1200 The Dominance of the US Dollar and Its Challenges. Alex Pollock (Senior Fellow at the Mises Institute) discusses Kenneth Rogoff's book, Our Currency, Your Problem, focusing on why the US dollar remains the dominant global currency. The dollar's strength is linked to US military power and superior legal and bankruptcy systems, which provide essential "social infrastructure." Pollock recalls the famous quip, "Our currency, your problem," made by Treasury Secretary John Connally in 1971 after the US defaulted on its gold obligations under the Bretton Woods system. Challenges from the Chinese renminbi and crypto are noted, but Rogoff finds serious institutional flaws in China's system. Critically, the growing US national debt is identified as the dollar's "Achilles heel," posing a major threat if global lenders stop lending. FOURTH HOUR 12-1215 1215-1230 1230-1245 Private Space Enterprise, Artemis Debate, and the Human Body in Space. Bob Zimmerman (Behind the Black) reviews the private space sector, highlighting VAST, which is developing the small manned demo space station Haven One using its own investment capital, unlike other NASA-funded consortiums. VAST's larger planned station, Haven 2, is designed to rotate, creating artificial gravity. This capability is crucial for mitigating the damage extended weightlessness causes the human body, such as cardiovascular weakening, bone density loss, and vision problems (the eye flattens). Zimmerman notes the ongoing debate over NASA's Artemis program, where former administrators clash over SpaceX's ability to build the lunar lander on time, often driven by lobbying interests. He also reports that China recently set a new national record for successful launches in a single year (67 completed). 1245-100 AM Private Space Enterprise, Artemis Debate, and the Human Body in Space. Bob Zimmerman (Behind the Black) reviews the private space sector, highlighting VAST, which is developing the small manned demo space station Haven One using its own investment capital, unlike other NASA-funded consortiums. VAST's larger planned station, Haven 2, is designed to rotate, creating artificial gravity. This capability is crucial for mitigating the damage extended weightlessness causes the human body, such as cardiovascular weakening, bone density loss, and vision problems (the eye flattens). Zimmerman notes the ongoing debate over NASA's Artemis program, where former administrators clash over SpaceX's ability to build the lunar lander on time, often driven by lobbying interests. He also reports that China recently set a new national record for successful launches in a single year (67 completed).

On "Giants Talk," hosts Cole Kuiper and Alex Pavlovic break down San Francisco's biggest offseason needs and debate if Tony Vitello and Buster Posey can bring top MLB free agents to the Bay.--(3:54) - Early Giants offseason moves(10:55) - Breaking down Tom Murphy's contract with Giants(16:30) - Ranking Giants' offseason priorities(23:41) - Speculation on Tony Vitello's potential coaching staff(27:43) - Gabe Kapler promoted to Marlins GM(30:00) - Fan mailbag questions  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week, @VinnieSuds and @misfit8690 are back to discuss the next episode of @TheBayTheSeries! We are reviewing Season 7, Episode 1. It's a new season of the multi-time Emmy Award winning @TheBayTheSeries! We're starting out with the fallout from the attack that happened on New Year's Eve. Who is missing? Who was attacked? The hospital is on overload now and the doctors are working double time. Have our characters gotten all the information yet? All this and so much more!Our second annual Podcastathon is taking place starting at 3 pm Eastern on Saturday, November 8. We will be podcasting for 24 straight hours to once again raise money for Samantha's Friends! Last year we raised $350, this year, I am challenging all of our viewers/listeners to double that donation and raise $700! Go donate at ⁠⁠venmo.com/u/SudsandSquaredCircleMedia⁠⁠. The Bay: The Beginning can be found on Amazon Prime!The Bay can be found on Tubi TV, Amazon Prime, Peacock, Roku Channel, and Popstar. We have a new sponsor! Dubby Energy is now partnered with Suds Media to bring clean energy and hydration drinks straight to you! Just go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.dubby.gg⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ use the promo code SUDSMEDIA for 10% off your order!We are officially an affiliate for WWE Shop, go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠wrestlingmerch.suds-media.com ⁠⁠⁠⁠⁠⁠to shop with our official affiliate code.Are you looking for some help with your relationship or your sex life? Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ coachingbylorie.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use promo code WELCOME for 20% off your first session.Go to our Linktree for an All Access Pass to all our stuff!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/sudsmedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠©2025 Suds Media

For this month’s Farmstrong interview, we revisit a Hawke’s Bay farmer we’ve had tabs on since Cyclone Gabrielle. Today, he offers some sound advice to South Island farmers who have been hammered by the recent wind events on how to deal with the aftermath of extreme weather. See omnystudio.com/listener for privacy information.

Recorded live at the Coffee Association of Canada Annual Conference, this special edition of The Food Professor Podcast with Michael LeBlanc and Dr. Sylvain Charlebois brews up a rich conversation on the state of Canada's food economy, the coffee industry's shifting landscape, and the global forces shaping what Canadians eat and drink live on the stage.The episode opens with Michael and Sylvain diving into the latest geopolitical tensions influencing trade and agriculture. From Washington to Mexico City, Sylvain shares insights from his travels and firsthand discussions with U.S. policy insiders and Latin American producers. The conversation highlights how Canada's trading partners are adapting quickly, especially Mexico's resilience and growing potential as a key agri-food ally in the hemisphere.The professors then turn to an annual highlight — an early look at the 2026 Canada Food Price Report, compiled by a network of ten universities using AI-powered forecasting. Sylvain hints at tough times ahead for consumers, forecasting that meat and poultry prices could rise by as much as 25% in the months ahead, putting pressure on Canadian households. He connects this to the emerging “protein play” trend, where consumers are seeking protein in unconventional forms — including fortified beverages like coffee. While acknowledging the opportunity, he cautions that nutritionists are warning against over-fortification, signaling that balance and consumer education will be key.The discussion then flows into GLP-1 drugs and their growing impact on food demand. As consumers change their eating patterns, Sylvain warns that Big Pharma's gains may translate into Big Food's challenges — though innovation and reformulation could open new opportunities. From AI-enabled efficiency to personalized nutrition, the professors explore how food and beverage brands must adapt to new consumption realities.Rounding out the first half, they discuss the “Battle for the Third Place” — how coffee shops are redefining the space between home and work post-COVID. Sylvain urges operators to double down on human connection and service excellence, even as automation and rising wages push toward efficiency.In the second half, guest Doug Porter, Chief Economist at BMO, unpacks Canada's economic outlook. Porter delivers a grounded view of growth, inflation, immigration, and consumer spending, labeling the new federal budget “boring — and that's a good thing.” He weighs in on labour shortages, immigration reform, the “K-shaped” economy, and AI's role in reshaping productivity, closing with optimism that innovation and adaptation — not fear — will guide Canada's next decade. The Food Professor #podcast is presented by Caddle. About UsDr. Sylvain Charlebois is a Professor in food distribution and policy in the Faculties of Management and Agriculture at Dalhousie University in Halifax. He is also the Senior Director of the Agri-food Analytics Lab, also located at Dalhousie University. Before joining Dalhousie, he was affiliated with the University of Guelph's Arrell Food Institute, which he co-founded. Known as “The Food Professor”, his current research interest lies in the broad area of food distribution, security and safety. Google Scholar ranks him as one of the world's most cited scholars in food supply chain management, food value chains and traceability.He has authored five books on global food systems, his most recent one published in 2017 by Wiley-Blackwell entitled “Food Safety, Risk Intelligence and Benchmarking”. He has also published over 500 peer-reviewed journal articles in several academic publications. Furthermore, his research has been featured in several newspapers and media groups, including The Lancet, The Economist, the New York Times, the Boston Globe, the Wall Street Journal, Washington Post, BBC, NBC, ABC, Fox News, Foreign Affairs, the Globe & Mail, the National Post and the Toronto Star.Dr. Charlebois sits on a few company boards, and supports many organizations as a special advisor, including some publicly traded companies. Charlebois is also a member of the Scientific Council of the Business Scientific Institute, based in Luxemburg. Dr. Charlebois is a member of the Global Food Traceability Centre's Advisory Board based in Washington DC, and a member of the National Scientific Committee of the Canadian Food Inspection Agency (CFIA) in Ottawa. Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

PREVIEW. US Operations Near Venezuela and Strategic Deception. General Blaine Holt discusses US operations near Venezuela concerning the unacceptable Maduro dictatorship. Holt suggests the highly visible fleet and air power might be a distraction for the regime, which expects a predictable Bay of Pigs-type assault force. President Trump is likely avoiding a "wash, rinse, repeat plan," indicating the "pointy edge of the spear" they are watching is probably not the thing that will get them.

Professional film curator and educator KJ Mohr returns to The Truth In This Art to talk about the Maryland Film Festival (MdFF) and Baltimore's indie film scene at the SNF Parkway!In the conversation we explore the 2025 Maryland Film Festival (MdFF)—what's new, including the amazing new website and Festival Journeys—what still matters, and how a festival can truly feel like home. As director of the Festival and year-round programming, KJ shares how listening to instinct and inviting many voices into the process shape a lineup that feels authentically Baltimore and true to independent film. A large, local screening committee helps build the program from the ground up, and the Parkway's communal vibe keeps people talking long after the credits roll. From indie film discoveries to community-centered conversations, MdFF 2025 champions Baltimore's film scene at the SNF Parkway.Festival Journeys: Four clear entry points—MdFF Pride (like I Was Born This Way), Black Voices (like Sun Ra: Do the Impossible and Kouté vwa), She/They (like Bay to Baltimore featuring ultramarathon open‑water swimmer and painter—and Truth in This Art alum—Katie Pumphrey), and WTF (like Fuck Toys)—to help audiences navigate with ease.CineTech: Free-with-registration demos and conversations highlighting gaming and interactive, choose‑your‑own‑adventure storytelling, expanding how audiences experience moving images and connect across creative communities.Student Films: Expanded to five days to make more room for student work, with student and local films threaded through most programs—spotlighting the next wave of filmmakers.Mission and SNF Parkway's future: A welcoming home base where films, filmmakers, and audiences connect—an inclusive, community‑rooted space that reflects Baltimore while linking to the wider film world.Join us at the SNF Parkway for a robust week of programming—screenings, shorts, conversations, and in‑the‑room moments—and, most of all, a chance to be in community with Baltimore's arts, film, and culture, and the independent film community that calls the SNF Parkway home. Explore the new website, pick a Journey, and come be part of it. Host: Rob LeeMusic: Original music by Daniel Alexis Music with additional music from Chipzard and TeTresSeis. Production:Produced by Rob Lee & Daniel AlexisEdited by Daniel AlexisShow Notes courtesy of Rob Lee and TransistorPhotos:Rob Lee photos by Vicente Martin for The Truth In This Art and Contrarian Aquarian Media.Guest photos courtesy of the guest, unless otherwise noted.Support the podcast The Truth In This Art Podcast Fractured Atlas (Fundraising): https://www.fracturedatlas.orgThe Truth In This Art Podcast Bluesky: https://bsky.app/profile/thetruthinthisart.bsky.socialThe Truth In This Art Podcast Instagram: https://www.instagram.com/truthinthisart/?hl=enThe Truth In This Art Podcast Website: https://www.thetruthinthisart.com/The Truth In This Art Podcast Shop: Merch from Redbubble ★ Support this podcast ★

On this week's OPPOSITION TERRITORY pod, it's our pregame preview show before the week 10 matchup between the Philadelphia Eagles and the Green Bay Packers. The Eagles are coming off their bye week and looking to continue being a top team in the NFC. Meanwhile, the Packers are assessing what went wrong against the Panthers last week in one of the worst losses in their franchise history. Can they get back on track? This week, Evan “Tex” Western from SB Nation's AcmePackingCompany.com and The Frozen Tundra podcast joined us for a great preview and discussion!Topics Tex and Jeff dove into:- Assessing what went wrong with the Packers on offense and defense against the Panthers.- The trenches: the Eagles offensive line against the Packers defensive front.- What will the matchup between the Eagles wide receivers and the Packers secondary look like?- What's the one thing both teams will need to hit on for a win this week?All of this and much more during this week's Opposition Territory show!SUBSCRIBE on YouTube: youtube.com/@thephiladelphiasportstableHead over to our website for all of our podcasts and more: philadelphiasportstable.comFollow us on BlueSky:Jeff: @jeffwarren.bsky.socialErik: @brickpollitt.bsky.socialFollow us on Threads:Jeff: @mrjeffwarrenErik: @slen1023The Show: @philadelphiasportstableFollow us on Twitter/X:Jeff: @Jeffrey_WarrenErik: @BrickPollittThe Show: @PhiladelphiaPSTFollow us on Instagram:Jeff: @mrjeffwarrenErik: @slen1023The Show: @philadelphiasportstable.Follow Jeff on TikTok: @mrjeffwarrenFollow us on Facebook: facebook.com/PhiladelphiaSportsTable

The new Rumps & Bumps jersey just dropped! Check out afterpartyinc.com. We are live from the HQ the Lounge on Cincy Nasty Street! GDollaSign joins us as he brings some of his bartenders on and we ask them some tuff horny questions and we find out which one of them is the most toxic. Follow us on social media @AaronScenesAfterParty

John Turley-Ewart  is a risk management consultant specializing in capital markets, with extensive experience on Bay and Wall Streets. He's a certified anti-money laundering specialist, as well as a contributor to the Globe & Mail Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when Laura and Bay take a working stay-cation after Falling Inn? A deluge of magical things, of course! Bay sees her first-ever show on Broadway in the most magical fashion, and Laura cries her eyes out for three hours in Orchestra Row A eating free chocolate frogs. 10/10. Want to get on the list for our future retreats? https://westofwonderlandconsulting.com/wow-retreats/ 

Guest co-host Ben Miller, Shoptalk's VP of Original Content and Strategy joins to provide expert analysis and we interview Lauren Sherman, the acclaimed fashion correspondent at Puck and author of Selling Sexy: Victoria's Secret and the Unraveling of an American IconThe episode kicks off with a rich news segment, where the trio unpacks the latest forces shaping retail and the economy. Amazon's strong Q3 earnings headline the week, with third-party marketplace growth and ad revenues surging 24%. The conversation then pivots to the consumer landscape, where CPG brands lean on pricing over volume, private-label growth accelerates, and Estee Lauder's rebound in China might hint at green shoots in luxury demand.From there, the hosts explore the AI revolution's ripple through the workforce, with Ben outlining how global companies are reorganizing around “agentic transformation” as human and machine intelligence increasingly converge. He notes that the average IQ of today's AI agents already exceeds 130—with future leaps that will reshape every operating model. The segment closes with Steve's macro overview: U.S.–China tariff recalibrations, Fed policy shifts, and warning signs of consumer softening among younger cohorts.In the feature interview, Lauren Sherman offers a masterclass on the shifting foundations of global fashion and luxury. From the post-pandemic boom to today's demand reset, she dissects how the Chinese slowdown, pricing strategy saturation, and the direct-to-consumer explosion are redrawing the map for brands like LVMH, Hermès, and Prada. Lauren argues that “untouchable” luxury houses are now confronting the limits of endless growth, and that resale and rental markets have permanently altered consumer psychology—embedding secondhand luxury as a normalized part of the buying journey.She also explores social media's transformation under AI, Hollywood's over-reliance on fashion partnerships, and why the luxury world's obsession with celebrity campaigns may have reached saturation.The episode also previews ShopTalk Luxe, the new Abu Dhabi-based event connecting the global luxury ecosystem. The hosts wrap by spotlighting the AI data-center boom, the rise of GLP-1-driven nutrition trends, and the surprising revival of British department stores. About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling authro of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

Joing Robert and Wendy Pilot: Heather Maracle Fahey, PharmD, BCACP Tribal Affiliation: Mohawks of the Bay of Quinte, Rebekah Fineday and Amber Lightfeather with Native Women in Healthcare Consortium

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. Zohran Kwame Mamdani wins NYC mayoral election; Government shutdown now tied for longest ever at 35 days; CA Secretary of State Weber discusses Prop 50, California elections, says Please vote don't be afraid; Bay area residents voice opinions on Prop 50; Death toll rises after Hurricane Melissa, strongest Atlantic hurricane to ever hit land; SF resolution calls for county control of driverless car rules after Waymo robotaxi hits pet cat The post Federal government shutdown now tied for longest ever; Death toll rises after Hurricane Melissa – November 4, 2025 appeared first on KPFA.

Actress Olivia d'Abo joined me in The Locher Room for a conversation filled with great stories from across her career. Olivia reflected on her early start in Conan the Destroyer, her breakout as Karen Arnold on The Wonder Years, and what that role has meant to her through the years.She also shared the excitement of her first Daytime Emmy nomination for The Bay, talked about her love of playing Fifi Garrett, and discussed working with The Bay's cast, including Tristan Rogers, Ilene Kristen, and Kym Whitley.Listen to this thoughtful and entertaining episode — now available wherever you get your podcasts.

In the spring of 1985, a pivotal breeding cross produced two of New Zealand's most successful apple varieties —Scifresh and Scilate— later commercialised and marketed by T&G Global as JAZZ™ and Envy™ apples.     This pioneering work at the Bioeconomy Science Institute's (formerly DSIR's) Hawke's Bay research orchard led to commercial partner T&G Global licensing the varieties and taking them to consumers around the world. Since then, JAZZ™ and Envy™ apples have enjoyed remarkable global success, reaching consumers in more than 55 countries and earning a reputation as two of the most sought-after premium apple brands in the world.    In this episode of Scigest, we dive into the incredible story behind these two varieties with Bioeconomy Science Institute apple breeder Dr Richard Volz and hear about the dedication, passion, and years of scientific research that goes into breeding apples that truly stand out on the global stage.  To view our full catalogue of podcasts including extra links on some podcasts please go to our Scigest pages: www.plantandfood.com/scigest

Have fun being confused about the time all day today! Matty's dad turns 90 years old. Hollywood takes Halloween seriously. The gang is recapping their thoughts on celeb costumes including Heidi Klum, Justin Trudeau, and Sabrina Carpenter. Vinnie's daughter is definitely related to him. The name Will Smith is a big winner at The World Series. Let's debate Chex Mix! David Harbour is facing a slew of bad press. His public break-up with Lily Allen and her revealing album has now been one-upped by rumors that Millie Bobby Brown filed a bullying complaint against him before Stranger Things 5 began filming. Big rain is coming Tuesday night and Wednesday to the Bay. 10 years ago this week takes us down memory lane with a Starbucks controversy and Katy Perry's peak. Plus, scientists weighed in on the best choices for mac and cheese. Some celebrities continue to rake in the big bucks even after they die. Sarah's got a game that will have you wishing you were Bob Marley's relative. MTV cancels ‘Ridiculousness' has been cancelled following the Paramount merger with Skydance Media. It's National Sandwich Day - here's what the gang is eating. Southern hospitality ain't got nothing on Hawaii and New Jersey. The average American only has 4 close friends, but Sarah has a whole entourage. A lawsuit is claiming billions of Drake's Spotify streams were fraudulent. Is the streaming age susceptible to being gamed by bots? What about by real fans? The Cardinals play the Cowboys for Monday Night Football. Good News! A happy ending to a lost dog, and a technological advancement to help the hearing impaired. The new Twitter competitor, Bluesky, introduces a Dislike button as it tries to breakthrough in the social media game. Plus, when did that happen?! Bob has no idea.

David Harbour is facing a slew of bad press. His public break-up with Lily Allen and her revealing album has now been one-upped by rumors that Millie Bobby Brown filed a bullying complaint against him before Stranger Things 5 began filming. Big rain is coming Tuesday night and Wednesday to the Bay. 10 years ago this week takes us down memory lane with a Starbucks controversy and Katy Perry's peak. Plus, scientists weighed in on the best choices for mac and cheese.

In this explosive episode of Gangland Wire, retired Kansas City Intelligence Unit detective Gary Jenkins dives deep into one of the most complex and mysterious figures of the Cold War era—Ricardo “Monkey” Morales, a Cuban exile whose life intersected with the CIA, the anti-Castro underground, Las Vegas mobsters, and even the JFK assassination. Gary welcomes Rick Morales Jr., son of Monkey Morales, and author Sean Oliver, co-writer of the new book Monkey Morales: The True Story of a Mythic Cuban Exile Assassin, CIA Operative, FBI Informant, Smuggler, and Dad. Together, they unravel the incredible life of a man who was at once a patriot, a spy, and a killer. Rick recounts growing up in Miami's Little Havana, where his father's shadow loomed large—rumored to have ties to the JFK assassination and known for his secret missions across the world. From escaping Cuba as a disillusioned Castro loyalist to training as part of the CIA's Operation 40 assassination unit, Monkey Morales lived a life that reads like a spy thriller. Sean Oliver walks listeners through Monkey's covert missions in Africa's Congo, his deep ties to other operatives like Frank Sturgis and Barry Seal, and the secret wars that connected Cuban exiles, the CIA, and organized crime. The conversation also explores how Monkey became entangled with Lefty Rosenthal, the Chicago Outfit's Las Vegas gambling mastermind, and how his bomb-making skills were used in mob turf wars across Florida. The discussion culminates with Morales Jr.'s chilling memory of his father confessing he was in Dallas on the day President Kennedy was shot—and that he had seen Lee Harvey Oswald in a CIA training camp. Whether you believe Morales was a hero, a villain, or both, his story weaves through some of the darkest and most intriguing chapters of 20th-century American history.

Joe, Colin, and Bay return to discuss Alison Ellwood's 2023 documentary Let the Canary Sing, which focuses on the life and career of music icon Cyndi Lauper. We give our thoughts on the movie in the first half of this episode. The second half is devoted to discussing Lauper's pending induction into the Rock & Roll Hall of Fame later this month.If you haven't already, check out our episode from 2022 about Lauper's career and legacy.Support the show

John Turley-Ewart  is a risk management consultant specializing in capital markets with extensive experience on Bay and Wall Streets. He's a certified anti-money laundering specialist, as well as a contributor to the Globe & Mail Learn more about your ad choices. Visit megaphone.fm/adchoices

Sandals Foundation Link to Support Hurricane Relief Efforts in Jamaica: https://sandalsfoundation.org/✈️ For Travel Quotes & Info:

Over the centuries, millions of migrant labourers sailed from the Indian subcontinent, across the Bay of Bengal and Indian Ocean, to shape what is now the world's largest diaspora. Coolie Migrants, Indian Diplomacy: Caste, Class and Indenture Abroad, 1914-67 (Hearst, 2025 and Oxford UP, 2026) recovers the histories and legacies of those ‘coolie' migrants, and presents a new paradigm for the diplomatic history of independent India, going beyond high politics to explore how indenture, emigration and international relations became entangled. Before and after independence, Indian notions of the international realm as a sanctified space were shaped by migrant journeys; this was a space of anxiety in which to negotiate the ‘coolie stain' on the country's reputation. Discourse was defined by intersections of caste, class, race and gender—and framed the migrant worker as the quintessential ‘other' of Indian diplomacy. Drawing on rich, multi-archival analysis spanning the vast geographies of labour migration, Kalathmika Natarajan pieces together the stories of quarantine camps en route to Ceylon; cultural and educational missions in the Caribbean; discretionary passport policies in India; and the mediation of immigrant life in Britain. The result is a nuanced history from the interwar period to the decades after independence, and a critical analysis centring both caste and the negotiation of ‘undesirable' mobility as foundational to Indian diplomacy. About the Author:  Kalathmika Natarajan is Lecturer in Modern South Asian History at the University of Exeter. Her interdisciplinary research combines critical approaches to diplomatic history and South Asian migration. She has worked at the University of Edinburgh, and received her doctoral degree from the University of Copenhagen. About the Host:  Stuti Roy works at Oxford University Press and is a recent graduate with an MPhil in Modern South Asian Studies from the University of Oxford, and a BA in Political Science from the University of Toronto. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

:Drum Roll: Because Matt played the drums, too...You're listening to the voice of a generation! For over 35 years, my next guest, Matt Davis, has been a force to be reckoned with. From the airwaves of 98 Rock, The Bay and DC101 to the intriguing world of hypnosis and the stage, he's done all the things. All of them! He's a certified Baltimore legend, and it was an absolute thrill to sit down and talk shop with an industry icon. Get ready, because here he is...the one and only Matt Davis!Sponsored by the Harford County Cultural Arts Board.

Over the centuries, millions of migrant labourers sailed from the Indian subcontinent, across the Bay of Bengal and Indian Ocean, to shape what is now the world's largest diaspora. Coolie Migrants, Indian Diplomacy: Caste, Class and Indenture Abroad, 1914-67 (Hearst, 2025 and Oxford UP, 2026) recovers the histories and legacies of those ‘coolie' migrants, and presents a new paradigm for the diplomatic history of independent India, going beyond high politics to explore how indenture, emigration and international relations became entangled. Before and after independence, Indian notions of the international realm as a sanctified space were shaped by migrant journeys; this was a space of anxiety in which to negotiate the ‘coolie stain' on the country's reputation. Discourse was defined by intersections of caste, class, race and gender—and framed the migrant worker as the quintessential ‘other' of Indian diplomacy. Drawing on rich, multi-archival analysis spanning the vast geographies of labour migration, Kalathmika Natarajan pieces together the stories of quarantine camps en route to Ceylon; cultural and educational missions in the Caribbean; discretionary passport policies in India; and the mediation of immigrant life in Britain. The result is a nuanced history from the interwar period to the decades after independence, and a critical analysis centring both caste and the negotiation of ‘undesirable' mobility as foundational to Indian diplomacy. About the Author:  Kalathmika Natarajan is Lecturer in Modern South Asian History at the University of Exeter. Her interdisciplinary research combines critical approaches to diplomatic history and South Asian migration. She has worked at the University of Edinburgh, and received her doctoral degree from the University of Copenhagen. About the Host:  Stuti Roy works at Oxford University Press and is a recent graduate with an MPhil in Modern South Asian Studies from the University of Oxford, and a BA in Political Science from the University of Toronto. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/history

MONKEY MORALEShttps://www.amazon.com/Monkey-Morales-Assassin-Operative-Informant/dp/B0DV4MZSS7Cuban exile turned CIA operative Ricardo “Monkey” Morales justifies his moniker by orchestrating decades of chaos in the world of international espionage.The legend of Cuban exile turned US government operative Ricardo Morales Navarrete has been known in espionage circles for decades. Dubbed “The Monkey” for his disruptive and unpredictable escapades, Morales grabbed headlines for decades as tales of his bombings, arrests, assassination attempts (both those he executed and those he suffered), and testimony constructed a real-life spy adventure unlike anything brought to page or screen.His story delves into diverse aspects of American history, including our nation's conflict with Cuba, our anti-communism military support overseas, JFK's story before and after the Bay of Pigs, and the explosion of the illegal narcotics industry in 1970s Miami. Morales was a contract agent for the CIA and a valuable asset for the FBI; he even shared how he'd met Lee Harvey Oswald at a CIA camp in Florida before JFK's assassination. Morales's counterintelligence skills-for-hire were also a prized utility for Cuban drug kingpins in Miami, many of whom were discarded ex-CIA operatives.Monkey Morales blends James Bond, Rambo, and Scarface—a concoction of danger, politics, and family drama told in its entirety for the first time by authors Sean Oliver and Morales's son, Ricardo Morales, Jr.About the AuthorSean has never carried out a contract bombing, but he is the author of eight books and a 2021 Writer's Competition winner in the script category. He is an actor and voice artist with over a hundred major motion picture and TV credits. He currently teaches in New Jersey where he lives with his wife and two daughters.Rick is the second of Ricardo Morales Navarrete's four children. He has appeared on radio and podcasts for NPR, Actualidad Radio 1040 AM, Spyscape, The Opperman Report, and Rob Reiner and Soledad O'Brien's Who Killed JFK. He is a father of two and lives in Michigan with his wife Cheri and cat Buddy.

Over the centuries, millions of migrant labourers sailed from the Indian subcontinent, across the Bay of Bengal and Indian Ocean, to shape what is now the world's largest diaspora. Coolie Migrants, Indian Diplomacy: Caste, Class and Indenture Abroad, 1914-67 (Hearst, 2025 and Oxford UP, 2026) recovers the histories and legacies of those ‘coolie' migrants, and presents a new paradigm for the diplomatic history of independent India, going beyond high politics to explore how indenture, emigration and international relations became entangled. Before and after independence, Indian notions of the international realm as a sanctified space were shaped by migrant journeys; this was a space of anxiety in which to negotiate the ‘coolie stain' on the country's reputation. Discourse was defined by intersections of caste, class, race and gender—and framed the migrant worker as the quintessential ‘other' of Indian diplomacy. Drawing on rich, multi-archival analysis spanning the vast geographies of labour migration, Kalathmika Natarajan pieces together the stories of quarantine camps en route to Ceylon; cultural and educational missions in the Caribbean; discretionary passport policies in India; and the mediation of immigrant life in Britain. The result is a nuanced history from the interwar period to the decades after independence, and a critical analysis centring both caste and the negotiation of ‘undesirable' mobility as foundational to Indian diplomacy. About the Author:  Kalathmika Natarajan is Lecturer in Modern South Asian History at the University of Exeter. Her interdisciplinary research combines critical approaches to diplomatic history and South Asian migration. She has worked at the University of Edinburgh, and received her doctoral degree from the University of Copenhagen. About the Host:  Stuti Roy works at Oxford University Press and is a recent graduate with an MPhil in Modern South Asian Studies from the University of Oxford, and a BA in Political Science from the University of Toronto. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/south-asian-studies

In this chilling episode Fred from Alaska, who brings two haunting accounts from the frozen north—true stories of isolation, terror, and survival in one of the world's most unforgiving landscapes.The first story follows Bernie, a woman living alone on a remote Alaskan homestead after the tragic loss of her husband. What begins as unsettling noises and strange disturbances around her cabin soon escalates into a harrowing confrontation with hairy, caveman-like beings that emerge from the forest.Alone and armed only with her courage, Bernie faces the unthinkable as she fights to survive against something not entirely human—and not entirely animal. Fred also shares a second account from Joseph, set in 1987 in Bristol Bay, where a dense fog hides something terrifying in the mist. The encounter that follows defies explanation and adds another chapter to Alaska's long history of cryptid encounters and wilderness mysteries. These are stories of fear, endurance, and the strange, untamed forces that still roam the edges of civilization.Get Our FREE NewsletterGet Brian's Books Leave Us A VoicemailVisit Our WebsiteSupport Our SponsorsBecome a supporter of this podcast: https://www.spreaker.com/podcast/sasquatch-odyssey--4839697/support.

The Bay area's Favorite Quiz Show. hosted by moderator Dana Rodriguez with panelists Laury Fischer and Kira Pace

Our Halloween tradition continues with another look at "What Scares You?". This time it's those terrible little skittering creatures that make us jump and recoil, the infamous "creepy crawlies"!!! We have a couple of movies from different eras that both feature multi-legged monsters. From way back in 1975 comes "Bug" from genre stalwart Jeannot Szwarc. It's a surprisingly bleak and rough film, with giant cockroaches that can start fires. Many people fall victim to them and the lead character, played by the legendary Bradford Dilman is driven slowly insane as he studies them. This is good pulpy stuff. We follow that with 2012's "The Bay" from director Barry Levinson. This is a really cool twist on the "Found Footage" genre, mixing together lots of different found-footaged to tell the story of a bay that is overrun by carnivorous isopods. Everything about this one is excellent and it is a truly unique framework to tell a story. Send us an email to let us know what scares YOU! You can email us at flickersfrom@yahoo.com or flickersfrom@gmail.com. You can also reach us on Facebook, Instagram and Twitter.

In this October edition of The Bay's monthly news roundup, we discuss the impact of the federal government shutdown on hunger in the Bay Area, and how local governments are responding. We also discuss Uber's plans to enter the driverless vehicle market, and how the California condor is making a comeback after near-extinction. Plus, we pay tribute to KQED transportation editor Dan Brekke, who is retiring after nearly 50 years in Bay Area journalism. Links: Contra Costa County plans to give CalFresh recipients food money if SNAP is paused San Francisco Will Cover SNAP Benefits for November Amid Federal Shutdown With SNAP Benefits Delayed, Restaurants Step Up to Feed Bay Area Families Uber will challenge Waymo's robotaxi dominance in San Francisco For a century, they were gone. But California condors are making a comeback in these parts of the Bay Area Learn more about your ad choices. Visit megaphone.fm/adchoices

India's Navy faces two very different fronts at sea. To the west, it has history and geography on its side against Pakistan -- think Karachi aflame in 1971 and quiet coercion in Kargil. To the east, a bigger, busier chessboard: the Chinese PLAN surging into the Indian Ocean and sniffing around the Bay of Bengal. On this episode, national security expert Sandeep Unnithan joins host Dev Goswami to separate swagger from substance: Pakistan's problem of not enough 'sea room', what the Indian Navy did in 1971 and Kargil, how INS Vikrant shaped the '71 East theatre, and whether modern India should "pop up" in the South China Sea or lock down the Andamans. On this episode: - Pakistan's coastline and its geographical vulnerability - 1971 War: Op Trident & Op Python; Karachi burning, costs and consequences - Kargil: the Navy's "quiet pressure" playbook - Op Sindoor: what a modern surge looks like and deterrence without tripping red lines - China, the Indian Ocean Region, and the Indian Navy area of influence - Can India routinely show up east of Malacca or is gatekeeping the chokepoints the smarter flex? Produced by Taniya Dutta Sound mix by Rohan Bharti

Recorded live in person at Hopson Grace in Toronto, this inspiring episode of The Voice of Retail features host Michael LeBlanc sitting down with two leaders who are shaping the intersection of craftsmanship, culture, and commerce: Martha McKimm, Co-Founder of Hopson Grace, and Shelley Simpson, Founder of Mud Australia. Together, they unpack the art and business of building brands that thrive through authenticity, storytelling, and a deep commitment to quality.Martha shares the journey behind Hopson Grace, the Toronto-based home and design retailer she co-founded with Andrea Hopson after successful careers in luxury and PR. Born from a shared love of entertaining and a vision to bring unique, well-crafted products to Canadian homes, Hopson Grace has grown into a destination for design lovers seeking timeless pieces and meaningful experiences. As the brand celebrates its 10th anniversary, Martha reflects on how independent retailers can succeed by leaning into differentiation, community, and storytelling, rather than competing on scale or price.A key highlight is Hopson Grace's expansion to DuPont Street, transforming the brand into a design destination and event hub where retail, hospitality, and culture merge. Martha also introduces The Registry—a new sister brand launching soon at TheRegistry.ca—which modernizes the traditional wedding registry with premium products, group gifting, and travel experiences for couples who want personalization and purpose in their choices.Joining the conversation from Sydney, Shelley Simpson shares the 30-year evolution of Mud Australia, a global ceramics brand renowned for its handmade porcelain, design integrity, and sustainable craftsmanship. She discusses how her creative philosophy—“making nice things for nice people in lovely places”—continues to drive the company's ethos. From humble beginnings in a backyard studio to 14 stores worldwide, Shelley explains how Mud has built a loyal following through word-of-mouth marketing, enduring design, and a belief that imperfection and human touch add value.Together, Martha and Shelley explore the importance of collaboration and storytelling in connecting with customers across continents. They unpack the philosophy of “value equals values”, the growing appreciation for local and transparent production, and why today's consumers buy the story before they buy the product. The episode offers a masterclass for independent retailers and design entrepreneurs alike—rooted in passion, persistence, and purpose.Whether you're an indie retailer, design lover, or entrepreneur, this episode of The Voice of Retail delivers inspiration and actionable insights on how authenticity, artistry, and innovation can redefine success in modern retail. The Voice of Retail podcast is presented by Hale, a performance marketing partner trusted by brands like ASICS, Saje, and Orangetheory to scale with focus and impact. Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fifth year in a row, the National Retail Federation has designated Michael as on their Top Retail Voices for 2025, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

10-30 KNBR Alum & Bay reporter, Dieter Kurtenbach joins the Gregs to recap the Tony Vitello presser & also dive a little into the Niners/Giants matchup on SundaySee omnystudio.com/listener for privacy information.

Bomba is more than just music. Today, we'll hear how one of Puerto Rico's oldest musical traditions lives on in the Bay. Then, we hear a very scary Sudanese folk tale.

10-30 KNBR Alum & Bay reporter, Dieter Kurtenbach joins the Gregs to recap the Tony Vitello presser & also dive a little into the Niners/Giants matchup on SundaySee omnystudio.com/listener for privacy information.

The Bay is alive with the sound of music. Evil Dead in concert is here for a dose of thrash metal. The induction ceremony of Rock & Roll Hall of Fame is star studded - Chappell Roan was just added! An 80-year old woman was found dead on Lizard Island after being left behind by her cruise ship. A “men diagram” is offending Vinnie, but Sarah and Bob support it. Plus, it's always crazy to learn how much people pay for memorabilia!

Vinnie gets a chance to talk about one of his favorite shows because Mrs. Cunningham from ‘Happy Days' is 97 years old. Who are the ultimate scream queens of the horror movie genre? Taco Tuesday with no front teeth proves difficult. Some guy claims today will be the day aliens make contact with their UFO. Tales of a Haunted House. The scariest house is one that sells above asking price for all cash. Vinnie's wondering why everything has to happen in one week. Sarah's got what's new on TV this week. South Park is dropping its Halloween episode on Friday this week. A new Dr. Seuss book is on the way. Who is the greatest horror villain of each decade? Are peanut allergies new? The science behind avoiding them is! Bad Advice is BACK! An angry cat is scaring away this listener's boyfriends. What should she do?! Email us for Bad Advice: badadvice973@gmail.com. Sarah reveals a secret about herself that shocks Bob. NOT the band! A Florida man was arrested after smashing 80 pumpkins at a Target in the middle of the night. The definitive definition of Broadway. Where did your paycheck go? Booger candy! The Bay is alive with the sound of music. Evil Dead in Concert is here for a dose of thrash metal. The induction ceremony of Rock & Roll Hall of Fame is star studded - Chappell Roan was just added! An 80-year old woman was found dead on Lizard Island after being left behind by her cruise ship. A “men diagram” is offending Vinnie, but Sarah and Bob support it. Plus, it's always crazy to learn how much people pay for memorabilia!

The north never forgets.... and neither, apparently, does Giannis... What he said after last night's statement performance that might change how the East looks at Milwaukee...Something's shifting in Philly, and it starts with Maxey and a rookie turning heads. We'll explain what's brewing next. New developments in the league's ongoing gambling investigation and the major financial implications ahead...Still to come....Not 1, not 2, not 3 nor 4. Windy power ranks his top FIVE teams following week 1. Is their a surprise at the top? Pack your bags and grab your passports, we're going TRAVELING. Kinda...we're counting down the most egregious travel no-calls in NBA history. We'll explain...Hear from Jimmy Butler following Golden State's blowout win in the Bay. What's been the key to the Dubs success so far and can they reach another level? Learn more about your ad choices. Visit podcastchoices.com/adchoices

This summer, both Stanford Medical Center and Kaiser Permanente paused gender affirming surgeries for youth under 19 years old. Ever since, the families of transgender kids in the Bay have been facing some hard choices.

Gender affirming care is becoming less accessible for trans youth in the Bay. Today, we'll hear from families facing tough decisions. Then, the story of a woman in prison who was gifted a book that changed her. And, a collection of readings from Bay Area authors.

The fourth episode of our season on the awesome movie year of 1971 is a Halloween special featuring Mario Bava's A Bay of Blood. Directed and co-written by Mario Bava and starring Claudine Auger, Luigi Pistilli, Claudio Camaso and Laura Betti, A Bay of Blood is a key early influence on the slasher genre.The contemporary reviews quoted in this episode come from Kevin Thomas in the Los Angeles Times, Edward L. Blank in The Pittsburgh Press and Jeffrey Frentzen in Cinefantastique.Check out more info and the entire archive of past episodes at https://www.awesomemovieyear.com and visit us on Facebook at http://www.facebook.com/awesomemovieyear You can find Jason on Facebook at https://www.facebook.com/JHarrisComedy/, on Instagram at https://www.instagram.com/jasonharriscomedy/ and on Letterboxd at https://letterboxd.com/goforjason/You can find Josh online at http://joshbellhateseverything.com/, on Facebook at https://www.facebook.com/joshbellhateseverything/, on Bluesky at signalbleed.bsky.social and on Letterboxd at https://letterboxd.com/signalbleed/If you're a Letterboxd user and you watch any of the movies we talk about on the show, tag your review “Awesome Movie Year” to share your thoughts.You can find our producer David Rosen and his Piecing It Together Podcast at https://www.piecingpod.com, on Twitter at @piecingpod, on Bluesky at piecingpod.bsky.social and on Letterboxd at https://letterboxd.com/bydavidrosen/ Join the Popcorn & Puzzle Pieces Facebook group at https://www.facebook.com/groups/piecingpod for more movie discussion and our Awesome Movie Year audience choice polls.All of the music in the episode is by David Rosen. Find more of his music at https://www.bydavidrosen.comSubscribe on Patreon to support the show and get access to exclusive content from Awesome Movie Year and Piecing It Together, plus music by David Rosen: https://www.patreon.com/bydavidrosenPlease like, share, rate and...

At the Gutenberg Moment: How AI is Reshaping Faith, Technology, and Kingdom ImpactJoin host Justin Forman for a pivotal conversation with Pat Gelsinger in Boulder, Colorado, exploring how faith-driven leaders can steward the most transformative technology cycle of the modern era. From his 45 uninterrupted years in tech to his transition into investing and leading Gloo, Pat shares profound insights on navigating seasons of life, building the faith technology platform, and positioning the church to ride—not watch—the AI wave.This episode tackles critical questions about fragmentation in the faith ecosystem, the power of unified action, and why showing up "bigger" matters for Kingdom influence. Pat unpacks Gloo's mission to make AI suitable and trustworthy for the faith community, the surprising results of flourishing AI benchmarks, and his audacious vision: educating every child on the planet within the next 10-15 years.Key Topics:The painful yet purposeful transition from 45 years at Intel to a new season of investing and impactWhy next-generation entrepreneurs are "spiritual but not religious" and what that means for businessGloo's mission: Building the faith technology platform at a Gutenberg momentHow AI can accelerate mission—from conquering 7,000 languages to custom education for every childThe flourishing AI benchmarks: Measuring models against human flourishing (and why DeepSeek leads)Why the church is the "largest fragmented industry on planet Earth" and how to show up biggerTransforming the Bay with Christ (TBC): 900 churches united in one of America's least churched regionsThe critical shift from "for Christ" to "with Christ" in transformation workNotable Quotes:"We're at a Gutenberg moment. Will we the church be captivated, accelerated, mission empowered by AI? Or will we sit on the outside watching?" - Pat Gelsinger"Next-generation entrepreneurs—they're not religious, but they're spiritual. There's a deeper spiritual expectation and they really care about the soul implications of business success." - Pat Gelsinger"If we educate the 300 million children living in poverty today, I think I will have done more to eliminate poverty than any other single thing you could do—and I believe we can do that in the next decade." - Pat Gelsinger

The News RundownSteve leads off with the latest tariff turmoil, as trade negotiations between the U.S. and Canada stall amid the Trump administration's response to an ad created and paid for by the Ontario government running in U.S. media whose key auto  sector is endangered by Trump trade policies. They also explore luxury corporate earnings, where Hermès continues to shine, while.  Gucci owner Kering struggles to regain footing. Meanwhile, Mattel falls short as retailers tighten orders ahead of the holidays.The discussion then turns to job cuts at Target, Amazon, GM, and Nestlé, revealing how automation, AI, and tariff pressures are reshaping corporate structures, before turning to  Amazon's plan to replace up to 600,000 roles with robotics. They also cover ChatGPT's meteoric rise to No. 2 in product search, challenging Google and signaling a shift in how consumers discover products.Throughout, they underscore the precariousness of retail confidence heading into the holiday season — from Tractor Supply's cautious guidance to Deckers' HOKA sales slowdown.Blank Canvas Strategy: Finding Retail's 'New Earth'In the second half, Steve introduces "Blank Canvas Strategy"— a methodology for retailers to reimagine their businesses from the ground up, free from legacy constraints. Unlike Blue Ocean Strategy, which focuses on discovering compltey untapped markets, this framework helps brands reinvent their core business models before disruption makes them irrelevant.Steve urges leaders to recognize when their "planet" (current business model and market domain) becomes uninhabitable, and to begin building "Earth Two" — an alternative growth destination. Together, the hosts examine why incremental change doomed once-iconic retailers like Blockbuster, Sears, and Pier 1, and how others like Dick's Sporting Goods and RH (Restoration Hardware) succeeded by boldly innovating their business designs.They close by discussing how executives can carve out time, treasure, and talent for R&D, overcome the fear of cannibalization, and lead with the courage to disrupt themselves before competitors do.After the focused content discussion it's on to the most remarkable stories of the week, including Walmart's massive commitment to deploying 90 million supply-chain sensors to track pallets and fresh-food products.The episode wraps with what needs to be on everyone's radar screens. One recommendation: keep your eyes on "GU" the first U.S. store fromUniqlo's parent company, Fast Retailing. Located in New York's Soho neighborhood, Gu is a bright, energetic space with "eye-poppingly good prices" and strong shopper buzz. About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling authro of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

June Lockhart of 1950s TV has passed away at 100 years old. In a box office upset, anime kept Springsteen from opening at #1. The weather in the Bay is perfect - enjoy it. Taylor Watch is on tonight for Chiefs at Monday Night Football. Psychopaths are manipulating you with hugs, breathing out of your behind, and tempura in Portugal!

June Lockhart of 1950s TV has passed away at 100 years old. In a box office upset, anime kept Springsteen from opening at #1. The weather in the Bay is perfect - enjoy it. Taylor Watch is on tonight for Chiefs at Monday Night Football. Psychopaths are manipulating you with hugs, breathing out of your behind, and tempura in Portugal! Selena Gomez has a new music video, and the haters are inspecting her face. Having a birthday near a major holiday gives you a specific complex. ‘The Wisconsin Chainsaw Massacre' just doesn't have the same ring to it. What tunes are you playing during childbirth? Coldplay? Ed Sheeran? Here's what people are most afraid of this Halloween season. Maybe you need to be prescribed a long walk outside. Plus, unconventional parenting hacks! Are Megan Fox and Machine Gun Kelly back together? Are Elizabeth Hurley and Billy Ray Cyrus still going strong? Who did Sophie Turner go on a secret date with? Here are all your relationship status updates! French police have arrested suspects in the Louvre Heist - here are the details. Here's why you should switch up your pumpkin carving method. Is free food a real motivator for dating? Plus, a new word to add to your vocabulary: Throning. Sombr is playing tonight at Bill Graham if you're looking for a cheeky Monday night. Still figuring out what to wear on Friday? Here are the top Halloween costumes of the year! Jelly Roll met some really cute animals, including a quokka. 50% of pumpkin injuries happen this week, and Sarah is shocked! Are you prepared for a Zombie apocalypse? Plus, When did that happen?

Keith discusses strategies for amplifying investing returns and reducing lifetime tax burdens through real estate, geography, and industry.  He compares tax burdens by state and explains how investors can leverage low-income tax states and low-property tax states.  Podcast host, investor and developer, Victor Menasce, joins the conversation to highlight the industrial real estate market, emphasizing the demand for warehousing and logistics.They touch on the potential in industrial outdoor storage and the complexities of data center investments. Reach out to Y Street Capital to learn more about their projects and the real estate espresso podcast. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/577 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, we're talking about how you can use real estate, geography and industry to amplify your investing returns over the course of your life and permanently reduce your lifetime tax burden today on Get Rich Education.   Keith Weinhold  0:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989 77958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Corey Coates  1:34   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:49   Welcome to GRE from Milford, Delaware to Milford, Utah and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, the voice of real estate investing since 2014 now, what do you think about a multi week government shutdown? That means there's a cut in your service level, but of course, oh geez, there's no commensurate cut in the amount of taxes that you pay. This is the government's version of charging rent on a vacant unit. That's what's happening. That's what we've been looking at in the biggest expense you'll ever pay in your life. It isn't housing, it's taxes. Before I get to how you can reduce the amount of taxes that you'll pay throughout the course of your life, which is huge. Let's pull back, and I guess it's a bit of a real estate geography riddle for you, imagine if there were a place that existed, and this place is within a 15 minute drive of a seacoast, 15 minutes of mountains, within 15 minutes of an urban core of about 300,000 people, and within 15 minutes of an international airport and a decent airport that has direct, non stop flights to Europe. Even, could that place exist all of that? I mean, it almost sounds too good to be true when I put it like that, yes, it does, and it's in the United States. On top of that, this same place with proximity, within 15 minutes of all four of those things, has zero state income tax and zero sales tax. Yes, all this is in the same place, and that's where I am coming to you from today, Anchorage, Alaska. I traveled a good bit, and I can't think of another place in the US quite like it. A quick check of Chad GPT corroborates this, saying that the US places that come closest are Honolulu, Juneau and Bellingham, Washington. They come the closest to that. Now, the biggest downside, in my opinion, is a long, dark, cold winter. Well, that's when I do more traveling, but I spend many months of the year right here in Anchorage. And my guest today, who you'll hear from later, I haven't had him on the show in years, where recently he I and his wife, Natasha, toured Anchorage. I drove them around.   Keith Weinhold  4:29   first, let me tell you about a creative way to pay both a low property tax and a low income tax, and that is no matter what state or province that you live in now, the big three taxes that people pay throughout their lives are income tax, sales tax and a property tax. Those are the big three, and when you combine those to come up with the highest and lowest tax burdens by state, you'll notice that coastal states often pay the most. They generally have the biggest burden, because coasts attract people, and therefore those highly populated areas, they need infrastructure, say, for example, more bridges, and they often have more social services for people, and it costs tax money to maintain all of that. Now, look, will people move to an area specifically because they can get low taxes there? Like is that amenity in itself an attractant? Actually, not so much. No, you do get some people to move to Puerto Rico, predominantly for that reason. But interestingly, the two states with the lowest overall tax burden, that is, when you combine income, sales and property tax, the lowest are Alaska and Wyoming, and yet they have the fewest people living there, under 1 million people each. So the two states with the lowest tax burdens are also the two least populous states. So it is not making people flock there. So where you choose to live? Oh, that has more to do with your overall quality of life. And you know that's probably as it should be. Well, whether you own your home or you rent your home, you effectively do pay property tax, because tenants end up subsidizing the landlord's expenses. Most property tax maps that you see out there, those national property tax maps, they show the average tax bill that a household pays by state, regardless of real estate values. Well, that's not so useful. You might remember that a few weeks ago in our newsletter, I sent you the best and the smartest property tax map that I have by county. You'll remember that it showed the property tax paid as a percentage of the home value, so that relative basis is what matters more. When we look at property tax paid that way, we can more transparently see that the highest property taxes are generally paid in three US regions. Those three regions with the highest property taxes are the northeast, much of the Great Plains and Texas now a 1% property tax rate is, for example, when you have to pay 4000 bucks a year on a property value of 400k That's that 1% and the lowest are in the Western US and the nation's southeast quadrant, often under 1% we're just talking about the property taxes only here. Now out west, lower property taxes, they still rarely create investor cash flow, and that's because purchase prices are too high out west, and rents don't keep up with them proportionally. But low taxes, they do adequately sweeten the most investor advantaged areas, that is in the southeast Indiana, Missouri, Oklahoma, Hawaii, and a bunch of the Mid Atlantic states. All right, so they are the investor advantaged areas that also have low property tax. The nation's lowest property tax rate is in Alabama. Roll tide, I think I've mentioned that on the show before. All right, so that's property tax, but states have to get their revenue somewhere, so oftentimes, if their property tax is low, well then they have to make up for that. So therefore their income or sales tax can be high. Now as far as income tax, each state has their own of course, the high ones are New York, New Jersey, California and Hawaii. Those are many of the high ones. But there are nine states with zero, absolutely zero, state income tax, and those nine states that are free of income tax are the aforementioned, Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming and Washington gets somewhat of an asterisk that has a little wrinkle in it. That's one of the nine with the wrinkle, you'll pay zero income tax on your wages in Washington. It only applies to high earners, capital gains tax income there, all right. Well, all of that is true for everybody there, every US citizen. But here's the arbitrage that a real estate investor can create. If you live in one state and you own property in another state, you always pay property tax where the property is physically located, not where you live. I mean, any longtime out of state real estate investor knows that. So you can therefore live in a state with little or no income tax, for example, Texas, and then a Texas resident can skirt Texas's higher property tax by investing in a different state that has low property tax, like, say, Alabama or Tennessee. Oh, well, now both your property tax and your income tax are low this way. And congratulations, you have just legally exploited the tax system. Some examples of a low income tax home state where you live and a low property tax investor state where your investment property is, so that you get the best of both worlds. They are, Texas is your home state, and Alabama is your investment property state, like I just described, and then a few other scenarios, so that you can legally use the system to pay both a low income tax and low property tax. Are having Pennsylvania as your home state and Missouri as your investor property state, having New Hampshire as your home state and Tennessee is your investor property state. And then another example, having Washington as your home state and Arkansas as your investor state. Those are just some examples of combinations there about how you can live in a low income tax state and then also enjoy having your investment property in a low property tax state and see perhaps now you're doing this without having to move. Yes, investing in low property tax states. Now, of course, property taxes are set at the county or city level. They're not set federally, but just within one state. Sometimes property tax can vary dramatically, which you probably know, but two of the biggest examples of this are in Illinois, Cook County, which is Chicago, and also Miami, Dade County, Florida. I mean those jurisdictions, they have tax rates that can make wallets cry more than their surrounding counties do, and some states have maximums, legal limits ceilings on property taxes. California proposition 13 famously limits property tax to 1% of assessed value, and then the increases are capped as well. I mean this means the two California neighbors with identical homes can pay wildly different taxes, and Florida is still looking to completely eliminate the property tax. Can you imagine that? I mean, it seems doubtful that that will happen, but you can conceive of how much more desirable that would make Florida properties, and that would probably make all Florida housing values skyrocket now, just because a property has a high property tax rate that doesn't disqualify it as an investment property alone, it's just one consideration that'll show up in your proforma, your cash flow. So the bottom line is that as an income property owner, property tax is mostly passed on to your tenant, but paying a low rate still keeps you more flexible and profitable. So think of a map of states with low property taxes, sort of like a treasure map, but instead of x marking the spot, it marks where your money will go the furthest.    Keith Weinhold  13:36   And if you want real estate maps like I'm talking about here, and stories and great charts and investment opportunities that I cannot fit onto the channel. Here, you can grab them in my free weekly newsletter at gre letter.com and part of this is because I just cannot adequately describe a map or a chart to you here in an audio format. You get more in the letter free wealth, building insight every week. And it comes straight from me. 1000s of investors read it every week. Don't live below your means. Grow your means. Get It At gre letter.com Again, that's gre letter.com   Keith Weinhold  14:20   something interesting just happened when Wells Fargo released their housing forecast for the next two years. Let's discuss that between today and 2027 they expect the federal funds rate to drop by a full 1% but they don't expect mortgage rates to drop as much only about a quarter point drop over the next two years in the 30 year fixed rate. For next year, they expect home prices to rise three and a half percent, and then the year after 3.7%. looking down the road a couple years here, and this is sorced by Wells Fargo economics and the US Department of Labor and the FHFA and more. All right, so only a small reduction in mortgage rates and a pickup in home price appreciation, although still pretty moderate. Now you gotta take any interest rate prediction with a grain of salt, like I've told you here before. I personally, I do not forecast interest rates, and when you're looking at interest rate predictions, you are squarely looking at a waste of your time.   Keith Weinhold  15:34   Now, a recent Gallup poll wanted to find out what Americans consider to be the best long term investment. That's the question that the pollsters asked, what is the best long term investment? And the findings were that 16% said stocks. I mean, despite the fact that stocks only seem to make insiders wealthy, still somehow 16% of Americans consider stocks to be the best long term investments, a higher share of Americans, 23% said gold. That actually surprises me, that nearly one quarter of Americans say that gold is the best long term investment, when only about 10% of Americans own gold in the physical form, like bars or coins. And part of this could be driven by the recent hype, where the gold price has more than doubled just since last year, and it broke above $4,000 an ounce for the first time in history this month. All right, so 16% said stocks, 23% said gold. And what's number one in the Gallup poll for what Americans believe is the best long term investment? It's real estate. Ah, well, they got that right. That actually gives me a little more faith than Americans there. Now, when it comes to real estate investment, you know, there's this long running mantra or catchphrase out there that I really disagree with. I mean, you've certainly heard this before, but it just does not resonate with me. And that is, appreciation is just the icing on the cake. That's the catchphrase I am not feeling the vibe there. How in the heck is appreciation just the icing on the cake? The presumption, the inference here, is that cash flow is the main driver of an investment philosophy, and then if you just happen to get appreciation too, oh, well, that's a little sweetener. Like the mantra would say cash flow is the cake, the majority piece, and then appreciation since the icing, oh, that's only a little thing. No, that's misleading. You usually get more of a return from appreciation than you do cash flow.   Keith Weinhold  17:56   I mean, on, say, a 400k income property, what if you only get $200 of cash flow? That can happen? That's $2,400 a year. But instead, 5% appreciation on that property gives you $20,000 a year. That is almost 10x. I think what the icing on the cake, curious catchphrase means is that cash flow is important because it controls the mortgage. Well, then I think it's just better to say that appreciation is not an inconsequential thing. It's often the biggest thing. So is appreciation just the icing on the cake? No, it certainly is not. In fact, I'm going to talk more about that next week when I've got something special planned for you here on the show. What I'm going to do then is look at the ways real estate pays you five ways in a slow market, the real estate market is slow. If you look at it on a basis of transaction volume, say that you buy a property today and over the next year, you don't even get what Wells Fargo forecasts say you only get 2% appreciation and zero cash flow. Just break even on a monthly basis. I mean, there's surely some disappointing numbers, but just say that's what happens. Well, next week, I'm going to add up what your total rate of return would be even in this dour scenario, and I think that you are going to Marvel be flabbergasted at how profitable you are if you just got 2% appreciation and zero cash flow. That's next week.    Keith Weinhold  19:36   As far as today, I'm about to bring in a super smart guest that hasn't been on the show here in a few years. He's usually a fellow faculty member on the real estate guys invest or summit at sea. But he wasn't there with me this year, so we met up in Anchorage. Instead, we're talking about changes to commercial real estate that market, and the opportunities that you might be able to find there from Industrial land, an activity that well generates noise, like Bitcoin mining operations and growing data centers with the increased use of AI. And as you listen, see if you know what I mean about how he feels professorial in his approach, and I mean that in the best possible way you can learn from him. He's from Ottawa, Canada, an international conversation coming up next. I'm Keith Weinhold. You're listening to Episode 577, of get rich education.   Keith Weinhold  20:34   If you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point, because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video, course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com   Keith Weinhold  21:46   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com,   Tarek El Moussa  22:19   what's up? Everyone. This is hgtvs Tariq al Musa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:27   Hey, it's great to welcome back a longtime industry friend. He's a senior partner at y street capital. He owns a development company that's active in nine US states and two Canadian provinces, and he's the host of the real estate espresso podcast. Hey, it's great to have back. It's been a few years. Victor Menasce, great to be here. Keith, well, you know what's different? I mean, we were together doing some sightseeing around Anchorage, Alaska. You I and your wife here just a few weeks ago. That was great to have you. And then you had a nice Alaskan cruise after that. It was lovely. It was great to spend time with you in person, where you and I have spent time together at conferences all around the nation. So thank you for that. Yeah, it was great to do some fun stuff and like, Oh, hey, this guy knows a world outside of just talking about cap rates all the time. So Victor, the commercial side is pretty dynamic, and it sure has been lately with all the changes that we've had in the world, really starting with the pandemic almost six years ago, now, that includes the industrial space and how the need for warehousing and storage has changed. So from a real estate perspective, tell us about what you're seeing there.    Victor Menasce  23:41   We're seeing a lot of changes. Of course, there's a lot of uncertainty that's been injected by the current administration in Washington in terms of international trade. But even if you put that aside the flow of goods from wherever they're manufactured to the end customer, that flow is still there. It's one of these things that often creates inefficiencies, especially as you start to think about really optimizing the overall cost. You know, if you think about what inventory costs you to have on a retail floor where you might be renting that retail space at, I don't know, 55 $60 a square foot, and it's occupying very, very expensive real estate, if you can instead put that in a warehouse that's maybe at 10 to $15 a square foot. Oh, but wait a minute, you've got a 27 or a 35 or a 40 foot ceiling height, and you're stacking it seven to nine levels high. Really, the cost of that inventory has gone way, way down because you're putting it much less expensive real estate, right? Okay, so here is one of the efficiencies of a retailer doing e tail instead of brick and mortar retail, absolutely. And you know, we often see situations where the last mile, you know, we want to get that instant gratification as a consumer, but we don't necessarily want to be having to drive to that retail space. And we don't that's. Supplier doesn't necessarily want to pay Amazon for warehousing that particular product. So often, the fulfillment is done locally, that last mile Logistics is extremely important. That's putting a lot of pressure on this category of product that has traditionally been called Flex industrial. These are those places in the industrial park that you might see an electrician or a landscaping company or a plumber or anyone like that that has an office at the front of 14 or 18 foot Bay at the back and a bit of inventory. A lot of that product right now is being pulled off the market for many different reasons. Some of that's just disappearing and that land is getting repurposed for residential. Some of it's disappearing because people are putting gyms and pickleball courts and things like that and those types of products. Some of it's disappearing because people with exotic car collections want to use that space for a man cave. There's many different things that are demanding that particular product, and there's very little of it getting built. So that's another area right now that is under a lot of pressure. On the demand side, not a lot of new supply and rents are going up much, much faster than they otherwise should be. Talk to us more about the industrial space from the supplydemand perspective, what do people want and what do people need? It varies widely. There are companies that are in manufacturing, they will often look to refresh their investment in equipment. They may not have the capital, so they will sometimes do a sale, lease back of their building, of their facilities, so that they can then repurpose some of that capital onto into the equipment side, so that they can maybe modernize their manufacturing. That's another area where we see significant shifts happening. In industrial we also see a lot in logistics, where the most efficient way to move goods is a 200 year old technology called rail, and it's still alive and well. I mean, if you think about the cost of shipping a container across the country, you're going to spend about two cents per ton mile to move that by rail, or about 10 cents per ton mile to do it by truck. So that's a five times difference in price. That means a container from Los Angeles to New York is going to cost you about $1,400 if you're moving it by rail, or about $7,500 if you're moving it by truck. But if you're now part of the rail system, there's now logistics that you have to worry about at either end. And so if you want to make all of that work, those transfer hubs become extremely important, and there's just not a lot of them,    Keith Weinhold  27:38   okay, so it might only cost 1/5 as much per ton mile to move a good over rail as it does road. But you're sort of talking about the logistical challenge of, oh, getting it that last mile from the rail Terminus to the end user.   Victor Menasce  27:53    absolutely. And there can be a lot of cost associated with that last mile. So if you can solve that problem for the logistics companies and lower their cost for that last mile. That's got significant value, and that's another demand for industrial land. And very few cities are adding industrial land to their master plan. You know, warehouses don't vote, so they don't tend to take other land and zone industrial In fact, if anything, it goes the other way. There's a lot of pressure to take land that was zoned industrial and rezone it for commercial or for residential. In fact, we see that in a lot of cities.    Keith Weinhold  28:30   Now, you the listener, if your entrepreneurial wheels are turning, you can see the opportunity for, Hey, can I get in and help solve the problem in that last mile demand creatively. How do I think I could get in? How do I think I could do that, as long as that demand is sustainable? Victor, when we talk about industrial real estate, like we are here as real estate investors, one of the things that we often think about is site selection. Tell us more about that through the industrial lens   Victor Menasce  28:58   I think there's a couple things that matter. Number one, you can't pay too much for it. It's got to be at the right price. So you've got to be thinking about, you know, we always do what's called residual land value analysis and and that happens in residential, commercial, every single asset class, everyone works backwards from the answer to the question. So the answer is, here's how much profit I need to generate. Here's my capital cost. Here's, you know, you keep backing up and you say, well, now what's left over? That's what I can afford to pay for the land. So you always gotta be working backwards from the answer to the question. And this is no different. We do this in industrial as well. So you gotta make sure that that situation where the numbers work. Number two, you've gotta make sure that there is the right supply, demand dynamics. Got to make sure that the property itself is not contaminated. That can be a liability. If that was once a heavy industry site, then there could be contamination. You want to make sure that that's somebody else's problem, not yours, or if it is your problem, that you can mitigate it where the cost is bounded. So you got to. You know, look at all of these things together. And then, of course, there has to be good connectivity, good access to freeways, to major arterial roads, good access to rail. If you can get a Rails per on the property, even better. But even if you can't, as long as you have good access to major roads. You know, I always look at this through the lens of product design, where you're designing a product for a very specific customer. And so it's really, it starts with the end customers need in mind. And it's not a speculative process. It's really understanding who that customer is designing a product for them and making sure that you're delivering it at the right price. So it's always, always working backwards from the answer   Keith Weinhold  29:43   nowwhen we think about site selection and geography of where we're putting this real estate cities are often located on a body of water, like a bay or a river, often runs through a city, but yet you think of industrial use. Land is not your priciest land, but yet you think of a city center as your priciest land. Oftentimes, where do you put the industrial real estate with regard to the city center? I usually think of it as far outside of that. But are there other trade offs or nuances there?   Victor Menasce  31:11   it can be. You know, it's a question of whether you're doing a greenfield project or an infill project. If the land was previously zoned industrial and you're now just redeveloping it, that can make a lot of sense. If it is a greenfield project where you're looking to build new then, yeah, it's probably going to be in the outskirts, because that's where you're going to get the best land cost. And then, of course, you got to be thinking about what the end product is, and it what's it going to cost you to get it where it needs to be. Most of these projects are built slab on grade, which means that the surface has to be suitable for that sort of building. The land might be cheap, but if you've got to bring in half a million yards of gravel to get the site where it needs to be, it might not look cheap anymore, because you could import so much material. So you have to think of the cost of the land in a shovel ready context, because you can spend an awful lot of money moving dirt, moving gravel, things like that that will be necessary for an industrial project. So when we look at land for that product, we're always looking at it through the lens of, is it in a floodplain? Is it high enough ground? Is it drain? Well, all of those things that come into the cost of preparing the site to accept that kind of a building.   Keith Weinhold  32:23    Now, when we think about what goes on in an industrial space in your mind's eye, you might think of an asphalt plant, or you might think of the noise in some rumbling concrete trucks. With regard to that, what are your thoughts about nimbyism? Do you see much, not in my backyardism among communities with industrial real estate.    Victor Menasce  32:44   Oh, absolutely, without a doubt. And oftentimes that's one of the reasons why industrial land often gets pushed out away from those residential zones. So once you're outside the radius of people who can object, then there's no objection. So that's one way to solve it, and often a good way to solve it, by the way, but you also have to be mindful the fact that if there is potential contaminants coming off of that site, you don't want to be near a body of water that can carry it down into an aquifer and so on. So you've got to be thinking through containment issues. You've got to be thinking through noise propagation issues. There's been, in fact, a lot of issues with data centers, where the air handling and the the air conditioning systems right generate a lot of noise, and that noise often carries over very large distances. And you know, we're talking noise levels that would be very offensive to most homeowners. Some people have had to move because the noise levels have just been so continuous.    Keith Weinhold  33:42   I like the way you put that Victor. It's sort of like, yes, industrial parks are built outside the radius of the loudest objectors. That's right where they're going to go. But that's really the way that it is sometimes when we think about more contemporary uses for how we use industrial real estate today. You touched on data centers, also Bitcoin miners, you know, these are some of the things that generate noise. So what are some of the considerations with those two?   Victor Menasce  34:06    If you're looking at a data center, they consume a lot of power and they generate a lot of heat. The most efficient way to get rid of heat is with water. And that sounds a little bit strange, but you think about it this way, if you heat a molecule of water by one degree. I'm going to actually give you the textbook definition of a calorie. You take that water and you heat it by one degree, that'll consume one calorie of water. That's the definition of a calorie. And if you take it from the liquid state to the vapor state, just that phase change at 212 degrees Fahrenheit, or 100 degrees centigrade, that phase change is going to consume 500 calories. So you're getting rid of tremendous amount of heat by evaporating water, and that's why data centers consume so much water, is because they evaporate the water. That's the way they get rid of the heat. They evaporate it into the atmosphere. And that's how they get rid of the heat. It's the most efficient way to do it, but it consumes a lot of water resources. And then, of course, you've got to have the power to get into the data center, and a lot of places don't have the electric infrastructure to provide what's needed on a sustained basis. So you need not just good power, you need good power redundancy. So if there's a power failure here, you've got maybe redundant paths. So if one transmission line goes down, you've got alternate paths to keep the data center running. And you need the same thing also with communication, so multiple redundant fiber pathways in and out of the data center. So all of these things come into site selection. And then if you got all of that right, you got to overcome the neighborhood objections.    Keith Weinhold  35:45   Yes, that's right. We're doing a little science here with Victor Menasce, experienced international developer, and Victor when we think about industrial real estate, and we're here on an investing show. You know, maybe an investor sees potential in data center real estate or something like that. So for the individual investor, what can they do? Can they do anything individually? Are there funds to invest in, to either avoid or be attracted, to tell us about how the investor can get in?    Victor Menasce  36:15   We're not active in data centers. We're active more on the industrial side. I know the existence of data center funds. I know, for example, Kevin O'Leary, very famous Shark Tank, is a major investor in data centers. If you look him up, there might be some potentials there. Many of the major players in artificial intelligence, Oracle right now is taking on a boatload of debt to build data centers for open AI, so they're going to both build and operate those data centers. And I don't know where they're getting their capital, but they're getting a lot of it, or at least that's what's been announced publicly. Data centers require a lot of at least at that scale, require tremendous amount of infrastructure. We're talking hundreds of acres. We're not talking a small warehouse here that might be a million square feet. We're talking big, big acreage for those scale projects and for more localized projects. Yeah, there are smaller data centers, but they're not that economical to run. So it's usually the large ones that are the most cost efficient.   Keith Weinhold  37:16   Well, two things Victor is there anything else about industrial real estate? Our listeners should know maybe something I did not think about asking you and then tell our audience how they can learn more about what you're doing.    Victor Menasce  37:27   We see opportunity in particular. We think of it almost like a covered land play. We're very active in the industrial outdoor storage space where there is need for things to be stored outdoors. It might be landscaping companies that want to buy materials by the truckload. It might be car dealerships that have an excess of inventory. It might be boat and RV storage. There's many different uses for secured outdoor storage, and these are products that are designed very specifically for customers that have those needs. And as a covered land play, frankly, some of the best returns that are available in the marketplace. We've looked at a number of different things, and this is where we're placing majority of our energy right now as a development company is in that space, because we see it as an underserved segment of the market where there is not a lot of institutional money that's come into the play yet, so we're very active in that space.    Keith Weinhold  38:22   And how can our audience learn more about what you're doing   Victor Menasce  38:25   best is to reach out to us at y Street, capital com. Be happy to have if folks want to learn more about our projects. There's a place where they can sign up on the website to get more information. And love to have you as guests or as listeners to the real estate espresso podcast, and that's a daily show, seven days a week, so love to have you as a listener for that show as well.    Keith Weinhold  38:46   And that's the letter Y, Y Street, capital.com,Victor Mesance, it's been enlightening as always. Thanks so much for coming back onto the show.    Victor Menasce  38:55   Thank you so much.   Keith Weinhold  39:02   Oh yeah, good stuff from Victor as always. Another thing that he, I and his wife did in Anchorage when he was here recently is visit, well, it was not an AI data center, but we went to a mint that sells gold bars, nuggets and bullion. I really just looked. It was fun to look with Victor and actually pick up and hold gold nuggets, something that you cannot do online. I didn't have any intent to buy anything with the run up in precious metals prices. I made my last purchase of those in the middle of last year. So a year and four months ago today, I hear about lots of people rushing to buy precious metals. Now, amidst this big price run up and the run up might still have a ways to go, but no, the time to buy was like a year and a half ago or more. It's not now getting caught up in the euphoria this sort of exhaltation where you're paying double the price.   Keith Weinhold  40:03   next week here on the show, I've got more that I want to share with you on today's opportunity in new build rental property. How real estate pays five ways in a slow market, which is just fascinating. And I've got a GRE live event to tell you about next week as well, and more, lots of intriguing wealth building material here in future weeks, and then sometime after that, my own right hand assistant here at GRE is going to come out of the show and ask me some of your listener questions. It's the first time you'll hear her voice on the show. But more importantly, get my answers to your investing questions. If you'd like your question answered on a listener questions episode down the road, as always, you can write into us at get rich education.com/contact, that's get rich education.com/contact, until next week, I'm your HOST. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:02   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively,   Keith Weinhold  41:30   The preceding program was brought to you by your home for wealth. Building, get richeducation.com