Podcasts about debitize

We all know that subscription costs add up: Amazon, Hulu, Netflix, maybe a lawn service or wine-of-the-month club. But how do you make the decisions which to keep and which to heave-ho? Today our roundtable team, including author Frankie Calkins (author of the new book The Money Resolution, 101 Ways to Save Money, Make Money, and Get Out of Debt in One Year), OG, and Paula Pant (host of the Afford Anything podcast). Whether you're in subscription hell or can't remember the last time you said yes to a subscription service, we'll chat our way casually through all the relevant stuff you need to think about. We heard from you when popular app Debitize went bye-bye, and halfway through the show we'll talk to Thomas Smyth, CEO and founder of cost cutting app Trim. The company recently purchased Debitize, and we'll ask Thomas to give us the skinny on what the future looks like? Why did they decide to buy Debitize, how are they integrating it, and what does the future look like for the new combined company. Of course, we'll then dive into Doug's ah-mayz-ing trivia, but then we'll field a voicemail from the Magnify Money Line from Trent. Trent's been given the opportunity to be a professional athlete. He's currently 23, and has been talking to financial advisors. Their advice is largely the same except in one area: whole life insurance. What's our take on the issue? Looking for something deeper than what we give you on the show? Three days a week not enough? Subscribe to our weekly newsletter: The Stacker. Thanks to AcreTrader for supporting Stacking Benjamins. Learn more at AcreTrader.com/sb.

Matt Trask and Ben Edmunds are joined by Jason McCreary and Anthony Fox to discuss budgeting and personal finance for developers. This episode takes a high level view and focuses on how new developers can make good decisions and avoid common pitfalls that come along with that first “developer money” paycheck. We’ll be back for part 2 shortly. Links You Need a Budget YNAB Acorns Vanguard MrMoneyMustache CreditKarma Debitize app Principles - Ray Dalio

There's nothing wrong with selling some of your clutter to help pay down your debt, but, as today's piece from Val Breit from TheCommonCentsClub (in a piece appearing on Rockstar Finance), there are plenty of other things you could be doing to help solve your financial troubles. Discussing this piece with us today is Paula Pant (from Afford Anything), Len Penzo (LenPenzo.com), and from our very own podcast, OG. Halfway through the roundtable we'll take a break for our Friday Fintech segment. Do you wish you paid off your credit cards every month? Worried that you could go overboard? Joe will check in with Liran Amrany, CEO of Debitize, on how you can keep all of the perks of using a credit card without all the danger. We're also answering a question from Tom, who's looking to diversify his income stream. He's interested in real estate, but also worried about a housing crash. Are there any specific real estate options that would mitigate the negative impacts of a crash? And of course, we'll still have time for Doug's trivia. Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Check out Safe For Work, a new podcast from Wondery, wherever you listen to this show!

We got 99 problems but a credit ain't one. We originally met Liran Amrany at FinCon2017, where we learned he is the co-founder and CEO of Debitize, a personal finance application that helps consumers use credit cards responsibly. How does it work? Debitize automatically helps customers set aside funds to cover their credit card purchases like a debit card while still allowing users to access the benefits, protections, and perks of their credit cards. Before founding the tool, he spent 9 years developing derivative products for The Man at J.P. Morgan. On this show, we discuss his plot for financial world domination and much more, including: Liran's background and what inspired him to leave the 9 to 5 to pursue his own company His journey from mild-mannered employee to CEO of his own entrepreneurial start-up despite never having had direct management experience before leaving the day job The courage needed to believe in yourself as you move from corporate worker to self-employment, managing a team, and meeting investor expectations Debitize: reducing the fears many have of credit card use while giving you all the pros (and still protects you from yourself by not allowing you to overdraft your account) References Mentioned on this Show Debitize.com Exclusive to PaychecksAndBalances Listeners: Receive a $10 Credit towards your Debitize account by visiting Debitize.com/PayBalances Debitize in the News The New York Times: How to Make Your Credit Card Act Like a Debit Card FinCon 2018 ICYMI - CBS News' CBSN: Your Money Matters ft. Paychecks and Balances and why Millennials fear death more than credit cards Announcements We joined Renay Richardson of the "Get a Dog Podcast" to discuss money and finances on Money Money Money? Check out our guest feature: Finding The Right Balance Between Your Income & Expenses on "Journey to Launch" episode 28. Our latest Personal Finance Book Review by Marcus Garrett: The Millionaire Next Door by Thomas J. Stanley  

I asked Liran Amrany, the CEO of the NYC-based company Debitize to come on the show to share how he as officially solved the problem of grabbing all the credit card rewards without worrying about carrying a credit card balance. Debitize is now the company turning your credit card into a debit card for FREE. He will explain exactly how it all works, the security behind it, and the benefits of automating the process, but I wanted to much more than just the product he created. During the interview, I asked Liran: How he got started What were some of the biggest challenges getting Debitize off the ground (there were many) Why hasn’t anyone developed this before 
Why he finally left the banking industry Why he believes everyone should have a credit card (I actually disagree with him) How to optimize your credit score using Debitize BONUS: What is he willing to give Money Peach listeners (hint: $10 for FREE)
 All the show notes, links, and anything Liran and I mentioned can be found at https://www.moneypeach.com/session69 

Debitize! If you've never heard that term before, you're in for a real treat. Did you know you can make your credit cards effectively debit cards? Did you know there are a lot of other tricks you can employ to make yourself more profitable in your personal life than ever before? Priya Malani reveals all in this episode of the Profit First Podcast. 

We use credit cards to buy everything these days- groceries, drinks with co-workers, cat beds, gum, sweater vests and all the other things that make us happy.  Then the end of the month rolls around. Your bill comes, and you come to the dreaded realization that you blew your budget once again and your credit card bill is more than you can handle.  It’s happened to the best of us, but it doesn’t have to happen to you anymore. Introducing Debitize, a new way to pay off credit cards on time and responsibly. Today the guys talk to Liran Amrany, the CEO Debitize about how it works and the story behind it’s creation.   You can listen to the episode here: What is Debitize? Liran founded Debitize to help simplify, optimize, and automate personal finances, especially around credit card spending where he witnessed a significant need. Two-thirds of Millennials avoid using credit cards mostly because they have seen debt negatively affect friends and family. However, building credit is important, and Liran wanted to create a tool to help people use credit responsibly. Before founding the company, he was an Executive Director at JPMorgan, where he spent nine years as a derivatives marketer, focusing on structured credit, exotics, and cross-asset hybrids. After working on the institutional side of finance, he wanted to build something to make a real impact in the financial world and help people avoid credit card debt and better manage their money. How does it work? In a nutshell, Debitize automatically debits your checking account every day to cover your credit card purchases. The funds are temporarily held in your Debitize Reserve Account, and then they automatically pay your balance for you every week. Yes, finally someone who will pay your bills on time for you and in full. Using Debitize is very simple. First, you’ll need to activate your account and link your checking and credit card accounts on the Debitize site. You will do this by logging in with your bank credentials like you would with Mint. Once you’re all set up, you will only use your credit card to make purchases, not your debit card. With Debitize, you get the best of both worlds. You can use your credit card as a debit card while still earning rewards and points credit card companies off. It will help you avoid spending money you don’t have and will keep your finances on track. Debitize will send you a weekly spending summary and confirmations of scheduled payments to keep you in the loop. They will notify you when you have a low balance or if there was a large transaction on one of your cards. Although they encourage you to pay your bills in full to avoid paying interest, if you are making a large purchase that you would like to pay off over time, Debitize will give you the flexibility to do so.     The Benefits Automated Withdrawals If you’re on the fence about using credit and fear getting into debt, Debitize is an excellent way to start building your credit. It acts as a safeguard against overspending. They make automatic withdrawals from your checking every day you make a purchase and set the funds aside to pay off your credit card bill. Don’t worry about Debitize overdrawing your account. You can set up a minimum balance in your checking, so they won’t overdraw your account to make payments. Even if you don’t set up a minimum, they still will not overdraw. Learn more about your ad choices. Visit megaphone.fm/adchoices

E046 - Debitize Greg talks with Liran from Debitize. Credit debt is one of the worst debts to find yourself in while at the same time using credit cards provides many benefits. Hear how Debitize can help provide you the benefits of a debit card while using your credit card.

Becky is a physical fitness trainer with some great ideas for getting fit - financially as well as physically. She shares ideas for purchasing multi-functional and affordable equipment, how to avoid indulging too much, and answers 3 random questions. BONUS: I also share a new service called Debitize that will pay your credit cards for you while sticking to your budget. Find more about Becky Fox or Debitize by visiting http://financially-blonde.com/mmpodcast/