Podcasts about true cost

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Best podcasts about true cost

Latest podcast episodes about true cost

The Pet Care Report
Jonathan Wainberg: How to Afford Vet Bills, Emergencies, and Everything In Between |E66

The Pet Care Report

Play Episode Listen Later Nov 22, 2025 42:39


In this episode of the Pet Care Report Podcast by Pet Summits, Dr. Megan Barrett hosts Jonathan Wainberg, Senior Vice President and General Manager of Pet and Co-brand Business at Synchrony. Together, they discuss the financial aspects of pet ownership, including the underestimated lifetime costs, rising veterinary expenses, and the importance of financial planning for pet care. Jonathan shares insights from Synchrony's 'Lifetime of Care' study, highlights the role of pet insurance and wellness plans, and explains how tools like the CareCredit card can help pet parents manage unexpected expenses. The conversation also touches on the benefits of regular wellness visits, community resources, and proactive financial strategies to alleviate financial stress during emergencies.(02:12) The True Cost of Pet Ownership(04:35) Rising Costs and Advanced Pet Care(10:26) The Importance of Being Financially Prepared(13:47) Pet Insurance and Financial Tools(21:55) CareCredit's Network and Approval Process(22:43) Using CareCredit for Veterinary Expenses(30:21) The Importance of Dental Care for Pets(33:00) Financial Planning for Pet OwnersFollow Jonathan Wainberg: https://www.carecredit.com/https://www.linkedin.com/in/jiwainberg/Follow our Cat Health Host, Dr. Meghan Barrett, here: https://drbarrettvet.com.Dr. Meghan Barrett's Pet Nutrition Blueprint here: https://drbarrettvet.com/from-basic-to-bougie-bookWant to see more from Pet Summits? Subscribe to the PetSummits YouTube channel here: https://www.youtube.com/@PetSummitsCheck out the latest free events here: https://petsummits.com/events/

MoneyWise
I Built a $9M Company And Got Nothing

MoneyWise

Play Episode Listen Later Nov 18, 2025 33:09


Stop making million-dollar decisions alone. Hampton gives you a personal board of eight vetted founders in your city who meet monthly to tackle your hardest problems. Find your group: joinhampton.comKevin Bartchlett built a $9M compost toilet company from the ground up – and walked away with nothing. No contract, no payout, just a handshake. That blind faith turned into a hard lesson in trust that cost him everything – and now, the reason he's rebuilding on his own terms.Here's what we talk about:Building a $9M business from scratch – with zero equity in writingThe moment he realized his million-dollar payday was goneHow a $9M sale turned into $0 overnightWhat “sweat equity” really means when it's only a handshakeHow trusting the wrong partner cost him ownership and peace of mindWhy he still refuses to be angry about itWhat he's building next (yep, it involves flying cars)The lesson behind it all: if you're going to bet on yourself, go all inCool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Kevin Bartchlett https://www.linkedin.com/in/kevin-a-bartchlett-262233ba/ Sponsors:Get a team of AI agents that run compliance for you at delve.co/moneywiseAchieve your dream body with dailybodycoach.com/moneywiseJoin 700+ founders hiring A-players in Latin America at hirewithnear.com/moneywiseChapters:(1:58) Building a Compostable Toilet Empire – The Dream of a Big Exit(3:22) When Expectations & Reality Collide(4:24) Picking Up the Pieces: What Happens After the Deal(6:01) The True Cost of Not Getting It in Writing(9:41) Why Compostable Toilets?(11:21) Meeting His Future Partner & Early Roles(14:56) Overinvested, Under-Rewarded: The Ownership Dilemma(20:28) Chasing Success, Counting the Cost(22:28) The Road to Resignation(24:49) Finding Empathy for His Partner(27:02) New Ventures: Flying Cars(29:12) Reflections – Betting on YourselfThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community.Your Host: Harry MortonFounder of Lower Street, a podcast production company helping brands launch and grow top-tier podcasts.Co-parents a cow named Eliza.

The Spy Who
The Spy Who Lived Inside Al-Qaeda | Morten Storm on his extraordinary life, being 'one of the worst spies' and the true cost of espionage | 4

The Spy Who

Play Episode Listen Later Nov 18, 2025 38:08


The ex spy at the heart of our story joins host Charlie Higson to unpack his days in a biker gang, his immersion in radical Islam, his rise within al-Qaeda's ranks, and the dramatic fallout that followed. This high-stakes espionage led to the death of his friend - one of al-Qaeda's top commanders. In a cruel twist of fate, Morten was subsequently betrayed by the spy agencies he risked everything for, and was left to grapple with PTSD and death threats. Here, he reflects on the cost of his choices and the life he's rebuilt in the aftermath. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Roxford Church Podcast
The True Cost of Your Freedom

Roxford Church Podcast

Play Episode Listen Later Nov 16, 2025 27:02


Real Estate in The Mitten
256: The SHOCKING Truth About Michigan's Cost of Living | Living In Michigan

Real Estate in The Mitten

Play Episode Listen Later Nov 11, 2025 22:48


The TRUE Cost of Living In Michigan! - You ever scroll Zillow and see a Michigan house pop up and think, “There's no way that place costs that little!” Then someone chimes in, “Yeah… until your car insurance and property tax bill show up.” Both of them are right. Michigan is a financial paradox—you get more house, more land, and more lifestyle for your money, but some sneaky expenses can catch you off guard.In this video, I'm breaking down the real cost of living in Michigan in 2025 — housing, property taxes, utilities, insurance, groceries, income levels, and what it actually costs to buy a home here from start to finish. I'll walk you through a full home-buying example in Rochester Hills, Michigan, breaking down down payments, closing costs, lender fees, and what you'll really pay per month once you factor in utilities, taxes, and insurance.Whether you're relocating to Michigan or just wondering how far your dollar really goes here, this deep dive will show you everything you need to know about life (and the bills) in the Mitten State.

The Non-Prophets
The Non-Prophets, Episode 24.44.3 featuring Scott Dickie, Flabbergasted, and Jonathan Roudabush

The Non-Prophets

Play Episode Listen Later Nov 8, 2025 22:33


We dissect the "historic" joint prayer between King Charles III (Defender of the Faith) and Pope Leo, questioning if this reunion between the Anglican and Catholic churches is genuine progress or pure PR. This high-level, symbolic unity is exposed as political maneuvering and a calculated business decision by institutions desperately trying to shore up market share and relevance as membership declines. We note the irony that while they discuss unity, centuries of doctrinal conflict and the issue of vast church wealth remain unaddressed.News Source:live: King Charles pray with Pope Leo in historic visit to VaticanBy Joshua McElligey for ReutersOctober 23rd, 2025

Fused Marriages w/ Tristin & Michael
Is Love Really Free? | Fused Marriages | Michael & Tristin Colter

Fused Marriages w/ Tristin & Michael

Play Episode Listen Later Nov 8, 2025 28:00


Love Currency | Is Love Really Free? The True Cost of Trust, Transparency & Consistency They say “the best things in life are free,” but is Love really one of them?  In this episode of Love Currency, we explore a powerful truth: love does have a cost, not in money, but in Trust, Transparency, and Consistency. Join us as we unpack what it truly takes to give and receive love that lasts. From the lyrics “I'll never know how much it cost” to the real-life price of emotional connection, this conversation will challenge how you see love, faith, and relationships. Connect with us on social media! https://www.instagram.com/fusedmarriages https://www.instagram.com/mc2colter/ https://www.instagram.com/tristinraquel/ Visit our website or drop us an email! website: https://www.fusedmarriages.com/ email: info@fusedmarriages.com About Fused Marriages: Welcome To Fused Marriages :) Real topics, real life, real issues on how to stay in or obtain a successful marriage. Join Tristin & Michael for transparent conversations about marriage, family & relationships. Discussing perspectives that are thought about but not talked about. Hope you subscribed to us! If you didn't, please do consider subscribing if you liked our content. Our goal is to create positive videos that impact in you, your family, and your relationships :)

Money Mastery UNLEASHED
Why Vanguard Says Most Over 55 Save Wrong — And How It's Quietly Costing You Six Figures

Money Mastery UNLEASHED

Play Episode Listen Later Nov 6, 2025 10:26


Reference: https://corporate.vanguard.com/content/corporatesite/us/en/corp/articles/out-sight-out-market-ira-cash-drag.html?utm_source=chatgpt.com8499371.1Vanguard's latest research revealed something shocking: most people over 55 are saving completely wrong.It's called the IRA Cash Trap — and it's quietly destroying retirements across America.In this video, Adam Olson, CFP®, breaks down:✅ The billion-dollar blind spot Vanguard discovered that's costing retirees hundreds of thousands.✅ Why so many 401(k) rollovers end up sitting in cash — and how to find out if yours is too.✅ A real-life story of “Joe and Deb,” who thought they were ready to retire… until they realized over $200,000 was sitting uninvested.✅ How to immediately verify your IRA and fix this cash drag before it costs you years of growth.✅ The Red Zone Retirement Planning process — how we help clients over 55 consolidate accounts, eliminate confusion, and build a confident retirement income plan.

Catholic Inspiration
Daily Mass: The true cost of discipleship

Catholic Inspiration

Play Episode Listen Later Nov 5, 2025 7:05


Jesus makes it clear about the true cost of being his disciple, offering a couple of parables to underscore what is at stake in our spiritual lives. (Lectionary #487) November 5, 2025 - Cathedral Rectory - Superior, WI Fr. Andrew Ricci - www.studyprayserve.com  

The Concrete Podcast
DIY Concrete Countertops: The True Cost of Hardware Store Mixes

The Concrete Podcast

Play Episode Listen Later Nov 4, 2025 58:48


You can walk into Menards, grab a few bags of “concrete countertop mix,” and think you're saving money. But are you? This week on The Concrete Podcast, Brandon and Jon break down the real cost of DIY concrete countertops - from what those hardware store mixes truly cost per square foot, to how they stack up against professional-grade materials like Kodiak Pro's Maker Mix. They unpack why DIY-grade concrete often leads to cracking, discoloration, and sealer failure, and why pro mixes actually save money in the long run. It's an honest look at dollars, cents, and craftsmanship - because when you're building something meant to last, the hardware store option usually costs you the most. If you've ever wondered what separates a weekend project from a professional result, this episode will show you the numbers, the science, and the truth behind every bag of mix. #TheConcretePodcast #DIYConcreteCountertops #ConcreteCountertops #KodiakPro #MakerMix #ConcreteMixComparison #Craftsmanship #ConcreteSealer #ConcreteProjects #MakerMindset

The Concrete Podcast
DIY Concrete Countertops: The True Cost of Hardware Store Mixes

The Concrete Podcast

Play Episode Listen Later Nov 4, 2025 58:48


You can walk into Menards, grab a few bags of “concrete countertop mix,” and think you're saving money. But are you? This week on The Concrete Podcast, Brandon and Jon break down the real cost of DIY concrete countertops - from what those hardware store mixes truly cost per square foot, to how they stack up against professional-grade materials like Kodiak Pro's Maker Mix. They unpack why DIY-grade concrete often leads to cracking, discoloration, and sealer failure, and why pro mixes actually save money in the long run. It's an honest look at dollars, cents, and craftsmanship - because when you're building something meant to last, the hardware store option usually costs you the most. If you've ever wondered what separates a weekend project from a professional result, this episode will show you the numbers, the science, and the truth behind every bag of mix. #TheConcretePodcast #DIYConcreteCountertops #ConcreteCountertops #KodiakPro #MakerMix #ConcreteMixComparison #Craftsmanship #ConcreteSealer #ConcreteProjects #MakerMindset

Sales Gravy: Jeb Blount
Why Your Rivals Pray You Cut Training (And Why You Shouldn't)

Sales Gravy: Jeb Blount

Play Episode Listen Later Nov 3, 2025 8:02


This time of year is critical. As sales leaders map out their budgets for the new year, the conversation always centers on a core conflict: How to cut expenses and, simultaneously, motivate teams to hit larger quotas. What's the first line item to feel the squeeze? Training and development. It is often incorrectly labeled a 'want' and not a 'need.' We hear leaders say, "It can wait until next quarter," or, "Once we stabilize revenue, we'll invest in the team."  This short-sighted thinking doesn't save money. Instead, it's costing organizations a significant, quantifiable amount of revenue and talent. When professional development is treated like a luxury, we undermine the foundational ability of our teams to perform consistently at a high level. Training is the Foundational Requirement for Peak Performance Sales leaders should consider peak performance in any high-stakes environment. In the military, or in elite professional sports, ongoing training is not a choice—it is a non-negotiable, daily priority.  So why is it that, in Sales, we view continuous development as optional or too expensive? The simple truth is that lack of training is the most expensive mistake you can make. Think about the rate of technological change. Most of us have upgraded our cell phones in the last three to five years because the old ones simply couldn't keep up.  The same principle applies to your sales team's skill set. If your representatives are still relying on techniques learned 5, 10, or 15 years ago, then they are operating at a competitive disadvantage. They will be outmaneuvered and outperformed by competitors who are strategically investing in modern sales frameworks every time. Henry Ford's famous quote still holds true: "The only thing worse than training employees and losing them is to not train them and keep them." If you believe training is expensive, you must take a moment to calculate the monumental loss of reps consistently missing their quotas. The True Cost of Inconsistency and Turnover Look at the numbers. Assume three of your representatives are consistently missing quota by just 20%. That deficit is lost revenue—but it also represents wasted leads, missed opportunities, and the corrosive ripple effect of deals that never even make it into your pipeline. The amount of potential revenue lost due to underperformance is often far greater than the entire annual budget you would allocate to comprehensive sales training. Action Plan for Sales Leaders & Managers To reverse this loss, you must treat coaching as a continuous operational requirement, not a perk. Calculate the 'Cost of Inaction' to Justify Budget: Reframe thinking of training as an expense and start focusing on the cost of the status quo. Calculate the annualized revenue loss from your bottom 20% of underperforming reps (e.g., missed quota * average deal size). Use that concrete number to justify and secure a budget for development, proving that not training is your biggest liability. Implement a Continuous Coaching Framework: Don't rely on annual training events. Transform your managers into daily coaches by mandating 30 minutes of structured, one-on-one coaching per week focused on skill development. This reinforcement is what locks in new behaviors and prevents the initial energy gained in training from fading. The Hidden Expense of Disengagement Talent turnover is another critical cost of lack of training that is often overlooked. A representative who feels unsupported, or who consistently misses quota because they don't have the necessary tools and coaching, is highly likely to seek opportunities elsewhere.  The cost of recruiting, onboarding, and ramping a replacement—which includes the loss of established customer relationships and the disruption to team morale—significantly outweighs the expense of proactive investment. How to Take a Struggling Rep From Liability to Asset

Decide It's Your Turn™: The Podcast
Vet Bills & Empty Wallets: The True Cost of Loving Our Pets

Decide It's Your Turn™: The Podcast

Play Episode Listen Later Nov 3, 2025 33:12


Ever found yourself at the vet swiping your card with one eye closed—just hoping the total isn't another $3,000 surprise? You're not alone.In this episode, Brittany and Christina pull back the curtain on the real cost of pet ownership — the emotional love story that often comes with a hefty price tag. From emergency surgeries to “Can I just pull them out myself?” moments, they dig into how far we go (and how much we spend) for the animals we adore.They chat about the emotional side of spending on pets, how the industry has exploded into a multi-billion-dollar machine, and why it's so hard to draw the line between love and financial logic when it comes to our fur-babies.If you've ever questioned whether that vet visit, dental cleaning, or MRI was “worth it,” this episode will have you nodding, laughing—and maybe rethinking your next pet insurance policy. About Brittany and Christina:Meet Brittany and Christina, your dynamic podcast hosts who bring their unique blend of expertise, passion, and life experience to every conversation.Brittany, affectionately known as Britt, mom, mommy, bruh, and Queen, lives in Vancouver with her husband and their three fantastic kids (tweens and teens, hence the playful nicknames). Together for nearly two decades, Brittany and her husband share a love for travel and adventure. A self-proclaimed endurance sport junkie, Brittany thrives on pushing herself beyond her comfort zone to unlock her full potential. As a coach, she specializes in helping clients overcome overwhelm by aligning personal goals and values with actionable steps for success. Her greatest joys come from connecting with new people and witnessing their incredible achievements.Christina Lecuyer, a former professional golfer and TV host, is recognized as one of GlobeNewswire's Top Confidence Coaches. She works with clients worldwide, including entrepreneurs, Wall Street executives, stay-at-home moms, and small business owners. Through her signature "Decision, Faith & Action" framework, Christina has guided thousands of clients in creating their own versions of fulfillment and success, often leading to thriving six- and seven-figure businesses. Her 1-on-1 coaching model focuses on mindset and strategy to build self-trust, confidence, and long-term results.Together, Brittany and Christina bring their authentic, energetic, and empowering perspectives to help listeners navigate life, achieve their goals, and embrace their fullest potential. Feeling like you want to share a hot topic you'd like us to discuss on the podcast? Send us a DM over on Instagram at @anythingbutaveragepod. Your hot topic just might make it in the next episode!

Heritage Christian Fellowship
The True Cost Of Sin - Joshua

Heritage Christian Fellowship

Play Episode Listen Later Nov 2, 2025


Joshua 7:1-26

Climate Correction Podcast
Catherine Valdivieso and the SwapCo App Make Sustainability Stylish

Climate Correction Podcast

Play Episode Listen Later Nov 1, 2025 13:58


Show notes for this episode come from an article that has been republished with approval from the author, Carlos Roa. See the original article here.   As billions of garments end up in landfills each year, Catherine Valdivieso's SwapCo app makes sustainable fashion simple by helping users "swipe, match and swap" clothes while curbing overconsumption this holiday season   By Carlos Roa   According to Earth.org, the fashion industry produces more than 100 billion garments each year, and an estimated 92 million tons of them end up in landfills. That is the equivalent of a garbage truck full of clothes dumped every second.   The same source states that if nothing changes, that figure could rise to 134 million tons by the end of the decade, while the industry's carbon emissions are projected to increase by 50 percent by 2030.   To help reverse that trend, Catherine Valdivieso, CEO and founder of SwapCo, created an app designed to make sustainable fashion social, local, and easy. SwapCo works like a "dating app for fashion": users upload photos of their clothes, swipe to find matches, and connect with others to swap items in person. No packaging, no shipping, no waste.   With record levels of clothing waste worldwide, Valdivieso's work comes at a crucial time. As the holiday season approaches, her message is simple: slow down consumption and rediscover joy in conscious fashion choices.   "I wanted to show my kids that small actions matter," she said.   Catherine, what gave you the idea to create SwapCo?   It began as a personal wake-up call. I watched The True Cost, a documentary about the dark side of fast fashion, and I was shocked. It made me question my own habits. I tried renting clothes, but everything came wrapped in plastic and shipped across the country. It just didn't feel sustainable. I thought, what if there was a local, people-driven alternative? That's how SwapCo was born.   You've mentioned that your children inspired you to pursue this mission.   Absolutely. I think about the world they'll inherit, one where climate challenges and waste are daily realities. I wanted to set an example. SwapCo is my way of showing them that small, individual actions can create meaningful change when multiplied by millions.   Every year, 92 million tons of textile waste are generated worldwide. In the U.S. alone, the average consumer discards 81.5 pounds of clothing, about 2,150 pieces per second nationwide. When you hear numbers like that, what goes through your mind?   It's staggering. But it also gives me hope. If we can extend the life of garments through systems like SwapCo, we can dramatically reduce that mountain of waste. Clothes shouldn't be disposable; they should tell stories and live many lives.   Why do people find it so easy to throw clothes away?   Because fast fashion made it normal. We're used to buying cheap items, wearing them once or twice, and tossing them. Social media reinforces that; people don't want to repeat outfits. SwapCo flips that script. Instead of discarding clothes, you can give them a second life and get something "new to you" in return. It's fun, social, and sustainable.   For those who haven't tried it, how exactly does SwapCo work?   Imagine if Poshmark and Tinder had a baby. You upload photos of your clothes, swipe right or left to find a match, and when both people agree, you chat to arrange a local meet-up. There's no shipping, which means fewer emissions and more community interaction.   "We're changing how people see secondhand fashion"   Some people still see used clothes as old or low-quality. How are you changing that mindset?   By reframing the experience. When you open SwapCo, you see beautiful, trendy items, treasures waiting for new stories. It's about style, not sacrifice. And because you're connecting with real people, swapping becomes social and meaningful.   We've seen incredible stories. One student swapped an outfit for her first job interview, and she got the job. Others have made new friends at swap events. Some users even suggested expanding the app beyond fashion to books or sports gear. That sense of community is what drives me.   Beyond swapping, what sustainable habits do you personally follow?   I try to buy less, choose natural fabrics like cotton or linen, and mend or upcycle what I already own. I also share clothes with friends. The key is progress, not perfection. Small changes add up when we all do them.   "During the holidays, give experiences, not just things"   The holidays are approaching, a time when consumption spikes. How can people make it more sustainable?   It's all about intentionality. Instead of buying new, consider giving experiences, like a trip or a meal together, or secondhand gifts that tell a story. A pre-loved item can carry more meaning than something new from a store.   And what would you say to those who still want to enjoy fashion and gift-giving while being mindful?   Focus on creativity. Swap an outfit for your holiday party. Gift something with a story. Conscious fashion isn't about deprivation; it's about finding joy in choices that are better for people and the planet. 

The Vault with Financielle
The Debt That Rose From the Dead | The Vault Episode 88

The Vault with Financielle

Play Episode Listen Later Oct 30, 2025 38:30


3AW Breakfast with Ross and John
Why an economist is 'suspicious' of the true cost of the Suburban Rail Loop

3AW Breakfast with Ross and John

Play Episode Listen Later Oct 28, 2025 5:18


An economist has raised suspicions surrounding the Suburban Rail Loop.See omnystudio.com/listener for privacy information.

Quite Frankly
The Playhouse | The True Cost of Touring | Tank The Tech

Quite Frankly

Play Episode Listen Later Oct 27, 2025 94:54


In this episode Frank and Anthony are joined by @TankTheTech to talk about recent statements made by Shirley Manson, the lead singer of Rock band, Garbage. Shirley spoke on stage about how it's becoming impossible for acts of all sizes to tour, make a living, and to keep cost efficient for fans as well. Tank, being a tour manager himself, is in unique position to talk about the true cost of touring. Extras and audience contribution with whatever time we have left! Watch the full episode here: https://youtube.com/live/9qXil9PRbIg The Playhouse Theme Music by Eddie Hedges

The Loan Officer Podcast
The True Cost of Travel Sports | The D.O. Show

The Loan Officer Podcast

Play Episode Listen Later Oct 26, 2025 17:56


In the first episode of The D.O. Show, Dustin explores youth travel sports and the financial impacts it can have on your child's future education.

Taking Stock with Vincent Wall
Time to kill the car?

Taking Stock with Vincent Wall

Play Episode Listen Later Oct 24, 2025 47:20


This week on Taking Stock Susan Hayes Culleton talks to Arthur Kay, co-author of ‘Roadkill: Unveiling the True Cost of Our Toxic Relationship with Cars.' Susan is also joined by Mairéad O'Driscoll, professional tax advisor AKA The Tax Nerd, to look at how to minimize your Capital Gains Tax and what you might be liable for. Plus, we hear about the incredible business journey of the much-loved toy that is LEGO.

BlackBeltBeauty Radio
EP. 342: Kyle Creek (The Captain) on True Cost of Integrity, Fatherhood + Being Relentless.

BlackBeltBeauty Radio

Play Episode Listen Later Oct 21, 2025 71:44


If you've ever felt torn between being real and being marketable, this episode is going to hit home.In this raw + unfiltered conversation, I sit down with Kyle Creek — aka The Captain — to talk about the addictive nature of writing, the tension between art + commerce, and the challenge of staying true to yourself in a world that rewards clicks over authenticity.Kyle shares what it's really like to walk away from a comfortable career in advertising to carve out a life as a full-time writer — one that's both liberating + brutally exposing. We dive deep into the pitfalls of personal branding, the pressure to perform online, and why Kyle refuses to bend to AI-driven content trends.This episode is for every creator, writer, or human trying to reconcile their need for self-expression with the demands of a noisy, fast-moving digital world.⭐️YOUR SUPPORT MATTERS: Please: Subscribe + leave 5⭐️Star rating +review HEREEnjoy! xRxFIND ME ON:️INSTAGRAMSUBSTACKYOUTUBEXTHREADSFIND KYLE CREEK ON:IGWEBFREE RESOURCES:

Business of Tech
SMBs Boost Cybersecurity Spending but Lack Readiness; AWS Outage Highlights Knowledge Loss

Business of Tech

Play Episode Listen Later Oct 21, 2025 14:20


Small and medium-sized businesses (SMBs) are significantly increasing their spending on cybersecurity solutions, with managed detection and response (MDR) and network detection and response (NDR) expected to grow by 107% and 118%, respectively. However, despite this financial commitment, a recent study reveals that 83% of SMBs do not conduct formal security awareness training, and nearly half lack established incident response protocols. This operational gap is concerning, as the average financial loss from a security incident for these businesses is estimated at $1.6 million. The study emphasizes that technology alone cannot address the underlying issues of process and expertise that leave many businesses vulnerable.Microsoft's sixth annual digital defense report highlights a troubling trend where over half of cyberattacks are now financially motivated, with ransomware and extortion being primary drivers. Critical public services, such as hospitals and local governments, are particularly at risk due to limited cybersecurity budgets and inadequate incident response capabilities. Nation-state actors are also evolving their tactics, with countries like China and North Korea increasing their cyber espionage efforts. Microsoft stresses the importance of organizations staying informed about threats and collaborating with industry peers to enhance their defenses.For managed service providers (MSPs), this situation presents a unique opportunity. Clients are investing in cybersecurity tools but require assistance in operationalizing these tools into effective security measures. MSPs can help by building processes, training personnel, and conducting tabletop exercises to ensure that businesses are not just purchasing products but are genuinely prepared for potential threats. The podcast emphasizes that cybersecurity is not merely about acquiring tools; it is fundamentally about preparedness and having a well-executed plan tailored to the business's needs.Additionally, the episode discusses recent product updates from various vendors, including Nerdio, SureWeb, and Veeam, which are introducing new AI tools and partner updates to enhance MSP operations. The importance of human capital in maintaining complex systems is also highlighted, particularly in light of Amazon's recent AWS outage, which was exacerbated by significant layoffs leading to a loss of institutional knowledge. The podcast concludes with a call for MSPs to audit their technology stacks and focus on the impact of workflows rather than just features, ensuring that they are prepared for any chaos that may arise. Four things to know today00:00 The Cybersecurity Paradox: SMBs Spend More Than Ever, But Stay Just as Vulnerable04:21 ConnectWise's Critical Automate Flaws Highlight the Growing Risk of On-Prem RMMs06:11 From Layoffs to Latency: Amazon's DNS Outage Reveals the True Cost of Lost Expertise09:06 AI, Compliance, and Cloud PCs: Vendors Race to Redefine MSP Efficiency Ahead of Microsoft's 2025 Shift This is the Business of Tech.    Supported by:  https://try.auvik.com/dave-switchhttps://cometbackup.com/?utm_source=mspradio&utm_medium=podcast&utm_campaign=sponsorship

The afikra Podcast
Pressure Cooker: National Pavilion UAE at the 19th International Architecture Exhibition at the Venice Biennale | Azza Aboualam

The afikra Podcast

Play Episode Listen Later Oct 21, 2025 41:22


We delve into the UAE National Pavilion at the 2025 Venice Biennale, titled "Pressure Cooker" with curator Azza Aboualam. An assistant professor at the College of Arts and Creative Enterprises at Zayed University Dubai and co-founder of Holesum Studio, Aboualam explains how architecture can be a cornerstone for achieving food security, particularly in challenging climates like UAE's and the broader Gulf region. Inspired by a simple question from her mother about the origin of blueberries in the UAE, Aboualam's work explored the intersection of architectural design and food production, focusing on innovative greenhouse typologies. The "Pressure Cooker" exhibition showcases how traditional and high-tech architectural elements can be reconfigured to prolong growing seasons and expand food production within the UAE. We unpack the complexities of food security as a national priority, the economic and environmental costs of imported food, and the surprising prevalence of individual-led greenhouse projects in the UAE. We also touch upon the fascinating historical context of food in the UAE, the impact of population growth on food systems, and a unique architectural cookbook attached to the project, which frames the conversation around food and built environments. 0:00:00 The UAE's Vision For Food Security0:02:40 "Pressure Cooker": Architecture and Food Flow0:03:33 The Blueberry Revelation: Origin of the Idea0:04:38 Why Food Security Is an Architectural Problem in the UAE0:05:48 The Urgency of Food Security In The UAE0:07:08 Global Warming and Food Production Challenges0:08:08 Inside The "Pressure Cooker" UAE Pavilion at the Venice Biennale 20250:10:41 A Call to Action and Moment of Reflection0:11:55 The True Cost of Food0:12:21 Greenhouses: a Common Practice in the UAE0:14:16 The "Kit-of-Parts" Innovation0:14:42 The Adaptable Greenhouse System0:16:07 Food Production in Apartment Living0:16:44 Sparking Broader Conversations0:17:30 Individual vs. Urban Scale Food Production0:19:08 Who Is Doing Food Security Well?0:20:32 Food Infrastructure in the UAE0:21:56 Regional Knowledge Sharing0:23:02 Local Food Production and Sufficiency0:23:53 Oil Revenue's Impact on Food Security0:25:01 Pressure Cooker Recipes: An Architectural Cookbook0:26:44 Engaging With Local Farmers0:28:18 Pathway to Food Independence0:29:03 Defining Food Independence0:30:54 Supermarkets: a Changing Landscape0:32:08 Historical Food Production in the UAE0:33:11 Migration and Food Systems0:35:00 Resources for Learning About Food Security0:36:51 The Problem of Food Waste0:39:17 Packaging Waste in the F&B IndustryUpcoming event

Profit First for Lawyers
The True Cost of Sacrifice

Profit First for Lawyers

Play Episode Listen Later Oct 21, 2025 10:20


Discover the true cost of sacrifice and learn why profit is stewardship and not selfishness. Part two of the three part Doctrine of Sacrifice series.

We're Going There With Bianca Juarez Olthoff
Ep 193: Freedom Isn't Free: A Fierce Call to Action with Bianca Juarez and Makayla Martinez

We're Going There With Bianca Juarez Olthoff

Play Episode Listen Later Oct 20, 2025 37:41


Are you truly living free, or are you just talking about it? Join me and my co-host, Makayla Martinez, in this passionate episode as we dive deep into the real cost of freedom. Get ready to be challenged, encouraged, and empowered to wage war for your freedom. It's worth it! In this episode, we unpack: The True Cost of Freedom Overcoming Shame & Negative Self-Talk Owning Your Calendar Desiring More (Biblically) Embracing Your Voice Fighting for Your Freedom Friends, there is a spiritual war waging against our freedom. Let us know how you are finding true freedom in your life today by sharing on socials @biancajuarezofficial and @makayylay. Love you, B RESOURCES/LINKS Co-Host Makayla Martinez https://www.instagram.com/makayylay/?hl=en  ⋇ Bianca's book Grit Don't Quit: Developing Resilience And Faith When Giving Up Isn't An Option. https://amzn.to/3MO74OC  ⋇ The Grit Don't Quit Bible Study is now available. https://www.biancajuaerzofficial.com/gdq  ⋇ So grateful to our sponsors! We're Going There is sponsored by HomeChef - For a limited time, HomeChef is offering my listeners 18 Free Meals PLUS Free Dessert for Life and of course, Free Shipping on your first box! Go to HomeChef.com/GOINGTHERE.  Must be an active subscriber to receive free dessert. http://tinyurl.com/WGTHomeChef We're Going There is sponsored by BetterHelp - Visit BetterHelp.com/GOINGTHERE today to get 10% off your first month. http://tinyurl.com/WGTBetterHelp ⋇ Subscribe to We're Going There on your favorite podcast app so you don't miss out on any of the great topics and conversations. Don't forget to leave a loving review! Apple: https://podcasts.apple.com/us/podcast/were-going-there-with-bianca-juarez-olthoff/id1529509063?uo=4  Spotify: https://open.spotify.com/show/6RpqUTDQWWKDHt1yLQlMKW ⋇ Visit biancajuarezofficial.com/resources to learn more about books and other resources from Bianca. https://www.biancaolthoff.com/resources  ⋇ Want to stay connected, join the community today. https://www.biancajuarezofficial.com/  ⋇ WGT email: podcast@inthenameoflove.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Your Medicare Community - MedicareFAQ
The True Cost of Skipping Medicare B or D | What You'll Pay Later

Your Medicare Community - MedicareFAQ

Play Episode Listen Later Oct 20, 2025 6:28


Thinking about delaying Medicare Part B or Part D? It could cost you for the rest of your life. In this episode, we reveal the real financial impact of waiting to enroll, including permanent late penalties, coverage gaps, and higher out-of-pocket costs. Before you make a costly mistake, find out who can safely delay, who can't, and how to avoid lifelong penalties with smart Medicare timing. Tune in now to protect your coverage and your wallet.

A World of Difference
The True Cost of Attrition: Why Investing in Talent Development is Your Organization's Competitive Edge with Lori Adams-Brown

A World of Difference

Play Episode Listen Later Oct 15, 2025 16:40


What if the real reason your best people are leaving isn't about paychecks or perks, but something way bigger, something you might not even be measuring yet? There's a quiet shift happening in the workforce that's turning traditional retention strategies upside down. And here's the kicker: companies that embrace it aren't just keeping their talent. They're watching productivity and promotions soar, with results that might surprise you. So, what's the one move that could help your people see a future with you, and keep them from walking away? Let's dig into it. In this episode, you will be able to: Discover how internal learning ecosystems can unlock career growth and keep employees engaged longer. Uncover the surprising ways talent development directly boosts employee retention and loyalty. Explore smart strategies for internal mobility that ramp up productivity and fuel workforce motivation. Learn how AI is reshaping workforce skills and what that means for your talent development plans. Build clear internal career pathways that inspire employees to stay and grow within your organization. The key moments in this episode are:00:00:00 - The Importance of Professional Support and Mental Health Resources 00:01:00 - Addressing Employee Retention Through Career Growth 00:02:25 - The Shift from Manager to Career Development as a Retention Strategy 00:05:29 - Internal Mobility Drives Retention and Business Success 00:08:37 - Future-Proofing Organizations with Learning Agility and Cross-Functional Leadership "When people see a path forward inside your company, they stay; and when they feel invested in, they perform." - Lori Adams-Brown Connect with me on Substack at loriadamsbrown.substack.com as a free or paid subscriber for exclusive, in-depth content. Share this episode with a leader, friend, parent, neighbor, colleague, boss, or team member who would benefit from the message. Subscribe to the podcast, leave a review, and share this episode with someone who might need to hear it. Your support helps the community grow and keeps these important conversations going. If you need professional help, such as therapy: https://www.betterhelp.com/difference If you are looking for your next opportunity, sign up for Lori's Masterclass on Master the Career Pivot: https://www.loriadamsbrown.com/careerpivot Difference Makers who are podcast listeners get 10% off with the code: DIFFERENT "Companies that invest in the growth of their people build the future of their businesses—because when you invest in people, you don't just retain them, you expand what's possible for the organization." - Lori Adams-Brown Learn more about your ad choices. Visit megaphone.fm/adchoices

The Tara Show
H3: “2,000 Terrorists Freed, 20 Hostages Returned: The True Cost of the Swap”

The Tara Show

Play Episode Listen Later Oct 13, 2025 32:14


A historic but controversial deal unfolds as former President Trump addresses the Israeli Parliament following the release of 20 hostages — at the cost of freeing roughly 2,000 of the most dangerous Hamas terrorists, including 250 serving life sentences. This episode dives into the risks and consequences of the deal, the strategic gains for Hamas, the unreported realities of the agreement, and the potential threats reaching the U.S., Canada, and beyond. We also explore systemic failures in judicial oversight, immigration loopholes, and the challenges in enforcing national security measures domestically.

Stu Does America
Ep 1128 | Democrats' Shutdown Lies Obfuscate Truth About the TRUE Cost of Obamacare | Guest: Dan Andros

Stu Does America

Play Episode Listen Later Oct 8, 2025 46:21


Stu Burguiere looks at the tales the Left is telling about the government shutdown and shows why caving to leftist health care demands would be disastrous for the country. Then, CBN's Dan Andros joins to break down the hypocrisy of so many in the world turning against Israel. And Stu looks at the current state of the U.S.-Mexico border. TODAY'S SPONSORS BEAM ORGANICS Try Beam's best-selling Dream Powder and get up to 40% off for a limited time when you visit http://www.ShopBeam.com/STU and use the promo code STU   REAL ESTATE AGENTS I TRUST For more information, please visit http://www.realestateagentsitrust.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Coffee w/#The Freight Coach
1299. #TFCP - The Cost of No Plan B: The True Cost Of One Rejected Load!

Coffee w/#The Freight Coach

Play Episode Listen Later Oct 7, 2025 30:52 Transcription Available


How do you turn a freight brokerage's operational chaos into excellence and customer confidence? Let's hear from Dave Gutierrez of OLIMP Warehousing, sharing how his team delivers flexible, on-demand storage solutions that help brokers handle rejected loads, missed appointments, and tight delivery windows without breaking a sweat! We delve into building lasting trust through proactive communication, how rigorous warehouse vetting keeps freight safe, and why embracing complex “ugly freight” can actually give brokers a massive competitive edge in the business!   About Dave Gutierrez Dave is a twenty-year veteran of the logistics business, both as a broker and as a shipper. He has a super-useful BA in creative writing from the University of Illinois and an ostensibly more relevant MBA from Loyola Chicago to go with it. Currently he is the Vice President and Sales at OLIMP Warehousing, a provider of flexible on-demand warehousing solutions. He lives in the suburbs of Chicago with his family--wife, two excellent children, and two badly behaved labrador retrievers.    Connect with Dave Website: https://olimpwarehousing.com/ LinkedIn: https://www.linkedin.com/in/davegutierrez-transportation/   

Do Life Big
153: The Hidden Cost of Playing it Safe

Do Life Big

Play Episode Listen Later Oct 6, 2025 7:29


Playing it safe feels comfortable, right? But here's the truth: safe is actually the riskiest move you can make. In this episode, I'm breaking down the real cost of hiding in your comfort zone—lost time, lost money, lost confidence, and worst of all… lost dreams. I'll share how saying “yes” to starting a property management company with Nick (even in the craziest season of our lives!) opened doors we never would've imagined. And I'll ask you the same questions I've been asking myself: What is staying safe costing you? Where are you shrinking instead of stepping forward? Because regret? That's heavier than any risk you'll ever take. This week, I'm challenging you to trade safety for courage and take the leap you've been putting off. Your dream life isn't built in your comfort zone—it's waiting on the other side of risk.

Real Organic Podcast
Naomi Oreskes: The True Cost Of Doubt

Real Organic Podcast

Play Episode Listen Later Oct 5, 2025 61:13


Celebrated historian of science and author of Merchants of Doubt Naomi Oreskes exposes how powerful corporations distort science to protect profits, by using scientists who seek to promote their personal ideologies. She draws the lines between climate denial, food system disinformation, and the fight to preserve soil-based organic farming. This conversation is a call to defend both science and farming integrity against corporate control.https://realorganicproject.org/naomi-oreskes-true-cost-of-doubt-243The Real Organic Podcast is hosted by Dave Chapman and Linley Dixon, engineered by Brandon StCyr, and edited and produced by Jenny Prince.The Real Organic Project is a farmer-led movement working towards certifying 1,000 farms across the United States this year. Our add-on food label distinguishes soil-grown fruits and vegetables from hydroponically-raised produce, and pasture-raised meat, milk, and eggs from products harvested from animals in horrific confinement (CAFOs - confined animal feeding operations).To find a Real Organic farm near you, please visit:https://www.realorganicproject.org/directoryWe believe that the organic standards, with their focus on soil health, biodiversity, and animal welfare were written as they should be, but that the current lack of enforcement of those standards is jeopardizing the ability for small farms who adhere to the law to stay in business. The lack of enforcement is also jeopardizing the overall health of the customers who support the organic movement; customers who are not getting what they pay for at market but still paying a premium price. And the lack of enforcement is jeopardizing the very cycles (water, air, nutrients) that Earth relies upon to provide us all with a place to live, by pushing extractive, chemical agriculture to the forefront.If you like what you hear and are feeling inspired, we would love for you to join our movement by becoming one of our 1,000  Real Friends:https://www.realorganicproject.org/real-organic-friends/To read our weekly newsletter (which might just be the most forwarded newsletter on the internet!) and get firsthand news about what's happening with organic food, farming and policy, please subscribe here:https://www.realorganicproject.org/email/

Dark Side of Wikipedia | True Crime & Dark History
How Cops Manufactured Confessions — The True Cost of the Yogurt Shop Cover-Up-WEEK IN REVIEW

Dark Side of Wikipedia | True Crime & Dark History

Play Episode Listen Later Oct 4, 2025 59:08


How Cops Manufactured Confessions — The True Cost of the Yogurt Shop Cover-Up This is the segment that should make every law‑and‑order headline pause. We're not rehashing the solved case — we're pulling the thread that destroyed lives for decades: the interrogation tactics, investigative tunnel vision, and prosecutorial rush that produced false confessions in the Yogurt Shop murders. On Hidden Killers Live, defense attorney Bob Motta sits with us and we play back the press conference moments that acknowledged what so many suspected for years: Michael Scott and Robert Springsteen confessed under intense interrogation, and there was never physical evidence tying them to the scene. We walk through how those confessions were obtained, why they stuck in courtrooms, and how the system rewarded certainty over truth. This segment breaks that process down in plain language. We explain, with examples and legal perspective, why an 18‑hour interrogation — or five hours of repeated suggestion and pressure — can make a person confess to something they never did. We talk psychological coercion: minimization, false‑evidence ploys, repeated suggestion, exhaustion — techniques that produce the appearance of confession without producing truth. Bob describes the prosecutorial incentives that let that evidence carry the day: a damning audio tape, a nervous jury, and a DA office under pressure to close a city‑shattering crime. But it's not just psychology. We cover the procedural failures: why exculpatory DNA was ignored for years, how labs and evidence management fell short, and why internal checks — from supervisory review to independent oversight — failed to catch the drift. We also tackle the human cost: men who lost their freedom, reputations, and futures; families who were misled; and the chilling reality that the real killer stayed on the road. This is a call for accountability, not spectacle. Bob lays out concrete reforms that would have prevented these confessions from being the lynchpin of a criminal case: mandatory video of all interrogations, strict limits on session length, independent review when confessions are central, and a presumption against charging when DNA excludes suspects. We finish asking the question every viewer should be asking: how many other cases are resting on coerced admissions right now? If you want a legal, psychological and human breakdown of how police failures become life sentences — and what to do about it — watch this. This isn't just a true crime story. It's a warning.

Hidden Killers With Tony Brueski | True Crime News & Commentary
How Cops Manufactured Confessions — The True Cost of the Yogurt Shop Cover-Up-WEEK IN REVIEW

Hidden Killers With Tony Brueski | True Crime News & Commentary

Play Episode Listen Later Oct 4, 2025 59:08


How Cops Manufactured Confessions — The True Cost of the Yogurt Shop Cover-Up This is the segment that should make every law‑and‑order headline pause. We're not rehashing the solved case — we're pulling the thread that destroyed lives for decades: the interrogation tactics, investigative tunnel vision, and prosecutorial rush that produced false confessions in the Yogurt Shop murders. On Hidden Killers Live, defense attorney Bob Motta sits with us and we play back the press conference moments that acknowledged what so many suspected for years: Michael Scott and Robert Springsteen confessed under intense interrogation, and there was never physical evidence tying them to the scene. We walk through how those confessions were obtained, why they stuck in courtrooms, and how the system rewarded certainty over truth. This segment breaks that process down in plain language. We explain, with examples and legal perspective, why an 18‑hour interrogation — or five hours of repeated suggestion and pressure — can make a person confess to something they never did. We talk psychological coercion: minimization, false‑evidence ploys, repeated suggestion, exhaustion — techniques that produce the appearance of confession without producing truth. Bob describes the prosecutorial incentives that let that evidence carry the day: a damning audio tape, a nervous jury, and a DA office under pressure to close a city‑shattering crime. But it's not just psychology. We cover the procedural failures: why exculpatory DNA was ignored for years, how labs and evidence management fell short, and why internal checks — from supervisory review to independent oversight — failed to catch the drift. We also tackle the human cost: men who lost their freedom, reputations, and futures; families who were misled; and the chilling reality that the real killer stayed on the road. This is a call for accountability, not spectacle. Bob lays out concrete reforms that would have prevented these confessions from being the lynchpin of a criminal case: mandatory video of all interrogations, strict limits on session length, independent review when confessions are central, and a presumption against charging when DNA excludes suspects. We finish asking the question every viewer should be asking: how many other cases are resting on coerced admissions right now? If you want a legal, psychological and human breakdown of how police failures become life sentences — and what to do about it — watch this. This isn't just a true crime story. It's a warning.

My Crazy Family | A Podcast of Crazy Family Stories
How Cops Manufactured Confessions — The True Cost of the Yogurt Shop Cover-Up-WEEK IN REVIEW

My Crazy Family | A Podcast of Crazy Family Stories

Play Episode Listen Later Oct 4, 2025 59:08


How Cops Manufactured Confessions — The True Cost of the Yogurt Shop Cover-Up This is the segment that should make every law‑and‑order headline pause. We're not rehashing the solved case — we're pulling the thread that destroyed lives for decades: the interrogation tactics, investigative tunnel vision, and prosecutorial rush that produced false confessions in the Yogurt Shop murders. On Hidden Killers Live, defense attorney Bob Motta sits with us and we play back the press conference moments that acknowledged what so many suspected for years: Michael Scott and Robert Springsteen confessed under intense interrogation, and there was never physical evidence tying them to the scene. We walk through how those confessions were obtained, why they stuck in courtrooms, and how the system rewarded certainty over truth. This segment breaks that process down in plain language. We explain, with examples and legal perspective, why an 18‑hour interrogation — or five hours of repeated suggestion and pressure — can make a person confess to something they never did. We talk psychological coercion: minimization, false‑evidence ploys, repeated suggestion, exhaustion — techniques that produce the appearance of confession without producing truth. Bob describes the prosecutorial incentives that let that evidence carry the day: a damning audio tape, a nervous jury, and a DA office under pressure to close a city‑shattering crime. But it's not just psychology. We cover the procedural failures: why exculpatory DNA was ignored for years, how labs and evidence management fell short, and why internal checks — from supervisory review to independent oversight — failed to catch the drift. We also tackle the human cost: men who lost their freedom, reputations, and futures; families who were misled; and the chilling reality that the real killer stayed on the road. This is a call for accountability, not spectacle. Bob lays out concrete reforms that would have prevented these confessions from being the lynchpin of a criminal case: mandatory video of all interrogations, strict limits on session length, independent review when confessions are central, and a presumption against charging when DNA excludes suspects. We finish asking the question every viewer should be asking: how many other cases are resting on coerced admissions right now? If you want a legal, psychological and human breakdown of how police failures become life sentences — and what to do about it — watch this. This isn't just a true crime story. It's a warning.

Sports Chasers Podcast
Ryder Cup Backlash, WNBA Tensions, MLB Wild Card Calls, CFB & NFL Previews

Sports Chasers Podcast

Play Episode Listen Later Oct 3, 2025 89:29


Thursday Night Live Ep. 427 — Ryder Cup Fan Conduct, NBCU–YouTube TV Deal, WNBA Officiating & Pay, MLB Wild Card Decisions, CFB FSU–Miami Watch Party, NFL Week Preview, Aces–Mercury Finals, Knicks PreseasonIn this episode, the Sports Chasers dissect the Ryder Cup backlash and fan etiquette, the NBCUniversal–YouTube TV distribution agreement and what it signals for sports streaming costs, escalating WNBA tensions (including officiating, pay structure, and league direction), and MLB Wild Card decisions where analytics may have overruled hot bats. We preview FSU–Miami (watch party on deck), scan the NFL slate (49ers–Rams TNF + Sunday games), tee up the WNBA Finals (Aces–Mercury), and talk Knicks preseason depth.

The Full Frontal Living™ Podcast with Lisa Carpenter
The True Cost of Success (and Why It Never Feels Like Enough)

The Full Frontal Living™ Podcast with Lisa Carpenter

Play Episode Listen Later Oct 1, 2025 19:57


You've achieved more than most people, but if you're honest, it's come at a cost — to your health, your relationships, your energy, maybe even your sense of peace. And here's the kicker: no matter how much you do, it never feels like enough. In this very first episode of Congruent, Lisa Carpenter pulls back the curtain on the truth about success. Why do so many high-achieving men and women deny or downplay their success? Why does “making it” rarely feel the way we imagined it would? And what does it actually take to create success that sustains you instead of drains you? Lisa shares her own story of chasing achievement while never feeling successful, and how a life-changing season forced her to embody everything she'd been teaching for over a decade. She reveals the hidden costs of “do-er mode,” the patterns that keep ambitious people stuck, and the shifts required to build a life that feels as good on the inside as it looks on the outside.   What you'll hear in this episode: Why success often comes with hidden costs. The gap between how others see you and how you see yourself. The real reason nothing ever feels like enough. The difference between numbing with busyness vs. living in congruence. What congruent success looks and feels like. What to expect from this podcast each week. If you've been chasing achievement but still feel unfulfilled, exhausted, or disconnected, this episode will help you see that you're not broken — you've been conditioned. And there's a different way forward.

Seven Million Bikes; A Saigon Podcast
Discover The True Cost of Living in Vietnam, hosted by Adrie Lopez Mackay

Seven Million Bikes; A Saigon Podcast

Play Episode Listen Later Oct 1, 2025 48:13


“You can live in Vietnam for $1,000 a month… but will you be happy, healthy, and secure doing it?”Adrie and I are gonna be here again, but in different roles - she's the host and interviews me. Adrie asks me about the real cost of living in Vietnam after nine years as expats in Ho Chi Minh City. When we first arrived, we thought everything would be dirt cheap — almost free. But as we settled into long-term life, we learned that costs depend entirely on the lifestyle you want to live.This conversation was a fun mix of stories from our early days, lessons we've learned the hard way, and advice I wish someone had told me when we first moved here. It's not just about whether you can survive on a backpacker budget — it's about whether you can thrive here long-term with savings, health insurance, and a lifestyle you actually enjoy. Key Talking PointsFirst impressions vs. reality – Vietnam feels cheap at first, but costs add up quickly.Wide price ranges – from 10k coffees to 110k Starbucks, lifestyle choices shape your budget.Can you live on $1,000/month? Long-term essentials – pensions, health insurance, transportation, and gym memberships are often overlooked.Simple but rich lifestyle – Vietnam makes it easier to spend less on consumer goods, but temptations (international food, travel, shopping) are always there.Chapters[00:00] Arriving in Vietnam – first impressions and naïve expectations.[07:00] The shock of real rent prices in Ho Chi Minh City.[13:00] Street food vs. Western comforts: how your lifestyle changes your budget.[19:00] Hidden costs expats forget: pensions, insurance, gyms, and groceries.[29:00] Big question: Can you live on $1,000/month in Saigon?[45:00] Why a simpler life in Vietnam can actually feel richer."Send me a message!"This Season is sponsored by Premier Dental.Discover the potential of a confident and healthy smile with the excellent dental clinic in Ho Chi Minh Support the show

Why Is This Happening? with Chris Hayes
The True Cost of Violence on Black Life in America with Trymaine Lee

Why Is This Happening? with Chris Hayes

Play Episode Listen Later Sep 30, 2025 57:19


A few years ago, MSNBC contributor and Pulitzer Prize-winning journalist Trymaine Lee, though healthy and only 38, nearly died of a heart attack. That experience forced him to confront the multitude of factors that almost killed him. In his new book, “A Thousand Ways to Die: The True Cost of Violence on Black Life in America,” he discusses the weight of being a Black man in America, of bearing witness, as a journalist, to relentless Black death, the toll of intergenerational oppression and more. Lee joins WITHpod to discuss three themes in the book: the long and bloody history of African Americans and guns; his work as a chronicler of gun violence and his own life story. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Keen On Democracy
The True Cost of Roadkill: Cars Have Caused 60 to 80 Million Deaths in the Last 100 Years

Keen On Democracy

Play Episode Listen Later Sep 30, 2025 53:58


The numbers are mind blowing. According to Roadkill authors Henrietta Moore and Arthur Kay, cars have killed more people than both world wars combined. That's how toxic our relationship with cars has been over the last century, they argue. The UN figures they cite—60 to 80 million direct deaths since the automobile's invention—don't even include premature deaths from air pollution or the millions seriously injured. Yet we've become “car blind,” Moore and Kay contend, unable to see how we've surrendered 80% of urban public space to vehicles that sit idle 96% of the time, creating what they call a hidden “car industrial complex” that reshapes cities in its image. So what to do? They advocate for “choice not obligation”—redesigning cities so people can drive if they want but aren't forced to. They point to successful experiments from Barcelona's superblocks to Dallas's highway cap parks, where reclaimed streets have actually increased business revenue by up to 34% in some cases. Their goal isn't to ban cars but to stop letting them dominate every aspect of urban planning and life.1. The Deadly Math of “Car Blindness” Cars have directly killed 60-80 million people since their invention—more than WWI and WWII combined. Yet we've normalized this death toll and become “car blind” to how thoroughly automobiles dominate our lives, with 80% of urban public space dedicated to vehicles that sit unused 96% of the time.2. Electric and Self-Driving Cars Aren't Silver Bullets Moore and Kay argue that EVs and autonomous vehicles like Waymo don't solve the fundamental problem: they're still cars taking up urban space. Plus, EVs bring their own issues—from lithium extraction devastating places like Chile's Atacama Desert to the question of whether electricity generation is actually clean.3. “Choice Not Obligation” - A New Freedom Framework The authors aren't advocating car bans but rather redesigning cities so driving becomes optional rather than mandatory. They argue true 21st-century freedom means being able to walk to school safely, access nearby shops, and move through cities without car dependence—not just the 20th-century freedom to drive anywhere.4. Global South Solutions Leading the Way Surprisingly, innovations aren't coming from Copenhagen but from places like Nairobi's matatu system (on-demand informal transit) and Dallas's highway “cap parks.” These demonstrate that car reduction isn't just for wealthy European cities but can work across diverse economic contexts.5. Follow the Money - It Actually Works When done properly, reducing car dominance boosts business. Times Square restaurants saw revenue jump 34% after pedestrianization. The key is integrated planning with communities rather than top-down mandates, ensuring alternatives exist before removing parking.Keen On America is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit keenon.substack.com/subscribe

FUTUREPROOF.
How Car Culture Is Eroding Cities, Budgets, and Choices (ft. author Arthur Kay)

FUTUREPROOF.

Play Episode Listen Later Sep 25, 2025 26:45


Send us a textCars have long been sold as the ultimate symbol of freedom. But what if they've trapped us instead? In this episode of FUTUREPROOF., we sit down with Arthur Kay, urban designer and coauthor of Roadkill: Unveiling the True Cost of Our Toxic Relationship with Cars.Kay argues that America's car dependency is more than a climate issue—it's a system of financial, political, and social control that burdens working and middle-class families, strains local economies, and limits real choice. Together, we explore:Why cars drive hidden costs in housing, taxes, and debtHow car-centric cities hollow out communities and opportunitiesThe global lessons America can learn from more walkable, resilient urban modelsA realistic blueprint for building cities that prioritize people, not vehiclesThis conversation goes far beyond traffic jams and tailpipe emissions—it's about the future of freedom, equity, and the way we design our lives.

Business By The Numbers
True Cost of Labor [E189]

Business By The Numbers

Play Episode Listen Later Sep 25, 2025 20:40


Thanks to our partners Promotive and Wicked FileAuto shops aren't going broke because they charge too little—they're going broke because they're measuring wrong. In this episode, CPA and host Hunt Demerest unpacks the gap between what your shop management system tells you and what your financials know to be true. From the hidden drag of switching techs from flat rate to hourly to the simple tweak that makes your software reflect real costs, Hunt shows you how to surface the problem (productivity vs. pricing) and correct course—before your margins get cut in half.What you'll learn:02:20 – Expectation vs. reality: SMS shows 75% gross profit—but QuickBooks shows ~50%.04:38 – The pivot that broke the math: moving techs from flat rate to hourly + production drop.06:52 – Why unchecked hourly pay halves margins—and why it's so hard to fix later.09:12 – “Productivity” isn't just techs: counter, invoicing, parts, layout, communication.13:55 – Pricing sanity check: book time vs. your actual time; efficiency vs. productivity.16:04 – The core software issue: SMS assumes techs are only paid when you're paid.18:23 – The fix: compare SMS “expected” labor cost to QuickBooks actuals and adjust: set a shop-wide uplift % or per-tech rates, include benefits, vacation, unpaid work, bonuses, aim to slightly overstate costs (~5%) so you're pleasantly surprised at month-end.32:16 – Wrap: Most shops have a productivity and pricing problem—use SMS truthing to see it sooner.Key takeawaysFlat rate manages downside; hourly requires management. If hourly productivity slides from ~40 flagged hours to ~20, your margin vanishes.Don't let software mask reality. If SMS says 75% gross profit but financials show ~50%, trust the books and recalibrate SMS.Blend the cure. You rarely fix a major productivity problem only with pricing—and you can't price your way out of operational drag.Make SMS reflect true cost. Start shop-wide: if SMS shows $10k labor cost but QuickBooks shows $12k, increase internal tech rates by +20% (then refine per-tech if needed).Target “conservative accuracy.” Slightly overstating cost protects your bottom line morebthan rosy math ever will.Thanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books...

The Electric Wire
The True Cost of Electric Deregulation with Power for Tomorrow

The Electric Wire

Play Episode Listen Later Sep 24, 2025 43:57


Gary Meltz and Brad Viator of Power for Tomorrow join the podcast to discuss how the regulated electric utility model protects customers, how deregulation drives up electric bills, and how to address some of the challenges facing the industry today. Links: Gary's Column: Electric Deregulation Historically Means Higher Power Billshttps://www.powerfortomorrow.org/news/real-clear-energy-electric-deregulation-historically-means-higher-power-billsMore on Brad's RTO Insider Column: https://www.powerfortomorrow.org/news/rto-insider-pjm-is-flailing-but-theres-a-solutionPower for Tomorrow: https://www.powerfortomorrow.org/Podcast referenced in this episode: Utility Regulation Really Sucks: Shift Key with Robinson Meyer and Jesse Jenkinshttps://open.spotify.com/episode/0reuOqB6EuxqnGmGHbvSEo

It's the Bottom Line that Matters Podcast
The True Cost of Doing It All Yourself: Smart Outsourcing for Success

It's the Bottom Line that Matters Podcast

Play Episode Listen Later Sep 23, 2025 20:17


Are you burning out trying to handle every part of your business solo? In this insightful episode of It's The Bottom Line that Matters, cohosts Jennifer Glass and Patricia Reszetylo dive deep into the hidden costs—and overlooked dangers—of doing it all yourself as an entrepreneur.Jennifer and Patricia bring refreshing honesty as they share personal stories of undercharging, overcommitting, and learning the hard way how essential it is to outsource or delegate. You'll hear why trying to save money by shouldering every task yourself can actually drain your time, wear down your confidence, and stunt your business's growth. From failing at JavaScript to wrestling with design, and even the pros and cons of using AI tools like ChatGPT, the hosts illustrate how knowing your limits and strategically seeking help can unlock more freedom and productivity.This conversation goes beyond cliché advice. Jennifer and Patricia get real about perfectionism, trust, and the power of focusing on your true strengths. You'll get practical wisdom for finding balance between hands-on learning and knowing when it's smarter to invest in outside expertise. The emotional payoff? Less stress and guilt, more time for what matters, and the growth that comes from letting go.Speaker Bios:Jennifer Glass opens up about her journey from massively undercharging and taking on every element of a client project herself, to shifting her approach, leveraging better tools, and setting healthy boundaries. Jennifer's reflective, solution-focused perspective encourages listeners to value their expertise and make smarter choices for sustained success.Patricia Reszetylo brings a grounded, practical angle, sharing vivid stories of technical struggles and the relief found in recognizing her limits. Patricia's insights emphasize the importance of self-awareness, knowing when to seek guidance, and the emotional freedom that comes with smart delegation.Keywords: small business, entrepreneur tips, outsourcing, business growth, time management, Jennifer Glass, Patricia Reszetylo, business podcast, entrepreneurial advice, productivity, solo entrepreneurship, delegation strategies, business owner burnout, ChatGPT for business, business efficiency

I'm Busy Being Awesome
Episode 321: ADHD Chronic Overwhelm + 4 Steps To Deal With It

I'm Busy Being Awesome

Play Episode Listen Later Sep 22, 2025 24:48


In Episode 321 You Will Discover: The real reasons your ADHD brain gets overwhelmed (and why it's not your fault) The emotional, physical, and practical toll of chronic overwhelm 3 specific shifts to help you move from stuck into action Work With Me:

BizNinja Entrepreneur Radio
The Event Strategy You'll Never Forget

BizNinja Entrepreneur Radio

Play Episode Listen Later Sep 22, 2025 28:24


Have you ever thought about running an event in space? Yeah… me neither—until today.In this episode, I sit down with Brody Lee, an entrepreneur who turned a near-death experience into a mission to change the world through human connection. From selling fake hall passes in high school to closing $20k at his very first (one-person!) event, Brody's journey is nothing short of wild.We dive into how events aren't just about selling from the stage—they're about curating transformational experiences that respect the real costs people pay to show up: their money, time, and relationships. Brody breaks down why treating your attendees like ATMs is a losing game, how he built (and walked away from) a $3.5M business, and why he's now aiming for a billion-dollar moonshot with events that could literally take us to the stars.If you've ever wondered how to create meaningful, profitable events—or if you just need a reminder of what's possible when you refuse to quit—this is an episode you'll want to grab a front-row seat for. What You'll Learn:How a life-changing wake-up call set Brody on the entrepreneurial pathThe surprising $20k lesson from his very first event (with one attendee)Why most events fail—and how to make yours unforgettableThe “conversion content” approach that inspires people to work with you (without pressure tactics)Why hugs matter more to your business than you thinkBrody's audacious plan to run a philanthropic event… in space Chapters00:00 Welcome & Space Conference Joke00:38 Brody's Wake-Up Call: Overdose to Clarity02:40 Starting His First Business After Tony Robbins Event05:01 The One-Person Event That Made $20K06:47 Lessons on Empty Rooms & Event Marketing07:49 From Apple to $1.3M in Year One08:55 Scaling, Burning Out & Walking Away from $3.5M11:15 Why Most Events Fail (and How to Fix Them)13:50 Respecting the True Cost of Attending Events15:43 Selling with Impact (Not Pressure)19:25 Tony Robbins as the Gold Standard of Events21:03 Why Virtual Can't Replace Hugs & Hallway Connections22:39 The Future of Events: AI, Impact & Revolution24:41 Project Orelis: A $10B Event in Space26:45 Brody's U.S. Bucket List & Travel Goals27:29 Wrap-Up & Call to Action

Goodnight and Good Game
Episode 514: The True Cost of Game Pass

Goodnight and Good Game

Play Episode Listen Later Sep 20, 2025 93:33


This week on the show, after the news - our boss room is going to be a special one, where Hector will be leading the conversation on what game pass is truly costing the games industry.

A Certain Age
Bonus Episode: Novelist Cleyvis Natera Unpacks the True Cost of Paradise and Sisterhood

A Certain Age

Play Episode Listen Later Sep 15, 2025 69:27


What are you willing to sacrifice for security? Author Cleyvis Natera invites readers to explore this question and more on a breathless seven-day trip to The Grand Paloma Resort, a Dominican Republic luxury resort where White Lotus-esque thriller meets sharp social commentary. As two local girls go missing and a hurricane approaches, sisters Laura and Elena live and work amidst stark class distinctions. The resort siphons water for lush gardens while local communities face drought, tourists operate under systems of private justice, and staff navigate knotty power dynamics for survival. Join host Katie Fogarty and Natera as they wander The Grand Paloma and explore the complexities of midlife: are we obligated to take responsibility for others, what is the moral cost of compromises for security, and how to thread the delicate balance between protecting those we love and allowing them autonomy. Bonus! We also crack open Natera's critically acclaimed debut Neruda on the Park, uncover how aspiring authors can get the most out of writing workshops, and discover why Natera credits "getting lost" as essential to building a creative, values-driven midlife. FOLLOW A CERTAIN AGE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ GET INBOX INSPO: Sign up for our newsletter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AGE BOLDLY⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We share new episodes, giveaways, links we love, and midlife resources Learn more about your ad choices. Visit megaphone.fm/adchoices

The Floral Hustle
The True Cost of Underpricing Your Floral Work

The Floral Hustle

Play Episode Listen Later Sep 15, 2025 14:44


The Way of Valor
185:Choosing Schools as a Christian Parent: Counting the True Cost

The Way of Valor

Play Episode Listen Later Sep 10, 2025 25:05


Send us a textAs a parent, choosing the right school for your child can feel overwhelming, especially in today's world where public schools, Christian schools, classical models, micro-schools, and homeschooling are all on the table. But for Christian families, the decision isn't just about academics or convenience, it's about faith, values, safety, and long-term impact.In this episode of The Way of Valor, Angie Taylor unpacks the real questions Christian parents are wrestling with:Can my child truly know Jesus in this school environment?Will they be safe and supported by teachers and administrators who share my values?Am I underestimating the hidden costs of a “free” public school education?What are the strengths and weaknesses of Christian schools, classical schools, and micro-schools?How can homeschool parents thrive with the right support and community?With decades of experience as both a public school teacher and a Christian school leader, Angie shares candid insights about the educational landscape, what's at stake, what parents should be asking, and how to align your child's education with your family's biblical worldview.If you're a parent weighing your school options, this conversation will help you look beyond the headlines and dig into the deeper heart-level questions that matter most.Share this episode with another parent making school decisions right now.Connect with Angie Taylor on:IG: https://www.instagram.com/mrsangietaylor/?hl=enFB: https://www.facebook.com/profile.php?id=100090424997350