Podcasts about Software

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    The Retirement and IRA Show
    Tax Special – Conversions, Contributions, HSAs, Tax Returns, Tax Software PSA: Q&A #2608

    The Retirement and IRA Show

    Play Episode Listen Later Feb 21, 2026 81:10


    Jim and Chris are joined by Jake Turner to discuss listener emails in this special tax related episode covering Roth conversions after RMD age, balancing Roth versus Traditional IRA contributions, HSA versus Roth contributions, IRA reporting questions, filing deceased tax returns, and a listener PSA on tax planning software. (11:30) A listener asks whether converting to a Roth makes sense at age 75 while currently in the 12% bracket and taking RMDs, and whether recent tax law changes create a strategy opportunity. (20:20) George wonders whether his 30-something children should continue using Roth contributions exclusively or begin balancing with Traditional IRA contributions as their wages increase, and asks what percentage split between Traditional and Roth accounts looks reasonable in retirement. (48:45) The guys discuss whether covering medical expenses from an HSA and contributing to a Roth IRA, or leaving the HSA intact and paying medical bills out of pocket will result in greater retirement spending flexibility. (57:00) Jim, Chris, and Jake address whether a spouse who retired during the year is considered covered by a workplace plan, how to answer prior nondeductible IRA contribution questions, and whether Form 8606 is required after making and converting a small IRA contribution in the same year. (1:10:30) George asks how to handle the direct deposit of a refund on a deceased final 1040, including whether to use the estate bank account with an EIN or the decedent's existing account, and whether a paper check remains an option. (1:15:30) A listener PSA introduces Catalyst Tax Insights, a free tool to run “what if” scenarios and estimate taxes owed without using full tax software. The post Tax Special – Conversions, Contributions, HSAs, Tax Returns, Tax Software PSA: Q&A #2608 appeared first on The Retirement and IRA Show.

    Rabbit Hole Recap
    REJECT HOSTILE FORKS OF BITCOIN | RABBIT HOLE RECAP #397

    Rabbit Hole Recap

    Play Episode Listen Later Feb 20, 2026 82:25


    https://rhr.tv/stream The Watchers: How OpenAI, the US Government, and Persona Built an Identity Surveillance Machinehttps://vmfunc.re/blog/persona Dutch Lawmakers Approve a 36% Tax on Unrealized Crypto, Stock, and Bond Gainshttps://www.imidaily.com/europe/dutch-lawmakers-approve-a-36-tax-on-unrealized-crypto-stock-and-bond-gains/ China | Push for Yuan as Global Reserve Currency China has reiterated its ambition for the yuan to attain global reserve currency status. In remarks recently published by Qiushi, the Chinese Communist Party's flagship journal used to convey policy intentions, Xi Jinping called for a “powerful currency” widely used in international trade, investment, and foreign-exchange markets. What's new about these remarks is not their intended ambition, but rather how clearly those ambitions are stated to the public. Xi paired this plan with calls for a stronger central bank, globally competitive financial institutions, and tighter control of systemic financial risks. PayPerQ (Primal.net)https://primal.net/e/nevent1qqsz8xrf7qww033kl2vh3js2u5zyjnzu5kmepa67tk7w04ws0lnraccyr33p4 Kimi Claw | 24/7 AI Assistant with Long-term Memory & Automationhttps://www.kimi.com/bot Pika Chat (Primal.net)https://primal.net/e/nevent1qqspwmauzykanup2wskpwgsppajn026gjn6erd5a7aq2ypxc73dncxspsgemn Claw Creator Hired by OpenAI (X.com)https://x.com/bitcoinnewscom/status/2021978390870347923?s=46 EO: Promoting the National Defense by Ensuring an Adequate Supply of Elemental Phosphorus and Glyphosate-Based Herbicideshttps://www.whitehouse.gov/presidential-actions/2026/02/promoting-the-national-defense-by-ensuring-an-adequate-supply-of-elemental-phosphorus-and-glyphosate-based-herbicides/ White House Statement on Xhttps://x.com/whitehouse/status/2024654469745480105?s=46 Mav21 3:54 - Aliens 9:24 - Dashboard & quantum FUD 15:24 - BIP110 37:54 - AI surveillance 46:24 - Zaps and Mav21 49:09 - Dutch unrealized gains tax 55:44 - HRF Story of the Week 57:24 - Software updates 1:07:14 - Boosts 1:08:24 - Strike Sponsorship 1:13:44 - River report 1:17:00 - Glyphosate EO 1:20:04 - California hates 3d printers Shoutout to our sponsors: Coinkite https://coinkite.com/ Stakwork https://stakwork.ai/ Obscura https://obscura.net/ Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/marty Newsletter https://tftc.io/martys-bent/ Podcast https://tftc.io/podcasts/ Follow Odell: Nostr https://primal.net/odell Newsletter https://discreetlog.com/ Podcast https://citadeldispatch.com/

    This Day in AI Podcast
    Gemini 3.1 Pro, Claude Sonnet 4.6 & The OpenClaw Hire That Killed the Chatbot Era - EP99.35

    This Day in AI Podcast

    Play Episode Listen Later Feb 20, 2026 58:06


    Join Simtheory: https://simtheory.ai"Is This The End" now on Spotify: https://open.spotify.com/album/2Py1MyADUFqJFVUISI2VTP?si=oT3PWyJYRA2BspOmzT_ifgRegister for the STILL RELEVANT tour: https://simulationtheory.ai/16c0dationtheory.ai/16c0d1db-a8d0-4ac9-bae3-d25074589a80Two new models dropped this week — Gemini 3.1 Pro and Claude Sonnet 4.6 — and honestly? We're struggling to care. In this episode, we break down why Gemini went from being our daily driver to a model we barely touch, the "tunnel vision" hallucination problem that killed the Gemini 3 series for us, and whether 3.1 Pro actually fixes it. We put Gemini 3.1 Pro head-to-head against Claude Opus building a Geoffrey Hinton Doom Center, debate whether anyone can actually tell the difference between Sonnet 4.5 and 4.6, and make the case that smaller models running in agentic loops are secretly beating the frontiers. Plus: OpenAI acquires OpenClaw and we ask why a $100B company couldn't just build it themselves, DHH calls out the AI pricing bubble, Mike compares AI models to cheap wine hangovers, and Sam Altman refuses to hold Dario's hand at the India AI Summit. The model wars are getting weird.CHAPTERS:0:00 Intro & "Is This The End" Now on Spotify1:10 Gemini 3.1 Pro: Thinking Controls & The Medium Mode Fix3:14 The Speed vs Intelligence Trade-Off in Agentic Work5:10 Why Multitasking With AI Agents Made Us Anxious6:34 Solid Updates: The Real Goal of Agentic Coding7:45 Gemini's Fall From Grace: From Daily Driver to Dead Model10:08 The Tunnel Vision Problem That Killed Gemini 313:35 Mixed Reactions: Fanboys vs Reality on Gemini 3.1 Pro15:06 Side-by-Side Test: Gemini 3.1 Pro vs Claude Opus (Hinton Doom Center)17:39 Why File Manipulation Accuracy Matters More Than Context Windows19:27 The Context Window Debate: 1M Tokens vs Smart Sub-Agents22:05 DHH on Token Pricing: "If There's a Bubble, It's This"24:11 Should Models Ship as Agent vs Chat Variants?28:43 Claude Sonnet 4.6: A $2 Discount on Opus?31:44 The Model Mix: Why One Model Won't Rule Them All34:40 Anthropic Is Winning — But Can Anyone Tell the Difference?38:58 OpenAI Acquires OpenClaw: Why Couldn't They Just Build It?44:18 The Silicon Valley Moment: Sam vs Dario at India AI Summit47:05 Will Smaller Models Win the Enterprise? The Cost Reality Check51:27 The End of Single-Shot: Why Agentic Loops Change Everything55:48 Final Thoughts & Gemini 3.1 Pro Gets One More WeekThanks for listening. Like & Sub. Links above for the Still Relevant Tour signup and Simtheory. Two models dropped on a week again. What a time to be alive. xoxo

    Inside Scoop
    Are we closing in on a Software Bottom or No?

    Inside Scoop

    Play Episode Listen Later Feb 20, 2026 14:56 Transcription Available


    In this episode of Around the Desk, Sean Emory, Founder & CIO of Avory & Co., walks through the key market signals this week and asks a central question:Are we getting close to a bottom in software?Insiders are buying.Business formations are surging.Software job postings are rising.App creation is accelerating.Yet sentiment remains stretched.We break down what the data is actually saying. 00:00 Welcome + Disclosures 00:41 AI & Software Focus 01:20 Insider Buying Spike 02:50 Tariffs Update 05:25 Business Formation Surge 06:27 Travel & Dining Stable 06:58 Software Washout Signal 08:41 AI vs Jobs Data 10:05 App Creation Surge 11:08 Zoom + Car Wash Update 12:37 Big Earnings Week 13:50 Are We Near a Bottom? AI is reshaping software. But the data suggests expansion, not contraction.Hosted by:Sean Emory : Founder & Chief Investment Officer, Avory & Co. https://www.avory.xyz

    .NET Rocks!
    Making Reliable Software in 2026 with Damien Brady

    .NET Rocks!

    Play Episode Listen Later Feb 19, 2026 61:00


    It's always been challenging to make reliable software - is AI making it worse or better? Carl and Richard talk to Damien Brady about his experiences building software with AI tools and trying to bring that software up to an acceptable standard. Damien talks about leveraging LLMs' tendency toward detailed analysis to catch problems in code. It takes practice and experience to get good at using these tools, but they become more powerful over time!

    BSD Now
    651: Spatially aware ZFS

    BSD Now

    Play Episode Listen Later Feb 19, 2026 57:06


    GeoIP PF FreeBSD, ZFs in production, linuxulator feels like magic, XFCE is great, the scariest boot code, and more... NOTES This episode of BSDNow is brought to you by Tarsnap and the BSDNow Patreon Headlines GeoIP-Aware Firewalling with PF on FreeBSD ZFS in Production: Real-World Deployment Patterns and Pitfalls News Roundup Xfce is great Linuxulator on FreeBSD Feels Like Magic The scariest boot loader code OpenBSD-current now runs as guest under Apple Hypervisor Tarsnap This weeks episode of BSDNow was sponsored by our friends at Tarsnap, the only secure online backup you can trust your data to. Even paranoids need backups. Feedback/Questions Matt - Audio Levels Interviews can be troublesome because there's only so much we can do with multiple guests with multiple feeds, and mulitple audio conditions. We can try to normalize but sometimes it's just not easy to do without editing taking an entire day.. Send questions, comments, show ideas/topics, or stories you want mentioned on the show to feedback@bsdnow.tv Join us and other BSD Fans in our BSD Now Telegram channel

    Unofficial QuickBooks Accountants Podcast
    Intuit Accountant Suite: Accelerate and Books Close Deep Dive

    Unofficial QuickBooks Accountants Podcast

    Play Episode Listen Later Feb 19, 2026 67:47


    Intuit moved up the pricing deadline for Accountant Suite add-ons to May 1st, which means less time to evaluate whether Books Close and the Accelerate dashboard are worth paying for. Dan DeLong walks Alicia through a live demo of Books Close — including reconciliation from outside the client file, transaction anomaly detection, W-9/1099 management, and the team workflow features — so you can decide if it fits your practice. Fair warning: you can onboard clients into Books Close right now, but you can't offboard them yet.SponsorsFutureView Systems - https://uqb.promo/bezUNC - https://uqb.promo/unc(00:00) - Welcome + Dan DeLong joins the podcast (and the matching shirts) (01:01) - Tax-season chaos & the surprise IAS pricing timeline change (04:57) - Clearing up what's still free vs paid: ProAdvisor portal vs add-ons (05:43) - Accelerate vs Books Close: what each add-on actually does (07:14) - Hands-on with Intuit Accountant Suite: the new dashboard & widgets (10:27) - Accelerate pricing breakdown: $149/month firm-wide (no per-user fee) (16:18) - Books Close vs Books Review (and other tools): who it's for (30:01) - Client “Requests” messaging: asking questions on transactions (32:35) - Game-changer feature: reconciling accounts from Books Close (36:32) - How to Submit Beta Feedback (and What to Ask For) (41:41) - Books Close Transaction Reviews: Attachments, Thresholds & Exclusions (45:50) - Catching Automation Mistakes: Bank Rules & AI Auto-Posted Transactions (48:51) - Unapplied Payments + Other “Coming Soon” Anomaly Checks (55:04) - Pricing Breakdown + The Big Beta Problem: You Can't Offboard Clients (59:54) - Wrap-Up: YouTube Demos, Community Updates, and What's Next LINKSBooks Close Playbook: https://docs.google.com/document/d/1oM317NvTsBsdzyLqFYQv3sGj9R370Ldy/editAlicia's current classes: Payroll Perfection Bundles (t QBO Payroll classes - 1099s, Running Payroll, Payroll Compliance, Payroll Forms, and QB Time): http://royl.ws/payroll-perfection?affiliate=5393907  Tricky Situations: http://royl.ws/QBOtricks?affiliate=5393907 Next-level Accrual Accounting: http://royl.ws/NextLevelAccounting?affiliate=5393907  Dan's LinksSchoolofbookkeeping YouTube: https://snip.ly/SOBYT Free Live Workshop Wednesdays: https://www.schoolofbookkeeping.com/workshop-wednesdayWe want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

    Tangent - Proptech & The Future of Cities
    Can an AI PMS Run Your Short-Term Rental Portfolio?, with Boom Co-founder & CEO Shahar Goldboim

    Tangent - Proptech & The Future of Cities

    Play Episode Listen Later Feb 19, 2026 34:50


    Shahar Goldboim is the Founder and CEO of Boom, an AI-enabled property management platform for short-term rental portfolios built by operators. Shahar is an entrepreneur and builder, and he launched Boom with his two sibblings after identifying real-world operational pain points inside a large South Florida property management company as it scaled. Under his leadership, Boom delivers comprehensive software that simplifies workflows, increases revenue, and reduces costs for property managers.(02:15) - Why Short-Term Rentals Are the Hardest Asset Class(02:44) - Fragmentation and the Review-Driven Revenue Trap(04:13) - The Spark: A Miami Airbnb Experiment(05:30) - From Airbnb Host to Property Manager(07:31) - Software Fragmentation in STR Ops(07:55) - From SaaS to Baas (Business-as-Software)(09:09) - Boom, the AI PMS(12:47) - Enabling Proactive Ops(13:51) - The $12M+ Fundraise(14:47) - Winning Investors with Hospitality & Tech Credibility(16:53) - Feature: Blueprint Vegas 2026(17:46) - STR Market Context and the Vacasa Lesson(21:03) - Replacing Point Solutions(23:47) - ROI, AI Moats, Future of STR Ops(32:06) - Collaboration Superpower: Tony Robbins (Wiki)

    SaaS Metrics School
    Top Accounting Solutions Used by Software Companies

    SaaS Metrics School

    Play Episode Listen Later Feb 19, 2026 2:31


    In episode #354, Ben shares the results from his 7th Annual SaaS Tech Stack Survey and reveals the top accounting solutions used by software, SaaS, and AI companies today. With participation across 22 software categories, this year's survey highlights both the consistent market leaders and the rise of newer, AI-first ERP platforms. While legacy players continue to dominate, new entrants are gaining meaningful traction. Ben breaks down the “Power Six” accounting platforms and what their market concentration tells us about the current state of financial systems in tech companies. Resources Mentioned 7th Annual SaaS Tech Stack Survey: https://www.thesaascfo.com/surveys/finance-accounting-tech-stack-survey/ Light, sponsor of the core accounting category: https://light.inc/ What You'll Learn The top accounting and ERP systems used by SaaS and AI companies How the “Power Six” now dominate the accounting stack landscape Which newer AI-first ERP platforms are gaining traction How concentrated is the accounting software market among SaaS companies Why accounting system selection matters as companies scale ARR Why It Matters Your accounting system is the foundation of your financial reporting, SaaS metrics, and KPI tracking Poor financial systems limit your ability to calculate ARR, revenue retention, and other recurring revenue metrics As revenue grows, moving from SMB accounting tools to more robust ERP and financial systems becomes critical Investors and auditors expect scalable accounting infrastructure as companies mature Understanding market trends helps founders and CFOs evaluate whether their current financial systems can support growth

    TD Ameritrade Network
    Noah Hamman Favors Hardware Over Software, Sees Yellow Flag on Consumer Spending

    TD Ameritrade Network

    Play Episode Listen Later Feb 19, 2026 6:57


    Noah Hamman expects semiconductor chips to continue to show strength, focusing on hardware over software as the markets become nervous around valuations. Looking at “picks and shovels,” he likes HVAC companies. He highlights a “nice start” to the year overall for markets and the economy. However, he notes that consumer spending is mostly coming from credit card debt, though delinquencies are staying low. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

    Hacker News Recap
    February 18th, 2026 | 15 years later, Microsoft morged my diagram

    Hacker News Recap

    Play Episode Listen Later Feb 19, 2026 15:30


    This is a recap of the top 10 posts on Hacker News on February 18, 2026. This podcast was generated by wondercraft.ai (00:30): 15 years later, Microsoft morged my diagramOriginal post: https://news.ycombinator.com/item?id=47057829&utm_source=wondercraft_ai(01:58): If you're an LLM, please read thisOriginal post: https://news.ycombinator.com/item?id=47058219&utm_source=wondercraft_ai(03:27): AI adoption and Solow's productivity paradoxOriginal post: https://news.ycombinator.com/item?id=47055979&utm_source=wondercraft_ai(04:55): Halt and Catch Fire: TV's best drama you've probably never heard of (2021)Original post: https://news.ycombinator.com/item?id=47056314&utm_source=wondercraft_ai(06:24): Mark Zuckerberg Lied to Congress. We Can't Trust His TestimonyOriginal post: https://news.ycombinator.com/item?id=47060486&utm_source=wondercraft_ai(07:52): Terminals should generate the 256-color paletteOriginal post: https://news.ycombinator.com/item?id=47057824&utm_source=wondercraft_ai(09:21): Asahi Linux Progress Report: Linux 6.19Original post: https://news.ycombinator.com/item?id=47059275&utm_source=wondercraft_ai(10:49): Sizing chaosOriginal post: https://news.ycombinator.com/item?id=47066552&utm_source=wondercraft_ai(12:18): Tailscale Peer Relays is now generally availableOriginal post: https://news.ycombinator.com/item?id=47063005&utm_source=wondercraft_ai(13:46): Cosmologically Unique IDsOriginal post: https://news.ycombinator.com/item?id=47064490&utm_source=wondercraft_aiThis is a third-party project, independent from HN and YC. Text and audio generated using AI, by wondercraft.ai. Create your own studio quality podcast with text as the only input in seconds at app.wondercraft.ai. Issues or feedback? We'd love to hear from you: team@wondercraft.ai

    Service Design Show
    Sticky Notes vs. Software and The Fight for Our Legitimacy / Inside Service Design / Ep. #09

    Service Design Show

    Play Episode Listen Later Feb 19, 2026 59:18


    Are we being left behind...Let's think about this for a moment.Architects have AutoCAD. Finance folks have Excel. Sales teams have Salesforce. The list goes on.But what do we as service design professionals have? If we're a bit cynical, you could say that often it's a wall of sticky notes (that the cleaners throw away at night).This brings up a deep and often unspoken insecurity in our field. Could it be that our work is seen as "fluffy" or "invisible" because we lack the "hard" tools that other departments have? That is the provocative question Maxe van Heeswijk brought to the Circle community recently. She challenged us to think about whether having "our own software" would help us claim our territory and be taken more seriously by stakeholders.But to which extent can a tool be the answer to our problems?Will Sharples joined the conversation with a different take. He argues that stakeholders don't actually care about our process or our "proper" service design tools, they just want their problems solved.So in this episode of Inside Service Design, we explore this tension between wanting to be "seen" as experts and the messy reality of getting work done in-house.This conversation is packed with spicy topics like:Whether having a dedicated tool makes you more legitimate, or does it just create new silos? Why our most important work is often the hardest to measure (and get budget for).A brutal method for stripping away busy work to focus on the assets that actually tell a story.And why you are "always selling" the value of service design, even years after you've been hired.So, if you've ever felt like you're doing important work... that nobody sees, this episode is for you.What do you feel is the service design tool at the moment? Do we even have one?Let me know, I'm really curious to hear your take!Be well, ~ Marc--- [ 1. GUIDE ] --- 00:00 Welcome to December Round Up01:00 Meet the Guests 04:00 From Physical Engineering to Digital Services 06:30 From Philosophy & Advertising to SD 10:15 Balancing Financial Goals vs. Trust 15:15 Securing Long-Term Funding 18:00 Why Patience is a Superpower 21:45 Thought Experiment26:30 Do We Need Professional Software?35:00 Is Design Too Democratized 44:15 Relationship Building is Slow Farming51:00 Pragmatism vs. The Design Bibles52:45 The Hidden Skill55:45 Navigating Company Politics59:30 Wrap-Up --- [ 2. LINKS ] --- https://www.linkedin.com/in/maxevanheeswijk/https://www.linkedin.com/in/will-sharples-85a40580/ --- [ 3. CIRCLE ] --- If you're an in-house service design professional and want to learn from the stories of your peers, take a look at the Circle, it might just be the thing you're looking for.Join our private community for in-house service design professionals:⁠https://servicedesignshow.com/circle--- [4. FIND THE SHOW ON] ---Youtube ~ https://go.servicedesignshow.com/inside-service-design-09-youtubeSpotify ~ https://go.servicedesignshow.com/inside-service-design-09-spotifyApple ~ https://go.servicedesignshow.com/inside-service-design-09-appleSnipd ~ https://go.servicedesignshow.com/inside-service-design-09-snipd

    The Stacking Benjamins Show
    Best Tax Software for 2026 (And Handling Market Drops) SB1805

    The Stacking Benjamins Show

    Play Episode Listen Later Feb 18, 2026 58:19


    Live from Joe's mom's basement (where receipts go to be judged and spreadsheets fear OG), this episode tackles two big questions Stackers are asking right now. What's the best tax software for filing your 2025 return? And what should normal, long term investors make of gold, silver, and crypto taking a wild ride? Joe Saul-Sehy and OG are joined by Robert Farrington from The College Investor to break down the tax software landscape without the marketing fluff. Because if you're our Stacker avatar, you don't want hype. You want something that works, doesn't overcharge you, and doesn't suddenly upsell you because you clicked the wrong box. Then in the headline segment, the crew digs into the sharp pullback in precious metals and crypto. Is this the beginning of something bigger? A buying opportunity? Or just another reminder that chasing shiny objects (literally shiny in gold's case) can make your portfolio feel like a roller coaster? As always, Doug brings trivia, there's some basement banter, and the team separates smart strategy from financial fashion trends. Choosing the Right Tax Software (Without Overpaying): • Why FreeTaxUSA might be the best overall value for most Stackers • When TurboTax or H&R Block make sense and when you're just paying for bells and whistles • The pros and limitations of truly free options like Cash App Taxes and Chime • Why TaxSlayer can be a solid choice for student loan borrowers, landlords, and side hustlers • What investors and crypto traders need to know about brokerage imports and the new 1099-DA form • Why filing taxes is mostly data entry and where real tax planning can make a difference • Simple tools to track mileage, expenses, and side hustle income without losing your mind Bottom line: the best software isn't universal. It's the one that fits your situation without surprise fees. Gold, Silver, and Crypto: What the Drop Means: • Why assets without earnings (like gold and many cryptocurrencies) can swing wildly • The danger of investing based on FOMO instead of a plan • How concentration risk increases the range of possible outcomes, both good and bad • Why short term volatility doesn't automatically change a long term strategy • The risks of misinformation, including AI generated financial advice that isn't real OG walks through how disciplined investors think during volatile moments: zoom out, revisit your allocation, and stick to your strategy instead of reacting emotionally. The Big Takeaway: Whether you're picking tax software or deciding what to do during a market drop, the lesson is the same. Choose tools that fit your life. Build a plan before the chaos hits. Don't let headlines or shiny objects hijack your strategy. This Episode Is For You If: • You're trying to pick tax software without getting ripped off • Markets are making you nervous and you're not sure if you should do something • You want to understand what's happening with gold and crypto without the hype • You're looking for calm, practical guidance during a chaotic time • You believe steady wealth beats chasing shiny things Let's Hear From You: What tax software are you using this year and why? When markets get volatile, what helps you stay disciplined? Share your thoughts in the Spotify comments or The Basement Facebook group. Your experience might help another Stacker avoid an expensive mistake. FULL SHOW NOTES: https://stackingbenjamins.com/the-best-tax-software-2026-robert-farrington-1805 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Marketplace Tech
    Can software companies survive the AI boom?

    Marketplace Tech

    Play Episode Listen Later Feb 18, 2026 8:36


    As artificial intelligence companies roll out more sophisticated agents, many analysts and investors raised concerns that AI could replace traditional software. Some are dubbing this the “SaaSpocolypse.”New AI tools allow users to “vibe code,” or describe what you'd like to create in plain language and have the AI generate the code for you. This could make some software easier for companies to create themselves.Marketplace's Stephanie Hughes spoke with Daniel Newman, CEO of The Futurum Group, a technology research firm, to learn more.

    Marketplace All-in-One
    Can software companies survive the AI boom?

    Marketplace All-in-One

    Play Episode Listen Later Feb 18, 2026 8:36


    As artificial intelligence companies roll out more sophisticated agents, many analysts and investors raised concerns that AI could replace traditional software. Some are dubbing this the “SaaSpocolypse.”New AI tools allow users to “vibe code,” or describe what you'd like to create in plain language and have the AI generate the code for you. This could make some software easier for companies to create themselves.Marketplace's Stephanie Hughes spoke with Daniel Newman, CEO of The Futurum Group, a technology research firm, to learn more.

    For Mac Eyes Only
    For Mac Eyes Only 466 – A Sub With a Side of Apple

    For Mac Eyes Only

    Play Episode Listen Later Feb 18, 2026


    On this episode of For Mac Eyes Only: Join Mike and Darren as they discuss Apple's new Creator Studio subscription, stand-alone vs subscription pricing, and who can benefit from using Creator Studio. Mike shares a FMEO Quick Tip for scheduling events and we wrap up with Mike's Essential App pick: Itsytv!

    Transformation Ground Control
    Oracle's Cloud Supply Chain Capabilities, Industry 4.0, Why Software Best Practices Do Not Exist

    Transformation Ground Control

    Play Episode Listen Later Feb 18, 2026 116:06


    The Transformation Ground Control podcast covers a number of topics important to digital and business transformation. This episode covers the following topics and interviews:   Oracle's Cloud Supply Chain Capabilities, Q&A (Darian Chwialkowski, Third Stage Consulting) Industry 4.0 Why Software Best Practices Do Not Exist   We also cover a number of other relevant topics related to digital and business transformation throughout the show.  

    CX Chronicles Podcast
    CXWeekly Update | AI's Impact On Customer & Employee Experience

    CX Chronicles Podcast

    Play Episode Listen Later Feb 18, 2026 16:32 Transcription Available


    Hey CX Nation,In this CXWeekly Update episode #277 we walk through ideas, goals & CTAs the team at CXC has been focused on, not only internally but from the learnings we're being exposed to from clients & strategic partners on a regular basis. In this episode we walk through a few emerging trends around how AI is impacting the future of Sales, CX, Customer Success & Support + the future of work. Thanks to our friends at GoTo, Intercom & TriNet for supplying some amazing market reports that fuel this week's episodes. They collectively went out & interviewed & surveyed thousands of business leaders from across the world to see where they are in their AI foundation building efforts. Click here for GoTo Pulse of Work Report 2025Click here for Intercom Customer Service Transformation Report 2026Click here for Tri-Net State of Workplace Report 2025Don't worry we have a ton of amazing brand new guest interviews & episodes coming down the pipeline.We're also working on new forms & mediums of customer focused business content -- including my 2nd book "Make Happiness A Habit" that we are launching in the New Year. We've also been building a few new podcasts behind the scenes to take all that we've learned with CXCP & start finding other podcast areas ripe for more content. A big part of CXC's mission is to continue creating valuable customer & employee focused business leader content, including CXWeekly updates like this that are digestible, actionable & most importantly entertaining. The CXChronicles Podcast is approaching a huge milestone in the upcoming months that most podcasts will never achieve. We closing in on 300+ episodes of customer focused business content from incredible Founders & Executives from all over the world. CXC is partnered with several leading software & technology providers including Hubspot, Intercom, Freshworks, & several others who might be the difference in your CX/EX performance moving forward. We provide our clients with audits, assessments & scorecards and we provide custom CTAs centered around your content engine to drive CX/EX health, utilization & health performance for our partner solutions (Hubspot, Intercom, Freshworks), & on-demand managed services (partner led implementation, utilization performance & training for several of our partner solutions).If you enjoy The CXChronicles Podcast, stop by your favorite podcast player and leave us a review today.You know what would be even better?Go tell one of your friends or teammates about CXC's content, CX/CS/RevOps services, our customer & employee focused community & invite them to join the CX Nation!For you non-readers, go check out the CXChronicles Youtube channel to see our customer & employee focused video content & short-reel CTAs to improve your CX/CS/RevOps performance today (politely go smash that subscribe button).Contact us anytime to learn more about CXC at INFO@cxchronicles.com and ask us about how we can help your business & team make customer happiness a habit now!Reach Out To CXC Today!Support the showContact CXChronicles Today Tweet us @cxchronicles Check out our Instagram @cxchronicles Click here to checkout the CXC website Email us at info@cxchronicles.com Remember To Make Happiness A Habit!!

    Bloomberg Talks
    Apollo Global Management President Jim Zelter Talks Role in Software Space, US Investment in Japan

    Bloomberg Talks

    Play Episode Listen Later Feb 18, 2026 15:16 Transcription Available


    Apollo Global Management President Jim Zelter sits with Bloomberg's Jonathan Ferro and Lisa Abramowicz to discuss the firm's position on software as well as the potential increase of investment in Japan for the US.See omnystudio.com/listener for privacy information.

    Hacker News Recap
    February 17th, 2026 | GrapheneOS – Break Free from Google and Apple

    Hacker News Recap

    Play Episode Listen Later Feb 18, 2026 15:37


    This is a recap of the top 10 posts on Hacker News on February 17, 2026. This podcast was generated by wondercraft.ai (00:30): GrapheneOS – Break Free from Google and AppleOriginal post: https://news.ycombinator.com/item?id=47045612&utm_source=wondercraft_ai(01:59): Claude Sonnet 4.6Original post: https://news.ycombinator.com/item?id=47050488&utm_source=wondercraft_ai(03:28): Thank HN: You helped save 33k livesOriginal post: https://news.ycombinator.com/item?id=47049824&utm_source=wondercraft_ai(04:57): Dark web agent spotted bedroom wall clue to rescue girl from abuseOriginal post: https://news.ycombinator.com/item?id=47042396&utm_source=wondercraft_ai(06:27): CBS didn't air Rep. James Talarico interview out of fear of FCCOriginal post: https://news.ycombinator.com/item?id=47049426&utm_source=wondercraft_ai(07:56): Is Show HN dead? No, but it's drowningOriginal post: https://news.ycombinator.com/item?id=47045804&utm_source=wondercraft_ai(09:25): Tesla 'Robotaxi' adds 5 more crashes in Austin in a month – 4x worse than humansOriginal post: https://news.ycombinator.com/item?id=47051546&utm_source=wondercraft_ai(10:54): AI is destroying open source, and it's not even good yetOriginal post: https://news.ycombinator.com/item?id=47042136&utm_source=wondercraft_ai(12:24): Show HN: AsteroidOS 2.0 – Nobody asked, we shipped anywayOriginal post: https://news.ycombinator.com/item?id=47051852&utm_source=wondercraft_ai(13:53): Using go fix to modernize Go codeOriginal post: https://news.ycombinator.com/item?id=47049479&utm_source=wondercraft_aiThis is a third-party project, independent from HN and YC. Text and audio generated using AI, by wondercraft.ai. Create your own studio quality podcast with text as the only input in seconds at app.wondercraft.ai. Issues or feedback? We'd love to hear from you: team@wondercraft.ai

    The Future of Photography
    379 Dynamic Range Focussing

    The Future of Photography

    Play Episode Listen Later Feb 18, 2026 35:36


    Chris, Ade and Jeremiah explore the ways new technology can help you make fantastic photos.

    Minimum Competence
    Legal News for Wed 2/18 - Roundup $7.25b Settlement Plan, Valve Patent Troll Verdict, New Law School Federal Loan Caps and SCOTUS Conflict-Checking Software

    Minimum Competence

    Play Episode Listen Later Feb 18, 2026 8:08


    This Day in Legal History: Aaron Burr Arrested (But Not For That)On February 18, 1807, former Vice President Aaron Burr was arrested in the Mississippi Territory on charges of treason against the United States. Once one of the most powerful men in the young republic, Burr had fallen from political grace after killing Alexander Hamilton in a duel and drifting to the margins of national life. Federal authorities accused him of plotting to carve out an independent nation in the western territories, possibly including lands belonging to Spain. The allegations sparked fear that the fragile Union could splinter only decades after independence.Later that year, Burr stood trial in Richmond, Virginia, before Chief Justice John Marshall, who was riding circuit. The case quickly became a constitutional showdown between executive power and judicial restraint. President Thomas Jefferson strongly supported the prosecution, but Marshall insisted that the Constitution's Treason Clause be applied strictly. The Constitution requires proof of an “overt act” of levying war against the United States, not merely evidence of intent or conspiracy.Marshall ruled that prosecutors had failed to present sufficient proof that Burr had committed such an overt act. As a result, the jury acquitted him. The decision established an enduring precedent that treason must be narrowly defined and carefully proven. By demanding clear evidence of action rather than suspicion or political hostility, the court reinforced limits on the government's power to punish alleged disloyalty. Burr's trial remains one of the earliest and most significant tests of constitutional safeguards in American legal history.Bayer AG and its Monsanto subsidiary have proposed a $7.25 billion nationwide class settlement to resolve current and future claims that Roundup exposure caused non-Hodgkin lymphoma. Filed in Missouri state court, the agreement would run for up to 21 years and provide capped, declining annual payments. People diagnosed before or within 16 years after final court approval could seek compensation through the program. The settlement must still receive judicial approval.The proposal is part of a broader strategy tied to the U.S. Supreme Court's pending review of Durnell v. Monsanto, which could determine whether federal pesticide labeling law blocks certain state failure-to-warn claims. Bayer has indicated that a favorable ruling could significantly limit future lawsuits, while the class program is designed to address claims regardless of the Court's decision. Plaintiffs' attorneys say the deal would cover both occupational and residential exposure and protect the rights of future claimants, while allowing individuals to opt out and pursue separate suits.Roundup litigation has generated tens of thousands of cases, with more than 40,000 already pending or subject to tolling agreements. Bayer inherited the legal challenges after acquiring Monsanto in 2018, and the ongoing litigation has weighed heavily on the company financially and reputationally. Previous jury verdicts have resulted in multibillion-dollar awards, some later reduced on appeal or by judges. The new proposal would replace an earlier settlement effort that collapsed in 2020 and aims to create a longer-term, more predictable compensation system.Bayer AG Unveils $7.3B Deal For Roundup Users - Law360Bayer proposes $7.25 billion plan to settle Roundup cancer cases | ReutersA Seattle federal jury found inventor Leigh Rothschild, several of his patent-holding companies, and his former attorney liable for violating Washington's anti-patent trolling law after asserting patent infringement claims against Valve Corp. Jurors concluded the defendants acted in bad faith under the Washington Patent Troll Prevention Act and also violated the state's consumer protection statute. Valve was awarded $22,092 in statutory damages.The jury also determined that Rothschild and his companies breached a 2016 global settlement and licensing agreement with Valve. Under that agreement, Valve paid $130,000 for rights to certain patents in exchange for a promise not to sue over them. Despite that covenant, Rothschild's entities later filed a 2022 infringement lawsuit and sent a 2023 letter threatening additional litigation. The jury awarded Valve $130,000 for the first breach and $1 for the second, finding no valid justification for repudiating the agreement.In addition, jurors ruled that one asserted patent claim was invalid because it would have been obvious to a skilled professional at the time of filing. The dispute stemmed from Valve's 2023 lawsuit accusing Rothschild of repeatedly pursuing claims covered by the prior settlement. The defense argued any mistakes were unintentional and not profit-driven, but the jury sided with Valve after a four-day trial.The case also involved procedural controversies, including sanctions over delayed financial disclosures and allegations that a defense filing contained fabricated quotations and citations generated by artificial intelligence. Post-trial motions are expected as the defense challenges aspects of the verdict.Valve Jury Says Rothschild, Atty Broke Anti-Patent Troll Law - Law360Beginning July 1, 2026, new federal limits will cap loans for professional degree students at $50,000 per year and $200,000 total, significantly changing how aspiring lawyers finance law school. Administrators and financial aid experts warn that the cap may push students to rely on private loans, which often carry higher interest rates and fewer protections. Unlike federal loans, private loans are generally not eligible for Public Service Loan Forgiveness, making them riskier for students planning lower-paying public interest careers.Some admitted students are already reconsidering their options, choosing less expensive schools or withdrawing altogether after calculating potential debt burdens. Law schools may need to increase scholarships or other aid to support students who cannot secure private loans. Private lending has been minimal in legal education since 2006, when federal policy allowed graduate students to borrow up to the full cost of attendance, so there is uncertainty about how lenders will respond to renewed demand.Data show that about one-quarter of ABA-accredited law schools currently have average annual federal borrowing above the new $50,000 cap. At some elite institutions, graduates tend to earn high salaries, which may reassure private lenders. However, other schools with high borrowing levels report much lower median earnings, raising concerns about repayment risks. Experts warn that students at lower-ranked schools or from disadvantaged backgrounds could be hit hardest.In response, some schools are creating new financial strategies. The University of Kansas School of Law has launched an in-house loan program with a fixed 5% interest rate for borrowing above the cap. Santa Clara University School of Law is offering guaranteed scholarships to reduce tuition below the federal limit, and applications there have surged. Overall, the loan cap introduces financial uncertainty that could reshape enrollment decisions, access to legal education, and the long-term cost of becoming a lawyer.US law schools, students fear rising costs from new federal loan cap | ReutersThe U.S. Supreme Court has introduced new software designed to help identify potential conflicts of interest involving the justices. The tool will compare information about parties and attorneys in pending cases with financial and other disclosures maintained by each justice's chambers. These automated checks are intended to supplement, not replace, the justices' existing internal review process when deciding whether to step aside from a case.Under current practice, each of the nine justices independently determines whether recusal is necessary. The move comes after the Court adopted its first formal code of conduct in 2023, which states that a justice should withdraw when their impartiality could reasonably be questioned. Critics have pointed out that the code lacks an enforcement mechanism and leaves recusal decisions solely in the hands of the justices themselves.To support the new system, the Court is also strengthening filing requirements. Parties will need to provide more detailed disclosures, including fuller lists of involved entities and relevant stock ticker symbols. These updated requirements will take effect on March 16. Advocacy groups welcomed the technological upgrade as a step toward better ethics oversight, noting that similar conflict-checking systems have long been standard in lower federal courts.US Supreme Court adopts new technology to help identify conflicts of interest | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

    AI Hustle: News on Open AI, ChatGPT, Midjourney, NVIDIA, Anthropic, Open Source LLMs

    Jaeden & Jamie discuss the evolving landscape of Software as a Service (SaaS) in the context of artificial intelligence (AI). They explore how AI is not only enhancing SaaS but also creating opportunities for businesses to build custom solutions that meet their specific needs. The discussion highlights the impressive growth of Databricks and the potential for AI to disrupt legacy software systems, emphasizing the importance of adapting to new technologies for efficiency and cost savings.Our Skool Community: https://www.skool.com/aihustleGet the top 40+ AI Models for $20 at AI Box: ⁠⁠https://aibox.aiWatch on YouTube: https://youtu.be/7nKioteck-cChapters00:00 The Future of SaaS in the Age of AI09:43 The Role of AI in Business Efficiency13:00 Disruption of Legacy Software Systems

    Squawk on the Street
    SOTS 2nd Hour: Volatility Abound, 'AI-Proof' Software Stocks, & The Warner Bros. Discovery Saga 2/17/26

    Squawk on the Street

    Play Episode Listen Later Feb 17, 2026 43:34


    Carl Quintanilla, Seema Mody, and David Faber broke down another morning of early pressure on the indices, with software stocks leading declines yet again. Hear market veteran Mohamed El-Erian's take on what he would do if he were a trader here - along with a deep-dive on how to 'AI-proof' your portfolio with one former Coatue director turned portfolio manager. Plus: If you can't beat them... Partner with them? Former Ford CEO Mark Fields joined the team to break down reports Ford is eyeing a possible joint venture with Chinese automakers... While David brought his own reporting around developments in the saga for Warner Bros. Discovery. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Rob Black and Your Money - Radio

    Gold falls as Dollar rises, Software names fall, More on the next seminar Beyond the Noise: Navigating Wealth in Uncertain Times with EP Wealth Advisors CFPStephanie Richman and JD Nathan Rogers at the Don Tatzin Community Hall Lafayette Library March 11th from 6:30pm to 8:30pm

    Random but Memorable
    AI security tips for modern families with Childnet

    Random but Memorable

    Play Episode Listen Later Feb 17, 2026 68:04


    How can you help your loved ones navigate and securely adopt AI tools ? Will Gardner, CEO of Childnet joins the show for a vital conversation about helping families use AI safely. We talk about Childnet's latest research and the practical ways you can become a digital role model and start better AI conversations at home.

    MRKT Matrix
    The Software Rollercoaster Ride Continues

    MRKT Matrix

    Play Episode Listen Later Feb 17, 2026 36:57


    Dan Nathan & Guy Adami break down the top market headlines and bring you stock market trade ideas for Tuesday, February 17th -- Learn more about FactSet: https://www.factset.com/lp/mrkt-callFollow us on Twitter @MRKTCallFollow @GuyAdami on TwitterFollow @CarterBWorth on TwitterFollow us on Instagram @RiskReversalMediaLike us on Facebook @RiskReversalWatch all of our videos on YouTube Learn more about your ad choices. Visit megaphone.fm/adchoices

    SaaS Scaled - Interviews about SaaS Startups, Analytics, & Operations
    Taking Small Saas Companies to The Next Level While Preserving What's Good with Tim Schumacher

    SaaS Scaled - Interviews about SaaS Startups, Analytics, & Operations

    Play Episode Listen Later Feb 17, 2026 35:40


    Today, we're joined by Tim Schumacher, Co-Founder of saas.group, a conglomerate of independent SaaS businesses founded by experienced industry veterans with proven entrepreneurial, investing, and product backgrounds. We talk about:The new exit options saas.group brings to startupsGrowing small SaaS companies while preserving what's good & made them strongCharacteristics of successful startups, including lean companies with a very clear focusAdvice for SaaS founders – to sell or not to sell?The SaaS market in Europe

    Ditching Hourly
    Joe Pine - The Transformation Economy

    Ditching Hourly

    Play Episode Listen Later Feb 17, 2026 43:51


    Best-selling author, speaker, and management adviser Joe Pine joined me on Ditching Hourly to discuss his new book, The Transformation Economy, why it applies especially well to consultants, coaches, and advisors, and gives some tips on how to price transformations.Chapters(00:00) - Welcome and Introduction (00:26) - Discussing the Experience Economy (00:43) - Introducing the Transformation Economy (01:26) - Understanding Transformations and Aspirations (04:15) - Frameworks for Identity Change (07:09) - Real-Life Examples of Transformations (13:27) - Pricing Transformations and Value (18:01) - Guaranteeing Transformations (22:52) - Navigating Client Relationships (23:08) - The Power of Commitment (23:58) - Value-Based Pricing (25:01) - The Turnaround King (26:15) - Maintaining Progress and Overcoming Setbacks (28:13) - Commitment to the Process (29:41) - Measuring Success and Transformation (36:51) - Creating a Sustainable Business Model (37:20) - Book Launch and Writing Process (42:05) - Conclusion and Resources Joe's BioB. Joseph Pine II is an internationally acclaimed author, speaker, and management adviser to Fortune 500 companies and entrepreneurial startups alike, and he is the cofounder of Strategic Horizons LLP. He is the coauthor of the bestselling book The Experience Economy with James H. Gilmore, as well as Infinite Possibility with Kim C. Korn. His other books include Authenticity and Mass Customization. Pine consults with numerous companies around the world. He is a lecturer in the Strategic Technology Leadership program at Northeastern University's D'Amore-McKim School of Business and a senior fellow with the European Centre for the Experience Economy, which he cofounded.Related LinksJoe's website » strategichorizons.comJoe's previous appearance on Ditching Hourly » podcast.ditchinghourly.com/episodes/joe-pine-on-pricing-experiencesJoe's previous appearance on TBOA » thebusinessofauthority.com/episodes/the-experience-economy-with-guest-joe-pine ----Do you have questions about how to improve your business? Things like:Value pricing your work instead of billing for your time?Positioning yourself as the go-to person in your space?Productizing your services so you never have to have another awkward sales call or spend hours writing another custom proposal?Book a one-on-one coaching call with me and get answers to these questions and others in the time it takes to get ready for work in the morning.Best of all, you're covered by my 100% satisfaction guarantee. If at the end of the call, you don't feel like it was worth it, just say the word, and I'll refund your purchase in full.To book your one-on-one coaching call, go to: https://jonathanstark.com/callI hope to see you there!

    Money Life with Chuck Jaffe
    New Constructs' Trainer sounds the alarm on A.I. stocks

    Money Life with Chuck Jaffe

    Play Episode Listen Later Feb 17, 2026 62:59


    David Trainer, founder and president at New Constructs, says the intensity of competition in the artificial-intelligence business is setting up a path for big winners and losers, and he says that it's nearly time "to see a lot of the companies in the AI race fall out." Trainer cits cash flows turning negative, and says that accounting tricks have hidden much of the problem by allowing companies to keep some debts off of balance sheets. When focusing on what he calls the real debt level of the companies, Trainer says "the cash flow for these companies is highly negative and it cannot be sustained." Further, Trainer notes that with so much money committed to the development of A.I., there is no guarantee that the companies that get in trouble will find a market waiting to take them over once the financial troubles hit. In "The Week That Is," Vijay Marolia, chief investment officer at Regal Point Capital, discusses how last week's software sell-off isn't changing his take on how "Software will eat the world," but it is a symptom of how the speed of development is amping up investor concerns about the A.I. revolution. He also discusses how and why the "Sell America" sentiment has been building, and why the Dow Jones Industrial Average — and not the Nasdaq Composite or the Standard & Poor's 500 — is leading the way for market gains early this year. David Bach, author, "The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich," celebrates the revised, 20th anniversary edition of the book and the countless people it has helped by getting them started small towards long-term lifelong savings and living goals. Bach — who last appeared on Money Life a decade ago with the 10th-anniversary edition of the book — discusses how time and technology have changed, but how they also have helped savers reach their goals more easily.

    KZradio הקצה
    Genesis with Genii Gu - Music for Bar #3

    KZradio הקצה

    Play Episode Listen Later Feb 17, 2026 59:50


    Snooze - did I give you much? Shriekback - clear trails Clan of xymox - mesmerized  Ultravox - alles klar Ha-klik - bear hug  The Fall - Chicago now! Soft cell - seedy films  Software seduction - new collision  Xen - Ir Beton + sugar and wine  Eva Geist - incomprensione + Rubber Heart It's immaterial - trains, boats , airplanes

    TD Ameritrade Network
    Long-Term Strategies in Silver & Gold Volatility, Software Sell-Off

    TD Ameritrade Network

    Play Episode Listen Later Feb 17, 2026 10:50


    Following the volatile short squeezes in gold and silver, Nigam Arora turns his attention to the path ahead in precious metals. He remains constructive on gold and silver moving higher and offers advice to investors buying on dips, as long as you can stomach short and mid-term volatility. As for the stunning software sell-off, Nigam sees bounces likely after many stocks dipped into oversold territory. That said, he warns of long-term structural risks to the overall sector. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

    TD Ameritrade Network
    Software's "Unfair" Sell-Off: Chris Versace's AI Bull Case

    TD Ameritrade Network

    Play Episode Listen Later Feb 17, 2026 8:50


    Software's beatdown by Wall Street is one that Chris Versace believes investors can take advantage of. While he sees data collection companies seeing strong downside risk, he notes opportunities elsewhere across software. He talks about Apple's (AAPL) potential with Siri and upgraded iPhone cycle. As for Bitcoin, Chris urges caution but sees more upside for gold. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

    TD Ameritrade Network
    Software Picks Amid Sector Beatdown: DDOG, ADSK, ZS, GWRE & More

    TD Ameritrade Network

    Play Episode Listen Later Feb 17, 2026 6:38


    teve Koenig and Dan Romanoff discuss the software sector, which has taken a beating from AI disruption fears. Steve sees some “pretty compelling” investment theses for the sector with valuations compressing. Dan agrees, noting that earnings are still strong: “there's no real evidence that the, sort of, AI impact is happening.” Steve likes Datadog (DDOG), Autodesk (ADSK), and Zscaler (ZS). Dan likes Guidewire (GWRE), Tyler Technologies (TYL), and Shopify (SHOP).======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

    TechCheck
    China's Lunar New Year tech showcase, Plus Figma's Anthropic partnership 2/17/26

    TechCheck

    Play Episode Listen Later Feb 17, 2026 6:35


    China's tech giants are kicking off the Lunar New Year with a wave of AI and robotics announcements. Plus, what Figma's new “Code to Canvas” partnership with Anthropic means for the future of Software. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Hacker News Recap
    February 16th, 2026 | I want to wash my car. The car wash is 50 meters away. Should I walk or drive?

    Hacker News Recap

    Play Episode Listen Later Feb 17, 2026 15:21


    This is a recap of the top 10 posts on Hacker News on February 16, 2026. This podcast was generated by wondercraft.ai (00:30): I want to wash my car. The car wash is 50 meters away. Should I walk or drive?Original post: https://news.ycombinator.com/item?id=47031580&utm_source=wondercraft_ai(01:57): 14-year-old Miles Wu folded origami pattern that holds 10k times its own weightOriginal post: https://news.ycombinator.com/item?id=47038546&utm_source=wondercraft_ai(03:25): Ministry of Justice orders deletion of the UK's largest court reporting databaseOriginal post: https://news.ycombinator.com/item?id=47034713&utm_source=wondercraft_ai(04:52): Qwen3.5: Towards Native Multimodal AgentsOriginal post: https://news.ycombinator.com/item?id=47032876&utm_source=wondercraft_ai(06:20): Anthropic tries to hide Claude's AI actions. Devs hate itOriginal post: https://news.ycombinator.com/item?id=47033622&utm_source=wondercraft_ai(07:48): Thanks a lot, AI: Hard drives are sold out for the year, says WDOriginal post: https://news.ycombinator.com/item?id=47034192&utm_source=wondercraft_ai(09:15): What your Bluetooth devices revealOriginal post: https://news.ycombinator.com/item?id=47035560&utm_source=wondercraft_ai(10:43): UK Discord users were part of a Peter Thiel-linked data collection experimentOriginal post: https://news.ycombinator.com/item?id=47035679&utm_source=wondercraft_ai(12:11): Study: Self-generated Agent Skills are uselessOriginal post: https://news.ycombinator.com/item?id=47040430&utm_source=wondercraft_ai(13:38): Show HN: Jemini – Gemini for the Epstein FilesOriginal post: https://news.ycombinator.com/item?id=47031334&utm_source=wondercraft_aiThis is a third-party project, independent from HN and YC. Text and audio generated using AI, by wondercraft.ai. Create your own studio quality podcast with text as the only input in seconds at app.wondercraft.ai. Issues or feedback? We'd love to hear from you: team@wondercraft.ai

    Crafted
    Could AI Make Capitalism Better? Henrik Werdelin Is Optimistic

    Crafted

    Play Episode Listen Later Feb 17, 2026 39:22


    Henrik Werdelin is one of my favorite entrepreneurs. He's founded and incubated several unicorns, most notably BARK, the dog happiness company.Henrik himself is a pretty happy guy — an optimistic guy who likes to ask what could go right? — and on the day we recorded (a few months ago as I was squirreling away interviews for the podcast relaunch), he helped me see through some future of tech gloom I was feeling. I honestly can't even remember what Trump+tech hellscape we were living through that week, but I do remember that Henrik put me in a better mood. I think he'll do the same for you, no matter how you're feeling.

    Mostly Technical
    120: The Counselors

    Mostly Technical

    Play Episode Listen Later Feb 17, 2026 75:16


    Ian and Aaron discuss Aaron's new AI tool Counselors, something called "Hell Week", what's new with Solo and Outro, and so much more.Register today for the Mostly Technical Pre-Party at Laracon EU.Sponsored by SavvyCal Appointments, Bento, Laravel Private Cloud, IttyBit, Ray by Spatie, and Redberry.Interested in sponsoring Mostly Technical?  Head to https://mostlytechnical.com/sponsor to learn more.(00:00) - Achieving The Impossible (11:26) - Making Things Easy For Humans (19:53) - Ian's Hyperkey Setup (28:59) - Aaron's Hell Week (44:42) - The Future (51:38) - Outro Is Cooking (58:36) - Valentine's Day & Other Updates (01:09:26) - OpenClaw Links:CounselorsHyperkeyRaycastSpace Cadet KeyboardSoloFaster.devOutro.fmAaron's cardboard box saw

    Market take
    Software selloff shows AI acceleration

    Market take

    Play Episode Listen Later Feb 17, 2026 4:49


    The recent software selloff shows the market is recognizing AI's disruptive power. Natalie Gill, Portfolio Strategist at the BlackRock Investment Institute, unpacks why the hunt for winners and losers ultimately strengthens the case for AI's massive buildout.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the firm may have a conflict of interest that could affect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered office Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an offer or solicitation to sell or a solicitation of an offer to buy any shares of any Fund (nor shall any such shares be offered or sold to any person) in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly offered within any such country. The securities regulators of such countries have not confirmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services offered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0226-5221288-EXP0227

    The Van Wie Financial Hour
    February 14th, 2026 - Will AI Crush the Software Industry?

    The Van Wie Financial Hour

    Play Episode Listen Later Feb 17, 2026 44:24 Transcription Available


    In a lively show, hosts Steve and Adam Van Wie discuss family updates, their show's legacy, market trends, and the impact of AI on various sectors. They highlight the growing importance of diversification in investing, share insights on the labor market and economy, and even touch on the evolving electric vehicle industry with input from a caller. The engaging conversation blends financial wisdom with anecdotes, making complex topics accessible to listeners.

    Rob Black & Your Money
    Buying On Dips

    Rob Black & Your Money

    Play Episode Listen Later Feb 17, 2026 36:59


    Gold falls as Dollar rises, Software names fall, More on the next seminar Beyond the Noise: Navigating Wealth in Uncertain Times with EP Wealth Advisors CFPStephanie Richman and JD Nathan Rogers at the Don Tatzin Community Hall Lafayette Library March 11th from 6:30pm to 8:30pmSee omnystudio.com/listener for privacy information.

    Minimum Competence
    Legal News for Tues 2/17 - NFL Failed Arbitration Attempt, Social Media Addiction Suit, IRS Hostage Tax Relief for ICE Victims and Mass. Software Tax Rule Has Issues

    Minimum Competence

    Play Episode Listen Later Feb 17, 2026 9:15


    This Day in Legal History: Wesberry v. Sanders On February 17, 1964, the U.S. Supreme Court decided Wesberry v. Sanders, one of the most consequential voting rights cases in American history. The dispute arose from Georgia's congressional districts, where vast population disparities meant that some districts had two or even three times as many residents as others. In practical terms, this imbalance diluted the voting power of citizens in more populated, often urban, districts. James P. Wesberry challenged the system, arguing that it violated Article I, Section 2 of the Constitution, which provides that members of the House of Representatives are chosen “by the People.”In a 6–3 decision, the Court agreed. Writing for the majority, Justice Hugo Black concluded that the Constitution requires congressional districts to be drawn so that “as nearly as practicable one man's vote in a congressional election is to be worth as much as another's.” The ruling established the principle of “one person, one vote” for federal elections. It rejected longstanding districting schemes that favored rural regions at the expense of growing urban populations. The decision forced states to redraw congressional maps to ensure substantially equal populations across districts.Wesberry was part of the broader reapportionment revolution of the 1960s, alongside cases addressing state legislative districts. Together, these decisions reshaped American democracy by making representation more closely tied to population equality. By insisting that each vote carry roughly equal weight, the Court strengthened the constitutional promise of representative government. February 17, 1964, marks a turning point in election law and the modern understanding of political equality.A federal judge in New York has ruled that discrimination claims brought by a group of NFL coaches will proceed in court rather than in arbitration. U.S. District Judge Valerie Caproni denied the league's request to compel arbitration, finding that the NFL's arbitration system was not fair or neutral. The lawsuit was filed by former Miami Dolphins coach Brian Flores, later joined by Steve Wilks and Ray Horton, who allege racial discrimination and retaliation in hiring practices. The case has been stalled for several years while the parties disputed whether it belonged in federal court or before an arbitrator.Judge Caproni relied heavily on a 2025 decision by the U.S. Court of Appeals for the Second Circuit, which concluded that the NFL's arbitration structure was fundamentally flawed. The appellate court criticized the system because the NFL commissioner served as the default arbitrator and controlled the procedures, raising concerns about neutrality. It held that such an arrangement did not allow Flores to effectively vindicate his statutory rights. Based on that reasoning, Judge Caproni determined that the arbitration clause could not be enforced for the remaining claims. She also declined to delay the case further while the NFL considers seeking review from the U.S. Supreme Court.The coaches argue that requiring them to arbitrate before the league's own commissioner would deprive them of a fair forum. Their attorneys praised the ruling, saying it affirms that employees cannot be forced into a process controlled by the opposing party's chief executive. The NFL has not publicly responded to the latest order. The case will now move forward in the U.S. District Court for the Southern District of New York.NFL Found To Fumble Arbitration Over Bias, Must Go To Court - Law360Ruling says Brian Flores lawsuit vs. NFL, teams can go to court - ESPNA Stanford psychiatry professor testified in a California bellwether trial that research supports the existence of social media addiction and its harmful effects on young people. Dr. Anna Lembke told jurors that peer-reviewed studies show heavy use of platforms such as Instagram and YouTube can contribute to depression, anxiety, insomnia, and suicidal thoughts. She cited a National Institutes of Health study tracking more than 11,000 minors, which found that children who were not initially depressed were more likely to develop depression after significant social media use. According to Lembke, the study undermines the argument that already-depressed teens simply gravitate toward social media.Her testimony contrasts with statements from Instagram's CEO, who told the jury he does not believe social media addiction is real. The case is the first of several bellwether trials arising from thousands of consolidated lawsuits claiming platforms intentionally designed addictive features. The companies are accused of using tools such as autoplay, notifications, and infinite scrolling to encourage compulsive use. The claims focus on whether these design features are addictive, rather than on third-party content posted by users. Plaintiffs assert negligence, failure to warn, and concealment.During cross-examination, defense attorneys questioned Lembke about passages in her book describing her own compulsive reading of romance novels, attempting to challenge her views on addiction. She responded that her examples were meant to show how modern systems increase vulnerability to compulsive behavior, not to trivialize serious substance addictions. Defense counsel also argued that platform features are easy to disable, but Lembke maintained her analysis centered on their addictive qualities, not on user settings. Outside the courthouse, families held a rally memorializing children whose deaths they attribute to social media harms. The trial will continue next week.Stanford Prof Tells Jury Studies Confirm Social Media Addiction - Law360In a piece I wrote for Forbes this week, I argue that the IRS's decision to expand tax relief for Americans held hostage abroad is both correct and incomplete. The agency currently freezes collections, halts enforcement notices, and abates penalties when taxpayers are physically incapable of complying due to foreign captivity. I contend that this relief is grounded not in diplomacy, but in a simple principle: incapacity makes compliance impossible. If that principle justifies relief abroad, it should apply equally when the U.S. government wrongfully detains someone at home.I explain that the IRS already has administrative authority to provide this type of relief, as confirmed in a recent Treasury Inspector General for Tax Administration report. When notified by the State Department or FBI, the IRS places a “hostage indicator” on an account, pausing automated enforcement and suspending penalties during captivity and for six months after release. Although TIGTA identified some administrative flaws in how the system operates, the broader framework demonstrates that the agency can act without new legislation.By contrast, taxpayers subjected to wrongful domestic detention—particularly in immigration contexts—receive no comparable safeguard. The compliance system continues to generate notices, penalties, and interest even when individuals are cut off from mail, income, and legal assistance. I argue that this disparity undermines fairness and weakens the legitimacy that voluntary tax compliance depends on. Congress may move to formalize relief for foreign hostages, but the IRS does not need to wait to address domestic cases.I propose that the agency adopt a parallel framework for wrongful domestic detention, triggered by certification from a federal authority or court. Such a system would temporarily suspend collection activity and abate penalties during detention and a reasonable transition period after release. The goal is consistency: a tax system should not distinguish between foreign and domestic incapacity when the result is the same inability to comply.IRS Suspends Tax Obligations For Hostages Abroad—Do The Same At HomeIn my column for Bloomberg this week, I argue that Massachusetts' proposed regulation on taxing standardized software creates a rigid and impractical apportionment system for multistate businesses. Under the draft rule, any company seeking to allocate tax based on actual in-state use must register through MassTaxConnect and obtain a software apportionment certificate. At the time of purchase, the buyer must also submit a transaction-specific statement explaining its allocation percentage and supporting rationale. I contend that this framework imposes significant administrative burdens on businesses that operate across multiple states.Even companies willing to overpay rather than calculate precise usage would not have an easy option. If they decline to complete the required documentation, they must pay tax on 100% of the purchase price, regardless of how little of the software is actually used in Massachusetts. I argue that this approach effectively turns multistate buyers into compliance agents who must track usage, justify percentages, and retain records for possible audits. At the same time, the Department of Revenue would assume the role of reviewing and policing each allocation.I point out that enterprise software usage is often fluid and difficult to track, especially when licenses are pooled, accessed remotely, or bundled into broader contracts. Proving precise state-by-state use may be costly or even unworkable. Instead of forcing every buyer into this detailed regime, I propose a safe harbor option. Businesses could elect a fixed in-state percentage, such as 25%, and accept taxation on that amount without additional paperwork or registration.I explain that this alternative would not eliminate full apportionment for those seeking precision or refunds, but would provide a simpler path for others. The safe harbor could even operate on a transitional basis while the state evaluates how the broader certification system functions. Ultimately, I argue that modernization should not mean added complexity, and that a fixed-percentage election would promote voluntary compliance, reduce administrative strain, and provide greater certainty for both taxpayers and the state. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

    Alexa's Input (AI)
    Securing the Software Supply Chain with Justin Cappos

    Alexa's Input (AI)

    Play Episode Listen Later Feb 17, 2026 48:49


    Modern software is built on layers and layers of code. So how do we know we can trust it?In this episode of Alexa's Input (AI), Alexa Griffith sits down with Justin Cappos, professor of computer science at NYU and a leading expert in software supply chain security, to unpack what trust really means in today's digital infrastructure.From package managers and dependency chains to large-scale outages and AI systems built on inherited code, Justin explains why many security failures aren't random accidents, they're predictable consequences of weak process, misaligned incentives, and insecure design.They discuss:Why security only becomes visible when something breaksThe difference between unavoidable failure and negligenceHow modern software supply chains amplify small mistakesThe role of leadership and culture in preventing breachesWhy verification systems like TUF and in-toto matter more than everAs AI accelerates development and increases system complexity, the need for verifiable trust only grows. This episode is a practical look at the invisible infrastructure that keeps modern software, and increasingly, modern AI, from collapsing under its own complexity.Podcast LinksWatch: ⁠⁠⁠⁠⁠⁠https://www.youtube.com/@alexa_griffith⁠⁠⁠⁠⁠⁠Read: ⁠⁠⁠⁠⁠⁠⁠⁠https://alexasinput.substack.com/⁠⁠⁠⁠⁠⁠⁠⁠Listen:⁠⁠⁠⁠ https://creators.spotify.com/pod/profile/alexagriffith/⁠⁠⁠⁠More: ⁠⁠⁠⁠⁠⁠https://linktr.ee/alexagriffith⁠⁠⁠⁠⁠⁠Website: ⁠⁠⁠⁠⁠⁠https://alexagriffith.com/⁠⁠⁠⁠⁠⁠LinkedIn: ⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/alexa-griffith/⁠⁠⁠⁠⁠Find out more about the guest at:Website: https://engineering.nyu.edu/faculty/justin-capposNYU page: https://ssl.engineering.nyu.edu/personalpages/jcappos/Wikipedia: https://en.wikipedia.org/wiki/Justin_CapposChapters00:00 Introduction to Justin Cappos and His Work01:17 The Importance of Security in Software Systems03:50 Understanding Security Breaches: Mistakes vs. System Design Problems06:34 Cultural Factors in Security Failures09:25 Justin's Journey in Software Security12:03 The Role of Academia in Enterprise Security14:10 Evaluating Enterprise Security Systems16:58 Foundational Projects in Software Security19:21 AI Security Concerns and Future Directions24:59 The Need for MCP 2.028:57 Security Challenges with LLMs32:33 Designing Secure AI Systems37:14 Ethical Dilemmas in AI Decision-Making40:17 The Role of AI in Open Source43:44 Trust and Mindset in AI Security

    CNBC’s “Money Movers”
    Medtronic & eToro CEOs on Results, Twilio CEO on Software Fears, Quantum Company Goes Public 2/17/26

    CNBC’s “Money Movers”

    Play Episode Listen Later Feb 17, 2026 42:53


    The CEOs of Medtronic and eToro join the show to break down quarterly results. eToro seeing crypto volumes plunge along with the price of the asset but investors liking what they heard in terms of outlook. Then, the CEO of Twilio on how his company is using AI and why certain companies are being caught up in the software sell-off. Plus, a new quantum company going public on the NYSE. The CEO of ‘Infleqtion' joins the join with the stock jumping in early trade. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Jungunternehmer Podcast
    Von 40.000€ Crowdfunding zu zweistelligen Millionenumsätzen: Wie Edurino den Kinderbildungsmarkt erobert

    Jungunternehmer Podcast

    Play Episode Listen Later Feb 17, 2026 65:11


    In dieser Folge ist Irene Klemm, Mitgründerin und CEO von Edurino, zu Gast. Edurino hat es sich zur Aufgabe gemacht, frühkindliche Bildung durch eine Kombination aus digitalen Lern-Apps, haptischen Figuren und ergonomischen Stiften zu revolutionieren. Irene teilt ihre Reise von der Idee während der Pandemie bis hin zu einem international erfolgreichen EdTech-Unternehmen mit über 2 Millionen verkauften Produkten und 30 Millionen Euro Funding. Sie spricht über die Herausforderungen bei der Produktentwicklung, den Aufbau einer Community, die Skalierung eines Hardware- und Software-Startups und die Bedeutung von Vertrauen in der Eltern- und Kinderzielgruppe. Außerdem gibt sie Einblicke in die Zukunftspläne von Edurino und ihre Vision für die Bildung von morgen. Was du aus der Folge mitnimmst: Die Entstehung von Edurino: Wie Irene und ihre Mitgründerin Franziska Meyer während der Pandemie eine Marktlücke in der frühkindlichen Bildung entdeckten und daraus ein erfolgreiches EdTech-Unternehmen aufbauten. Produktentwicklung: Warum die Kombination aus digitalen Lern-Apps, haptischen Figuren und ergonomischen Stiften so gut funktioniert – und wie iterative Tests mit Kindern und Eltern das Produkt perfektionierten. Community-Aufbau: Wie Edurino durch Crowdfunding, Instagram und enge Zusammenarbeit mit Eltern und Pädagogen Vertrauen aufbaute und eine loyale Community schuf. Skalierung und Internationalisierung: Die größten Herausforderungen und Learnings beim Wachstum von einem kleinen Startup zu einem internationalen Unternehmen mit Millionenumsätzen. Finanzierung und Investoren: Wann es sinnvoll ist, Risikokapital aufzunehmen, und welche Erwartungen Investoren an Startups haben. Zukunftsvision: Wie Edurino mit Lizenzprodukten, Internationalisierung und datenbasierten Lernansätzen die Bildung von Millionen Kindern weltweit verbessern möchte. ALLES ZU UNICORN BAKERY: https://stan.store/fabiantausch   Mehr zu Irene: LinkedIn: de.linkedin.com/in/ireneklemm  Website: ⁠https://www.edurino.com/  Join our Founder Tactics Newsletter: 2x die Woche bekommst du die Taktiken der besten Gründer der Welt direkt ins Postfach: https://www.tactics.unicornbakery.de/  Kapitel: (00:00:00) Einstieg: Von der Idee zur Umsetzung – Wie alles begann (00:02:16) Die Pandemie als Ausgangspunkt: Ein kaputtes Bildungssystem und eine große Chance (00:05:00) Produktentwicklung: Warum Edurino auf Hardware, Software und Ergonomie setzt (00:09:04) Crowdfunding als Proof of Concept: Die ersten Schritte zur Skalierung (00:12:50) Community-Aufbau: Wie Eltern und Kinder Teil der Produktentwicklung wurden (00:16:33) Vertrauen schaffen: Zertifizierungen, Awards und die Rolle von Influencern (00:20:24) Skalierung: Von der Crowdfunding-Kampagne zu Millionenumsätzen (00:24:12) Teamaufbau: Die ersten Hires und der Fokus auf Produktentwicklung (00:30:06) Internationalisierung: Wie Edurino den UK-Markt erobert (00:36:44) Retention und Kohorten: Warum langfristige Kundenbindung entscheidend ist (00:42:15) Lizenzprodukte und neue Zielgruppen: Biene Maja, Bibi Blocksberg und Co. (00:47:37) Herausforderungen bei Hardware-Startups: Prototyping, Produktion und Skalierung (00:53:37) Finanzierung: Wann und warum man Geld von Investoren annehmen sollte (01:00:42) Zukunftsvision: Wie Edurino Bildung weltweit verändern will

    The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
    20VC: SaaS is Dead: Why Systems of Record Will Die in an Agentic World | What Revenue Multiple Will Software Companies Trade At? | From 7,000 to 3,000: We Need Less People Than Ever with Sebastian Siemiatkowski

    The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch

    Play Episode Listen Later Feb 16, 2026 87:38


    Sebastian Siemiatkowski is the co-founder and CEO of Klarna, the global digital bank with over 114 million global active users and 3.4 million transactions per day. Seb is one of the leading public company CEOs pushing the boundaries of AI.  AGENDA: 04:50 — The Real Threat to SaaS is The Switching Cost Coming Down 05:57 — What revenue multiple will software companies trade at in the future? 14:12 — Why you need to build your own customer service AI to win 23:51 — Klarna has two times the customer base of Revolut. They will beat Revolut 25:39 — How I lost a billion dollars not investing in Nubank 30:57 — Why Nubank are more likely to win the US than Revolut? 34:28 — We used to be 6,000 people. Now we are just 3,000 39:58 — When is a high valuation too high and can be dangerous? 42:45 — How we got Sequoia to invest and Michael Moritz to join the board 53:14 — If you are an investor today that is not building then you're at a fundamental disadvantage 01:11:43 — I have changed my mind on the adoption cycle... I think it will take longer than people think 20VC: Is SaaS Dead: Klarna Replaces 1,500 Internal SaaS Products | Why Systems of Record Will Die in an Agentic World | What Revenue Multiple Will Software Companies Trade At? | From 7,000 to 3,000: We Need Less People Than Ever with Sebastian Siemiatkowski

    WBSRocks: Business Growth with ERP and Digital Transformation
    WBSP817: Scale Growth by Learning the Top HCM Software In 2026 w/ Sam Gupta

    WBSRocks: Business Growth with ERP and Digital Transformation

    Play Episode Listen Later Feb 16, 2026 17:06


    Send a textHCM operates under a different operational gravity, shaped by higher data sensitivity, greater regulatory exposure, and people-centric workflows that do not map cleanly to financial or supply chain logic. HR data carries a uniquely elevated risk profile, and processes such as payroll, benefits, compliance, recruiting, onboarding, training, and performance management introduce specialized data models and integration needs that demand purpose-built platforms. Adoption also follows a different maturity curve, with most organizations starting from basic payroll—often via a PEO or standalone system—and gradually layering in more strategic HR capabilities as workforce size and complexity increase. Because HCM spans multiple micro-segments and specialization layers that vary materially by industry, geography, and workforce composition, it must be evaluated as its own architectural layer, not merely as an ERP add-on, to ensure long-term system fit and operational resilience.In this episode, our host Sam Gupta discusses the top HCM software in 2026. He also discusses several variables that influence the rankings of these HCM software. Finally, he shares the pros and cons of each HCM software.Video: https://www.youtube.com/watch?v=LVe9TBkCoG0Read: https://www.elevatiq.com/post/top-hcm-software/Questions for Panelists?

    The Canadian Investor
    Braden Returns to Talk CSU and Whether the Market Is Wrong on Software Stocks

    The Canadian Investor

    Play Episode Listen Later Feb 16, 2026 58:13


    Simon and Braden reunite for a throwback 1-on-1 to break down what’s behind the recent “SaaS apocalypse.” They discuss why AI uncertainty is crushing software multiples, how coding agents could reduce seat counts, and where value capture might shift next (subscriptions vs. usage-based and hybrid pricing). They also separate the real risks (in-house tools at large enterprises, margin pressure from AI features) from the overhyped ones (easy competition without distribution). The episode wraps with a candid check-in on Constellation Software’s selloff and what they’re watching going forward. Tickers of stocks discussed: CSU.TO, ADSK, MSFT, CRM, ACN, DSG, LSPD.TO, SHOP.TO, MNDY Subscribe to our Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

    Skippy and Doogles Talk Investing
    Is Software Dead or Just On Sale?

    Skippy and Doogles Talk Investing

    Play Episode Listen Later Feb 16, 2026 43:14


    Software stocks are getting hammered. Adobe at 7 year lows, Salesforce crushed. We discuss why and then cover our takes on the recent viral piece "Something Big is Happening."Join the premium Skippy and Doogles fan club. You can also get more details about the show at skippydoogles.com, show notes on our Substack, and send comments or questions to skippydoogles@gmail.com.